424B3 1 salessup_20120717.htm Prospectus Supplement (Sales Report) No. 48

Prospectus Supplement (Sales Report) No. 48 dated July 17, 2012

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 558865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

558865

$12,000

$12,000

13.11%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 558865. Member loan 558865 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Waggoner Fabrication Debt-to-income ratio: 19.28%
Length of employment: 4 years Location: Gardners, PA
       
Home town:
Current & past employers: Waggoner Fabrication
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,610.00 Public Records On File: 0
Revolving Line Utilization: 49.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 583211

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

583211

$10,000

$10,000

14.33%

1.00%

July 11, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 583211. Member loan 583211 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Keany Produce Company Debt-to-income ratio: 14.25%
Length of employment: 10+ years Location: Temple Hills, MD
       
Home town:
Current & past employers: Keany Produce Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > With this loan, I will be paying off my credit cards earlier than my projected budget plan at a lower APR. By hard work, smart credit choices and keeping to my budget spreadsheet I have been building up my credit rating over the last few years. Please consider funding my loan. Thank you.<br><br> Borrower added on 07/08/12 > The purpose of this loan is to pay off some high interest credit cards and previous Lending Club loan that I have been paying on time for 2 years. I recently paid off a car loan 8 months early and expect to pay this loan off early as well.<br>

 

A credit bureau reported the following information about this borrower member on June 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,019.00 Public Records On File: 0
Revolving Line Utilization: 53.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 607825

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

607825

$8,000

$8,000

18.49%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 607825. Member loan 607825 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,708 / month
Current employer: Sierra Surgery Hospital Debt-to-income ratio: 23.59%
Length of employment: 7 years Location: reno, NV
       
Home town:
Current & past employers: Sierra Surgery Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I would like to consolidate several smaller bills into one monthly payment. I have been employed at the same job for 7 years. Thank you very much for taking the time to look at this.<br><br> Borrower added on 07/01/12 > I am applying for this loan to consolidate several smaller credit card bills and a loan into one payment.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1988 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 61 Months Since Last Delinquency: 9
Revolving Credit Balance: $9,832.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for asking about my loan posting. All of the household expenses are split with my spouse so these are my shares: Mortgage $1450, transportation (mine) $200, utilities $190, home and car insurance $174, phone $90, food (including pets) $200, student loan (mine) $372, car payment $368. The credit cards and loan I would like to combine into the loan I have applied for total just under $8000, with interest rates between 9.9 and 21.5%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This will take me a little time to get together. I did not want it to look like I was avoiding or ignoring your question.
If you have a delinquency in the last 2 years, please explain the reason.My spouse was out of work for over a year and half. During that time I managed, on my salary and working other jobs, to keep us above water, but we did fall behind 60 the mortgage at one point (last delinquency was April 2011) and one credit card. Since we are now both working again, the mortgage, taxes and all of our other bills are current.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This will take me a little time to get together. I did not want it to look like I was avoiding or ignoring your question.

 


 

 

 

Member Payment Dependent Notes Series 848771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

848771

$15,350

$15,350

8.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 848771. Member loan 848771 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: U.S. Air Force Debt-to-income ratio: 15.74%
Length of employment: 6 years Location: Plumas Lake, CA
       
Home town:
Current & past employers: U.S. Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I would like to purchase an investment property to increase my passive cash flow with this loan.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,669.00 Public Records On File: 0
Revolving Line Utilization: 18.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$700 on mortgage, tax, and insurance<br>$0 credit card payments<br>$425 on car payment that is covered from a passive cash flow investment.
What other sources of financing are you using to purchase the home?None, we are buying the property in cash with this loan combined with our liquid assets.
What other sources of financing are you using to purchase the home?None, we are buying the property in cash with this loan combined with our liquid assets.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$700 on mortgage, tax, and insurance<br>$0 credit card payments<br>$425 on car payment that is covered from a passive cash flow investment.
What other sources of financing are you using to purchase the home?None, we are buying the property in cash with this loan combined with our liquid assets.

 


 

 

 

Member Payment Dependent Notes Series 1176368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176368

$21,000

$21,000

11.14%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176368. Member loan 1176368 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,083 / month
Current employer: Tesla Debt-to-income ratio: 18.89%
Length of employment: 2 years Location: San Francisco, CA
       
Home town:
Current & past employers: Tesla
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > Driven individual who hasn't missed a payment of any credit card, bill, or loan in over 8 years. I'm going to use this loan to pay off a higher interest debt and replace it with this one. I have a stable job with great career growth and incentive. Already been promoted 3 times in less than 2 years.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,094.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: 1800<br>car: 300<br>utilities: 200<br>phone: 70<br>insurance: 50<br>food: 250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?22K credit - used to be 11% but around 2 years ago when the interest rate hike hit for millions of paying on time customers, I got hit with 20%. Never missed a payment and they slapped me with that before the laws changed to lock me in at a higher rate.<br><br>Student loan should be around 3K left, low interest like 2%
Please explain the reason why you carry a large revolving credit balance.I incurred just over 20K in debt for surgeries and medical bills for a dog who suffered and battled cancer the last two years of his life. We fought it with everything we could. The rest was revolving pr
Please explain the reason why you carry a large revolving credit balance.I incurred just over 20K in debt for surgeries and medical bills for a dog who suffered and battled cancer the last two years of his life. We fought it with everything we could. The rest was revolving pr
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?22K credit - used to be 11% but around 2 years ago when the interest rate hike hit for millions of paying on time customers, I got hit with 20%. Never missed a payment and they slapped me with that before the laws changed to lock me in at a higher rate.<br><br>Student loan should be around 3K left, low interest like 2%

 


 

 

 

Member Payment Dependent Notes Series 1204854

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1204854

$20,250

$20,250

15.31%

1.00%

July 16, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1204854. Member loan 1204854 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Ryland & Merchak, P.C. Debt-to-income ratio: 18.77%
Length of employment: 10+ years Location: LOUISA, VA
       
Home town:
Current & past employers: Ryland & Merchak, P.C.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I would like to payoff my auto loan and credit card debt. Getting this loan would enable me to have an "end date" regarding paying off my credit card debt and result in a lower monthly payment. I have never been late on any payments and have stable employment.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,268.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1241674

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1241674

$9,000

$9,000

12.12%

1.00%

July 17, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1241674. Member loan 1241674 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Lurie Children's Hospital Debt-to-income ratio: 6.59%
Length of employment: < 1 year Location: Boston, MA
       
Home town:
Current & past employers: Lurie Children's Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 48 Months Since Last Delinquency: 16
Revolving Credit Balance: $8,954.00 Public Records On File: 0
Revolving Line Utilization: 24.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Four thousand dollars. Anticipated salary starting September is ten thousand per month
Will some or all of your moving expenses be reimbursed, if so how much?Yes, I will get reimbursement up to $5000 in September.
If you have a delinquency in the last 2 years, please explain the reason.I consolidated debt few years ago.

 


 

 

 

Member Payment Dependent Notes Series 1254011

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1254011

$35,000

$35,000

13.11%

1.00%

July 12, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1254011. Member loan 1254011 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: US Army Debt-to-income ratio: 18.63%
Length of employment: 10+ years Location: Spanaway, WA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > This is a consolidation loan.<br>

 

A credit bureau reported the following information about this borrower member on May 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,923.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1,500<br>Utilities 500
What is your intended use for the loan proceeds?Consolidate debt, I have three balances that I am going to consolidate.

 


 

 

 

Member Payment Dependent Notes Series 1285672

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1285672

$6,000

$6,000

6.62%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1285672. Member loan 1285672 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: GM Nameplate Debt-to-income ratio: 18.83%
Length of employment: < 1 year Location: San Jose, CA
       
Home town:
Current & past employers: GM Nameplate
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,177.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello,<br>I really do not feel comfortable answering that question, just because I feel that is personal info. But I make enough that I am able to afford all of the above.
What type of vehicle are you buying (make, model, year, mileage and condition)?I am looking at a 2005 Volvo XC90, and it has 91K miles on it and is great condition.

 


 

 

 

Member Payment Dependent Notes Series 1291480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1291480

$27,575

$27,575

14.09%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1291480. Member loan 1291480 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: AT&T Debt-to-income ratio: 19.73%
Length of employment: 10+ years Location: rialto, CA
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > CREDIT CARD<br><br> Borrower added on 06/29/12 > credit card debt<br><br> Borrower added on 07/03/12 > The reason I am requesting this loan is to consolidate my credit card bills. Unfortunately I lost my mother & had many expenses for her burial and other expenses that this type of tragedy incurs. I would very much like to just consolidate & have 1 payment. Thank you in advance<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 25
Revolving Credit Balance: $21,691.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mtg pmt 1205.00, transportation 150.00, ulitities 100.00, insurance 150.00, phone 180.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 169,000.00 interest rate 4.5%, credit card 15,000.00 (to be paid off) interest rate 29%
If you have a delinquency in the last 2 years, please explain the reason.i don't believe i've had any delinquicies in the past 2 years. However, a few years ago I had applied for a loan mod with Wells Fargo & was temporarily approved for a pmt reduction program for a trial period of 3 months but they kept extending the trial period & after almost 6 months i received a letter stating i was behind $5400.00 in my pmts so I immediately paid the entire amount in full.
Please explain the reason why you carry a large revolving credit balance.I have been trying to pay off<br> funeral debts incurred from my mom's passing.
If you have a delinquency in the last 2 years, please explain the reason.i don't believe i've had any delinquicies in the past 2 years. However, a few years ago I had applied for a loan mod with Wells Fargo & was temporarily approved for a pmt reduction program for a trial period of 3 months but they kept extending the trial period & after almost 6 months i received a letter stating i was behind $5400.00 in my pmts so I immediately paid the entire amount in full.

 


 

 

 

Member Payment Dependent Notes Series 1312780

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312780

$27,050

$27,050

21.98%

1.00%

July 11, 2012

July 7, 2017

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312780. Member loan 1312780 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: n/a Debt-to-income ratio: 16.91%
Length of employment: < 1 year Location: Jacksonville, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > recently forcibly discharged from the navy due to cutbacks looking to repay navy overpayment and start fresh with debt reduction<br>

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 74
Revolving Credit Balance: $6,101.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.none
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?9000 to Navy, 1600 for everything else
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000

 


 

 

 

Member Payment Dependent Notes Series 1320555

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1320555

$3,125

$3,125

8.90%

1.00%

July 17, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1320555. Member loan 1320555 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $583 / month
Current employer: n/a Debt-to-income ratio: 24.34%
Length of employment: 3 years Location: LA PUENTE, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Bachelors Degree: Business Administration with Entrepreneurship Option<br>School: California State University, Los Angeles<br>Consumer Electronics Industry<br>Type of business: E-Marketplace Retailer (eBay)<br>Reason for loan: Growth<br>Loan Repayment Potential: 100%<br><br> Borrower added on 06/29/12 > Bachelors Degree: Business Administration with Entrepreneurship Option<br>School: California State University, Los Angeles<br>Consumer Electronics Industry<br>Type of business: E-Marketplace Retailer (eBay)<br>Reason for loan: Growth<br>Loan Repayment Potential: 100%<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,138.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hi there,<br><br> I will be using 100% of the loan proceeds to increase my inventory levels. As a self-financed business, I currently do not have enough money to maintain the stock levels required to satisfy demand.
What is your intended use for the loan proceeds?Hi there,<br><br> I will be using 100% of the loan proceeds to increase my inventory levels. As a self-financed business, I currently do not have enough money to maintain the stock levels required to satisfy demand.
What is your intended use for the loan proceeds?Hi there,<br><br> I will be using 100% of the loan proceeds to increase my inventory levels. As a self-financed business, I currently do not have enough money to maintain the stock levels required to satisfy demand.

 


 

 

 

Member Payment Dependent Notes Series 1320670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1320670

$1,600

$1,600

15.31%

1.00%

July 11, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1320670. Member loan 1320670 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: New Balance Chiropractic Debt-to-income ratio: 11.30%
Length of employment: 3 years Location: seattle, WA
       
Home town:
Current & past employers: New Balance Chiropractic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Need the loan to make auto repairs<br>

 

A credit bureau reported the following information about this borrower member on May 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,681.00 Public Records On File: 0
Revolving Line Utilization: 94.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1323573

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1323573

$15,000

$15,000

19.72%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1323573. Member loan 1323573 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: r7 school dist Debt-to-income ratio: 5.48%
Length of employment: 6 years Location: WEBB CITY, MO
       
Home town:
Current & past employers: r7 school dist
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 45
Revolving Credit Balance: $4,777.00 Public Records On File: 0
Revolving Line Utilization: 70.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?867.house ,cars all paid off,450 utilities, 200 phone internet, around 145.insurance , food between 1000 to 1100 for a total around 2700 a month credit card should be paid off which will save me the high interest 490.monthly hope you can understand this
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Walmart card 2600.interest 24.99 monthly 65,MasterCard capialone4400. interest 17.9monthly 118. MasterCard orchard 2700.interest 12.9monthly 65.MasterCard Union plus 2000.interest 19.99 monthly 55.great southern 2500. interest 15,monthly 121
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?867.house ,cars all paid off,450 utilities, 200 phone internet, around 145.insurance , food between 1000 to 1100 for a total around 2700 a month credit card should be paid off which will save me the high interest 490.monthly hope you can understand this
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Walmart card 2600.interest 24.99 monthly 65,MasterCard capialone4400. interest 17.9monthly 118. MasterCard orchard 2700.interest 12.9monthly 65.MasterCard Union plus 2000.interest 19.99 monthly 55.great southern 2500. interest 15,monthly 121
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?before the loan435 minimum but i always paid about 150 over minimum after 555
What is the total balance of your credit cards, interest rates and current monthly payments?$14300. interest est.20.% not min 535.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Walmart card 2600.interest 24.99 monthly 65,MasterCard capialone4400. interest 17.9monthly 118. MasterCard orchard 2700.interest 12.9monthly 65.MasterCard Union plus 2000.interest 19.99 monthly 55.great southern 2500. interest 15,monthly 121
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?867.house ,cars all paid off,450 utilities, 200 phone internet, around 145.insurance , food between 1000 to 1100 for a total around 2700 a month credit card should be paid off which will save me the high interest 490.monthly hope you can understand this
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Walmart card 2600.interest 24.99 monthly 65,MasterCard capialone4400. interest 17.9monthly 118. MasterCard orchard 2700.interest 12.9monthly 65.MasterCard Union plus 2000.interest 19.99 monthly 55.great southern 2500. interest 15,monthly 121
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?before the loan435 minimum but i always paid about 150 over minimum after 555
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?taxes are in the house payment as well 867.insurance 145. utilities around 450 credit 535
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Walmart card 2600.interest 24.99 monthly 65,MasterCard capialone4400. interest 17.9monthly 118. MasterCard orchard 2700.interest 12.9monthly 65.MasterCard Union plus 2000.interest 19.99 monthly 55.great southern 2500. interest 15,monthly 121

 


 

 

 

Member Payment Dependent Notes Series 1331029

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1331029

$30,000

$30,000

23.63%

1.00%

July 17, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1331029. Member loan 1331029 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,375 / month
Current employer: Shawmut Construction Debt-to-income ratio: 14.57%
Length of employment: 2 years Location: MANSFIELD, MA
       
Home town:
Current & past employers: Shawmut Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > The majority of my debt was created based on a move to a different city and an attempt to enter a sales position. I have since moved back to my hometown and taken a long-term position with a salary. This money is needed to consolidate the previous debt and pay off quickly.<br><br> Borrower added on 07/11/12 > My credit suffered when moving to a new city and taking a sales position. Put money into the job and supported myself with credit while trying to salvage a personal relationship. The relationship ended so I moved back home, got a steady job with a good salary and all that remains is my debt. Help!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 41 Months Since Last Delinquency: 13
Revolving Credit Balance: $30,805.00 Public Records On File: 0
Revolving Line Utilization: 94.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency is one late payment on a best buy credit card. The reason is because I paid off the account in full however the payment was 3 days after the end of a promotional period. This meant they charged me the full amount of interest from the promotional period. Because my electronic statements were being delivered to a spam folder and I didn't realize I missed the end of the promotional period I assumed my balance was zero. The company eventually called and I paid in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan will go towards combining 3 CCs into one monthly flat rate as well as finish payments on one vehicle loan. Total of the CCs is roughly $28K at varying rates between 26% and 29% and the monthly payments are about $850. There is $2K left on the car loan at $250/month.
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency is one late payment on a best buy credit card. The reason is because I paid off the account in full however the payment was 3 days after the end of a promotional period. This meant they charged me the full amount of interest from the promotional period. Because my electronic statements were being delivered to a spam folder and I didn't realize I missed the end of the promotional period I assumed my balance was zero. The company eventually called and I paid in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,800/month goes into a housing account for mortgage, utilities, homeowners insurance, and food, etc. Approximately $300/month for commuting/transportation. $90/month phone. $100/month car insurance. $1,000/month goes towards the debt that will be cleared up with this loan.
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency is one late payment on a best buy credit card. The reason is because I paid off the account in full however the payment was 3 days after the end of a promotional period. This meant they charged me the full amount of interest from the promotional period. Because my electronic statements were being delivered to a spam folder and I didn't realize I missed the end of the promotional period I assumed my balance was zero. The company eventually called and I paid in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan will go towards combining 3 CCs into one monthly flat rate as well as finish payments on one vehicle loan. Total of the CCs is roughly $28K at varying rates between 26% and 29% and the monthly payments are about $850. There is $2K left on the car loan at $250/month.

 


 

 

 

Member Payment Dependent Notes Series 1331185

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1331185

$14,000

$14,000

14.09%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1331185. Member loan 1331185 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Passaic County Sheriff's Department Debt-to-income ratio: 4.78%
Length of employment: 10+ years Location: Passaic, NJ
       
Home town:
Current & past employers: Passaic County Sheriff's Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I would like to pay off my credit cards all at once, so that I just may concentrate on sending one chunk of a payment a month to lending club. Thank you in advance.<br>

 

A credit bureau reported the following information about this borrower member on June 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 36
Revolving Credit Balance: $15,019.00 Public Records On File: 0
Revolving Line Utilization: 36.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $1829<br>Credit cards: $250<br>Car:$265<br>Car ins :$139<br>Gas: $150<br>Food:$500<br>Phone: $160
What is your intended use for the loan proceeds?Debt consolidation
Please explain the reason why you carry a large revolving credit balance.Paid some medical expenses. Help out parents from time to time with some of their expenses. I've been paying large amounts to bring them down, which ive been doing a pretty good job on.

 


 

 

 

Member Payment Dependent Notes Series 1332965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1332965

$13,600

$13,600

18.25%

1.00%

July 11, 2012

July 5, 2015

July 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1332965. Member loan 1332965 was requested on June 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: office depot Debt-to-income ratio: 26.52%
Length of employment: 6 years Location: beaverton, OR
       
Home town:
Current & past employers: office depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/21/12 > debt consolidation.<br><br> Borrower added on 06/21/12 > debt consolidation to buy our first home in a few months. having and end date to our date is great and it lowers our debt to income ratio so we can better afford our fisrt home!<br><br> Borrower added on 06/22/12 > consolidating our family's debt into one loan to save more money for a home and have everything paid off credit and auto.<br><br> Borrower added on 06/24/12 > we will have no debt aside from this loan which lowers our monthly total payments by about $400 amonth thanks for all the great Q's<br>

 

A credit bureau reported the following information about this borrower member on June 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 54
Revolving Credit Balance: $16,737.00 Public Records On File: 0
Revolving Line Utilization: 65.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent, auto, phone and credit cards, food, insurance
Please explain the reason why you carry a large revolving credit balance.had a business that failed in 10' slowly paying off debt from that. aswell had a child. been focusing on saving for a house on brokers advice and just slowly paying down cards and auto loan. but with loan would cut my monthly totals down by $400 so i can save more and pay off this loan quicker. thanks
Which debts do you plan to pay off with this loan?the loan will pay off all of them, but first being car loan then the last of my credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total is $1700 more than loan request amount. after i consolidate debt i can pay back loan faster than the 36mo requested. most credit cards rates are at the 22% and the auto loan was at 8.9%. but car loan is $390 a month and the others range for $20 to $50 amonth for each card. so paying them off in total opens up my Fiances for us to save for home and only needing to pay monthly expenses and this one loan.

 


 

 

 

Member Payment Dependent Notes Series 1335354

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1335354

$13,750

$13,750

15.31%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1335354. Member loan 1335354 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: eastman kodak Debt-to-income ratio: 23.12%
Length of employment: 10+ years Location: rochester, NY
       
Home town:
Current & past employers: eastman kodak
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > i am takeing this loan to consolidate other payments. i have taken loans from this company before and i am very pleased with the whole system<br>

 

A credit bureau reported the following information about this borrower member on June 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 40
Revolving Credit Balance: $15,003.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?the expenses are around 2400.00 . the total income per month is 3400.00. i want to reduse the amount of interest paid and have less bills to pay each month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the total monthly payments are around 2400.00 the total monthly income is around 3400.00 a month my goal is to lower the amount of interest paid and the amount of bills paid per month

 


 

 

 

Member Payment Dependent Notes Series 1335670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1335670

$20,700

$20,700

19.05%

1.00%

July 17, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1335670. Member loan 1335670 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Stride Rite Debt-to-income ratio: 27.30%
Length of employment: 10+ years Location: BRIDGEPORT, MI
       
Home town:
Current & past employers: Stride Rite
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan will be used mostly for debt consolidation, by getting this loan it will save us hundreds of dollars a month.This loan would be paid off in 5 years. It would take a lot longer to pay credit card companies. A small portion of this will also be used for a few home improvements.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,284.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The main purpose that this money will be used for is to pay off revolving credit card debt. We will also use a very small portion of this to finish a home remodeling project that will increase value in our home.
Please explain the reason why you carry a large revolving credit balance.Unfortunately there is no good explanation for this. That is why this loan would be such a great thing for us, so we can pay these debts off with a loan that will be paid off within 5 year, as opposed to revolving credit that could take 10 years or more.
Which debts do you plan to pay off with this loan?I plan on paying off all revolving debt that I have.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Again, I will be using this money to pay off high interest revolving debt. I will also be using a very small portion to finish a home improvement that will add value to the home.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).house payment with escrow $830, insurance (car and life) $250, car payment $400 and loan payment $300. By getting this loan I would be paying off the loan of $300 a month plus paying off high interest revolving credit cards. I have been paying out over $500 in credit card payments a month and because of the interest have not seen the balances coming down much. I would be able to pay these off and my loan which will save me hundreds of $ a month and pay it off in 5 years.

 


 

 

 

Member Payment Dependent Notes Series 1339690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1339690

$10,000

$10,000

15.31%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1339690. Member loan 1339690 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: EcoProducts, Inc. Debt-to-income ratio: 17.05%
Length of employment: 3 years Location: ELLENTON, FL
       
Home town:
Current & past employers: EcoProducts, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > To pay an IRS tax bill from 2011.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1981 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 27
Revolving Credit Balance: $79,374.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage:$1750.00, Car Payment $485.00, Utilities/Elect/Water/Cable: $400.00, Cell: 195.00, Insurance: $425.00, Food: $450.00
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any delinquency in the past two years.
Please explain the reason why you carry a large revolving credit balance.OUr son lost his job and we assisted him to make it throuogh. Our daughter alos lost her job and is a single mother of three. I have been able fortunately to habdle the load of credit without a preblem. Our son is back at work and daughter is also now doing well.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage:$1750.00, Car Payment $485.00, Utilities/Elect/Water/Cable: $400.00, Cell: 195.00, Insurance: $425.00, Food: $450.00
Please explain the reason why you carry a large revolving credit balance.OUr son lost his job and we assisted him to make it throuogh. Our daughter alos lost her job and is a single mother of three. I have been able fortunately to habdle the load of credit without a preblem. Our son is back at work and daughter is also now doing well.

 


 

 

 

Member Payment Dependent Notes Series 1340587

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1340587

$4,000

$4,000

12.12%

1.00%

July 16, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1340587. Member loan 1340587 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: EquityStation Debt-to-income ratio: 23.40%
Length of employment: 6 years Location: LAUDERDALE BY THE SE, FL
       
Home town:
Current & past employers: EquityStation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 63
Revolving Credit Balance: $20,140.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$457 in min monthly pmts, $588 if you include this loan pmt
Please explain the reason why you carry a large revolving credit balance.We started our own business about a year ago, using credit to build inventory, advertising, etc. Plus some of the credit card debt is from college. I recently got my student loan paid off and am working on the college credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1341626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1341626

$8,875

$8,875

15.31%

1.00%

July 13, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1341626. Member loan 1341626 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,108 / month
Current employer: first united bank and trust Debt-to-income ratio: 17.18%
Length of employment: < 1 year Location: FREDERICK, MD
       
Home town:
Current & past employers: first united bank and trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > This loan will be used to pay-off the remainder of credit cards i have and have 1 monthly payment apart from the mortgage payment.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,986.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1300<br>transportation is 50(gas only)<br>phone 40
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 3800 min pmt 154 24 percent<br>Visa 1300 min pmt 115 24 percent<br>Visa 800 min pmt 20 18.75 percent<br>r mortgage and loan + regular expenses(gas + food)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total current minimum about 450<br>this loan will cover just about all cards + my own contribution to pay them off.<br>the only payment i will have left will be for mortgage and loan + regular expenses(gas + food)
Please explain the reason why you carry a large revolving credit balance.I have been using the money to help my parents as they went through a bad financial situation<br>they now live with me and they have managed to get back on their feet and well on their way, unfortunately, during those six months my sister and i have almost maxed out our cards.

 


 

 

 

Member Payment Dependent Notes Series 1344125

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1344125

$4,000

$4,000

15.31%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1344125. Member loan 1344125 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: navigation solutions Debt-to-income ratio: 16.35%
Length of employment: 2 years Location: phoenix, AZ
       
Home town:
Current & past employers: navigation solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Want to buy some water crafts for my family .we live in Phoenix az and it gets very hot here .a weekend of fun at the lake is what we need to cool down this summer . Thank you<br><br> Borrower added on 07/07/12 > The loan I need is to purchase some water crafts for my family to have family outings.<br>

 

A credit bureau reported the following information about this borrower member on June 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 26
Revolving Credit Balance: $789.00 Public Records On File: 0
Revolving Line Utilization: 8.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I want to buy a watercraft for my family. We live in a very hot place and I feel something like that would really be enjoyed by my 3 sons and wife. I have found out that a jet ski will hold a value better then a boat. I have been wanting some for a while now and we just paid my wife's car off ( 450.00 ) month. This loan is very affordable for us.

 


 

 

 

Member Payment Dependent Notes Series 1345664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1345664

$4,000

$4,000

17.77%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1345664. Member loan 1345664 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Duke University Hospital Debt-to-income ratio: 18.59%
Length of employment: 5 years Location: MORRISVILLE, NC
       
Home town:
Current & past employers: Duke University Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,144.00 Public Records On File: 0
Revolving Line Utilization: 85.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1345952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1345952

$16,000

$16,000

15.31%

1.00%

July 13, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1345952. Member loan 1345952 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,325 / month
Current employer: Virginia Department of Transportation Debt-to-income ratio: 26.68%
Length of employment: 10+ years Location: CHESTER, VA
       
Home town:
Current & past employers: Virginia Department of Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > want to consolidate some higher interest cards<br>22 years on job<br>value my credit<br>safe investment for you<br>we both win<br>thanks<br>

 

A credit bureau reported the following information about this borrower member on June 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,753.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortg.- 1313.00<br>home equity/ line of credit- 0.00<br>utilities- 160.00<br>insurance- 80.00<br>taxes.- included in mortg. payment<br>misc..- 300.00 +/-
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortg.- 1313.00<br>home equity/ line of credit- 0.00<br>utilities- 160.00<br>insurance- 80.00<br>taxes.- included in mortg. payment<br>misc..- 300.00 +/-
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortg.- 1313.00<br>home equity/ line of credit- 0.00<br>utilities- 160.00<br>insurance- 80.00<br>taxes.- included in mortg. payment<br>misc..- 300.00 +/-
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortg.- 1313.00<br>home equity/ line of credit- 0.00<br>utilities- 160.00<br>insurance- 80.00<br>taxes.- included in mortg. payment<br>misc..- 300.00 +/-
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortg.- 1313.00<br>home equity/ line of credit- 0.00<br>utilities- 160.00<br>insurance- 80.00<br>taxes.- included in mortg. payment<br>misc..- 300.00 +/-
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortg.- 1313.00<br>home equity/ line of credit- 0.00<br>utilities- 160.00<br>insurance- 80.00<br>taxes.- included in mortg. payment<br>misc..- 300.00 +/-

 


 

 

 

Member Payment Dependent Notes Series 1347485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1347485

$9,750

$9,750

18.49%

1.00%

July 16, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1347485. Member loan 1347485 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,667 / month
Current employer: SER-Jobs for Progress Debt-to-income ratio: 11.59%
Length of employment: 3 years Location: HOUSTON, TX
       
Home town:
Current & past employers: SER-Jobs for Progress
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I will be using the loan to pay off my car, and 2 credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,172.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off my Visa and Discover card; my car that was financed by my mom when I turned 21, I took over the payments about a year later.

 


 

 

 

Member Payment Dependent Notes Series 1348648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1348648

$12,000

$12,000

13.11%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1348648. Member loan 1348648 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Hospital of the University of Pennsylvan Debt-to-income ratio: 18.81%
Length of employment: 6 years Location: Mount Royal, NJ
       
Home town:
Current & past employers: Hospital of the University of Pennsylvan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 25
Revolving Credit Balance: $17,969.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1348728

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1348728

$35,000

$35,000

21.49%

1.00%

July 13, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1348728. Member loan 1348728 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: InvestingChannel, Inc. Debt-to-income ratio: 8.59%
Length of employment: 1 year Location: Oswego, IL
       
Home town:
Current & past employers: InvestingChannel, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Extra cash on hand for a slush fund and/or home improvements.<br>

 

A credit bureau reported the following information about this borrower member on June 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 58
Revolving Credit Balance: $16,244.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$ 4000
Please explain the reason why you carry a large revolving credit balance.Corporate expenses which are reimbursed by my employer at 100 percent
What will be the largest expense in the first six months?No large expenses planned
What type of business are you starting?I have a small ecommerce business I am working on

 


 

 

 

Member Payment Dependent Notes Series 1348780

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1348780

$25,000

$25,000

7.90%

1.00%

July 13, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1348780. Member loan 1348780 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: universal technical institute Debt-to-income ratio: 11.30%
Length of employment: 6 years Location: ORLANDO, FL
       
Home town:
Current & past employers: universal technical institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Purchased home with addition already in place and finished. Nothing was to code have rebuilt structure on a 15k loan... need additional funds to finish the reroof of entire house. This loan will payoff the other loan and allow me to finish the roof. All proper engineering and inspections this time.<br><br> Borrower added on 06/26/12 > My budgeting to pay for this loan is in place. I have been paying 400 per month on the 15k bank loan and 400 per month on 2 0% home improvement credit cards. All other credit expenses have been paid in full monthly. This loan would allow me to finish the project and consolidate the existing balances<br>

 

A credit bureau reported the following information about this borrower member on June 8, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,360.00 Public Records On File: 0
Revolving Line Utilization: 11.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Tear down and rebuild exsisting addition built without a foundation. We pay taxes on the space already. The engineering, demolition, concrete and block work are already completed and have passed all inspections. Currently we are looking to fund the roof estimate and consolidate the existing 15k personal loan our bank gave us at a less competitive rate. we would be paying out the same amount this way, but our 36 month term is 1.5 years earlier than our current plan.
Please explain the reason why you carry a large revolving credit balance.One card keeps our monthly expenses in one place, it is paid in full each month. The rest has been construction supplies and costs. One card paid in full monthly, the other is store card with more than 12 months 0% financing left. I am way too cheep to pay interest I dont have to.

 


 

 

 

Member Payment Dependent Notes Series 1348912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1348912

$10,000

$10,000

13.11%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1348912. Member loan 1348912 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: NYC Transit Debt-to-income ratio: 19.03%
Length of employment: 1 year Location: Bronx, NY
       
Home town:
Current & past employers: NYC Transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I will be using this loan for debt consolidation.<br>Thanks a lot.<br>

 

A credit bureau reported the following information about this borrower member on June 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,966.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1348949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1348949

$18,725

$18,725

22.95%

1.00%

July 17, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1348949. Member loan 1348949 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: University of CT Health Center Debt-to-income ratio: 31.90%
Length of employment: < 1 year Location: UNIONVILLE, CT
       
Home town:
Current & past employers: University of CT Health Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 35 Months Since Last Delinquency: 21
Revolving Credit Balance: $18,484.00 Public Records On File: 0
Revolving Line Utilization: 91.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1010, car $592, Car ins $80, Cell phone $100, Cable/internet/phone $80, oil $150, electric $75, food $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan Sallie Mae $8700 3.75% $80 a month<br>Capital one $3500 22.9% $50 a month<br>Citibank $6900 26.9% $250 a month<br>Sears $770 $40 a month<br>Chase $1500 $50 a month<br>Lowes $1777 24.99% $55 a month<br>Walmart $1700 22.9 % $60 a month<br>Kohls $2500 $70 a month<br>Merrick $1750 28.45% $47 a month<br>Personal Loan $4000 $387 a month<br>Car loan $592 a month<br>American Dreamcard $2259
Please explain the reason why you carry a large revolving credit balance.I used credit cards to help get myself through college. Then I went though a period of time were money was extremely tight and used credit cards again. Now I have a good job and would like to pay off cards and close accounts.
If you have a delinquency in the last 2 years, please explain the reason.About two years ago we got behind on our mortgage payment. I worked out a plan with the company and caught it up.
If you have a delinquency in the last 2 years, please explain the reason.About two years ago we got behind on our mortgage payment. I worked out a plan with the company and caught it up.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1010, car $592, Car ins $80, Cell phone $100, Cable/internet/phone $80, oil $150, electric $75, food $500

 


 

 

 

Member Payment Dependent Notes Series 1350084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1350084

$28,625

$28,625

23.76%

1.00%

July 13, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1350084. Member loan 1350084 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Asplundh tree expert co. Debt-to-income ratio: 20.53%
Length of employment: 10+ years Location: troupsburg, NY
       
Home town:
Current & past employers: Asplundh tree expert co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > Want to consolidate 8 to 10 different bills to ease the amount of payments<br>

 

A credit bureau reported the following information about this borrower member on June 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,391.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?16000 credit balance <br>70000 house balance 700 monthly<br>1000 student loan 50 monthly <br>2500 credit line 155 monthly
Please explain the reason why you carry a large revolving credit balance.Once had a larger income coming into the house
Which debts do you plan to pay off with this loan?All debts except for my house and truck
Please explain the reason why you carry a large revolving credit balance.Once had a larger income coming into the house
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off completely all credit cards and credit lines

 


 

 

 

Member Payment Dependent Notes Series 1351225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1351225

$3,500

$3,500

15.31%

1.00%

July 16, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1351225. Member loan 1351225 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,750 / month
Current employer: DOE Debt-to-income ratio: 13.71%
Length of employment: < 1 year Location: BRONX, NY
       
Home town:
Current & past employers: DOE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,452.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone, 5 credit cards, food, transportation
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.HSN card- 2,500 is the balance, the minimum is $128.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Hsn- 128<br>Discover- 48.00<br>Citi- 28.00<br>Bestbuy- 25.00<br>PayPal - 45.00<br>Loan lending- 121.00<br>The pay off- hsn and citi card
Please explain the reason why you carry a large revolving credit balance.For large expensive purchases and pay them off.

 


 

 

 

Member Payment Dependent Notes Series 1351689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1351689

$3,550

$3,550

10.16%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1351689. Member loan 1351689 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,123 / month
Current employer: MF Riko, Inc. Debt-to-income ratio: 13.42%
Length of employment: 6 years Location: San Gabriel, CA
       
Home town:
Current & past employers: MF Riko, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > These funds will be used to purchase additional audio recording equipment for an online audio-related venture to launch in August of 2012. I will gladly answer any questions anyone has as promptly as is possible. Thanks for your consideration!<br><br> Borrower added on 07/05/12 > These funds will be used to purchase additional audio recording equipment for an online audio-related business venture. I've never missed a payment on any loans or credit accounts, my debt-to-income ratio is very low and I have been employed at the same company for over seven years.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $238.00 Public Records On File: 0
Revolving Line Utilization: 3.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is currently $200 per month. I have a car loan I pay $251 per month on, and spend approximately $120 per month on gasoline; my monthly phone bill is $45; auto insurance around $96/month; food costs per month are around $220.
What type of business are you starting?It's an online business that will sell stock audio to audio professionals, to launch in the August/September timeframe. Funds will be used to secure additional audio recording equipment.
What will be the largest expense in the first six months?A portion of these funds will be used to upgrade my current audio recorder to a more capable unit. This is the largest expense I anticipate having within the next 24 months.
What is your intended use for the loan proceeds?The funds will be used to upgrade my current audio recorder to a more capable, higher-quality unit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is currently $200 per month. I have a car loan I pay $251 per month on, and spend approximately $120 per month on gasoline; my monthly phone bill is $45; auto insurance around $96/month; food costs per month are around $220.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly housing expenses are $200 (rent), and includes the cost of utilities.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Does not apply.
What do you project your monthly revenues for the first 6 months to be?Revenues are anticipated to be low within the first six months of operation, below $400/month based on current projections. Profitability is expected within the first six months of operation, however. Note that this venture is purely an on-the-side endeavor and is intended to only supplement my current income.
What will be the largest expense in the first six months?A portion of these funds will be used to upgrade my current audio recorder to a more capable unit. This is the largest expense I anticipate having within the next 24 months.
Please describe your experience/familiarity with the business you are starting/started?The business will be an ecommerce site which sells and distributes stock audio to audio professionals. I have been doing web design, web development and graphic design for eleven years and have been involved in various facets of audio production for seven years as a freelance audio editor and sound designer.
What type of business are you starting?It's an online business that will sell stock audio to audio professionals, to launch in the August/September timeframe. Funds will be used to secure additional audio recording equipment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?These funds are intended to be used to purchase a portable audio recorder after having sold my current unit. Any remaining funds will be rolled into an account I've set aside for operating costs.
What do you project your monthly expenses for the first 6 months of your business?Initial expenses will be low. Hosting and file distribution costs to be below $110/month. Initial advertising budget is $450/month (on average) for the first six months. I've already set aside enough money to cover operating costs for the first 12 months, so operating costs will not be funded by my primary income source.
Can you provide some high level financials on the monthly costs / revenue of your business?Current costs are basically nothing, as I work to record, edit and catalogue audio and continue to work on the web development aspect. Post-launch operating costs were detailed in an earlier answer. Anticipated revenue was detailed in an earlier answer.
What type of business are you starting?It's an online business that will sell stock audio to audio professionals, to launch in the August/September timeframe. Funds will be used to secure additional audio recording equipment.
Please describe your experience/familiarity with the business you are starting/started?The business will be an ecommerce site which sells and distributes stock audio to audio professionals. I have been doing web design, web development and graphic design for eleven years and have been involved in various facets of audio production for seven years as a freelance audio editor and sound designer.
Can you provide some high level financials on the monthly costs / revenue of your business?Current costs are basically nothing, as I work to record, edit and catalogue audio and continue to work on the web development aspect. Post-launch operating costs were detailed in an earlier answer. Anticipated revenue was detailed in an earlier answer.

 


 

 

 

Member Payment Dependent Notes Series 1351952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1351952

$9,950

$9,950

14.09%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1351952. Member loan 1351952 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 12.46%
Length of employment: 1 year Location: FLUSHING, NY
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am requesting this loan so that I can consolidate. I'm currently paying my car loan and I'm missing one year, but I want to pay it off so that I can have the title. I'm also planning to pay off my credit cards since they have a higher rate so that I will have a more affordable monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,415.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$3730 Pay off Car loan. Currently sending $300 a mo.<br>$1850 Pay off Citi Credit card. 0% period coming to an end.<br>$1500 Pay off Macys card. Bought some furniture.<br>$1700 Pay off Chase card. Currently at 17.99%<br>$770 Pay down First National Bank card currently at $1050.<br><br>That will be the total of my loan and that way consolidating most of my debts and paying a more affordable monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1353430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1353430

$32,000

$32,000

19.05%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1353430. Member loan 1353430 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,952 / month
Current employer: Hebrew Hospital Home of Westchester Debt-to-income ratio: 12.99%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: Hebrew Hospital Home of Westchester
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,948.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello, thanks for asking, most of my credit cards are at 15.5% and less. I owe approximatly, $25,000.00. I pay approximatly $950.00 per month which is more than the minimums. I have a care credit account that I owe approximatly, $4000.00 and pay $170.00 a month. This is currently at 0% but only until Oct, 2012.I have a BOA loan that has $3500.00 left at $427.00 per month at 3.49%. I have about $33,000 cc line and $24,000.00 for care credit and the BOA loan. Hope this helps. Thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for asking. My rent is $1750.00, utilities are about $600.00, including phone, car and other insurance is approximatly $220.00 and food is about $400 to 600 per month. I have water delivered and that is about $80.00 and finally I have a gym membership at $50.00. I hope this helps.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for asking. My rent is $1750.00, utilities are about $600.00, including phone, car and other insurance is approximatly $220.00 and food is about $400 to 600 per month. I have water delivered and that is about $80.00 and finally I have a gym membership at $50.00. I hope this helps.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello, thanks for asking, most of my credit cards are at 15.5% and less. I owe approximatly, $25,000.00. I pay approximatly $950.00 per month which is more than the minimums. I have a care credit account that I owe approximatly, $4000.00 and pay $170.00 a month. This is currently at 0% but only until Oct, 2012.I have a BOA loan that has $3500.00 left at $427.00 per month at 3.49%. I have about $33,000 cc line and $24,000.00 for care credit and the BOA loan. Hope this helps. Thanks
Please explain the reason why you carry a large revolving credit balance.The primary reason was family responsibility. I had to assist my parents who had long term illnesses and then my sister who had to be re-located into a new apartment. Other reason's were that I had significant dental work and an ill kitty cat. Thank you for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello, thanks for asking, most of my credit cards are at 15.5% and less. I owe approximatly, $25,000.00. I pay approximatly $950.00 per month which is more than the minimums. I have a care credit account that I owe approximatly, $4000.00 and pay $170.00 a month. This is currently at 0% but only until Oct, 2012.I have a BOA loan that has $3500.00 left at $427.00 per month at 3.49%. I have about $33,000 cc line and $24,000.00 for care credit and the BOA loan. Hope this helps. Thanks
Please explain the reason why you carry a large revolving credit balance.The primary reason was family responsibility. I had to assist my parents who had long term illnesses and then my sister who had to be re-located into a new apartment. Other reason's were that I had significant dental work and an ill kitty cat. Thank you for asking.

 


 

 

 

Member Payment Dependent Notes Series 1353548

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1353548

$12,000

$12,000

12.12%

1.00%

July 12, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1353548. Member loan 1353548 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: SJSD Debt-to-income ratio: 18.93%
Length of employment: 4 years Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: SJSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,791.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card and a small student loan is really my only debt except our mortgage.
Please explain the reason why you carry a large revolving credit balance.graduate school, job loss twice
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card and a small student loan is really my only debt except our mortgage.
Please explain the reason why you carry a large revolving credit balance.graduate school, job loss twice
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1200

 


 

 

 

Member Payment Dependent Notes Series 1353693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1353693

$6,075

$6,075

10.16%

1.00%

July 16, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1353693. Member loan 1353693 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Glenbrrook hospital Debt-to-income ratio: 17.68%
Length of employment: 8 years Location: Skokie, IL
       
Home town:
Current & past employers: Glenbrrook hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,987.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1354301

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1354301

$6,075

$6,075

10.16%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1354301. Member loan 1354301 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Florida Department of Law Enforcement Debt-to-income ratio: 23.60%
Length of employment: 2 years Location: PENSACOLA, FL
       
Home town:
Current & past employers: Florida Department of Law Enforcement
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > I am employed full time and working on a master's degree. I am trying to consolidate credit card debt accrued while obtaining my undergraduate degree. I make enough money to support myself the credit card bills are stressful and I would like to consolidate them into one easy payment.<br>

 

A credit bureau reported the following information about this borrower member on June 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,320.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, credit card payments,cable, gas,power, water, and food is $1500 a month. Leaving me with about $300 in spending money a month. If i can consolidate some of my credit card bills, I won't have to manage so many payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8,000 in credit card debt all with interst rates higher than the loan which is another reason for consolidating. I pay about $300 dollars a month in credit card payments.
Please explain the reason why you carry a large revolving credit balance.I didn't take out student loans in college thinking i was doing a good thing. However I ended up getting overwhelmed in credit cards trying to get by until I got a full time job. The bank will not approve a loan for me to consolidate because I have too much debt. It is very hard to reduce my debt when no kne will give me a chance.

 


 

 

 

Member Payment Dependent Notes Series 1355269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1355269

$6,000

$6,000

8.90%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1355269. Member loan 1355269 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: Avaya Government Solutions Debt-to-income ratio: 22.24%
Length of employment: 3 years Location: Alexandria, VA
       
Home town:
Current & past employers: Avaya Government Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > This loan will be used to consolidate two loans that I currently have. I have never been late on a payment for either loan.<br><br>My financial situation: <br>I am a good candidate for this loan because am in excellent standing. Never a late payment! I have an excellent credit score.<br>

 

A credit bureau reported the following information about this borrower member on June 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,671.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Besides credit cards, rent $1475, transportation $80, utilities are included in rent price (this includes internet), cable $0 ( I never watch TV), insurance $64, food varies, but I am single, cell phone $62. I live as cheap as possible to pay off this existing debt.
Please explain the reason why you carry a large revolving credit balance.Car repairs, moving expenses

 


 

 

 

Member Payment Dependent Notes Series 1355980

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1355980

$6,450

$6,450

10.16%

1.00%

July 13, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1355980. Member loan 1355980 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: we heart beer LLC Debt-to-income ratio: 6.85%
Length of employment: 3 years Location: HOUSTON, TX
       
Home town:
Current & past employers: we heart beer LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?fix up home and and pay back loan to raise my credit score
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 400$ a month for all expenses. work is close enough to walk and I have roommates that share cost of the house with me.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 400$ a month for all expenses. work is close enough to walk and I have roommates that share cost of the house with me.
What is the home improvement project you are planning?re-do the laminate floors and paint the walls a new color
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 400$ a month for all expenses. work is close enough to walk and I have roommates that share cost of the house with me.

 


 

 

 

Member Payment Dependent Notes Series 1357280

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1357280

$30,000

$30,000

20.49%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1357280. Member loan 1357280 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: legacy health System Debt-to-income ratio: 13.86%
Length of employment: 10+ years Location: PORTLAND, OR
       
Home town:
Current & past employers: legacy health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 10
Revolving Credit Balance: $30,589.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had family expenses that were beyond my means.I used the cash advance feature to provide what was needed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $695,tranportation$50,phone$140,food $300,insurance $230 quarterly
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $695,tranportation$50,phone$140,food $300,insurance $230 quarterly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi band 6500, interest is 22.%Direct Merchant 7200,interest 29%,AMX,6000,interest unknown,US Bank 12k,22%. I pay between 400-600 on each monthly
Please explain the reason why you carry a large revolving credit balance.I had family expenses that were beyond my means.I used the cash advance feature to provide what was needed.
If you have a delinquency in the last 2 years, please explain the reason.not one
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi band 6500, interest is 22.%Direct Merchant 7200,interest 29%,AMX,6000,interest unknown,US Bank 12k,22%. I pay between 400-600 on each monthly
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $695,tranportation$50,phone$140,food $300,insurance $230 quarterly

 


 

 

 

Member Payment Dependent Notes Series 1357607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1357607

$4,000

$4,000

14.33%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1357607. Member loan 1357607 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 21.04%
Length of employment: n/a Location: Las Vegas, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 54
Revolving Credit Balance: $209.00 Public Records On File: 1
Revolving Line Utilization: 3.30% Months Since Last Record: 86
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1358380

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1358380

$18,550

$18,550

18.49%

1.00%

July 13, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1358380. Member loan 1358380 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,915 / month
Current employer: Pearl City High School Debt-to-income ratio: 30.91%
Length of employment: 4 years Location: PEARL CITY, HI
       
Home town:
Current & past employers: Pearl City High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Loan is for loan cosolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 44
Revolving Credit Balance: $8,703.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent monthly is $925.00<br>Transportation monthly is $80.00<br>Utilities monthly is $70.00<br>Phone monthly is $75.00<br>Insurance (car) monthly is $35.00<br>Food monthly is $60.00<br>Student loan monthly is $360<br>personal loan monthly is $352.00 (consolidation loan)<br>master card monthly is $52.00 (consolidation loan)<br>visa card monthly is $52.00 (consolidation loan)<br>emergency personal loan monthly $350.00 (consolidation loan)<br>all payments are current.
Please explain the reason why you carry a large revolving credit balance.Revolving credit balance came from: 1. when I first began teaching special needs students, there were many supplies and learning materials which I needed that I couldn't get funding for from the school. <br><br>2. recently a change in my personal life (my girlfriend moved out) created a need for emergency funding.<br><br>3. I continue to purchase necessities for my special needs students, that cannot be funded by the school.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am looking at mainly a loan consolidation (90%) I believe if I can consolidate these, then for the next three years, I will be paying one loan at a smaller monthly giving me a leeway to save for emergencies which currently I have no leeway for. Also, I believe there should be a little left over from the consolidation that I could send a little money to my daughter who is trying very hard to make something of herself and is really struggling financially too. Also new glasses for me.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent monthly is $925.00<br>Transportation monthly is $80.00<br>Utilities monthly is $70.00<br>Phone monthly is $75.00<br>Insurance (car) monthly is $35.00<br>Food monthly is $60.00<br>Student loan monthly is $360<br>personal loan monthly is $352.00 (consolidation loan)<br>master card monthly is $52.00 (consolidation loan)<br>visa card monthly is $52.00 (consolidation loan)<br>emergency personal loan monthly $350.00 (consolidation loan)<br>all payments are current.

 


 

 

 

Member Payment Dependent Notes Series 1358541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1358541

$17,500

$17,500

14.09%

1.00%

July 11, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1358541. Member loan 1358541 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Fort Osage School District Debt-to-income ratio: 23.73%
Length of employment: 2 years Location: Lees Summit, MO
       
Home town:
Current & past employers: Fort Osage School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am paying of my second mortgage in order to refinance my first mortgage which will reduce my payment by several hundred dollars<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,373.00 Public Records On File: 0
Revolving Line Utilization: 4.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1358913

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1358913

$5,000

$5,000

16.29%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1358913. Member loan 1358913 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Dry Creek Kitchen Debt-to-income ratio: 10.41%
Length of employment: < 1 year Location: SANTA ROSA, CA
       
Home town:
Current & past employers: Dry Creek Kitchen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am taking out this loan to manage and consolidate my credit card debt into one simple monthly payment. I am super excited to have a concrete time frame in which to pay off this loan and to transfer the debt into one location!<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 74
Revolving Credit Balance: $6,693.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay $1650 for my family's mortgage until other family members find employment, and I also pay $425 in rent, plus another $550 for bills, most of which is paying off debts, and then about $200 in gas. I spend very little on food as I work 2 full-time jobs at restaurants and am therefore quite well-fed.
Which debts do you plan to pay off with this loan?I plan to pay off the credit cards (most of them) I have held balances on the longest. Either way, I plan to pay off all my non-student loan debt within the year once my family is back on their feet. At that point I will be able to take the extra money from my 75+ hours per week and pay off these high-interest loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards totalling $5500, plus a personal loan of about $1700, plus $35,000 in student loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay $1650 for my family's mortgage until other family members find employment, and I also pay $425 in rent, plus another $550 for bills, most of which is paying off debts, and then about $200 in gas. I spend very little on food as I work 2 full-time jobs at restaurants and am therefore quite well-fed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards totalling $5500, plus a personal loan of about $1700, plus $35,000 in student loans.

 


 

 

 

Member Payment Dependent Notes Series 1359586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1359586

$25,000

$25,000

10.16%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1359586. Member loan 1359586 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Redgiant USA, Inc Debt-to-income ratio: 21.49%
Length of employment: 6 years Location: Carson, CA
       
Home town:
Current & past employers: Redgiant USA, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $835.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total is about $6,180<br>Mortgage: $2,360<br>Transportation : $500<br>Utilities : $350<br>Phone : $170<br>Insurance : $300<br>Food : $1,500<br>Others : $1,000
What is the estimated current market value of the home you intend to purchase?This is loan for my immediate family and remodeling home.
Is the home you are purchasing your primary residence or an investment property?This is loan for my immediate family and remodeling home. I am not purchasing home.
What is your intended use for the loan proceeds?This is loan for my immediate family and remodeling home. I am not purchasing home.
Is the home you are purchasing your primary residence or an investment property?This is loan for my immediate family and remodeling home. I am not purchasing home.
What other sources of financing are you using to purchase the home?This is loan for my immediate family and remodeling home. I am not purchasing home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total is about $6,180<br>Mortgage: $2,360<br>Transportation : $500<br>Utilities : $350<br>Phone : $170<br>Insurance : $300<br>Food : $1,500<br>Others : $1,000
What is your intended use for the loan proceeds?This is loan for my immediate family and remodeling home. I am not purchasing home.

 


 

 

 

Member Payment Dependent Notes Series 1359758

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1359758

$22,750

$22,750

15.80%

1.00%

July 12, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1359758. Member loan 1359758 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,897 / month
Current employer: Baird, Hampton and Brown Debt-to-income ratio: 30.12%
Length of employment: 10+ years Location: WEATHERFORD, TX
       
Home town:
Current & past employers: Baird, Hampton and Brown
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,701.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have a mortgage of 1140 and my taxes and insurance run 414 a month. I have a car payment of 475. My other expenses run around 300.
Please explain the reason why you carry a large revolving credit balance.We used credit cards to finance a gazebo at our home.
Which debts do you plan to pay off with this loan?Two credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have a mortgage of 1140, taxes and insurance 414, utilities 220, auto payment 475, gas 150, food 125 and misc. of 180.
Please explain the reason why you carry a large revolving credit balance.We used credit cards to finance a gazebo at our home.

 


 

 

 

Member Payment Dependent Notes Series 1360235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1360235

$14,000

$14,000

14.09%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1360235. Member loan 1360235 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,500 / month
Current employer: iModules Software Debt-to-income ratio: 17.04%
Length of employment: 2 years Location: OVERLAND PARK, KS
       
Home town:
Current & past employers: iModules Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > This loan is to consolidate high-interest credit card debt. I have a job in the same industry (marketing and technology) consistently for 20 years and I am stable, hard working person. We count every penny and this load will allow us to pay off our debt faster.<br><br> Borrower added on 06/29/12 > This loan will consolidate high-interest credit card debt. I have been continuously employed in the same industry (marketing with a focus in technology) for more than 20 years and I am stable, hard working person. I count every penny and this loan will provide an opportunity to pay off debt faster.<br>

 

A credit bureau reported the following information about this borrower member on June 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 43
Revolving Credit Balance: $30,607.00 Public Records On File: 0
Revolving Line Utilization: 84.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1360352

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1360352

$6,000

$6,000

15.31%

1.00%

July 11, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1360352. Member loan 1360352 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,673 / month
Current employer: n/a Debt-to-income ratio: 10.76%
Length of employment: n/a Location: PT CHARLOTTE, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > I have a credit card I got at a young age and unfortunately I had to use it throughout my first few years in college. The interest rate is 30% so every payment I make only 1/3 of it goes to the principle and it will take me 5 years to pay it off.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,940.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1360525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1360525

$10,500

$10,500

15.80%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1360525. Member loan 1360525 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: JB Hunt Debt-to-income ratio: 12.30%
Length of employment: 4 years Location: Chamblee, GA
       
Home town:
Current & past employers: JB Hunt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,668.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?im buying a car

 


 

 

 

Member Payment Dependent Notes Series 1360533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1360533

$20,375

$20,375

19.05%

1.00%

July 12, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1360533. Member loan 1360533 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: lexington center Debt-to-income ratio: 31.24%
Length of employment: < 1 year Location: dolgeville, NY
       
Home town:
Current & past employers: lexington center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > This loan is to condense credit card bills.<br>

 

A credit bureau reported the following information about this borrower member on June 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1981 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,282.00 Public Records On File: 0
Revolving Line Utilization: 85.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage including principle, interest,insurance on house $598.00, Electric $150.00, (phone ,cable,internet $179.00), transportation$150.00, food $$300.00, misc. $250.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.discover, $6700.00 12 to 23%, $178.00, visa ,$8742.00, 0 to 19.35% $8742.00, mc, $4648.00 , 12.9 to 22.9% $189.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Approx. $1050.00 , $1450.00
Please explain the reason why you carry a large revolving credit balance.Tried to continue a struggling family business . Used too much credit card debt ,got caught on the revolving credit cycle. Foolishly responded to credit card offers.

 


 

 

 

Member Payment Dependent Notes Series 1361781

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1361781

$1,000

$1,000

12.12%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1361781. Member loan 1361781 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: NFI Industries Debt-to-income ratio: 31.77%
Length of employment: 8 years Location: CAMBRIDGE, OH
       
Home town:
Current & past employers: NFI Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > will use for a small golf vacation I have a steady,secure, full time job I have never defaulted or been late on a payment of any kind.My monthly budget is about 800 dollars<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,686.00 Public Records On File: 0
Revolving Line Utilization: 93.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Son had some of them in college now graduated.They will start to be paid off soon

 


 

 

 

Member Payment Dependent Notes Series 1362363

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1362363

$18,000

$18,000

18.75%

1.00%

July 16, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1362363. Member loan 1362363 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,883 / month
Current employer: DeQueen Public Schools Debt-to-income ratio: 29.74%
Length of employment: 6 years Location: DeQueen, AR
       
Home town:
Current & past employers: DeQueen Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,950.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1362750

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1362750

$4,575

$4,575

10.16%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1362750. Member loan 1362750 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,418 / month
Current employer: home depot Debt-to-income ratio: 13.98%
Length of employment: 4 years Location: new york city, NY
       
Home town:
Current & past employers: home depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > The loan is for new security doors for my grandparents house.Some gates for the window .They passed away a couple of years now but me and my uncle still use the house for holidays and events.The house just needs minor repairs nothing major.<br>

 

A credit bureau reported the following information about this borrower member on June 13, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $373.00 Public Records On File: 0
Revolving Line Utilization: 10.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1363638

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1363638

$18,250

$18,250

14.33%

1.00%

July 16, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1363638. Member loan 1363638 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,792 / month
Current employer: Massachusetts General Hospital Debt-to-income ratio: 28.08%
Length of employment: 2 years Location: Brookline, MA
       
Home town:
Current & past employers: Massachusetts General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,310.00 Public Records On File: 0
Revolving Line Utilization: 15.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is largest expense $1225/month, Transportation is $200 if include parking, Utilities $60/m, Phone/Internet $80, Food $400/month, Travel to see fiance $500/month, Pet expenses $250/month, Insurance $200/month
What portion of your wedding expenses does this loan represent?This loan is approximately 60% of expenses. For the rest we are relying on savings and help from family.

 


 

 

 

Member Payment Dependent Notes Series 1364225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1364225

$14,000

$14,000

10.16%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1364225. Member loan 1364225 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: Tuscaloosa County Schools Debt-to-income ratio: 24.24%
Length of employment: 10+ years Location: reform, AL
       
Home town:
Current & past employers: Tuscaloosa County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Debt consolidation with a lower interest rate<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 69
Revolving Credit Balance: $6,744.00 Public Records On File: 0
Revolving Line Utilization: 70.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan for debt consolidation and getting a lower interest rate. I am paying off a few small bills that I have.

 


 

 

 

Member Payment Dependent Notes Series 1364347

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1364347

$35,000

$35,000

18.75%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1364347. Member loan 1364347 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: Accessory Exchange Debt-to-income ratio: 5.04%
Length of employment: 3 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Accessory Exchange
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Growth of my small business to purchase additional stock, pay for trade show and advertising fees.<br><br> Borrower added on 07/03/12 > My company has been in business for 3 years. I design, manufacture and sell eco friendly handbags. I have reorder wholesale customers, retail sales at trade shows, and an online store. I need capital for additional product to expand my product line, trade show registration and prep and advertising.<br>

 

A credit bureau reported the following information about this borrower member on June 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,212.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to purchase additional stock, to register for trade shows and advertising to expand my wholesale business, and increase the number of retail shows I attend.
What type of business are you starting?to purchase additional stock, to register for trade shows and advertising to expand my wholesale business, and increase the number of retail shows I attend.
What is your intended use for the loan proceeds?to purchase additional stock, to register for trade shows and advertising to expand my wholesale business, and increase the number of retail shows I attend.

 


 

 

 

Member Payment Dependent Notes Series 1364398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1364398

$10,000

$10,000

14.33%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1364398. Member loan 1364398 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Higgins & Associates Debt-to-income ratio: 5.94%
Length of employment: 10+ years Location: COLUMBUS, OH
       
Home town:
Current & past employers: Higgins & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I've always paid my credit cards on time and more than the minimum due and they raised my interest rates anyway and I want to stop paying all the interest and get this debit paid to be debt free.<br>

 

A credit bureau reported the following information about this borrower member on June 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,444.00 Public Records On File: 0
Revolving Line Utilization: 71.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1364536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1364536

$7,125

$7,125

17.77%

1.00%

July 16, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1364536. Member loan 1364536 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: westlake village urgent care Debt-to-income ratio: 16.08%
Length of employment: 10+ years Location: agoura hills, CA
       
Home town:
Current & past employers: westlake village urgent care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Pay off my credit cards.<br><br> Borrower added on 06/28/12 > Pay off credit card debt<br><br> Borrower added on 07/01/12 > My credit card debt is $6000<br>

 

A credit bureau reported the following information about this borrower member on June 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,848.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.I would like to pay off my credit cards. Some have high interest rates.
What is your intended use for the loan proceeds?Pay off credit card debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $2700 per mo

 


 

 

 

Member Payment Dependent Notes Series 1365968

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1365968

$6,000

$6,000

12.12%

1.00%

July 11, 2012

June 29, 2015

June 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1365968. Member loan 1365968 was requested on June 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $11,667 / month
Current employer: Childrens Heart Center of Nevada Debt-to-income ratio: 6.74%
Length of employment: 9 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Childrens Heart Center of Nevada
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 56
Revolving Credit Balance: $22,155.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1366885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1366885

$1,600

$1,600

15.80%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1366885. Member loan 1366885 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Westside Regional Medical Centure Debt-to-income ratio: 12.52%
Length of employment: 5 years Location: Plantation, FL
       
Home town:
Current & past employers: Westside Regional Medical Centure
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To assist in repairs in house.<br>

 

A credit bureau reported the following information about this borrower member on June 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2009 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,813.00 Public Records On File: 0
Revolving Line Utilization: 76.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1367385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1367385

$8,000

$8,000

7.90%

1.00%

July 16, 2012

July 3, 2015

July 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1367385. Member loan 1367385 was requested on June 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Five Guys Burgers and Fries Debt-to-income ratio: 8.08%
Length of employment: 2 years Location: Wood Ridge, NJ
       
Home town:
Current & past employers: Five Guys Burgers and Fries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,642.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $1000.month
Will some or all of your moving expenses be reimbursed, if so how much?Yes, after I am finished moving, whatever is left over will be reimbursed as a payment.

 


 

 

 

Member Payment Dependent Notes Series 1368001

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368001

$30,000

$30,000

23.83%

1.00%

July 11, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368001. Member loan 1368001 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: St. Luke's Hospital Debt-to-income ratio: 21.34%
Length of employment: 7 years Location: Spring, TX
       
Home town:
Current & past employers: St. Luke's Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > To consolidate debt to one payment.<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,496.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1368076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368076

$35,000

$35,000

8.90%

1.00%

July 11, 2012

July 6, 2015

July 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368076. Member loan 1368076 was requested on June 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $20,000 / month
Current employer: American Express Debt-to-income ratio: 3.59%
Length of employment: 7 years Location: New york, NY
       
Home town:
Current & past employers: American Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,740.00 Public Records On File: 0
Revolving Line Utilization: 16.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4500 (rent/utilities and food - phone paid by company, no car payments/insurance)
What portion of your wedding expenses does this loan represent?About half

 


 

 

 

Member Payment Dependent Notes Series 1368624

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368624

$21,000

$21,000

17.27%

1.00%

July 17, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368624. Member loan 1368624 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: national standard Debt-to-income ratio: 13.29%
Length of employment: < 1 year Location: PERRY, OK
       
Home town:
Current & past employers: national standard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,219.00 Public Records On File: 0
Revolving Line Utilization: 50.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All my credit cards (3) arr paid at $250 each currently plus mortage of 500 and household of 350
What is your intended use for the loan proceeds?Pay off all bills and credit cards to zero balances
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All my credit cards (3) arr paid at $250 each currently plus mortage of 500 and household of 350

 


 

 

 

Member Payment Dependent Notes Series 1368819

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368819

$14,700

$14,700

11.14%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368819. Member loan 1368819 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,066 / month
Current employer: Home Building Mat. Debt-to-income ratio: 24.56%
Length of employment: 2 years Location: SULPHUR, LA
       
Home town:
Current & past employers: Home Building Mat.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > its to take care of credet card bills that was used to fix up my house.<br>

 

A credit bureau reported the following information about this borrower member on June 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 16
Revolving Credit Balance: $16,229.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I say it's about 2200.00 every thing.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?20,275.00
If you have a delinquency in the last 2 years, please explain the reason.N/A
Please explain the reason why you carry a large revolving credit balance.I got hart on a job and the money we got I bought some land <br>And we had a run down trailer on it and we used the cards to fix <br>It up and it got out of hand.
Please explain the reason why you carry a large revolving credit balance.I got hart on a job and the money we got I bought some land <br>And we had a run down trailer on it and we used the cards to fix <br>It up and it got out of hand.

 


 

 

 

Member Payment Dependent Notes Series 1369037

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1369037

$20,125

$20,125

21.98%

1.00%

July 17, 2012

July 8, 2017

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1369037. Member loan 1369037 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Havertys Furniture Company LLC Debt-to-income ratio: 32.81%
Length of employment: 8 years Location: NEWNAN, GA
       
Home town:
Current & past employers: Havertys Furniture Company LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > I would like the loan to pay off credit cards and reestablish my credit.<br>

 

A credit bureau reported the following information about this borrower member on June 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,144.00 Public Records On File: 0
Revolving Line Utilization: 96.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately 750
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Most of our cards are 80-90% available credit and interest rates range even on the same card due to promos
Please explain the reason why you carry a large revolving credit balance.Series of events, layoff, school this is not a cycle. I intend on working all my cards down to zero as quickly as possible
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Most of our cards are 80-90% available credit and interest rates range even on the same card due to promos

 


 

 

 

Member Payment Dependent Notes Series 1369057

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1369057

$25,000

$25,000

20.50%

1.00%

July 11, 2012

June 30, 2017

June 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1369057. Member loan 1369057 was requested on June 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Village Of Cridersville Debt-to-income ratio: 21.42%
Length of employment: 10+ years Location: Cridersville, OH
       
Home town:
Current & past employers: Village Of Cridersville
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/19/12 > This is a loan to pay off our high interrest credit cards and to help us get on the road to be debt free.<br><br> Borrower added on 06/19/12 > I have been employed at my job for 21 years.<br>

 

A credit bureau reported the following information about this borrower member on June 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,405.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home loan 660.00,car payment 235.00, utilites 150, insurance190.00, food 250 and phone 95
Please explain the reason why you carry a large revolving credit balance.Everything was going good with finances then our furnace broke so I had to open another credit card to pay for that. I have two kids that all of sudden just seem to have things that they needed bought and paid for. It just snowballed and all of a sudden here we are. Everthing is going good now but we can't seem to get ahead of credit card bills. We want this loan to get cards paid off and feel like we are back in control of our finances.
Please explain the reason why you carry a large revolving credit balance.Everything was going good with finances then our furnace broke so I had to open another credit card to pay for that. I have two kids that all of sudden just seem to have things that they needed bought and paid for. It just snowballed and all of a sudden here we are. Everthing is going good now but we can't seem to get ahead of credit card bills. We want this loan to get cards paid off and feel like we are back in control of our finances.
Which debts do you plan to pay off with this loan?Cabelas Credit card,Chase Credit card,PayPal Creidt card and a discover. My monhly payments and finace charge is 430 more a month then what the loan payment will be.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home loan 660.00,car payment 235.00, utilites 150, insurance190.00, food 250 and phone 95
Which debts do you plan to pay off with this loan?Cabelas Credit card,Chase Credit card,PayPal Creidt card and a discover. My monhly payments and finace charge is 430 more a month then what the loan payment will be.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage and Utilities (telephone, water, gas, electric) are $925 per month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We are only going to use this loan to pay off credit cards.
What is your intended use for the loan proceeds?Debt consolidation
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is $660 per month, Utilities are approx. $170 per month

 


 

 

 

Member Payment Dependent Notes Series 1369876

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1369876

$6,400

$6,400

12.12%

1.00%

July 17, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1369876. Member loan 1369876 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Sedgwick Debt-to-income ratio: 32.35%
Length of employment: 5 years Location: CORAL SPRINGS, FL
       
Home town:
Current & past employers: Sedgwick
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > Trying to consolidate smaller credit cards and pay car insurance.<br>

 

A credit bureau reported the following information about this borrower member on June 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1992 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 10
Revolving Credit Balance: $17,651.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Due paperless systems I may have missed a payment but always paid as soon as I noticed or by next pay date.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Estimated total $2,000.00 - $2,500.00 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Creditcards estimated $18,000.00 interest rate varies No student loans, Mortgage bal Estimated $85,000.00 Two car notes total balance estimated $25,000.00

 


 

 

 

Member Payment Dependent Notes Series 1370065

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1370065

$11,200

$11,200

11.14%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1370065. Member loan 1370065 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: USMC Debt-to-income ratio: 33.08%
Length of employment: 10+ years Location: CORPUS CHRISTI, TX
       
Home town:
Current & past employers: USMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > My intent is to consolidate multiple credit card bills into one easy convenient payment, while obtaining a better interest rate.<br><br> Borrower added on 07/06/12 > My credit card interest rate is greater than the loan I am requesting as a matter of fact my credit card interest rate is double what the requested loan amount is. This would allow me to pay off my debt faster and make 1 payment instead of 9 payments.<br><br> Borrower added on 07/11/12 > Thank you to the 53 investors that have funded my loan thus far!!! 4000 more to go!<br><br> Borrower added on 07/12/12 > 3000 more to go! A few may days till debt consolidation!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,211.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.It started my last semester during college. i stopped working to focus completely on school and finish my last semester strong. My family doesn't have a lot of money so I did everything completely on my own and didn't want to burden them. When I first was commissioned i was making more money in my civilian job. During The Basic School I did not receive any BAH for 6 months. I had to resort to my credit cards to get by until I was promoted to 1stLt. <br>.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is 10,316.37. My average interest rate is 24.99, and my total monthly payments are 502.75. Semper Fi.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I posted the total amount owed and average interest rate, as well as the total monthly payment.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total min payments 510 with this loan it will be 367 a month
Please explain the reason why you carry a large revolving credit balance.It started my last semester during college. i stopped working to focus completely on school and finish my last semester strong. My family doesn't have a lot of money so I did everything completely on my own and didn't want to burden them. When I first was commissioned i was making more money in my civilian job. During The Basic School I did not receive any BAH for 6 months. I had to resort to my credit cards to get by until I was promoted to 1stLt. <br>.

 


 

 

 

Member Payment Dependent Notes Series 1370124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1370124

$19,375

$19,375

18.75%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1370124. Member loan 1370124 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: SyncSite Inc. Debt-to-income ratio: 24.70%
Length of employment: 6 years Location: PELHAM, AL
       
Home town:
Current & past employers: SyncSite Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I am looking to consolidate my bills so I can have it paid off in less than 3 years instead of continuing to pay credit cards which seem to never bring the balance down. Also included will be paying off my car which currently is $400 a month.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,212.00 Public Records On File: 0
Revolving Line Utilization: 58.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $957.77<br>Transportation:$7500 ($400 a month) on my vehicle which will be paid with this loan consolidation.<br>Fuel for Transportation: $70 a month <br>Utilities: $160 power $50- water and sewage $165 for cable and internet<br>Food: Approximately $200<br><br>Total: $1602.77 a month not counting car payment which will be taken care of once consolidation is done
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $957.77<br>Transportation:$7500 ($400 a month) on my vehicle which will be paid with this loan consolidation.<br>Fuel for Transportation: $70 a month <br>Utilities: $160 power $50- water and sewage $165 for cable and internet<br>Food: Approximately $200<br><br>Total: $1602.77 a month not counting car payment which will be taken care of once consolidation is done
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
Please explain the reason why you carry a large revolving credit balance.Unfortunately I made the mistake of using credit cards after I bought my house to purchase furniture, car repairs and house repairs (fixed A/C, repaired car). It seemed like everything hit at once. Furnish house, car break down, A/C breaks. After that it has seemed I have just been paying off each card 1 at a time, but with the final 3 I would like to consolidate due to the high interest rates, and the amount of debt on them.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $957.77<br>Transportation:$7500 ($400 a month) on my vehicle which will be paid with this loan consolidation.<br>Fuel for Transportation: $70 a month <br>Utilities: $160 power $50- water and sewage $165 for cable and internet<br>Food: Approximately $200<br><br>Total: $1602.77 a month not counting car payment which will be taken care of once consolidation is done
Which debts do you plan to pay off with this loan?Car Loan ($7280 bill is normally 325 a month, but I pay $400)<br>MasterCard balance :$4,499.10 (minimum Payment of 150 a month)<br>Visa balance: $4,121.10 (minium payment of $89 a month usually pay $100)<br>MasterCard Balance: $1,686.00 (minimum payment of $64, normally pay $100)<br>Belk credit card: Balance $374.21 (minimum payment of $25, have been paying $50)<br>Firestone: Balance: $234.55 (pay $75 each month)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
Please explain the reason why you carry a large revolving credit balance.Unfortunately I made the mistake of using credit cards after I bought my house to purchase furniture, car repairs and house repairs (fixed A/C, repaired car). It seemed like everything hit at once. Furnish house, car break down, A/C breaks. After that it has seemed I have just been paying off each card 1 at a time, but with the final 3 I would like to consolidate due to the high interest rates, and the amount of debt on them.
What is your intended use for the loan proceeds?I am using it to consolidate the following: <br>Car Loan ($7280 bill is normally 325 a month, but I pay $400)<br>MasterCard balance :$4,499.10 (minimum Payment of 150 a month)<br>Visa balance: $4,121.10 (minium payment of $89 a month usually pay $100)<br>MasterCard Balance: $1,686.00 (minimum payment of $64, normally pay $100)<br>Belk credit card: Balance $374.21 (minimum payment of $25, have been paying $50)<br>Firestone: Balance: $234.55 (pay $75 each month)
Please explain the reason why you carry a large revolving credit balance.Unfortunately I made the mistake of using credit cards after I bought my house to purchase furniture, car repairs and house repairs (fixed A/C, repaired car). It seemed like everything hit at once. Furnish house, car break down, A/C breaks. After that it has seemed I have just been paying off each card 1 at a time, but with the final 3 I would like to consolidate due to the high interest rates, and the amount of debt on them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
Which debts do you plan to pay off with this loan?Car Loan ($7280 bill is normally 325 a month, but I pay $400)<br>MasterCard balance :$4,499.10 (minimum Payment of 150 a month)<br>Visa balance: $4,121.10 (minium payment of $89 a month usually pay $100)<br>MasterCard Balance: $1,686.00 (minimum payment of $64, normally pay $100)<br>Belk credit card: Balance $374.21 (minimum payment of $25, have been paying $50)<br>Firestone: Balance: $234.55 (pay $75 each month)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to use it to consolidate my bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $957.77<br>Transportation:$7500 ($400 a month) on my vehicle which will be paid with this loan consolidation.<br>Fuel for Transportation: $70 a month <br>Utilities: $160 power $50- water and sewage $165 for cable and internet<br>Food: Approximately $200<br><br>Total: $1602.77 a month not counting car payment which will be taken care of once consolidation is done
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: current: $140,769.26 Payment: $957.77 5.0%<br>Mastercard 1: Balance:$4,499.10 APR 19.99% APR pay :$150 a month<br>Visa 1: $4,356.80 APR: 14.24% pay $150 a month<br>Mastercard 2: Balance: $1,686.00 APR: 22.90% Pay $100 a month<br>Belks: Balance: $374.21 APR 24.49% $50 a month<br>Firestone: Balance: $234.55 APR 22.8% $75 a month<br>Sallie Mae (Student Loans: Balance: $28,024.32 APR: 4.750% $241.91 a month<br>Best Buy: Balance 0.00<br>Home depot: Balance 0.00<br>Rooms2Go: Balance 0.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $957.77<br>Transportation:$7500 ($400 a month) on my vehicle which will be paid with this loan consolidation.<br>Fuel for Transportation: $70 a month <br>Utilities: $160 power $50- water and sewage $165 for cable and internet<br>Food: Approximately $200<br><br>Total: $1602.77 a month not counting car payment which will be taken care of once consolidation is done

 


 

 

 

Member Payment Dependent Notes Series 1371262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1371262

$35,000

$35,000

10.74%

1.00%

July 11, 2012

July 5, 2015

July 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1371262. Member loan 1371262 was requested on June 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Loudoun county Schools Debt-to-income ratio: 11.29%
Length of employment: 10+ years Location: Charles Town, WV
       
Home town:
Current & past employers: Loudoun county Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/21/12 > We have too much credit card debt and want to get out from under it. My mother in law had to move in with us several years ago and this has caused a difficult financial burden on us.<br><br> Borrower added on 06/23/12 > We are very much looking forward to achieving this loan and well be able to get back on budget and will have not difficulty paying it back! I have held the same job for 25 years and have steady income.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,024.00 Public Records On File: 0
Revolving Line Utilization: 54.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1372186

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1372186

$20,000

$20,000

7.62%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1372186. Member loan 1372186 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: MasterCard Worldwide Debt-to-income ratio: 8.26%
Length of employment: 7 years Location: SAINT LOUIS, MO
       
Home town:
Current & past employers: MasterCard Worldwide
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,046.00 Public Records On File: 0
Revolving Line Utilization: 4.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To finish my basement.
What is your intended use for the loan proceeds?To finish my basement.
Please provide additional details regarding the purpose of the loan.I am going to finish my basement
Please provide additional details regarding the purpose of the loan.I am going to finish my basement

 


 

 

 

Member Payment Dependent Notes Series 1372427

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1372427

$11,100

$11,100

14.09%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1372427. Member loan 1372427 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: axle doctor inc Debt-to-income ratio: 12.66%
Length of employment: 6 years Location: wimauma, FL
       
Home town:
Current & past employers: axle doctor inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I need this loan to payoff my credit cards and have tile installed in my home.<br><br> Borrower added on 07/06/12 > This loan is for home improvement and cedit card debt payoff I accidentally selected Car Financing sorry about that. Thank you for showing interest.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 39
Revolving Credit Balance: $5,543.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 547<br>utilities 250<br>phone 80<br>food 250<br>insurance 120
What type of vehicle are you buying (make, model, year, mileage and condition)?The Loan is for home improvements and to pay off my credit card debt. I'm not sure why it says auto financing.<br>credit cards 4500<br>floor tile throughout the whole house. Thanks
What are the balances, interest rates, and monthly payments on any other auto obligations?I own 2 vehicles i have no other auto obligations thanks.
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquency in the past two years, I have been on time on all my current obligations.

 


 

 

 

Member Payment Dependent Notes Series 1372888

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1372888

$7,550

$7,550

23.76%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1372888. Member loan 1372888 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: SSA-ODAR Debt-to-income ratio: 24.53%
Length of employment: 4 years Location: Jacksonville, FL
       
Home town:
Current & past employers: SSA-ODAR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I just recently graduated with my masters and trying to straight my credit card balance before they are do. I have an execellent job and can be able to pay the balance that is loan to me off. Please consider this loan and fund this form for my debts. Thanks you<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 29 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: 40
Revolving Credit Balance: $9,299.00 Public Records On File: 0
Revolving Line Utilization: 40.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?with rent and everything including 1200 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?all of my student loans are deferred. current debt is the amount I am asking for.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?all of my student loans are deferred. current debt is the amount I am asking for.
Please explain the reason why you carry a large revolving credit balance.I dont quite understand what your question is referring to sir/ms. But i do know that I had pay off all of the credit cards I do have and the other is a student loan put in deferrement until I finish my schooling.

 


 

 

 

Member Payment Dependent Notes Series 1372928

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1372928

$12,000

$12,000

17.99%

1.00%

July 11, 2012

July 2, 2015

July 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1372928. Member loan 1372928 was requested on June 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: Half Day Cafe Debt-to-income ratio: 16.66%
Length of employment: 5 years Location: FAIRFAX, CA
       
Home town:
Current & past employers: Half Day Cafe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,000.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses range between 1800. and 2200. I work off a budget based on my w2 earnings from last year. Rent is 1080. Current phone, insurance, utilities run 300/mo. Food is where I fluxuate my spending. As I work at a restaurant, this is partially taken care of and reduces my expense.<br>In addition, I currently pay 460-520 toward my accumulated debt (without bringing it down unfortunately) due to extreme rates. I am looking to consolidate these payments and eliminate my debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: 11,400/ rates vary from 14.99(1) to 29.99 with the majority being very high, thus my inability, despite typically paying more than the minimum due (I pay anywhere from 460. to 520. a month total toward this debt)
Please explain the reason why you carry a large revolving credit balance.Lack of efficiency with a budget, coupled with extremely high interest rates. I am currently very focused on clearing my debt in hopes of improving my credit rating in order to buy home in 5 years. I am in process of reducing spending and streamlining debtors to help me make this happen. I work well with a loan where I have to pay a certain amount for a certain length of time and feel confident that I can pay this debt off in 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: 11,400/ rates vary from 14.99(1) to 29.99 with the majority being very high, thus my inability, despite typically paying more than the minimum due (I pay anywhere from 460. to 520. a month total toward this debt)
Which debts do you plan to pay off with this loan?Bank of America, Chase, Capital One, Orchard Bank, Macys and Gap.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: 11,400/ rates vary from 14.99(1) to 29.99 with the majority being very high, thus my inability, despite typically paying more than the minimum due (I pay anywhere from 460. to 520. a month total toward this debt)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses range between 1800. and 2200. I work off a budget based on my w2 earnings from last year. Rent is 1080. Current phone, insurance, utilities run 300/mo. Food is where I fluxuate my spending. As I work at a restaurant, this is partially taken care of and reduces my expense.<br>In addition, I currently pay 460-520 toward my accumulated debt (without bringing it down unfortunately) due to extreme rates. I am looking to consolidate these payments and eliminate my debt.
Please explain the reason why you carry a large revolving credit balance.Lack of efficiency with a budget, coupled with extremely high interest rates. I am currently very focused on clearing my debt in hopes of improving my credit rating in order to buy home in 5 years. I am in process of reducing spending and streamlining debtors to help me make this happen. I work well with a loan where I have to pay a certain amount for a certain length of time and feel confident that I can pay this debt off in 3 years.
Which debts do you plan to pay off with this loan?Bank of America, Chase, Capital One, Orchard Bank, Macys and Gap.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: 11,400/ rates vary from 14.99(1) to 29.99 with the majority being very high, thus my inability, despite typically paying more than the minimum due (I pay anywhere from 460. to 520. a month total toward this debt)

 


 

 

 

Member Payment Dependent Notes Series 1373041

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1373041

$28,625

$28,625

19.05%

1.00%

July 11, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1373041. Member loan 1373041 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,028 / month
Current employer: Department of Toxic Substances Control Debt-to-income ratio: 13.70%
Length of employment: 7 years Location: Richmond, CA
       
Home town:
Current & past employers: Department of Toxic Substances Control
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,361.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1600 /month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances: ~$25000<br>Interest Rates: ~ 22% APR
Please explain the reason why you carry a large revolving credit balance.To be honest... I was young and dumb. After graduation in 2001 I took a position as a scientist working for the government with a starting salary of $29,000/yr. Living in a high cost of living area, I supplemented my income with credit cards with the promise of paying them back when I earned more money. <br> <br>So here I am, consolidating my debts to have them all paid off in a feasible time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances: ~$25000<br>Interest Rates: ~ 22% APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances: ~$25000<br>Interest Rates: ~ 22% APR
If you have a delinquency in the last 2 years, please explain the reason.I have had zero delinquencies in the last two years.
If you have a public record on file, please briefly explain the event and its resolution.No public records have been filed on my accounts.

 


 

 

 

Member Payment Dependent Notes Series 1373616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1373616

$6,000

$6,000

18.55%

1.00%

July 16, 2012

July 2, 2015

July 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1373616. Member loan 1373616 was requested on June 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: OC Distributors Debt-to-income ratio: 34.50%
Length of employment: < 1 year Location: Irvine, CA
       
Home town:
Current & past employers: OC Distributors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 62 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,111.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses including rent, transpiration, utilities, phone, insurance, food, and credit card payments are $2800.
What type of business are you starting?A B2B wholesale website that offers wholesale products to retail stores, convenient stores, eBay sellers, Amazon sellers, etc.
What will be the largest expense in the first six months?Website enhancement and development.

 


 

 

 

Member Payment Dependent Notes Series 1373648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1373648

$6,000

$6,000

12.12%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1373648. Member loan 1373648 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,806 / month
Current employer: Les Schwab Tire Center Debt-to-income ratio: 16.64%
Length of employment: 10+ years Location: kent, WA
       
Home town:
Current & past employers: Les Schwab Tire Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 51
Revolving Credit Balance: $42,191.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Last year has been a hard year with a death in the family and trying to get our finance back on track. Biggest thing is the out home loan, which we are trying to refinance the loan but when your always current they don't help you to fast.

 


 

 

 

Member Payment Dependent Notes Series 1373831

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1373831

$20,500

$20,500

22.95%

1.00%

July 12, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1373831. Member loan 1373831 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: BB&T Debt-to-income ratio: 19.64%
Length of employment: 10+ years Location: ROANOKE, VA
       
Home town:
Current & past employers: BB&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,727.00 Public Records On File: 0
Revolving Line Utilization: 92.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1373976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1373976

$12,000

$12,000

12.12%

1.00%

July 17, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1373976. Member loan 1373976 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: JP Morgan Chase Bank Debt-to-income ratio: 29.69%
Length of employment: 6 years Location: Stany Point, NY
       
Home town:
Current & past employers: JP Morgan Chase Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,246.00 Public Records On File: 0
Revolving Line Utilization: 47.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live with my in laws so I pay no rent. All I have is my cell phone bill which is about 200.00 a month for me my wife and son. My car insurance is 650.00 every six months and my car is paid off. I
What are you buying?I am consolidating a loan and three credit cards an then want about 5000. To start a savings.

 


 

 

 

Member Payment Dependent Notes Series 1374004

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1374004

$16,000

$16,000

18.49%

1.00%

July 11, 2012

July 8, 2015

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1374004. Member loan 1374004 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: NYPD Debt-to-income ratio: 23.98%
Length of employment: < 1 year Location: MANORVILLE, NY
       
Home town:
Current & past employers: NYPD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > I plan to use the fund to pay down my debt and have one monthly payment. Im a good borrower because i always make my payments and i have a very stable job. My monthly budget for this loan is $700/month. I would consider myself to be an ideal person to invest in.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,703.00 Public Records On File: 0
Revolving Line Utilization: 53.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have a car payment, cellphone bill, car insurance, and student.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a chase account with $2395 with a 21.24 apr, Citi bank account with $1551 with a 20.99 apr, Kohls account with $1002 with a 21.9 arp, Sears master card account with $2372 and a 25.24 apr, 2two HSBC loan with one with $4303 and one with $1947 that I use for college expenses, Department of education loan with $9500 and a 4.0 apr, and an american express card with $1256 with a 11.24 apr. I usually pay around $100-200 on each card and $300 for my loan.
Please explain the reason why you carry a large revolving credit balance.College expenses/ loans and new equipment/uniforms for my new job.

 


 

 

 

Member Payment Dependent Notes Series 1374212

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1374212

$4,000

$4,000

10.16%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1374212. Member loan 1374212 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,733 / month
Current employer: Dr. Barasz Debt-to-income ratio: 8.22%
Length of employment: 5 years Location: Old Lyme, CT
       
Home town:
Current & past employers: Dr. Barasz
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > To consolidate bills into one easy payment<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $714.00 Public Records On File: 0
Revolving Line Utilization: 12.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off bills (medical) so that if I am accepted into hygiene school next year, I can cut back my hours at work and focus on school and my kids.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$500, electric-$60, phone-$100, insurance-$93 and etc (transportation, food)-$300
What is your intended use for the loan proceeds?Pay off bills (medical) so that if I am accepted into hygiene school next year, I can cut back my hours at work and focus on school and my kids.
What is your intended use for the loan proceeds?Pay off bills (medical) so that if I am accepted into hygiene school next year, I can cut back my hours at work and focus on school and my kids.
Please provide additional details regarding the purpose of the loan.Medical bills

 


 

 

 

Member Payment Dependent Notes Series 1374257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1374257

$24,000

$24,000

17.77%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1374257. Member loan 1374257 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,667 / month
Current employer: GATEINC Debt-to-income ratio: 3.76%
Length of employment: 1 year Location: Spring, TX
       
Home town:
Current & past employers: GATEINC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 58
Revolving Credit Balance: $10,106.00 Public Records On File: 0
Revolving Line Utilization: 45.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $500.00<br>Transportation- $250.00<br>Utilities- $150.00<br>Phone- $75.00<br>Insurance- $65.00 a month. (I pay $391 every 6 mos.)<br>Food- $500.00<br>Gym-$53.00<br><br>My car is paid off. I have no vehicle payment.
What is the home improvement project you are planning?An addition with utilities. To gain more square footage and property value.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Principal Balance- $145,303.64<br>Inte4rest Rate- 5.25%<br>Monthly payments- $1336.21
What is the home improvement project you are planning?An addition with utilities. To gain more square footage and property value.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $500.00<br>Transportation- $250.00<br>Utilities- $150.00<br>Phone- $75.00<br>Insurance- $65.00 a month. (I pay $391 every 6 mos.)<br>Food- $500.00<br>Gym-$53.00<br><br>My car is paid off. I have no vehicle payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose of the loan is to build an addition. The money will be allocated by myself purchasing the construction material and paying, the designated electrician, plumber, carpenter, through my general contractor upon completion. All costs have and will be reviewed in detail prior to purchase.

 


 

 

 

Member Payment Dependent Notes Series 1374416

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1374416

$11,000

$11,000

19.22%

1.00%

July 17, 2012

July 3, 2017

July 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1374416. Member loan 1374416 was requested on June 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Kenner Police Department Debt-to-income ratio: 20.69%
Length of employment: 10+ years Location: KENNER, LA
       
Home town:
Current & past employers: Kenner Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/19/12 > I have four credit cards with high balances and minimum payments. I have had them for several years, making minimum payments on time but I can't pay more to actually lower the balances. This loan would enable me to finally pay those credit cards off instead of being indefinitely in debt.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 24
Revolving Credit Balance: $12,038.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Those expenses total up to approximately $2,200 to 2,300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently pay approximately $450 for credit cards with balances just under $3,000 for each and interest rates from 19% to 26%. Mortgage is $980 and auto loan is $393.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Those expenses total up to approximately $2,200 to 2,300.
Which debts do you plan to pay off with this loan?My four credit cards with the highest balances and minimum monthly payments. Chase, Discover, Paypal, and State Farm Bank.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently pay approximately $450 for credit cards with balances just under $3,000 for each and interest rates from 19% to 26%. Mortgage is $980 and auto loan is $393.
Please explain the reason why you carry a large revolving credit balance.Quite honestly, the "sins" of my past. I have literally lived with these high balances for several years. I have never been able to pay them down, or off, because the minimum monthly paymets and interest are so high.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently pay approximately $450 for credit cards with balances just under $3,000 for each and interest rates from 19% to 26%. Mortgage is $980 and auto loan is $393.
Which debts do you plan to pay off with this loan?My four credit cards with the highest balances and minimum monthly payments. Chase, Discover, Paypal, and State Farm Bank.

 


 

 

 

Member Payment Dependent Notes Series 1374455

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1374455

$16,000

$16,000

19.05%

1.00%

July 16, 2012

July 6, 2017

July 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1374455. Member loan 1374455 was requested on June 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Army National Guard Debt-to-income ratio: 7.57%
Length of employment: 4 years Location: MARIETTA, GA
       
Home town:
Current & past employers: Army National Guard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/22/12 > This loan will be used to fund a start-up business in financial advising.<br><br> Borrower added on 06/22/12 > This loan will be used to start a financial advising business.<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 18
Revolving Credit Balance: $8,824.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Financial advisor business start-up costs.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$6,000
What is your intended use for the loan proceeds?Financial advisor business start-up costs.
Please provide additional details regarding the purpose of the loan.I am transitioning to civilian life.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$6,000 a month.
What is your intended use for the loan proceeds?Financial advisor business start-up costs.
If you have a delinquency in the last 2 years, please explain the reason.I conducted one deed-in-lieu of foreclosure on an investment property on the beach that went down in value very quickly. Wanted to cut the losses and move on.
Please provide additional details regarding the purpose of the loan.I am transitioning to civilian life.

 


 

 

 

Member Payment Dependent Notes Series 1374525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1374525

$21,600

$21,600

17.27%

1.00%

July 11, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1374525. Member loan 1374525 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Chicago Public Schools Debt-to-income ratio: 12.14%
Length of employment: 8 years Location: Chicago, IL
       
Home town:
Current & past employers: Chicago Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > This loan will be used to pay off multiple credit cards. I will only need to pay one payment per month, enabling me to pay it off quicker.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,843.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 3300 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 15000 (which will be paid off with loan completely, so there is only one payment per month)<br>mortgage 240,000 (urban home)
Please explain the reason why you carry a large revolving credit balance.We paid for a semester of my husbands school out of pocket (financial aid mix up)<br>Husband's professional dues <br>House repairs
Please explain the reason why you carry a large revolving credit balance.We paid for a semester of my husbands school out of pocket (financial aid mix up)<br>Husband's professional dues <br>House repairs

 


 

 

 

Member Payment Dependent Notes Series 1375111

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1375111

$15,200

$15,200

7.90%

1.00%

July 11, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1375111. Member loan 1375111 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,083 / month
Current employer: costco Debt-to-income ratio: 10.18%
Length of employment: 10+ years Location: BERRYVILLE, VA
       
Home town:
Current & past employers: costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Combine a few other monthly payments<br><br> Borrower added on 06/29/12 > combining a couple other payments<br><br> Borrower added on 06/29/12 > I am combining a couple other payments.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,263.00 Public Records On File: 0
Revolving Line Utilization: 9.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses run about $600.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Just one credit card balance of around $6000.00.
Please explain the reason why you carry a large revolving credit balance.Need to get it to zero then I can get rid of the card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Just one credit card balance of around $6000.00.

 


 

 

 

Member Payment Dependent Notes Series 1375151

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1375151

$5,700

$5,700

7.62%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1375151. Member loan 1375151 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,889 / month
Current employer: Ultra Group of Companies Debt-to-income ratio: 21.98%
Length of employment: 6 years Location: Lawrenceville, GA
       
Home town:
Current & past employers: Ultra Group of Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > The loan is to pay down credit cards in a fixed term. It is also to consolidate these bills into one payment.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 31
Revolving Credit Balance: $16,707.00 Public Records On File: 0
Revolving Line Utilization: 29.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not had any.

 


 

 

 

Member Payment Dependent Notes Series 1375310

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1375310

$3,225

$3,225

10.16%

1.00%

July 16, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1375310. Member loan 1375310 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: Massage Envy Debt-to-income ratio: 27.89%
Length of employment: 1 year Location: Lubbock, TX
       
Home town:
Current & past employers: Massage Envy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 18
Revolving Credit Balance: $3,569.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $495.00<br>Utilities $200.00<br>Phone $145.00<br>Insurance $230.00<br>Food $200.00<br>CAr PAyment $343.10<br>Total $1613.10
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Capital One Master card 84.00 monthly payment and the intrest on that is $55.00<br>Discover is 30.00 intrest 6.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$114.00 a month is what I pay for credit card and if I had this loan credit cards will be paid off and I would just have the $104.00 loan payment
If you have a delinquency in the last 2 years, please explain the reason.NO delinquency

 


 

 

 

Member Payment Dependent Notes Series 1375598

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1375598

$5,300

$5,300

13.11%

1.00%

July 12, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1375598. Member loan 1375598 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: GRAND WAILEA RESORT Debt-to-income ratio: 8.49%
Length of employment: 10+ years Location: WAILUKU, HI
       
Home town:
Current & past employers: GRAND WAILEA RESORT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,006.00 Public Records On File: 0
Revolving Line Utilization: 85.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1376185

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1376185

$18,125

$18,125

18.25%

1.00%

July 13, 2012

July 4, 2015

July 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1376185. Member loan 1376185 was requested on June 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: JCPS Debt-to-income ratio: 27.78%
Length of employment: 10+ years Location: Louisville, KY
       
Home town:
Current & past employers: JCPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/20/12 > I've been paying way too much on high interest credit cards and would like to finally get rid of them. When your paying 27.24% that's just not fair.<br>

 

A credit bureau reported the following information about this borrower member on June 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,489.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses total aroung $2000 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Most of my debit is credit card debit, but to answer : 4600 / 26.74% , 4200 / 24.24%, 4000 / 17.9%, 2100 /29.24%, 2100 /27.24%, 1500 / 22.99%, 1100 / 11.99%. I pay either the minium payment or $100. My student loan is paid off. My mortgage is currently being reworked at the bank to lower the monthly payments. The purpose of this laon is to bring all that under one payment and get it gone. I'm tired of paying and not getting anywhere.
Please explain the reason why you carry a large revolving credit balance.Too many things to pay and I can't make a dent.

 


 

 

 

Member Payment Dependent Notes Series 1376275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1376275

$5,000

$5,000

10.16%

1.00%

July 12, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1376275. Member loan 1376275 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,525 / month
Current employer: MUSIC EXPRESS INC. Debt-to-income ratio: 4.86%
Length of employment: 8 years Location: BRONX, NY
       
Home town:
Current & past employers: MUSIC EXPRESS INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > PERSONAL LOAN.<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 26
Revolving Credit Balance: $6,501.00 Public Records On File: 1
Revolving Line Utilization: 41.70% Months Since Last Record: 95
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700+150+200+154+200
What is your intended use for the loan proceeds?personal loan
If you have a public record on file, please briefly explain the event and its resolution.no public record on file
If you have a delinquency in the last 2 years, please explain the reason.none

 


 

 

 

Member Payment Dependent Notes Series 1376539

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1376539

$5,000

$5,000

6.62%

1.00%

July 16, 2012

July 4, 2015

July 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1376539. Member loan 1376539 was requested on June 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: n/a Debt-to-income ratio: 12.45%
Length of employment: n/a Location: Walters, OK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/20/12 > This is to pay off high interest credit cards so I can establish a savings plan and to pay and pay off other debits.<br>

 

A credit bureau reported the following information about this borrower member on June 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,597.00 Public Records On File: 0
Revolving Line Utilization: 34.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1377405

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1377405

$16,000

$16,000

13.11%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1377405. Member loan 1377405 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,208 / month
Current employer: manash foods Debt-to-income ratio: 6.12%
Length of employment: 10+ years Location: east elmhurst, NY
       
Home town:
Current & past employers: manash foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > i would like to pay off my high interest credit cards and state taxes<br><br> Borrower added on 06/25/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/02/12 > I would like to pay my pending taxes and consolidate my high interest credit cards<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,585.00 Public Records On File: 0
Revolving Line Utilization: 53.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1377495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1377495

$12,000

$12,000

6.62%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1377495. Member loan 1377495 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: american red cross Debt-to-income ratio: 9.50%
Length of employment: 10+ years Location: Delran, NJ
       
Home town:
Current & past employers: american red cross
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,453.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $2500
Please provide general details of the cost of your vacation.Airfare will cost $6000. This a trip to visit family which we havent seen in over 20 yrs.

 


 

 

 

Member Payment Dependent Notes Series 1377853

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1377853

$20,000

$20,000

13.99%

1.00%

July 11, 2012

July 4, 2015

July 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1377853. Member loan 1377853 was requested on June 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: n/a Debt-to-income ratio: 9.12%
Length of employment: 2 years Location: Medford, MA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/22/12 > This loan will be used to remodel our home, adding more living space and bathroom completion to accommodate our growing family<br><br>Thanks<br><br> Borrower added on 06/27/12 > We are in need of an extra bedroom, space for our growing family.<br>

 

A credit bureau reported the following information about this borrower member on June 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 57
Revolving Credit Balance: $12,191.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We own our home , mortgage payment monthly is $1100, utilities, phone, insurance , food will be about $300, so monthly household expenses is about $1500, more or less<br>Thanks
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Mortgage payment is $1100/month.No HELOC <br>Thanks
What is the home improvement project you are planning?Completing the basement to add another bedroom and also finishing up the bathroom <br>We currently have 2 bedrooms so this will be our third bedroom

 


 

 

 

Member Payment Dependent Notes Series 1377865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1377865

$25,000

$25,000

10.16%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1377865. Member loan 1377865 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: State of South Dakota Debt-to-income ratio: 14.54%
Length of employment: 9 years Location: PIERRE, SD
       
Home town:
Current & past employers: State of South Dakota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,671.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express: Outstanding balance of $6,900; 17.24% interest rate; $175 monthly payment.<br>Discover Card: Outstanding balance of $10,500; 28.9% interest rate; $265 monthly payment.<br>Visa: Outstanding balance of $7,500; 15.24% interest rate; $175 monthly payment.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments for three credit cards are $175, $175, and $265 for a total of $615 per month. We pay a little extra every month on the highest interest rate card, but want to consolidate these into one loan with an improved interest rate for a three year loan and get these behind us. We have learned our lesson and are ready to put this behind us and move on to our goal of financial freedom from credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1379372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1379372

$14,125

$14,125

14.33%

1.00%

July 11, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1379372. Member loan 1379372 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Flextronics Debt-to-income ratio: 18.27%
Length of employment: 4 years Location: TAMPA, FL
       
Home town:
Current & past employers: Flextronics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I am an under employed college graduate wanting to consolidate the debt I accumulated during my college years. I want to pay my debt off as quick as possible with a manageable monthly payment. Lending club seemed like the best way to accomplish this.<br><br> Borrower added on 07/07/12 > I am currently paying $400 in monthly rent $289 for my car and then almost $700 in repayment of loans and credit cards. This loan would be cutting my monthly credit card and loan payments in half. I am current on everything but living paycheck to paycheck. This would def help me save some money<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,688.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- 400 includes utilities and some groceries, car $289, insurance 150, and cell is 80
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One personal loan alone is a monthly payment of $250 and the rest of my credit cards add up to $420 a month. So this loan would cut my monthly pay out of debt in half pretty much.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One personal loan alone is a monthly payment of $250 and the rest of my credit cards add up to $420 a month. So this loan would cut my monthly pay out of debt in half pretty much.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One personal loan alone is a monthly payment of $250 and the rest of my credit cards add up to $420 a month. So this loan would cut my monthly pay out of debt in half pretty much.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- 400 includes utilities and some groceries, car $289, insurance 150, and cell is 80
Which debts do you plan to pay off with this loan?Everything but my car loan will be paid off with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One personal loan alone is a monthly payment of $250 and the rest of my credit cards add up to $420 a month. So this loan would cut my monthly pay out of debt in half pretty much.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One personal loan alone is a monthly payment of $250 and the rest of my credit cards add up to $420 a month. So this loan would cut my monthly pay out of debt in half pretty much.

 


 

 

 

Member Payment Dependent Notes Series 1380388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380388

$4,000

$4,000

7.90%

1.00%

July 17, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380388. Member loan 1380388 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,667 / month
Current employer: top dollar pawn Debt-to-income ratio: 6.96%
Length of employment: < 1 year Location: HOUSTON, TX
       
Home town:
Current & past employers: top dollar pawn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > i need to pay some credit cards and a personal loan i have<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,954.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses are around 900 dollars
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i have 4 credit cards with a balance of around 2800 dollars and i have a personal loan of 1000 dollars that i also need to pay off

 


 

 

 

Member Payment Dependent Notes Series 1380450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380450

$6,000

$6,000

11.14%

1.00%

July 11, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380450. Member loan 1380450 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,729 / month
Current employer: Fremont County School District #14 Debt-to-income ratio: 19.11%
Length of employment: 7 years Location: Casper, WY
       
Home town:
Current & past employers: Fremont County School District #14
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > A 1973 Buick LeSabre 4 dr hardtop, with less that 10,000 miles!<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 38
Revolving Credit Balance: $7,970.00 Public Records On File: 0
Revolving Line Utilization: 31.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 725, 280 gas, 200 utilities, 180 (2 cell phones), 196 insurance, 300 food (maybe), other bills 1000. My wife just finished her master's in education and so is not working at this time. We both own vehicles now that are reliable transportation, she has a 2009 Kia Sorento, I have a 2001 Chevy 3/4 ton diesel). This additional car was more of a fun machine rather than being something I have to rely on.
What type of vehicle are you buying (make, model, year, mileage and condition)?1973 Buick Lesabre 4 door hardtop, 9697 miles, excellent condition.
What are the balances, interest rates, and monthly payments on any other auto obligations?We have a KIA Sorrento with 2 years left on the note. It was bought new in 08. It has a 6% int. rate and the payments are $350. I also have a 2001 Chevy crew cab 3/4 ton as my main mode of transportation. It was also bought new. We also have 2 restored Fiat 124 Spiders. One is pro-street the other is a custom version I had done. The only note is on the KIA.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Our total bills including credit cards, a car, the mortgage, the car insurance, gas for both vehicles we have now and food run almost $2000.
How much money are you providing out of pocket as a down payment for this purchase?-0- It's an ebay buy. I can put up to a thousand down though.
What type of vehicle are you buying (make, model, year, mileage and condition)?1973 Buick Lesabre 4 door hardtop, 9697 miles, excellent condition.

 


 

 

 

Member Payment Dependent Notes Series 1380703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380703

$25,000

$25,000

7.62%

1.00%

July 11, 2012

July 5, 2015

July 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380703. Member loan 1380703 was requested on June 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Sharp Chula Vista Medical Center Debt-to-income ratio: 5.49%
Length of employment: 10+ years Location: San Diego, CA
       
Home town:
Current & past employers: Sharp Chula Vista Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1975 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $950.00 Public Records On File: 0
Revolving Line Utilization: 3.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1380731

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380731

$33,950

$33,950

19.72%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380731. Member loan 1380731 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,083 / month
Current employer: XL Construction Debt-to-income ratio: 15.82%
Length of employment: 6 years Location: santa clara, CA
       
Home town:
Current & past employers: XL Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Partial debt consolidation and partial house remodel. House is a duplex that needs some TLC before I can put it on the market.<br><br> Borrower added on 07/05/12 > Partial debt consolidation and partial home improvement. Home is a duplex that requires some minor TLC prior to it being rentable.<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 10
Revolving Credit Balance: $17,445.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current Expenses:<br>Mo. to Mo. Temporary Rent $1375 (would become $0 4weeks after loan to allow for improvements)<br>Utilities for Rental $60 (same as above)<br>Duplex Mortgage $1900 (would be partially subsidized by renters after loan/improvements rent will be $1800/mo)<br>Utilities for Mortgage $150<br>Car $0 (no monthly payments)<br>Gas $0 (gas card)<br>Company Phone $0<br>Insurance $60<br>Food $1000<br>Student Loan $65<br>Credit Card Payment $400 (would be trimmed to $0 with loan)
Is the improvement to your primary residence or an investment property?The property is a primary residence duplex and has been for 2 years. Currently because of home improvements that need to be done I am renting month to in another location. Upon completion of the work I would move into the smaller unit (1bd/1ba) and rent out the larger unit (3bd/2ba) for $1800/mo.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?1 Primary 0 Secondary<br>No HELOC<br>Balance $323,000<br>Interest Rate 5.375%<br>Mo Payments $1927
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current Expenses:<br>Mo. to Mo. Temporary Rent $1375 (would become $0 4weeks after loan to allow for improvements)<br>Utilities for Rental $60 (same as above)<br>Duplex Mortgage $1900 (would be partially subsidized by renters after loan/improvements rent will be $1800/mo)<br>Utilities for Mortgage $150<br>Car $0 (no monthly payments)<br>Gas $0 (gas card)<br>Company Phone $0<br>Insurance $60<br>Food $1000<br>Student Loan $65<br>Credit Card Payment $400 (would be trimmed to $0 with loan)
Please explain the reason why you carry a large revolving credit balance.I am currently carrying a Mortgage & a month to month Lease which has strapped my available monthly cash flow. With the additional Lease it has been very difficult to 1) have enough $ to fix the house 2) have enough $ to pay off outstanding credit balances 3) have enough $ to make day to day/unforseen costs. The loan will help me lower the credit balance to $0 & allow enough $ to make the necessary improvements to the duplex (Mortgage) to rent/live in it.
If you have a delinquency in the last 2 years, please explain the reason.Trasunion does not show that I have any delinquencies over the past 2 years.
If you have a delinquency in the last 2 years, please explain the reason.Trasunion does not show that I have any delinquencies over the past 2 years.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?1 Primary 0 Secondary<br>No HELOC<br>Balance $323,000<br>Interest Rate 5.375%<br>Mo Payments $1927
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The following is the breakdown of the allocation....<br><br>$33,950 Loan being requested<br>-$9,000 Home Improvements<br>-$20,000 Credit Card Repayment<br><br>The balance will be used as a contingency for Home Improvements & 1st month of Loan Repayment as I look for renters.
If you have a delinquency in the last 2 years, please explain the reason.Trasunion does not show that I have any delinquencies over the past 2 years.
If you have a delinquency in the last 2 years, please explain the reason.Trasunion does not show that I have any delinquencies over the past 2 years.
Please explain the reason why you carry a large revolving credit balance.I am currently carrying a Mortgage & a month to month Lease which has strapped my available monthly cash flow. With the additional Lease it has been very difficult to 1) have enough $ to fix the house 2) have enough $ to pay off outstanding credit balances 3) have enough $ to make day to day/unforseen costs. The loan will help me lower the credit balance to $0 & allow enough $ to make the necessary improvements to the duplex (Mortgage) to rent/live in it.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?1 Primary 0 Secondary<br>No HELOC<br>Balance $323,000<br>Interest Rate 5.375%<br>Mo Payments $1927
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current Expenses:<br>Mo. to Mo. Temporary Rent $1375 (would become $0 4weeks after loan to allow for improvements)<br>Utilities for Rental $60 (same as above)<br>Duplex Mortgage $1900 (would be partially subsidized by renters after loan/improvements rent will be $1800/mo)<br>Utilities for Mortgage $150<br>Car $0 (no monthly payments)<br>Gas $0 (gas card)<br>Company Phone $0<br>Insurance $60<br>Food $1000<br>Student Loan $65<br>Credit Card Payment $400 (would be trimmed to $0 with loan)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The following is the breakdown of the allocation....<br><br>$33,950 Loan being requested<br>-$9,000 Home Improvements<br>-$20,000 Credit Card Repayment<br><br>The balance will be used as a contingency for Home Improvements & 1st month of Loan Repayment as I look for renters.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current Expenses:<br>Mo. to Mo. Temporary Rent $1375 (would become $0 4weeks after loan to allow for improvements)<br>Utilities for Rental $60 (same as above)<br>Duplex Mortgage $1900 (would be partially subsidized by renters after loan/improvements rent will be $1800/mo)<br>Utilities for Mortgage $150<br>Car $0 (no monthly payments)<br>Gas $0 (gas card)<br>Company Phone $0<br>Insurance $60<br>Food $1000<br>Student Loan $65<br>Credit Card Payment $400 (would be trimmed to $0 with loan)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The following is the breakdown of the allocation....<br><br>$33,950 Loan being requested<br>-$9,000 Home Improvements<br>-$20,000 Credit Card Repayment<br><br>The balance will be used as a contingency for Home Improvements & 1st month of Loan Repayment as I look for renters.
What is the home improvement project you are planning?The duplex (2bd/2ba & 1bd/1ba) has a restroom attached to a storage shed that was not permitted (previous owner) that will be demolished w/ minor concrete work. Extend the fence line at rear location of storage shed bathroom. Minor repair (not replace) of air conditioning unit. Conversion of dining room into 3rd bedroom (i.e. adding a closet) and infilling a slider door with a window. In addition new sod will be purchased and installed by me. Drawings & permit are ready to be picked up.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?1 Primary 0 Secondary<br>No HELOC<br>Balance $323,000<br>Interest Rate 5.375%<br>Mo Payments $1927

 


 

 

 

Member Payment Dependent Notes Series 1380814

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380814

$20,400

$20,400

13.11%

1.00%

July 11, 2012

July 5, 2015

July 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380814. Member loan 1380814 was requested on June 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Desert regional medical center Debt-to-income ratio: 17.10%
Length of employment: 5 years Location: Palm desert, CA
       
Home town:
Current & past employers: Desert regional medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/21/12 > I want to do backyard improvement to my house.<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 67
Revolving Credit Balance: $6,148.00 Public Records On File: 0
Revolving Line Utilization: 36.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?For water I pay $20-27/month.gas $16-20/month.For electric 200-300/month but it is my husband who pay for it iincluding food,telephone, car insurance and all other expenses. I pay for the mortgage $2200 w/c include my house insurance and my tax.I earn $3500 every 2 weeks without overtime.

 


 

 

 

Member Payment Dependent Notes Series 1380865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380865

$22,300

$22,300

13.11%

1.00%

July 11, 2012

July 5, 2017

July 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380865. Member loan 1380865 was requested on June 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,125 / month
Current employer: Excalibur Exhibits Debt-to-income ratio: 24.37%
Length of employment: 8 years Location: Kingwood, TX
       
Home town:
Current & past employers: Excalibur Exhibits
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/21/12 > Complete payoff down to only my mortgage. Simplifying is the ultimate goal.<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 64
Revolving Credit Balance: $291.00 Public Records On File: 0
Revolving Line Utilization: 0.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello,<br><br>Current expenses each month combined with all utilities, loans and payments including car and mortgage is approximately $4,000.00. This is the main reason for wanting to simplify and pay into one source.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance of over $20K in loans including car and credit cards. Mortgage monthly payment is approximately $1,394 on a house with my estimated equity of $45-$50k. I do not have any student loans. I am consolidating lines of credit and credit cards with resent interest rates pushing 17%. My approximate expenses are roughly $4000.I believe that a consistent interest rate and payment schedule will be the solution to my current debt load.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hello,<br><br>Current expenses each month combined with all utilities, loans and payments including car and mortgage is approximately $4,000.00. This is the main reason for wanting to simplify and pay into one source.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Hello,<br>My mortgage complete including the taxes & insurance covered under my Escrow is total $1395.00 per month. This is a 30 year note. We do have utilities that average in the summer approximately between $250-$300 and winter months $150-$200. These are average values and includes electric, water and gas.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance of over $20K in loans including car and credit cards. Mortgage monthly payment is approximately $1,394 on a house with my estimated equity of $45-$50k. I do not have any student loans. I am consolidating lines of credit and credit cards with resent interest rates pushing 17%. My approximate expenses are roughly $4000.I believe that a consistent interest rate and payment schedule will be the solution to my current debt load.

 


 

 

 

Member Payment Dependent Notes Series 1382367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1382367

$35,000

$35,000

14.33%

1.00%

July 16, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1382367. Member loan 1382367 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: Braintree Public Schools Debt-to-income ratio: 10.15%
Length of employment: 10+ years Location: Braintree, MA
       
Home town:
Current & past employers: Braintree Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 57 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,478.00 Public Records On File: 0
Revolving Line Utilization: 5.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation none I live 3 miles away from work<br>utilites 250.00<br>phone 100.00<br>insurance car and home 300.00<br>food 400.00
What is the home improvement project you are planning?in ground pool with decking
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?B 314,382.15<br>I 5.25<br>m 2,194.42
What is your intended use for the loan proceeds?in ground pool with decking
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortage 2,125<br>utilities 250<br>insurance 300
What is the home improvement project you are planning?in ground pool with decking
Is the improvement to your primary residence or an investment property?primary

 


 

 

 

Member Payment Dependent Notes Series 1382415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1382415

$16,000

$16,000

8.90%

1.00%

July 11, 2012

July 6, 2015

July 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1382415. Member loan 1382415 was requested on June 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,917 / month
Current employer: University at Albany Debt-to-income ratio: 25.95%
Length of employment: 7 years Location: Valatie, NY
       
Home town:
Current & past employers: University at Albany
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 37 Months Since Last Delinquency: 14
Revolving Credit Balance: $33,428.00 Public Records On File: 0
Revolving Line Utilization: 30.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1650, gas for cars $200, food $600, phone&internet&TV $90, auto&home ins $125, car payments for 2 cars total $680, propane $250, electric $150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Don't you have all that information?
Please explain the reason why you carry a large revolving credit balance.It's too convenient to use a credit card without thinking about the consequences
If you have a delinquency in the last 2 years, please explain the reason.If I did it was an accidental oversight and corrected when I found out

 


 

 

 

Member Payment Dependent Notes Series 1382452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1382452

$30,750

$30,750

19.72%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1382452. Member loan 1382452 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,250 / month
Current employer: Sklover & Donath Debt-to-income ratio: 15.21%
Length of employment: 7 years Location: Jackson, NJ
       
Home town:
Current & past employers: Sklover & Donath
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,272.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My child's medical expenses. At first I was using my savings until my savings were depleted. Then with no other alternative I started to use the credit cards to make the payments. Please understand I am not some kind of superficial individual who purchases things beyond their means. As a single parent I have always had to be financially responsible and I have been. Prior to this my credit debt was 11% which was being monitored and maintained because I was saving to purchase our first home.
Please explain the reason why you carry a large revolving credit balance.My child's medical expenses. At first I was using my savings until my savings were depleted. Then with no other alternative I started to use the credit cards to make the payments. Please understand I am not some kind of superficial individual who purchases things beyond their means. As a single parent I have always had to be financially responsible and I have been. Prior to this my credit debt was 11% which was being monitored and maintained because I was saving to purchase our first home.

 


 

 

 

Member Payment Dependent Notes Series 1382654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1382654

$18,000

$18,000

19.05%

1.00%

July 16, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1382654. Member loan 1382654 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Louisiana Department of Justice Debt-to-income ratio: 17.75%
Length of employment: 10+ years Location: Church Point, LA
       
Home town:
Current & past employers: Louisiana Department of Justice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,883.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utilities-200 per mo<br>telephone-100 per mo<br>insurance-140<br>gas-200 per mo<br>cable 130 per mo<br>gro 1000 per mo
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard-$696.00-21%-$40.00-$2,310-28%-$51.00-<br>Mastercard-$1,363.00-30%-$48.00-Mastercard-$836.00-28%-$30.00-Visa-$799.00-25%-$25.00-Chase Freedom-$2,840.00-21%-$40.00<br>Visa-$1,792.00-28%-$50.00-Walmart0$2,513.42-22%-$70.00-Fingerhut-30%-$314.00-$30.00-Bill me later-28%-$1,190.00-Sams Club-20%-$1,288.00-$50.00-
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$494.00 currently paying -Will only have new loan payment-
Please explain the reason why you carry a large revolving credit balance.unusually large amount of unexpected expenses-replace large appliances-home repair-used all savings for remodeling
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$494.00 currently paying -Will only have new loan payment-
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard-$696.00-21%-$40.00-$2,310-28%-$51.00-<br>Mastercard-$1,363.00-30%-$48.00-Mastercard-$836.00-28%-$30.00-Visa-$799.00-25%-$25.00-Chase Freedom-$2,840.00-21%-$40.00<br>Visa-$1,792.00-28%-$50.00-Walmart0$2,513.42-22%-$70.00-Fingerhut-30%-$314.00-$30.00-Bill me later-28%-$1,190.00-Sams Club-20%-$1,288.00-$50.00-
Please explain the reason why you carry a large revolving credit balance.unusually large amount of unexpected expenses-replace large appliances-home repair-used all savings for remodeling
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?no mortgage, no home equity loan, average $200 mo utilities and insurance; no taxes

 


 

 

 

Member Payment Dependent Notes Series 1383107

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383107

$4,200

$4,200

15.31%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383107. Member loan 1383107 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: star electric Debt-to-income ratio: 7.20%
Length of employment: 2 years Location: Greensboro, NC
       
Home town:
Current & past employers: star electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $488.00 Public Records On File: 0
Revolving Line Utilization: 69.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi,<br><br>Monthly expenses are about 1,400 .
What portion of your wedding expenses does this loan represent?Hi,<br><br>Remaining Balance of wedding. The full amount of reception.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi,<br><br>Monthly expenses are about 1,400 .
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi,<br><br>Monthly expenses are about 1,400 .
What portion of your wedding expenses does this loan represent?Hi,<br><br>Remaining Balance of wedding. The full amount of reception.
How are you paying for other wedding expenses not covered by this loan?hello,<br><br> Started making payments in advance. Everything else is paid in full. This will cover the balance of the expenses including reception.<br><br>Thanks!

 


 

 

 

Member Payment Dependent Notes Series 1383599

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383599

$8,800

$8,800

10.16%

1.00%

July 16, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383599. Member loan 1383599 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: WalMart Debt-to-income ratio: 6.72%
Length of employment: 8 years Location: Bigelow , AR
       
Home town:
Current & past employers: WalMart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/23/12 > We currently have another lending club loan that we'd like to pay off. The pay off amount is $4000 before our most recent payment went through on 6/21. The remaining funds will be combined with a few hundred dollars from our savings account to pay attorney fees in the amount of $5000.<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,205.00 Public Records On File: 0
Revolving Line Utilization: 18.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1383619

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383619

$8,500

$8,500

14.09%

1.00%

July 11, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383619. Member loan 1383619 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: Hospice of Marion County Debt-to-income ratio: 11.33%
Length of employment: 6 years Location: OCALA, FL
       
Home town:
Current & past employers: Hospice of Marion County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/23/12 > Credit card consolidation for lower rate and faster payoff.<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 42
Revolving Credit Balance: $6,435.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total household income is $167,000.00; mortgage 2,057; utilities $400, food $500; insurance auto $220; phones $125
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage balance $251!000 at 6.5; home line of 5,500 at 16; no student loans; credit cards 19-28 percent total about 14,000.
If you have a delinquency in the last 2 years, please explain the reason.Home line due date realigned......no late house payments, auto, etc.

 


 

 

 

Member Payment Dependent Notes Series 1383859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383859

$9,000

$9,000

12.12%

1.00%

July 16, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383859. Member loan 1383859 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Wal-Mart Stores, Inc. Debt-to-income ratio: 16.19%
Length of employment: 7 years Location: Bentonville, AR
       
Home town:
Current & past employers: Wal-Mart Stores, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/23/12 > My loan is to pay off my credit cards and lower my monthly payments<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 25
Revolving Credit Balance: $11,333.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$500<br>Gas-$80<br>Insurance-$100<br>Utilities-$225<br>Food-$200<br>Personal-$75
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have tried numersous times to enter the data, but it will not allow me to submit the required information...I don't know what else to do
Please explain the reason why you carry a large revolving credit balance.I'm not sure which one you are referring to

 


 

 

 

Member Payment Dependent Notes Series 1383917

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383917

$6,000

$6,000

6.62%

1.00%

July 12, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383917. Member loan 1383917 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Allcare I.P.A Debt-to-income ratio: 16.80%
Length of employment: 1 year Location: MANTECA, CA
       
Home town:
Current & past employers: Allcare I.P.A
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,654.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are quite low, as I currently provide a living for myself only. My mortgage is $1200 per month, transportation expenses of $600 and monthly utilities of $250. Food expenses may vary, however, an average monthly grocery bill is $150 per month. If you have any further questions, please ask. I thank you so very much for considering investing in my current financial need.M
What is your intended use for the loan proceeds?I am in need of some necessary dental work. It has become quite painful and I do have insurance through my current employer, however, there is an annual maximum benefit that I am able to utilize. With your help I will be able to have all of this oral surgery completed. Thank you for considering investing in my current financial need.

 


 

 

 

Member Payment Dependent Notes Series 1383933

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383933

$35,000

$35,000

21.49%

1.00%

July 13, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383933. Member loan 1383933 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Sports authority Debt-to-income ratio: 22.55%
Length of employment: 3 years Location: MIAMI, FL
       
Home town:
Current & past employers: Sports authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,397.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1383960

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1383960

$18,000

$18,000

19.05%

1.00%

July 12, 2012

July 7, 2017

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1383960. Member loan 1383960 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Ethyl Corporation Debt-to-income ratio: 17.84%
Length of employment: 6 years Location: PASADENA, TX
       
Home town:
Current & past employers: Ethyl Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/24/12 > Credit card, and remaining medical bill consolidation.<br><br> Borrower added on 06/26/12 > This loan will be used to consolidate credit card balances, and also remaining medical bills.<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,641.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Had some health related issues and now trying to get back on my feet.
Please explain the reason why you carry a large revolving credit balance.Had some health related issues and now trying to get back on my feet.

 


 

 

 

Member Payment Dependent Notes Series 1384114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384114

$15,000

$15,000

15.80%

1.00%

July 11, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384114. Member loan 1384114 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,167 / month
Current employer: target Debt-to-income ratio: 3.47%
Length of employment: 6 years Location: reston, VA
       
Home town:
Current & past employers: target
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/23/12 > i would like to start a small business<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,053.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$300
What type of business are you starting?silver
What will be the largest expense in the first six months?repair my car
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$300
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).no
What do you project your monthly revenues for the first 6 months to be?i dont know
What type of business are you starting?silver
Please describe your experience/familiarity with the business you are starting/started?silver jewelry is a good bussiness all womens like jewelry
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$300
What type of business are you starting?silver
Please describe your experience/familiarity with the business you are starting/started?silver jewelry is a good bussiness all womens like jewelry
What do you project your monthly expenses for the first 6 months of your business?i hope $1000
What will be the largest expense in the first six months?repair my car
What do you project your monthly revenues for the first 6 months to be?i dont know
Can you provide some high level financials on the monthly costs / revenue of your business?i dont know

 


 

 

 

Member Payment Dependent Notes Series 1384234

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384234

$35,000

$35,000

12.12%

1.00%

July 11, 2012

July 7, 2017

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384234. Member loan 1384234 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: n/a Debt-to-income ratio: 9.41%
Length of employment: 10+ years Location: Camarillo, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/24/12 > I operate 3-4 season Halloween stores during Sept/Oct each year. Sales are 1.2M - 1.5M. I had a family member invest during this period between 60K-100K for a 10%, unfortunately they no longer have access to funds. I have open credit with vendors and a 100K CL at my bank but am in need of about 35K.<br><br> Borrower added on 06/24/12 > I operate 3-4 season Halloween stores during Sept/Oct each year. Sales are 1.2M - 1.5M. I had a family member invest during this period between 60K-100K for a 10%, unfortunately they no longer have access to funds. I have open credit with vendors and a 100K CL at my bank but am in need of about 35K.<br><br> Borrower added on 06/24/12 > I operate 3-4 season Halloween stores during Sept/Oct each year. Sales are 1.2M - 1.5M. I had a family member invest during this period between 60K-100K for a 10%, unfortunately they no longer have access to funds. I have open credit with vendors and a 100K CL at my bank but am in need of about 35K.<br><br> Borrower added on 06/24/12 > I operate 3-4 season Halloween stores during Sept/Oct each year. Sales are 1.2M - 1.5M. I had a family member invest during this period between 60K-100K for a 10%, unfortunately they no longer have access to funds. I have open credit with vendors and a 100K CL at my bank but am in need of about 35K.<br><br> null

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,984.00 Public Records On File: 0
Revolving Line Utilization: 28.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $3000<br>Utilities $500<br>Insurance $250<br>Food $750 etc<br>Misc $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently I have on open credit card with a balance which I use for business this time of year as we are already setting up a store.
Please explain the reason why you carry a large revolving credit balance.This is for business merchandise, supplies etc.<br>I do not have any personal debt other than a loan guarantee on a company truck.

 


 

 

 

Member Payment Dependent Notes Series 1384388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384388

$12,000

$12,000

17.77%

1.00%

July 11, 2012

July 7, 2015

July 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384388. Member loan 1384388 was requested on June 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: so cal edison Debt-to-income ratio: 22.43%
Length of employment: 2 years Location: HESPERIA, CA
       
Home town:
Current & past employers: so cal edison
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/23/12 > getting a sand car for the family. have a good job and can pay my bills thanks for your time<br><br> Borrower added on 06/23/12 > geting a sand car for the family have a good job and pay my bills thank.<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 38
Revolving Credit Balance: $18,830.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We have alot of things paid for and some stuff that is not only reason for this loan is to get this off road car that is a good deal don't want any body els to snage it befor I come up with the money if it wast for that I would save up for it like I do for other things I have.
What is your intended use for the loan proceeds?The use is to buy the off road car it's a good deal and don't want to pass up. One thing I can asur you of is I always pay my bills and have never given anything back or never not made my payments
What are you buying?Off road car for my family
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2500 a month
Please explain the reason why you carry a large revolving credit balance.We have alot of things paid for and some stuff that is not only reason for this loan is to get this off road car that is a good deal don't want any body els to snage it befor I come up with the money if it wast for that I would save up for it like I do for other things I have.

 


 

 

 

Member Payment Dependent Notes Series 1384678

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384678

$6,800

$6,800

6.03%

1.00%

July 16, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384678. Member loan 1384678 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Gloucester City School District Debt-to-income ratio: 11.65%
Length of employment: 8 years Location: Somerdale, NJ
       
Home town:
Current & past employers: Gloucester City School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1982 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 23
Revolving Credit Balance: $5,520.00 Public Records On File: 0
Revolving Line Utilization: 27.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses (not my husbands) are $1250 a month. My salary is 82000/year. My husband's expenses total $4500. His salary is 142,000/year.
What portion of your wedding expenses does this loan represent?Transportation, flowers and the band
If you have a delinquency in the last 2 years, please explain the reason.I know of only one and that was because of a bookeeping error.

 


 

 

 

Member Payment Dependent Notes Series 1384686

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384686

$35,000

$35,000

22.95%

1.00%

July 11, 2012

July 8, 2017

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384686. Member loan 1384686 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Loomis Debt-to-income ratio: 14.61%
Length of employment: < 1 year Location: BOWIE, MD
       
Home town:
Current & past employers: Loomis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 26
Revolving Credit Balance: $30,962.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, utilities, gas, and food total $2500 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $214,000 5.1%<br>STLN $3466 2.36%<br>Visa (closed) $9100 $29%<br>Mastercard $10000 26%<br>Visa $8000 17%<br>Key $3300 13%<br>LOC $3500 13%<br>LOC $1000 15%<br>Visa (closed) - $2400 29%<br>Macys - $3000 22%<br>Kohls - $2000 22%
Please explain the reason why you carry a large revolving credit balance.I have had 3 large life events, that I have used my revolving credit to get me through.
If you have a delinquency in the last 2 years, please explain the reason.I do not believe I have any delinquencies on my report.
Which debts do you plan to pay off with this loan?All revolving debt will be paid off except the three smallest ones, which I will be able to pay off in less than a year if I am able to consolidate the others.
Please explain the reason why you carry a large revolving credit balance.I have had 3 large life events, that I have used my revolving credit to get me through.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $214,000 5.1%<br>STLN $3466 2.36%<br>Visa (closed) $9100 $29%<br>Mastercard $10000 26%<br>Visa $8000 17%<br>Key $3300 13%<br>LOC $3500 13%<br>LOC $1000 15%<br>Visa (closed) - $2400 29%<br>Macys - $3000 22%<br>Kohls - $2000 22%

 


 

 

 

Member Payment Dependent Notes Series 1384712

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384712

$10,000

$10,000

15.31%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384712. Member loan 1384712 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,811 / month
Current employer: State of Colorado Debt-to-income ratio: 10.70%
Length of employment: 2 years Location: WHEAT RIDGE, CO
       
Home town:
Current & past employers: State of Colorado
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 45
Revolving Credit Balance: $22,699.00 Public Records On File: 0
Revolving Line Utilization: 81.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rental Property Mortgage & Escrow $2,180<br>Credit Cards $670<br>Income Tax Withholding $640<br>Pension Contribution $450<br>Food $400<br>Cable/Internet/Phone/Wireless $220<br>Elec/Gas/Water/Sewer $220<br>Transportation $165<br>Property Mgr Fee $135<br>Medical / Other Insurance $105<br>Clothing $100<br>Savings $75<br>Medical $35<br>Entertainment/Hobbies $150<br>Other Living/Household Expenses $265
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard #1 Balance: 580, Interest%: 24.99, MinPymt: 30<br>MasterCard #2 Balance: 4,635, Interest%: 15.9, MinPymt: 115<br>MasterCard #3 Balance: 470, Interest%: 12.9, MinPymt: 25<br>Visa #1 Balance: 1,085, Interest%: 23.9, MinPymt: 55<br>Visa #2 Balance: 2,340, Interest%: 19.45, MinPymt: 65<br>Retail #1 Balance: 235, Interest%: 21.9, MinPymt: 25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total amount I pay monthly for all credit cards, and a line of credit is $670. With this refinancing loan, I would pay off $9,345 in credit card debt which has total minimum monthly payments of $315.
Please explain the reason why you carry a large revolving credit balance.When the recession was getting really bad in 2009, I was laid off from a medium-size retail company that was forced into bankruptcy. I was out of work for 16 months and had to incur credit card debt to help supplement my unemployment insurance compensation. I have been working for two years now in a very large, stable organization with enough income to meet my obligations, but with very little left for emergencies and savings. Now I have an opportunity to change that.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard #1 Balance: 580, Interest%: 24.99, MinPymt: 30<br>MasterCard #2 Balance: 4,635, Interest%: 15.9, MinPymt: 115<br>MasterCard #3 Balance: 470, Interest%: 12.9, MinPymt: 25<br>Visa #1 Balance: 1,085, Interest%: 23.9, MinPymt: 55<br>Visa #2 Balance: 2,340, Interest%: 19.45, MinPymt: 65<br>Retail #1 Balance: 235, Interest%: 21.9, MinPymt: 25
What is the total balance of your credit cards, interest rates and current monthly payments?Line of Credit: Balance $9,740; 23.99%; Payment $195<br>MC #1 Balance $580; 24.99%; Payment $30<br>MC #2 Balance $4,635; 15.9%; Payment $115<br>MC #3 Balance $470; 12.9%; Payment $25<br>Visa #1 Balance $1,085; 23.9%; Payment $55<br>Visa #2 Balance $2,340; 19.45%; Payment $65<br>Visa #3 Balance $5,130; 9.15%; Payment $155<br>Retail #1 Balance $235; 21.9%; Payment $30
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard #1 Balance: 580, Interest%: 24.99, MinPymt: 30<br>MasterCard #2 Balance: 4,635, Interest%: 15.9, MinPymt: 115<br>MasterCard #3 Balance: 470, Interest%: 12.9, MinPymt: 25<br>Visa #1 Balance: 1,085, Interest%: 23.9, MinPymt: 55<br>Visa #2 Balance: 2,340, Interest%: 19.45, MinPymt: 65<br>Retail #1 Balance: 235, Interest%: 21.9, MinPymt: 25

 


 

 

 

Member Payment Dependent Notes Series 1384716

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384716

$11,500

$11,500

18.49%

1.00%

July 16, 2012

July 8, 2015

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384716. Member loan 1384716 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,782 / month
Current employer: RADIOLOGY LTD Debt-to-income ratio: 24.55%
Length of employment: 6 years Location: TUCSON, AZ
       
Home town:
Current & past employers: RADIOLOGY LTD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/24/12 > Deperate need to get out of debt.<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,636.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are about $1800 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $11, 000 at 27% interest rate-monthly payments between $25-70 a month<br>Mortgage $107, 000-$819 a month<br>Unsecured Loan $4700 at 38% $160 a month
Please explain the reason why you carry a large revolving credit balance.For the last 10 years I would use the credit card through out the year and pay with income tax return, and for the last few years I was not able to do that because I had to pay attorney fees due to personal problem. I just want a lower interest rate to be able to pay all of it off.
Please explain the reason why you carry a large revolving credit balance.For the last 10 years I would use the credit card through out the year and pay with income tax return, and for the last few years I was not able to do that because I had to pay attorney fees due to personal problem. I just want a lower interest rate to be able to pay all of it off.
Which debts do you plan to pay off with this loan?The $4700 with 38% interest and all the small retail credit cards with an interest of 22%-27%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $11, 000 at 27% interest rate-monthly payments between $25-70 a month<br>Mortgage $107, 000-$819 a month<br>Unsecured Loan $4700 at 38% $160 a month
Which debts do you plan to pay off with this loan?The $4700 with 38% interest and all the small retail credit cards with an interest of 22%-27%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $11, 000 at 27% interest rate-monthly payments between $25-70 a month<br>Mortgage $107, 000-$819 a month<br>Unsecured Loan $4700 at 38% $160 a month

 


 

 

 

Member Payment Dependent Notes Series 1384735

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384735

$15,000

$15,000

18.49%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384735. Member loan 1384735 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Wetzel Engineering Inc. Debt-to-income ratio: 14.91%
Length of employment: 3 years Location: Lawrence, KS
       
Home town:
Current & past employers: Wetzel Engineering Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I would like to use this opportunity to consolidate all my credit card debt into a single monthly payment and eventually pay off all my debts. I also hope that this will one day allow me to become an investor myself on Lending Club to help others the same way I was helped.<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,307.00 Public Records On File: 0
Revolving Line Utilization: 90.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses is $1900.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have recently paid off my line of credit in the amount of $1000.00.<br>My current credit card balances total $11,500 and my average APR is about 18%. My monthly payments have been about $550.00, paying at least the minimum if not at least 50% higher.<br>I have a car loan at $24,400, which I have continued making monthly payments of $550 and at interest rate of about 6%.
Please explain the reason why you carry a large revolving credit balance.I was not very wise regarding personal finances while attending college and have taken on unneccessary debt which I have continued to bear these few years. Since being professionally employed, I have been more matured about my spending and realized the value of hard earned money and long for being debt free. I hope for a genuine opportunity to consolidate my monthly debt payments into a single payment to work towards that goal.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have recently paid off my line of credit in the amount of $1000.00.<br>My current credit card balances total $11,500 and my average APR is about 18%. My monthly payments have been about $550.00, paying at least the minimum if not at least 50% higher.<br>I have a car loan at $24,400, which I have continued making monthly payments of $550 and at interest rate of about 6%.
Which debts do you plan to pay off with this loan?All my credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have recently paid off my line of credit in the amount of $1000.00.<br>My current credit card balances total $11,500 and my average APR is about 18%. My monthly payments have been about $550.00, paying at least the minimum if not at least 50% higher.<br>I have a car loan at $24,400, which I have continued making monthly payments of $550 and at interest rate of about 6%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have recently paid off my line of credit in the amount of $1000.00.<br>My current credit card balances total $11,500 and my average APR is about 18%. My monthly payments have been about $550.00, paying at least the minimum if not at least 50% higher.<br>I have a car loan at $24,400, which I have continued making monthly payments of $550 and at interest rate of about 6%.

 


 

 

 

Member Payment Dependent Notes Series 1384891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384891

$8,000

$8,000

6.03%

1.00%

July 16, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384891. Member loan 1384891 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 1.91%
Length of employment: < 1 year Location: VAN NUYS, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Video Production Equipment<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,977.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $1,800
What type of business are you starting?Freelance video production and editing
What will be the largest expense in the first six months?Macbook Pro and editing software
Please describe your experience/familiarity with the business you are starting/started?Earned a Bachelor's Degree in Video Production from Ohio University in 2001. Over ten years of professional experience on various productions in both the public and private sector.

 


 

 

 

Member Payment Dependent Notes Series 1384892

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384892

$16,000

$16,000

22.95%

1.00%

July 11, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384892. Member loan 1384892 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: The Winds Resort Debt-to-income ratio: 18.35%
Length of employment: 10+ years Location: Shallotte, NC
       
Home town:
Current & past employers: The Winds Resort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Help To lower Monthly Payments<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 68
Revolving Credit Balance: $9,734.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total of 1700.00 This includes credit card debts also.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15.790.00 with intrest rates from 13% to 29%
Please explain the reason why you carry a large revolving credit balance.I needed to make a lot of repairs after moving to this area.

 


 

 

 

Member Payment Dependent Notes Series 1385070

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385070

$20,000

$20,000

14.33%

1.00%

July 13, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385070. Member loan 1385070 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Overlook Medical Center Debt-to-income ratio: 3.03%
Length of employment: 3 years Location: UNION, NJ
       
Home town:
Current & past employers: Overlook Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 29
Revolving Credit Balance: $6,569.00 Public Records On File: 0
Revolving Line Utilization: 32.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1385098

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385098

$16,000

$16,000

21.49%

1.00%

July 12, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385098. Member loan 1385098 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Avera McKennan Debt-to-income ratio: 18.81%
Length of employment: < 1 year Location: BROOKINGS, SD
       
Home town:
Current & past employers: Avera McKennan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > This loan will be used to consolidate credit cards and for home improvement projects.<br><br> Borrower added on 06/27/12 > I recently graduated from college and have amassed some credit card debt, so this loan will be used to consolidate this debt as well as to do some improvements on my home.<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 28
Revolving Credit Balance: $6,841.00 Public Records On File: 0
Revolving Line Utilization: 90.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I travel to my job as a registered nurse, so my transportation expenses are $120, utilities $150, mortgage $1200 ( I am not the sole person paying this), insurance $110, food $250, phone $70
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the last 2 years
Please explain the reason why you carry a large revolving credit balance.I have amassed debt while attending college to obtain my bachelors degree over the last 4.5 years.

 


 

 

 

Member Payment Dependent Notes Series 1385127

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385127

$20,000

$20,000

10.16%

1.00%

July 13, 2012

July 8, 2015

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385127. Member loan 1385127 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,208 / month
Current employer: Detroit Forming Debt-to-income ratio: 12.60%
Length of employment: 10+ years Location: Milan, MI
       
Home town:
Current & past employers: Detroit Forming
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/24/12 > Credit Card refinance to pay off existing debt<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 67
Revolving Credit Balance: $8,712.00 Public Records On File: 0
Revolving Line Utilization: 20.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1385287

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385287

$8,725

$8,725

11.14%

1.00%

July 13, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385287. Member loan 1385287 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: walmart Debt-to-income ratio: 23.09%
Length of employment: 10+ years Location: VERONA, WI
       
Home town:
Current & past employers: walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > I have several different credit cards that I'm in the process of paying off (no late payments in 10 yrs) but I want to just make one payment to make life easier.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,526.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1385555

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385555

$8,000

$8,000

11.14%

1.00%

July 17, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385555. Member loan 1385555 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Onondaga BOCES Debt-to-income ratio: 22.66%
Length of employment: 2 years Location: Clay, NY
       
Home town:
Current & past employers: Onondaga BOCES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 25
Revolving Credit Balance: $7,019.00 Public Records On File: 0
Revolving Line Utilization: 23.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1100<br>home phone, cell phones, internet, tv - 400<br>Trans (gas, wife's auto) 300<br>Insurance 200<br>food ~ 400<br>utilities ~ 300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover - $5400, 27.99%, 175/mo.<br>Home Depot - 800, 22.99%, 58/mo<br>Visa - 300, 21.24%, 10/mo<br>Store card- 200, 23.99, 10/mo<br>Visa- 350, 23.24%, 10/mo<br>Store Card-500, 24.99%, 25/mo
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Included in prior question, but for all cards, roughly 325/mo
What is the total balance of your credit cards, interest rates and current monthly payments?I mean no offense here, but I already detailed this entirely. Thank you.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Included in prior question, but for all cards, roughly 325/mo

 


 

 

 

Member Payment Dependent Notes Series 1385582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385582

$14,500

$14,500

11.14%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385582. Member loan 1385582 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: EFG Capital Int Debt-to-income ratio: 21.12%
Length of employment: 2 years Location: MIAMI, FL
       
Home town:
Current & past employers: EFG Capital Int
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Home Buying and Renovations, so that, the market value of the property will increase substantially.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,058.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 550 USD (Utilities Included in Monthly Rent)<br>Cellphone: 65 USD<br>Insurance: 71 USD <br>Food: 300 USD approx<br>Transportation: None ( I leave 3 blocks away from my office)
What is the estimated current market value of the home you intend to purchase?The current market value of the property is 123,200 USD.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 550 USD (Utilities Included in Monthly Rent)<br>Cellphone: 65 USD<br>Insurance: 71 USD <br>Food: 300 USD approx<br>Transportation: None ( I leave 3 blocks away from my office)

 


 

 

 

Member Payment Dependent Notes Series 1385624

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385624

$8,325

$8,325

15.31%

1.00%

July 16, 2012

July 8, 2015

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385624. Member loan 1385624 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: St Josephs hospital Debt-to-income ratio: 15.27%
Length of employment: 10+ years Location: Land O Lakes, FL
       
Home town:
Current & past employers: St Josephs hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/24/12 > this loan is to consolidate. my 6 remaining bills and help pay for a family vacation<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 22
Revolving Credit Balance: $2,485.00 Public Records On File: 1
Revolving Line Utilization: 17.00% Months Since Last Record: 99
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My husband and I split all our expenses in half. So my half of the rent is $925.00, utilities $75.00, phone $87.00, car insurance $185.00, food $200.00. I have a $388.00 car payment and pay about $400 in student loans and credit cards. I take home approx $3400.00 per month.
What is your intended use for the loan proceeds?I have a total of 6 things i'd like to pay off/consolidate. My Student loan of $321.00, Three small credit cards equaling $2000.00. I have Braces that I'm making monthly payments of $183.00 on that I owe roughly $3200.00 on. I would like to pay that off. Also we have a vacation we are taking our two sons on in November that of course we are splitting the cost of. So my half will be around $1500.00.
If you have a delinquency in the last 2 years, please explain the reason.I have been working very hard to fix my credit and increase my score. I should not have any deliquencies in the past two yrs. The last one was reported in 2009.
If you have a public record on file, please briefly explain the event and its resolution.We do have a bankruptsy on our credit report that will drop off in 2yrs. It has been 8yrs since we were discharged. We have been working successfully to fix our credit for past 3yrs.

 


 

 

 

Member Payment Dependent Notes Series 1385701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385701

$19,075

$19,075

18.75%

1.00%

July 16, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385701. Member loan 1385701 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: Adac Automotive Debt-to-income ratio: 25.94%
Length of employment: 9 years Location: MUSKEGON, MI
       
Home town:
Current & past employers: Adac Automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,799.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Mainly credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$30,000 - credit cards and loans. Monthly payments $1200<br>$56,000 - Mortgage Monnthly payment $400

 


 

 

 

Member Payment Dependent Notes Series 1385802

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385802

$9,175

$9,175

11.14%

1.00%

July 12, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385802. Member loan 1385802 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Very clean cleaning company Debt-to-income ratio: 27.75%
Length of employment: 3 years Location: LOWELL, MA
       
Home town:
Current & past employers: Very clean cleaning company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,080.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1385887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385887

$8,500

$8,500

17.27%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385887. Member loan 1385887 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,042 / month
Current employer: Surgical Reimbursement Specialist Debt-to-income ratio: 14.58%
Length of employment: 9 years Location: Williamstown, NJ
       
Home town:
Current & past employers: Surgical Reimbursement Specialist
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 46
Revolving Credit Balance: $11,583.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1385889

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385889

$16,000

$16,000

13.11%

1.00%

July 16, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385889. Member loan 1385889 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,672 / month
Current employer: Massachusettts General Hospital Debt-to-income ratio: 19.54%
Length of employment: 4 years Location: BOSTON, MA
       
Home town:
Current & past employers: Massachusettts General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,724.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?10000
Please explain the reason why you carry a large revolving credit balance.n/a

 


 

 

 

Member Payment Dependent Notes Series 1385893

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385893

$6,000

$6,000

12.12%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385893. Member loan 1385893 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Blizzard Entertainment Debt-to-income ratio: 13.46%
Length of employment: < 1 year Location: SPARKS GLENCOE, MD
       
Home town:
Current & past employers: Blizzard Entertainment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Just moved into a new apartment, which put a lot on my cards. Looking to free up accounts in case any unforeseen financial needs arise over the next few months. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 10
Revolving Credit Balance: $3,780.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $2200/mo.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa A<br>Balance: $3,608.28<br>Interest: 18.24%<br>Monthly minimum: $86.00<br><br>Visa B<br>Balance: $2,157.26<br>Interest: 11.24%<br>Monthly minimum: $38.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Visa A is $86/mo and Visa B is $38/mo. With the loan, that would total $324/mo.
If you have a delinquency in the last 2 years, please explain the reason.I was 30 days late on a payment for one of my VISAs because I forgot to make the payment. Since then I've set my accounts to auto-pay the minimum monthly from my checking and will not be late on any future payments.

 


 

 

 

Member Payment Dependent Notes Series 1385926

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385926

$8,000

$8,000

6.03%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385926. Member loan 1385926 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Quality Computer Service, Inc. Debt-to-income ratio: 15.38%
Length of employment: 10+ years Location: West Allis, WI
       
Home town:
Current & past employers: Quality Computer Service, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > I am not behind or unable to make my bills, I just want to save some money by refinancing two credit cards at a lower interest rate. I have never been late on a cc payment, and often pay much more than the minimum payment. However, I know I can save money in interest charges this way. Thank-you.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,015.00 Public Records On File: 0
Revolving Line Utilization: 70.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is $650 mo.<br>car is $323 mo. (will be paid off in November 2012)<br>utilities are about $250 mo. (includes heat, electricity and cable and internet)<br>phone is free, I have a work phone for personal use<br>auto insurance is $60 mo.<br>food is about $200/mo.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $4,000.44 at 17.24% minimum payment is $98.00<br>Visa - $3,477.23 at 18.24% minimum payment is $75.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The minimum monthly payments for the two credit cards I want to pay off comes to $173. do not want to make minimum payments, I want to pay them off completely at a lower percentage rate.
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses including legal fees from a custody dispute (which I won).

 


 

 

 

Member Payment Dependent Notes Series 1385996

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385996

$9,000

$9,000

19.05%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385996. Member loan 1385996 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Spirit Aerosystems Debt-to-income ratio: 32.18%
Length of employment: 7 years Location: goldsboro, NC
       
Home town:
Current & past employers: Spirit Aerosystems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Purchase of a pool for our house, build a deck around the pool and pay off three credit cards.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,199.00 Public Records On File: 0
Revolving Line Utilization: 92.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 1320.00<br>Insurance - 195.00<br>Phone/Cable/Internet - 250.00<br>utilities - 200.00
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance - 190,800<br>Rate - 3.25<br>Payment 1320
Please explain the reason why you carry a large revolving credit balance.Due to life events there was a decrease in income, however, that income has now been recovered and is being used to pay the mortgage payment, car payments and student loan payments. This loan will lessen the credit card debt. It is a slow hole to get out of but it is being done as quickly as possilbe.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 1320.00<br>Insurance - 195.00<br>Phone/Cable/Internet - 250.00<br>utilities - 200.00
What is your intended use for the loan proceeds?The intention is to update the house by adding on a deck and pool. The additional funds will pay off a high rate credit card that costs 230.00 a month, another loan at 271.00 and one other small item which is 95.00 a month.
If you have a public record on file, please briefly explain the event and its resolution.It would have been several years ago that public record was on file. I moved and did not recieve mail notification. As soon as possible the loan was quickly resolved and have been making on time payment for the past 6-7 years. Have not and will not pay bills late.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The mortgage is paid by another individual in the house, however <br>the total payment is 1329.75 and is at 3.375.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Home improvment -3500.00<br>Paying off - one credit card - 230.00 a month <br>another signature loan 271.00 monthly <br>another bill that is 95.00 a month.
If you have a delinquency in the last 2 years, please explain the reason.There should not be any delinquency in the past two years on the credit
Please explain the reason why you carry a large revolving credit balance.Due to life events there was a decrease in income, however, that income has now been recovered and is being used to pay the mortgage payment, car payments and student loan payments. This loan will lessen the credit card debt. It is a slow hole to get out of but it is being done as quickly as possilbe.
What is the home improvement project you are planning?Adding on to the deck, putting in an above ground pool because below ground pools cannot be put in the region. The additional funds will pay off credit cards which is 600.00 worth of payments a month
Is the improvement to your primary residence or an investment property?Primary residence
Is this for a home improvement you have already made, or one that you are planning to make?planning to make
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 1320.00<br>Insurance - 195.00<br>Phone/Cable/Internet - 250.00<br>utilities - 200.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total monthly expenses that I pay are vehicle - 550.00 Insurance 200.00, utilities 500.00 and then other credit card bills.

 


 

 

 

Member Payment Dependent Notes Series 1386031

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386031

$8,650

$8,650

19.72%

1.00%

July 17, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386031. Member loan 1386031 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 9.98%
Length of employment: 3 years Location: CHICAGO, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Working Capital Loan for an Electrical Contracting company in Chicago.<br><br> Borrower added on 06/28/12 > Company has been in business since 2009. I have a track record of successfully completing increasingly larger projects. Additional working capital will be required to finance larger projects.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,126.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $600<br>Transp: $100<br>Util: $55<br>Phone: $100<br>Ins: $80<br>Food: $220<br>Student Loans: $590<br><br>No dependents
What type of business are you starting?I started an Electrical Contracting company in 2009. I have a successful track record of increasingly larger projects. I am requesting this loan to finance "labor" on larger projects.
What will be the largest expense in the first six months?For example, a project would require $14,400 in labor expenses, and the company would make $10,000 on the project.
Please explain the reason why you carry a large revolving credit balance.I purchased materials for a project that was supposed to start, but fell through. The materials will be used for future projects.<br><br>A significant amount of my revolving credit balance is actually "Inventory/Materials" assets.

 


 

 

 

Member Payment Dependent Notes Series 1386094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386094

$12,000

$12,000

11.14%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386094. Member loan 1386094 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: jcps Debt-to-income ratio: 8.70%
Length of employment: 6 years Location: louisville, KY
       
Home town:
Current & past employers: jcps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > pay off credit card's and vehichels sooner to lower monthly payments and total amount of interest<br><br> Borrower added on 06/28/12 > So i may increase my total amount that i am paying on my student loans. My goal is to become debt free in five years.<br><br> Borrower added on 06/28/12 > This will allow me to pay extra on the mortgage and student loans.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,419.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1800, transportation 300, utilities 500 includes phone, insurance 300 month with the baby, food 300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?vehicles 3400 at 19<br>credit cards 8000 at 29 <br>student loans 12000 at 2
Please explain the reason why you carry a large revolving credit balance.I used credit cards to work on a house that needed several thousands of dollars in renovations.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?vehicles 3400 at 19<br>credit cards 8000 at 29 <br>student loans 12000 at 2
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1800, transportation 300, utilities 500 includes phone, insurance 300 month with the baby, food 300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?vehicles 3400 at 19<br>credit cards 8000 at 29 <br>student loans 12000 at 2
Which debts do you plan to pay off with this loan?Credit cards and vehicle payments. I would like to consolidate them together and be rid of extremely high interest rates. As of now 1000 dollars a month goes to those payments and the majority of it is interest. I do not want to burn the money on interest payments over the next 6 to 9 years. I would like to consolidate them together and use the extra funds available from the interest savings to pay down the mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1386114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386114

$9,000

$9,000

16.29%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386114. Member loan 1386114 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: State of Alabama Debt-to-income ratio: 28.74%
Length of employment: 10+ years Location: Anniston, AL
       
Home town:
Current & past employers: State of Alabama
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > I would like to purchase a boat. My auto loan and my credit card loan will be paid off in 6 months.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 14
Revolving Credit Balance: $5,093.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House: 600. auto loan(800.00) pays off Oct. 2012<br>food:250<br>utilities: 175<br>phone: 100<br>Gas:50.00(have co car)
If you have a delinquency in the last 2 years, please explain the reason.I sold a motorcycle in 2007... After I got the title the company HSBC called me and told me that the check by phone the guy used to buy the bike from me was no good. This was over a month after and I have a clear title..I have sent all the info to the credit bureaus and have a letter where it was removed although it could still be showing up... There should not be any deliquencies on my credit report that are legitimate..
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay 600.00 per month rent. I pay 160 utilities... 800.00 for my car(pays off in Oct 2012) My misc expenses food etc are around 600-800 My monthly net after taxes is around 4800.00

 


 

 

 

Member Payment Dependent Notes Series 1386150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386150

$18,225

$18,225

14.33%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386150. Member loan 1386150 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: U S Airforce Debt-to-income ratio: 25.62%
Length of employment: 10+ years Location: Fort Bragg, NC
       
Home town:
Current & past employers: U S Airforce
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,635.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I, like many Americans, became wrapped up in needing stuff now, rather than waiting and saving. I am now paying for that consumer attitude. I plan to never be in this situation again.
Which debts do you plan to pay off with this loan?I plan on paying off most, if not all of my revolving credit accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card payments are $500 a month. I don't have a mortgage, or any student loans.
What is your intended use for the loan proceeds?To pay off credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All together, $1400.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?All together, $1400.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
If you have a public record on file, please briefly explain the event and its resolution.No public record.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage. We live in base housing, so my housing allowance goes to the company that manages the housing.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's just being used to pay off credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All together, $1400.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's just being used to pay off credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1386297

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386297

$22,000

$22,000

21.00%

1.00%

July 12, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386297. Member loan 1386297 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Piazza Family Restaurants Debt-to-income ratio: 21.52%
Length of employment: 8 years Location: Long Beach, CA
       
Home town:
Current & past employers: Piazza Family Restaurants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > We are tired of being in debt to so many creditors. Plus we have a 30% APR on one loan and I would love to see that go away. I want to be able to make one payment to one company and shred all my credit cards. And this loan will help us alot!<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,307.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our total monthly expenses are around $1700. Give or take. Depends on how much food we need to buy that month. Our car insurance is $1025.60 for the year. The way we pay for this is 3 months at a time. Usually March,April,May then September,October,November. Our clothes expense is hardly nothing. Just school clothes once a year for our son and misc. stuff for us.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sorry. It will not allow me to answer this question. I've tried twice.
Which debts do you plan to pay off with this loan?We plan to pay off all debt's with this loan. I also plan to close most of the accounts. And only kept a few open for emergency's.
Which debts do you plan to pay off with this loan?We plan to pay off all debt's with this loan. I also plan to close most of the accounts. And only kept a few open for emergency's.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Almost all of the money will be used to pay off all debt's. We have a loan that has a very high APR. And I really want to be rid of it. Whatever is left will go into a savings account!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our total monthly expenses are around $1700. Give or take. Depends on how much food we need to buy that month. Our car insurance is $1025.60 for the year. The way we pay for this is 3 months at a time. Usually March,April,May then September,October,November. Our clothes expense is hardly nothing. Just school clothes once a year for our son and misc. stuff for us.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Our monthly expenses are about $1800 a month.

 


 

 

 

Member Payment Dependent Notes Series 1386661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386661

$8,000

$8,000

10.16%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386661. Member loan 1386661 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Solvay Chemicals, Inc. Debt-to-income ratio: 10.85%
Length of employment: 10+ years Location: HOUSTON, TX
       
Home town:
Current & past employers: Solvay Chemicals, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > I have an older home and need to replace the tile floors in the kitchen and den area because they are cracked and uneven. I also hope to refurbish my front door, replace some trim inside the house and install two garage door openers. Thank you for your consideration in funding my loan request.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 18
Revolving Credit Balance: $1,518.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your consideration in financing my loan request. My current monthly expenses total approximately $4,200.
What is the home improvement project you are planning?Thank you for your consideration in financing my loan request. I plan to replace tile floors, refurbish my front door and replace some trim in my house.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Thank you for considering funding my loan request. <br>Mortgage balance is $197,742.<br>Interest rate is 5.875%.<br>Monthly payment is $1183.00.
If you have a delinquency in the last 2 years, please explain the reason.Thank you for considering funding my loan request. <br>I had one delinquincy within the last two years with my auto loan which was funded by a credit union that I am a member of. It was an oversight. Since the credit union is not my primary bank, I had to deposit funds each month and I did not make a deposit one month though I thought I had.

 


 

 

 

Member Payment Dependent Notes Series 1386686

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386686

$35,000

$35,000

12.12%

1.00%

July 17, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386686. Member loan 1386686 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: n/a Debt-to-income ratio: 10.76%
Length of employment: 9 years Location: Chandler, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > Adding a pool to our current home<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,046.00 Public Records On File: 0
Revolving Line Utilization: 25.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are approximately $2000.00
What is the home improvement project you are planning?adding a pool
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance on our home is approx. $288,000.00. 30 yr fixed with Chase at 6%. Payment is $1930.23 month

 


 

 

 

Member Payment Dependent Notes Series 1386711

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386711

$10,000

$10,000

18.49%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386711. Member loan 1386711 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: BUILDING RESSOURCES CORPORATION Debt-to-income ratio: 14.76%
Length of employment: 7 years Location: SAINT PAUL, MN
       
Home town:
Current & past employers: BUILDING RESSOURCES CORPORATION
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I WANT TO PAY OFF A CREDIT CARD LOAN AND FOCUSED ONLY ON THIS ONE.JUST PAY ONLY THIS LOAN EACH MONTH INSTEAD TO PAY MULTIPLE CREDIT CARDS<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,690.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1386866

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386866

$15,000

$15,000

13.11%

1.00%

July 13, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386866. Member loan 1386866 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Jimmie Crowder Excavating and Land Debt-to-income ratio: 30.88%
Length of employment: 7 years Location: TALLAHASSEE, FL
       
Home town:
Current & past employers: Jimmie Crowder Excavating and Land
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > This is to consolidate my credit cards and get the debt paid off.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,878.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1386890

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386890

$29,700

$29,700

23.63%

1.00%

July 11, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386890. Member loan 1386890 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: hoffman fuel Debt-to-income ratio: 17.82%
Length of employment: 10+ years Location: norwalk, CT
       
Home town:
Current & past employers: hoffman fuel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > pay off all debt<br><br> Borrower added on 06/25/12 > pay off all debt ,to have one payment<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 71
Revolving Credit Balance: $22,304.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1386904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386904

$24,375

$24,375

19.72%

1.00%

July 12, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386904. Member loan 1386904 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: Winstead PC Debt-to-income ratio: 33.60%
Length of employment: 10+ years Location: AUSTIN, TX
       
Home town:
Current & past employers: Winstead PC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,865.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,100 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $8,029 at 17% , $2,965 at 23% , $5,742 at 22% , $5,036 at 16.24% , $4,080 at 14.24%<br><br>No mortgage loans, student loans or lines of credit.
Please explain the reason why you carry a large revolving credit balance.I was having a hard time covering all of my expenses during a period of time. My only option was to use my credit cards. I am ready to get my debts under control and having one payment would allow me to reach my goals. I have never not paid my debts back, or paid my accounts late even though my debt is high. I make sure my payments are always made on time.

 


 

 

 

Member Payment Dependent Notes Series 1386944

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386944

$12,000

$12,000

15.31%

1.00%

July 16, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386944. Member loan 1386944 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Parker Hannifan Sporlan Division Debt-to-income ratio: 23.03%
Length of employment: 10+ years Location: New Haven, MO
       
Home town:
Current & past employers: Parker Hannifan Sporlan Division
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 8
Revolving Credit Balance: $13,159.00 Public Records On File: 0
Revolving Line Utilization: 52.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1387038

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387038

$18,000

$18,000

22.47%

1.00%

July 12, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387038. Member loan 1387038 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,425 / month
Current employer: AMC Entertainment Debt-to-income ratio: 20.68%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: AMC Entertainment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Looking for help getting credit card debt consolidated to one payment<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,144.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses are 1,500 which cover rent, car payment, car insurance, utilities, phone services and basics like food and gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC balance is $2900 25.49%APR, SpringLeaf $2500, Target $2100 22.90%APR, Menards $2500 24.99%APR, Home Depot $3400 25.99%APR, and Microcenter $600 25.99%APR
Please explain the reason why you carry a large revolving credit balance.Home Depot, Menards, HSBC master card, and my springleaf loan were used for remodeling my apartment of the family home.

 


 

 

 

Member Payment Dependent Notes Series 1387087

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387087

$35,000

$35,000

19.05%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387087. Member loan 1387087 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,200 / month
Current employer: SNC-Lavalin Constructors, Inc. Debt-to-income ratio: 23.40%
Length of employment: 5 years Location: SHORELINE, WA
       
Home town:
Current & past employers: SNC-Lavalin Constructors, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > The debt consolidation payment amount will be significantly less than the combined credit card payments I’m currently paying down. I have zero late payments on my credit history, I have reduced my monthly spending budget to a minimum, and I am dedicated to making all LendingCLub payments on time.<br><br> Borrower added on 06/26/12 > The debt consolidation payment amount will be significantly less than the combined credit card payments I’m currently paying down. I have zero late payments on my credit history, I have reduced my monthly spending budget to a minimum, and I am dedicated to making all LendingCLub payments on time.<br><br> Borrower added on 07/02/12 > The intent of this loan is to consolidate and pay off credit card debt, to lower the net monthly payments due while improving the interest rate charged each month. My employment is secure, and I have zero late payments on my credit history. I will continue to make timely payments on my obligations.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 80
Revolving Credit Balance: $25,840.00 Public Records On File: 0
Revolving Line Utilization: 90.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1387105

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387105

$8,800

$8,800

10.16%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387105. Member loan 1387105 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: Misa Metal Blanking Debt-to-income ratio: 25.04%
Length of employment: 6 years Location: Birmingham, AL
       
Home town:
Current & past employers: Misa Metal Blanking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Hi there, I got on a little debt trying to get other people out of their situations, neglecting to think about my own financial obligations!! So this loan would help me pay off a lot of creditors!!<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,943.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My currently monthly expenses is about $1300...
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have a MasterCard that has about $5,000 due with an interest rate of about %18or higher and the current minimum monthly payment is about $120...
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My monthly credit card minimum payments are about $80 & $120!!
Please explain the reason why you carry a large revolving credit balance.I used credit cards to help other people and now I need the loan to go ahead and pay of the creditors and have only a few monthly expenses!!

 


 

 

 

Member Payment Dependent Notes Series 1387177

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387177

$35,000

$35,000

23.63%

1.00%

July 12, 2012

July 9, 2017

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387177. Member loan 1387177 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,917 / month
Current employer: Janus Capital Group Debt-to-income ratio: 25.72%
Length of employment: 4 years Location: Denver, CO
       
Home town:
Current & past employers: Janus Capital Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,614.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?B of A Visa, two installment loans, two other small credit card balances. This will reduce the monthly expense by ~350.
What is your intended use for the loan proceeds?Debt consolidation
Which debts do you plan to pay off with this loan?B of A Visa, two installment loans, two other small credit card balances. This will reduce the monthly expense by ~350.
Which debts do you plan to pay off with this loan?B of A Visa, two installment loans, two other small credit card balances. This will reduce the monthly expense by ~350.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan is being used for only one purpose - consolidate debt and reduce monthly payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $1175 (includes mortage, escrow, taxes)<br>HOA is $138<br>Insurance is ~$250 annually<br>Utilities ~$100 / month<br>2nd mortgage is $242 / month
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies
If you have a public record on file, please briefly explain the event and its resolution.No public records
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage + Escrow + Taxes: ~$1175 / month<br>HOA: $138 / month<br>Insurance: ~$250 annually

 


 

 

 

Member Payment Dependent Notes Series 1387203

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387203

$2,000

$2,000

13.11%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387203. Member loan 1387203 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,120 / month
Current employer: Interiors Unlimited Debt-to-income ratio: 9.01%
Length of employment: 8 years Location: EL MIRAGE, AZ
       
Home town:
Current & past employers: Interiors Unlimited
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Plan to reduce monthly expenses by consolidating under a lower interest rate...<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,356.00 Public Records On File: 0
Revolving Line Utilization: 82.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1387251

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387251

$6,625

$6,625

18.49%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387251. Member loan 1387251 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,583 / month
Current employer: Land O Sun Management Corporation Debt-to-income ratio: 24.19%
Length of employment: 5 years Location: LIVE OAK, FL
       
Home town:
Current & past employers: Land O Sun Management Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > Had a couple of credit cards that have a 22-28% APR, wanted to pay less in the long run by paying them off.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 55
Revolving Credit Balance: $6,409.00 Public Records On File: 0
Revolving Line Utilization: 76.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car payment $318.59<br>Phone $90<br>Transportation $60-70 a week in gas<br>Old Medical Bills $300<br>Utilities - abt $200<br>Rent $0, live with parents<br>No idea on food and other stuff
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans abt $7000 dont know the rate<br>Credit Cards abt $5000 22-25%<br>Dell Financial Service for Computer $1400 28%<br><br>Monthly payments: Student Loans<br> Credit Cards abt $200<br> Car $318.59
Please explain the reason why you carry a large revolving credit balance.I wasn't given a lot of good money advice. I didn't have any credit and was told that I had to build it by getting credit cards. Then things like a wedding and two children made me put too much on them. I've been listening to a lot of Dave Ramsey and things like that and have matured more, and want to raise my credit still, but prefer to pay down my higher interest credit card rates with a lower one that i can pay off quicker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car payment $318.59<br>Phone $90<br>Transportation $60-70 a week in gas<br>Old Medical Bills $300<br>Utilities - abt $200<br>Rent $0, live with parents<br>No idea on food and other stuff
Which debts do you plan to pay off with this loan?Credit cards and Dell Financial Services for a computer I bought with a bad 28% APR. Just want one payment with a good APR so I can pay it off quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans abt $7000 dont know the rate<br>Credit Cards abt $5000 22-25%<br>Dell Financial Service for Computer $1400 28%<br><br>Monthly payments: Student Loans<br> Credit Cards abt $200<br> Car $318.59

 


 

 

 

Member Payment Dependent Notes Series 1387275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387275

$19,600

$19,600

13.11%

1.00%

July 13, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387275. Member loan 1387275 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Dassault Falcon Jet Debt-to-income ratio: 26.04%
Length of employment: 10+ years Location: NORTH BERGEN, NJ
       
Home town:
Current & past employers: Dassault Falcon Jet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,925.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current total debt balance $27,400 with a total monthly payment of $1,030 with various high interest rates.
Please explain the reason why you carry a large revolving credit balance.I have been making minimum payments and have had increasing interest rates which has made it a bit difficult for me to make more than the minimum payment.

 


 

 

 

Member Payment Dependent Notes Series 1387301

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387301

$11,000

$11,000

14.09%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387301. Member loan 1387301 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,733 / month
Current employer: Baldwin Park Unified School District Debt-to-income ratio: 27.33%
Length of employment: 7 years Location: LA PUENTE, CA
       
Home town:
Current & past employers: Baldwin Park Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My loan is for debt consolidation. I would love to be debt free in 36 months with your help!<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,258.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live with my parents, so I do not pay rent or any type of utilities. I help with the grocery costs. I work 15 minutes away from my home so I probably spend around $200 on gas a month. My car note and car insurance are $338 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan would be to consolidate my revolving credit. I have a balance of about $3900 with a rate of 25.24% on one credit card, a balance of $3800 with a rate of 22.9% on another, a balance of $2000 with a rate of 17.9% on another, and a balance of $900 with a rate of 22.9% on another.
Please explain the reason why you carry a large revolving credit balance.I opened up my first credit card when I was 18 and started spending irresponsibly while in college. Often, I received a credit approval in the mail, and often I applied for it and used it. This went on for several years... I would like to say, my credit shows I have never been late on a payment. Now I'm older and more responsible and I would like to be credit free in 36 months.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live with my parents so I do not pay rent or utilities. I help pay for the groceries. I pay $360 a month for my car note and my car insurance together. This loan would be for debt consolidation. Besides that, I pay my cell phone, which is $85 a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live with my parents, so I do not pay rent or any type of utilities. I help with the grocery costs. I work 15 minutes away from my home so I probably spend around $200 on gas a month. My car note and car insurance are $338 a month.
Please explain the reason why you carry a large revolving credit balance.I opened up my first credit card when I was 18 and started spending irresponsibly while in college. Often, I received a credit approval in the mail, and often I applied for it and used it. This went on for several years... I would like to say, my credit shows I have never been late on a payment. Now I'm older and more responsible and I would like to be credit free in 36 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan would be to consolidate my revolving credit. I have a balance of about $3900 with a rate of 25.24% on one credit card, a balance of $3800 with a rate of 22.9% on another, a balance of $2000 with a rate of 17.9% on another, and a balance of $900 with a rate of 22.9% on another.

 


 

 

 

Member Payment Dependent Notes Series 1387304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387304

$6,000

$6,000

16.29%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387304. Member loan 1387304 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,350 / month
Current employer: WWT Debt-to-income ratio: 17.36%
Length of employment: < 1 year Location: YORKTOWN, VA
       
Home town:
Current & past employers: WWT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I used my credit cards to pay bills while raising two kids alone and completing my education. I completed my Master's degree and got a job in my field this year. Now I am focused on paying off the high debt as quickly as possible.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,609.00 Public Records On File: 0
Revolving Line Utilization: 90.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Average about $3,700 monthly
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover: Balance 1862, interest rate 19.9%, minimum payment $70<br>Capital One MasterCard: Balance 1645, interest rate 23.46%, minimum payment $70<br>GM MasterCard: balance $765, interest rate 19.6%, minimum payment is $25<br>Kolh's Card: $1587, interest rate 20.2%, minimum payment is $65
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum mothly payments for all credit cards is $335. This loan will pay off 4 of my 5 cards and reduce my total minimum to $306 a month ($211 for loan and $95 for last remaining credit card).
Please explain the reason why you carry a large revolving credit balance.There are two reasons for my high balances. First, I am a single mother and I was working full time while attending grad school. I completed my education in May 2012 and I have begun working in my field at a much higher salary. Second, my ex-husband did not pay child support, health insurance, and his part of medical expenses last year. This increased my bills and decreased avaliable cash. He has begun paying agian and covering heatlh insurance this year.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover: Balance 1862, interest rate 19.9%, minimum payment $70<br>Capital One MasterCard: Balance 1645, interest rate 23.46%, minimum payment $70<br>GM MasterCard: balance $765, interest rate 19.6%, minimum payment is $25<br>Kolh's Card: $1587, interest rate 20.2%, minimum payment is $65
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of all credit cards is $9,800 with a total minimum monthly payment of $335. The four highest interest rates average 19.98% and will be paid off with this loan. The last credit card has an interest rate of 13.6%. The monthly payment after this loan will be $306 (211 for loan & 95 for one card). The montlhy impact is small, but this pays off my credit cards 9 months sooner and reduced total interest paid.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum mothly payments for all credit cards is $335. This loan will pay off 4 of my 5 cards and reduce my total minimum to $306 a month ($211 for loan and $95 for last remaining credit card).

 


 

 

 

Member Payment Dependent Notes Series 1387315

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387315

$11,975

$11,975

15.31%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387315. Member loan 1387315 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: local 158 Debt-to-income ratio: 22.10%
Length of employment: 2 years Location: carbondale, PA
       
Home town:
Current & past employers: local 158
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 65
Revolving Credit Balance: $8,728.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8,900
Please explain the reason why you carry a large revolving credit balance.i was unemployed for 2 yrs 2008-2010
What is your intended use for the loan proceeds?pay off credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100
Please explain the reason why you carry a large revolving credit balance.i was unemployed for 2 yrs 2008-2010
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8,900
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?na
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100
Which debts do you plan to pay off with this loan?credir cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8,900
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?na

 


 

 

 

Member Payment Dependent Notes Series 1387355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387355

$4,000

$4,000

15.31%

1.00%

July 16, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387355. Member loan 1387355 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: hospital for special surgery Debt-to-income ratio: 10.53%
Length of employment: 9 years Location: brooklyn, NY
       
Home town:
Current & past employers: hospital for special surgery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > moving<br><br> Borrower added on 06/25/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 9
Revolving Credit Balance: $5,278.00 Public Records On File: 0
Revolving Line Utilization: 48.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?it is about 1,700
Will some or all of your moving expenses be reimbursed, if so how much?no
If you have a delinquency in the last 2 years, please explain the reason.1 had emergency surgery and two death in my family i had to help with expenses

 


 

 

 

Member Payment Dependent Notes Series 1387375

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387375

$8,000

$8,000

18.49%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387375. Member loan 1387375 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,025 / month
Current employer: boeing Debt-to-income ratio: 15.33%
Length of employment: 10+ years Location: mukilteo, WA
       
Home town:
Current & past employers: boeing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > IRS payment plan interest rate is too high. My accountant made error, withheld not enough income tax. This is the best deal. I do have a high income with full employment over 20 yrs. same company and this loan will likely be paid off in a earlier time period. thanks<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 61
Revolving Credit Balance: $29,338.00 Public Records On File: 0
Revolving Line Utilization: 96.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-$1160<br>truck payment-$390<br>utilities-$75 (only electric bill)<br>phone-no phone bill (phone bill prepaid)<br>insurance-$160/mo. on truck insurance<br>food-$275/mo. Don't eat out much since I'm single<br>-don't shop much except for occassional pants/shirt/shoe purchase<br>-don't shop at all for expensive items. Not materialistic.
Please explain the reason why you carry a large revolving credit balance.victim of wife's financial abuse (she spent too much on shopping, etc... and stole a huge sum of cash). Divorced now and paying these down...(don't have to pay divorce attorney any longer)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?-hi! thks for ?'s:<br><br>-rent is $1160/mo.. no home ownership at this time because of falling prices<br>-utilites are $74/mo. for electric bill (only utility I pay on)<br>-car insurance runs $160/mo. renter's insurance is $11/mo. on apartment<br>-no property tax since renting

 


 

 

 

Member Payment Dependent Notes Series 1387415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387415

$6,500

$6,500

17.77%

1.00%

July 16, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387415. Member loan 1387415 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Sam's Club Debt-to-income ratio: 14.44%
Length of employment: 5 years Location: HACKETTSTOWN, NJ
       
Home town:
Current & past employers: Sam's Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > Just looking to stop the constant pay each credit and it never seems to go down. This loan will clear my debt and leave me with a little bit extra.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,299.00 Public Records On File: 0
Revolving Line Utilization: 20.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 915, home gas 25, electric avg. 70, cell 135, tv 60, car gas avg 180/month, food avg 150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only credit card balances no loans of any kind. 3 credit cards; citi bank $900 18% interest. Chase $2300 21% interest, and Discover $2100 22% interest.
Please explain the reason why you carry a large revolving credit balance.Car maintenance was a reason, getting tires, 20,000 mile check-up, 30,000 mile check-up, 4 by 4 service all costly maintenance issues. Buying suits for work, etc.
Please explain the reason why you carry a large revolving credit balance.Car maintenance was a reason, getting tires, 20,000 mile check-up, 30,000 mile check-up, 4 by 4 service all costly maintenance issues. Buying suits for work, etc.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm only keeping a few hundred dollars for myself to make sure I don't cut myself short. Other then that practically everything is going right to my credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only credit card balances no loans of any kind. 3 credit cards; citi bank $900 18% interest. Chase $2300 21% interest, and Discover $2100 22% interest.
Which debts do you plan to pay off with this loan?My 3 credit cards. I just want them paid off and stop with the $200 payments that don't seem to do anything.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 915, home gas 25, electric avg. 70, cell 135, tv 60, car gas avg 180/month, food avg 150
Which debts do you plan to pay off with this loan?My 3 credit cards. I just want them paid off and stop with the $200 payments that don't seem to do anything.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only credit card balances no loans of any kind. 3 credit cards; citi bank $900 18% interest. Chase $2300 21% interest, and Discover $2100 22% interest.
Please explain the reason why you carry a large revolving credit balance.Car maintenance was a reason, getting tires, 20,000 mile check-up, 30,000 mile check-up, 4 by 4 service all costly maintenance issues. Buying suits for work, etc.

 


 

 

 

Member Payment Dependent Notes Series 1387507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387507

$6,000

$6,000

11.14%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387507. Member loan 1387507 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Cleveland Hearing and Speech Debt-to-income ratio: 33.14%
Length of employment: 3 years Location: GRAFTON, OH
       
Home town:
Current & past employers: Cleveland Hearing and Speech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > I am wanting for confirmation of a new job in AZ. If I receive the offer I will need the funds to make the move across the country.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 9
Revolving Credit Balance: $14,620.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 850.<br>Transportation: 415 car, 400 gas (I'm currently looking at cars to reduce my car payment. Once I have started my new job, I will not have this large of a gas bill. I currently drive approx. 60-100 miles a day for my current employer.<br>Utilities: 150 (elec, trash, gas)<br>Phone: 75<br>insurance: 65 auto, 25 dental, 182 health (I am changing health ins co, and this will be reduced to half starting Aug 1.)<br>Food: 200 monthly<br>cable/internet: 50
What is your intended use for the loan proceeds?Intital cost to move out of current state to back to my previous state of residence to start a new/better job with better security and opportunities for my children.
If you have a delinquency in the last 2 years, please explain the reason.If this occurred, it was due to an unexpected expense or the funds where not available... usually the "delinquency" was a delayed/late payment.
Please explain the reason why you carry a large revolving credit balance.The credit card balances are the direct result of divorce... airline tickets for visitations, legal fees, etc. I have better control of these expenses. With the move, alot of the continue expenses will drastically reduce allowing me to put more towards all balance dues. I do already pay above the min. balance whenever possible.

 


 

 

 

Member Payment Dependent Notes Series 1387514

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387514

$10,625

$10,625

12.12%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387514. Member loan 1387514 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Nordstrom Inc Debt-to-income ratio: 17.51%
Length of employment: 10+ years Location: TARZANA, CA
       
Home town:
Current & past employers: Nordstrom Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,719.00 Public Records On File: 0
Revolving Line Utilization: 52.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Low intrest rates
Which debts do you plan to pay off with this loan?Two high intrest accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1500.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1500.00

 


 

 

 

Member Payment Dependent Notes Series 1387564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387564

$20,000

$20,000

19.05%

1.00%

July 17, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387564. Member loan 1387564 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: UPS Debt-to-income ratio: 19.64%
Length of employment: 1 year Location: ROCKAWAY BEACH, NY
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > I have alot of debt from just being stupid and using credit cards. I make all of my payments on time but having so many payments is just too much. It would be just so simple with one payment every month. I have a very good secure job and just want to be out of debt.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,250.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses round out to around 1500
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.2 citibank mastercards $1000 bal each<br>Capitalone visa credit card $400 bal<br>Discover card $630 bal<br>PalPal Buyer Credit $1100<br>P.C Richards credit card $2500<br>Home Depot credit card $300<br>Bob's Discount Furniture $1000<br>BestBuy credit card $3000<br>Best Buy MasterCard $1600<br>Khols Department stoe $3000<br>Student Loan $1500<br>Personal loan $1000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?right now the payments are around $800 a month total. with this loan i will only be paying $730 saving me $70 dollars a month and over the the full 36 month loan period saving me $2,520
Please explain the reason why you carry a large revolving credit balance.About two years ago I was unemployed looking for full time work and had to use credit cards to pay for everything. Finally in march of 2011 I got hired as a ups delivery driver full time union position. I have never been late on any of my payments even when I was unemployed. But paying so nany credit card bills on so many different days is too much.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses round out to around 1500
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is just under 18,000 and the average interest of everything is just under 25% and monthly payments are around 800 total

 


 

 

 

Member Payment Dependent Notes Series 1387642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387642

$14,600

$14,600

13.11%

1.00%

July 11, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387642. Member loan 1387642 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Syncom construction Debt-to-income ratio: 15.63%
Length of employment: 1 year Location: jacksonheights, NY
       
Home town:
Current & past employers: Syncom construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 37
Revolving Credit Balance: $10,832.00 Public Records On File: 0
Revolving Line Utilization: 54.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 400.00,Utilities 80.00,phone 45.00,Insurance 124.00,Food 300.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Capital One, American express ,Chase I pay around 350.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?350.00
Please explain the reason why you carry a large revolving credit balance.I was trying to start some business.
If you have a delinquency in the last 2 years, please explain the reason.no

 


 

 

 

Member Payment Dependent Notes Series 1387752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387752

$4,950

$4,950

14.09%

1.00%

July 12, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387752. Member loan 1387752 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,558 / month
Current employer: King Office INC. Debt-to-income ratio: 16.42%
Length of employment: 5 years Location: ALBANY, OR
       
Home town:
Current & past employers: King Office INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I intend to pay off credit cards and then retire them for good!<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,678.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are: Rent $620; Utilities $40; Power $50-100; total credit cards $198; Phone and internet $150; Car Insurance $50; Food $200 give or take.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I am paying off 2 credit cards. Both of them are Visa cards. One of them has a balance of $1,930 and the second one has a balance of $2,210. I asked for the next price bracket up because the closer one to this total amount would end up insufficient after paying the origination fee and was already slightly insufficient. The extra amount I'm going to use to pay some small things.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments all together are $198 and this loan will include $89 of that. This loan will cover 2 of my 3 credit cards and will be in the amount necessary to pay them off. The 3rd credit card that I am not taking out money for in this loan I have already closed and I am paying it off at a low interest rate.
Please explain the reason why you carry a large revolving credit balance.I built up more credit debt when I was on the mission field for a few years, over five years back, and the salary that I received was less at the time. I used my credit card, which I always payed each month, to make up for the extra that I needed. I have been at a regular job for over five years now, mostly at the same company, and the whole time in the technical field and have been working to pay off that debt. I'm determined, and this loan will help me greatly to reach that goal.

 


 

 

 

Member Payment Dependent Notes Series 1387832

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387832

$19,900

$19,900

13.11%

1.00%

July 17, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387832. Member loan 1387832 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,190 / month
Current employer: Jim Bourbeau Land Service Inc. Debt-to-income ratio: 19.21%
Length of employment: 6 years Location: UNION CITY, PA
       
Home town:
Current & past employers: Jim Bourbeau Land Service Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > This loan would be used to consolidate debt from three credit cards. A lower interest rate and one payment with a fixed term will simplify and increase the ease of repayment.<br><br> Borrower added on 06/26/12 > This loan will be used as a debt consolidation loan to combine credit card debt into one fixed term, fixed rate monthly payment. Having worked for the same company since my college days and being an educated individual with a BA degree I can be counted on for stability.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 26 Months Since Last Delinquency: 10
Revolving Credit Balance: $28,940.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $334, Natural Gas $50-60, Electric $50, Water/ sewer $23, Cell phone $100, auto and home Insurance $130, health $125, gasoline $400, student loan $223
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARDS: $19,900, 18.99%, $780 MINIMUM PAYMENT/MONTH, STUDENT LOANS: $10,245, 2.36%, $223/MONTH, AUTO LOAN: $12,200, 6.69%, $419/MONTH, MORTGAGE: $33,821, 5%, $334/MONTH
Please explain the reason why you carry a large revolving credit balance.Interest rates are high enough that even with a decent salary it is difficult to make progress paying down balances.
If you have a delinquency in the last 2 years, please explain the reason.N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARDS: $19,900, 18.99%, $780 MINIMUM PAYMENT/MONTH, STUDENT LOANS: $10,245, 2.36%, $223/MONTH, AUTO LOAN: $12,200, 6.69%, $419/MONTH, MORTGAGE: $33,821, 5%, $334/MONTH
Which debts do you plan to pay off with this loan?I will be consolidating 3 credit card debts.

 


 

 

 

Member Payment Dependent Notes Series 1387855

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387855

$2,800

$2,800

14.33%

1.00%

July 11, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387855. Member loan 1387855 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Mountain mikes Debt-to-income ratio: 8.78%
Length of employment: 6 years Location: Martinez, CA
       
Home town:
Current & past employers: Mountain mikes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,674.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?They are credit cards the interest rate is about 19 percent, I am hoping to consolidate almost all of them and make one payment and hopefully pay off sooner.

 


 

 

 

Member Payment Dependent Notes Series 1387986

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387986

$22,750

$22,750

22.95%

1.00%

July 11, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387986. Member loan 1387986 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Grand Central Neighborhood Social Serv. Debt-to-income ratio: 27.27%
Length of employment: 10+ years Location: NEW BRUNSWICK, NJ
       
Home town:
Current & past employers: Grand Central Neighborhood Social Serv.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > pay my credit cards and build a better credit rating to purchase my first home<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,991.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Everything including credit card payments is around 2300 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around 19000 with various rates from 17% to 29%
Please explain the reason why you carry a large revolving credit balance.Not focused on my goals that's why want to payoff those debt and get back on track

 


 

 

 

Member Payment Dependent Notes Series 1387995

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387995

$5,200

$5,200

8.90%

1.00%

July 11, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387995. Member loan 1387995 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,375 / month
Current employer: FMC Debt-to-income ratio: 16.97%
Length of employment: < 1 year Location: Rock Springs, WY
       
Home town:
Current & past employers: FMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > This loan is pay off my debt. I'll more than likely have this paid off before the year even comes to an end. Just looking to have a lower interest rate than card and avoid giving company more money.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 69
Revolving Credit Balance: $13,516.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1180 rent, 50 transportation 50 utilities 90 phone 70 insurance 100 food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?7000 at 13.9%, no mortgage, student loans 500, credit line is around 15000
Please explain the reason why you carry a large revolving credit balance.I'm trying to get those paid off NOW!

 


 

 

 

Member Payment Dependent Notes Series 1388010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388010

$19,600

$19,600

14.09%

1.00%

July 13, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388010. Member loan 1388010 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Sony Debt-to-income ratio: 19.50%
Length of employment: < 1 year Location: San Diego, CA
       
Home town:
Current & past employers: Sony
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,973.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Only credit card payments, cell phone bill and Internet.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only credit cards. But I believe anything I write here can be viewed publically so I cannot go into more details.
Please explain the reason why you carry a large revolving credit balance.I took an year off work and helped cofound an online marketing consulting firm. Now that I'm back at work and the company is becoming profitable I am paying it off.

 


 

 

 

Member Payment Dependent Notes Series 1388076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388076

$8,800

$8,800

14.33%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388076. Member loan 1388076 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,685 / month
Current employer: Department of Veterans Affairs Debt-to-income ratio: 22.43%
Length of employment: < 1 year Location: LEXINGTON, KY
       
Home town:
Current & past employers: Department of Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > This loan is to consolidate moving expenses I incurred when taking my job with the Federal Government. I purchased a house and settled in and have a three to five year plan for finishing college and advancing at work.<br><br> Borrower added on 07/02/12 > I am a military veteran. I gained Federal employment this year and relocated for the job.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,942.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1388084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388084

$11,500

$11,500

17.27%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388084. Member loan 1388084 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: TKR LLC Debt-to-income ratio: 28.01%
Length of employment: 10+ years Location: TUCSON, AZ
       
Home town:
Current & past employers: TKR LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > To pay off my credit cards, to many are racked up and paying out on multiple accounts for years. Never been late on any of them and kept up on my aggrement each month, which you will see on my credit history. I have school loans but will not kick in for another 3yrs. Still in college<br><br> Borrower added on 06/26/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,971.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-985.00/transportation-287.00/utilities-450.00/phone is paid for by company/insurance-96.00/food-350.00/credit cards-600.00/ No Dr. bills, or school loan payments. Have no bad judgments against me and have these payments for a while. The car payment is new, but paid off old one for the trade on new one, making about the same payments as before.

 


 

 

 

Member Payment Dependent Notes Series 1388166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388166

$6,000

$6,000

16.29%

1.00%

July 12, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388166. Member loan 1388166 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,714 / month
Current employer: Believers Academy Debt-to-income ratio: 26.22%
Length of employment: 2 years Location: Delray Beach, FL
       
Home town:
Current & past employers: Believers Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > This loan was requested to pay off credit card debt.<br><br> Borrower added on 06/28/12 > I am trying to consolidate credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,045.00 Public Records On File: 0
Revolving Line Utilization: 68.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expense is $1763
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 is 3500. Interest rate 26%. I pay 125 a mont; 2000 with 0%. I pay 150 a month; 800 at 1.9%. I pay $50 a month.: two cards 1500 at 19% I pay 200 a month. 1300 I pay 50 a month with interest rate of 10%. My student loan is $102 at 3% interest
Please explain the reason why you carry a large revolving credit balance.Some of it was used in emergency basis and got out of hand. That is why I need to consolidate so I can get out of debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expense is $1763
Please explain the reason why you carry a large revolving credit balance.Some of it was used in emergency basis and got out of hand. That is why I need to consolidate so I can get out of debt.
Which debts do you plan to pay off with this loan?I plan to pay off the 3 highest interest rate credit cards which equal $6000. This will lower my payment and allow me to get ahead and out of debt. Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 is 3500. Interest rate 26%. I pay 125 a mont; 2000 with 0%. I pay 150 a month; 800 at 1.9%. I pay $50 a month.: two cards 1500 at 19% I pay 200 a month. 1300 I pay 50 a month with interest rate of 10%. My student loan is $102 at 3% interest

 


 

 

 

Member Payment Dependent Notes Series 1388181

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388181

$8,325

$8,325

12.12%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388181. Member loan 1388181 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: D.G. Inc Debt-to-income ratio: 22.64%
Length of employment: 10+ years Location: ARVADA, CO
       
Home town:
Current & past employers: D.G. Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,209.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I answered these questions already did you receive my answers
What is your intended use for the loan proceeds?Pay off credit cards with a higher interest rate, and to get rid of the credit card d
Please explain the reason why you carry a large revolving credit balance.had to many credit cards at once, trying to pay off and get rid of them
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I answered these questions already did you receive my answers

 


 

 

 

Member Payment Dependent Notes Series 1388254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388254

$19,200

$19,200

7.62%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388254. Member loan 1388254 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,988 / month
Current employer: Emerson Electric Debt-to-income ratio: 17.20%
Length of employment: 10+ years Location: Racine, WI
       
Home town:
Current & past employers: Emerson Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,971.00 Public Records On File: 0
Revolving Line Utilization: 12.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1388336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388336

$14,675

$14,675

16.29%

1.00%

July 11, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388336. Member loan 1388336 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: miami dade county public schools Debt-to-income ratio: 19.54%
Length of employment: 10+ years Location: homestead, FL
       
Home town:
Current & past employers: miami dade county public schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > The money will help with start up cost for my business.<br><br> Borrower added on 06/30/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > I have just started a Home Health Agency.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 50 Months Since Last Delinquency: 10
Revolving Credit Balance: $3,628.00 Public Records On File: 0
Revolving Line Utilization: 16.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I am starting a home health agency

 


 

 

 

Member Payment Dependent Notes Series 1388357

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388357

$10,000

$10,000

11.14%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388357. Member loan 1388357 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,817 / month
Current employer: masalaanindiankitchen Debt-to-income ratio: 5.18%
Length of employment: 6 years Location: LAFAYETTE, LA
       
Home town:
Current & past employers: masalaanindiankitchen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,785.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses$1000.00 only
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa,discover
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?minimum monthly payments $600.00

 


 

 

 

Member Payment Dependent Notes Series 1388388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388388

$4,000

$4,000

14.33%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388388. Member loan 1388388 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: jw molding Debt-to-income ratio: 28.06%
Length of employment: 6 years Location: oxnard, CA
       
Home town:
Current & past employers: jw molding
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > remodeling a room for my new baby boy and i have got 2 loans from the leading clubs and have paid them off faster then 3 years<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 51
Revolving Credit Balance: $6,476.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 1200
What is the home improvement project you are planning?upgrading bathroom

 


 

 

 

Member Payment Dependent Notes Series 1388554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388554

$9,500

$9,500

12.12%

1.00%

July 13, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388554. Member loan 1388554 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,625 / month
Current employer: n/a Debt-to-income ratio: 26.15%
Length of employment: n/a Location: Columbia, MO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > This loan will consolidate all my bills and have me debt free in three years......that is my goal.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,842.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent<br>Limited driving. around town.....$90.<br>Utilities......$230.<br>Phone....$39.<br>Insurance $50.<br>Food....$400.<br>Charge accounts.....$800.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$3533....$3011.....$1132.....$1200....$1300....$908.....lines of credit<br>Most are 23.940%...two are 19.99%<br>Monthly payments run from $35.00 to $150.00
Please explain the reason why you carry a large revolving credit balance.I worked at my job for 26 years and had very good medical insurance but now I am scared that medical plans are going to change and I will not be able to afford medical care. I would really like to have all my debts paid off in three years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Utilities........$230.<br>House insurance.....$600 yr<br>Taxes....$1200 yr<br>no rent, mortgages, or home loans
Which debts do you plan to pay off with this loan?All my charge accounts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$3533....$3011.....$1132.....$1200....$1300....$908.....lines of credit<br>Most are 23.940%...two are 19.99%<br>Monthly payments run from $35.00 to $150.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off charge accounts with Spiegel, Seventh Avenue, Brylane Home, Wal-Mart, Bill Me Later, Blair, Montgomery Ward

 


 

 

 

Member Payment Dependent Notes Series 1388623

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388623

$23,675

$23,675

20.49%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388623. Member loan 1388623 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,933 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 18.69%
Length of employment: < 1 year Location: Lewisville, TX
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > I am planning to purchase tax deede in Texas. If property is redeemed, my gain on each purchase will be 25-50%. If not redeemed, the property is deeded to me and I can sell the property at a much higher return.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 68
Revolving Credit Balance: $17,908.00 Public Records On File: 1
Revolving Line Utilization: 57.20% Months Since Last Record: 105
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay no rent. My net mortgage is $1250 after taking into consideration a room rental. I pay the mortgage, but others in the household pay all utilities and food. My car insurance is $90/month, and transportation (gas/tolls) is approx. $150/month. All other expenses are included in the credit report.
Please describe your experience/familiarity with the business you are starting/started?I have a very high level of experience in the field. I have been in the delinquent mortgage servicing industry over 9 years. I know all aspects of the Texas Property Code and am very familiar with the tax deed auction process. I plan to initially only purchase deeds attached to non-homestead properties which allows me to recoup the investment plus 25% within 6 months if redeemed, or the property is deeded to me and can be sold after 6 months realizing a much higher profit.
If you have a public record on file, please briefly explain the event and its resolution.I have a Chapter 7 bankruptcy from 2003/2004. It has been discharged for over 8 years and my payment history, etc. has been favorable since.
Please explain the reason why you carry a large revolving credit balance.I purchased a home in August 2011. We used revolving credit to purchase furniture and to finance small remodeling projects. I just recently began paying $2000-$2800 per month toward my revolving debt and plan to have all revolving debt paid by the end of the year. I have the income needed to pay all debts, pay this amount to my revolving creditors, and make the payment on this new loan.

 


 

 

 

Member Payment Dependent Notes Series 1388764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388764

$12,000

$12,000

13.11%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388764. Member loan 1388764 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: dover board of education Debt-to-income ratio: 22.35%
Length of employment: 10+ years Location: succasunna, NJ
       
Home town:
Current & past employers: dover board of education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan would be used to consolidate credit card debt. I could save a considerable amount by consolidating them into one bill with a much lower interest rate. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 60
Revolving Credit Balance: $15,841.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit cards were obtained when my FICO score was much lower and as a result the interest rates range from 22.9%-27.45%. This consolidation will save me a lot of money. I have $11,000 in debt on 8 credit cards. I have paid off several of my credit cards since last year; once I pay them off, I do not use them anymore.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $196/month; Gas per week averages $60; Total utilities (electric, cable, phone, internet) averages $275/month; Food averages $60/week. Thanks!
Please explain the reason why you carry a large revolving credit balance.A large portion of this is from a furniture store to furnish my home...it is 0% interest for 5 years. Another big portion of this is from a computer purchase several years ago. I also incurred some debt when I purchased my home last year. The rest of my debt is from years ago; it is difficult to pay off because the credit cards have ridiculously high interest rates. This is why I am trying to consolidate my debt at a much lower interest rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $1960. This include my homeowners insurance and property taxes. I have no home equity line of credit. My car insurance is $99/month; however, I am in the process of bundling this with my home owners insurance so the cost will be going down (NJ car insurance rates are ridiculously high!). Thanks.
What is your intended use for the loan proceeds?I will pay off all my credit cards with this loan. I will save a significant amount of money in interest by paying off my credit card debt with this loan. Thanks for your consideration.
Please explain the reason why you carry a large revolving credit balance.A large portion of this is from a furniture store to furnish my home...it is 0% interest for 5 years. Another big portion of this is from a computer purchase several years ago. I also incurred some debt when I purchased my home last year. The rest of my debt is from years ago; it is difficult to pay off because the credit cards have ridiculously high interest rates. This is why I am trying to consolidate my debt at a much lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit cards were obtained when my FICO score was much lower and as a result the interest rates range from 22.9%-27.45%. This consolidation will save me a lot of money. I have $11,000 in debt on 8 credit cards. I have paid off several of my credit cards since last year; once I pay them off, I do not use them anymore.
Which debts do you plan to pay off with this loan?All of them except one, which is 60 months at 0% interest. Thanks for your consideration.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using this loan only to pay off my high-interest credit cards.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies. I check my credit report frequently. It shows a 100% on-time payment rate. Thanks for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1389023

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389023

$5,000

$5,000

11.14%

1.00%

July 16, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389023. Member loan 1389023 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Chicago International Debt-to-income ratio: 21.21%
Length of employment: 1 year Location: BOLINGBROOK, IL
       
Home town:
Current & past employers: Chicago International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,724.00 Public Records On File: 0
Revolving Line Utilization: 85.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My phone bill is $100.00, car payment is $250.00, car insurace is $167.00. I have no other bills. I live at home so all other expenses are paid for.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase credit card $487.00 intrest of 20.24%, Chase credit card $1898.21 interest of 19.24%, Citi credit card $1161.14 interest of 29.99%, and Capital one credit card $1179.37 interest of 19.28%
Please explain the reason why you carry a large revolving credit balance.I got a little carried away with credit cards before and now i just want to get them paid off. I feel this will be by best way with an interest lower than what my debt is currently at.

 


 

 

 

Member Payment Dependent Notes Series 1389070

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389070

$25,000

$25,000

23.76%

1.00%

July 12, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389070. Member loan 1389070 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: US Postal Service Debt-to-income ratio: 18.51%
Length of employment: 10+ years Location: NEW BRITAIN, CT
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > Need to get this credit card debt taken care. With this loan I feel I am able to see a light at the end of the tunnel which means it will b over in 5 years.<br><br> Borrower added on 06/26/12 > By me applying for a debt consolidation loan I feel that there is now light at the end of the tunnel for mean which would now only be 5 short years away and what a feeling that is.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,906.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2100.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Between my wife and i we have like 16 do you need them all?
Please explain the reason why you carry a large revolving credit balance.My wife was under going medical issues and was out of work. The medical bills where piling up so we used are cards to clear them up. We still make are payments on our cards
Which debts do you plan to pay off with this loan?All credit cards

 


 

 

 

Member Payment Dependent Notes Series 1389196

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389196

$8,000

$8,000

17.77%

1.00%

July 13, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389196. Member loan 1389196 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,167 / month
Current employer: Cintas Document Management Debt-to-income ratio: 16.29%
Length of employment: 2 years Location: Parma, OH
       
Home town:
Current & past employers: Cintas Document Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > To be used to Pay off all credit cards and to have one monthly payment with one interest rate.<br><br> Borrower added on 06/26/12 > to consolodate all my credit cards into one monthly payment and interest rate in order to clear debt sooner instead of revolving interest.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 7
Revolving Credit Balance: $11,724.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.had credit cards in case of emergency's but after my divorce, i had to buy a new home and alot was charged in order to get it on my own with no co-signer, which i pride myself on not asking for help and keeping good credit.

 


 

 

 

Member Payment Dependent Notes Series 1389225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389225

$5,000

$5,000

7.62%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389225. Member loan 1389225 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,113 / month
Current employer: saguaro country nursery Debt-to-income ratio: 15.56%
Length of employment: 10+ years Location: Surprise, AZ
       
Home town:
Current & past employers: saguaro country nursery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $589.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $3500.00
What is your intended use for the loan proceeds?medical expenses

 


 

 

 

Member Payment Dependent Notes Series 1389268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389268

$19,750

$19,750

13.11%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389268. Member loan 1389268 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: City of Avondale Debt-to-income ratio: 12.53%
Length of employment: 6 years Location: LITCHFIELD PARK, AZ
       
Home town:
Current & past employers: City of Avondale
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > to consolidate credit card debt<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,290.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent & Utilites - $850 - (live with a roommate)<br>Transportation - $200<br>Cell Phone - $135 (pay for my mother's cell phone as well)<br>Insurance - $165<br>Food - $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$14,000 - credit cards - average interest rate - 20% - $700 monthly pymt<br>$4,900 - car title loan - interest rate - 35% - $200 monthly payment<br>$20,000 - student loan - interest rate - 3% (not asking for this to be paid off in loan request) - $120 monthly pymt
Please explain the reason why you carry a large revolving credit balance.Poor decision making in bad economy
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$14,000 - credit cards - average interest rate - 20% - $700 monthly pymt<br>$4,900 - car title loan - interest rate - 35% - $200 monthly payment<br>$20,000 - student loan - interest rate - 3% (not asking for this to be paid off in loan request) - $120 monthly pymt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent & Utilites - $850 - (live with a roommate)<br>Transportation - $200<br>Cell Phone - $135 (pay for my mother's cell phone as well)<br>Insurance - $165<br>Food - $300
Which debts do you plan to pay off with this loan?all credit card and car title loan

 


 

 

 

Member Payment Dependent Notes Series 1389320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389320

$6,000

$6,000

8.90%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389320. Member loan 1389320 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: polar beverages Debt-to-income ratio: 18.07%
Length of employment: 4 years Location: gardner, MA
       
Home town:
Current & past employers: polar beverages
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I am looking to consolidate a couple credit cards and maybe a few additional smaller debts.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,847.00 Public Records On File: 0
Revolving Line Utilization: 65.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all combined is around $1,000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One credit card is 3,900. Second card is 1,300. student loan is 1,600.

 


 

 

 

Member Payment Dependent Notes Series 1389638

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389638

$4,800

$4,800

17.27%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389638. Member loan 1389638 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,250 / month
Current employer: Dairy Queen Debt-to-income ratio: 25.16%
Length of employment: 9 years Location: VULCAN, MI
       
Home town:
Current & past employers: Dairy Queen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > To consolidate my higer percentage credit cards to a lower rate to pay off my debt faster allowing me to save some money<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,192.00 Public Records On File: 0
Revolving Line Utilization: 86.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $0<br>Transportation $208<br>utilities $150<br>Phone $40<br>student loan $80<br>Insurance $100<br>Credit card min amount per month $220 , if i get this loan i can payoff and only pay 171.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total min monthly payments now $350 <br>With this loan and pay off it will be $265 roughly<br>on 3 of my card I am paying 29.9%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $0<br>Transportation $208<br>utilities $150<br>Phone $40<br>student loan $80<br>Insurance $100<br>Credit card min amount per month $220 , if i get this loan i can payoff and only pay 171.00

 


 

 

 

Member Payment Dependent Notes Series 1389729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389729

$17,475

$17,475

22.47%

1.00%

July 13, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389729. Member loan 1389729 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: MEMORIAL MEDICAL CENTER Debt-to-income ratio: 12.99%
Length of employment: 9 years Location: MODESTO, CA
       
Home town:
Current & past employers: MEMORIAL MEDICAL CENTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 66
Revolving Credit Balance: $10,934.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?total balance of your credit cards 10,028.00<br>interest rates 0% - 24.99%<br>current monthly payments 350.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 875.00<br>Utilities 150.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 875.00<br>Transportation (Gas) 60.00<br>phone 90.00<br>food 150.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - Bal: 2090.81 Interest Rate: 22.99% Min.71.00<br>Visa - Ba: 270.13 Interest Rate: 23.99% Min. 25.00<br>American Express - Bal: 71.12 Interest Rate: 24.50% Min. 5.00<br>Deparment Store: Bal: 769.35 Interest Rate: 24.99% Min. 35.00<br>Department Store - Bal: 750.00 Interest Rate: 0% Min. 25.00<br>Department Store - Bal329.20 Interest rate: 24.50% Min. 27.01<br>Visa - Bal 1648.00 Interest Rate: not sure Min. 41.00<br>Visa - Bal 4100.00 Interest Rate: 1.9% Min. 110.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total munium monthly payment: $400<br>Do not really understanding the 2nd question...the payoff?
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total munium monthly payment: $400<br>Do not really understanding the 2nd question...the payoff?

 


 

 

 

Member Payment Dependent Notes Series 1389905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389905

$4,950

$4,950

6.03%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389905. Member loan 1389905 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,058 / month
Current employer: Fed Ex Ground (D-Way Enterprises) Debt-to-income ratio: 8.53%
Length of employment: 9 years Location: Jonesboro, GA
       
Home town:
Current & past employers: Fed Ex Ground (D-Way Enterprises)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,562.00 Public Records On File: 0
Revolving Line Utilization: 27.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Independent Contractor for Fed Ex Ground, own my own truck and contract with Fed Ex.
What do you project your monthly expenses for the first 6 months of your business?Gas and light maintenance to my truck is my most expenses but i will get a newer model truck so I won't have to worry to much about maintenece for my first year as Owner Operator
Please describe your experience/familiarity with the business you are starting/started?It's a Fed Ex contract, Delivering pacages. I have been in the package delivery business for about 15 years.
What type of business are you starting?Independent Contractor for Fed Ex Ground, own my own truck and contract with Fed Ex.
Please describe your experience/familiarity with the business you are starting/started?It's a Fed Ex contract, Delivering pacages. I have been in the package delivery business for about 15 years.
What is your intended use for the loan proceeds?To purchase a Fed Ex Ground route to be a Independent Contractor instead of working for a contractor like I currently do and have been for the past 9 1/2 years.
Please describe your experience/familiarity with the business you are starting/started?It's a Fed Ex contract, Delivering pacages. I have been in the package delivery business for about 15 years.
What is your intended use for the loan proceeds?To purchase a Fed Ex Ground route to be a Independent Contractor instead of working for a contractor like I currently do and have been for the past 9 1/2 years.

 


 

 

 

Member Payment Dependent Notes Series 1389920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389920

$16,800

$16,800

6.62%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389920. Member loan 1389920 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $16,083 / month
Current employer: Heritage Trust FCU Debt-to-income ratio: 3.87%
Length of employment: 8 years Location: MOUNT PLEASANT, SC
       
Home town:
Current & past employers: Heritage Trust FCU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > All proceeds will be used to pay off debt and those lines will be closed. Simplifying my financial life.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,470.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Discover Card, and other smaller balance cards depending on amount of funding - thanks.

 


 

 

 

Member Payment Dependent Notes Series 1389956

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389956

$20,000

$20,000

12.12%

1.00%

July 11, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389956. Member loan 1389956 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Reedy Creek Improvement District Debt-to-income ratio: 17.86%
Length of employment: 9 years Location: ORLANDO, FL
       
Home town:
Current & past employers: Reedy Creek Improvement District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,353.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 900<br>Car 565<br>Gas 150<br>Utilites 250<br>Rental Insurance 65<br>Food 400<br>Gym 40<br>Credit cards 900
Please explain the reason why you carry a large revolving credit balance.I am cleaning up my credit now and need to pay off the high interest rate cards and close out the accounts including the ones with the revolving credit balances. Most are old accounts that I don't use any more - Dell, Rooms to Go, Etc.
Please explain the reason why you carry a large revolving credit balance.I am cleaning up my credit now and need to pay off the high interest rate cards and close out the accounts including the ones with the revolving credit balances. Most are old accounts that I don't use any more - Dell, Rooms to Go, Etc.
Which debts do you plan to pay off with this loan?All of my credit card balances. I will then cancel out the cards high interest rate cards and my revolving credit accounts. I have a good budget in place, just need to get rid of the high interest rates on my cards.

 


 

 

 

Member Payment Dependent Notes Series 1389961

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389961

$1,200

$1,200

15.31%

1.00%

July 16, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389961. Member loan 1389961 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,376 / month
Current employer: n/a Debt-to-income ratio: 16.98%
Length of employment: n/a Location: LOGAN TWP, NJ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,379.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses is about 2543 every month.
What are the estimated expenses?my total expences for a month is about 3543

 


 

 

 

Member Payment Dependent Notes Series 1389983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389983

$16,000

$16,000

15.31%

1.00%

July 12, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389983. Member loan 1389983 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,292 / month
Current employer: homer optical Debt-to-income ratio: 31.46%
Length of employment: 10+ years Location: SILVER SPRING, MD
       
Home town:
Current & past employers: homer optical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,267.00 Public Records On File: 0
Revolving Line Utilization: 69.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?13.000 AND WANT PAY THEM OFF WITH LOAN AND HAVE ONLY ONE PAYMENT INSTEAD OF DIFFERENT ONES.PNC BANK IS 7% AND PERSONAL LOAN 23% PERCENT IF NOT PAY B4 5 YEARS.MONTHKY PAYMENTS ITS ABOUT THE SAME IT WOUL BE TO PAY FOR THIS LOAN.ALL I WANT TO DO IS CONSOLIDATE DEBT INTO ONE PAYMENT AND PAY IT BEFORE THE 5 YEARS YOU GUYS GIVE ME.
Please explain the reason why you carry a large revolving credit balance.HAD A NEW BABY BORN LAST YEAR AND HAD TO GET THINGS FOR THE BABY.BUT BY CONSOLIDATING TO ONE PAYMENT WITH YOU GUYS WOULD BE BETTELD BE PAY IN FULL BEFORE 5 YEARS THAT U GUYS GIVE ME

 


 

 

 

Member Payment Dependent Notes Series 1390028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390028

$19,750

$19,750

14.33%

1.00%

July 11, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390028. Member loan 1390028 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: countryside asset mgmt Debt-to-income ratio: 23.63%
Length of employment: 10+ years Location: longmont, CO
       
Home town:
Current & past employers: countryside asset mgmt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1982 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 37 Months Since Last Delinquency: 10
Revolving Credit Balance: $29,440.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortages-2 homes-2820/Car gas-$100/utilities $170/Phone $70/Ins. car,health,dental,life $262/food & cleaning supplies $350/personal /$250/5th Wheel loan $300.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $11000.00<br>JC Penneys $1400.<br>Home Depot $2000.<br>Pmt on Visa $4500.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$600 minimum pmt/ $200+$700 from loan $900.<br>I pay more than the minimum payment Paying off the high interest loans and with the lower interest rate with this loan the payoff time frame will be shorter
If you have a delinquency in the last 2 years, please explain the reason.If I do it will be on Home Depot or JC Penneys. I allowed my daughters to use and pay on them
Please explain the reason why you carry a large revolving credit balance.Helping my children who lost their jobs and homes.

 


 

 

 

Member Payment Dependent Notes Series 1390075

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390075

$18,000

$18,000

18.49%

1.00%

July 12, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390075. Member loan 1390075 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Imperial Terrace Debt-to-income ratio: 24.97%
Length of employment: 5 years Location: Oklahoma City, OK
       
Home town:
Current & past employers: Imperial Terrace
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > Pay off majority of credit card balances - keeping current job but am starting general contracting company - been in construction 20+ yrs - already have first contract here for hail storm repairs from ins. policy, should clear plenty, also need funds for liability ins, bond and license, thank you<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,368.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is zero-transportation is zero-phone is $90-ins is $65-food is minimal as I am not obese and in quite good shape
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.890,30mo-Note,1290,45mo-,830,25mo-,1490,55mo-,1120,60mo-,1044,45mo-,1330,45mo-Note,2400,65mo-,420,70mo-,1250,40mo-,730,40mo-Note,2185,65mo-,1645,60mo-Note,will be reduced to 500 or less balance
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?current payments at about 950 for just credit cards-should be about 750 including this loan payment -plus small balance cards left will be paid off more easily and faster leaving only this loan-then will work on paying this off faster
Please explain the reason why you carry a large revolving credit balance.It is just the way I have had to operate the past couple of years - will close out many cards when paid off - I know that is most of why my FICO is not higher

 


 

 

 

Member Payment Dependent Notes Series 1390087

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390087

$7,200

$7,200

8.90%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390087. Member loan 1390087 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,247 / month
Current employer: GLOBAL SILICONES, INC. Debt-to-income ratio: 21.10%
Length of employment: 2 years Location: LOMPOC, CA
       
Home town:
Current & past employers: GLOBAL SILICONES, INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > i have been payeng a couple hundred a month on my credit cards and im just stuck there, i need the money to be done in 3 years<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,995.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i take home $3,000 and in bills pay out about $1800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sorry too much information, out of my comfort level
Please explain the reason why you carry a large revolving credit balance.I have had a couple of emergency situations that have forced me to use my credit cards

 


 

 

 

Member Payment Dependent Notes Series 1390131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390131

$21,850

$21,850

15.80%

1.00%

July 11, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390131. Member loan 1390131 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Institute of beauty and wellness Debt-to-income ratio: 19.25%
Length of employment: 10+ years Location: CUDAHY, WI
       
Home town:
Current & past employers: Institute of beauty and wellness
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,983.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1390150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390150

$20,000

$20,000

13.11%

1.00%

July 12, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390150. Member loan 1390150 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: clack automotive Debt-to-income ratio: 18.57%
Length of employment: 10+ years Location: SPRING CREEK, NV
       
Home town:
Current & past employers: clack automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,775.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage is 612 with a payoff balance of 12k. utilities 300. phones/internet 230. insurance 300. food 400. transportation 300.
Which debts do you plan to pay off with this loan?emergency room hospital bill for my son. 3 credit card accounts which have been cancelled and i am working on paying off. 1 other credit account that will be cancelled after payoff.

 


 

 

 

Member Payment Dependent Notes Series 1390290

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390290

$7,200

$7,200

8.90%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390290. Member loan 1390290 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: University Medical Resident Services, PC Debt-to-income ratio: 18.08%
Length of employment: 2 years Location: BUFFALO, NY
       
Home town:
Current & past employers: University Medical Resident Services, PC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,663.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilities 500. Transportation 120. phone 68. Food 200.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa. Outstanding bal4150. Rate17.9. Min payment 101. <br>American Express. Outstanding bal3100. rate 17.2, min payment 75
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?current min equals 210. With this loan included 320
What is the total balance of your credit cards, interest rates and current monthly payments?Current balance 13500. Int rates from 10.7 to 27.24. current payments total 210

 


 

 

 

Member Payment Dependent Notes Series 1390616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390616

$18,225

$18,225

14.09%

1.00%

July 13, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390616. Member loan 1390616 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: William Beaumont Army Medical Center Debt-to-income ratio: 20.58%
Length of employment: 7 years Location: El Paso, TX
       
Home town:
Current & past employers: William Beaumont Army Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Loan is for remodeling the house.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,188.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Insurance ($81), Cell phone ($92), House ($200), Utilities ($280), credit ($150).
Please provide additional details regarding the purpose of the loan.The purpose for the loan is to remodel the house.

 


 

 

 

Member Payment Dependent Notes Series 1390752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390752

$16,000

$16,000

19.72%

1.00%

July 12, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390752. Member loan 1390752 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Law Office of Jonathan Cohen Debt-to-income ratio: 16.60%
Length of employment: 10+ years Location: Pownal, VT
       
Home town:
Current & past employers: Law Office of Jonathan Cohen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,025.00 Public Records On File: 1
Revolving Line Utilization: 73.30% Months Since Last Record: 110
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I am not aware of a public record on file.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?The mortgage is $815.00. I have no home equity loan and/or line of credit loan. The utilities are $300.00 per month. The home insurance and property taxes are $300.00 per month, which is included with my mortgage payment each month.

 


 

 

 

Member Payment Dependent Notes Series 1390914

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390914

$21,250

$21,250

14.33%

1.00%

July 11, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390914. Member loan 1390914 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 16.91%
Length of employment: n/a Location: RIVER OAKS, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1977 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 55
Revolving Credit Balance: $15,660.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1390946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390946

$8,000

$8,000

11.14%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390946. Member loan 1390946 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Jim Click Automotive Debt-to-income ratio: 28.05%
Length of employment: 7 years Location: TUCSON, AZ
       
Home town:
Current & past employers: Jim Click Automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am trying to get out of debt in a timley mannor. I have been at my job for 7 years and plan to be there for the rest of my working career and will be.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,645.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With all rent, car, utilities, phone added up its 1050 a month. I got a raise in pay and will be going in to affect July 5th.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am about 15,000 in debt right now and my intrest rates range from 7.2%-24%. Do I need to list them all?
Please explain the reason why you carry a large revolving credit balance.I am trying to pay down one card at a time.
Which debts do you plan to pay off with this loan?I am going to pay off my credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With all rent, car, utilities, phone added up its 1050 a month. I got a raise in pay and will be going in to affect July 5th.
What is your intended use for the loan proceeds?I want to pay off my credit cards as fast as possible.

 


 

 

 

Member Payment Dependent Notes Series 1390984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390984

$16,425

$16,425

12.12%

1.00%

July 11, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390984. Member loan 1390984 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Breathitt County Schools Debt-to-income ratio: 31.91%
Length of employment: 10+ years Location: Vancleve, KY
       
Home town:
Current & past employers: Breathitt County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > this is to pay off a credit card. this is cheaper interest rate and it can be paid off faster and i can get out of the debt quicker<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,153.00 Public Records On File: 0
Revolving Line Utilization: 46.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1100 per month<br>utilities $100 per month<br>phone - $50 <br>insurance (home + auto) little under $300 per month<br>food $80 per week<br><br>we are wanting this loan to replace an american express card debt that would take us too long to pay off using the minimum payment. We could pay this loan payment easily since it would be replacing n existing debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express - about 13, 800 - monthly minimum payment about $350...this loan would replace that and give us a little cash to put in savings or to pay ahead on this loan...
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This is to pay off an american express card that has about a minimum payment of $350 per month...we can afford the monthly payment, but the credit card balance will take 20 years to pay off at the minimum payment while this loan would only take 5 years so it makes sense to take out this loan, pay off the credit card, then be out of this debt in 5 years instead of 20.

 


 

 

 

Member Payment Dependent Notes Series 1391011

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391011

$7,000

$7,000

14.09%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391011. Member loan 1391011 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: Hanabi Debt-to-income ratio: 19.94%
Length of employment: 2 years Location: ALLEN, TX
       
Home town:
Current & past employers: Hanabi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Made some bad choices as a student, finally woke up and realized the poison pill I took. I am very eager to become financially stable and the first step for me is to get rid of the credit card balance with high interests.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,208.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1500 (Family of 4) / Transportation - $550 (loan for two cars, one for myself and one for my mother/brother) / Phone - $150 / Utilities - $300 (home internet, water and electricity) / Food - $500 / Student Loan - $350 / Insurance - $200. These are the main expenses each month, excluding credit card bills and few family matters that I am helping out with. I have never been late with any payments besides a few times when I've forgot to pay online with bills but never a day or two longer.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $5400 / 9.99% / $99 per month<br>Visa 2 - $2100 / 20.99% / $65 per month<br>Visa 3 - $2100 / 15.99% / $30 per month<br>Visa 4 - $967 / 25.99% / $58 per month<br><br>I plan to consolidate all the bills by paying off fully with the loan achieved here and using the savings I had been working on. I have never been late on my bills and hope to become credit card debt free and save on some interest charges.
Please explain the reason why you carry a large revolving credit balance.The reason for a large revolving credit balance is due to prior use of credit cards to support myself and family. I was continually going to school and was helping my mother and brother. I have recently become more financially stable, but still have bills to pay and would like to consolidate and save on interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1500 (Family of 4) / Transportation - $550 (loan for two cars, one for myself and one for my mother/brother) / Phone - $150 / Utilities - $300 (home internet, water and electricity) / Food - $500 / Student Loan - $350 / Insurance - $200. These are the main expenses each month, excluding credit card bills and few family matters that I am helping out with. I have never been late with any payments besides a few times when I've forgot to pay online with bills but never a day or two longer.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $5400 / 9.99% / $99 per month<br>Visa 2 - $2100 / 20.99% / $65 per month<br>Visa 3 - $2100 / 15.99% / $30 per month<br>Visa 4 - $967 / 25.99% / $58 per month<br><br>I plan to consolidate all the bills by paying off fully with the loan achieved here and using the savings I had been working on. I have never been late on my bills and hope to become credit card debt free and save on some interest charges.

 


 

 

 

Member Payment Dependent Notes Series 1391076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391076

$5,000

$5,000

14.33%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391076. Member loan 1391076 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: SUNY Research Foundation Debt-to-income ratio: 15.96%
Length of employment: 10+ years Location: WATERVLIET, NY
       
Home town:
Current & past employers: SUNY Research Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Just going to kill some high interest credit cards, get rid of fees, etc.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 63
Revolving Credit Balance: $11,140.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400.00

 


 

 

 

Member Payment Dependent Notes Series 1391194

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391194

$14,600

$14,600

17.27%

1.00%

July 12, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391194. Member loan 1391194 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: Univ of Penn Hospital Debt-to-income ratio: 5.68%
Length of employment: 9 years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: Univ of Penn Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > My loan is to consolidate bills.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,849.00 Public Records On File: 1
Revolving Line Utilization: 34.90% Months Since Last Record: 118
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I plan to pay off credit cards which have a high interest rate. My montly payments range from 100 to 150.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is about $400./<br>Transportation: $80<br>utlities: 150<br>phone/cable/internet: 222<br>Food: $300/month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is to pay off my credit cards, if there is anything left over, I will use it for school supplies for the coming year.
Which debts do you plan to pay off with this loan?Td Bank<br>Household Bank<br>Expedia Credit Card<br>JCP penny card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I plan to pay off credit cards which have a high interest rate. My montly payments range from 100 to 150.
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record that I am aware of, I have been at my current employment for close to 10 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is about $400./<br>Transportation: $80<br>utlities: 150<br>phone/cable/internet: 222<br>Food: $300/month
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record that I am aware of, I have been at my current employment for close to 10 years.
Which debts do you plan to pay off with this loan?Td Bank<br>Household Bank<br>Expedia Credit Card<br>JCP penny card
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record that I am aware of, I have been at my current employment for close to 10 years.

 


 

 

 

Member Payment Dependent Notes Series 1391262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391262

$35,000

$35,000

14.33%

1.00%

July 11, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391262. Member loan 1391262 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,704 / month
Current employer: octapharma plasma inc Debt-to-income ratio: 11.69%
Length of employment: 10+ years Location: church point, LA
       
Home town:
Current & past employers: octapharma plasma inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > Want to pay higher interest loan off, pay for daughter's surgery, and buy used vehicle<br><br> Borrower added on 06/27/12 > My daughter really needs this surgery and we would love to pay off higher interest loan<br><br> Borrower added on 06/29/12 > If we don't get this loan my daughter will not be able to have the surgery she needs because insurance does not cover the surgery and we really need to pay off this high interest loan we have which is 19.99%<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,338.00 Public Records On File: 0
Revolving Line Utilization: 6.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage- 1691.80, transportation- 406, utilities-200, phone- 160, insurance- 246, food- 700, loan- 744, directv- 190, church 80
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Line of credit- 24,900 19.99%, 744/mo, credit card- 1600, 9.9%, 250/mo, mortgage- 253,000, 3.9%, auto loan- 11,763 5.44% 406.23,
Please explain the reason why you carry a large revolving credit balance.One is a line of credit and the other is my travel credit card for expenses that I am reimbursed for and then pay it
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage- 1691.80, transportation- 406, utilities-200, phone- 160, insurance- 246, food- 700, loan- 744, directv- 190, church 80
Please explain the reason why you carry a large revolving credit balance.One is a line of credit and the other is my travel credit card for expenses that I am reimbursed for and then pay it

 


 

 

 

Member Payment Dependent Notes Series 1391263

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391263

$4,300

$4,300

15.31%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391263. Member loan 1391263 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Prudential Financial Debt-to-income ratio: 10.64%
Length of employment: 10+ years Location: new york, NY
       
Home town:
Current & past employers: Prudential Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 16
Revolving Credit Balance: $19,685.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1391284

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391284

$15,350

$15,350

12.12%

1.00%

July 11, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391284. Member loan 1391284 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,246 / month
Current employer: Baldor Electric Company Debt-to-income ratio: 14.17%
Length of employment: 10+ years Location: FORT SMITH, AR
       
Home town:
Current & past employers: Baldor Electric Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > To pay off two 401k loans.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,579.00 Public Records On File: 0
Revolving Line Utilization: 46.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently monthly expenses - $1,255
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.2 Visa Cards - $9,500
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?2 Visa Cards - $9,500<br>1 Master Card - $5,500<br>I'll pay off the 2 Visa Cards and cut my Master Card bill in half.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance may be large but I ALWAYS pay before the due date and ALWAYS pay more than my monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently monthly expenses - $1,255

 


 

 

 

Member Payment Dependent Notes Series 1391291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391291

$16,000

$16,000

18.49%

1.00%

July 13, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391291. Member loan 1391291 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,167 / month
Current employer: MICHAEL J PACCIONE CPA Debt-to-income ratio: 29.37%
Length of employment: 1 year Location: MOUNT MARION, NY
       
Home town:
Current & past employers: MICHAEL J PACCIONE CPA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > I WOULD LIKE TO PAY MY CREDIT CARDS OFF., AND MAYBE DO SOME UPGRADES TO MY HOME<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,976.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?NO RENT OWN HOUSE OUTRIGHT, 40.00 MONTH FOR UTILITIES, 135.00 A MONTH FOR PHONE CABLE AND INTERNET, 56.00 MONTH HOMEOWNERS INS, 108.00 MONTH AUTO INS
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA - $ 1859.52 , VISA - $897.79, MASTERCARD $2152.37 , VISA $1900.00, MASTERCARD $2808.01
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?WAS TAKING CARE OF ILL PARENT AT THE TIME .... NEEDED EXTRA CASH... NOW WANT TO CONSOLIDATE AND GET RID OF CREDIT CARDS
Please explain the reason why you carry a large revolving credit balance.PAY OFF CREDIT CARDS . AND DO SOME HOME REPAIRS

 


 

 

 

Member Payment Dependent Notes Series 1391333

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391333

$9,500

$9,500

15.80%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391333. Member loan 1391333 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,325 / month
Current employer: CALARK INTERNATIONAL Debt-to-income ratio: 25.53%
Length of employment: 10+ years Location: Mabelvale, AR
       
Home town:
Current & past employers: CALARK INTERNATIONAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > pay off credit card debt.<br><br> Borrower added on 07/09/12 > consolidation of debt to improve credit rating<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,583.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx $600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Loan owe $14,800.00 mo pay $317<br>Bank Of America owe $3,006.00 mo pay $57<br>Bnk of America LPN owe $4,900.00 pay $98 % under 15.9<br>Bill me Later owe $1,850.00 pay $55 % over<br>CareCredit owe $469.00 pay $25<br>Chase 28 owe $930.00 pay $29<br>" 46 owe $454.00 pay $25<br>" 53 owe $1,910.00 pay $48<br>Orchard owe $337.00 pay $25<br>Roaman/1st stop owe $1,200.00 pay $25 ea<br>Valero owe $540.00 pay $100.00<br>Walmart owe $2,209.00 pay $62
Please explain the reason why you carry a large revolving credit balance.Working to improve credit when I had to get another car due to an accident for which <br>I was not at fault. Settlement pending. <br>I would like to get most of the credit card debt paid off in 3 yrs to reduce interest fees.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx $600.00
Which debts do you plan to pay off with this loan?all but car, bank of america, lpn and one other depending on which will decrease the most interest. Once my credit score is higher. Then will refinance to refinace Car loan for better rate once this is done.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Loan owe $14,800.00 mo pay $317<br>Bank Of America owe $3,006.00 mo pay $57<br>Bnk of America LPN owe $4,900.00 pay $98 % under 15.9<br>Bill me Later owe $1,850.00 pay $55 % over<br>CareCredit owe $469.00 pay $25<br>Chase 28 owe $930.00 pay $29<br>" 46 owe $454.00 pay $25<br>" 53 owe $1,910.00 pay $48<br>Orchard owe $337.00 pay $25<br>Roaman/1st stop owe $1,200.00 pay $25 ea<br>Valero owe $540.00 pay $100.00<br>Walmart owe $2,209.00 pay $62
Please explain the reason why you carry a large revolving credit balance.Working to improve credit when I had to get another car due to an accident for which <br>I was not at fault. Settlement pending. <br>I would like to get most of the credit card debt paid off in 3 yrs to reduce interest fees.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Loan owe $14,800.00 mo pay $317<br>Bank Of America owe $3,006.00 mo pay $57<br>Bnk of America LPN owe $4,900.00 pay $98 % under 15.9<br>Bill me Later owe $1,850.00 pay $55 % over<br>CareCredit owe $469.00 pay $25<br>Chase 28 owe $930.00 pay $29<br>" 46 owe $454.00 pay $25<br>" 53 owe $1,910.00 pay $48<br>Orchard owe $337.00 pay $25<br>Roaman/1st stop owe $1,200.00 pay $25 ea<br>Valero owe $540.00 pay $100.00<br>Walmart owe $2,209.00 pay $62

 


 

 

 

Member Payment Dependent Notes Series 1391381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391381

$35,000

$35,000

19.72%

1.00%

July 17, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391381. Member loan 1391381 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,000 / month
Current employer: North Cypress Medical Center Debt-to-income ratio: 16.05%
Length of employment: 2 years Location: Cypress, TX
       
Home town:
Current & past employers: North Cypress Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I begun to make a business company,still learning the ins and outs but illness in family could come in strike. If only a chance could save you more dollars in paying some bills until your able to stand back up again that would be enormous step.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,082.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities- $300, cable and phones- $270, food and gas- $500, car payments - $950, home and car insurances done only once a year or quarterly
Please explain the reason why you carry a large revolving credit balance.Aside from being an RN, I started a business company the past year but still attending educations to learn the ins and outs of real estate investing, but illness of some family members last year, it's hard not to get involve in times of their needs. If only I could find somebody to fund my monthly payments to save me about $500 more or less, maybe by 6 months I could get back on my feet again.

 


 

 

 

Member Payment Dependent Notes Series 1391395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391395

$25,000

$25,000

16.29%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391395. Member loan 1391395 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: AmFab Debt-to-income ratio: 5.21%
Length of employment: 10+ years Location: ALBUQUERQUE, NM
       
Home town:
Current & past employers: AmFab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > consolidation/home improvements<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,220.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4000.00
What is your intended use for the loan proceeds?bill consolidation
Please explain the reason why you carry a large revolving credit balance.That is the reason I am trying to consolidate all my bills if I am able to do this I plan to pay off this loan quickly and on time and close these revolving accounts down. Please note am wifes income will be assisting in doing this. We feel if we are able to get this consolidating we can pay this off sooner than the time that will be allowed. And some home improvements may be done but the focus is to pay these accounts off.

 


 

 

 

Member Payment Dependent Notes Series 1391482

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391482

$13,000

$13,000

17.27%

1.00%

July 13, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391482. Member loan 1391482 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,600 / month
Current employer: Army Debt-to-income ratio: 21.79%
Length of employment: 7 years Location: Fort Eustis, VA
       
Home town:
Current & past employers: Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,107.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?25000
What type of vehicle are you buying (make, model, year, mileage and condition)?2004 BMW 745i with 120,000 miles in excelente condition.
What are the balances, interest rates, and monthly payments on any other auto obligations?$2450 a month, close to $110,000 with house ance interest rates vary from 3.5% to 14%

 


 

 

 

Member Payment Dependent Notes Series 1391508

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391508

$25,000

$25,000

24.70%

1.00%

July 11, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391508. Member loan 1391508 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,200 / month
Current employer: Campstone Transfer, Inc. Debt-to-income ratio: 25.75%
Length of employment: 10+ years Location: HUACHUCA CITY, AZ
       
Home town:
Current & past employers: Campstone Transfer, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I am wanting to consolidate all the credit card debt and just have one payment instead of trying to keep track of all of them.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 80
Revolving Credit Balance: $14,577.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The mortgage payment is $1062 per month utilities etc runs about $1350 per month on average
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My wife and I have about $25,000 in credit card debt with average interest rates at 24% or higher, the student loan is 12,000 and our mortgage is $130,000 at 6.7% inerest.
Please explain the reason why you carry a large revolving credit balance.Raising a family is expensive and getting the two older children through school while covering their expenses has been difficult.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My wife and I have about $25,000 in credit card debt with average interest rates at 24% or higher, the student loan is 12,000 and our mortgage is $130,000 at 6.7% inerest.
Which debts do you plan to pay off with this loan?I plan to pay off as many credt card balances as possible, leaving me with one payment each month.

 


 

 

 

Member Payment Dependent Notes Series 1391513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391513

$8,000

$8,000

15.31%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391513. Member loan 1391513 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: albertsons Debt-to-income ratio: 27.15%
Length of employment: 10+ years Location: el paso, TX
       
Home town:
Current & past employers: albertsons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > i asked for this loan because i am tired of living from pay check to paycheck and to consolidate some credet cards that i have!!<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 10
Revolving Credit Balance: $9,364.00 Public Records On File: 0
Revolving Line Utilization: 58.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as follows i pay cable bill which is $200 dollars, $250 on car, $100 on insurance, $200 on food, $70 on cell phone, $80 on gas(my work is only 5 miles round trip), and gas bill $45 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current debt balances are as follows car $1300, $1400on another car(which i owe my mom not a bank), credit cards I have 4 of them which i owe about $5000 (sears, orchard bank,paypal,and musicians freind) on paying credit cards i only send minimum payments so they arent moving!!
If you have a delinquency in the last 2 years, please explain the reason.my only delinquency was kolhs department store I fell behind a couple months but i paid it off already.
If you have a public record on file, please briefly explain the event and its resolution.No public record on file.

 


 

 

 

Member Payment Dependent Notes Series 1391515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391515

$10,000

$10,000

14.09%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391515. Member loan 1391515 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Wyckoff YMCA Debt-to-income ratio: 15.12%
Length of employment: 4 years Location: S. Hackensack, NJ
       
Home town:
Current & past employers: Wyckoff YMCA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > Attorney fees<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,027.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current montly expenses are aprox 1200.
What is your intended use for the loan proceeds?My intended use for this loan is for attorney fees.
Please explain the reason why you carry a large revolving credit balance.Part of this loan i will be paying off my credit debt.

 


 

 

 

Member Payment Dependent Notes Series 1391523

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391523

$20,000

$20,000

18.75%

1.00%

July 13, 2012

July 11, 2017

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391523. Member loan 1391523 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,417 / month
Current employer: NPHS Debt-to-income ratio: 6.30%
Length of employment: < 1 year Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: NPHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Wedding and credit card payment pay off loan<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 64
Revolving Credit Balance: $15,026.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Wedding loan
Please provide additional details regarding the purpose of the loan.Wedding loan
Please explain the reason why you carry a large revolving credit balance.student loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000
What is your intended use for the loan proceeds?Wedding loan
Please explain the reason why you carry a large revolving credit balance.student loans

 


 

 

 

Member Payment Dependent Notes Series 1391543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391543

$12,000

$12,000

14.33%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391543. Member loan 1391543 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: the Lindquist group Debt-to-income ratio: 14.88%
Length of employment: 3 years Location: WEST PALM BEACH, FL
       
Home town:
Current & past employers: the Lindquist group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > I have decided to take better ownership of my debt,consolidate it under a better interest rate and cut back my spendings.i haven't missed any payments on any outstanding credit in the last 6 years and i am blessed to have a stable position with the company i work for.Thank you for your consideration<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,024.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $1000, I live 5 minutes away from work so car expenses are minimum. My car insurance is low as I have a clear driving record and I'm not that young anymore. So an average total of $1500 covers my monthly expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have a student loan or mortgage and my credit card APRs range from 12% to 24.99%. Unfortunately my 3 credit cards are short of a few hundreds from being maxed out and I have 3 store cards I'm trying to pay down. I got a good start on the store cards as in the last 4 months I was able to pay off 3 of them. 
Please explain the reason why you carry a large revolving credit balance.My credit cards were used for my trips back home to Europe: flight tickets and hotels. I am guilty of ignoring the fact that with each trip my balances kept going up and was comfortable thinking that I could make the minimum payment. Now I realize that the interest I am paying on them is ridiculous and need to take a better approach in handling my debt. I started by paying of the store cards with the highest interest rate but need help with the higher balances cards. 
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $1000, I live 5 minutes away from work so car expenses are minimum. My car insurance is low as I have a clear driving record and I'm not that young anymore. So an average total of $1500 covers my monthly expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have a student loan or mortgage and my credit card APRs range from 12% to 24.99%. Unfortunately my 3 credit cards are short of a few hundreds from being maxed out and I have 3 store cards I'm trying to pay down. I got a good start on the store cards as in the last 4 months I was able to pay off 3 of them. 

 


 

 

 

Member Payment Dependent Notes Series 1391573

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391573

$10,000

$10,000

11.14%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391573. Member loan 1391573 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Conrad and Associates Debt-to-income ratio: 25.18%
Length of employment: 6 years Location: San Clemente , CA
       
Home town:
Current & past employers: Conrad and Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I am looking for a personal loan to use for wedding expenses. I have been at my job for over 6 years. My income is consistent and does not vary at all so I am very good with managing my expenses. I have never missed or been late with any payment. me know if you have any further questions. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,025.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent. I have a car payment that is almost paid off (November) it is $557 a month. I pay about $100 for phone, $300 for food and $300 quarterly for insurance.
What portion of your wedding expenses does this loan represent?About 40%
Please explain the reason why you carry a large revolving credit balance.I honestly used my credit cards when I was in college when i didn't make much money and am paying them off now. I have never missed a payment or been late.

 


 

 

 

Member Payment Dependent Notes Series 1391589

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391589

$15,000

$15,000

10.16%

1.00%

July 17, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391589. Member loan 1391589 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: n/a Debt-to-income ratio: 19.03%
Length of employment: 9 years Location: Saint Paul, MN
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > For more than 20 years, I've always paid off my credit card balance, but the economic downturn forced me to use credit to keep my small, 9-year-old business afloat. I plan to pay off those with higher interest. Plus, I'd rather pay interest to individuals than to credit card companies.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,034.00 Public Records On File: 0
Revolving Line Utilization: 56.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1300<br>Transportation: $85<br>Phone: $90<br>Health insurance: $390<br>Food: $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: 13.9%; balance 5253<br>Credit card: 7.9%; balance 13,386<br>Credit card: 10.99%; balance 1325<br>Bank loan: 12.5%; balance 9739
Please explain the reason why you carry a large revolving credit balance.It has never been my practice nor my intent to carry such a large revolving credit balance. I've always been careful to pay off any credit card each month and keep a large reserve in savings. My plan is to pay off several of the smaller balances and pay down the larger ones, and gain momentum towards paying off everything. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1391624

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391624

$12,375

$12,375

10.16%

1.00%

July 16, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391624. Member loan 1391624 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,100 / month
Current employer: Chiro/offices Debt-to-income ratio: 23.95%
Length of employment: 10+ years Location: BOW, NH
       
Home town:
Current & past employers: Chiro/offices
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1981 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,971.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay any rent or utilities. Monthly, Cell phone only $51.64. Ins. Auto, & Life &292.29.Food $ 60.00<br>a week. Car lease payment $291.92. Credit Card payments About $450.00 I pay more than the required amount asked.
Please explain the reason why you carry a large revolving credit balance.Traveled to places I've never been before. Grand kids, helping friends in need. Eating out, replaced tube tv's for flat screens, bought sofa bed. Prescriptions.<br>Thank You

 


 

 

 

Member Payment Dependent Notes Series 1391637

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391637

$7,650

$7,650

7.62%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391637. Member loan 1391637 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,666 / month
Current employer: University of California Debt-to-income ratio: 14.92%
Length of employment: 6 years Location: SPRING VALLEY, CA
       
Home town:
Current & past employers: University of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > This loan would be used to pay off my existing credit card balances and consolidate into one monthly payment at a lower interest rate. I have a stable full time job that I've been employed at for the last 6 years.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,670.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $650, Car payment: $210, Phone: $90, Student loan: $124, Food: $225, Gas: $200, Insurance: $80, Utilities: $50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances:<br>Credit Cards: <br>$2,491 balance, 19.99% APR, $73 monthly payment<br>$2,326 balance, 17.90% APR, $58 monthly payment<br>$1,980 balance, 19.99% APR, $59 monthly payment<br>$873 balance, 20.99% APR, $29 monthly payment<br>The credit card balances are what I am planning on using this loan to consolidate and pay off.<br>Car loan: $6,198 balance, 4.90% APR, $210 monthly payment<br>Student loan: $12,603 balance, 3.05% APR, $124 monthly payment
Please explain the reason why you carry a large revolving credit balance.In the past I’ve had to use credit cards for unplanned circumstances such as vet care and car repairs. At this stage of my life I’m becoming more aware of my saving/spending habits and understand that I need to have an emergency fund. I no longer want to depend on my revolving credit for these types of items. Obtaining this loan will allow me to pay my current debt off at a lower interest rate, and open some funds to build my savings & emergency fund to avoid this situation in the future.

 


 

 

 

Member Payment Dependent Notes Series 1391734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391734

$15,850

$15,850

15.31%

1.00%

July 16, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391734. Member loan 1391734 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Shinbashi Debt-to-income ratio: 12.84%
Length of employment: 3 years Location: Elmhurst, NY
       
Home town:
Current & past employers: Shinbashi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I want to pay my credit card, and also to pay my friend, cos I'd borrow money to him.<br><br> Borrower added on 06/28/12 > I want to pay my credit card, and also to pay my friend, cos I'd borrow his money<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,763.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1391750

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391750

$35,000

$35,000

21.00%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391750. Member loan 1391750 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: bliss-murski sales, adalight home health Debt-to-income ratio: 29.28%
Length of employment: 10+ years Location: PLANO, TX
       
Home town:
Current & past employers: bliss-murski sales, adalight home health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,218.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?trans-269.60. txu-265, water-80, car ins-248.82, house ins-102.50,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?check credit report
Please explain the reason why you carry a large revolving credit balance.i've had it for a while, before i had a second income, because of kids education, home remodeling, doctor bills,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?check credit report
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?trans-269.60. txu-265, water-80, car ins-248.82, house ins-102.50,

 


 

 

 

Member Payment Dependent Notes Series 1391830

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391830

$30,000

$30,000

15.31%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391830. Member loan 1391830 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: North State Radiology Debt-to-income ratio: 9.73%
Length of employment: 10+ years Location: Chico, CA
       
Home town:
Current & past employers: North State Radiology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 53
Revolving Credit Balance: $13,198.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Average after tax cash income 6800, cash out expenses 4900:<br>Mortgage-1500<br>Auto Loan-300<br>Personal Loan-450<br>Student loans-500<br>CC PYMTS-800<br>Fuel-150<br>Insurance-150<br>Utilities-400<br>Groceries-450<br>Misc. 250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 210K 5% 1500/month<br>Personal Loan 12K 20% 450/month<br>Student Loans 14K 3-5% 500/month<br>Auto Loan 6K 5% 300/Month<br>CC Debt 12K 15-25% 800/Month
Please explain the reason why you carry a large revolving credit balance.Credit balance is a combination of capital need to fund college education and home pruchase.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan to be used to consolidate high interest revolving lines and personal loan into a term loan under one fixed payment.
Which debts do you plan to pay off with this loan?All existing CC debt and personal loan held at high int. rate...
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 210K 5% 1500/month<br>Personal Loan 12K 20% 450/month<br>Student Loans 14K 3-5% 500/month<br>Auto Loan 6K 5% 300/Month<br>CC Debt 12K 15-25% 800/Month

 


 

 

 

Member Payment Dependent Notes Series 1392162

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392162

$6,000

$6,000

7.90%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392162. Member loan 1392162 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Viejas Casino Debt-to-income ratio: 12.89%
Length of employment: 10+ years Location: El Cajon, CA
       
Home town:
Current & past employers: Viejas Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > i need to buy an reliable used car.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 66
Revolving Credit Balance: $5,058.00 Public Records On File: 0
Revolving Line Utilization: 25.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses run around $1200 a month.

 


 

 

 

Member Payment Dependent Notes Series 1392204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392204

$12,000

$12,000

18.75%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392204. Member loan 1392204 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 11.88%
Length of employment: 10+ years Location: Richardson, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Bought a beautiful house. Went through some challenges-personal and financial. Credit cards came in handy. Now I want to get them paid off and start saving for the future.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 21
Revolving Credit Balance: $8,615.00 Public Records On File: 0
Revolving Line Utilization: 88.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-$1736, car paid off, utilities ($250-500 depending on season), phone $120, insurance (malpractice + auto) $400, food and entertainment $500, tv/internet $145
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards-$756 at 29.90% and $8118 at 22.90%-credit card payments are $364/mo minimum, Student Loans-$11,800, in forbearance, Mortgage-$193,000, 4.5%, $1736/mo
If you have a delinquency in the last 2 years, please explain the reason.None
Please explain the reason why you carry a large revolving credit balance.I would not consider $8800 as large. Majority of balance occurred after home purchase: Washer/Dryer, Freezer, Refrigerator, Lawnmower, Barbeque Grill, Curtains, Sofa, Loveseat. I am not a shopper, now that home is set up I do not foresee significant spending in future.
Which debts do you plan to pay off with this loan?Credit Cards with some kept as a cushion for an emergency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards-$756 at 29.90% and $8118 at 22.90%-credit card payments are $364/mo minimum, Student Loans-$11,800, in forbearance, Mortgage-$193,000, 4.5%, $1736/mo

 


 

 

 

Member Payment Dependent Notes Series 1392229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392229

$5,000

$5,000

15.31%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392229. Member loan 1392229 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: US Army Debt-to-income ratio: 20.67%
Length of employment: 10+ years Location: COLORADO SPRINGS, CO
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I would like to enclose the back deck and transform it into a screened-in porch with ample lighting and ceiling fans. A porch suitable for entertaining guess outdoors, while safe from the outdoor elements.<br><br> Borrower added on 06/29/12 > I would like to enclose the back deck and transform it into a screened-in porch with ample lighting and ceiling fans. A porch suitable for entertaining guess outdoors, while safe from the outdoor elements.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 44
Revolving Credit Balance: $14,878.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1,395 per month. Home Insurance and taxes are included in that payment.<br>Power runs $100 mth.<br>Water runs $75 mth.<br>Transportation $300 mth<br>Phone $75 mth<br>Food $350 mth
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Mortgage Balance: $280,000<br>Interest Rate: 3.75%<br>Monthly Payment: $1,390
What is the home improvement project you are planning?Enclosing the back deck with a roof, screening it in, and with a ceiling fan.
Please explain the reason why you carry a large revolving credit balance.Large revolving credit balance was mainly accrued during my move from Alaska to Colorado for misc needs.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $1,395 per month. Home Insurance and taxes are included in that payment.<br>Power runs $100 mth.<br>Water runs $75 mth.

 


 

 

 

Member Payment Dependent Notes Series 1392328

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392328

$24,000

$24,000

7.62%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392328. Member loan 1392328 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,250 / month
Current employer: Quantum Debt-to-income ratio: 8.41%
Length of employment: 6 years Location: Stillwater, MN
       
Home town:
Current & past employers: Quantum
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > This loan is to re-roof our house (approx $15k) as well as pay off all our existing revolving debt (approx $8k).<br><br> Borrower added on 06/27/12 > This loan is to re-roof our house ($15k) and pay off our credit card debt ($8k).<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,800.00 Public Records On File: 0
Revolving Line Utilization: 36.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $4700/mo, including the mortgage.
What is the home improvement project you are planning?The loan is to replace the roof on our house ($15k) and pay off existing credit card debt ($8k).
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$320k balance, %5 fixed interest raite, $2278/mo payment, no HELOC.
Please explain the reason why you carry a large revolving credit balance.Credit balance is about $8k, almost entirely from a few large house related items. It would be paid off with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1392338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392338

$23,000

$23,000

21.00%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392338. Member loan 1392338 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: NPG Debt-to-income ratio: 11.70%
Length of employment: 7 years Location: Brooklyn, NY
       
Home town:
Current & past employers: NPG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am taking out a loan to pay off all of my credit card debt. I have used Lending Club before and had a great experience and would like to take advantage of the lower APR of a loan rather than what I am paying now to credit card companies.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,011.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
Please explain the reason why you carry a large revolving credit balance.An honest answer is I gained most of the debt while employed after college & wasn't making much money. I do live in NYC, which is expensive to live. One of my accounts is for my computer which I need since I work from home occasionally. I haven't used the cards for frivolous reasons in a long time. I am tired of not seeing much results in paying down debt due to the high interest rates (two of them are at 24%). The companies won't lower it (have tried asking them repeatedly).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I share an apartment so my monthly share of the rent is $1,000. Utilities expenses (gas, electricity and internet) are $150/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt accumulated the period where I had a low salary. Also, some of it was accumulated when I moved two years ago and didn't have any furniture or kitchen supplies for my new home.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the loan to pay off all my credit debt. I have listed my debt totals below.<br>Dell account: $2,216 (for home computer purchase. Need to have a working computer in case I need to work from home)<br>Chase card #1: $4,580<br>Chase card #2: $3,940<br>Citicard 1: $1,515<br>Citicard 2: $2,212<br>HSBC: $4,895<br>Bill Me Later: $2,286<br>IKEA: $747
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt accumulated the period where I had a low salary. Also, some of it was accumulated when I moved two years ago and didn't have any furniture or kitchen supplies for my new home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the loan to pay off all my credit debt. I have listed my debt totals below.<br>Dell account: $2,216 (for home computer purchase. Need to have a working computer in case I need to work from home)<br>Chase card #1: $4,580<br>Chase card #2: $3,940<br>Citicard 1: $1,515<br>Citicard 2: $2,212<br>HSBC: $4,895<br>Bill Me Later: $2,286<br>IKEA: $747
Please explain the reason why you carry a large revolving credit balance.An honest answer is I gained most of the debt while employed after college & wasn't making much money. I do live in NYC, which is expensive to live. One of my accounts is for my computer which I need since I work from home occasionally. I haven't used the cards for frivolous reasons in a long time. I am tired of not seeing much results in paying down debt due to the high interest rates (two of them are at 24%). The companies won't lower it (have tried asking them repeatedly).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
Please explain the reason why you carry a large revolving credit balance.An honest answer is I gained most of the debt while employed after college & wasn't making much money. I do live in NYC, which is expensive to live. One of my accounts is for my computer which I need since I work from home occasionally. I haven't used the cards for frivolous reasons in a long time. I am tired of not seeing much results in paying down debt due to the high interest rates (two of them are at 24%). The companies won't lower it (have tried asking them repeatedly).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt accumulated the period where I had a low salary. Also, some of it was accumulated when I moved two years ago and didn't have any furniture or kitchen supplies for my new home.
Please explain the reason why you carry a large revolving credit balance.An honest answer is I gained most of the debt while employed after college & wasn't making much money. I do live in NYC, which is expensive to live. One of my accounts is for my computer which I need since I work from home occasionally. I haven't used the cards for frivolous reasons in a long time. I am tired of not seeing much results in paying down debt due to the high interest rates (two of them are at 24%). The companies won't lower it (have tried asking them repeatedly).
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt accumulated the period where I had a low salary. Also, some of it was accumulated when I moved two years ago and didn't have any furniture or kitchen supplies for my new home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I share an apartment so my monthly share of the rent is $1,000. Utilities expenses (gas, electricity and internet) are $150/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I share an apartment so my monthly share of the rent is $1,000. Utilities expenses (gas, electricity and internet) are $150/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt accumulated the period where I had a low salary. Also, some of it was accumulated when I moved two years ago and didn't have any furniture or kitchen supplies for my new home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances have been rounded up.<br>Student loan: $15,660 (payment $137 per month)<br>Dell account: $2,216 ($67/mo; interest rate 16.54%)<br>Chase card #1: $4,580 ($97/mo; 13.24%)<br>Chase card #2: $3,940 ($117/mo; 23.24%)<br>Citicard 1: $1,515 ($50/mo; 19.99%)<br>Citicard 2: $2,212 ($34/mo; 7.24%)<br>HSBC: $4,895 ($160/mo; 24.99%)<br>Bill Me Later: $2,286 ($70/mo; 19.99%)<br>IKEA: $747 ($32/mo; 21.20%)<br><br>No mortgage (I rent). But my share of rent is $1,000/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: My share is $1,000 a month. Transportation is paid with a pretax card but that is $104 a month. Utilities is $150 a month (my share includes electric, gas and internet). My cell bill is about $100/month. Food ends up being about $200/month (I've cut down on eating out and bring lunch to work most days a week so this is mostly groceries).

 


 

 

 

Member Payment Dependent Notes Series 1392355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392355

$5,000

$5,000

7.90%

1.00%

July 13, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392355. Member loan 1392355 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Dallas Fire Rescue Debt-to-income ratio: 22.02%
Length of employment: 4 years Location: Forney, TX
       
Home town:
Current & past employers: Dallas Fire Rescue
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > I need to get this loan to fully pay for my roof repair along with my insurance money. we are selling out house and need to repair the roof before putting it on the market.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,182.00 Public Records On File: 0
Revolving Line Utilization: 38.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2800
What is the home improvement project you are planning?Replacing the roof from hail damage
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Bakance 178,000, 5%, , 1,650 monthly payment
Please explain the reason why you carry a large revolving credit balance.Setbacks last 6 months, but now everything is set back in place where I can start lowering my debt

 


 

 

 

Member Payment Dependent Notes Series 1392356

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392356

$12,000

$12,000

11.14%

1.00%

July 12, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392356. Member loan 1392356 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: City of Irvine Debt-to-income ratio: 7.89%
Length of employment: 5 years Location: LADERA RANCH, CA
       
Home town:
Current & past employers: City of Irvine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1980 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 30
Revolving Credit Balance: $8,635.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current monthly expenses, inclusive of food, gas, and utilities totals $7,500. This includes our mortgage, HOA dues, credit card bills, car payments etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have two credit cards with a combined balance of $5000 at 12.24% interest. We have two credit cards with a combined balance of $3500 at 19.24% interest (one of these started as a 0% interest for a year). We also have one credit card with a balance of $900 at 19% interest. Our monthly mortgage is $3700, and our combine car payments are $700 per month. We have no other loans or lines of credit.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the past two years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have two credit cards with a combined balance of $5000 at 12.24% interest. We have two credit cards with a combined balance of $3500 at 19.24% interest (one of these started as a 0% interest for a year). We also have one credit card with a balance of $900 at 19% interest. Our monthly mortgage is $3700, and our combine car payments are $700 per month. We have no other loans or lines of credit.
Which debts do you plan to pay off with this loan?There are two higher interest rate credit cards that I plan to play off.

 


 

 

 

Member Payment Dependent Notes Series 1392366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392366

$7,300

$7,300

10.16%

1.00%

July 11, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392366. Member loan 1392366 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Pro4ia Debt-to-income ratio: 16.70%
Length of employment: 3 years Location: Valley Stream, NY
       
Home town:
Current & past employers: Pro4ia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > Loan will be used to pay off several high-balance/high interest rate credit cards. I have easily been making payments on these CCs but would like to consolidate to one monthly payment and lower my effective rate.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,406.00 Public Records On File: 0
Revolving Line Utilization: 56.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 800<br>Transportation (payment, insurance, gas): 630<br>Food: 300<br>Utilities: 100<br>Student Loans: 200 (accelerated repayment)<br>Retirement: 400 (paying into 401K despite carrying debt in order to get employer matching)<br>Misc. Expense: 400<br>Debt Repayment (formerly CCs, now this loan): 450
Please explain the reason why you carry a large revolving credit balance.When I moved into my own apartment I needed to make several large purchases. I did not have cash on hand as I needed to put all that towards first/last months rent, brokers fee etc. I was not concerned about interest since these credit cards had an introductory 0% interest period. However, I failed to repay them before they reverted to ~15% interest rates. My financial situation now stabilized (no large expenses for the foreseeable future) so I have elected to consolidate this debt and repay.

 


 

 

 

Member Payment Dependent Notes Series 1392407

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392407

$14,000

$14,000

13.11%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392407. Member loan 1392407 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,625 / month
Current employer: Atlantic Island Drive Away Debt-to-income ratio: 6.94%
Length of employment: 2 years Location: FONTANA, CA
       
Home town:
Current & past employers: Atlantic Island Drive Away
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan is for debt consolidation. My rates are way too high, with rates at 23.99%. It would take me years to pay off. With this loan it will take only 3 years to pay off.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,604.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:$400<br>Cell:$80<br>Car insurance:$107<br>Internet cable:$45<br>Gas:$80<br>Food:$150<br>Credit cards/student loans: $450
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American express: $4500 18.99%<br>Chase $1000 23.99% <br>Discover $2000 20%<br>Best buys: $2000 25%<br>Home depot: $2300 25% (promo was 0% for 6 months, ending next month)

 


 

 

 

Member Payment Dependent Notes Series 1392484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392484

$17,000

$17,000

12.12%

1.00%

July 16, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392484. Member loan 1392484 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,485 / month
Current employer: Franklin Door & Trim, Inc Debt-to-income ratio: 19.53%
Length of employment: 10+ years Location: EL PASO, TX
       
Home town:
Current & past employers: Franklin Door & Trim, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,360.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $250.00<br>Transportation - $120.00<br>Utilities - $100.00<br>Phone - $160.00<br>Insurance - $285.00<br>Food - $200.00 <br>Auto Loans - $731.00 Interest 5.5%<br>Rent, Utilities, Food are low because I live with my mother who is 90 years old and help her.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank Loan $1800.00 Interest 5.5% Monthly $105.00<br>Credit Cards $14831.00 Interest 23% Monthly $550.00<br>Auto Loans $24,000.00 Interest 5.5% Monthly $731.00
Please explain the reason why you carry a large revolving credit balance.Credit cards were used family medical emergecies which now have been resolved
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank Loan $1800.00 Interest 5.5% Monthly $105.00<br>Credit Cards $14831.00 Interest 23% Monthly $550.00<br>Auto Loans $24,000.00 Interest 5.5% Monthly $731.00

 


 

 

 

Member Payment Dependent Notes Series 1392503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392503

$11,600

$11,600

13.11%

1.00%

July 11, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392503. Member loan 1392503 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Los Angeles Unified School District Debt-to-income ratio: 15.71%
Length of employment: 9 years Location: Torrance, CA
       
Home town:
Current & past employers: Los Angeles Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > To repay credit cards at a lower interest rate, right now they are too high<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 34
Revolving Credit Balance: $29,472.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses: Mortgage for Torrance $1880.66, Mortgage for Fontana $1,100, Gardener, cleaning and maintenance, water, electricity, trash $800, Gas and Car repair $500, Utilities (water, phone, cell, electricity, gas, satellite dish for our apt #4) around $400, Car payment $440.99, Insurance Car $100, School Tuition $700, Food $400, Life Insurance $250, Orthodontist $100, Student Loan $100, 3 Dogs and 3 Turtles $100, hope i didnt forget anything;/
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1. CO Visa Credit Balance Owed $5,000, 17.9% apr, Current Minimum Payment $88, <br>2. CB4411 Mastercard, Credit Balance Owed $5,000, 26.99% APR, Current Minimum Payment $128.73, <br>3. CB7522 Mastercard Credit Balance Owed $3,500, 26.99%APR, Current Minimum Payment $99.78
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Monthly Balance, $1,400 for all credit cards thats including this loan, Payoff $13,000
Please explain the reason why you carry a large revolving credit balance.Budget cuts have cut about 3% of my pay check each month, Needed to do some repairs to the property so got loans that are at a higher interest rate, computer crashed with virus and repaired it twice so i got a new one on credit, tenant loss had to carry more of the weight all of a sudden, daughters teeth bunched up got orthodontic works, carpet at home beyond repair replaced, beehive grew paid someone to treat
If you have a delinquency in the last 2 years, please explain the reason.cant recall delinquency? perhaps forgot to pay a bill, oh i know its Kohls credit card they expect payments on the first but thats when i receive income so i pay on the 2nd so they consider that delinquent so i payed that credit card off first since I didnt want that on my record.

 


 

 

 

Member Payment Dependent Notes Series 1392558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392558

$2,100

$2,100

11.14%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392558. Member loan 1392558 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: absolute detailing concepts Debt-to-income ratio: 6.12%
Length of employment: < 1 year Location: WADING RIVER, NY
       
Home town:
Current & past employers: absolute detailing concepts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 25
Revolving Credit Balance: $799.00 Public Records On File: 0
Revolving Line Utilization: 26.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?phone, insurance, transportation,food,student loans.
What is your intended use for the loan proceeds?to catch up on some late bills and to build credit for myself in the mean time because i have a job and can easily this loan off.
What is your intended use for the loan proceeds?to catch up on some late bills and to build credit for myself in the mean time because i have a job and can easily this loan off.
What is your intended use for the loan proceeds?to catch up on some late bills and to build credit for myself in the mean time because i have a job and can easily this loan off.

 


 

 

 

Member Payment Dependent Notes Series 1393621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393621

$30,000

$30,000

22.95%

1.00%

July 11, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393621. Member loan 1393621 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Jorden Burt LLP Debt-to-income ratio: 17.64%
Length of employment: 4 years Location: MIAMI, FL
       
Home town:
Current & past employers: Jorden Burt LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > The loan is to pay off credit card debt and cancel the accounts. Cut up the cards. No more debt in 60 months.<br><br> Borrower added on 07/02/12 > Hi again. The payment for the loan is less than the minimum payments I am making now, so I can easily afford the loan. The difference is that I will never pay off the debt making the minumum payments- but the loan will be paid in 5 years, worth the high interest. Thanks for reading.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 33
Revolving Credit Balance: $28,055.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have low monthly expenses- I don't pay rent but I contribute to the household about $1000 per month total. My phone is $100, utilities are approximately $300 and my car insurance is $160. Food varies- maybe a couple hundred dollars a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
Please explain the reason why you carry a large revolving credit balance.When I moved to Florida, I had virtually no balances and stupidly used the cards to buy things for the home and it all added up. I can afford the minimum balances but in order to have a light at the end of the tunnel, I need to pay it all off in one fell swoop- that way I know that in 5 years I will be free of credit card debt. Thank you for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
Which debts do you plan to pay off with this loan?My revolving credit- I have a Master Card, an Am Ex Blue Card (highest balance), a hhGregg Card, a Macy's card. I also have a regular Am Ex card that I have to pay off each month with a smaller "pay over time" balance that I also want to pay off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are what I am going to to pay off, and those are almost $30,000 (you don't get the entire loan amount, there is a Lending Club fee subtracted). The interest varies but the highest interest cards are in the low 20 percent range. I have already paid off my student loans. I do not have a mortgage or lines of credit. Aside from the credit card debt I wish to pay with this loan, I have a car payment of $320 as well as utility and cost of living expenses. Thank you for asking.

 


 

 

 

Member Payment Dependent Notes Series 1393661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393661

$7,200

$7,200

6.62%

1.00%

July 11, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393661. Member loan 1393661 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Lynchval Systems Debt-to-income ratio: 22.58%
Length of employment: 2 years Location: Chantilly, VA
       
Home town:
Current & past employers: Lynchval Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I just need some money to payoff some family medical bills. I am very good standing in repaying my loans.<br><br> Borrower added on 06/29/12 > I have a good loan repayment history. Just need this money to payoff medical bills for family.<br><br> Borrower added on 06/29/12 > I just need this money to payoff some family medical bills. I am in good standing and a good history of repaying my loans.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: 26
Revolving Credit Balance: $24,352.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1393696

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393696

$14,500

$14,500

12.12%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393696. Member loan 1393696 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Rory Beca Debt-to-income ratio: 17.89%
Length of employment: 6 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Rory Beca
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > My Loan is to pay off what is left of my credit cards and car payment.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,980.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I would say all together my monthly expenses add up to about $2,000.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have 2 credit cards and one store credit card. The outstanding balance for the master card is $ 2,685.75 the minimum monthly payment for this one is, $46.00 this card's apr is 14.99%. The other master card 's balance is $2,680.00 it's minimum monthly payment is 55.18 and its apr is 16.99%. The retailer card has a balance of $2,091.15 it's minimum is $127.00 its apr is 24.50%.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total monthly payments for all the credit cards now without the loan would be approximately $124.00. I plan on paying off all 3 of these cards with the loan so all i would be paying from then on would be the loan's minim amount, which I think is $482.88.

 


 

 

 

Member Payment Dependent Notes Series 1393762

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393762

$20,500

$20,500

15.80%

1.00%

July 17, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393762. Member loan 1393762 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Networks Theatricals Debt-to-income ratio: 7.54%
Length of employment: 2 years Location: South Orange, NJ
       
Home town:
Current & past employers: Networks Theatricals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Our townhouse in NJ has been charged an assessment for the next year of $20,000/unit to have the stairs in the courtyard torn down and rebuilt. I have already paid $2000 of this, but would like help in paying the rest, so that I can continue to pay down my credit cards.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1977 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,224.00 Public Records On File: 0
Revolving Line Utilization: 56.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I travel with my job virtually year-round, and airfare and housing isn't completely covered by them. So, my expenses at home are a 1200/month mortgage, property taxes are about 800-1000/month, phone/wireless/cable is about 200/month, insurance is a one-time yearly payment of about 400, car loan is about 240/month. On top of that, I then have monthly payments on the road for housing (varies depending on city - anywhere from 600/month to about 2000/month)
Please explain the reason why you carry a large revolving credit balance.Being on the road, I am finding that I have to constantly pay for housing/flights/rental cars/food on the road, as well as payments back at home. I tend to pay around 1000/week or more to lower the credit card balance, but with the cost of living on the road, that tends to constantly creep back up. I've found it difficult over the last 2 years to keep the balances down.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No student loans. Mortgage has about 240K left. Car loan has about 7K left. One credit card has about 29K balance, one has about 16K balance, and one has about 2K balance. With loan, I would like to lower the car loan balance to 3-4K, eliminate the card that has 2K on it, pay the other 2 down a bit, and also have the money to use towards the assessment levied by our condo ass'n to fix the stairs in the courtyard.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No student loans. Mortgage has about 240K left. Car loan has about 7K left. One credit card has about 29K balance, one has about 16K balance, and one has about 2K balance. With loan, I would like to lower the car loan balance to 3-4K, eliminate the card that has 2K on it, pay the other 2 down a bit, and also have the money to use towards the assessment levied by our condo ass'n to fix the stairs in the courtyard.

 


 

 

 

Member Payment Dependent Notes Series 1393919

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393919

$2,125

$2,125

10.16%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393919. Member loan 1393919 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,315 / month
Current employer: The KR Group Debt-to-income ratio: 34.30%
Length of employment: 10+ years Location: CLEARFIELD, UT
       
Home town:
Current & past employers: The KR Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,438.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1394227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394227

$15,000

$15,000

18.75%

1.00%

July 17, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394227. Member loan 1394227 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: peninsula hotel Debt-to-income ratio: 32.54%
Length of employment: 1 year Location: LOS ANGELES, CA
       
Home town:
Current & past employers: peninsula hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > payoff my credit card ,<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 41 Months Since Last Delinquency: 22
Revolving Credit Balance: $9,092.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?300 rent,100 insurance,300 food,100 phone,,,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards , sears 3,000,bestbuy 3,500 citibank 3,500 are interest are high 22.99% ,etc,,
If you have a delinquency in the last 2 years, please explain the reason.I didn' have any delinquency in the last 2 year !!!! I pay mine bills on time
Please explain the reason why you carry a large revolving credit balance.I like to have a good credit, because In the future i want to buy a house !!!The credit in very important too!!!!!

 


 

 

 

Member Payment Dependent Notes Series 1394301

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394301

$7,000

$7,000

14.33%

1.00%

July 12, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394301. Member loan 1394301 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: corinthian colleges/atlantic shores hosp Debt-to-income ratio: 10.26%
Length of employment: 2 years Location: miramar, FL
       
Home town:
Current & past employers: corinthian colleges/atlantic shores hosp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > consolidation and payoff higher rates<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,946.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent shared ($750) Debt Service ($1000) phone ($40) Insurance Shared ($170)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?student loan $ 14000 credit $16000
Please explain the reason why you carry a large revolving credit balance.past legal custody battle prior unemployment bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent shared ($750) Debt Service ($1000) phone ($40) Insurance Shared ($170)
Which debts do you plan to pay off with this loan?higher intrest credit card loans
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not multiple purpose ; cutting interst rate on specific card

 


 

 

 

Member Payment Dependent Notes Series 1394457

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394457

$27,575

$27,575

19.05%

1.00%

July 11, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394457. Member loan 1394457 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,083 / month
Current employer: Medtronic Debt-to-income ratio: 12.30%
Length of employment: 4 years Location: Jacksonville, FL
       
Home town:
Current & past employers: Medtronic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,664.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current monthly fixed expenses are about 2k personal and 1k Business (shop lease, utilities)
Please explain the reason why you carry a large revolving credit balance.For buying materials for our contracts on the cards. We then pay them off and start the cycle again. We have only about 17k in cards available to us. We are booking much more work so the additional capital will allow us to complete the contracts more effectively (quicker and cheaper) rather than our current model which has us waiting to get paid on previous contracts to recycle the proceeds. Google PJPRESTORATION AWARD and some of our contracts will come up.
What is your intended use for the loan proceeds?The intended use is to pay off our credit cards, which we use as revolving funding for our business. This will allow us to free up capital and complete more contracts. Our Business is federal contracting, consequently we always get paid, but is usually net 45 from contract completion which slows down the cycle.
Please explain the reason why you carry a large revolving credit balance.For buying materials for our contracts on the cards. We then pay them off and start the cycle again. We have only about 17k in cards available to us. We are booking much more work so the additional capital will allow us to complete the contracts more effectively (quicker and cheaper) rather than our current model which has us waiting to get paid on previous contracts to recycle the proceeds. Google PJPRESTORATION AWARD and some of our contracts will come up.

 


 

 

 

Member Payment Dependent Notes Series 1394481

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394481

$10,750

$10,750

21.00%

1.00%

July 12, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394481. Member loan 1394481 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Beth Israel Deaconess Medical Center Debt-to-income ratio: 31.50%
Length of employment: 1 year Location: ATTLEBORO, MA
       
Home town:
Current & past employers: Beth Israel Deaconess Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,625.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent currently $700 but will be $200 Starting in October. I drive to work and fill up my gas tank $35/week. Total utilities $40/month, phone $75, food about $100-$150/month, and car insurance $64/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have three major credit cards and one car note. Walmart Discover debt balance of $2500, Two bank of america credit cards, both have debt balances of about $4500. Monthly payments on each is $50, $80, $56, and car loan is $258.71. Since my rent is going to tremendously decrease in October of this year (2012), I plan on pay down my debt which will not be difficult for me to do at all. I honestly do not remember my interest rates on these cards until I get my next month statement.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving balance because I just moved into my own apartment end of last year, towards the beginning of this year and I needed essentials for the apartment. I also transferred a balance from an old credit card that I opened in college to one of my major credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent currently $700 but will be $200 Starting in October. I drive to work and fill up my gas tank $35/week. Total utilities $40/month, phone $75, food about $100-$150/month, and car insurance $64/month.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving balance because I just moved into my own apartment end of last year, towards the beginning of this year and I needed essentials for the apartment. I also transferred a balance from an old credit card that I opened in college to one of my major credit cards.
Which debts do you plan to pay off with this loan?My credit card balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have three major credit cards and one car note. Walmart Discover debt balance of $2500, Two bank of america credit cards, both have debt balances of about $4500. Monthly payments on each is $50, $80, $56, and car loan is $258.71. Since my rent is going to tremendously decrease in October of this year (2012), I plan on pay down my debt which will not be difficult for me to do at all. I honestly do not remember my interest rates on these cards until I get my next month statement.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have three major credit cards and one car note. Walmart Discover debt balance of $2500, Two bank of america credit cards, both have debt balances of about $4500. Monthly payments on each is $50, $80, $56, and car loan is $258.71. Since my rent is going to tremendously decrease in October of this year (2012), I plan on pay down my debt which will not be difficult for me to do at all. I honestly do not remember my interest rates on these cards until I get my next month statement.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving balance because I just moved into my own apartment end of last year, towards the beginning of this year and I needed essentials for the apartment. I also transferred a balance from an old credit card that I opened in college to one of my major credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have three major credit cards and one car note. Walmart Discover debt balance of $2500, Two bank of america credit cards, both have debt balances of about $4500. Monthly payments on each is $50, $80, $56, and car loan is $258.71. Since my rent is going to tremendously decrease in October of this year (2012), I plan on pay down my debt which will not be difficult for me to do at all. I honestly do not remember my interest rates on these cards until I get my next month statement.

 


 

 

 

Member Payment Dependent Notes Series 1394487

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394487

$7,200

$7,200

12.12%

1.00%

July 13, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394487. Member loan 1394487 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,917 / month
Current employer: Buddy Media, Inc. Debt-to-income ratio: 8.60%
Length of employment: 1 year Location: New York, NY
       
Home town:
Current & past employers: Buddy Media, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I am working to launch a sports data aggregation mobile app and website. I am seeking funds to invest in mobile application development.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,024.00 Public Records On File: 0
Revolving Line Utilization: 81.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lending club policy would not let my answer post so hopefully this works...my expenses are 40% of my monthly income.
What type of business are you starting?Ultimately the business will be a sports statistics aggregation site with revenue generated through online advertising. First step is to develop an application to gather player statistics.
What will be the largest expense in the first six months?The mobile application will be the biggest expense the first 6 months. We are maintaining our jobs and developing the technology part time but outsourcing the mobile app development. I have 3 partners.
Please explain the reason why you carry a large revolving credit balance.I've been investing a lot of my cash into my start up business, primarily <br>Mobile application development. As a result I've paid for a lot of bills with my credit cards. I receive my quarterly commission check in August and will pay them back down.

 


 

 

 

Member Payment Dependent Notes Series 1394510

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394510

$25,000

$25,000

14.09%

1.00%

July 12, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394510. Member loan 1394510 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: us postal service Debt-to-income ratio: 5.40%
Length of employment: 10+ years Location: floral park, NY
       
Home town:
Current & past employers: us postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > To consolidate debt and pay for the rest of my wedding<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,746.00 Public Records On File: 0
Revolving Line Utilization: 50.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1875.00-rent<br>100-utilities<br>200-phone&internet<br>160-gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe 18,000.00 in credit card debt.<br>Montly payments are about $500.00
Please explain the reason why you carry a large revolving credit balance.I'm also paying off my wedding. All extra money I make goes to my wedding.

 


 

 

 

Member Payment Dependent Notes Series 1394512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394512

$16,450

$16,450

18.75%

1.00%

July 11, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394512. Member loan 1394512 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: USPS Debt-to-income ratio: 29.03%
Length of employment: 8 years Location: LADY LAKE, FL
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Pay off credit card debt. I have 9 credit cards that i would be paying off. With the offer you are giving me, my payments would be about 1/2 of what I send to all the credit cards monthly.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,384.00 Public Records On File: 0
Revolving Line Utilization: 81.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1394586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394586

$7,125

$7,125

10.16%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394586. Member loan 1394586 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,947 / month
Current employer: Central MA Cardiovascular Phyisicans,Inc Debt-to-income ratio: 4.95%
Length of employment: 6 years Location: Fitchburg, MA
       
Home town:
Current & past employers: Central MA Cardiovascular Phyisicans,Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,015.00 Public Records On File: 0
Revolving Line Utilization: 30.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, phone bill, credit cards, car insurance, gas, food, electricity and cable.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, phone bill, credit cards, car insurance, gas, food, electricity and cable.

 


 

 

 

Member Payment Dependent Notes Series 1394603

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394603

$5,500

$5,500

15.31%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394603. Member loan 1394603 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: warrensburg chrysler Debt-to-income ratio: 30.76%
Length of employment: 1 year Location: clinton, MO
       
Home town:
Current & past employers: warrensburg chrysler
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $627.00 Public Records On File: 0
Revolving Line Utilization: 7.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 1394629

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394629

$18,000

$18,000

18.49%

1.00%

July 13, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394629. Member loan 1394629 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Creole Cuisine concepts Debt-to-income ratio: 23.00%
Length of employment: 3 years Location: Marrero, LA
       
Home town:
Current & past employers: Creole Cuisine concepts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I am looking to borrow this money to consolidate some of my debt and get rid of my credit cards. One monthly payment will help me illiminate the high cost of some of the percentage rates being imposed by these existing cards.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,568.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1394635

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394635

$19,400

$19,400

22.47%

1.00%

July 13, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394635. Member loan 1394635 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,438 / month
Current employer: tdcj Debt-to-income ratio: 14.58%
Length of employment: 8 years Location: DALHART, TX
       
Home town:
Current & past employers: tdcj
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > want to borrow this money to payoff ALL my credit cards and my mothernlaw truck which wuold allow me to retire in 5-7 years<br><br> Borrower added on 07/02/12 > Most of the credit cards paid off would be closed so no further debt would be incurred!<br><br> Borrower added on 07/02/12 > Debt paid off monthly payments approximatley 1300 monthly<br>loan 837.00 net 537.00 monthly<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 57
Revolving Credit Balance: $10,502.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?APPROX 1000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?REVOLVING 21000 RATE AVG 21%<br>MORTAGE 63900<br>TRUCK TO PAYOFF 4800.00
Please explain the reason why you carry a large revolving credit balance.HOME REMODEL AND RECENT VACATION
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?REVOLVING 21000 RATE AVG 21%<br>MORTAGE 63900<br>TRUCK TO PAYOFF 4800.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?WANT PAY ALL MY REVOLVING DEBT AND CLOSE SOME ACCOUNTS

 


 

 

 

Member Payment Dependent Notes Series 1394655

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394655

$25,000

$25,000

20.49%

1.00%

July 13, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394655. Member loan 1394655 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Southland Electric Inc. Debt-to-income ratio: 16.77%
Length of employment: 10+ years Location: San Diego, CA
       
Home town:
Current & past employers: Southland Electric Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > This loan enables me to consolidate my debt. Over time due to emergency situations my debt grew. Even though I paid my bills on time, this would help tremendously.<br><br> Borrower added on 06/30/12 > Every month is a struggle. And I find my self getting behind and now I'm not able to keep up.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,859.00 Public Records On File: 0
Revolving Line Utilization: 94.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1,538<br>Utilities: $600.00<br>Food: $400.00<br>Car: $6,000<br>Gas & Insurance : $600<br>Loan: $3,500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Balance: $242.000.00<br> Monthly: $1,538.00<br> Rate: 3.375%<br>Credit Cards: Balance: 25,962.00<br> Monthly: $100.00<br> Rate: 19%
Please explain the reason why you carry a large revolving credit balance.My goal was not to let my expensive get out of control. Due to emergency situations it has placed me in this position.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1,538<br>Utilities: $600.00<br>Food: $400.00<br>Car: $6,000<br>Gas & Insurance : $600<br>Loan: $3,500
Which debts do you plan to pay off with this loan?Credit Cards, Car payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Balance: $242.000.00<br> Monthly: $1,538.00<br> Rate: 3.375%<br>Credit Cards: Balance: 25,962.00<br> Monthly: $100.00<br> Rate: 19%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Balance: $242.000.00<br> Monthly: $1,538.00<br> Rate: 3.375%<br>Credit Cards: Balance: 25,962.00<br> Monthly: $100.00<br> Rate: 19%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1,538<br>Utilities: $600.00<br>Food: $400.00<br>Car: $6,000<br>Gas & Insurance : $600<br>Loan: $3,500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Balance: $242.000.00<br> Monthly: $1,538.00<br> Rate: 3.375%<br>Credit Cards: Balance: 25,962.00<br> Monthly: $100.00<br> Rate: 19%
Which debts do you plan to pay off with this loan?Credit Cards, Car payment
Please explain the reason why you carry a large revolving credit balance.My goal was not to let my expensive get out of control. Due to emergency situations it has placed me in this position.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Balance: $242.000.00<br> Monthly: $1,538.00<br> Rate: 3.375%<br>Credit Cards: Balance: 25,962.00<br> Monthly: $100.00<br> Rate: 19%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Balance: $242.000.00<br> Monthly: $1,538.00<br> Rate: 3.375%<br>Credit Cards: Balance: 25,962.00<br> Monthly: $100.00<br> Rate: 19%

 


 

 

 

Member Payment Dependent Notes Series 1394667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394667

$21,200

$21,200

23.28%

1.00%

July 12, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394667. Member loan 1394667 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Dept of Veterans Affairs Debt-to-income ratio: 26.49%
Length of employment: 3 years Location: RIVERDALE, UT
       
Home town:
Current & past employers: Dept of Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > My loan is for debt consolidation and a couple of home improvements (new roof and new deck)<br><br> Borrower added on 06/30/12 > My loan is for debt pay off and a couple of home improvement projects (new roof and new deck). I view myself as very honest and trustworthy. I do pay off my debts and I just need a chance to prove this.<br><br> Borrower added on 07/10/12 > My loan is to pay off some high interest credit card balances and do a couple of home improvements (new roof and deck to house). I view myself as a very honest and trustworthy person. Thank you in advance to all the investors for believing in me and giving me a chance to prove this. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,213.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent/lease: 800.00; utilites 150.00; phone: 150.00 (Home and Cell); insurance 48.00; Food 400.00; Transportation 150.00. These are stricly estimates and hopefully will give you an idea of my monthly expenses. This doesn't include my monthly amounts for credit bills...
What is your intended use for the loan proceeds?My intended use is to pay off the debt from credit cards and to replace a deck and roof to the house.
Please explain the reason why you carry a large revolving credit balance.I am carrying a large revolving credit balance due to living off my credit cards during a period of unemployment. I want to get the high interest amounts paid off. I am trustworthy and honest and just need a chance to prove this. I do pay off my debts.
Please provide additional details regarding the purpose of the loan.As stated in my earlier loan description, the purpose of this loan is to pay off some high interest credit card balances and replace roof and deck to house.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I think I have already explained what the loan was for and for what purposes. I have gotten bids on what the roof replacement is and what the deck would be. I have also went through my credit card balances and know what the amount would be to pay them off, My first priority is to pay the credit cards off, then whatever I have left, I will go to the bidders and see what kind of deal they can give me and work something out. By paying off my credit cards, I will have more income to work with.

 


 

 

 

Member Payment Dependent Notes Series 1394701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394701

$21,000

$21,000

14.33%

1.00%

July 12, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394701. Member loan 1394701 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,116 / month
Current employer: Multiple DDS offices Debt-to-income ratio: 23.32%
Length of employment: 1 year Location: HERNDON, VA
       
Home town:
Current & past employers: Multiple DDS offices
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,431.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent:897.50<br>phone:37.00<br>internet:15.99<br>gas:approx 35.00 summer/65.00 winter<br>electric:approx 65.00 winter/90.00 summer<br>w/s/trash:25.00<br>car insurance:338.00 paid every 6 mos<br>netflix:5.00<br>car payment:211.00<br>health insurance:118.75<br>food:250.00<br>gas:approx 100.00 <br>hobbies etc:approx 150.00<br>cat food:100.00<br>vet checkups:approx 500.00 a year<br>personal healthcare costs:approx 850.00<br>student loan:150.00<br>c. card payments total:approx 800.00 (paying over min.)<br>"extra" goes to em. fund or IRA
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa1: 3395 balance, 75.00 minimum monthly payment, 25.49% APR<br>MC1: 4854.64 balance, 102.35 minimum monthly payment, 17.990% APR<br>Discover: 5996.33 balance, 125.00 minimum monthly payment, 21.99% APR<br>MC2: 3770.02 balance, 78.00 minimum monthly payment, 18.9% APR<br>Visa2: 2335.23 balance, 71.00 minimum monthly payment, 16.15% APR
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?current total minimum monthly payments for all credit cards: 603.35<br>with loan:<br>-loan payment: 721.11<br>-remaining card minimum monthly payment: 80.00<br>equals total monthly payment of 801.11
Please explain the reason why you carry a large revolving credit balance.-laid off in small town with no savings <br>-forced to relocate to an area with a much higher cost of living to find employment, which still took longer than expected and required paying for basic living costs with credit cards<br>-multiple financial emergencies in a small period of time after relocating, also requiring overuse of credit cards<br>-difficulty now paying down balances due to high APR rates, feels like i just can't make any headway

 


 

 

 

Member Payment Dependent Notes Series 1394709

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394709

$23,500

$23,500

21.00%

1.00%

July 12, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394709. Member loan 1394709 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: BlueShield of Northeastern NY Debt-to-income ratio: 21.30%
Length of employment: 3 years Location: BALLSTON SPA, NY
       
Home town:
Current & past employers: BlueShield of Northeastern NY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,083.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200.00

 


 

 

 

Member Payment Dependent Notes Series 1394739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394739

$15,000

$15,000

19.05%

1.00%

July 13, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394739. Member loan 1394739 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Nuance Transcription Services, Inc. Debt-to-income ratio: 27.51%
Length of employment: 6 years Location: CANTON, OH
       
Home town:
Current & past employers: Nuance Transcription Services, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I need to pay off credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,876.00 Public Records On File: 0
Revolving Line Utilization: 89.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.One Main $392, Lowes $90, Bank of America $65, Citi $55, Green Tree $193, Sears $230, Chase $76
What is your intended use for the loan proceeds?To pay off some credit cards
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.One Main $392, Lowes $90, Bank of America $65, Citi $55, Green Tree $193, Sears $230, Chase $76

 


 

 

 

Member Payment Dependent Notes Series 1394751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394751

$22,000

$22,000

18.75%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394751. Member loan 1394751 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Bartow Regional Medical Center Debt-to-income ratio: 28.12%
Length of employment: < 1 year Location: Davenport, FL
       
Home town:
Current & past employers: Bartow Regional Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,425.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1394794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394794

$20,000

$20,000

7.90%

1.00%

July 11, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394794. Member loan 1394794 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: n/a Debt-to-income ratio: 6.56%
Length of employment: 10+ years Location: Magalia, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > This loan will be used for two primary purposes. 1. Purchase $10,000 of a hot seller to ensure we don't sell out during back to school rush. 2. Working capital to explore offering net terms to schools and government agencies to help make purchasing from us more appealing to that market.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,298.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?This is a existing business. We sell about $80,000 a month on Amazon, eBay and our own website. The hot product I want to purchase more inventory is currently selling 250 a week and that should spike to around 500 a week during peak of back to school season (we sold this item last year and saw sales spike then). A large portion of our sales are Amazon so the other part of the loan is to help build out offering net terms to schools and governments to build up our direct / website sales.
What will be the largest expense in the first six months?The largest expense will be the purchase of $10,000 in inventory from Taiwan. This is our third import from the manufacturer and we received the last shipment at the beginning of June. However after running the number we only have about 10 weeks of inventory left and would run out during the sales peak so we need to order now in order to ensure the item is here in time (there 9 is a 6-8 week lead time when ordering from overseas). I am actually ordering next week and making the 30% deposit.
Please describe your experience/familiarity with the business you are starting/started?This is not a new business. The business was started in 2002 so I have been doing this for almost 10 years. We currently have 1 full time employee and two part time employee (in addition to my self working full time).
Please describe your experience/familiarity with the business you are starting/started?This is not a new business. The business was started in 2002 so I have been doing this for almost 10 years. We currently have 1 full time employee and two part time employee (in addition to my self working full time).
Please describe your experience/familiarity with the business you are starting/started?This is not a new business. The business was started in 2002 so I have been doing this for almost 10 years. We currently have 1 full time employee and two part time employee (in addition to my self working full time).
Can you provide some high level financials on the monthly costs / revenue of your business?For 2011 total revenue was $677,000 and for 2012 we are on pace for $1 million in sales. I don't believe lending club allows us to give out any kind of income information (i am not even sure it is ok to give you sales).

 


 

 

 

Member Payment Dependent Notes Series 1394827

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394827

$12,500

$12,500

7.90%

1.00%

July 13, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394827. Member loan 1394827 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,544 / month
Current employer: n/a Debt-to-income ratio: 23.62%
Length of employment: n/a Location: INDEPENDENCE, MO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Loan is to reduce credit card debit with a lower interest rate<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 45
Revolving Credit Balance: $17,728.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I contribute $1,200 per month towards all household expenses
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.The loan amt was not what I wanted, I wanted to pay all and make one payment for 36 months. Under the parameters of the loan I will pay<br><br>Mastercard $8,100 current interest rate 0, will increase to ? within a matter of months<br>Mastercard $4,400 also current interest rate 0 and will increase to ? I believe these change in August<br>Minimums are $122 & $98 I never pay only the minimum I pay the pay off in 3 year figure or more
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$377 + this loan minus $122 and approx $75 for a balance I transferred to a zero interest card zero int for 18 months.
Please explain the reason why you carry a large revolving credit balance.I retired earlier than I planned plus I overspent on credit, exercised poor judgement

 


 

 

 

Member Payment Dependent Notes Series 1394831

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394831

$17,475

$17,475

21.00%

1.00%

July 17, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394831. Member loan 1394831 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,732 / month
Current employer: Bois Forte Tribal Government Debt-to-income ratio: 31.03%
Length of employment: 10+ years Location: Tower, MN
       
Home town:
Current & past employers: Bois Forte Tribal Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > this loan is to help pay for wedding expences<br><br> Borrower added on 06/30/12 > The purpose of this loan is to help pay for wedding expenses, engagement and wedding ring, the wedding and honeymoon<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 48
Revolving Credit Balance: $18,474.00 Public Records On File: 0
Revolving Line Utilization: 73.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car payment is $696.68 / utilities is $156.00 / phone is $105.00 / car insurance is $79.90
Please explain the reason why you carry a large revolving credit balance.Because I used the total cash advance credit line available on my credit cards in the last few months to help a friend that was having finanical difficulties and this brought my credit cards to near their credit limits.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?home equity loan is $438.00 a month / personal line of credit is $188.00 a month
Please explain the reason why you carry a large revolving credit balance.Because I used the total cash advance credit line available on my credit cards in the last few months to help a friend that was having finanical difficulties and this brought my credit cards to near their credit limits.

 


 

 

 

Member Payment Dependent Notes Series 1394841

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394841

$21,600

$21,600

14.33%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394841. Member loan 1394841 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Ken Boldt Insurance Agency Debt-to-income ratio: 34.97%
Length of employment: 10+ years Location: WEST SALEM, OH
       
Home town:
Current & past employers: Ken Boldt Insurance Agency
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,982.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I'm not sure what the minimum payments are I don't pay the minimums, but I figured it would save me over $ 250 a month in what I am currently paying. I plan to pay all of them off.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I'm not sure what the minimum payments are I don't pay the minimums, but I figured it would save me over $ 250 a month in what I am currently paying. I plan to pay all of them off.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I'm not sure what the minimum payments are I don't pay the minimums, but I figured it would save me about $ 250 a month in what I am currently paying. I plan to pay all of them off.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I'm not sure what the minimum payments are I don't pay the minimums, but I figured it would save me over $ 250 a month in what I am currently paying. I plan to pay all of them off.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is right around $19,600 without actually looking at each one specifically they are all at least 20% and I pay about $ 900 a month.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is right around $19,600 without actually looking at each one specifically they are all at least 20% and I pay about $ 900 a month.

 


 

 

 

Member Payment Dependent Notes Series 1394905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394905

$13,200

$13,200

14.09%

1.00%

July 16, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394905. Member loan 1394905 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Palo Verde College Debt-to-income ratio: 14.66%
Length of employment: 10+ years Location: PINETOP, AZ
       
Home town:
Current & past employers: Palo Verde College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > We are consolidating debt from high interest credit cards, lowering our monthly payments and ultimately our interest paid.<br><br> Borrower added on 06/30/12 > Went through a period of tapping home equity and being undisciplined on spending. Have become financially stable in 2012 and am aggressively attacking old debt. This loan will enable us to lower some %rates, consolidate and have $ left over in budget to roll over to pay off other debts. Thanks!<br><br> Borrower added on 06/30/12 > Will consolidate nagging consumer debt. Have worked with same employer 13 years, never late on house payments (16 years). 2 kids in college and becoming financially stable, this loan will help accelerate that!<br><br> Borrower added on 07/01/12 > I want to pay off the majority of my credit debt by consolidating higher interest credit cards and lower monthly payments. This will result in lower interest payments over time. My goal is to be debt free besides mortgage, and to start saving!<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 40
Revolving Credit Balance: $20,648.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have answered this query 4 times but here goes again! Monthly expenses are $1500 for mortgage,taxes and insurance. Utilities run $600 for elect, gas, sewer, trash, cable, internet, phone. Transportation is $500 for a car and motorcycle loan. Food is $400, credit debt runs $800. Thanks, let me know if further info is requested
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is 198k, 6.3 %. Currently looking into refinance as credit has improved the past few years. Largest credit debt is a visa card, 5k balance out of 5700 and 22%. . I pay 2-3 times the minimum, yet do not make much headway. Have a 2400$ bike debt, 25% or so would like to pay off, got behind 3 years ago. Have not been late on anything since those bad times. Have some assorted department store cards of 18-22% that this loan will wipe out. Very disciplined now, took long enough!
Please explain the reason why you carry a large revolving credit balance.I was undisciplined and accepted offers for credit and used them on living expenses, nothing extravegant, just living. I have been working diligently on reducing debt, making many times the minimum payment and not incurring new debt. I use an envelope budget now, with weekly amounts for groceries, gas, allowance etc to discipline myself. I wish to pay my debts quickly now, to be debt free and to start actually saving again.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing (taxes and insurance ) is $1500, utilities run about $500 (elect,gas,water,sewer cable,internet,cell phone) auto insurance about $275, health insurance $200, auto loan $300 (% interest..sweet!) motorcycle $225, revolving debt $800 Back taxes $200 (400 to go!). Is this sufficient enough information? Thanks
Which debts do you plan to pay off with this loan?I want to pay off a visa account, jcpenney, home depot, and a motorcycle loan. Loan payment will be 1/2 of current, so I can roll over the other half into other debt to pay them off quicker. Then I can start actually saving!

 


 

 

 

Member Payment Dependent Notes Series 1394987

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394987

$32,000

$32,000

21.98%

1.00%

July 13, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394987. Member loan 1394987 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,167 / month
Current employer: walmart Debt-to-income ratio: 22.46%
Length of employment: 10+ years Location: DECATUR, TX
       
Home town:
Current & past employers: walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > The loan is to consolidate higher intrest rate cards to one payment a month to pay off much sooner.<br><br> Borrower added on 06/29/12 > want to consolidate high interest rate cards to one payment per month to pay off sooner...<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 37
Revolving Credit Balance: $18,704.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House payment,1756.00,car loan 876.00,electric 200.00,no water bill have well system,cell phones 150.00,food 300.00a month,ins 130.00,gas 250.00student loans 1060.00 trash 45.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans payments are 1060.00 interest rate 1.5% to 3.50% is highest. House Payment 1756.00 term 30 years 252,000 bal approx interest rate 4.50%.Credit Cards Total Bal Owed 38,900.00 approx this includes the lower inerest cards aswell the interest range from 9.99% to 29.99% I plan to payoff if funded the higher interest and higher bal cards first.Car loans 60 months 874.47 6% interest bal 52054 2nd car 415.00 72 months bal owed 3000 interest 12% plan to pay of 2nd car note
Please explain the reason why you carry a large revolving credit balance.After completing graduate school, we relocated to Texas and purchased a new house. We had a lot of expenses with the relocation and used credit to help with the expenses.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House payment 1756.00,no home equity loans,electric bill avg 200.00,ins cars 130.00,no taxes except normal ones taken out in house payment.no water bill have own well system.cell phones 150.00,dish tv 100.00,trash 45.00,food 300.00,gas 250.00 car payments 875.00,415.00 plan on paying off the 415 loan if we get funded only own 3000.00 on that loan.
Which debts do you plan to pay off with this loan?Credit dards,Chase,Citi,Discover,Walmarts,Capital One,Lowes,Johndeere,Hsbc,Dell.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House payment,1756.00,car loan 876.00,electric 200.00,no water bill have well system,cell phones 150.00,food 300.00a month,ins 130.00,gas 250.00student loans 1060.00 trash 45.00
Which debts do you plan to pay off with this loan?Credit dards,Chase,Citi,Discover,Walmarts,Capital One,Lowes,Johndeere,Hsbc,Dell.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans payments are 1060.00 interest rate 1.5% to 3.50% is highest. House Payment 1756.00 term 30 years 252,000 bal approx interest rate 4.50%.Credit Cards Total Bal Owed 38,900.00 approx this includes the lower inerest cards aswell the interest range from 9.99% to 29.99% I plan to payoff if funded the higher interest and higher bal cards first.Car loans 60 months 874.47 6% interest bal 52054 2nd car 415.00 72 months bal owed 3000 interest 12% plan to pay of 2nd car note
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans payments are 1060.00 interest rate 1.5% to 3.50% is highest. House Payment 1756.00 term 30 years 252,000 bal approx interest rate 4.50%.Credit Cards Total Bal Owed 38,900.00 approx this includes the lower inerest cards aswell the interest range from 9.99% to 29.99% I plan to payoff if funded the higher interest and higher bal cards first.Car loans 60 months 874.47 6% interest bal 52054 2nd car 415.00 72 months bal owed 3000 interest 12% plan to pay of 2nd car note
If you have a delinquency in the last 2 years, please explain the reason.I know of none...The only issue was dell inc when we moved from okc to decatur tx they did not send statements to correct address.But that issue was taken care of .....

 


 

 

 

Member Payment Dependent Notes Series 1395004

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395004

$11,350

$11,350

18.49%

1.00%

July 16, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395004. Member loan 1395004 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Davenport & Co LLC Debt-to-income ratio: 27.89%
Length of employment: 8 years Location: CHESAPEAKE, VA
       
Home town:
Current & past employers: Davenport & Co LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > To pay off Discover credit card and best buy as interest rates are too high.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,082.00 Public Records On File: 0
Revolving Line Utilization: 69.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1395416

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395416

$11,100

$11,100

17.27%

1.00%

July 13, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395416. Member loan 1395416 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: NYC Dept. Of Education Debt-to-income ratio: 21.62%
Length of employment: 10+ years Location: Westbury, NY
       
Home town:
Current & past employers: NYC Dept. Of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I just purchased a new home in Long Island New York, and I would like to consolidate and pay off some of my high interest credit cards that I have, this was a great opportunity for me!<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 27
Revolving Credit Balance: $16,344.00 Public Records On File: 0
Revolving Line Utilization: 81.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $3500 a month. My mortgage and car note creating the biggest chunk of that.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just purchased a new home, I owe 290,000 my half of the mortgage is 1300, I currently have a car note of 540 a month, along with student loans at about 150 a month. My mortgage interest rate is 3.2% and my student loans are about 2.3% My car note is at 9%, I owe about 10K in credit cards and they are all in between 17 and 22% rate.
Please explain the reason why you carry a large revolving credit balance.I have had these credit cards for the past ten years, I have used them mainly for gas and when I travel, the interest rates are so high I cant put a dent in what I owe. I have been making monthly payments but Im stuck at the same amount because the rates are 17%-25% monthly, this is why I feel i needed to apply to the Lending Club Program.
If you have a delinquency in the last 2 years, please explain the reason.I missed a few payments on my student loans the past 2 years because I just couldnt make the payments, I was able to work out a more affordable plan with them and I have been doing ok since.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses are about $3500 that includes mortgage, credit cards, care note, life insurance, all my oil, gas, electric and water bills
Which debts do you plan to pay off with this loan?All of my high interest credit cards, it would save me a bundle a month!

 


 

 

 

Member Payment Dependent Notes Series 1395428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395428

$15,000

$15,000

17.77%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395428. Member loan 1395428 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,667 / month
Current employer: Blue Cross of TN Debt-to-income ratio: 19.02%
Length of employment: 10+ years Location: ROSSVILLE, GA
       
Home town:
Current & past employers: Blue Cross of TN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 30
Revolving Credit Balance: $12,463.00 Public Records On File: 0
Revolving Line Utilization: 93.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,300
If you have a delinquency in the last 2 years, please explain the reason.None
Please explain the reason why you carry a large revolving credit balance.independently raising children has been a financial challenge, now have 4 out of 5 out of school and supporting themself, so would like to consolidate
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$2,000 to finish the landscaping around the pool, the remaining to consolidate debt.
Please explain the reason why you carry a large revolving credit balance.independently raising children has been a financial challenge, now have 4 out of 5 out of school and supporting themself, so would like to consolidate

 


 

 

 

Member Payment Dependent Notes Series 1395507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395507

$4,500

$4,500

6.03%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395507. Member loan 1395507 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,962 / month
Current employer: County Debt-to-income ratio: 3.34%
Length of employment: < 1 year Location: Diamond Bar, CA
       
Home town:
Current & past employers: County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I would like to refinance my credit card debt to receive lower rate while I repay my debt.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,249.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expense are the following: transportation - $200, Phone - $50, Insurance - $90, Food - $300<br>Student loan - $300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1 Visa card :: Outstanding balance $4600.00 :: Current Interest Rate 15.99% :: Minimum Monthly Payment $15 (However, I am always paying more than the minimum.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments for all my credit cards combine is just $15.00 (default by the bank). However, I am always paying more than the minimum. This is the only credit card with a balance. I am just using this loan to pay off all my debt at once with a lower interest. The payment would be approximately $200 since I am planning on paying this off soon. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1395567

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395567

$9,750

$9,750

7.62%

1.00%

July 16, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395567. Member loan 1395567 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,375 / month
Current employer: Temploy Debt-to-income ratio: 28.79%
Length of employment: < 1 year Location: Anaheim, CA
       
Home town:
Current & past employers: Temploy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,657.00 Public Records On File: 0
Revolving Line Utilization: 74.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1100 month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around 9000 bal.
Please explain the reason why you carry a large revolving credit balance.We carry a large revolving balance from prior business ventures, that did not work out for us.

 


 

 

 

Member Payment Dependent Notes Series 1395606

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395606

$17,000

$17,000

14.33%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395606. Member loan 1395606 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,640 / month
Current employer: SDUSD, Sorenson Comm., NIS, SDCCD Debt-to-income ratio: 16.58%
Length of employment: 10+ years Location: Santee, CA
       
Home town:
Current & past employers: SDUSD, Sorenson Comm., NIS, SDCCD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 29
Revolving Credit Balance: $23,820.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard 15.99% $135 Balance: 4354.85<br>Mastercard 19.99% $50 Balance: $894.03<br>Mastercard 19.99% $30 Balance: $643.04<br>Visa 0% & 1.99% $75 Balance: $4715.95<br>Visa 22.90%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I do not tend to pay the minimum payments on my credit card. I have tried the 'sno-ball' approach, but it does not seem to work for me. The total monthly payments for my credit cards is $565, I would be paying $18.75 more per month. Just under $20 is worth the piece of mind of having the debt paid off within 3 years.
Please explain the reason why you carry a large revolving credit balance.To be perfectly honest, there are many reasons. The biggest is that I bought a house in 2005 and the payments went up to where in order to pay all my bills, I had to use the credit cards. I did a short sale in 2010. Sometimes an emergency would come up, tires for a car, unexpected vet bill or doctor bill...I do not use these cards much anymore. With my current ability to save some, budget better my whole goal is to pay this off and not be dependent on credit again.
What is the total balance of your credit cards, interest rates and current monthly payments?Mastercard 19.99% $50 (min$25) Balance: $894.03<br>Mastercard 19.99% $30 (min$25) Balance: $643.04<br>Visa 0% & 1.99% $75 Balance: $4715.95<br>Visa 22.90% $105 Balance $3420.23<br>Visa 17.90% $170 (min$32) Balance 1369.28 Where I tend to pay more than the minimum payment, I placed that with an (). <br><br>The grand total is: 15432.97 Paying just 20 more per month by having this loan is a small price when knowing this debt would be paid off in 3 years.

 


 

 

 

Member Payment Dependent Notes Series 1395637

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395637

$31,825

$31,825

22.95%

1.00%

July 16, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395637. Member loan 1395637 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: AMD Debt-to-income ratio: 17.76%
Length of employment: 10+ years Location: SAN MARCOS, TX
       
Home town:
Current & past employers: AMD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 18 Months Since Last Delinquency: 15
Revolving Credit Balance: $29,736.00 Public Records On File: 0
Revolving Line Utilization: 74.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800.00

 


 

 

 

Member Payment Dependent Notes Series 1395691

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395691

$10,000

$10,000

15.31%

1.00%

July 13, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395691. Member loan 1395691 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: CNC Display Debt-to-income ratio: 9.10%
Length of employment: < 1 year Location: LOS ANGELES, CA
       
Home town:
Current & past employers: CNC Display
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I have full time job and I have been doing online business with<br>my fiance since last April in 2011. Online sales are growing day by day and I reach the top seller position in that sites.<br>I wish I could have some more new stocks ready for the expecting sales.<br><br> Borrower added on 07/02/12 > It is for purchasing more inventory on my online store and paying<br>some credit card bills on higher interest.<br><br> Borrower added on 07/02/12 > for online business purpose. need to buy more stock with better<br>price.<br><br> Borrower added on 07/06/12 > Small business expansion and high rate credit card paying out<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,666.00 Public Records On File: 0
Revolving Line Utilization: 84.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2400.00
What type of business are you starting?I have been doing online store since last April in 2011 along with my full time job.
What will be the largest expense in the first six months?Ebay & Paypal fee

 


 

 

 

Member Payment Dependent Notes Series 1395795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395795

$12,000

$12,000

14.33%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395795. Member loan 1395795 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: Nationstar Mortgage Debt-to-income ratio: 14.82%
Length of employment: < 1 year Location: Carrollton, TX
       
Home town:
Current & past employers: Nationstar Mortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,703.00 Public Records On File: 0
Revolving Line Utilization: 67.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1850<br>Phone: $190<br>Utilities: $466<br>Loans: $527<br>Credit Cards: $924<br>Food: $700<br>Insurance: $164<br>Car: $100<br>Misc: $177<br><br>Total: $5098
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Type, Outstanding Balance, Interest Rate, Minimum Monthly Payment:<br><br>MasterCard, $1315, 23.24%, $39<br>MasterCard, $2179, 22.74%, $64<br>Store Card, $6802, 19.99%, $288<br>Visa, $919, 21.24%, $26
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current: $924 (rounded)<br>After: $919 (rounded)

 


 

 

 

Member Payment Dependent Notes Series 1395817

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395817

$10,000

$10,000

18.49%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395817. Member loan 1395817 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,645 / month
Current employer: social security admin Debt-to-income ratio: 3.37%
Length of employment: 1 year Location: SOUTH OZONE PARK, NY
       
Home town:
Current & past employers: social security admin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > my loan is to pay off my credit card and personnal loan<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 35
Revolving Credit Balance: $4,157.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?yes my current expenses are rent, transportation, utilities, phone, insurance, food. i am current on everything and is not late on any i just want to put all my bills (credit cards and 1 personnal loan) together and paid one sum each month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?yea i am current on everything
If you have a delinquency in the last 2 years, please explain the reason.no i try to be on time with all my bills

 


 

 

 

Member Payment Dependent Notes Series 1395832

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395832

$18,000

$18,000

15.80%

1.00%

July 13, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395832. Member loan 1395832 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: RCx Rules Debt-to-income ratio: 7.95%
Length of employment: < 1 year Location: VIRGINIA BEACH, VA
       
Home town:
Current & past employers: RCx Rules
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > It is my wife's and mine dream to live aboard a boat. Now that I have been provided an amazing job that I LOVE and that pays great. We would love to make that dream a reality. We have found the most amazing fixer up boat and our offer was accepted. We hope to make our dream come true!<br><br> Borrower added on 07/01/12 > This loan is going to be used to purchase a boat. This has always been a dream of mine and with a new job is finally possible. This will cut my monthly costs in half so I'll be able to pursue a dream as well as pay off my debt and save up for the future. This would mean an incredibly deal to me.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,152.00 Public Records On File: 0
Revolving Line Utilization: 31.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses cannot be written here. However I can assure you that this loan will actually help me save a lot in the long run. It will be used to purchase a boat which will cut my monthly expenses drastically. With the fewer expenses, I will be able to pay off the loan quickly as well as other debt.
What are you buying?We are buying a Carver Voyager boat that will be used to live on. This has always been a dream of ours and is something we are incredibly excited for. We are not only getting the boat we want but also one that is sold at a tremendous deal. We have already had it surveyed and we are receiving a huge value. This would be a dream come true for us to make this happen.
What is your intended use for the loan proceeds?We intend to use the loan amount to purchase a boat to live aboard for the next year or two. This has always been a dream of ours and we finally found a boat that we love and that we got at about 4000 less than its surveyed worth. Not only is it going to save us a tremendous amount of money so we are able to finally get debt free, but this is also going to allow us to pursue our dream. We would like to start a family in about 2 years so we want to buy this boat live on it be adventurous before.
What are you buying?We are buying a Carver Voyager boat that will be used to live on. This has always been a dream of ours and is something we are incredibly excited for. We are not only getting the boat we want but also one that is sold at a tremendous deal. We have already had it surveyed and we are receiving a huge value. This would be a dream come true for us to make this happen.
What is your intended use for the loan proceeds?We intend to use the loan amount to purchase a boat to live aboard for the next year or two. This has always been a dream of ours and we finally found a boat that we love and that we got at about 4000 less than its surveyed worth. Not only is it going to save us a tremendous amount of money so we are able to finally get debt free, but this is also going to allow us to pursue our dream. We would like to start a family in about 2 years so we want to buy this boat live on it be adventurous before.

 


 

 

 

Member Payment Dependent Notes Series 1395850

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395850

$21,200

$21,200

19.72%

1.00%

July 12, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395850. Member loan 1395850 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Ducker Montgomery Lewis & Bess Debt-to-income ratio: 25.33%
Length of employment: 10+ years Location: DENVER, CO
       
Home town:
Current & past employers: Ducker Montgomery Lewis & Bess
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,592.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, car, utilities, ins, living expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards, mortgage
Please explain the reason why you carry a large revolving credit balance.Many credit cards
What is your intended use for the loan proceeds?Credit card consolidation
Please explain the reason why you carry a large revolving credit balance.Many credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards, mortgage
Which debts do you plan to pay off with this loan?Credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All of the loan is going towards credit card consolidation

 


 

 

 

Member Payment Dependent Notes Series 1395856

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395856

$9,600

$9,600

19.05%

1.00%

July 11, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395856. Member loan 1395856 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Johnson & Johnson Debt-to-income ratio: 18.83%
Length of employment: 4 years Location: FAIRLESS HILLS, PA
       
Home town:
Current & past employers: Johnson & Johnson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I plan to consolidate some credit cards and to make some home improvements. I have a solid, steady career that I enjoy with a fortune 100 company. I am a good borrower because I am always on time with my payments.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,659.00 Public Records On File: 0
Revolving Line Utilization: 75.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1395862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395862

$7,325

$7,325

11.14%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395862. Member loan 1395862 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,126 / month
Current employer: Mount Sinai Hospital Debt-to-income ratio: 11.56%
Length of employment: 4 years Location: new york, NY
       
Home town:
Current & past employers: Mount Sinai Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > to consolidate my debts<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,444.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good Morning, !<br>aproxamility $900.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Good Morning!<br>Credit Card $3592.53 , APR $27.24, Montlhy pymt $124.00 <br>Credit Card $1748.96 , APR $19.24 Montlhy pymt $44.00<br>Credit Card $1838.66 , APR $15.24 Montlhy pymt $76.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Good Morning!<br>Credit Card $3592.53 , APR $27.24, Montlhy pymt $124.00 <br>Credit Card $1748.96 , APR $19.24 Montlhy pymt $44.00<br>Credit Card $1838.66 , APR $15.24 Montlhy pymt $76.00

 


 

 

 

Member Payment Dependent Notes Series 1395912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395912

$10,625

$10,625

12.12%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395912. Member loan 1395912 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Mantech Debt-to-income ratio: 13.18%
Length of employment: 10+ years Location: HUACHUCA CITY, AZ
       
Home town:
Current & past employers: Mantech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,455.00 Public Records On File: 0
Revolving Line Utilization: 86.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expense are 2100.00
Which debts do you plan to pay off with this loan?a high intrest rate credit cards

 


 

 

 

Member Payment Dependent Notes Series 1396014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396014

$7,550

$7,550

12.12%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396014. Member loan 1396014 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,859 / month
Current employer: Yarborogh Insurance Debt-to-income ratio: 15.53%
Length of employment: 5 years Location: Chapin, SC
       
Home town:
Current & past employers: Yarborogh Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > home improvements<br><br> Borrower added on 07/06/12 > home improvements,new roof,repair concrete driveway,new carpet,refinish hardwood floors,new sprinkler system for lawn<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 5
Revolving Credit Balance: $13,303.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1207, car insurance $345,utilities $450,phone $250.00, food $800, gas $150
What is the home improvement project you are planning?new roof,new concrete driveway,new lawn sprinkler system,interior paint,new carpet, and refinish hardwood floor
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance of mortgage $201,000, at 4.25%,monthly $1207, HELOC,balance $4000 at 7%,$26 a month
If you have a delinquency in the last 2 years, please explain the reason.none

 


 

 

 

Member Payment Dependent Notes Series 1396018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396018

$24,000

$24,000

21.00%

1.00%

July 13, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396018. Member loan 1396018 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: TX Dept Aging & Disability Svcs Debt-to-income ratio: 23.18%
Length of employment: 10+ years Location: ROUND ROCK, TX
       
Home town:
Current & past employers: TX Dept Aging & Disability Svcs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,772.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses average 2000 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt payoff including my vehicle is $28,000; interest rates average 16%; monthly payments average $900 for medical and credit cards.
Please explain the reason why you carry a large revolving credit balance.Expenses include orthodontic, vehicle expenses, house renovations.
Please explain the reason why you carry a large revolving credit balance.Expenses include orthodontic, vehicle expenses, house renovations.
Which debts do you plan to pay off with this loan?I plan on consolidating all credit card debt, which will allow me to have a payoff timeframe with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt payoff including my vehicle is $28,000; interest rates average 16%; monthly payments average $900 for medical and credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt payoff including my vehicle is $28,000; interest rates average 16%; monthly payments average $900 for medical and credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1396041

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396041

$11,325

$11,325

8.90%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396041. Member loan 1396041 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,600 / month
Current employer: n/a Debt-to-income ratio: 20.44%
Length of employment: n/a Location: Somers, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 6
Revolving Credit Balance: $13,507.00 Public Records On File: 0
Revolving Line Utilization: 24.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $1390.00, Utilities:$350.00, Common Charges:$380.00, Gas:$100.00,insurance:$75.00,food/misc. $ 100.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Credit Card:$8,000.00, Sears Credit Card:$4,000.00, Mortgage $1396.00
If you have a delinquency in the last 2 years, please explain the reason.No.
Please explain the reason why you carry a large revolving credit balance.I have been caring for my eldery father for the past 2 years and incurred additional expenses and used credit cards to pay for them. He is now deceased and I would like to consolidate the 2 credit cards that I have and make one monthly payment so that I can pay if off.

 


 

 

 

Member Payment Dependent Notes Series 1396082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396082

$13,475

$13,475

11.14%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396082. Member loan 1396082 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,067 / month
Current employer: Eastern Koi Debt-to-income ratio: 25.25%
Length of employment: 5 years Location: Huntington Beach, CA
       
Home town:
Current & past employers: Eastern Koi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This loan will be used to consolidate high interest credit cards and loans. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 18
Revolving Credit Balance: $8,243.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was a cosigner for family member for an auto lease. Due to a trip to out of country in 2010, he was late for one lease payment. Being a cosigner, the late payment also shows up on my credit report. This lease is ending by November 2012, and payments have been on time since 2010.
If you have a delinquency in the last 2 years, please explain the reason.I was a cosigner for family member for an auto lease. Due to a trip to out of country in 2010, he was late for one lease payment. Being a cosigner, the late payment also shows up on my credit report. This lease is ending by November 2012, and payments have been on time since 2010.

 


 

 

 

Member Payment Dependent Notes Series 1396085

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396085

$12,000

$12,000

17.77%

1.00%

July 17, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396085. Member loan 1396085 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: seattle childrens hospital Debt-to-income ratio: 15.14%
Length of employment: 9 years Location: Kent, WA
       
Home town:
Current & past employers: seattle childrens hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 28
Revolving Credit Balance: $23,246.00 Public Records On File: 0
Revolving Line Utilization: 75.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1396185

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396185

$4,000

$4,000

12.12%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396185. Member loan 1396185 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,377 / month
Current employer: watertown correctional facility Debt-to-income ratio: 19.26%
Length of employment: 10+ years Location: sackets harbor, NY
       
Home town:
Current & past employers: watertown correctional facility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > need to repair and replace a car along with tires on another vehichle. and just catch up; pleas help<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,569.00 Public Records On File: 0
Revolving Line Utilization: 94.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1100, car payment 326, one car is paid off. 200 month car insurance, 225 utilites, gas 200 per.<br>month, 250 cell phones internet cable
What type of vehicle are you buying (make, model, year, mileage and condition)?06 mazda 6 95,000 miles. no rust for my kids to drive.
What are the balances, interest rates, and monthly payments on any other auto obligations?i have one jeep patriot my wife drives, 2007. 326 per. month. 6.9 % she has had it 1 year. needed new tires. <br><br> i drive 2002 ford explorer its paid for.
Please explain the reason why you carry a large revolving credit balance.alot of 1 step forward and 2 back. seem like when we get ahead we have a major issue that set us back. credit was a way to get back on track but you cant keep doing the same things over and over again. <br> this will help us to turn that corner.
How much money are you providing out of pocket as a down payment for this purchase?700
What type of vehicle are you buying (make, model, year, mileage and condition)?06 mazda 6 95,000 miles. no rust for my kids to drive.
What are the balances, interest rates, and monthly payments on any other auto obligations?i have one jeep patriot my wife drives, 2007. 326 per. month. 6.9 % she has had it 1 year. needed new tires. <br><br> i drive 2002 ford explorer its paid for.

 


 

 

 

Member Payment Dependent Notes Series 1396213

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396213

$20,000

$20,000

14.09%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396213. Member loan 1396213 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Metro New York Debt-to-income ratio: 20.08%
Length of employment: 2 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Metro New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > My loan is to consolidate my bills, and take a vacation.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,740.00 Public Records On File: 0
Revolving Line Utilization: 41.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses consists of rent, insurance, phone, and transportation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards- Chase 1,920.01 APR 16.99%, HSBC 1,813.94 APR 12.99%, Best Buy 650.00 APR 21.74%, First Premier Bank 250.00 APR 20.15%, Macy's 2,000 APR 18.99%. Line Of Credit- HSBC- 1500 APR 17.99%, One Main Financial- 2,539.27, MCU- 3,033.

 


 

 

 

Member Payment Dependent Notes Series 1396220

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396220

$8,725

$8,725

12.12%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396220. Member loan 1396220 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,635 / month
Current employer: n/a Debt-to-income ratio: 23.22%
Length of employment: n/a Location: CONROE, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I RESPECTFULLY REQUEST THIS CREDIT CARD REFINANCING LOAN TO REDUCE HIGH INTEREST RATES AND TO REDUCE CURRENT DEBT. THERFORE, THIS LOAN WILL REDUCE CURRENT HIGH INTERESTS RATES AND REACHING THE STATUS OF LIVING DEBT FREE.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 47
Revolving Credit Balance: $10,875.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage which includes taxes and insurance 927.00 monthly<br>other n/a
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa, mastercard, mastercard, best buy, and jc penneys interest rate 23% all together monthly payments 400.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?see above

 


 

 

 

Member Payment Dependent Notes Series 1396307

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396307

$21,000

$21,000

13.11%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396307. Member loan 1396307 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: Veolia Debt-to-income ratio: 28.99%
Length of employment: 5 years Location: KATY, TX
       
Home town:
Current & past employers: Veolia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Make great money and would rather not eat then to pay a bill late, but feel like I am going to be in debt forever because of cc mistakes when I was young. I want a light at the end of the tunnel and an investor can make that happen for me while making money as well :)<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,047.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $900, my transportation, phone and insurance is paid for through my company. Minus the mortgage I consider these items outside DTI so I would say approximately $500. Remind you, I do not live pay check to pay check and NEVER been late on one payment. I just need help getting out of the whole I got into when I was young.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rates-Mortgage $900,student loans $400,& auto run from 1-4%.My car is paid for through company.It is my credit cards ($810) that are high,almost 30%.One of my cards is $40 a month and I pay $150 and the balance isn't dropping.With this consolidation loan not only will I know my credit cards will be paid off in three yrs but I am saving money monthly,which will allow me to put towards other finances.I have NEVER had problems paying my bills & NEVER paid one bill late in my history of credit.
Please explain the reason why you carry a large revolving credit balance.I have a large amount of revolving debt because I wanted to better myself and go to college. I had to take out student loans to provide funding for school. I was active in extracurricular actives so could only work 20 hours a week plus I had a full time schedule at school with a cumulative GPA of 3.28, I still didn't have enough to live off and converted to credit cards during this time. I have been out of school for almost 10 years and still being haunted by these interest rates. Please help
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rates-Mortgage $900,student loans $400,& auto run from 1-4%.My car is paid for through company.It is my credit cards ($810) that are high,almost 30%.One of my cards is $40 a month and I pay $150 and the balance isn't dropping.With this consolidation loan not only will I know my credit cards will be paid off in three yrs but I am saving money monthly,which will allow me to put towards other finances.I have NEVER had problems paying my bills & NEVER paid one bill late in my history of credit.
Which debts do you plan to pay off with this loan?The credit cards that I opened to help me get through college and have haunted me since I was young. That will now mean all my revolving debt will be paid off in 36 months, whereas now I am paying extra on my cc and the balances are not lowering how I would like them.

 


 

 

 

Member Payment Dependent Notes Series 1396330

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396330

$9,750

$9,750

12.12%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396330. Member loan 1396330 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Topkin, Egner, Partlow, & Radar Debt-to-income ratio: 4.28%
Length of employment: 4 years Location: coral springs, FL
       
Home town:
Current & past employers: Topkin, Egner, Partlow, & Radar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2008 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,349.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will simply give the money to my mother for the purchase of her home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?less than half my income I tried to give you a more detailed answer but lendingclub wont allow me. thank you
What type of vehicle are you buying (make, model, year, mileage and condition)?It is not for a vehicle that description is wrong. I am helping my mother with a home purchase and this will complete the amount she needs.
What are the balances, interest rates, and monthly payments on any other auto obligations?I do not have any other auto obligations.
What is your intended use for the loan proceeds?I will simply give the money to my mother for the purchase of her home.
How much money are you providing out of pocket as a down payment for this purchase?No down payment will be made, but I will make all my payments on time for a fact.
What type of vehicle are you buying (make, model, year, mileage and condition)?It is not for a vehicle that description is wrong. I am helping my mother with a home purchase and this will complete the amount she needs.

 


 

 

 

Member Payment Dependent Notes Series 1396349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396349

$17,000

$17,000

19.05%

1.00%

July 17, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396349. Member loan 1396349 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Lane Pharmacy Debt-to-income ratio: 15.90%
Length of employment: 7 years Location: NORTH HOLLYWOOD, CA
       
Home town:
Current & past employers: Lane Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My loan is 2 consolidate the only 4 revolving credit accounts I have. I want to have one central payment and raise my credit score by bringing down the credit balances. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 14
Revolving Credit Balance: $15,698.00 Public Records On File: 0
Revolving Line Utilization: 84.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 4 revolving credit accounts I want to pay.<br><br>Chase Credit Card: $4,426 APR 24.24% Monthly $250.00<br><br>US Bank Credit Card: $2,650 APR 22% Monthly $250.00<br><br>Sears Card:$4,749.05 APR 25.24% Monthly $250.00<br><br>GE Capital Card $3,594.00 APR 14% Monthly $250.00<br><br>Thank you.
Which debts do you plan to pay off with this loan?I plan to pay off all 4 of my revolving credit accounts. They consist of 2 credit cards and 2 store consumer cards. Thank you
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $650.00<br>Utilities $200.00<br>Car $400.00<br>Insurance $130.00<br>Phone $100<br>Food $250<br>Credit Cards $700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 4 revolving credit accounts I want to pay.<br><br>Chase Credit Card: $4,426 APR 24.24% Monthly $250.00<br><br>US Bank Credit Card: $2,650 APR 22% Monthly $250.00<br><br>Sears Card:$4,749.05 APR 25.24% Monthly $250.00<br><br>GE Capital Card $3,594.00 APR 14% Monthly $250.00<br><br>Thank you.
If you have a delinquency in the last 2 years, please explain the reason.I always make my payments on time so I don't see why I would have a delinquency. However, if I did have one it would be due to oversight as my monthly payments and paying my debts are very important to me. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 4 revolving credit accounts I want to pay.<br><br>Chase Credit Card: $4,426 APR 24.24% Monthly $250.00<br><br>US Bank Credit Card: $2,650 APR 22% Monthly $250.00<br><br>Sears Card:$4,749.05 APR 25.24% Monthly $250.00<br><br>GE Capital Card $3,594.00 APR 14% Monthly $250.00<br><br>Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 4 revolving credit accounts I want to pay.<br><br>Chase Credit Card: $4,426 APR 24.24% Monthly $250.00<br><br>US Bank Credit Card: $2,650 APR 22% Monthly $250.00<br><br>Sears Card:$4,749.05 APR 25.24% Monthly $250.00<br><br>GE Capital Card $3,594.00 APR 14% Monthly $250.00<br><br>Thank you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay:<br>$650 rent<br>$250 utilities<br>$50 renters insurance

 


 

 

 

Member Payment Dependent Notes Series 1396367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396367

$20,000

$20,000

12.12%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396367. Member loan 1396367 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: NYC HRA Debt-to-income ratio: 24.73%
Length of employment: 3 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: NYC HRA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > My loan is to pay off my credit cards bills faster. Currently I am paying interest rates from 12-30% approximately. My monthly payment at present time is $800.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,904.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $2200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$10,000-25% monthly payments $350<br>$5000-29% monthly payments $250<br>$3000-12% monthly payments $110<br>$1000-19% monthly payments $85
Please explain the reason why you carry a large revolving credit balance.In the past i was not knowledgeable enough about credit and credit worthiness, made some bad decisions. Two years ago, i had a fire that further set me back and i received no compensation. However, today i am in a better financial situation and more knowledgeable about credit worthiness. My goal is to have all my cc cards debts paid up in 3 years. This opportnity would allow me to do this and cut my payments from $800-$665. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1396411

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396411

$10,050

$10,050

18.75%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396411. Member loan 1396411 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: n/a Debt-to-income ratio: 0.76%
Length of employment: 2 years Location: Long Beach, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > We are a new start-up company that just won a contract to sell Verizon Fios service to customer using outbound sales call. We seek a loan amount to help up purchase additional equipment to setup additional agents cubicles.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,852.00 Public Records On File: 1
Revolving Line Utilization: 83.70% Months Since Last Record: 56
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?VOip Software/Dialer: $1250.00<br>Marketing/Supplies: $750.00<br>Office Rent: $1350<br>Utilites: $175.00<br>Background Check/Drugtest: $360<br>Internet + Phone: $150.00<br>DNC Suppression: $409.00<br>General Liability and Other Insurance: $115.00<br>Total: $4,559 approximate cost to operate the business excluding wages. Agents are paid base on commission sales.
If you have a public record on file, please briefly explain the event and its resolution.There are no judgements or any of Public records previous, current, or pending. We like to maintain an excellent rating. Thank you for your question.
Please describe your experience/familiarity with the business you are starting/started?My partner has receive Verizon highest sale honor for the nation in recent years. It was because of that award which has won our contract to sale Verizon's newest network FIOS.

 


 

 

 

Member Payment Dependent Notes Series 1396441

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396441

$32,875

$32,875

21.00%

1.00%

July 12, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396441. Member loan 1396441 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,935 / month
Current employer: City of Las Vegas Debt-to-income ratio: 24.47%
Length of employment: 10+ years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: City of Las Vegas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > My loan is to pay off my credit cards.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,008.00 Public Records On File: 0
Revolving Line Utilization: 81.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2300.00 to include mortgage, utiliites, insurance, food, gas & phone.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I already answered this question on 070212
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Ttotal Minimum monthly payments of all cards is $1287.00.<br>The total minimum payment left after loan & payoff is $119.00
Please explain the reason why you carry a large revolving credit balance.I already answered this question on 070212.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of all my credit cards is $35,818.85.<br>interest rates vary per card from 14.90% to 31.99%<br>total current monthly payment is $1263
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Ttotal Minimum monthly payments of all cards is $1287.00.<br>The total minimum payment left after loan & payoff is $119.00
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of all my credit cards is $35,818.85.<br>interest rates vary per card from 14.90% to 31.99%<br>total current monthly payment is $1263
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I already answered this question on 070212
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2300.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I already answered this question on 070212

 


 

 

 

Member Payment Dependent Notes Series 1396444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396444

$20,675

$20,675

22.47%

1.00%

July 13, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396444. Member loan 1396444 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,365 / month
Current employer: Long island railroad Debt-to-income ratio: 24.47%
Length of employment: 4 years Location: ELMONT, NY
       
Home town:
Current & past employers: Long island railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > When I was in college I accumulated a lot of debt. I paid off my loans and all I have left is to pay off my credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,960.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe between 19,000-21,000. I pay about 1200 monthly and it doesn't seem to be going down
Please explain the reason why you carry a large revolving credit balance.This is all the debt I ran up while in college. I finally finished college and paid off my student loan. I ran up credit card debt paying for books food laptop, etcq
Please explain the reason why you carry a large revolving credit balance.This is all the debt I ran up while in college. I finally finished college and paid off my student loan. I ran up credit card debt paying for books food laptop, etcq
Which debts do you plan to pay off with this loan?All of them
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe between 19,000-21,000. I pay about 1200 monthly and it doesn't seem to be going down
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe between 19,000-21,000. I pay about 1200 monthly and it doesn't seem to be going down
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?400 dollars
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 3 credit cards and about 4 thousand left on a vehicle loan that I'm going to pay off

 


 

 

 

Member Payment Dependent Notes Series 1396477

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396477

$18,950

$18,950

18.49%

1.00%

July 12, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396477. Member loan 1396477 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Brighton School District Debt-to-income ratio: 23.06%
Length of employment: 9 years Location: AURORA, CO
       
Home town:
Current & past employers: Brighton School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I will be consalidating credit card debt that I have collected throughout the past 2 years. I can no longer keep up with the varying interests rates and promotional offers I have accepted. I guess I am pursuing the peace of mind that comes with making one monthly payment..<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,793.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current monthly expenses are approximately $2,000 - $2,200.
If you have a delinquency in the last 2 years, please explain the reason.I do not know of any specific delinquency. The only things I can think of are the cable or electricity bills (due to confusion over how to pay online). I honestly pride myself on paying every bill. I believe that one should only "bite off as much as they are able to chew", but I have been helped by loans when encountering strife/adversity. This past year, with my wife finishing her schooling in counseling and our daughter in daycare, has created a situation in which our family needs a loan.
Please explain the reason why you carry a large revolving credit balance.This question is hard to fully answer, due to the restrictions placed on answering questions. However, here is my best attempt to sum it all up. I lost my passion for the profession I was in and decided to go back to school and pursue a new career/life path. I found it incredibly hard to find financial aid, to help with the costs of living, as a non-traditional student. Therefore, I used credit cards as a way to pay for living expenses, for the two years I attended classes on a full time basis.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $1,000 per month for my mortgage. I owe roughly $45,000 in student loans (undergraduate and graduate level loans have been consalidated), on which I pay the minimum amount each month ($215). I currently have 6 credit card debts, totalling approximately $22,000. The interest rates for these balances hovers around 21%. and I make the minimum monthly payments on each card. Now that I have embarked on a new career I feel as though I can pay a lump sum off in a much more expedited fashion.
Which debts do you plan to pay off with this loan?I plan on paying off 5 of my 6 credit card debts (specifically: Citi, Chase (2), Capital One, and Discover). The remaining credit card debt will be the lowest amount I owe, and it is also attached to the lowest interest rate of my credit cards. I do not plan on doing anything else with the money I am loaned.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $1,000 per month for my mortgage. I owe roughly $45,000 in student loans (undergraduate and graduate level loans have been consalidated), on which I pay the minimum amount each month ($215). I currently have 6 credit card debts, totalling approximately $22,000. The interest rates for these balances hovers around 21%. and I make the minimum monthly payments on each card. Now that I have embarked on a new career I feel as though I can pay a lump sum off in a much more expedited fashion.

 


 

 

 

Member Payment Dependent Notes Series 1396486

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396486

$16,000

$16,000

13.11%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396486. Member loan 1396486 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,833 / month
Current employer: Premiere Events Debt-to-income ratio: 20.71%
Length of employment: 8 years Location: WEST HOLLYWOOD, CA
       
Home town:
Current & past employers: Premiere Events
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > Paying off my high interest credit cards<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,499.00 Public Records On File: 0
Revolving Line Utilization: 86.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2800
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard, victorias secret, Best Buy, Care Credit, Target, Visa
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1200
Please explain the reason why you carry a large revolving credit balance.aquired debt when i was young and have been paying on time but getting no where for years due to high interest
What is the total balance of your credit cards, interest rates and current monthly payments?about $25k i can afford the lower interest ones, its the ones that are 22-29% i am trying to pay off to save on the interest.

 


 

 

 

Member Payment Dependent Notes Series 1396492

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396492

$3,000

$3,000

14.33%

1.00%

July 16, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396492. Member loan 1396492 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: chrmc Debt-to-income ratio: 27.94%
Length of employment: 10+ years Location: temple, PA
       
Home town:
Current & past employers: chrmc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > to consolidate some of my credit cards into one easy payment.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 50
Revolving Credit Balance: $22,565.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1396496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396496

$12,000

$12,000

14.09%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396496. Member loan 1396496 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Stephen F. Austin University Debt-to-income ratio: 28.20%
Length of employment: 2 years Location: NACOGDOCHES, TX
       
Home town:
Current & past employers: Stephen F. Austin University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Just want to consolidate all of my different debts into one bill and lower the interest rates on my credit cards.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,582.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $699, Car- $465, Phone- $145 Utilities- $100 Cable- $130
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1-balance $4400 15.24% minimum payment $99<br>Credit card 2- balance $1,000 27.24% min Payment $28<br>Credit card 3- balance $250 22.90% min Payment $25<br>Student loan- balance $2,000 6.8% min Payment $100<br>all balances are rounded up-not exact amounts<br>Currently leasing my car until dec 2013
Which debts do you plan to pay off with this loan?I have 3 credit cards and a student loan that I plan to pay off with this loan. I want to be completely out of debt in 3 years, and it seems impossible with the high interest rates on the credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $699, Car- $465, Phone- $145 Utilities- $100 Cable- $130
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1-balance $4400 15.24% minimum payment $99<br>Credit card 2- balance $1,000 27.24% min Payment $28<br>Credit card 3- balance $250 22.90% min Payment $25<br>Student loan- balance $2,000 6.8% min Payment $100<br>all balances are rounded up-not exact amounts<br>Currently leasing my car until dec 2013

 


 

 

 

Member Payment Dependent Notes Series 1396532

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396532

$22,250

$22,250

8.90%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396532. Member loan 1396532 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,708 / month
Current employer: North Carolina Central University Debt-to-income ratio: 3.42%
Length of employment: 6 years Location: Durham, NC
       
Home town:
Current & past employers: North Carolina Central University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,058.00 Public Records On File: 0
Revolving Line Utilization: 33.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1545, Car 375, Utilities 100, Phone 74, Insurance 86, Food 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - Discover (5400), Lowes (840), Shell (300), Goodyear (340), Mortgage (152,000)
Which debts do you plan to pay off with this loan?Car (7,225), Discover (5500), Lowes (840), Goodyear (340), Shell (300), Prudential (9000)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1545, Car 375, Utilities 100, Phone 74, Insurance 86, Food 200

 


 

 

 

Member Payment Dependent Notes Series 1396541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396541

$18,825

$18,825

23.28%

1.00%

July 17, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396541. Member loan 1396541 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Kerwick & Curran Debt-to-income ratio: 25.20%
Length of employment: 3 years Location: Cold Spring, NY
       
Home town:
Current & past employers: Kerwick & Curran
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > My loan request is to get myself out of Debt, mostly credit cards and student loans. I would like to minimize my payments each month by paying off my cards in order to be able to put more money away for savings.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,212.00 Public Records On File: 0
Revolving Line Utilization: 86.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent & Utilities - $0.00 I do not currently pay rent, I still live with my parents. <br>Transportation - $120/month in gas, I carpool with another employee at my office<br>Phone - Cell phone only approx. $65-70/month<br>Insurance - $125/month<br>Food - $125/month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover (1) $1458/22.9%/$45; <br>MasterCard (1) $645/25.24%/$25; <br>Store Card $201/23%/$27; <br>Store Card $193/24.99%/$25;<br>Visa $2618/29.99%/$75; <br>Store Card $303/22.9%/$30; <br>Discover (2) $1055/19.99%/30; <br>MasterCard (2) $9206/14.24%/$210; <br>Student Loan $2407/2.36%/$50; <br>Store Card $587/24.99%/30; <br>Store Card $108/25.99%/25; <br>Store Card $695/19.99%/$40
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly credit card payments total $618. This loan will pay off all of the credit card debt in my name, leaving no monthly credit card payments.
Please explain the reason why you carry a large revolving credit balance.While in college I didn't have a good job and had a lot of expenses (gas, books, food etc...). After graduating, I had a hard time finding a job and basically lived off of my credit cards, bringing my balance higher and higher. I definitely made mistakes, as many young people do and charged more than I could afford. I have been trying to get it back under control and to get the balances down since interest rates are high on some cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover (1) $1458/22.9%/$45; <br>MasterCard (1) $645/25.24%/$25; <br>Store Card $201/23%/$27; <br>Store Card $193/24.99%/$25;<br>Visa $2618/29.99%/$75; <br>Store Card $303/22.9%/$30; <br>Discover (2) $1055/19.99%/30; <br>MasterCard (2) $9206/14.24%/$210; <br>Student Loan $2407/2.36%/$50; <br>Store Card $587/24.99%/30; <br>Store Card $108/25.99%/25; <br>Store Card $695/19.99%/$40
What is the total balance of your credit cards, interest rates and current monthly payments?Credit Cards Total Approximately $17,000, the interest rates range from 14.24% to 19.99% and the monthly payments total about $565. My student loan is approximately $2,400 with an interest rate of 2.46% and the monthly payment is $50.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly credit card payments total $618. This loan will pay off all of the credit card debt in my name, leaving no monthly credit card payments.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover (1) $1458/22.9%/$45; <br>MasterCard (1) $645/25.24%/$25; <br>Store Card $201/23%/$27; <br>Store Card $193/24.99%/$25;<br>Visa $2618/29.99%/$75; <br>Store Card $303/22.9%/$30; <br>Discover (2) $1055/19.99%/30; <br>MasterCard (2) $9206/14.24%/$210; <br>Student Loan $2407/2.36%/$50; <br>Store Card $587/24.99%/30; <br>Store Card $108/25.99%/25; <br>Store Card $695/19.99%/$40
Please explain the reason why you carry a large revolving credit balance.While in college I didn't have a good job and had a lot of expenses (gas, books, food etc...). After graduating, I had a hard time finding a job and basically lived off of my credit cards, bringing my balance higher and higher. I definitely made mistakes, as many young people do and charged more than I could afford. I have been trying to get it back under control and to get the balances down since interest rates are high on some cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My loan is to pay off my credit cards and my student loan. If my loan is not fully funded I will pay off as much as I can going from the cards with the highest interest rate with the largest balance down to the lowest interest rate with the smallest balance.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly credit card payments total $618. This loan will pay off all of the credit card debt in my name, leaving no monthly credit card payments.
What is the total balance of your credit cards, interest rates and current monthly payments?Credit Cards Total Approximately $17,000, the interest rates range from 14.24% to 19.99% and the monthly payments total about $565. My student loan is approximately $2,400 with an interest rate of 2.46% and the monthly payment is $50.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover (1) $1458/22.9%/$45; <br>MasterCard (1) $645/25.24%/$25; <br>Store Card $201/23%/$27; <br>Store Card $193/24.99%/$25;<br>Visa $2618/29.99%/$75; <br>Store Card $303/22.9%/$30; <br>Discover (2) $1055/19.99%/30; <br>MasterCard (2) $9206/14.24%/$210; <br>Student Loan $2407/2.36%/$50; <br>Store Card $587/24.99%/30; <br>Store Card $108/25.99%/25; <br>Store Card $695/19.99%/$40
What is the total balance of your credit cards, interest rates and current monthly payments?Credit Cards Total Approximately $17,000, the interest rates range from 14.24% to 19.99% and the monthly payments total about $565. My student loan is approximately $2,400 with an interest rate of 2.46% and the monthly payment is $50.
Please explain the reason why you carry a large revolving credit balance.While in college I didn't have a good job and had a lot of expenses (gas, books, food etc...). After graduating, I had a hard time finding a job and basically lived off of my credit cards, bringing my balance higher and higher. I definitely made mistakes, as many young people do and charged more than I could afford. I have been trying to get it back under control and to get the balances down since interest rates are high on some cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly credit card payments total $618. This loan will pay off all of the credit card debt in my name, leaving no monthly credit card payments.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover (1) $1458/22.9%/$45; <br>MasterCard (1) $645/25.24%/$25; <br>Store Card $201/23%/$27; <br>Store Card $193/24.99%/$25;<br>Visa $2618/29.99%/$75; <br>Store Card $303/22.9%/$30; <br>Discover (2) $1055/19.99%/30; <br>MasterCard (2) $9206/14.24%/$210; <br>Student Loan $2407/2.36%/$50; <br>Store Card $587/24.99%/30; <br>Store Card $108/25.99%/25; <br>Store Card $695/19.99%/$40
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly credit card payments total $618. This loan will pay off all of the credit card debt in my name, leaving no monthly credit card payments.
What is the total balance of your credit cards, interest rates and current monthly payments?Credit Cards Total Approximately $17,000, the interest rates range from 14.24% to 19.99% and the monthly payments total about $565. My student loan is approximately $2,400 with an interest rate of 2.46% and the monthly payment is $50.
Please explain the reason why you carry a large revolving credit balance.While in college I didn't have a good job and had a lot of expenses (gas, books, food etc...). After graduating, I had a hard time finding a job and basically lived off of my credit cards, bringing my balance higher and higher. I definitely made mistakes, as many young people do and charged more than I could afford. I have been trying to get it back under control and to get the balances down since interest rates are high on some cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent & Utilities - $0.00 I do not currently pay rent, I still live with my parents. <br>Transportation - $120/month in gas, I carpool with another employee at my office<br>Phone - Cell phone only approx. $65-70/month<br>Insurance - $125/month<br>Food - $125/month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My loan is to pay off my credit cards and my student loan. If my loan is not fully funded I will pay off as much as I can going from the cards with the highest interest rate with the largest balance down to the lowest interest rate with the smallest balance.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly credit card payments total $618. This loan will pay off all of the credit card debt in my name, leaving no monthly credit card payments.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My loan is to pay off my credit cards and my student loan. If my loan is not fully funded I will pay off as much as I can going from the cards with the highest interest rate with the largest balance down to the lowest interest rate with the smallest balance.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover (1) $1458/22.9%/$45; <br>MasterCard (1) $645/25.24%/$25; <br>Store Card $201/23%/$27; <br>Store Card $193/24.99%/$25;<br>Visa $2618/29.99%/$75; <br>Store Card $303/22.9%/$30; <br>Discover (2) $1055/19.99%/30; <br>MasterCard (2) $9206/14.24%/$210; <br>Student Loan $2407/2.36%/$50; <br>Store Card $587/24.99%/30; <br>Store Card $108/25.99%/25; <br>Store Card $695/19.99%/$40

 


 

 

 

Member Payment Dependent Notes Series 1396553

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396553

$30,000

$30,000

14.33%

1.00%

July 11, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396553. Member loan 1396553 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: Morris Communications Corporation Debt-to-income ratio: 9.29%
Length of employment: 8 years Location: Evans, GA
       
Home town:
Current & past employers: Morris Communications Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Remodel master bathroom<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,460.00 Public Records On File: 0
Revolving Line Utilization: 33.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 2200, Utilities 800, Phone 115, Insurance, 225, Food 700, Car 742
What is the estimated current market value of the home you intend to purchase?It's not a home purchase. It's a home improvement project.
Please explain the reason why you carry a large revolving credit balance.I have two car purchases against my credit record, but my fiancée is paying for one of the vehicles.
What other sources of financing are you using to purchase the home?This loan is for home improvement and not home purchase.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Single purpose. Master bathroom remodel.
What is your intended use for the loan proceeds?Master bathroom remodel
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approx. $5000 in monthly expenses versus $11000 take home salary
What other sources of financing are you using to purchase the home?This loan is for home improvement and not home purchase.

 


 

 

 

Member Payment Dependent Notes Series 1396556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396556

$10,000

$10,000

14.09%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396556. Member loan 1396556 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Academy Independent School District Debt-to-income ratio: 7.77%
Length of employment: 10+ years Location: TEMPLE, TX
       
Home town:
Current & past employers: Academy Independent School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > This loan would be used to consolidate credit card debt. I would like to eliminate as much credit card debt as possible. I could save a considerable amount by consolidating them into one bill with a much lower interest rate. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1984 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 75
Revolving Credit Balance: $28,411.00 Public Records On File: 0
Revolving Line Utilization: 73.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We made major renovations to our home. In addition, we built a separate building (guest house/game room).
Please explain the reason why you carry a large revolving credit balance.We made major renovations to our home. In addition, we built a separate building (guest house/game room).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to consolidate 7-8 bills (credit cards) into one.
Which debts do you plan to pay off with this loan?Credit Cards - Wal-Mart Discover, Bank of America (2 accounts), Credit One, Orchard Bank (2 accounts), and Capital One

 


 

 

 

Member Payment Dependent Notes Series 1396558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396558

$12,000

$12,000

10.16%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396558. Member loan 1396558 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,903 / month
Current employer: Southwestern Power Administration Debt-to-income ratio: 18.31%
Length of employment: 4 years Location: Owasso, OK
       
Home town:
Current & past employers: Southwestern Power Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > My business partner and I are in the process of opening an artist's and creative entrepreneur's studio and co-working space based on the gym membership model in our growing arts community. We would like a loan to help with supplies, building renovations and furnishings.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 42
Revolving Credit Balance: $8,598.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is still being negotiated but it will be approx. $1200/mo and utilities are approx. $500-600/mo. Phone and wi-fi run approx. $150-200/mo. We are still looking into insurance plans.
What type of business are you starting?We are starting an open-space studio/co-working area for artists, entrepreneurs, freelancers, writers etc.. It will be based on a system similar to the gym membership model. We plan to offer our members space, some supplies (easels, screen-printing equipment, desks, wi-fi, dark room) comfortable furnishings such as couches and hammocks, kitchenette, storage lockers, a small library and resource center. Our goal is to create an inspiring environment for our community's creators and innovators.
What will be the largest expense in the first six months?Other than rent and general expenses are largest expense will be building renovation and build-out.
What do you project your monthly expenses for the first 6 months of your business?We will be doing to building renovations that we project to be in the neighborhood of approx $4000 to $5000. Our rent is currently being negotiated but should be approx $1200/mo. Our utilities around $500/mo. Wi-fi and telephone $150-$200/mo.
Please describe your experience/familiarity with the business you are starting/started?My experience mainly lies in being an artist myself. As an artist I know that it is difficult to find affordable space outside of your home to have a working studio. The idea behind my business is to create a place for artist's of various mediums and creative entrepreneurs of all types to have an affordable place where they can do their work. An added benefit being that they will be near other creative people which could in turn lead to greater insights into their own work.
Please describe your experience/familiarity with the business you are starting/started?My experience mainly lies in being an artist myself. As an artist I know that it is difficult to find affordable space outside of your home to have a working studio. The idea behind my business is to create a place for artist's of various mediums and creative entrepreneurs of all types to have an affordable place where they can do their work. An added benefit being that they will be near other creative people which could in turn lead to greater insights into their own work.

 


 

 

 

Member Payment Dependent Notes Series 1396736

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396736

$12,000

$12,000

12.12%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396736. Member loan 1396736 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: johnson management Debt-to-income ratio: 7.82%
Length of employment: 9 years Location: denver, CO
       
Home town:
Current & past employers: johnson management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > loan will be used to pay off credit cards and for a trip connected to family emergency. I am at a same job for over 9 years, little while ago I paid off car loan and planning to responsibly take on this loan . If approved this will be my only debt because than I will be able to paid off my debt.<br><br> Borrower added on 07/09/12 > that would leave me with one monthly payment<br><br> Borrower added on 07/11/12 > Rent and utilities are paid by my employer<br><br> Borrower added on 07/12/12 > my only monthly payment will be this loan and car insurance.<br>Thank you for believing in me. To all investors big thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 73
Revolving Credit Balance: $8,288.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Most of that (7,000.00) I would use to pay off credit cards (higher interest rates) and rest of it for a trip because of family emergency. That way I would have only one payment monthly for this loan for next three years. Thanks for your question.

 


 

 

 

Member Payment Dependent Notes Series 1396743

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396743

$19,075

$19,075

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396743. Member loan 1396743 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,024 / month
Current employer: US Air Force Debt-to-income ratio: 4.55%
Length of employment: 6 years Location: Plumas Lake, CA
       
Home town:
Current & past employers: US Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,560.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1396800

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396800

$6,000

$6,000

15.31%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396800. Member loan 1396800 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: TASD Debt-to-income ratio: 28.25%
Length of employment: 10+ years Location: TEXARKANA, AR
       
Home town:
Current & past employers: TASD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 32
Revolving Credit Balance: $5,462.00 Public Records On File: 0
Revolving Line Utilization: 91.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2400 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card $5500 at a high rate. Payments of roughly $350 monthly
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2400 monthly
Which debts do you plan to pay off with this loan?Credit Card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card $5500 at a high rate. Payments of roughly $350 monthly

 


 

 

 

Member Payment Dependent Notes Series 1396819

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396819

$15,850

$15,850

10.16%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396819. Member loan 1396819 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Citigroup Debt-to-income ratio: 28.66%
Length of employment: 5 years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: Citigroup
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 26
Revolving Credit Balance: $9,498.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly housing expenses are $680

 


 

 

 

Member Payment Dependent Notes Series 1396854

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396854

$20,000

$20,000

14.33%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396854. Member loan 1396854 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: Insurance Auto Auctions Debt-to-income ratio: 24.70%
Length of employment: 10+ years Location: TOMBALL, TX
       
Home town:
Current & past employers: Insurance Auto Auctions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 47
Revolving Credit Balance: $16,508.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current balances on credit cards, loans, and credit is $17,750 and average interest rate of 16.5%. Home morgage is $145,000 with value of $190,000
Which debts do you plan to pay off with this loan?All lines of credit loans and credit cards will be paid off and closed. Home morgage will remain along with a car payment for 14 months
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1500<br>Transportation - $600 (Car Payment and Fuel)<br>Utilities - $500<br>Insurance - $250<br>Food / Household goods - $400
Please explain the reason why you carry a large revolving credit balance.Large revolving credit balance is due to unforeseen (medical and home) expenses 4 years ago. This opportunity will allow the pay off credit balances and closed accounts. A centralized debt payment will allow to build more equity and work pay off consolidated debt loan in a faster pace as well. Job history and advancement has allowed us to begin to pay off these at a more faster pace.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1500<br>Transportation - $600 (Car Payment and Fuel)<br>Utilities - $500<br>Insurance - $250<br>Food / Household goods - $400
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1500<br>Transportation - $600 (Car Payment and Fuel)<br>Utilities - $500<br>Insurance - $250<br>Food / Household goods - $400
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - $1500<br>Transportation - $600 (Car Payment and Fuel)<br>Utilities - $400<br>Insurance - $250<br>Food / Household goods - $400

 


 

 

 

Member Payment Dependent Notes Series 1396896

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396896

$14,000

$14,000

12.12%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396896. Member loan 1396896 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: JACKSON WALKER LLP Debt-to-income ratio: 16.44%
Length of employment: < 1 year Location: HOUSTON, TX
       
Home town:
Current & past employers: JACKSON WALKER LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

<br><br> Borrower added on 06/30/12 > This year, my boss of the past 8 years suddenly announced he was retiring and closing the business. I found a new job and now am hoping to consolidate my credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,411.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average about $2600 – e.g., June: $1100.80 mortgage (includes tax/insurance); $452.08 car payment; $200 work parking; $50.08 Internet; $86.45 Dish; $66.68 Telephone; $144.56 Electric; $141.24 Water/Waste (these utilities are higher in summer); $18.67 Natural Gas; $74.89 gasoline (a fuel efficient diesel and intown living save on gas); personal/food expenses were just under $300. Additionally, $449 twice a year for car insurance and $274 once a year for flood insurance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average about $2600 – e.g., June: $1100.80 mortgage (includes tax/insurance); $452.08 car payment; $200 work parking; $50.08 Internet; $86.45 Dish; $66.68 Telephone; $144.56 Electric; $141.24 Water/Waste (these utilities are higher in summer); $18.67 Natural Gas; $74.89 gasoline (a fuel efficient diesel and intown living save on gas); personal/food expenses were just under $300. Additionally, $449 twice a year for car insurance and $274 once a year for flood insurance.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan will pay off all my credit cards. My current minimum is $425 which is only slightly less than the loan payment and, of course, this is a much better interest rate. Thank you.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I owe VISA $686.63 at 29.99% minimum $25; VISA $4,020.55 at 31.99% min. $153; VISA $991.39 at 15.24% min. $22; MC $1748.53 at 18.99% min. $47; MC $1751.77 at 18.99% min. $39; Store card $2709.78 at 18.99% min. $30 (interest deferred until 9/12/12); Store card $819.00 at 18.99% min $89; Store card $243.14 at 18.99% min. $20

 


 

 

 

Member Payment Dependent Notes Series 1396914

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396914

$21,725

$21,725

15.80%

1.00%

July 11, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396914. Member loan 1396914 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,562 / month
Current employer: Oregon Department of Transportation Debt-to-income ratio: 21.59%
Length of employment: 2 years Location: BANDON, OR
       
Home town:
Current & past employers: Oregon Department of Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I would like to consolidate my debt in order to get a handle on reducing it quicker!!<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,191.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 1200.00 (includes taxes and insurance) Utilities 150.00 Phone (cell) 174.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1200.00 Fuel runs around $300.00 Utilities are $150.00 Car insurance is $50.00 Cell phones are $174.00 Around 200.00 in food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $20,000 in credit cards avg 22% interest, $3100.00 in a line of credit, $167,000.00 in a mortgage which is $1200.00 monthly. Everything else is about 1100.00 monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $20,000 in credit cards avg 22% interest, $3100.00 in a line of credit, $167,000.00 in a mortgage which is $1200.00 monthly. Everything else is about 1100.00 monthly.

 


 

 

 

Member Payment Dependent Notes Series 1397048

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397048

$8,000

$8,000

8.90%

1.00%

July 16, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397048. Member loan 1397048 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Hay Group Debt-to-income ratio: 18.76%
Length of employment: < 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Hay Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > Recent graduate seeking to consolidate debt and to fund new apartment expenses.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,854.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Share of rent: $1,000<br>Transportation: $100 (public transportation)<br>Utilities: $75<br>Phone: $75<br><br>Note that at the beginning of the new fiscal year, my employer has intentions to increase my base salary by 50%.

 


 

 

 

Member Payment Dependent Notes Series 1397084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397084

$4,575

$4,575

14.33%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397084. Member loan 1397084 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,387 / month
Current employer: GCA Production Services Debt-to-income ratio: 18.28%
Length of employment: < 1 year Location: Colorado Springs, CO
       
Home town:
Current & past employers: GCA Production Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,441.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1397167

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397167

$9,000

$9,000

13.11%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397167. Member loan 1397167 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Bordeaux Debt-to-income ratio: 27.46%
Length of employment: 2 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Bordeaux
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have 4 credit cards that have been following me since my college days with high rates. I'd really like to be able to pay them off and cut them up and not have to think about them again!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 17
Revolving Credit Balance: $8,925.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $792<br>Transportation - $1017 (I make 2 car payments a month, plus gas & parking)<br>Utilities - $88<br>Car Insurance - $196<br>Food/Dining/Nightlife/Misc - $650<br>Credit Card Bills - $535<br>Student Loan - $50<br>Monthly Transfer to Savings - $25
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target Visa - $4,100 - Min Payment $120 - I pay $130 - 22%<br>Chase - $2,000 - Min Payment $65 - I pay $75 - 24%<br>US Bank CC - $2000 - Min Payment $35 - I pay $50 - 19%<br>AmEx - $900 - Min Payment $35 - I Pay $50 - 10%<br>Student Loan - $1200 - Min Payment $30 - I Pay $50 - 8%<br>Bank of the West - $8,000 - Min Payment $369 - I pay $380 - 6% (Car)<br>Nationwide - $23,000 - Min Payment $370 - I pay $400 - 5% (Car)
Please explain the reason why you carry a large revolving credit balance.These are credit card debts which have been carried from college and post college before entering the world of full time work.
If you have a delinquency in the last 2 years, please explain the reason.I don't think I have had any deliquencies. If I have had made late payments on an account it was because I was unaware that the payment was due or that there was even a payment that need to be made.

 


 

 

 

Member Payment Dependent Notes Series 1397168

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397168

$2,000

$2,000

12.12%

1.00%

July 12, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397168. Member loan 1397168 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Pottery Barn Kids Debt-to-income ratio: 8.98%
Length of employment: < 1 year Location: RICHMOND, VA
       
Home town:
Current & past employers: Pottery Barn Kids
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > Taking care of myself after being only partial employed for the last year and a half. I know have a great job, that is full time with benefits. There are some things that have fallen by the wayside in the last year.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,345.00 Public Records On File: 0
Revolving Line Utilization: 89.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have maintenance issues with my car that need to be addressed. I also need to make a couple of doctors and dentist appointments, that I have put off making.

 


 

 

 

Member Payment Dependent Notes Series 1397178

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397178

$12,000

$12,000

12.12%

1.00%

July 13, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397178. Member loan 1397178 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,949 / month
Current employer: Grapevine Police Department Debt-to-income ratio: 27.84%
Length of employment: < 1 year Location: FORT WORTH, TX
       
Home town:
Current & past employers: Grapevine Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > I am going to use the loan to clear up my credit card debt and eventually buy a house. This will help me be able to save more money. I am very good at paying my bills on time and will continue to do so. My job is secure.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,238.00 Public Records On File: 0
Revolving Line Utilization: 40.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1397260

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397260

$30,000

$30,000

23.76%

1.00%

July 12, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397260. Member loan 1397260 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Pacific Maritime Association Debt-to-income ratio: 16.90%
Length of employment: 10+ years Location: Rancho Palos Verdes, CA
       
Home town:
Current & past employers: Pacific Maritime Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > This loan is to payoff all my bills and have a fresh start. Thanks for the opportunity to do that.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,475.00 Public Records On File: 0
Revolving Line Utilization: 91.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan on paying all my debt off and just having my Lending Club payment as my only debt payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $2295<br>Ins. $225<br>Car #1 $300<br>Car#2 $560<br>Utilities roughly $200<br>Food varies? I really don't eat out much just to save money.<br>Cell phones $200
Which debts do you plan to pay off with this loan?I plan on paying all my debt off and just having my Lending Club payment as my only debt payment.
Please explain the reason why you carry a large revolving credit balance.I have no explanation. I was bad with credit. I've been trying to slow get out of debt. I recently destroyed all my credit cards. I'm hoping to pay off high interest credit cards with this loan and have a fresh start.
What is your intended use for the loan proceeds?I plan on using the loan to pay off all my credit debt. Consolidate everything into one payment with lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $2295<br>Ins. $225<br>Car #1 $300<br>Car#2 $560<br>Utilities roughly $200<br>Food varies? I really don't eat out much just to save money.<br>Cell phones $200
Which debts do you plan to pay off with this loan?I plan on paying all my debt off and just having my Lending Club payment as my only debt payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
Which debts do you plan to pay off with this loan?I plan on paying all my debt off and just having my Lending Club payment as my only debt payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $2295<br>Ins. $225<br>Car #1 $300<br>Car#2 $560<br>Utilities roughly $200<br>Food varies? I really don't eat out much just to save money.<br>Cell phones $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
Which debts do you plan to pay off with this loan?I plan on paying all my debt off and just having my Lending Club payment as my only debt payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $2295<br>No mortgages or home equity lines of credit. <br>Utilities are about $250-$300 a month<br>Insurance is about $250 a month<br>Car payments are about $900 for both vehicles
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
Which debts do you plan to pay off with this loan?I plan on paying all my debt off and just having my Lending Club payment as my only debt payment.
Please explain the reason why you carry a large revolving credit balance.I have no explanation. I was bad with credit. I've been trying to slow get out of debt. I recently destroyed all my credit cards. I'm hoping to pay off high interest credit cards with this loan and have a fresh start.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What is your intended use for the loan proceeds?I plan on using the loan to pay off all my credit debt. Consolidate everything into one payment with lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards equal about $20,000. Interest rates for those are all over 27%. <br>I have two lines of credit both at 10,000 with interest of 15%. These are paid through an automatic withdrawal from paycheck.<br>I have no mortgage payments.

 


 

 

 

Member Payment Dependent Notes Series 1397368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397368

$9,250

$9,250

12.12%

1.00%

July 12, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397368. Member loan 1397368 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: The Department of children and families Debt-to-income ratio: 29.46%
Length of employment: 10+ years Location: Killeen, TX
       
Home town:
Current & past employers: The Department of children and families
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > I want to pay off some of my credit cards<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 6
Revolving Credit Balance: $5,440.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1397381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397381

$35,000

$35,000

21.49%

1.00%

July 17, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397381. Member loan 1397381 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,875 / month
Current employer: Exelon Debt-to-income ratio: 21.66%
Length of employment: < 1 year Location: Naperville, IL
       
Home town:
Current & past employers: Exelon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,445.00 Public Records On File: 0
Revolving Line Utilization: 88.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses is approximately $3900.00.
Please explain the reason why you carry a large revolving credit balance.Spouse lost employment due to the economy and used credit cards to supplement. My current employment with higher pay enables us to pay off high credit card balances.
Please explain the reason why you carry a large revolving credit balance.Spouse lost employment due to the economy and used credit cards to supplement. My current employment with higher pay enables us to pay off high credit card balances.
Which debts do you plan to pay off with this loan?Pay off 3 credit cards and bring down the balances on two credit cards to half.

 


 

 

 

Member Payment Dependent Notes Series 1397402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397402

$15,650

$15,650

19.05%

1.00%

July 12, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397402. Member loan 1397402 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: BNY Mellon Debt-to-income ratio: 13.44%
Length of employment: < 1 year Location: MC KEES ROCKS, PA
       
Home town:
Current & past employers: BNY Mellon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > For the ability to consolidate everything to under one umbrella and actually make some progress as opposed to splitting payments and have interest build elsewhere while I'm focused on one.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,698.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1397404

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397404

$15,875

$15,875

18.75%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397404. Member loan 1397404 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Associated Equipment Debt-to-income ratio: 19.65%
Length of employment: 10+ years Location: Pearland, TX
       
Home town:
Current & past employers: Associated Equipment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > This loan is to remodel my home. I'm in the process in hiring a contractor for the project. I also have 3 accounts I would like to zero out with this loan as well. Two accounts are with Conn's, which have a current status. The other account is with Capitol One Bank, which also has a current status.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 34
Revolving Credit Balance: $3,584.00 Public Records On File: 1
Revolving Line Utilization: 56.90% Months Since Last Record: 99
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1397423

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397423

$4,750

$4,750

14.09%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397423. Member loan 1397423 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,196 / month
Current employer: WellAware Systems Debt-to-income ratio: 10.03%
Length of employment: 2 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: WellAware Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 21 Months Since Last Delinquency: 12
Revolving Credit Balance: $1,833.00 Public Records On File: 2
Revolving Line Utilization: 53.90% Months Since Last Record: 90
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Plan to pay off credit card debts and medical expenses

 


 

 

 

Member Payment Dependent Notes Series 1397473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397473

$15,350

$15,350

17.27%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397473. Member loan 1397473 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,425 / month
Current employer: U S Postal Service Debt-to-income ratio: 16.68%
Length of employment: 10+ years Location: CHARLOTTE, NC
       
Home town:
Current & past employers: U S Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > Almost there, thanks everyone!<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,697.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Remodeling bathrooms and replacing windows in my home.
Please explain the reason why you carry a large revolving credit balance.A family member experienced a major medical event last year and I chose to use my revolving credit to meet certain needs. It provided a means to do so without liquidating assets, including cash positions with which I invest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly mortgage payment of $646 is my largest single expense and appears on my credit report. I choose to leave it at that as no potential lender has ever asked for other such non-debt household expenses. I hope you find my current credit history and score sufficient. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1397489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397489

$1,000

$1,000

6.03%

1.00%

July 11, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397489. Member loan 1397489 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,667 / month
Current employer: sodexo Debt-to-income ratio: 4.56%
Length of employment: 10+ years Location: ofallon, MO
       
Home town:
Current & past employers: sodexo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,585.00 Public Records On File: 0
Revolving Line Utilization: 9.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 650.00 utilities gas runs roughly 25.00 electric now using the ac runs right around 80.00 phone ,internet and tv all in one 109.00 per month insurance 52.00 per month food cost next to nothing I have manitain paying all my bills on time
What is your intended use for the loan proceeds?medical

 


 

 

 

Member Payment Dependent Notes Series 1397511

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397511

$25,000

$25,000

21.49%

1.00%

July 13, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397511. Member loan 1397511 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Teknor Apex Company Debt-to-income ratio: 11.44%
Length of employment: 10+ years Location: Smithfield, RI
       
Home town:
Current & past employers: Teknor Apex Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > Debt consolidation. I have an open project loan with Lowes and Wells Fargo that was used to update my kitchen, along with two smaller amounts on personal credit cards. Currently paying out 1,000/month combined on all 4. Looking to reduce interest rates and be able to pay off quicker.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 41
Revolving Credit Balance: $27,837.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage: 1,140; transportation: 400, utilities: 150 - 200; phone/cable: 99; insurances: 150; food: 250 - 300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Balance Current Payments <br>Lowes Project Card $13,550.00 $250.00 18%<br>Lowes Consumer Card$735.98 $100.00 21%<br>Captiol One $629.11 $100.00 22%<br>Wells Fargo Visa $8,341.28 $350.00 18%<br>Santander PLC $4,890.98 $100.00 7%
Please explain the reason why you carry a large revolving credit balance.Most of my current debt is new, since November of 2011, I have been them down but making small progress. Ideally consolidating into one monthly payment and still pay $900 per a month will allow me to put an extra 250 - 300 month towards principal payment. I purchased a house in November and assumed more debt in the process of updating the kitchen of my new home..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Balance Current Payments <br>Lowes Project Card $13,550.00 $250.00 18%<br>Lowes Consumer Card$735.98 $100.00 21%<br>Captiol One $629.11 $100.00 22%<br>Wells Fargo Visa $8,341.28 $350.00 18%<br>Santander PLC $4,890.98 $100.00 7%

 


 

 

 

Member Payment Dependent Notes Series 1397572

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397572

$25,000

$25,000

19.72%

1.00%

July 11, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397572. Member loan 1397572 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,665 / month
Current employer: bed bath & beyond Debt-to-income ratio: 17.73%
Length of employment: 2 years Location: PASSAIC, NJ
       
Home town:
Current & past employers: bed bath & beyond
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,706.00 Public Records On File: 0
Revolving Line Utilization: 69.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,600.00 that also includes credit card bills as well. Anymore questions please feel free to ask. Thank You
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Debt - $873 a month<br>With APR's between 21.99% -29.99%<br>Total credit card debt $23,000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Debt - $873 a month<br>With APR's between 21.99% -29.99%<br>Total credit card debt $23,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,600.00 that also includes credit card bills as well. Anymore questions please feel free to ask. Thank You
What is your intended use for the loan proceeds?Consolidate all my bills and make one payment with a lower APR %

 


 

 

 

Member Payment Dependent Notes Series 1397695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397695

$17,050

$17,050

14.33%

1.00%

July 13, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397695. Member loan 1397695 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Upper Sand Mountain Parish Debt-to-income ratio: 15.05%
Length of employment: 5 years Location: Dutton, AL
       
Home town:
Current & past employers: Upper Sand Mountain Parish
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > To pay off credit cards currently held at high interest rates (29.99 to 24.99%) in full so that they can be paid off more quickly and efficiently and not continue use of these cards.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 9
Revolving Credit Balance: $18,333.00 Public Records On File: 0
Revolving Line Utilization: 37.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All bills currently total about $1800. I pay more than minimums on cards but don't make progress I would like due to high interest rates. My payment amount would remain the same with this consolidation, but it will pay off in 3 years instead of 10 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover-$5000 (24.99%); American Express-$5000 (29.99%); MC-$1400 (21.99); Visa;$3000 (21.99) and the remainder on assorted depatrmentment store cards (29.99%)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum payments are around $600. Loan payment would be about the same for me but allow me to pay off in 3 years instead of 10 or 20 years.
If you have a delinquency in the last 2 years, please explain the reason.I think there is one that had to do with an online payment that did not properly post and I did not realize until later because the payment should have paid the account in full so more than 30 days had passed before it came to my attention. I make every effort to ensure my bills are paid in a timely manner.
Please explain the reason why you carry a large revolving credit balance.Many of my accounts go back to the mid 90's when I was in college and relied on them as an extension of student loans. As my income has gone up I have tried to make progress in reducing debt but interest rate increases due to no fault of my own have made this all but impossible. I value my credit and want to reduce these in and this seems to be a practical way to try to accomplish this.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All bills currently total about $1800. I pay more than minimums on cards but don't make progress I would like due to high interest rates. My payment amount would remain the same with this consolidation, but it will pay off in 3 years instead of 10 years.

 


 

 

 

Member Payment Dependent Notes Series 1397820

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397820

$20,000

$20,000

23.28%

1.00%

July 13, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397820. Member loan 1397820 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: MTA Debt-to-income ratio: 13.25%
Length of employment: 5 years Location: GRAND JUNCTION, CO
       
Home town:
Current & past employers: MTA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Debt consolidation and rolling multiple payments into one to pay off more quickly than current pace.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,819.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 19500 with an average of 18% interest
Please explain the reason why you carry a large revolving credit balance.Cut in half since beginning of the year. Last lap of consolidation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 19500 with an average of 18% interest
What is your intended use for the loan proceeds?Consolidate credit debt into one payment and pay it off at a faster pace than current pace.
Which debts do you plan to pay off with this loan?Consolidate credit cards into one payment to pay off more quickly than current rate.

 


 

 

 

Member Payment Dependent Notes Series 1397828

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397828

$33,600

$33,600

15.31%

1.00%

July 12, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397828. Member loan 1397828 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: US Army Debt-to-income ratio: 15.31%
Length of employment: 10+ years Location: Marysville, WA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am trying to get the loan to consolidate my debt and use some extra money to remodel my home. I own a home in San Jose, CA and it is rented out as of now.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,479.00 Public Records On File: 0
Revolving Line Utilization: 45.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $2000.
Please explain the reason why you carry a large revolving credit balance.Every month I used the credit cards and paid less than the amount that I charged on the card it added up. Now am trying to eliminate the cards, get rid of the cards by consolidate and just have one payment like am buying a car and make monthly payments. That way am not paying $200-$300 per cards. I made a mistake of using the cards and paid less than the amount I used per month so the revolving amount added up over the years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My expenses for every month is about $2000 because the rent I have right now is cover by BAH since am in the military. Mortgage is paid for by housing authority because I rented the house out which also included the property taxes and insurance. My mortgage is $1750 including HOA but my rents received is $2075. Credit cards bill is my main concern which am paying around $1000 per month. Utilities I only pay for gas/electricity here which is about $70 per month. Car insurance is $62 per month.
Please explain the reason why you carry a large revolving credit balance.Every month I used the credit cards and paid less than the amount that I charged on the card it added up. Now am trying to eliminate the cards, get rid of the cards by consolidate and just have one payment like am buying a car and make monthly payments. That way am not paying $200-$300 per cards. I made a mistake of using the cards and paid less than the amount I used per month so the revolving amount added up over the years.

 


 

 

 

Member Payment Dependent Notes Series 1397854

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397854

$14,600

$14,600

13.11%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397854. Member loan 1397854 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Autoliv Asp Inc Debt-to-income ratio: 27.89%
Length of employment: 10+ years Location: CLEARFIELD, UT
       
Home town:
Current & past employers: Autoliv Asp Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > to pay off my credit cards and other.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 31
Revolving Credit Balance: $13,860.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.merrick visa card,one main financial,afcu visa card
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total minimum monthly payments of my credit cards is $381.00 and total pay off is $13,695.79
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about $1,000.00 plus
Please explain the reason why you carry a large revolving credit balance.to keep up my financial problems at that time

 


 

 

 

Member Payment Dependent Notes Series 1397973

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397973

$5,500

$5,500

12.12%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397973. Member loan 1397973 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,470 / month
Current employer: Go Configure Debt-to-income ratio: 17.54%
Length of employment: < 1 year Location: MONTGOMERY, IL
       
Home town:
Current & past employers: Go Configure
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I was out of work & going to school & my bills just kept pilling up. Now I finally have good job, but too my debt.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,894.00 Public Records On File: 0
Revolving Line Utilization: 91.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5,900, 24.5, 160
Please explain the reason why you carry a large revolving credit balance.I was out of work and school expenses

 


 

 

 

Member Payment Dependent Notes Series 1397976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397976

$20,000

$20,000

17.27%

1.00%

July 16, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397976. Member loan 1397976 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,583 / month
Current employer: Delta Air Lines Debt-to-income ratio: 9.88%
Length of employment: 10+ years Location: Cocoa, FL
       
Home town:
Current & past employers: Delta Air Lines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > I would like a loan to pay my 2011 taxes..of 22,000..!!<br><br>Thank you<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 42
Revolving Credit Balance: $4,960.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?aprrox 5000
If you have a delinquency in the last 2 years, please explain the reason.I do NOT
What is your intended use for the loan proceeds?To pay my over tax..taxes
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am a former Marine (pilot)..thank you for your service to OUR country...!!<br><br>Total monthly out flow is approx 4000.00<br><br>No mortgage..line of credit..have 3 credit cards..low balances..!!
Please provide additional details regarding the purpose of the loan.To pay for taxes from tax year 2011
If you have a public record on file, please briefly explain the event and its resolution.I do not have any public files..on file..!!
Please explain the reason why you carry a large revolving credit balance.I don't think I have a large revolving debt balance..??
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am a former Marine (pilot)..thank you for your service to OUR country...!!<br><br>Total monthly out flow is approx 4000.00<br><br>No mortgage..line of credit..have 3 credit cards..low balances..!!
Please explain the reason why you carry a large revolving credit balance.I don't think I have a large revolving debt balance..??

 


 

 

 

Member Payment Dependent Notes Series 1398068

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398068

$10,500

$10,500

12.12%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398068. Member loan 1398068 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Regus Debt-to-income ratio: 5.42%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: Regus
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > First, eliminate my student loan, i.e $2,200<br>Second, eliminate my credit card debt, 4800<br>Third, eliminate personal loan - $800<br>Rest, invest in an online business that needs immediate cash.<br><br>I wish to pay off this loan in 12 months.<br><br> Borrower added on 07/03/12 > My credit card debt is $800, not $4800. Sorry<br><br> Borrower added on 07/06/12 > I don't hold any debts for long, so I wish pay this loan off with in a year or 14 months. I want to pay off my student loans and credit card debt first, because they have such higher interest rates.<br>My online business is already set up, just needs a little funding for purchsing few products.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 9
Revolving Credit Balance: $502.00 Public Records On File: 0
Revolving Line Utilization: 10.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $525<br>Transportation - $100<br>Utilies - $60<br>Phone - $75<br>Food - $300<br>Student loan - $500<br>Credit card - $200<br>Other expenses - $200<br><br>All amounts up to $1960<br><br>With the help of this loan, I will pay off my entire student loan which is $2200, and my Credit card bill that is $850. I owe another $800 to my friend.<br>Rest I'm trying to invest in an online business.
What are you buying?I'm trying to eliminate my debt first. <br>Student loan - $2,200<br>Credit card - $900.<br>Personal loan - $800<br>With the rest, I'm trying to invest in an online business and make some electronic purchases in order to pitch to my already established clients.
If you have a delinquency in the last 2 years, please explain the reason.I never had delinquency in the last 2 years or any other years prior to that.

 


 

 

 

Member Payment Dependent Notes Series 1398165

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398165

$12,000

$12,000

17.27%

1.00%

July 16, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398165. Member loan 1398165 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: baker and taylor Debt-to-income ratio: 13.11%
Length of employment: 5 years Location: Plainfield, NJ
       
Home town:
Current & past employers: baker and taylor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,530.00 Public Records On File: 0
Revolving Line Utilization: 87.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1398202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398202

$5,875

$5,875

8.90%

1.00%

July 17, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398202. Member loan 1398202 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,610 / month
Current employer: n/a Debt-to-income ratio: 6.70%
Length of employment: n/a Location: West Sacramento, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I have worked hard to pay off my credit debt and become a first time homebuyer. I need this loan for roof repairs and to pay off my last three credit accounts. I want to thank any investors that help fund my loan and promise to repay it. Thank You!<br><br> Borrower added on 07/06/12 > My monthly household living expenses total 1474.56 and includes he payment for this loan. I put my furniture in storage until the renovation work was completed. This is the last month I will have that payment and then my monthly expenses will be 1326.56.<br><br> Borrower added on 07/06/12 > I need this loan to hire a roofing contractor to repair my newer metal shingle roof from damage a fallen tree limb caused and replace the rain gutters. After these final repairs, my house will be able to pass inspection<br><br> Borrower added on 07/09/12 > I was ready to be a first time homebuyer and so I received pre-approval for my mortgage before I looked at houses. The house I wanted needed some repairs before it could pass inspection and qualify for the loan. The bank then approved a renovation mortgage, but it had extra fees<br><br> Borrower added on 07/09/12 > and finding an approved contractor turned into a big hassle. The list of contractors short and their bids were high. It would have been easier to find another house, but I want this one. The owner could see that I was serious about buying the house and he agreed to give me lease/ purchase option.<br><br> Borrower added on 07/09/12 > I moved in pay 665.00 a month and he puts aside 100 aside every month to me pay my down pmt/ or closing costs.<br><br> Borrower added on 07/09/12 > I appreciate the fact that such a place like Lending Club exists. I do not intend to repay this loan off early and realize the best way I can thank investors is to pay on time and let my loan run it full repayment period<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $405.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly household living expenses total 1474.56 and includes he payment for this loan. I put my furniture in storage until the renovation work was completed. This is the last month I will have that payment and then my monthly expenses will be 1326.56.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I rented for12 years and liked the area so I decided to buy a fixer-upper next door. The owner wanted to sell as is€ and I was approved a 30-yr renovation mortgage. Finding a contractor to work with that type of loan was difficult and expensive, so I got a 3-year Lease with the Option to buy my house and done the repairs myself over the last 9 months. In September, I will be ready for a 15 yr mortgage and only have to borrow 48,795.
What is the home improvement project you are planning?I need this loan to hire a roofing contractor to repair my newer metal shingle roof from damage a fallen tree limb caused and replace the rain gutters. After these final repairs, my house will be able to pass inspection

 


 

 

 

Member Payment Dependent Notes Series 1398212

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398212

$10,000

$10,000

6.62%

1.00%

July 17, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398212. Member loan 1398212 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Accounting Principles Debt-to-income ratio: 16.72%
Length of employment: < 1 year Location: Livonia, MI
       
Home town:
Current & past employers: Accounting Principles
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > I have several medical bills and attorney fees that I would like to consolidate to one payment. I can't get a loan from a conventional bank due to only being at my job a short time. I have excellent credit and do not want to jepordize that.<br>

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,765.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $200 (Utilities included)<br>Phone $78<br>Car insurance $50<br>Food $125<br>Gas/Fuel $100<br>Medical Insurance $210
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $18000 at 13.24%<br>Hospital $2400
Please explain the reason why you carry a large revolving credit balance.I was unemployed for quite some time and recovering from two knee surgeries so I paid some medical expenses, fuel, food and other bills with the credit card. I would like to consolidate some of my monthly payments into one payment to hopefully lower my monthly expenses. Now that I am back to work I want to pay more towards principal and pay these bills off as soon as possible.

 


 

 

 

Member Payment Dependent Notes Series 1398226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398226

$33,600

$33,600

24.89%

1.00%

July 16, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398226. Member loan 1398226 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Ameritas Life Insurance Corp. Debt-to-income ratio: 22.13%
Length of employment: 10+ years Location: Liberty Twp, OH
       
Home town:
Current & past employers: Ameritas Life Insurance Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 31
Revolving Credit Balance: $18,439.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All except mortgage and auto loan
Which debts do you plan to pay off with this loan?All except mortgage and auto loan
Which debts do you plan to pay off with this loan?All except mortgage and auto loan

 


 

 

 

Member Payment Dependent Notes Series 1398247

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398247

$23,800

$23,800

22.95%

1.00%

July 13, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398247. Member loan 1398247 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: US Air Force Debt-to-income ratio: 31.26%
Length of employment: 10+ years Location: Colorado Springs, CO
       
Home town:
Current & past employers: US Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I am an enlisted member with 16 years active duty military. This loan will allow me to get back on the right path financially.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 33
Revolving Credit Balance: $17,046.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.First I would like to thank you for your intrest in my loan. To answer your question, if you are referring to the loans with Pioneer lending and OneMain Financial, these loans were taken out to clear up some debt accrued while I was overseas. Please let me know if you have any further questions.
Which debts do you plan to pay off with this loan?First I would like to thank you for your interest in my loan. To answer your question, I will be paying off Both star cards, both Capitalone cards Pioneer and Onemain Financial loans, and most of the Paypal card. Please let me know if you have any further questions.
Which debts do you plan to pay off with this loan?First I would like to thank you for your interest in my loan. To answer your question, I will be paying off Both star cards, both Capitalone cards Pioneer and Onemain Financial loans, and most of the Paypal card. Please let me know if you have any further questions.
Which debts do you plan to pay off with this loan?First I would like to thank you for your interest in my loan. To answer your question, I will be paying off Both star cards, both Capitalone cards Pioneer and Onemain Financial loans, and most of the Paypal card. Please let me know if you have any further questions.
Please explain the reason why you carry a large revolving credit balance.First I would like to thank you for your intrest in my loan. To answer your question, if you are referring to the loans with Pioneer lending and OneMain Financial, these loans were taken out to clear up some debt accrued while I was overseas. Please let me know if you have any further questions.
Which debts do you plan to pay off with this loan?First I would like to thank you for your interest in my loan. To answer your question, I will be paying off Both star cards, both Capitalone cards Pioneer and Onemain Financial loans, and most of the Paypal card. Please let me know if you have any further questions.
If you have a delinquency in the last 2 years, please explain the reason.Thank you for your interest in my loan.<br><br>I'm not sure if I have had any delinquencies in the last 2 years. If I have; it's because I travel a lot for work. Sometimes I have to leave with no notice. I hope this answers your question.
If you have a delinquency in the last 2 years, please explain the reason.Thank you for your interest in my loan.<br><br>I'm not sure if I have had any delinquencies in the last 2 years. If I have; it's because I travel a lot for work. Sometimes I have to leave with no notice. I hope this answers your question.

 


 

 

 

Member Payment Dependent Notes Series 1398317

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398317

$20,000

$20,000

15.80%

1.00%

July 12, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398317. Member loan 1398317 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: bofa Debt-to-income ratio: 12.79%
Length of employment: 2 years Location: Charlotte, NC
       
Home town:
Current & past employers: bofa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > Hello - the purpose of this loan is to pay off a few debts and combine them into one monthly payment. I fell on hard time a few years ago and had to rely on borrowing from family members and ultimately, using credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,704.00 Public Records On File: 0
Revolving Line Utilization: 26.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi - my rent and utility comes out to about 1300, phone bill is 80, food expense is about 300, insurance is 120, transportation is 100.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi - I have a Visa credit card balance of 7500; an AMEX card with 5000, another Visa credit card with 3000; and a loan from my relative for 4000. Monthly payment comes out to 550 with everything.<br><br>Interest on the credit cards are between 17 to 21 percent.
Please explain the reason why you carry a large revolving credit balance.I was let go at my previous job and had fallen on rough time, I feel that with this loan and the lower monthly payment (compared to the payments I'm making currently) I can come out ahead.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi - I have a Visa credit card balance of 7500; an AMEX card with 5000, another Visa credit card with 3000; and a loan from my relative for 4000. Monthly payment comes out to 550 with everything.<br><br>Interest on the credit cards are between 17 to 21 percent.
Which debts do you plan to pay off with this loan?Hi - the loan will be use to pay off the 3 credit cards with interest around 17 to 21 percent and also the money borrowed from my relatives.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi - I have a Visa credit card balance of 7500; an AMEX card with 5000, another Visa credit card with 3000; and a loan from my relative for 4000. Monthly payment comes out to 550 with everything.<br><br>Interest on the credit cards are between 17 to 21 percent.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Hi - I'm currently renting and do not have a mortgage.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hi - had answered something similar to above, rent and utility comes out to 1300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi - I have a Visa credit card balance of 7500; an AMEX card with 5000, another Visa credit card with 3000; and a loan from my relative for 4000. Monthly payment comes out to 550 with everything.<br><br>Interest on the credit cards are between 17 to 21 percent.

 


 

 

 

Member Payment Dependent Notes Series 1398318

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398318

$20,000

$20,000

22.47%

1.00%

July 13, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398318. Member loan 1398318 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Sikorsky Aircraft Debt-to-income ratio: 13.88%
Length of employment: 6 years Location: Shelton, CT
       
Home town:
Current & past employers: Sikorsky Aircraft
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 17
Revolving Credit Balance: $24,817.00 Public Records On File: 0
Revolving Line Utilization: 88.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3,500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover $4,853 21%, Chase $7,800 24%, Barclay's $6,400 21%, Chase $1,500 22%, Renovate $1,500
If you have a delinquency in the last 2 years, please explain the reason.none
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover $4,853 21%, Chase $7,800 24%, Barclay's $6,400 21%, Chase $1,500 22%, Renovate $1,500
Which debts do you plan to pay off with this loan?Credit Cards: Chase, Barclays, Discover, Home Depot

 


 

 

 

Member Payment Dependent Notes Series 1398322

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398322

$19,000

$19,000

12.12%

1.00%

July 17, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398322. Member loan 1398322 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Broward Sheriff Office Debt-to-income ratio: 29.76%
Length of employment: 8 years Location: MIAMI, FL
       
Home town:
Current & past employers: Broward Sheriff Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I requested this loan to consolidate my credit cards. I am able to pay on time and more than the minimum, as I have done with my credit cards. I am currently renting a room and my goals are to save money, rid of all my debt and buy a home. My other expenses include my car insurance and a cell phone.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,071.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $300<br>Gas: $140<br>Groceries: $150<br>Cell phone: $94<br>Car insurance: $145<br>Netflix: $14
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards:<br>Amex: <br>$2984.63 total<br>$54.00 due monthly<br>12.24 %<br><br>Bank of America:<br>$15080.19 total<br>$280.00 monthly<br>15.99 %<br><br>Sears: <br>$5811.88 Total<br>$113.28 Monthly<br>3.99 % prmotional rate until April 2013, 25.24% after that<br><br>Loans:<br>ING Direct<br>$6556.54 Total<br>$196.70 Monthly<br>12.90 %<br><br>Bank of America<br>$7444.66 Total<br>$480.00 Montly <br>12.99 %
Please explain the reason why you carry a large revolving credit balance.Most of my debt if from credit cards I applied for during college. I made the mistake of applying for cards with high interest rates and then applying for cards with promotional rates on balance transfers. These have accumulated over the years. I would like to be able to consolidate all these into one payment and then be able to save more money for my future goals such as buying a home.

 


 

 

 

Member Payment Dependent Notes Series 1398333

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398333

$15,000

$15,000

13.11%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398333. Member loan 1398333 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Barbs pool service Debt-to-income ratio: 7.40%
Length of employment: 5 years Location: PUNTA GORDA, FL
       
Home town:
Current & past employers: Barbs pool service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,614.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1398367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398367

$18,000

$18,000

18.49%

1.00%

July 16, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398367. Member loan 1398367 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: Standard Parking Debt-to-income ratio: 12.53%
Length of employment: 10+ years Location: Aurora, CO
       
Home town:
Current & past employers: Standard Parking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,116.00 Public Records On File: 0
Revolving Line Utilization: 82.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay my credit cards so I only have one monthly payment to make.
Which debts do you plan to pay off with this loan?My credit cards with higher interest rates compared to what was offered here at lending club.

 


 

 

 

Member Payment Dependent Notes Series 1398486

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398486

$7,000

$7,000

14.09%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398486. Member loan 1398486 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Schneider National Debt-to-income ratio: 15.60%
Length of employment: 2 years Location: auburndale, FL
       
Home town:
Current & past employers: Schneider National
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 73
Revolving Credit Balance: $6,353.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately. 1400.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately. 1400.00

 


 

 

 

Member Payment Dependent Notes Series 1398496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398496

$16,000

$16,000

22.47%

1.00%

July 12, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398496. Member loan 1398496 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: christie adam salon & spa Debt-to-income ratio: 16.00%
Length of employment: 10+ years Location: reston, VA
       
Home town:
Current & past employers: christie adam salon & spa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I want to manage my bills and to have only one payment<br>I will be paying this money back in larger payments then what is offered<br>I know this loan will help inprove my credit score as well<br><br> Borrower added on 07/03/12 > The purpose of this loan I am requestion is to consolidate all credit cards and have one payment. I am juggling way to many payments at on time. I have been with the same company for 11 years and make great money. If I can make one payment I can pay off in 1 year. Then, I can purchase my first home<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 20
Revolving Credit Balance: $7,825.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I think I've been a few days late on some credit card payment but besides that I have been paying all my bills<br>The reason for being late is trying to keep up with all these different payments <br>I do make great money but it's a full time job keeping up with all these different due dates

 


 

 

 

Member Payment Dependent Notes Series 1398533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398533

$8,000

$8,000

19.72%

1.00%

July 12, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398533. Member loan 1398533 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: & Towns Trucking Inc. Debt-to-income ratio: 19.20%
Length of employment: 1 year Location: HOLBROOK, NY
       
Home town:
Current & past employers: & Towns Trucking Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,692.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Had a couple of major repairs on vehicle, Had to fly out west twice this year due to the loss of my parents. Split with my live in girlfriend and had to use cards to survive til I found a place to live.

 


 

 

 

Member Payment Dependent Notes Series 1398557

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398557

$8,700

$8,700

7.62%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398557. Member loan 1398557 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,492 / month
Current employer: Meriden Board of Ed Debt-to-income ratio: 23.72%
Length of employment: 10+ years Location: meriden, CT
       
Home town:
Current & past employers: Meriden Board of Ed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > My loan is to do debt consolidation. My goal is to have all bills under one lower interest rate loan and get rid of high interest credit card debit to pay off debt quickly. I have been with the same employer since 1999. No employment or repayment issues,<br><br> Borrower added on 07/01/12 > My goal is to pay off high interest credit cards and get all payments into one lower interest rate loan. Have been at same employer since 1999 and no employment or repayment issues.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 54
Revolving Credit Balance: $7,518.00 Public Records On File: 0
Revolving Line Utilization: 16.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent/mortgage, own home with husband he pays monthly expenses except cell phone bill and gas<br>total about 200 a month, live within 4 miles to work no high gas bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates are over 20% thus being the reason I asked for this loan to reduce the interest rate and pay off debt faster

 


 

 

 

Member Payment Dependent Notes Series 1398607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398607

$7,500

$7,500

12.12%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398607. Member loan 1398607 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,403 / month
Current employer: Imagenet Consulting Debt-to-income ratio: 20.16%
Length of employment: < 1 year Location: KINGWOOD, TX
       
Home town:
Current & past employers: Imagenet Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I've been working hard on my reducing my debt and this will help speed the process along with a lower interest rate. I've missed one payment over the last 5-6 years and that's because I thought I paid it but I was wrong. I know check all my accounts every Saturday so this never happens again.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,177.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $405 cable $50 water $20-$25 electric $30-$60 food $150-$200<br><br>Car $360 Insurance $110 phone $70 gas $200<br><br>Total $1395-$1480<br><br>Let me know if you have any other questions.<br><br>Thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card debt is at about 7300-7400. This includes a dell account with a $2000 balance. <br><br>The interest rates on pretty much all of these accounts is 24.99 or higher. My debt was more than double but I've worked hard on my credit over the last 5-6 years and have slowly worked it down. This loan is to help speed this along with a lower rate.<br><br>Let me know if you have any other questions.<br><br>Thanks
Please explain the reason why you carry a large revolving credit balance.Most of this was from the past and I've been working to get this lower. At one point this was over 15k and I've been working to bring this down. I was young and stupid and I've paid for it over the last 7+years. This loan doesn't do anything I can do myself it just helps me do it faster and cheaper as most my cards have a very high interest rate. I will allow me to start aggressively saving instead of the small amounts I'm able to save now. <br><br>Thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $405 cable $50 water $20-$25 electric $30-$60 food $150-$200<br><br>Car $360 Insurance $110 phone $70 gas $200<br><br>Total $1395-$1480<br><br>Let me know if you have any other questions.<br><br>Thanks

 


 

 

 

Member Payment Dependent Notes Series 1398614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398614

$7,000

$7,000

8.90%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398614. Member loan 1398614 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,583 / month
Current employer: AmWins Group Debt-to-income ratio: 14.73%
Length of employment: 1 year Location: CHARLOTTE, NC
       
Home town:
Current & past employers: AmWins Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I have purchased a piece of property in at the price of $40,000. This loan will help me pay it off now and obtain the property title from the bank.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 54
Revolving Credit Balance: $4,935.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here are my currently monthly expenses:<br><br>- Rent: $550<br>- Transportation (Gas): $100<br>- Utility: 0 (my brother pays for it)<br>- Car Insurance (Geico) : $100<br>- Food: $150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?- Carmax Auto Finace (BMW mini 2007): $12,725.87<br>- BB&T Auto Loan (BMW 335i 2007): $21,798.51<br>- Student Loan: $27,512.00<br>- Credit Card Debt: $4,922.48 <br>- Mortage In foreign Country (House): $6,700<br><br>Total: $73,658.86

 


 

 

 

Member Payment Dependent Notes Series 1398627

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398627

$20,000

$20,000

19.05%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398627. Member loan 1398627 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Ace Cash Express Debt-to-income ratio: 22.68%
Length of employment: 10+ years Location: ARLINGTON, TX
       
Home town:
Current & past employers: Ace Cash Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 10
Revolving Credit Balance: $14,928.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My share of monthly expenses - $2950
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.5 Mastercards with a total balance of $8157 with an average interest rate of 22% and 6 Visa cards with a total balance of $10737 with an average interest rate of 30%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan will replace the current monthly credit card payments of $840
If you have a delinquency in the last 2 years, please explain the reason.experienced some slow payments on various expenses due to unemployment
If you have a delinquency in the last 2 years, please explain the reason.experienced some slow payments on various expenses due to unemployment
If you have a delinquency in the last 2 years, please explain the reason.experienced some slow payments on various expenses due to unemployment

 


 

 

 

Member Payment Dependent Notes Series 1398640

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398640

$10,000

$10,000

12.12%

1.00%

July 17, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398640. Member loan 1398640 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Litho Artt Debt-to-income ratio: 6.35%
Length of employment: 5 years Location: Homestead, FL
       
Home town:
Current & past employers: Litho Artt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,669.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation 160<br>Utilities 120<br>Phone, TV Cable 163<br>Food 500<br><br>Total $ 943 Monthly expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving Accts $ 11,669<br>Interest rates 12% 15% 17%<br>Credit Cards Payments 480<br>Mortgages $ 927
Please explain the reason why you carry a large revolving credit balance.We bought a new home in 11/2010 and we expend some money in new furniture, iMac computer, and home upgrades.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving Accts $ 11,669<br>Interest rates 12% 15% 17%<br>Credit Cards Payments 480<br>Mortgages $ 927
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation 160<br>Utilities 120<br>Phone, TV Cable 163<br>Food 500<br><br>Total $ 943 Monthly expenses
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 927<br>Utilities 120<br>TV Cable 163<br>Home Insurance 1450<br>Taxes 1380

 


 

 

 

Member Payment Dependent Notes Series 1398658

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398658

$22,400

$22,400

21.00%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398658. Member loan 1398658 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: Revlon Debt-to-income ratio: 25.11%
Length of employment: < 1 year Location: CAVE SPRINGS, AR
       
Home town:
Current & past employers: Revlon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > Over a long period of time, the credit cards have gotten out of hand. I'd like to get them paid off and have a fixed time period to do that in. To have one monthly payment will help with budgeting as well. I just need the opportunity to do that.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 38
Revolving Credit Balance: $40,559.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1398717

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398717

$16,000

$16,000

18.75%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398717. Member loan 1398717 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: wine source of colorado Debt-to-income ratio: 4.06%
Length of employment: 8 years Location: DENVER, CO
       
Home town:
Current & past employers: wine source of colorado
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Looking to pay off credit cards to lower my debt to credit ratio in order to improve my overall credit score!!<br><br>I want to re-establish my credit worthiness in order to improve my overall financial position and to set myself up for future success!!<br><br> Borrower added on 07/06/12 > I am looking to pay off credit card debt in order to improve my debt to credit ratio and in turn, improve my overall credit score.<br><br>I am looking to re-establish by credit score to ensure future financial sucess and credit worthiness.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 49
Revolving Credit Balance: $8,296.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5 accounts with a total combined balance of 10,000.00<br>interest rates on half are 22% and other half are 19.99%<br>montly payments for all: 350.00<br><br>All credit cards except for one account that is an overdraft account at my bank
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5 accounts with a total combined balance of 10,000.00<br>interest rates on half are 22% and other half are 19.99%<br>montly payments for all: 350.00<br><br>All credit cards except for one account that is an overdraft account at my bank
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses: Mortgage-2,000.00<br> transportation: paid by company<br> utilities:250.00<br> phone-paid by company<br> insurance: paid by company<br> food: 200.00<br> entertainment: paid by company<br> misc: 200.00<br> life insurance premiums: 150.00<br> clothing/dress: 50.00<br> child care-300.00<br> <br>total: 3150.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses: Mortgage-2,000.00<br> transportation: paid by company<br> utilities:250.00<br> phone-paid by company<br> insurance: paid by company<br> food: 200.00<br> entertainment: paid by company<br> misc: 200.00<br> life insurance premiums: 150.00<br> clothing/dress: 50.00<br> child care-300.00<br> <br>total: 3150.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5 accounts with a total combined balance of 10,000.00<br>interest rates on half are 22% and other half are 19.99%<br>montly payments for all: 350.00<br><br>All credit cards except for one account that is an overdraft account at my bank

 


 

 

 

Member Payment Dependent Notes Series 1398753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398753

$20,000

$20,000

18.49%

1.00%

July 17, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398753. Member loan 1398753 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Intuit Inc Debt-to-income ratio: 7.76%
Length of employment: 10+ years Location: SPARKS, NV
       
Home town:
Current & past employers: Intuit Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I have alot of credit card debt and would like to consolidate down to one payment with less interest.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,145.00 Public Records On File: 0
Revolving Line Utilization: 39.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.
Please explain the reason why you carry a large revolving credit balance.For awhile I had to use credit cards to live on. I don't anymore and would like to consolidate it all down to one payment with lower interest than most of my cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.
Which debts do you plan to pay off with this loan?All Credit Cards - $15325.00 balance<br>IRS - $5500.00 balance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.
Which debts do you plan to pay off with this loan?All Credit Cards - $15325.00 balance<br>IRS - $5500.00 balance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 2100.00<br>Car pymt - 510.00<br>Food - 900.00 approx.<br>Credit Cards - 620.00<br>Phone - 250.00<br>Utilities - 450.00<br>Daycare - 220.00<br>Car ins - 75.00<br>Gas - 250.00
If you have a delinquency in the last 2 years, please explain the reason.In all my years of credit history I only have ONE delinquency and it was my fault. It was a year ago and I paid it online by choosing the date you want it to debit and I made a typo and made it for the following month. By the time I realized it hadn't come out of my account yet, it was too late and was delinquent by less than a month.
What is your intended use for the loan proceeds?Credit Card Balances - $15325.00 total<br>IRS Balance due - $5500.00 total
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 2100.00<br>Car pymt - 510.00<br>Food - 900.00 approx.<br>Credit Cards - 620.00<br>Phone - 250.00<br>Utilities - 450.00<br>Daycare - 220.00<br>Car ins - 75.00<br>Gas - 250.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.
Which debts do you plan to pay off with this loan?All Credit Cards - $15325.00 balance<br>IRS - $5500.00 balance
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Related to Housing only:<br>Mortgage - 2100.00 (5 year interest only loan with 1 year left until changing to adjustable rate, includes insurance and taxes)<br>Utilities - 450.00<br>HOA - 75.00<br>No home equity or line of credit
Which debts do you plan to pay off with this loan?All Credit Cards - $15325.00 balance<br>IRS - $5500.00 balance
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Card Balances - $15325.00 total<br>IRS (incorrectly filed stock portion of my tax return) Balance due - $5500.00 total
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.
Please explain the reason why you carry a large revolving credit balance.For awhile I had to use credit cards to live on. I don't anymore and would like to consolidate it all down to one payment with lower interest than most of my cards.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Related to Housing only:<br>Mortgage - 2100.00 (5 year interest only loan with 1 year left until changing to adjustable rate, includes insurance and taxes in payment)<br>Utilities - 450.00<br>HOA - 75.00<br>No home equity loan or line of credit
Please explain the reason why you carry a large revolving credit balance.For awhile I had to use credit cards to live on. I don't anymore and would like to consolidate it all down to one payment with lower interest than most of my cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $15325.00 balance. 21-24% apr's. $625 per month on minimum monthly payment only<br>Mortgage - $294k balance approx. - $2100.00 monthly payment<br>IRS - $5500.00 balance - $150.00 per month payment. (mistake on the stock portion of my tax return)<br>Car - $510.00 monthly payment. Not sure of the balance due, it's a lease.

 


 

 

 

Member Payment Dependent Notes Series 1398760

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398760

$5,500

$5,500

12.12%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398760. Member loan 1398760 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: UPS Debt-to-income ratio: 31.31%
Length of employment: 8 years Location: CASSELBERRY, FL
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Trying to get a debt consolidation to reduce my debt so I can start a family. I want to be financially prepared as much as I can be. This loan would pay off my credit cards so I won't be paying as much interest rates and will be able to pay off quicker to make my dream of a family a reality.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,783.00 Public Records On File: 0
Revolving Line Utilization: 84.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 0, transportation: 269.00, 300.00 for utilities including electric and water, phone: 75.00, insurances: 111.00, everything else is spent on paying credit cards (400.00)and other misc like food and fun.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 0, transportation: 269.00, 300.00 for utilities including electric and water, phone: 75.00, insurances: 111.00, everything else is spent on paying credit cards (400.00)and other misc like food and fun.

 


 

 

 

Member Payment Dependent Notes Series 1398779

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398779

$8,000

$8,000

17.77%

1.00%

July 16, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398779. Member loan 1398779 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: medlife homehealth care Debt-to-income ratio: 11.89%
Length of employment: 5 years Location: glenview, IL
       
Home town:
Current & past employers: medlife homehealth care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,729.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?current monthly expenses ranges from 2500 - 3000
What are the estimated expenses?my current monthly expenses ranges from 2500 - 3000. i just went back to work a few months ago due to maternity leave,i gave birth to my son last jan. 2012.
What is your intended use for the loan proceeds?hi,the loan will be for the medical bills that I have, I had my baby last january 2012 via C-section i was on maternity leave for a few months and just got back to work.
What are the estimated expenses?my current monthly expenses ranges from 2500 - 3000. i just went back to work a few months ago due to maternity leave,i gave birth to my son last jan. 2012.
What are the estimated expenses?my current monthly expenses ranges from 2500 - 3000. i just went back to work a few months ago due to maternity leave,i gave birth to my son last jan. 2012.

 


 

 

 

Member Payment Dependent Notes Series 1398825

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398825

$10,200

$10,200

14.33%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398825. Member loan 1398825 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: affiliated dermatologists of virginia Debt-to-income ratio: 30.64%
Length of employment: 3 years Location: HENRICO, VA
       
Home town:
Current & past employers: affiliated dermatologists of virginia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I'm trying to get a loan to consolidate my credit cards & pay them off.Paying minimums is getting me nowhere.I work hard & I pay my bills on time each month.The only reason my credit isn't great right now is because my debt /income ratio is too high.That's the reason i need a loan so i can fix that!<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,395.00 Public Records On File: 0
Revolving Line Utilization: 93.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?830 rent and water<br>115 power<br>76 insurance
Please explain the reason why you carry a large revolving credit balance.Because i went from two incomes to one and have not been able to get a large enough loan to consolidate it and pay it all off. i've been stuck paying minimums and its getting me nowhere.

 


 

 

 

Member Payment Dependent Notes Series 1398908

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398908

$8,975

$8,975

15.80%

1.00%

July 11, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398908. Member loan 1398908 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Holt Cat Debt-to-income ratio: 19.90%
Length of employment: 10+ years Location: ELMENDORF, TX
       
Home town:
Current & past employers: Holt Cat
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > Pay off bills and some home repairs.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,522.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expences is around $2400.00.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off some credit card debit and fix the roof and a/c unit for the house.
Which debts do you plan to pay off with this loan?Discover, Mastercard, Discount Tire and Valero.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover - $$2,846.82, currently no interest rate, $57.<br>Chase - $1,353.93, 29.99%, $52.<br>Discount - Tire - $617.81, currently no interest rate, $31.<br>Valero - $469.65, 23%, 87.<br>Walmart - $300, currently no interest rate, have not received a bill.<br>Securtity Service Federal Credit Union - $40048.71, 3.60%, $669.92.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover - $$2,846.82, currently no interest rate, $57.<br>Chase - $1,353.93, 29.99%, $52.<br>Discount - Tire - $617.81, currently no interest rate, $31.<br>Valero - $469.65, 23%, 87.<br>Walmart - $300, currently no interest rate, have not received a bill.<br>Securtity Service Federal Credit Union - $40048.71, 3.60%, $669.92.

 


 

 

 

Member Payment Dependent Notes Series 1398965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398965

$4,950

$4,950

12.12%

1.00%

July 16, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398965. Member loan 1398965 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,833 / month
Current employer: CVS Pharmacy Debt-to-income ratio: 15.98%
Length of employment: 5 years Location: Miami, FL
       
Home town:
Current & past employers: CVS Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > credit cards<br><br> Borrower added on 07/01/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/01/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/01/12 > credit cards<br><br> Borrower added on 07/01/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,384.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?700.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).00000000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa and mastercard
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa and mastercard

 


 

 

 

Member Payment Dependent Notes Series 1398999

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398999

$8,875

$8,875

18.49%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398999. Member loan 1398999 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Scott County Noxious Weed Debt-to-income ratio: 22.31%
Length of employment: 2 years Location: Scott City, KS
       
Home town:
Current & past employers: Scott County Noxious Weed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > to lower my debt status and with persiverence and hard work stay out of debt!<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,126.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utlities are around 70.00/month. only electric. phone is straigt talk at 45.00/month. transportation is under 100.00/month-including gas car ins. i rent one br. apt. at 376/month.actual monthly cash flow would be around 800/month for living expenses. inclusive for food;clothing. not much entertainment in small town.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card range in interest rates of 9%-23%. balance around 7500.00 one loan with one main at %rate of 23.5.actual balance of debt between all is 12,500. can afford payments but interest killing me.
Please explain the reason why you carry a large revolving credit balance.Had all balances pd. off first of year. have helped grand kids and family member with unseen expenses. have beenpaying around 900.00/month to erase. make decent living. let things get out of reach.have never missed pymts. always on time.never over credit limit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utlities are around 70.00/month. only electric. phone is straigt talk at 45.00/month. transportation is under 100.00/month-including gas car ins. i rent one br. apt. at 376/month.actual monthly cash flow would be around 800/month for living expenses. inclusive for food;clothing. not much entertainment in small town.
Which debts do you plan to pay off with this loan?credit cards followed my one main financial. with perseverence all debts will be paid off in quickest time possible
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card range in interest rates of 9%-23%. balance around 7500.00 one loan with one main at %rate of 23.5.actual balance of debt between all is 12,500. can afford payments but interest killing me.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card range in interest rates of 9%-23%. balance around 7500.00 one loan with one main at %rate of 23.5.actual balance of debt between all is 12,500. can afford payments but interest killing me.
Please explain the reason why you carry a large revolving credit balance.Had all balances pd. off first of year. have helped grand kids and family member with unseen expenses. have beenpaying around 900.00/month to erase. make decent living. let things get out of reach.have never missed pymts. always on time.never over credit limit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card range in interest rates of 9%-23%. balance around 7500.00 one loan with one main at %rate of 23.5.actual balance of debt between all is 12,500. can afford payments but interest killing me.

 


 

 

 

Member Payment Dependent Notes Series 1399087

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399087

$19,800

$19,800

20.49%

1.00%

July 11, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399087. Member loan 1399087 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: jacobs field services na Debt-to-income ratio: 18.40%
Length of employment: 6 years Location: baytown, TX
       
Home town:
Current & past employers: jacobs field services na
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > the reason i want a loan is to consolidate all my credit cards to one monthly payment<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,067.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthy expenses are mortgage is 730 I spend about 100 in transportion a month my utiliies bill amount to about 250 an I pay 75 for my phone an insurance is 140 month an I pay about 250 for food an etc
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthy expenses are mortgage is 730 I spend about 100 in transportion a month my utiliies bill amount to about 250 an I pay 75 for my phone an insurance is 140 month an I pay about 250 for food an etc
If you have a delinquency in the last 2 years, please explain the reason.no i haven't had any delinquency in last 2 year i think my last delinquency was about 7 years ago the only reason i had it causes i was working out of town at the time
If you have a public record on file, please briefly explain the event and its resolution.no i don't have any public records on file
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i want to use the loan to pay all my credit cards an a car loan that i have so that i can have one monthly payment
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).my mortgage an insurance,taxes is one monthly payment of 716.00 an all my expenses amount to about 1100 with mortgage
What is your intended use for the loan proceeds?To pay all my credit card so that I have one monthly payment.
Which debts do you plan to pay off with this loan?I want to pay all my credit cards of with this loan
Which debts do you plan to pay off with this loan?I want to pay all my credit cards of with this loan
Which debts do you plan to pay off with this loan?I want to pay all my credit cards of with this loan

 


 

 

 

Member Payment Dependent Notes Series 1399096

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399096

$10,000

$10,000

14.09%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399096. Member loan 1399096 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Elite Spice Debt-to-income ratio: 25.16%
Length of employment: 10+ years Location: SPARKS, NV
       
Home town:
Current & past employers: Elite Spice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,896.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $400/mo, car ins and payment is $230, gas $100/mo, I pay about $100 or so in food. I pay no utilities or cell phone payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No student loans, lines of credit, or mortgage payments. I tried to answer with all my credit card info like my outstanding balances and apr but they wouldn't take it. I have $17K in debt and am trying to consolidate everything into one payment. High APR interest rates too.
Please explain the reason why you carry a large revolving credit balance.I have debt that I am trying to consolidate. I am a widow and do not have extra money so when times got rough I needed to use my credit cards. I had a family emergency and fell behind and now just looking for help.

 


 

 

 

Member Payment Dependent Notes Series 1399110

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399110

$9,000

$9,000

7.62%

1.00%

July 12, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399110. Member loan 1399110 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: First Data Debt-to-income ratio: 2.62%
Length of employment: < 1 year Location: Dalls, GA
       
Home town:
Current & past employers: First Data
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,314.00 Public Records On File: 0
Revolving Line Utilization: 25.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are gas for transportation and phone bill.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 store credit cards and 1 visa credit card, probably around $5000 in debt balances.

 


 

 

 

Member Payment Dependent Notes Series 1399138

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399138

$4,000

$4,000

13.11%

1.00%

July 12, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399138. Member loan 1399138 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Biolife Debt-to-income ratio: 25.53%
Length of employment: 5 years Location: Ivins, UT
       
Home town:
Current & past employers: Biolife
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 47 Months Since Last Delinquency: 5
Revolving Credit Balance: $24,785.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Just refinanced to a lower rate at 4.25%, lowering montly payment to $1497 from $1987.
If you have a delinquency in the last 2 years, please explain the reason.Paid off car loan to wells fargo in december with last scheduled payment. Did not know there was still a small amout for pay-off, so paid that in January. Because full payoff amount wasn't paid in December, it was reported as late.
If you have a delinquency in the last 2 years, please explain the reason.Paid off car loan to wells fargo in december with last scheduled payment. Did not know there was still a small amout for pay-off, so paid that in January. Because full payoff amount wasn't paid in December, it was reported as late.
If you have a delinquency in the last 2 years, please explain the reason.Paid off car loan to wells fargo in december with last scheduled payment. Did not know there was still a small amout for pay-off, so paid that in January. Because full payoff amount wasn't paid in December, it was reported as late.
If you have a delinquency in the last 2 years, please explain the reason.Paid off car loan to wells fargo in december with last scheduled payment. Did not know there was still a small amout for pay-off, so paid that in January. Because full payoff amount wasn't paid in December, it was reported as late.

 


 

 

 

Member Payment Dependent Notes Series 1399226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399226

$22,800

$22,800

20.49%

1.00%

July 16, 2012

July 15, 2017

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399226. Member loan 1399226 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,750 / month
Current employer: Home Depot Debt-to-income ratio: 14.05%
Length of employment: 10+ years Location: Wilmington, DE
       
Home town:
Current & past employers: Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 32
Revolving Credit Balance: $18,521.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1399269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399269

$14,600

$14,600

15.31%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399269. Member loan 1399269 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: Brooklyn Dermatology Debt-to-income ratio: 20.67%
Length of employment: 2 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Brooklyn Dermatology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To pay of credit cards and to use part of the money for advance towards rent<br><br> Borrower added on 07/09/12 > To pay off credit card payments and consolidate into one payment and to pay part towards advance rent.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,862.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-$600.00<br>transportation-$104.00<br>utilities and phone : $250.00<br>food -$250.00<br>other expenses - $60.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt - $9740.00 - Interest rate 18.5%<br>Student loan - $9000.00 (approx) - Interest rate 6.5%<br>Bank loan - $5500.00 (approx) - interest rate 6.5%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-$600.00<br>transportation-$104.00<br>utilities and phone : $250.00<br>food -$250.00<br>other expenses - $60.00
Which debts do you plan to pay off with this loan?Credit card payments and advance towards rent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt - $9740.00 - Interest rate 18.5%<br>Student loan - $9000.00 (approx) - Interest rate 6.5%<br>Bank loan - $5500.00 (approx) - interest rate 6.5%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit card payments and advance towards rent through checking account
What is your intended use for the loan proceeds?The main purpose of the loan is to pay off credit card debts and consolidate them into one payment and pay part towards the advance rent.

 


 

 

 

Member Payment Dependent Notes Series 1399304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399304

$3,250

$3,250

8.90%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399304. Member loan 1399304 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,875 / month
Current employer: Comcast Debt-to-income ratio: 32.64%
Length of employment: 10+ years Location: Belchertown, MA
       
Home town:
Current & past employers: Comcast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,041.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?current monthly expenses are for everything 4000.00
What are you buying?I would like to buy a hot tub for my family
Please explain the reason why you carry a large revolving credit balance.I work very hard for what I have and money is not always there and ready for me to use it. I do put money away in my 401K as to have a better life when I retire. But I also like nice things as I work hard and credit is the way that I can afford to get some of these things that My Family and I like to have as well as do.
Please explain the reason why you carry a large revolving credit balance.I work very hard for what I have and money is not always there and ready for me to use it. I do put money away in my 401K as to have a better life when I retire. But I also like nice things as I work hard and credit is the way that I can afford to get some of these things that My Family and I like to have as well as do.

 


 

 

 

Member Payment Dependent Notes Series 1399306

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399306

$12,375

$12,375

14.33%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399306. Member loan 1399306 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: JSP International Debt-to-income ratio: 20.49%
Length of employment: 10+ years Location: BUTLER, PA
       
Home town:
Current & past employers: JSP International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 71
Revolving Credit Balance: $12,735.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses average at $1700. This includes credit card payments, rent, utilities, phone, car payment, insurance, travel costs, and living expenses. $400 - $500 of this amount is for payments on my revolving credit balance which I am seeking the loan to pay off. The estimated loan payment will replace this amount.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt is $14,000 with an average interest rate of 21%<br>This amount includes retailer lines of credit<br>The only loan I currently have is an auto loan which is not included in what I hope to consolidate.
Please explain the reason why you carry a large revolving credit balance.I am currently working to earn a bachelors degree while being employed full time and am paying for all related expenses myself which had me using my credit more than I normally would have. I also charged a significant amount of auto expenses prior to switching to a higher paying position with my employer whom I have been with for over 14 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses average at $1700. This includes credit card payments, rent, utilities, phone, car payment, insurance, travel costs, and living expenses. $400 - $500 of this amount is for payments on my revolving credit balance which I am seeking the loan to pay off. The estimated loan payment will replace this amount.
Which debts do you plan to pay off with this loan?I will be paying off all of my credit cards except for the Juniper card which has a 9% APR and $2300 balance. I plan on having that paid off within a few months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt is $14,000 with an average interest rate of 21%<br>This amount includes retailer lines of credit<br>The only loan I currently have is an auto loan which is not included in what I hope to consolidate.

 


 

 

 

Member Payment Dependent Notes Series 1399321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399321

$5,375

$5,375

12.12%

1.00%

July 16, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399321. Member loan 1399321 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: n/a Debt-to-income ratio: 29.10%
Length of employment: n/a Location: SALISBURY, NC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > The loan is for bill consolidation at a lower interest rate. The rates have crept up over time so I wish to get rid of my debt by paying it off as fast as possible. I did not realize my total indebtness as time went along until I sat down and examined it. That's when I said this has got to stop.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,005.00 Public Records On File: 0
Revolving Line Utilization: 45.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent I figure is $100 a month based on the fact that I pay the taxes on the house each year. Utilities are paid by another party. I have a Tracphone which is about $10 a month. My only transportation expense is gasoline. Food is approximately $60 a week. Insurance is $70 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not obligated to a mortage. Credit cards balance is currently about $15500. My Chase & Barclays cards interest rate is about 12%. The rest have gradually increased over time with rates of 21-25%. Monthly payments are made at more than minimum and vary according to the amount owed to each card.
Please explain the reason why you carry a large revolving credit balance.It happened slowly over time without me keeping abreast of the total owed. When I realized the extent of my total indebtness, I began to take steps to stop it. Loan consolidation at lower interest rates was viewed as a way to achieve gradual retirement of the total. It will take me about 7 years, I estimate, to retire all debt without creating more debt at the same time.

 


 

 

 

Member Payment Dependent Notes Series 1399333

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399333

$10,000

$10,000

15.31%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399333. Member loan 1399333 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: city ice Debt-to-income ratio: 31.43%
Length of employment: 10+ years Location: SCOTTSBORO, AL
       
Home town:
Current & past employers: city ice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I want to buy myself another vehicle, and also use it to help me on a a more personal note. Thank you!<br><br> Borrower added on 07/01/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,762.00 Public Records On File: 0
Revolving Line Utilization: 76.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?12-1500 a month
What type of vehicle are you buying (make, model, year, mileage and condition)?truck...havent yet picked it out, so not real sure on the make and model
What are the balances, interest rates, and monthly payments on any other auto obligations?O
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?12-1500 a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?maybe taking a family vacation
How much money are you providing out of pocket as a down payment for this purchase?0
How are you covering other costs related to this car transaction (taxes, registration, insurance)?cash from the loan
Please explain the reason why you carry a large revolving credit balance.not real sure on how to respond to this answer, sorry
What are the balances, interest rates, and monthly payments on any other auto obligations?O

 


 

 

 

Member Payment Dependent Notes Series 1399353

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399353

$12,000

$12,000

12.12%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399353. Member loan 1399353 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: ProLogix Software and Automation Debt-to-income ratio: 26.18%
Length of employment: 1 year Location: Bakesfield, CA
       
Home town:
Current & past employers: ProLogix Software and Automation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,409.00 Public Records On File: 0
Revolving Line Utilization: 74.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1399362

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399362

$20,000

$20,000

8.90%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399362. Member loan 1399362 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: CCCS, Inc. Debt-to-income ratio: 34.99%
Length of employment: 10+ years Location: Butte, MT
       
Home town:
Current & past employers: CCCS, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > I simply want to consolidate some debt and reduce my overall monthly payments to make life a little easier.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,571.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $650.00<br>Transportation/Gas:$100.00<br>Utlities: $200.00<br>Phone: $50.00<br>Insurance(Life, car, house): $200.00<br>Food: $400.00<br>Credit Cards: $300.00<br>Car Loan: $400.00<br>Total: $2,300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: $300/month $12,000 balance 9.0% - 12.0% interest <br>Car Payment: $400/month $3,600 balance 7.5%interest<br>Loan: $300/month $5,000 balance 8.9% interest <br>Mortgage $650.00 $60,000 balance 6.5% interest
Please explain the reason why you carry a large revolving credit balance.I had some personal issues several years ago that strained my finances and I am trying to consolidate the debt.
Please explain the reason why you carry a large revolving credit balance.I had some personal issues several years ago that strained my finances and I am trying to consolidate the debt.

 


 

 

 

Member Payment Dependent Notes Series 1399377

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399377

$18,000

$18,000

12.12%

1.00%

July 12, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399377. Member loan 1399377 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: JT3 Debt-to-income ratio: 25.33%
Length of employment: 3 years Location: INDIAN SPRINGS, NV
       
Home town:
Current & past employers: JT3
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,975.00 Public Records On File: 0
Revolving Line Utilization: 73.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are 4195.00 with my total household bring home income is 6682.00. (Gross combined household monthly income is apprx 9250.00) That leaves me with an positive flow of 2487.00
What is your intended use for the loan proceeds?I intend on paying off some higher interest loans and doing some home improvements on my house.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance is one that I am dedicated to paying off. I have cut up that card and it is no longer in use. I am working my way to being debt free one day at a time.

 


 

 

 

Member Payment Dependent Notes Series 1399387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399387

$10,000

$10,000

17.77%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399387. Member loan 1399387 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,153 / month
Current employer: M3 Engineering & Tech Debt-to-income ratio: 14.40%
Length of employment: 4 years Location: TUCSON, AZ
       
Home town:
Current & past employers: M3 Engineering & Tech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Debt Consolidation<br><br> Borrower added on 07/11/12 > The debt consolidation will pay-off high interest rate (25%-29%) credit cards (2) and Dell computers line of credit<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 19
Revolving Credit Balance: $19,251.00 Public Records On File: 0
Revolving Line Utilization: 93.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $180000 bal 7% int $1450 monthly payment<br>Bank credit card $5000 bal 26% int $200 monthly payment<br>Store credit card $1300 bal 27% int $35 monthly payment<br>Dell loc $2000 bal 29% int $53 monthly payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $180000 bal 7% int $1450 monthly payment<br>Bank credit card $5000 bal 26% int $200 monthly payment<br>Store credit card $1300 bal 27% int $35 monthly payment<br>Dell loc $2000 bal 29% int $53 monthly payment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1450, taxes and insurance included<br>No home equity loan or line of credit<br>Utilities run $275 - $300 per month

 


 

 

 

Member Payment Dependent Notes Series 1399392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399392

$13,375

$13,375

10.16%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399392. Member loan 1399392 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,499 / month
Current employer: Bionostics, Inc. Debt-to-income ratio: 26.92%
Length of employment: 3 years Location: Ayer, MA
       
Home town:
Current & past employers: Bionostics, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am trying to pay off high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,148.00 Public Records On File: 0
Revolving Line Utilization: 81.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?That figure is $3000.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1). Mastercard $7100 at 23.99%. 209 monthly<br>2.) Mastercard $1739 at 19.99%. 48 monthly.<br>3.) remainder to Visa at 17.99% current balance of $10700. minimum of $268.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total current minimum on all card is $936.<br><br>This loan through lending club is for 432.58. So I would be paying less than the $936 (towards current debt) since the amount I owe would be less, but I am not sure how much less. The monthly total would probably be higher but would be getting me closer to paying off my debt since more would be going to principal.
Please explain the reason why you carry a large revolving credit balance.It has gradually built up over the years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1). Mastercard $7100 at 23.99%. 209 monthly<br>2.) Mastercard $1739 at 19.99%. 48 monthly.<br>3.) remainder to Visa at 17.99% current balance of $10700. minimum of $268.

 


 

 

 

Member Payment Dependent Notes Series 1399401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399401

$6,925

$6,925

7.62%

1.00%

July 13, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399401. Member loan 1399401 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: USAC Debt-to-income ratio: 6.46%
Length of employment: 1 year Location: Washington, DC
       
Home town:
Current & past employers: USAC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > My loan is to consolidate my credit card payments into a lower interest payment.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,041.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $900<br>Transportation - Paid by employer<br>Utilities - $280<br>Phone - Paid by employer<br>Insurance - Paid by employer<br>Food - $250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (monthly minimum combined) ~ $50 - $80 (13% - 16% APR)<br>Student Loans - $0<br>Rent - $900<br>lines of credit - $0<br>Transportation - Paid by Employer<br>Insurance - Paid by Employer
Which debts do you plan to pay off with this loan?Credit card consolidation, looking for lower APR to save money.

 


 

 

 

Member Payment Dependent Notes Series 1399455

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399455

$4,600

$4,600

6.62%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399455. Member loan 1399455 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Geico Debt-to-income ratio: 27.48%
Length of employment: 6 years Location: WINTER HAVEN, FL
       
Home town:
Current & past employers: Geico
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > It is to pay off a high interest credit card and for home improvement electrical wiring project.<br><br> Borrower added on 07/04/12 > This loan will help me to consolidate some high interest credit cards plus pay for a home improvement project. I have a very stable job working in an insurance company that has never had a layoff. I have been working at my company for 6 years now so my ability to pay back the loan is guarenteed.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,776.00 Public Records On File: 0
Revolving Line Utilization: 53.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1399465

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399465

$8,000

$8,000

15.80%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399465. Member loan 1399465 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Wells Fargo Bank, N.A. Debt-to-income ratio: 26.36%
Length of employment: 3 years Location: MOUNT DORA, FL
       
Home town:
Current & past employers: Wells Fargo Bank, N.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Being given the opportunity to consolidate my debt will go a long way towards creating a better cash flow, giving me the ability to repay obligations much faster than I could other wise be able to do.<br><br> Borrower added on 07/09/12 > To further clarify, there are a couple doctor's bills (everything is fine :)) as well. By securing this loan, it will lower my monthly payments by over $100 a month. In turn, credit score will improve, making it easier in 18-24 months to purchase my first home!<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 37
Revolving Credit Balance: $13,392.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$450 Rent, $335 Car (payment and insurance), $175 Utilities (Cable, Electric, Water, Phone), $80 Food, $200 Revolving Debt, $100 per month Drs Bills
Which debts do you plan to pay off with this loan?There are two Drs Bills that don't show up on Credit History: Total of $2000. Credit Cards: remainder of loan balance of $5600 will be applied to these.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No student loans, mortgages, or other personal loans. $450 Rent, $160 utilities (phone, electric, water, sewer, trash, phone), $345 Car payment and Insurance. Food and Gas runs $270 monthly. Of revolving lines of credit, I have 7 credit cards, ranging in interest from 12.5% to 27% for store card. Revolving Credit Monthly payments total $370
Please explain the reason why you carry a large revolving credit balance.Dr.s bills that came from a significant procedure two times in my life. We are not supposed to go into famililial status, but rest assured, everyone is fine :)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$450 Rent, $335 Car (payment and insurance), $175 Utilities (Cable, Electric, Water, Phone), $80 Food, $200 Revolving Debt, $100 per month Drs Bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No student loans, mortgages, or other personal loans. $450 Rent, $160 utilities (phone, electric, water, sewer, trash, phone), $345 Car payment and Insurance. Food and Gas runs $270 monthly. Of revolving lines of credit, I have 7 credit cards, ranging in interest from 12.5% to 27% for store card. Revolving Credit Monthly payments total $370

 


 

 

 

Member Payment Dependent Notes Series 1399492

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399492

$15,000

$15,000

14.33%

1.00%

July 13, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399492. Member loan 1399492 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Morgan Stanley Smith Barney Debt-to-income ratio: 12.04%
Length of employment: 10+ years Location: MARIETTA, GA
       
Home town:
Current & past employers: Morgan Stanley Smith Barney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Consolidate debt so I can relocate<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 69
Revolving Credit Balance: $23,708.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3000 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$18,000 amex
Please explain the reason why you carry a large revolving credit balance.trying to set to zero debt and consolidate
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$18,000 amex
Which debts do you plan to pay off with this loan?amex

 


 

 

 

Member Payment Dependent Notes Series 1399528

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399528

$4,200

$4,200

17.77%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399528. Member loan 1399528 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,080 / month
Current employer: Arete QIS Debt-to-income ratio: 22.98%
Length of employment: 2 years Location: Saint Marys, PA
       
Home town:
Current & past employers: Arete QIS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 6 Months Since Last Delinquency: 22
Revolving Credit Balance: $1,203.00 Public Records On File: 0
Revolving Line Utilization: 19.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1399605

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399605

$15,000

$15,000

7.90%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399605. Member loan 1399605 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Neave Landscaping Debt-to-income ratio: 22.75%
Length of employment: 6 years Location: Poughkeepsie, NY
       
Home town:
Current & past employers: Neave Landscaping
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Looking to borrow some money to supplement what we have saved for our wedding coming up in two months<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,382.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1399609

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399609

$12,000

$12,000

15.80%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399609. Member loan 1399609 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Blueridge Healthcare Debt-to-income ratio: 13.39%
Length of employment: < 1 year Location: CONNELLYS SPRINGS, NC
       
Home town:
Current & past employers: Blueridge Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > to cosolidat credit card debt at a lower interest to finish paying them off.<br><br> Borrower added on 07/06/12 > As I pay some debt off I will close out all but one High interest credit cards.<br><br> Borrower added on 07/08/12 > To become be debt free, as much as possible, getting older want to spend time having fun with my family, not paying credit debt.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,291.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately 800.00 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards total 8938.76 interest rates from 9.99% to 19.99%<br><br>loans 4000.00 10% 1400.00 5%
Please explain the reason why you carry a large revolving credit balance.In building personal credit, I took offers as they came in and continue to try and get them paid down. I pay extra each month, trying to iliminate some of the debt. It just isn't fast enough. I am not stretched thin with debt and make my payments timely. Would like pay them on the bill cycle to cut down on interest charges but I get paid bi-monthly. I prefer to pay extra and not the minimum so I wait and pay them when I get paid in order to make a larger payment.
Please explain the reason why you carry a large revolving credit balance.In building personal credit, I took offers as they came in and continue to try and get them paid down. I pay extra each month, trying to iliminate some of the debt. It just isn't fast enough. I am not stretched thin with debt and make my payments timely. Would like pay them on the bill cycle to cut down on interest charges but I get paid bi-monthly. I prefer to pay extra and not the minimum so I wait and pay them when I get paid in order to make a larger payment.
Which debts do you plan to pay off with this loan?My major credit cards and the remaining balance of my vehicle loan.

 


 

 

 

Member Payment Dependent Notes Series 1399619

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399619

$19,075

$19,075

14.09%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399619. Member loan 1399619 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Harlingen CISD Debt-to-income ratio: 22.62%
Length of employment: 7 years Location: SANTA ROSA, TX
       
Home town:
Current & past employers: Harlingen CISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,411.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?5 credit cards. Total balance: $26400<br> Min payment: $575<br> Int rates: 11-23%<br><br>Note: this loan will Used to consolidate higher interest credit cards and retire the debt in 3 years instead of just making minimum payments.
Please explain the reason why you carry a large revolving credit balance.In the past few years, I've had some medical expenses and some major house repairs that I was forced to pay on credit.
Please explain the reason why you carry a large revolving credit balance.In the past few years, I've had some medical expenses and some major house repairs that I was forced to pay on credit.
What is the total balance of your credit cards, interest rates and current monthly payments?5 credit cards. Total balance: $26400<br> Min payment: $575<br> Int rates: 11-23%<br><br>Note: this loan will Used to consolidate higher interest credit cards and retire the debt in 3 years instead of just making minimum payments.
What is the total balance of your credit cards, interest rates and current monthly payments?5 credit cards. Total balance: $26400<br> Min payment: $575<br> Int rates: 11-23%<br><br>Note: this loan will Used to consolidate higher interest credit cards and retire the debt in 3 years instead of just making minimum payments.

 


 

 

 

Member Payment Dependent Notes Series 1399627

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399627

$6,000

$6,000

12.12%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399627. Member loan 1399627 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 30.82%
Length of employment: n/a Location: CHESHIRE, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Re-fi high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,250.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1399699

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399699

$18,250

$18,250

14.33%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399699. Member loan 1399699 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Lewisville ISD Debt-to-income ratio: 13.43%
Length of employment: 8 years Location: FRISCO, TX
       
Home town:
Current & past employers: Lewisville ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 66
Revolving Credit Balance: $21,909.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1399753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399753

$10,000

$10,000

17.27%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399753. Member loan 1399753 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,667 / month
Current employer: Hill Wallack LLP Debt-to-income ratio: 21.60%
Length of employment: 7 years Location: Ewing, NJ
       
Home town:
Current & past employers: Hill Wallack LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > This loan is to consolidate my current debt into one monthly payment at one interest rate so that we can start saving to do improvements to our home. The varying interest rates with credit cards these days don't allow us to save as much as we would like.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 17
Revolving Credit Balance: $5,961.00 Public Records On File: 0
Revolving Line Utilization: 85.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies. All my bills are paid on time. I take pride in making sure that I am never late on payments.

 


 

 

 

Member Payment Dependent Notes Series 1399803

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399803

$13,600

$13,600

13.11%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399803. Member loan 1399803 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: D & D Trenchless Solutions Debt-to-income ratio: 19.59%
Length of employment: 6 years Location: forked river, NJ
       
Home town:
Current & past employers: D & D Trenchless Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I want to consolidate bills into one payment<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 29
Revolving Credit Balance: $16,061.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 a month have company car
What are you buying?looking to consolidate bills
Please explain the reason why you carry a large revolving credit balance.Had some house and car problems looking for this loan to pay all those off

 


 

 

 

Member Payment Dependent Notes Series 1399806

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399806

$21,850

$21,850

12.12%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399806. Member loan 1399806 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: john paras Debt-to-income ratio: 34.73%
Length of employment: 10+ years Location: rock springs, WY
       
Home town:
Current & past employers: john paras
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > CURRENTLY I AM PAYING FROM 21 TO 26 PERCENT ON CREDIT CARD DEBT I AM ABLE TO MAKE MU PAYMENTS BUT IT SEEMS THE PRINCIPLE NEVER GOES DOWN I HAVE CUT MY CARDS UP AND WITH A SET PAYMENT FOR 36 MONTHS AND THE LOWER RATE WOW THANKS SO MUCH<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,464.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?my mortgages is 505.00 i do not have a second or home equity loan utilities run about 300.00 per month property tax is 1,360.00 home owners ins 460.00 per year thanks

 


 

 

 

Member Payment Dependent Notes Series 1399809

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399809

$25,600

$25,600

23.63%

1.00%

July 17, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399809. Member loan 1399809 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: premier toyota Debt-to-income ratio: 22.12%
Length of employment: 2 years Location: mentor, OH
       
Home town:
Current & past employers: premier toyota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > paying off credit cards-capitol one,hsbc,jc penneys,jb robinson, one main financial, & current lending club account<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 38
Revolving Credit Balance: $26,412.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage is 1200 per month, car payment is 500 month with employer paying half for car allowance,spend about 600 month on food for family and couple hundred on utilities-27yrs total experience in same job position and 16 years at same residency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1200 month mortgage, 500 month car payment with employer splitting with 250 car allowance,3 credit cardswith hsbc,capitolo one, and citibank-using loan to payoff two of them and savings to payoff third-also paying off jb robinson, jc penneys, one main financial and current lending club to equal one payment of $ 750 to finish off in just 60 mths all revolving credit debt.I currently have been buying home for 17yrs & have been a finance manager for a total of 27 years.
Please explain the reason why you carry a large revolving credit balance.this is the reason for the loan-always making payments but it seems balances never are being reduced-now everything will be gone in 60 payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage is 1200 per month, car payment is 500 month with employer paying half for car allowance,spend about 600 month on food for family and couple hundred on utilities-27yrs total experience in same job position and 16 years at same residency.
Please explain the reason why you carry a large revolving credit balance.this is the reason for the loan-always making payments but it seems balances never are being reduced-now everything will be gone in 60 payments.
Please explain the reason why you carry a large revolving credit balance.this is the reason for the loan-always making payments but it seems balances never are being reduced-now everything will be gone in 60 payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1200 month mortgage, 500 month car payment with employer splitting with 250 car allowance,3 credit cardswith hsbc,capitolo one, and citibank-using loan to payoff two of them and savings to payoff third-also paying off jb robinson, jc penneys, one main financial and current lending club to equal one payment of $ 750 to finish off in just 60 mths all revolving credit debt.I currently have been buying home for 17yrs & have been a finance manager for a total of 27 years.
Which debts do you plan to pay off with this loan?i plan to payoff hsbc,capitol one,jb robinson,jc penneys, one main financial, and my current lending club account. i have one more credit card with citibank which i will be using my savings to payoff-therefore eliminating all my credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1200 month mortgage, 500 month car payment with employer splitting with 250 car allowance,3 credit cardswith hsbc,capitolo one, and citibank-using loan to payoff two of them and savings to payoff third-also paying off jb robinson, jc penneys, one main financial and current lending club to equal one payment of $ 750 to finish off in just 60 mths all revolving credit debt.I currently have been buying home for 17yrs & have been a finance manager for a total of 27 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage is 1200 per month, car payment is 500 month with employer paying half for car allowance,spend about 600 month on food for family and couple hundred on utilities-27yrs total experience in same job position and 16 years at same residency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1200 month mortgage, 500 month car payment with employer splitting with 250 car allowance,3 credit cardswith hsbc,capitolo one, and citibank-using loan to payoff two of them and savings to payoff third-also paying off jb robinson, jc penneys, one main financial and current lending club to equal one payment of $ 750 to finish off in just 60 mths all revolving credit debt.I currently have been buying home for 17yrs & have been a finance manager for a total of 27 years.

 


 

 

 

Member Payment Dependent Notes Series 1399829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399829

$14,000

$14,000

6.62%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399829. Member loan 1399829 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Yavapai Accommodation School District Debt-to-income ratio: 10.56%
Length of employment: 9 years Location: Mayer, AZ
       
Home town:
Current & past employers: Yavapai Accommodation School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I wish to refinance a time share<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 71
Revolving Credit Balance: $1,927.00 Public Records On File: 0
Revolving Line Utilization: 2.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1900 total expenses
What are you buying?I have purchased a time share and wish to refinance it
What is your intended use for the loan proceeds?I wish to refinance a time share purchase

 


 

 

 

Member Payment Dependent Notes Series 1399830

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399830

$20,000

$20,000

15.80%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399830. Member loan 1399830 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Farmers Insurance Debt-to-income ratio: 16.27%
Length of employment: 8 years Location: Austin, TX
       
Home town:
Current & past employers: Farmers Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I financially over extended myself with three high interest credit cards. My goal is consolidate all three debts into a single payment iva a Lending Club loan. My story is a cautionary tale on how a few bad financial decisions can quickly overwhelmed a budget.<br><br> Borrower added on 07/02/12 > I am thankful and humbled by my investor's interest in helping me resolve my financial challenges! I realize your decisions are based upon making money, however, a secondary result is your are helping some else out. I intend to become an investor once my personal finances are a little more stable.<br><br> Borrower added on 07/04/12 > Happy 4th of July to all of my investors! Thank you for your support!<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,977.00 Public Records On File: 0
Revolving Line Utilization: 89.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balances: $18,000; $8,000; $5,600. Interest rates: 7.24, 23.99 & 29.99 respectively. Monthly mortgage payment: $2,310. Student loan: $16,000 at 4.23%. The purpose for the Lending Club loan is to eliminate the two high interest credit card. All of my other interest rates on my debt is reasonable. If am fully funded I will pay off these two high interest credit cards and close those accounts. I hope I have answered your questions, please let me know if you need further information.

 


 

 

 

Member Payment Dependent Notes Series 1399850

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399850

$5,500

$5,500

14.33%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399850. Member loan 1399850 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,667 / month
Current employer: WalMart Debt-to-income ratio: 19.74%
Length of employment: 4 years Location: EL CAJON, CA
       
Home town:
Current & past employers: WalMart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 39
Revolving Credit Balance: $1,557.00 Public Records On File: 0
Revolving Line Utilization: 44.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.help my son get a house. he has work hard and became a rn and has a family now so i what to help him
What is your intended use for the loan proceeds?help my son to get a house he has work hard tobe a rn and now has a family.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 800.00 a month
What is your intended use for the loan proceeds?help my son to get a house he has work hard tobe a rn and now has a family.
What is your intended use for the loan proceeds?help my son to get a house he has work hard tobe a rn and now has a family.
Please explain the reason why you carry a large revolving credit balance.just got that way because i put airline tickets on it and bougth a anquite hutch it will be pay off again by christmas i alse pay it off .

 


 

 

 

Member Payment Dependent Notes Series 1399859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399859

$27,575

$27,575

14.33%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399859. Member loan 1399859 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Dominion Debt-to-income ratio: 24.31%
Length of employment: < 1 year Location: North Canton, OH
       
Home town:
Current & past employers: Dominion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I currently have two major credit cards I would like to pay off with this loan. Between the two of them I pay roughly 1100.00 per month just to keep the balance the same. I have had the Discover card for almost 10 years and the Chase Visa for 7 years. I have never been late or missed a payment.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,744.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I took a new job a couple of months ago that was about a 50000 a year pay cut. and I started to put things on the card that I couldnt afford, but now I am getting things in order and am now living within my means.

 


 

 

 

Member Payment Dependent Notes Series 1399866

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399866

$9,000

$9,000

7.90%

1.00%

July 16, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399866. Member loan 1399866 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Pine Cone Hill Debt-to-income ratio: 0.85%
Length of employment: 7 years Location: PITTSFIELD, MA
       
Home town:
Current & past employers: Pine Cone Hill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > this loan is to pay off a loan that i took from my mother last year. she let me borrow off of her home equity line (b/c interest rates are low!).her financial situation has changed,so i would like to pay off my debt to her. the original loan from mom was a debt consolidation,and small home imprvmnts<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,344.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I borrowed money from my mother last year off of her home equity line to pay off and consolidate some bills. I would like to pay her off what I owe her as her financial situation has changed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One credit card with a $1000 bal ...will also be paid with loan. One credit card that I have intentionally put a $500 limit on. It maybe has $300 on it. This is my " fun" card.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $2000 total.

 


 

 

 

Member Payment Dependent Notes Series 1399895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399895

$3,000

$3,000

6.62%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399895. Member loan 1399895 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Children's Services Debt-to-income ratio: 11.61%
Length of employment: 2 years Location: Chico, CA
       
Home town:
Current & past employers: Children's Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Loan requested to combine two credit card payments into one and reduce the interest rate!<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,373.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1399918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399918

$3,000

$3,000

11.14%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399918. Member loan 1399918 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Accor North America Debt-to-income ratio: 20.40%
Length of employment: 8 years Location: Shawnee, OK
       
Home town:
Current & past employers: Accor North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 19
Revolving Credit Balance: $13,139.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.NA
What is your intended use for the loan proceeds?I plan on going to the United Kingdom and need assistance with airfare and lodging. Due to the fact that the olympics are in London very soon the cost of travel to and in London exceeds my current money on hand.

 


 

 

 

Member Payment Dependent Notes Series 1399919

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399919

$3,600

$3,600

11.14%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399919. Member loan 1399919 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: College of William & Mary Debt-to-income ratio: 3.60%
Length of employment: < 1 year Location: Columbus, OH
       
Home town:
Current & past employers: College of William & Mary
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I just got a new (my first!) job in Virginia, and need a little help moving from Ohio, where I've been pursuing a graduate degree for the past few years. This will cover moving expenses and rent for the first month till I get my first real paycheck.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,140.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Will some or all of your moving expenses be reimbursed, if so how much?My employer does offer reimbursement on moving and relocation expenses, up to a maximum of $10000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses are: rent ($850), transportation (~$100), utilities, cable/internet and phone ($130), insurance ($60), food ($200).

 


 

 

 

Member Payment Dependent Notes Series 1399942

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399942

$14,825

$14,825

7.90%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399942. Member loan 1399942 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Swad auto transporters inc. Debt-to-income ratio: 20.37%
Length of employment: 7 years Location: lauderhill, FL
       
Home town:
Current & past employers: Swad auto transporters inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 26
Revolving Credit Balance: $5,317.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expense is $2,100
If you have a delinquency in the last 2 years, please explain the reason.I went delinquent on my mortgage to obtain a loan modification.
What is your intended use for the loan proceeds?I intend to purchase a car carrier trailer.
What is your intended use for the loan proceeds?I intend to purchase a car carrier trailer.
Please describe your experience/familiarity with the business you are starting/started?I have been hauling car for a little over seven years,my route is up and down the eastern sea board. I haul for snow birds,Internet sales,private and corporate moves.

 


 

 

 

Member Payment Dependent Notes Series 1400021

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400021

$5,500

$5,500

7.90%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400021. Member loan 1400021 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: GoSmile Debt-to-income ratio: 8.27%
Length of employment: 1 year Location: Berkeley, CA
       
Home town:
Current & past employers: GoSmile
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,010.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400024

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400024

$10,000

$10,000

14.33%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400024. Member loan 1400024 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: AccessData Debt-to-income ratio: 18.52%
Length of employment: 2 years Location: CYPRESS, TX
       
Home town:
Current & past employers: AccessData
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I currently have a Star Furniture bill that is $200 per month and 2 other credit cards that account for another $355 per month. This loan will pay those off so I can close them and will allow me to have a lower monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 8
Revolving Credit Balance: $28,165.00 Public Records On File: 0
Revolving Line Utilization: 82.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $3500
If you have a delinquency in the last 2 years, please explain the reason.US Bank didn't process an online payment for me of $583.96. When I found out that it never went through, I immediately made a double payment of $583.96 and have been disputing that late payment for the past 2 years.
Please explain the reason why you carry a large revolving credit balance.There were some circumstances that came up a while back that required it. Things have changed however and now I'm anxious to relieve myself of the credit cards that feed in to that revolving credit balance.
Please explain the reason why you carry a large revolving credit balance.There were some circumstances that came up a while back that required it. Things have changed however and now I'm anxious to relieve myself of the credit cards that feed in to that revolving credit balance.

 


 

 

 

Member Payment Dependent Notes Series 1400026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400026

$10,075

$10,075

18.75%

1.00%

July 11, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400026. Member loan 1400026 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,583 / month
Current employer: Transportation Security Administration Debt-to-income ratio: 32.00%
Length of employment: 10+ years Location: NORTH LAS VEGAS, NV
       
Home town:
Current & past employers: Transportation Security Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > With this loan I will have the ability to pay off mulitple high interest rate credit cards and the remaining amount on a student loan with one single payment.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 33 Months Since Last Delinquency: 22
Revolving Credit Balance: $10,541.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 2248.00, vehicle 591.00, utilities 550.00, phone 200.00, insurance 500.00, credit cards 400.00, food 600.00.
If you have a delinquency in the last 2 years, please explain the reason.I have been late in paying some bills over the past two years. Though I have been able to pay them within 30 days of the due dates with the late charges added. None of my bills are considered delinquent.

 


 

 

 

Member Payment Dependent Notes Series 1400037

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400037

$30,000

$30,000

17.27%

1.00%

July 12, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400037. Member loan 1400037 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,833 / month
Current employer: Marvin Windows and Doors Debt-to-income ratio: 11.37%
Length of employment: 10+ years Location: SHAKOPEE, MN
       
Home town:
Current & past employers: Marvin Windows and Doors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > My debt has been at a stand still due to saving for personal reasons. Now I want to be able to make more than min payments to ONE place even if it is at a higher interest rate in the hopes of being debt free. I have never been late with a payment on any account as my credit is important to me.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,237.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage monthly payment 1475, utilities $150/month, insurance $85/month, food $200/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi 0 percent interest, 180/month, paying off with loan, balance 10,870<br>US Bank 3.99 percent interest, 180/month, paying off with loan, balance 12,600<br>car payment wells fargo 340/month, paying off with loan, balance 7,240<br>slumberland 0 percent interest, 54/month 1,800
Please explain the reason why you carry a large revolving credit balance.There were previous purchases made and saving for the down payment on a home required that I only pay minimum payments on the revolving credit. I have never been late on any payment ever and the loan I am requesting now is to pay off the high balance credit cards so as to consolidate into 1 loan that I can pay down in less than 5 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi 0 percent interest, 180/month, paying off with loan, balance 10,870<br>US Bank 3.99 percent interest, 180/month, paying off with loan, balance 12,600<br>car payment wells fargo 340/month, paying off with loan, balance 7,240<br>slumberland 0 percent interest, 54/month 1,800
Please explain the reason why you carry a large revolving credit balance.There were previous purchases made and saving for the down payment on a home required that I only pay minimum payments on the revolving credit. I have never been late on any payment ever and the loan I am requesting now is to pay off the high balance credit cards so as to consolidate into 1 loan that I can pay down in less than 5 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi 0 percent interest, 180/month, paying off with loan, balance 10,870<br>US Bank 3.99 percent interest, 180/month, paying off with loan, balance 12,600<br>car payment wells fargo 340/month, paying off with loan, balance 7,240<br>slumberland 0 percent interest, 54/month 1,800
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1475/month, utilities 200/mo (water, electric, gas), insurance 150/mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi 0 percent interest, 180/month, paying off with loan, balance 10,870<br>US Bank 3.99 percent interest, 180/month, paying off with loan, balance 12,600<br>car payment wells fargo 340/month, paying off with loan, balance 7,240<br>slumberland 0 percent interest, 54/month 1,800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi 0 percent interest, 180/month, paying off with loan, balance 10,870<br>US Bank 3.99 percent interest, 180/month, paying off with loan, balance 12,600<br>car payment wells fargo 340/month, paying off with loan, balance 7,240<br>slumberland 0 percent interest, 54/month 1,800

 


 

 

 

Member Payment Dependent Notes Series 1400081

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400081

$20,000

$20,000

14.33%

1.00%

July 16, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400081. Member loan 1400081 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,583 / month
Current employer: Herbert-ABS Software Solutions LLC Debt-to-income ratio: 9.68%
Length of employment: 10+ years Location: San Mateo, CA
       
Home town:
Current & past employers: Herbert-ABS Software Solutions LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,833.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1,250<br>Transportation (gas) 200<br>Utilities 50<br>Phone 100<br>Insurance (2 cars) 123<br>Insurance (Health) 99<br>Food 400<br>Car Payment 428 Paid in October 2012<br>Total 2,650
Please explain the reason why you carry a large revolving credit balance.We built up debt getting established in our business & as a couple. We are working this debt down systematically & based on a schedule. We have reduced it significantly over the past year & a half. Please note that everything has been paid on a regular & timely basis & this is the manner in which we intend to treat the Lending Club loan if approved. I have been w/my company for 11 years & my position & health are solid. Our drapery shop in Burlingame is solid & we are having a great 2012.

 


 

 

 

Member Payment Dependent Notes Series 1400109

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400109

$4,800

$4,800

11.14%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400109. Member loan 1400109 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Trinity Insdustires Debt-to-income ratio: 28.67%
Length of employment: < 1 year Location: McKinney, TX
       
Home town:
Current & past employers: Trinity Insdustires
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I need the loan to pay off a debt. Thank you.<br><br> Borrower added on 07/06/12 > This loan is to pay off High interest debt, making payments more affordable. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 65
Revolving Credit Balance: $4,077.00 Public Records On File: 1
Revolving Line Utilization: 92.70% Months Since Last Record: 91
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses, $3900
What is your intended use for the loan proceeds?To pay off high interest debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses are $3900

 


 

 

 

Member Payment Dependent Notes Series 1400143

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400143

$10,000

$10,000

16.29%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400143. Member loan 1400143 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,100 / month
Current employer: orient cafe Debt-to-income ratio: 5.71%
Length of employment: 7 years Location: sugar land, TX
       
Home town:
Current & past employers: orient cafe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > To support my parent<br><br> Borrower added on 07/02/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,172.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan is my top priority in order to invest in my parent's business. This loan would greatly improve our living conditions by giving us the opportunity to begin a new source of income.

 


 

 

 

Member Payment Dependent Notes Series 1400150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400150

$7,000

$7,000

13.11%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400150. Member loan 1400150 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: SAIC, Inc Debt-to-income ratio: 20.61%
Length of employment: 9 years Location: Wake Forest, NC
       
Home town:
Current & past employers: SAIC, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,527.00 Public Records On File: 0
Revolving Line Utilization: 96.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400158

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400158

$21,000

$21,000

14.09%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400158. Member loan 1400158 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: LTBC Capital Advisors Debt-to-income ratio: 20.21%
Length of employment: 7 years Location: Boston, MA
       
Home town:
Current & past employers: LTBC Capital Advisors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1985 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,074.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mtg $988 2nd Mtg $1015<br>transport zero other than public (T) and bike repairs<br>util, condo fees etc under $500<br>food under $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?two mtg 205 K 5% + 7%<br>CC totaling $60 K rates 4%, 5%, 9% 14% 23%, 32%.
Please explain the reason why you carry a large revolving credit balance.many years of excessive travel
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?two mtg 205 K 5% + 7%<br>CC totaling $60 K rates 4%, 5%, 9% 14% 23%, 32%.
Which debts do you plan to pay off with this loan?two CC with interest rates in excess of 30%

 


 

 

 

Member Payment Dependent Notes Series 1400191

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400191

$22,000

$22,000

14.09%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400191. Member loan 1400191 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,898 / month
Current employer: USAF Debt-to-income ratio: 25.23%
Length of employment: 10+ years Location: Dayton, OH
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > A so called friend/contractor agreed to do a little work on my patio. Without my approval, he totally demolished everything, nothing is left but a pile/area of dirt, and he has left the state. This loan will cover cost of new patio, and also payoff my vehicle.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 16
Revolving Credit Balance: $10,692.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose is the patio. Being military I may have to PCS (move to another location) and if that happens, selling or even renting the house having the patio in the current state is pretty much impossible. One third towards the patio, another third to pay off/close two accounts. The last third towards the master bedroom/bath.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1400.00 mrtg/ins/tax. Approx $220.00 for utilities.
Is the improvement to your primary residence or an investment property?Primary.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx $1850.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Approx $190,000, 3.5%, $1400, do not have a 2nd mrtg or HELOC
If you have a delinquency in the last 2 years, please explain the reason.I don't believe that I do, just about all of my bills are auto withdrawal.

 


 

 

 

Member Payment Dependent Notes Series 1400195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400195

$16,000

$16,000

12.12%

1.00%

July 11, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400195. Member loan 1400195 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,625 / month
Current employer: CliftonLarsonAllen LLP Debt-to-income ratio: 26.57%
Length of employment: 5 years Location: Hainesville, IL
       
Home town:
Current & past employers: CliftonLarsonAllen LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > currently paying very high interest rates on 3 cards that we have been using to renovate our townhouse (purchased in forclosure). would like to pay a smaller rate for all of them.<br><br> Borrower added on 07/02/12 > Currently paying high interest rates on 3 credit cards that are being used to renovate the townhouse purschased (which was in forclosure). Would like to pay a smaller rate for all of them.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,838.00 Public Records On File: 0
Revolving Line Utilization: 73.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - $856<br>transportation - $150<br>insurance - $53<br>all utiliites (including phone) - $500 (approx)<br>food - $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card #1 - approx 8,500 owed, at a rate of 19.99%, current monthly payment is $300<br>credit card #2 - approx 6,000 owed, at a rate of 0% (until September, then not sure what the new rate will be); monthly payment is $75 right now<br>credit card #3 - approx $700 owed, at a rate of 12%; current monthly payment is 40<br>Mortgage - approx 80,000 owed, at a rate of 5.25%; current monthly payment is 855.72
Please explain the reason why you carry a large revolving credit balance.have been doing renovations on a townhouse i purchased, using credit cards to pay for it. interest rates are high, so its been difficult to pay down.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card #1 - approx 8,500 owed, at a rate of 19.99%, current monthly payment is $300<br>credit card #2 - approx 6,000 owed, at a rate of 0% (until September, then not sure what the new rate will be); monthly payment is $75 right now<br>credit card #3 - approx $700 owed, at a rate of 12%; current monthly payment is 40<br>Mortgage - approx 80,000 owed, at a rate of 5.25%; current monthly payment is 855.72

 


 

 

 

Member Payment Dependent Notes Series 1400258

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400258

$14,000

$14,000

10.16%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400258. Member loan 1400258 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Denver School of Nursing Debt-to-income ratio: 10.04%
Length of employment: 2 years Location: Arvada, CO
       
Home town:
Current & past employers: Denver School of Nursing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > To consolidate my credit cards into one payment so that I can pay off my debt faster<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,072.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approximately $92,000 mortgage at 5.25%<br>Approximately $14,000 overall credit card balance w/ interest rates from 15% to 25%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1300 including mortgage, HOA, utilities, phone, gas, and food
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1300 including mortgage, HOA, utilities, phone, gas, and food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approximately $92,000 mortgage at 5.25%<br>Approximately $14,000 overall credit card balance w/ interest rates from 15% to 25%
Please explain the reason why you carry a large revolving credit balance.I have made some mistakes in handling my money in the past. However, I have already taken steps to eliminate my debt and improve my financial situation. I want to be free from debt! Consolidating my cc debt into one monthly payment at a lower interest rate would allow me to reach my goal of freedom from debt even faster. I am very reliable when it comes to making payments in full and on time.

 


 

 

 

Member Payment Dependent Notes Series 1400289

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400289

$11,150

$11,150

10.16%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400289. Member loan 1400289 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Los Angele County DChild Support Service Debt-to-income ratio: 14.83%
Length of employment: 10+ years Location: INGLEWOOD, CA
       
Home town:
Current & past employers: Los Angele County DChild Support Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,064.00 Public Records On File: 0
Revolving Line Utilization: 76.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400335

$3,000

$3,000

7.62%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400335. Member loan 1400335 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: EMERALD HEALTH SERVICES Debt-to-income ratio: 11.61%
Length of employment: < 1 year Location: TOMS RIVER, NJ
       
Home town:
Current & past employers: EMERALD HEALTH SERVICES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,015.00 Public Records On File: 1
Revolving Line Utilization: 9.00% Months Since Last Record: 103
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?apx. 700 month total,
Will some or all of your moving expenses be reimbursed, if so how much?apx $2500.00
If you have a public record on file, please briefly explain the event and its resolution.bankruptcy discharge 3/2004, chapter 7, travel nurse dispute over airline ticket can't remember exact amount butapx $300?

 


 

 

 

Member Payment Dependent Notes Series 1400337

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400337

$19,125

$19,125

7.90%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400337. Member loan 1400337 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,140 / month
Current employer: Army/Air Force Exchange Services Debt-to-income ratio: 7.87%
Length of employment: 10+ years Location: Stockton, CA
       
Home town:
Current & past employers: Army/Air Force Exchange Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Loan is necessary for new roof and to pay off my truck and two credit cards. Not able to select additional items on my application so I definitely selected a new roof and need to pay off my truck and two credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,163.00 Public Records On File: 0
Revolving Line Utilization: 7.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$106612.18 - Balance; 4.0000% - Interest Rate; $785.66 - Monthly Payment

 


 

 

 

Member Payment Dependent Notes Series 1400398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400398

$3,125

$3,125

18.49%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400398. Member loan 1400398 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: WHOLE FOODS MARKET Debt-to-income ratio: 28.51%
Length of employment: 2 years Location: Houston, TX
       
Home town:
Current & past employers: WHOLE FOODS MARKET
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Debt consolidation..<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 64
Revolving Credit Balance: $5,544.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1400417

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400417

$2,400

$2,400

15.31%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400417. Member loan 1400417 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: City Marshal Debt-to-income ratio: 19.51%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: City Marshal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > For bills<br><br> Borrower added on 07/02/12 > for bills<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 25
Revolving Credit Balance: $14,080.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent, con edison, cable, my car, car insurance and food.
Please provide additional details regarding the purpose of the loan.Basically, I want to catch up on my rent and pay off a credit card.
What is your intended use for the loan proceeds?My intention is to catch up on my rent and a credit card.
Please provide additional details regarding the purpose of the loan.Basically, I want to catch up on my rent and pay off a credit card.

 


 

 

 

Member Payment Dependent Notes Series 1400441

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400441

$8,000

$8,000

18.49%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400441. Member loan 1400441 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,467 / month
Current employer: Cellerant Therapeutics Debt-to-income ratio: 3.47%
Length of employment: 9 years Location: San Francisco, CA
       
Home town:
Current & past employers: Cellerant Therapeutics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 7 Months Since Last Delinquency: 21
Revolving Credit Balance: $11,942.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $800<br>Transportation - $200 in gas<br>Utilities - $40<br>Phone - $100<br>Insurance - $80<br>Food - ~$300-400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards - one with a balance of ~$9500 at an APR of 29.99% and one with a balance of ~$1800 at an APR of 16.9%. I pay about $1100 per month towards the cards combined. I have no student loans, mortgages or other lines of credit.
If you have a delinquency in the last 2 years, please explain the reason.Once I was 2 days late paying my Amazon store card payment but that was due to technical problems that occurred while I was traveling. It was straightened out immediately.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards - one with a balance of ~$9500 at an APR of 29.99% and one with a balance of ~$1800 at an APR of 16.9%. I pay about $1100 per month towards the cards combined. I have no student loans, mortgages or other lines of credit.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card that has a high balance. I have the ability to pay it off without the loan but the interest rate is better with the loan and will allow me to pay it off faster.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards - one with a balance of ~$9500 at an APR of 29.99% and one with a balance of ~$1800 at an APR of 16.9%. I pay about $1100 per month towards the cards combined. I have no student loans, mortgages or other lines of credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards - one with a balance of ~$9500 at an APR of 29.99% and one with a balance of ~$1800 at an APR of 16.9%. I pay about $1100 per month towards the cards combined. I have no student loans, mortgages or other lines of credit.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card that has a high balance. I have the ability to pay it off without the loan but the interest rate is better with the loan and will allow me to pay it off faster.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's just for one purpose. I have 2 credit cards that I am working to pay off. This loan will allow me to do so quicker at a lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1400480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400480

$4,950

$4,950

7.62%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400480. Member loan 1400480 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,435 / month
Current employer: n/a Debt-to-income ratio: 24.60%
Length of employment: n/a Location: reno, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > i want to pay off credit card debts and have just one monthly payment with a lower interest rate. thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1980 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,130.00 Public Records On File: 0
Revolving Line Utilization: 53.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i needed dental work which was quite costly. i also needed auto repair work (new tires , brakes, shocks etc.). which was also quite costly. thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1400529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400529

$20,000

$20,000

15.31%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400529. Member loan 1400529 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Healthalliance Hospital Debt-to-income ratio: 15.16%
Length of employment: 3 years Location: BROOKLINE, NH
       
Home town:
Current & past employers: Healthalliance Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > The purpose of this loan is for both home improvement and credit card consolidation. I have never defaulted on a loan and my monthly budget exceeds the payment amount of the modeled loan. My job is stable with frequent opportunities for overtime.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 28
Revolving Credit Balance: $20,395.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using $10,000 for home siding and painting. $9,000 will be used for higher interest credit card consolidation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses total between $4500 and $5000 per month.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?The balance on my mortgage is $289,000 with an interest rate of 4.75% and monthly payments of $1519.
What is the home improvement project you are planning?The home improvement project includes home siding, painting and a new front door.

 


 

 

 

Member Payment Dependent Notes Series 1400535

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400535

$32,350

$32,350

21.98%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400535. Member loan 1400535 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Burlington Northern Santa Fe Railroad Debt-to-income ratio: 17.85%
Length of employment: 8 years Location: AMARILLO, TX
       
Home town:
Current & past employers: Burlington Northern Santa Fe Railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > This loan is to consolidate debt incurred by using my credit to cover medical expenses over the last several years. This loan will give me the freedom to become debt free in 5 years. Thank you for your assistance!<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,979.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1390 mortgage, $1000 car payments, credit cards: $450 balance $40 payment 23.99%, $5638 balance $84 payment 9.24%, $6777 balance $67 payment 12.99%, $1937 balance, $56 payment 15.24%, $1521 balance $45 payment 19.99%, $2774 balance $125 payment 16.24%, $5632 balance $95 payment, 18.24%, $6555 balance $140 payment 13.24%, $2500 balance $50 payment 13.24%
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the past 2 + years. All payments have been made in a timely manner but only the minimum due on most. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1390 mortgage, $1000 car payments, $450 utilities (including phone), $200 insurance, $400 food
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record.
Which debts do you plan to pay off with this loan?All of the credit card debt that I can with the amount I receive.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1390 mortgage, $1000 car payments, credit cards: $450 balance $40 payment 23.99%, $5638 balance $84 payment 9.24%, $6777 balance $67 payment 12.99%, $1937 balance, $56 payment 15.24%, $1521 balance $45 payment 19.99%, $2774 balance $125 payment 16.24%, $5632 balance $95 payment, 18.24%, $6555 balance $140 payment 13.24%, $2500 balance $50 payment 13.24%

 


 

 

 

Member Payment Dependent Notes Series 1400554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400554

$7,100

$7,100

20.49%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400554. Member loan 1400554 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: South Bay Construction Debt-to-income ratio: 19.15%
Length of employment: < 1 year Location: San Jose, CA
       
Home town:
Current & past employers: South Bay Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Recently moved back to the bay area, was supporting my significant other while he was out of work due to the economy. Had to use credit cards to make the move for a better life for us. Slowly getting back on my feet with a good job with an excellent company.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 78
Revolving Credit Balance: $6,684.00 Public Records On File: 0
Revolving Line Utilization: 97.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards at $1,600.00 each with an APR of 29%, 1 credit card at $1,900.00 with an APR at 24.99%, no mortgage, just rent at $600 a month, no lines of credit, and student loans are deferred at the moment, working on my 2nd bachelors degree as a part time student.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $600, Utilities - $90.00, Phone - $90.00, insurance - $115.00, Food - $50.00 a week, Gas - $50.00 only have to fill up about once every week and a half.
Which debts do you plan to pay off with this loan?I plan to pay off my two Chase credit cards, 1 Discover Card, and my MasterCard. All have apr rates of 3<br>29% or higher.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards at $1,600.00 each with an APR of 29%, 1 credit card at $1,900.00 with an APR at 24.99%, no mortgage, just rent at $600 a month, no lines of credit, and student loans are deferred at the moment, working on my 2nd bachelors degree as a part time student.

 


 

 

 

Member Payment Dependent Notes Series 1400596

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400596

$14,100

$14,100

23.83%

1.00%

July 13, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400596. Member loan 1400596 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Mclaren northern Michigan Debt-to-income ratio: 29.81%
Length of employment: 2 years Location: PETOSKEY, MI
       
Home town:
Current & past employers: Mclaren northern Michigan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,931.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The reason I carry a large credit balance started in college. I used credit cards and student loans to live off of. Now that I have my career and make decent money those debts are keeping me in the hole financially.
Which debts do you plan to pay off with this loan?The debts I plan to pay off are all of my cash advance loans and a chase credit card in the amount of 2,700 dollars and two credit lines roughly 1200 dollars a piece. All of the money will go to paying off the debts with the highest APRs.

 


 

 

 

Member Payment Dependent Notes Series 1400599

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400599

$35,000

$35,000

12.12%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400599. Member loan 1400599 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: Dept of the Navy Debt-to-income ratio: 17.77%
Length of employment: 10+ years Location: Frederick, MD
       
Home town:
Current & past employers: Dept of the Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Ineed a loan to replace the existing roof on my housedue to a water leak. I also need to repair the damage caused by the leak. I'd like to remove the asbestos siding and complete the facce lift on my house by wrapping the house, and install insulated siding.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,515.00 Public Records On File: 0
Revolving Line Utilization: 43.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.A large part of the large revolving credit balance was due to funeral expenses, repairing an older model truck (I had to replace with a new one), rebuilding an engine on my motorcycle, and using a credit card when I should have paid cash. I have been paying down the revolving line of credit over the past year since I replaced the truck with a new one (savings of 1500.00 every other month for repairs), and since I took a serious look at my credit report which revealed the amount of debt I have.

 


 

 

 

Member Payment Dependent Notes Series 1400619

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400619

$20,000

$20,000

15.31%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400619. Member loan 1400619 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Roto-Rooter Plumbers Debt-to-income ratio: 25.98%
Length of employment: 10+ years Location: Rose Hill, KS
       
Home town:
Current & past employers: Roto-Rooter Plumbers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I have multiple credit cards with most interest rates ranging above 20%. Despite always paying well above the minimum amount on all the cards, it is difficult making headway with a large portion of the payment going towards interest. I would save approx. $400 per month with this loan.<br><br> Borrower added on 07/05/12 > I am requesting this loan to consolidate my outstanding credit card debt. Despite making payments well above the minimum amount on the cards each month, a substantial amount goes towards interest. This loan will allow me to pay those off and save approx. $400 per month. Thanks for your interest.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,908.00 Public Records On File: 1
Revolving Line Utilization: 88.50% Months Since Last Record: 113
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thanks for your interest. As of today, my current credit card debt is $19,908, spread over 8 cards with interest rates of 17.9% to 31.9%, with most being in the mid to high 20% range. I have a monthly mortgage payment of $1052 with no lines of credit, second mortgage, etc. I have a student loan of $152 a month and a truck payment of $606 monthly with no other debt obligations except normal utilities, insurance, etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thanks for your interest. My monthly mortgage payment is $1052. I drive a work van home and my wife works three blocks from home so gas expenses are about $50.00. I have a truck payment of $606. Utilities (electric, gas, water, trash) are $240. My phone bill is $142. Insurance runs $139 and I have a student loan payment of $150. I've never really thought about how much we spend monthly on food but we rarely eat out and spend little daily outside of the home so i'm guessing about $450.
Which debts do you plan to pay off with this loan?All of my credit card debt. I am tired of being indebted to credit card companies with their very high interest rates. I always pay two to three times the minimum amount due on each of the cards so my total monthly payments on these run $1100 to $1200. Consolidating these would save me $400 to $500 per month and get me on a path to have this debt paid within three years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thanks for your interest. As of today, my current credit card debt is $19,908, spread over 8 cards with interest rates of 17.9% to 31.9%, with most being in the mid to high 20% range. I have a monthly mortgage payment of $1052 with no lines of credit, second mortgage, etc. I have a student loan of $152 a month and a truck payment of $606 monthly with no other debt obligations except normal utilities, insurance, etc.

 


 

 

 

Member Payment Dependent Notes Series 1400622

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400622

$12,000

$12,000

12.12%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400622. Member loan 1400622 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: City Of Fort Worth Debt-to-income ratio: 15.07%
Length of employment: 10+ years Location: Fort Worth, TX
       
Home town:
Current & past employers: City Of Fort Worth
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,386.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had to use a lot of my credit card balances to purchase 2 new AC units for my home and to pay off my taxes.
Which debts do you plan to pay off with this loan?To pay off credit card debt only.
Which debts do you plan to pay off with this loan?To pay off credit card debt only.

 


 

 

 

Member Payment Dependent Notes Series 1400632

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400632

$16,800

$16,800

6.03%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400632. Member loan 1400632 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: SunAmerica Retirement Markets Debt-to-income ratio: 10.53%
Length of employment: 7 years Location: Los Angeles, CA
       
Home town:
Current & past employers: SunAmerica Retirement Markets
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,462.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Fixed expenses are $2300 per month
What is your intended use for the loan proceeds?Credit card consolidation

 


 

 

 

Member Payment Dependent Notes Series 1400661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400661

$9,000

$9,000

17.77%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400661. Member loan 1400661 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Park County Clerk & Recorder Debt-to-income ratio: 32.84%
Length of employment: 4 years Location: LIVINGSTON, MT
       
Home town:
Current & past employers: Park County Clerk & Recorder
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > consolidate debts into one easy payment<br><br> Borrower added on 07/03/12 > Too consolidate revolving accouts in one payment with a pay off date<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 48
Revolving Credit Balance: $7,723.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?fifty nine hundred at fouteen point nine to twenty three point nine percent intererst, and medical in the amount of twenty three twelve at zero to seventeen percent interest, and a student loan at fourteen with two point three nine percent interest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 550.00<br>Power 70.00<br>W/S/G 70.00<br>Phone 49.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?fifty nine hundred at fouteen point nine to twenty three point nine percent intererst, and medical in the amount of twenty three twelve at zero to seventeen percent interest, and a student loan at fourteen with two point three nine percent interest.
Please explain the reason why you carry a large revolving credit balance.I had an illness that caused me to miss some months at work. want to do the right thing and pay them and one mothly payment would help
What is your intended use for the loan proceeds?To consolidate credit cards with a variety of interest rates and doctor bills into one payment.

 


 

 

 

Member Payment Dependent Notes Series 1400719

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400719

$8,000

$8,000

13.11%

1.00%

July 17, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400719. Member loan 1400719 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Imagine Print Solutions Debt-to-income ratio: 26.11%
Length of employment: < 1 year Location: St. Louis Park, MN
       
Home town:
Current & past employers: Imagine Print Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 32
Revolving Credit Balance: $11,500.00 Public Records On File: 0
Revolving Line Utilization: 30.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent and utilities comes to $1000.00/month My transportation and insurance come to $600.00
Please explain the reason why you carry a large revolving credit balance.I bought a house last fall and had some expenses with it. I am trying to consolidate my debt with a lower interest rate so I can get rid of of this.

 


 

 

 

Member Payment Dependent Notes Series 1400747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400747

$20,000

$20,000

12.12%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400747. Member loan 1400747 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: Garnet Volkswagen Debt-to-income ratio: 17.00%
Length of employment: 3 years Location: coatesville, PA
       
Home town:
Current & past employers: Garnet Volkswagen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Loan is for debt consolidation from closing a business in 2008. We've been paying more than the minimums on our credit cards and can't seem to get ahead. The consolidation loan payment is about the same as what we have been paying and we would get rid of the debt in 3 years!<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,510.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - $1420 (taxes included), electric - $120, cable/internet $110, cell - $105, insurance $220, 2 - vehicles $570, food - $120 weekly)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?card 1 - 16,000 9.99% (it was just lowered from 12.99% this month) minimum is $315<br>card 2 - $8,000 11.99 minimum is $185, always pay atleast $300<br>home depot - 600 0% promo<br>mortgage $168,000, rate 4.5% payment (with taxes escrowed) $1420.00
Please explain the reason why you carry a large revolving credit balance.The large balances were mostly from business start up costs (automotive repair shop) in 2007, using a 0% offer. After the first year we were told we were able to apply for small business loan since we were not able to receive funding until 1 year in business. After the first year, small business loans were put on a freeze and we were not eligible for funding. Interest rates went up on cards and business became slow due to the economy, we closed. We want to get rid of this debt and move on.

 


 

 

 

Member Payment Dependent Notes Series 1400777

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400777

$8,000

$8,000

18.75%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400777. Member loan 1400777 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,175 / month
Current employer: Easton Area School District Debt-to-income ratio: 4.74%
Length of employment: 10+ years Location: EASTON, PA
       
Home town:
Current & past employers: Easton Area School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,296.00 Public Records On File: 0
Revolving Line Utilization: 95.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400783

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400783

$10,500

$10,500

17.77%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400783. Member loan 1400783 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Georgetown Management Debt-to-income ratio: 21.02%
Length of employment: 1 year Location: Santa Barbara, CA
       
Home town:
Current & past employers: Georgetown Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,029.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $850<br>Trans: $250<br>Utilities: $100<br>Phone: $200 (Me, mom, & sister)<br>Insurance: $100<br>Food: $400 (I try to eat organic)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card Balance APR MMP<br>Visa: $4,126 17.30% $105.00<br>Discover: $2,372 17.00% $56.00<br>Amex: $2,234 17.24% $55.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Min Monthly Payment $210.00<br>Loan Payment $345
Please explain the reason why you carry a large revolving credit balance.I have carried this debt due to some medical bills, as well as a job loss a year ago. I am now on firm footing employment and health wise, and would like to consolidate all my debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $850<br>Trans: $250<br>Utilities: $100<br>Phone: $200 (Me, mom, & sister)<br>Insurance: $100<br>Food: $400 (I try to eat organic)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $850<br>Transportation: $250<br>Utilities: $100<br>Insurance: $100<br>Food: $400 (I have a restricted diet and eat organic)
Please explain the reason why you carry a large revolving credit balance.I have carried this debt due to some medical bills, as well as a job loss a year ago. I am now on firm footing employment and health wise, and would like to consolidate all my debt.
What is the total balance of your credit cards, interest rates and current monthly payments?Card Balance APR MMP<br>Visa: $4,126 17.30% $105.00<br>Discover: $2,372 17.00% $56.00<br>Amex: $2,234 17.24% $55.00

 


 

 

 

Member Payment Dependent Notes Series 1400808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400808

$12,000

$12,000

14.09%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400808. Member loan 1400808 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Post office Debt-to-income ratio: 21.65%
Length of employment: 10+ years Location: Opa Locka , FL
       
Home town:
Current & past employers: Post office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Other<br><br> Borrower added on 07/09/12 > Other<br><br> Borrower added on 07/09/12 > Other and vacation<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,251.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Live with parents no charge<br>Insurance is 90$ monthly
What is your intended use for the loan proceeds?Other pay student loan
What is your intended use for the loan proceeds?Other pay student loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Live with parents no charge<br>Insurance is 90$ monthly

 


 

 

 

Member Payment Dependent Notes Series 1400874

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400874

$11,000

$11,000

11.14%

1.00%

July 11, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400874. Member loan 1400874 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Bronx Lebanon Hospital Debt-to-income ratio: 15.06%
Length of employment: 6 years Location: BRONX, NY
       
Home town:
Current & past employers: Bronx Lebanon Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 28
Revolving Credit Balance: $11,462.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses including my mortage is just about 3900 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortage Gmac 2404 a month and in total in credit cards I pay an estimate of 695 dollars in credit cards assorted companys no student loans
Please explain the reason why you carry a large revolving credit balance.I carry that line of credit because in the past I had requested for credit to establish credit history
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortage Gmac 2404 a month and in total in credit cards I pay an estimate of 695 dollars in credit cards assorted companys no student loans
Which debts do you plan to pay off with this loan?I am planning to pay all my credit cards chase , credit one , capital one, merrick bank, first national,etc.

 


 

 

 

Member Payment Dependent Notes Series 1400885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400885

$19,400

$19,400

18.49%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400885. Member loan 1400885 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Allegiant Air Debt-to-income ratio: 21.57%
Length of employment: 9 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Allegiant Air
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 79
Revolving Credit Balance: $28,813.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses average around 2800 including house payment, utilities, car, food, and insurance.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.$2900.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?2900.00
What is the total balance of your credit cards, interest rates and current monthly payments?2900.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses average around 2800 including house payment, utilities, car, food, and insurance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses average around 2800 including house payment, utilities, car, food, and insurance.

 


 

 

 

Member Payment Dependent Notes Series 1400892

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400892

$6,000

$6,000

8.90%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400892. Member loan 1400892 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: Fresno Unified School District Debt-to-income ratio: 16.74%
Length of employment: 6 years Location: FRESNO, CA
       
Home town:
Current & past employers: Fresno Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Pay funeral expenses for my father.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1984 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,999.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $2500. This includes my credit card payments.
Please provide additional details regarding the purpose of the loan.The purpose of the loan is to help pay my dad's funeral expenses.
Please explain the reason why you carry a large revolving credit balance.I put myself through college. I used my credit cards to buy books and pay tuition and other fees. My goal is to zero them out in three to four years.
Please explain the reason why you carry a large revolving credit balance.I put myself through college. I used my credit cards to buy books and pay tuition and other fees. My goal is to zero them out in three to four years.
What is your intended use for the loan proceeds?The proceeds are for my dad's funeral expenses
Please explain the reason why you carry a large revolving credit balance.I put myself through college. I used my credit cards to buy books and pay tuition and other fees. My goal is to zero them out in three to four years.

 


 

 

 

Member Payment Dependent Notes Series 1400926

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400926

$20,000

$20,000

13.11%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400926. Member loan 1400926 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,167 / month
Current employer: U.S. Postal Service Debt-to-income ratio: 29.96%
Length of employment: 10+ years Location: Camp Wood, TX
       
Home town:
Current & past employers: U.S. Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,260.00 Public Records On File: 0
Revolving Line Utilization: 45.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House - No pmt., Car pmt. - 525.00, Utilities - 200.00, Phone - 50.00, Ins. - 152.00, Food 150.00,
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Total Mastercard - 12000.00, Int. - 26.90, Pmt - 360.00., Total Visa 2000.00, Int. - 27.24, Pmt - 78.00. , Discover - 2700.00, Int. 15.99, Pmt. - 59.00.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Min. Mo. pmt 500.00. If I get this loan it will pay off al other pmts I have. This would be the only pmt I would have then.
Please explain the reason why you carry a large revolving credit balance.We owed back property taxes on a truck that we sold 10 yrs ago. We didn't have the bill of sale anymore so we were told we had to pay the taxes. Also we were doing some renovations on our house.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Bills are around 300.00. Taxes are 550.00. No house pmt.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not pay a mortgage.
Please explain the reason why you carry a large revolving credit balance.We owed back property taxes on a truck that we sold 10 yrs ago. We didn't have the bill of sale anymore so we were told we had to pay the taxes. Also we were doing some renovations on our house.
What is the total balance of your credit cards, interest rates and current monthly payments?Total bal credit cards are 17000.00 +/- Pmts are 500.00. Interest rates go anywhere from 11.90% to 27.24%.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Total Mastercard - 12000.00, Int. - 26.90, Pmt - 360.00., Total Visa 2000.00, Int. - 27.24, Pmt - 78.00. , Discover - 2700.00, Int. 15.99, Pmt. - 59.00.
What is the total balance of your credit cards, interest rates and current monthly payments?Total bal credit cards are 17000.00 +/- Pmts are 500.00. Interest rates go anywhere from 11.90% to 27.24%.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Min. Mo. pmt 500.00. If I get this loan it will pay off al other pmts I have. This would be the only pmt I would have then.

 


 

 

 

Member Payment Dependent Notes Series 1400934

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400934

$12,000

$12,000

10.16%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400934. Member loan 1400934 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,033 / month
Current employer: Dolphin Micro Debt-to-income ratio: 15.71%
Length of employment: < 1 year Location: westminster, CO
       
Home town:
Current & past employers: Dolphin Micro
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > My loan is for a credit card consolidation. The interest rates have gone up so high, I just want to pay them off!!! I had another loan with LendingClub that I paid off early and plan to do the same with this one. I am looking forward to your participation in my loan.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,683.00 Public Records On File: 1
Revolving Line Utilization: 43.30% Months Since Last Record: 119
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our approximate monthly expenses are about $2500.00. I work from home so we save on gas and the majority of the expenses right now are credit card payments.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard $9500.00, 14.99, Visa $2500.00, 18.99
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum payments are $600.

 


 

 

 

Member Payment Dependent Notes Series 1400939

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400939

$8,875

$8,875

7.62%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400939. Member loan 1400939 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Bed Bath and Beyond Debt-to-income ratio: 5.88%
Length of employment: 1 year Location: CASA GRANDE, AZ
       
Home town:
Current & past employers: Bed Bath and Beyond
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,639.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We pay $375. a month on morgage, $100. on cell phoens, 100.-250 for utilites, insurance is 290. every 6 months, we spend anywhere from 100. to 200 a month for food, and about 100. a month for transportation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We pay $375. a month on morgage, $100. on cell phoens, 100.-250 for utilites, insurance is 290. every 6 months, we spend anywhere from 100. to 200 a month for food, and about 100. a month for transportation.
Please explain the reason why you carry a large revolving credit balance.We pay $375. a month on morgage, $100. on cell phoens, 100.-250 for utilites, insurance is 290. every 6 months, we spend anywhere from 100. to 200 a month for food, and about 100. a month for transportation.
Please explain the reason why you carry a large revolving credit balance.We pay $375. a month on morgage, $100. on cell phoens, 100.-250 for utilites, insurance is 290. every 6 months, we spend anywhere from 100. to 200 a month for food, and about 100. a month for transportation.
What is your intended use for the loan proceeds?Pay off credit card and bank loan. Having this one to pay off in 3 years or sooner.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off credit, may use a small amount for personal use.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We pay $375. a month on morgage, $100. on cell phoens, 100.-250 for utilites, insurance is 290. every 6 months, we spend anywhere from 100. to 200 a month for food, and about 100. a month for transportation.
Which debts do you plan to pay off with this loan?Credit cards, bank loan.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Insurance and taxes are included in the payment.
Please explain the reason why you carry a large revolving credit balance.We pay $375. a month on morgage, $100. on cell phoens, 100.-250 for utilites, insurance is 290. every 6 months, we spend anywhere from 100. to 200 a month for food, and about 100. a month for transportation.

 


 

 

 

Member Payment Dependent Notes Series 1400942

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400942

$10,000

$10,000

18.49%

1.00%

July 11, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400942. Member loan 1400942 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Bank of America Debt-to-income ratio: 18.42%
Length of employment: 10+ years Location: MOUNT HOLLY, NC
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,349.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
Please provide additional details regarding the purpose of the loan.Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
Please explain the reason why you carry a large revolving credit balance.The reason I have large revolving balances is due to medical issues.Both my wife and daughter had medical issues that were not fully covered by insurance.My wife also lost income during the recession since she works for a real estate agent.However, my wife's income has increased steadily due to the recovery.Also, if you have my credit report, you will see all of my credit card accounts are closed. They are on a payment plan so that I can eliminate the debt. You will also see I never pay late.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just need to assist my dad the best way I can during this time. I will not be using the proceeds for any other expense. I appreciate any assistance that you can invest in this loan.
Please provide additional details regarding the purpose of the loan.Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
Please provide additional details regarding the purpose of the loan.Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
Please provide additional details regarding the purpose of the loan.Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.
What is your intended use for the loan proceeds?Good Day, the intended use of the loan is for funeral expenses for my dad (approx. 9K). He was diagnosed with terminal cancer and is currently in hospice. Due to his fixed income, he was not able to prepare for this type of expense. I just want to assist my family the best way I can during this time. I just do not have the extra cash at this time. I appreciate any assistance that you can invest in this loan.

 


 

 

 

Member Payment Dependent Notes Series 1400962

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400962

$17,625

$17,625

10.16%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400962. Member loan 1400962 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Sev-Rend Debt-to-income ratio: 2.20%
Length of employment: < 1 year Location: LONG BEACH, CA
       
Home town:
Current & past employers: Sev-Rend
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I'm having a wedding! Luckily, the gifts from the guest will be cash, so this will be paid back VERY early! This loan is for the upfront cost for the reception,<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,679.00 Public Records On File: 0
Revolving Line Utilization: 21.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $500 in rent, roughly $150 in utilities, $100 in insurance. Transportation and my phone is covered by my employer.
What are you buying?It is the up front cost for our upcoming wedding. In our culture cash is the preferred gift, so the vast majority, if not all, will be paid back in just over two months.

 


 

 

 

Member Payment Dependent Notes Series 1400995

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400995

$10,375

$10,375

13.11%

1.00%

July 16, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400995. Member loan 1400995 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Kingspan Insulated Panels Inc. Debt-to-income ratio: 13.40%
Length of employment: 4 years Location: deltona, FL
       
Home town:
Current & past employers: Kingspan Insulated Panels Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > The reason of this Loan is to consolidate all debit cutting of all highest combination of per percentage interest rate credit debt in one low easy payment with a low interest rate.(Change actual interest in credit line is between 21.99% to 25,99% to a new consolidate loan a 13.11%).<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 34
Revolving Credit Balance: $2,245.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total of monthly expenses is (1,479.00)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balance is 11,709.06 between 21.99% and 25.99% interest rate. Monthly payment 396.00.<br>Lending Club is giving me 13% interest rate. That mean Is helping me to pay the loan with no problem at comfortable low payment because I have a good credit and good job for years (credit line 10,500). <br><br>I got mortgage payment but is cover are ready with my insurance and taxes. (First home owner deal).
If you have a delinquency in the last 2 years, please explain the reason.2 to 3 times in my credit cards between 30 to 45 days, because I had an emergency, my mom has a stroke and she was in the hospital (heart operation). But when I came back my brothers help me to pay my late fee and regular monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1401033

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401033

$9,000

$9,000

6.62%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401033. Member loan 1401033 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,083 / month
Current employer: Baystate Medical Center Debt-to-income ratio: 22.05%
Length of employment: 2 years Location: Thorndike, MA
       
Home town:
Current & past employers: Baystate Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Consolidating credit card debt<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,910.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal loan $11,000, 12.99%
Which debts do you plan to pay off with this loan?Personal loan $11,000, 12.99%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only for one purpose, debt consolidation and being allocated to one personal loan only.

 


 

 

 

Member Payment Dependent Notes Series 1401074

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401074

$5,000

$5,000

8.90%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401074. Member loan 1401074 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Kmart Debt-to-income ratio: 14.35%
Length of employment: 7 years Location: Central Falls , RI
       
Home town:
Current & past employers: Kmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I plan on paying off two credit cards with high interest rates.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,548.00 Public Records On File: 0
Revolving Line Utilization: 64.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $750.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I plan on paying off a Visa Card with an outstanding balance of $3500, 19.99% interest rate, and minimum monthly payment of $100. I also want to pay off a Mastercard with a balance of $1500, 15.99% interest rate and minimum monthly payment of $80.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total minimum monthly payments for all credit card is $190 and this loan will pay off both credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1401102

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401102

$3,000

$3,000

14.09%

1.00%

July 13, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401102. Member loan 1401102 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Nutro Products Inc. Debt-to-income ratio: 10.03%
Length of employment: 9 years Location: Victorville, CA
       
Home town:
Current & past employers: Nutro Products Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 15 Months Since Last Delinquency: 9
Revolving Credit Balance: $1,982.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses $3,000
What is your intended use for the loan proceeds?To help out my sister with a down payment of a house.
If you have a delinquency in the last 2 years, please explain the reason.No
What is your intended use for the loan proceeds?To help out my sister with a down payment of a house.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Rent

 


 

 

 

Member Payment Dependent Notes Series 1401108

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401108

$31,300

$31,300

12.12%

1.00%

July 16, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401108. Member loan 1401108 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,550 / month
Current employer: UCLA MEDICAL CENTER Debt-to-income ratio: 17.51%
Length of employment: 7 years Location: CHATSWORTH, CA
       
Home town:
Current & past employers: UCLA MEDICAL CENTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I want to buy an established insurance agency that currently has residual income and has existing clients. The owner is retiring and is selling it to me at a very low price.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 2
Revolving Credit Balance: $11,634.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $600/month
If you have a delinquency in the last 2 years, please explain the reason.I mistakenly paid my car payment 31 days late. I forgot to hit the submit and confirm<br>Payment button online.
Please explain the reason why you carry a large revolving credit balance.I had some unexpected house emergencies. My air conditioning gave out and my roof needed to be changed ASAP.

 


 

 

 

Member Payment Dependent Notes Series 1401150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401150

$4,000

$4,000

17.27%

1.00%

July 12, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401150. Member loan 1401150 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Insight Technology Solutions Debt-to-income ratio: 11.81%
Length of employment: 2 years Location: CULPEPER, VA
       
Home town:
Current & past employers: Insight Technology Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 78
Revolving Credit Balance: $8,274.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Would you like a detailed breakdown listing each individual expense or would total income vs total expenses be sufficient?
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Would you like a detailed breakdown listing each individual expense or would total income vs total expenses be sufficient?
Please explain the reason why you carry a large revolving credit balance.Actually my revolving credit balance is less than $2,000 which is below average from what I have read.

 


 

 

 

Member Payment Dependent Notes Series 1401175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401175

$3,000

$3,000

10.16%

1.00%

July 12, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401175. Member loan 1401175 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: wells fargo Debt-to-income ratio: 19.58%
Length of employment: < 1 year Location: phx, AZ
       
Home town:
Current & past employers: wells fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > to pay off some debt<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,522.00 Public Records On File: 0
Revolving Line Utilization: 50.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 300 phone 130 transport 60 insurance bi monthly 145 food 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Cc 200 med bill 100

 


 

 

 

Member Payment Dependent Notes Series 1401209

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401209

$2,625

$2,625

8.90%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401209. Member loan 1401209 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,674 / month
Current employer: n/a Debt-to-income ratio: 13.62%
Length of employment: n/a Location: Phoenix, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,054.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1401255

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401255

$10,200

$10,200

15.31%

1.00%

July 13, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401255. Member loan 1401255 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Fegs Health and Human Services Debt-to-income ratio: 12.33%
Length of employment: < 1 year Location: Bronx, NY
       
Home town:
Current & past employers: Fegs Health and Human Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Covering wedding expenses and paying off higher interest rate credit cards. Never delinquent with credit card payments or monthly expenses<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 48
Revolving Credit Balance: $2,869.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $800<br>Trans - $100<br>Utilities - $50<br>Phone - $80<br>Insurance - n/a no car<br>Food - $120<br>Credit Cards - $40<br>Student Loans - $180

 


 

 

 

Member Payment Dependent Notes Series 1401277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401277

$15,000

$15,000

7.90%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401277. Member loan 1401277 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Perficient Inc. Debt-to-income ratio: 12.17%
Length of employment: 2 years Location: HOUSTON, TX
       
Home town:
Current & past employers: Perficient Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I have worked diligently to pay down most of my debt. I have 2 major credit cards outstanding and its been a challenge paying it down as fast as I would like. With getting married and the arrival of my daughter i decided to consolidate my outsanding cards at a lower rate and have one lump payment.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,648.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1401286

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401286

$18,700

$18,700

19.72%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401286. Member loan 1401286 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Estee Lauder Companies Debt-to-income ratio: 22.95%
Length of employment: 10+ years Location: Newtown, PA
       
Home town:
Current & past employers: Estee Lauder Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > THIS WOULD BE MY SECOND LOAN WITH LENDING CLUB, I PAID OFF A CREDIT CARD THAT HAD HIGH INT. RATE, WITH THE MONEY i SAVED I WAS ABLE TO PAY OFF THE LOAN. I AM ON TO MY SECOND CARD, IF I PAY THE MINIMUM ON MY CARD AND NEVER USE IT AGAIN, IT WILL TAKE ME 23 YEARS TO PAY VS.5 YEARS.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 43
Revolving Credit Balance: $43,339.00 Public Records On File: 0
Revolving Line Utilization: 68.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1401287

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401287

$25,000

$25,000

21.98%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401287. Member loan 1401287 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Jesse brown va medical center Debt-to-income ratio: 23.45%
Length of employment: 1 year Location: Broadview, IL
       
Home town:
Current & past employers: Jesse brown va medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 62 Months Since Last Delinquency: 15
Revolving Credit Balance: $21,628.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The reason i carry such a large credit balance is due to a flood that happen about a year and a half ago, in which i lost everything in my basement, yes i had insurance but it didn't cover all the damages. In addition i had to place a flood prevention device in my front yard, that cost over $6000 and my son was in private school at that time. over a few months to a year i found myself use more credit than cash.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I carry $26,255. 32 in unsecured credit card debt with various interest rate from 6 % to 21%, i pay a total of $1300 month toward my debt.
Which debts do you plan to pay off with this loan?All but one i requested 25,000, but i didn't know their was a fee up front for 1200, which limits me from paying everything off as i had intended.
If you have a delinquency in the last 2 years, please explain the reason.i recall a time when I mixed up a few of the due dates, paying multiple credit cards, mortgage, and student loans makes it difficult to remember every ones due date. and the mortgage was late due to the bank changing lenders and the address was different from the one i had, but i am disputing this one.
Please explain the reason why you carry a large revolving credit balance.The reason i carry such a large credit balance is due to a flood that happen about a year and a half ago, in which i lost everything in my basement, yes i had insurance but it didn't cover all the damages. In addition i had to place a flood prevention device in my front yard, that cost over $6000 and my son was in private school at that time. over a few months to a year i found myself use more credit than cash.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?car note 525<br>cell phone 95<br>gas 75<br>water 65 <br>light 175 <br>insurance car 265 <br>life insurance 176 <br>credit card bills 1350 <br>student loan 100<br>mortgage 1000
If you have a delinquency in the last 2 years, please explain the reason.i recall a time when I mixed up a few of the due dates, paying multiple credit cards, mortgage, and student loans makes it difficult to remember every ones due date. and the mortgage was late due to the bank changing lenders and the address was different from the one i had, but i am disputing this one.

 


 

 

 

Member Payment Dependent Notes Series 1401311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401311

$18,000

$18,000

11.14%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401311. Member loan 1401311 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: East Alleghey School District Debt-to-income ratio: 24.96%
Length of employment: 8 years Location: PITTSBURGH, PA
       
Home town:
Current & past employers: East Alleghey School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I would like to consolidate my revolving credit into one loan in order to get out of debit in 4-5 years.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,182.00 Public Records On File: 0
Revolving Line Utilization: 38.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2020 includes all utlities, line of credit and house payment
Please explain the reason why you carry a large revolving credit balance.We have just pulled our credit reports and did not realize we have that much open revolving credit. We would like to consolidate our credit, close various accounts and reduce our debit and eliminate the credit debt in 4-5 years.
Please explain the reason why you carry a large revolving credit balance.We have just pulled our credit reports and did not realize we have that much open revolving credit. We would like to consolidate our credit, close various accounts and reduce our debit and eliminate the credit debt in 4-5 years.
Please explain the reason why you carry a large revolving credit balance.We have just pulled our credit reports and did not realize we have that much open revolving credit. We would like to consolidate our credit, close various accounts and reduce our debit and eliminate the credit debt in 4-5 years.
Please explain the reason why you carry a large revolving credit balance.We have just pulled our credit reports and did not realize we have that much open revolving credit. We would like to consolidate our credit, close various accounts and reduce our debit and eliminate the credit debt in 4-5 years.

 


 

 

 

Member Payment Dependent Notes Series 1401338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401338

$3,500

$3,500

13.11%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401338. Member loan 1401338 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Brucie Debt-to-income ratio: 32.64%
Length of employment: 2 years Location: brooklyn, NY
       
Home town:
Current & past employers: Brucie
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > To pay off an existing credit card, my APR is 29.9% after being late one time, they raised it. Its hard pressing to pay off such an incredible interest rate, so I am looking forward to borrowing and paying back this institution instead.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 29
Revolving Credit Balance: $14,337.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1401366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401366

$25,000

$25,000

10.16%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401366. Member loan 1401366 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,642 / month
Current employer: VCC Debt-to-income ratio: 23.52%
Length of employment: 6 years Location: Grapevine, TX
       
Home town:
Current & past employers: VCC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Everyone falls on hard times and needs a helping hand in life. I've tried the conventional route of debt consolidation but have not had any success. If this loan is funded it will be used to consolidate all of my outstanding debt into one, manageable payment. I look forward to this possibility.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,908.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I wil be paying off a personal loan and several credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1401379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401379

$5,500

$5,500

8.90%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401379. Member loan 1401379 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Firkins Automotive Debt-to-income ratio: 28.90%
Length of employment: 7 years Location: BRADENTON, FL
       
Home town:
Current & past employers: Firkins Automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Pay off high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 24
Revolving Credit Balance: $7,228.00 Public Records On File: 0
Revolving Line Utilization: 56.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.The most important one i NEED to pay off is Web Bank/DFS. I owe approx $4200 and they charge 29% interest.<br>The other cards are smaller and lower interest Capital One is 1,000 balance at 24% interest and a second Cap One is approx. 300 at 24%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 600/mo<br>Food is approx 300/mo<br>Utilities:<br> Water 50/mo<br> Electric 100/mo<br> Phone/cable/internet 100/mo<br>Insurance 100/mo<br>Cap Pmt 270/mo

 


 

 

 

Member Payment Dependent Notes Series 1401419

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401419

$20,000

$20,000

12.12%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401419. Member loan 1401419 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Hobbs Iron & Metal Inc. Debt-to-income ratio: 24.02%
Length of employment: 10+ years Location: HOBBS, NM
       
Home town:
Current & past employers: Hobbs Iron & Metal Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,366.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1401421

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401421

$16,800

$16,800

22.47%

1.00%

July 13, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401421. Member loan 1401421 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,308 / month
Current employer: Barrister Reporting Services Debt-to-income ratio: 16.73%
Length of employment: 5 years Location: BRONX, NY
       
Home town:
Current & past employers: Barrister Reporting Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > It would be helpful for me to consolidate all my bills into one simple payment a month with just one interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,507.00 Public Records On File: 1
Revolving Line Utilization: 86.50% Months Since Last Record: 103
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1401435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401435

$25,000

$25,000

21.49%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401435. Member loan 1401435 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: methodist health care system Debt-to-income ratio: 30.87%
Length of employment: 10+ years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: methodist health care system
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 62 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,536.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.got caught up in the credit card game let it get out of hand can pay them would like to get out from under them can afford to pay but would like to get out of debt sooner will close the accounts when payed off can afford if not having all the bills to pay cash
What is the total balance of your credit cards, interest rates and current monthly payments?i plan on paying the credit cards that have intrest rates of between 21.0% to 29.99 % the 8 credit cards i plan on paying off monthly payment totals a little over 800.00 i have others but intrest rate on those rage from 12.5% to 14% and those i will pay off on my own. i didn't want to borrrow more than the 25000 i asked for
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.i keep trying to answer this question but it keeps telling me i have information not allowed. i plan on paying 8 credit cards off with this money the range of intrest is 21% to 29.99% total monthly payment is a little over 800 dollars a month but sometimes if i work overtime i pay a little more on them.

 


 

 

 

Member Payment Dependent Notes Series 1401450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401450

$14,000

$14,000

14.33%

1.00%

July 13, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401450. Member loan 1401450 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Government Debt-to-income ratio: 21.07%
Length of employment: 10+ years Location: elgin, OK
       
Home town:
Current & past employers: Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am a mom who loves her kids and is constantly helping them out putting myself in more debt. I want to consolidate my credit cards debt so I only have one lower monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: 44
Revolving Credit Balance: $8,372.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am asking for the money to help with my sons medical bills and free up some credit cards to do the same! My son got into 2 accident neither was his fault and was badly injured with his back and neck do to the accidents he has to have 3 surgerys and the insurance and other driver liable does not have a large enough policy limits to cover all his bills anymore questions you have for me just ask I am willing to answer them thank you!

 


 

 

 

Member Payment Dependent Notes Series 1401475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401475

$8,500

$8,500

15.31%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401475. Member loan 1401475 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Hilltop Inn Debt-to-income ratio: 7.56%
Length of employment: < 1 year Location: Westminster, CO
       
Home town:
Current & past employers: Hilltop Inn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > The funds will be used to help pay some credit card debts. I do have a stable job, and am never late on any payments.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,844.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $1300
Which debts do you plan to pay off with this loan?my credit card debts that i currently owe
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $1300

 


 

 

 

Member Payment Dependent Notes Series 1401495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401495

$18,550

$18,550

15.31%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401495. Member loan 1401495 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Greg Chapman Motors Debt-to-income ratio: 17.93%
Length of employment: 8 years Location: Cedar Park, TX
       
Home town:
Current & past employers: Greg Chapman Motors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,295.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are roughly $2100. This includes my mortgage, vehicle insurance,food, fuel, utilities, phone and internet service. Health insurance is paid for through my work. There's also about $350 in payments for my revolving accounts that I hope to replace with this loan.
Please explain the reason why you carry a large revolving credit balance.There was a big adjustment period going from a dual income to my current single income. I have adjusted now and am trying to work on knocking out the debt i'm holding.
What is your intended use for the loan proceeds?My intended use is to pay off my revolving credit accounts.
Please explain the reason why you carry a large revolving credit balance.There was a big adjustment period going from a dual income to my current single income. I have adjusted now and am trying to work on knocking out the debt i'm holding.
Which debts do you plan to pay off with this loan?I plan to pay off all 3 of my major credit cards and 2 smaller revolving accounts that carry a high interest.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All funds will be used to pay off all revolving accounts to a zero balance. Anything remaining will be used for needed household improvements.

 


 

 

 

Member Payment Dependent Notes Series 1401505

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401505

$15,000

$15,000

16.29%

1.00%

July 13, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401505. Member loan 1401505 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,009 / month
Current employer: Texas Instruments Debt-to-income ratio: 30.39%
Length of employment: 10+ years Location: SHERMAN, TX
       
Home town:
Current & past employers: Texas Instruments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > The loan will be used to consolidate credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 29
Revolving Credit Balance: $11,133.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3500 total expenses
Please explain the reason why you carry a large revolving credit balance.There are many reasons for the large revolving credit. Mainly just not being smart about purchases. That's why I'm checking into consolidating for a 3 year period. My large revolving debt is something that I'm ready to eliminate. I think this plan will help me with eliminating my revolving debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3500 total expenses
Which debts do you plan to pay off with this loan?Orchard Bank Visa Card, Gander Mountain Mastercard, Chase Visa, Cabelas Visa, and Nissan Finance.
Please explain the reason why you carry a large revolving credit balance.There are many reasons for the large revolving credit. Mainly just not being smart about purchases. That's why I'm checking into consolidating for a 3 year period. My large revolving debt is something that I'm ready to eliminate. I think this plan will help me with eliminating my revolving debt.

 


 

 

 

Member Payment Dependent Notes Series 1401506

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401506

$17,000

$17,000

14.09%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401506. Member loan 1401506 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: FreeWheel Debt-to-income ratio: 11.14%
Length of employment: 1 year Location: Monroe, CT
       
Home town:
Current & past employers: FreeWheel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > With age comes fiscal responsibility- and the understanding that paying a slightly higher APR on a fixed simple interest term loan will help me get 100% debt free within 36 months vs paying a similar or higher APR which compounds daily.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 52
Revolving Credit Balance: $9,779.00 Public Records On File: 0
Revolving Line Utilization: 64.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are $2.5K - $3.5K - (mortgage, utilities, food)<br><br>Phone, Internet, Transportation comped by Work.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Balance: total of $17k in Debt (I'm on top of all payments, just am trying to consolidate them all into one vs having them spread out across the month)<br>Student Loans Balance: $13K <br>Mortgage Balance: $246K
Please explain the reason why you carry a large revolving credit balance.All of my credit card balances are based on purchases made earlier on in my career- they are all being paid down, I am now on top of all my payments, no missed/late payments, and am trying to consolidate all debt into one monthly payment versus across multiple payments at varying compounding APR's.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?THe loan is being used solely to consolidate all credit car debt into one monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1401508

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401508

$8,000

$8,000

12.12%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401508. Member loan 1401508 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,694 / month
Current employer: THE NEW YORK PALACE HOTEL Debt-to-income ratio: 17.54%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: THE NEW YORK PALACE HOTEL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > to paid my credit car is going to be a big help for me and my family. the paid for 266.00 is going to be perfect i thing this s a great oportunity to paid my credit cars thank you very much....<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,405.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Well my rent, is 400.00a month , my transportation to go to my job I used the train every days so at week is 20 dollars every week ,my cel I paid 85.00dollaresfor month and my insurance I paid every 6 month one time payment to geico the food is like 250 .00 a month so total is like 12hundred a month I maid like 900 .00 hundred at week son time more for the overtime closes to 11 hundred at week
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I like to paid all credit card because the interest is so higth one is 21.9% and the other is like 14.9% and the master cards 16.9% between all tree I old like 6.400dollares
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total minimum between all tree is like 285.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I like to paid all credit card because the interest is so higth one is 21.9% and the other is like 14.9% and the master cards 16.9% between all tree I old like 6.400dollares
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is 6.700 that s all tree I paid like 285 between all tree ,interest rates is 21.9% one visa and the other visa s like 13.9% and the master car is 16.9%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I like to paid all my credit card that s the purposes of my loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Well my rent, is 400.00a month , my transportation to go to my job I used the train every days so at week is 20 dollars every week ,my cel I paid 85.00dollaresfor month and my insurance I paid every 6 month one time payment to geico the food is like 250 .00 a month so total is like 12hundred a month I maid like 900 .00 hundred at week son time more for the overtime closes to 11 hundred at week

 


 

 

 

Member Payment Dependent Notes Series 1401516

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401516

$20,000

$20,000

21.00%

1.00%

July 13, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401516. Member loan 1401516 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: PSI Debt-to-income ratio: 26.57%
Length of employment: 10+ years Location: New Kensington, PA
       
Home town:
Current & past employers: PSI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,647.00 Public Records On File: 0
Revolving Line Utilization: 95.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1401546

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401546

$8,875

$8,875

17.77%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401546. Member loan 1401546 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,208 / month
Current employer: n/a Debt-to-income ratio: 22.78%
Length of employment: n/a Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I want to use the loan to pay off revolving accounts. I want to raise up my credit score but I need to take care of revolving accounts first.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 61
Revolving Credit Balance: $13,752.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About &1,700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $ 177,000.00
Please explain the reason why you carry a large revolving credit balance.Because lacking of experience and knowledge. Thinking the more accounts open the better credit but I was wrong. Now I understood many accounts actually can affected my credit in a negative way. That's why I want to consolidate my accounts.

 


 

 

 

Member Payment Dependent Notes Series 1401552

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401552

$21,900

$21,900

22.47%

1.00%

July 13, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401552. Member loan 1401552 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Freeman Firm Debt-to-income ratio: 14.11%
Length of employment: 10+ years Location: Lathrop, CA
       
Home town:
Current & past employers: Freeman Firm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I'm seeking to repay medical costs for my son which I've been paying on for a year AND debt consolidation. I could only list one purpose but it really covers two. My current payments exceed $1,200 per month. With this loan my payments will be $670+. I'd like to save for a newer car with my savings.<br><br> Borrower added on 07/06/12 > This is actually a combination request for med bills payoff and credit payoff but could only list one purpose. Current monthly payments on med and credit bills is $1,200. With this loan payment of $661, I would save the difference and in 3 years buy a newer used vehicle. Thank you for your time.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 67
Revolving Credit Balance: $8,914.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I used four separate credit cards and payment structures to pay my son's emergency surgery with the remaining balance of $14,218.00. The interest rates are at 22.99%. I also have $10,000 in other credit debt which I would like to pay off and consolidate into one combined monthly payment thereby lowering my monthly outgoing costs to $660+ rather than the $1,200+ I'm currently paying.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage and utilities including wireless phone bill, are $1,300 (it is usually less since this uses the highest month for calculation of utilities); no car payment so just gas/maintenance and auto insurance on my 10-year old vehicle which has always been well maintained and runs great, thank goodness, is $220; food, entertainment and "unexpected" expenses is $550; monthly credit and med payment plan $1,200 for a total monthly budgeted payments of $3,270.
What are the estimated expenses?Do you mean in addition to the others listed (i.e., mortgage, utilities, etc.)?
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage and utilities including wireless phone bill, are $1,300 (it is usually less since this uses the highest month for calculation of utilities); no car payment so just gas/maintenance and auto insurance on my 10-year old vehicle which has always been well maintained and runs great, thank goodness, is $220; food, entertainment and "unexpected" expenses is $550; monthly credit and med payment plan $1,200 for a total monthly budgeted payments of $3,270.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I used four separate credit cards and payment structures to pay my son's emergency surgery with the remaining balance of $14,218.00. The interest rates are at 22.99%. I also have $10,000 in other credit debt which I would like to pay off and consolidate into one combined monthly payment thereby lowering my monthly outgoing costs to $660+ rather than the $1,200+ I'm currently paying.
What are the estimated expenses?Do you mean in addition to the others listed (i.e., mortgage, utilities, etc.)?
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I used four separate credit cards and payment structures to pay my son's emergency surgery with the remaining balance of $14,218.00. The interest rates are at 22.99%. I also have $10,000 in other credit debt which I would like to pay off and consolidate into one combined monthly payment thereby lowering my monthly outgoing costs to $660+ rather than the $1,200+ I'm currently paying.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage and utilities including wireless phone bill, are $1,300 (it is usually less since this uses the highest month for calculation of utilities); no car payment so just gas/maintenance and auto insurance on my 10-year old vehicle which has always been well maintained and runs great, thank goodness, is $220; food, entertainment and "unexpected" expenses is $550; monthly credit and med payment plan $1,200 for a total monthly budgeted payments of $3,270.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage and utilities including wireless phone bill, are $1,300 (it is usually less since this uses the highest month for calculation of utilities); no car payment so just gas/maintenance and auto insurance on my 10-year old vehicle which has always been well maintained and runs great, thank goodness, is $220; food, entertainment and "unexpected" expenses is $550; monthly credit and med payment plan $1,200 for a total monthly budgeted payments of $3,270.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I used four separate credit cards and payment structures to pay my son's emergency surgery with the remaining balance of $14,218.00. The interest rates are at 22.99%. I also have $10,000 in other credit debt which I would like to pay off and consolidate into one combined monthly payment thereby lowering my monthly outgoing costs to $660+ rather than the $1,200+ I'm currently paying.
What are the estimated expenses?Do you mean in addition to the others listed (i.e., mortgage, utilities, etc.)?
What are the estimated expenses?Do you mean in addition to the others listed (i.e., mortgage, utilities, etc.)?
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage and utilities including wireless phone bill, are $1,300 (it is usually less since this uses the highest month for calculation of utilities); no car payment so just gas/maintenance and auto insurance on my 10-year old vehicle which has always been well maintained and runs great, thank goodness, is $220; food, entertainment and "unexpected" expenses is $550; monthly credit and med payment plan $1,200 for a total monthly budgeted payments of $3,270.

 


 

 

 

Member Payment Dependent Notes Series 1401569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401569

$14,675

$14,675

10.16%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401569. Member loan 1401569 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: desert blossom Debt-to-income ratio: 15.89%
Length of employment: 3 years Location: mesa, AZ
       
Home town:
Current & past employers: desert blossom
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I would like to pay all my credit cards, credit lines, I would like to just worry the montly payment at once instead paying different cards and paying high interest rate. The loans will help me save up some money and save my credit. Thank you so much to be part of it...<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,733.00 Public Records On File: 0
Revolving Line Utilization: 19.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have our own house its 1,039, food for a month is 1000 inurance is 200 because its army benefit utiluties and phone is around 800 the reasons I need this loans because I dont want to ruin my credit I want to pay all my credit card and just worry about monthly payment on my personal loan. <br> thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balance on my credit cards 7000 its not due yet but i like to pay it all so I dont need to worry on the interest. I always pay off all but this time I use alot and Credit lines has balance of 4000 wiht a high interest. Morgages is only 1,039 no student loans I get pell grant.<br> thank you,

 


 

 

 

Member Payment Dependent Notes Series 1401597

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401597

$6,950

$6,950

10.16%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401597. Member loan 1401597 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Denver Allergy and Asthma Debt-to-income ratio: 33.15%
Length of employment: 2 years Location: LAKEWOOD, CO
       
Home town:
Current & past employers: Denver Allergy and Asthma
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,489.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1401612

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401612

$13,000

$13,000

6.03%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401612. Member loan 1401612 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,833 / month
Current employer: Tek Systems Debt-to-income ratio: 7.32%
Length of employment: 1 year Location: Baroda, MI
       
Home town:
Current & past employers: Tek Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Redoing the bathroom and kitchen in my house.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,250.00 Public Records On File: 0
Revolving Line Utilization: 26.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My job entails that I travel a lot. There's a time period between when I submit my expenses and when I'm reinbursed. Hotels, food, rentals and other expenses are most of my balance which is good for me as I get to keep all the travel bonus points and not the company.

 


 

 

 

Member Payment Dependent Notes Series 1401633

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401633

$6,000

$6,000

14.33%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401633. Member loan 1401633 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,583 / month
Current employer: Coca-cola Debt-to-income ratio: 29.72%
Length of employment: 7 years Location: MIRAMAR, FL
       
Home town:
Current & past employers: Coca-cola
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > My loan is for a use car<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 11
Revolving Credit Balance: $5,790.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Stay home with parents I spend on bill and other about 790 a month
What are the balances, interest rates, and monthly payments on any other auto obligations?I'm a co signer on car loan for 23000, payment is 400 , interest 4%
If you have a delinquency in the last 2 years, please explain the reason.No

 


 

 

 

Member Payment Dependent Notes Series 1401638

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401638

$5,500

$5,500

19.05%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401638. Member loan 1401638 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,368 / month
Current employer: Florida Department of Revenue Debt-to-income ratio: 24.59%
Length of employment: 1 year Location: DALLAS, GA
       
Home town:
Current & past employers: Florida Department of Revenue
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Consolidate some bills.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,544.00 Public Records On File: 0
Revolving Line Utilization: 96.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used the cards to pay some costs related to some unexpected heart testing I had in December of 2011. I also used the cards to make repairs on my auto since I use it heavily for travel associated with my job. I am going to begin attacking those balances and get them back to zero.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live with my elderly parents who need assistance rent free. Their home is paid off.
Please explain the reason why you carry a large revolving credit balance.I used the cards to pay some costs related to some unexpected heart testing I had in December of 2011. I also used the cards to make repairs on my auto since I use it heavily for travel associated with my job. I am going to begin attacking those balances and get them back to zero.

 


 

 

 

Member Payment Dependent Notes Series 1401651

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401651

$24,000

$24,000

7.90%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401651. Member loan 1401651 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Bayview Asset Management Debt-to-income ratio: 4.78%
Length of employment: 1 year Location: Miami, FL
       
Home town:
Current & past employers: Bayview Asset Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Loan is for total refurbishment of landscaping at my primary residence.<br><br> Borrower added on 07/04/12 > The total cost of the project is $80,000. The difference between the total cost and the loan amount is being paid from currently liquid personal assets.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,220.00 Public Records On File: 0
Revolving Line Utilization: 4.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $5,500, including discretionary expenses.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$222,608, 4.1625%, $1,156 P&I.
Please explain the reason why you carry a large revolving credit balance.Generally, I don't carry revolving debt in the form of credit cards, in the sense that I pay in full each month. These past few months, there have been large balances related to the project (which has commenced), which have been cleared from personal funds. (For example, American Express). The primary reason I am requesting this loan is so that I will not need to carry the difference between project cost and available funds on credit cards at a high rate.

 


 

 

 

Member Payment Dependent Notes Series 1401654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401654

$9,800

$9,800

15.80%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401654. Member loan 1401654 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,714 / month
Current employer: ford motor company Debt-to-income ratio: 29.03%
Length of employment: 10+ years Location: brockway, MI
       
Home town:
Current & past employers: ford motor company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I orignally started out as a home improvement loan, but I couldn't afford the payments without consolidating some other debt. I am getting this loan to do my home improvment and to consolidate other credit cards to one payment. I hope this will free up some money to be used on everyday expenses.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 17
Revolving Credit Balance: $8,808.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expense are mortgage. $840., utilities $108(varies slightly mo. to mo.) Phone including internet service is $125. Insurances $350.(includes vehicle and life policies) food varies about $420. So around $1840.
What is the estimated current market value of the home you intend to purchase?The current market value of the house I own is about $130,000. I am looking for a loan for home improvements and debt consolidation. I do not intend to purchase another home.
If you have a delinquency in the last 2 years, please explain the reason.I have never been late on any payments. I always pay my bills. I am employed full time at one of the big three and just need a little help now to consolidate some debt and do a little home improvement.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I already answered this question two times. If you didn't receive the response ask again and i will answer it again.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan to pay off 2 credit cards with higher interest. That will be $2,280.00 of the loan and then I am doing home improvements which will be about $850.00 to $1,400.00. The house needs new siding on one wall and I need to add 2 small retaining walls. I will soon need a refrigerator(but I am holding out until the one I have dies). I will save some in my checking account.

 


 

 

 

Member Payment Dependent Notes Series 1401705

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401705

$10,000

$10,000

13.11%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401705. Member loan 1401705 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 27.00%
Length of employment: n/a Location: Goodyear, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > To improve my kitchen and bath<br><br> Borrower added on 07/09/12 > The purpose of this loan is HOME IMPROVEMENT not home buying I already purchased this house a year ago<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 65
Revolving Credit Balance: $14,922.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all my expenses are $3700.00 that is mortage, taxes, insurance, utilities, transportation
What is the estimated current market value of the home you intend to purchase?I was applying for a home improvement loan not to purchase. I want to remodel my kitchen and bath.<br><br>The current valve of my house is aprx. $180000.
What other sources of financing are you using to purchase the home?I am not purchasing a home I have owned my home for the last year this should be a home improvement loan I have no clue how this got to a home buy. I plan on doing the work myself to keep labor down on both my kitchen and bath

 


 

 

 

Member Payment Dependent Notes Series 1401722

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401722

$35,000

$35,000

22.95%

1.00%

July 17, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401722. Member loan 1401722 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: FAA Debt-to-income ratio: 17.04%
Length of employment: 10+ years Location: Lathrop, MO
       
Home town:
Current & past employers: FAA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Family medical emergency<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 74
Revolving Credit Balance: $13,335.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$486 house, $468 acreage, $170 electricity, $50 water, $175 insurance, $180 discover, $80 Chase
What are the estimated expenses?$486 house, $467 acreage, $170 electricity, $50 water, $178 instance, $180 discover. $80 Chase
What is your intended use for the loan proceeds?Family member, son, medical emergency.
What are the estimated expenses?$486 house, $467 acreage, $170 electricity, $50 water, $178 instance, $180 discover. $80 Chase

 


 

 

 

Member Payment Dependent Notes Series 1401730

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401730

$32,000

$32,000

21.98%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401730. Member loan 1401730 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Brown Harris Stevens Debt-to-income ratio: 18.82%
Length of employment: 5 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Brown Harris Stevens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > To consolidate our credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,417.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,300, Transportation $180, Utilities $300, Phone free, Insurance $600. My wife also earns $900 weekly and we only live in the house on weekends. My job as a resident manager comes with a free apt. in New York (including utilities).
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $6,917 13.99% $136.47<br>Mastercard $5,559 15.99% $130.00<br>Mastercard $4,305 24.99% $151.00<br>Visa $1,900 13.99% $42.27<br>Amex $6,891 14.50% $138.00<br>Discover $2,000 22.90% $58.00<br><br>We want to have one monthly bill for all our credit cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current monthly minimum payments for all cards is $655.74 and with this loan we will clear all credit cards and with this loan we will be paying $883.00.

 


 

 

 

Member Payment Dependent Notes Series 1401746

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401746

$24,250

$24,250

24.89%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401746. Member loan 1401746 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Memorial Sloan Kettering Cancer Center Debt-to-income ratio: 19.44%
Length of employment: 7 years Location: New York, NY
       
Home town:
Current & past employers: Memorial Sloan Kettering Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am in school full time for my doctorate as well as working full time. I provide financial support for my mom as well as myself. Due to the financial burden on me, I have accrued substantial credit card debt.<br><br> Borrower added on 07/05/12 > I would like to pay off all of my credit card bills.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 32 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 63 Months Since Last Delinquency: 6
Revolving Credit Balance: $22,380.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$23,000 credit card debt rates vary
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$23,000 credit card debt rates vary
Please explain the reason why you carry a large revolving credit balance.I support my mom as well as myself on one salary.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
What is your intended use for the loan proceeds?Pay off all of my credit card bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3000
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
Please explain the reason why you carry a large revolving credit balance.I support my mom as well as myself on one salary.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.
If you have a delinquency in the last 2 years, please explain the reason.I cosigned a student loan for a friend and she does not always make the payments on time.

 


 

 

 

Member Payment Dependent Notes Series 1401761

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401761

$6,000

$6,000

12.12%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401761. Member loan 1401761 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Ups Debt-to-income ratio: 19.42%
Length of employment: 10+ years Location: MIAMI, FL
       
Home town:
Current & past employers: Ups
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,989.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?to pay off highest interest credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?6000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?6000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?to pay off highest interest credit card
Please explain the reason why you carry a large revolving credit balance.vacation expenses,home repairs
Please explain the reason why you carry a large revolving credit balance.vacation expenses,home repairs
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off highest interest credit card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?to pay off highest interest credit card
Which debts do you plan to pay off with this loan?highest interest rate credit card

 


 

 

 

Member Payment Dependent Notes Series 1401774

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401774

$10,500

$10,500

18.75%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401774. Member loan 1401774 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: First Data Debt-to-income ratio: 24.40%
Length of employment: 5 years Location: Alpharetta, GA
       
Home town:
Current & past employers: First Data
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I recently bought a house and I accumulated debt on different accounts. I would like to pay it all off and make 1 payment. I don't have a problem paying the amounts and I have never had a late payment or delinquent account, but I would to consolidate so I don't have to worry about amounts and dates<br><br> Borrower added on 07/03/12 > In addition to the ease of one payment I would like to pay off my balances so that my credit score is not negatively impacted. Consolidating and stretching out the loan will actually lower my monthly bills so I know I will have no problem with repayment of this loan<br><br> Borrower added on 07/03/12 > I recently bought a house and I accumulated debt on different accounts. I would like to pay it all off and make 1 payment. I don't have a problem paying the amounts and I have never had a late payment or delinquent account, but I would to consolidate so I don't have to worry about amounts and dates<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,203.00 Public Records On File: 0
Revolving Line Utilization: 91.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I incurred lots of expenses when remodeling and furnishing my recently purchased house
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan - $250 a month<br>Macys Credit Card - $2000 balance; $75 min payment<br>JCP - $1000 balance; $75 min payment<br>Home Depot - $5000 balance; $115 min payment<br>Chase Bank Credit Card - $3500 Balance; $85 min payment<br>Capital One Credit Card - $2400 Balance; $75 min payment<br><br>I was paying more than the minimum each month. I would be using the loan to pay down most of these balances (except for the student loan) so my monthly expenses will end us going down
Please explain the reason why you carry a large revolving credit balance.I recently purchased a foreclosed home. It needed renovations done. I used my credit cards to pay for some of the materials and to furnish the house once it was completed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I incurred lots of expenses when remodeling and furnishing my recently purchased house
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan - $250 a month<br>Macys Credit Card - $2000 balance; $75 min payment<br>JCP - $1000 balance; $75 min payment<br>Home Depot - $5000 balance; $115 min payment<br>Chase Bank Credit Card - $3500 Balance; $85 min payment<br>Capital One Credit Card - $2400 Balance; $75 min payment<br><br>I was paying more than the minimum each month. I would be using the loan to pay down most of these balances (except for the student loan) so my monthly expenses will end us going down
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan - $250 a month<br>Macys Credit Card - $2000 balance; $75 min payment<br>JCP - $1000 balance; $75 min payment<br>Home Depot - $5000 balance; $115 min payment<br>Chase Bank Credit Card - $3500 Balance; $85 min payment<br>Capital One Credit Card - $2400 Balance; $75 min payment<br><br>I was paying more than the minimum each month. I would be using the loan to pay down most of these balances (except for the student loan) so my monthly expenses will end us going down

 


 

 

 

Member Payment Dependent Notes Series 1401775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401775

$8,000

$8,000

14.33%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401775. Member loan 1401775 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Sunshine's All Naturals Debt-to-income ratio: 17.23%
Length of employment: < 1 year Location: Seattle, WA
       
Home town:
Current & past employers: Sunshine's All Naturals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I just recently got married and my husband and I would like to buy a house soon. I would like to pay off my credit cards so we can get a better loan for a house.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,457.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses range from $500-$700.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1. $4300, 6.24%, $100<br>2. $3800, 13.99%, $100<br>3. $3689, 12.24%, $100<br>4. $1898, 18.9%, $100<br>5. $1587, 12.99%, $50
Please explain the reason why you carry a large revolving credit balance.Most of my debt was accumulated when I was younger and not as responsible with my money. I try to use my credit cards now for emergencies only. Recently I got married and had to charge somethings, though.

 


 

 

 

Member Payment Dependent Notes Series 1401813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401813

$5,500

$5,500

12.12%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401813. Member loan 1401813 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,208 / month
Current employer: Emory University Debt-to-income ratio: 7.02%
Length of employment: < 1 year Location: Atlanta, GA
       
Home town:
Current & past employers: Emory University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > To pay off credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,335.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $750<br>Utitlities: $100<br>Transportation: $100<br>Insurance: $85<br>Food: $200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa:<br> Balance: $4800<br> Interest rate: 14.49<br> Monthly payment: $172<br><br>Visa:<br> Balance: $4800<br> Interest rate: $15.99<br> Monthly payment: $156
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total payments: $328<br>Including payoff: $156

 


 

 

 

Member Payment Dependent Notes Series 1401817

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401817

$7,850

$7,850

7.62%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401817. Member loan 1401817 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: Fisher Clinical Services Debt-to-income ratio: 10.75%
Length of employment: 10+ years Location: WALNUTPORT, PA
       
Home town:
Current & past employers: Fisher Clinical Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > free credit report and they recommended Lending Club to refinance my credit card.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,839.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard

 


 

 

 

Member Payment Dependent Notes Series 1401859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401859

$16,000

$16,000

21.00%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401859. Member loan 1401859 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,083 / month
Current employer: OG&E Enogex Debt-to-income ratio: 18.39%
Length of employment: 10+ years Location: El Reno, OK
       
Home town:
Current & past employers: OG&E Enogex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Bill Consolidation & to Install gutering on my house alond with some landscaping.<br><br> Borrower added on 07/06/12 > If i get this loan I am going to pay off all my credit cards along with my furniture loan. With the remainder I would like to install guttering on my house along with some landscaping. If there is anythiong left from that I will put it towards my $5000 land loan thai I have at my bank. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,556.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Im wanting to pay off my furniture loan and 3 credit cards also my property loan. And also put guttering on my house. I can pay off a doctor bill that I have been making payments on as well.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortage $1260 per month<br>Elec $75 per month<br>Gas $30 per month<br>Water & Cable $100 per month<br>Ins $1200 per year
Which debts do you plan to pay off with this loan?Credit Cards, Furniture Loan, Dr bill, Land payment<br><br>With the reminder Im wanting to put guttering on my new home and do some landscaping work<br>Thanks
Which debts do you plan to pay off with this loan?Credit Cards, Furniture Loan, Dr bill, Land payment<br><br>With the reminder Im wanting to put guttering on my new home and do some landscaping work<br>Thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortage $1260 per month<br>Elec $75 per month<br>Gas $30 per month<br>Water & Cable $100 per month<br>Ins $1200 per year
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortage is $900<br>Insurance $$90<br>taxes $160<br>etc. $110
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortage is $900<br>Insurance $$90<br>taxes $160<br>etc. $110

 


 

 

 

Member Payment Dependent Notes Series 1401878

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401878

$8,000

$8,000

7.62%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401878. Member loan 1401878 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: wynn resorts Debt-to-income ratio: 18.18%
Length of employment: < 1 year Location: LAS VEGAS, NV
       
Home town:
Current & past employers: wynn resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > pay off car payment<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,399.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 493,transportation100,utilities200,phone40,insurance110,food150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?creditcard1000 interest0% for12months minimum payment is 25 and car payment 493 per month interest 2.9% but I want paid off this loan balance is16900 I got the rest of the money thats why I need 8000 and keep low payment

 


 

 

 

Member Payment Dependent Notes Series 1401903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401903

$10,000

$10,000

18.49%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401903. Member loan 1401903 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,225 / month
Current employer: Department of Defense Debt-to-income ratio: 29.53%
Length of employment: < 1 year Location: Manhattan, KS
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,081.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - $1,715, utilities - $115.00, phone - $90, food - $125.00, transportation - $ 100.00
What is the home improvement project you are planning?land scaping (sprinkler system, sodding, planting flowers/bushes)
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$244,000, 4.25%, $1,715.00 (includes taxes, home/property insurance)
Please explain the reason why you carry a large revolving credit balance.I've been serving in the Army for the past 23years and I recently retired, and now we are in the process of paying everything off. Between moving every three years, and constantly buying items throughout the years it all added up. Now, that we have a home and we will no longer relocate, we can focus on beautifying our home and building equity.
Please explain the reason why you carry a large revolving credit balance.I've been serving in the Army for the past 23years and I recently retired, and now we are in the process of paying everything off. Between moving every three years, and constantly buying items throughout the years it all added up. Now, that we have a home and we will no longer relocate, we can focus on beautifying our home and building equity.
Please explain the reason why you carry a large revolving credit balance.I've been serving in the Army for the past 23years and I recently retired, and now we are in the process of paying everything off. Between moving every three years, and constantly buying items throughout the years it all added up. Now, that we have a home and we will no longer relocate, we can focus on beautifying our home and building equity.

 


 

 

 

Member Payment Dependent Notes Series 1401907

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401907

$10,000

$10,000

10.16%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401907. Member loan 1401907 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Deer Lodge Family Dental Debt-to-income ratio: 15.25%
Length of employment: 3 years Location: DEER LODGE, MT
       
Home town:
Current & past employers: Deer Lodge Family Dental
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I am applying for this loan to make improvements on the property I purchased in 2011, the property came with 2 homes the one I currently reside in and a second 1 bedroom house this is the property I would like to update to become a rental property.<br><br> Borrower added on 07/05/12 > I am planning to replace the windows, half the roof(when replaced in 2007 only one half was completed), and add new siding; it is a 800 sq ft house.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,859.00 Public Records On File: 0
Revolving Line Utilization: 49.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses are approximately 2000.00 a month; my mortgage is $645.17, phone $135, cable $140, utilities $99, car payment $498, I pay my insurance once yearly in January, and $285 for credit card payments and roughly $200 for food and gas.
What is the home improvement project you are planning?I am planning to place a new roof, siding and windows in a 1 bed room 1 bath home that was included in the purchase of the home I currently live in. The second property is about 800 sq ft.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My balance is approximately $75000.00 monthly payment $645.17 with fixed interest of 5%.
Please explain the reason why you carry a large revolving credit balance.I elected to utilized my credit cards to pay for my college education from 2004 to 2009. Since graduating I have reduced my revolving balance from approximately 21,000 to 10,500 and will this month reduce it another 2,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses are approximately 2000.00 a month; my mortgage is $645.17, phone $135, cable $140, utilities $99, car payment $498, I pay my insurance once yearly in January, and $285 for credit card payments and roughly $200 for food and gas.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $2000 a month.
What is the home improvement project you are planning?I am planning to place a new roof, siding and windows in a 1 bed room 1 bath home that was included in the purchase of the home I currently live in. The second property is about 800 sq ft.
Is the improvement to your primary residence or an investment property?It is an investment property that came with the house I purchased year.

 


 

 

 

Member Payment Dependent Notes Series 1401912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401912

$11,675

$11,675

12.12%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401912. Member loan 1401912 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,449 / month
Current employer: US Army Debt-to-income ratio: 18.87%
Length of employment: 10+ years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I am excited about getting this loan because it will allow me to pay off two credit cards and a student loan all at once, and save money!<br><br> Borrower added on 07/06/12 > The payments on the three debts I mentioned above are $270 more than this loan's payments are. so by getting this loan, we can pay them off, plus put $270/month towards other debt, and really make that debt snowball roll faster!<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,355.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Husband lost job and got ill a few years ago, and we are both healthy and earning now. This loan will allow us to make the snowball roll faster, so to speak, on paying off all our debt! This loan will pay 3 things off; the payment on this loan will be $270/month less than those 3 things now, so we pay on this loan AND pay $270/month on another debt, and we get debt free much quicker!

 


 

 

 

Member Payment Dependent Notes Series 1401914

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401914

$25,225

$25,225

14.33%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401914. Member loan 1401914 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 22.90%
Length of employment: n/a Location: Tucsoln, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Credit card consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,946.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1,874 (includes taxes and insurance)<br>Phone, mobile phone, internet and cable $210 <br>Pest control $36.00 <br>Water $19.03 <br>Utility $39.37 <br>Gas $29.30 <br>Electricity $86.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC $8156<br>MC $3300<br>American Ex 2900<br>Discv $9300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I pay a minimum of $850 per month; more than the minimum required<br>This loan will be $866 w/three year payoff
Please explain the reason why you carry a large revolving credit balance.Four deaths in the family in the past three years; required extensive traveling and assistance<br>Major car repair
What is the total balance of your credit cards, interest rates and current monthly payments?Already submitted

 


 

 

 

Member Payment Dependent Notes Series 1401917

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401917

$5,200

$5,200

10.16%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401917. Member loan 1401917 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Staunton City Schools Debt-to-income ratio: 6.84%
Length of employment: 7 years Location: STAUNTON, VA
       
Home town:
Current & past employers: Staunton City Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,697.00 Public Records On File: 0
Revolving Line Utilization: 70.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total monthly expenses are estimated at 1,400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit debts are around 11,000. I have been making more than the minimum payments, added together I have beens paying 250 in credit card payments a month. Two of them have a low percentage of 8 and 10 and the other two are 14 and 19. My mortgage is for 145,000 at 5.125% and I pay 1,040 a month. No car or school loans.
Please explain the reason why you carry a large revolving credit balance.because I have just recently started to try to pay things off
Please explain the reason why you carry a large revolving credit balance.because I have just recently started to try to pay things off
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using it to completely pay off two credit cards with greater APRs.
Which debts do you plan to pay off with this loan?Two credit cards with greater APRs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit debts are around 11,000. I have been making more than the minimum payments, added together I have beens paying 250 in credit card payments a month. Two of them have a low percentage of 8 and 10 and the other two are 14 and 19. My mortgage is for 145,000 at 5.125% and I pay 1,040 a month. No car or school loans.

 


 

 

 

Member Payment Dependent Notes Series 1401972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401972

$8,875

$8,875

15.80%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401972. Member loan 1401972 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: n/a Debt-to-income ratio: 22.11%
Length of employment: n/a Location: New Braunfels, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Consolidate my debts by paying off debts that I cannot change the due dates on, at a very inconvenient time of the month. A large debt has refused to let me online, I use the correct ID and password , and I eventually get on after hours of trying, and I hate that process....need to get rid of these<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,879.00 Public Records On File: 0
Revolving Line Utilization: 73.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1700....which pretty much includes all debts as well as everything you've mentioned in your question
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I believe I already answered this question...can you not see my earlier answer?
Please explain the reason why you carry a large revolving credit balance.I assume you mean BofA....I transferred it from Capital One who threatened to up my interest from a nice low to a 19% interest, so BofA sounded good, plus I already had my checking and savings with them. They neglected to tell me of little fees they would charge, and now just added a $60 annual fee.
Which debts do you plan to pay off with this loan?Rooms To Go<br>1/2 of Bank of America<br>1/2 Car<br>Lowes<br>Firestone
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I believe I already answered this question...can you not see my earlier answer?

 


 

 

 

Member Payment Dependent Notes Series 1401984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401984

$12,000

$12,000

14.33%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401984. Member loan 1401984 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Union Pacific Rail Road Debt-to-income ratio: 23.13%
Length of employment: 7 years Location: Wellington, CO
       
Home town:
Current & past employers: Union Pacific Rail Road
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I was on my mint account when I they showed me the ad to Lending Club. Making my payments the balances on the cards I have never seem to lower the balances. I would love to have a firm date to get them payed off and be free of the debt roller coaster. Thank You<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 25
Revolving Credit Balance: $10,300.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1650 auto 800 utilities 175 food etc 700
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About 11500 spread out over 5 cards with rates from 11.5 to 24 percent
Please explain the reason why you carry a large revolving credit balance.We had a family member who was displaced and we ended up helping out. The cards got higher than we wanted and with the multiple interest rates decided to consolidate them all
If you have a delinquency in the last 2 years, please explain the reason.None
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mrtgage 1650.00 Utilities 175-225.00 Mo. 205 Car Insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a Mortgage which is 1650 per month which included escrow and priciple and an inteest rate of 4.75. Credit cards totalling 11500.00 which I pay 600.00 with interest rates between 11.5 and 24 percent No student loans or lines of credit but car payments totalling 800 per month
Which debts do you plan to pay off with this loan?All credit cards. They average between 11.5-24.00 percent interest per month so lowering that to a set 14.55 and having a date for it to be paid off is why I am looking at consolidating them all
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My total Mortage payment is 1641.36. It breaks down to P&I 1412.99 Escrow of 228.37. My annual insurance payment is 745.00 and the taxes are 2003.20. Thanks
Please explain the reason why you carry a large revolving credit balance.We had a family member who was displaced and we ended up helping out. The cards got higher than we wanted and with the multiple interest rates decided to consolidate them all
What is your intended use for the loan proceeds?I have credit card debt with interest rates varying from 11.5 to 24 percent and I am going to pay them off. The loan proceeds will allow me to lower my payments, interest rate and give me a firm date to have them paid off.

 


 

 

 

Member Payment Dependent Notes Series 1401998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401998

$14,000

$14,000

13.11%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401998. Member loan 1401998 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,875 / month
Current employer: Facey Medical Foundation Debt-to-income ratio: 11.97%
Length of employment: 2 years Location: Lancaster, CA
       
Home town:
Current & past employers: Facey Medical Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I am seeking to do some home improvements to a new house my family moved into a year ago and also pay off my high interest credit cards.<br><br> Borrower added on 07/04/12 > To all prospective interested investors. The purpose listed in htis loan request is incorrect. The purpose for my loan request is fo rhome improvements and paying off high interest credit cards, not for home buying. I own my own home..<br><br> Borrower added on 07/06/12 > Thank you all who have invested in my loan up to this point. It is much appreciated.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 24
Revolving Credit Balance: $683.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses average about $2500/per month.but that includes $100/per month in credit payments that I will be paying off with this loan. Also this loan is not for a home purchase but home improvements and debt consolidation. I chose the incorrect loan purpose option when setting up this request.
What is the estimated current market value of the home you intend to purchase?Thank you for your interest. <br><br>I actually own my home. I selected the incorrect loan purpose description for this loan request. The loan in actually for home improvements on my current home.
If you have a delinquency in the last 2 years, please explain the reason.The deliquencies were on accounts where I was an authorized user not the primary account holder. The two lenders associated with these accounts have submitted paperwork to the three major credit bureaus asking for these accounts to be taken off my credit report.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is $860/month and my insurance and taxes is $200 for a total monthly payment of of $1060.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total housing expenses averages about $1,500/month.

 


 

 

 

Member Payment Dependent Notes Series 1402002

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402002

$5,000

$5,000

17.77%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402002. Member loan 1402002 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Johnstone Supply Debt-to-income ratio: 16.35%
Length of employment: < 1 year Location: MC KINNEY, TX
       
Home town:
Current & past employers: Johnstone Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 36
Revolving Credit Balance: $13,538.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 800<br>All other 400
What is your intended use for the loan proceeds?Pay co-owner of house/mortgage to get out of it. Moved to another state.
Please explain the reason why you carry a large revolving credit balance.Moved to Texad from Washington

 


 

 

 

Member Payment Dependent Notes Series 1402010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402010

$6,400

$6,400

12.12%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402010. Member loan 1402010 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Western Athletic Club Debt-to-income ratio: 25.03%
Length of employment: 2 years Location: Del Mar, CA
       
Home town:
Current & past employers: Western Athletic Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 36
Revolving Credit Balance: $12,507.00 Public Records On File: 0
Revolving Line Utilization: 80.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses combined is around $2,000.
Please explain the reason why you carry a large revolving credit balance.School loans and I was unemployed for a period of time when I was younger.
If you have a delinquency in the last 2 years, please explain the reason.I have never been delinquent/late with any bills in my 9 years of established credit.
What is your intended use for the loan proceeds?I am intending to use the loan to purchase new and used gym equipment for my studio.

 


 

 

 

Member Payment Dependent Notes Series 1402034

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402034

$22,800

$22,800

19.05%

1.00%

July 16, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402034. Member loan 1402034 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: New Jersey Department of corrections Debt-to-income ratio: 21.08%
Length of employment: 5 years Location: Lanoka Harbor, NJ
       
Home town:
Current & past employers: New Jersey Department of corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I have some high interest dept that I need to consalidate in order to pay them off in a reasonable time.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1979 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,071.00 Public Records On File: 1
Revolving Line Utilization: 40.90% Months Since Last Record: 111
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?None of the above come out of my income. The monthly expenses you asked about all come out of my wife's salary.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approx. 10,000 in credit card debt. A personal loan for 8,000 and another for 5,000 this is what I would like to consolidate.
If you have a public record on file, please briefly explain the event and its resolution.I do have a bankruptcy on my credit from about ten years ago it was fully discharged and I have rebuilt my credit by paying everything in full and on time. I was a young kid back then and learned a valuable lesson.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approx. 10,000 in credit card debt. A personal loan for 8,000 and another for 5,000 this is what I would like to consolidate.

 


 

 

 

Member Payment Dependent Notes Series 1402164

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402164

$16,000

$16,000

21.00%

1.00%

July 16, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402164. Member loan 1402164 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: armellini express line Debt-to-income ratio: 21.36%
Length of employment: 9 years Location: WEST PALM BEACH, FL
       
Home town:
Current & past employers: armellini express line
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 18
Revolving Credit Balance: $14,869.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?house payment incl,ins,tax,1271.00 ,car 393.00,car insur 135.,utilities plus cell phones 754,food 600 budget.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.personal loan owe 7714.47 ,int rate 21% monthly payment ,225.94<br>visa,3900,29%,monthly payment 138.00<br>mastercard,3100, 19%,monthly payment 95.00<br>discover ,1900,19%,monthly payment 51.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly payments,509.00
If you have a delinquency in the last 2 years, please explain the reason.truthfuly ,yes,I have paying off loans and credit, but delinquent only by a couple of weeks.yes it hurt to pay late fees.but I am improving my finances
Please explain the reason why you carry a large revolving credit balance.I bougth a old house ,yes a fixer up, and with credit lines closed,cards interest jumping to 29% for no reason.
What is the total balance of your credit cards, interest rates and current monthly payments?personal loan 7714.47,23%int ,225.94 , visa,29%int,3900, mastercard ,19%int,3100,discover 24% ,1928.72 total monthly payment ,516.94

 


 

 

 

Member Payment Dependent Notes Series 1402172

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402172

$24,000

$24,000

18.49%

1.00%

July 17, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402172. Member loan 1402172 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: US BankCorp Debt-to-income ratio: 18.89%
Length of employment: 5 years Location: AURORA, CO
       
Home town:
Current & past employers: US BankCorp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,962.00 Public Records On File: 0
Revolving Line Utilization: 32.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1402207

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402207

$22,750

$22,750

7.62%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402207. Member loan 1402207 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: WiseClick Media, Inc. Debt-to-income ratio: 7.64%
Length of employment: 8 years Location: Colts Neck, NJ
       
Home town:
Current & past employers: WiseClick Media, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > This loan will be used for working capital to grow our new business venture. I own & operate 3 profitable businesses already and have a fantastic credit score because I always pay my debts in full and on time. Thank you for your time & help.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,754.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current personal monthly expenses for mortgage, phone, utilities, etc. comes in between $4k and $5k a month, give or take. I only made $81k salary last year because I put $ back into my own businesses, all of which are profitable. My new venture does not include any of the same partners, so I do not want to bootstrap funds from one business to another. This $ will be used for growth, since I am not burning any cash and are already cash flow positive. I hope this helps, thank you.

 


 

 

 

Member Payment Dependent Notes Series 1402226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402226

$24,925

$24,925

10.16%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402226. Member loan 1402226 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: PERFERRED ENGINEERING INC. Debt-to-income ratio: 31.13%
Length of employment: 10+ years Location: DICKINSON, TX
       
Home town:
Current & past employers: PERFERRED ENGINEERING INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,725.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$780
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARD: 10% - 19.9% $20,000<br>MORTGAGE: $17,000<br>FORD: 1.9% $22,000
Please explain the reason why you carry a large revolving credit balance.RECENTLY TOOK A EXPENSIVE VACATION AND CRUISE TO HAWAII. I AM IN THE PROCESS OF PAYINF OFF ALL DEBT AND BEING TOTALLY DEBT FREE IN THREE YEARS OR LESS. A DEBT CONSOLIDATION LOAN WOULD GREATLY IMPROVE MY CHANCES OF REALIZING THIS GOAL.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?TOTAL MONTHLY BILLS BEFORE CONSOLIDATION ARE $3040.

 


 

 

 

Member Payment Dependent Notes Series 1402232

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402232

$13,000

$13,000

15.31%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402232. Member loan 1402232 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: fairmont miramar hotels and bungalows Debt-to-income ratio: 17.18%
Length of employment: 1 year Location: LOS ANGELES, CA
       
Home town:
Current & past employers: fairmont miramar hotels and bungalows
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > My loan will be used to consolidate my credit card debt into one payment with a lower APR than I am currently paying.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 67
Revolving Credit Balance: $12,447.00 Public Records On File: 0
Revolving Line Utilization: 95.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1402240

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402240

$6,000

$6,000

8.90%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402240. Member loan 1402240 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Sierra Trading Post Debt-to-income ratio: 30.30%
Length of employment: 2 years Location: Cheyenne, WY
       
Home town:
Current & past employers: Sierra Trading Post
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > My computer died a few nights ago and so most of this will go towards purchasing another. I have a high end gaming laptop which costs around 4,000. What is left over I will be putting towards what I have on my credit card.<br><br> Borrower added on 07/04/12 > I just want to say that I know that my credit card balance is high. Believe me no one is more aware of that than me. I do what I can to get it paid off. I would not have made this purchase if I did not have to. I need a computer. Not just for gaming, I do use for it for other things as well.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,736.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is $200, insurance is $65, car is $400. These are the main ones. Miscellaneous/other expenses would vary from month. All told I would say my total expenses on any give month could be as high as $800. Sometimes a little higher, but mostly lower. I rent my parent's half finished basement for the time being so utilities, food are included with the rent.
Please explain the reason why you carry a large revolving credit balance.I've had to use my credit card for other purchases. None that recent, but it does take time to pay off. I'm doing my best based on what I make to do just that.

 


 

 

 

Member Payment Dependent Notes Series 1402244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402244

$4,750

$4,750

10.16%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402244. Member loan 1402244 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Sarjo Debt-to-income ratio: 17.81%
Length of employment: 10+ years Location: POUGHKEEPSIE, NY
       
Home town:
Current & past employers: Sarjo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Pay off credit card<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 17
Revolving Credit Balance: $4,074.00 Public Records On File: 0
Revolving Line Utilization: 25.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 650.00 electic 175.00 2 months phone,cable,Internet 100.00
If you have a delinquency in the last 2 years, please explain the reason.Most of my account are taken out automatic from my accounts so I won't be late
What is your intended use for the loan proceeds?Pay off a couple of cards
If you have a delinquency in the last 2 years, please explain the reason.Most of my account are taken out automatic from my accounts so I won't be late
Please provide additional details regarding the purpose of the loan.There are none there is 2 cards I want pay off.

 


 

 

 

Member Payment Dependent Notes Series 1402253

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402253

$20,000

$20,000

10.16%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402253. Member loan 1402253 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: Zhone Technologies Debt-to-income ratio: 1.97%
Length of employment: < 1 year Location: FREMONT, CA
       
Home town:
Current & past employers: Zhone Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am planning to pay off my home loan in India as that is charging 13% rate of interest.<br><br> Borrower added on 07/04/12 > I have always paid my credit cards much before scheduled time. I am confident that I will pay my current loan much before the scheduled time.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,279.00 Public Records On File: 0
Revolving Line Utilization: 12.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent : 730<br>Transportation: 200<br>Utilities: 150<br>Car Insurance: 100<br>Medical Insurance: 150<br>Food: 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have any student loans. I make around 1000$ payments towards my creditcards.

 


 

 

 

Member Payment Dependent Notes Series 1402312

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402312

$25,000

$25,000

23.83%

1.00%

July 16, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402312. Member loan 1402312 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: US Army Debt-to-income ratio: 20.67%
Length of employment: 10+ years Location: Lawrence, KS
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 25 Months Since Last Delinquency: 21
Revolving Credit Balance: $19,939.00 Public Records On File: 0
Revolving Line Utilization: 91.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.No particular reason why. Now I am just trying to wipe all credit card debt clean. Wanting to work towards getting debt free, and getting rid of all my credit card debt is first in line.
Please explain the reason why you carry a large revolving credit balance.No particular reason why. Now I am just trying to wipe all credit card debt clean. Wanting to work towards getting debt free, and getting rid of all my credit card debt is first in line.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquency in the past two years.
Which debts do you plan to pay off with this loan?All credit card debt.
Please explain the reason why you carry a large revolving credit balance.No particular reason why. Now I am just trying to wipe all credit card debt clean. Wanting to work towards getting debt free, and getting rid of all my credit card debt is first in line.
Please explain the reason why you carry a large revolving credit balance.No particular reason why. Now I am just trying to wipe all credit card debt clean. Wanting to work towards getting debt free, and getting rid of all my credit card debt is first in line.

 


 

 

 

Member Payment Dependent Notes Series 1402334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402334

$12,000

$12,000

10.16%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402334. Member loan 1402334 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Registered Investment Advisor Debt-to-income ratio: 24.50%
Length of employment: < 1 year Location: Raleigh, NC
       
Home town:
Current & past employers: Registered Investment Advisor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I attended a Tier 1 Business School as a career switcher from IT to Finance. I utilized my savings and subsidized my cost of living on my credit card while in school. If you fund this loan, I will be able to cancel this credit card balance. I would be glad to answer any questions. Thank you so much!<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,534.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As I am trying to pay off all of my debt, I live a very Spartan life. Rent, utilities, internet (no cable), cell phone (no land line), car insurance, gas, and food come to no more than $1200-$1300/month. Over half of the monthly expense is basics needs such as rent and utilities.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC 1: 12K at 20.74 percent: 350 monthly <br>CC2: 24K at 14.49 percent: 550 monthly - reasonable interest rate, high balance but after paying off CC 1, I can increase the monthly payment amount and draw down the balance faster. <br><br>No current student loan payments for the moment.
Please explain the reason why you carry a large revolving credit balance.Prior to business school I had no debt and over $25K in savings. I did not take out cost of living loans but rather used my savings and subsidized extracurricular costs on my credit card. I purchased furniture, household items (TV, microwave etc). I ended up having to put on my credit car repairs for my car as well as travel expenses (lodging, airfare) for personal (weddings, visiting family in California) and job search.
Please explain the reason why you carry a large revolving credit balance.Prior to business school I had no debt and over $25K in savings. I did not take out cost of living loans but rather used my savings and subsidized extracurricular costs on my credit card. I purchased furniture, household items (TV, microwave etc). I ended up having to put on my credit car repairs for my car as well as travel expenses (lodging, airfare) for personal (weddings, visiting family in California) and job search.
Please explain the reason why you carry a large revolving credit balance.Prior to business school I had no debt and over $25K in savings. I did not take out cost of living loans but rather used my savings and subsidized extracurricular costs on my credit card. I purchased furniture, household items (TV, microwave etc). I ended up having to put on my credit car repairs for my car as well as travel expenses (lodging, airfare) for personal (weddings, visiting family in California) and job search.

 


 

 

 

Member Payment Dependent Notes Series 1402335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402335

$8,000

$8,000

15.80%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402335. Member loan 1402335 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Archer property management Debt-to-income ratio: 19.74%
Length of employment: 6 years Location: Yonkers, NY
       
Home town:
Current & past employers: Archer property management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 36
Revolving Credit Balance: $5,670.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $500, utility $30, phone $45, insurance $175 gas $140 a month food $200 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard $1923 28.24% $59 visa $571 24.90% $17 visa $627 19.99% $20 visa $958 22.90% $30 visa $814 19.99% $26 visa $736 19.80% $21 visa $1720 18.99% $35 visa $814 8.9% $20
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $500, utility $30, phone $45, insurance $175 gas $140 a month food $200 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard $1923 28.24% $59 visa $571 24.90% $17 visa $627 19.99% $20 visa $958 22.90% $30 visa $814 19.99% $26 visa $736 19.80% $21 visa $1720 18.99% $35 visa $814 8.9% $20

 


 

 

 

Member Payment Dependent Notes Series 1402361

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402361

$15,000

$15,000

7.90%

1.00%

July 17, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402361. Member loan 1402361 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,446 / month
Current employer: AAA NCNU Insurance Exchange Debt-to-income ratio: 9.05%
Length of employment: 3 years Location: bermuda dunes, CA
       
Home town:
Current & past employers: AAA NCNU Insurance Exchange
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,609.00 Public Records On File: 0
Revolving Line Utilization: 56.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2050(mortgage, included all ex.ins, tax, HOA etc. ), $355(car), $400(utilities), $200 (phone + cable+ internet), $600 (food), others $800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have done house improvements (floor, bathrooms, furniture, etc), dentist, vacation, which created high balance on 2 credit cards, interest rates, 12.99 and 14.99. Both, together they have around $150 month in interest. The minimum payment for both (together) is app. $250. I pay a minimum of $800 ($400 each).
Please explain the reason why you carry a large revolving credit balance.I have used a wrong term" Debt consolidation". It should be "Debt refinancing". I pay my debts, but I am seeking refinincing to lower interest rate, which will lower my monthly expenses and improve my cash flow. <br>I have underestimated cost of improvements to the house, (I bought it 2 years ago). All is now completed. Dentist, vacation it all added up.

 


 

 

 

Member Payment Dependent Notes Series 1402374

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402374

$35,000

$35,000

20.49%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402374. Member loan 1402374 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: University of California Debt-to-income ratio: 9.59%
Length of employment: 1 year Location: Union City, CA
       
Home town:
Current & past employers: University of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,744.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1680<br>Transportation: $150<br>Utilities: $150<br>Phone: $100<br>Insurance: Employer paid<br>Food: $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: about $24,000 (monthly payments of about $500)<br>Student loans: none<br>Mortgages: none<br>Car loans: none
Please explain the reason why you carry a large revolving credit balance.Most of it was used to help my sister with her MBA. It was used for no (other) irresponsible expenses! :-)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1680<br>Transportation: $150<br>Utilities: $150<br>Phone: $100<br>Insurance: Employer paid<br>Food: $400
What is your intended use for the loan proceeds?I'm consolidating my debt and setting up regular monthly payments from my bank account. This way I can be sure that this debt is paid off during the period of the loan.
Please explain the reason why you carry a large revolving credit balance.Most of it was used to help my sister with her MBA. It was used for no (other) irresponsible expenses! :-)

 


 

 

 

Member Payment Dependent Notes Series 1402396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402396

$10,000

$10,000

10.16%

1.00%

July 13, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402396. Member loan 1402396 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Forever 21, INC Debt-to-income ratio: 19.50%
Length of employment: 5 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Forever 21, INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am looking to consolidate higher interest rate credit cards onto one lower payment and APR. I have been with my company almost 5 years and is very stable. I have rarely, if ever, missed credit card or other monthly payments.My goal is to get out of debt and put that money into healthy investments.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,766.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan's purpose is to consolidate higher APR cards onto one lower rate payment. The amount I am requesting is for the full amount of those cards. If I were to not receive the entire loan, I would pay off the higher interest cards first.
Which debts do you plan to pay off with this loan?Credit cards are the debts I am looking to pay off. I am looking to start a clean slate, and not use credit cards are regualarly as I currently do. I want to only use them in emergencies or if I place a purchase on that can be paid off on the following payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards- 24% APR- $4900 balance/ 1 card- 13% APR- $5000 balance/ $425 monthly payment on those 4 cards. (these are the 4 cards I am looking to consolidate)<br>1 card- 11% APR- $15000 balance/ $300 mo payment/ this rate was lower than Lending Club, so I was not looking to consolidate<br>Student loan- $4500/ low APR/ $65 mo payment<br>Car loan- recent purchase, I believe it's $16,000/ $400 mo payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $1100<br>Utilities and phone- $250<br>Insurance- $165<br>Gas for car- $200<br>Food- $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards- 24% APR- $4900 balance/ 1 card- 13% APR- $5000 balance/ $425 monthly payment on those 4 cards. (these are the 4 cards I am looking to consolidate)<br>1 card- 11% APR- $15000 balance/ $300 mo payment/ this rate was lower than Lending Club, so I was not looking to consolidate<br>Student loan- $4500/ low APR/ $65 mo payment<br>Car loan- recent purchase, I believe it's $16,000/ $400 mo payment

 


 

 

 

Member Payment Dependent Notes Series 1402401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402401

$8,000

$8,000

13.11%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402401. Member loan 1402401 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Glendora Digestive Disease Institute Debt-to-income ratio: 27.49%
Length of employment: 4 years Location: Glendora, CA
       
Home town:
Current & past employers: Glendora Digestive Disease Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I truly appreciate the opportunity to get this loan. It will help me to be able to get rid of some higher interest credit card debt. I have never defaulted on any debt, and I do not intend to start now.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,718.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1171.00. Gas is $75. (My car is paid for) I have a tracfone which is paid for until September. The home phone and computer cost $68.00 per month. Electric is about $100.00. Gas is about $30.00. Food expenses are about $240.00. Then I have credit card bills of about $900.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.The main credit card to help pay off is my Discover Card.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My monthly minimum payments on my credit cards equals about $1096.00. With this loan my payments should be reduced by $200.00 per month.
Please explain the reason why you carry a large revolving credit balance.I appreciate your question. Unfortunately, I have made some bad decisions that cost me money. I also tried to start a couple of businesses that did not succeed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1171.00. Gas is $75. (My car is paid for) I have a tracfone which is paid for until September. The home phone and computer cost $68.00 per month. Electric is about $100.00. Gas is about $30.00. Food expenses are about $240.00. Then I have credit card bills of about $900.00.

 


 

 

 

Member Payment Dependent Notes Series 1402433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402433

$12,000

$12,000

12.12%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402433. Member loan 1402433 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: IHG NY times square hotel Debt-to-income ratio: 5.01%
Length of employment: 3 years Location: ELMHURST, NY
       
Home town:
Current & past employers: IHG NY times square hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > i need money for my mother`s surgery<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,055.00 Public Records On File: 0
Revolving Line Utilization: 40.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?only $1300 around for monthly cost
What are the estimated expenses?rent $850 monthly<br>transportation $104 monthly<br>phone $25 monthly<br>food $100 monthly<br>orther extra expenses $200 monthly

 


 

 

 

Member Payment Dependent Notes Series 1402467

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402467

$22,250

$22,250

17.27%

1.00%

July 11, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402467. Member loan 1402467 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,367 / month
Current employer: Wexford Health Sources Debt-to-income ratio: 3.41%
Length of employment: < 1 year Location: Lemont, IL
       
Home town:
Current & past employers: Wexford Health Sources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Wedding expenses<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,559.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are around 3000.00.
What portion of your wedding expenses does this loan represent?This represents the reception
What portion of your wedding expenses does this loan represent?This represents the reception
How are you paying for other wedding expenses not covered by this loan?Other wedding expenses have mostly already been paid off. We have been engaged for two years and making monthly payments on other expenses in order to minimize debt.

 


 

 

 

Member Payment Dependent Notes Series 1402474

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402474

$4,725

$4,725

7.90%

1.00%

July 13, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402474. Member loan 1402474 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Kone Inc. Debt-to-income ratio: 6.55%
Length of employment: 8 years Location: Henderson, NV
       
Home town:
Current & past employers: Kone Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > This loan will be used to acquire rental property<br><br> Borrower added on 07/04/12 > This loan will be a portion for down payment on a rental property<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,512.00 Public Records On File: 0
Revolving Line Utilization: 39.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1402479

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402479

$10,000

$10,000

12.12%

1.00%

July 12, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402479. Member loan 1402479 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: nj transit Debt-to-income ratio: 16.35%
Length of employment: 10+ years Location: newark, NJ
       
Home town:
Current & past employers: nj transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I really need this loan for traveling to work so i can support my family of four they depend on me<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,884.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the balances, interest rates, and monthly payments on any other auto obligations?I don't have a vechicle at this time.i had a 1997 pathfinder but the engine seize.
Please explain the reason why you carry a large revolving credit balance.My wife was out of work on matrinity leave but she is back to work and helping with the bills
How much money are you providing out of pocket as a down payment for this purchase?I will have 3000 to add to the purchase

 


 

 

 

Member Payment Dependent Notes Series 1402489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402489

$4,175

$4,175

7.90%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402489. Member loan 1402489 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,891 / month
Current employer: corporate chefs Debt-to-income ratio: 8.79%
Length of employment: 10+ years Location: BROCKTON, MA
       
Home town:
Current & past employers: corporate chefs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To Consolidate credit cards, better interest, raise my credit score<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 30
Revolving Credit Balance: $4,572.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1402519

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402519

$4,375

$4,375

6.03%

1.00%

July 16, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402519. Member loan 1402519 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: US BANK Debt-to-income ratio: 29.90%
Length of employment: 5 years Location: maryland heights, MO
       
Home town:
Current & past employers: US BANK
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,000.00 Public Records On File: 0
Revolving Line Utilization: 35.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My individual household expenses is equal to $1550 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card- $2000- 16%<br>Medical Bill-$2000- 0%<br>No student loans<br>No line of credit
Please explain the reason why you carry a large revolving credit balance.After having a baby... i decided to consolidate all outstanding medical expenses and small bills in to one.
Which debts do you plan to pay off with this loan?Remaining medical bill $2000 and small credit card balance $2000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card- $2000- 16%<br>Medical Bill-$2000- 0%<br>No student loans<br>No line of credit
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My individual household expenses is equal to $1550 a month

 


 

 

 

Member Payment Dependent Notes Series 1402597

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402597

$30,000

$30,000

8.90%

1.00%

July 17, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402597. Member loan 1402597 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Astronautics Debt-to-income ratio: 24.77%
Length of employment: 7 years Location: WAUWATOSA, WI
       
Home town:
Current & past employers: Astronautics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,935.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $3450.
Please explain the reason why you carry a large revolving credit balance.There was an unexpected need to purchase a new vehicle, home improvements, home repairs, and credit card debt.
Please explain the reason why you carry a large revolving credit balance.There was an unexpected need to purchase a new vehicle, home improvements, home repairs, and credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1402600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402600

$5,375

$5,375

14.09%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402600. Member loan 1402600 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Perspectives Corp Debt-to-income ratio: 23.84%
Length of employment: 1 year Location: WAKEFIELD, RI
       
Home town:
Current & past employers: Perspectives Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > pay off credit card debt.<br><br> Borrower added on 07/10/12 > Thank you to all who have funded me in my goal of paying off my credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 31
Revolving Credit Balance: $8,001.00 Public Records On File: 0
Revolving Line Utilization: 33.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately 1400.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance is approximately 58 thousand. With about 50k going towards student loans. Leaving me with a credit card debt of about 8 thousand. My interest rate is on avg. sadly, 21%. My credit was much better before the economy crisis, when I lost my job as a Teacher.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit because, I was in a crisis with the father of my daughter and we needed to move out of the house we shared with him. Since I moved out, I also lost my job. It was hard, but I managed to go back to school again for Nursing where the job market is much better. Prior to the economic crisis our country was faced with, I had very little revolving credit. My goal is to pay off those credit card balances by consolidating them. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance is approximately 58 thousand. With about 50k going towards student loans. Leaving me with a credit card debt of about 8 thousand. My interest rate is on avg. sadly, 21%. My credit was much better before the economy crisis, when I lost my job as a Teacher.

 


 

 

 

Member Payment Dependent Notes Series 1402602

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402602

$12,000

$12,000

13.11%

1.00%

July 11, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402602. Member loan 1402602 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: County of San Diego Debt-to-income ratio: 8.02%
Length of employment: 10+ years Location: Oceanside, CA
       
Home town:
Current & past employers: County of San Diego
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I would like to pay-off my credit cards and have one monthy payment instead of a few payments.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,473.00 Public Records On File: 0
Revolving Line Utilization: 57.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It averages at about 1200 to 1300 per month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citi Card mastercard bal. 554.54 payment $24, interest rat 15.99, HSBC vista bal $3379 payment $98 interest 19.99%, Capital One Visa bal $3230.29 payment $89 insterest 18.30%, visa bal. 4441.66 payment 100 interest 14.24%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total minimun monthly payments are $371
Please explain the reason why you carry a large revolving credit balance.needed for some unexpected items
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It averages at about 1200 to 1300 per month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citi Card mastercard bal. 554.54 payment $24, interest rat 15.99, HSBC vista bal $3379 payment $98 interest 19.99%, Capital One Visa bal $3230.29 payment $89 insterest 18.30%, visa bal. 4441.66 payment 100 interest 14.24%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citi Card mastercard bal. 554.54 payment $24, interest rat 15.99, HSBC vista bal $3379 payment $98 interest 19.99%, Capital One Visa bal $3230.29 payment $89 insterest 18.30%, visa bal. 4441.66 payment 100 interest 14.24%

 


 

 

 

Member Payment Dependent Notes Series 1402625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402625

$30,000

$30,000

18.49%

1.00%

July 13, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402625. Member loan 1402625 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Thomson Reuters Debt-to-income ratio: 30.32%
Length of employment: 7 years Location: Cottage Grove, MN
       
Home town:
Current & past employers: Thomson Reuters
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I want to consolidate two credit cards, a line of credit and a previous loan into a single monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,473.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1402652

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402652

$5,375

$5,375

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402652. Member loan 1402652 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Premier Home Care inc. Debt-to-income ratio: 15.30%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Premier Home Care inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I have a credit card that I used for my my dental work last summer and in 1 month the promotional term ends but I still have balance on it, though it is only 30% of the original amount, so I'll pay that balance first an then I'll pay another card with higher APR that I can usually tolerate.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,798.00 Public Records On File: 0
Revolving Line Utilization: 42.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Since all these expences are paid out of my husband's income which were not required to include to qualify for this loan, I'm focused on paying off my credit card debt as soon as possible.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have 2 cards that I plan to pay off which is Visa with 20% APR and a balance of 2,000.00 and monthly minimum pmnts of $53.00. Another one is Care credit whith the balance of $2,800.00 with the min monthly payment of $180.00 but the promotional 0% APR is expiring in July, so in order to save on interest (going to be 26%) I will pay this one first.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments for all my credit cards now is $340.00. This loan I plan to pay off in 18 months.

 


 

 

 

Member Payment Dependent Notes Series 1402666

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402666

$19,600

$19,600

12.12%

1.00%

July 17, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402666. Member loan 1402666 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 17.86%
Length of employment: 4 years Location: Edmond, OK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Funds will be used to build out the space for a income producing company that's the first of it's kind in Oklahoma City. The concept is overwhelmingly successful in surrounding states. Pioneering the concept in Oklahoma guarantees my success!<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 62
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses equal $3000
What will be the largest expense in the first six months?The build out of the space (2500 sqft) will be the largest expense. I own a building company and will do a lot of the work myself. Subs will be hired for electrical, plumbing, heat and air etc. Landlord will reimburse $40 psf of the build out in 3 payments, all being disbursed before opening. Estimate for project is $85000. These funds will be used for stage 1 of the construction at which time we will recieve the landlords first installment for stage 2.
Please describe your experience/familiarity with the business you are starting/started?The business is a sub-leasing business. The concept is gaining an unbelievable amount of interest and i have lease applications numbering 20+. There will be 14 spaces to sublease with only 1/2 required to break even. I have placed other interested parties on a waiting list and plan to have it 100% occupied by opening. I know the business very well. 9+ years in it.

 


 

 

 

Member Payment Dependent Notes Series 1402707

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402707

$32,875

$32,875

12.12%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402707. Member loan 1402707 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: Hicks, Porter, Ebenfeld & Stein, PA Debt-to-income ratio: 25.52%
Length of employment: < 1 year Location: Orlando, FL
       
Home town:
Current & past employers: Hicks, Porter, Ebenfeld & Stein, PA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Chase advised me that the condo is non-warrantable (does not meet Fannie/Freddie guidelines) due to insufficient fidelity bond. Although I cringe at the higher interest rate, the origination fee is about the same, and there are few options for non-warrantable condos. Will use as primary residence.<br><br> Borrower added on 07/04/12 > A non-warrantable condo is a condo that does not meet Fannie/Freddie guidelines - the bank said that its fidelity bond coverage was insufficient. This amount will make up the difference between the cash on hand and the purchase price. No other financing will be used to purchase this property.<br><br> Borrower added on 07/05/12 > I am purchasing a small 1-bedroom condo in the same complex where I currently rent a unit for $1,050 per month. My wife & I decided to purchase an inexpensive unit so we can focus on paying down debt. Changed jobs 6 months ago shortly after being admitted to the bar.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $64,165.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: $1,050, trans: $10 (I use free public transportation), utilities: $60, phone: $70, insurance: $150 (car insurance is expensive in Miami), food: $300. Monthly expenses tend to be low. The condo will be used for as a primary residence. The loan payment is slightly higher than my current rent. I am trying to purchase the condo to save $$ in the long term.
Please explain the reason why you carry a large revolving credit balance.Having recently graduated law school (admitted 09/2011), I do have more liabilities than I would like, which is why I am buying a 60K condo as opposed to a 250K house. Have about 30K in cash.<br><br>Home Equity Loan (former primary residence): $53K - at 3% int, line offered better rates than private student loans. Used w/ federal loans to finance education.<br>Discover Card: $9,000: 0% int rate offer - moved around liabilities to take advantage of low rate.<br>Amex: typically pay in full each month.
Please explain the reason why you carry a large revolving credit balance.Having recently graduated law school (admitted 09/2011), I do have more liabilities than I would like, which is why I am buying a 60K condo as opposed to a 250K house. Have about 30K in cash.<br><br>Home Equity Loan (former primary residence): $53K - at 3% int, line offered better rates than private student loans. Used w/ federal loans to finance education.<br>Discover Card: $9,000: 0% int rate offer - moved around liabilities to take advantage of low rate.<br>Amex: typically pay in full each month.
Is the home you are purchasing your primary residence or an investment property?The condo will be used as a primary residence. I currently rent a 1 bedroom condominium in the same complex. I am looking to purchase a unit to save $$ in the long term.
What is the estimated current market value of the home you intend to purchase?The bank appraisal came in at 60K. The contract price is 57K.
What other sources of financing are you using to purchase the home?Cash on hand. Savings from salary over the last year. No gifts, no loans, and no other source of financing.

 


 

 

 

Member Payment Dependent Notes Series 1402718

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402718

$25,000

$25,000

7.62%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402718. Member loan 1402718 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Pinon Management Debt-to-income ratio: 12.27%
Length of employment: 10+ years Location: PARKER, CO
       
Home town:
Current & past employers: Pinon Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > My goal is to consolidate debt, pay off the loan somewhat faster than the 36 month period (possibly 30 months) and then I'd really like to invest in Lending Club so I can help others as I love the concept of peer to peer lending. Thanks for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 38
Revolving Credit Balance: $18,006.00 Public Records On File: 0
Revolving Line Utilization: 31.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses including mortgage, phone, utilities, transporation, food, water, cable, insurance, etc. totals approx. $1,700.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Mortgage $51,000, 5.25%, $1,169<br>Bank of America Visa (1) $14,394, 12.99%, $303<br>Bank of America Visa (2) $3,900, 11.99%, $65<br>Metrum C.U. Visa $3,175, 10.99%, $81<br>Bellco C.U. auto loan $5,500, 3%, $326
Please explain the reason why you carry a large revolving credit balance.I am embarrssed to admit that I made poor money choices. I fell into the instant gratification trap, good job, good income, if I wanted it I bought it. Sadly within 18 months I had three very close friends die. This snapped something in me and I've become much more focused and see the true state of my life, in all areas. So I'm making changes, again in all areas, taking responsibility for my past actions and rebuilding my life as I want it to be and know it can be.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will pay off all debt, excluding my mortgage and car loan. The debt is from 3 credit cards with interest rates ranging from 10.99% to 12.99%. Although I am no longer using my credit cards I believe consolidating and lowering my interest rates is a wise move that will allow me to clear my debt approximately 8-12 months sooner. I'll be using the interest rate savings to begin funding my emergency savings. Thanks for your question and consideration!

 


 

 

 

Member Payment Dependent Notes Series 1402731

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402731

$6,000

$6,000

13.11%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402731. Member loan 1402731 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Banko North Inc. Debt-to-income ratio: 24.60%
Length of employment: 10+ years Location: SCRANTON, PA
       
Home town:
Current & past employers: Banko North Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Applying for loan to pay off high interest rate credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,417.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.springleaf financial balance is 1265,rate is 26% payment is115 a month,direct rewards master card bal. is 1900,rate is 28.99% min pay is 65,capital one master card bal is445 rate is 22.90% min pay is 20,barkleys mast. card bal is 80 rate is 24% min pay is 20,citi card bal is 555 min pay is 20 rate is 21%,valero card bal is250 rate is 23% min pay is 45 another citi card 1300 i would put on it balance is5200 rate is 20% min pay on bal now is143 a month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?400 a month now for credit cards if i got this loan it would be cut in half
Please explain the reason why you carry a large revolving credit balance.i guess im like lots of hard working americans in the blue collar middle class just trying to get by
What is your intended use for the loan proceeds?to pay off high balance credit cards
What is the total balance of your credit cards, interest rates and current monthly payments?Roughly 7000,most of rates around 22 %,and monthly payments all together around 400
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.springleaf financial balance is 1265,rate is 26% payment is115 a month,direct rewards master card bal. is 1900,rate is 28.99% min pay is 65,capital one master card bal is445 rate is 22.90% min pay is 20,barkleys mast. card bal is 80 rate is 24% min pay is 20,citi card bal is 555 min pay is 20 rate is 21%,valero card bal is250 rate is 23% min pay is 45 another citi card 1300 i would put on it balance is5200 rate is 20% min pay on bal now is143 a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off a loan with a rate of 23% and also high intrest credit cards

 


 

 

 

Member Payment Dependent Notes Series 1402752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402752

$10,000

$10,000

12.12%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402752. Member loan 1402752 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Verizon Communications Debt-to-income ratio: 18.81%
Length of employment: 8 years Location: DALLAS, TX
       
Home town:
Current & past employers: Verizon Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Debt Consolidation, in order to get my monthly payments under control.<br><br> Borrower added on 07/05/12 > I'm in need of a loan in order to consolidate my personal and credit card loans. I'm never late on my payments, just want to get my interest rate down and pay a one lump sum every month. My monthly budget to paying on this loan is about 650.00. I have been with my current employer for 8 years. Ty<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 50
Revolving Credit Balance: $3,305.00 Public Records On File: 0
Revolving Line Utilization: 45.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, Auto loan, Auto Insurance, Utilities, Cell Phone, Student loans, Credit Loans, Food, and Gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card total: 1540/4.7 payment $160, Personal loan 6200/17.5 payment $220 Auto loan 1446/16.4 payment $500 and Student loan 20453/2.2 payment $170
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card total: 1540/4.7 payment $160, Personal loan 6200/17.5 payment $220 Auto loan 1446/16.4 payment $500 and Student loan 20453/2.2 payment $170
Which debts do you plan to pay off with this loan?My high interest baring loans, Personal loan $6,500 at 25% and all credit card balances, at around 15%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is to payoff a personal loan of 6,500 and the remaining balance of my credit card balances of 2,500.

 


 

 

 

Member Payment Dependent Notes Series 1402756

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402756

$2,875

$2,875

19.72%

1.00%

July 12, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402756. Member loan 1402756 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: SA IT Services Debt-to-income ratio: 10.82%
Length of employment: 5 years Location: Hickory, NC
       
Home town:
Current & past employers: SA IT Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > This is a loan to get an older VW Golf- Something with good gas mileage to get me back and forth the 100 miles/day I drive to work.<br><br> Borrower added on 07/04/12 > I have worked at my current position for 5 years.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 50
Revolving Credit Balance: $10,133.00 Public Records On File: 0
Revolving Line Utilization: 34.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses ( including credist cards,student loans,home,food, average gas expenses and so on) is $1980
What type of vehicle are you buying (make, model, year, mileage and condition)?I am looking to buy a 1987 VW Golf. It has high mileage at 210,500 but the current owner has reciptes for a lot of maintance work he has had done to it including: shift linkage,shocks, brake calipers,brake rotors, wheel bearings,steel braided brake lines,radiator,clutch,pressure plate,flywheel,throwout bearing,timing belt ,front grill,front bumper,both fuel pumps,fuel filter,headlights,sunroof exterior seal,drivers side outer door seal,both mechanic window cranks,front aluminum tower strut brace
What are the balances, interest rates, and monthly payments on any other auto obligations?I currently have 1 car payment. with a balance of 6800. Interest Rate i beleive is a 5.9% with a monthly payment of $248. This vehicle is currently in the process of being bought by my brother in law as soon as his loan paperwork goes through.
Please explain the reason why you carry a large revolving credit balance.My in laws were in financial trouble and needed some help to prevent them from loosing their buisness, most of my revolving debt stems from the assistance that i provided to them. They are currently in the process of paying me back for that help.
How much money are you providing out of pocket as a down payment for this purchase?i will be paying 2200 down
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses ( including credist cards,student loans,home,food, average gas expenses and so on) is $1980

 


 

 

 

Member Payment Dependent Notes Series 1402769

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402769

$24,000

$24,000

8.90%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402769. Member loan 1402769 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: n/a Debt-to-income ratio: 15.41%
Length of employment: < 1 year Location: Redondo Beach, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > For consolidating my credit card debts that accumulated due to financing of a business venture. The 0% interest I got from the loan has now expired & so I look around for a better interest & LendingClub provided this option. Feel much better to pay interest to people like you than to the banks.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,832.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $2120<br>Phone $100<br>Transportation (Incl. Car Payment and Gas) $600<br>Food $500<br>Utilities $100<br>Business expense $3000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC Plan to pay $17600. Outstanding balance is $36,500, $16,500 of which has 0% interest expiring this month and will be charged 15.24% Last months minimum is $557 but in autopay at $1000<br>Visa Plan to pay $6400. Outstanding balance is $6,400. 0% interest has expired and will be charged at 11.24% Min. $67 , Autopay $350
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I pay around $3000 on my Amex for business expenses which I pay in full so as not to incur interest rate.<br>Personal credit card expense I pay in full around $500-$700 a month.<br>The remaining credit cards I want to consolidate is in autopay with $1350. (See the previous question). What will remain on this once consolidated will be $18,900, which I pay 0% interest until Nov. this year. Minimum payment on this will be around $300 probably.<br>I will pay LendingClub around $762.

 


 

 

 

Member Payment Dependent Notes Series 1402775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402775

$7,200

$7,200

6.03%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402775. Member loan 1402775 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: North Kitsap School District Debt-to-income ratio: 24.47%
Length of employment: 10+ years Location: POULSBO, WA
       
Home town:
Current & past employers: North Kitsap School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > My goal is to pay off all debt in two years and then pay off mortgage. The higher interest cards will take longer and cost more. This loan will keep me on track for my goal.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,991.00 Public Records On File: 0
Revolving Line Utilization: 30.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage & HOA fees: $1165<br>Transportation: $30<br>Utilities: $201<br>Insurance: $80<br>Food: $200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Flooring Solutions: $3275 19.99% $214<br>VISA: $2903 23.24% $70<br>West Elm: $616 19.99% $29<br>Macys: $253 24.50% $25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently, if I only pay the minimums, my total would be $534. However, I having been paying off balances and paying more than the minimums on accounts. This has increased my credit score. I will continue to do so. If granted this loan, the minimums I would have to pay, including this loan, would be $366. However, I will continue to make more than the minimum payments. My goal is to be debt free in 3 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Flooring Solutions: $3275 19.99% $214<br>VISA: $2903 23.24% $70<br>West Elm: $616 19.99% $29<br>Macys: $253 24.50% $25

 


 

 

 

Member Payment Dependent Notes Series 1402788

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402788

$25,000

$25,000

16.29%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402788. Member loan 1402788 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,225 / month
Current employer: Texas Capital Bank Debt-to-income ratio: 15.88%
Length of employment: 5 years Location: MELISSA, TX
       
Home town:
Current & past employers: Texas Capital Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am looking to consolidate three credit cards into one easy payment. I have no trouble paying, but would prefer to pay one bill each month instead of having three different due dates.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,859.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use this loan to pay off credit cards. One payment will be easier to budget.
Please explain the reason why you carry a large revolving credit balance.The purpose of this loan is to eliminate the large revolving credit balance. I have finally sat down and looked at my finances and created a realistic budget based on my take-home pay after 401(k) and savings. The credit cards will be locked away as I want to get out of the credit trap. I plan to start saving for those items that I would like to have and only purchase them when I can pay cash.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
Which debts do you plan to pay off with this loan?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br><br>I may drop my loan request to $16,000 due to the interest rate offered and only use the loan to pay card 1 and card 3.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am only planning to use this loan to pay off my credit cards, allowing me to drop my interest rate and consolidate to one payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
Please explain the reason why you carry a large revolving credit balance.The purpose of this loan is to eliminate the large revolving credit balance. I have finally sat down and looked at my finances and created a realistic budget based on my take-home pay after 401(k) and savings. The credit cards will be locked away as I want to get out of the credit trap. I plan to start saving for those items that I would like to have and only purchase them when I can pay cash.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00 (I have those bundled, I believe I pay around $110 for Insurance)<br>Electric $200.00<br>Water/Trash $150.00<br>Gas $50.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $1,484<br>Insurance $110 per month<br>Taxes $5,500 per year<br>Electric $200 (budget, Avg is $150)<br>Water and Trash $150 (budget, Avg is $100)<br>Gas $50 (budget, Avg is $35)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00 (I have those bundled, I believe I pay around $110 for Insurance)<br>Electric $200.00<br>Water/Trash $150.00<br>Gas $50.00
Please explain the reason why you carry a large revolving credit balance.The purpose of this loan is to eliminate the large revolving credit balance. I have finally sat down and looked at my finances and created a realistic budget based on my take-home pay after 401(k) and savings. The credit cards will be locked away as I want to get out of the credit trap. I plan to start saving for those items that I would like to have and only purchase them when I can pay cash.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00<br>Car Payment $420.00<br>Electric (budgeted) $250.00<br>Water/Trash (budgeted) $150.00<br>Gas (home-budgeted) $50<br>Cell phones/cable/internet $400<br>Food (budgeted) $600<br>Gas (2 cars) $500<br>Credit Cards $700<br>Misc expenses $500<br><br>My budget is based on the amount deposited in my checking account monthly ($6,825) after insurance, taxes, 401(k) and savings. One car is owned free and clear, the other will be paid off in 5 months.
Which debts do you plan to pay off with this loan?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br><br>I may drop my loan request to $16,000 due to the interest rate offered and only use the loan to pay card 1 and card 3.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00 (I have those bundled, I believe I pay around $110 for Insurance)<br>Electric $200.00<br>Water/Trash $150.00<br>Gas $50.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00 (I have those bundled, I believe I pay around $110 for Insurance)<br>Electric $200.00<br>Water/Trash $150.00<br>Gas $50.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00<br>Car Payment $420.00<br>Electric (budgeted) $250.00<br>Water/Trash (budgeted) $150.00<br>Gas (home-budgeted) $50<br>Cell phones/cable/internet $400<br>Food (budgeted) $600<br>Gas (2 cars) $500<br>Credit Cards $700<br>Misc expenses $500<br><br>My budget is based on the amount deposited in my checking account monthly ($6,825) after insurance, taxes, 401(k) and savings. One car is owned free and clear, the other will be paid off in 5 months.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1,500.00<br>Home/Auto Insurance $310.00 (I have those bundled, I believe I pay around $110 for Insurance)<br>Electric $200.00<br>Water/Trash $150.00<br>Gas $50.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $1,484<br>Insurance $110 per month<br>Taxes $5,500 per year<br>Electric $200 (budget, Avg is $150)<br>Water and Trash $150 (budget, Avg is $100)<br>Gas $50 (budget, Avg is $35)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 balance of $10,500.00 and an APR of 27.24%<br>Card 2 balance of $7,200.00 and an APR of 8.74%<br>Card 3 balance of $5,200.00 and an APR of 18.24%<br>Mortgage with 26 yrs remain, around $224,000 balance at 6.25%, $1484 per month<br>Car loan $3,500 remain, $420 per month<br>Trailer loan $5,000 4.5 years, $125 per month<br><br>Due to the rate offered on this loan, I have considered dropping my loan amount and paying off card 2 on my own due to the better interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1402797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402797

$24,000

$24,000

23.83%

1.00%

July 16, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402797. Member loan 1402797 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,333 / month
Current employer: UTi Worldwide Inc Debt-to-income ratio: 21.60%
Length of employment: 1 year Location: Rockford, MI
       
Home town:
Current & past employers: UTi Worldwide Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Pay off all high interest credit cards and two lines of credit that were once a equity line on old home.<br><br> Borrower added on 07/05/12 > Pay off high interest credit card and line of credit. Debt was incurred in selling home and transfering equity line to unsecured debt. I have never had any financial issues and always have had a solid credit background. Never late on any payments<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,751.00 Public Records On File: 0
Revolving Line Utilization: 96.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1421 mortgage, $850 (2 cars), $630 credit lines, $400 credit cards, $285 student loan (BS and MBA) $400 utlities, $800-$1000 food, $150 insurance
Please explain the reason why you carry a large revolving credit balance.My last job transferred me to Indiana. At the time, I had an equity line to cover waterproofing / damage that was done to my basement and then took out another line to actually re-finish my basement. With selling the house I had to convert these to unsecured lines that were much higher than equity interest rate. In May of last year I took a new position in Michigan, in selling my most recent house, I had to re-roof the house as it was almost 20 years old. I used credit cards to pay.
Which debts do you plan to pay off with this loan?I plan to pay off Bank of America Credit Line, Citifinancial Credit Line, Springleaf, Chase Credit Card, and Capital One Credit Card.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1421 mortgage, $850 (2 cars), $630 credit lines, $400 credit cards, $285 student loan (BS and MBA) $400 utlities, $800-$1000 food, $150 insurance
Which debts do you plan to pay off with this loan?I plan to pay off Bank of America Credit Line, Citifinancial Credit Line, Springleaf, Chase Credit Card, and Capital One Credit Card.
Please explain the reason why you carry a large revolving credit balance.My last job transferred me to Indiana. At the time, I had an equity line to cover waterproofing / damage that was done to my basement and then took out another line to actually re-finish my basement. With selling the house I had to convert these to unsecured lines that were much higher than equity interest rate. In May of last year I took a new position in Michigan, in selling my most recent house, I had to re-roof the house as it was almost 20 years old. I used credit cards to pay.
Which debts do you plan to pay off with this loan?I plan to pay off Bank of America Credit Line, Citifinancial Credit Line, Springleaf, Chase Credit Card, and Capital One Credit Card.
Which debts do you plan to pay off with this loan?I plan to pay off Bank of America Credit Line, Citifinancial Credit Line, Springleaf, Chase Credit Card, and Capital One Credit Card.

 


 

 

 

Member Payment Dependent Notes Series 1402813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402813

$10,000

$10,000

7.90%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402813. Member loan 1402813 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,630 / month
Current employer: Heartland Post Hospitalization Care Debt-to-income ratio: 21.58%
Length of employment: < 1 year Location: CHARLESTON, SC
       
Home town:
Current & past employers: Heartland Post Hospitalization Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Funeral expenses and unexpected expenses<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,208.00 Public Records On File: 0
Revolving Line Utilization: 70.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?morgage 1199.04<br>electric&gas 185.00<br>water 35.00<br>car insurance 31.50<br>food 300.00
Please explain the reason why you carry a large revolving credit balance.new house purchased 2001, child care, car repair, vet bills
What is your intended use for the loan proceeds?funeral expenses and other incurred expenses

 


 

 

 

Member Payment Dependent Notes Series 1402882

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402882

$27,575

$27,575

7.90%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402882. Member loan 1402882 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: US Air Force Debt-to-income ratio: 3.50%
Length of employment: 10+ years Location: UNIVERSAL CITY, TX
       
Home town:
Current & past employers: US Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > This loan is to consolidate all debt (with one car loan exception) into one payment while I am deployed overseas. This will ease the process of managing finances while I am away.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,641.00 Public Records On File: 0
Revolving Line Utilization: 20.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Food - $300; gas - $50; entertainment - $300; car/life/property insurance - $200; Savings - $250; Investments - $150; IRA - $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan - $7080.00 at 6.65%<br>personal loan - $6676.00 at 16.21%<br>mastercard - $4601.00 at 16.9%<br>personal loan - $14818.00 at 14.75%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $1835; phone/cable/internet/cell - $450
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan - $7080.00 at 6.65%<br>personal loan - $6676.00 at 16.21%<br>mastercard - $4601.00 at 16.9%<br>personal loan - $14818.00 at 14.75%
Which debts do you plan to pay off with this loan?USAA loan - 14,818; Pioneer car loan - 6,676; World mastercard - 4,605
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan - $7080.00 at 6.65%<br>personal loan - $6676.00 at 16.21%<br>mastercard - $4601.00 at 16.9%<br>personal loan - $14818.00 at 14.75%

 


 

 

 

Member Payment Dependent Notes Series 1402909

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402909

$21,725

$21,725

15.80%

1.00%

July 17, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402909. Member loan 1402909 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: WellPoint Inc. Debt-to-income ratio: 23.13%
Length of employment: 4 years Location: Sparrow Bush, NY
       
Home town:
Current & past employers: WellPoint Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Last September I found Lending Club and received a loan to consolidate personal loans. Lending Club has been excellent! This second loan is the next step in my goal of being debt free with the focus on credit card debt. I am responsible and pay timely. You do what banks won't - help people!<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 24
Revolving Credit Balance: $28,423.00 Public Records On File: 0
Revolving Line Utilization: 68.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1402918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402918

$27,050

$27,050

23.63%

1.00%

July 17, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402918. Member loan 1402918 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: PNC Mortgage Debt-to-income ratio: 27.59%
Length of employment: < 1 year Location: Jacksonville, FL
       
Home town:
Current & past employers: PNC Mortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > due a bad economy and moving to a different city after accepting a job . I wish to payoff all credit cards and close them out. I would like to get a fresh start in life.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 8
Revolving Credit Balance: $38,201.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1654 for housing expense
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debts estimated at $18,961; student loan $19600; Mortgage $167402; installment $31,018<br><br>monthly payment $1,745 for all debts except mortgage which is not paid by me
Please explain the reason why you carry a large revolving credit balance.loss of income previously and current economy
If you have a delinquency in the last 2 years, please explain the reason.1-30day which was not correct as 2 payments were made in one month which was not applied correctly by creditor
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debts estimated at $18,961; student loan $19600; Mortgage $167402; installment $31,018<br><br>monthly payment $1,745 for all debts except mortgage which is not paid by me
Which debts do you plan to pay off with this loan?I plan to payoff as many credit cards as possible starting with the ones with highest rate. I only wish I could pay them all off. I plan to put on paper all balance and rate , then pay & close them. Please let me know if you have any additional question. Thank you and have a great evening
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debts estimated at $18,961; student loan $19600; Mortgage $167402; installment $31,018<br><br>monthly payment $1,745 for all debts except mortgage which is not paid by me

 


 

 

 

Member Payment Dependent Notes Series 1402925

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402925

$16,000

$16,000

14.09%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402925. Member loan 1402925 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: Fremont County School District #14 Debt-to-income ratio: 26.06%
Length of employment: 7 years Location: Ethete, WY
       
Home town:
Current & past employers: Fremont County School District #14
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have accrued some additional expenses this year that caused me to use my credit cards more than I would normally like to. I was hoping to get a loan at a lower interest rate to pay off my credit cards. Thank you for your consideration!!!<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,337.00 Public Records On File: 0
Revolving Line Utilization: 57.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Tranportation $975, Utilities $250, Insurance $200, Food $400, Student Loan $400, Boat $251
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears Master Card $12,000, 25%, $400; Capital One Visa $2,000, 18%, $100; Capital One Master Card, $1000, 18%, $50 <br>Total: $550 per month<br>The payoff would be around $15,000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Sears Master Card $12,000, 25%, $400; Capital One Visa $2,000, 18%, $100; Capital One Master Card, $1000, 18%, $50 <br>Total: $550 per month<br>The total payoff is around $15,000.
Please explain the reason why you carry a large revolving credit balance.I accrued some additional expenses this year that I usually do not have!
Please explain the reason why you carry a large revolving credit balance.I accrued some additional expenses this year that I usually do not have!
What is the total balance of your credit cards, interest rates and current monthly payments?Sears Master Card $12,000, 25%, $400; Capital One Visa $2,000, 18%, $100; Capital One Master Card, $1000, 18%, $50 <br>Total: $550 per month<br>The payoff would be around $15,000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears Master Card $12,000, 25%, $400; Capital One Visa $2,000, 18%, $100; Capital One Master Card, $1000, 18%, $50 <br>Total: $550 per month<br>The payoff would be around $15,000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears Master Card $12,000, 25%, $400; Capital One Visa $2,000, 18%, $100; Capital One Master Card, $1000, 18%, $50 <br>Total: $550 per month<br>The payoff would be around $15,000

 


 

 

 

Member Payment Dependent Notes Series 1402948

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402948

$7,000

$7,000

11.14%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402948. Member loan 1402948 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 19.36%
Length of employment: n/a Location: imperial beach, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > funds to set up a cat rescue shelter in san diego Ca.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,418.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses are 1400 a month
Please explain the reason why you carry a large revolving credit balance.current rate of interested on credit cards
What will be the largest expense in the first six months?2500 for the non profit lic
What type of business are you starting?my daughter and i are starting an non profit for ferrals cats. we currently help our community with placing, training and fundrasing for them. As well as the medical care shots, getting them fixed, food.. We now wish to become an non profit 501 3c for the donation to be applied towards more traps ect. Our lic is 2500 for federal and state the rest of the loan will be used for shelter needs until an grants kicks in. You have to be lic before you can apply for grants..
What is your intended use for the loan proceeds?lic and marketing for a nonprofit cat rescue in san diego Ca.

 


 

 

 

Member Payment Dependent Notes Series 1403094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403094

$6,200

$6,200

12.12%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403094. Member loan 1403094 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: LSU AgCenter Debt-to-income ratio: 25.38%
Length of employment: 10+ years Location: Baton Rouge, LA
       
Home town:
Current & past employers: LSU AgCenter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Paying off two Credit Cards, both with 24.99% APR<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 2
Revolving Credit Balance: $51,986.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Various expenses total to 2400 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.2 Visa's, 5k paying 160month, 2k paying 103month . both with 24.99APR. I intend on closing both out.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1500 monthly, yes it is included
If you have a delinquency in the last 2 years, please explain the reason.I have never been delinquent in a payment.
Please explain the reason why you carry a large revolving credit balance.Investment into family business venture, return is slowly coming back.
Please explain the reason why you carry a large revolving credit balance.Investment into family business venture, return is slowly coming back.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.2 Visa's, 5k paying 160month, 2k paying 103month . both with 24.99APR. I intend on closing both out.
Please explain the reason why you carry a large revolving credit balance.Investment into family business venture, return is slowly coming back.

 


 

 

 

Member Payment Dependent Notes Series 1403131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403131

$5,000

$5,000

7.62%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403131. Member loan 1403131 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,796 / month
Current employer: NYC DOE Debt-to-income ratio: 8.80%
Length of employment: 7 years Location: UNION, NJ
       
Home town:
Current & past employers: NYC DOE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > The purpose of this loan is to fund the remainder of my wedding expenses.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 29
Revolving Credit Balance: $1,890.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Bills are split down the middle in my household. I am personally responsible for $1000 worth of expenses per month.
Please provide additional details regarding the purpose of the loan.My wedding is less than 2 months away and I need to fund the remaining expenses. This loan will help ease the burden.

 


 

 

 

Member Payment Dependent Notes Series 1403167

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403167

$8,000

$8,000

6.03%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403167. Member loan 1403167 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: Boeing Debt-to-income ratio: 6.49%
Length of employment: 2 years Location: Fort Walton Beach, FL
       
Home town:
Current & past employers: Boeing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $861.00 Public Records On File: 0
Revolving Line Utilization: 7.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $800 a month and will be paid off in September.<br>Transportation: $0-10 Ride a bike/walk since I am two blocks from work and the store.<br>Utilities: Electric $90, Phone/Internet: $100, Gas $10, Water/Sewage: $70<br>Food: $350<br>Currently have an outstanding loan of: $4,800. Min monthly payment is $196.42, but usually pay more on it each month. It is currently paid until October.
What is the home improvement project you are planning?Renters trashed a current rental place and it needs to be restored in order to continue renting it out. Carpeting, hardwood floors, walls and windows need replacing. In addition, some electrical/plumbing work needs to be done.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance of mortgage is $2,400 and will be paid off in September.<br>Balance of an outstanding loan: $4,800 at 16.44%. My min monthly payment is $196.42, but I usually pay more on it each month. I am currently paid until October on the loan.
What is your intended use for the loan proceeds?I have a rental place where the renters destroyed the place and it needs to be repaired in order to rent again. They put holes in the walls, destroyed carpeting and hardwood floors. In addition, electrical and plumbing work need to be done.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $800 a month and will be paid off in September.<br>Transportation: $0-10 Ride a bike/walk since I am two blocks from work and the store.<br>Utilities: Electric $90, Phone/Internet: $100, Gas $10, Water/Sewage: $70<br>Food: $350<br>Currently have an outstanding loan of: $4,800. Min monthly payment is $196.42, but usually pay more on it each month. It is currently paid until October.
What is the home improvement project you are planning?Renters trashed a current rental place and it needs to be restored in order to continue renting it out. Carpeting, hardwood floors, walls and windows need replacing. In addition, some electrical/plumbing work needs to be done.
What is your intended use for the loan proceeds?I have a rental place where the renters destroyed the place and it needs to be repaired in order to rent again. They put holes in the walls, destroyed carpeting and hardwood floors. In addition, electrical and plumbing work need to be done.

 


 

 

 

Member Payment Dependent Notes Series 1403187

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403187

$20,000

$20,000

21.49%

1.00%

July 17, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403187. Member loan 1403187 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,833 / month
Current employer: UAW Legal Services Plans Debt-to-income ratio: 33.45%
Length of employment: 6 years Location: Belleair Beach, FL
       
Home town:
Current & past employers: UAW Legal Services Plans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Loan is to consolidate debt at an overall lower rate<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 35 Months Since Last Delinquency: 15
Revolving Credit Balance: $50,992.00 Public Records On File: 0
Revolving Line Utilization: 92.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not a delinquency in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1403192

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403192

$23,850

$23,850

21.98%

1.00%

July 11, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403192. Member loan 1403192 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: Kentucky Farm Bureau Insurance Debt-to-income ratio: 17.42%
Length of employment: 10+ years Location: LOUISVILLE, KY
       
Home town:
Current & past employers: Kentucky Farm Bureau Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,980.00 Public Records On File: 0
Revolving Line Utilization: 90.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have several credit cards and one unsecured loan that I want to consolidate into one payment. The total balances I will be paying off are $22,216.41. The total monthly payments are $716.48. I will assume this new payment of $658.44 which will decrease my monthly payment amount as well as pay off the loan much quicker than would be possible making the monthly credit card payments...even what I could do by paying over the minimum due each month.

 


 

 

 

Member Payment Dependent Notes Series 1403203

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403203

$10,000

$10,000

12.12%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403203. Member loan 1403203 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Oconee Co. Sheriff's Office Debt-to-income ratio: 24.07%
Length of employment: 7 years Location: Watkinsville, GA
       
Home town:
Current & past employers: Oconee Co. Sheriff's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,750.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403229

$8,000

$8,000

6.62%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403229. Member loan 1403229 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: advance building products Debt-to-income ratio: 18.82%
Length of employment: 6 years Location: astoria, NY
       
Home town:
Current & past employers: advance building products
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is to help my brother pay some of his debts as he lost his job and now lives with me. I have been working the same company for over 6 years, and can pay back this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1984 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $797.00 Public Records On File: 0
Revolving Line Utilization: 1.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need the money to help my brother pay off his debts since he lost his job.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses are only $1000.00 as i live in a rent controlled apartment for over 30 years.
What is your intended use for the loan proceeds?I need the money to help my brother pay off his debts since he lost his job.
What is your intended use for the loan proceeds?I need the money to help my brother pay off his debts since he lost his job.
Please provide additional details regarding the purpose of the loan.I am helping my brother to pay some of his medical expenses. He has fallen on hard times and I am capable of helping him.
Please explain the reason why you carry a large revolving credit balance.I pay all my bills in full every month. I don't feel that this amount is a large sum to carry.

 


 

 

 

Member Payment Dependent Notes Series 1403276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403276

$6,000

$6,000

8.90%

1.00%

July 13, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403276. Member loan 1403276 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: United cerebral palsy of Nassau county Debt-to-income ratio: 26.83%
Length of employment: 3 years Location: Port washington, NY
       
Home town:
Current & past employers: United cerebral palsy of Nassau county
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I would like to pay off my high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 52 Months Since Last Delinquency: 15
Revolving Credit Balance: $12,100.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Have since moved in with family and only pay $300/ month in rent, car will be paid in full as of 8/1/12, car insurance is $130/ month, food is $500/ month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $697.68, 20.24%, visa 2 $1381.79, 19.99%, credit line from bank, $353.53, 16.75%, mc $1416.15, 26.99%, visa 3, $1062.51, 23.24%, mc 2 $1087.36, 19.99%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I currently pay slightly over the minimum payment on all accounts totaling $550 per month. this amount will be reduced with this loan once the interest balances are paid off. I would like to pay $200/month towards this loan
If you have a delinquency in the last 2 years, please explain the reason.I believe I have only been late on bills once or twice within the last few years. this has been related to companies not accepting same day payments (even for an extra fee) or paying the same credit card bill(I.e. i have 2 Citibank accounts) 2 times in 1 month in error causing me to overlook another account from the same creditor.
Please explain the reason why you carry a large revolving credit balance.Cost of car repairs from a car that I no longer own, tuition costs that were not covered by student loans

 


 

 

 

Member Payment Dependent Notes Series 1403338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403338

$31,825

$31,825

22.47%

1.00%

July 16, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403338. Member loan 1403338 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: sheetz Debt-to-income ratio: 23.63%
Length of employment: 10+ years Location: karthaus, PA
       
Home town:
Current & past employers: sheetz
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > debt consolidation I want to pay off all my credit cards and other small bills and only have one payment per month i am paying many small bills now and want to make my life easier by only having one payment<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 51
Revolving Credit Balance: $23,831.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?the total would be around 800.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?unknown
Please explain the reason why you carry a large revolving credit balance.I did not learn my lesson the first but i lize now need to create a budget and stick to it and tell my family

 


 

 

 

Member Payment Dependent Notes Series 1403354

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403354

$12,000

$12,000

17.27%

1.00%

July 12, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403354. Member loan 1403354 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Grannys Kitchens Debt-to-income ratio: 10.43%
Length of employment: 10+ years Location: Utica, NY
       
Home town:
Current & past employers: Grannys Kitchens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > To pay off my high interest loans<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 12 Months Since Last Delinquency: 15
Revolving Credit Balance: $2,531.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1403364

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403364

$10,000

$10,000

12.12%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403364. Member loan 1403364 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,277 / month
Current employer: Agent Provocateur Debt-to-income ratio: 7.18%
Length of employment: 5 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Agent Provocateur
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am currently looking to consolidate credit cards to save money on interest, I moved from SF to NYC for a job. I have been with my current company for 5 years, but they don't provide relocation, so the cards to move cross country. Also, I haven't had a missed payment in more than 10 years.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,944.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are around $1600 with fluctuations on seasonal utilities. I do not have a car.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello,<br><br>The cards I am looking to pay off are: $2560 at 13.99% ($56 min payment), $1338 at 24.99% ($44 min payment), and $5820 at 17.15% ($147 min payment). I am currently paying $500/mo in total payment across the 3 cards. A deblt consolodation will lower my payments, interest rate and allow me to be free of debt sooner.
Please explain the reason why you carry a large revolving credit balance.Hello,<br><br>I moved from San Francisco to NYC for a job. My company does not offer relocation assistance. I used credit cards to finance the cross country move. The move actually ended up being a good thing as I was quickly promoted again within 6 months. I am looking now to consolidate into one payment and save on the combined interest. Please let me know if I can clarify anything further.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello,<br><br>The cards I am looking to pay off are: $2560 at 13.99% ($56 min payment), $1338 at 24.99% ($44 min payment), and $5820 at 17.15% ($147 min payment). I am currently paying $500/mo in total payment across the 3 cards. A deblt consolodation will lower my payments, interest rate and allow me to be free of debt sooner.
Which debts do you plan to pay off with this loan?Hello,<br><br>I plan to pay off the cards I used to finance a cross country move from San Francisco to NYC just over a year ago. The expenses are spread over three cards and I am looking to save money on interest and pay off more quickly. These are the Chase, Wells Fargo and Barclay cards. Please let me know if I can clarify anything else for you.

 


 

 

 

Member Payment Dependent Notes Series 1403374

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403374

$4,200

$4,200

15.31%

1.00%

July 13, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403374. Member loan 1403374 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,875 / month
Current employer: Xerox Corporation Debt-to-income ratio: 19.05%
Length of employment: 4 years Location: MESA, AZ
       
Home town:
Current & past employers: Xerox Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > My loan request is needed to help my daughter fund her singing career. She is very talented (for real) and she needs to record a 3 song demo in NYC. She has already recorded a song that aired on the radio last year and we know she will be successful with the right music production and song writing.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,025.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1403395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403395

$22,750

$22,750

15.31%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403395. Member loan 1403395 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,167 / month
Current employer: BIG LAKE SERVICES Debt-to-income ratio: 3.40%
Length of employment: 3 years Location: BIG LAKE, TX
       
Home town:
Current & past employers: BIG LAKE SERVICES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,611.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403396

$9,000

$9,000

13.11%

1.00%

July 13, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403396. Member loan 1403396 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: Renovate America Debt-to-income ratio: 23.39%
Length of employment: 2 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Renovate America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Pay off higher interest rate credit card debt.<br><br> Borrower added on 07/05/12 > I'd like to refinance some of my debt that I've obtained receiving my MBA in Finance at Depaul University in Chicago.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,582.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1855
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase-balance $2097-$98 min payment-int rate 27.24%<br>Chase-balance $3024-$108 min payment-int rate 29.99%<br>Chase-balance $3319-$96 min payment-int rate 27.24%<br>Chase-balance $2512-$122 min payment-int rate 14.49%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1269 / Mo
Please explain the reason why you carry a large revolving credit balance.I used my credit card to finance my MBA in Finance from DePaul University in Chicago.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase-balance $2097-$98 min payment-int rate 27.24%<br>Chase-balance $3024-$108 min payment-int rate 29.99%<br>Chase-balance $3319-$96 min payment-int rate 27.24%<br>Chase-balance $2512-$122 min payment-int rate 14.49%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase-balance $2097-$98 min payment-int rate 27.24%<br>Chase-balance $3024-$108 min payment-int rate 29.99%<br>Chase-balance $3319-$96 min payment-int rate 27.24%<br>Chase-balance $2512-$122 min payment-int rate 14.49%

 


 

 

 

Member Payment Dependent Notes Series 1403430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403430

$18,500

$18,500

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403430. Member loan 1403430 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,167 / month
Current employer: City of Powell Debt-to-income ratio: 8.47%
Length of employment: 7 years Location: COLUMBUS, OH
       
Home town:
Current & past employers: City of Powell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This allows me to consolidate my credit cards and pay them off with an efficient and lower rate instrument.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,234.00 Public Records On File: 0
Revolving Line Utilization: 54.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses<br>Mortgage: $1459<br>To Savings: $1000<br>Car: $522<br>After School Care: $400<br>Utilities(water,cable,gas,fuel,internet,phones,etc): $988<br>Grocery: $800<br>Insurance: $315<br>Entertainment/Dining:$600<br>Student Loans: $500<br>Revolving Debt Service: $600 (to be consolidated with this loan request)<br>Monthly Leftover: $600
Please explain the reason why you carry a large revolving credit balance.I was woefully unprepared for before/during/aftercare costs which went to $2000/month for several years. That cost has been reduced to aftercare costs only from this point on, which are $400/month. There was also a time post recession that salary was reduced. Those levels have since recovered and it is time to repay the debt that was incurred over the past few years.

 


 

 

 

Member Payment Dependent Notes Series 1403432

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403432

$27,575

$27,575

20.49%

1.00%

July 13, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403432. Member loan 1403432 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Cutrale Citrus Juices USA, Inc. Debt-to-income ratio: 27.74%
Length of employment: 10+ years Location: WINTER HAVEN, FL
       
Home town:
Current & past employers: Cutrale Citrus Juices USA, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,000.00 Public Records On File: 0
Revolving Line Utilization: 74.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403459

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403459

$3,000

$3,000

12.12%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403459. Member loan 1403459 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,567 / month
Current employer: Accent Marketing Debt-to-income ratio: 14.38%
Length of employment: 4 years Location: PEARCY, AR
       
Home town:
Current & past employers: Accent Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I'm looking for a loan to cover an unexpected expense. I am a dependable person with more than 4 years at my current employer.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,922.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403473

$35,000

$35,000

22.95%

1.00%

July 17, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403473. Member loan 1403473 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,000 / month
Current employer: Disney Debt-to-income ratio: 4.93%
Length of employment: 3 years Location: SEATTLE, WA
       
Home town:
Current & past employers: Disney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 36
Revolving Credit Balance: $30,587.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403479

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403479

$5,075

$5,075

13.11%

1.00%

July 13, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403479. Member loan 1403479 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Jamba Juice Debt-to-income ratio: 17.04%
Length of employment: 4 years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: Jamba Juice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I am working on putting all of my bills together into one easy to manage account for 2 simple reasons A) lowering my loss' because of so many variable APR's that add up, and B) consolidating bills into one easy to manage account instead of chasing around this due date and that.<br>

 

A credit bureau reported the following information about this borrower member on June 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,828.00 Public Records On File: 0
Revolving Line Utilization: 62.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,000 rent, 100 car gass, car and insurance 600, 40 phone food 250 , no utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?all of my debt is to my credit cards. the interests range from 14.99% to 21.99%, monthly payments on these debts are about $400 a month.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance is only because in the past 2 1/2 years I moved to Florida and back here to were i currently reside and I had to use my credit for the moves. However I am now locking myself into my current position were I am happy and can afford to pay these debts off and would prefer to do so by paying them off in full and only having on APR % and a simple one payment a month method.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?all of my debt is to my credit cards. the interests range from 14.99% to 21.99%, monthly payments on these debts are about $400 a month.

 


 

 

 

Member Payment Dependent Notes Series 1403526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403526

$5,000

$5,000

6.62%

1.00%

July 17, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403526. Member loan 1403526 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: Whidbey Animals' Improvement Foundation Debt-to-income ratio: 6.40%
Length of employment: < 1 year Location: Clinton, WA
       
Home town:
Current & past employers: Whidbey Animals' Improvement Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > My goal is to pay off my debt within three years. I've been making strides but it seems that's it taking much longer than anticipated and it feels that I'm throwing money away on the high-interest cards.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,119.00 Public Records On File: 0
Revolving Line Utilization: 23.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. My rent is $650, gas is approximately $25 a week (my work is four miles away), car insurance is $112, utilities $85, phone/internet $62, cable $43, cell $175, credit cards $300 and food is approximately $425.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt balance is $11,000. A relative has extended a loan to me of $6000, payable over three years. No student loans or a mortgage. Recently, I absorbed my spouse's final medical expenses onto my credit cards. CC #1 $3122.21 ($5,100 limit/20.99% Int), CC #2 $2475.49 ($6,500 limit/18.65% Int), CC #3 $2188.43 ($2,300 limit/16.99% Int). Closed lines of credit (my choice€”-interest rate increase) #1 $1,805.97 (Initial limit $5,000/22.35% Int), #2 $1,285.34 (Initial limit $3,500/22% Int).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. My rent is $650, gas is approximately $25 a week (my work is four miles away), car insurance is $112, utilities $85, phone/internet $62, cable $43, cell $175, credit cards $300 and food is approximately $425.

 


 

 

 

Member Payment Dependent Notes Series 1403569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403569

$31,950

$31,950

8.90%

1.00%

July 16, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403569. Member loan 1403569 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: O'Melveny & Myers LLP Debt-to-income ratio: 32.73%
Length of employment: < 1 year Location: Pasadena, CA
       
Home town:
Current & past employers: O'Melveny & Myers LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I incurred substantial debt supporting a household member thru law school. My #1 priority is to refinance it, pay it off, and then save for a home. I have 15 yrs employment history in IT with no employment gaps, a very stable job, I always pay bills on time, & I have a long positive credit history.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,945.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My portion of my household's current monthly expenses is $2850 (includes everything (rent, insurance, food budget, utilities, etc.) except for spending money).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am paying my last student loan payment this month, and I have no mortgage. I owe around $15,000 for an auto loan at a 2.99% interest rate, I believe. I owe about $2,700 for a line of credit at a 10.9% rate. My portion of my household's credit card debt is: $16,000 at 15.24%; $6,300 at 9.24%; and $1,891 at 0%.
Please explain the reason why you carry a large revolving credit balance.I largely accrued the large revolving credit balance for several reasons, including: (1) paying for all of the expenses of my household for three years while one member of the household was in law school; and (2) I moved across the country and paid moving expenses via credit cards. I am employed at a very good, stable job in the IT industry, and my number one focus is paying off these revolving balances.

 


 

 

 

Member Payment Dependent Notes Series 1403601

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403601

$15,850

$15,850

14.09%

1.00%

July 11, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403601. Member loan 1403601 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Haverty Furniture Co. Debt-to-income ratio: 11.61%
Length of employment: 10+ years Location: LAKELAND, FL
       
Home town:
Current & past employers: Haverty Furniture Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > To consolidate bills and pay my daughter's divorce lawyer, get her a cheap car, and only have one payment to make.<br><br> Borrower added on 07/06/12 > Thanks to all who have, and those who will fund my loan. You won't be disappointed. I had not mentioned before but I have been employed for 12 years for a company in business since 1885. I have lived at my residence for 16 years and have no problems paying my bills. This will only make it easier.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 30
Revolving Credit Balance: $8,610.00 Public Records On File: 0
Revolving Line Utilization: 36.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Everything together is around 3000 per month. Some things fluctuate so it may be a little more or less.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of credit cards is around 10,000. Rates are from 14.9 to 22.99, I have one with 2600 on it that is no interest for 36 mos. Payments total approx. 650 per mo. Mortgage is approx. 50000 and payment of 600. Auto is 3800 at 10.6 and 300 per mo.

 


 

 

 

Member Payment Dependent Notes Series 1403767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403767

$16,425

$16,425

14.09%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403767. Member loan 1403767 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Ryder Integrated Logistics Debt-to-income ratio: 17.41%
Length of employment: 3 years Location: Hopewell Junction, NY
       
Home town:
Current & past employers: Ryder Integrated Logistics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > The loan is for paying off high interest accounts so my credit score improves and I can refinance my mortgage to a lower rate and start saving money.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 48
Revolving Credit Balance: $9,492.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?4274.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are 9 accounts for a total of 14612.00. Interest rates Lowest is 21.99%, Highest is 30.24% Avg is 24.99%. 3 M/Cs 25, 54, 67 /mo 1Visa 42/mo Gas card 32 /mo Walmart 25 /mo Home Depot 25 /mo Bill Me Later 35 /mo Loan for emergency home repair 207 /mo
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?633.00 total on minimum payments / month. The loan would be 562.00 / month, but the loan would pay of all the cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are 9 accounts for a total of 14612.00. Interest rates Lowest is 21.99%, Highest is 30.24% Avg is 24.99%. 3 M/Cs 25, 54, 67 /mo 1Visa 42/mo Gas card 32 /mo Walmart 25 /mo Home Depot 25 /mo Bill Me Later 35 /mo Loan for emergency home repair 207 /mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?In total $4274.00

 


 

 

 

Member Payment Dependent Notes Series 1403771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403771

$31,825

$31,825

21.49%

1.00%

July 13, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403771. Member loan 1403771 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Union pacific railroad Debt-to-income ratio: 29.06%
Length of employment: 9 years Location: Buckner, MO
       
Home town:
Current & past employers: Union pacific railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,521.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $3050 covering car loans, morgage, utilities, phone, cable, water.
Please explain the reason why you carry a large revolving credit balance.I had to work a position that payed less during the beginning of the recession after getting married. I have since made it back to my original position at work.
Which debts do you plan to pay off with this loan?My credit cards this loan would save me $350 month and help me get out of debt faster.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $3050 not counting credit cards which are $1225.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe $30,000 in credit cards and this loan would consolidate them to one loan and save me $350 a month also with a 60 month term.
Please explain the reason why you carry a large revolving credit balance.I had to work a position that payed less during the beginning of the recession after getting married. I have since made it back to my original position at work.
What is your intended use for the loan proceeds?payoff credit cards so that I would have one payment and a 60 month term this would also save me $350 a month.
Please explain the reason why you carry a large revolving credit balance.I had to work a position that payed less during the beginning of the recession after getting married. I have since made it back to my original position at work.
Which debts do you plan to pay off with this loan?My credit cards this loan would save me $350 month and help me get out of debt faster.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?just using it to payoff credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1403782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403782

$14,400

$14,400

12.12%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403782. Member loan 1403782 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Prompt Care Debt-to-income ratio: 21.58%
Length of employment: 3 years Location: BEECHER CITY, IL
       
Home town:
Current & past employers: Prompt Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I have 4 credit cards. I pay a higher finance rate than yours. By refinancing with you, I will have paid off these amounts in 3 years.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,383.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card 2,800.00, 24.99% $92.00 monthly<br>Visa 4900.00, 17.24% $125.00 monthly<br>Master Card 2475.00, 17.9% $95.00 monthly<br>Visa 4400.00, 29.9% $155.00 monthly
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum monthly payments for all credit cards is approximately $500.00. New loan will completely pay these off. New loan will also be paid off in 3 years where as the credit cards would not.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?aprroximately $2000.00

 


 

 

 

Member Payment Dependent Notes Series 1403792

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403792

$5,000

$5,000

6.62%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403792. Member loan 1403792 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: The Rockefeller University Debt-to-income ratio: 18.54%
Length of employment: 2 years Location: Sewaren, NJ
       
Home town:
Current & past employers: The Rockefeller University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Hi!<br>I moved to a place where I need a car :)<br>Nothing fancy, just something to run around the neighborhood in (since public transportation takes care of my work commute). Thanks!!!!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,180.00 Public Records On File: 0
Revolving Line Utilization: 14.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?It will be a used car so the whole purchase should be approximately $5K.
What type of vehicle are you buying (make, model, year, mileage and condition)?Used sedan. I'm thinking of a Nissan or Toyota. Under 150K miles and year 2002 or higher.

 


 

 

 

Member Payment Dependent Notes Series 1403793

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403793

$7,200

$7,200

7.90%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403793. Member loan 1403793 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Marjam Supply Debt-to-income ratio: 1.72%
Length of employment: 10+ years Location: Staten Island, NY
       
Home town:
Current & past employers: Marjam Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > Debt<br><br> Borrower added on 07/06/12 > To consolidate my credit cards into to one bill.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,309.00 Public Records On File: 0
Revolving Line Utilization: 65.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403837

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403837

$12,000

$12,000

11.14%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403837. Member loan 1403837 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Monster World Wide Debt-to-income ratio: 24.19%
Length of employment: 6 years Location: fitchburg, MA
       
Home town:
Current & past employers: Monster World Wide
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1978 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 36
Revolving Credit Balance: $22,810.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?It should pay off a debts I have except for one revolving loan
What is your intended use for the loan proceeds?All towards credit card debt
Which debts do you plan to pay off with this loan?It should pay off a debts I have except for one revolving loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Its all for credit card debt I plan to pay off about all cards between store cards and cards that I have used to pay for my education
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquencies in the past 2 years

 


 

 

 

Member Payment Dependent Notes Series 1403858

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403858

$15,000

$15,000

15.80%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403858. Member loan 1403858 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Upstate Hematology Oncology Debt-to-income ratio: 17.09%
Length of employment: 10+ years Location: Amsterdam , NY
       
Home town:
Current & past employers: Upstate Hematology Oncology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Unfortunately in my first year of owning a home I racked up significant credit card debt. I'm paying more than the minimum payment but don't feel like I'm making a dent. This loan would allow me to pay off those high interest credit cards and rest a little easier. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 59
Revolving Credit Balance: $13,070.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My basic expenses include :mortgage- $642, car payment - $288, utilities-$175, cell phone - $80, gas $60/week.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses are : $642 for mortgage/taxes/home owner's insurance and $175 for utilities. My home uses oil for heat and hot water which has cost $1200 for a year.
Please explain the reason why you carry a large revolving credit balance.Two weeks after moving into my new home, the finished basement flooded. I "charged" most of the repair costs, thinking the insurance company would reimburse me; I was mistaken! Most of my credit card debt is a result of this.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are on credit cards, all have a 19-21% interest rate. Their monthly payments are $25-50, I have been paying more than the minimum payments, but, it doesn't seem to make a dent. I am not behind on any payments and could continue in this manner, but, would appreciate the opportunity to "wipe the slate clean", and have one payment, at a lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are on credit cards, all have a 19-21% interest rate. Their monthly payments are $25-50, I have been paying more than the minimum payments, but, it doesn't seem to make a dent. I am not behind on any payments and could continue in this manner, but, would appreciate the opportunity to "wipe the slate clean", and have one payment, at a lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My basic expenses include :mortgage- $642, car payment - $288, utilities-$175, cell phone - $80, gas $60/week.
Which debts do you plan to pay off with this loan?This loan will pay off my credit card balances; consolidating my debt into one payment at a lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are on credit cards, all have a 19-21% interest rate. Their monthly payments are $25-50, I have been paying more than the minimum payments, but, it doesn't seem to make a dent. I am not behind on any payments and could continue in this manner, but, would appreciate the opportunity to "wipe the slate clean", and have one payment, at a lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are on credit cards, all have a 19-21% interest rate. Their monthly payments are $25-50, I have been paying more than the minimum payments, but, it doesn't seem to make a dent. I am not behind on any payments and could continue in this manner, but, would appreciate the opportunity to "wipe the slate clean", and have one payment, at a lower interest rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses are : $642 for mortgage/taxes/home owner's insurance and $175 for utilities. My home uses oil for heat and hot water which has cost $1200 for a year.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use this loan to pay off the balances of all of my credit cards.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My monthly expense related to housing is $624 - this is y mortgage/taxes/homeowner's insurance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My monthly expense related to housing is $624 - this is y mortgage/taxes/homeowner's insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are on credit cards, all have a 19-21% interest rate. Their monthly payments are $25-50, I have been paying more than the minimum payments, but, it doesn't seem to make a dent. I am not behind on any payments and could continue in this manner, but, would appreciate the opportunity to "wipe the slate clean", and have one payment, at a lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1403885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403885

$6,000

$6,000

15.31%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403885. Member loan 1403885 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,913 / month
Current employer: Manassas City Public Schools Debt-to-income ratio: 3.91%
Length of employment: 10+ years Location: Manassas, VA
       
Home town:
Current & past employers: Manassas City Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,210.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403891

$6,000

$6,000

7.62%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403891. Member loan 1403891 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,583 / month
Current employer: Breitburn Management Co. Debt-to-income ratio: 1.99%
Length of employment: 1 year Location: Pearland, TX
       
Home town:
Current & past employers: Breitburn Management Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Medical expenses not covered by insurance.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,674.00 Public Records On File: 0
Revolving Line Utilization: 33.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200
What are the estimated expenses?2200

 


 

 

 

Member Payment Dependent Notes Series 1403895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403895

$35,000

$35,000

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403895. Member loan 1403895 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: city of tigard Debt-to-income ratio: 18.23%
Length of employment: 7 years Location: estacada, OR
       
Home town:
Current & past employers: city of tigard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Debt consolidation...one payment with a payoff date. The goal is to become debt free.. after the credit is paid off I will be going after the mortgage!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,275.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses average $500 and that includes fuel
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 16.9% & 10.9% total of $32,000 payments total $700.00 per month 2 auto loans both at 3.9% balance of $7,000 total payment of $650.00 per month Mortgage $2,100.00 per month includes property taxes and insurance. The credit card balances are due in part by supporting my son through nursing school and he has now graduated!!! YEAH!!! Now I can work on my goal of becoming DEBT FREE

 


 

 

 

Member Payment Dependent Notes Series 1403899

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403899

$18,000

$18,000

12.12%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403899. Member loan 1403899 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Advantage Technical Resourcing Debt-to-income ratio: 18.78%
Length of employment: 5 years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: Advantage Technical Resourcing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Pay off credit cards and save lot of money on interest paid<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,853.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent.................$750.oo include Utilities, Cable, Internet<br>Phone...............Free, Company's Blackberry include free phone 24/7.<br>Transportation:<br>MTA unlimited Metro Card $80.oo Plus <br>Gas for the car $50.oo<br>Car Insurance.$145.oo<br>Food shared with my wife $200.oo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Tbhere is a Programming Software Problem, it is not allow me to type the blances of my debts, I tried at least 10 different ways to do it but always I got this error message: It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br>Please let me know what I can do to send it. Thanks.
Please explain the reason why you carry a large revolving credit balance.Trying to get store discounts, but now I want to pay off all those balances and keep only one single monthly loan payment (this one, if approved) and just one open credit card for credit records.<br>Also with this loan I will save money on interests.

 


 

 

 

Member Payment Dependent Notes Series 1403932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403932

$14,000

$14,000

8.90%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403932. Member loan 1403932 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Wilson Elser Moskowitz Edeman and Dicker Debt-to-income ratio: 20.06%
Length of employment: 4 years Location: Albany, NY
       
Home town:
Current & past employers: Wilson Elser Moskowitz Edeman and Dicker
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,100.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403934

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403934

$14,000

$14,000

12.12%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403934. Member loan 1403934 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 25.79%
Length of employment: 6 years Location: ROCKPORT, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Consolidate pay off higher interest credit card debt and feel more comfortable when my oldest starts fall term at college.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,520.00 Public Records On File: 0
Revolving Line Utilization: 75.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3,000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No debt on my personal credit card. $10000 limits on business credit cards.<br>Over 15 vendors with payments on terms/creditcard<br>Sole owner of my business and property with value of $300,000<br>Business 25 yrs old. Possiblity of expanding.
Please explain the reason why you carry a large revolving credit balance.When things are going good, something always seems to turn up. Would like to pay off some debt and have a smaller payment. Being able to pay the balance sooner is one of the reasons for seeking this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No debt on my personal credit card. $10000 limits on business credit cards.<br>Over 15 vendors with payments on terms/creditcard<br>Sole owner of my business and property with value of $300,000<br>Business 25 yrs old. Possiblity of expanding.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No debt on my personal credit card. $10000 limits on business credit cards.<br>Over 15 vendors with payments on terms/creditcard<br>Sole owner of my business and property with value of $300,000<br>Business 25 yrs old. Possiblity of expanding.

 


 

 

 

Member Payment Dependent Notes Series 1403948

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403948

$18,000

$18,000

14.33%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403948. Member loan 1403948 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Americas Mortgage Professionals Debt-to-income ratio: 8.69%
Length of employment: < 1 year Location: MIAMI BEACH, FL
       
Home town:
Current & past employers: Americas Mortgage Professionals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > to consolidate credit cards into one payment<br><br> Borrower added on 07/05/12 > debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,733.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1404026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404026

$12,000

$12,000

11.14%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404026. Member loan 1404026 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,292 / month
Current employer: costco Debt-to-income ratio: 28.45%
Length of employment: 9 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,545.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1404027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404027

$2,500

$2,500

15.31%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404027. Member loan 1404027 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: COMMUNITY ASPHALT Debt-to-income ratio: 18.94%
Length of employment: 4 years Location: MIAMI, FL
       
Home town:
Current & past employers: COMMUNITY ASPHALT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 4
Revolving Credit Balance: $463.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $200 K- $1400. payment<br>Credit cards about $1,000 balance - $200 payment<br>Car Lease- $600 a month<br>Student Loans - $130 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $200 K- $1400. payment<br>Credit cards about $1,000 balance - $200 payment<br>Car Lease- $600 a month<br>Student Loans - $130 a month

 


 

 

 

Member Payment Dependent Notes Series 1404032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404032

$28,000

$28,000

10.16%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404032. Member loan 1404032 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: PMG Debt-to-income ratio: 14.17%
Length of employment: 5 years Location: Big Canoe, GA
       
Home town:
Current & past employers: PMG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Would like to finish up on our home improvements which are overdue.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 50
Revolving Credit Balance: $128,924.00 Public Records On File: 0
Revolving Line Utilization: 10.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Upgrades to our home during the construction process. These were due to change orders during construction that were not anticipated or covered during the quote process.
Is the improvement to your primary residence or an investment property?The improvement is for my primary property.

 


 

 

 

Member Payment Dependent Notes Series 1404068

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404068

$6,000

$6,000

7.90%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404068. Member loan 1404068 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Platte River Power Authority Debt-to-income ratio: 18.02%
Length of employment: 5 years Location: Fort Collins, CO
       
Home town:
Current & past employers: Platte River Power Authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This is the last leg of our long journey. It has been a wait worth while!!! Please help us make this journey a reality. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,193.00 Public Records On File: 0
Revolving Line Utilization: 86.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To help fund the cost of traveling overseas to finalize our adoption.
What is your intended use for the loan proceeds?To help fund the cost of traveling overseas to finalize our adoption.
Please explain the reason why you carry a large revolving credit balance.We have tried to answer your question but the Lending Club keeps intercepting our answers, sorry.
Please provide additional details regarding the purpose of the loan.Hello. This loan is for adoption travel expenses.
What is your intended use for the loan proceeds?To help fund the cost of traveling overseas to finalize our adoption.

 


 

 

 

Member Payment Dependent Notes Series 1404074

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404074

$15,450

$15,450

12.12%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404074. Member loan 1404074 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Kean Miller LLP Debt-to-income ratio: 12.39%
Length of employment: 4 years Location: DENHAM SPRINGS, LA
       
Home town:
Current & past employers: Kean Miller LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Debt Consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,964.00 Public Records On File: 0
Revolving Line Utilization: 88.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1404087

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404087

$12,375

$12,375

15.31%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404087. Member loan 1404087 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,529 / month
Current employer: U.S. Army Debt-to-income ratio: 21.32%
Length of employment: < 1 year Location: San Antonio, TX
       
Home town:
Current & past employers: U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 4
Revolving Credit Balance: $9,619.00 Public Records On File: 0
Revolving Line Utilization: 54.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1404091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404091

$8,000

$8,000

19.05%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404091. Member loan 1404091 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: n/a Debt-to-income ratio: 2.83%
Length of employment: n/a Location: east elmhurst, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Paying off high interest vihecle loan<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 75
Revolving Credit Balance: $2,832.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently share an apartment so my expenses aren't that great. I help with the rent at $500 a month ( that's my share), I drive to work (about $40 a week on gas), my insurance is currently paid up for the year and I chip in for groceries when needed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards, one owed $2000 and the other $1500 and car payment totalling $5000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently share an apartment so my expenses aren't that great. I help with the rent at $500 a month ( that's my share), I drive to work (about $40 a week on gas), my insurance is currently paid up for the year and I chip in for groceries when needed.

 


 

 

 

Member Payment Dependent Notes Series 1404092

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404092

$10,400

$10,400

17.77%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404092. Member loan 1404092 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: RGIS, LLC Debt-to-income ratio: 25.43%
Length of employment: 3 years Location: PLANTATION, FL
       
Home town:
Current & past employers: RGIS, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Planning on reducing my credit card debt. Have never defaulted on any loan or been late in any payments. Have already set aside a monthly budget for this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,772.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $400.00 in rent, $90 for electrical and water, $125 for insurance both car and medical, $200 for transportation, $250 for food.
Which debts do you plan to pay off with this loan?I plan on paying off all my credit card debt except for one which I would leave at 20% since creditors like to see a little usage or balance as long as it is under 50% and it is my lowest rate card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To pay off all my credit expenses, it would total to $11000. Interest rates vary from 11.2 -17.5 percent. No mortgage. I pay roughly $500 a month for credit card bills, but I also try to pay more than what is due.
Please explain the reason why you carry a large revolving credit balance.I have a large balance due to some unforseen medical bills and I have had some major car repairs, both collision and mechanical.

 


 

 

 

Member Payment Dependent Notes Series 1404101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404101

$12,000

$12,000

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404101. Member loan 1404101 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Citibank N.A. Debt-to-income ratio: 3.64%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: Citibank N.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Want to pay off medical bills<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 38
Revolving Credit Balance: $3,701.00 Public Records On File: 0
Revolving Line Utilization: 5.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses are rent, utilities, phone<br>transportation, one credit card, food and insurance for my kids and myself.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses total $1500.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am trying to consolidate two medical bills to finish <br>paying them off, so my credit stays good.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).N/A - this is just debt consolidation
What are the estimated expenses?Expenses are as follows (rent, transportation, utilities,<br>food, kids expenses, and cellphone bill)<br>It estimates from 1500 - 1800 a month

 


 

 

 

Member Payment Dependent Notes Series 1404103

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404103

$8,000

$8,000

14.33%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404103. Member loan 1404103 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,958 / month
Current employer: Neways International Debt-to-income ratio: 33.90%
Length of employment: 10+ years Location: Springville, UT
       
Home town:
Current & past employers: Neways International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I plan on paying off a surgery bill, 2 bank credit cards, bill me later account and a payday loan.<br><br> Borrower added on 07/06/12 > The loan will be one of the first steps for me to get a home of my own.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,704.00 Public Records On File: 1
Revolving Line Utilization: 42.30% Months Since Last Record: 98
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1404116

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404116

$8,000

$8,000

11.14%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404116. Member loan 1404116 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: West Hills Hospital Debt-to-income ratio: 12.74%
Length of employment: 2 years Location: Reno, NV
       
Home town:
Current & past employers: West Hills Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I would like to use this loan to consolidate several bills that I currently have. Thank you so much for taking the time to consider my request.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 42 Months Since Last Delinquency: 15
Revolving Credit Balance: $7,063.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1404122

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404122

$10,000

$10,000

14.09%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404122. Member loan 1404122 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: MPA Debt-to-income ratio: 27.84%
Length of employment: 2 years Location: PLANO, TX
       
Home town:
Current & past employers: MPA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > My loan is mostly for debt consolidation, hence the title. My debt isn't from buying material things. I helped a family member purchase a house and have had a ton of emergency dental work as well. I guess what I'm trying to say in this short amount of time is that I would like a clean slate<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 16
Revolving Credit Balance: $11,496.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, electric, insurance, phone, car payment.

 


 

 

 

Member Payment Dependent Notes Series 1404143

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404143

$12,000

$12,000

14.09%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404143. Member loan 1404143 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Metlife Debt-to-income ratio: 9.31%
Length of employment: 5 years Location: IMPERIAL, MO
       
Home town:
Current & past employers: Metlife
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 19
Revolving Credit Balance: $9,981.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone-$123<br>Gas-$175<br>Rent-$400<br>Insurance-$200<br>Food-$200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?9500 credit card interest rate 22% monthly payment is $538
If you have a delinquency in the last 2 years, please explain the reason.I am unaware of any
Please explain the reason why you carry a large revolving credit balance.I paid for my wedding myself and put it on my credit card and am looking for a consolidation loan to make monthly payments at a lower interest rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone-$123<br>Gas-$175<br>Rent-$400<br>Insurance-$200<br>Food-$200

 


 

 

 

Member Payment Dependent Notes Series 1404162

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404162

$32,000

$32,000

21.00%

1.00%

July 17, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404162. Member loan 1404162 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: US Army Debt-to-income ratio: 19.95%
Length of employment: 10+ years Location: MIDLAND, GA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Debt consolidation<br><br> Borrower added on 07/06/12 > Debt consolidation to pay off my high end credit cards and auto loan. This will save me about $160 per month.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,530.00 Public Records On File: 0
Revolving Line Utilization: 24.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi Bank Credit Card - Balance $10,765, 16.99%, MP $265; Chase Credit Card - Balance $7,100, 24% MP $180; USAA Credit Card - $6,600, 11.9%, MP $105; Bank of America Credit Card - Balance $5,900, 13.16%, MP $100; Discover Credit Card - Balance $2,600, 0.0% until Jun 2013, MP $100; Car Loan - Balance $12,850, 6.74%, MP $567. Student Loans - I'm currently a Co signer for my Son and the loans are currently deffered until he gradutes and he will be paying for them.
What is your intended use for the loan proceeds?Debt consolidation
Which debts do you plan to pay off with this loan?Citi bank credit card, chase credit card, and auto loan. These are my largest debts and payments as you can see it will save me about $165 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi Bank Credit Card - Balance $10,765, 16.99%, MP $265; Chase Credit Card - Balance $7,100, 24% MP $180; USAA Credit Card - $6,600, 11.9%, MP $105; Bank of America Credit Card - Balance $5,900, 13.16%, MP $100; Discover Credit Card - Balance $2,600, 0.0% until Jun 2013, MP $100; Car Loan - Balance $12,850, 6.74%, MP $567. Student Loans - I'm currently a Co signer for my Son and the loans are currently deffered until he gradutes and he will be paying for them.
If you have a public record on file, please briefly explain the event and its resolution.No public record on file
Which debts do you plan to pay off with this loan?Citi bank credit card, chase credit card, and auto loan. These are my largest debts and payments as you can see it will save me about $165 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi Bank Credit Card - Balance $10,765, 16.99%, MP $265; Chase Credit Card - Balance $7,100, 24% MP $180; USAA Credit Card - $6,600, 11.9%, MP $105; Bank of America Credit Card - Balance $5,900, 13.16%, MP $100; Discover Credit Card - Balance $2,600, 0.0% until Jun 2013, MP $100; Car Loan - Balance $12,850, 6.74%, MP $567. Student Loans - I'm currently a Co signer for my Son and the loans are currently deffered until he gradutes and he will be paying for them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi Bank Credit Card - Balance $10,765, 16.99%, MP $265; Chase Credit Card - Balance $7,100, 24% MP $180; USAA Credit Card - $6,600, 11.9%, MP $105; Bank of America Credit Card - Balance $5,900, 13.16%, MP $100; Discover Credit Card - Balance $2,600, 0.0% until Jun 2013, MP $100; Car Loan - Balance $12,850, 6.74%, MP $567. Student Loans - I'm currently a Co signer for my Son and the loans are currently deffered until he gradutes and he will be paying for them.

 


 

 

 

Member Payment Dependent Notes Series 1404198

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404198

$14,000

$14,000

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404198. Member loan 1404198 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: SeaWorld, Inc Debt-to-income ratio: 16.72%
Length of employment: 1 year Location: Clermont, FL
       
Home town:
Current & past employers: SeaWorld, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am currently looking to consolidate my debt. The debt is from home improvements that I made on my new home. Taking a loan out through Lending Club will allow me to pay lower interest rates. I take pride in paying back my loans on time and ahead of schedule. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,107.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi, Mortgage+Ins+taxes: 1200, Utilities: 350, Phone: 80, Insurance: 100.00, food: 400, car: 400, personal spending: 150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have the 14,000 on cards which I should have taken out a loan for the home. I have my home loan, 30 yr fixed at 198,000 and car payment at 28,000.
Please explain the reason why you carry a large revolving credit balance.Mainly because I have not called the credit card companies to tell them to reduce my revolving amount. They automatically increased my amounts. This is on my to-do list to get things organized in my finances. The reason I am asking for a loan is to reduce my CC's and get the debt organized. I will then be cancelling/reducing my CC spending limits.

 


 

 

 

Member Payment Dependent Notes Series 1404235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404235

$15,000

$15,000

7.62%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404235. Member loan 1404235 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Endoscopy Center of CT Debt-to-income ratio: 22.62%
Length of employment: 3 years Location: Bethany, CT
       
Home town:
Current & past employers: Endoscopy Center of CT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Credit card refinance<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 59 Months Since Last Delinquency: 37
Revolving Credit Balance: $13,793.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1200.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa bal 6508.00 min payment 181.00. Rate 22%<br>Visa bal 6508.00 min payment 192.00 Rate 22%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current 400 minimum..will be just new loan of approx 380.00.

 


 

 

 

Member Payment Dependent Notes Series 1404276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404276

$3,250

$3,250

12.12%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404276. Member loan 1404276 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,080 / month
Current employer: Benihana National Corp Debt-to-income ratio: 15.26%
Length of employment: 2 years Location: Miami, FL
       
Home town:
Current & past employers: Benihana National Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I took out one semester worth of student loans and bought the rest of my texts on my credit card to finish school with. Would like to bring down my payments and get started in the job market. Thanks for taking a look!<br><br> Borrower added on 07/05/12 > Looking to consolidate the last part of my student loans with my credit card debt from buying textbooks. Thanks for taking a look!<br><br> Borrower added on 07/05/12 > Hello! This loan is to help me consolidate the last bit of my student loans and credit card debt I have left over from school. I currently do work full time and have no rent expense at the moment. Thanks for taking a look and funding!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2009 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,883.00 Public Records On File: 0
Revolving Line Utilization: 36.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good Morning,<br>Currently I have no rent expense as I have moved in with my parents to save money and consolidate. As for my budget: transportation- $150 phone- $48 medical/car insurance- $220 food- $100-150.<br>Those are my main expenses. As of now I don't pay utilities. Food is discretionary spending for the most part. The amount I'm requesting is mainly to bring down the high balances on my cards I used to help with school and last of student loans to one rate and payment. Thanks for looking!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Good Morning,<br>As of now I'm looking to consolidate a credit card balance of 1,800 with a 17.25% interest rate and my student loan with about 2,200 left with a 12% interest rate. I do have another debt of about 700 dollars but on a 0% interest card for the next 12 months to pay off. Besides that I have no other lines of credit, I'm just looking to consolidate everything to one monthly payment at a lower interest rate. Thanks for your question!

 


 

 

 

Member Payment Dependent Notes Series 1404278

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404278

$18,800

$18,800

19.72%

1.00%

July 11, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404278. Member loan 1404278 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Sierra Multisurgical Assoc Debt-to-income ratio: 30.44%
Length of employment: 10+ years Location: Stockton, CA
       
Home town:
Current & past employers: Sierra Multisurgical Assoc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have a couple of large monthly payments that I can pay off with this loan and bring it down to one much lower payment<br><br> Borrower added on 07/06/12 > I am not behind on any of my bills. I am not underwater on my mortgage. I have been at my job since 1999. I would just like to consolidate<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,224.00 Public Records On File: 0
Revolving Line Utilization: 49.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $795 month utilities $300 insurance $100 food $150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a two personal loans of $15,000 that have high interest rates and high monthly payments. I am not behind on any payment. I would like to pay the off and have one lower payment
Please explain the reason why you carry a large revolving credit balance.I took out a couple of personal loans one about 4 years ago and one more recently but I am finding that the two payments are very high. I would like to pay those off and have one much lower payment. I am not behind on any payments.

 


 

 

 

Member Payment Dependent Notes Series 1404367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404367

$15,000

$15,000

11.14%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404367. Member loan 1404367 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Palo Pinto General Hospital Debt-to-income ratio: 17.91%
Length of employment: 10+ years Location: LIPAN, TX
       
Home town:
Current & past employers: Palo Pinto General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I have wanted to be debt free for years and now it is within my reach.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,299.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One $5,000 loan at 20.99% that I have been paying $210/month. One $7,500 loan at 16.99% that I have been paying $220/month. One $2500 loan at 13.99% that I have been paying $54/month. The $5000 and $7500 loans are lines of credit. The 2500 loan is a credit card.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses total $3100.00. Do you need it itemized?
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One $5,000 loan at 20.99% that I have been paying $210/month. One $7,500 loan at 16.99% that I have been paying $220/month. One $2500 loan at 13.99% that I have been paying $54/month. The $5000 and $7500 loans are lines of credit. The 2500 loan is a credit card.
Please explain the reason why you carry a large revolving credit balance.The balances may appeare high, but they are not as high as they once were. The original Bank of America loan was $14,000 and Springleaf was $10,000. I have no mortguage, but part of the cost in building the house I live in is in these larger credit accounts.
Please explain the reason why you carry a large revolving credit balance.The balances may appeare high, but they are not as high as they once were. The original Bank of America loan was $14,000 and Springleaf was $10,000. I have no mortguage, but part of the cost in building the house I live in is in these larger credit accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One $5,000 loan at 20.99% that I have been paying $210/month. One $7,500 loan at 16.99% that I have been paying $220/month. One $2500 loan at 13.99% that I have been paying $54/month. The $5000 and $7500 loans are lines of credit. The 2500 loan is a credit card.
Which debts do you plan to pay off with this loan?The Bank of America loan at 20%, the Springleaf Financial loan at 16.99%, and the Omaha at 13.99%.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I only plan to pay off the debts that are of a higher rate than I was offered through lending club. That includes three loans, Bank of America, Springleaf, and Omaha.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One $5,000 loan at 20.99% that I have been paying $210/month. One $7,500 loan at 16.99% that I have been paying $220/month. One $2500 loan at 13.99% that I have been paying $54/month. The $5000 and $7500 loans are lines of credit. The 2500 loan is a credit card.
Which debts do you plan to pay off with this loan?The Bank of America loan at 20%, the Springleaf Financial loan at 16.99%, and the Omaha at 13.99%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses total $3100.00. Do you need it itemized?
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One $5,000 loan at 20.99% that I have been paying $210/month. One $7,500 loan at 16.99% that I have been paying $220/month. One $2500 loan at 13.99% that I have been paying $54/month. The $5000 and $7500 loans are lines of credit. The 2500 loan is a credit card.
Which debts do you plan to pay off with this loan?The Bank of America loan at 20%, the Springleaf Financial loan at 16.99%, and the Omaha at 13.99%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses total $3100.00. Do you need it itemized?

 


 

 

 

Member Payment Dependent Notes Series 1404372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404372

$16,800

$16,800

19.72%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404372. Member loan 1404372 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Shults and Shults Attorneys Debt-to-income ratio: 24.23%
Length of employment: 5 years Location: WAYLAND, NY
       
Home town:
Current & past employers: Shults and Shults Attorneys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I would like to pay off some high revolving credit cards at a lower interest rate, within a specific period of time. I am rebuilding my credit and believe this is the way i should proceed at this time.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,830.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1,800.00
What is your intended use for the loan proceeds?I am going to pay off 15000 in credit cards and use the rest for new appliances.
Which debts do you plan to pay off with this loan?revolving credit cards, jc penney, chase bank, capital one, etc. for around 15,000.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards of 15000.00, the balance to be used for appliances and home improvement

 


 

 

 

Member Payment Dependent Notes Series 1404380

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404380

$5,600

$5,600

7.62%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404380. Member loan 1404380 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Grainger Debt-to-income ratio: 3.47%
Length of employment: 5 years Location: Janesville, WI
       
Home town:
Current & past employers: Grainger
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I will be buying new furniture for my apartment (e.g. bedroom and living room furniture).<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $795.00 Public Records On File: 0
Revolving Line Utilization: 5.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1404443

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404443

$10,400

$10,400

10.16%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404443. Member loan 1404443 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 13.48%
Length of employment: 3 years Location: Dallas, TX
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,133.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses include my apt rent 670.00<br>My car payment 280.00<br>Car insurance 80.00<br>Cell phone payment 45.00<br>Electricity 80 or 90.00 average<br>Food 120 or 150 average.<br>Gas 110.00 average.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have a mortgage yet but I pay 670.00 for my apt.<br>I owe 6100 on my car loan.<br>I have 4 credits card with balances, about 3500.00 The average<br>interest rate is between 15% and 19%. <br>So, it would be very convenient for me to consolidate all my<br>monthly credit cards payment and also be able to pay off my car loan.<br>Thank you very much to all the investor who will fund my loan!<br>I really appreciate it :)

 


 

 

 

Member Payment Dependent Notes Series 1404456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404456

$15,000

$15,000

15.31%

1.00%

July 11, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404456. Member loan 1404456 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: USAF Debt-to-income ratio: 20.88%
Length of employment: 7 years Location: Ogden, UT
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,454.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $820<br>Transportation/Gas $120<br>Utilities $100<br>Phone $125<br>Insurance $75<br>Food $250 - $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One - $5500 current balance at 18% interest - minimum monthly payment $139<br>RC Willey - $2000 current balance at 22% interest - minimum monthly payment $175<br>Amazon - $2700 current balance at 22% interest - minimum monthly payment $54<br>Citibank - $3800 current balance at 18% interest - minimum monthly payment $60<br>American Express - $28,350 current balance at 10% interest - minimum monthly payment $567
Please explain the reason why you carry a large revolving credit balance.My husband, soon to be ex, had a small real estate company that when the housing market took a downturn was being kept alive with the use of personal income and then when that got impossible to maintain, we used credit cards to keep the business afloat.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One - $5500 current balance at 18% interest - minimum monthly payment $139<br>RC Willey - $2000 current balance at 22% interest - minimum monthly payment $175<br>Amazon - $2700 current balance at 22% interest - minimum monthly payment $54<br>Citibank - $3800 current balance at 18% interest - minimum monthly payment $60<br>American Express - $28,350 current balance at 10% interest - minimum monthly payment $567
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One - $5500 current balance at 18% interest - minimum monthly payment $139<br>RC Willey - $2000 current balance at 22% interest - minimum monthly payment $175<br>Amazon - $2700 current balance at 22% interest - minimum monthly payment $54<br>Citibank - $3800 current balance at 18% interest - minimum monthly payment $60<br>American Express - $28,350 current balance at 10% interest - minimum monthly payment $567

 


 

 

 

Member Payment Dependent Notes Series 1404472

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404472

$6,400

$6,400

8.90%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404472. Member loan 1404472 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,233 / month
Current employer: Catskill Central School District Debt-to-income ratio: 13.41%
Length of employment: 10+ years Location: EAST GREENBUSH, NY
       
Home town:
Current & past employers: Catskill Central School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I'm paying 2 high interest credit accounts. I was planning on paying off ,3 but the lending clubs interest rate was higher than the 3rd account. As you peruse my credit report, notice that I don't pay anything late.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,842.00 Public Records On File: 0
Revolving Line Utilization: 46.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5,025 total payments: 103 and 25 interest: 16.99 and 21
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5,025 total payments: 103 and 25 interest: 16.99 and 21
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2250
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5,025 total payments: 103 and 25 interest: 16.99 and 21
Please explain the reason why you carry a large revolving credit balance.I tried to answer your question but the lending club would not allow my answer to be seen. I don't want to make something up, so I will be unable to answer your question honestly.
Please explain the reason why you carry a large revolving credit balance.I tried to answer your question but the lending club would not allow my answer to be seen. I don't want to make something up, so I will be unable to answer your question honestly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm paying off 2 credit accounts with high interest rates? Iwas going to pay off 3 but the interest rate offered by the lending club was higher than the 3rd. 4025/1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5,025 total payments: 103 and 25 interest: 16.99 and 21
Which debts do you plan to pay off with this loan?2 credit accounts. 4025/1000

 


 

 

 

Member Payment Dependent Notes Series 1404496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404496

$7,000

$7,000

13.11%

1.00%

July 13, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404496. Member loan 1404496 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Wake County Schools Debt-to-income ratio: 13.32%
Length of employment: 2 years Location: KNIGHTDALE, NC
       
Home town:
Current & past employers: Wake County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > We want to pay off some of our credit card debt and this loan is a lower apr.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 74
Revolving Credit Balance: $6,145.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our monthly expenses are $3500 all inclusive.
What is your intended use for the loan proceeds?We plan to use the money to pay off credit card debt that has a higher APR.
What is your intended use for the loan proceeds?We plan to use the money to pay off credit card debt that has a higher APR.

 


 

 

 

Member Payment Dependent Notes Series 1404512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404512

$19,750

$19,750

19.72%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404512. Member loan 1404512 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,583 / month
Current employer: The University of Florida Debt-to-income ratio: 8.69%
Length of employment: 4 years Location: NEWBERRY, FL
       
Home town:
Current & past employers: The University of Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,057.00 Public Records On File: 0
Revolving Line Utilization: 71.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe $21000 in credit card debt that has accumulated the past 10 years. The rates vary; our monthly payments for all are about $625. We do not have student loans or car payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, taxes, insurance: 1272. Utilities: 300. Food: 600.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage, taxes, insurance: 1272/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe $21000 in credit card debt that has accumulated the past 10 years. The rates vary; our monthly payments for all are about $625. We do not have student loans or car payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage, taxes, insurance: 1272/mo
Please explain the reason why you carry a large revolving credit balance.Several years ago when my income was limited credit cards helped meet needs. I have been trying to get the debts paid off and have been able to take care of some, but with so many different creditors it's difficult to get ahead. With one loan I would like to pay everything off and close the credit cards, paying cash going forward.
Which debts do you plan to pay off with this loan?Every debt will be paid with this loan; we carry credit card debt and would like to close those accounts and pay cash going forward. We do not have student loans, car payments, or any other type of debt except a mortgage.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, taxes, insurance: 1272. Utilities: 300. Food: 600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe $21000 in credit card debt that has accumulated the past 10 years. The rates vary; our monthly payments for all are about $625. We do not have student loans or car payments.
Please explain the reason why you carry a large revolving credit balance.Several years ago when my income was limited credit cards helped meet needs. I have been trying to get the debts paid off and have been able to take care of some, but with so many different creditors it's difficult to get ahead. With one loan I would like to pay everything off and close the credit cards, paying cash going forward.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe $21000 in credit card debt that has accumulated the past 10 years. The rates vary; our monthly payments for all are about $625. We do not have student loans or car payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, taxes, insurance: 1272. Utilities: 300. Food: 600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe $21000 in credit card debt that has accumulated the past 10 years. The rates vary; our monthly payments for all are about $625. We do not have student loans or car payments.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is to pay off all credit card debt. There are no other debts except the mortgage. Own 3 dependable cars outright.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe $21000 in credit card debt that has accumulated the past 10 years. The rates vary; our monthly payments for all are about $625. We do not have student loans or car payments.

 


 

 

 

Member Payment Dependent Notes Series 1404533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404533

$5,900

$5,900

6.62%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404533. Member loan 1404533 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Sense Corp Debt-to-income ratio: 5.69%
Length of employment: 1 year Location: O' Fallon, MO
       
Home town:
Current & past employers: Sense Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I started a side business in which I used my personal credit card to fund some of the business expenses. I would like this loan to pay off the personal credit card as I am paying a high rate at this time. The business is still going & I am working on a new project which I believe will be successful.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,900.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are $2305
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AmEx $5900<br>12.24%<br>$133
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$133.00

 


 

 

 

Member Payment Dependent Notes Series 1404535

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404535

$18,000

$18,000

16.29%

1.00%

July 11, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404535. Member loan 1404535 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,292 / month
Current employer: The Sygma Network Debt-to-income ratio: 17.90%
Length of employment: 10+ years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: The Sygma Network
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am planning to pay off some of my high interest credit card bills. Maybe make some home improvements if any money is left over.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,242.00 Public Records On File: 0
Revolving Line Utilization: 15.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current total monthly expenses are around $2400 a month for mortgage, utilities, insurance, and food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I included all total expenses on the last question asked.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I included all total expenses on the last question asked.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I included all total expenses on the last question asked.

 


 

 

 

Member Payment Dependent Notes Series 1404537

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404537

$3,500

$3,500

6.62%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404537. Member loan 1404537 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Harrington Physician Services Debt-to-income ratio: 16.09%
Length of employment: 3 years Location: Southbridge, MA
       
Home town:
Current & past employers: Harrington Physician Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > The loan is to help pay for wedding expenses and to pay down existing debt. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,589.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$700
What portion of your wedding expenses does this loan represent?Approximately 3/4. The remaining will be used to pay down existing debt.

 


 

 

 

Member Payment Dependent Notes Series 1404541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404541

$10,000

$10,000

10.16%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404541. Member loan 1404541 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: united states postal service Debt-to-income ratio: 4.72%
Length of employment: 10+ years Location: GARDENA, CA
       
Home town:
Current & past employers: united states postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > this loan is for pay off all my credit cards..to make all into one monthly payment<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,436.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?i plan to pay off my chase credit card owed $5000..capitalone $3500...discover $1500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $500..transportation $200..utilities $150..phone $60..insurance $60..food $300
Please explain the reason why you carry a large revolving credit balance.many times i used credit cards to purchase travels plane ticket and sometime buy clothes! i have enough money to pay some or all of my debt, but i choose monthly payment, keep the cash in case i need it!!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $500..transportation $200..utilities $150..phone $60..insurance $60..food $300
Which debts do you plan to pay off with this loan?i plan to pay off my chase credit card owed $5000..capitalone $3500...discover $1500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt bal..$19,000! Chase 4700.. capitalone 3200... Discover 1500.. personal loan credit union 9000! Monthly payments $400! Interest rates personal loan 11%.. interest rates all credit cards not sure

 


 

 

 

Member Payment Dependent Notes Series 1404573

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404573

$10,000

$10,000

14.33%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404573. Member loan 1404573 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Innomed Technologies Debt-to-income ratio: 12.94%
Length of employment: 1 year Location: DAVIE, FL
       
Home town:
Current & past employers: Innomed Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > to pay off credit card debt under 10K.<br><br> Borrower added on 07/09/12 > to pay of credit card debt<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,160.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $1662.00. This includes 850.00 for rent,car insurance $92.00, electric $80.00, $food $250.00, gas 300.00 and $90.00 for phone.
Please explain the reason why you carry a large revolving credit balance.The reason I have a large revolving credit balance is mostly because I went through a divorce and also had a 2 year litigation, was laid off for 6 months and depended on my credit cards for food,gas,clothing for my daughter and I. Knave eliminated some debt and finished paying off my car just this past May.

 


 

 

 

Member Payment Dependent Notes Series 1404811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404811

$2,000

$2,000

15.31%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404811. Member loan 1404811 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: darden Debt-to-income ratio: 32.87%
Length of employment: 4 years Location: HOFFMAN ESTATES, IL
       
Home town:
Current & past employers: darden
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,480.00 Public Records On File: 1
Revolving Line Utilization: 17.70% Months Since Last Record: 2
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1404822

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404822

$7,650

$7,650

13.11%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404822. Member loan 1404822 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Cheyenne Summerlin Dental Debt-to-income ratio: 8.40%
Length of employment: 1 year Location: NORTH LAS VEGAS, NV
       
Home town:
Current & past employers: Cheyenne Summerlin Dental
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,290.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent currently is $900 a month, no car payments, average utilities is $165, phone/internet/cable is $250, car insurance is $145, food can range from $300-$500, gas for car can range from $150-$200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The three credit cards I am looking to consolidate are :1)$3628.37/17.49%, 2)$3436.85/24.90%, 3)$256.99/24.99%. Monthly payments 1)$100.00 2)$100.00 3) $20.00. Student Loans payment is $115
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent currently is $900 a month, no car payments, average utilities is $165, phone/internet/cable is $250, car insurance is $145, food can range from $300-$500, gas for car can range from $150-$200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The three credit cards I am looking to consolidate are :1)$3628.37/17.49%, 2)$3436.85/24.90%, 3)$256.99/24.99%. Monthly payments 1)$100.00 2)$100.00 3) $20.00. Student Loans payment is $115

 


 

 

 

Member Payment Dependent Notes Series 1404866

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404866

$21,625

$21,625

14.33%

1.00%

July 12, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404866. Member loan 1404866 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,708 / month
Current employer: SC retirement Systems Debt-to-income ratio: 19.01%
Length of employment: 10+ years Location: Columbia, SC
       
Home town:
Current & past employers: SC retirement Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > Debt Consolidation<br><br> Borrower added on 07/05/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,495.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $0 (Live with parents); <br>$911.37 monthly expenses (Car, Credit Cards, Line of Credit)
Which debts do you plan to pay off with this loan?Credit Cards, Car, Line of Credits
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?0 Rent<br>0 Utilities<br>$171.00 Cellphone (Family plan)<br>$160.39 Car and Life insurances<br>$200.00 Food, gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover Card personal loan $212.37/month balance - $8,800 14.99% interest<br>Palmetto Citizens Credit Union Visa $117.00/month balance $6,300 8.99% interest<br>SC State Credit Union Visa $100.00/month balance $3,900 9.99% interest<br>SC State Credit Union line of credit $108.00/month balance 3,200 9.94% interest<br>First Citizens Bank Visa $61.00/month balance $1,948 8.95% interest
Please explain the reason why you carry a large revolving credit balance.This was supposed to be for emergencies.
Please explain the reason why you carry a large revolving credit balance.This was supposed to be for emergencies.

 


 

 

 

Member Payment Dependent Notes Series 1404882

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404882

$4,000

$4,000

15.31%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404882. Member loan 1404882 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Lamtec corp Debt-to-income ratio: 8.73%
Length of employment: 9 years Location: Columbia, NJ
       
Home town:
Current & past employers: Lamtec corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan is for a new swimming pool<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 55
Revolving Credit Balance: $2,245.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600 total monthly
What is the home improvement project you are planning?New pool
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?6.5%

 


 

 

 

Member Payment Dependent Notes Series 1404892

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404892

$5,300

$5,300

15.80%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404892. Member loan 1404892 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: angus palm Debt-to-income ratio: 21.12%
Length of employment: 5 years Location: summit, SD
       
Home town:
Current & past employers: angus palm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 22
Revolving Credit Balance: $13,587.00 Public Records On File: 1
Revolving Line Utilization: 67.30% Months Since Last Record: 32
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay half utilities at about 60 a month, 136 insurance, phone 90 and 100 for two weeks food
What is the home improvement project you are planning?Pool
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I don't pay a mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1404900

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404900

$15,000

$15,000

13.11%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404900. Member loan 1404900 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Southern California Edison Debt-to-income ratio: 13.75%
Length of employment: 2 years Location: Winchester, CA
       
Home town:
Current & past employers: Southern California Edison
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 70
Revolving Credit Balance: $11,090.00 Public Records On File: 0
Revolving Line Utilization: 47.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: 2100.00 Utilities: 200.00. Home owners insurance, taxes, and PMI is calculated into the monthly mortgage payment.
What is the home improvement project you are planning?The home improvement project is for a patio, patio cover, and landscaping for the backyard.
Is the improvement to your primary residence or an investment property?The home improvement project is to my primary residence.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My company reimburses for transportation costs. Utilities/phone per month is about $250.00. Insurance for both cars is $1200.00 per year. My mortagage payment is around $2100.00/ month which includes taxes and insurance.
What is the home improvement project you are planning?The home improvement project is for a patio, patio cover, and landscaping for the backyard.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My interest rate is 3.83%. My mortagage payment is $2100.00 a month. That includes insurance and property taxes as well. I'm in my 1st year of a 30 yr fixed loan.

 


 

 

 

Member Payment Dependent Notes Series 1404923

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404923

$12,800

$12,800

12.12%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404923. Member loan 1404923 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Novartis Consumer Health Debt-to-income ratio: 9.42%
Length of employment: 6 years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: Novartis Consumer Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,158.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I split mortgage with my friend, she pays half. Total expense is around $2000 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase $5100 monthly min $100 interest rate 15.8%<br>Discover $3000 monthly min $60 intro nterest rate 0% moves upto 17.5% in months<br>Citi $2500 monthly min $40 intro rate 0% movew up to 13.8% in 3 months
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?monthly cc payment is around $400 and all of the credit cards will be paid off with this loan except for $1500.
Please explain the reason why you carry a large revolving credit balance.Bought a condo last year and had incurred unseen repair expenses. All fixed now.
What is the total balance of your credit cards, interest rates and current monthly payments?$13500, average rate 16%, average monthly payment is $450
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I split mortgage with my friend, she pays half. Total expense is around $2000 a month
What is the total balance of your credit cards, interest rates and current monthly payments?$13500, average rate 16%, average monthly payment is $450
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase $5100 monthly min $100 interest rate 15.8%<br>Discover $3000 monthly min $60 intro nterest rate 0% moves upto 17.5% in months<br>Citi $2500 monthly min $40 intro rate 0% movew up to 13.8% in 3 months

 


 

 

 

Member Payment Dependent Notes Series 1404942

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404942

$10,000

$10,000

17.77%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404942. Member loan 1404942 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: hsbc bank Debt-to-income ratio: 11.00%
Length of employment: 10+ years Location: buffalo, NY
       
Home town:
Current & past employers: hsbc bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > want to pay off high interest bills and need new fridge and freezer. my job is secure i feel no threat in losing it and i am always on time paying my bills.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 23
Revolving Credit Balance: $6,120.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1404946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404946

$3,000

$3,000

13.11%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404946. Member loan 1404946 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: Honeywell Debt-to-income ratio: 31.59%
Length of employment: < 1 year Location: PHOENIX, AZ
       
Home town:
Current & past employers: Honeywell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Family Court Legal Fees<br><br> Borrower added on 07/06/12 > Very Stable Job. Need Money for Family Law Civil Case.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,418.00 Public Records On File: 0
Revolving Line Utilization: 58.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?750 for rent 350 car payment 150 electric (summer 50 in the winter) 40 for phone 100 for insurance. 200 for food.
What is your intended use for the loan proceeds?Civil Case

 


 

 

 

Member Payment Dependent Notes Series 1404963

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404963

$18,000

$18,000

18.75%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404963. Member loan 1404963 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Glaxo Debt-to-income ratio: 13.89%
Length of employment: 6 years Location: Durham, NC
       
Home town:
Current & past employers: Glaxo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,797.00 Public Records On File: 0
Revolving Line Utilization: 97.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
Please explain the reason why you carry a large revolving credit balance.It is a result of medical expenses incurred over the last 5 years. The debt level slowly grew as I had to unexpected expenses and budget shortfalls on credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
Which debts do you plan to pay off with this loan?I plan to pay off the loan from my parents $2.5k, Credit Card Debt 11k, Medical bills 4k
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
Please explain the reason why you carry a large revolving credit balance.It is a result of medical expenses incurred over the last 5 years. The debt level slowly grew as I had to unexpected expenses and budget shortfalls on credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
Which debts do you plan to pay off with this loan?I plan to pay off the loan from my parents $2.5k, Credit Card Debt 11k, Medical bills 4k
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off the loan from my parents $2.5k, Credit Card Debt 11k, Medical bills 4k
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What is your intended use for the loan proceeds?I plan to pay off the loan from my parents $2.5k, Credit Card Debt 11k, Medical bills 4k
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 500 dollars in equity line mortgage expenses, 200 dollars in debt service, and 330 dollars for a car payment. I also owe 2500 dollars in a personal loan which I am paying 100 dollars/month to my parents. Since my income is a second income the rest goes to a small savings account and disposable income.
Please explain the reason why you carry a large revolving credit balance.It is a result of medical expenses incurred over the last 5 years. The debt level slowly grew as I had to unexpected expenses and budget shortfalls on credit cards

 


 

 

 

Member Payment Dependent Notes Series 1404964

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404964

$6,100

$6,100

14.09%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404964. Member loan 1404964 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Ron Marhofer Debt-to-income ratio: 18.66%
Length of employment: 2 years Location: AKRON, OH
       
Home town:
Current & past employers: Ron Marhofer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This is for a couple of credit cards with high interest rates. My goal is to be completly debt free in 3 years or less. I have a stable career with great growth potential. I am looking forward to a new start!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 18
Revolving Credit Balance: $13,740.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Half of Mortgage $325, Transportation $100, 0 Utilities, Phone, $50, and food around $150 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan is to pay off my Citi Card that is 25% Interest. The balance is around $5,000. Also to pay off two smaller cards with high interest 25%+.
If you have a delinquency in the last 2 years, please explain the reason.No Delinquencys
Please explain the reason why you carry a large revolving credit balance.Unforeseen Circumstances got me into this position. Even though I am in good standing with all of my credit accounts and always have been, having a lower interest rate and a 3 year monthly payment will be beneficial. My goal is to be debt free in three years or less.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan is to pay off my Citi Card that is 25% Interest. The balance is around $5,000. Also to pay off two smaller cards with high interest 25%+.

 


 

 

 

Member Payment Dependent Notes Series 1404999

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404999

$30,000

$30,000

24.70%

1.00%

July 12, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404999. Member loan 1404999 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,610 / month
Current employer: Medtronic Debt-to-income ratio: 21.03%
Length of employment: 5 years Location: Virgnina Beach, VA
       
Home town:
Current & past employers: Medtronic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Loan is to pay off revolving debt with one monthly payment. Will have one card left with low interest and the rest will be cancelled. All I want to have are house/car payment and start saving for the kids college fund.<br><br> Borrower added on 07/06/12 > Loan is for paying off revolving debt. I will have one low interest crsdit card left and the rest are going to be cancelled. All I want are house/car payments and will be able to start saving for the kids college fund.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,810.00 Public Records On File: 0
Revolving Line Utilization: 93.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
Please explain the reason why you carry a large revolving credit balance.Unexpected life occurences over the last 18 months
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing - 2700 <br>Utilities - 1100 <br>Cars/Ins/Gas/Maint - 1800<br>Groceries - 2000<br>Health/Personal - 600<br>Revolving Credit - 1200<br>Student Loans - 700<br>Other - 1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
Please explain the reason why you carry a large revolving credit balance.Unexpected life occurences over the last 18 months
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
Which debts do you plan to pay off with this loan?Revolving debt. All cards will be canceled except one low interest card.
Which debts do you plan to pay off with this loan?Revolving debt. All cards will be canceled except one low interest card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing - 2700 <br>Utilities - 1100 <br>Cars/Ins/Gas/Maint - 1800<br>Groceries - 2000<br>Health/Personal - 600<br>Revolving Credit - 1200<br>Student Loans - 700<br>Other - 1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 422K 4% 2634/mo<br>Car 38K 5.25% 700/mo v<br>Varous CC's between 17 to 29% 30K - around 1400/mo<br>No lines of credit<br>Student Loans 500/mo

 


 

 

 

Member Payment Dependent Notes Series 1405007

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405007

$2,000

$2,000

12.12%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405007. Member loan 1405007 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: City Beverage Chicago Debt-to-income ratio: 6.16%
Length of employment: 4 years Location: Harvey, IL
       
Home town:
Current & past employers: City Beverage Chicago
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,143.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for the loan is to use it for repairs on my vehicle. My vehicle is very important for my career because I'm in sales and have to cover my assigned territory daily.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent, I live with my family. <br>Car payment: $350.00<br>Insurance: $88.00<br>Phone: $70.00<br>Chase credit card: $60.00
What is your intended use for the loan proceeds?My intended use for the loan is to use it for repairs on my vehicle. My vehicle is very important for my career because I'm in sales and have to cover my assigned territory daily.

 


 

 

 

Member Payment Dependent Notes Series 1405022

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405022

$3,000

$3,000

14.33%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405022. Member loan 1405022 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,161 / month
Current employer: Mesa Unified School District Debt-to-income ratio: 27.81%
Length of employment: 5 years Location: Queen Creek, AZ
       
Home town:
Current & past employers: Mesa Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This loan will be used to pay off two bills which I am paying more in a month than the the monthly payment amount for this loan. I will also be able to get ahead with other bills.<br><br> Borrower added on 07/05/12 > I am willing to work with any investor to ensure that payments are made and pay the loan off as soon as possible. I am trying to decrease the amount of money going out every month on bills. I just need to be able to start eliminating my monthly bills.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $554.00 Public Records On File: 0
Revolving Line Utilization: 12.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1601 transportation 300 including insurance 400 all utilities 25 credit card 300 food phone 35
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have any lines of credit. Credit card balance 520.00 monthly payment of 25.00 the credit card company was just purchased I think the rate is now 18%. Student loans are all currently in deferment so I have no monthly payment, balance is roughly 80,000.00 I know some are still acquiring interest while in deferrment. Mortgage balance 260,000 monthly payment 1601.00 Anything else please let me know.
Please explain the reason why you carry a large revolving credit balance.I have one revolving credit card which I was using and fell into just making the minumum balance or a little extra. I ran into trouble when I experienced some medical issues, which have since been under control.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have any lines of credit. Credit card balance 520.00 monthly payment of 25.00 the credit card company was just purchased I think the rate is now 18%. Student loans are all currently in deferment so I have no monthly payment, balance is roughly 80,000.00 I know some are still acquiring interest while in deferrment. Mortgage balance 260,000 monthly payment 1601.00 Anything else please let me know.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debt and pay ahead on other bills so I don't get into this situation again.

 


 

 

 

Member Payment Dependent Notes Series 1405023

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405023

$15,500

$15,500

19.05%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405023. Member loan 1405023 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,458 / month
Current employer: Driscoll Children's Hospital Debt-to-income ratio: 31.20%
Length of employment: < 1 year Location: Corpus Christi, TX
       
Home town:
Current & past employers: Driscoll Children's Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1989 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 16
Revolving Credit Balance: $17,614.00 Public Records On File: 0
Revolving Line Utilization: 79.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have already explained the monthly expenses and where they go and outstanding debt owed. Let me know if you did not receive the e-mail. Thank You

 


 

 

 

Member Payment Dependent Notes Series 1405034

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405034

$4,350

$4,350

12.12%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405034. Member loan 1405034 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: Planet hollywood casino Debt-to-income ratio: 29.83%
Length of employment: 5 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Planet hollywood casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 11 Months Since Last Delinquency: 14
Revolving Credit Balance: $11,735.00 Public Records On File: 0
Revolving Line Utilization: 82.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1405077

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405077

$2,000

$2,000

11.14%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405077. Member loan 1405077 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Home Depot Debt-to-income ratio: 29.92%
Length of employment: 10+ years Location: Stephentown, NY
       
Home town:
Current & past employers: Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > repay 401k loan and small home repairs<br><br> Borrower added on 07/05/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > 401k loan and small home repairs<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 40
Revolving Credit Balance: $6,560.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1405114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405114

$12,000

$12,000

17.77%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405114. Member loan 1405114 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Toyota of Richardson Debt-to-income ratio: 12.06%
Length of employment: 5 years Location: ALLEN, TX
       
Home town:
Current & past employers: Toyota of Richardson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 8
Revolving Credit Balance: $11,834.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2800.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8,456.25 INTEREST RATE IS 16.7 %
If you have a delinquency in the last 2 years, please explain the reason.NO
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8,456.25 INTEREST RATE IS 16.7 %
Which debts do you plan to pay off with this loan?credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8,456.25 INTEREST RATE IS 16.7 %

 


 

 

 

Member Payment Dependent Notes Series 1405233

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405233

$19,750

$19,750

13.11%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405233. Member loan 1405233 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Miami Dade Public Schools Debt-to-income ratio: 20.83%
Length of employment: 6 years Location: miami, FL
       
Home town:
Current & past employers: Miami Dade Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Greetings my potencial investions, I want to consolidate my debts into one TERM loan that I know I will pay off within three years. I have good credit and want to keep it that way...<br><br>That is why I am asking you to invest in me<br><br>Thank you :)<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 73
Revolving Credit Balance: $25,888.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1025 mortgage<br>100 electric <br>100 cable and internet<br>20 water<br>90 cell phone<br>154 car insurance<br>250 food<br>120 gas<br>100 misc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans just reloving credit at a 18% interest rate with total monthly payments at 800 dollars
Please explain the reason why you carry a large revolving credit balance.I made credit purchases little by little and then I realized the amount of debt I had, I stop making purchases and have started to bring down my balance before it gets worse.
What is your intended use for the loan proceeds?to pay off my debts
Please explain the reason why you carry a large revolving credit balance.I made credit purchases little by little and then I realized the amount of debt I had, I stop making purchases and have started to bring down my balance before it gets worse.
Which debts do you plan to pay off with this loan?all of them
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am not using it for multiple purposes just to pay off my debts
Please explain the reason why you carry a large revolving credit balance.I made credit purchases little by little and then I realized the amount of debt I had, I stop making purchases and have started to bring down my balance before it gets worse.

 


 

 

 

Member Payment Dependent Notes Series 1405243

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405243

$14,000

$14,000

12.12%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405243. Member loan 1405243 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Fresno Coin Gallery Debt-to-income ratio: 13.26%
Length of employment: 7 years Location: Fresno, CA
       
Home town:
Current & past employers: Fresno Coin Gallery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I have never missed a payment on my credit cards. A few years back I went through tough medical times and used my credit cards regularly. I have a good high paying job and now would like to payoff my higher interest cards and get my credit cards paid down. I need this opportunity to get ahead.thanks<br><br> Borrower added on 07/06/12 > I am honest & trustworthy and always pay my bills. My goal with this loan is to payoff my high interest credit cards, I have requested exactly what I need to pay for them off. With this opportunity, I will be able to be debt free in 3 years so I can purchase a home. Thank you for your consideration!<br><br> Borrower added on 07/09/12 > My current monthly expenses are approximately $1500- $1800.00 per month.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,356.00 Public Records On File: 0
Revolving Line Utilization: 81.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $1500-$1800 per month. Thank you for your consideration!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans or mortgages. I asked to borrow the exact amount of credit to payoff the exact amount of debt. My credit cards have variable rates and range from 15-27.99%. My goal is to use this loan to payoff those high interest cards and only have 1 payment per month which will allow me to eliminate my debt within 3 years then purchase a home.
Please explain the reason why you carry a large revolving credit balance.My large credit balance was due to Medical Bills from the past. I went through a rough medical patch so did not have my full income. I am now in a healthy spot and want to eliminate my debt. I have a long term high paying career and would use this loan to payoff my high interest credit cards. My goal is home ownership eventually. I have never missed a credit card payment but look forward to only having 1 payment vs many. The fact that this loan would be paid in 3 years is wonderful. Thank you!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans or mortgages. I asked to borrow the exact amount of credit to payoff the exact amount of debt. My credit cards have variable rates and range from 15-27.99%. My goal is to use this loan to payoff those high interest cards and only have 1 payment per month which will allow me to eliminate my debt within 3 years then purchase a home.
Which debts do you plan to pay off with this loan?I plan to pay all of my high interest cards with variable rates. I only asked to borrow exact money needed to payoff those specific cards. I want to have 1 monthly payment versus several, plus knowing it will be paid back within 3 years is a bonus so that I can purchase a home eventually.

 


 

 

 

Member Payment Dependent Notes Series 1405272

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405272

$12,000

$12,000

12.12%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405272. Member loan 1405272 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: nevada linen supply Debt-to-income ratio: 7.95%
Length of employment: 3 years Location: North Las Vegas, NV
       
Home town:
Current & past employers: nevada linen supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > to pay off credit cards and a little home inprovement<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,615.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 1100

 


 

 

 

Member Payment Dependent Notes Series 1405280

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405280

$10,750

$10,750

18.75%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405280. Member loan 1405280 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Midstate College Debt-to-income ratio: 30.55%
Length of employment: < 1 year Location: Eureka, IL
       
Home town:
Current & past employers: Midstate College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Trying to consolidate all of my cards into one monthly payment. Never been late on any payments. Feel free to ask any questions at all.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 34
Revolving Credit Balance: $12,576.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage at 4% of 825/month, credit cards (2 at 0 percent and 2 at 20.99%) with balances totaling $11,500. Student loans of appx $14,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as follows: House - 825, transportation -150, utilities - 225, phone - 200, insurance 80, and food 300. My spouse's income covers these expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as follows: House - 825, transportation -150, utilities - 225, phone - 200, insurance 80, and food 300. My spouse's income covers these expenses.
Which debts do you plan to pay off with this loan?I plan to pay off medical expenses from an extended maternity stay at the hospital, credit cards from emergency home improvement projects, and other small credit card balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage at 4% of 825/month, credit cards (2 at 0 percent and 2 at 20.99%) with balances totaling $11,500. Student loans of appx $14,000
Please explain the reason why you carry a large revolving credit balance.Majority of credit balances comes from emergency home improvement projects (A/C, fridge, etc) and medical bills from an extended maternity stay at the hospital.

 


 

 

 

Member Payment Dependent Notes Series 1405315

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405315

$16,600

$16,600

17.27%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405315. Member loan 1405315 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Urban outfitters Debt-to-income ratio: 12.43%
Length of employment: 2 years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: Urban outfitters
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,011.00 Public Records On File: 1
Revolving Line Utilization: 67.20% Months Since Last Record: 86
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1405350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405350

$8,000

$8,000

17.27%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405350. Member loan 1405350 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Suntrust Debt-to-income ratio: 9.64%
Length of employment: 4 years Location: Kissimmee, FL
       
Home town:
Current & past employers: Suntrust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1987 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,932.00 Public Records On File: 0
Revolving Line Utilization: 41.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowe's $1300 Int rate 24.99% monthly payment $50 QVC $1025.00 int rate 24.99% monthly payment $40. Orcharc $528.00 int rate 12.90% monthly payment $30.00 IBC $4900 int rate 7.24% monthly payment 70.00 HSN $1500.00 int rate 26.99% monthly payment $70 Student Loans $12750.00 monthly payment $80.00 Morgtage Wells Fargo monthly $1125
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1125 transportation $220 Utilities $312 Phone $79 Car Insurance $90 Life Ins $60 Food $200
Which debts do you plan to pay off with this loan?Lowe's IBC-MC QVC HSN Orchard MC
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowe's $1300 Int rate 24.99% monthly payment $50 QVC $1025.00 int rate 24.99% monthly payment $40. Orcharc $528.00 int rate 12.90% monthly payment $30.00 IBC $4900 int rate 7.24% monthly payment 70.00 HSN $1500.00 int rate 26.99% monthly payment $70 Student Loans $12750.00 monthly payment $80.00 Morgtage Wells Fargo monthly $1125
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1125 transportation $220 Utilities $312 Phone $79 Car Insurance $90 Life Ins $60 Food $200

 


 

 

 

Member Payment Dependent Notes Series 1405398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405398

$6,000

$6,000

7.90%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405398. Member loan 1405398 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Brooklyn Defender Services Debt-to-income ratio: 6.17%
Length of employment: < 1 year Location: Astoria, NY
       
Home town:
Current & past employers: Brooklyn Defender Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This is a loan to consolidate my credit card debt. I took on about 4k in credit card debt during a prolonged unemployment. I'm working and actively paying down the balance, but the Credit Card company won't lower my 29.99% APR. I'd totrade the high APR for something more reasonable.<br><br> Borrower added on 07/05/12 > While unemployed two years ago, I incurred credit card debt. I've been actively paying it down, but they will not lower the 29.99% APR. I'd like to use the loan to pay off my card and effectively trade for a lower APR. It would be nice to be able to pay be debt and still grow my savings.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,880.00 Public Records On File: 0
Revolving Line Utilization: 78.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as follows:<br>Rent: 950<br>Transportation - 100<br>Utilities - 60<br>Food - 250<br>Clothing - 100<br>Toiletries - 30<br>Credit Cards - 350 (min) / 550 (actual)<br>Entertainment - 50<br>Total - 1830/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1<br>current balance - 4744<br>APR - 29.99%<br>Min monthly payment -250<br>Actual payment - 400<br><br>Card 2<br>Current bal - 1194<br>APR - 23.99%<br>Min monthly payment - 100<br>Actual - 150~200<br><br>Student loan<br>Current balance - 4346 (original loan amt of 11000)<br>Interest rate - 2.360<br>Min monthly payment - 57.15<br>Actual monthly payment -60

 


 

 

 

Member Payment Dependent Notes Series 1405409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405409

$29,900

$29,900

15.80%

1.00%

July 16, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405409. Member loan 1405409 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,875 / month
Current employer: Gordon & Rees LLP Debt-to-income ratio: 15.15%
Length of employment: 6 years Location: Santa Clarita, CA
       
Home town:
Current & past employers: Gordon & Rees LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am looking to consolidate all of my miscellaneous debt to lower my payment and simplify my finances. The debts to consolidate include a personal loan of $16.5k at 21%, credit card of $4.5k at 22%, credit card of $5k at 12%, and credit card of $2.5k at 10%. Total payments are now about $850/mo.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,272.00 Public Records On File: 0
Revolving Line Utilization: 38.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $2400; Car: $415; Student Loans: $300; Utilities, Car Insurance, etc: approx. $700.<br><br>This loan will only help my budget by consolidating debts so I end up with a lower monthly payment and simpler finances.<br><br>Thank you for looking.
Which debts do you plan to pay off with this loan?Personal Loan: $16,300, 21%; Credit Card: $4,500, 22%; Credit Card: $7,500, 12%. <br><br>Monthly payments currently total about $850. This loan will be a significant upgrade for my budget. Thanks for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $2400; Car: $415; Student Loans: $300; Utilities, Car Insurance, etc: approx. $700.<br><br>This loan will only help my budget by consolidating debts so I end up with a lower monthly payment and simpler finances.<br><br>Thank you for looking.

 


 

 

 

Member Payment Dependent Notes Series 1405449

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405449

$11,500

$11,500

14.33%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405449. Member loan 1405449 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: JetBlue airlines Debt-to-income ratio: 9.74%
Length of employment: 2 years Location: NEW YORK, NY
       
Home town:
Current & past employers: JetBlue airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > To consolidate debt, pay off all credit card debt and rebuild my credit.<br><br> Borrower added on 07/06/12 > I would like a loan so I can payoff the credit card debt that I built while in college, grad school and studying for the CPA. I want to rebuild my credit.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 40
Revolving Credit Balance: $8,394.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent -$785 Rent Controlled Apt, transportation ~$175, utilities ~$75, phone ~$80, food ~300, insurance 150.
Please explain the reason why you carry a large revolving credit balance.It began in undergraduate school, then continued in graduate school and while I got my CPA, and I opened too many credit cards and charged too much and the interest accrued and I currently make small payments on many cards, which doesn't make a significant dent. My plan with this loan is to pay off all of the credit cards, get rid of not of them and rebuild my credit.

 


 

 

 

Member Payment Dependent Notes Series 1405496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405496

$8,000

$8,000

11.14%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405496. Member loan 1405496 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: M&T Bank Debt-to-income ratio: 27.84%
Length of employment: 1 year Location: DERBY, NY
       
Home town:
Current & past employers: M&T Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1982 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,498.00 Public Records On File: 0
Revolving Line Utilization: 78.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current basic living expenses including mortgage, utilities, transportation costs and applicable insurance totals $1428. Budget for personal liabilities is $1121. Total monthly budget is currently $2549.
Please provide general details of the cost of your vacation.The cost includes airfare, rental car, fuel, stay at a value level themed hotel/resort, park admissions, meals for each day, parking, and emergency expenses. I intend to cover souvenirs and miscellaneous costs out of pocket. The duration of stay is 6 days, 5 nights.
Please explain the reason why you carry a large revolving credit balance.Most of my revolving credit balance is due to providing start up funding and positive cash flows for a small business. I still maintain meaningful and stable employment outside this investment.
Please explain the reason why you carry a large revolving credit balance.Most of my revolving credit balance is due to providing start up funding and positive cash flows for a small business. I still maintain meaningful and stable employment outside this investment.

 


 

 

 

Member Payment Dependent Notes Series 1405504

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405504

$16,000

$16,000

18.49%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405504. Member loan 1405504 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Hamilton and Dillon Electric Debt-to-income ratio: 15.41%
Length of employment: 4 years Location: Modesto, CA
       
Home town:
Current & past employers: Hamilton and Dillon Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > In the down economy I used credit to pay my bills. I have learned my lesson and will never do that again. I'm doing well now and need to consolidate my credit card debt to pay it off faster. My plan is to pay off in 18 months, having sufficient income to do so.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,034.00 Public Records On File: 1
Revolving Line Utilization: 64.50% Months Since Last Record: 116
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1650, utilities $400, food $400, auto insurance $85
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card $16000 owing, interest rate 24.99% currently paying $900 per month $750 required minimum payment. <br>Mortgage $280000 owing, interest rate 3.5% payment $1650 with tax and insurance
Please explain the reason why you carry a large revolving credit balance.I used it to pay my bills while student teaching. When student teaching jobs were not available in California. However the economy has picked up and were employed. So I'm requesting this loan to combine all debts and have only one payment to be paid off within the next 18 months if not sooner.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1650, utilities $400, food $400, auto insurance $85
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card $16000 owing, interest rate 24.99% currently paying $900 per month $750 required minimum payment. <br>Mortgage $280000 owing, interest rate 3.5% payment $1650 with tax and insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card $16000 owing, interest rate 24.99% currently paying $900 per month $750 required minimum payment. <br>Mortgage $280000 owing, interest rate 3.5% payment $1650 with tax and insurance

 


 

 

 

Member Payment Dependent Notes Series 1405547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405547

$3,800

$3,800

6.62%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405547. Member loan 1405547 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,250 / month
Current employer: Jeld Wen Debt-to-income ratio: 17.29%
Length of employment: 2 years Location: klamath falls, OR
       
Home town:
Current & past employers: Jeld Wen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > getting a loan for my wife to recieve a elective medical procedure<br><br> Borrower added on 07/11/12 > just wanted to say thank you to everone who invested so far<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $642.00 Public Records On File: 0
Revolving Line Utilization: 21.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We are cutrent on all, we have never defaulted, credit scores are high, always pay down debt sooner than expected
What is your intended use for the loan proceeds?an elective medical precedure

 


 

 

 

Member Payment Dependent Notes Series 1405557

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405557

$19,000

$19,000

14.33%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405557. Member loan 1405557 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Marine Corps Debt-to-income ratio: 8.00%
Length of employment: 10+ years Location: temecula, CA
       
Home town:
Current & past employers: Marine Corps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am looking to make life a little easier by combining all debts into one payment and allow for future investing.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 72
Revolving Credit Balance: $2,547.00 Public Records On File: 0
Revolving Line Utilization: 33.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?As of right now with all debt combined together it is at 16,700 with a total monthly payment of 1250.00. This is a combination of 3 Credit Cards, 2 Loans for Home Improvement. Each Card has a monthly payment of the following minumum payment $60, $45, and $50. The Loan payments are at $250 we pay $700 and $400 we pay $450. We also included a small amount extra to allow for wiggle room in a pending adoption case.
Which debts do you plan to pay off with this loan?All revolving debts are going to be paid 2 credit cards, 1 line of credit and 2 loans. Totally approx 16,700 in debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are around 3500.00 this is with all totally bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?As of right now with all debt combined together it is at 16,700 with a total monthly payment of 1250.00. This is a combination of 3 Credit Cards, 2 Loans for Home Improvement. Each Card has a monthly payment of the following minumum payment $60, $45, and $50. The Loan payments are at $250 we pay $700 and $400 we pay $450. We also included a small amount extra to allow for wiggle room in a pending adoption case.
What is your intended use for the loan proceeds?I am going to use this to take all monthly payments from other billes and put into one reducing my monthly payment around $600. This will allow me to take that extra and start investing in the future. There is also a small amount extra considered in the loan for personal items that need to be addressed in a timely manner. Thanks for considering me.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are around 3500.00 this is with all totally bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?As of right now with all debt combined together it is at 16,700 with a total monthly payment of 1250.00. This is a combination of 3 Credit Cards, 2 Loans for Home Improvement. Each Card has a monthly payment of the following minumum payment $60, $45, and $50. The Loan payments are at $250 we pay $700 and $400 we pay $450. We also included a small amount extra to allow for wiggle room in a pending adoption case.

 


 

 

 

Member Payment Dependent Notes Series 1405579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405579

$8,000

$8,000

17.77%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405579. Member loan 1405579 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Ecolab Debt-to-income ratio: 18.58%
Length of employment: 5 years Location: Goose Creek, SC
       
Home town:
Current & past employers: Ecolab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 61
Revolving Credit Balance: $12,019.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1405581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405581

$5,000

$5,000

7.62%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405581. Member loan 1405581 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Metropolitan meat seafood and poultry Debt-to-income ratio: 23.35%
Length of employment: 10+ years Location: Bowie, MD
       
Home town:
Current & past employers: Metropolitan meat seafood and poultry
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,344.00 Public Records On File: 0
Revolving Line Utilization: 35.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are 3,000
Please explain the reason why you carry a large revolving credit balance.I have had to replace several items in my home. The water heater, and a new air condition system inside and out.

 


 

 

 

Member Payment Dependent Notes Series 1405584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405584

$35,000

$35,000

18.49%

1.00%

July 17, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405584. Member loan 1405584 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,917 / month
Current employer: Abbott Laboratories Debt-to-income ratio: 14.19%
Length of employment: 5 years Location: Pleasant Prairie, WI
       
Home town:
Current & past employers: Abbott Laboratories
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan will allow for consolidation of high interest credit card debt. It is our preference to pay a single payment that will be easier to manage than several credit card payments. The loan will also be use to pay taxes.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 13
Revolving Credit Balance: $20,053.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $10,000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BofA: $17,388.84 apr 13.99% payment: $350<br>Best Buy: $2,442.45 apr 24.24% payment: $50<br>HSBC: $902.58 apr 12.90% payment $25<br>AMEX: $4,246.86 apr 0% payment $4,246.86<br>The Limited: $265.76 apr 24.99% payment $50<br>Mortgage: $381,385.03 payment: $3053.80<br>Car: $49,822.87 payment: $1,060.00<br>Student Loan: $15,061.90 payment: $140.94
Please explain the reason why you carry a large revolving credit balance.Much of the credit has been carried out of habit. It has not been a priority until now for us to eliminate this debt. We recently set a goal to eliminate our credit card debt and decided the best way to do this would be with a loan to consolidate the debt into a fixed amount that could be paid off. We do not plan on continuing the use of revolving credit. We are sufficiently capitalized to pay our debt and expenses without the use of credit at this time.
If you have a delinquency in the last 2 years, please explain the reason.We have no delinquency in the last two years.

 


 

 

 

Member Payment Dependent Notes Series 1405586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405586

$1,500

$1,500

13.11%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405586. Member loan 1405586 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: supercuts Debt-to-income ratio: 9.65%
Length of employment: < 1 year Location: TRENTON, NJ
       
Home town:
Current & past employers: supercuts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Pay bill off<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,097.00 Public Records On File: 0
Revolving Line Utilization: 15.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1175 for rent<br>100 in gas<br>180 cell phone<br>200 in food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a two credit cards that are 1000 balance each
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a two credit cards that are 1000 balance each

 


 

 

 

Member Payment Dependent Notes Series 1405659

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405659

$11,000

$11,000

11.14%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405659. Member loan 1405659 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: ADP Debt-to-income ratio: 28.03%
Length of employment: < 1 year Location: Sherman Oaks, CA
       
Home town:
Current & past employers: ADP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am trying to lower my interest rate for my current Lending Club loan while also combining it with my credit card payment.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,011.00 Public Records On File: 0
Revolving Line Utilization: 46.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $813 a month. My company pays for my car as well as insurance. I put myself on a very strict budget regarding food and other expenses. I typically only give myself a small percentage of each paycheck before putting the rest to pay off all my bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lending Club - $8,300/ 11.75%<br>Capital One CC - $2,900/ 11.5%<br>Capital One CC - $4,800/ 0%<br><br>My lending club payment is currently $396 per month but I pay more regularly. I also pay about an additional $50 toward my Capital One CC with an 11.5% rate. My new loan will combine the two while making my payment only $360 a month so I will be able to pay even more per month.

 


 

 

 

Member Payment Dependent Notes Series 1405673

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405673

$4,200

$4,200

6.03%

1.00%

July 13, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405673. Member loan 1405673 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Blazer Industries Debt-to-income ratio: 9.11%
Length of employment: 7 years Location: Independence, OR
       
Home town:
Current & past employers: Blazer Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Down payment for a vehicle<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,097.00 Public Records On File: 0
Revolving Line Utilization: 40.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?683, 75, 55, 65, 300

 


 

 

 

Member Payment Dependent Notes Series 1405791

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405791

$13,025

$13,025

13.11%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405791. Member loan 1405791 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: chc consulting Debt-to-income ratio: 16.47%
Length of employment: 1 year Location: ROSEMEAD, CA
       
Home town:
Current & past employers: chc consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > hello everyone,<br>Basically I am borrowing this money to pay off higher interest rate credit cards. Thank You!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 45
Revolving Credit Balance: $12,896.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?hello,<br>my current monthly expense is rent 800, car 270, utilities 200, phone 100, food 400, school loans 200 and credit cards 500. insurance is 1200 a year so roughly 100 a month. I am using this loan to pay off the credit cards with higher interest rates.
What is your intended use for the loan proceeds?hello,<br>my intention for this loan is to pay off credit cards that has high interest. I have roughly <br>13k of credit card expenses and most of it is 20+ percent.
Please explain the reason why you carry a large revolving credit balance.I am not sure if I understand this question. My credit card balance has high limits because they were given to me but I don't use it much. The balance on my credit card was from way back when I didn't have a job, But i have always paid my bills on time so i would not hurt my credit. Now I am currently working but I want to reduce the interest rate on my credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?hello,<br>my current monthly expense is rent 800, car 270, utilities 200, phone 100, food 400, school loans 200 and credit cards 500. insurance is 1200 a year so roughly 100 a month. I am using this loan to pay off the credit cards with higher interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1405796

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405796

$12,200

$12,200

19.72%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405796. Member loan 1405796 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,442 / month
Current employer: Callison Debt-to-income ratio: 19.73%
Length of employment: 2 years Location: SEATTLE, WA
       
Home town:
Current & past employers: Callison
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My monthly payments is about $ 3700<br> Current debt balance total : $10921.45 with 9 different debt.<br> <br>Please make me clean up my life with one lower bill.<br>Thanks.<br><br> Borrower added on 07/07/12 > My monthly payments is about $3700 <br>And current debt balance is total $10921.45 with 9 different <br>debt. Help me to clean up my life with one lower bill.<br><br> Borrower added on 07/07/12 > My monthly payments is about $3700 <br>And current debt balance is total $10921.45 with 9 different <br>debt. Help me to clean up my life with one lower bill.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,061.00 Public Records On File: 0
Revolving Line Utilization: 96.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly payments ($3700)<br>My credit card balance is total $10921.45
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses is..<br>Rent:$1050<br>Utilities (included phone ): $250<br>Car payment:$460 <br>Insurance is $110 <br>credit card(minium pay) $600<br>Food and living expense include gas $400<br>Parents $500~800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly payments ($3700)<br>My credit card balance is total $10921.45
Please explain the reason why you carry a large revolving credit balance.For couple years, i could not work as full time because of company stituation. From that time, my credit balabce was growing, Now i'm back to normal schdule so i want to fix it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses is..<br>Rent:$1050<br>Utilities (included phone ): $250<br>Car payment:$460 <br>Insurance is $110 <br>credit card(minium pay) $600<br>Food and living expense include gas $400<br>Parents $500~800

 


 

 

 

Member Payment Dependent Notes Series 1405806

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405806

$15,000

$15,000

14.33%

1.00%

July 12, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405806. Member loan 1405806 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Smart Schools Plus/ Tolleson High Sch Debt-to-income ratio: 18.58%
Length of employment: 10+ years Location: Glendale, AZ
       
Home town:
Current & past employers: Smart Schools Plus/ Tolleson High Sch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > i need fix my loan situation. I got into some high loans which I would love fix my payment into one and cut down on the amount of interest paid.<br><br> Borrower added on 07/05/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1976 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 11
Revolving Credit Balance: $64,919.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current expenses average around 600 to 700 per month.
Please explain the reason why you carry a large revolving credit balance.I had some unexpected situations that came up to where I had to get funds quickly.

 


 

 

 

Member Payment Dependent Notes Series 1405816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405816

$4,000

$4,000

14.33%

1.00%

July 16, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405816. Member loan 1405816 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: InsideOut Solutions Debt-to-income ratio: 4.76%
Length of employment: 2 years Location: Sequim, WA
       
Home town:
Current & past employers: InsideOut Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,382.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $575<br>Utilities: $70<br>Phone: $100<br>Insurance: $40<br>Transportation: Maybe $40. I mostly bike.<br>Food: less than $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa #1:<br>Balance: $2,348.18<br>Monthly Payment: $70<br>Interest Rate: 22.65%<br><br>Visa #2:<br>Balance: $637<br>Monthly Payment: $50<br>Interest Rate: 23.9%<br><br>MasterCard #1:<br>Balance: $498.77<br>Monthly Payment: $50<br>Interest Rate: 21.74%<br><br>These are my only debts.
Which debts do you plan to pay off with this loan?I play to pay off the following credit cards with this loan:<br><br>Visa #1:<br>Balance: $2,348.18<br>Monthly Payment: $70<br>Interest Rate: 22.65%<br><br>Visa #2:<br>Balance: $637<br>Monthly Payment: $50<br>Interest Rate: 23.9%<br><br>MasterCard #1:<br>Balance: $498.77<br>Monthly Payment: $50<br>Interest Rate: 21.74%<br><br>These are my only debts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $575<br>Utilities: $70<br>Phone: $100<br>Insurance: $40<br>Transportation: Maybe $40. I mostly bike.<br>Food: less than $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa #1:<br>Balance: $2,348.18<br>Monthly Payment: $70<br>Interest Rate: 22.65%<br><br>Visa #2:<br>Balance: $637<br>Monthly Payment: $50<br>Interest Rate: 23.9%<br><br>MasterCard #1:<br>Balance: $498.77<br>Monthly Payment: $50<br>Interest Rate: 21.74%<br><br>These are my only debts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa #1:<br>Balance: $2,348.18<br>Monthly Payment: $70<br>Interest Rate: 22.65%<br><br>Visa #2:<br>Balance: $637<br>Monthly Payment: $50<br>Interest Rate: 23.9%<br><br>MasterCard #1:<br>Balance: $498.77<br>Monthly Payment: $50<br>Interest Rate: 21.74%<br><br>These are my only debts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $575<br>Utilities: $70<br>Phone: $100<br>Insurance: $40<br>Transportation: Maybe $40. I mostly bike.<br>Food: less than $200

 


 

 

 

Member Payment Dependent Notes Series 1405839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405839

$16,800

$16,800

19.05%

1.00%

July 16, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405839. Member loan 1405839 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: AIM Healthcare Debt-to-income ratio: 20.68%
Length of employment: 9 years Location: CHICAGO, IL
       
Home town:
Current & past employers: AIM Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > DEBT BALANCES: Chase Student Loan $9,000 (3.5%), IRS $3,000, Credit cards $2,000 (17-23%), New Car $16,000 (0% financing), Mortgage $235K (5.5%) - MONTHLY PAYMENTS: Student loan $110.00, mortgage $1,382.00, credit cards $250, Car $400<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 6
Revolving Credit Balance: $6,618.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,382.00, Auto $400.00, Electric $75.00, Phone $85.00, Insurance $100.00, and Food $250.00.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the last 2 years. I received 0% financing on my new auto loan in June 2011.
What is your intended use for the loan proceeds?I'm going to pay off and consolidate my Chase Student Loan, IRS tax bill, and credit cards into one payment which will save me at least $200.00 a month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the money from the loan to consolidate my Chase Student Loan, IRS tax bill, and Credit Cards.<br>Allocation: Student Loan: $9000, IRS: $3000, Credit Cards: $4000. My mortgage representative has stated that he will approve me to refinance my mortgage at 3.375% after I consolidate - which will reduce my monthly payment by at least $300.00.
What is your intended use for the loan proceeds?I'm going to pay off and consolidate my Chase Student Loan, IRS tax bill, and credit cards into one payment which will save me at least $200.00 a month.
What is your intended use for the loan proceeds?I'm going to pay off and consolidate my Chase Student Loan, IRS tax bill, and credit cards into one payment which will save me at least $200.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 1405859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405859

$8,000

$8,000

18.49%

1.00%

July 11, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405859. Member loan 1405859 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,167 / month
Current employer: VA med center little rock Debt-to-income ratio: 25.06%
Length of employment: 10+ years Location: little rock, AR
       
Home town:
Current & past employers: VA med center little rock
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,435.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The balance has grown over a 6 year period on a hand full of credit cards, but has never exceeded any of the limits.
What is the total balance of your credit cards, interest rates and current monthly payments?9500.00 total balance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?22.00 utilites (water) , food is around 70.00, transportation is 60.00 monthly. Total expenses is 152.00 monthly.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.refer to credit scoore info
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly payments are 398.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?22.00 utilites (water) , food is around 70.00, transportation is 60.00 monthly. Total expenses is 152.00 monthly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?22.00 utilites (water) , food is around 70.00, transportation is 60.00 monthly. Total expenses is 152.00 monthly.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.refer to credit scoore info
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.refer to credit scoore info
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.refer to credit scoore info
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?22.00 utilites (water) , food is around 70.00, transportation is 60.00 monthly. Total expenses is 152.00 monthly.

 


 

 

 

Member Payment Dependent Notes Series 1405873

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405873

$4,500

$4,500

14.33%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405873. Member loan 1405873 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: FIS Debt-to-income ratio: 23.99%
Length of employment: 8 years Location: Voorhees, NJ
       
Home town:
Current & past employers: FIS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I hate having multiple credit cards and pay only $25 a month and worry if I forget about one of them. So if i can just get rid of them and have a payment come directly out of my checking account - I would feel better organized.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 33
Revolving Credit Balance: $3,679.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.When I was in school I need credit cards to pay for books, clothes, food etc. I have stop using the cards but would like to get rid of them since the interest rates are so high.

 


 

 

 

Member Payment Dependent Notes Series 1405979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405979

$3,100

$3,100

14.09%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405979. Member loan 1405979 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: U.S. ARMY Debt-to-income ratio: 15.52%
Length of employment: 2 years Location: colorado springs, CO
       
Home town:
Current & past employers: U.S. ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,772.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1406029

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406029

$1,000

$1,000

14.09%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406029. Member loan 1406029 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: ALLIEDBARTON SECURITY SERVICES Debt-to-income ratio: 24.28%
Length of employment: 5 years Location: SAN ANTOINIO, TX
       
Home town:
Current & past employers: ALLIEDBARTON SECURITY SERVICES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,189.00 Public Records On File: 0
Revolving Line Utilization: 83.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1406032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406032

$7,000

$7,000

6.62%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406032. Member loan 1406032 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Bloomberg LP Debt-to-income ratio: 2.12%
Length of employment: 5 years Location: Franklin Park, NJ
       
Home town:
Current & past employers: Bloomberg LP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I developed a passion for baking. I shared with family, friends, teachers, co-workers and employers. All have responded with recommendations to open my own shop. Our trademark is using organic ingredients without preservatives also targeting vegan and diabetic consumers.<br><br> Borrower added on 07/09/12 > We signed a lease for a commercial kitchen. We just need to stock the oven, freezer and refrigerator with this loan. We are almost done ordering all the signs, logo boxes, utensils and ingredients. We just need the appliances and we are all set to go.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 44
Revolving Credit Balance: $2,849.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No
If you have a public record on file, please briefly explain the event and its resolution.No
What do you project your monthly revenues for the first 6 months to be?$50,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses - 65% of my monthly income.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I do not make mortgage payments from my personal income.
What do you project your monthly expenses for the first 6 months of your business?$36,635

 


 

 

 

Member Payment Dependent Notes Series 1406035

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406035

$16,000

$16,000

19.72%

1.00%

July 11, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406035. Member loan 1406035 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: UPS Debt-to-income ratio: 6.10%
Length of employment: 10+ years Location: WILLOUGHBY HILLS, OH
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > After helping my elderly parents financially, and helping a sibling, a victim of the economic downturn, with schooling, I accrued some debt. I have the capacity to pay my debts, but after receiving, and thoroughly researching a pre-approved Lending Club solicitation, i decided to go this route.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,081.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $1100 per month, I live in a 3br 3bth townhouse.<br>I lease a 2011 vehicle, half paid off; $389.00 monthly.<br>My utilities including insurance is approx. $400.00 per month.<br>I don't have an extravagant lifestyle.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto lease: $7,000. 5.5%. $389mo<br>US Bank Visa. $3,500. 8%. $60mo<br>Cap 1 Mstcd. $ 2,300. 9%. $50mo<br>Discover. $2000. 13%. $50mo<br>HSBC Plat VISA $1400. 18%. $40mo<br>HSBC Mstcd. $1100. 19.5%. $40mo<br>No lates/ missed payments ever
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto lease: $7,000. 5.5%. $389mo<br>US Bank Visa. $3,500. 8%. $60mo<br>Cap 1 Mstcd. $ 2,300. 9%. $50mo<br>Discover. $2000. 13%. $50mo<br>HSBC Plat VISA $1400. 18%. $40mo<br>HSBC Mstcd. $1100. 19.5%. $40mo<br>No lates/ missed payments ever
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto lease: $7,000. 5.5%. $389mo<br>US Bank Visa. $3,500. 8%. $60mo<br>Cap 1 Mstcd. $ 2,300. 9%. $50mo<br>Discover. $2000. 13%. $50mo<br>HSBC Plat VISA $1400. 18%. $40mo<br>HSBC Mstcd. $1100. 19.5%. $40mo<br>No lates/ missed payments ever

 


 

 

 

Member Payment Dependent Notes Series 1406041

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406041

$20,000

$20,000

8.90%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406041. Member loan 1406041 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,194 / month
Current employer: U.S. Department of the Treasury Debt-to-income ratio: 7.25%
Length of employment: 2 years Location: Houston, TX
       
Home town:
Current & past employers: U.S. Department of the Treasury
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I put 20% down payment on the purchase of a townhouse in Houston in June. I am out of cash reserves to make some home improvement and purchasing furniture. I have credit cards but their interest rates are cutthroat. I have never been late or default on any payment since I have credit in 1996.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,044.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are: Mortgage: $621, Discover personal loan: $237, Utiltities: 150 Insurance(auto and townhouse): 100 Property tax: 300 HOA Fee: 399 Cell phone/internet: 100
Is the improvement to your primary residence or an investment property?The improvement is for my primary residence (condo) purchased in June.

 


 

 

 

Member Payment Dependent Notes Series 1406078

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406078

$1,800

$1,800

18.75%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406078. Member loan 1406078 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: amfAR Debt-to-income ratio: 16.37%
Length of employment: 1 year Location: East Islip, NY
       
Home town:
Current & past employers: amfAR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 10 Months Since Last Delinquency: 10
Revolving Credit Balance: $2,002.00 Public Records On File: 0
Revolving Line Utilization: 95.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1406087

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406087

$8,875

$8,875

14.33%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406087. Member loan 1406087 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,417 / month
Current employer: Convergys Corporation Debt-to-income ratio: 28.63%
Length of employment: 10+ years Location: HARLINGEN, TX
       
Home town:
Current & past employers: Convergys Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have received different offers in the mail through local companies and haven't seen a good interest rate but felt that this was the best rate to be able to pay off my credit cards and just make one payment. It will help me. Thank you Lending Club!<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,218.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Right now I only pay my utilities and credit cards. I am going back to school so trying to lower my debt because the OT program I am going into will require me to go to school full time in a few years.
Which debts do you plan to pay off with this loan?I plan to pay off credit cards and my son's orthodontist.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay about 400 dollars in credit cards and my son's orthodontist. My interest rate varies from 14.99 to 21.99.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Sorry no mortgage payment

 


 

 

 

Member Payment Dependent Notes Series 1406111

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406111

$11,200

$11,200

12.12%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406111. Member loan 1406111 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: L-3 Communications Debt-to-income ratio: 18.93%
Length of employment: 10+ years Location: RIESEL, TX
       
Home town:
Current & past employers: L-3 Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > My plan is to pay outstanding taxes for 2011 of $3200. I plan to use the remain funds to pay higher interest debts.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,060.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage and Insurance $975<br>401k $560<br>Health and Auto Insurance $725<br>Auto $400<br>Student Loan $555<br>Groceries $550<br>Utilities $375<br>Phone $230<br>Satellite $120<br>Internet $65<br>Line of credit $636<br>Other debt $440
Please explain the reason why you carry a large revolving credit balance.I have failed to build up my savings account to allow for impacts like auto repair and vacations. Clothing is also something that I have typically charged but should budget monthly for instead. I understand the debt issue it is finding the correct path out that I am seeking. I am considering a loan against my 401k to pay off all revolving debts and close the accounts.

 


 

 

 

Member Payment Dependent Notes Series 1406132

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406132

$5,000

$5,000

17.27%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406132. Member loan 1406132 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Norampac Debt-to-income ratio: 12.71%
Length of employment: 1 year Location: SANBORN, NY
       
Home town:
Current & past employers: Norampac
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 31
Revolving Credit Balance: $15,166.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2690.00
Please provide additional details regarding the purpose of the loan.Home improvement and fence.

 


 

 

 

Member Payment Dependent Notes Series 1406141

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406141

$35,000

$35,000

21.98%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406141. Member loan 1406141 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $12,500 / month
Current employer: Jtmagen&company Debt-to-income ratio: 12.80%
Length of employment: 10+ years Location: Sunnyside, NY
       
Home town:
Current & past employers: Jtmagen&company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,616.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1406153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406153

$6,350

$6,350

16.29%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406153. Member loan 1406153 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,383 / month
Current employer: JPMORGAN CHASE BANK NA Debt-to-income ratio: 27.78%
Length of employment: 3 years Location: BUFFALO, NY
       
Home town:
Current & past employers: JPMORGAN CHASE BANK NA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Consolidate all my creditcards debts to cancel all of them<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,455.00 Public Records On File: 0
Revolving Line Utilization: 76.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Its 3000 in one and differnts amounts like 500, 750, 500. Retails stores crédito cards paid 23.99% apr $1000 and the different of to pay half of another one. I want to cancel those retails stores credit cards I paid more than $224. A month they still in the dame amount so Un paying just the intetest.
Which debts do you plan to pay off with this loan?Its 3000 in one and differnts amounts like 500, 750, 500. Retails stores crédito cards paid 23.99% apr $1000 and the different of to pay half of another one. I want to cancel those retails stores credit cards I paid more than $224. A month they still in the dame amount so Un paying just the intetest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I paid 277.73 ad a car loan ,68.00 phone 105.34 student loan, I want to consolidate all the credit card to think about just one payment instead reo or three differents.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Its 3000 in one and differnts amounts like 500, 750, 500. Retails stores crédito cards paid 23.99% apr $1000 and the different of to pay half of another one. I want to cancel those retails stores credit cards I paid more than $224. A month they still in the dame amount so Un paying just the intetest.
Please explain the reason why you carry a large revolving credit balance.When we bought the house to get " discounts" using the retail credit cards... But now I am paying do much on intetest and I cant see any different they still high thats why Un so interest on payoff those cc. And close those accounts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I paid 277.73 ad a car loan ,68.00 phone 105.34 student loan, I want to consolidate all the credit card to think about just one payment instead reo or three differents.
Please explain the reason why you carry a large revolving credit balance.When we bought the house to get " discounts" using the retail credit cards... But now I am paying do much on intetest and I cant see any different they still high thats why Un so interest on payoff those cc. And close those accounts.
Which debts do you plan to pay off with this loan?Its 3000 in one and differnts amounts like 500, 750, 500. Retails stores crédito cards paid 23.99% apr $1000 and the different of to pay half of another one. I want to cancel those retails stores credit cards I paid more than $224. A month they still in the dame amount so Un paying just the intetest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Its 3000 in one and differnts amounts like 500, 750, 500. Retails stores crédito cards paid 23.99% apr $1000 and the different of to pay half of another one. I want to cancel those retails stores credit cards I paid more than $224. A month they still in the dame amount so Un paying just the intetest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Its 3000 in one and differnts amounts like 500, 750, 500. Retails stores crédito cards paid 23.99% apr $1000 and the different of to pay half of another one. I want to cancel those retails stores credit cards I paid more than $224. A month they still in the dame amount so Un paying just the intetest.

 


 

 

 

Member Payment Dependent Notes Series 1406224

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406224

$10,000

$10,000

14.09%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406224. Member loan 1406224 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Durst Fetner Residential Debt-to-income ratio: 10.56%
Length of employment: < 1 year Location: BRONX, NY
       
Home town:
Current & past employers: Durst Fetner Residential
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > This loan will help me clear off alot of debt i am in with credit cards. Its been a struggle and when i pay them i feel like i am getting no where.<br><br> Borrower added on 07/11/12 > I have a 2 year old son. Trying to make ends meet is becoming even more difficult. This loan is well needed in order for me to have more stability at home. Your help will be appreciated.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,396.00 Public Records On File: 0
Revolving Line Utilization: 50.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It can range between months. I will say about 1000 including rent.

 


 

 

 

Member Payment Dependent Notes Series 1406244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406244

$12,000

$12,000

6.03%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406244. Member loan 1406244 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Marriott Library, University of Utah Debt-to-income ratio: 8.76%
Length of employment: 4 years Location: Salt Lake City, UT
       
Home town:
Current & past employers: Marriott Library, University of Utah
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > After years of renting art studio space for my letterpress printing equipment, I purchased a home last year with a two-car garage, perfectly suited for a home art studio/workshop. I need this loan to perform wiring, insulation, install windows, and heat and cool the space for year-round work.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,779.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am currently responsible for $1,700 in monthly expenses.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Current balance: $210,668.53<br><br>Interest rate: 4.50%<br><br>Monthly payment: $1,450.05
Please explain the reason why you carry a large revolving credit balance.I am in the process of starting a design and letterpress printing business (part-time, in addition to my full-time job). The printing business necessitates purchasing large quantities of paper to have on hand, as well as printing plates, ink, and other sundries to execute custom orders.
Please explain the reason why you carry a large revolving credit balance.I am in the process of starting a design and letterpress printing business (part-time, in addition to my full-time job). The printing business necessitates purchasing large quantities of paper to have on hand, as well as printing plates, ink, and other sundries to execute custom orders.

 


 

 

 

Member Payment Dependent Notes Series 1406294

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406294

$10,000

$10,000

15.80%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406294. Member loan 1406294 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Susan G. Komen Debt-to-income ratio: 27.14%
Length of employment: < 1 year Location: IRVING, TX
       
Home town:
Current & past employers: Susan G. Komen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,695.00 Public Records On File: 0
Revolving Line Utilization: 77.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards- American express balance $6,000. Monthly payment $200, interest rate 22%<br>Visa 1: balance $4,500. Monthly payment $150. Interest 18%<br>Visa 2: balance $2,000. Monthly payment $100. Interest 14%<br>Student loan: balance $10,000 monthly payment $67 interest rate 13%<br>Short term loan: balance $1,400 bi-weekly payments of $350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards- American express balance $6,000. Monthly payment $200, interest rate 22%<br>Visa 1: balance $4,500. Monthly payment $150. Interest 18%<br>Visa 2: balance $2,000. Monthly payment $100. Interest 14%<br>Student loan: balance $10,000 monthly payment $67 interest rate 13%<br>Short term loan: balance $1,400 bi-weekly payments of $350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards- American express balance $6,000. Monthly payment $200, interest rate 22%<br>Visa 1: balance $4,500. Monthly payment $150. Interest 18%<br>Visa 2: balance $2,000. Monthly payment $100. Interest 14%<br>Student loan: balance $10,000 monthly payment $67 interest rate 13%<br>Short term loan: balance $1,400 bi-weekly payments of $350

 


 

 

 

Member Payment Dependent Notes Series 1406321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406321

$9,600

$9,600

14.33%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406321. Member loan 1406321 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: District Attorney of New York Debt-to-income ratio: 33.09%
Length of employment: 3 years Location: Rego Park, NY
       
Home town:
Current & past employers: District Attorney of New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > This loan reprents the final payment of my wedding reception hall and limo. We have paid the rest of the wedding with our savings and plan to repay the loan on time.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,799.00 Public Records On File: 0
Revolving Line Utilization: 64.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?This will represent the final payment of the reception hall and the limo service. All other portions have been paid for in cash by my fiance and I.
How are you paying for other wedding expenses not covered by this loan?We have and still will pay for the wedding with our savings. We have been financial frugal and stedy in our savings but some cost not be anticipated. 90 percent of the wedding is paid off and this will cover the rest. We plan to repay the loan with cash from the reception and our continual savings.

 


 

 

 

Member Payment Dependent Notes Series 1406363

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406363

$10,000

$10,000

13.11%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406363. Member loan 1406363 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Chick-Fil-A Debt-to-income ratio: 4.75%
Length of employment: < 1 year Location: Houston, TX
       
Home town:
Current & past employers: Chick-Fil-A
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 24
Revolving Credit Balance: $5,942.00 Public Records On File: 0
Revolving Line Utilization: 29.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA outstanding balance approximately $5,000 ~28% $150 minimum monthly<br>AmEx outstanding balance approximately $2,000 ~15% $35 minimum monthly<br>VISA outstanding balance approximately $1,000 ~15% $35 minimum monthly
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: 2,000<br>Auto insurance: 128.<br>Utilities: variable 150+ in summer<br>no mortgage so no taxes<br>Credit card: hoping to completely pay down with this loan. No other line of credit.<br>Thank you
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).no mortgage and I own my MINI<br>Thank you
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA outstanding balance approximately $5,000 ~28% $150 minimum monthly<br>AmEx outstanding balance approximately $2,000 ~15% $35 minimum monthly<br>VISA outstanding balance approximately $1,000 ~15% $35 minimum monthly

 


 

 

 

Member Payment Dependent Notes Series 1406370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406370

$12,000

$12,000

13.11%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406370. Member loan 1406370 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Reedsburg Police Department Debt-to-income ratio: 15.45%
Length of employment: 4 years Location: WISCONSIN DELLS, WI
       
Home town:
Current & past employers: Reedsburg Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Debt consolidation. I have some high interest rate credit cards. I am looking to lower the monthly rate and save money.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,374.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All living expenses totaled up equals $720 monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have all credit card debt. I have one personal loan through the VA that will be paid off in a year and a half. I pay $107 for that. Here are the following credit cards with interest rates I will pay off with loan:<br><br>USAA 13.99%-1,110<br>HSBC 14.99%-1,200<br>GEMONEY 6.5%-$3,042 ( set home improvement rate for new windows)<br>CITI 18.99%-3,402<br>First National 13.99%-$1,111.68<br>Gander MTN-17.99%-$1,600<br>Bank Of America 12.99%-445.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently rent and pay $325 a month. I pay around $150 for utilities monthly.

 


 

 

 

Member Payment Dependent Notes Series 1406403

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406403

$10,000

$10,000

12.12%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406403. Member loan 1406403 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Republic Indemnity Debt-to-income ratio: 12.17%
Length of employment: 4 years Location: SHERMAN OAKS, CA
       
Home town:
Current & past employers: Republic Indemnity
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > To consolidate and pay off existing credit card debt.<br><br> Borrower added on 07/06/12 > To pay off existing credit card debt and be debt free.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,058.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406412

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406412

$16,000

$16,000

13.11%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406412. Member loan 1406412 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,562 / month
Current employer: Utah State Office of Rehabilitation Debt-to-income ratio: 30.78%
Length of employment: 8 years Location: OGDEN, UT
       
Home town:
Current & past employers: Utah State Office of Rehabilitation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am working to pay down my debt and plan to use the funds to pay off high interest credit cards and medical bills so that I can be debt free in 3 years other than my car and my home. I have a stable job (8 + years) and pay my bills on time each month. This will allow me to start saving money.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 80
Revolving Credit Balance: $14,034.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 6 credit cards, 1 of which has been used for medical bills only. The total balance owed on all cards is $16, 121, with an average of 19.2% interest rate, and the monthly minumum payments for all equals $620. I have a monthly mortgate of $867 and owe $129,832 total with a 4 % interest rate. I have $52,134 in student loan debt at 3.2% interest rate and a monthly payment of $168. I am only seeking a loan for the credit card debt. Thank you for your consideration.
Which debts do you plan to pay off with this loan?High interest credit cards. I have a credit card that I have used for medical bills with a 22.6% interest rate and another at 21.3%. I have two other department store credit cards that around the same as well.
What is your intended use for the loan proceeds?I intend to pay off all of my medical bills and credit card debt, cancel the credit cards, and be debt free (other than student loans, my house and car) within the next three years. By consolidating all of my credit cards and having only one monthly payment, I will be saving about $150 per month and will be able to start saving for the future. Thank you for your consideration.
Please explain the reason why you carry a large revolving credit balance.Last year I had an illness that caused over $5,000 in medical bills and the only way I had to pay for them was using my credit cards. The remaining balances were from me living outside of my means and using credit cards to pay for things rather than saving the money first. I have learned from this and for the past year, have not used them and have been working to pay them down. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 6 credit cards, 1 of which has been used for medical bills only. The total balance owed on all cards is $16, 121, with an average of 19.2% interest rate, and the monthly minumum payments for all equals $620. I have a monthly mortgate of $867 and owe $129,832 total with a 4 % interest rate. I have $52,134 in student loan debt at 3.2% interest rate and a monthly payment of $168. I am only seeking a loan for the credit card debt. Thank you for your consideration.
Which debts do you plan to pay off with this loan?High interest credit cards. I have a credit card that I have used for medical bills with a 22.6% interest rate and another at 21.3%. I have two other department store credit cards that around the same as well.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am planning to pay of my medical bills and outstanding balances on my credit cards. If I receive the full amount I am requesting, then I will be able to pay them all off completely. My plan is to then cancel my credit cards and pay of this debt within three years. After three years the only outstanding loan balances will be my home, auto loan and student loan. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 6 credit cards, 1 of which has been used for medical bills only. The total balance owed on all cards is $16, 121, with an average of 19.2% interest rate, and the monthly minumum payments for all equals $620. I have a monthly mortgate of $867 and owe $129,832 total with a 4 % interest rate. I have $52,134 in student loan debt at 3.2% interest rate and a monthly payment of $168. I am only seeking a loan for the credit card debt. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $867 per month; utilities average $180/month which includes my $100 HOA; car payment $500/month; gas $200 per month on average; food $200 per month; auto insurance is $100 per month which includes homeowners; medical insurance $34 per month through my employer. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 6 credit cards, 1 of which has been used for medical bills only. The total balance owed on all cards is $16, 121, with an average of 19.2% interest rate, and the monthly minumum payments for all equals $620. I have a monthly mortgate of $867 and owe $129,832 total with a 4 % interest rate. I have $52,134 in student loan debt at 3.2% interest rate and a monthly payment of $168. I am only seeking a loan for the credit card debt. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $867 per month; utilities average $180/month which includes my $100 HOA; car payment $500/month; gas $200 per month on average; food $200 per month; auto insurance is $100 per month which includes homeowners; medical insurance $34 per month through my employer. Thank you for your consideration.
Which debts do you plan to pay off with this loan?High interest credit cards. I have a credit card that I have used for medical bills with a 22.6% interest rate and another at 21.3%. I have two other department store credit cards that around the same as well.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $867 per month. My HOA fee is $100 and includes water, sewer and trash. I do not have a home equity loan and my current balance on my line of credit is $198. Utilities average $80-$100 per month, and my Homeowners Insurance is $20 per month. Last year, my property taxes were $1287. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $867 per month; utilities average $180/month which includes my $100 HOA; car payment $500/month; gas $200 per month on average; food $200 per month; auto insurance is $100 per month which includes homeowners; medical insurance $34 per month through my employer. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1406428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406428

$21,000

$21,000

13.11%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406428. Member loan 1406428 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,458 / month
Current employer: The Johns Hopkins University APL Debt-to-income ratio: 10.64%
Length of employment: 1 year Location: Columbia, MD
       
Home town:
Current & past employers: The Johns Hopkins University APL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

<br> Borrower added on 07/08/12 > I'm hoping to consolidate some debt to increase stability over the next few years.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1978 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,765.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $343,840 (3.75% - $2345.07/mo); Credit Card1 $10,341 (15.24% - $400/mo); CC2 (30% - $6,176, paid mostly paid off each month, used for expenses); CC3 $8231 (16.24% - $500/mo); CC4 $7801 (multiple APRs due to promotion, nearly all at 3% - $200/mo); CC5 $7281 (14.24% - $500/mo); CC6 $1,723 (generally do not pay interest due to promotions, $500/mo); Student Loan #1 5,288.51 ($60.70/mo); SL#2 $5842 ($67.05/mo); SL#3 $865.29 ($50/mo); all other cards below $100 balance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $343,840 (3.75% - $2345.07/mo); Credit Card1 $10,341 (15.24% - $400/mo); CC2 (30% - $6,176, paid mostly paid off each month, used for expenses); CC3 $8231 (16.24% - $500/mo); CC4 $7801 (multiple APRs due to promotion, nearly all at 3% - $200/mo); CC5 $7281 (14.24% - $500/mo); CC6 $1,723 (generally do not pay interest due to promotions, $500/mo); Student Loan #1 5,288.51 ($60.70/mo); SL#2 $5842 ($67.05/mo); SL#3 $865.29 ($50/mo); all other cards below $100 balance

 


 

 

 

Member Payment Dependent Notes Series 1406467

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406467

$7,150

$7,150

16.29%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406467. Member loan 1406467 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: U.S. Government Debt-to-income ratio: 26.87%
Length of employment: 3 years Location: LAREDO, TX
       
Home town:
Current & past employers: U.S. Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I need this loan to pay off high rate credit cards and tax debt. With a fixed, consolidated payment, I can be nearly debt free by the end of this debt repayment.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 41 Months Since Last Delinquency: 6
Revolving Credit Balance: $5,112.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have 1 30 day late in the last 24 mos...I am disputing that the payment was late. I was making my last payment on that monthly statement when they reported it late. In the 84 mos I had the acct, it was my only supposed late payment.

 


 

 

 

Member Payment Dependent Notes Series 1406477

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406477

$10,000

$10,000

14.33%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406477. Member loan 1406477 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Office of Wyoming State Archaeology Debt-to-income ratio: 17.47%
Length of employment: < 1 year Location: MONTROSE, CO
       
Home town:
Current & past employers: Office of Wyoming State Archaeology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > My mom has had serious financial problems due to medical as well as employment issues. Her condo recently got foreclosed on and I need to do everything i can to help her out. She is the most important person in my life and my love for her superceeds my financial situation and temporary debt<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 24
Revolving Credit Balance: $9,160.00 Public Records On File: 0
Revolving Line Utilization: 93.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406483

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406483

$11,700

$11,700

15.31%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406483. Member loan 1406483 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: NYPD Debt-to-income ratio: 8.27%
Length of employment: 10+ years Location: massapequa, NY
       
Home town:
Current & past employers: NYPD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > My loan is towards my wedding<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 25
Revolving Credit Balance: $5,083.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3,500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3,500
What portion of your wedding expenses does this loan represent?A small portion. Only about a 1/3.
How are you paying for other wedding expenses not covered by this loan?Our families are covering all other expenses for wedding.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3,500.00
What portion of your wedding expenses does this loan represent?A small portion. Only about a 1/3.
How are you paying for other wedding expenses not covered by this loan?Our families are covering all other expenses for wedding.

 


 

 

 

Member Payment Dependent Notes Series 1406489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406489

$4,000

$4,000

15.31%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406489. Member loan 1406489 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: aep ind Debt-to-income ratio: 24.77%
Length of employment: 10+ years Location: HIGHLAND, CA
       
Home town:
Current & past employers: aep ind
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > to pay off a lien holder [springleaf]<br><br> Borrower added on 07/06/12 > to pay off and account<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 36
Revolving Credit Balance: $8,591.00 Public Records On File: 0
Revolving Line Utilization: 96.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 500 ,morg is 200 ,transportation and food 180 utilities phone etc is pay by my wife

 


 

 

 

Member Payment Dependent Notes Series 1406499

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406499

$4,000

$4,000

14.33%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406499. Member loan 1406499 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Mastercom Import & Export Debt-to-income ratio: 23.37%
Length of employment: 5 years Location: MIAMI, FL
       
Home town:
Current & past employers: Mastercom Import & Export
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Hi, first I want to thank you for the opportunity to apply for this loan, the credit cards I plan to pay off with this loan were used mostly to pay for school expenses. Securing this loan will allow me to finally close those high interest accounts and get me closer to being free of credit card debt<br><br> Borrower added on 07/08/12 > first I would like to thank you for the opportunity to apply for a loan, the credit cards that I plan to pay off with this loan were used mostly to pay for school expenses. Securing this loan will allow me to close those high interes accounts and get closer to being free of credit card bebt<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,680.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hi thank you for your interest here is a list with the cards that I plan to pay off with the loan: <br><br>Mastercard $1251.90 23% minimum payment $40<br><br>Mastercard $987.43 25% minimum payment $50<br><br>Mastercard $1394.53 0% until december 2012 going to 18% after that minimum payment $20
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hi, thank you for your question. My monthly expenses are $1800, this includes:<br>$600 rent (shared apartment)<br>$500 transportation (car payment+gas&ins)<br>$250 Food<br>$60 prepaid cellphone<br>$120 minimum credit card payments<br>$170 Shared utilities<br>$100 Enterteinment
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hi thank you for your interest here is a list with the cards that I plan to pay off with the loan: <br><br>Mastercard $1251.90 23% minimum payment $40<br><br>Mastercard $987.43 25% minimum payment $50<br><br>Mastercard $1394.53 0% until december 2012 going to 18% after that minimum payment $20

 


 

 

 

Member Payment Dependent Notes Series 1406510

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406510

$2,500

$2,500

6.03%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406510. Member loan 1406510 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Gilbert Public Schools Debt-to-income ratio: 6.65%
Length of employment: < 1 year Location: Mesa, AZ
       
Home town:
Current & past employers: Gilbert Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Loan will be used to purchase books for a classroom library, classroom supplies such as markers, crayons, pencils, paper, notebooks, binders, scissors, etc., class sets of manipulatives for mathematics concepts, and some specialty items for students with special/individual needs.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $753.00 Public Records On File: 0
Revolving Line Utilization: 11.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay $450 in rent to my step-father, I drive a car that is paid off, just pay my own gas and insurance, Pay for my own cell phone each month, and I contribute to purchasing food and household necessities each month. I also am beginning to pay just under $200 per month to my student loans as my grace period ended this month.
What is your intended use for the loan proceeds?Purchase books for a classroom library, reams of paper to make copies and worksheets, markers, crayons, pencils, scissors, binders, folders, educational posters to decorate the room, manipulatives for math (such as counters, shapes, fake money, clocks, etc.), educational games, and specialty items for students with special needs (autism, vision impaired, hearing impaired, and learning disabled).

 


 

 

 

Member Payment Dependent Notes Series 1406521

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406521

$2,400

$2,400

7.62%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406521. Member loan 1406521 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,750 / month
Current employer: Nstar Electric & Gas Debt-to-income ratio: 18.39%
Length of employment: 4 years Location: Somerville, MA
       
Home town:
Current & past employers: Nstar Electric & Gas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Trying to pay off credit card debt by consolidating and getting the lowest rates I can.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,799.00 Public Records On File: 0
Revolving Line Utilization: 7.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406529

$6,000

$6,000

7.90%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406529. Member loan 1406529 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Antares Technology Solutions Debt-to-income ratio: 18.96%
Length of employment: 1 year Location: BATON ROUGE, LA
       
Home town:
Current & past employers: Antares Technology Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan is for paying off my first Lending Club loan. At the time I was in a tough spot and the loan I received had a very high interest rate. With this loan I can get a more reasonable interest rate and save enough money to be comfortable.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,681.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406533

$14,975

$14,975

10.16%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406533. Member loan 1406533 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,292 / month
Current employer: First National Bank Debt-to-income ratio: 12.54%
Length of employment: 4 years Location: KANSAS CITY, MO
       
Home town:
Current & past employers: First National Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have a secure job and always pay my credit card bills on time, but I do not want to pay the higher interest rates and each one individually, so this is an easy way to consolidate and pay 1 monthly amount, instead of 4 different amounts.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,465.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently my minimum payments to have the cards paid off in 3 yrs is $531. However I usually pay $750 to help decrease the higher interest rate cards (see other question answered for detail).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $1,000/mo and other expenses are approximately $800/mo since utilities/food/gas/etc. vary.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Store Card - $1,045, 24.9%, min $50 to be payed off in 2 yrs.<br>Discover - $5,775, 18.99%, min $98 to be payed off in 19 yrs, min $178 to be paid off in 3 yrs<br>Visa - $4,765, 14.24%, min $143 to be payed off in 9 yrs, min $163 to be paid off in 3 yrs<br>Visa - $4,165, 12.99%, min $41 to be payed off in 21 yrs, min $140 to be paid off in 3 yrs

 


 

 

 

Member Payment Dependent Notes Series 1406578

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406578

$15,250

$15,250

17.77%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406578. Member loan 1406578 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,186 / month
Current employer: America Express Debt-to-income ratio: 19.52%
Length of employment: 10+ years Location: Plantation, FL
       
Home town:
Current & past employers: America Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > To pay down another loan as well as to pay off other credit cards for a lower interest rate<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 27
Revolving Credit Balance: $11,337.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage,Cellphone,Utilities,Car Note & Insurance,Grocery & Credit Cards
What is the total balance of your credit cards, interest rates and current monthly payments?879.60, 43.00, 29.99%<br>2345.41, 68.00, 22.90%<br>2077.72, 54.00, 17.90%<br>6797.08, 150.00, 21.04 %
Please explain the reason why you carry a large revolving credit balance.It should be very obvious.
What is the total balance of your credit cards, interest rates and current monthly payments?879.60, 43.00, 29.99%<br>2345.41, 68.00, 22.90%<br>2077.72, 54.00, 17.90%<br>6797.08, 150.00, 21.04 %
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Beneficial, $6797.08, 21.04%, $150.00<br>Visa, $2345.41, 22.90%, $68.00<br>Mastercard, $2077.72, 17.90%, $54.00<br>Mastercard, $879.60, 29.99%, $43.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?315.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Beneficial, $6797.08, 21.04%, $150.00<br>Visa, $2345.41, 22.90%, $68.00<br>Mastercard, $2077.72, 17.90%, $54.00<br>Mastercard, $879.60, 29.99%, $43.00
If you have a delinquency in the last 2 years, please explain the reason.The timing of pay period did not correspond with due dates or forgot..
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgaga, Car note, Credit Card Bills, Utilities, Cell phone, Car Insurance, Store Credit Cards
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Beneficial, $6797.08, 21.04%, $150.00<br>Visa, $2345.41, 22.90%, $68.00<br>Mastercard, $2077.72, 17.90%, $54.00<br>Mastercard, $879.60, 29.99%, $43.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Car Insurance, Mortgage, Utilities, Cellphone, Car Note, Credit Card Bills, Store Cards, Beneficial

 


 

 

 

Member Payment Dependent Notes Series 1406643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406643

$20,000

$20,000

17.27%

1.00%

July 11, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406643. Member loan 1406643 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: Experis Manpower Debt-to-income ratio: 12.16%
Length of employment: < 1 year Location: Upper Holland, PA
       
Home town:
Current & past employers: Experis Manpower
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Credit cards raise the rates & really give you no choice. You either accept it or, well, accept it. I want to pay off 3 credit cards & be done with them! I'm a responsible person who always pays bills on time.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,383.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage including escrow is $3,025 (market value $520k, loan payoff $403k). Car payment $350 (12 more payments), total monthly utilities I pay $300, food approx $400, gas approx $70 (I don't have to drive that much bc I work from home 2-3 days per week & live near train), train $100, credit cards $600 (I never pay minimum). CC balance around $20k.
Please explain the reason why you carry a large revolving credit balance.I had surgery a few years ago and had to pay medical expenses which I focused on first. I had to pay some of it on my credit cards a while back & with rising interest rates, it's not easy to pay them down. With a fixed loan timeframe, I can pay them off & know the debt will be gone after I pay this loan off. By consolidating, I will save interest and have 1 monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage including escrow is $3,025 (market value $520k, loan payoff $403k). Car payment $350 (12 more payments), total monthly utilities I pay $300, food approx $400, gas approx $70 (I don't have to drive that much bc I work from home 2-3 days per week & live near train), train $100, credit cards $600 (I never pay minimum). CC balance around $20k.
Please explain the reason why you carry a large revolving credit balance.I had surgery a few years ago and had to pay medical expenses which I focused on first. I had to pay some of it on my credit cards a while back & with rising interest rates, it's not easy to pay them down. With a fixed loan timeframe, I can pay them off & know the debt will be gone after I pay this loan off. By consolidating, I will save interest and have 1 monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage including escrow is $3,025 (market value $520k, loan payoff $403k). Car payment $350 (12 more payments), total monthly utilities I pay $300, food approx $400, gas approx $70 (I don't have to drive that much bc I work from home 2-3 days per week & live near train), train $100, credit cards $600 (I never pay minimum). CC balance around $20k.
Which debts do you plan to pay off with this loan?CapitalOne, Bank of America, USAIR Mastercard
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage including escrow is $3,025 (market value $520k, loan payoff $403k). Car payment $350 (12 more payments), total monthly utilities I pay $300, food approx $400, gas approx $70 (I don't have to drive that much bc I work from home 2-3 days per week & live near train), train $100, credit cards $600 (I never pay minimum). CC balance around $20k.
Please explain the reason why you carry a large revolving credit balance.I had surgery a few years ago and had to pay medical expenses which I focused on first. I had to pay some of it on my credit cards a while back & with rising interest rates, it's not easy to pay them down. With a fixed loan timeframe, I can pay them off & know the debt will be gone after I pay this loan off. By consolidating, I will save interest and have 1 monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1406677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406677

$20,000

$20,000

14.09%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406677. Member loan 1406677 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Visiting Nurse Service of Monroe county Debt-to-income ratio: 9.05%
Length of employment: 2 years Location: rochester, NY
       
Home town:
Current & past employers: Visiting Nurse Service of Monroe county
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 29
Revolving Credit Balance: $15,769.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for considering contributing to my loan, I am not comfortable giving out this information for all to view. Please know that the lending club has reviewed my credit history and approved my application.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are around 14,000 with interest rates from 9% up to 18% depending on the card .<br> No student loans, Mortgage rate is 4.5% on a 15 year mortgage. Refinanced 3 years ago. <br> Car payment is 4% over 4 years. Car payment No#2 is 6 % with 2 years left to pay. Current on all payments, Hope this helps answer your questions. Thank you for considering funding my loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thank you for considering contributing to my loan, I am not comfortable giving out this information for all to view. Please know that the lending club has reviewed my credit history and approved my application.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for considering contributing to my loan, I am not comfortable giving out this information for all to view. Please know that the lending club has reviewed my credit history and approved my application.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit card consolidation and modest home improvements.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are around 14,000 with interest rates from 9% up to 18% depending on the card .<br> No student loans, Mortgage rate is 4.5% on a 15 year mortgage. Refinanced 3 years ago. <br> Car payment is 4% over 4 years. Car payment No#2 is 6 % with 2 years left to pay. Current on all payments, Hope this helps answer your questions. Thank you for considering funding my loan.
Which debts do you plan to pay off with this loan?credit card debts, Thank you for considering funding my loan.
Please explain the reason why you carry a large revolving credit balance.Thank you for considering funding my loan

 


 

 

 

Member Payment Dependent Notes Series 1406689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406689

$1,000

$1,000

14.33%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406689. Member loan 1406689 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,167 / month
Current employer: Disney Debt-to-income ratio: 13.89%
Length of employment: 6 years Location: Orlando, FL
       
Home town:
Current & past employers: Disney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > using for auto repairs for car<br><br> Borrower added on 07/06/12 > money needed for auto repairs<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $478.00 Public Records On File: 0
Revolving Line Utilization: 95.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406709

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406709

$6,000

$6,000

13.11%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406709. Member loan 1406709 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Apple Debt-to-income ratio: 11.68%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Apple
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 26 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,112.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are around $1500
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Gap: $448.17 w/ 24.99% APR Min. Monthly: $25<br>Banana Republic: $621.60 w/ 24.99% APR Min. Monthly: $35<br>Visa: $2144.93 w/ 19.24% on balance. 29% on new purchases, account closed. Min. Monthly: $60<br>Mastercard: $2,500 w/ 13.24% on balance, account closed. Min. Monthly: $70
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I'm currently paying $190/month for my min. payments on credit cards.<br>With this loan, I'd be paying $202/month with less interest, and have everything paid off in 3 years or less.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Gap: $448.17 w/ 24.99% APR Min. Monthly: $25<br>Banana Republic: $621.60 w/ 24.99% APR Min. Monthly: $35<br>Visa: $2144.93 w/ 19.24% on balance. 29% on new purchases, account closed. Min. Monthly: $60<br>Mastercard: $2,500 w/ 13.24% on balance, account closed. Min. Monthly: $70

 


 

 

 

Member Payment Dependent Notes Series 1406729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406729

$20,000

$20,000

12.12%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406729. Member loan 1406729 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Vulcan Materials Company Debt-to-income ratio: 32.52%
Length of employment: 4 years Location: Carlsbad, CA
       
Home town:
Current & past employers: Vulcan Materials Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I would like to consolidate my high interest debts to pay them off and be debt free! I would appreciate the opportunity and appreciate your consideration. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,808.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406775

$5,500

$5,500

7.90%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406775. Member loan 1406775 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,875 / month
Current employer: First Solar Inc Debt-to-income ratio: 23.63%
Length of employment: 2 years Location: CHANDLER, AZ
       
Home town:
Current & past employers: First Solar Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Currently we're paying on 5 credit cards all with 12% interest rate or higher. I'd like to bundle all the cards into one payment to save on interest. With the fee and 10% APR i can still save quite a bit long term.<br><br> Borrower added on 07/10/12 > Excellent Credit burrower, Looking to do some debt Consolidation of 5 credit cards into 1 payment. will pay off in 18 months.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 70
Revolving Credit Balance: $4,925.00 Public Records On File: 0
Revolving Line Utilization: 34.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage : 1200 , Utilities :120 ele, 50 water , 50 internet , 60 cable - total : 280 , food and gas each month about 800 among both of us. Credit card debt is about 5500 , student loans payments each month : 390
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards varies : I have 5 cards total : Balances are - 3700 , 600 , 800, 350 and 600 - interest rates all all between 16-19.99 %. Student loans balance is 48k with rates from 3.25-6%. Mortgage payment is 1200 a month at 4.25%. Thank You

 


 

 

 

Member Payment Dependent Notes Series 1406803

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406803

$23,850

$23,850

13.11%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406803. Member loan 1406803 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Brightlight Consulting Debt-to-income ratio: 11.60%
Length of employment: 1 year Location: Woodinville, WA
       
Home town:
Current & past employers: Brightlight Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have been working very hard to improve my credit and establish better financial security.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,855.00 Public Records On File: 0
Revolving Line Utilization: 65.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses for the above listed items are $3,882
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Housing $327,000 5.625% pmt $2,997<br>LOC $10,500 17.90% pmt $250<br>Cr Cd 1 $5,900 16.24% pmt $150<br>Cr Cd 2 $4,929 15.24% pmt $100<br>Cr Cd 3 $5,408 23.24% pmt $150<br>Cr Cd 4 $2,100 daily int 16% pmt $150

 


 

 

 

Member Payment Dependent Notes Series 1406809

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406809

$2,000

$2,000

12.12%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406809. Member loan 1406809 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,520 / month
Current employer: Multifab, Inc. Debt-to-income ratio: 26.92%
Length of employment: 6 years Location: SPOKANE, WA
       
Home town:
Current & past employers: Multifab, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 25
Revolving Credit Balance: $22,219.00 Public Records On File: 0
Revolving Line Utilization: 83.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing: $255.00<br>Transportation: I car pool<br>Utilities: $175.00<br>Phone: $ 150.00<br>Insurance: $35.00<br>Food: $200.00
Please explain the reason why you carry a large revolving credit balance.My current payment are well within my ability to pay. I am paying them down however. The reason for this loan request is that a previous loan which I could only pay by check/mail only gave me 5 days to get it to them, not enough time. A payment was late and the Rate jumped from 8.5% to 29.99%. I complained about their timing and they now get it to me a lot sooner.
Please explain the reason why you carry a large revolving credit balance.My current payment are well within my ability to pay. I am paying them down however. The reason for this loan request is that a previous loan which I could only pay by check/mail only gave me 5 days to get it to them, not enough time. A payment was late and the Rate jumped from 8.5% to 29.99%. I complained about their timing and they now get it to me a lot sooner.
What is your intended use for the loan proceeds?Pay off a 29.99 percent interest loan plus a small credit card balance.
Please explain the reason why you carry a large revolving credit balance.My current payment are well within my ability to pay. I am paying them down however. The reason for this loan request is that a previous loan which I could only pay by check/mail only gave me 5 days to get it to them, not enough time. A payment was late and the Rate jumped from 8.5% to 29.99%. I complained about their timing and they now get it to me a lot sooner.

 


 

 

 

Member Payment Dependent Notes Series 1406818

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406818

$20,000

$20,000

13.11%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406818. Member loan 1406818 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: State of Alaska Debt-to-income ratio: 7.76%
Length of employment: 10+ years Location: juneau, AK
       
Home town:
Current & past employers: State of Alaska
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 8 Months Since Last Delinquency: 20
Revolving Credit Balance: $4,792.00 Public Records On File: 1
Revolving Line Utilization: 71.50% Months Since Last Record: 90
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1600, transportation $350, utilities $200, insurance $40, food $300, debt payments $575.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (3) $630, 24.2%, $50; $2950, 29.99%, $100; $1390, 18.9%, $75. Auto Loan $3500, 15.8%, $350.

 


 

 

 

Member Payment Dependent Notes Series 1406822

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406822

$35,000

$35,000

22.47%

1.00%

July 12, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406822. Member loan 1406822 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,667 / month
Current employer: U.S. Air Force Debt-to-income ratio: 21.22%
Length of employment: 6 years Location: JONESBORO, GA
       
Home town:
Current & past employers: U.S. Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,387.00 Public Records On File: 0
Revolving Line Utilization: 78.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Some stupid decisions made during college and immediately thereafter. But more of the debt is now associated with a rental property.
Which debts do you plan to pay off with this loan?All credit card debt will be paid off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage + Taxes ($1050), Rent + Utilities ($650), Car ($850), Student loan ($180), Phone ($100), Groceries ($350), Insurance ($100), Fuel ($250)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All interest rates on credit cards are at 30%<br><br>Card - Balance - Monthly payment<br>Card 1 - ($3950) - ($60)<br>Card 2 - ($3700) - ($100)<br>Card 3 - ($2600) - ($100)<br>Card 4 - ($15300) - ($300)<br>Card 5 - ($800) - ($35)<br>Card 6 - ($1600) - ($100)<br>Card 7 - ($5700) - ($100)<br>Card 8 - ($2400) - ($170)<br><br>Student Loan - ($23000) - ($177)<br>Mortgage - ($133000) - ($650)
Please explain the reason why you carry a large revolving credit balance.Some stupid decisions made during college and immediately thereafter. But more of the debt is now associated with a rental property.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All interest rates on credit cards are at 30%<br><br>Card - Balance - Monthly payment<br>Card 1 - ($3950) - ($60)<br>Card 2 - ($3700) - ($100)<br>Card 3 - ($2600) - ($100)<br>Card 4 - ($15300) - ($300)<br>Card 5 - ($800) - ($35)<br>Card 6 - ($1600) - ($100)<br>Card 7 - ($5700) - ($100)<br>Card 8 - ($2400) - ($170)<br><br>Student Loan - ($23000) - ($177)<br>Mortgage - ($133000) - ($650)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All interest rates on credit cards are at 30%<br><br>Card - Balance - Monthly payment<br>Card 1 - ($3950) - ($60)<br>Card 2 - ($3700) - ($100)<br>Card 3 - ($2600) - ($100)<br>Card 4 - ($15300) - ($300)<br>Card 5 - ($800) - ($35)<br>Card 6 - ($1600) - ($100)<br>Card 7 - ($5700) - ($100)<br>Card 8 - ($2400) - ($170)<br><br>Student Loan - ($23000) - ($177)<br>Mortgage - ($133000) - ($650)

 


 

 

 

Member Payment Dependent Notes Series 1406883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406883

$16,000

$16,000

21.49%

1.00%

July 13, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406883. Member loan 1406883 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,372 / month
Current employer: Interstate Energy dba Como Oil & Propane Debt-to-income ratio: 13.82%
Length of employment: 10+ years Location: Duluth, MN
       
Home town:
Current & past employers: Interstate Energy dba Como Oil & Propane
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Trying to consolidate as much debt as possible into 1 payment with 1 interest rate vs. multiple payments with multiple insterest rates so that I can pay off faster as I work towards my goal of eliminating unwanted debt.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,457.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Line:$9903.52:min $200/21.75%<br>Credit Card:$730.28:min $25/14.99%<br>Credit Card:$881.28:min $25/14.99%<br>Retail Card:$540:min $16/21.90%<br>Retail Card:$515:min $25/24.24%<br>Member/Credit Card:$1945.93:min $71/22.9%<br>Mortgage:$144,870.65:min $1054.09/4.125% (shared/my monthly responsibility $527.05)<br>Credit Card:$5994.52:min $120/9.99%<br>Loan:$4783.76:min $116/11%<br>Medical:$596.25:min $50/no interest)
Which debts do you plan to pay off with this loan?Credit Line:$9903.52<br>Credit Card:$730.28<br>Credit Card:$881.28<br>Retail Card:$540<br>Retail Card:$515<br>Member/Credit Card:$1945.93<br>Medical:$596.25
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No car payments<br>Motor Fuel $100/mo<br>Health Insurance $107/mo<br>Grocery $100/mo<br>Heat/Water $85/mo<br>Electric $25/mo<br>Phone $85/mo<br>TV/Internet $45/mo<br>Vehicle Insurance $60 every 3 mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Line:$9903.52:min $200/21.75%<br>Credit Card:$730.28:min $25/14.99%<br>Credit Card:$881.28:min $25/14.99%<br>Retail Card:$540:min $16/21.90%<br>Retail Card:$515:min $25/24.24%<br>Member/Credit Card:$1945.93:min $71/22.9%<br>Mortgage:$144,870.65:min $1054.09/4.125% (shared/my monthly responsibility $527.05)<br>Credit Card:$5994.52:min $120/9.99%<br>Loan:$4783.76:min $116/11%<br>Medical:$596.25:min $50/no interest)
Please explain the reason why you carry a large revolving credit balance.A series of common life occurances have led to the credit balances I currently have incurred. As I pay off balances I intend to longer utilize many of the revolving credits, as they are no longer needed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Line:$9903.52:min $200/21.75%<br>Credit Card:$730.28:min $25/14.99%<br>Credit Card:$881.28:min $25/14.99%<br>Retail Card:$540:min $16/21.90%<br>Retail Card:$515:min $25/24.24%<br>Member/Credit Card:$1945.93:min $71/22.9%<br>Mortgage:$144,870.65:min $1054.09/4.125% (shared/my monthly responsibility $527.05)<br>Credit Card:$5994.52:min $120/9.99%<br>Loan:$4783.76:min $116/11%<br>Medical:$596.25:min $50/no interest)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1054.09/mo of which $527.05 is my responsibility<br>Insurance & Taxes are escrowed into mortgage payment listed above<br>Water/Gas $85<br>Electric $30/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Line:$9903.52:min $200/21.75%<br>Credit Card:$730.28:min $25/14.99%<br>Credit Card:$881.28:min $25/14.99%<br>Retail Card:$540:min $16/21.90%<br>Retail Card:$515:min $25/24.24%<br>Member/Credit Card:$1945.93:min $71/22.9%<br>Mortgage:$144,870.65:min $1054.09/4.125% (shared/my monthly responsibility $527.05)<br>Credit Card:$5994.52:min $120/9.99%<br>Loan:$4783.76:min $116/11%<br>Medical:$596.25:min $50/no interest)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Line:$9903.52:min $200/21.75%<br>Credit Card:$730.28:min $25/14.99%<br>Credit Card:$881.28:min $25/14.99%<br>Retail Card:$540:min $16/21.90%<br>Retail Card:$515:min $25/24.24%<br>Member/Credit Card:$1945.93:min $71/22.9%<br>Mortgage:$144,870.65:min $1054.09/4.125% (shared/my monthly responsibility $527.05)<br>Credit Card:$5994.52:min $120/9.99%<br>Loan:$4783.76:min $116/11%<br>Medical:$596.25:min $50/no interest)

 


 

 

 

Member Payment Dependent Notes Series 1406921

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406921

$19,750

$19,750

11.14%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406921. Member loan 1406921 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: The Brownstone Agency Debt-to-income ratio: 5.98%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: The Brownstone Agency
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I recently inherited the property. No mortgage. Patio, stairs and sidewalk are in poor condition. Need to refurbish those parts as well pointing parts of the masonry and also some cosmetic work on the interior. 2 Family house. I occupy the first floor and have a tenant on the 2nd.<br><br> Borrower added on 07/10/12 > This will be used to make repairs to the sidewalk, patio, stairs, facade and other minor cosmetic interior renovations for my residence which I recently inherited. Home is a 2 family. I reside on the ground with a tenant living upstairs.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,383.00 Public Records On File: 0
Revolving Line Utilization: 30.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I recently inherited the house that the repairs are being made to. I need to repair the sidewalk outside of the house, stairs and patio along with a few cosmetic repairs on the interior of the home.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I recently inherited the property. There is no mortgage, insurance has been paid in full until November of 2014 and taxes come out to approximately $450 per month. It is a 2 family residence so I am collecting rent from the upstairs tenant and living on the ground floor. Other than that, there are utilities which come out to approximately $250 per month.
Is the improvement to your primary residence or an investment property?I recently inherited the property and I live on the ground floor with a tenant upstairs who pays monthly rent.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I recently inherited the property. There is no mortgage, insurance has been paid in full until November of 2014 and taxes come out to approximately $450 per month. It is a 2 family residence so I am collecting rent from the upstairs tenant and living on the ground floor. There is not HELOC or HEL on the property.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i inherited the house that i am currently living in which the repairs are being made on. other than taxes which amount to approximately $400-$450 per month, i have a gas and electric bill that amount to approximately $75-$100 per month, cell phone bill at $85 per month, expenses to get to work at approximately $100 per month, food $300 per month. I also have a tenant that lives upstairs that pays $1200 per month
What is the home improvement project you are planning?i am going to repair the sidewalk, patio tiling, stairs and other small cosmetic work around the house.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?there is no mortgage on the house and also no HELOC. house was recently inherited.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I recently inherited the property. There is no mortgage, insurance has been paid in full until November of 2014 and taxes come out to approximately $450 per month. It is a 2 family residence so I am collecting rent from the upstairs tenant and living on the ground floor. There is not HELOC or HEL on the property.

 


 

 

 

Member Payment Dependent Notes Series 1406949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406949

$10,625

$10,625

14.09%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406949. Member loan 1406949 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Hills Food Store Debt-to-income ratio: 27.24%
Length of employment: 7 years Location: WHITEVILLE, NC
       
Home town:
Current & past employers: Hills Food Store
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > gonna use to pay off credit cards and do debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,683.00 Public Records On File: 0
Revolving Line Utilization: 71.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities-151.00 Car insurance-131.00 Cell phone-0 Rent-Boyfriend pays mortgage Transportation-50 gas every two weeks. Live a mile from work
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are several cards I would like to consolidate and get rid of. I always pay more than minium balance and these are like either 1000.00 or 2000.00 cards. Interest rates on these vary from 16.00% to 21%.Just trying to have one payment with cheaper interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities-151.00 Car insurance-131.00 Cell phone-0 Rent-Boyfriend pays mortgage Transportation-50 gas every two weeks. Live a mile from work

 


 

 

 

Member Payment Dependent Notes Series 1406951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406951

$15,575

$15,575

15.31%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406951. Member loan 1406951 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Beth Israel Deaconess Medical Center Debt-to-income ratio: 23.19%
Length of employment: < 1 year Location: READING, MA
       
Home town:
Current & past employers: Beth Israel Deaconess Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Hello,<br>This loan will be used to pay off credit card debt. I am willing to pay the high interest rate because my payments will be consolidated and in the long run I will save money. Thank you for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,438.00 Public Records On File: 0
Revolving Line Utilization: 87.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, I rent an apartment for 900 per month, my transportation costs with car payment and insurance is 400 a month. (Fuel varies. Approx. 100 per month) Utilities 100 Mo, food 200 Mo. My revolving monthly debt rounded off is 1,100.00. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello,<br>I have attempted to answer your questions but my responses are being rejected for disclosing identifiable information. The best explanation I can give is that I was out of work. I am back to work in the same field I have been in for many years. I have a lot of high interest debt and want to get my finances straightened out. I fully intend to pay off all my current and future debts. Investing in me will be mutually beneficial. Thank you!
Please explain the reason why you carry a large revolving credit balance.Hello,<br>I have attempted to answer your questions but my responses are being rejected for disclosing identifiable information. The best explanation I can give is that I was out of work. I am back to work in the same field I have been in for many years. I have a lot of high interest debt and want to get my finances straightened out. I fully intend to pay off all my current and future debts. Investing in me will be mutually beneficial. Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1406955

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406955

$10,000

$10,000

19.05%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406955. Member loan 1406955 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,427 / month
Current employer: Garrie Pest Control Debt-to-income ratio: 11.17%
Length of employment: < 1 year Location: Dobbs Ferry, NY
       
Home town:
Current & past employers: Garrie Pest Control
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,723.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?If I receive this loan my monthly expenses will be $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?A grand total of $10,000 dollars.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?If I receive this loan my monthly expenses will be $500.
Which debts do you plan to pay off with this loan?All of my debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?A grand total of $10,000 dollars.
Please explain the reason why you carry a large revolving credit balance.Do not understand the question

 


 

 

 

Member Payment Dependent Notes Series 1407037

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407037

$28,000

$28,000

23.63%

1.00%

July 17, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407037. Member loan 1407037 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: Continua health Alliance Debt-to-income ratio: 16.59%
Length of employment: 3 years Location: BELTON, TX
       
Home town:
Current & past employers: Continua health Alliance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 50 Months Since Last Delinquency: 2
Revolving Credit Balance: $25,351.00 Public Records On File: 0
Revolving Line Utilization: 45.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express <br>Chase
If you have a delinquency in the last 2 years, please explain the reason.I don't know that I have had any in the past two years. If so, it was due to timing of payment during the month and was less than 15 days late.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?10,200 for all items
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express <br>Chase
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?3400.00 <br><br>Most debt will be included and allows a reorganization to a much smaller amount
If you have a delinquency in the last 2 years, please explain the reason.I don't know that I have had any in the past two years. If so, it was due to timing of payment during the month and was less than 15 days late.
What is your intended use for the loan proceeds?Pay off credit card debt
Please explain the reason why you carry a large revolving credit balance.Some of this is due to a Credit card for Company travel that I get reimbursed but only after purchasing. This typically includes 2-4 international trips per month which must be bought at least 21 days or more in the future.
If you have a delinquency in the last 2 years, please explain the reason.I don't know that I have had any in the past two years. If so, it was due to timing of payment during the month and was less than 15 days late.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?10,200

 


 

 

 

Member Payment Dependent Notes Series 1407043

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407043

$9,300

$9,300

14.33%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407043. Member loan 1407043 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Rosewood Nursing Debt-to-income ratio: 28.29%
Length of employment: 2 years Location: Medford, MA
       
Home town:
Current & past employers: Rosewood Nursing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I need to pay afew cards of and the most of that loan is for a madical raison.i always pay my bill on time and calculate my budget verry well.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 27
Revolving Credit Balance: $3,666.00 Public Records On File: 0
Revolving Line Utilization: 19.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1407060

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407060

$30,000

$30,000

18.49%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407060. Member loan 1407060 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Cornerstone Systems, Inc Debt-to-income ratio: 9.75%
Length of employment: 10+ years Location: Ivor, VA
       
Home town:
Current & past employers: Cornerstone Systems, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Funds needed to start operations of a container drayage agency - similar to a franchise - for one of the Top 3 U.S. drayage companies at the Norfolk Port providing local marketing, sales, and dispatch operations using my 25+ years of transportation experience in the Norfolk area.<br><br> Borrower added on 07/09/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/10/12 > The Panama Canal widening will be completed in early 2014. Norfolk Port will be a "hub" for the distribution of ocean containers arriving from China&India. To be ready for that influx of business this agency needs to open at least a year ahead to be positioned to take advantage of that volume.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,398.00 Public Records On File: 0
Revolving Line Utilization: 64.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1417/month (includes insurance & taxes) with balance of $214,316 on home valued at $240,000. We own three (3) cars; one of which is paid off and the payments on the other two (2) totals about $493.00 with total of about $24,000 owed on them. Our expenses for food, auto gas & upkeep,utilities, life & auto insurance, cell phone & internet service plus church giving is approximately $2450.00 per month. We also own a Class C RV which is paid off.
Please explain the reason why you carry a large revolving credit balance.Repairs to RV and auto; they will be paid off by the end of the year.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Home mortgage is $1417/month (includes insurance & taxes) with balance of $214,316 owed on home valued at $240,000. Our expenses for food, gas, auto insurance & repairs, utilities, auto & life insurance, phone & internet, cable TV and church giving is abour $2450.00 per month. We own three (3) cars owing about $24,000 on two (2) of them (one is paid off) and the total payments are about $493.00 per month. We own a Class C RV which is paid off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1417/month (includes insurance & taxes) with balance of $214,316 on home valued at $240,000. We own three (3) cars; one of which is paid off and the payments on the other two (2) totals about $493.00 with total of about $24,000 owed on them. Our expenses for food, auto gas & upkeep,utilities, life & auto insurance, cell phone & internet service plus church giving is approximately $2450.00 per month. We also own a Class C RV which is paid off.
What do you project your monthly expenses for the first 6 months of your business?Monthly expenses for the first six (6) months will average somewhere around $10,000 per month. This includes payroll for a Terminal Manager ($55,000 annually), Dispatcher ($38,000 annually) plus lease on office and yard, internet & phone/fax plus sales literature, etc.. Terminal Manager is responsible for sales and marketing to the client base which includes both customers who have containers to transport and Owner/operators who will actually handle the movement of the containers.
What do you project your monthly revenues for the first 6 months to be?Total revenues are anticipated to be approximately $100,000 based on hiring 5 trucks each of the first three (3) months and then 2 - 3 trucks for each of the next three (3) months. Once the agency has 5 to 8 trucks hired the intermodal carrier with who we are contracted will begin to turn over to the agency some of their "national" accounts which will build up over the next year to an additional $11,000 (approximate) per month in income. The "goal" is to have 20 trucks running by Feb 2013.
What will be the largest expense in the first six months?The largest expense is payroll. Terminal Manager will be paid $55,000 annually and the dispatcher will be paid $38,000 annually. Second largest expense is the lease on the office and secure yard (fenced w/cameras). Expenses of much lesser amounts for phone, internet, office supplies, etc. Sales are mostly local so no travel is required and a small amount of entertainment being primarly breakfast (cheapest) and lunches. National sales is handled by the company we represent at no cost to us.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1417/month (includes insurance & taxes) with balance of $214,316 on home valued at $240,000. We own three (3) cars; one of which is paid off and the payments on the other two (2) totals about $493.00 with total of about $24,000 owed on them. Our expenses for food, auto gas & upkeep,utilities, life & auto insurance, cell phone & internet service plus church giving is approximately $2450.00 per month. We also own a Class C RV which is paid off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Home mortgage is $1417/month (includes insurance & taxes) with balance of $214,316 owed on home valued at $240,000. Our expenses for food, gas, auto insurance & repairs, utilities, auto & life insurance, phone & internet, cable TV and church giving is abour $2450.00 per month. We own three (3) cars owing about $24,000 on two (2) of them (one is paid off) and the total payments are about $493.00 per month. We own a Class C RV which is paid off.
Please describe your experience/familiarity with the business you are starting/started?I have been in the transportation business for over 25 years and currently am the manager of a transportation brokerage office with 18 employees generating approximately $150,000 in gross profit monthly. The office that I run is an "international" transportation brokerage meaning we handle container drayage at all ports in the U.S. and CN. We also have warehouses under contract at each U.S./CN port to load/unload containers. These skills will translate well to grow this new agency.
What do you project your monthly expenses for the first 6 months of your business?Monthly expenses for the first six (6) months will average somewhere around $10,000 per month. This includes payroll for a Terminal Manager ($55,000 annually), Dispatcher ($38,000 annually) plus lease on office and yard, internet & phone/fax plus sales literature, etc.. Terminal Manager is responsible for sales and marketing to the client base which includes both customers who have containers to transport and Owner/operators who will actually handle the movement of the containers.
What will be the largest expense in the first six months?The largest expense is payroll. Terminal Manager will be paid $55,000 annually and the dispatcher will be paid $38,000 annually. Second largest expense is the lease on the office and secure yard (fenced w/cameras). Expenses of much lesser amounts for phone, internet, office supplies, etc. Sales are mostly local so no travel is required and a small amount of entertainment being primarly breakfast (cheapest) and lunches. National sales is handled by the company we represent at no cost to us.
What do you project your monthly revenues for the first 6 months to be?Total revenues are anticipated to be approximately $100,000 based on hiring 5 trucks each of the first three (3) months and then 2 - 3 trucks for each of the next three (3) months. Once the agency has 5 to 8 trucks hired the intermodal carrier with who we are contracted will begin to turn over to the agency some of their "national" accounts which will build up over the next year to an additional $11,000 (approximate) per month in income. The "goal" is to have 20 trucks running by Feb 2013.
Can you provide some high level financials on the monthly costs / revenue of your business?Expenses will run in the neighborhood of $10,000/mo paying Terminal Manager $55,000 annually and Dispatcher $38,000 annually. Office and secure yard w/cameras is $1,000 monthly; office supplies, internet, phones, etc comprise the balance of the expenses. Income will start off about $6,000 for the first month and as more Owner-operators are hired increase from there. On average each tractor will generate $1300/mo profit to the agency; so 20 trucks equals about $26,000 income monthly. .
What is your intended use for the loan proceeds?I will start a container drayage agency - similar to a franchise - for one of the Top 3 intermodal (container drayage) companies in the U.S. The company that we represent has been in business for over 25 years. Besides container drayage they will allow us to provide our customers "transportation brokerage" services which is hiring other motor carriers to service our clients. Future opportunities exist in running 53' vans and flatbeds once the container drayage operation runs smoothly
Please explain the reason why you carry a large revolving credit balance.Repairs to RV and auto; they will be paid off by the end of the year.

 


 

 

 

Member Payment Dependent Notes Series 1407082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407082

$16,575

$16,575

18.75%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407082. Member loan 1407082 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,598 / month
Current employer: Microsoft Corporation Debt-to-income ratio: 22.73%
Length of employment: 8 years Location: Sammamish, WA
       
Home town:
Current & past employers: Microsoft Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I need help on getting rid of depreciating assets and lowering the balances on a line of credit. This is really a bridge loan to increase monthly cash flow which by getting rid of the motor home payment will cover all monthly services of this loan and get me ontrack faster. Thank you very much<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 4
Revolving Credit Balance: $30,831.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1407084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407084

$12,000

$12,000

14.09%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407084. Member loan 1407084 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Baraboo-Dells Flight Center, Inc Debt-to-income ratio: 15.03%
Length of employment: 10+ years Location: Baraboo, WI
       
Home town:
Current & past employers: Baraboo-Dells Flight Center, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have two credit cards that are charging me 29.99% interest and I can't make any headway paying down my debt. It's frustrating!!!<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 46
Revolving Credit Balance: $7,879.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $2200 including mortgage and bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6238 on the one and 29.99% interest and $5600 on the other one with the same interest rate. I've been paying $600 per month to pay down debt and I'm not getting anywhere because the interest takes up so much of the payment I do make.

 


 

 

 

Member Payment Dependent Notes Series 1407094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407094

$20,000

$20,000

13.11%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407094. Member loan 1407094 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,239 / month
Current employer: ComEd Debt-to-income ratio: 3.94%
Length of employment: 10+ years Location: Oak Lawn, IL
       
Home town:
Current & past employers: ComEd
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 55
Revolving Credit Balance: $11,751.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $3000.
Please explain the reason why you carry a large revolving credit balance.This is for emergency reasons, recently I transferred my balance from a higher card to a credit card with a lower interest rate whereby I will close the higher interest credit card.

 


 

 

 

Member Payment Dependent Notes Series 1407106

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407106

$14,400

$14,400

12.12%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407106. Member loan 1407106 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: The Colton Company Debt-to-income ratio: 17.80%
Length of employment: 10+ years Location: San Diego, CA
       
Home town:
Current & past employers: The Colton Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1985 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 46 Months Since Last Delinquency: 16
Revolving Credit Balance: $33,411.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities: $75.00<br>Phone: 80.00<br>Cable: 125.00<br>All Insur: 225.00 <br>Food: 300.00<br>Misc. 200.00<br>Gas: 0.00 (Gas is paid by my employer's credit card )<br><br>Total: 1,005
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: 217,000 / $2003 / mo (4.75% fixed 30 yr)<br>LOC: 18,000 / 300 ( 8 % fixed )<br>Nordst.VISA: 8,100 / 194 (6% fixed 5 yrs)<br>Car Loan: 500 / 305 (Paying off Aug 2012)<br>Cards to pay off w/your new loan:<br>CHASE VISA 8,300 / 289 (27.34 % - yikes)<br>CHASE VISA 1,350 / 50 (13 %)<br>GE Care Credit 2,200 / 100 ( 13 %)<br>Amer Exp. 1,325 / 35 (13 %)<br>With my car paid off I can easily afford new loan. Pls help. Thank you
If you have a delinquency in the last 2 years, please explain the reason.None
If you have a public record on file, please briefly explain the event and its resolution.None

 


 

 

 

Member Payment Dependent Notes Series 1407134

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407134

$6,000

$6,000

12.12%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407134. Member loan 1407134 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,312 / month
Current employer: Game Show Network, LLC Debt-to-income ratio: 10.79%
Length of employment: 6 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Game Show Network, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,966.00 Public Records On File: 0
Revolving Line Utilization: 82.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I owe about $15,000.00 in credit cards. $9,000.00 is at zero percent interest for 18 months. I am not going to pay that off until a year later. Another $6,000.00 is at 20% interest. I would like to consolidate and pay them off if I can get a lower interest loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.orchard bank MasterCard, First Premier MasterCard, Juniper MasterCard
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I actually may use the moeny to remodel my house wood floor if not paying off the higher interest credit cards
What is the total balance of your credit cards, interest rates and current monthly payments?I answer this in question one
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,500.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.orchard bank MasterCard, First Premier MasterCard, Juniper MasterCard
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$400 to $600
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,500.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I already answered this $1,500.00
What is the total balance of your credit cards, interest rates and current monthly payments?I answer this in question one
What is your intended use for the loan proceeds?pay off higher interest credit cards and do some home improvement

 


 

 

 

Member Payment Dependent Notes Series 1407147

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407147

$6,000

$6,000

14.33%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407147. Member loan 1407147 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Georgia State University Debt-to-income ratio: 11.45%
Length of employment: 5 years Location: Atlanta, GA
       
Home town:
Current & past employers: Georgia State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 10
Revolving Credit Balance: $8,948.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1407150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407150

$11,600

$11,600

16.29%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407150. Member loan 1407150 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: State of Nevada Debt-to-income ratio: 13.66%
Length of employment: 10+ years Location: Las Vegas, NV
       
Home town:
Current & past employers: State of Nevada
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have a revolving credit account with HSBC, It has a high interest rate. I have been paying on this account for 4 years/never late and have barely made a dent in the balance. I just want a fixed loan to pay this off. Thank you for your consideration.<br><br> Borrower added on 07/06/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/06/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/06/12 > I have a high interest revolving account that I have been paying on for 4 years, never a late payment. I have barely made a dent in the balance. I just want to pay it off and move on with a Lending Club loan. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 15
Revolving Credit Balance: $15,742.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1100.00<br>Car Payment $400.00<br>Insurance Car: $205.00 Life: $122.00 Medical: $39.00<br>All Utilities $529.00<br>All Credit Cards $229.64<br>HSBC/Beneficial $205.00 <br>Food $300.00

 


 

 

 

Member Payment Dependent Notes Series 1407388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407388

$6,175

$6,175

8.90%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407388. Member loan 1407388 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: ramapo college Debt-to-income ratio: 3.44%
Length of employment: 10+ years Location: SLOATSBURG, NY
       
Home town:
Current & past employers: ramapo college
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > last august my house flooded away when the dam broke, and i needed too buy all new furniture, re do the place, buy new appliance and i have not been able too catch up with money<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 3
Revolving Credit Balance: $6,192.00 Public Records On File: 0
Revolving Line Utilization: 14.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?800.00 rent my place is all electric, 1 bedroom, and i know how too keep it down, so that is on a budget plan of $55.00 a month, food, is cheap, I dont cook a lot very simple like 300.00 a month, i dont pay for my cell phone,
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.ll bean and one other visa card pretty much i pay over the min each month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?i will pay them both off and then there will be no balaNCES ON CREDIT CARDS
If you have a delinquency in the last 2 years, please explain the reason.none at all

 


 

 

 

Member Payment Dependent Notes Series 1407426

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407426

$8,000

$8,000

18.75%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407426. Member loan 1407426 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Marriott International Debt-to-income ratio: 8.85%
Length of employment: 2 years Location: Miami Beach , FL
       
Home town:
Current & past employers: Marriott International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,336.00 Public Records On File: 0
Revolving Line Utilization: 52.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1300,00 Aprox this includes (daycare,gasoline,phone,electricity,internet,food, car insurance and health insurance of 3 people: my husband,my daughter and my self) . My husband pays the rent $850.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I wish I could have a student loan debt, but my whole debt comes from my credit cards (7,500).I want to get rid of this nightmare and start saving something because my monthly payments are almost the double of the minimus,but they don't lower my debt because of the high interest.
Please explain the reason why you carry a large revolving credit balance.Almost two years ago my husband got a car on lease for 3 years and 5 months later he lost his job so I had to deal with all the house bills including the car lease and my hospital bills because I had recently had a baby so I used my credit cards more than expected. I have not stopped paying them but now the interest are killing me.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I wish I could have a student loan debt, but my whole debt comes from my credit cards (7,500).I want to get rid of this nightmare and start saving something because my monthly payments are almost the double of the minimus,but they don't lower my debt because of the high interest.

 


 

 

 

Member Payment Dependent Notes Series 1407427

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407427

$4,800

$4,800

15.31%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407427. Member loan 1407427 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,767 / month
Current employer: Elk Grove Band Boosters Debt-to-income ratio: 13.36%
Length of employment: 5 years Location: WEST SACRAMENTO, CA
       
Home town:
Current & past employers: Elk Grove Band Boosters
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > To pay off credit cards and medical bills.<br><br> Borrower added on 07/12/12 > This loan will help me through this time. I can finally pay off some credit card bills and some medical bills. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2008 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,941.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Medical and paying off debt.
Please provide additional details regarding the purpose of the loan.Mostly paying off some medical and paying some credit card bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilities costs are $400
What is your intended use for the loan proceeds?Medical and paying off debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilities costs are $400

 


 

 

 

Member Payment Dependent Notes Series 1407462

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407462

$7,800

$7,800

16.29%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407462. Member loan 1407462 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: california dept of corrections Debt-to-income ratio: 11.28%
Length of employment: 6 years Location: TWENTYNINE PALMS, CA
       
Home town:
Current & past employers: california dept of corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > to pay 2 finance loans which is extremely high in interest. These funds i borrowed was needed at the time immediately.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,071.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total credit cards debt 5000.00 at appox 22%5 total 50.00 each monthly .auto loan 500.00 monthly, mortgage payment 1390.00 month owe 148000.00,three finance company total 800.00 month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?appox 4800.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total credit cards debt 5000.00 at appox 22%5 total 50.00 each monthly .auto loan 500.00 monthly, mortgage payment 1390.00 month owe 148000.00,three finance company total 800.00 month.
What is your intended use for the loan proceeds?to pay off 2 loan company which is extremely high interest
Please explain the reason why you carry a large revolving credit balance.borrowed this loan to help a family member and credit cards and had some home improvements.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total credit cards debt 5000.00 at appox 22%5 total 50.00 each monthly .auto loan 500.00 monthly, mortgage payment 1390.00 month owe 148000.00,three finance company total 800.00 month.
Which debts do you plan to pay off with this loan?the two loan companys with extremely high interest.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not for multiple purposes. only to pay two loan company that is extremely expensive interest

 


 

 

 

Member Payment Dependent Notes Series 1407473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407473

$25,000

$25,000

20.49%

1.00%

July 13, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407473. Member loan 1407473 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: Chevron Debt-to-income ratio: 23.52%
Length of employment: 10+ years Location: New Iberia, LA
       
Home town:
Current & past employers: Chevron
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > trying to consolidation all the bills into one payment per monthy.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 7
Total Credit Lines: 55 Months Since Last Delinquency: 18
Revolving Credit Balance: $15,599.00 Public Records On File: 0
Revolving Line Utilization: 50.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses run around $1.450 its depending what going on
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$24,691.00est<br>alot of dedt from my dad.<br>had to take over the payment on his credit cards.
If you have a delinquency in the last 2 years, please explain the reason.If we had any delinquency we had got into a program that would help pay on the account . taking draws out of the accout. found later they was not doing that. so we tooks it over.
Please explain the reason why you carry a large revolving credit balance.we carry a large balance because we have been taking my father at home. he has been sick for a long time <br>using credit card taken care of his illness.This is very costly med's, sitter,food all of his needs. his passed away 6/7/2012 leaving us with alot of bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$24,691.00est<br>alot of dedt from my dad.<br>had to take over the payment on his credit cards.
Which debts do you plan to pay off with this loan?As many as we can.<br>we wish to pay them all off !!!!!!!!!!!!!
If you have a delinquency in the last 2 years, please explain the reason.If we had any delinquency we had got into a program that would help pay on the account . taking draws out of the accout. found later they was not doing that. so we tooks it over.

 


 

 

 

Member Payment Dependent Notes Series 1407493

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407493

$19,750

$19,750

15.31%

1.00%

July 16, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407493. Member loan 1407493 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Nitta Gelatin USA, INc Debt-to-income ratio: 29.23%
Length of employment: 4 years Location: RAEFORD, NC
       
Home town:
Current & past employers: Nitta Gelatin USA, INc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > This loan will be used to pay off high interest on credit cards, car payment, and loans. Debt consolidation will increase cash flow and also savings on the monthly basis. Consolidation will help me to focus on one payment and not payments that I make online to different companies.<br><br> Borrower added on 07/07/12 > Want to be able to combine all my debt into one payment. This will help me to save money on the monthly basis. All of my payments have been on time and my credit history is very important to me. Debt consoidation will help take care of the high interest rates on the credit cards and also loans.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,004.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $835.00<br>No equity loan or line of credit<br>Light Bill: Range from $120-$160<br>Taxes and Insurance is including with the mortgage<br>Water Bill: $20-$25<br>Trash Bill: $15-$16<br>Phone bill and internet: $50-$60
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage: $835.00<br>No equity loan or line of credit<br>Light Bill: Range from $120-$160<br>Taxes and Insurance is including with the mortgage<br>Water Bill: $20-$25<br>Trash Bill: $15-$16<br>Phone bill and internet: $50-$60
Which debts do you plan to pay off with this loan?Car loan:$4,338.12 <br> USAA Personal Loan $2,209.52 <br> USAA Card: $2,576.11 <br> Aafes Star Card: $4,248.36 <br> Best Buy: $1,549.58 <br> HSBC:$699.70 <br> Lowes: $940.23<br><br>Total is $16561.62
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan:$4,338.12, interest rate: 9%, payment monthly: $308<br> USAA Personal Loan $2,209.52, interest rate: 17.54%, monthly: $102<br> USAA Credit Card: $2,576.11, interest rate: 19.99%, monthly: $64.00<br> Aafes Military Star Card: $4,248.36, interest rate: 9.99%, monthly: $195.00<br> Best Buy Credit Card: $1,549.58, interest rate: 25.24%, pay monthly: $50.00<br> HSBC Credit Card:$699.70, interest rate: 12.49%, pay monthly: $50.00<br> Lowes Credit Card: $940.23, interest rate: 24.99%, pay monthly: $50
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to pay off my current debt and consolidate them into one monthly payment: The follwoing will be paid off.<br>Car loan:$4,338<br> USAA Personal Loan $2,209.52<br> USAA Credit Card: $2,576.11<br> Aafes Military Star Card: $4,248.36<br> Best Buy Credit Card: $1,549.58<br> HSBC Credit Card:$699.70<br> Lowes Credit Card: $940.23<br><br>Thank you
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Food/Groceries: $120 per month <br>Mortgage: $835.00 per month (Taxes and Insurance is including)<br>Light Bill: $120-$160.00 per month<br>Water Bill: $20-$25 per month<br>Phone, Internet: $$50-$70<br>Trash Bill: $15.50<br>Car insurance: $85.00<br><br>Thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan:$4,338.12, interest rate: 9%, payment monthly: $308<br> USAA Personal Loan $2,209.52, interest rate: 17.54%, monthly: $102<br> USAA Credit Card: $2,576.11, interest rate: 19.99%, monthly: $64.00<br> Aafes Military Star Card: $4,248.36, interest rate: 9.99%, monthly: $195.00<br> Best Buy Credit Card: $1,549.58, interest rate: 25.24%, pay monthly: $50.00<br> HSBC Credit Card:$699.70, interest rate: 12.49%, pay monthly: $50.00<br> Lowes Credit Card: $940.23, interest rate: 24.99%, pay monthly: $50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan:$4,338.12, interest rate: 9%, payment monthly: $308<br> USAA Personal Loan $2,209.52, interest rate: 17.54%, monthly: $102<br> USAA Credit Card: $2,576.11, interest rate: 19.99%, monthly: $64.00<br> Aafes Military Star Card: $4,248.36, interest rate: 9.99%, monthly: $195.00<br> Best Buy Credit Card: $1,549.58, interest rate: 25.24%, pay monthly: $50.00<br> HSBC Credit Card:$699.70, interest rate: 12.49%, pay monthly: $50.00<br> Lowes Credit Card: $940.23, interest rate: 24.99%, pay monthly: $50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan:$4,338.12, interest rate: 9%, payment monthly: $308<br> USAA Personal Loan $2,209.52, interest rate: 17.54%, monthly: $102<br> USAA Credit Card: $2,576.11, interest rate: 19.99%, monthly: $64.00<br> Aafes Military Star Card: $4,248.36, interest rate: 9.99%, monthly: $195.00<br> Best Buy Credit Card: $1,549.58, interest rate: 25.24%, pay monthly: $50.00<br> HSBC Credit Card:$699.70, interest rate: 12.49%, pay monthly: $50.00<br> Lowes Credit Card: $940.23, interest rate: 24.99%, pay monthly: $50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan:$4,338.12, interest rate: 9%, payment monthly: $308<br> USAA Personal Loan $2,209.52, interest rate: 17.54%, monthly: $102<br> USAA Credit Card: $2,576.11, interest rate: 19.99%, monthly: $64.00<br> Aafes Military Star Card: $4,248.36, interest rate: 9.99%, monthly: $195.00<br> Best Buy Credit Card: $1,549.58, interest rate: 25.24%, pay monthly: $50.00<br> HSBC Credit Card:$699.70, interest rate: 12.49%, pay monthly: $50.00<br> Lowes Credit Card: $940.23, interest rate: 24.99%, pay monthly: $50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan:$4,338.12, interest rate: 9%, payment monthly: $308<br> USAA Personal Loan $2,209.52, interest rate: 17.54%, monthly: $102<br> USAA Credit Card: $2,576.11, interest rate: 19.99%, monthly: $64.00<br> Aafes Military Star Card: $4,248.36, interest rate: 9.99%, monthly: $195.00<br> Best Buy Credit Card: $1,549.58, interest rate: 25.24%, pay monthly: $50.00<br> HSBC Credit Card:$699.70, interest rate: 12.49%, pay monthly: $50.00<br> Lowes Credit Card: $940.23, interest rate: 24.99%, pay monthly: $50

 


 

 

 

Member Payment Dependent Notes Series 1407512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407512

$11,500

$11,500

13.11%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407512. Member loan 1407512 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,833 / month
Current employer: CCSD Debt-to-income ratio: 11.86%
Length of employment: 10+ years Location: Las Vegas, NV
       
Home town:
Current & past employers: CCSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 25
Revolving Credit Balance: $9,321.00 Public Records On File: 0
Revolving Line Utilization: 56.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Insurance 361.00, Transportation 200.00, Phone 75.00, and Food 300.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Not sure if I understand this question, but total monthly credit card payments is 500.00 a month.
If you have a delinquency in the last 2 years, please explain the reason.n/a

 


 

 

 

Member Payment Dependent Notes Series 1407515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407515

$12,425

$12,425

15.31%

1.00%

July 17, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407515. Member loan 1407515 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Kitchell CEM Debt-to-income ratio: 14.07%
Length of employment: 10+ years Location: Rancho Cordova, CA
       
Home town:
Current & past employers: Kitchell CEM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 43
Revolving Credit Balance: $79,856.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities 320 phone 150 food 400 mortgage 1911 transportation gas 400 car payment 420 insurance 120
What is the home improvement project you are planning?Landscaping and covered patio, upgrade kitchen
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?First mortgage. 280k second 70k , int for first is 6.3 monthly payment is 1911 second monthly 294
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities 320 phone 150 food 400 mortgage 1911 transportation gas 400 car payment 420 insurance 120
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgages 1911 and 294, utilities 307 insurance 50 taxes 280
Please explain the reason why you carry a large revolving credit balance.Used credit cards to payoff student loans when I couldnt pay my student loans when I didn't have a good paying job.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage 1911 and 294, prop tax 280, insurance 50
What is the home improvement project you are planning?Landscaping and covered patio, upgrade kitchen
Is the improvement to your primary residence or an investment property?Primary residence
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?First mortgage. 280k second 70k , int for first is 6.3 monthly payment is 1911 second monthly 294
Please explain the reason why you carry a large revolving credit balance.Used credit cards to payoff student loans when I couldnt pay my student loans when I didn't have a good paying job.
What is your intended use for the loan proceeds?Landscaping and covered patio, upgrade kitchen
Please explain the reason why you carry a large revolving credit balance.Used credit cards to payoff student loans when I couldnt pay my student loans when I didn't have a good paying job.

 


 

 

 

Member Payment Dependent Notes Series 1407520

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407520

$4,500

$4,500

12.12%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407520. Member loan 1407520 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,167 / month
Current employer: Smoker's Haven Debt-to-income ratio: 11.03%
Length of employment: 7 years Location: CHESTER, VA
       
Home town:
Current & past employers: Smoker's Haven
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I would like to pay some Credit Cards off and my Daughter is getting Married next month and I would love to help her out. Money is tight for every one and I would like to make it alittle easier.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,213.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent runs me about 301.25. the transportation is bout 35.00 a month, Utilties which are vepco and water that run together bout 175.00, Insurance is 158.00 and food runs 800.00 a month. I hope that is what you were looking for. Thank You!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Best Buy runs bout i think 22% and I think balance is 600 and some change, I have 3 Credit Cards and they are all Master Cards and they range from 18% - 22% one balance is 275 and the other 2 650-675 I believe. They get paid every month some alittle more than the others but they do get paid. I hope this is a help. Thank you!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Best Buy runs bout i think 22% and I think balance is 600 and some change, I have 3 Credit Cards and they are all Master Cards and they range from 18% - 22% one balance is 275 and the other 2 650-675 I believe. They get paid every month some alittle more than the others but they do get paid. I hope this is a help. Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1407529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407529

$12,000

$12,000

18.49%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407529. Member loan 1407529 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,167 / month
Current employer: Frank, Rimerman + Co. Debt-to-income ratio: 5.37%
Length of employment: 4 years Location: Mountain View, CA
       
Home town:
Current & past employers: Frank, Rimerman + Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My goal is to pay off my credit card debt and finally stabilize my personal financials.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 64
Revolving Credit Balance: $9,314.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 1,000<br>Utilities - 100<br>Food/Gas - 150<br>Student Loans - 250
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum payment is approx. $150 each month. I pay more than the minimum each month. This loan would cover the entire balance of my credit card balance and would be my only fixed payment once I receive the loan.
What is the total balance of your credit cards, interest rates and current monthly payments?I have 2 cards with a combined balance of approx. 10k and average interest rate of 22%. Combined minimum payment each month is around $150.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 1,000<br>Utilities - 100<br>Food/Gas - 150<br>Student Loans - 250
What is the total balance of your credit cards, interest rates and current monthly payments?I have 2 cards with a combined balance of approx. 10k and average interest rate of 22%. Combined minimum payment each month is around $150.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum payment is approx. $150 each month. I pay more than the minimum each month. This loan would cover the entire balance of my credit card balance and would be my only fixed payment once I receive the loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only purpose for this loan is to pay off my credit card debt. I currently have 2 cards with balances and I would like to consolidate the payments. Last month I paid the balance off my only other card.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum payment is approx. $150 each month. I pay more than the minimum each month. This loan would cover the entire balance of my credit card balance and would be my only fixed payment once I receive the loan.
What is the total balance of your credit cards, interest rates and current monthly payments?I have 2 cards with a combined balance of approx. 10k and average interest rate of 22%. Combined minimum payment each month is around $150.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only purpose for this loan is to pay off my credit card debt. I currently have 2 cards with balances and I would like to consolidate the payments. Last month I paid the balance off my only other card.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $1,000/month<br>Utilities - $150/month

 


 

 

 

Member Payment Dependent Notes Series 1407534

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407534

$8,450

$8,450

18.75%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407534. Member loan 1407534 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Photo Exclusive Debt-to-income ratio: 22.90%
Length of employment: 4 years Location: PEMBROKE PINES, FL
       
Home town:
Current & past employers: Photo Exclusive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,787.00 Public Records On File: 0
Revolving Line Utilization: 71.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $1650
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 : $400 interest 27%<br>Credit Card 2: $2000 interest 23%<br>Credit Card 3: $3200 interest 29%<br>Credit Card 4: $2800 interest 21%<br><br>I have student loans but I still going to school so I do not have to pay anything yet.
Please explain the reason why you carry a large revolving credit balance.I am carrying a large revolving credit balance, because I still going to school and for my studies I need to buy many softwares and materials to build my projects. I do work and make money to pay all my debs but because of my studies I have those credit balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $1650
Please explain the reason why you carry a large revolving credit balance.I am carrying a large revolving credit balance, because I still going to school and for my studies I need to buy many softwares and materials to build my projects. I do work and make money to pay all my debs but because of my studies I have those credit balances.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card, the interest rate that I got with Lending club is lower and will be easier for me to pay it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 : $400 interest 27%<br>Credit Card 2: $2000 interest 23%<br>Credit Card 3: $3200 interest 29%<br>Credit Card 4: $2800 interest 21%<br><br>I have student loans but I still going to school so I do not have to pay anything yet.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 : $400 interest 27%<br>Credit Card 2: $2000 interest 23%<br>Credit Card 3: $3200 interest 29%<br>Credit Card 4: $2800 interest 21%<br><br>I have student loans but I still going to school so I do not have to pay anything yet.

 


 

 

 

Member Payment Dependent Notes Series 1407571

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407571

$6,000

$6,000

17.77%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407571. Member loan 1407571 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: at&t mobility Debt-to-income ratio: 9.50%
Length of employment: 7 years Location: PITTSBURG, CA
       
Home town:
Current & past employers: at&t mobility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I have 3 credit cards that I want to consolidate to one payment. One credit card has a 26.99% interest. I would like to have one bill to pay instead of three.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 66
Revolving Credit Balance: $5,025.00 Public Records On File: 0
Revolving Line Utilization: 91.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilities come up to around $950. Transportation about $120. Insurance $60. Food about $300-$400. My work pays for my cell phone bill. school loan payment $175 but will be deferred in a month because im going back to school.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?tataol credit card debt is $4863. The interest rates are 26.99%, 24.99% and 19.99%. My student loan is 16k but it is going to be deffered since im going back to school in sept. but for now the payment is $165 amd the interest goes from 4 to 6%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?tataol credit card debt is $4863. The interest rates are 26.99%, 24.99% and 19.99%. My student loan is 16k but it is going to be deffered since im going back to school in sept. but for now the payment is $165 amd the interest goes from 4 to 6%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilities come up to around $950. Transportation about $120. Insurance $60. Food about $300-$400. My work pays for my cell phone bill. school loan payment $175 but will be deferred in a month because im going back to school.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?tataol credit card debt is $4863. The interest rates are 26.99%, 24.99% and 19.99%. My student loan is 16k but it is going to be deffered since im going back to school in sept. but for now the payment is $165 amd the interest goes from 4 to 6%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent and utilities are roughly about $950. My car insurance is $60 and my job pays for my cell phone bill. I do have a school loan but it is going to be deferred since im going back to school. My credit cards come up to a little over $4900.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?tataol credit card debt is $4863. The interest rates are 26.99%, 24.99% and 19.99%. My student loan is 16k but it is going to be deffered since im going back to school in sept. but for now the payment is $165 amd the interest goes from 4 to 6%

 


 

 

 

Member Payment Dependent Notes Series 1407589

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407589

$19,000

$19,000

18.75%

1.00%

July 13, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407589. Member loan 1407589 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: AOG inc Debt-to-income ratio: 19.62%
Length of employment: 10+ years Location: LAKE STEVENS, WA
       
Home town:
Current & past employers: AOG inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,549.00 Public Records On File: 0
Revolving Line Utilization: 47.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.For home improvement expensives.New flooring and new kitchen cabinets. If i do not receive the full funding i do not want this loan.I do not want another loan,i want to consolidate all my credit card balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200- all in for our monthly expenses .
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards- 18.50 % rate- $16,000. mortgage- 4.5% rate- $1,228.75 per month
Please explain the reason why you carry a large revolving credit balance.For home improvement expensives.New flooring and new kitchen cabinets. If i do not receive the full funding i do not want this loan.I do not want another loan,i want to consolidate all my credit card balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards- 18.50 % rate- $16,000. mortgage- 4.5% rate- $1,228.75 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards- 18.50 % rate- $16,000. mortgage- 4.5% rate- $1,228.75 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards- 18.50 % rate- $16,000. mortgage- 4.5% rate- $1,228.75 per month
What is your intended use for the loan proceeds?credit cards consolidation
Please explain the reason why you carry a large revolving credit balance.For home improvement expensives.New flooring and new kitchen cabinets. If i do not receive the full funding i do not want this loan.I do not want another loan,i want to consolidate all my credit card balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards- 18.50 % rate- $16,000. mortgage- 4.5% rate- $1,228.75 per month
Please explain the reason why you carry a large revolving credit balance.For home improvement expensives.New flooring and new kitchen cabinets. If i do not receive the full funding i do not want this loan.I do not want another loan,i want to consolidate all my credit card balances.

 


 

 

 

Member Payment Dependent Notes Series 1407628

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407628

$3,825

$3,825

7.90%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407628. Member loan 1407628 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: New Hanover County Schools Debt-to-income ratio: 32.74%
Length of employment: 4 years Location: Wilmington, NC
       
Home town:
Current & past employers: New Hanover County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > To clear a credit card and put a dent in some other debt.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,112.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage, utilities, car insurance, groceries, cell phone
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 898/month 3.75%, credit card 2000 15%, student loans 8000 6%
Please explain the reason why you carry a large revolving credit balance.I use my credit card for unexpected/emergency situations such as vet bills and home improvements.

 


 

 

 

Member Payment Dependent Notes Series 1407648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407648

$2,125

$2,125

18.49%

1.00%

July 17, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407648. Member loan 1407648 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: SE SPINE CENTER Debt-to-income ratio: 27.36%
Length of employment: 3 years Location: WEST PARK, FL
       
Home town:
Current & past employers: SE SPINE CENTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2008 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,330.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car $356<br>Car Insurance $124<br>Gas $160<br>Utlities $160<br>Cell phones $100<br>Food $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I was asking for a bigger loan, because I have to make too many separate payments, if I get the one u guys are offering me, I will be able to pay 3 debts, save some money and have only one payment for them, much easier........<br>Old Phone, Debt $600, payment $50/month<br>Medical Bills, Debt $600, Payment $50/month<br>Credit Card, interest 18%, Debt $750, Payment $100/month<br>Still gonna have a Credit Card 15%, Debt $5,000, Payment between $200 and $300/Month

 


 

 

 

Member Payment Dependent Notes Series 1407664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407664

$14,000

$14,000

17.77%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407664. Member loan 1407664 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,443 / month
Current employer: United States Air Force Debt-to-income ratio: 23.45%
Length of employment: 2 years Location: Kettering, OH
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > -Educated professional in very stable industry<br>-Great track record for timely payments<br>- Purpose of loan is to consolidate 2 major credit cards and 1 personal loan into one lump sum. I intend to repay loan in full within 15 months.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 18
Revolving Credit Balance: $8,687.00 Public Records On File: 0
Revolving Line Utilization: 71.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The following expenses are as follows:<br>rent: $300 (I rent out a two bdrm apt at $600 but share with another individual)<br>car: $410<br>gas: $90<br>utilities (electricity, cable, gas): $ 180<br>phone: $70<br>insurance: $90<br>food: $250 approx<br>personal loan: $307.<br>cc bills: minimum total is $200<br>Overall Total Expenses: $1897.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows:<br>Personal line of credit: Currently at $7314.00 at 13.50% with 2 yrs, 4 mo remaining<br>Overall credit card debt: $7321.85<br>Local credit union: $1684.86 with $2500 limit at 8.25% interest<br>Bank of America: $1712.95 with $2400 limit at 8.99% interest<br>Citi Card: $3924.04 with $4300 limit at 13.10% interest<br>Car loan for Nissan Altima: $26869.27 with 3.19% interest through credit union<br>Student loans: $4151 at 6.8%
If you have a delinquency in the last 2 years, please explain the reason.There is an inaccuracy from Nissan Motor Acceptance Corporation. From Oct.2010 to Jan. 2011, they mistakenly reported that I was 30 days overdue on my 2009 Nissan Sentra. I addressed the issue with them and they sent documentation acknowledging the error on their part. However, when I dispute the inaccuracy with the three major credit reporting bureaus, Nissan fails to remove the mark. I have disputed the issue over 5 times since 2011. I also have documentation from Nissan, if needed for review.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The following expenses are as follows:<br>rent: $300 (I rent out a two bdrm apt at $600 but share with another individual)<br>car: $410<br>gas: $90<br>utilities (electricity, cable, gas): $ 180<br>phone: $70<br>insurance: $90<br>food: $250 approx<br>personal loan: $307.<br>cc bills: minimum total is $200<br>Overall Total Expenses: $1897.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows:<br>Personal line of credit: Currently at $7314.00 at 13.50% with 2 yrs, 4 mo remaining<br>Overall credit card debt: $7321.85<br>Local credit union: $1684.86 with $2500 limit at 8.25% interest<br>Bank of America: $1712.95 with $2400 limit at 8.99% interest<br>Citi Card: $3924.04 with $4300 limit at 13.10% interest<br>Car loan for Nissan Altima: $26869.27 with 3.19% interest through credit union<br>Student loans: $4151 at 6.8%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Another investor previously asked this question, but I will be happy to detail it again. <br>Total: $1464.00 expenses/ $4442.75 gross monthly pay. Broken down below<br>Rent: $300 (I share a 2 bdrm with a roommate)<br>Utilities: $175.00-$200.00<br>Personal loan: $307 monthly w/ 2 yrs. 3 mo remaining on ($7314.86 total)<br>Credit cards: min payment $150/ Total cc debt at $7321.85 (citi card: $3924.04/ credit union: $1684.95/ Bank of America $1712.86)<br>Car payment: $410.00 mth 5 years 3.10%<br>ins: $97.00 mth
Which debts do you plan to pay off with this loan?I plan to pay off the personal loan (which is currently at $7314.86 total with a 13.5% interest) and my Citi and Bank of America card accounts (currently totaling $5636.90 with an average prime rate of 11.19%). My goal is to reduce the utilization ratio of available credit in order to finally convince the lending institutions that I am a good risk. My current line of credit has remained stagnant since 2008 when I was a college student. I have a very secure job with the DoD and earn near $60k.

 


 

 

 

Member Payment Dependent Notes Series 1407685

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407685

$9,500

$9,500

15.31%

1.00%

July 17, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407685. Member loan 1407685 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Frito Lay Debt-to-income ratio: 10.38%
Length of employment: 3 years Location: SULPHUR, LA
       
Home town:
Current & past employers: Frito Lay
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Hello, thank you to those that choose to help me out in consolidating my debt. I been at my job for over 3 years & is going well. Monthly budget runs around 1500 to 1600. I feel confident in paying this loan down in the time allotted. Just felt it was vital to get my debts under one simple payment.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 27
Revolving Credit Balance: $7,282.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?825 mortgage, 140 phone (2 lines), 145 utilities, 150 transportation, 200 food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Regular monthly payment<br>825 mortgage, 145 utilities, 140 phone (2 lines), 150 transportation, 200 food<br>DEBTS:<br>3,854 0% APR<br>2,014 22% APR<br>1,312 18% APR<br>1,981 10%APR
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?825 mortgage, 140 phone (2 lines), 145 utilities, 150 transportation, 200 food
Which debts do you plan to pay off with this loan?On a previous question, I listed 4 balances under "DEBTS" (according to the site, all previously answered questions should be viewable). I want to use this loan for all 4.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Regular monthly payment<br>825 mortgage, 145 utilities, 140 phone (2 lines), 150 transportation, 200 food<br>DEBTS:<br>3,854 0% APR<br>2,014 22% APR<br>1,312 18% APR<br>1,981 10%APR
If you have a delinquency in the last 2 years, please explain the reason.Not to be evasive to the question but, I am going to have to refer to the Lending Club's "Note" about NOT entering identifiable information. As stated (in my Loan Description) I'm asking for this loan to help get my debts under one manageable payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?If you refer to a previously asked question (Lending Club states that you SHOULD be able to view previously answered questions), your question will be answered. I have 4 DEBTs listed and that is the purpose of acquiring this loan.

 


 

 

 

Member Payment Dependent Notes Series 1407727

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407727

$23,500

$23,500

14.09%

1.00%

July 12, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407727. Member loan 1407727 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: AZDES Debt-to-income ratio: 14.92%
Length of employment: 2 years Location: Phoenix, AZ
       
Home town:
Current & past employers: AZDES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,665.00 Public Records On File: 0
Revolving Line Utilization: 18.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses:<br>Rent: 785<br>Utilities: 50<br>Phone: 30<br>Insurance:100<br>Food: 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt:<br>Credit Card(Interest rate 0%) balance: 7000<br>Car payment: 500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt:<br>Credit Card(Interest rate 0%) balance: 7000<br>Car payment: 500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses:<br>Rent: 785<br>Utilities: 50<br>Phone: 30<br>Insurance:100<br>Food: 200

 


 

 

 

Member Payment Dependent Notes Series 1407735

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407735

$10,000

$10,000

17.77%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407735. Member loan 1407735 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Miami Dade County PUblic Schools Debt-to-income ratio: 23.37%
Length of employment: 10+ years Location: MIAMI, FL
       
Home town:
Current & past employers: Miami Dade County PUblic Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 41
Revolving Credit Balance: $10,154.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?440 currently and it will be 361 with the pay off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1600
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex 1900 18% 54<br>Visa 1800 13% 44<br>Visa 300 27 % 25<br>Mc 1500 19% 54<br>Mc 750 16% 30<br>Mc 750 20% 30<br>Mc 700 15% 50
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1600
Please explain the reason why you carry a large revolving credit balance.Its not that large, I just have 7 small credit cards and a big expense came up.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex 1900 18% 54<br>Visa 1800 13% 44<br>Visa 300 27 % 25<br>Mc 1500 19% 54<br>Mc 750 16% 30<br>Mc 750 20% 30<br>Mc 700 15% 50
What is the total balance of your credit cards, interest rates and current monthly payments?Total Balance: 7,700 on 7 cards<br>Interest Rates: 13%, 19%, 29%, 22%, 17%, 27%, 20%<br>Monthly payments: if I only pay minimums about 440 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex 1900 18% 54<br>Visa 1800 13% 44<br>Visa 300 27 % 25<br>Mc 1500 19% 54<br>Mc 750 16% 30<br>Mc 750 20% 30<br>Mc 700 15% 50
What is the total balance of your credit cards, interest rates and current monthly payments?Total Balance: 7,700 on 7 cards<br>Interest Rates: 13%, 19%, 29%, 22%, 17%, 27%, 20%<br>Monthly payments: if I only pay minimums about 440 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expense related to housing is 1200 a month

 


 

 

 

Member Payment Dependent Notes Series 1407746

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407746

$10,000

$10,000

11.14%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407746. Member loan 1407746 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,867 / month
Current employer: Dell Debt-to-income ratio: 13.93%
Length of employment: 2 years Location: AUSTIN, TX
       
Home town:
Current & past employers: Dell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Have a couple CC's I've been carrying a balance on since grad school, looking to consolidate.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 28
Revolving Credit Balance: $7,943.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1000<br>Student Loans - $950<br>Credit Cards - $200<br>Gas/Car insurance - $200 (no car pmt)<br>Utilities/Cable/Internet/Cell - $320<br>Insurance - $100<br>Food - $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balances and interest rates is a level of detail that I'm not going to provide in a public forum. My monthly expenses are outlined in the previous response and are stable (no graduated repayments).
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1000<br>Student Loans - $950<br>Credit Cards - $200<br>Gas/Car insurance - $200 (no car pmt)<br>Utilities/Cable/Internet/Cell - $320<br>Insurance - $100<br>Food - $400

 


 

 

 

Member Payment Dependent Notes Series 1407767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407767

$6,000

$6,000

8.90%

1.00%

July 17, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407767. Member loan 1407767 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: The Chehalis Tribe Debt-to-income ratio: 32.25%
Length of employment: 8 years Location: TUMWATER, WA
       
Home town:
Current & past employers: The Chehalis Tribe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I would like to get a loan to consolidate a couple credit cards I have with higher interest rates.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,814.00 Public Records On File: 0
Revolving Line Utilization: 32.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1407776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407776

$11,575

$11,575

14.33%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407776. Member loan 1407776 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: holz tool supply inc Debt-to-income ratio: 34.83%
Length of employment: 10+ years Location: mount vernon, IL
       
Home town:
Current & past employers: holz tool supply inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,147.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?phone 220.00, utilities 200.00, insurance 100.00, food 300.00, gas 200.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 3385.38/11.24%/64.00<br>amex 2427.82/13.24%/47.00<br>visa 4100.30/22.99%/122.00<br>visa 5063.59/13.24%/110.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total current minimum monthly payments $343.00 (however i always pay more than the minimum amount due)<br>this loan will pay off all but about $3500 of my credit card debt. my min monthly payment on the remaining amount will be around $75.00 a month and this loan payment will be around $400.00
Please explain the reason why you carry a large revolving credit balance.i have a weakness for shopping. i plan to cancel my credit cards once they are paid off.

 


 

 

 

Member Payment Dependent Notes Series 1407782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407782

$4,800

$4,800

12.12%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407782. Member loan 1407782 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Bolthouse Farms Debt-to-income ratio: 17.29%
Length of employment: < 1 year Location: Santa Monica, CA
       
Home town:
Current & past employers: Bolthouse Farms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > planing to pay off credit cards faster by using this lower rate loan. Once this is paid off, I will have no debt aside from student loans. This will help me focus on paying those down faster as well.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 41
Revolving Credit Balance: $5,647.00 Public Records On File: 0
Revolving Line Utilization: 40.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 2195 (I live in an expensive city, not a fancy apt), car 460, utilities 250, no phone, student loans 1300 (two degrees self financed. I am the first in my family to go to college, so no family money for tuition), ins 150, food 1000, gas 150, medicine 100.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard 2200 24.5% I don't know min payment as I always pay $100/month which is above min<br>Visa 3000 17.99% again I don't pay attention to min payment as I pay $200/month on this
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan would allow me to pay off all credit cards. My monthly payment on this loan would be my only payment.

 


 

 

 

Member Payment Dependent Notes Series 1407785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407785

$12,000

$12,000

12.12%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407785. Member loan 1407785 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,900 / month
Current employer: poiriers service center Debt-to-income ratio: 26.97%
Length of employment: 8 years Location: Fort Lauderdale, FL
       
Home town:
Current & past employers: poiriers service center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > debt relief<br><br> Borrower added on 07/09/12 > im looking for the end of the with these bills of mine and make the payment to get rid of debt in 36 months or less<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,569.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?they are right at about 2000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?right now i believe the total is like 10,800.00

 


 

 

 

Member Payment Dependent Notes Series 1407793

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407793

$6,475

$6,475

12.12%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407793. Member loan 1407793 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,800 / month
Current employer: Ochsner Clinic Foundation Debt-to-income ratio: 7.35%
Length of employment: 6 years Location: New Orleans, LA
       
Home town:
Current & past employers: Ochsner Clinic Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 40
Revolving Credit Balance: $5,309.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of my credit cards is around $7,500 and the interest rates start from 20% to 29.9%. I pay around $700 monthly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1900
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card with 29.9% pay full which is $5400<br>Master Card with 22.9% pay $700 and outstanding balance is $200, the minimum is around $25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?With the loan, I would only pay the loan plus $100 monthly in credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1407804

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407804

$11,625

$11,625

14.09%

1.00%

July 16, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407804. Member loan 1407804 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,293 / month
Current employer: Nationwide Home Healthcare Debt-to-income ratio: 24.17%
Length of employment: < 1 year Location: WESTERVILLE, OH
       
Home town:
Current & past employers: Nationwide Home Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,826.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live with my fiance, the mortgage, utilities, phone and insurance are expenses that he pays. Food runs around $300 a month and I have about $500 in student loans a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 3 credit cards and 3 student loans. The credit cards are from Chase, First Merit and Home Depot. Chase balance is $1487, First Merit is $1995 and Home Depot is $342. I also have student loans with Direct Loans, Sallie Mae and Great Lakes. Those monthly payments add up to $550 a month. The loan that I am requesting is to consolidate my debt and then also help pay for my wedding in October. My fiance pays for all the living expenses.

 


 

 

 

Member Payment Dependent Notes Series 1407850

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407850

$1,000

$1,000

15.31%

1.00%

July 11, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407850. Member loan 1407850 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Gas Powered Games Debt-to-income ratio: 4.50%
Length of employment: 1 year Location: SEATTLE, WA
       
Home town:
Current & past employers: Gas Powered Games
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,733.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $875<br>Transportation: about $70<br>Utilities: $30-130 depending on the month (some utilities are collected bi-monthly)<br>Phone: $30<br>Insurance: $0 (covered by family)<br>Food: about $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only debt I have is on my credit card which currently has a few thousand dollars on it that I'd like to take off asap. I had some unrealistic aspiration that got me into this debt that I've learned are not possible and now want to get myself back into a stable position. My goal is to pay this off over time putting $200 away on it each month.

 


 

 

 

Member Payment Dependent Notes Series 1407866

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407866

$3,000

$3,000

14.09%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407866. Member loan 1407866 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Bright House Networks Debt-to-income ratio: 17.11%
Length of employment: 2 years Location: Clearwater, FL
       
Home town:
Current & past employers: Bright House Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,026.00 Public Records On File: 0
Revolving Line Utilization: 89.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?per month:<br><br>rent- $740<br>transportation- gas: $50 insurance $60<br>utilities- water: $40 Electric: $80<br>phone- $55<br>Food- $110
What type of vehicle are you buying (make, model, year, mileage and condition)?I do not have a specific vehicle in mind right now. I am working to establish a price limit so that I know what I can get before I go car shopping, instead of getting in over my head when I find something I love that I can't afford.
What are the balances, interest rates, and monthly payments on any other auto obligations?I have no auto obligations.
Please explain the reason why you carry a large revolving credit balance.I got in over my head during college and now that I'm established in my career, making good money, I can start paying those down.
Is this loan for a refinance, lease or purchase?For a purchase.

 


 

 

 

Member Payment Dependent Notes Series 1407871

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407871

$15,000

$15,000

14.09%

1.00%

July 11, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407871. Member loan 1407871 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Prakash & Ellenhorn, LLC Debt-to-income ratio: 18.22%
Length of employment: 5 years Location: Winchester, MA
       
Home town:
Current & past employers: Prakash & Ellenhorn, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My loan is going to strictly be to consolidate my debt.<br>My goal is to be able to pay off my CC debt within the next<br>three years with this loan by saving on the high CC interest rates<br>that I am bound to now and put that towards a future down payment on my first home. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,691.00 Public Records On File: 0
Revolving Line Utilization: 89.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses total $2,800 not including my debt balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances total $11,500 on CC debt. Interest rates vary from approx. 19% -24%.<br>Monthly payment totals $365. Line of credit total is $13,000. My car loan balance of $890 that<br>will end this month if I receive this loan. I only have two payments left on 4 year loan and<br>my first Lending Club 3 year loan with a balance of $6,600 and monthly payment of $261 - 24 months<br>left.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance has happened over the past eight months. It was<br>all mainly due to unexpected events - starting with very expensive car repairs, financially <br>assisting my sister/nephews with misc., school clothes, etc. during difficulty time. Gifts<br>last Christmas and some misc. consumer items for myself as well. However, monthly<br>payments have always been sent on time without issue. I just know that a consolidation<br>is needed to pay total off in a reasonable time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances total $11,500 on CC debt. Interest rates vary from approx. 19% -24%.<br>Monthly payment totals $365. Line of credit total is $13,000. My car loan balance of $890 that<br>will end this month if I receive this loan. I only have two payments left on 4 year loan and<br>my first Lending Club 3 year loan with a balance of $6,600 and monthly payment of $261 - 24 months<br>left.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance has happened over the past eight months. It was<br>all mainly due to unexpected events - starting with very expensive car repairs, financially <br>assisting my sister/nephews with misc., school clothes, etc. during difficulty time. Gifts<br>last Christmas and some misc. consumer items for myself as well. However, monthly<br>payments have always been sent on time without issue. I just know that a consolidation<br>is needed to pay total off in a reasonable time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances total $11,500 on CC debt. Interest rates vary from approx. 19% -24%.<br>Monthly payment totals $365. Line of credit total is $13,000. My car loan balance of $890 that<br>will end this month if I receive this loan. I only have two payments left on 4 year loan and<br>my first Lending Club 3 year loan with a balance of $6,600 and monthly payment of $261 - 24 months<br>left.

 


 

 

 

Member Payment Dependent Notes Series 1407897

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407897

$18,000

$18,000

11.14%

1.00%

July 13, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407897. Member loan 1407897 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,767 / month
Current employer: St. Johns County School District Debt-to-income ratio: 25.43%
Length of employment: 6 years Location: Jacksonville, FL
       
Home town:
Current & past employers: St. Johns County School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > $10,000 of the funds will be used to payoff the upside down balance on a car purchased in 2010 (decision at time was good but then "life happened"). The remaining funds will be used to pay off a high interest loan for a new A/C.<br><br> Borrower added on 07/07/12 > $10,000 will be used to trade in my current car for a larger family minivan and get out of the upside down balance. The remaining funds will be used to pay off a high interest loan for a new home A/C.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,032.00 Public Records On File: 0
Revolving Line Utilization: 28.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the list of my monthly expenses: Mortgage 1467, utilities 450, phone 145, gas 225, insurance on the car is 85 a month, car payment is 540 right now, high interest loan 130, food 300, TV and internet 150. Please let me know if you need more information.
What type of vehicle are you buying (make, model, year, mileage and condition)?I would like to purchase a new 2012 Toyota Sienna LE Preferred model. It is their middle of the road van. It has power doors, cloth seat, dual a/c, rear back up camera. I am financing it with a 2.9% interest rate that I have qualified for with the Toyota dealership. I need more space in my vehicle for myself, my husband who is very tall, my two children. I also have 3 other individuals in the house hold that frequently travel with us.
What are the balances, interest rates, and monthly payments on any other auto obligations?Balance is $26, 026. The interest rate I believe was approximately 7% when I purchased the Camry. I traded in a Suburban that was costing allot with the poor gas mileage. Currently I pay 275 bi-monthly although the actual payment is $540. I have no other auto loans. When I purchased the vehicle I was trying to conserve money and gas mileage since my commute to work is long. At the time my mother was living with me and we had access to a 8 person passenger vehicle.

 


 

 

 

Member Payment Dependent Notes Series 1407968

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407968

$6,000

$6,000

12.12%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407968. Member loan 1407968 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: OCDE Debt-to-income ratio: 20.48%
Length of employment: 10+ years Location: LA HABRA, CA
       
Home town:
Current & past employers: OCDE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1974 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,735.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Firestone - 2 cards at rates above 20%<br>Mastercard with a rate higher than the interest rate quoted by Lending Club<br>or Discover as 0% interest rate will soon expire

 


 

 

 

Member Payment Dependent Notes Series 1407980

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407980

$9,450

$9,450

17.27%

1.00%

July 13, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407980. Member loan 1407980 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Washington Hospital Debt-to-income ratio: 4.38%
Length of employment: 9 years Location: Fremont, CA
       
Home town:
Current & past employers: Washington Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,883.00 Public Records On File: 0
Revolving Line Utilization: 97.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.
Which debts do you plan to pay off with this loan?My plan is to pay off all of my current debt to have one monthly payment with a much better interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses total $1,495 and breaks down as follows:<br>Credit card debt...$265<br>Personal loan...$488<br>Rent (including utilities) $300<br>Cell phone $75<br>Car insurance $67<br>Food $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses total $1,495 and breaks down as follows:<br>Credit card debt...$265<br>Personal loan...$488<br>Rent (including utilities) $300<br>Cell phone $75<br>Car insurance $67<br>Food $300
Which debts do you plan to pay off with this loan?My plan is to pay off all of my current debt to have one monthly payment with a much better interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I want to pay off my higher interest credit cards and one loan, if I get full funding I will be able to pay all of it off, in the situation that I only receive partial funding I will pay off as much as I can starting with the highest interest rates first.
Which debts do you plan to pay off with this loan?My plan is to pay off all of my current debt to have one monthly payment with a much better interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses total $1,495 and breaks down as follows:<br>Credit card debt...$265<br>Personal loan...$488<br>Rent (including utilities) $300<br>Cell phone $75<br>Car insurance $67<br>Food $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 5 credit cards with balances totaling $4,988...my interest rates on these cards range from 21-24 percent. I also have a personal loan that I took out for school which is $5,000, the interest rate on this is close to 100 percent. My total monthly payments for my credit card debt is $265/month<br>My monthly payment for my personal loan is $488, for a total of $753/ month.

 


 

 

 

Member Payment Dependent Notes Series 1408020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408020

$20,100

$20,100

18.75%

1.00%

July 12, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408020. Member loan 1408020 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: United Capital Debt-to-income ratio: 24.14%
Length of employment: 2 years Location: Newhall, CA
       
Home town:
Current & past employers: United Capital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am trying to consolidate my debt into one payment. I previously had a loan that I paid off early; but recently I had to pay for some large educational expenses to further my career. I have a very stable job with almost no risk of unemployment.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,027.00 Public Records On File: 0
Revolving Line Utilization: 92.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas: $250<br>Food: $350<br>Phone: $100<br>Car Insurance: $150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
Please explain the reason why you carry a large revolving credit balance.A lot of debt is from taking financial certification programs to enhance my career opportunities. If I pass my current classes, I will get reimbursed in December of this year and June of next year and use those funds to help pay down this loan. I'm living with family now so I can concentrate on paying off my debt. I'm never late on my payments, but I was bad about paying more than just the minimum. I want to reconsolidate so I know I will pay off all my debt within 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas: $250<br>Food: $350<br>Phone: $100<br>Car Insurance: $150
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas: $250<br>Food: $350<br>Phone: $100<br>Car Insurance: $150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I moved in with some family and don't have any expenses at the moment. I want to pay off all my debt and save some money for a down payment on a house in a few years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
Which debts do you plan to pay off with this loan?I plan on using this loan to pay of the personal loan and most of the credit card debt. Whatever debt is left over, I will pay off within a few months.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to just pay off all of my debts. I am not using it for any other purpose.
Please explain the reason why you carry a large revolving credit balance.A lot of debt is from taking financial certification programs to enhance my career opportunities. If I pass my current classes, I will get reimbursed in December of this year and June of next year and use those funds to help pay down this loan. I'm living with family now so I can concentrate on paying off my debt. I'm never late on my payments, but I was bad about paying more than just the minimum. I want to reconsolidate so I know I will pay off all my debt within 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly
Please explain the reason why you carry a large revolving credit balance.A lot of debt is from taking financial certification programs to enhance my career opportunities. If I pass my current classes, I will get reimbursed in December of this year and June of next year and use those funds to help pay down this loan. I'm living with family now so I can concentrate on paying off my debt. I'm never late on my payments, but I was bad about paying more than just the minimum. I want to reconsolidate so I know I will pay off all my debt within 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $8,000 at 23%; $160 monthly<br>Credit Card 2: $5,000 at 21%; $110<br>Credit Card 3: $4,200 at 18%; $105<br>Personal Loan: $5200 at 17%; $670 monthly

 


 

 

 

Member Payment Dependent Notes Series 1408039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408039

$6,600

$6,600

14.09%

1.00%

July 12, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408039. Member loan 1408039 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,933 / month
Current employer: Barton Co Memorial Hospital Debt-to-income ratio: 13.40%
Length of employment: 3 years Location: Lamar, MO
       
Home town:
Current & past employers: Barton Co Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I would like to consolidate three high interest credit cards, and be able to put some money in the bank. I have two children and in the few months we have had a lot of medical bills. I will be able to pay those off as well. That will enable me to bring home more money in my pay check. Thanks<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 69
Revolving Credit Balance: $3,211.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently in school to get my BS degree, so my student loans are in deferment. I will finish next summer. My credit cards total about $2500.00. The highest interest rate is 21.95%. I pay rent. My daughter needs braces so I will need to come up with about $2500.00 for that. In the last month I have had repair bills of approx 500.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total 1518.65 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total 1518.65 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently in school to get my BS degree, so my student loans are in deferment. I will finish next summer. My credit cards total about $2500.00. The highest interest rate is 21.95%. I pay rent. My daughter needs braces so I will need to come up with about $2500.00 for that. In the last month I have had repair bills of approx 500.00.

 


 

 

 

Member Payment Dependent Notes Series 1408081

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408081

$33,950

$33,950

24.89%

1.00%

July 17, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408081. Member loan 1408081 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: E Media Group Coastal Debt-to-income ratio: 34.35%
Length of employment: 3 years Location: Conway, SC
       
Home town:
Current & past employers: E Media Group Coastal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I will be paying off credit card debt to end up with one payment.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 25
Revolving Credit Balance: $40,852.00 Public Records On File: 1
Revolving Line Utilization: 93.90% Months Since Last Record: 81
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses ar $3200.00, Includes mortgage, cars, utilities, Insurance, food stc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $172,000 5% payment $1192.00<br>3 Vehicles 2.9% 5% 7.9% Total $1251.00 ( 2 vehicles totaling $767.00 are paid for by my son and reimbursements from my monthly business expenses.)<br><br>Credit Cards Total $30,000.00 have various rates and payment total about $1000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $172,000 5% payment $1192.00<br>3 Vehicles 2.9% 5% 7.9% Total $1251.00 ( 2 vehicles totaling $767.00 are paid for by my son and reimbursements from my monthly business expenses.)<br><br>Credit Cards Total $30,000.00 have various rates and payment total about $1000.00
Which debts do you plan to pay off with this loan?All Credit Card debt that belongs to me. I have one account that I am only an authorized user. That is not on the list to be paid off. It is not my card.
Which debts do you plan to pay off with this loan?All Credit Card debt that belongs to me. I have one account that I am only an authorized user. That is not on the list to be paid off. It is not my card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $172,000 5% payment $1192.00<br>3 Vehicles 2.9% 5% 7.9% Total $1251.00 ( 2 vehicles totaling $767.00 are paid for by my son and reimbursements from my monthly business expenses.)<br><br>Credit Cards Total $30,000.00 have various rates and payment total about $1000.00
If you have a delinquency in the last 2 years, please explain the reason.it was on a card I let my son carry. He made a purchase and did not tell me there was a balance due. This is the only mark I have on my credit for the last 7 years. When I discovered the bill, it was paid in full but it was past due at that point. It was an oversight...not a delinquency.
If you have a public record on file, please briefly explain the event and its resolution.It was a hospital bill for $435.00. We assumed our insurance had covered it. We had moved at the time and never knew the bill was unpaid. When we discovered it, I paid it in full.
If you have a public record on file, please briefly explain the event and its resolution.It was a hospital bill for $435.00. We assumed our insurance had covered it. We had moved at the time and never knew the bill was unpaid. When we discovered it, I paid it in full.
If you have a delinquency in the last 2 years, please explain the reason.it was on a card I let my son carry. He made a purchase and did not tell me there was a balance due. This is the only mark I have on my credit for the last 7 years. When I discovered the bill, it was paid in full but it was past due at that point. It was an oversight...not a delinquency.
If you have a delinquency in the last 2 years, please explain the reason.it was on a card I let my son carry. He made a purchase and did not tell me there was a balance due. This is the only mark I have on my credit for the last 7 years. When I discovered the bill, it was paid in full but it was past due at that point. It was an oversight...not a delinquency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $172,000 5% payment $1192.00<br>3 Vehicles 2.9% 5% 7.9% Total $1251.00 ( 2 vehicles totaling $767.00 are paid for by my son and reimbursements from my monthly business expenses.)<br><br>Credit Cards Total $30,000.00 have various rates and payment total about $1000.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses ar $3200.00, Includes mortgage, cars, utilities, Insurance, food stc.
If you have a public record on file, please briefly explain the event and its resolution.It was a hospital bill for $435.00. We assumed our insurance had covered it. We had moved at the time and never knew the bill was unpaid. When we discovered it, I paid it in full.
If you have a delinquency in the last 2 years, please explain the reason.it was on a card I let my son carry. He made a purchase and did not tell me there was a balance due. This is the only mark I have on my credit for the last 7 years. When I discovered the bill, it was paid in full but it was past due at that point. It was an oversight...not a delinquency.
Please explain the reason why you carry a large revolving credit balance.Over the past 2 years I have helped my children get set up with their own home furnishings and allowed both of them to use several of my credit cards for family needs.
If you have a public record on file, please briefly explain the event and its resolution.It was a hospital bill for $435.00. We assumed our insurance had covered it. We had moved at the time and never knew the bill was unpaid. When we discovered it, I paid it in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $172,000 5% payment $1192.00<br>3 Vehicles 2.9% 5% 7.9% Total $1251.00 ( 2 vehicles totaling $767.00 are paid for by my son and reimbursements from my monthly business expenses.)<br><br>Credit Cards Total $30,000.00 have various rates and payment total about $1000.00
Please explain the reason why you carry a large revolving credit balance.Over the past 2 years I have helped my children get set up with their own home furnishings and allowed both of them to use several of my credit cards for family needs.
If you have a public record on file, please briefly explain the event and its resolution.It was a hospital bill for $435.00. We assumed our insurance had covered it. We had moved at the time and never knew the bill was unpaid. When we discovered it, I paid it in full.
If you have a delinquency in the last 2 years, please explain the reason.it was on a card I let my son carry. He made a purchase and did not tell me there was a balance due. This is the only mark I have on my credit for the last 7 years. When I discovered the bill, it was paid in full but it was past due at that point. It was an oversight...not a delinquency.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses ar $3200.00, Includes mortgage, cars, utilities, Insurance, food stc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $172,000 5% payment $1192.00<br>3 Vehicles 2.9% 5% 7.9% Total $1251.00 ( 2 vehicles totaling $767.00 are paid for by my son and reimbursements from my monthly business expenses.)<br><br>Credit Cards Total $30,000.00 have various rates and payment total about $1000.00

 


 

 

 

Member Payment Dependent Notes Series 1408109

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408109

$15,850

$15,850

18.75%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408109. Member loan 1408109 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Spartan staffing Debt-to-income ratio: 14.70%
Length of employment: 6 years Location: Lake Wales, FL
       
Home town:
Current & past employers: Spartan staffing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,879.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?my total balance is around 15,000 and I never pay minimum payments so Ive been paying around 1100 a month on them
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MY home is paid for also truck and recently paid off my car loan with capitol one with not 1 late in 5 years. As for the rest 300 monthly
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have so many to list most all r visa and master cards some from when I remdeled my home
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I'm paying around 1500 out now with everything but with this loan Ill be paying all of the cards off so I will only be paying 1000 with this loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have so many to list most all r visa and master cards some from when I remdeled my home
What is your intended use for the loan proceeds?all money will go toward paying off the bill. I want just one payment each month. That will enable me to pay this loan off quickly
Please explain the reason why you carry a large revolving credit balance.they just dont seem to go down thats why I hoping to pay them in full and turn them off
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I'm paying around 1500 out now with everything but with this loan Ill be paying all of the cards off so I will only be paying 1000 with this loan.
What is the total balance of your credit cards, interest rates and current monthly payments?my total balance is around 15,000 and I never pay minimum payments so Ive been paying around 1100 a month on them
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have so many to list most all r visa and master cards some from when I remdeled my home
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?while building our credit we had several small visas and master cards giving to us but we took them so as to get some good ratings well now it seems like we just cant get them paid off all at once. So all of my loan will be going towards paying everything we owe off. I then want to close all the small accounts and cut them up.

 


 

 

 

Member Payment Dependent Notes Series 1408192

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408192

$7,750

$7,750

13.11%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408192. Member loan 1408192 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,250 / month
Current employer: reflections of dallas Debt-to-income ratio: 19.51%
Length of employment: 10+ years Location: garland , TX
       
Home town:
Current & past employers: reflections of dallas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I I Want the loan because I have several credit cards with an APR<br>over 25%, so If I could save money paying my current credit cards<br>in full and continuing to pay a lower monthly amount I goint to save a lot of money<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,360.00 Public Records On File: 1
Revolving Line Utilization: 54.10% Months Since Last Record: 87
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1500.00, depending how much I pay extra in my credit cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I plan to pay 2 mastercard and 6 visa cards, with approximately 7,500 dollars. I tried before to itemized<br>ech one, but may be because I wrote a lo of numbers it was rejected by the sistem, it consider that a lot of<br>information could be against my own secuirty. Sorry for that. I hope that the information I just provided help<br>to answer yor question.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?About $ 400.00, But once pay off all my current card the payment will be one and for the amont less than $300.00

 


 

 

 

Member Payment Dependent Notes Series 1408193

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408193

$16,000

$16,000

12.12%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408193. Member loan 1408193 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Sampson Regional Medical Center Debt-to-income ratio: 30.60%
Length of employment: 9 years Location: WILLARD, NC
       
Home town:
Current & past employers: Sampson Regional Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > After seeing I can pay off all my credit cards and repay this loan in 3 years, what a relief! Looking at the interest rates on some of my accounts, it would be years and years before they were paid off.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,324.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$600.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$2817.27/26.24%/$89; Mastercard-$2721.24/22.90%/$83; Mastercard-$1461.59/19.24%/$38; Visa-$1020.87/23.90%/$52; JC Penney-$1473.72/26.99%/$73; Visa-$1103.09/28.45%/$40; Dell-$847.43/27.99%/$26; Walmart-$990.71/22.90%/$30-Mastercard-$283.96/22.90%/$25; Home Depot-$720.97/25.99%/$25-Mastercard-$561.24/26.99%/$25; Visa-$379.53/31.99%/$25; Visa-$346.30/22.90%/25; Visa-$426.54/29.99%/$25.94; Visa-$707.26/29.99%/$25.32; Mastercard-$235.17/17.90%/$25; David's Bridal-$513.19/26.99%/$26; $524.43-more
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$800 per month for all credit cards but pay extra on some but with high interest rates, it is hard to pay them down quickly. If you mean including the $500+ payment for this loan it would be 1,300 but the 800 payments would be gone because they will be paid off by this loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$2817.27/26.24%/$89; Mastercard-$2721.24/22.90%/$83; Mastercard-$1461.59/19.24%/$38; Visa-$1020.87/23.90%/$52; JC Penney-$1473.72/26.99%/$73; Visa-$1103.09/28.45%/$40; Dell-$847.43/27.99%/$26; Walmart-$990.71/22.90%/$30-Mastercard-$283.96/22.90%/$25; Home Depot-$720.97/25.99%/$25-Mastercard-$561.24/26.99%/$25; Visa-$379.53/31.99%/$25; Visa-$346.30/22.90%/25; Visa-$426.54/29.99%/$25.94; Visa-$707.26/29.99%/$25.32; Mastercard-$235.17/17.90%/$25; David's Bridal-$513.19/26.99%/$26; $524.43-more
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$2817.27/26.24%/$89; Mastercard-$2721.24/22.90%/$83; Mastercard-$1461.59/19.24%/$38; Visa-$1020.87/23.90%/$52; JC Penney-$1473.72/26.99%/$73; Visa-$1103.09/28.45%/$40; Dell-$847.43/27.99%/$26; Walmart-$990.71/22.90%/$30-Mastercard-$283.96/22.90%/$25; Home Depot-$720.97/25.99%/$25-Mastercard-$561.24/26.99%/$25; Visa-$379.53/31.99%/$25; Visa-$346.30/22.90%/25; Visa-$426.54/29.99%/$25.94; Visa-$707.26/29.99%/$25.32; Mastercard-$235.17/17.90%/$25; David's Bridal-$513.19/26.99%/$26; $524.43-more

 


 

 

 

Member Payment Dependent Notes Series 1408202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408202

$8,000

$8,000

16.29%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408202. Member loan 1408202 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Gold Buyers at the Mall Debt-to-income ratio: 16.36%
Length of employment: < 1 year Location: Anchorage, AK
       
Home town:
Current & past employers: Gold Buyers at the Mall
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I have 8 fillings that need replaced, and some other work done to my teeth. I currently do not have dental insurance. Also, I just moved into a new apartment I would like to furnish it. Im looking at about 2 to 3 thousand dollars in dental work. (Maybe more if I have a root canal.)<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,654.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 750$, auto is $345 but my company gives me an auto allowance of $350, utilities are included in my rent except internet which is 85$, company covers my cell phone, auto insurance is $85 a month, food around $300 a month....one personal loan at 235$ a month.
What are the estimated expenses?2 to 3 thousand for my dental, the rest is going to furnish my new apartment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 750$, auto is $345 but my company gives me an auto allowance of $350, utilities are included in my rent except internet which is 85$, company covers my cell phone, auto insurance is $85 a month, food around $300 a month....one personal loan at 235$ a month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?2 to 3 thousand for dental work, and the rest for furniture for my new place.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 750$, auto is $345 but my company gives me an auto allowance of $350, utilities are included in my rent except internet which is 85$, company covers my cell phone, auto insurance is $85 a month, food around $300 a month....one personal loan at 235$ a month.

 


 

 

 

Member Payment Dependent Notes Series 1408239

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408239

$20,000

$20,000

15.80%

1.00%

July 11, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408239. Member loan 1408239 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: United Airlines Debt-to-income ratio: 14.16%
Length of employment: 10+ years Location: Lexington, KY
       
Home town:
Current & past employers: United Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,628.00 Public Records On File: 0
Revolving Line Utilization: 89.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the monthly break-down of expenses. Mtg $727.70, Transportation $280.00, Utilities & Phone $160.00, Car Ins $154.00, Long Term Health $ 230.00, Food 100.00. I hope that I've answered your<br>question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
Which debts do you plan to pay off with this loan?If approved fully, I intend to pay off the following debts:<br>Chase $8,500.00 and close account, Juniper $4,000.00 and close and close account, Capital One $3,900.00, and HSBC Line of Credit $2,100.00 and close account.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the monthly break-down of expenses. Mtg $727.70, Transportation $280.00, Utilities & Phone $160.00, Car Ins $154.00, Long Term Health $ 230.00, Food 100.00. I hope that I've answered your<br>question.
What is your intended use for the loan proceeds?Debt Consolidation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
What is your intended use for the loan proceeds?Debt Consolidation.
Please explain the reason why you carry a large revolving credit balance.I moved and used my credit cards to facilitate the process because I could'nt sell land that<br>I had in Florida without taking a deep loss of my initial investment. At the time it was a means<br>to an end.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the monthly break-down of expenses. Mtg $727.70, Transportation $280.00, Utilities & Phone $160.00, Car Ins $154.00, Long Term Health $ 230.00, Food 100.00. I hope that I've answered your<br>question.
Please explain the reason why you carry a large revolving credit balance.I moved and used my credit cards to facilitate the process because I could'nt sell land that<br>I had in Florida without taking a deep loss of my initial investment. At the time it was a means<br>to an end.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the monthly break-down of expenses. Mtg $727.70, Transportation $280.00, Utilities & Phone $160.00, Car Ins $154.00, Long Term Health $ 230.00, Food 100.00. I hope that I've answered your<br>question.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I believe that I've answered this question before.
Please explain the reason why you carry a large revolving credit balance.I moved and used my credit cards to facilitate the process because I could'nt sell land that<br>I had in Florida without taking a deep loss of my initial investment. At the time it was a means<br>to an end.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The monthly mortgage payment of $ 727.70 includes any taxes and insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the monthly break-down of expenses. Mtg $727.70, Transportation $280.00, Utilities & Phone $160.00, Car Ins $154.00, Long Term Health $ 230.00, Food 100.00. I hope that I've answered your<br>question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $8500.00 monthly $292.00 Int Rate 29.99%, Juniper M/C $4,000.00 monthly $142.00 Int Rate 30.24%, Capital One Visa $3,900.00 monthly$103.00 Int Rate 17.90%, HSBC Line of Credit $2100.00 monthly $55.00 Int Rate 17.99%, Cenlar (Mtg) $727.70.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is the monthly break-down of expenses. Mtg $727.70, Transportation $280.00, Utilities & Phone $160.00, Car Ins $154.00, Long Term Health $ 230.00, Food 100.00. I hope that I've answered your<br>question.
Which debts do you plan to pay off with this loan?If approved fully, I intend to pay off the following debts:<br>Chase $8,500.00 and close account, Juniper $4,000.00 and close and close account, Capital One $3,900.00, and HSBC Line of Credit $2,100.00 and close account.

 


 

 

 

Member Payment Dependent Notes Series 1408255

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408255

$18,000

$18,000

24.89%

1.00%

July 11, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408255. Member loan 1408255 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: Montefiore Medical Center Debt-to-income ratio: 19.09%
Length of employment: 10+ years Location: Jersey City, NJ
       
Home town:
Current & past employers: Montefiore Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > The loan is to payoff a loan from my TDA ($836.00) and increase my monthly cash flow.<br><br> Borrower added on 07/07/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 33 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 99 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,793.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1408257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408257

$5,300

$5,300

13.11%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408257. Member loan 1408257 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,750 / month
Current employer: United Healthcare Debt-to-income ratio: 23.27%
Length of employment: 5 years Location: trinity, NC
       
Home town:
Current & past employers: United Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 79
Revolving Credit Balance: $4,556.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage, car, utilites, car insurance
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance: $65618.76<br>Interest Rate: 3.5%<br>Monthly Payment: $475.40 without escrow
Is the improvement to your primary residence or an investment property?This is for primary residence.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage, car, utilites, car insurance

 


 

 

 

Member Payment Dependent Notes Series 1408309

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408309

$15,875

$15,875

18.49%

1.00%

July 11, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408309. Member loan 1408309 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: labores local78 Debt-to-income ratio: 12.91%
Length of employment: 10+ years Location: north bergen, NJ
       
Home town:
Current & past employers: labores local78
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,883.00 Public Records On File: 0
Revolving Line Utilization: 43.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 dollars a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?10000dollars in credit card. Interest rate are 24% and 5500 in another deb no interest rate i need this loan to cover all my debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?10000dollars in credit card. Interest rate are 24% and 5500 in another deb no interest rate i need this loan to cover all my debts
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 dollars a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?10000dollars in credit card. Interest rate are 24% and 5500 in another deb no interest rate i need this loan to cover all my debts
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay my all debts and.credit cards across my acount bank
What is your intended use for the loan proceeds?Pay inmdittely all my debts and credit cards by my acount bank
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?10000dollars in credit card. Interest rate are 24% and 5500 in another deb no interest rate i need this loan to cover all my debts
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay my all debts and.credit cards across my acount bank

 


 

 

 

Member Payment Dependent Notes Series 1408317

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408317

$12,700

$12,700

12.12%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408317. Member loan 1408317 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: WNA, Inc Debt-to-income ratio: 34.08%
Length of employment: 10+ years Location: Chelmsford, MA
       
Home town:
Current & past employers: WNA, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Please help me centralize my debt. I have had to survive the little things and big things thru credit. Hoping I might be allowed to go with larger/longer term - that would be absolutely incredible. Thank you for your help.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,717.00 Public Records On File: 0
Revolving Line Utilization: 65.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lot rent 577 / cell phone 84 / internet 42 / electric 30 / car ins 72 / home ins 57 / life ins 45 / whatever is left goes for food, gas, necessities which isn't much. Have learned to skimp where ever possible.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg-350 about 7% / car-255 about 12% / personal loan about 8500 about 26.99% / cc's - 1877 / 2484 / 1416 / 1091 / 2475 / 492 / 785 - Rates range from 14.99 up to 29.98
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lot rent 577 / cell phone 84 / internet 42 / electric 30 / car ins 72 / home ins 57 / life ins 45 / whatever is left goes for food, gas, necessities which isn't much. Have learned to skimp where ever possible.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 350, lot rent ( mobile home park - taxes included ) 577, electric 29, propane for heat-hot water-cooking averaged out 208, home insurance 57.
What is your intended use for the loan proceeds?To pay off car loan since there is less than a year left on it along with paying off all the smaller credit card debts, pay off home and car insurance. Need oil change and new tires for my car, stock up on some gluten free supplies as they can be pricey over standard foods and hopefully have a little spending money left over for my vacation to visit my parents and other relatives and not feel like I can't have some fun because I can't afford to.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lot rent 577 / cell phone 84 / internet 42 / electric 30 / car ins 72 / home ins 57 / life ins 45 / whatever is left goes for food, gas, necessities which isn't much. Have learned to skimp where ever possible.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg-350 about 7% / car-255 about 12% / personal loan about 8500 about 26.99% / cc's - 1877 / 2484 / 1416 / 1091 / 2475 / 492 / 785 - Rates range from 14.99 up to 29.98
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg-350 about 7% / car-255 about 12% / personal loan about 8500 about 26.99% / cc's - 1877 / 2484 / 1416 / 1091 / 2475 / 492 / 785 - Rates range from 14.99 up to 29.98
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg-350 about 7% / car-255 about 12% / personal loan about 8500 about 26.99% / cc's - 1877 / 2484 / 1416 / 1091 / 2475 / 492 / 785 - Rates range from 14.99 up to 29.98
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg-350 about 7% / car-255 about 12% / personal loan about 8500 about 26.99% / cc's - 1877 / 2484 / 1416 / 1091 / 2475 / 492 / 785 - Rates range from 14.99 up to 29.98
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 350, lot rent ( mobile home park - taxes included ) 577, electric 29, propane for heat-hot water-cooking averaged out 208, home insurance 57.

 


 

 

 

Member Payment Dependent Notes Series 1408335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408335

$15,000

$15,000

19.05%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408335. Member loan 1408335 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: SERCO Debt-to-income ratio: 16.52%
Length of employment: 4 years Location: BETTERTON, MD
       
Home town:
Current & past employers: SERCO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I would like to consolidate my credit cards and make one easy monthy payment.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 37
Revolving Credit Balance: $7,196.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: We live in a home that is owned by my wifes parents. We spend about $140 for electric. and 100 for oil in the winter time. Water is abour $40 a month.<br>Cell Phone: $140 a month<br>Food: $800 a month<br>Car Insurance: $146 month<br>Gas for car: $350 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards debt balance $14,000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?All expences for cell phone, utilities, food, car insurance, credit cards is about $1,300 a month. We live in a house that is owned my my wifes parents and do not pay rent.
Which debts do you plan to pay off with this loan?credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards debt balance $14,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: We live in a home that is owned by my wifes parents. We spend about $140 for electric. and 100 for oil in the winter time. Water is abour $40 a month.<br>Cell Phone: $140 a month<br>Food: $800 a month<br>Car Insurance: $146 month<br>Gas for car: $350 a month
Which debts do you plan to pay off with this loan?credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards debt balance $14,000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan to pay off all my credit cards and have one single payment a month to this loan.
Which debts do you plan to pay off with this loan?credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: We live in a home that is owned by my wifes parents. We spend about $140 for electric. and 100 for oil in the winter time. Water is abour $40 a month.<br>Cell Phone: $140 a month<br>Food: $800 a month<br>Car Insurance: $146 month<br>Gas for car: $350 a month

 


 

 

 

Member Payment Dependent Notes Series 1408358

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408358

$10,750

$10,750

14.33%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408358. Member loan 1408358 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: Kings Seafood Company Debt-to-income ratio: 15.95%
Length of employment: 2 years Location: Carlsbad, CA
       
Home town:
Current & past employers: Kings Seafood Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Debt Consolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,596.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1408373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408373

$4,000

$4,000

13.11%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408373. Member loan 1408373 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: general Electric Debt-to-income ratio: 8.97%
Length of employment: 10+ years Location: Exeter, NH
       
Home town:
Current & past employers: general Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $70,440.00 Public Records On File: 0
Revolving Line Utilization: 95.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1408409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408409

$15,000

$15,000

14.09%

1.00%

July 17, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408409. Member loan 1408409 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: GM LCC Debt-to-income ratio: 13.83%
Length of employment: 10+ years Location: Medina, NY
       
Home town:
Current & past employers: GM LCC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > to pay off my credit cards and hope to buy a set of tires for my tractor. and maybe a blueing system to do gun rebluing<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,078.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $1,200.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe about $13,000.00 in credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe about $13,000.00 in credit cards
Which debts do you plan to pay off with this loan?all my credit cards
What is your intended use for the loan proceeds?pay off my cards
Please explain the reason why you carry a large revolving credit balance.used the cards to see a navy graduation
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe about $13,000.00 in credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off the balances on my cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe about $13,000.00 in credit cards

 


 

 

 

Member Payment Dependent Notes Series 1408425

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408425

$12,000

$12,000

6.03%

1.00%

July 17, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408425. Member loan 1408425 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,908 / month
Current employer: USAF Debt-to-income ratio: 6.42%
Length of employment: 10+ years Location: Glenelg, MD
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I have a credit card with 9.9% interest and I would like to pay it off at the lower rate and in 3 years, before my next PCS. I am in the military and have a clearance so I have to pay my bills. Just trying to reduce my interest expenses and pay off faster.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,364.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3100/mo
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.10980 balance on a 9.9% card w/ $200 min payment. This will force me to pay it off in 3 years. I also invested $3K of my own money in this loan so I am good for it.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$200. Yes. this is the only remaining card that I have a balance on.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2800/mo plus 300 for elect/propane.
What is the total balance of your credit cards, interest rates and current monthly payments?10900. $200/mo. 9.9%

 


 

 

 

Member Payment Dependent Notes Series 1408444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408444

$7,000

$7,000

17.27%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408444. Member loan 1408444 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: UTC Hamilton Sunstrand Debt-to-income ratio: 25.37%
Length of employment: < 1 year Location: South Hadley, MA
       
Home town:
Current & past employers: UTC Hamilton Sunstrand
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Loan is needed to pay off current credit card debt with excessive finance charges.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1979 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 3
Revolving Credit Balance: $2,601.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $3000. This includes mortgage, phone, insurance, food, gas, etc.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Store Card - Balance $5660 current minimum monthly payment is $170.00 per month.<br> Interest Payment due at end of principal payment term. 12% annual daily interest accumulated from beginning of term.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current Min payment of unsecured Debt is $935. New Min payment including new loan would be $990. Higher monthly payments with new loan, but $366 drops off in 10 months. And the balloon interest payment will not be accumulated if settled now. (12% daily interest accumulated over 34 months - starting at $5660 current balance)

 


 

 

 

Member Payment Dependent Notes Series 1408452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408452

$3,500

$3,500

6.03%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408452. Member loan 1408452 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: AGI Services Debt-to-income ratio: 10.47%
Length of employment: 9 years Location: College Park, GA
       
Home town:
Current & past employers: AGI Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,725.00 Public Records On File: 0
Revolving Line Utilization: 9.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $900<br>Cable - $100<br>Gas - $50<br>Electric - $100<br>Groceries - $100<br>Insurance - $80
What is the home improvement project you are planning?Replace the linoleum floors with ceramic tile in the kitchen and all bathrooms.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance - approx. $100K<br>Interest - 3.5%<br>Monthly Payment - $900

 


 

 

 

Member Payment Dependent Notes Series 1408456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408456

$18,825

$18,825

19.72%

1.00%

July 13, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408456. Member loan 1408456 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Greenway Medical Debt-to-income ratio: 18.92%
Length of employment: 8 years Location: CARROLLTON, GA
       
Home town:
Current & past employers: Greenway Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Didn't understand credit when in college and dug a hole I'm having a hard time getting out of. Never been late on any payments but not getting very far making minimum payments. Looking for this loan to lower my monthly obligation and provide a firm time period to having them paid off.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 78
Revolving Credit Balance: $12,192.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1750 (taxes insurance included)<br>Television/Internet: 75<br>Babysitting: 400<br>Telephone: 65<br>Car Insurance: 150<br>Car Payments: 700<br>Utilities: 250 average(Electric/Water)<br>Food: 750 (eating out/groceries)<br>Gas: 300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?690 currently....460 with this loan
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
What is the total balance of your credit cards, interest rates and current monthly payments?6 cards totalling 17500 in balance..rates range from 17.9 to 23.9...total minimum monthly payments total 680.
What is the total balance of your credit cards, interest rates and current monthly payments?6 cards totalling 17500 in balance..rates range from 17.9 to 23.9...total minimum monthly payments total 680.
What is your intended use for the loan proceeds?100% of loan will go towards high interest debt. It will lower my monthly payment by roughly 200 dollars and will be nice to know that debt will be gone after 60 payments.
Please explain the reason why you carry a large revolving credit balance.Biggest reason I would say is one particalur card I got in college...it had an extremly large credit limit and equally high interest rate unfortunatly. I was naive and built up a very large balance on it thinking it would be easy to pay off when I graduated. That of course has not proven to be the case.
What is the total balance of your credit cards, interest rates and current monthly payments?6 cards totalling 17500 in balance..rates range from 17.9 to 23.9...total minimum monthly payments total 680.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One purpose...to pay off credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1750 (taxes insurance included)<br>Television/Internet: 75<br>Babysitting: 400<br>Telephone: 65<br>Car Insurance: 150<br>Car Payments: 700<br>Utilities: 250 average(Electric/Water)<br>Food: 750 (eating out/groceries)<br>Gas: 300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1750 mortgage (taxes and insurance included)<br>690 Credit Card payments<br>100 Internet and TV<br>400 Babysitting<br>300 (utlilities average electric and water)<br>700 car payments<br>150 car insurance
What is the total balance of your credit cards, interest rates and current monthly payments?6 cards totalling 17500 in balance..rates range from 17.9 to 23.9...total minimum monthly payments total 680.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One purpose...to pay off credit card debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
What is the total balance of your credit cards, interest rates and current monthly payments?6 cards totalling 17500 in balance..rates range from 17.9 to 23.9...total minimum monthly payments total 680.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$1750 that includes taxes and insurance
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.V $1550 21.99% 50<br>V $2600 17.9% 75<br>MC $900 17.9% 40 <br>MC $1800 24.24% 70<br>V $850 21.9% 30<br>V $2550 22.9% 75<br>MC $6500 21.98% 350
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1750 (taxes insurance included)<br>Television/Internet: 75<br>Babysitting: 400<br>Telephone: 65<br>Car Insurance: 150<br>Car Payments: 700<br>Utilities: 250 average(Electric/Water)<br>Food: 750 (eating out/groceries)<br>Gas: 300

 


 

 

 

Member Payment Dependent Notes Series 1408491

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408491

$2,400

$2,400

15.31%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408491. Member loan 1408491 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: omnicare Debt-to-income ratio: 33.81%
Length of employment: 9 years Location: elkins park, PA
       
Home town:
Current & past employers: omnicare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,357.00 Public Records On File: 0
Revolving Line Utilization: 75.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are; to pays the share room with my family ,pay credit cards bills ,phone ,car insurance ,loans
Please provide general details of the cost of your vacation.To buy ticket to CA to visit my parents and brother then visit some frends at Alhambra ,Sanfrancisco ,and Orange county

 


 

 

 

Member Payment Dependent Notes Series 1408496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408496

$5,600

$5,600

16.29%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408496. Member loan 1408496 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,792 / month
Current employer: County of Orange Debt-to-income ratio: 16.20%
Length of employment: 10+ years Location: COLTON, CA
       
Home town:
Current & past employers: County of Orange
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Debt Consolidation for higher interest rate credit cards<br><br> Borrower added on 07/09/12 > I'm sorry, but I didn't mention this before, the credit cards I intend to payoff with this loan, I will be closing.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: 65
Revolving Credit Balance: $21,745.00 Public Records On File: 0
Revolving Line Utilization: 94.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Aproximately $2,700 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sorry for not responding but I've entered the info three times and when I hit submit it deletes it
Please explain the reason why you carry a large revolving credit balance.Due to housing market decline, my house is upside down, therefore I've had to rely on revolving credit to pay for improvement/repairs to my home, vehicle repairs, purchase of use vehicle and books for son's college expenses and misc hosehold and clothing items.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Aproximately $2,700 per month
Please explain the reason why you carry a large revolving credit balance.Due to housing market decline, my house is upside down, therefore I've had to rely on revolving credit to pay for improvement/repairs to my home, vehicle repairs, purchase of use vehicle and books for son's college expenses and misc hosehold and clothing items.
Which debts do you plan to pay off with this loan?Sam's Club $1,974<br>Kohls Charge $1,000<br>New York and Co $568<br>Home Depot $800<br>Bill me Later $635<br>GE $91<br>All have interest rate of 19% or higher
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sorry for not responding but I've entered the info three times and when I hit submit it deletes it

 


 

 

 

Member Payment Dependent Notes Series 1408515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408515

$17,325

$17,325

19.05%

1.00%

July 13, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408515. Member loan 1408515 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,233 / month
Current employer: Elsevier Health Science Debt-to-income ratio: 7.31%
Length of employment: 8 years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: Elsevier Health Science
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,093.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly rent is $1480. I don't have a car as I live in Center City Philadelphia and have a 10 minute walk commute to my office, so I have no car or car insurance payment to make. Utilities run $250/mo (power, cable). My phone and data plan are provided by my company, so I have no personal communication expenses. Food budget is on average $350/mo as I like to cook.
What portion of your wedding expenses does this loan represent?100%. I am paying for the entire wedding (in Belize) to eliminate burden on family, so I'm covering both rings, flights (for my fiancé and I), lodging, wedding dress (and alterations), officiant, photographer, venue, flowers, etc. The remainder of the loan will go towards the cost of the engagement ring.
What portion of your wedding expenses does this loan represent?100%. I am paying for the entire wedding (in Belize) to eliminate burden on family, so I'm covering both rings, flights (for my fiancé and I), lodging, wedding dress (and alterations), officiant, photographer, venue, flowers, etc. The remainder of the loan will go towards the cost of the engagement ring.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly rent is $1480. I don't have a car as I live in Center City Philadelphia and have a 10 minute walk commute to my office, so I have no car or car insurance payment to make. Utilities run $250/mo (power, cable). My phone and data plan are provided by my company, so I have no personal communication expenses. Food budget is on average $350/mo as I like to cook.
What portion of your wedding expenses does this loan represent?100%. I am paying for the entire wedding (in Belize) to eliminate burden on family, so I'm covering both rings, flights (for my fiancé and I), lodging, wedding dress (and alterations), officiant, photographer, venue, flowers, etc. The remainder of the loan will go towards the cost of the engagement ring.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly rent is $1480. I don't have a car as I live in Center City Philadelphia and have a 10 minute walk commute to my office, so I have no car or car insurance payment to make. Utilities run $250/mo (power, cable). My phone and data plan are provided by my company, so I have no personal communication expenses. Food budget is on average $350/mo as I like to cook.
What portion of your wedding expenses does this loan represent?100%. I am paying for the entire wedding (in Belize) to eliminate burden on family, so I'm covering both rings, flights (for my fiancé and I), lodging, wedding dress (and alterations), officiant, photographer, venue, flowers, etc. The remainder of the loan will go towards the cost of the engagement ring.

 


 

 

 

Member Payment Dependent Notes Series 1408583

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408583

$6,000

$6,000

12.12%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408583. Member loan 1408583 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,520 / month
Current employer: MetLife Debt-to-income ratio: 16.11%
Length of employment: 7 years Location: Westerly, RI
       
Home town:
Current & past employers: MetLife
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am hoping to receive funding for this loan so that I can finally pay off all of my CC debt for good. The interest rates on CC make it seem like the balance never goes down! I am SO ready to stop using my CC for good and to finally have extra $ to save for a DP on my first home! Thank you<br><br> Borrower added on 07/09/12 > I have been with my employer for 7 years now and feel that my job is very stable. I have never had any late or missed payments<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,812.00 Public Records On File: 0
Revolving Line Utilization: 50.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. <br>200.00 Rent (family apartment)<br>100.00 to 150.00 avg Utilities (electric, cable & heat)<br>200.00 Credit Card Payments <br>313.00 Car Payment<br>460.00 Daycare <br>70.00 Cell Phone Payment<br>225.00 to 250.00 Approx Food<br>60.00 Car Insurance<br>150.00 Gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover Card 1667.87 at 16.79%<br>Bank of America 4934.99 at19.99%<br>Citizens Bank (Car Payment) 9445.68 at 6.34%<br><br>I will never use credit cards again and am determined to get these paid off! Thank you for your consideration
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover Card 1667.87 at 16.79%<br>Bank of America 4934.99 at19.99%<br>Citizens Bank (Car Payment) 9445.68 at 6.34%<br><br>I will never use credit cards again and am determined to get these paid off! Thank you for your consideration

 


 

 

 

Member Payment Dependent Notes Series 1408586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408586

$3,550

$3,550

16.29%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408586. Member loan 1408586 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 12.27%
Length of employment: n/a Location: BUFFALO, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,826.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?809.06 mortgage, 70 car insurance, 180 fuel, gas 54.00 phone/TV/internet 124, 65 food, health care 278.09, water 148.09 every 3 months, 62 trash pick up evey 3 months, care credit 34.gettington 22.22 walmart 35.sunoco 25.00 electric 45. bridgestone 40. will be cancelling my Cable and phone and keeping the internet I also get $550 a month in rent, $1979 in SSD and from $200-$700 every month from a part time job, SitnStay Pet Sitting
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Care Credit bal 1467.22.98 interest, Gettington credit limit 1250.00 bal 372.09 interest19.90, Walmart limit $400, payment 35.00 interest bal 339.90 interest 22.90 Sunoco credit 300. bal 170.19 interest 23. bridgestone credit limit 1200. bal 863.17 interest 22.8 all interest rates are apr
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?809.06 mortgage, 70 car insurance, 180 fuel, gas 54.00 phone/TV/internet 124, 65 food, health care 278.09, water 148.09 every 3 months, 62 trash pick up evey 3 months, care credit 34.gettington 22.22 walmart 35.sunoco 25.00 electric 45. bridgestone 40. will be cancelling my Cable and phone and keeping the internet I also get $550 a month in rent, $1979 in SSD and from $200-$700 every month from a part time job, SitnStay Pet Sitting
Which debts do you plan to pay off with this loan?most of the credit cards definitely the lower amounts and whats left over cover whatever I can of the larger amounts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Care Credit bal 1467.22.98 interest, Gettington credit limit 1250.00 bal 372.09 interest19.90, Walmart limit $400, payment 35.00 interest bal 339.90 interest 22.90 Sunoco credit 300. bal 170.19 interest 23. bridgestone credit limit 1200. bal 863.17 interest 22.8 all interest rates are apr

 


 

 

 

Member Payment Dependent Notes Series 1408633

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408633

$12,000

$12,000

15.80%

1.00%

July 11, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408633. Member loan 1408633 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,942 / month
Current employer: Moses Taylor hospital Debt-to-income ratio: 15.70%
Length of employment: 5 years Location: SCRANTON, PA
       
Home town:
Current & past employers: Moses Taylor hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Having just purchased my first home I would like to consolidate my credit cards and get debt free in a much shorter time<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,024.00 Public Records On File: 0
Revolving Line Utilization: 58.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 799.00 which includes my taxes and homeowners I own my car outright insurance is 50 a month food costs approx 300 I spend around 20 a week for auto fuel student loans 300 utilities 400 i currently are pay approx 600 monthly trying to get my credit cards paid down i have approx 300 yet to pay off on medical bills as well from a kidney stone i had in february
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.dell $545.46 22% min $20<br> visa $332.16 17% min $15<br> mc $4,754.89 17% min $118<br>mc $1,404.44 23% min $104<br>mc $3,972.04 20% min $112
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?dell $545.46 <br>visa $332.16<br>mc $4,754.89<br>mc 1,404.44<br>mc $3,972.04<br> total minimum monthly 400/month
Please explain the reason why you carry a large revolving credit balance.I purchased my first home in January of this year it was a forclosure and required renovation which were financed in my mortgage. The renovations had some delays and i was forced to maintain another residence during 2 homes for 4 months became costly I also had a kidney stone that mounted up some large medical bills which were unexpected I relyedon my credit cards during this time to get me through this time I have been paying them down but at thi srate it will take a very long time
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.dell $545.46 22% min $20<br> visa $332.16 17% min $15<br> mc $4,754.89 17% min $118<br>mc $1,404.44 23% min $104<br>mc $3,972.04 20% min $112
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 799.00 which includes my taxes and homeowners I own my car outright insurance is 50 a month food costs approx 300 I spend around 20 a week for auto fuel student loans 300 utilities 400 i currently are pay approx 600 monthly trying to get my credit cards paid down i have approx 300 yet to pay off on medical bills as well from a kidney stone i had in february
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.dell $545.46 22% min $20<br> visa $332.16 17% min $15<br> mc $4,754.89 17% min $118<br>mc $1,404.44 23% min $104<br>mc $3,972.04 20% min $112
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?dell $545.46 <br>visa $332.16<br>mc $4,754.89<br>mc 1,404.44<br>mc $3,972.04<br> total minimum monthly 400/month
Please explain the reason why you carry a large revolving credit balance.I purchased my first home in January of this year it was a forclosure and required renovation which were financed in my mortgage. The renovations had some delays and i was forced to maintain another residence during 2 homes for 4 months became costly I also had a kidney stone that mounted up some large medical bills which were unexpected I relyedon my credit cards during this time to get me through this time I have been paying them down but at thi srate it will take a very long time

 


 

 

 

Member Payment Dependent Notes Series 1408664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408664

$5,000

$5,000

18.75%

1.00%

July 12, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408664. Member loan 1408664 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,086 / month
Current employer: Department of Defense Debt-to-income ratio: 2.77%
Length of employment: 10+ years Location: Killeen, TX
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,938.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?none
What type of vehicle are you buying (make, model, year, mileage and condition)?Audi A3 2010/15,000 miles/very good condition
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1,300, water $85, electricity $115, phone bundle $175, insurance included in house note, food $200/mo, camp $220/mo,
What type of vehicle are you buying (make, model, year, mileage and condition)?Audi A3 2010/15,000 miles/very good condition
What are the balances, interest rates, and monthly payments on any other auto obligations?I have no other car notes
How much money are you providing out of pocket as a down payment for this purchase?none
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1,300, water $85, electricity $115, phone bundle $175, insurance included in house note, food $200/mo, camp $220/mo,
How much money are you providing out of pocket as a down payment for this purchase?none
How are you covering other costs related to this car transaction (taxes, registration, insurance)?Not yet
What are the balances, interest rates, and monthly payments on any other auto obligations?I have no other car notes
Is this loan for a refinance, lease or purchase?purchase

 


 

 

 

Member Payment Dependent Notes Series 1408683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408683

$25,000

$25,000

14.33%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408683. Member loan 1408683 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Sierra Central Credit Union Debt-to-income ratio: 32.10%
Length of employment: 10+ years Location: WHEATLAND, CA
       
Home town:
Current & past employers: Sierra Central Credit Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I began paying off all of my credit card and loan debt in January of this year. My goal is to pay off all of or the majority of my debt within three to five years. This loan would enable me to accomplish my goal and reduce my overall interest rate,while making only one payment each month.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,146.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I contribute $1000.00 to $1200.00 monthly to the the household budget to cover housing expenses, food, and transportation, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently I owe a total of $22,000 in credit card debt and $7,000.00 on 1 installment loan. As my goal is to pay them off in three years or less, I have been paying monthly more than the minimum payment due for a total of $1400.00 ea month. My interest rates range from 12.99% to 29.99%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I contribute $1000.00 to $1200.00 monthly to the the household budget to cover housing expenses, food, and transportation, etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I contribute $1000.00 to $1200.00 monthly to the the household budget to cover housing expenses, food, and transportation, etc.

 


 

 

 

Member Payment Dependent Notes Series 1408722

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408722

$1,000

$1,000

12.12%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408722. Member loan 1408722 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,030 / month
Current employer: Career Opportunities,Inc. Debt-to-income ratio: 20.42%
Length of employment: 3 years Location: mckinney, TX
       
Home town:
Current & past employers: Career Opportunities,Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > unexpected expenses.<br><br> Borrower added on 07/07/12 > unexpected expenses<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 9
Revolving Credit Balance: $12,817.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $1250.00,<br>miscellaneous expenses approximately $600

 


 

 

 

Member Payment Dependent Notes Series 1408732

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408732

$10,625

$10,625

15.31%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408732. Member loan 1408732 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: Gore's Tire Service Debt-to-income ratio: 24.40%
Length of employment: 5 years Location: MARION, SC
       
Home town:
Current & past employers: Gore's Tire Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I am looking for some help with a debt consolidation loan due to some unfortunate bills that I had to pay when I lost my mother in April of 2012. Any help from you would be greatly appreciated. Thank you in advance.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,643.00 Public Records On File: 0
Revolving Line Utilization: 70.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1750.00 total
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Home - $13,000.00 / 13.9% interest $250.00 / month<br>Vehicle - $ 6,500.00 / 10.5% interest $300.00 / month<br>Credit Cards $12,000 / 9.9 - 22.0 % interest $450.00 / month<br>persoal loan (lawn mower) $8,300 / 4.9 % interest $150.00 / month
Please explain the reason why you carry a large revolving credit balance.My mother died in April of 2012. I paid the majority of the funeral expences with credit cards because that was all I could do at that time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1750.00 total
Which debts do you plan to pay off with this loan?All of my credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Home - $13,000.00 / 13.9% interest $250.00 / month<br>Vehicle - $ 6,500.00 / 10.5% interest $300.00 / month<br>Credit Cards $12,000 / 9.9 - 22.0 % interest $450.00 / month<br>persoal loan (lawn mower) $8,300 / 4.9 % interest $150.00 / month

 


 

 

 

Member Payment Dependent Notes Series 1408814

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408814

$19,125

$19,125

16.29%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408814. Member loan 1408814 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Home Depot Inc & Kohls Inc. Debt-to-income ratio: 7.92%
Length of employment: 10+ years Location: Charlotte, NC
       
Home town:
Current & past employers: The Home Depot Inc & Kohls Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Auto & consolidation<br><br> Borrower added on 07/09/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,884.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Everything totals about 2000.00.....
What is your intended use for the loan proceeds?I need to purchase a car and consolidate some of my expenses.....
Please explain the reason why you carry a large revolving credit balance.I am just coming out of a divorce....I will be able to pay off my credit balance in less than 2 years when the funds become available through my 401k at work.....

 


 

 

 

Member Payment Dependent Notes Series 1408830

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408830

$5,600

$5,600

15.31%

1.00%

July 12, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408830. Member loan 1408830 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Spartacraft, Inc. Debt-to-income ratio: 14.71%
Length of employment: 2 years Location: Lenoir, NC
       
Home town:
Current & past employers: Spartacraft, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,177.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance is around 125,000 and the interest rate is around 3.5%. Our payments are $823 like stated in application.
Please explain the reason why you carry a large revolving credit balance.I do not understand the question.

 


 

 

 

Member Payment Dependent Notes Series 1408873

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408873

$7,750

$7,750

15.31%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408873. Member loan 1408873 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Barnes systems inc Debt-to-income ratio: 19.63%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Barnes systems inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Pay off high interest credit card debt<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,442.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 200. I live with my parents. Phone is 40 I'm in a family plan. Food is included with rent. Utilities is included with rent. Insurance is 30 dollars, I'm in the plan with my father so the plan is cheaper if he is in the plan. I try to plan where accordingly so I can minimize expenses. Gas is about 200 per month, +/-. So, expenses total about 500 per month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-750, min 30, 19.99% - Visa-285, min 25, 17.99%, - Dept. store card- 425, min 25, 24.99%. - MasterCard-1095, min 30, 17.99%. - Dep. store card- 800, min 40, 23.99%. - Dept. store card- 1200, min 86, 18.99%. - Home improvement card- 1100, min 30, 22.99% - Dept. store card 3000, Min 120, 24.99% - Home improvement card-800, min 25, 23.99%.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payment is about $450- $500 on existing debt. This new loan will be used to pay off all the existing debt and avoid high interest rates. The new debt will be the amount of this loan and the payment is about 275 per month, approximately.
Please explain the reason why you carry a large revolving credit balance.I get discounts when using , for example, my Children's place credit card. Situations like that have made me use credit. I have realized that savings like these cost more in interest in the long run, so definitely not worth it! Something that I have learn and plan/spend accordingly now.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 200. I live with my parents. Phone is 40 I'm in a family plan. Food is included with rent. Utilities is included with rent. Insurance is 30 dollars, I'm in the plan with my father so the plan is cheaper if he is in the plan. I try to plan where accordingly so I can minimize expenses. Gas is about 200 per month, +/-. So, expenses total about 500 per month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-750, min 30, 19.99% - Visa-285, min 25, 17.99%, - Dept. store card- 425, min 25, 24.99%. - MasterCard-1095, min 30, 17.99%. - Dep. store card- 800, min 40, 23.99%. - Dept. store card- 1200, min 86, 18.99%. - Home improvement card- 1100, min 30, 22.99% - Dept. store card 3000, Min 120, 24.99% - Home improvement card-800, min 25, 23.99%.
What is the total balance of your credit cards, interest rates and current monthly payments?I had posted this answer to another investors question. Total debt was about 8000. A little less. The interest rates vary, the lowest is 17.99% and goes up to 24.99 on the department stores credit cards. All other cards are within that range .The total monthly payments on all accounts total to about $450-$500. The questions I have answered are viewable to all investors. However, if you cannot see it I'll be happy to pull my creditreport again and give u a detailed list of my debt.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payment is about $450- $500 on existing debt. This new loan will be used to pay off all the existing debt and avoid high interest rates. The new debt will be the amount of this loan and the payment is about 275 per month, approximately.
Please explain the reason why you carry a large revolving credit balance.I get discounts when using , for example, my Children's place credit card. Situations like that have made me use credit. I have realized that savings like these cost more in interest in the long run, so definitely not worth it! Something that I have learn and plan/spend accordingly now.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-750, min 30, 19.99% - Visa-285, min 25, 17.99%, - Dept. store card- 425, min 25, 24.99%. - MasterCard-1095, min 30, 17.99%. - Dep. store card- 800, min 40, 23.99%. - Dept. store card- 1200, min 86, 18.99%. - Home improvement card- 1100, min 30, 22.99% - Dept. store card 3000, Min 120, 24.99% - Home improvement card-800, min 25, 23.99%.

 


 

 

 

Member Payment Dependent Notes Series 1408910

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408910

$20,000

$20,000

15.31%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408910. Member loan 1408910 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,856 / month
Current employer: State of California Debt-to-income ratio: 19.12%
Length of employment: 10+ years Location: ELK GROVE, CA
       
Home town:
Current & past employers: State of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,413.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $50; Utilities $300; Phone $0; Insurance $97; Food $150. I am very frugal and don't buy items I don't need so live within my budget pretty well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%
Please explain the reason why you carry a large revolving credit balance.Was Furloughed a few years back working for the State of California so earned 14.6% less for 18 months. Unfortunately needed some home repairs (roof, garage door, dishwasher, stove and HVAC) No equity in the home so used credit debt to pay for repairs. Could have walked away from mortgage, but am responsible creditor and am paying the price now. Was promoted 2 yrs ago and I am getting merit pay increases yearly of 5% for next 5 years which could be added to my gross.
What is your intended use for the loan proceeds?Consolidate my credit card debt and pay off at one rate versus a few different rates. I got into this mess by purchasing a slightly older home that required work. When purchased expected the market to continue upward trend. Unfortunately the market crashed and I had no equity to fund needed work. I could have walked away, but I am a responsible borrower who won't walk away..even when home is more than double upside down.. repairs were made with credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $50; Utilities $300; Phone $0; Insurance $97; Food $150. I am very frugal and don't buy items I don't need so live within my budget pretty well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?This information was previously posted and is available to all potential lenders. If you require more specific information, please repost your question with specifics needed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $50; Utilities $300; Phone $0; Insurance $97; Food $150. I am very frugal and don't buy items I don't need so live within my budget pretty well.
What is your intended use for the loan proceeds?Consolidate my credit card debt and pay off at one rate versus a few different rates. I got into this mess by purchasing a slightly older home that required work. When purchased expected the market to continue upward trend. Unfortunately the market crashed and I had no equity to fund needed work. I could have walked away, but I am a responsible borrower who won't walk away..even when home is more than double upside down.. repairs were made with credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $50; Utilities $300; Phone $0; Insurance $97; Food $150. I am very frugal and don't buy items I don't need so live within my budget pretty well.
Please explain the reason why you carry a large revolving credit balance.Was Furloughed a few years back working for the State of California so earned 14.6% less for 18 months. Unfortunately needed some home repairs (roof, garage door, dishwasher, stove and HVAC) No equity in the home so used credit debt to pay for repairs. Could have walked away from mortgage, but am responsible creditor and am paying the price now. Was promoted 2 yrs ago and I am getting merit pay increases yearly of 5% for next 5 years which could be added to my gross.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $50; Utilities $300; Phone $0; Insurance $97; Food $150. I am very frugal and don't buy items I don't need so live within my budget pretty well.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?This information was previously posted and is available to all potential lenders. If you require more specific information, please repost your question with specifics needed.
Please explain the reason why you carry a large revolving credit balance.Was Furloughed a few years back working for the State of California so earned 14.6% less for 18 months. Unfortunately needed some home repairs (roof, garage door, dishwasher, stove and HVAC) No equity in the home so used credit debt to pay for repairs. Could have walked away from mortgage, but am responsible creditor and am paying the price now. Was promoted 2 yrs ago and I am getting merit pay increases yearly of 5% for next 5 years which could be added to my gross.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The mortgage is an all inclusive mortgage. It covers the PMI, dwelling insurance, and bi annual taxes. The amount paid is $1280.06 monthly. Basically its an escrow account.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $50; Utilities $300; Phone $0; Insurance $97; Food $150. I am very frugal and don't buy items I don't need so live within my budget pretty well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $287,000 with monthly payment of $1280.00 which covers PMI, and Property Taxes, and Home insurance; Credit card debt of $22,000 with variable rates from 9.9 to 29.9%

 


 

 

 

Member Payment Dependent Notes Series 1409029

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409029

$1,200

$1,200

18.75%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409029. Member loan 1409029 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: Home Depot Debt-to-income ratio: 2.86%
Length of employment: 4 years Location: WOODLAND, CA
       
Home town:
Current & past employers: Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I'm returning to southern California from northern California to be closer to family. Looking for a little bit of buffer to help with expenses and to breathe easier once I'm down to continue to get to work.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $916.00 Public Records On File: 0
Revolving Line Utilization: 91.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses total about 700 right now.

 


 

 

 

Member Payment Dependent Notes Series 1409067

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409067

$30,000

$30,000

19.05%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409067. Member loan 1409067 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Kenaya Inc. D.B.A. Express Liquor Shop Debt-to-income ratio: 12.57%
Length of employment: 8 years Location: MARYSVILLE, MI
       
Home town:
Current & past employers: Kenaya Inc. D.B.A. Express Liquor Shop
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I want 1 payment instead of 5 payments to repay my credit cards. I have never been late repaying on these credit cards. My credit is all I have and I don't want to ruin it for anyone. This will really help me in my cash flow throughout the month.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,105.00 Public Records On File: 0
Revolving Line Utilization: 91.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly bills are around 3700.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total min payments for all credit cards is 1400.00 a month. So this loan will cover all of my credit cards with just having one payment to pay off this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses are around 5500.00 a month
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying off a mortgage.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying off a mortgage.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses are around 5500.00 a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?the only purpose for this loan is one thing consolidating all my credit card bills in one payment that will get paid off over three years.

 


 

 

 

Member Payment Dependent Notes Series 1409080

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409080

$5,350

$5,350

12.12%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409080. Member loan 1409080 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: Nordex USA Debt-to-income ratio: 15.51%
Length of employment: 2 years Location: WYNNE, AR
       
Home town:
Current & past employers: Nordex USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My loan is to pay off all of my high interest credit cards and buy a new set of tires for my truck.<br><br> Borrower added on 07/08/12 > I am wanting to pay off high interest credit cards with a much lower interest loan.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 58
Revolving Credit Balance: $4,465.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409141

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409141

$12,375

$12,375

13.11%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409141. Member loan 1409141 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: state of California Debt-to-income ratio: 13.75%
Length of employment: 4 years Location: Elk Grove, CA
       
Home town:
Current & past employers: state of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > This loan is simply to pay off high interest credit cards that have huge interest rates. I've made more than my min payments every month and yet they still adjust the rates higher because they can. With a loan like this one i would be able to pay my debts off and save a little money each month.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 61
Revolving Credit Balance: $9,545.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?currently my monthly expenses are rent-600 transportation cost- 250 utilities, phone, insurance are around 400 a month total, food hovers at around 200 a month. my most expensive payments are to my credit cards which i normally pay about 800 a month. But with horrible interest rates im not making a huge dent. With this loan if a can get it approved i would actually be able to save a little money each month and still meet my financial obligations. I hope that answers your question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card balances are about 7,000 give or take a few dollars with interest rates near or over 20 %. The other 5000 dollars is for a line of credit that I have that the interest rate just adjusted again to 19.9 percent and with that kind of a balance it is so hard to make a dent each month come payday. With this loan the interest rate i was offered if i can get funding would make meeting the financial obligations tremendously easier each month with more actually going to principal balance.
Please explain the reason why you carry a large revolving credit balance.Typically I don't like to get that high of a balance on credit cards. I made some purchases since buying a home and since then the credit card companies have adjusted their rates to the point where im simply throwing my money away to interest. I would rather have one loan with a lower interest to be able to meet the obligation better. With this loan I would actually be paying less in credit card debt each month while still getting this loan paid off in three years.

 


 

 

 

Member Payment Dependent Notes Series 1409159

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409159

$7,500

$7,500

8.90%

1.00%

July 12, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409159. Member loan 1409159 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Honda of America Debt-to-income ratio: 12.84%
Length of employment: 10+ years Location: MARYSVILLE, OH
       
Home town:
Current & past employers: Honda of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > This loan is for refinancing higher credit card rates.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,735.00 Public Records On File: 0
Revolving Line Utilization: 60.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The bulk of my revolving debt is from home improvements.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1066.05. I have no car payment. My utilities average $375.00 per month. Phone is $60.00 per month. My employer pays for my medical insurance. My home owners and car insurance are $100.00 per month total, wich I have put in a savings account weekly from my paycheck, so that is there when the time comes. My budget for gas is $120.00 per month. My budget for food is $240.00 per month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover card $6090.26 The interest rate was 0% for this card, but next month it goes to 18%. The minimum monthly payment was $166.00. I payed $200.00 a month for the last year. The end of the 0% rate is the main reason I want this loan.<br><br>HFCU Visa card $1360.00. The interest rate is 11.50%. The minimum monthly payment is $30.00.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Bank of America Visa minimum payment is $366.00. None of this will be include in the payoff, being that the interest rate is 5.9%.<br><br>Discover Card minimum payment is $166.00. The interest rate was 0%, but is going to 18%. This will be included in the payoff, and is the main reason I am applying for the loan.<br><br>HFCU Visa minimum payment is $30.00. The interest rate is 11.5%
Please explain the reason why you carry a large revolving credit balance.The bulk of my revolving debt is from home improvements.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover card $6090.26 The interest rate was 0% for this card, but next month it goes to 18%. The minimum monthly payment was $166.00. I payed $200.00 a month for the last year. The end of the 0% rate is the main reason I want this loan.<br><br>HFCU Visa card $1360.00. The interest rate is 11.50%. The minimum monthly payment is $30.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1066.05. I have no car payment. My utilities average $375.00 per month. Phone is $60.00 per month. My employer pays for my medical insurance. My home owners and car insurance are $100.00 per month total, wich I have put in a savings account weekly from my paycheck, so that is there when the time comes. My budget for gas is $120.00 per month. My budget for food is $240.00 per month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover card $6090.26 The interest rate was 0% for this card, but next month it goes to 18%. The minimum monthly payment was $166.00. I payed $200.00 a month for the last year. The end of the 0% rate is the main reason I want this loan.<br><br>HFCU Visa card $1360.00. The interest rate is 11.50%. The minimum monthly payment is $30.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1066.05. I have no car payment. My utilities average $375.00 per month. Phone is $60.00 per month. My employer pays for my medical insurance. My home owners and car insurance are $100.00 per month total, wich I have put in a savings account weekly from my paycheck, so that is there when the time comes. My budget for gas is $120.00 per month. My budget for food is $240.00 per month.
What is the total balance of your credit cards, interest rates and current monthly payments?Discover is $6090.26. This was at 0% interest for the past year, but is going to 18.99% next month.The monthly payment started out at $200.00 per month. I payed that all year, but the minimum is only $166.00 now. The change in this interest rate is the reason I am applying for this loan.<br><br>HFCU Visa balance is $1360.00 at 11.50%, with a $30.00 minimum payment.<br><br>Bank Of America Mastercard is $25,000.00 at5.9%, with a minimum payment of $360.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1066.05. I have no car payment. My utilities average $375.00 per month. Phone is $60.00 per month. My employer pays for my medical insurance. My home owners and car insurance are $100.00 per month total, wich I have put in a savings account weekly from my paycheck, so that is there when the time comes. My budget for gas is $120.00 per month. My budget for food is $240.00 per month.
What is the total balance of your credit cards, interest rates and current monthly payments?Discover is $6090.26. This was at 0% interest for the past year, but is going to 18.99% next month.The monthly payment started out at $200.00 per month. I payed that all year, but the minimum is only $166.00 now. The change in this interest rate is the reason I am applying for this loan.<br><br>HFCU Visa balance is $1360.00 at 11.50%, with a $30.00 minimum payment.<br><br>Bank Of America Mastercard is $25,000.00 at5.9%, with a minimum payment of $360.00

 


 

 

 

Member Payment Dependent Notes Series 1409185

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409185

$14,675

$14,675

15.31%

1.00%

July 11, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409185. Member loan 1409185 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Nordstrom Debt-to-income ratio: 12.95%
Length of employment: 7 years Location: SUBLIMITY, OR
       
Home town:
Current & past employers: Nordstrom
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,064.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses as discribed above excluding the credit card payments is approximately $1300-$1400 per month.
Please explain the reason why you carry a large revolving credit balance.Over the last year I got married, had a child and my wife was laid off. The reason for the loan is to consolidate out debts and establish a timeline to have our debt paid off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses as discribed above excluding the credit card payments is approximately $1300-$1400 per month.
Please explain the reason why you carry a large revolving credit balance.Over the last year I got married, had a child and my wife was laid off. The reason for the loan is to consolidate out debts and establish a timeline to have our debt paid off.
Which debts do you plan to pay off with this loan?With this loan I will be able to pay almost each credit card debt off in full, rolling them into one payment and helping set a timeline to being debt free. Priority will be highest interest debts and highest balance debts.

 


 

 

 

Member Payment Dependent Notes Series 1409208

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409208

$13,750

$13,750

18.75%

1.00%

July 13, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409208. Member loan 1409208 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: SPX Debt-to-income ratio: 26.48%
Length of employment: 4 years Location: Raleigh, NC
       
Home town:
Current & past employers: SPX
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I have incurred this credit card debt paying for my wedding last year. I am asking for your help to help consolidate high interest credit cards to one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,965.00 Public Records On File: 0
Revolving Line Utilization: 41.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $1200 (includes car, cable, utilities, food, etc.). I have missed no payments and pay everything on time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is with credit cards:<br>BOA Visa- monthly payment -$200, balance of $7500, 24.99%<br>Capital One- $75, balance of $3400, 14.70%<br>Capital One- $35, balance of $700, 20.99%<br>Chase- $100, balance of $5000, 22%<br>Best Buy- $75, balance of $1000, 24.24%
Please explain the reason why you carry a large revolving credit balance.I used my credit cards to help pay for my wedding last year. I am looking to consolidate my debt to one payment a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My only expense is water and gas which is $50/month.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).N/A
Which debts do you plan to pay off with this loan?The only debts I plan to pay off is my credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is with credit cards:<br>BOA Visa- monthly payment -$200, balance of $7500, 24.99%<br>Capital One- $75, balance of $3400, 14.70%<br>Capital One- $35, balance of $700, 20.99%<br>Chase- $100, balance of $5000, 22%<br>Best Buy- $75, balance of $1000, 24.24%
What is your intended use for the loan proceeds?My intended purpose is to use the loan amount and pay off my credit cards.
Please explain the reason why you carry a large revolving credit balance.I used my credit cards to help pay for my wedding last year. I am looking to consolidate my debt to one payment a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is with credit cards:<br>BOA Visa- monthly payment -$200, balance of $7500, 24.99%<br>Capital One- $75, balance of $3400, 14.70%<br>Capital One- $35, balance of $700, 20.99%<br>Chase- $100, balance of $5000, 22%<br>Best Buy- $75, balance of $1000, 24.24%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only one purpose for using this funding and requesting your help is to pay off my credit cards, starting with high interest cards first.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is with credit cards:<br>BOA Visa- monthly payment -$200, balance of $7500, 24.99%<br>Capital One- $75, balance of $3400, 14.70%<br>Capital One- $35, balance of $700, 20.99%<br>Chase- $100, balance of $5000, 22%<br>Best Buy- $75, balance of $1000, 24.24%

 


 

 

 

Member Payment Dependent Notes Series 1409230

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409230

$6,600

$6,600

15.31%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409230. Member loan 1409230 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: cazenovia equipment company Debt-to-income ratio: 19.00%
Length of employment: 10+ years Location: SOUTH NEW BERLIN, NY
       
Home town:
Current & past employers: cazenovia equipment company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 21
Revolving Credit Balance: $595.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1409262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409262

$10,000

$10,000

13.11%

1.00%

July 16, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409262. Member loan 1409262 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Hospital Debt-to-income ratio: 30.07%
Length of employment: 10+ years Location: SHELBIANA, KY
       
Home town:
Current & past employers: Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,014.00 Public Records On File: 0
Revolving Line Utilization: 41.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1409268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409268

$10,000

$10,000

12.12%

1.00%

July 17, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409268. Member loan 1409268 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: WPX Delivery Solutions Debt-to-income ratio: 11.16%
Length of employment: 10+ years Location: Spokane, WV
       
Home town:
Current & past employers: WPX Delivery Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Consolidate some bills<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,347.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $1,000.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?around $160.00
Please explain the reason why you carry a large revolving credit balance.The Visa card with the largest balance was for a couple major auto repairs as I don't normally carry high balance.

 


 

 

 

Member Payment Dependent Notes Series 1409402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409402

$8,400

$8,400

18.49%

1.00%

July 13, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409402. Member loan 1409402 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Dept of Veterans Affairs Debt-to-income ratio: 22.83%
Length of employment: 6 years Location: SAINT PETERSBURG, FL
       
Home town:
Current & past employers: Dept of Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 62
Revolving Credit Balance: $1,905.00 Public Records On File: 0
Revolving Line Utilization: 34.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?see above- $1,780.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).See previous answer... total monthly housing expenses are approx $1,780.00. Homeowners taxes and insurance are included in monthly mortgage payment.

 


 

 

 

Member Payment Dependent Notes Series 1409461

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409461

$12,000

$12,000

12.12%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409461. Member loan 1409461 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: Daffern Steel & Recycling, Inc. Debt-to-income ratio: 15.13%
Length of employment: 8 years Location: PLAINVIEW, TX
       
Home town:
Current & past employers: Daffern Steel & Recycling, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I am using this loan to pay off my higher interest rate credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,962.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1409489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409489

$14,075

$14,075

15.80%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409489. Member loan 1409489 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: David Yurman Debt-to-income ratio: 5.27%
Length of employment: < 1 year Location: Lake worth, FL
       
Home town:
Current & past employers: David Yurman
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,263.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $300, transportation-car paid off, utilities-$165, phone-$110, insurance-$130, food - $250. Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent $300, transportation-car paid off, utilities-$165, phone-$110, insurance-$130, food - $250. Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $300, transportation-car paid off, utilities-$165, phone-$110, insurance-$130, food - $250. Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
Which debts do you plan to pay off with this loan?Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent $300, transportation-car paid off, utilities-$165, phone-$110, insurance-$130, food - $250. Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent $300, transportation-car paid off, utilities-$165, phone-$110, insurance-$130, food - $250. Basically I owe approximately $20,000 in credit card debt and I would like to consolidate them. I have a stable job and am also a business owner. I happened to spend more than I was profiting and this loan will tremendously help me get my business back on track.
What is your intended use for the loan proceeds?I currently have credit card debt but instead of using my savings I would rather use a loan. My goal is to pay it off in a few months. This loan would really assist me in gaining some financial stability and getting my small business back on track. Thank You

 


 

 

 

Member Payment Dependent Notes Series 1409495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409495

$5,600

$5,600

7.62%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409495. Member loan 1409495 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Fort Bend ISD Debt-to-income ratio: 25.99%
Length of employment: 10+ years Location: Katy, TX
       
Home town:
Current & past employers: Fort Bend ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,040.00 Public Records On File: 0
Revolving Line Utilization: 23.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1409529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409529

$8,875

$8,875

15.31%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409529. Member loan 1409529 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,292 / month
Current employer: Wells fargo Debt-to-income ratio: 30.15%
Length of employment: 2 years Location: CHAPEL HILL, NC
       
Home town:
Current & past employers: Wells fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I got myself into a huge mess with credit cards. I would like to pay most of them off so I can start saving money.<br><br> Borrower added on 07/09/12 > I would like to consolidate my credit card debt as fast as possible so I can get my finances in order.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,798.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent car payment car insurance cell phone utilities food and gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6 credit cards with interest rates ranging from 10% to 26% totaling about $8000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent car payment car insurance cell phone utilities food and gas
Please explain the reason why you carry a large revolving credit balance.I bought things that I couldn't afford at the time and racked up my credit cards
Which debts do you plan to pay off with this loan?All of my credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6 credit cards with interest rates ranging from 10% to 26% totaling about $8000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6 credit cards with interest rates ranging from 10% to 26% totaling about $8000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent car payment car insurance cell phone and utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6 credit cards with interest rates ranging from 10% to 26% totaling about $8000

 


 

 

 

Member Payment Dependent Notes Series 1409564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409564

$24,575

$24,575

17.77%

1.00%

July 17, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409564. Member loan 1409564 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,662 / month
Current employer: Anne Arundel Community College Debt-to-income ratio: 26.12%
Length of employment: 7 years Location: CROFTON, MD
       
Home town:
Current & past employers: Anne Arundel Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Dear Potential Lenders:<br>This loan will be used for down payment for a home purchase. I hope to be a first time home owner. While I have had some financial troubles in the past, I have secured stable, permanent employment and I am eager to begin making mortgage payments instead of rent payments.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,659.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.about 6k of revolving credit balance now is due to: 1) pet surgery and 2) three trips related to family illness/funeral in last two years.
Is the home you are purchasing your primary residence or an investment property?Home will be primary residence.
What is the estimated current market value of the home you intend to purchase?Currently looking at 3-4 homes, estimated current market value between 250-350K.
What other sources of financing are you using to purchase the home?FHA loan.

 


 

 

 

Member Payment Dependent Notes Series 1409574

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409574

$4,000

$4,000

7.90%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409574. Member loan 1409574 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: Lowes Debt-to-income ratio: 28.16%
Length of employment: 8 years Location: Canal Winchester, OH
       
Home town:
Current & past employers: Lowes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,658.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409665

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409665

$15,000

$15,000

14.09%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409665. Member loan 1409665 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Kaise Permanente Debt-to-income ratio: 8.55%
Length of employment: 4 years Location: Cerritos, CA
       
Home town:
Current & past employers: Kaise Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 56 Months Since Last Delinquency: 36
Revolving Credit Balance: $3,701.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1409683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409683

$4,100

$4,100

13.11%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409683. Member loan 1409683 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Pacific Coast Womens Health Debt-to-income ratio: 18.21%
Length of employment: 5 years Location: ENCINITAS, CA
       
Home town:
Current & past employers: Pacific Coast Womens Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Pay off high interest credit card<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 70
Revolving Credit Balance: $6,219.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-$0<br>Transportation-$100<br>Utilities-$600<br>Food-$400<br>Cedit Cards-$500
What is the estimated current market value of the home you intend to purchase?$300K
Is the home you are purchasing your primary residence or an investment property?It will be my primary residence

 


 

 

 

Member Payment Dependent Notes Series 1409714

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409714

$4,750

$4,750

14.33%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409714. Member loan 1409714 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,333 / month
Current employer: Baldinos Debt-to-income ratio: 13.80%
Length of employment: 4 years Location: parkton, NC
       
Home town:
Current & past employers: Baldinos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I am trying to pay off my high interest credit card. It holds an APR rate of 29.99% and also holds slightly over 50% of my total debt.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,071.00 Public Records On File: 0
Revolving Line Utilization: 77.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:300<br>Insurance:56<br>Phone: 95<br>Utilities: 200<br>CC1: 100<br>CC2: 25<br>CC3: 45<br>SC1: 25<br>Gas: 100(+/-)<br>Food: 200(+/-)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance (four credit cards) totals $6000. Slightly more than 50% of the total debt has an APR of 29.99%. Monthly minimum payments total $195. Actual monthly payments total $360.

 


 

 

 

Member Payment Dependent Notes Series 1409715

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409715

$4,950

$4,950

13.11%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409715. Member loan 1409715 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: General Nutrition Center Debt-to-income ratio: 16.16%
Length of employment: 8 years Location: Jacksonville, FL
       
Home town:
Current & past employers: General Nutrition Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,675.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409780

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409780

$10,000

$10,000

17.77%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409780. Member loan 1409780 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Genesee Valley Central School Debt-to-income ratio: 30.40%
Length of employment: 8 years Location: Almond, NY
       
Home town:
Current & past employers: Genesee Valley Central School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > This loan is to pay for my daughters wedding, and i want her to have what she wants, she is a wonderful daughter, a great person and i know she will make a great wife.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 31
Revolving Credit Balance: $8,379.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximatly 900 dollars
What portion of your wedding expenses does this loan represent?90
If you have a delinquency in the last 2 years, please explain the reason.Was out of work due to an accident involving my achilles tendon, had to wait for disability to come in.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximatly 900 dollars
What portion of your wedding expenses does this loan represent?90
How are you paying for other wedding expenses not covered by this loan?I have saved up money through out the year, I have put a down payment of 500 dollars to the caterer, and have paid for miscellanious items with my own money
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?roughly 900 dollars, we live on a farm and the house is paid for, and all utilites are paid by the farm.
What portion of your wedding expenses does this loan represent?90
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?roughly 900 dollars, we live on a farm and the house is paid for, and all utilites are paid by the farm.
What portion of your wedding expenses does this loan represent?90
How are you paying for other wedding expenses not covered by this loan?I have saved up money through out the year, I have put a down payment of 500 dollars to the caterer, and have paid for miscellanious items with my own money

 


 

 

 

Member Payment Dependent Notes Series 1409792

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409792

$10,150

$10,150

17.77%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409792. Member loan 1409792 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Fresenius Medical Care Debt-to-income ratio: 34.22%
Length of employment: 10+ years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Fresenius Medical Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > My loan is to get me back on track to a stronger financial future.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 49 Months Since Last Delinquency: 4
Revolving Credit Balance: $5,965.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 652<br>home security system 47<br>Car payment 388<br>Car insurance 103<br>Utilities 432<br>Food 200<br>Student loan 261<br>credit card payment 654
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit First $40 $959.08 22.8%<br>Orchard Bank $35 $1600 22.8%<br>Bank of America 545.00 $5965 22.8%<br>AES $271.00 $18,000 10%<br>Suntrust $652 59,000 7%
If you have a delinquency in the last 2 years, please explain the reason.On the previous question forgot to add Chase $38.00/ 3600 18% to be add to debt amount. If there was a delinquency was due helping my daughter through college.

 


 

 

 

Member Payment Dependent Notes Series 1409796

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409796

$12,000

$12,000

15.31%

1.00%

July 17, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409796. Member loan 1409796 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: A&M drywall construction Debt-to-income ratio: 3.78%
Length of employment: 10+ years Location: Alexandria, VA
       
Home town:
Current & past employers: A&M drywall construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,208.00 Public Records On File: 0
Revolving Line Utilization: 32.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600.00 doll. total
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?400.00 or 500.00 always send more than the minimum,whit the loan would pay everything and would have a single payment to this loan.whit lower rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600.00 doll. total
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?the most important purpose is to pay the total of the credit card.<br>sending a check for the total to each.
What is the total balance of your credit cards, interest rates and current monthly payments?the total balance of balance of my credit cards is 10,000.00<br>the interes rates i have 18% till 24%<br>the total shipping payment is 400.00 or 500.00 always send more than the minimum
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?400.00 or 500.00 always send more than the minimum,whit the loan would pay everything and would have a single payment to this loan.whit lower rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600.00 doll. total

 


 

 

 

Member Payment Dependent Notes Series 1409985

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409985

$13,000

$13,000

12.12%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409985. Member loan 1409985 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Sacred Heart Health System Debt-to-income ratio: 8.68%
Length of employment: 10+ years Location: CANTONMENT, FL
       
Home town:
Current & past employers: Sacred Heart Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I want to pay off two high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,842.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $700 (Paid by spouse)<br>Utilities $350 Electric, water, sewer garbage<br>Phone/Internet/cable $200<br>Homeowners insurance is included in mortgage payment. <br>Food $500<br>No car payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have a mortgage payment, student loans or lines of credit. I have two credit cards with 29% interest that I want to pay off with this loan. They total $12,500.
Please explain the reason why you carry a large revolving credit balance.I do not typically carry revolving credit balances. The purpose of the loan is to pay two high interest credit balances. There are several smaller balances on zero interest offers that will be paid with in 12 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have a mortgage payment, student loans or lines of credit. I have two credit cards with 29% interest that I want to pay off with this loan. They total $12,500.

 


 

 

 

Member Payment Dependent Notes Series 1409994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409994

$7,725

$7,725

12.12%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409994. Member loan 1409994 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,833 / month
Current employer: San Diego Sheriff's Department Debt-to-income ratio: 7.07%
Length of employment: 10+ years Location: Encinitas, CA
       
Home town:
Current & past employers: San Diego Sheriff's Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan will be used to payoff existing credit card debt. This loan will allow me to more easily manage the payment while reducing the overall cost of paying off the cards.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 78
Revolving Credit Balance: $6,690.00 Public Records On File: 0
Revolving Line Utilization: 57.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1425; Transportation: 300: Car Payment: 349: Insurance (Auto) 100: Food: 500: Credit Cards: 325; Monthly expenses in AMEX around 1400 (balance paid monthly); Health insurance: 150 (my contribution); Retirement: 550;<br>I appreciate your due dillegence!
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hi, Thanks for your question and due dillegence on this matter!<br><br>The cards being paid off are:<br><br>VISA 3500 22.99% MInimum 110<br>Visa 1400 17.99% Minimum 45 <br>VISA 1800 19.99% Minimum 65<br>Bestbuy 425 22.99% Minimum (My Minimum) 55<br><br>Hope this helps in your decision making. I can assure you this is a safe bet!
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My Minimum for all my cards is around 250. This loan would eradicate that and allow me to manage the payments effectively. I really appreciate your due dillegence and can assure you the payments will be made each month. Thanks!
What is the total balance of your credit cards, interest rates and current monthly payments?Hi...<br>I basically have 4 cards that will be paid off. This will pay all of them off. I do use an AMEX for my expenses and points accumulation etc which is paid off in full each month. So the cards are as follows<br><br>Visa: Balance: 3500 Minimum Payment: 110; Interest Rate: 22.99%;<br>Visa: Balance 1800 Minimum Payment: 65; Interest Rate: 18.99%;<br>Visa: Balance 1400 Minimum Payment 40; Interest Rate 17.99%;<br>Best Buy: Balance 435; Minimum Payment 55; Interest Rate: 19.99%;<br>7135; 270;<br>Thanks!
What is the total balance of your credit cards, interest rates and current monthly payments?Hi...<br>I basically have 4 cards that will be paid off. This will pay all of them off. I do use an AMEX for my expenses and points accumulation etc which is paid off in full each month. So the cards are as follows<br><br>Visa: Balance: 3500 Minimum Payment: 110; Interest Rate: 22.99%;<br>Visa: Balance 1800 Minimum Payment: 65; Interest Rate: 18.99%;<br>Visa: Balance 1400 Minimum Payment 40; Interest Rate 17.99%;<br>Best Buy: Balance 435; Minimum Payment 55; Interest Rate: 19.99%;<br>7135; 270;<br>Thanks!
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hi, Thanks for your question and due dillegence on this matter!<br><br>The cards being paid off are:<br><br>VISA 3500 22.99% MInimum 110<br>Visa 1400 17.99% Minimum 45 <br>VISA 1800 19.99% Minimum 65<br>Bestbuy 425 22.99% Minimum (My Minimum) 55<br><br>Hope this helps in your decision making. I can assure you this is a safe bet!
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My Minimum for all my cards is around 250. This loan would eradicate that and allow me to manage the payments effectively. I really appreciate your due dillegence and can assure you the payments will be made each month. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 1410051

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410051

$6,800

$6,800

13.11%

1.00%

July 17, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410051. Member loan 1410051 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,595 / month
Current employer: Mount Moriah Baptist Church Debt-to-income ratio: 7.32%
Length of employment: 3 years Location: Smithfield, PA
       
Home town:
Current & past employers: Mount Moriah Baptist Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > In the process of consolidating and getting back on track after the death of my son.<br><br> Borrower added on 07/09/12 > I have never missed a payment on any accounts. I am a very dedicated hardworking individual who worked 90+ hours a week for 2 years to pay off my sons medical & burial expenses. This is the remainder of the debt I accumulated as a result.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,430.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $750 all utilities included. Phone is $35, food roughly $250. Insurance is $900 (yearly) Gas and commuting costs to work are roughly $700 a month. Total approx $1810 a month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover-Outstanding balance -$4,271.72-Current Interest Rate 20.99%-Minimum Monthly Payment-$84.00 (some of balance in promotional interest rate to end 8/1)<br>Walmart Financial-Outstanding balance-$1,384.60-Current Interest Rate 22.9%-Minimum Monthly Payment-$36.00. (some of balance in promotional interest rate to end 9/1)<br>Mastercard - Outstanding balance -$1,193.16 - Current Interest Rate 0% (promotional period ends 8/1-interest rate will be 27.99%) - Minimum Monthly Payment - $20.00.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current Minimum Payment Amount - $138<br>All balances would be paid in full after this loan with $0 minimum payments. I have been paying slightly more then the minimum payments $200 monthly on Discover, $100 on Walmart and $75 monthly on the Mastercard. For a total of $375 in credit card payments.

 


 

 

 

Member Payment Dependent Notes Series 1410140

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410140

$4,800

$4,800

17.27%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410140. Member loan 1410140 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Legacy Traditional School Debt-to-income ratio: 16.53%
Length of employment: 4 years Location: QUEEN CREEK, AZ
       
Home town:
Current & past employers: Legacy Traditional School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,021.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses include: Mortgage/HOA payments, utilities (Gas, Water, Electric, Internet), Car Insurance, Credit cards, student loan payments, food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?With this loan I can pay off 4 credit cards that each have a higher interest rate then the rate offered in this loan. Monthly payments overall total upwards of $300. With the money I save on payments, I can apply that to my other debts (student loan, remaining credit card), and pay off my debt a lot faster.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?With this loan I can pay off 4 credit cards that each have a higher interest rate then the rate offered in this loan. Monthly payments overall total upwards of $300. With the money I save on payments, I can apply that to my other debts (student loan, remaining credit card), and pay off my debt a lot faster.

 


 

 

 

Member Payment Dependent Notes Series 1410161

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410161

$4,000

$4,000

15.31%

1.00%

July 11, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410161. Member loan 1410161 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: FedEx Debt-to-income ratio: 2.18%
Length of employment: 10+ years Location: RENO, NV
       
Home town:
Current & past employers: FedEx
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Loan is for Disneyland vacation.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,838.00 Public Records On File: 0
Revolving Line Utilization: 96.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.The cost of a 4 day hopper pass is approximately 230.00 per person and we have 5 people in our family. The hotel will cost us around 900.00. We are driving there so gas will be about 150.00, and we will be there for 5 days so we are factoring in food as well. On our way home from Disneyland, we will be stopping along the Monterey Coast and hoping to stay a night or two there.

 


 

 

 

Member Payment Dependent Notes Series 1410170

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410170

$10,675

$10,675

19.72%

1.00%

July 13, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410170. Member loan 1410170 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,938 / month
Current employer: Providence Health Services Debt-to-income ratio: 18.03%
Length of employment: 4 years Location: SPOKANE, WA
       
Home town:
Current & past employers: Providence Health Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > To consoildate debt, pay everything off, only have one payment to make each month. Getting hard to work all the overtime to pay on debt but not see it move. I want things paid off in at least two years, this is my best option. Thank you all for your help.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 25
Revolving Credit Balance: $11,204.00 Public Records On File: 1
Revolving Line Utilization: 48.10% Months Since Last Record: 88
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Public Record? I am not sure I understand with you are asking. As far as I know I do not have a ;public record on file.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?(Credit Card) Juniper Bank $3450 31% $140<br>(Credit Card) Direct Merchant $2985 31% $135<br>(Student Loan) Mohela $11000 2.36% $126<br>(Tire Store) $895 0% $75<br>(income tax) IRS $1100 ? $75<br>(Credit Card) Chase $2450 21% $98<br>(car loan) Wells Fargo $14230 7% $291

 


 

 

 

Member Payment Dependent Notes Series 1410235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410235

$6,500

$6,500

14.09%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410235. Member loan 1410235 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: American Express Debt-to-income ratio: 15.77%
Length of employment: 4 years Location: WEST JORDAN, UT
       
Home town:
Current & past employers: American Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Nothing too exciting. I moved back home to be with my family over 4 years ago, I couldn't find a great job at first & lived off of my CCs for awhile. I'm trying to consolidate them because I'm ready to be debt free. I have a great pymt history with all my accts. Thank you for any consideration.<br><br> Borrower added on 07/10/12 > A big thank you to the people that have invested in my loan so far, I really appreciate it. :) I'd much rather help build weath & be part of someone's future than be just another number with a bank. Thanks again.<br><br> Borrower added on 07/12/12 > WOW!!! The funding is cruising right along! I am loving this so far, it's a great concept: People helping people. :) Investors, thank you again & I promise you won't be disappointed! lending club is great. Looking forward to hitting 100%!<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,336.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses without my credit cards are about $1000/mo. I moved back in with my family so I could make better progress on paying off my car & CCs.  
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I've reached out to lending club support because I can't get my reply to submit. Hopefully they can get this resolved. Have a good day
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I have 4 CCs & I plan on moving all of them to this loan & canceling the accounts. $208 is the min due total. I overpay every month, in June I paid a total of $450 toward the above listed accounts.

 


 

 

 

Member Payment Dependent Notes Series 1410244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410244

$16,000

$16,000

14.09%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410244. Member loan 1410244 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,667 / month
Current employer: University of Colorado Health Debt-to-income ratio: 5.59%
Length of employment: 10+ years Location: AURORA, CO
       
Home town:
Current & past employers: University of Colorado Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am looking to pay off all of my revolving credit debt. The amount I currently pay is equal to the amount the loan payment would be and in 3 years I would be credit card debt free. I have curtailed my credit card use and wish to have them paid off before retirement. I also want to buy a home.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 66
Revolving Credit Balance: $11,284.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance of $18,000. Interest rates vary from 14-28%. I pay $50/month on each of 9 accounts and $100 each on two Amex accounts and $90 on an interest free furniture account (all included in balance above). Student loan debt (7.9%) is $35,000 with a monthly payment of $307. Condo balance $6000 with 5 years remaining at $195/month.
Which debts do you plan to pay off with this loan?All revolving credit with the exception of one interest free furniture account with 2.5 years left at $90
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance of $18,000. Interest rates vary from 14-28%. I pay $50/month on each of 9 accounts and $100 each on two Amex accounts and $90 on an interest free furniture account (all included in balance above). Student loan debt (7.9%) is $35,000 with a monthly payment of $307. Condo balance $6000 with 5 years remaining at $195/month.
Which debts do you plan to pay off with this loan?All revolving credit with the exception of one interest free furniture account with 2.5 years left at $90
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1425. Utilities $150. Cable, TV, internet, phone $275. Wireless $295. Auto/renters insurance $300. PBS $20. Food $500. Household supplies $200. Auto Expenses, including Gas $300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance of $18,000. Interest rates vary from 14-28%. I pay $50/month on each of 9 accounts and $100 each on two Amex accounts and $90 on an interest free furniture account (all included in balance above). Student loan debt (7.9%) is $35,000 with a monthly payment of $307. Condo balance $6000 with 5 years remaining at $195/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1425. Utilities $150. Cable, TV, internet, phone $275. Wireless $295. Auto/renters insurance $300. PBS $20. Food $500. Household supplies $200. Auto Expenses, including Gas $300.
Which debts do you plan to pay off with this loan?All revolving credit with the exception of one interest free furniture account with 2.5 years left at $90
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance of $18,000. Interest rates vary from 14-28%. I pay $50/month on each of 9 accounts and $100 each on two Amex accounts and $90 on an interest free furniture account (all included in balance above). Student loan debt (7.9%) is $35,000 with a monthly payment of $307. Condo balance $6000 with 5 years remaining at $195/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance of $18,000. Interest rates vary from 14-28%. I pay $50/month on each of 9 accounts and $100 each on two Amex accounts and $90 on an interest free furniture account (all included in balance above). Student loan debt (7.9%) is $35,000 with a monthly payment of $307. Condo balance $6000 with 5 years remaining at $195/month.
Please explain the reason why you carry a large revolving credit balance.This has evolved over the years, at times I have paid them down further, then used them again. Only in the past year have we been able to use some as a charge card, paying after use, or not use them at all.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1425. Utilities $150. Cable, TV, internet, phone $275. Wireless $295. Auto/renters insurance $300. PBS $20. Food $500. Household supplies $200. Auto Expenses, including Gas $300.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1425. Utilities $150. Cable, TV, internet, phone $275. Wireless $295. Auto/renters insurance $300. PBS $20. Food $500. Household supplies $200. Auto Expenses, including Gas $300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance of $18,000. Interest rates vary from 14-28%. I pay $50/month on each of 9 accounts and $100 each on two Amex accounts and $90 on an interest free furniture account (all included in balance above). Student loan debt (7.9%) is $35,000 with a monthly payment of $307. Condo balance $6000 with 5 years remaining at $195/month.

 


 

 

 

Member Payment Dependent Notes Series 1410269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410269

$5,125

$5,125

14.09%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410269. Member loan 1410269 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,345 / month
Current employer: US Army Debt-to-income ratio: 28.75%
Length of employment: 10+ years Location: Apollo Beach, FL
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am purchasing a small boat for the family to fish.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $65,275.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Thanks for the question. I will be using the majority of the loan on a boat for fishing with the family. The remaining amount will be used for boating supplies (life vests, fishing poles, etc.).

 


 

 

 

Member Payment Dependent Notes Series 1410290

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410290

$4,000

$4,000

14.09%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410290. Member loan 1410290 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Amptek Debt-to-income ratio: 23.32%
Length of employment: 1 year Location: VIRGINIA, MN
       
Home town:
Current & past employers: Amptek
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I'm going to be using the money to purchase some new flooring and adding a few accessories to my truck and whatever is left I will pay down a higher interest credit card.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,291.00 Public Records On File: 0
Revolving Line Utilization: 87.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1200
What is your intended use for the loan proceeds?I left the discription on my loan what it is for

 


 

 

 

Member Payment Dependent Notes Series 1410309

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410309

$11,200

$11,200

19.05%

1.00%

July 17, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410309. Member loan 1410309 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: U.S. Army Debt-to-income ratio: 24.60%
Length of employment: 10+ years Location: Kemah, TX
       
Home town:
Current & past employers: U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > This loan is to pay off all outstanding debts. I want to consolidate all debts to clear my credit history and prepare for a home purchase upon return from my next military deployment in 2014.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 11
Revolving Credit Balance: $13,974.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Loan - 26429 / 4.75% / 437 (Nissan Finance Corp)<br>Auto Loan - 16917 / 8.99% / 404 (USAA Federal Savings Bank)<br>Auto Loan - 16547 / 8.99% / 361 (USAA Federal Savings Bank)<br>Cons Loan - 1884 / 9.64% / 132 (USAA Federal Savings Bank)<br>CC - 1222 / 18.90% / 100 (CapOne Bank)<br>CC - 1342 / 25.24% / 100 (Sears)<br>LOC - 8112 / 10.15% / 300 (AAFES)<br>LOC - 495 / 26.99% / 100 (Chevron/Texaco Gas Card)<br>LOC - 391 / 22.99% / 25 (Lowes)<br>LOC - 1884 / 21.00% / 138 (Rooms to Go Furniture)
Which debts do you plan to pay off with this loan?I have been re-establishing credit and purchasing things I need to support myself and kids. I will pay off off all CC and LOC debts. I will not close those accounts and will keep them in good standing as they have been for the last several years. I want to pay down the balances and pay off in preparation for purchasing a home in 2014 after I return from one more deployment. This loan will be paid off prior to my return.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Net - 5,892<br>Monthly Expenses (Non-Discretionary - Fixed/Recurring payments) - 3,725<br>Monthly Expenses (Discretionary - Food/Gas/spending money) - 2,167
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Loan - 26429 / 4.75% / 437 (Nissan Finance Corp)<br>Auto Loan - 16917 / 8.99% / 404 (USAA Federal Savings Bank)<br>Auto Loan - 16547 / 8.99% / 361 (USAA Federal Savings Bank)<br>Cons Loan - 1884 / 9.64% / 132 (USAA Federal Savings Bank)<br>CC - 1222 / 18.90% / 100 (CapOne Bank)<br>CC - 1342 / 25.24% / 100 (Sears)<br>LOC - 8112 / 10.15% / 300 (AAFES)<br>LOC - 495 / 26.99% / 100 (Chevron/Texaco Gas Card)<br>LOC - 391 / 22.99% / 25 (Lowes)<br>LOC - 1884 / 21.00% / 138 (Rooms to Go Furniture)

 


 

 

 

Member Payment Dependent Notes Series 1410319

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410319

$3,850

$3,850

13.11%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410319. Member loan 1410319 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,167 / month
Current employer: Dental associates of basking ridge Debt-to-income ratio: 14.69%
Length of employment: 10+ years Location: North plainfield, NJ
       
Home town:
Current & past employers: Dental associates of basking ridge
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 41 Months Since Last Delinquency: 20
Revolving Credit Balance: $2,350.00 Public Records On File: 0
Revolving Line Utilization: 6.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have no mortgage.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?i have zero mortgage i also have a 401k of approximately $47,000 and an inherited ira of $125000 and i own a third of my residence so approximately $80,000 is mine of the home.
Is the improvement to your primary residence or an investment property?No to my own home

 


 

 

 

Member Payment Dependent Notes Series 1410323

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410323

$20,000

$20,000

14.33%

1.00%

July 11, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410323. Member loan 1410323 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,417 / month
Current employer: Jacobs Engineering Group Debt-to-income ratio: 12.04%
Length of employment: 10+ years Location: DALLAS, TX
       
Home town:
Current & past employers: Jacobs Engineering Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 19 Months Since Last Delinquency: 9
Revolving Credit Balance: $26,107.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The debts I'm consolidating are on a series of credit cards, with balances ranging from $4000 to $11,000, and interest rates ranging from 16% to 29%.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payments: $2000; Transportation: $400; Utilities (incl. phone): $550; Insurance: $700; Food: $2500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The debts I'm consolidating are on a series of credit cards, with balances ranging from $4000 to $11,000, and interest rates ranging from 16% to 29%.

 


 

 

 

Member Payment Dependent Notes Series 1410339

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410339

$17,600

$17,600

19.05%

1.00%

July 13, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410339. Member loan 1410339 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Morgan Stanley Debt-to-income ratio: 25.61%
Length of employment: 9 years Location: Baltimore, MD
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I will use the loan to make some outstanding bills.<br>I have steady job and will make monthly payments as promise. This loan will consolidate my outstaning payments into one and will be paid much quicker.<br><br> Borrower added on 07/09/12 > I will use the loan to payoff outstanding bills.<br>I have steady job and will make monthly payments as promise. This loan will consolidate my outstaning payments into one. I need and want to get out of debt sooner and never in same position again.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 69
Revolving Credit Balance: $13,127.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Insurance is directly taken from my paycheck<br>720 monthly rent<br>140 gas& electic<br>100 Phone, cable,internet<br>200 food

 


 

 

 

Member Payment Dependent Notes Series 1410356

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410356

$9,050

$9,050

18.49%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410356. Member loan 1410356 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Town of North Providence Debt-to-income ratio: 13.17%
Length of employment: 7 years Location: CRANSTON, RI
       
Home town:
Current & past employers: Town of North Providence
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 41
Revolving Credit Balance: $5,621.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have multiple credit cards and a student loan. My total debt is approximately $8700.00 and my rates vary up to 29.00 apr. I do not have a mortgage or a line of credit.
Which debts do you plan to pay off with this loan?I plan on paying everything off, so I have one payment a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have multiple credit cards and a student loan. My total debt is approximately $8700.00 and my rates vary up to 29.00 apr. I do not have a mortgage or a line of credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My only monthly bills are: car $405.00, cell phone $150.00, insurance 120.00 and gas $100.00. As far as food, I don't have a dollar amount. And all my credit card bills and student loans will be paid with this loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My only monthly bills are: car $405.00, cell phone $150.00, insurance 120.00 and gas $100.00. As far as food, I don't have a dollar amount. And all my credit card bills and student loans will be paid with this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no monthly expenses in reference to mortgage, rent, home equity loan or line of credit. My cellular phone bill is $150.00 per month, my car insurance is $120.00 per month and my taxes are $220.00 per quarter (approx $70.00 per month).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using my loan for my credit cards and student loans. I am using the money to pay all of them entirely off and then close them.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My only monthly bills are: car $405.00, cell phone $150.00, insurance 120.00 and gas $100.00. As far as food, I don't have a dollar amount. And all my credit card bills and student loans will be paid with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1410370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410370

$14,675

$14,675

10.16%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410370. Member loan 1410370 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Siemens Industry, Inc. Debt-to-income ratio: 22.92%
Length of employment: 7 years Location: BERLIN, NJ
       
Home town:
Current & past employers: Siemens Industry, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have a great job with a company I love and have been with them going on 8 years. I used my credit cards for needs at a tougher time in my life. I am current with my payments and committed to fulfilling my obligations. This loan will create no add'l burden and I am fully able to repay this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,101.00 Public Records On File: 0
Revolving Line Utilization: 72.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/Taxes $750 Transportation/Car Insurance $346 Utilities $200 Food $200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard 2,417 15.99% $54.00<br>Home Depot 2,152 25.99% $65.00<br>Visa 1,238 22.9% $36.00<br>Mastercard 5,900 21.99% $142.00<br>Sears 2,076 25.99% $80.00
Please explain the reason why you carry a large revolving credit balance.Credit Cards were used to buy necessities at a time when other financial means were not available. Now I have a secure job that I have been with for going on 8 years. I do not want to carry the large balances at high rates that will take years to pay off at the rate I am at now. I am committed to my obligations and have always been up to date on my payments. I would like the opportunity to consolidate, reduce my rate and length of pay back time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/Taxes $750 Transportation/Car Insurance $346 Utilities $200 Food $200
Please explain the reason why you carry a large revolving credit balance.Credit Cards were used to buy necessities at a time when other financial means were not available. Now I have a secure job that I have been with for going on 8 years. I do not want to carry the large balances at high rates that will take years to pay off at the rate I am at now. I am committed to my obligations and have always been up to date on my payments. I would like the opportunity to consolidate, reduce my rate and length of pay back time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/Taxes $750 Transportation/Car Insurance $346 Utilities $200 Food $200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard 2,417 15.99% $54.00<br>Home Depot 2,152 25.99% $65.00<br>Visa 1,238 22.9% $36.00<br>Mastercard 5,900 21.99% $142.00<br>Sears 2,076 25.99% $80.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/Taxes $750 Transportation/Car Insurance $346 Utilities $200 Food $200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard 2,417 15.99% $54.00<br>Home Depot 2,152 25.99% $65.00<br>Visa 1,238 22.9% $36.00<br>Mastercard 5,900 21.99% $142.00<br>Sears 2,076 25.99% $80.00

 


 

 

 

Member Payment Dependent Notes Series 1410374

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410374

$16,000

$16,000

14.09%

1.00%

July 12, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410374. Member loan 1410374 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: COCA COLA Debt-to-income ratio: 23.28%
Length of employment: 3 years Location: MESA, AZ
       
Home town:
Current & past employers: COCA COLA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > To pay off higher interested credit card debt<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,834.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage of $775/mo, a car payment of $175/mo and various credit card payments that avg about $800 mo. The credit card intersest averages about 18-23%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage of $775/mo, a car payment of $175/mo and various credit card payments that avg about $800 mo. The credit card intersest averages about 18-23%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas/insurance approx $200/mo, all household utilities approx $250, food approx $100/mo.
Please explain the reason why you carry a large revolving credit balance.Mostly from getting moved from out of state, buying a home and getting settled in. Oh, and an unexpected family illness and death created time off work, travel and debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas/insurance approx $200/mo, all household utilities approx $250, food approx $100/mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage of $775/mo, a car payment of $175/mo and various credit card payments that avg about $800 mo. The credit card intersest averages about 18-23%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage of $775/mo, a car payment of $175/mo and various credit card payments that avg about $800 mo. The credit card intersest averages about 18-23%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage of $775/mo, a car payment of $175/mo and various credit card payments that avg about $800 mo. The credit card intersest averages about 18-23%.

 


 

 

 

Member Payment Dependent Notes Series 1410412

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410412

$1,000

$1,000

10.16%

1.00%

July 11, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410412. Member loan 1410412 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: johnsmanville Debt-to-income ratio: 14.93%
Length of employment: 10+ years Location: mc clure , OH
       
Home town:
Current & past employers: johnsmanville
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 28
Revolving Credit Balance: $6,217.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1410440

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410440

$12,000

$12,000

13.11%

1.00%

July 16, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410440. Member loan 1410440 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: American Meteorological Society Debt-to-income ratio: 16.21%
Length of employment: 10+ years Location: STOUGHTON, MA
       
Home town:
Current & past employers: American Meteorological Society
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > My purpose for this loan is to pay down the debt that I have accrued over the past 3 years. This loan makes sense for my situation. my credit report has been in good standing and I wish to keep it that way.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 68
Revolving Credit Balance: $16,198.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am now an empty nester and only have myself to care for. My rent and living expenses range from $2,300 to 2,500 which would include car maintenance and unexpected expenses every now and again.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is roughly $16,500. My monthly payment to these debts is roughly $400, I try to pay a little above the minimum when I can. I have 2 major cards that I've had for 2-3 years and have acquired several small store cards in the past year or so to use only when needed. The lowest interest rate I have is 5.3% and the hightest is 22.9%. I have a SRA loan out that will be paid in full soon.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is roughly $16,500. My monthly payment to these debts is roughly $400, I try to pay a little above the minimum when I can. I have 2 major cards that I've had for 2-3 years and have acquired several small store cards in the past year or so to use only when needed. The lowest interest rate I have is 5.3% and the hightest is 22.9%. I have a SRA loan out that will be paid in full soon.
Which debts do you plan to pay off with this loan?I plan to put 4,500 toward my citicard and completely pay off my capital one (3K) and pay of the few store cards that I have. This plan will allow me to pay the lendingclub loan and in addition my mimimum payment for citicard (9.9%) will drop drastically.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is roughly $16,500. My monthly payment to these debts is roughly $400, I try to pay a little above the minimum when I can. I have 2 major cards that I've had for 2-3 years and have acquired several small store cards in the past year or so to use only when needed. The lowest interest rate I have is 5.3% and the hightest is 22.9%. I have a SRA loan out that will be paid in full soon.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am now an empty nester and only have myself to care for. My rent and living expenses range from $2,300 to 2,500 which would include car maintenance and unexpected expenses every now and again.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rent. With rent and living expenses (I am now an empty nester at this point in my life) the expenses range from $2,300 to $2,400; give or take a little. That includes gas and maitenance for my car. I currently pay out a little over $400 toward credit cards a month. I try my best to add a bit more than the minimum payment due when I can. I also have an installment loan for my car (250.85 a month) that will be paid off by 2015.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is roughly $16,500. My monthly payment to these debts is roughly $400, I try to pay a little above the minimum when I can. I have 2 major cards that I've had for 2-3 years and have acquired several small store cards in the past year or so to use only when needed. The lowest interest rate I have is 5.3% and the hightest is 22.9%. I have a SRA loan out that will be paid in full soon.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is roughly $16,500. My monthly payment to these debts is roughly $400, I try to pay a little above the minimum when I can. I have 2 major cards that I've had for 2-3 years and have acquired several small store cards in the past year or so to use only when needed. The lowest interest rate I have is 5.3% and the hightest is 22.9%. I have a SRA loan out that will be paid in full soon.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have reached my full funding goal, of which I am truly grateful for! However to answer your question, I will use the loan to pay off and pay down my current revolving debt. I will have one major card left, of which will significantly decrease in the amount of minimum monthly payments. I currently pay out roughly $400 or more a month, but with the fees and interest rates the balance remains high on the 2 major cards.This plan will also alleviate the combined interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1410592

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410592

$2,875

$2,875

12.12%

1.00%

July 12, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410592. Member loan 1410592 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Conserve Debt-to-income ratio: 15.56%
Length of employment: 3 years Location: ROCHESTER, NY
       
Home town:
Current & past employers: Conserve
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Looking to consolidate credit cards to one convenient bill with a reasonable interest rate<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,643.00 Public Records On File: 0
Revolving Line Utilization: 48.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1410625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410625

$2,000

$2,000

14.09%

1.00%

July 11, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410625. Member loan 1410625 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,167 / month
Current employer: Safeway Debt-to-income ratio: 27.60%
Length of employment: < 1 year Location: Silver Spring, MD
       
Home town:
Current & past employers: Safeway
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I recently received a used car as a graduation gift. Despite its 100K+ mileage, it is in good overall condition, but needs repairs on its brake system, a new set of tires, and fuel line replacement. I will also refinance my higher APR credit balances with the loan. Thank you for your interest.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,958.00 Public Records On File: 0
Revolving Line Utilization: 40.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1410671

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410671

$10,000

$10,000

15.31%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410671. Member loan 1410671 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,917 / month
Current employer: USAF Debt-to-income ratio: 32.01%
Length of employment: 10+ years Location: FORT WALTON BEACH, FL
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Debt help<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,359.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 775<br>Car payment 378<br>Lights 51<br>Water 54<br>Phone 100<br>insurance 109<br>Food 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car 5000 378<br>CitiFinancial 1000 239<br>Kay Jewelers 700 130<br>Sears 700 50<br>Orchard Bank 2000 50
Please explain the reason why you carry a large revolving credit balance.Made some poor decisions and had unexpected expenses
Please explain the reason why you carry a large revolving credit balance.Made some poor decisions and had unexpected expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car 5000 378<br>CitiFinancial 1000 239<br>Kay Jewelers 700 130<br>Sears 700 50<br>Orchard Bank 2000 50
Which debts do you plan to pay off with this loan?My car, kay jewelers, CitiFinancial, sears, and orchard bank.

 


 

 

 

Member Payment Dependent Notes Series 1410698

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410698

$2,500

$2,500

7.62%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410698. Member loan 1410698 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: UGL-Unicco Services Debt-to-income ratio: 16.65%
Length of employment: 6 years Location: Cambridge, MA
       
Home town:
Current & past employers: UGL-Unicco Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/09/12 > Pay off a small credit card debt.<br><br> Borrower added on 07/09/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,664.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Had some expenses to pay was short of cash at the time.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using it for just one purpose to pay one credit card off.
Which debts do you plan to pay off with this loan?Just a credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i dont have much debt, just this one that I like to pay off.

 


 

 

 

Member Payment Dependent Notes Series 1410703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410703

$7,500

$7,500

14.09%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410703. Member loan 1410703 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: union pacific railroad Debt-to-income ratio: 14.22%
Length of employment: 10+ years Location: sacramento, CA
       
Home town:
Current & past employers: union pacific railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 42 Months Since Last Delinquency: 10
Revolving Credit Balance: $14,882.00 Public Records On File: 0
Revolving Line Utilization: 75.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1410704

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410704

$10,000

$10,000

14.33%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410704. Member loan 1410704 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Emo Trans Debt-to-income ratio: 18.62%
Length of employment: 4 years Location: CAROL STREAM, IL
       
Home town:
Current & past employers: Emo Trans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,990.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1410791

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410791

$10,500

$10,500

12.12%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410791. Member loan 1410791 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: saint mary corwin hospital Debt-to-income ratio: 16.45%
Length of employment: 10+ years Location: PUEBLO, CO
       
Home town:
Current & past employers: saint mary corwin hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > refinance a car and to paid off some of my credit card bills.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,256.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my total monthly expenses is $540.00 dollars
What type of vehicle are you buying (make, model, year, mileage and condition)?used car, at least 3-4 years old either ford or nissan make and would love to get at least 30,00 to 45,000 mies in it & good condition engine.
What are the balances, interest rates, and monthly payments on any other auto obligations?none
How much money are you providing out of pocket as a down payment for this purchase?at least $6,000 to $7,000 and the rest i can paid off my other credit card bills.
What type of vehicle are you buying (make, model, year, mileage and condition)?used car, at least 3-4 years old either ford or nissan make and would love to get at least 30,00 to 45,000 mies in it & good condition engine.

 


 

 

 

Member Payment Dependent Notes Series 1410847

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410847

$14,000

$14,000

18.49%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410847. Member loan 1410847 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,500 / month
Current employer: TheFind Inc Debt-to-income ratio: 5.79%
Length of employment: 5 years Location: SUNNYVALE, CA
       
Home town:
Current & past employers: TheFind Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,732.00 Public Records On File: 0
Revolving Line Utilization: 88.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card1 ~12800 (No interest till Nov 2012, 21% afterwards, Currently making minimum payments)<br>Card2 ~8500 (23%, currently making minimum payments, was 0% interest till end of May)<br>Card3 ~6600 (14.5%, currently making minimum payments)<br>Card4 ~5500 (Pay in full every month, but 22%APR)<br>LOC1 ~100 (0% interest till Nov, Will be fully paid on July 25th)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card1 ~12800 (No interest till Nov 2012, 21% afterwards, Currently making minimum payments)<br>Card2 ~8500 (23%, currently making minimum payments, was 0% interest till end of May)<br>Card3 ~6600 (14.5%, currently making minimum payments)<br>Card4 ~5500 (Pay in full every month, but 22%APR)<br>LOC1 ~100 (0% interest till Nov, Will be fully paid on July 25th)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card1 ~12800 (No interest till Nov 2012, 21% afterwards, Currently making minimum payments)<br>Card2 ~8500 (23%, currently making minimum payments, was 0% interest till end of May)<br>Card3 ~6600 (14.5%, currently making minimum payments)<br>Card4 ~5500 (Pay in full every month, but 22%APR)<br>LOC1 ~100 (0% interest till Nov, Will be fully paid on July 25th)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card1 ~12800 (No interest till Nov 2012, 21% afterwards, Currently making minimum payments)<br>Card2 ~8500 (23%, currently making minimum payments, was 0% interest till end of May)<br>Card3 ~6600 (14.5%, currently making minimum payments)<br>Card4 ~5500 (Pay in full every month, but 22%APR)<br>LOC1 ~100 (0% interest till Nov, Will be fully paid on July 25th)

 


 

 

 

Member Payment Dependent Notes Series 1410851

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410851

$1,200

$1,200

8.90%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410851. Member loan 1410851 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: Air Products and Chemcials, Inc. Debt-to-income ratio: 18.05%
Length of employment: 10+ years Location: EMMAUS, PA
       
Home town:
Current & past employers: Air Products and Chemcials, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,874.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1410912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410912

$11,600

$11,600

14.09%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410912. Member loan 1410912 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,733 / month
Current employer: Spartanburg County School District 2 Debt-to-income ratio: 11.38%
Length of employment: 8 years Location: DUNCAN, SC
       
Home town:
Current & past employers: Spartanburg County School District 2
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1981 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 78
Revolving Credit Balance: $14,053.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off credit card debt with high APR's.
Please explain the reason why you carry a large revolving credit balance.I am still getting settled financially following my divorce.
Which debts do you plan to pay off with this loan?The ones with the highest rates.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan proceeds will pay off credit card debt with high rates.

 


 

 

 

Member Payment Dependent Notes Series 1410944

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410944

$3,600

$3,600

15.80%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410944. Member loan 1410944 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: miller brothers automotive Debt-to-income ratio: 17.15%
Length of employment: 10+ years Location: hampstead, MD
       
Home town:
Current & past employers: miller brothers automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: 27
Revolving Credit Balance: $9,645.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1410965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410965

$12,450

$12,450

12.12%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410965. Member loan 1410965 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Sovereign Bank Debt-to-income ratio: 18.48%
Length of employment: 7 years Location: SCITUATE, MA
       
Home town:
Current & past employers: Sovereign Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have a 3 month old baby girl at home and we are getting married in November! We would like to buy a home in the near future. I am using the loan to pay off all of my revolving debt accounts. Having one monthly payment with a definate end date will help us fullfill the goal.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,752.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards and a line of credit totaling just over 12k with interest rates from 11% up to 39%
Which debts do you plan to pay off with this loan?All revolving accounts

 


 

 

 

Member Payment Dependent Notes Series 1410969

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410969

$24,175

$24,175

19.05%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410969. Member loan 1410969 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Township of Teaneck Fire Department Debt-to-income ratio: 13.77%
Length of employment: 5 years Location: Cape May Court House, NJ
       
Home town:
Current & past employers: Township of Teaneck Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Consolidate credit card and auto payments into one lower monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,715.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate debt from high interest credit card and pay off auto loan to have one lower monthly payment then what I currently pay towards them.
Please explain the reason why you carry a large revolving credit balance.I can not explain why, but I want to get rid of it. My intentions are to consolidate the debt into one loan and cancel all but one credit card.
Which debts do you plan to pay off with this loan?All of the credit debt plus the car loan. It will give me one monthly payment that is lower then what I currently pay towards everything (I will be putting extra money towards repaying this loan every month) and will guarentee that all is paid off in a max of 5 years, which is the current time remaining on the car loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is being used for the sole purpose of consolidating credit card debt and an auto loan into one lower monthly payment then what I am currently paying towards everything now.
Which debts do you plan to pay off with this loan?All of the credit debt plus the car loan. It will give me one monthly payment that is lower then what I currently pay towards everything (I will be putting extra money towards repaying this loan every month) and will guarentee that all is paid off in a max of 5 years, which is the current time remaining on the car loan.
Please explain the reason why you carry a large revolving credit balance.I can not explain why, but I want to get rid of it. My intentions are to consolidate the debt into one loan and cancel all but one credit card.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities (cable, phone, internet, cell phone, gas and electric) is between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month commuting cost (gas and tolls). $250 a month car insurance. $275 a month car payment (which will get rolled into this loan). This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities ( cable, phone, internet, cell phone, gas and electric) are between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month for commuting cost (gas and tolls). $275 a month car payment (which would be rolled into this loan). $250 a month for car insurance. This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.
Please explain the reason why you carry a large revolving credit balance.I can not explain why, but I want to get rid of it. My intentions are to consolidate the debt into one loan and cancel all but one credit card.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities (cable, phone, internet, cell phone, gas and electric) is between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month commuting cost (gas and tolls). $250 a month car insurance. $275 a month car payment (which will get rolled into this loan). This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.
Please explain the reason why you carry a large revolving credit balance.I can not explain why, but I want to get rid of it. My intentions are to consolidate the debt into one loan and cancel all but one credit card.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities ( cable, phone, internet, cell phone, gas and electric) are between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month for commuting cost (gas and tolls). $275 a month car payment (which would be rolled into this loan). $250 a month for car insurance. This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities ( cable, phone, internet, cell phone, gas and electric) are between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month for commuting cost (gas and tolls). $275 a month car payment (which would be rolled into this loan). $250 a month for car insurance. This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities (cable, phone, internet, cell phone, gas and electric) is between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month commuting cost (gas and tolls). $250 a month car insurance. $275 a month car payment (which will get rolled into this loan). This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage with taxes and home owners insurance is $1,500 a month. Utilities (cable, phone, internet, gas and electric) are approx $300-400 a month depending on time of year. I budget for $500 a month for groceries and spending money. Another $300 a month commuting cost (gas and tolls). $275 a month car payment (which would be rolled into this loan). By combinding everything into one loan I can make one monthly payment towards debt and have it paid off in a shorter time.
Which debts do you plan to pay off with this loan?All of the credit debt plus the car loan. It will give me one monthly payment that is lower then what I currently pay towards everything (I will be putting extra money towards repaying this loan every month) and will guarentee that all is paid off in a max of 5 years, which is the current time remaining on the car loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is being used for the sole purpose of consolidating credit card debt and an auto loan into one lower monthly payment then what I am currently paying towards everything now.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage with taxes and home owners insurance is $1,500 a month. Utilities (cable, phone, internet, gas and electric) are approx $300-400 a month depending on time of year. I budget for $500 a month for groceries and spending money. Another $300 a month commuting cost (gas and tolls). $275 a month car payment (which would be rolled into this loan). By combinding everything into one loan I can make one monthly payment towards debt and have it paid off in a shorter time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage with taxes and home owners insurance is $1,500 a month. Utilities ( cable, phone, internet, cell phone, gas and electric) are between $400-500 a month depending on time of year. I budget $500 a month for groceries and spending money. $300 a month for commuting cost (gas and tolls). $275 a month car payment (which would be rolled into this loan). $250 a month for car insurance. This loan will allow me to make one monthly payment towards debt and have it paid off in a shorter time.

 


 

 

 

Member Payment Dependent Notes Series 1410996

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410996

$6,000

$6,000

13.11%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410996. Member loan 1410996 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: US POSTAL SERVICE Debt-to-income ratio: 14.96%
Length of employment: 10+ years Location: BROAD BROOK, CT
       
Home town:
Current & past employers: US POSTAL SERVICE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > PAY OFF SOME HIGHER INTREST RATE CREDIT CARDS<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,860.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.No one specific reason, just more convenient to use a credit card rather then cash. Now i've learned my lesson and have to change this practice, and use cash.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off higher intrest rate credit cards; $1300 Discover card, $700 Visa card. $1200 Master card, $1500 GE account, and $600 for car taxes.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover $1300 min pmt $86, 16.6%, Visa $ 700 min pmt $46, 15%, Master Card $1200 min pmt $75, 15.4%, GE account $1500, min pmt $54.00, and $600 in car tax.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is approx $5000, intrest rates range from 14 to 17% and total monthly pmts are approx $300.
Please explain the reason why you carry a large revolving credit balance.No one specific reason, just more convenient to use a credit card rather then cash. Now i've learned my lesson and have to change this practice, and use cash.

 


 

 

 

Member Payment Dependent Notes Series 1411006

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411006

$6,000

$6,000

16.29%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411006. Member loan 1411006 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: Roosevelt Debt-to-income ratio: 28.83%
Length of employment: 2 years Location: Buffalo grove, IL
       
Home town:
Current & past employers: Roosevelt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > From 5/09 - 3/11 I was unemployed, and had to take out a high interest pay day loan where they hold the title to my car. In 2011, I accepted a great job at a University I’m both happy and secure in. This loan will pay off my pay day type loan, and allow me to eventually become independent. Thanks<br><br> Borrower added on 07/09/12 > From 5/09-3/11, I was unemployed, and had to take out a very high interest pay day loan where they hold the title to my car. In 2011, I accepted a great job at a school I'€™m both happy and secure in. This loan will pay off my payday car loan, and allow me to eventually become independent. Thanks<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 34 Months Since Last Delinquency: 22
Revolving Credit Balance: $16,868.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1411026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411026

$27,500

$27,500

24.83%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411026. Member loan 1411026 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Wells Fargo Bank Debt-to-income ratio: 10.22%
Length of employment: 10+ years Location: Aurora, CO
       
Home town:
Current & past employers: Wells Fargo Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To pay off debt and put all into 1 bill.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 33
Revolving Credit Balance: $23,161.00 Public Records On File: 0
Revolving Line Utilization: 85.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balance $6000 rate 19%<br>Line of credit balance $14000 rate 23%<br>Kohls Department Store Balance $2500 not sure of rate
Which debts do you plan to pay off with this loan?Wells Fargo Credit Card, Kohls Card, and HFC Line of credit
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balance $6000 rate 19%<br>Line of credit balance $14000 rate 23%<br>Kohls Department Store Balance $2500 not sure of rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1250<br>Car Payment $525<br><br>That is only 2 bills I have to pay
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?The only bill I have to pay related to housing is $1250 for rent.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balance $6000 rate 19%<br>Line of credit balance $14000 rate 23%<br>Kohls Department Store Balance $2500 not sure of rate
Which debts do you plan to pay off with this loan?Wells Fargo Credit Card, Kohls Card, and HFC Line of credit
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off Line of credit for $14000, Credit card for $6000 and Kohls department store for about $2500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balance $6000 rate 19%<br>Line of credit balance $14000 rate 23%<br>Kohls Department Store Balance $2500 not sure of rate
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencys in the last 2 years to the best of my knowledge.

 


 

 

 

Member Payment Dependent Notes Series 1411028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411028

$28,000

$28,000

14.33%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411028. Member loan 1411028 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,083 / month
Current employer: The University of Texas at El Paso Debt-to-income ratio: 10.26%
Length of employment: 10+ years Location: EL PASO, TX
       
Home town:
Current & past employers: The University of Texas at El Paso
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 81
Revolving Credit Balance: $32,045.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC (1) $14,000-14%- $435<br>CC (2) $5,800- 27.99% $185<br>CC (3) $3,050- 25.24% $93.00<br>CC(4) $3,000- 14% $235.00<br>CC (5) -$5,150- $312.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2,206 (Mortgage, taxes, utilities and insurance)

 


 

 

 

Member Payment Dependent Notes Series 1411043

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411043

$2,800

$2,800

16.29%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411043. Member loan 1411043 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Neww York Medical College Debt-to-income ratio: 24.41%
Length of employment: 3 years Location: Mount Vernon, NY
       
Home town:
Current & past employers: Neww York Medical College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,703.00 Public Records On File: 0
Revolving Line Utilization: 90.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1411090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411090

$1,500

$1,500

6.03%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411090. Member loan 1411090 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: HPI LLC Debt-to-income ratio: 22.01%
Length of employment: 10+ years Location: OKLAHOMA CITY, OK
       
Home town:
Current & past employers: HPI LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,232.00 Public Records On File: 0
Revolving Line Utilization: 17.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1411092

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411092

$8,000

$8,000

16.29%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411092. Member loan 1411092 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Hanmi Bank Debt-to-income ratio: 14.40%
Length of employment: 1 year Location: SYLMAR, CA
       
Home town:
Current & past employers: Hanmi Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,783.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $5,421, 17.10%, $126<br>Visa: $1,966, 13.24%, $34<br>MasterCard: $616.32, 24.99%, $31<br>GE Capital: $53.96, 29.99%, $25

 


 

 

 

Member Payment Dependent Notes Series 1411098

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411098

$18,200

$18,200

16.29%

1.00%

July 17, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411098. Member loan 1411098 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Marvin United Methodist Church Debt-to-income ratio: 34.13%
Length of employment: 6 years Location: Tyler, TX
       
Home town:
Current & past employers: Marvin United Methodist Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > In the past I had to use some credit cards and I would like to get these paid off and be debt free. Being debt free would enable me to save for my retirement. Thank you for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,153.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Would like to combine (5) credit card balances totaling 20,344.00 with payments totaling 750.00 into (1) payment with a lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?There is no home equity loan or line of credit. My insurance and taxes are included in my mortgage payment. The debt consolidation would make it possible to pay off the credit card debt and concentrate on saving money and possibly an earlier mortgage payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Would like to combine (5) credit card balances totaling 20,344.00 with payments totaling 750.00 into (1) payment with a lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Would like to combine (5) credit card balances totaling 20,344.00 with payments totaling 750.00 into (1) payment with a lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?There is no home equity loan or line of credit. My insurance and taxes are included in my mortgage payment. The debt consolidation would make it possible to pay off the credit card debt and concentrate on saving money and possibly an earlier mortgage payoff.

 


 

 

 

Member Payment Dependent Notes Series 1411155

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411155

$5,200

$5,200

13.11%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411155. Member loan 1411155 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,564 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 11.22%
Length of employment: 2 years Location: Panorama City , CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan is to pay down high interest debt using this lower interest 36 month plan to a low debt lifestyle. Exciting!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 69
Revolving Credit Balance: $4,857.00 Public Records On File: 0
Revolving Line Utilization: 90.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1411201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411201

$10,000

$10,000

17.27%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411201. Member loan 1411201 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: Xavient Information Systems Debt-to-income ratio: 7.11%
Length of employment: 7 years Location: PARKER, CO
       
Home town:
Current & past employers: Xavient Information Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2009 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,448.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1411212

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411212

$6,400

$6,400

14.09%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411212. Member loan 1411212 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,333 / month
Current employer: University of South Carolina Debt-to-income ratio: 33.20%
Length of employment: 7 years Location: WEST COLUMBIA, SC
       
Home town:
Current & past employers: University of South Carolina
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > We have unanticipated medical bills due to the birth of our child, which was a blessed surprise!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $72,172.00 Public Records On File: 0
Revolving Line Utilization: 91.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?All monthly expenses, in addition, to the ones itemized in the question is $5,000. This includes fuel costs, groceries, etc.
Please explain the reason why you carry a large revolving credit balance.I have considerable travel obligations with my work, the costs of which I have to front and receive reimbursement, thus the revolving credit balances. Additionally, we have had significant home improvement projects which we have financed with various credit promotions. We have never had a late payment or a default.
What is your intended use for the loan proceeds?To consolidate medical bills (hospital, physician, anesthesiology, and pathology) due to the birth of my child.

 


 

 

 

Member Payment Dependent Notes Series 1411213

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411213

$18,675

$18,675

16.29%

1.00%

July 17, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411213. Member loan 1411213 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Horace Mann Debt-to-income ratio: 19.16%
Length of employment: 5 years Location: Springfield, IL
       
Home town:
Current & past employers: Horace Mann
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,577.00 Public Records On File: 1
Revolving Line Utilization: 28.60% Months Since Last Record: 112
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My goal is to consolidate the outstanding debts into one payment so I can can focus on one payment and then use the remaining funds to invest in a small repair shop.
What type of business are you starting?It's a small ATV, bike and water vehicle repair shop. Hopefully expanding into larger vehicles.
Can you provide some high level financials on the monthly costs / revenue of your business?My role is to invest in the repair overhead i.e tools and local advertisement. My ROI would be 20% of all revenue monthly for 4 years and then we will revisit the terms and decide which direction to go, expand etc... Esitmated costs are about 1200 monthly, Estimated revenue is 3500. I would be a silent partner.

 


 

 

 

Member Payment Dependent Notes Series 1411292

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411292

$10,000

$10,000

10.16%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411292. Member loan 1411292 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: 1ST MUNICH CAPITAL Debt-to-income ratio: 14.76%
Length of employment: 10+ years Location: BOCA RATON, FL
       
Home town:
Current & past employers: 1ST MUNICH CAPITAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > MY LOAN IS TO PAY OFF CREDIT DEBT AND TO SHOW CREDIT ACTIVITY.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 63
Revolving Credit Balance: $9,888.00 Public Records On File: 0
Revolving Line Utilization: 43.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1411302

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411302

$16,425

$16,425

18.49%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411302. Member loan 1411302 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,430 / month
Current employer: transaxle llc Debt-to-income ratio: 33.06%
Length of employment: 10+ years Location: philadelphia, PA
       
Home town:
Current & past employers: transaxle llc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > to consolidate high interest credit cards and close these accounts<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,784.00 Public Records On File: 0
Revolving Line Utilization: 63.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 875.00 transportation 40.00 utilities 150.00 phone 20.00,kids have cell phone service in my name but they pay the bill. auto insurance 46.00 food 600.00,kids help pay this also[about 20%]<br><br>we own our car,so no payments there.

 


 

 

 

Member Payment Dependent Notes Series 1411311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411311

$18,000

$18,000

15.31%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411311. Member loan 1411311 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Brabo & Carlsen, LLP Debt-to-income ratio: 16.10%
Length of employment: 9 years Location: PALM SPRINGS, CA
       
Home town:
Current & past employers: Brabo & Carlsen, LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > My goal is to consolidate my debt, have one low interest rate and raise my credit score in order to possibly purchase a home in the next year.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 25 Months Since Last Delinquency: 18
Revolving Credit Balance: $8,352.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Type Balance Monthly Payments APR<br>Credit cards $8,500 $350 25% Avg<br>Unsecured Loan $7,300 $314 30%<br>Auto Loan $6,800 $525 16%<br>Student Loan $57,000 $280 3.5%
Which debts do you plan to pay off with this loan?Credit Cards, Unsecured Loan, Portion of Auto Loan

 


 

 

 

Member Payment Dependent Notes Series 1411388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411388

$4,575

$4,575

11.14%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411388. Member loan 1411388 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Selco Assoicates Debt-to-income ratio: 5.30%
Length of employment: 1 year Location: Newark, NJ
       
Home town:
Current & past employers: Selco Assoicates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 25
Revolving Credit Balance: $4,712.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1411403

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411403

$8,000

$8,000

12.12%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411403. Member loan 1411403 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Fidelity Investments Debt-to-income ratio: 10.94%
Length of employment: 10+ years Location: Lantana, TX
       
Home town:
Current & past employers: Fidelity Investments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I plan to use the loan to consolidate and pay off some existing credit card debt. My monthly income more than supports the payment required. I have been working for the same company for 18 years. I typically pay more than the minimum payment due and pay things off early in many cases.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 12
Revolving Credit Balance: $42,748.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Hi - There is one due to a $35 late fee carrying over to the following month and being reported as late. The actual payment was made and I am corresponding with the creditor to get this resolved and removed from my credit report. Thanks for your inquiry.
If you have a delinquency in the last 2 years, please explain the reason.Hi - There is one due to a $35 late fee carrying over to the following month and being reported as late. The actual payment was made and I am corresponding with the creditor to get this resolved and removed from my credit report. Thanks for your inquiry.
If you have a delinquency in the last 2 years, please explain the reason.Hi - There is one due to a $35 late fee carrying over to the following month and being reported as late. The actual payment was made and I am corresponding with the creditor to get this resolved and removed from my credit report. Thanks for your inquiry.

 


 

 

 

Member Payment Dependent Notes Series 1411556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411556

$4,350

$4,350

11.14%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411556. Member loan 1411556 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: CME WIRE AND CABLE Debt-to-income ratio: 5.04%
Length of employment: 2 years Location: SANTA FE SPRINGS, CA
       
Home town:
Current & past employers: CME WIRE AND CABLE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,327.00 Public Records On File: 0
Revolving Line Utilization: 35.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1411569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411569

$9,500

$9,500

18.75%

1.00%

July 11, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411569. Member loan 1411569 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Imaging Business Machines Debt-to-income ratio: 23.24%
Length of employment: 7 years Location: Huntsville, AL
       
Home town:
Current & past employers: Imaging Business Machines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,801.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1411580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411580

$4,000

$4,000

17.27%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411580. Member loan 1411580 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: DKS Associates Debt-to-income ratio: 20.74%
Length of employment: 4 years Location: Portland, OR
       
Home town:
Current & past employers: DKS Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Consolidating credit card payments for an intrest rate that is slightly lower or much lower so that the cards can be closed and I can manage all my credit payments with fewer payments a month.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 5
Revolving Credit Balance: $2,664.00 Public Records On File: 0
Revolving Line Utilization: 68.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1411602

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411602

$1,800

$1,800

16.29%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411602. Member loan 1411602 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Smith Micro Software Debt-to-income ratio: 17.31%
Length of employment: 1 year Location: McMurray, PA
       
Home town:
Current & past employers: Smith Micro Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I'm currently traveling 60 miles each way for work, I have an opportunity to move closer (2 miles from office). The loan will be used for security deposit and moving expenses. THANK YOU!!!<br><br> Borrower added on 07/09/12 > My current commute is 100 miles a day round-trip. I have an opportunity to move to an apartment 2 miles from work. I will be using the loan for security deposit and moving expenses.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,249.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1411604

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411604

$6,000

$6,000

11.14%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411604. Member loan 1411604 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,917 / month
Current employer: FUSES UNLIMITED Debt-to-income ratio: 2.74%
Length of employment: 10+ years Location: MOORPARK, CA
       
Home town:
Current & past employers: FUSES UNLIMITED
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 29
Revolving Credit Balance: $836.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Back taxes to IRS. I was making monthly payments on 2008 as agreed but 2 months ago I increased the amount I was paying to pay it off quicker but I had also requested an extension for 2011 but I received documentation that they had discontinued my payment plan because my current taxes were past due and requested I pay the total tax liability by 8/8/12
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT & UTILITIES 900.00<br>PHONE 70.00<br>FOOD 250.00<br>GAS 200.00<br>CAR INSURANCE 90.00 TOTAL $1500 MY GROSS INCOME IS APPROX $5800.00<br> AND i PAY MY CREDIT CARDS OFF EACH <br> MONTH

 


 

 

 

Member Payment Dependent Notes Series 1411606

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411606

$20,000

$20,000

19.72%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411606. Member loan 1411606 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: St. Clare Hospital Debt-to-income ratio: 16.54%
Length of employment: 3 years Location: DUPONT, WA
       
Home town:
Current & past employers: St. Clare Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > This loan will be used to consolidate debts.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,131.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan is for debt consolidation. We are doing our best to be debt-free within 5 years (except the mortgage). We are paying the minimum and a bit extra to a lot of merchants, and after computations we would be paying less if we consolidate.
What is your intended use for the loan proceeds?This loan is for debt consolidation. We are doing our best to be debt-free within 5 years (except the mortgage). We are paying the minimum and a bit extra to a lot of merchants, and after computations we would be paying less if we consolidate.
What is your intended use for the loan proceeds?This loan is for debt consolidation. We are doing our best to be debt-free within 5 years (except the mortgage). We are paying the minimum and a bit extra to a lot of merchants, and after computations we would be paying less if we consolidate.

 


 

 

 

Member Payment Dependent Notes Series 1411617

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411617

$5,000

$5,000

13.11%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411617. Member loan 1411617 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,792 / month
Current employer: Lowe's Home Improvement Center#519 Debt-to-income ratio: 17.02%
Length of employment: < 1 year Location: Gilmer, TX
       
Home town:
Current & past employers: Lowe's Home Improvement Center#519
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,913.00 Public Records On File: 0
Revolving Line Utilization: 26.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of the credit cards is $9393.07. Some of the interest rates are 0% if paid by a certain date, (within the next three months). Others are the normal retail rates. If we receive the full funding of the loan, we will pay off five credit cards and bring monthly payment to under an estimated $300.00 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The household expenses are taken care of by the wife's disability earnings of $1230.00 per month. This income is independent of the applicant income.

 


 

 

 

Member Payment Dependent Notes Series 1411739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411739

$1,800

$1,800

14.09%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411739. Member loan 1411739 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Village of Pinckney Debt-to-income ratio: 22.12%
Length of employment: 10+ years Location: Gregory, MI
       
Home town:
Current & past employers: Village of Pinckney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 35
Revolving Credit Balance: $4,667.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our house payment is $1,054. Our utilities are $300, food budget $400, car payments $700, credit cards total $175, student loan $300. Auto loan interest rates are 15%.
What are the balances, interest rates, and monthly payments on any other auto obligations?Two car loans, #1 balance $8000, #2 $1,200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Answered monthly expenses with other investor. Insurance for house and cars run $2,100
How much money are you providing out of pocket as a down payment for this purchase?The van is equipped with a electric wheelchair lift ($1,000). Van is in excellent body and mechanical condition - blue book value is $2,000. I will be putting 10% down.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Insurance and house related expenses already answered. Taxes run about $1,000 per year.

 


 

 

 

Member Payment Dependent Notes Series 1411782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411782

$10,750

$10,750

17.77%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411782. Member loan 1411782 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Surf Style Retail Management Debt-to-income ratio: 18.26%
Length of employment: < 1 year Location: PEMBROKE PINES, FL
       
Home town:
Current & past employers: Surf Style Retail Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Would prefer to pay all credit card debt in one payment and build credit to purchase my own home.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,627.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $580/month<br>Transportation - $40/week<br>Utilities - $80/month<br>Insurance - $110/month<br>Food - $40/week
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - average 23% - balance is $5470.70<br>Student loan - 8.59% - balance is $4744.55

 


 

 

 

Member Payment Dependent Notes Series 1411796

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411796

$18,000

$18,000

14.33%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411796. Member loan 1411796 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,397 / month
Current employer: Baltimore City Public School System Debt-to-income ratio: 26.89%
Length of employment: 6 years Location: BALTIMORE, MD
       
Home town:
Current & past employers: Baltimore City Public School System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 10
Revolving Credit Balance: $5,707.00 Public Records On File: 0
Revolving Line Utilization: 65.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $753, transportation $80 , phone $115, food $200. I live with somebody who pays the utilities since i pay the rent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One main financial $5000 with an intetest rate of 23.99%. I just borrowed this amount and i want to pay it off. Mariner finance $3000 with 24%.
If you have a delinquency in the last 2 years, please explain the reason.In the last two years , no.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One main financial $5000 with an intetest rate of 23.99%. I just borrowed this amount and i want to pay it off. Mariner finance $3000 with 24%.
Which debts do you plan to pay off with this loan?One main financial , mariners finance and Kohls with interest rates of 23.99%.
What is your intended use for the loan proceeds?Pay off my other debts with high interest rates
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm paying off the two new loans in full because the interest rates are 23.99%. In this case I can save. I willpay off my Kohls which has the same interest rate<br> Instead of paying different debts i will have to eliminate them and just have a couple which have better interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1411808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411808

$14,000

$14,000

14.33%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411808. Member loan 1411808 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Bob Schmitz Properties Debt-to-income ratio: 21.26%
Length of employment: 10+ years Location: Durham, NC
       
Home town:
Current & past employers: Bob Schmitz Properties
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 59
Revolving Credit Balance: $15,299.00 Public Records On File: 0
Revolving Line Utilization: 34.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1411811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411811

$6,850

$6,850

13.11%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411811. Member loan 1411811 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,158 / month
Current employer: John Betlem Heating and cooling Debt-to-income ratio: 16.45%
Length of employment: 4 years Location: ONTARIO, NY
       
Home town:
Current & past employers: John Betlem Heating and cooling
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My loan is for consolidating credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,918.00 Public Records On File: 0
Revolving Line Utilization: 36.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly 230 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt is $6052.67 I'm combined credit cards. With interest rate of 18.99, 22.99 and 23.99
Please explain the reason why you carry a large revolving credit balance.Because I put my motorcycle down payment on my motorcycle...along with plane tickets, fuel for my car, repairs on my motorcycle and new tires.

 


 

 

 

Member Payment Dependent Notes Series 1411820

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411820

$5,200

$5,200

6.62%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411820. Member loan 1411820 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: united states postal service Debt-to-income ratio: 2.15%
Length of employment: 5 years Location: rutland, VT
       
Home town:
Current & past employers: united states postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I would just like to get my debt in one place to simplify things. Thanks - I appreciate your consideration!<br><br> Borrower added on 07/10/12 > $2400 is from a loan from a family member which I would like to pay back ASAP due to the fact that the lender has lost his job and it would help if I could pay in full. The rest is cc debt so borrowing from you to pay it off would save me in interest. Other than that I have no other loans or debt.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,776.00 Public Records On File: 0
Revolving Line Utilization: 6.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your question. $2400 of it is the remaining balance on a loan I took from a family member which I would like to pay back as soon as possible due to the fact that the person who lent me the money has run into some financial difficulty and it would help greatly if I could pay him in full. The rest of it is credit card debt in the amount of $2800 at 11.99% interest so borrowing from Lending Club to pay it off would save me interest. Other than those items, I have no other loans.
Which debts do you plan to pay off with this loan?Thank you for your question. $2400 of it is the remaining balance on a loan I took from a family member which I would like to pay back as soon as possible due to the fact that the person who lent me the money has run into some financial difficulty and it would help him greatly if I could pay him in full. The rest of it is credit card debt in the amount of $2800 at 11.99% interest so borrowing from Lending Club to pay it off would save me interest. Other than those items, I have no other loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thanks for the question and your consideration of my request. It is $690 for rent, $300 for phone/utilities, $125 for insurance, $350 or so for groceries ... my car is paid off and well maintained and I live very close to work so my transportation expenses are minimal.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your question. $2400 of it is the remaining balance on a loan I took from a family member which I would like to pay back as soon as possible due to the fact that the person who lent me the money has run into some financial difficulty and it would help greatly if I could pay him in full. The rest of it is credit card debt in the amount of $2800 at 11.99% interest so borrowing from Lending Club to pay it off would save me interest. Other than those items, I have no other loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thanks for the question and your consideration of my request. It is $690 for rent, $300 for phone/utilities, $125 for insurance, $350 or so for groceries ... my car is paid off and well maintained and I live very close to work so my transportation expenses are minimal.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thanks for the question and your consideration of my request. It is $690 for rent, $300 for phone/utilities, $125 for insurance, $350 or so for groceries ... my car is paid off and well maintained and I live very close to work so my transportation expenses are minimal.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thanks for your question and for considering my request ... my monthly rent is $690 + utilities (approx. $80/mo. for electric, $100/mo. avg. for heat, $25/mo. for renter's insurance). All taxes are included. Other than what is listed in my request, I have no other loans or debt.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Thanks for your question and for considering my request. I rent my house for $690/month + heat and electric. Electric is usually $80/month and heat averages out to $100/month. I have renter's insurance which is $25/month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thanks for your question and for considering my request ... my monthly rent is $690 + utilities (approx. $80/mo. for electric, $100/mo. avg. for heat, $25/mo. for renter's insurance). All taxes are included. Other than what is listed in my request, I have no other loans or debt.
If you have a delinquency in the last 2 years, please explain the reason.Thanks for the question and for considering my request. I have had no deliquencies at all.

 


 

 

 

Member Payment Dependent Notes Series 1411826

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411826

$10,000

$10,000

14.09%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411826. Member loan 1411826 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,272 / month
Current employer: NuEnergy Operating, Inc. Debt-to-income ratio: 26.80%
Length of employment: 5 years Location: Frederic, MI
       
Home town:
Current & past employers: NuEnergy Operating, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I would like to pay off high credit card debt in 3 years using this loan with a payment of $342 rather than paying over $500 a month and not paying off for over 10 years. I was doing really well paying off until my wedding last year, want to get rid of asap. Thanks.<br><br> Borrower added on 07/10/12 > Would like to consolidate my credit cards. By receiving funding here I could pay off credit cards in 3 years, otherwise will take me 10-15 years. Would love to get funds and pay them off and cancel the credit cards so I wouldn't use them again. Thanks.<br><br> Borrower added on 07/10/12 > To pay off all credit card debt in 3 years instead of 10+ years. Will also be nice to make one payment a month instead of 10.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 65
Revolving Credit Balance: $10,121.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are approx $1,600. Thanks.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I owe approx $11,000 if approved for all $10,000 I plan on paying off the following & cancelling. Discover $1500 24.24% $50 min, CardMember $600 23.9% $20 min, Chase $1265 23.24% $75 min, Chase $950 18.24% $50 min, Capital One $463 22.9% $35 min, Capital One $800 19.8% $50 min, Davids Bridal $725 24.9% $50 min, PayPal $1750 26.99% $85 min, and GM $1950 19.99% $50 min. New loan 14% $342 for 3 years, current way would take me over 10 years to pay off at this rate. Thanks.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?If I receive all funding $10,000 my monthly payment will be $342 for 3 years, then my credit cards will be zero. I plan on paying off all revolving credit card debt approx $10,300. I did a spreadsheet yesterday when applying for this and I figured I am paying over $550-$650 a month and there is no set time these cards will be paid off at their high interest rate. This will allow me to pay off each credit card and cancel the accounts. Most interest rates are approx 22% this loan is 14%.

 


 

 

 

Member Payment Dependent Notes Series 1411862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411862

$32,000

$32,000

10.16%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411862. Member loan 1411862 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Symantec Debt-to-income ratio: 5.14%
Length of employment: 10+ years Location: Hollywood, FL
       
Home town:
Current & past employers: Symantec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,942.00 Public Records On File: 0
Revolving Line Utilization: 7.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average, these monthly expenses range from $2000-2400.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average, these monthly expenses range from $2000-2400.
Please provide additional details regarding the purpose of the loan.The purpose of this loan is to pay a settlement from a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses vary. Generally for fixed/budgeted payments, such as mortgage (including insurance/property taxes), utilities, auto payment/insurance, pest control, etc., my monthly expenses are approximately $1800. My discretionary spending varies per month and can be in the range of $1000 to 2000, and I keep it as low as possible generally.
Please provide additional details regarding the purpose of the loan.The purpose of this loan is to pay a settlement from a court case.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay a lump-sum settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
Please provide additional details regarding the purpose of the loan.The purpose of this loan is to pay a settlement from a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
Please provide additional details regarding the purpose of the loan.The purpose of this loan is to pay a settlement from a court case.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay a lump-sum settlement as part of a court case.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses vary. Generally for fixed/budgeted payments, such as mortgage (including insurance/property taxes), utilities, auto payment/insurance, pest control, etc., my monthly expenses are approximately $1800. My discretionary spending varies per month and can be in the range of $1000 to 2000, and I keep it as low as possible generally.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average, these monthly expenses range from $2000-2400.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What is your intended use for the loan proceeds?I am using the loan proceeds to pay a settlement as part of a court case.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average, these monthly expenses range from $2000-2400.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment (PITI) is approximately $601/month. My homeowner's insurance is approximately $200/month. My property tax is approximately $125/month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay a lump-sum settlement as part of a court case.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average, these monthly expenses range from $2000-2400.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses vary. Generally for fixed/budgeted payments, such as mortgage (including insurance/property taxes), utilities, auto payment/insurance, pest control, etc., my monthly expenses are approximately $1800. My discretionary spending varies per month and can be in the range of $1000 to 2000, and I keep it as low as possible generally.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment (PITI) is approximately $601/month. My homeowner's insurance is approximately $200/month. My property tax is approximately $125/month.

 


 

 

 

Member Payment Dependent Notes Series 1411894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411894

$18,825

$18,825

16.29%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411894. Member loan 1411894 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Minersville Area School District Debt-to-income ratio: 31.08%
Length of employment: 9 years Location: Shenandoah, PA
       
Home town:
Current & past employers: Minersville Area School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I need this loan to consolidate, simplify, and reduce the monthly payments for my unsecured debt. Upon receipt of the loan, I will pay off the higher interest creditors and close those accounts. This is the first step of my five year plan to eliminate all of my unsecured debt.<br><br> Borrower added on 07/11/12 > With this loan, I will be able to pay off and close 3 seperate accounts, and save a total of $144 per month from the minimum payments I am making now!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,153.00 Public Records On File: 0
Revolving Line Utilization: 51.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses (including all utilities, food, transportation, and CURRENT account payments: $1920. With the accounts I will pay off and close with the loan, I will save $140 per month from that amount.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?After paying off and closing the accounts with higher interest rates, I will be saving $140 per month (at minimum).
Please explain the reason why you carry a large revolving credit balance.I kept some accounts open for emergency use, primarily because I have had the accounts for a significant amount of time. I have no use for some accounts now, however, so I will pay them off and close them.
What is your intended use for the loan proceeds?The loan proceeds will be used to pay off higher interest credit card balances and a very high interest loan that was taken in an emergency two years ago. The monthly payment from this loan will save me $140 per month from making just the minimum payments for the 3 accounts I plan to pay off and close!
Please explain the reason why you carry a large revolving credit balance.I kept some accounts open for emergency use, primarily because I have had the accounts for a significant amount of time. I have no use for some accounts now, however, so I will pay them off and close them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?After paying off and closing the accounts with higher interest rates, I will be saving $140 per month (at minimum).
Which debts do you plan to pay off with this loan?Upon receipt of the loan, I will pay off the higher interest creditors and close those accounts.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off and close a loan with a very high interest rate, pay off and close a line of credit that is no longer offered by the credit agency, and pay off and close a credit card with a very high apr for purchases. With the proposed loan payment offered, I will save about $140/month, compared to the payments I am currently making.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?After paying off and closing the accounts with higher interest rates, I will be saving $140 per month (at minimum).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?With this loan, I will be able to pay off and close three seperate accounts, saving me $144 per month from the minimum payments I am currently making.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?With this loan, I will be able to pay off and close three seperate accounts, saving me $144 per month from the minimum payments I am currently making.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses (including all utilities, food, transportation, and CURRENT account payments: $1920. With the accounts I will pay off and close with the loan, I will save $140 per month from that amount.
Which debts do you plan to pay off with this loan?Upon receipt of the loan, I will pay off the higher interest creditors and close those accounts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses (including all utilities, food, transportation, and CURRENT account payments: $1920. With the accounts I will pay off and close with the loan, I will save $140 per month from that amount.

 


 

 

 

Member Payment Dependent Notes Series 1411898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411898

$6,000

$6,000

15.80%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411898. Member loan 1411898 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: County of San Diego Debt-to-income ratio: 32.15%
Length of employment: 10+ years Location: Chula Vista, CA
       
Home town:
Current & past employers: County of San Diego
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Hello Everyone, I am try to get refinancing for my credit card. Basically I want to pay it off.. But I am tired of my ceiling high interest rate and 8.00 monthly fee. I have been slowly switching to a cash only system and would love to get rid of all my cards. I work full time with overtime. Thanks.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 44
Revolving Credit Balance: $11,706.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I'm carrying a large revolving credit balance due to my boyfriend being laid off and unemployed for the last three years. I had been supporting the both of us until recently. During that time my finances took a major hit. I am just now trying to fix the damage.

 


 

 

 

Member Payment Dependent Notes Series 1411904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411904

$4,400

$4,400

15.31%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411904. Member loan 1411904 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,625 / month
Current employer: Forsyth Country Day School Debt-to-income ratio: 21.51%
Length of employment: 6 years Location: LEWISVILLE, NC
       
Home town:
Current & past employers: Forsyth Country Day School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 53
Revolving Credit Balance: $5,707.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay any rent. The house I live in is owned by the company I work for. I have a vehicle payment of $425 a month. Utilities average $325 a month. I spend approximately $550 a month on food, gas, insurance, and other miscellaneous items.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4 credit cards: Total owed $4200.00+\- with $2500.00+\- available credit<br>I do not know the exact interest on each account. It is higher than this offer though.<br>I have a Personal Loan of approximately $7000.00 at $215 monthly payment.<br>Please let me know if you need any other information. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1411953

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411953

$16,000

$16,000

17.77%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411953. Member loan 1411953 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: bank of calhoun county Debt-to-income ratio: 13.59%
Length of employment: 10+ years Location: FIELDON, IL
       
Home town:
Current & past employers: bank of calhoun county
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,082.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $300: Transportation $100: Utilities/phone $300: insurance $100: Food $300 - All monthly figures
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have five accounts that will be paid off with request. First a visa card with a 6500 bal and mth pay of $350. Second several mastercards with $6500 bal and mth pay of $200. third visa card with 1500 bal mth pay of $150. finally, 2 mastercards with bal of $550 and mth pay of $100. Avg rate on cards is 22%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$800- estimated
What is the total balance of your credit cards, interest rates and current monthly payments?$33,000 with average rate of 20% payments of $1100
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have five accounts that will be paid off with request. First a visa card with a 6500 bal and mth pay of $350. Second several mastercards with $6500 bal and mth pay of $200. third visa card with 1500 bal mth pay of $150. finally, 2 mastercards with bal of $550 and mth pay of $100. Avg rate on cards is 22%

 


 

 

 

Member Payment Dependent Notes Series 1411958

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411958

$12,875

$12,875

13.11%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411958. Member loan 1411958 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,525 / month
Current employer: Davis Instruments Corp Debt-to-income ratio: 13.18%
Length of employment: 10+ years Location: OAKLAND, CA
       
Home town:
Current & past employers: Davis Instruments Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I'm looking to consolidate all my credit card payments. All of my payments are in good standing but my rates are all over the place. I'm looking to pay off all my cards and then make a single payment at a lower rate which in the end will help me save a lot of money in interest and fees.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,233.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current household monthly living expenses (rent, transportation, utilities, phone, insurance, food, etc) come to an average of about $2500.00 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances total $12,154 and this debt falls under the category of credit cards. My interest rates range from 9.9% to 22.9%. My minimum monthly payments total $420. I do not have any student loans, mortgages, car notes, or anything of that nature.
Please explain the reason why you carry a large revolving credit balance.Towards the end of last year into the first few months of this year I had a few financial family emergencies. These emergencies unfortunately caused me to have to use my credit cards when I normally wouldn't have. I usually try to keep my debt to income ratio at about 30% or less.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances total $12,154 and this debt falls under the category of credit cards. My interest rates range from 9.9% to 22.9%. My minimum monthly payments total $420. I do not have any student loans, mortgages, car notes, or anything of that nature.
Which debts do you plan to pay off with this loan?The only major debt outside of normal monthy living expenses are my credit cards. I don't have any car notes or anything of that nature.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current household monthly living expenses (rent, transportation, utilities, phone, insurance, food, etc) come to an average of about $2500.00 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances total $12,154 and this debt falls under the category of credit cards. My interest rates range from 9.9% to 22.9%. My minimum monthly payments total $420. I do not have any student loans, mortgages, car notes, or anything of that nature.

 


 

 

 

Member Payment Dependent Notes Series 1411972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411972

$12,000

$12,000

15.31%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411972. Member loan 1411972 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: LESA Debt-to-income ratio: 5.82%
Length of employment: 6 years Location: ORTING, WA
       
Home town:
Current & past employers: LESA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To consolidate higher interest payments<br><br> Borrower added on 07/10/12 > My goal is to pay off my high interest credit accounts in a timely manner with a 36 month lower interest loan.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 21
Revolving Credit Balance: $9,385.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My vehicle is paid in full... an 08 Cadillac Escalade. I pay car insurance $140, rent of $1600, utilities of about $300 (cell phone, power/electric/garbage). I have 2 credit cards, one of which I pay $200 a month on, the other $150 a month. I have 2 seperate 12 mo same as cash acounts that I throw $100 bucks to about 2x a month (combined balance less than $1600, and a Les Schwab acount that is $75 a month. That is it.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $4800 ($200/mo), interest 21%, Visa $1700 ($75/mo ) 23%, Les Schwab $1450 ($75/mo) 21.99%, Internet website card $800 ($75/mo) 18%, Furniture Account $893 ($76/mo)23%. I also have a couple of medical bills I need to take care of.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current total minimum monthly payments for all of my credit cards is $501. With this 36 month loan for $12000 the minimum monthly payment due would be $417, and paid off much quicker.
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency I have had in the last 10+ years was letting my home go to foreclosure due to anfriend unforseen change in househol.d

 


 

 

 

Member Payment Dependent Notes Series 1411996

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411996

$7,000

$7,000

12.12%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411996. Member loan 1411996 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,610 / month
Current employer: West Jefferson Medical Center Debt-to-income ratio: 19.86%
Length of employment: < 1 year Location: Harvey, LA
       
Home town:
Current & past employers: West Jefferson Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Debt consolidation for credit cards: Discover $2180; $75 min/month; Chase $1370; $80 min/month; Universal Card $2170; $102 min/month; Fashion Bug $469; $30 min/month; totals $287 min/month. I would like to pay off my credit cards in preparation for one day owning my own home.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 18
Revolving Credit Balance: $2,723.00 Public Records On File: 0
Revolving Line Utilization: 35.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am single with no children and I live alone. I am a Master's level Social Worker for the local hospital. Rent $825, Car note $336, Utilites $200, credit card bills (around $350 paying minimum fees), other bills vary (food/gas around $200, other smaller bills around $200).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover $2180; $75min/month (limit $3600; 19.99%); Chase $1370 $80min/month (limit $4500; 6.00%); Universal Card $2170;$102min/month (limit $4300; 17.99%); Fashion Bug $469; $30min/month ($1200; 7.99%); Capital One (car loan) $10,198; $336/month (limit $16536 8.03%); SB Visa $2372; $85/month (limit $3681; 8.9%); Sallie Mae (Student loan) $41,129; forebarence $0 (3.375%); Mortgage (Time share) $7195; $154/month (limit $8867; 16%) (in process of trying to sell timeshare)
If you have a delinquency in the last 2 years, please explain the reason.I checked my credit score yesteday and I had about 3 late payments. Two were in 2009 when I had a debit consolidation company assisting me with trying to get out of credit card debit. The company was later involved in a class action law suit because the company was not paying creditors as advertised. I had one late payment from 2011 in which I had recently moved and had missed placed the bill resulting in the bill being paid late.
If you have a delinquency in the last 2 years, please explain the reason.I checked my credit score yesteday and I had about 3 late payments. Two were in 2009 when I had a debit consolidation company assisting me with trying to get out of credit card debit. The company was later involved in a class action law suit because the company was not paying creditors as advertised. I had one late payment from 2011 in which I had recently moved and had missed placed the bill resulting in the bill being paid late.

 


 

 

 

Member Payment Dependent Notes Series 1412017

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412017

$9,000

$9,000

7.90%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412017. Member loan 1412017 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: GENERAL MILLS Debt-to-income ratio: 8.89%
Length of employment: 10+ years Location: RIPON, CA
       
Home town:
Current & past employers: GENERAL MILLS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > i just want to have things in one bundle. keep everything tight and save on interest of other loans.<br><br> Borrower added on 07/10/12 > I was at work last night and didnt really have the ability to answer the questions fully. if any questions or further explanation is needed please let me know.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,974.00 Public Records On File: 0
Revolving Line Utilization: 43.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 MORGAGE ( INCLUDES INSURANCE ), 300 CAR 120 MOTORCYCLE, INSURANCE 90, PHONE 48, FOOD 100 WEEKLY, UTILITIES 200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1500 MORGAGE ( INCLUDES INSURANCE ), 300 CAR 120 MOTORCYCLE, INSURANCE 90, PHONE 48, MY CREDIT CARDS GET PAID MONTHLY OR WEEKLY.
Please explain the reason why you carry a large revolving credit balance.I HAD SOME PROBLEMS WITH TAXES, I MADE TO MUCH 2 YEARS IN A ROW, PAID FOR A WEDDING, . I HAVE BEEN TAKING THESE ALL DOWN. CONSOLAIDATING THEM WILL MAKE IT MORE PRACTICAL.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1500 MORGAGE ( INCLUDES INSURANCE ), 300 CAR 120 MOTORCYCLE, INSURANCE 90, PHONE 48, MY CREDIT CARDS GET PAID MONTHLY OR WEEKLY.

 


 

 

 

Member Payment Dependent Notes Series 1412020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412020

$6,500

$6,500

18.49%

1.00%

July 12, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412020. Member loan 1412020 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Target Corp. Debt-to-income ratio: 2.55%
Length of employment: 7 years Location: FORT MILL, SC
       
Home town:
Current & past employers: Target Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I will be paying off a smaller loan and a credit card!!!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,134.00 Public Records On File: 1
Revolving Line Utilization: 60.30% Months Since Last Record: 96
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own my home. Just refi at 3.75% payment now $870 with escrow included. All my other expenses average about $2,000 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.The major bill is a small loan with a higher int. rate. I owe $3,100 Payment is $226 a month. I then have a chase card with $1,200 and a Dicks card and a Juniper card with $700 each. I will get rid of four payments for one and save about $90 a month.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I think I answered this similar in a another question already. I am paying off a total of four bills, one is a $3,100 loan with a highr rate. Will save me only paying one bill and $90 a month savings. As just for credit cards and min. I beleive only about $160. If you include like my Sams card, Dicks, and Belks probably about $300 total.
If you have a public record on file, please briefly explain the event and its resolution.2004 chapter 7. Police officer at time and insurance was not the best. Left that profession for current job of seven years now that pays much better. Have not missed a payment since 2005.
If you have a public record on file, please briefly explain the event and its resolution.2004 chapter 7. Police officer at time and insurance was not the best. Left that profession for current job of seven years now that pays much better. Have not missed a payment since 2005.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.The major bill is a small loan with a higher int. rate. I owe $3,100 Payment is $226 a month. I then have a chase card with $1,200 and a Dicks card and a Juniper card with $700 each. I will get rid of four payments for one and save about $90 a month.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I think I answered this similar in a another question already. I am paying off a total of four bills, one is a $3,100 loan with a highr rate. Will save me only paying one bill and $90 a month savings. As just for credit cards and min. I beleive only about $160. If you include like my Sams card, Dicks, and Belks probably about $300 total.

 


 

 

 

Member Payment Dependent Notes Series 1412047

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412047

$11,500

$11,500

16.29%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412047. Member loan 1412047 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: west corp Debt-to-income ratio: 3.63%
Length of employment: 4 years Location: SAVANNAH, GA
       
Home town:
Current & past employers: west corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,138.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 860,gas 30, utilites 200, phone 35, insurance 100, food 300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $9500 on my cards and my husbands cards
What is your intended use for the loan proceeds?pay off my credit cards along with my husbands
Please explain the reason why you carry a large revolving credit balance.this is for my credit cards along with my husband.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $9500 on my cards and my husbands cards
Which debts do you plan to pay off with this loan?my credit cards along with my husbands
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off all open credit cards for myself and my husband
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 860,gas 30, utilites 200, phone 35, insurance 100, food 300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $9500 on my cards and my husbands cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off all open credit cards for myself and my husband
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $9500 on my cards and my husbands cards

 


 

 

 

Member Payment Dependent Notes Series 1412074

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412074

$16,000

$16,000

19.05%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412074. Member loan 1412074 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Dendreon Debt-to-income ratio: 10.97%
Length of employment: 2 years Location: AUSTELL, GA
       
Home town:
Current & past employers: Dendreon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I currently have two credit cards at $7,000 with 28% APR. I also have a personal loan for the remaining $9,000 at 22% APR.<br><br>Thank you very much for looking at this loan. Please feel free to ask any questions to further authenticate my ability to produce a return on your investment.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 27
Revolving Credit Balance: $10,531.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home Mortgage, Utilities (gas, water, electric), Cell Phone, Credit Card, Food (I cook at home alot), Gas (car is already paid off).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Two credit cards totaling $7,000 at 28% APR.<br>Student loan $3,000 at 6.2%.<br>Monthly mortgage is $620.<br>Personal loan is a home improvement credit line at 22% opened to fix the house when I bought it.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the past two years.
Please explain the reason why you carry a large revolving credit balance.The high APR from credit cards has prevented me from quickly paying them off. I also wanted to take advantage of the low price housing market to secure a house as a long term investment. These two are the main factors for my credit balance being so high, however I have been able to meet my monthly financial obligations with no problems.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Two credit cards totaling $7,000 at 28% APR.<br>Student loan $3,000 at 6.2%.<br>Monthly mortgage is $620.<br>Personal loan is a home improvement credit line at 22% opened to fix the house when I bought it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home Mortgage, Utilities (gas, water, electric), Cell Phone, Credit Card, Food (I cook at home alot), Gas (car is already paid off).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House mortgage is at $620 a month with ~$100-$200 total in utilities (including gas, water, electric). The monthly mortgage includes insurance and property tax.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage - $620 per month. Home insurance and property tax is included in that amount.<br><br>Utilities - Gas, water, electric approximately $75-$150 total per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House mortgage is at $620 a month with ~$100-$200 total in utilities (including gas, water, electric). The monthly mortgage includes insurance and property tax.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House mortgage is at $620 a month with ~$100-$200 total in utilities (including gas, water, electric). The monthly mortgage includes insurance and property tax.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1412121

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412121

$15,600

$15,600

13.11%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412121. Member loan 1412121 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: PricewaterhouseCoopers LLP Debt-to-income ratio: 22.89%
Length of employment: 5 years Location: BALTIMORE, MD
       
Home town:
Current & past employers: PricewaterhouseCoopers LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am requesting a loan to pay off my credit cards so that I can start fresh. The majority of my credit card debt was incurred during my college years whenever I needed additional assistance as I put myself through school and worked my way towards a degree. Please help me to get my head above water.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,187.00 Public Records On File: 0
Revolving Line Utilization: 49.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1412195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412195

$8,000

$8,000

15.80%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412195. Member loan 1412195 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Usairways Debt-to-income ratio: 11.18%
Length of employment: 10+ years Location: Folsom, PA
       
Home town:
Current & past employers: Usairways
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,580.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?morg. around 1300.00 transportation 40.00 utilities 400,00 phone 25.00 insurance 100.00 food 300.00 thank you
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?we just refin. morg. 3 years ago interest rate was 4.67 around 5,00 payments are around 1300.00 a month balance on loan is around 148000.00 it was aprasied at around 205000.00 . Thank you
Please explain the reason why you carry a large revolving credit balance.Well my daugther is currently enrolled in college ave of the arts phila. we have been trying to help her with what ever we can.My one son was in a bad truck accident so we have been making sure he can do the best he can, he hasnt worked in few months so that was kind ot tapping me and my wife out. Thank you
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?we just refin. morg. 3 years ago interest rate was 4.67 around 5,00 payments are around 1300.00 a month balance on loan is around 148000.00 it was aprasied at around 205000.00 . Thank you
What is your intended use for the loan proceeds?Remodeling bathroom just did kitchen all new solid oak cabinets new tile floor. All new oak floors in living room and dining room need to rehab whole bathroom. Thank you
Please explain the reason why you carry a large revolving credit balance.Well my daugther is currently enrolled in college ave of the arts phila. we have been trying to help her with what ever we can.My one son was in a bad truck accident so we have been making sure he can do the best he can, he hasnt worked in few months so that was kind ot tapping me and my wife out. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1412209

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412209

$2,725

$2,725

7.90%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412209. Member loan 1412209 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: pnc bank Debt-to-income ratio: 12.69%
Length of employment: < 1 year Location: bridgewater, NJ
       
Home town:
Current & past employers: pnc bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Pay off credit cards at great rates. Thanks!!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,544.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1412225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412225

$15,000

$15,000

19.72%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412225. Member loan 1412225 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,219 / month
Current employer: Alion Science & Technology Debt-to-income ratio: 27.89%
Length of employment: 7 years Location: FREDERICKSBURG, VA
       
Home town:
Current & past employers: Alion Science & Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I need to consolidate and pay off credit cards that have high interest rates up to 29.9%; and need to pay off a large loan with Western Sky that has an extreme interest rate. This loan will be an Improvement Loan to properly manage my debt and eliminate a long term commitment.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 52 Months Since Last Delinquency: 23
Revolving Credit Balance: $12,430.00 Public Records On File: 0
Revolving Line Utilization: 94.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?School Lunches $150; Fuel $200; Groceries $700; Electric $124; Gas $108; Disposal $25; Water/Sewage $75; Property tax $53; Phone $165; Cable/Internet $175; Vehicle Reg $19; Insurance $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bal / Int / Pay<br>633 / 29.9% / 50 - First National Credit Card<br>380 / 24.9% / 30 - Discover<br>508 / 22.9% / 30 - Capital One Mastercard<br>1256 / 22.45% / 50 - Merrick Bank Visa<br>4074 / 16.9% / 88 - Navy Federal Credit Union Mastercard<br>4518 / 10.24% / 119 - Military Star Card<br>480 / 7.9% / 35 - Marine Federal Credit Union Visa <br>68373 / 8.5% / 788.12 - Sallie Mae<br>268188 / 3.75% / 1530.75 - Chase Mortgage<br>21112 / 9.5% / 661.05 - NFCU Consolidation<br>10218 / 89.0% / 743.49 - Western Sky
Please explain the reason why you carry a large revolving credit balance.This is a very hard question to answer without violating the Lending Club policies related to consumer privacy and fair lending. Let's just say that the current economy has a direct impact on the situation, and I do everything I can, to pay the bills that are due. I'm sorry I am unable to reveal information that could be used in identifying my demographic profile.

 


 

 

 

Member Payment Dependent Notes Series 1412229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412229

$3,450

$3,450

19.05%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412229. Member loan 1412229 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: docufree Debt-to-income ratio: 29.82%
Length of employment: 3 years Location: Cumming, GA
       
Home town:
Current & past employers: docufree
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 37
Revolving Credit Balance: $1,062.00 Public Records On File: 0
Revolving Line Utilization: 42.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(gas) 60.00 (insurance) 100.00 no phone bill (car) 400 (other bills the loan will pay off) 159, these accounts are closed. Also have 2 bills that are closed and have small balances that will also be taken care of with loan. I hope that helped if not please let me know and i can try to explain better.<br>thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my credit card is one i started with that was for building credit (closed account) it is very high because when i got it i was 18 with no credit. im not sure the exact score offhand. i have one other bill that has 1100 left on it. The two monthly come up to arround 120 a month and the remainder is going to pay off another credit card that only has a 25 a month but will be done with once paid it is closed too. other then that i have my car, gas and ins which about 600 a month.
If you have a delinquency in the last 2 years, please explain the reason.No I have not, ive never been in any trouble with the law, Not even tickets

 


 

 

 

Member Payment Dependent Notes Series 1412235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412235

$10,000

$10,000

11.14%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412235. Member loan 1412235 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Panera Bread Debt-to-income ratio: 23.46%
Length of employment: 10+ years Location: North Versailles, PA
       
Home town:
Current & past employers: Panera Bread
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,830.00 Public Records On File: 0
Revolving Line Utilization: 39.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is half of 580, car payment is 360, my part of utilities is 180, food trip could be 100 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover minimum payment is 60..interest is 18%..owe 2350.<br><br>Express charge is minimum payment of 80..interest around 22%..owe 1860<br><br>Sears charge is min payment of 50..interet of about24%..owe 1600<br><br>Home depot is min of 60..free interest right now..owe around 2700
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?It is roughly 300 a month and with the loan it would be around 323 but will be paid off in 3 years. If not with the loan, who knows when we can get these paid down.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is half of 580, car payment is 360, my part of utilities is 180, food trip could be 100 a month.
Please explain the reason why you carry a large revolving credit balance.The reason I carry these is because I am making the minimum payments which feels like the balance I owe never goes down. I opened these cards with the intent to pay off before interest was in effect but it never happened that way. I want to get this loan to pay these off and enjoy the house me and my husband recently got in march of this year. We do not want the burden of these anymore!
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover minimum payment is 60..interest is 18%..owe 2350.<br><br>Express charge is minimum payment of 80..interest around 22%..owe 1860<br><br>Sears charge is min payment of 50..interet of about24%..owe 1600<br><br>Home depot is min of 60..free interest right now..owe around 2700
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance that is owed is 8905. Total min combined is 240. Total interest combined is 68.97%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is half of 580, car payment is 360, my part of utilities is 180, food trip could be 100 a month.

 


 

 

 

Member Payment Dependent Notes Series 1412240

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412240

$17,825

$17,825

18.75%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412240. Member loan 1412240 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: St. Jude Children's Research Hospital Debt-to-income ratio: 29.63%
Length of employment: 6 years Location: MURRAY, KY
       
Home town:
Current & past employers: St. Jude Children's Research Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > If I receive this loan to consolidate my high balance high interest debt, I have a plan to become debt free, with the exception of my mortgage and student loan, in 3 years. I plan to never let this situation happen to me again.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,697.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly are: mortgage $777, car pmt $499, utlities/phone $150, car/homeowners $205, gas approx $80, food $120. My mother also lives w/ me so she will pay some on utilites & food expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage approx $135,000 at 5.05% w/ pmt of $777.44, car pmt is $499 w/ 2yrs remaining on loan, student loan is approx $75,000 at 6%, but is deferred at this time, credit card balances total $20,000 w/ interest rates from 5% to 24.99% w/ total monthly pmts coming to approx $1000, & one loan for the amt of $6175 at 12% w/ monthly pmt of $220 & another for $6306 at 24.99% w/ pmt of $216.
Please explain the reason why you carry a large revolving credit balance.I returned to graduate school and at the same time had to have my heating and air unit replaced, developed plumbing/pipe problems and had to have all replaced, including the pipes leading to the street, and home had storm damage to roof. All repairs were necessary and could not be avoided. Unfortunately I also had to use credit cards for incidentals and due to being back in school could not work as much overtime as I previously had. I would like to be able to get a handle on this situation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage approx $135,000 at 5.05% w/ pmt of $777.44, car pmt is $499 w/ 2yrs remaining on loan, student loan is approx $75,000 at 6%, but is deferred at this time, credit card balances total $20,000 w/ interest rates from 5% to 24.99% w/ total monthly pmts coming to approx $1000, & one loan for the amt of $6175 at 12% w/ monthly pmt of $220 & another for $6306 at 24.99% w/ pmt of $216.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage approx $135,000 at 5.05% w/ pmt of $777.44, car pmt is $499 w/ 2yrs remaining on loan, student loan is approx $75,000 at 6%, but is deferred at this time, credit card balances total $20,000 w/ interest rates from 5% to 24.99% w/ total monthly pmts coming to approx $1000, & one loan for the amt of $6175 at 12% w/ monthly pmt of $220 & another for $6306 at 24.99% w/ pmt of $216.
Which debts do you plan to pay off with this loan?I plan on paying off the high balance high interest credit cards. Once those balances are consolidated, the money that was earmarked monthly for minimium payments I will use to pay off the credit cards with smaller balances. I should have all my credit cards & other debts, excluding mortgage and student loan, paid off in 3 years. I plan on never letting this situation happen to me again.
Which debts do you plan to pay off with this loan?I plan on paying off the high balance high interest credit cards. Once those balances are consolidated, the money that was earmarked monthly for minimium payments I will use to pay off the credit cards with smaller balances. I should have all my credit cards & other debts, excluding mortgage and student loan, paid off in 3 years. I plan on never letting this situation happen to me again.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage approx $135,000 at 5.05% w/ pmt of $777.44, car pmt is $499 w/ 2yrs remaining on loan, student loan is approx $75,000 at 6%, but is deferred at this time, credit card balances total $20,000 w/ interest rates from 5% to 24.99% w/ total monthly pmts coming to approx $1000, & one loan for the amt of $6175 at 12% w/ monthly pmt of $220 & another for $6306 at 24.99% w/ pmt of $216.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly are: mortgage $777, car pmt $499, utlities/phone $150, car/homeowners $205, gas approx $80, food $120. My mother also lives w/ me so she will pay some on utilites & food expenses.

 


 

 

 

Member Payment Dependent Notes Series 1412269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412269

$4,000

$4,000

13.11%

1.00%

July 16, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412269. Member loan 1412269 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,007 / month
Current employer: n/a Debt-to-income ratio: 26.20%
Length of employment: n/a Location: LAKELAND, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,573.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1412277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412277

$12,000

$12,000

14.33%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412277. Member loan 1412277 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: lackawanna county Debt-to-income ratio: 28.89%
Length of employment: 2 years Location: EYNON, PA
       
Home town:
Current & past employers: lackawanna county
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > credit card consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,615.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $550<br>student loan $350<br>car pmt $325<br>car insurance $125<br>gas $150<br>food $ 170<br>untilites $145<br>phone $90<br>cable $65<br>parking/work $80
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.discover $6000 12%? $130<br>visa $3200 24% $125<br>citi $1300 24% $75<br>home depot $400 $50<br><br>these are estimates, but pretty close. thanks
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?approx 350 a month for all
Please explain the reason why you carry a large revolving credit balance.i bought a house last yr, and it needed renovations which far exceeded the estimates. and i had to replace my old and aging pontiac
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $550<br>student loan $350<br>car pmt $325<br>car insurance $125<br>gas $150<br>food $ 170<br>untilites $145<br>phone $90<br>cable $65<br>parking/work $80
Please explain the reason why you carry a large revolving credit balance.i bought a house last yr, and it needed renovations which far exceeded the estimates. and i had to replace my old and aging pontiac
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $550<br>student loan $350<br>car pmt $325<br>car insurance $125<br>gas $150<br>food $ 170<br>untilites $145<br>phone $90<br>cable $65<br>parking/work $80
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage payment of $551.00, which includes all taxes, insurance, and PMI<br>utilities: water $35.00;sewer $20.00; natural gas $75.00 average; phone $ 90.00 average (bundles internet cell and land line); cable $65.00

 


 

 

 

Member Payment Dependent Notes Series 1412318

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412318

$12,000

$12,000

13.11%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412318. Member loan 1412318 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: Oracle Corporation Debt-to-income ratio: 3.18%
Length of employment: 10+ years Location: LIVERMORE, CA
       
Home town:
Current & past employers: Oracle Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 13
Revolving Credit Balance: $34,397.00 Public Records On File: 0
Revolving Line Utilization: 81.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $3714 but I pay $4k per month. We have no car payments so gas is about $150 a month. Utilities about $500. We have an additional $1,000 for food, diapers, gym, misc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My only debt is on credit cards and my mortgage. Mortgage is 4.625% with a balance of $680k against a $905k buying price. Credit cards range close to the rate of this loan.
Please explain the reason why you carry a large revolving credit balance.I am in sales and my base is about 40% of my total salary. As a result I have times between commissions that I carry short term debt. All other assets are in retirement accounts and home equity.
If you have a delinquency in the last 2 years, please explain the reason.I do not
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $3714 but I pay $4k per month. We have no car payments so gas is about $150 a month. Utilities about $500. We have an additional $1,000 for food, diapers, gym, misc.
Please explain the reason why you carry a large revolving credit balance.I am in sales and my base is about 40% of my total salary. As a result I have times between commissions that I carry short term debt. All other assets are in retirement accounts and home equity.
If you have a delinquency in the last 2 years, please explain the reason.I do not
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $3714 but I pay $4k per month. We have no car payments so gas is about $150 a month. Utilities about $500. We have an additional $1,000 for food, diapers, gym, misc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About $6k per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My only debt is on credit cards and my mortgage. Mortgage is 4.625% with a balance of $680k against a $905k buying price. Credit cards range close to the rate of this loan.

 


 

 

 

Member Payment Dependent Notes Series 1412390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412390

$12,000

$12,000

14.33%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412390. Member loan 1412390 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Rothstein Kass Debt-to-income ratio: 9.97%
Length of employment: < 1 year Location: Lyndhurst, NJ
       
Home town:
Current & past employers: Rothstein Kass
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I have credit card debts that arose whilst I was between grad school and employment. I would like to consolidate the balance. I have good cash flow and few expenses. This loan will also allow me to raise my credit score by having unused revolving credit.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,863.00 Public Records On File: 0
Revolving Line Utilization: 53.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent (shared 2BR) - $500<br>Groceries - $150<br>Gas - $150<br>Car Insurance - $75<br>Cell Phone - $75<br>Cable/Internet - $25<br>Electric - $25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum payments are currently $280<br><br>After the loan will be $413.
Please explain the reason why you carry a large revolving credit balance.I was out of work for six months last year between May and November. I had to pay with a credit card for single grad school class in the fall because student loans are not given for less than six credits. Also, I had to pay for CPA prep classes and software.

 


 

 

 

Member Payment Dependent Notes Series 1412402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412402

$12,000

$12,000

15.31%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412402. Member loan 1412402 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Time Warner Cable Debt-to-income ratio: 20.21%
Length of employment: 5 years Location: MANOR, TX
       
Home town:
Current & past employers: Time Warner Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I am consolidating and removing the high interest revolving credit I have.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,683.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mort 850 trans 150 Phone 50 Util. 150 food 200+/-
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mort 850<br>Utils 150<br>taxes included in mortgage
Please explain the reason why you carry a large revolving credit balance.I was rebuilding credit at very high interest/fee rates
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Bal Aprox 11500 Interest rates 18.9 to 29.9 Monthly paynents is aprox 600
What is your intended use for the loan proceeds?Consolidate debt - reduce interest rate and close fee laden cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mort 850 trans 150 Phone 50 Util. 150 food 200+/-
Please explain the reason why you carry a large revolving credit balance.I was rebuilding credit at very high interest/fee rates
Which debts do you plan to pay off with this loan?All revolving credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Bal Aprox 11500 Interest rates 18.9 to 29.9 Monthly paynents is aprox 600

 


 

 

 

Member Payment Dependent Notes Series 1412415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412415

$14,275

$14,275

15.31%

1.00%

July 16, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412415. Member loan 1412415 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,006 / month
Current employer: United States Air Force Debt-to-income ratio: 18.26%
Length of employment: 9 years Location: ODENTON, MD
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My wife and I want to pay off 3 high interest rate credit cards. We are current on all debts and bills for as long as we've had them. Our plan is to close the cards once they are paid off and make payments to this loan. With what we will save in interest, we plan on making accelerated payments.<br><br> Borrower added on 07/09/12 > I plan on paying off 3 high interest credit cards. I'm current on all 3 since I've had them and will close them after they are paid off. I also plan on making accelerated payments with the money saved in interest. I'm a career military servicemember with 9 years in.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 76
Revolving Credit Balance: $8,404.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are $4392. This is for every single bill/debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.
Please explain the reason why you carry a large revolving credit balance.The reason I have a large revolving credit balance is because I didn't have enough savings and was using the credit cards as a crutch, especially for emergencies. Presently, I don't use the credit cards at all since I have a savings account established. It's not very much, but it has helped keep us from using credit cards during hard times.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly expenses related to housing is $2613.61. I don't have a HEL / HELOC.
Which debts do you plan to pay off with this loan?I am paying off 3 credit cards with this loan.
What is your intended use for the loan proceeds?I am using this money to pay off 3 credit cards to help reduce my debt.
Please explain the reason why you carry a large revolving credit balance.The reason I have a large revolving credit balance is because I didn't have enough savings and was using the credit cards as a crutch, especially for emergencies. Presently, I don't use the credit cards at all since I have a savings account established. It's not very much, but it has helped keep us from using credit cards during hard times.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.
Which debts do you plan to pay off with this loan?I am paying off 3 credit cards with this loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This money will be used to pay off 3 credit cards. The current allocation is $2600, $5341, and $6,347. Unfortunately, I didn't realize Lending Club takes a cut from the loan, so I will have to pay off a remaining balance on 1 card equal to Lending Club's cut.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.
Which debts do you plan to pay off with this loan?I am paying off 3 credit cards with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are $4392. This is for every single bill/debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.
If you have a delinquency in the last 2 years, please explain the reason.As far as I know, since the last time I pulled my credit report, I do not have any delinquencies in the last 2 years. I've been current on all bills and debts since joining the military in 2003. Service members are taught that financial irresponsibility is a career killer and a fast way to get kicked out of military service with a dishonorable discharge. A bad discharge like that can't even get you a job at McDonald's. I take my military career very seriously and am never late on bill payments.
Please explain the reason why you carry a large revolving credit balance.The reason I have a large revolving credit balance is because I didn't have enough savings and was using the credit cards as a crutch, especially for emergencies. Presently, I don't use the credit cards at all since I have a savings account established. It's not very much, but it has helped keep us from using credit cards during hard times.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).For my mortgage the total monthly payment is $990.25. Broken down: $255.34 to principal, $576.79 to interest, $50.61 to insurance, $107.51 to county tax. I don't have a HEL / HELOC or any liens against the property.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $14,288 33.14%APR pay $580/month, Mortgage: $172,780 4%APR pay $990/month, Car Loan: $34,288 8.23%APR pay $630/month, Student Loan: $17,504 3.75%APR pay $179/month. I don't have HEL / HELOC. I use my checking account to pay all bills.

 


 

 

 

Member Payment Dependent Notes Series 1412444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412444

$2,000

$2,000

8.90%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412444. Member loan 1412444 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: royal diversified Debt-to-income ratio: 13.38%
Length of employment: 10+ years Location: fall river, MA
       
Home town:
Current & past employers: royal diversified
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > goin to las vegas in september...<br><br> Borrower added on 07/10/12 > goin on vacation....just wanna get ahead on bills before i leave...<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,020.00 Public Records On File: 1
Revolving Line Utilization: 5.90% Months Since Last Record: 92
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.to be honest..my trip is already paid for....just wanna get ahead on bills before i go

 


 

 

 

Member Payment Dependent Notes Series 1412457

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412457

$10,000

$10,000

17.77%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412457. Member loan 1412457 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: lanier hardware Debt-to-income ratio: 24.21%
Length of employment: 10+ years Location: LINWOOD, NC
       
Home town:
Current & past employers: lanier hardware
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > to consolidate my bills<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,098.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas 200.00 Rent: I own! phone 100.00, insurance 80.00, food:200.00 powerbill 160.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?debt balance is 5000, intrest rates are range from 17-20 % and monthly payments are are all under one hundred dollars for credit cards i have no student loan.
Please explain the reason why you carry a large revolving credit balance.I got way behind on bills when my wife got pregnant and she had to be out of work now im trying to get a loan to pay some things off so i want have so much on me at once.

 


 

 

 

Member Payment Dependent Notes Series 1412511

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412511

$12,000

$12,000

13.11%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412511. Member loan 1412511 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: stordok Debt-to-income ratio: 22.76%
Length of employment: 10+ years Location: WATSONVILLE, CA
       
Home town:
Current & past employers: stordok
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I PLAN TO USE THE LOAN TO PAY OFF ALL MY CREDIT CARDS THAT WAY I JUST HAVE ONE LUMP PAYMENT. I'M VERY RESPONSIBLE AND HAVE BEEN AT MY PRESENT JOB FOR OVER 15 YEARS. I DON'T LIKE BEING LATE ON ANY PAYMENTS AS THIS WILL AFFECT MY CREDIT SCORE AND WITH OUT THAT BEING GOOD YOU HAVE NOTHING.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 81
Revolving Credit Balance: $4,879.00 Public Records On File: 0
Revolving Line Utilization: 84.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The credit cards I want to pay down have a total balance all together of about $7200 with my monthly payments averaging from 35-85 per month for each. I also have an auto loan I wanted to pay off with this loan of $4200.00 and I pay $380 right now just for the auto loan.
Which debts do you plan to pay off with this loan?I want to use this loan to pay off my smaller credit cards of about $7200 and one auto loan of $4200. I want to make just one payment instead of having so many different one's.

 


 

 

 

Member Payment Dependent Notes Series 1412526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412526

$16,000

$16,000

17.77%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412526. Member loan 1412526 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Banana Republic Debt-to-income ratio: 13.97%
Length of employment: 10+ years Location: Allentown, PA
       
Home town:
Current & past employers: Banana Republic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > After paying off this loan, I will be completely debt free! Consolidating all of my debt into this one loan means that I pay an overall lower interest rate, and simplifies my life because I only have to make 1 payment a month. Thanks for funding my loan!<br><br> Borrower added on 07/09/12 > After paying off this loan, I will be completely debt free! By consolidating everything with this money, I will pay an overall lower percentage rate and more importantly, have just 1 easy payment to make each month. Thanks for funding my loan!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,096.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $0 (live at home), Gas: $150, Utilities: n/a, Phone: $100, Insurance: $250, Food: $150. My expenses are very reasonable, other than my credit card payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: 6 cards, $15,600, 24.99% average rate. Student loans: 2, $8,000 total, 5.6%
Please explain the reason why you carry a large revolving credit balance.My debt is left over from when I was younger and misused my credit cards for frivolous purchases as a teenager. I'm paying the price for it now!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $0 (live at home), Gas: $150, Utilities: n/a, Phone: $100, Insurance: $250, Food: $150. My expenses are very reasonable, other than my credit card payments.

 


 

 

 

Member Payment Dependent Notes Series 1412561

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412561

$5,000

$5,000

12.12%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412561. Member loan 1412561 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: hospital for joint diseases Debt-to-income ratio: 9.10%
Length of employment: 10+ years Location: brooklyn, NY
       
Home town:
Current & past employers: hospital for joint diseases
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Trying to consolidate my debt to pay one payment a month, this is the last of my debt so I can start on my road to saving with the hopes of purchasing my first home soon<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 36
Revolving Credit Balance: $11,503.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1412613

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412613

$5,000

$5,000

7.90%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412613. Member loan 1412613 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: HSN Debt-to-income ratio: 9.57%
Length of employment: 3 years Location: TAMPA, FL
       
Home town:
Current & past employers: HSN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I live in FL and was recently affected by the flooding from tropical storm Debi. All of the furniture in my apartment was damaged and unfortunately my insurance does not cover flooding. I am seeking funds to refurnish my apartment. I plan to pay back the loan ASAP.<br><br> Borrower added on 07/11/12 > I would like to purchase everything around the same time rather than replace piece by piece waiting on my next paycheck. I'd like the freedom to shop around for the best deals rather than financing at a single furniture store with a high interest rate. I appreciate your support!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,204.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses total $1100.
What are you buying?I am looking to fully furnish the apartment.

 


 

 

 

Member Payment Dependent Notes Series 1412621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412621

$4,000

$4,000

14.33%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412621. Member loan 1412621 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Quality Sound Debt-to-income ratio: 23.13%
Length of employment: 8 years Location: Stockton, CA
       
Home town:
Current & past employers: Quality Sound
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,941.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage -$1088 per month (includes insurance), no car payment (car is paid off) Utilities is about $450 a month, I work 10 miles from home so gas is about $50 a month. Cell bill is $70 per month, food is about $150 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $1088 a month<br>Interest rates on CC range from 0% to 29% <br>Total CC balance is around 15K
Please explain the reason why you carry a large revolving credit balance.I use to carry zero balances on my credit cards last year my fiance got laid off from his job and for a while I was using credit cards to offset his lost income. It was working out fine for a while as I had 0 percent interest on most credit cards for a year or so (promo) but now those have expired and the interest on a lot of the credit cards have skyrocketed and so have the CC payments. Trying to reduce the high interest credit cards into 1 payment, to save myself money.

 


 

 

 

Member Payment Dependent Notes Series 1412622

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412622

$10,000

$10,000

13.11%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412622. Member loan 1412622 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: California Spectra Instrumentation,INC. Debt-to-income ratio: 26.30%
Length of employment: 5 years Location: Long Beach, CA
       
Home town:
Current & past employers: California Spectra Instrumentation,INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,672.00 Public Records On File: 0
Revolving Line Utilization: 28.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2900.00 To $3100.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances $42,684.10. Interest rates no higher than 8%. One mastercharge credit card that I never charge more the $400.00 that is paided in full every month on time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances $42,684.10. Interest rates no higher than 8%. One mastercharge credit card that I never charge more the $400.00 that is paided in full every month on time.

 


 

 

 

Member Payment Dependent Notes Series 1412629

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412629

$10,000

$10,000

10.16%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412629. Member loan 1412629 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Banker Lopez Gassler PA Debt-to-income ratio: 6.75%
Length of employment: 10+ years Location: saint petersburg, FL
       
Home town:
Current & past employers: Banker Lopez Gassler PA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Purchase a boat<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 67
Revolving Credit Balance: $15,373.00 Public Records On File: 0
Revolving Line Utilization: 36.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?purchase of a boat
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 957.00; Home Equity/line of credit is 82.00; utilities approx. $300; insurance and taxes are included in my mortgage. No car payments.
Please explain the reason why you carry a large revolving credit balance.I don't believe I do. Most are old accounts with no balances.

 


 

 

 

Member Payment Dependent Notes Series 1412747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412747

$10,925

$10,925

15.31%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412747. Member loan 1412747 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Aviat Networks Debt-to-income ratio: 18.00%
Length of employment: 5 years Location: Apex, NC
       
Home town:
Current & past employers: Aviat Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan will be used to consolidate 4 credit cards that have 22.9% and higher interest rates. It will decrease our monthly payment and help us pay our debt much faster.<br><br> Borrower added on 07/11/12 > Thanks for funding or wanting to fund this! I have never been late or delinquent on any account so there will be no payments missed. I just need to pay off some cards that the interest rate is too high. We are on a 2 year plan to pay it all off and the lower interest rate will make a big difference.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,300.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.This balance has been at a stand still for a few years due to personal reasons. I want to start making a dent into it and have a plan set in place to be debt free in 36 months or less. My employment and income is steady and my monthly expenses have decreased. This loan will make a big difference in reducing the interest rate of the highest 4 cards that carry a balance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off 4 credit cards that have 22.99% interest rate with this loan.
Which debts do you plan to pay off with this loan?4 credit cards with high interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total of 6 cards that carry a total balance of around $17K. 4 of the cards have an interest rate of over 20% and will be paid off with this loan. The other 2 cards have interest rate of 15% or lower and will be paid off in 24 months. I have one student loan in repayment with a payment of $190 per month. <br>I do not use any credit cards or lines of credit right now as I am on a 2-3 year plan to have everything paid off. <br>Thanks for the chance to do that!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1200, phone/cable/internet is $90, car insurance is $95, food is about $300 per month, utilities $150. I have no medical insurance premium through my work

 


 

 

 

Member Payment Dependent Notes Series 1412764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412764

$12,000

$12,000

17.27%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412764. Member loan 1412764 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Arts Of Boca, Inc Debt-to-income ratio: 9.65%
Length of employment: 5 years Location: BOCA RATON, FL
       
Home town:
Current & past employers: Arts Of Boca, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I have been hoping for this opportunity to payoff my high rate revolving lines and help "re-balance myself financially". Thanks so much.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,254.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses that I am responsible for are Food, Electric, Water, Gas, Cable, Phone, and Auto Insurance. My expenses total approx $700-$900/month, not including credit cards which I intend to payoff with this loan. Thanks.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa (Current Balance $7800, Current Rate 29.99%, Current Mnthly Min Pay approx $300)<br>Discover (Current Balance $4000, Current Rate 23.99%, Current Mnthly Min Pay approx $133)<br>Total $11800<br>My loan, after fees, will be $11400, so I will have an small outstanding balance on the Discover for $400. The major benefit of this loan will be to get my interest rates down and to get me into a note where I can pay off this debt in 3 years. Thanks.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total Minimum Monthly Payments for all credit cards is approx $500 (3 cards, Visa, Discover, MasterCard) and it will be the same if not $50-$75 less, including this potential loan, but the major positive is that my debt principal will be paid off in 3 years as supposed to just making minimum monthly payments as I am currently making no progress on the existing balances. Thanks.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa (Current Balance $7800, Current Rate 29.99%, Current Mnthly Min Pay approx $300)<br>Discover (Current Balance $4000, Current Rate 23.99%, Current Mnthly Min Pay approx $133)<br>Total $11800<br>My loan, after fees, will be $11400, so I will have an small outstanding balance on the Discover for $400. The major benefit of this loan will be to get my interest rates down and to get me into a note where I can pay off this debt in 3 years. Thanks.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa (Current Balance $7800, Current Rate 29.99%, Current Mnthly Min Pay approx $300)<br>Discover (Current Balance $4000, Current Rate 23.99%, Current Mnthly Min Pay approx $133)<br>Total $11800<br>My loan, after fees, will be $11400, so I will have an small outstanding balance on the Discover for $400. The major benefit of this loan will be to get my interest rates down and to get me into a note where I can pay off this debt in 3 years. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1412780

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412780

$10,800

$10,800

11.14%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412780. Member loan 1412780 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Red Lobster Debt-to-income ratio: 24.04%
Length of employment: 10+ years Location: HARRISBURG, PA
       
Home town:
Current & past employers: Red Lobster
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,481.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $670. Expenses are $937 including insurance, phone, cable/internet, electric, auto loan payment. Food costs are less than $50 per week.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $800 at 29.99%, $31;<br>Visa $978 at 25.5%, $50; <br>Retail store $836 at 26.9%, $58; <br>MasterCard $856 at 29.9%, $28;<br>Visa $1217 at 23.9%, $55;<br>Retail store $460 at 24.99%, $50; <br>Discover $1514 at 19.99%, $40;<br>Visa $1859 at 29.4%, $81
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently is $546 at an average of 26.17%<br>With payoff monthly will be $488 at 11.14%

 


 

 

 

Member Payment Dependent Notes Series 1412805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412805

$6,000

$6,000

6.03%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412805. Member loan 1412805 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Williams Lea Debt-to-income ratio: 12.92%
Length of employment: 3 years Location: San Diego, CA
       
Home town:
Current & past employers: Williams Lea
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Pet owner of 2 cats / 2 dogs. Belief that pets are family. Friday 6/29/2012, my Zack dog collapsed. Rushed to hospital. Found heart tumor. To extend his life from months to yrs we had to do heart surgery on 7/3. Paid by AmEx. Looking 2 lower rate from 15% AmEx to 6% LC. Please ask questions. TY!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,907.00 Public Records On File: 0
Revolving Line Utilization: 23.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am confused on how to answer this question. I answered it before and Lending Club disallowed the question to be shown because of my answer. So I am going to try answer it in the most descriptive way I can. The reason for this question is to determine if I can afford this loan. I have over $1000 discretionary funds to use per month minus all my living expenses. Affording a $200 monthly loan payment is well within my means. I hope I did my best to answer this legally this time. :)
What is your intended use for the loan proceeds?I paid for the surgery using my American Express card which is at 15%. I am hoping to pay off that loan in full and get a lower interest rate per Lending Club. I have been credit card debt free for almost 18 months now and plan to stay that way. I still use my credit cards but pay them off every month. I use them for points and rewards, discounts on airline tickets, etc...
Please explain the reason why you carry a large revolving credit balance.The revolving debt is for a school loan as I am in school this year to augment by business skills. :) This loan will be paid for out of my freelance business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am confused on how to answer this question. I answered it before and Lending Club disallowed the question to be shown because of my answer. So I am going to try answer it in the most descriptive way I can. The reason for this question is to determine if I can afford this loan. I have over $1000 discretionary funds to use per month minus all my living expenses. Affording a $200 monthly loan payment is well within my means. I hope I did my best to answer this legally this time. :)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am confused on how to answer this question. I answered it before and Lending Club disallowed the question to be shown because of my answer. So I am going to try answer it in the most descriptive way I can. The reason for this question is to determine if I can afford this loan. I have over $1000 discretionary funds to use per month minus all my living expenses. Affording a $200 monthly loan payment is well within my means. I hope I did my best to answer this legally this time. :)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am confused on how to answer this question. I answered it before and Lending Club disallowed the question to be shown because of my answer. So I am going to try answer it in the most descriptive way I can. The reason for this question is to determine if I can afford this loan. I have over $1000 discretionary funds to use per month minus all my living expenses. Affording a $200 monthly loan payment is well within my means. I hope I did my best to answer this legally this time. :)
Please explain the reason why you carry a large revolving credit balance.The revolving debt is for a school loan as I am in school this year to augment by business skills. :) This loan will be paid for out of my freelance business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am confused on how to answer this question. I answered it before and Lending Club disallowed the question to be shown because of my answer. So I am going to try answer it in the most descriptive way I can. The reason for this question is to determine if I can afford this loan. I have over $1000 discretionary funds to use per month minus all my living expenses. Affording a $200 monthly loan payment is well within my means. I hope I did my best to answer this legally this time. :)

 


 

 

 

Member Payment Dependent Notes Series 1412821

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412821

$22,000

$22,000

10.16%

1.00%

July 17, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412821. Member loan 1412821 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: ELITE HOME HEALTH, LLC Debt-to-income ratio: 13.31%
Length of employment: 6 years Location: LOVINGTON, NM
       
Home town:
Current & past employers: ELITE HOME HEALTH, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,120.00 Public Records On File: 0
Revolving Line Utilization: 45.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent or mortgage. Transportation fuel-$225 monthly. Utilities (gas, water, electricity)-$192 monthly. Phone(home/cell)-$216 monthly. Vehicle insurance-$143 monthly. Life insurance-$32. Health insurance-$125 monthly.Food-$225 monthly.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Visa-$3276.79, min. mo. pymnt-$102.<br>Visa-$5763.74, min. mo. pymnt-$176.<br>Mastercard-$5253.95, min. mo. pymnt-$279.<br>Mastercard-$6059.88, min. mo. pymnt.-$105.45
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No rent or mortgage. No loan against home. Utilities(gas, water, electricity)-$200 monthly.<br>Insurance on home $987 yearly.<br>Taxes on home $1211 yearly.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage. Taxes on home is $1211 yearly. Insurance on home ins $987 yearly.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What is the total balance of your credit cards, interest rates and current monthly payments?Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What is the total balance of your credit cards, interest rates and current monthly payments?Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off credit card debt. This will be divided for 4 credit cards which have a high interest rate and seem to not go down even if I pay extra which I always do. This loan will pay off the cards.<br>Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent or mortgage. Transportation fuel-$225 monthly. Utilities (gas, water, electricity)-$192 monthly. Phone(home/cell)-$216 monthly. Vehicle insurance-$143 monthly. Life insurance-$32. Health insurance-$125 monthly.Food-$225 monthly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off credit card debt. This will be divided for 4 credit cards which have a high interest rate and seem to not go down even if I pay extra which I always do. This loan will pay off the cards.<br>Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Visa-$3276.79, min. mo. pymnt-$102.<br>Visa-$5763.74, min. mo. pymnt-$176.<br>Mastercard-$5253.95, min. mo. pymnt-$279.<br>Mastercard-$6059.88, min. mo. pymnt.-$105.45
What is the total balance of your credit cards, interest rates and current monthly payments?Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Visa-$3276.79, min. mo. pymnt-$102.<br>Visa-$5763.74, min. mo. pymnt-$176.<br>Mastercard-$5253.95, min. mo. pymnt-$279.<br>Mastercard-$6059.88, min. mo. pymnt.-$105.45
Please explain the reason why you carry a large revolving credit balance.These cards were used to cover my medical debt and my wifes. I for surgery and she for a extended hospital stay. At the time we carried no health insurance. At the beginning these cards carried over $13,000 in balances. I have managed to bring them down and now I want to rid myself of this debt. NO matter how much extra I pay it just seems to be the same.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off credit card debt. This will be divided for 4 credit cards which have a high interest rate and seem to not go down even if I pay extra which I always do. This loan will pay off the cards.<br>Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Visa-$3276.79, min. mo. pymnt-$102.<br>Visa-$5763.74, min. mo. pymnt-$176.<br>Mastercard-$5253.95, min. mo. pymnt-$279.<br>Mastercard-$6059.88, min. mo. pymnt.-$105.45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please explain the reason why you carry a large revolving credit balance.These cards were used to cover my medical debt and my wifes. I for surgery and she for a extended hospital stay. At the time we carried no health insurance. At the beginning these cards carried over $13,000 in balances. I have managed to bring them down and now I want to rid myself of this debt. NO matter how much extra I pay it just seems to be the same.
What is your intended use for the loan proceeds?To pay off credit card debt as follows:<br><br>Visa-$3276.79, interest rate 23.99%.<br>Visa-$5763.74, interest rate 23.99%.<br>Mastercard-$5253.95, interest rate 19.99%.<br>Mastercard-$6059.88, interest rate 25.24%.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45
Please explain the reason why you carry a large revolving credit balance.These cards were used to cover my medical debt and my wifes. I for surgery and she for a extended hospital stay. At the time we carried no health insurance. At the beginning these cards carried over $13,000 in balances. I have managed to bring them down and now I want to rid myself of this debt. NO matter how much extra I pay it just seems to be the same.
Please explain the reason why you carry a large revolving credit balance.These cards were used to cover my medical debt and my wifes. I for surgery and she for a extended hospital stay. At the time we carried no health insurance. At the beginning these cards carried over $13,000 in balances. I have managed to bring them down and now I want to rid myself of this debt. NO matter how much extra I pay it just seems to be the same.
What is the total balance of your credit cards, interest rates and current monthly payments?Visa-$3276.79, interest rate-23.99%, min. mo. pymnt-$102.<br>Visa-$5763.74, interest rate 23.99%, min. mo. pymnt-$176.<br>Mastercard-$5253.95, interest rate 19.99%, min. mo. pymnt-$279.<br>Mastercard-$6059.88, interest rate 25.24%, min. mo. pymnt.-$105.45

 


 

 

 

Member Payment Dependent Notes Series 1412869

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412869

$6,000

$6,000

14.09%

1.00%

July 13, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412869. Member loan 1412869 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Atos Debt-to-income ratio: 9.41%
Length of employment: 8 years Location: WOODINVILLE, WA
       
Home town:
Current & past employers: Atos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To consolidate my 4 credit card accounts which have much higher interest rates.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,201.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $2270 including RE Tax & PMI<br>Gas for 2 cars $80 (both cars are paid off)<br>Utilities $700 (include phone, cell phones, gas, electricity, water, garbage, internet)<br>Kids' tuition $1000<br>Insurance $200 (for cars and life)<br>Food $800 ~ $1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our current household debt is about $41,000 which includes credit cards, LOC, personal loan. Interest rates are from 10.99 to 22.99%. <br>Brief breakdown:<br>Total balance of $1700 for two accounts which has over 22% interest rate<br>An account with 16.24% APR at a balance of $3567.20<br>We are planning to pay off those three accounts by this loan if the application goes through, so that saves us $100/mo of payment which we can use to pay more towards other credit card<br>Mortgage balance is $330,000
Please explain the reason why you carry a large revolving credit balance.My wife had to stay at a business hotel in Japan for a month while she was taking care of her mother who had breast cancer surgery. Then we bought a house in October 2010, and our expense level went up along with some maintenance we had to do around the house (especially in plumbing). We used the credit cards for those occasions.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our current household debt is about $41,000 which includes credit cards, LOC, personal loan. Interest rates are from 10.99 to 22.99%. <br>Brief breakdown:<br>Total balance of $1700 for two accounts which has over 22% interest rate<br>An account with 16.24% APR at a balance of $3567.20<br>We are planning to pay off those three accounts by this loan if the application goes through, so that saves us $100/mo of payment which we can use to pay more towards other credit card<br>Mortgage balance is $330,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $2270 including RE Tax & PMI<br>Gas for 2 cars $80 (both cars are paid off)<br>Utilities $700 (include phone, cell phones, gas, electricity, water, garbage, internet)<br>Kids' tuition $1000<br>Insurance $200 (for cars and life)<br>Food $800 ~ $1000
Please explain the reason why you carry a large revolving credit balance.My wife had to stay at a business hotel in Japan for a month while she was taking care of her mother who had breast cancer surgery. Then we bought a house in October 2010, and our expense level went up along with some maintenance we had to do around the house (especially in plumbing). We used the credit cards for those occasions.

 


 

 

 

Member Payment Dependent Notes Series 1412954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412954

$6,000

$6,000

6.62%

1.00%

July 16, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412954. Member loan 1412954 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Northrop Grumman Debt-to-income ratio: 20.37%
Length of employment: 5 years Location: Redondo Beach, CA
       
Home town:
Current & past employers: Northrop Grumman
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1977 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,336.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $2,200 (includes gas/water/waste)<br>Car (loan/ins/gas/etc...): ~ $500 (I have a car but commute to work by bicycle)<br>Utils (electric/phone/tv): ~ $250<br>Food: ~ $1000<br>Note that I did not include $2,770 per month of rental income in the income stated in my loan listing.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent: $2,200 (includes gas/water/waste)<br>Car (loan/ins/gas/etc...): ~ $500 (I have a car but commute to work by bicycle)<br>Utils (electric/phone/tv): ~ $250<br>Food: ~ $1000<br>Note that I did not include $2,770 per month of rental income in the income stated in my loan listing.
Please explain the reason why you carry a large revolving credit balance.The two lower rate CCs are due to expenses from the two rental properties incurred last summer. These have had a promotional rate since then (with one of them about to expire) which is why I haven't bothered to pay the balance down until now.
What is your intended use for the loan proceeds?To pay off one of my credit cards that has a promotional rate that is about to expire.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $2,200 (includes gas/water/waste)<br>Car (loan/ins/gas/etc...): ~ $500 (I have a car but commute to work by bicycle)<br>Utils (electric/phone/tv): ~ $250<br>Food: ~ $1000<br>Note that I did not include $2,770 per month of rental income in the income stated in my loan listing.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $2,200 (includes gas/water/waste)<br>Car (loan/ins/gas/etc...): ~ $500 (I have a car but commute to work by bicycle)<br>Utils (electric/phone/tv): ~ $250<br>Food: ~ $1000<br>Note that I did not include $2,770 per month of rental income in the income stated in my loan listing.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent: $2,200 (includes gas/water/waste)<br>Car (loan/ins/gas/etc...): ~ $500 (I have a car but commute to work by bicycle)<br>Utils (electric/phone/tv): ~ $250<br>Food: ~ $1000<br>Note that I did not include $2,770 per month of rental income in the income stated in my loan listing.
What is your intended use for the loan proceeds?To pay off one of my credit cards that has a promotional rate that is about to expire.
Please explain the reason why you carry a large revolving credit balance.The two lower rate CCs are due to expenses from the two rental properties incurred last summer. These have had a promotional rate since then (with one of them about to expire) which is why I haven't bothered to pay the balance down until now.

 


 

 

 

Member Payment Dependent Notes Series 1413072

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413072

$15,000

$15,000

19.05%

1.00%

July 13, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413072. Member loan 1413072 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: District Attorney's Office Debt-to-income ratio: 11.64%
Length of employment: 9 years Location: GARDENA, CA
       
Home town:
Current & past employers: District Attorney's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I wanted to be able to pay all the credit cards that I owe and just pay one company. I think this is a lot easier and will help me control my budget. I am a good creditor, I never miss payment of my bills and I always pay on time.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 64
Revolving Credit Balance: $14,524.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.It's just me and my son in the US and I am still helping our family back home. My mother got sick and have to help them financially (my other family cannot afford all the bills), so instead of using cash in pur purchases, we use credit cards. But, she just passed away last May so I am hoping that my financial standing will be a lot better.
Please explain the reason why you carry a large revolving credit balance.It's just me and my son in the US and I am still helping our family back home. My mother got sick and have to help them financially (my other family cannot afford all the bills), so instead of using cash in pur purchases, we use credit cards. But, she just passed away last May so I am hoping that my financial standing will be a lot better.

 


 

 

 

Member Payment Dependent Notes Series 1413151

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413151

$10,625

$10,625

18.49%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413151. Member loan 1413151 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: United States Army Debt-to-income ratio: 29.89%
Length of employment: 4 years Location: WATERTOWN, NY
       
Home town:
Current & past employers: United States Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 Wanting to pay off three of my higher interest cards and just have two remaining. I've been enlisted in the Army for 4 years and unfortunately watched my score drop from 730 to what it is now. Going to school soon and just want to be rid of useless debt and rebuild my credit portfolio. Thanks alot<br> Borrower added on 07/16/12 > Thanks to all the investors, I didn't think I'd get so much so fast. And thanks in advance to all the other lenders that will donate in the future. This is going to make my debt so much better and managable. Ready for my credit to shoot back up!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2008 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,157.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as follows. Rent $895.00 utilities included, Cell Phone is $60.00, Car Insurance $120.00, Car Payment $187.00 with approx. $180.00-$200.00 in gas, food is roughly $300.00 a month, I hope this answers your question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card wise I have BoA : $5,000 limit with $4736.77 debt with 14.99% APR and 24.99%Cash Advance for $1000.00 with a monthly payment of $120.00 and I try to send $150.00 ......Discover Card : $3,100 limit with 2,545.30 debt with 0% APR for another 6 months. 10% after that with a monthly payment of $40.00 but i send $50.00...... Visa Platinum: $5,000 limit with $4,676.90 with an APR of 9.74% with a monthly payment of $90.00 and i try to send $110.00...Military Star. $8,100 limit, 1,100 debt
Please explain the reason why you carry a large revolving credit balance.The reason I am carrying a high revolving balance is because I left Germany on just two weeks notice from a hiccup from the Army. So coming back stateside caused a lot of financial hardship because i had to pay an extra months rent in Germany out of my own pocket for breaching rent contract and had pay to for a Visa which is roughly $1800. So between the Visa and plane tickets and rent it rounded out to about $6300.00. Moving back to the States caused a rough patch. Now I'm stable again.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as follows. Rent $895.00 utilities included, Cell Phone is $60.00, Car Insurance $120.00, Car Payment $187.00 with approx. $180.00-$200.00 in gas, food is roughly $300.00 a month, I hope this answers your question.
Which debts do you plan to pay off with this loan?Bank of America, Military Star, and Part of Service Credit Union. That will leave me with Discover which is low balance and 0% APR and about half of SCU. Bank of America and Mil Star are my primary concerns, just alone this year with BoA I've paid around $750.00 and only $300.00 has went to principal. Which obviously is absolutely horrid. Thanks for the question I had the character limit expire last question so I didn't get to explain this further.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card wise I have BoA : $5,000 limit with $4736.77 debt with 14.99% APR and 24.99%Cash Advance for $1000.00 with a monthly payment of $120.00 and I try to send $150.00 ......Discover Card : $3,100 limit with 2,545.30 debt with 0% APR for another 6 months. 10% after that with a monthly payment of $40.00 but i send $50.00...... Visa Platinum: $5,000 limit with $4,676.90 with an APR of 9.74% with a monthly payment of $90.00 and i try to send $110.00...Military Star. $8,100 limit, 1,100 debt
Please explain the reason why you carry a large revolving credit balance.The reason I am carrying a high revolving balance is because I left Germany on just two weeks notice from a hiccup from the Army. So coming back stateside caused a lot of financial hardship because i had to pay an extra months rent in Germany out of my own pocket for breaching rent contract and had pay to for a Visa which is roughly $1800. So between the Visa and plane tickets and rent it rounded out to about $6300.00. Moving back to the States caused a rough patch. Now I'm stable again.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card wise I have BoA : $5,000 limit with $4736.77 debt with 14.99% APR and 24.99%Cash Advance for $1000.00 with a monthly payment of $120.00 and I try to send $150.00 ......Discover Card : $3,100 limit with 2,545.30 debt with 0% APR for another 6 months. 10% after that with a monthly payment of $40.00 but i send $50.00...... Visa Platinum: $5,000 limit with $4,676.90 with an APR of 9.74% with a monthly payment of $90.00 and i try to send $110.00...Military Star. $8,100 limit, 1,100 debt
Please explain the reason why you carry a large revolving credit balance.The reason I am carrying a high revolving balance is because I left Germany on just two weeks notice from a hiccup from the Army. So coming back stateside caused a lot of financial hardship because i had to pay an extra months rent in Germany out of my own pocket for breaching rent contract and had pay to for a Visa which is roughly $1800. So between the Visa and plane tickets and rent it rounded out to about $6300.00. Moving back to the States caused a rough patch. Now I'm stable again.
Which debts do you plan to pay off with this loan?Bank of America, Military Star, and Part of Service Credit Union. That will leave me with Discover which is low balance and 0% APR and about half of SCU. Bank of America and Mil Star are my primary concerns, just alone this year with BoA I've paid around $750.00 and only $300.00 has went to principal. Which obviously is absolutely horrid. Thanks for the question I had the character limit expire last question so I didn't get to explain this further.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card wise I have BoA : $5,000 limit with $4736.77 debt with 14.99% APR and 24.99%Cash Advance for $1000.00 with a monthly payment of $120.00 and I try to send $150.00 ......Discover Card : $3,100 limit with 2,545.30 debt with 0% APR for another 6 months. 10% after that with a monthly payment of $40.00 but i send $50.00...... Visa Platinum: $5,000 limit with $4,676.90 with an APR of 9.74% with a monthly payment of $90.00 and i try to send $110.00...Military Star. $8,100 limit, 1,100 debt

 


 

 

 

Member Payment Dependent Notes Series 1413171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413171

$11,000

$11,000

18.49%

1.00%

July 12, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413171. Member loan 1413171 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: maine fish market restaurant Debt-to-income ratio: 7.30%
Length of employment: 10+ years Location: ENFIELD, CT
       
Home town:
Current & past employers: maine fish market restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I wish to consolidate all of my debt into one payment and to erase past credit card mistakes. The simple payment per month will insure I get out of and stay out of debt.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,038.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $650, utilities $200, Cable $150, Insurance $100, Food $300, phone $50... monthly total, around $1450
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?VISA $4500, MasterCard $800, Best Buy $2300, Discover $800, Kohls $350, Firestone $600, misc. debt $1000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $650, utilities $200, Cable $150, Insurance $100, Food $300, phone $50... monthly total, around $1450
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?VISA $4500, MasterCard $800, Best Buy $2300, Discover $800, Kohls $350, Firestone $600, misc. debt $1000

 


 

 

 

Member Payment Dependent Notes Series 1413225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413225

$4,000

$4,000

12.12%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413225. Member loan 1413225 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: OmniSource Debt-to-income ratio: 18.44%
Length of employment: < 1 year Location: Tuscaloosa, AL
       
Home town:
Current & past employers: OmniSource
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Loan is to help start conglomerate business. This will be used to acquire a online business and to market. Similar business has been established generating $6000 cash flow average a month working part time.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 34
Revolving Credit Balance: $1,955.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Trasnportation: 247<br>Insurance: 65<br>Food: 250<br>Credit Cards: 95
What type of business are you starting?Conglomerate Style. From service to retail and entertainment and eventually financial market. Businesses acquired will be based on past performance of revenue and cash flow relative to purchase price. Focused on being a more cash strapped business with little to know debt in the future to provide a more stable company.
What will be the largest expense in the first six months?Marketing/ Advertising

 


 

 

 

Member Payment Dependent Notes Series 1413244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413244

$10,000

$10,000

10.16%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413244. Member loan 1413244 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Oracle America Debt-to-income ratio: 25.88%
Length of employment: 10+ years Location: WEST HAVEN, CT
       
Home town:
Current & past employers: Oracle America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Loan is to consolidate some high interest credit cards, pay utility bills, and for some small home improvements.<br><br> Borrower added on 07/10/12 > Loan will be used to pay of high interest credit cards, utility bills, and for small home improvements.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,153.00 Public Records On File: 0
Revolving Line Utilization: 86.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have a large revolving credit balance because there were a few credit cards that I was currently using and only paying the minimum. I am trying to rectify that with this loan to pay off a couple of the cards with the higher rates, and pay down some of my other credit cards and continue to pay off each credit card one by one to overall lower my monthly payments across the board, and stop only paying interest each month, and maintain a lower balance.

 


 

 

 

Member Payment Dependent Notes Series 1413245

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413245

$8,000

$8,000

17.27%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413245. Member loan 1413245 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,416 / month
Current employer: U.S. Army Debt-to-income ratio: 15.26%
Length of employment: 10+ years Location: Madison, AL
       
Home town:
Current & past employers: U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 18
Revolving Credit Balance: $1,233.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only deliquency I have that is within the past 2 years is related to a car accident for which I have been going back and forth trying to settle the matter in court with the other party that is involved. Any other deliquency I have cleared up off my credit report and I am in current good standing with all my accounts.
If you have a delinquency in the last 2 years, please explain the reason.The only deliquency I have that is within the past 2 years is related to a car accident for which I have been going back and forth trying to settle the matter in court with the other party that is involved. Any other deliquency I have cleared up off my credit report and I am in current good standing with all my accounts.

 


 

 

 

Member Payment Dependent Notes Series 1413267

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413267

$10,050

$10,050

14.33%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413267. Member loan 1413267 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Hands-On Medical Massage School Debt-to-income ratio: 22.56%
Length of employment: < 1 year Location: BLOOMINGTON, CA
       
Home town:
Current & past employers: Hands-On Medical Massage School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 39
Revolving Credit Balance: $6,967.00 Public Records On File: 0
Revolving Line Utilization: 48.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1413293

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413293

$12,000

$12,000

18.49%

1.00%

July 12, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413293. Member loan 1413293 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,167 / month
Current employer: mbta Debt-to-income ratio: 9.31%
Length of employment: 7 years Location: avon , MA
       
Home town:
Current & past employers: mbta
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > paying down some credit cards and closing some accounts<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 61
Revolving Credit Balance: $20,391.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans, mortgages $1356.00 mo 3.25% thats with taxes and ins. car payment $440.00 mo 3.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans, mortgages $1356.00 mo 3.25% thats with taxes and ins. car payment $440.00 mo 3.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans, mortgages $1356.00 mo 3.25% thats with taxes and ins. car payment $440.00 mo 3.5%

 


 

 

 

Member Payment Dependent Notes Series 1413353

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413353

$12,000

$12,000

12.12%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413353. Member loan 1413353 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: The Standard Debt-to-income ratio: 13.42%
Length of employment: 8 years Location: UTICA, MI
       
Home town:
Current & past employers: The Standard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 29
Revolving Credit Balance: $9,839.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $12,000. Macys $900, 21% interest, monthly payment of $35.00, Chase Bank $2,000, interest rate is at 15.9% I pay $200, Gardner White 24.5% $1,100 I pay $100. B of A $4,500, 17.9% I pay $250 a month, and Capital One with a balance of $3,300.00 interest rate of 12.9% and I pay $100.00 a month. I am trying to pay these off, with one payment I hope to pay the balance off in approx 1.5 years or more if I continue paying what I normally pay on all of these cards.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any late payments in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1413369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413369

$8,325

$8,325

18.49%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413369. Member loan 1413369 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,750 / month
Current employer: Archer & Greiner PC Debt-to-income ratio: 12.36%
Length of employment: 10+ years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: Archer & Greiner PC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > To pay off credit cards interest rate to high never late on any payments very long realationship with my job love it want to relax a little.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,202.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413435

$10,750

$10,750

16.29%

1.00%

July 17, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413435. Member loan 1413435 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Alstom Power Debt-to-income ratio: 7.68%
Length of employment: < 1 year Location: CHICKAMAUGA, GA
       
Home town:
Current & past employers: Alstom Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My loan is to improve on our home in Carrollton GA, which needs outside painting, landscaping and some minor repair work. Once complete the home will be immaculate, and the pride of the neighborhood.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 38
Revolving Credit Balance: $2,651.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $1295 mortgage payment, $1750 rental payment, utilities and home related bills run about $600, car payments $877, $900 on wifes bills since she is not working currently. $400 insurance for all the vehicles. Taxes and insurance are built into my escrow on the home.
Is the improvement to your primary residence or an investment property?The home was our primary residence, we recently have moved from there and taken a new job in Chattanooga TN. The improvement is to fix the home and get it ready to sell; so that we may buy another home in our new location. There are minor details which need to be handled to prepare the house to sell.

 


 

 

 

Member Payment Dependent Notes Series 1413449

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413449

$7,200

$7,200

18.49%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413449. Member loan 1413449 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,117 / month
Current employer: ncogroup Debt-to-income ratio: 12.19%
Length of employment: 6 years Location: Levittown, PA
       
Home town:
Current & past employers: ncogroup
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,172.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1413450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413450

$29,100

$29,100

24.89%

1.00%

July 17, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413450. Member loan 1413450 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,052 / month
Current employer: ESPN Debt-to-income ratio: 28.18%
Length of employment: 10+ years Location: PLAINVILLE, CT
       
Home town:
Current & past employers: ESPN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: 64
Revolving Credit Balance: $19,645.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate credit card balances into 1 monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
Which debts do you plan to pay off with this loan?Credit Card Debt
Please explain the reason why you carry a large revolving credit balance.We had a move last year and during this move we incurred credit card debt. Trying to consolidate into 1 monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be taking the money and paying off my credit card debt and then making 1 monthly payment on this loan. I will not be using the credit cards that I paid off and will concentrate on paying this 1 loan off and then becoming debt free in the end.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
Please explain the reason why you carry a large revolving credit balance.We had a move last year and during this move we incurred credit card debt. Trying to consolidate into 1 monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
Please explain the reason why you carry a large revolving credit balance.We had a move last year and during this move we incurred credit card debt. Trying to consolidate into 1 monthly payment.
Please explain the reason why you carry a large revolving credit balance.We had a move last year and during this move we incurred credit card debt. Trying to consolidate into 1 monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be taking the money and paying off my credit card debt and then making 1 monthly payment on this loan. I will not be using the credit cards that I paid off and will concentrate on paying this 1 loan off and then becoming debt free in the end.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
Please explain the reason why you carry a large revolving credit balance.We had a move last year and during this move we incurred credit card debt. Trying to consolidate into 1 monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be taking the money and paying off my credit card debt and then making 1 monthly payment on this loan. I will not be using the credit cards that I paid off and will concentrate on paying this 1 loan off and then becoming debt free in the end.
Please explain the reason why you carry a large revolving credit balance.We had a move last year and during this move we incurred credit card debt. Trying to consolidate into 1 monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Having this loan would not impact my current expenses and can afford the monthly payment that is being estimated. It’s more a matter of consolidating these credit cards into 1 bill and being completely out of debt once this paid in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The interest on the credit cards that I’m looking to consolidate range from 18%-29%. It would be more convenient to have 1 payment a month at a bit of a lesser interest rate. The only thing that I’m looking to consolidate are credit cards. The total balances on the cards to consolidate is almost $30,000.

 


 

 

 

Member Payment Dependent Notes Series 1413453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413453

$20,000

$20,000

15.31%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413453. Member loan 1413453 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Capo Debt-to-income ratio: 21.52%
Length of employment: 10+ years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Capo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Aside from my mortgage, I intend on having all my debts erased within three years. This Lending Club loan will allow me to pay off 90 percent of my credit card balances. The remaining 10 percent will be paid over the next 6-12 months as more of my income will be freed up by lower balances.<br><br> Borrower added on 07/10/12 > I am determined to be debt free in 3 years. I have a good job and I make a good living, but the high interest rates I pay make it impossible to get ahead. This loan from the Lending Club will enable me to pay off 90 percent of my debt with the other 10 percent being paid over the next 8-12 months.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 21
Revolving Credit Balance: $29,493.00 Public Records On File: 0
Revolving Line Utilization: 90.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses <br><br>Mortgage $1096<br>HOA $112<br>Auto Insur $80<br>Life Insur $77<br>Cable $52<br>Internet $40<br>Utilities $35<br>Phone $70<br>Car $491<br>Gas $40<br>Food $500<br>Taxes $200<br><br>Total $2793
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.CARD BALANCE RATE MIN DUE<br>VS $400 % 9.40 $20<br>MC $1850 %29.99 $75<br>MC $2700 %29.99 $95<br>MC $4200 %29.99 $130<br>DISC $12242 %28.99 $315<br><br>Total $21392 $635
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Min payments due:<br><br>VS $20, MC $75, MC $95, MC $130, DISC $315<br><br>Total: $635<br><br>These are the minimums due, but I always pay more than the minimum. So instead of $635 each month it's more like $850 - $900. This loan, with a monthly nut of $696, will pay off all but $2400, which will then be covered over then next year with the remaining $150 - $200 I was already paying over my minimums.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.CARD BALANCE RATE MIN DUE<br>VS $400 % 9.40 $20<br>MC $1850 %29.99 $75<br>MC $2700 %29.99 $95<br>MC $4200 %29.99 $130<br>DISC $12242 %28.99 $315<br><br>Total $21392 $635
If you have a delinquency in the last 2 years, please explain the reason.I was late one time with my car payment... I think it was almost two years ago and it happened after I had surgery and missed a couple weeks of work.

 


 

 

 

Member Payment Dependent Notes Series 1413479

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413479

$2,000

$2,000

8.90%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413479. Member loan 1413479 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Bryan Cave LLP Debt-to-income ratio: 12.78%
Length of employment: 6 years Location: Kennesaw, GA
       
Home town:
Current & past employers: Bryan Cave LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I am in the start-up process of establishing a beauty salon and need some extra cash to help with "beautifying" the space in the form of furnishings and fixtures. We hope to be open for business in the next 2-3 weeks. Thanks very much for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,117.00 Public Records On File: 1
Revolving Line Utilization: 30.70% Months Since Last Record: 108
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413565

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413565

$4,000

$4,000

7.62%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413565. Member loan 1413565 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Barry Electric Cooperative Debt-to-income ratio: 22.63%
Length of employment: 6 years Location: Cassville, MO
       
Home town:
Current & past employers: Barry Electric Cooperative
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Paying off a personal loan that I have with Discover that has a balance of $2200.00 and paying off my discover credit card that has a balance of $1100.00. Just a debt consolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,258.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1413631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413631

$2,700

$2,700

15.80%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413631. Member loan 1413631 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,308 / month
Current employer: Zynx Health Debt-to-income ratio: 9.68%
Length of employment: 2 years Location: NORTH HOLLYWOOD, CA
       
Home town:
Current & past employers: Zynx Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 41
Revolving Credit Balance: $1,955.00 Public Records On File: 0
Revolving Line Utilization: 42.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1413634

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413634

$11,700

$11,700

16.29%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413634. Member loan 1413634 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Georgia Pacific Debt-to-income ratio: 6.74%
Length of employment: 4 years Location: GUYTON, GA
       
Home town:
Current & past employers: Georgia Pacific
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > home addition<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,017.00 Public Records On File: 0
Revolving Line Utilization: 68.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?i will use loan for room addition and pay off bills
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will allocate the loan to clear up as many bills as I can
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $800

 


 

 

 

Member Payment Dependent Notes Series 1413642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413642

$2,000

$2,000

11.14%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413642. Member loan 1413642 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Maxim Integrated Debt-to-income ratio: 6.32%
Length of employment: 10+ years Location: SANTA CLARA, CA
       
Home town:
Current & past employers: Maxim Integrated
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Loan will be utilized for family reunion in other country.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 24
Revolving Credit Balance: $10,071.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413718

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413718

$16,000

$16,000

17.27%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413718. Member loan 1413718 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: ATT Debt-to-income ratio: 16.60%
Length of employment: 3 years Location: WALNUT CREEK, CA
       
Home town:
Current & past employers: ATT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > debt consolidation for better interest rate<br><br> Borrower added on 07/11/12 > Thanks a lot for your Help<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 22
Revolving Credit Balance: $12,183.00 Public Records On File: 0
Revolving Line Utilization: 85.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.We had a condo which we lost but I did my best to maintaine my payment as bestest as I could and I need some help to finish this debt once for all and I thanks every one who helped me so far. Thanks again
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?You've counted some of the things and I also cancel cable changed phone plan and still looking to see what els me and my wife we can cut in order to help and get debt free once for all, I always maintaine my payments but it seems I can not get those done & I hope throu your 3 year plane get debt free, after that I like to become an investor like you so I can help the others and earn money also, I hope I did answer your question, thanks again for your help
If you have a delinquency in the last 2 years, please explain the reason.We had a condo which we lost but I did my best to maintaine my payment as bestest as I could and I need some help to finish this debt once for all and I thanks every one who helped me so far. Thanks again
Please explain the reason why you carry a large revolving credit balance.We did have a condo which we lost we did try so hard to keep it as long as we could but we end up lost it and plus having the credit card debt so when I saw the letter from lending club Got me thinking that I could concentrate on this plan with lower rate and I know We will be finally debt free once for all and Then after I will try to become and investor like you to help others and make some money as well, I hope I did answer your question, thanks so much for your help, have a fantastic day :)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Around $400, I think I can not calculate right now, sorry I'm not home, have a nice day & thanks again for your help
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sorry I don't have my credit report to tell you the exact of my intrest rate of each but I do have AMX, visa, MC, private student loan and if you do access my credit report which I think it's been pulled by lending club you can get more detail, thanks again for your afforded.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sorry I don't have my credit report to tell you the exact of my intrest rate of each but I do have AMX, visa, MC, private student loan and if you do access my credit report which I think it's been pulled by lending club you can get more detail, thanks again for your afforded.

 


 

 

 

Member Payment Dependent Notes Series 1413827

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413827

$3,000

$3,000

13.11%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413827. Member loan 1413827 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: GYNECOLOGICAL ONCOLOGISTS OF NE OHIO, IN Debt-to-income ratio: 21.37%
Length of employment: 4 years Location: CANTON, OH
       
Home town:
Current & past employers: GYNECOLOGICAL ONCOLOGISTS OF NE OHIO, IN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > LOOKING TO DO SOME HOME IMPROVEMENTS, GIVE MY SON A NICER ROOM FOR HIM TO HAVE ROOM NOT ONLY TO PLAY BUT ALSO TO STUDY. REPLACE WORN CARPET IN OUR BEDROOMS AND FAMILY ROOM. THANK YOU!!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $609.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?OWN HOME, NO MORTGAGE, PROPERTY TAXES ARE 968 HALF. PERSONAL BILLS ARE APPROX 800 MONTHLY( WHICH INCLUDES HOMEOWNERS INSURANCE.)
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).NO MORTGAGE, PROPERTY TAXES 958 HALF, PERSONAL BILLS (WHICH INCLUDES HOMEOWNERS INSURANCE) APPROX 800 A MONTH
Is the improvement to your primary residence or an investment property?PRIMARY RESIDENCE

 


 

 

 

Member Payment Dependent Notes Series 1413853

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413853

$13,000

$13,000

12.12%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413853. Member loan 1413853 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Aurora Health Care Debt-to-income ratio: 15.32%
Length of employment: 10+ years Location: Union Grove, WI
       
Home town:
Current & past employers: Aurora Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > We have had some unexpected expenses over the past few years and we want to get out of Credit Card debt once and for all to provide a good life for your 8 year old daughter! She deserves that!<br><br> Borrower added on 07/11/12 > Thank you to all who have agreed to help us so far. You won't be sorry, I promise!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,285.00 Public Records On File: 0
Revolving Line Utilization: 16.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 1413938

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413938

$12,000

$12,000

13.11%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413938. Member loan 1413938 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: JACK IN THE BOX Debt-to-income ratio: 19.70%
Length of employment: 10+ years Location: EL CENTRO, CA
       
Home town:
Current & past employers: JACK IN THE BOX
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > PAY OFF HIGH INTEREST CREDIT CARDS<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 26 Months Since Last Delinquency: 8
Revolving Credit Balance: $19,369.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?AROUND $800.00 MONTLY
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA (BALANCE $491.88)(MINIMUM $25)(INTEREST 25.24%)<br>VISA(BALANCE $2219) (MINIMUM $66)(INTEREST 22.90%)<br>VISA(BALANCE $1,677) (MINIMUM $293.43) (INTEREST 15.49)<br>VISA(BALANCE $1441.69)(MINIMUM $44.00) (INTEREST 19.24%)<br>VISA(BALANCE $4,278.59)MINIMUM $136.00)(INTEREST 24.24%)<br>THESE ARE THE CARD THAT I WILL WANT TO PAY OFF, I WILL WANT TO MAKE A NOTE THAT<br>I NEVER PAY THE MINIMUM MONTLY PAYMENT, I ALWAYS SEND MORE. THANKS
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?THE TOTAL MINIMUM IS AROUND $600.00 MONTLY AND I WILL LIKE TO PAY OFF THE ONES WITH THE HIGHEST INTEREST, THOSE ARE 5 CARDS. I WILL WANT TO MAKE A NOTE THAT I NEVER SEND THE MINIMUM PAYMENT I TRY TO SEND A LITTLE BIT MORE. THANKS
What is the total balance of your credit cards, interest rates and current monthly payments?VISA (BALANCE $491.88) (INTEREST 25,24%)(MONTHLY $25)<br>VISA (BALANCE $2,219) (INTEREST 22.90%)(MONTHLY $66)<br>VISA (BALANCE $1,677) (INTEREST 15.49%)(MONTHLY $293.43)<br>VISA (BALANCE $1,441) (INTEREST 19,24%)(MONTHLY $44)<br>VISA (BALANCE $4,278) (INTEREST 24.24%)(MONTHTLY 136)
If you have a delinquency in the last 2 years, please explain the reason.IF I HAD SOME DELINQUENCY IS BECAUSE MOST OF THE TIME I FORGET TO SEND THE PAYMENT, IS VERY IMPORTANT TO ME KEEP MY CREDIT IN GOOD STANDING.
Please explain the reason why you carry a large revolving credit balance.I HAD SOME UNEXPECTED FAMILY ISSUES AND I HAD TO USE SOME OF MY CARDS, THE REASON WHY I'M ASKING FOR THIS LOAN IF TO PAY OFF SOME OF THE CREDIT CARDS SPECIALLY THE ONES WITH HIGH INTEREST, MAKING ONLY ONE MONTHLY PAYMENT WILL HELP ME TO SAVE MORE MONEY FOR MY FOR FAMILY NEEDS.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?THE TOTAL MINIMUM IS AROUND $600.00 MONTLY AND I WILL LIKE TO PAY OFF THE ONES WITH THE HIGHEST INTEREST, THOSE ARE 5 CARDS. I WILL WANT TO MAKE A NOTE THAT I NEVER SEND THE MINIMUM PAYMENT I TRY TO SEND A LITTLE BIT MORE. THANKS

 


 

 

 

Member Payment Dependent Notes Series 1413949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413949

$6,000

$6,000

14.09%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413949. Member loan 1413949 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: allied fire protection system Debt-to-income ratio: 13.45%
Length of employment: 9 years Location: WARSAW, NY
       
Home town:
Current & past employers: allied fire protection system
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 46
Revolving Credit Balance: $14,727.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?on average 900.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total debt 10000.0 interest rate are 18% monthly rate is from 120 to 20
Please explain the reason why you carry a large revolving credit balance.didnt have a company truck so gas prices really hit me hard but know i do
What is your intended use for the loan proceeds?to pay off two credit card and braces for one of my children

 


 

 

 

Member Payment Dependent Notes Series 1413997

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413997

$5,000

$5,000

10.16%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413997. Member loan 1413997 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Laurens school district 55 Debt-to-income ratio: 33.68%
Length of employment: 10+ years Location: Laurens , SC
       
Home town:
Current & past employers: Laurens school district 55
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Home improvement<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $976.00 Public Records On File: 0
Revolving Line Utilization: 25.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?450.00
Please provide additional details regarding the purpose of the loan.Home repairs
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?600.00
What is your intended use for the loan proceeds?Home improvement
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?600.00

 


 

 

 

Member Payment Dependent Notes Series 1414119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414119

$24,000

$24,000

19.05%

1.00%

July 16, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414119. Member loan 1414119 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: The Boeing Company Debt-to-income ratio: 16.76%
Length of employment: 2 years Location: kirkland, WA
       
Home town:
Current & past employers: The Boeing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > this loan is to pay credit card debt. I have been employed consistently for 15+ years and hold a great FT job now. I just need a bit of assistance bringing it all together. Thank you.<br><br> Borrower added on 07/11/12 > A consistently employed professional for 15+ years, I am seeking financial support to eliminate credit card debt. The spending that occurred was not frivolous but necessary. I see professional financial growth soon, and want to best position all of my finances. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 53
Revolving Credit Balance: $19,262.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently have:<br><br>mortgage: 2400<br>utilities (gas, electric, garbage, etc): 600<br>phone: 200<br>internet/TV: 120<br>CCards: 800<br>car payments: 700<br>Vehicle insturance: 220
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?sorry, answered part one. Part 2, yes, this loan will be used specifically o pay off the revolving debt in order to lessen interest charges.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?sorry, answered part one. Part 2, yes, this loan will be used specifically o pay off the revolving debt in order to lessen interest charges.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?sorry, answered part one. Part 2, yes, this loan will be used specifically o pay off the revolving debt in order to lessen interest charges.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?sorry, answered part one. Part 2, yes, this loan will be used specifically o pay off the revolving debt in order to lessen interest charges.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mcard 3000<br>visa 9000<br>visa 7000<br>visa 3000

 


 

 

 

Member Payment Dependent Notes Series 1414124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414124

$10,000

$10,000

12.12%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414124. Member loan 1414124 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,000 / month
Current employer: Pilgrim Evangelical Church Debt-to-income ratio: 17.72%
Length of employment: 7 years Location: CERRITOS, CA
       
Home town:
Current & past employers: Pilgrim Evangelical Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I applied to this loan for a debt consolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1982 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,317.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.medical bills, college tuition, etc.
Which debts do you plan to pay off with this loan?I will pay from highest interest-rate credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have credit card debts about $20,000 in all. No student loans. No mortgages. No lines of credit.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay from highest interest rate credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1414176

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414176

$5,000

$5,000

15.80%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414176. Member loan 1414176 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: UT Physicians-Seton Healthcare Family Debt-to-income ratio: 17.31%
Length of employment: 4 years Location: AUSTIN, TX
       
Home town:
Current & past employers: UT Physicians-Seton Healthcare Family
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I'm getting married! This loan is for combination loan consolidation/wedding expenses. I plan on paying off my not too substantial debt and using the remainder to say I DO! Thank you for helping make my dreams come true!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 42
Revolving Credit Balance: $3,848.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1110.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$2,300.00 (This does not include my student loans. I am not sure what the total is on those, around 40,000.)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards - 2,500<br>Wedding expenses - 2,500

 


 

 

 

Member Payment Dependent Notes Series 1414368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414368

$1,500

$1,500

11.14%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414368. Member loan 1414368 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,233 / month
Current employer: R.E. Loewenberg Capital Mgmt Corp Debt-to-income ratio: 9.12%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: R.E. Loewenberg Capital Mgmt Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My granddaughter and her father in Florida are close to being homeless and I would like to help get them a place to live. I would ordinarily be able to help, but have been experiencing medical problems recently and have to use my extra funds for this purpose.<br>Thank you.<br><br> Borrower added on 07/11/12 > Obtain an aprtment for my granddaughter and her father in Florida. They are on the verge of being homeless. Please help. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,178.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $2,125, Transportation - $400, Utilities - $450, Phones - $310, Cable & Internet - $220, Life Insurance - $80, Food - $500, IRS - $225, NYS/NYC Taxes - $125, Misc - $185.
What is your intended use for the loan proceeds?My granddaughter and her father in Florida are on the verge of being homeless. He has been able to find a job, but does not have the funds available to get an apartment at this time and I would like to help them. I would not ordinarily not have a problem helping them, but I have recently been experiencing medical problems and have had to spend any extra funds which I have for this purpose. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1414475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414475

$12,650

$12,650

13.11%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414475. Member loan 1414475 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: United States Postal Service Debt-to-income ratio: 28.69%
Length of employment: 8 years Location: CROWLEY, TX
       
Home town:
Current & past employers: United States Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am wanting to pay off my credit cards and high interest loans I have.<br><br> Borrower added on 07/11/12 > I have had some unexpected medical bills, had to put up a new fence, water damage to my house, and I'm wanting to pay off my credit cards and high interest loan.<br><br> Borrower added on 07/13/12 > I just want to say thank you to all the investors who have already funded and for the ones who decide to help fund. I will not let all of you down.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 66
Revolving Credit Balance: $7,920.00 Public Records On File: 0
Revolving Line Utilization: 40.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage payment with taxes and insurance is $837, car note $466, utilities $400, car insurance $144, food is $400, and phone is $145.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover 18.99%, balance $1400, payments $300; Chase visa 24.99%, balance $1100, payments $200; Lowes 19.99%, balance $1300, payments $200; and Walmart 19.99%, balance $3900, payments $300.
Please explain the reason why you carry a large revolving credit balance.Unexpected medical bills, water damage to my house, needed new fence since the old one was rotting and falling down.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover 18.99%, balance $1400, payments $300; Chase visa 24.99%, balance $1100, payments $200; Lowes 19.99%, balance $1300, payments $200; and Walmart 19.99%, balance $3900, payments $300.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total monthly payments for all credit cards is over about $1000. Paying off ally credit cards and two high interest loans. I am trying to get one interest rate so I can pay on one interest rate.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover 18.99%, balance $1400, payments $300; Chase visa 24.99%, balance $1100, payments $200; Lowes 19.99%, balance $1300, payments $200; and Walmart 19.99%, balance $3900, payments $300.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover 18.99%, balance $1400, payments $300; Chase visa 24.99%, balance $1100, payments $200; Lowes 19.99%, balance $1300, payments $200; and Walmart 19.99%, balance $3900, payments $300.
What is the total balance of your credit cards, interest rates and current monthly payments?Discover $1500, 18.99%, $300; Chase $1000, 24.99%, $200; Lowes $1200, 18.99%, $200; Walmart $4100, 18.99%, $300.

 


 

 

 

Member Payment Dependent Notes Series 1414492

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414492

$3,600

$3,600

19.05%

1.00%

July 17, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414492. Member loan 1414492 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Village of Whitefish Bay Debt-to-income ratio: 17.43%
Length of employment: 3 years Location: CUDAHY, WI
       
Home town:
Current & past employers: Village of Whitefish Bay
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 6
Revolving Credit Balance: $16,917.00 Public Records On File: 0
Revolving Line Utilization: 66.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have a retail credit card that I purchased items on a deferred interest agreement. The remaining balance is going to be due soon or I will be hit with all the back pay on the interest and have to pay their insane interest rate

 


 

 

 

Member Payment Dependent Notes Series 1414681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414681

$6,400

$6,400

13.11%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414681. Member loan 1414681 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: wb mason Debt-to-income ratio: 17.08%
Length of employment: 5 years Location: lyndonville, VT
       
Home town:
Current & past employers: wb mason
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I will be using this loan to consolidate credit card debt to pay one monthly payment. I will use part for home improvements and repairs. Most credit card debt came about from home repairs. If any money is left over i will pay towards my vehicle.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,279.00 Public Records On File: 0
Revolving Line Utilization: 36.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1414810

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414810

$12,000

$12,000

14.09%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414810. Member loan 1414810 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Brookdale Senior Living Debt-to-income ratio: 14.65%
Length of employment: 6 years Location: LARGO, FL
       
Home town:
Current & past employers: Brookdale Senior Living
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > With this loan, in 3 years all debt including cars will be paid off!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 78
Revolving Credit Balance: $11,149.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit #1 $6,565 -19.15% $200/month<br>Credit #2 $3,072 -26.99% $97/month<br>Credit #3 $2,000 -26.00% $82/month<br>Mortgage $152,000 -4.875% 30yr. $846/month
Which debts do you plan to pay off with this loan?3 credit cards

 


 

 

 

Member Payment Dependent Notes Series 1414849

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414849

$12,000

$12,000

12.12%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414849. Member loan 1414849 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,116 / month
Current employer: US ARMY Debt-to-income ratio: 24.86%
Length of employment: 10+ years Location: FORT HOOD, TX
       
Home town:
Current & past employers: US ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,839.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1500.00, utilities 300.00, insurance 320, taxes included in mortgage
Which debts do you plan to pay off with this loan?USAA, Chase, BofA, AAFES. Also I plan to do landscaping as well.
Which debts do you plan to pay off with this loan?USAA, Chase, BofA, AAFES. Also I plan to do landscaping as well.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off as many credit cards as possible
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1500.00, utilities 300.00, insurance 320, taxes included in mortgage

 


 

 

 

Member Payment Dependent Notes Series 1414965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414965

$4,325

$4,325

15.80%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414965. Member loan 1414965 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: G4S Youth Services Debt-to-income ratio: 11.90%
Length of employment: < 1 year Location: TAMPA, FL
       
Home town:
Current & past employers: G4S Youth Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My loan is for paying off my credit card debt I accrued while I was unemployed for 9 months last year. In January I started a new job, so I am paying off them slowing, however I take my account to zero every month. I just want to consolidate them all together and make 1 payment.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,114.00 Public Records On File: 0
Revolving Line Utilization: 32.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently reside with my father, who had a stoke a few years ago. The house is completely paid off and my father pays the taxes/utilites/insurance for the house. I do not pay rent. I pay for the groceries and the cable/internet/phone bills. (approx $400 per month).
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).n/a
Which debts do you plan to pay off with this loan?I plan on paying off all my credit card debit. I just wanted to be able to make 1 payment per month instead of 8.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All the loan is for my credit card debit. The balance is a accurate amount $4350. There are 8 credit cards (2 major & 6 store ie walmart, sams club). The monthly payments range from $15-$60 per month. I always tired to pay more than that. I am in college and have student loans but they are in deferrment until I graduate next year.
Which debts do you plan to pay off with this loan?I plan on paying off all my credit card debit. I just wanted to be able to make 1 payment per month instead of 8.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All the loan is for my credit card debit. The balance is a accurate amount $4350. There are 8 credit cards (2 major & 6 store ie walmart, sams club). The monthly payments range from $15-$60 per month. I always tired to pay more than that. I am in college and have student loans but they are in deferrment until I graduate next year.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently reside with my father, who had a stoke a few years ago. The house is completely paid off and my father pays the taxes/utilites/insurance for the house. I do not pay rent. I pay for the groceries and the cable/internet/phone bills. (approx $400 per month).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent or a mortage. $35 in gas every 2 weeks or so. $123 for my car insurance, $400 for utilities phone (both cell/land line)/cable/internet. $400 per month on groceries.
Please explain the reason why you carry a large revolving credit balance.There is actually one credit card I didn't include in the loan because the interest rate is lower the the loan interest rate and that difference between the loan amount and my revolving credit balance. That's why I want to combine the rest of them in one and make payments.
Which debts do you plan to pay off with this loan?I plan on paying off all my credit card debit. I just wanted to be able to make 1 payment per month instead of 8.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All the loan is for my credit card debit. The balance is a accurate amount $4350. There are 8 credit cards (2 major & 6 store ie walmart, sams club). The monthly payments range from $15-$60 per month. I always tired to pay more than that. I am in college and have student loans but they are in deferrment until I graduate next year.

 


 

 

 

Member Payment Dependent Notes Series 1414967

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414967

$3,800

$3,800

7.90%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414967. Member loan 1414967 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: Intrust Bank Debt-to-income ratio: 25.82%
Length of employment: 4 years Location: Oklahoma City, OK
       
Home town:
Current & past employers: Intrust Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I was my best friend's maid of honor recently and things ended up costing a lot more than I ever expected. I had a few cards I was trying to pay off. I decided I need help by lowering my interest rate. The balances just weren't going down. I hope to get things back under control.<br><br> Borrower added on 07/10/12 > I cringe when I look at my current interest rates on my credit cards. I NEED to get them paid off. I can't seem to make a good enough dent in my credit card debt. 3 years to totally pay it off is realistic.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 64
Revolving Credit Balance: $3,005.00 Public Records On File: 0
Revolving Line Utilization: 38.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses total around $1000 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $590 27.24% $20 minimum payment<br>Master Card - $2200 25.24% $55 minimum payment<br>Store Card - $540 25% $47 minimum payment
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently my minimum monthly payments come to $100 a month. My interest rates are from 15% - 27%. I'm using this loan to pay them all off. I'm going to make double payments on this loan to get it paid off faster. Please let me know if you have any more questions

 


 

 

 

Member Payment Dependent Notes Series 1415006

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415006

$11,500

$11,500

14.09%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415006. Member loan 1415006 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,640 / month
Current employer: HummingBird Ventures Debt-to-income ratio: 18.43%
Length of employment: 6 years Location: hillside, IL
       
Home town:
Current & past employers: HummingBird Ventures
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Debt cont<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,476.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?debt consolidation
Please explain the reason why you carry a large revolving credit balance.purchase new items for home
Which debts do you plan to pay off with this loan?Car, credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5 credit cards. Inter<br>est is appox 14 1/2% on avg

 


 

 

 

Member Payment Dependent Notes Series 1415245

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415245

$10,400

$10,400

14.33%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415245. Member loan 1415245 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: United Services Automobile Association Debt-to-income ratio: 11.53%
Length of employment: 10+ years Location: APOLLO BEACH, FL
       
Home town:
Current & past employers: United Services Automobile Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > My boyfriend & I built our dream house on the water a couple of years ago and during that time I used some credit cards to buy furniture, etc. I would like to pay off all of those credit cards & with the money I will be saving each month from lower interest rate will put towards extra mortgage pymt<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 44
Revolving Credit Balance: $20,237.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC: 1) Bal $2000/24%<br>2) Bal $2200/11%<br>3) Bal $2800/29.9%<br>4) Bal $1400/26.9%<br>5) Bal $5000/22%<br>6) Bal $1500/24%<br>Mortage - Bal $285,000/5%<br>My significant other and I built our house together so he pays half of the mortgage payment as well as half of 3 of the credit card payments. The credit card with the $5,000 balance is Lowes and half of that amount is on a 6 month/no interest deal as we purchased shutters for our home. I plan to pay that card off with the monthly savings.
Which debts do you plan to pay off with this loan?I plan to pay off and close the Chase card, both Capital One cards. I plan to pay off the Home Depot card and leave that account open & the same with the Macy's card. With the savings on monthly payments I plan to pay down/ off the Lowes card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC: 1) Bal $2000/24%<br>2) Bal $2200/11%<br>3) Bal $2800/29.9%<br>4) Bal $1400/26.9%<br>5) Bal $5000/22%<br>6) Bal $1500/24%<br>Mortage - Bal $285,000/5%<br>My significant other and I built our house together so he pays half of the mortgage payment as well as half of 3 of the credit card payments. The credit card with the $5,000 balance is Lowes and half of that amount is on a 6 month/no interest deal as we purchased shutters for our home. I plan to pay that card off with the monthly savings.

 


 

 

 

Member Payment Dependent Notes Series 1415264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415264

$12,000

$12,000

17.77%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415264. Member loan 1415264 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: NYPD Debt-to-income ratio: 9.84%
Length of employment: 7 years Location: JAMAICA, NY
       
Home town:
Current & past employers: NYPD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Hello I am in dire need of consolidating and clearing all my credit card debt. Every month I am scrambling to pay at least double the minimum amount due on each card so I can stay ahead of the game. Included in that debt is some bedroom furniture that I bought my mom which I also want to pay off.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 17
Revolving Credit Balance: $15,866.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 4 credit cards...2 with balances at $3500 each...the interest rates are about 25%. My minimum payments are about $85-$90 and I always try to double up but there are times when I can't afford to. The other 2 cards have small balances of about $1000 each and I also have a furniture credit balance of $3000. That furniture balance is interest free until Dec 2012 and I would like to have that paid it off. My mortgage payments are $2100 a month.
Which debts do you plan to pay off with this loan?I plan to pay off pretty much all of my debt. I am a responsible single mom who is looking to take a load off of my shoulders, and get back on track.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 4 credit cards...2 with balances at $3500 each...the interest rates are about 25%. My minimum payments are about $85-$90 and I always try to double up but there are times when I can't afford to. The other 2 cards have small balances of about $1000 each and I also have a furniture credit balance of $3000. That furniture balance is interest free until Dec 2012 and I would like to have that paid it off. My mortgage payments are $2100 a month.
If you have a delinquency in the last 2 years, please explain the reason.I haven't had a delinquency in the last 2 years. I just bought my home a couple of years ago so being delinquent would have made it hard for me to get a good interest rate on my loan.

 


 

 

 

Member Payment Dependent Notes Series 1415381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415381

$1,600

$1,600

14.33%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415381. Member loan 1415381 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Advanced Nursing solutions Debt-to-income ratio: 18.38%
Length of employment: 10+ years Location: Lutz, FL
       
Home town:
Current & past employers: Advanced Nursing solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have been employed at the same company for 16 years(1996). My plans for this fund is to pay off an item I purchase early this with a high interest rate, I decided if I pay it off and apply for a loan with less interest rate it will be more beneficial for me. I am on a very strict budget $1,500.00.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,528.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1415513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415513

$10,000

$10,000

12.12%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415513. Member loan 1415513 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Fisher Asset Management LLC Debt-to-income ratio: 4.63%
Length of employment: 2 years Location: San Francisco, CA
       
Home town:
Current & past employers: Fisher Asset Management LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This loan is to consolidate some higher interest student credit card/loan debt. I'm a great money manager and aspire to be a respectable leader in business. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,809.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are $1000 to $1100/ month. This does not include entertainment/discretionary spending which is usually $200-$300.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly expenses are $1000 to $1100/ month. This does not include entertainment/discretionary spending which is usually $200-$300.

 


 

 

 

Member Payment Dependent Notes Series 1415576

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415576

$5,000

$5,000

18.75%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415576. Member loan 1415576 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: St. Norbert College Debt-to-income ratio: 29.02%
Length of employment: 5 years Location: De Pere, WI
       
Home town:
Current & past employers: St. Norbert College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I want out of debt! And I'm starting with four credit cards with balances totaling about the amount of this loan, but all with interest rates much higher than it. Thank you for your time and help.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,704.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Capital One ($750), Home Depot ($1750), Bank of America ($1950), Kohl's ($600)

 


 

 

 

Member Payment Dependent Notes Series 1415642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415642

$2,400

$2,400

17.27%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415642. Member loan 1415642 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: La Vida Insurance Debt-to-income ratio: 1.51%
Length of employment: 6 years Location: Irving, TX
       
Home town:
Current & past employers: La Vida Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I am trying to consolidate my bills and pay them with this loan which will assist my family being that I am going to be debt free except for this $85.89 monthly payment to pay back this loan...I appreciate your help.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 68
Revolving Credit Balance: $1,283.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1415651

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415651

$15,925

$15,925

15.80%

1.00%

July 13, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415651. Member loan 1415651 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,833 / month
Current employer: Zeptometrix Corp Debt-to-income ratio: 12.01%
Length of employment: 7 years Location: WOONSOCKET, RI
       
Home town:
Current & past employers: Zeptometrix Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > have a couple cards with high interest rates and would like to have one payment a month instead of 7. Looking to pay down all the credit cards so we can qualify for more on our business loan<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,286.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Purchased house 7-1/2 yrs ago with my wife and brother. All expenses are split 4 ways except for my car insurance which is 200/month. The fourth person is my son which has been with us for the last year. I pay the following every month out of my pay: <br>Mortgage 600<br>phone 40<br>credit cards and loan is around 680/month<br>food 60<br>property tax 86<br>water 85<br>truck is paid off and my wife makes the car payment<br>This loan loan will pay off all credit cards, personal loan and 4000 on my line of credit
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?around 700 - 800 because I always pay more than the minimum amount due. With this loan all the credit cards and personal loan will be paid in full and whatever is left over will be put on my line of credit.

 


 

 

 

Member Payment Dependent Notes Series 1415707

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415707

$17,000

$17,000

18.49%

1.00%

July 17, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415707. Member loan 1415707 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Framehawk Debt-to-income ratio: 16.47%
Length of employment: 1 year Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: Framehawk
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > My loan is for consolidation of credit cards. By having one bill to pay out each month will make my life much easier, and put more money towards paying it back..<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 55
Revolving Credit Balance: $22,916.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards.<br>Interest rate runs from 14 - 24%.<br>I owe $20K.
What is your intended use for the loan proceeds?Pay off all my credit cards. Close them out.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 1K<br>I take the train and walk to work since I live in the city, so I do not have a car. $60<br>Utilities/Phone: $250<br>Food: $500<br>Misc: $300<br>Rest are old bills I am trying to pay off.
Please explain the reason why you carry a large revolving credit balance.It was a bad cycle I got into awhile ago and I am now trying to pull myself out. I've had some family emergencies to deal with and so here I am.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards.<br>Interest rate runs from 14 - 24%.<br>I owe $20K.
Which debts do you plan to pay off with this loan?All debts besides a Discover account.

 


 

 

 

Member Payment Dependent Notes Series 1415785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415785

$11,025

$11,025

14.33%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415785. Member loan 1415785 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Visa Inc. Debt-to-income ratio: 11.57%
Length of employment: 5 years Location: REDWOOD CITY, CA
       
Home town:
Current & past employers: Visa Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 41
Revolving Credit Balance: $10,292.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - $10k 20-23% APR $400/mo. payments<br>Car Loan - $13k 3% $400/mo payments<br>Mortgage - $400k 4% $3K payments
Which debts do you plan to pay off with this loan?credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - $10k 20-23% APR $400/mo. payments<br>Car Loan - $13k 3% $400/mo payments<br>Mortgage - $400k 4% $3K payments

 


 

 

 

Member Payment Dependent Notes Series 1415806

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415806

$16,000

$16,000

16.29%

1.00%

July 16, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415806. Member loan 1415806 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 14.18%
Length of employment: 10+ years Location: Elk Grove, CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Im tired of making multiple payments every month. With this loan it will allow me to pay off every debt that i owe and make one payment every month and within three years i will reach my goal of becoming debt free.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,833.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1300, car 270 including insurance, utlities approx 250, food around 300/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
Which debts do you plan to pay off with this loan?car, personal loan, and 4 credit cards....one lump payment with a light at the end of my tunnel is what I'm looking forward to! Multiple payments with high interest rates is like running on a tredmill, I work hard and get nowhere.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 1300, utilities are approx 250, car 170, loan 140, credit card payments total approx 230ish around there. With the high interest rates I'm just not getting anywhere.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'll be paying off a car loan, personal loan, and 4 credit cards so I can have 1 lump payment. With the high interest rates I'm not getting far on my credit cards. With this loan I will at least be able to know ill be debt free in 3 years.
Which debts do you plan to pay off with this loan?car, personal loan, and 4 credit cards....one lump payment with a light at the end of my tunnel is what I'm looking forward to! Multiple payments with high interest rates is like running on a tredmill, I work hard and get nowhere.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200 left on my car, 4300 left on a small loan, 8500 (between 4 credit cards) and a montly mortgage of 1313. Everything but my mortgage is well over 10% interest and I'd rather make 1 lump payment know I will be done in three years. With the high interest rates I'm having a difficult time really making any progress to be debt free.

 


 

 

 

Member Payment Dependent Notes Series 1415988

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415988

$10,000

$10,000

18.49%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415988. Member loan 1415988 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Bestbuy Debt-to-income ratio: 5.36%
Length of employment: 1 year Location: Ozone park, NY
       
Home town:
Current & past employers: Bestbuy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > To pay off some debt I owe my mom for school etc.......<br><br> Borrower added on 07/11/12 > I need this loan to pay off some debts epically some student debts I work full time I have descent credit please investor help me out<br><br> Borrower added on 07/12/12 > Investor any question let ke know I need funding ASAP<br><br> Borrower added on 07/14/12 > Investors help me out I need funding anything let me now<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,301.00 Public Records On File: 0
Revolving Line Utilization: 27.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 6000 35 interest rate monthly payment 200<br>I owe my mom 4000 for tuition on her credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay no rent<br>I pay metro card 104 a month<br>And cellphone 80 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live with mom don't pay rent
Which debts do you plan to pay off with this loan?Credit cards and money I owe my mom
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I don't I live with parents and pay no rent or utilities

 


 

 

 

Member Payment Dependent Notes Series 1416026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416026

$10,350

$10,350

17.27%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416026. Member loan 1416026 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: North Carolina Wesleyan College Debt-to-income ratio: 24.99%
Length of employment: 3 years Location: CHAPEL HILL, NC
       
Home town:
Current & past employers: North Carolina Wesleyan College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I want to pay off credit card debt in 3 years by consolidating all of them to save money to buy a house.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 58
Revolving Credit Balance: $10,353.00 Public Records On File: 1
Revolving Line Utilization: 60.50% Months Since Last Record: 105
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $1,878.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I will pay all of them off. My plan is to consolidate all the loans: Chase Visa: $2,500.00; $115.00 per month, 32%, Care Credit: $3,080. $136.00 per month, 25%, Talbots: $1,300. $70.00 per month, Old Navy Visa: $1,600, $54.00 per month, 25%, GE $1,200, $54.00 per month, Best Buy $430.00, $50.00, WalMart $650, $35.00 per month at 23%.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now it is $600.00. After consolidating, I will pay $380.00.
What is the total balance of your credit cards, interest rates and current monthly payments?I believe I have answered this question before. the total Balance is $10,600.00 and average interest is 30%. monthly payments: $744
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $1,878.00.
Please explain the reason why you carry a large revolving credit balance.Interest rates at 30%.
If you have a public record on file, please briefly explain the event and its resolution.I lost my job and I got a divorce at the same time, ended up losing my home and having to file Bankrupcy, which I was discharged from in 2003.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I will pay all of them off. My plan is to consolidate all the loans: Chase Visa: $2,500.00; $115.00 per month, 32%, Care Credit: $3,080. $136.00 per month, 25%, Talbots: $1,300. $70.00 per month, Old Navy Visa: $1,600, $54.00 per month, 25%, GE $1,200, $54.00 per month, Best Buy $430.00, $50.00, WalMart $650, $35.00 per month at 23%.
What is the total balance of your credit cards, interest rates and current monthly payments?I believe I have answered this question before. the total Balance is $10,600.00 and average interest is 30%. monthly payments: $744
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now it is $600.00. After consolidating, I will pay $380.00.

 


 

 

 

Member Payment Dependent Notes Series 1416137

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416137

$15,000

$15,000

17.77%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416137. Member loan 1416137 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Ed Morse Cadillac Tampa Debt-to-income ratio: 17.12%
Length of employment: 9 years Location: Tampa, FL
       
Home town:
Current & past employers: Ed Morse Cadillac Tampa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Pay off my Credit Cards.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 17
Revolving Credit Balance: $13,161.00 Public Records On File: 0
Revolving Line Utilization: 68.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3900, this includes my credit card payments.(notice I'm not charging my credit cards)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, Amex, MasterCard and Discover.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum is for a total of $525, I always pay at least double of that amount every month(since I have been paying them down without charging anymore). The three-year loan with The Lending Club would be 541/month.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $1389. I have a minimum of a combined $495 monthly, I'm paying at least double that. I have been lowering my balance by doing that and by not charging anymore.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $1389. I have a minimum of a combined $495 monthly, I'm paying at least double that. I have been lowering my balance by doing that and by not charging anymore.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage... $780{includes taxes and insurance)<br>Utilities... Electric: 135, water/sewer,$60, cell. $175
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum is for a total of $525, I always pay at least double of that amount every month(since I have been paying them down without charging anymore). The three-year loan with The Lending Club would be 541/month.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $1389. I have a minimum of a combined $495 monthly, I'm paying at least double that. I have been lowering my balance by doing that and by not charging anymore.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Sole reason for the loan is to pay my credit card balance.

 


 

 

 

Member Payment Dependent Notes Series 1416240

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416240

$3,000

$3,000

11.14%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416240. Member loan 1416240 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: The Christ Hospital Debt-to-income ratio: 24.34%
Length of employment: 5 years Location: Hamilton, OH
       
Home town:
Current & past employers: The Christ Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I have credit card debt with around 20% interest so I would like to consolidate them using this loan. Thank you for your time.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 26
Revolving Credit Balance: $4,267.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 3 credit cards, a mortgage, and student loans. Credit cards total $329 a month, Mortgage is $538, and student loans are $191. With this loan my credit card payment will go down to $100 a month making life much easier on the budget side.

 


 

 

 

Member Payment Dependent Notes Series 1416373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416373

$10,800

$10,800

14.33%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416373. Member loan 1416373 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Carsons Debt-to-income ratio: 17.30%
Length of employment: 3 years Location: Chicago, IL
       
Home town:
Current & past employers: Carsons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I am trying very hard to become debt free. Minimum payments on my credit cards pays a lot of interest but not much principal. It will take me 30 years at this rate. God willing...I pray this is my solution.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 6
Revolving Credit Balance: $19,208.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1416470

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416470

$8,325

$8,325

14.33%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416470. Member loan 1416470 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: DURHAM SCHOOL SERVICES Debt-to-income ratio: 12.24%
Length of employment: 4 years Location: PLAINFIELD, NJ
       
Home town:
Current & past employers: DURHAM SCHOOL SERVICES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > TO PAY OFF CREDIT CARD DEBITS!!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 49
Revolving Credit Balance: $8,077.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?LANE BRYANT, AVENUE, MEDICAL INSURANCE, ROAMAN'S, CATHERINE, WOMAN WITHIN, VISA

 


 

 

 

Member Payment Dependent Notes Series 1416529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416529

$15,000

$15,000

17.77%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416529. Member loan 1416529 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: LA County Debt-to-income ratio: 10.36%
Length of employment: 10+ years Location: EL MONTE, CA
       
Home town:
Current & past employers: LA County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,706.00 Public Records On File: 0
Revolving Line Utilization: 39.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have around $11,000 on revolving credit accounts and $3,000 personal loan from family members. I found out the interest rate on these accounts jumped to over 20% around the beginning of last year. I have around $40,000 from student loan and paying $350 monthly.
Please explain the reason why you carry a large revolving credit balance.I went back to school for my BS in 2008 and many of my expenses was charged to the credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The funding will be sufficient to paid off all revolving credit cards and family members. I plan to close these accounts and just have one payment to Lending Club. It is more manageable with one payment.
Which debts do you plan to pay off with this loan?All high interest revolving accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have around $11,000 on revolving credit accounts and $3,000 personal loan from family members. I found out the interest rate on these accounts jumped to over 20% around the beginning of last year. I have around $40,000 from student loan and paying $350 monthly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent, car, insurance, food expenses are around $1,000 and another $1,000 for credit cards.
Which debts do you plan to pay off with this loan?All high interest revolving accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have around $11,000 on revolving credit accounts and $3,000 personal loan from family members. I found out the interest rate on these accounts jumped to over 20% around the beginning of last year. I have around $40,000 from student loan and paying $350 monthly.
Please explain the reason why you carry a large revolving credit balance.I went back to school for my BS in 2008 and many of my expenses was charged to the credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1416767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416767

$13,000

$13,000

14.33%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416767. Member loan 1416767 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Productivity Center Inc Debt-to-income ratio: 15.28%
Length of employment: 10+ years Location: Cypress, TX
       
Home town:
Current & past employers: Productivity Center Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/11/12 > My husband recently lost his job and I want to consolidate and pay off our debt to help us financially<br><br> Borrower added on 07/11/12 > I can afford all the bills and payments with only my income, but this loan will help, by not making our budget so tight and it will help me pay down our debt as well. I have been employee with my company for a little more than 13 years<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 23
Revolving Credit Balance: $13,828.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1416973

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416973

$3,600

$3,600

6.03%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416973. Member loan 1416973 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 7.76%
Length of employment: 10+ years Location: San Francisco, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > To upgrade physical windows in my office. Manufacture and installation of windows for insulation and soundproofing.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,455.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1416977

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416977

$18,950

$18,950

15.31%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416977. Member loan 1416977 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,083 / month
Current employer: Charles Schwab Debt-to-income ratio: 9.50%
Length of employment: 10+ years Location: Milpitas, CA
       
Home town:
Current & past employers: Charles Schwab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Debt Consolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 48
Revolving Credit Balance: $13,454.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly $18K with several credit cards at average interest of 26%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200/Mo

 


 

 

 

Member Payment Dependent Notes Series 1417073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417073

$2,500

$2,500

16.29%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417073. Member loan 1417073 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,983 / month
Current employer: U S Air Force Civil Service Debt-to-income ratio: 20.54%
Length of employment: 5 years Location: BELLBROOK, OH
       
Home town:
Current & past employers: U S Air Force Civil Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I am requesting the loan to pay off a high interest credit card as well as take a short vacation.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 28
Revolving Credit Balance: $19,889.00 Public Records On File: 0
Revolving Line Utilization: 91.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1417085

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417085

$7,600

$7,600

14.33%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417085. Member loan 1417085 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,367 / month
Current employer: The Gores Group Debt-to-income ratio: 10.59%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: The Gores Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,307.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Right under $2500.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - <br>$2211 <br>23.99% <br>$72<br><br>Visa -<br>$2634 <br>19.99%<br>$68<br><br>MasterCard -<br>$2274 <br>18.75%<br>$89
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$441 for my current credit cards. It will be an additional $32 with this loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - <br>$2211 <br>23.99% <br>$72<br><br>Visa -<br>$2634 <br>19.99%<br>$68<br><br>MasterCard -<br>$2274 <br>18.75%<br>$89
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Right under $2500.

 


 

 

 

Member Payment Dependent Notes Series 1417215

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417215

$9,000

$9,000

14.33%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417215. Member loan 1417215 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,345 / month
Current employer: South Orange County Community College Debt-to-income ratio: 14.62%
Length of employment: 10+ years Location: LAKE ELSINORE, CA
       
Home town:
Current & past employers: South Orange County Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I've purchased my home 9 months ago. I want to do some minor home and garden improvement. Also to consolidate my bills. have a secured employment for almost 24 years and am able to make the neccessary monthly payments that is within my budget.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,044.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My take home pay is $3700. my estimated total expenses including food and utitilities is $2495.60 a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My take home pay is $3700. my estimated total expenses including food and utitilities is $2495.60 a month.

 


 

 

 

Member Payment Dependent Notes Series 1417625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417625

$4,200

$4,200

17.77%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417625. Member loan 1417625 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Touring & Tasting Media Debt-to-income ratio: 13.11%
Length of employment: 7 years Location: SANTA BARBARA, CA
       
Home town:
Current & past employers: Touring & Tasting Media
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I need a small loan for some security for our honeymoon plans. We are putting most of our savings into a home purchase in the next two months, and we'd like to go ahead and make plans without worrying about saving several thousand immediately after move-in<br><br>Thanks!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,064.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?less than $800 right now, will grow to about $900 once we close and move in

 


 

 

 

Member Payment Dependent Notes Series 1417750

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417750

$35,000

$35,000

22.95%

1.00%

July 17, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417750. Member loan 1417750 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: City of Bridgeport Debt-to-income ratio: 13.07%
Length of employment: 10+ years Location: STRATFORD, CT
       
Home town:
Current & past employers: City of Bridgeport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > pay off credit card debt<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 22
Revolving Credit Balance: $22,901.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No
If you have a delinquency in the last 2 years, please explain the reason.No
If you have a delinquency in the last 2 years, please explain the reason.No

 


 

 

 

Member Payment Dependent Notes Series 1417787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417787

$3,000

$3,000

15.31%

1.00%

July 17, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417787. Member loan 1417787 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: STEAMATIC INC Debt-to-income ratio: 22.98%
Length of employment: 5 years Location: FORT WORTH, TX
       
Home town:
Current & past employers: STEAMATIC INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,868.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had serious problems with a vehicle that is only two years old and the manufacturer would not cover most of the repairs under my warranty. I had to pay for most of the work with my credit cards so I could have my vehicle fixed in a timely manner.
What is your intended use for the loan proceeds?Credit card pay down due to high interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1417811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417811

$2,400

$2,400

16.29%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417811. Member loan 1417811 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,117 / month
Current employer: Good Shepherd Catholic Church Debt-to-income ratio: 25.93%
Length of employment: 7 years Location: miami, FL
       
Home town:
Current & past employers: Good Shepherd Catholic Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > paying high interest loan<br><br> Borrower added on 07/11/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 52
Revolving Credit Balance: $1,038.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1417949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417949

$6,025

$6,025

8.90%

1.00%

July 17, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417949. Member loan 1417949 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,000 / month
Current employer: Morgan Stanley Debt-to-income ratio: 6.69%
Length of employment: 8 years Location: METUCHEN, NJ
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I Want to take this loan to payoff a timeshare loan which is running at a high interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,733.00 Public Records On File: 0
Revolving Line Utilization: 28.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Below is the breakup :<br>Rent - 1975<br>transportation - 200<br>utilities - 200<br>phone - 75<br>insurance - 100<br>food - 500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loan.<br>car loan (10000) - 330 emi<br>timeshare loan 7500 ( that's what i want to refinance)<br>credit card ( 9000 at 0% )<br>no home loan
Please explain the reason why you carry a large revolving credit balance.It is not revolving. It is 0% interest offer by credit cards (around 9K), which I availed to fund my parttime education. I will pay off soon.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Below is the breakup :<br>Rent - 1975<br>transportation - 200<br>utilities - 200<br>phone - 75<br>insurance - 100<br>food - 500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loan.<br>car loan (10000) - 330 emi<br>timeshare loan 7500 ( that's what i want to refinance)<br>credit card ( 9000 at 0% )<br>no home loan
Please explain the reason why you carry a large revolving credit balance.It is not revolving. It is 0% interest offer by credit cards (around 9K), which I availed to fund my parttime education. I will pay off soon.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage - 0<br>rent - 1900<br>home equity loan - 0<br>utilities - 200<br>insurance - 100<br>taxes (property) - 0<br>taxes (income) - 25% approximately on gross
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Below is the breakup :<br>Rent - 1975<br>transportation - 200<br>utilities - 200<br>phone - 75<br>insurance - 100<br>food - 500
Please explain the reason why you carry a large revolving credit balance.It is not revolving. It is 0% interest offer by credit cards (around 9K), which I availed to fund my parttime education. I will pay off soon.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Below is the breakup :<br>Rent - 1975<br>transportation - 200<br>utilities - 200<br>phone - 75<br>insurance - 100<br>food - 500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loan.<br>car loan (10000) - 330 emi<br>timeshare loan 7500 ( that's what i want to refinance)<br>credit card ( 9000 at 0% )<br>no home loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loan.<br>car loan (10000) - 330 emi<br>timeshare loan 7500 ( that's what i want to refinance)<br>credit card ( 9000 at 0% )<br>no home loan

 


 

 

 

Member Payment Dependent Notes Series 1418145

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418145

$12,000

$12,000

20.49%

1.00%

July 16, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418145. Member loan 1418145 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Sinnott Puebla Campagne & Curet Debt-to-income ratio: 16.43%
Length of employment: 2 years Location: San Francisco, CA
       
Home town:
Current & past employers: Sinnott Puebla Campagne & Curet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I need to this loan to consolidate my credit card debt into one monthly payment. I am employed full time and am very responsible financially. I do not qualify for a normal bank loan because I have too many revolving accounts. So I am seeking out private peer-to-peer funding to consolidate debt.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 62
Revolving Credit Balance: $4,966.00 Public Records On File: 0
Revolving Line Utilization: 20.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a lot in student loans from law school. So, I'm trying to be more debt saavy and I am using this loan to pay off unsecured debts, i.e. credit cards, most of which are at 29%. I want to consolidate my credit card debt by paying it off with this loan and having only one monthly payment.
Which debts do you plan to pay off with this loan?I am planning to pay off my unsecured debt (credit cards and unsecured loans) so that I can only have one monthly payment instead of splitting into 6 different payments every month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses (rent, cell phone, utilities, food) is approximately $1800. I also pay about $700 a month towards school loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a lot in student loans from law school. So, I'm trying to be more debt saavy and I am using this loan to pay off unsecured debts, i.e. credit cards, most of which are at 29%. I want to consolidate my credit card debt by paying it off with this loan and having only one monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1418568

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418568

$2,500

$2,500

14.09%

1.00%

July 17, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418568. Member loan 1418568 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: boyd and associates Debt-to-income ratio: 24.70%
Length of employment: 5 years Location: indio, CA
       
Home town:
Current & past employers: boyd and associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > This loan is to create a new start before a new life is brought into this world, to help clean up credit misuse<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,500.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1418664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418664

$4,200

$4,200

16.29%

1.00%

July 17, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418664. Member loan 1418664 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Medwest Harris Hospital Debt-to-income ratio: 24.35%
Length of employment: 6 years Location: Otto, NC
       
Home town:
Current & past employers: Medwest Harris Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > Debt Consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 28
Revolving Credit Balance: $1,223.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1418724

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418724

$11,625

$11,625

23.63%

1.00%

July 17, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418724. Member loan 1418724 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Utility Solutions Debt-to-income ratio: 7.34%
Length of employment: 5 years Location: Denver, CO
       
Home town:
Current & past employers: Utility Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: 56
Revolving Credit Balance: $6,289.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Purpose: To pay off some credit cards and consolidate into one payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
Please explain the reason why you carry a large revolving credit balance.During the last part of my second degree I wasn't working full-time and used more credit than I should have. I have full-time job and and part times that bring in money now.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
Please explain the reason why you carry a large revolving credit balance.During the last part of my second degree I wasn't working full-time and used more credit than I should have. I have full-time job and and part times that bring in money now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
Please explain the reason why you carry a large revolving credit balance.During the last part of my second degree I wasn't working full-time and used more credit than I should have. I have full-time job and and part times that bring in money now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250. Student loans are in deferment due to working on Masters Degree.
Which debts do you plan to pay off with this loan?Pay day my higher balanced credit cards first
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Purpose: To pay off some credit cards and consolidate into one payment. I have a small rent payment of $345, cc payments of $300, insurance of $250.

 


 

 

 

Member Payment Dependent Notes Series 1419266

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419266

$2,000

$2,000

13.11%

1.00%

July 16, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419266. Member loan 1419266 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Washington Unified School District Debt-to-income ratio: 18.70%
Length of employment: 6 years Location: DAVIS, CA
       
Home town:
Current & past employers: Washington Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I would like to consolidate my debt and work towards getting a better credit score.<br><br> Borrower added on 07/12/12 > For those who are concerned about payback - I have a stable job and I will not be losing it anytime soon. I have not defaulted on any payments in 6+ years and I don't ever intend to be late on a payment. If you are helping to fund - thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 76
Revolving Credit Balance: $1,312.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I'm not very comfortable answer this on a forum where everyone can see. But I can assure you that I have not defaulted on a payment of any kind for any thing in 6 years and I don't intend to begin now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Again, this a question I am not comfortable answer where too many eyes can see, but I always make my payments and I have a stable job that I will not lose any time soon.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Again, this a question I am not comfortable answer where too many eyes can see, but I always make my payments and I have a stable job that I will not lose any time soon.

 


 

 

 

Member Payment Dependent Notes Series 1419390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419390

$3,200

$3,200

14.33%

1.00%

July 17, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419390. Member loan 1419390 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: trinity services Debt-to-income ratio: 16.01%
Length of employment: 2 years Location: JOLIET, IL
       
Home town:
Current & past employers: trinity services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I am paying 29.99% on a credit card due to making a mistake a few years ago. The loan will help me pay off my debts at a lower interest.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,673.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation/gas- $200<br>Phone- $30<br>I live with family so I have no rent or utility bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards- 5,000<br>Car note- 4,000
Please explain the reason why you carry a large revolving credit balance.I was out of work for a few months due to health reasons. While off work I was living on my credit cards after my savings was used up. I just got back to work and will be credit card debt free by the end of the year.

 


 

 

 

Member Payment Dependent Notes Series 1419396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419396

$10,000

$10,000

14.33%

1.00%

July 16, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419396. Member loan 1419396 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Disneyland Resort Debt-to-income ratio: 21.57%
Length of employment: 5 years Location: LAKEWOOD, CA
       
Home town:
Current & past employers: Disneyland Resort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2008 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,452.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1419559

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419559

$2,100

$2,100

10.16%

1.00%

July 17, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419559. Member loan 1419559 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Randstad Health Care Debt-to-income ratio: 33.30%
Length of employment: 2 years Location: Muskegon, MI
       
Home town:
Current & past employers: Randstad Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,000.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1421014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421014

$7,800

$7,800

14.33%

1.00%

July 17, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421014. Member loan 1421014 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: ON24 Debt-to-income ratio: 10.35%
Length of employment: 1 year Location: Wellesley, MA
       
Home town:
Current & past employers: ON24
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 54
Revolving Credit Balance: $3,994.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 

Prospectus Supplement (Sales Report) No. 48 dated July 17, 2012