424B3 1 salessup_20120529.htm Prospectus Supplement (Sales Report) No. 41

Prospectus Supplement (Sales Report) No. 41 dated May 29, 2012

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 1111012

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1111012

$14,100

$14,100

13.11%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1111012. Member loan 1111012 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Radioshack Debt-to-income ratio: 16.43%
Length of employment: 5 years Location: Holland, MI
       
Home town:
Current & past employers: Radioshack
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,287.00 Public Records On File: 0
Revolving Line Utilization: 74.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent..590.00 (only two more months then rent free) moving in with girlfriend (dating 8 years) so will help out but no set total.<br>car...girlfriend pays insurance<br>phone...160.00 higher because I pay for girlfriend mom and her<br>Utitlities...35.00 again only 2 months<br><br>Loan will save me per month, and it will shorten payoff on credit cards. I am going to be cancelling all credit cards as soon as payoff happens.<br>Food... 200.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?interest rates vary between 12.5 and 19.9 minimum payments total about 100.00 more per month then loan payment would be. balances for all debt are about 300.00 less than loan amount. So all loan would go to debt consolidation, I am not hiding any money or requesting more than I need.

 


 

 

 

Member Payment Dependent Notes Series 1114906

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1114906

$16,000

$16,000

21.48%

1.00%

May 25, 2012

June 6, 2017

June 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1114906. Member loan 1114906 was requested on May 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Froedtert Health Debt-to-income ratio: 18.95%
Length of employment: 4 years Location: Hartford, WI
       
Home town:
Current & past employers: Froedtert Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,651.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages 105,000 6.5% 963/Month <br>Credit:<br>Cit Bank AMX - 9993 29.9% 328 per Month<br>Discover - 3999 24.9% 104 Per Month<br>Wells Fargo - 3175 24% 113 per month<br>Citi Bank - 1666 0% 24 Per month<br><br>Associated Bank 1836 - 12% 25 Per Month. (Will Not be consolidated)<br><br>Car - 07 Caliber 254 per month about 5k left on balance. (Wife's Car I make no payments toward this)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House: 996 Per month<br>Debt Payments - around 590 Per month<br>Natural Gas 60 per month<br>Electric 120 Per month<br>Car and Life insurance around 80 per<br>Food: maybe 300 per month <br>Car Fuel: 400 Per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages 105,000 6.5% 963/Month <br>Credit:<br>Cit Bank AMX - 9993 29.9% 328 per Month<br>Discover - 3999 24.9% 104 Per Month<br>Wells Fargo - 3175 24% 113 per month<br>Citi Bank - 1666 0% 24 Per month<br><br>Associated Bank 1836 - 12% 25 Per Month. (Will Not be consolidated)<br><br>Car - 07 Caliber 254 per month about 5k left on balance. (Wife's Car I make no payments toward this)
Please explain the reason why you carry a large revolving credit balance.A portion of the credit is from when I was in college, then another 7,000 was from my wedding. I admit that putting school books, and a wedding on credit was not the best choices, but I have since changed my spending habits and I'm try to consolidate the debt now into one payment for easier money and budget management.

 


 

 

 

Member Payment Dependent Notes Series 1153794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153794

$9,600

$9,600

10.74%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153794. Member loan 1153794 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Enviro Systems, Inc. Debt-to-income ratio: 22.47%
Length of employment: 7 years Location: norman, OK
       
Home town:
Current & past employers: Enviro Systems, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I have some credit card debt that I need to lower the APR and pay off the amount. Please assist me in accomplishing this task.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,753.00 Public Records On File: 0
Revolving Line Utilization: 44.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hopefully my other answer was sufficient in its information to satisfy you. If not please let me know and I will answer any additional questions.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Thank you for your question and hope you can see this loan makes sense for me and will help me payoff the balances quicker.<br><br>Visa - $5099 and minimum payment is $255<br>Mastercard - $2970 and minimum payment is $70<br>Visa - $1550 and minimum payment is $45<br>So, minimum monthly payment total is roughly $370<br>The payment on this loan will be roughly $313<br><br>Hope this was helpful and if you have any additional questions please let me know.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Hopefully my other answer was sufficient in its information to satisfy you. If not please let me know and I will answer any additional questions.
What is the total balance of your credit cards, interest rates and current monthly payments?Dear potential investor. Thank you for your questions.<br>Total balance is $9544.69<br>Visa Balance 1 - 5099.50, min payment is ~$250, interest is around 20%<br>Mastercard Balance - 2970.19, min payment is ~$65, interest is around 14%<br>Visa Balance 2 - 1475.00, min payment is ~$32, interest in around 13%.<br><br>Please let me know if you have any additional questions or require anything else. <br>Thanks for your time and consideration.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thank you for your question. My monthly expenses are relatively low since I have a roommate and rent. Also have a lower end car. In all actuality the sum of my current credit card debt payments are higher than the payment on this loan (if I get it) by $40/mo. Just trying to make it easier to build up a savings and get out of debt at the same time.<br>Rent - $500/mo<br>Utilities - $275/mo<br>Car - $225/mo<br>Insurance - $60/mo<br><br>Please let me know if you have any additional questions.

 


 

 

 

Member Payment Dependent Notes Series 1172830

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172830

$1,600

$1,600

15.81%

1.00%

May 25, 2012

June 6, 2015

June 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172830. Member loan 1172830 was requested on May 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,300 / month
Current employer: UNICEF Debt-to-income ratio: 9.83%
Length of employment: 10+ years Location: Jersey City, NJ
       
Home town:
Current & past employers: UNICEF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/23/12 > Small consolidation loan to get rid of credit card debts.<br><br> Borrower added on 05/23/12 > I've had a stable job for more than 20 years and do not miss any of my payments on any existing account.<br>

 

A credit bureau reported the following information about this borrower member on May 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 28
Revolving Credit Balance: $7,190.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total current monthly expenses are <br><br>Mortgage - $1100<br>Transportation - $250<br>Phone - $150<br>Insurance - Covered by employer<br>Food - $350<br>Child Support - $1707<br>Auto Insurance - $80<br>Student Loans - $120<br>Credit Cards - $230<br><br>My Net income after taxes - $5100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total current monthly expenses are <br><br>Mortgage - $1100<br>Transportation - $250<br>Phone - $150<br>Insurance - Covered by employer<br>Food - $350<br>Child Support - $1707<br>Auto Insurance - $80<br>Student Loans - $120<br>Credit Cards - $230<br><br>My Net income after taxes - $5100
If you have a delinquency in the last 2 years, please explain the reason.No deliquencies in the past 10 years.

 


 

 

 

Member Payment Dependent Notes Series 1192003

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1192003

$3,500

$3,500

12.12%

1.00%

May 25, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1192003. Member loan 1192003 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: McLean Publishing Company Debt-to-income ratio: 20.52%
Length of employment: 10+ years Location: Brockway, PA
       
Home town:
Current & past employers: McLean Publishing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,810.00 Public Records On File: 1
Revolving Line Utilization: 60.10% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1241557

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1241557

$6,700

$6,700

8.90%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1241557. Member loan 1241557 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Inbodyment intergrative therapy Debt-to-income ratio: 11.05%
Length of employment: 10+ years Location: LAKEWOOD, CO
       
Home town:
Current & past employers: Inbodyment intergrative therapy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on April 12, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 25
Revolving Credit Balance: $12,653.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1243000

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1243000

$12,000

$12,000

13.11%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1243000. Member loan 1243000 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Pizza Time of St Augustine Debt-to-income ratio: 10.30%
Length of employment: 5 years Location: SAINT AUGUSTINE, FL
       
Home town:
Current & past employers: Pizza Time of St Augustine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,225.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $575<br>Health INS: $125<br>Utilities: $120<br>Car INS: Paid bi-annually, $484, paid in April<br>Car is paid for, I own it.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $2500, $69, 19.9%<br>Visa: $2500, $0, 22.9%<br>MasterCard: $1409, $20, 0%<br>American Express: $2500, $49, 19.9%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Around $200 for total minimum payments. If the loan is funded, all credit cards will be paid off leaving only two loans (car for remaining $9000 and this, $12,000. So minimum payments would be the loans themselves. (consolidating payees and thus helping me to pay them off sooner, thus saving me money)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to refinance my credit cards and pay them off. The loan will help me avoid late fees and penalties due to the many due dates associated with the individual credit cards. This will leave me paying one payment a month versus four, thus helping me organize my finances and save money on the lower rate.

 


 

 

 

Member Payment Dependent Notes Series 1251937

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1251937

$20,500

$20,500

17.99%

1.00%

May 29, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1251937. Member loan 1251937 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: TSA/DHS Debt-to-income ratio: 12.51%
Length of employment: 9 years Location: Aventura, FL
       
Home town:
Current & past employers: TSA/DHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on April 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,004.00 Public Records On File: 0
Revolving Line Utilization: 17.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Maintaince and utilities are about $500.00 per month.Primary residence mortgage is in wife's name and is in court due to BoA failure to comply with State of Florida/Countrywide Consent JudgementAdditionally, there is a $575.00 PITI payment on my other Lehigh Acres Duplex with rental income of $1070.00. There is a monthly $300.00 maintance and taxes payment on my rental Co-op which rents for $800.00.
Is the home you are purchasing your primary residence or an investment property?This is an investment property, currently rented at $1200.00 per month. The duplex next door was listed for $80,000.00. My other duplex, one mile away is appraised at $82,000.00
What is the estimated current market value of the home you intend to purchase?This is an investment property, currently rented at $1200.00 per month. The duplex next door was listed for $80,000.00. My other duplex, one mile away is appraised at $82,000.00. Fair market value is between $75,000.00 to $85,000.00.
What other sources of financing are you using to purchase the home?$25,000.00 cash in bank, $10,000.00 Retirement funds, $30,000.00 lending club.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total of all expensis including my rental duplex and rental co-op are $2600.00 per month. Wages and rental income are $64,000.00 plus.
What is the estimated current market value of the home you intend to purchase?This is an investment property, currently rented at $1200.00 per month. The duplex next door was listed for $80,000.00. My other duplex, one mile away is appraised at $82,000.00. Fair market value is between $75,000.00 to $85,000.00.
What is your intended use for the loan proceeds?Funds needed to complete purchase of rental duplex worth $80,000.00, currently rented for $1200.00 per month
What is your intended use for the loan proceeds?Funds needed to complete purchase of rental duplex worth $80,000.00, currently rented for $1200.00 per month
Is the home you are purchasing your primary residence or an investment property?This is an investment property, currently rented at $1200.00 per month. The duplex next door was listed for $80,000.00. My other duplex, one mile away is appraised at $82,000.00

 


 

 

 

Member Payment Dependent Notes Series 1253692

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1253692

$7,000

$7,000

13.11%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1253692. Member loan 1253692 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Nys police Debt-to-income ratio: 13.83%
Length of employment: 10+ years Location: Forestville, NY
       
Home town:
Current & past employers: Nys police
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Pool<br><br> Borrower added on 05/16/12 > This loan will be used for a 16x32 above ground pool. This includes all installation, equipment, salt generator and property preparation.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 39
Revolving Credit Balance: $16,468.00 Public Records On File: 0
Revolving Line Utilization: 73.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance of the home mortgage is 34,000. 4% interest, and payments are $1300. We do not have a home equity loan or line of credit, we save and pay cash for our home improvements, with exception to the pool.
If you have a delinquency in the last 2 years, please explain the reason.We are current on everything, there was a delinquency on our small business loan, we thought was being paid and wasn't. We took over everything and caught it all up. We won't make that mistake again.

 


 

 

 

Member Payment Dependent Notes Series 1254473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1254473

$18,000

$18,000

13.99%

1.00%

May 24, 2012

May 27, 2017

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1254473. Member loan 1254473 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Northern Trust Debt-to-income ratio: 12.96%
Length of employment: 6 years Location: tinley park, IL
       
Home town:
Current & past employers: Northern Trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on April 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 78
Revolving Credit Balance: $14,759.00 Public Records On File: 0
Revolving Line Utilization: 26.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1257216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1257216

$10,000

$10,000

6.03%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1257216. Member loan 1257216 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: W. L. Gore & Associates Debt-to-income ratio: 10.45%
Length of employment: 4 years Location: Elkton, MD
       
Home town:
Current & past employers: W. L. Gore & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I plan to use the money to pay off a current loan, and replace it's payment with this one (this one is only $5 more). This will save me on interest and cut my repayment period by a year<br><br>I am a good borrower because I have a clean credit history<br><br>I have worked at my job for almost 5 years.<br>

 

A credit bureau reported the following information about this borrower member on April 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,405.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $500<br>Transportation: $100 - $120 for gas<br>Utilities: None, included in rent<br>Phone: $39<br>Insurance: No monthly costs. Paid a year in advanced. Next due at the end of next month, $500. Money for it is already available.<br>Food: ~$150. I do not eat out a whole lot every month.<br><br>Etc: credit card at $250/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My only current debts are my loan with my local credit union which is at a balance of $10,150 and a credit card at $2000<br><br>This loan will be used to pay off that loan (the difference will be covered by savings I have) and I will not incur any real higher amounts in bills. This loan will require $305/mo, while my previous minimum was $275 that I paid $300/mo for anyway. So I am only increasing my payments by $5/mo
What is your intended use for the loan proceeds?I currently have a loan at 10.24% APR with a similar outstanding balance. After fees and such there will be a difference of about $200. I am going to use this loan to pay it off and continue paying this loan. My monthly payments will only go up by $5 and this will allow me to save quite a bit in interest and to have it paid off at a minimum of one year earlier (4 years left on the other loan)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses are only $500 a month. I rent a room off of a friend and all utilities are included in that price.
If you have a delinquency in the last 2 years, please explain the reason.As far as I am aware, I have no delinquencys in my entire credit history. Credit Karma reports 0 derogatory marks on my credit report. The last time I can remember being late was well over 5 years ago before I was hired at my current position, and that was only by a few days, obviously not enough to even report on my credit history.

 


 

 

 

Member Payment Dependent Notes Series 1259039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1259039

$3,675

$3,675

7.90%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1259039. Member loan 1259039 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,208 / month
Current employer: Airtrol Inc. Debt-to-income ratio: 21.79%
Length of employment: 10+ years Location: Prairieville, LA
       
Home town:
Current & past employers: Airtrol Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on April 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,536.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 1900 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card is 13.9 % $2998.00 balance,mortage is $123,000 at 6.25% and two loans with a balance of $3934.00. The total payments $1946.84
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card is 13.9 % $2998.00 balance,mortage is $123,000 at 6.25% and two loans with a balance of $3934.00. The total payments $1946.84
Which debts do you plan to pay off with this loan?The two loans with a balance of $3934 . That will free up $690.00 a mounth less this note

 


 

 

 

Member Payment Dependent Notes Series 1262861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1262861

$7,400

$7,400

8.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1262861. Member loan 1262861 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Pala Casino Debt-to-income ratio: 17.92%
Length of employment: 3 years Location: MURRIETA, CA
       
Home town:
Current & past employers: Pala Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > This loan will give me a step forward in life financially and with my plans.<br><br> Borrower added on 05/20/12 > I have paid every loan back 100% and have never been late on a payment....EVER. I believe in financial responsibility for ones self. I want to give you the piece of mind that rest assured you will be paid for your investment of my loan.<br>

 

A credit bureau reported the following information about this borrower member on April 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,064.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Not able to disclose that due to lending clubs system.

 


 

 

 

Member Payment Dependent Notes Series 1266128

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1266128

$17,000

$17,000

7.90%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1266128. Member loan 1266128 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Namdor Inc. Debt-to-income ratio: 24.59%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Namdor Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > I would like to pay off my credit card debt with fix rate low interest,<br>I would like to Thank a lot to all investors for help me out of debt.<br>

 

A credit bureau reported the following information about this borrower member on April 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 50
Revolving Credit Balance: $16,548.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$950.00 all total
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$16500 with 17% interest
If you have a delinquency in the last 2 years, please explain the reason.no

 


 

 

 

Member Payment Dependent Notes Series 1266531

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1266531

$10,000

$10,000

6.03%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1266531. Member loan 1266531 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Onslow County Schools Debt-to-income ratio: 24.25%
Length of employment: 10+ years Location: Jacksonville, NC
       
Home town:
Current & past employers: Onslow County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on April 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,858.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Appx. 6,000. My wife makes as much as I do and we combine incomes.
What is your intended use for the loan proceeds?Small debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1267002

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1267002

$15,000

$15,000

13.11%

1.00%

May 23, 2012

May 18, 2015

May 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1267002. Member loan 1267002 was requested on May 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Printing Company Debt-to-income ratio: 17.50%
Length of employment: 5 years Location: Atlanta, GA
       
Home town:
Current & past employers: Printing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/04/12 > I want this loan to consolidate my debt at a reasonable interest rate with a monthly payment I can easily afford. If you have any questions, feel free to ask.<br>

 

A credit bureau reported the following information about this borrower member on April 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,630.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses add up to $1,800 (this includes rent, transportation, insurrance, cable, etc.), and my take home per month is $3300. If funded for the full amount, I will pay off all debts aside from my student loan and should be paying around $1,900 a month including the new loan payment.
What type of business are you starting?I am not starting a business, but I am consalidating some debt at a lower rate. I am sorry for the confusion.
What type of business are you starting?I am not starting a business, but I am consalidating some debt at a lower rate. I am sorry for the confusion.

 


 

 

 

Member Payment Dependent Notes Series 1268965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1268965

$30,000

$30,000

24.76%

1.00%

May 29, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1268965. Member loan 1268965 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Verison Wireless Debt-to-income ratio: 12.76%
Length of employment: 3 years Location: windsor, CO
       
Home town:
Current & past employers: Verison Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > To refinance my credit cards in to a fixed principal and intrest loan. I have been at my job for 3 years. i have never made a payment late on any loan or line of credit.<br><br> Borrower added on 05/18/12 > I want to pay off my revolving debt and have a fixed principal and intrest payment.<br><br> Borrower added on 05/18/12 > I pay more than the min balances on my current Credit cards but I want to know in 5 years i will have all my debt paid off.<br>

 

A credit bureau reported the following information about this borrower member on May 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,058.00 Public Records On File: 0
Revolving Line Utilization: 85.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
What is your intended use for the loan proceeds?to pay off my two credit cards in full!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?housing 1475<br>utilites and insurance 300 <br>Credit cards 800
If you have a delinquency in the last 2 years, please explain the reason.Never had a delinquency
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
If you have a public record on file, please briefly explain the event and its resolution.none
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage 1300 <br>tax 100 <br>insurance 75
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off my two credit cards 21k for one 8k for another
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
What is the total balance of your credit cards, interest rates and current monthly payments?21k rate 18% min pay 450 <br>8k 20% min pay 300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
What is the total balance of your credit cards, interest rates and current monthly payments?21k rate 18% min pay 450 <br>8k 20% min pay 300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
What is your intended use for the loan proceeds?to pay off my two credit cards in full!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off my two credit cards 21k for one 8k for another
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?housing 1475<br>utilites and insurance 300 <br>Credit cards 800
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage 1300 <br>tax 100 <br>insurance 75
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
What is the total balance of your credit cards, interest rates and current monthly payments?21k rate 18% min pay 450 <br>8k 20% min pay 300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1470<br>insurance 90 <br>utilites 100<br>Phone 50 <br>Credit cards 750
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 21000 18% min payment 430 <br>visa 81000 20% min payment 300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?two credit cards with a 750 total min payment total payoffs 29750
Please explain the reason why you carry a large revolving credit balance.split up debt, college tuition

 


 

 

 

Member Payment Dependent Notes Series 1269802

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1269802

$12,500

$12,500

13.99%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1269802. Member loan 1269802 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,500 / month
Current employer: indian river medical center Debt-to-income ratio: 17.77%
Length of employment: 4 years Location: vero beach, FL
       
Home town:
Current & past employers: indian river medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 45
Revolving Credit Balance: $15,418.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?990 for mortgage with home insurance and tax, 175 a month for electric and 50 a month for water
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 130000 is 785 a month with out tax and insurance 5% apr, student loan 7500 is 89 a month 7% apr, and then my credit cards 12000 with apr from 18%-24% payments about 375 a month.
Which debts do you plan to pay off with this loan?credit card, high intrest rates
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?home 990. utilities water and electric 225, phone 125, car 450, food 650, gas 225, hoa 125, car insurances 110. student loan 90, cable 60, security 45.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 130000 is 785 a month with out tax and insurance 5% apr, student loan 7500 is 89 a month 7% apr, and then my credit cards 12000 with apr from 18%-24% payments about 375 a month.
If you have a delinquency in the last 2 years, please explain the reason.none to my knowladge
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?990 for mortgage with home insurance and tax, 175 a month for electric and 50 a month for water
Which debts do you plan to pay off with this loan?credit card, high intrest rates
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 130000 is 785 a month with out tax and insurance 5% apr, student loan 7500 is 89 a month 7% apr, and then my credit cards 12000 with apr from 18%-24% payments about 375 a month.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).990 total, 785 for loan, 115 insurance , 90 taxes
Please explain the reason why you carry a large revolving credit balance.wedding 11/11/11, great day but very expensive just want to pay all that debt off as fast as possible, with lower intrest rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?990 for mortgage with home insurance and tax, 175 a month for electric and 50 a month for water
Which debts do you plan to pay off with this loan?credit card, high intrest rates
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 130000 is 785 a month with out tax and insurance 5% apr, student loan 7500 is 89 a month 7% apr, and then my credit cards 12000 with apr from 18%-24% payments about 375 a month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off credit cards, 5000 to one , 3000 to another, and 3500 to the last one. will pay all three off.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).990 total, 785 for loan, 115 insurance , 90 taxes
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 130000 is 785 a month with out tax and insurance 5% apr, student loan 7500 is 89 a month 7% apr, and then my credit cards 12000 with apr from 18%-24% payments about 375 a month.

 


 

 

 

Member Payment Dependent Notes Series 1275530

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1275530

$10,000

$10,000

13.99%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1275530. Member loan 1275530 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Young & Rubicam Debt-to-income ratio: 19.35%
Length of employment: 5 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Young & Rubicam
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/23/12 > I will use this loan to pay off my other Lending Club loan early and establish an emergency fund with the savings on my monthly payments. My account is in good standing, all payments are made on time and I would show you the same courtesy. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on May 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 51
Revolving Credit Balance: $12,043.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses total approximately $3,600 ($1,138 Rent, $210 utilities & mobile, $505 student loans, $459 lending club, $72 gym, $300 groceries, $200 dog care, $400 credit cards, $300 dining and entertainment)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $13k in credit card debit. Interest rates range from 8.24% to 21.24% across 6 accounts whose monthly payments total approximately $400. For my student loans I have $51k in debt across 2 sets of loans with interest rates between 3.5% and 4.25% with monthly payments of $505. The payoff amount on my Lending Club loan is $8,805.34 and the interest rate is 11.11%. I have lines of credit with my bank for $1,500 and a corporate card (unsure of the limit) that carry no balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $13k in credit card debit. Interest rates range from 8.24% to 21.24% across 6 accounts whose monthly payments total approximately $400. For my student loans I have $51k in debt across 2 sets of loans with interest rates between 3.5% and 4.25% with monthly payments of $505. The payoff amount on my Lending Club loan is $8,805.34 and the interest rate is 11.11%. I have lines of credit with my bank for $1,500 and a corporate card (unsure of the limit) that carry no balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $13k in credit card debit. Interest rates range from 8.24% to 21.24% across 6 accounts whose monthly payments total approximately $400. For my student loans I have $51k in debt across 2 sets of loans with interest rates between 3.5% and 4.25% with monthly payments of $505. The payoff amount on my Lending Club loan is $8,805.34 and the interest rate is 11.11%. I have lines of credit with my bank for $1,500 and a corporate card (unsure of the limit) that carry no balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $13k in credit card debit. Interest rates range from 8.24% to 21.24% across 6 accounts whose monthly payments total approximately $400. For my student loans I have $51k in debt across 2 sets of loans with interest rates between 3.5% and 4.25% with monthly payments of $505. The payoff amount on my Lending Club loan is $8,805.34 and the interest rate is 11.11%. I have lines of credit with my bank for $1,500 and a corporate card (unsure of the limit) that carry no balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $13k in credit card debit. Interest rates range from 8.24% to 21.24% across 6 accounts whose monthly payments total approximately $400. For my student loans I have $51k in debt across 2 sets of loans with interest rates between 3.5% and 4.25% with monthly payments of $505. The payoff amount on my Lending Club loan is $8,805.34 and the interest rate is 11.11%. I have lines of credit with my bank for $1,500 and a corporate card (unsure of the limit) that carry no balances.

 


 

 

 

Member Payment Dependent Notes Series 1275579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1275579

$16,000

$16,000

13.11%

1.00%

May 23, 2012

May 27, 2017

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1275579. Member loan 1275579 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Hadley-Luzerne Central School Debt-to-income ratio: 26.32%
Length of employment: 10+ years Location: Queensbury, NY
       
Home town:
Current & past employers: Hadley-Luzerne Central School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/13/12 > Pool<br><br> Borrower added on 05/14/12 > This loan would help offset the cost of installing an inground pool at our primary residence.<br>

 

A credit bureau reported the following information about this borrower member on May 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $50,154.00 Public Records On File: 0
Revolving Line Utilization: 45.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Someone else in the household pays the mortgage, taxes and insurance so I don't have any of those payments; I pay $236/month in utilities; average $950/month in credit payments.
Is the improvement to your primary residence or an investment property?Primary residence
Please explain the reason why you carry a large revolving credit balance.I pay my bills on time; get approved often and they continue to give me high credit limits. I have recently requested that they decrease my credit limits.
Please explain the reason why you carry a large revolving credit balance.I pay my bills on time; get approved often and they continue to give me high credit limits. I have recently requested that they decrease my credit limits.

 


 

 

 

Member Payment Dependent Notes Series 1275584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1275584

$32,000

$32,000

17.99%

1.00%

May 23, 2012

May 16, 2015

May 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1275584. Member loan 1275584 was requested on May 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,583 / month
Current employer: College Square Debt-to-income ratio: 18.36%
Length of employment: 10+ years Location: Holden, MA
       
Home town:
Current & past employers: College Square
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/02/12 > This will allow me to pay off an old 24% APR credit card making me virtually debt free! FINALLY!<br>

 

A credit bureau reported the following information about this borrower member on May 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,434.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My portion of the household expenses is just $1800. as my wife handles the rest.
What is your intended use for the loan proceeds?This will be used to pay down my high interest Chase CC (2)
Please explain the reason why you carry a large revolving credit balance.This is to pay off the Chase Visa cards (2) that have a high interest rate.
Which debts do you plan to pay off with this loan?The 2 high balance Chase CC loans.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is just for the 2 chase CC's you see on my credit report. Notice that both accounts are closed. I just want to get rid of the balances!
Which debts do you plan to pay off with this loan?The 2 high balance Chase CC loans.
Please explain the reason why you carry a large revolving credit balance.This is to pay off the Chase Visa cards (2) that have a high interest rate.
Which debts do you plan to pay off with this loan?The 2 high balance Chase CC loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My portion of the household expenses is just $1800. as my wife handles the rest.
Which debts do you plan to pay off with this loan?The 2 high balance Chase CC loans.
Please explain the reason why you carry a large revolving credit balance.This is to pay off the Chase Visa cards (2) that have a high interest rate.
What is your intended use for the loan proceeds?This will be used to pay down my high interest Chase CC (2)

 


 

 

 

Member Payment Dependent Notes Series 1275671

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1275671

$3,000

$3,000

6.03%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1275671. Member loan 1275671 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,845 / month
Current employer: Leapfrog Online Customer Acquisition LLC Debt-to-income ratio: 11.03%
Length of employment: 4 years Location: Chicago, IL
       
Home town:
Current & past employers: Leapfrog Online Customer Acquisition LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Seems like a good time to refinance variable-rate debt to a fixed rate. Thanks for considering the loan.<br><br> Borrower added on 05/16/12 > primary purpose - reduce exposure to interest rate moves<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,716.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Including all taxes it looks like about 4600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card: 4.25% var, 19k balc, 360 req mo.<br>Student loans: 5.875% fixed, ~2100 balc, 138 req. mo.<br>Car note: 3.70% fixed, ~10k balc, 260 req mo.<br>(All required monthly payments are included in my expense estimate answer.)
Please explain the reason why you carry a large revolving credit balance.As a former bank employee with good credit, i enjoy a friends and family rate on my variable-rate card that has permitted me to prioritize other repayment such as student loans. However, I seek to rebalance a little because I feel more exposed to rate moves than I'd like.

 


 

 

 

Member Payment Dependent Notes Series 1275843

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1275843

$3,000

$3,000

6.03%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1275843. Member loan 1275843 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Sunshine Bible Academy Debt-to-income ratio: 28.18%
Length of employment: 3 years Location: Miller, SD
       
Home town:
Current & past employers: Sunshine Bible Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Simply using money to pay off a high percentage loan and make the payments at a lower rate. Have used lending club before and never missed or had a late payment<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $577.00 Public Records On File: 0
Revolving Line Utilization: 4.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Starting June 1 my month expenses will be:<br>Rent<br>Student Loans<br>Phone<br>Insurance <br>Internet / TV<br>Food<br><br>The total amount coming to just under $1800 / Month. <br>I say June 1 because right now it is considerably less because I am not paying rent.<br>Also after receiving this loan it will make my monthly expenses go down another $100 or so because I will save roughly 10% on interest a month by paying off my highest interest loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is entirely in student loans of which there are 4
What is your intended use for the loan proceeds?I have one loan out right now that is at 17%. After receiving this loan I will be able to pay off that loan in its entirety and save myself a lot of money in interest

 


 

 

 

Member Payment Dependent Notes Series 1275975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1275975

$35,000

$35,000

14.65%

1.00%

May 23, 2012

May 22, 2017

May 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1275975. Member loan 1275975 was requested on May 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $27,083 / month
Current employer: Incapital Debt-to-income ratio: 3.46%
Length of employment: 4 years Location: Miami, FL
       
Home town:
Current & past employers: Incapital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/08/12 > This loan will be for the purposes of funding new wood floors, light fixtures, and window treatment in my apartment. I view the funding as a cheaper alternative to putting the expenses on credit cards with higher interest rates.<br>

 

A credit bureau reported the following information about this borrower member on May 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 23
Revolving Credit Balance: $146.00 Public Records On File: 0
Revolving Line Utilization: 0.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hardwood floors, balcony tile, and window treatment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 2531<br>car: 886.06<br>phone: 100<br>insurance: 150
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Wood floors: 30000<br>Window treatment: 5000
What is your intended use for the loan proceeds?Hardwood floors, balcony tile, and window treatment
If you have a delinquency in the last 2 years, please explain the reason.None
Is the home you are purchasing your primary residence or an investment property?Primary
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 2531<br>car: 886.06<br>phone: 100<br>insurance: 150
What other sources of financing are you using to purchase the home?None. All funds used for down payment and closing costs were my own liquid cash. This loan is for floors and finishings.

 


 

 

 

Member Payment Dependent Notes Series 1277974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1277974

$6,000

$6,000

9.76%

1.00%

May 24, 2012

May 17, 2015

May 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1277974. Member loan 1277974 was requested on May 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,500 / month
Current employer: Intrepid Learning Solutions Debt-to-income ratio: 7.98%
Length of employment: 5 years Location: FEDERAL WAY, WA
       
Home town:
Current & past employers: Intrepid Learning Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,374.00 Public Records On File: 0
Revolving Line Utilization: 82.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1278469

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1278469

$5,000

$5,000

10.74%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1278469. Member loan 1278469 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Bridge City Legal DTI Debt-to-income ratio: 18.56%
Length of employment: < 1 year Location: Portland, OR
       
Home town:
Current & past employers: Bridge City Legal DTI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I plan to use this loan to pay off a higher interest credit card.<br>

 

A credit bureau reported the following information about this borrower member on May 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 57
Revolving Credit Balance: $4,986.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses total about $1500, $170 of which are the debt payments I am planning to pay off with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balance $2800, 23 percent interest, monthly payments $100.<br>Student loan balance $35000, 3.5 percent interest, monthly payments $250.<br>Personal loan balance $1600, 15 percent interest, monthly payments $70.

 


 

 

 

Member Payment Dependent Notes Series 1278649

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1278649

$21,000

$21,000

10.74%

1.00%

May 25, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1278649. Member loan 1278649 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: DOD Debt-to-income ratio: 10.69%
Length of employment: 10+ years Location: San Antonio, TX
       
Home town:
Current & past employers: DOD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,677.00 Public Records On File: 0
Revolving Line Utilization: 33.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?Loan will be used to move laundry room. The current location is not allowing <br>adequate ventilation which is causing dryers to burn out and break, two in the last <br>5 years. Any remainder will be used for backyard improvements such as patio <br>railing, and landscaping.
Please explain the reason why you carry a large revolving credit balance.Helping out inlaws and making minimal payments though we have beefed up payments substantially.
What is your intended use for the loan proceeds?Loan will be used to move laundry room. The current location is not allowing <br>adequate ventilation which is causing dryers to burn out and break, two in the last <br>5 years. Any remainder will be used for backyard improvements such as patio <br>railing, and landscaping.
What are you buying?Loan will be used to move laundry room. The current location is not allowing <br>adequate ventilation which is causing dryers to burn out and break, two in the last <br>5 years. Any remainder will be used for backyard improvements such as patio <br>railing, and landscaping.
What is your intended use for the loan proceeds?Loan will be used to move laundry room. The current location is not allowing <br>adequate ventilation which is causing dryers to burn out and break, two in the last <br>5 years. Any remainder will be used for backyard improvements such as patio <br>railing, and landscaping.
If you have a delinquency in the last 2 years, please explain the reason.No deliquencys ever.

 


 

 

 

Member Payment Dependent Notes Series 1278729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1278729

$24,000

$24,000

19.99%

1.00%

May 23, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1278729. Member loan 1278729 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,125 / month
Current employer: Rockwell Collins Debt-to-income ratio: 23.70%
Length of employment: 10+ years Location: WILSONVILLE, OR
       
Home town:
Current & past employers: Rockwell Collins
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Payments<br>

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 44
Revolving Credit Balance: $25,902.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1279848

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1279848

$11,200

$11,200

12.12%

1.00%

May 25, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1279848. Member loan 1279848 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,800 / month
Current employer: Del Frisco's Restaurant Group Debt-to-income ratio: 11.64%
Length of employment: 10+ years Location: Houston, TX
       
Home town:
Current & past employers: Del Frisco's Restaurant Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Purchasing a HD 2010 Fat Boy Lo motorcycle<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 11
Revolving Credit Balance: $3,369.00 Public Records On File: 0
Revolving Line Utilization: 8.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?Harley Davidson 2010 Fat Boy Lo with 7000 miles
How are you covering other costs related to this car transaction (taxes, registration, insurance)?Cash
If you have a delinquency in the last 2 years, please explain the reason.Only a 30 day late due to payment not going through online and me not catching it
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $6000 per month
What are the balances, interest rates, and monthly payments on any other auto obligations?$22,000 - $588/mo 12.9%<br>36mo lease $380/mo
If you have a delinquency in the last 2 years, please explain the reason.Only a 30 day late due to payment not going through online and me not catching it

 


 

 

 

Member Payment Dependent Notes Series 1280004

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1280004

$10,000

$10,000

12.12%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1280004. Member loan 1280004 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Outback Steakhouse Debt-to-income ratio: 13.62%
Length of employment: 1 year Location: SPRING HILL, FL
       
Home town:
Current & past employers: Outback Steakhouse
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I will use this loan to pay off my high interest credit cards. I have a great credit score and I don't miss payments, but with the high rates I have now, it will take me closer to 11 years then 3 to become debt free. The remainder of the money will be combined with my savings for a used car.<br>

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,626.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Member_1207464 asked: What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?

 


 

 

 

Member Payment Dependent Notes Series 1280048

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1280048

$20,000

$20,000

15.81%

1.00%

May 25, 2012

May 19, 2017

May 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1280048. Member loan 1280048 was requested on May 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: l-3 communications Debt-to-income ratio: 23.26%
Length of employment: 10+ years Location: pompano beach, FL
       
Home town:
Current & past employers: l-3 communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,706.00 Public Records On File: 0
Revolving Line Utilization: 75.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 700.00 including phone,gas& food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?20,000 on credit card ,no morgage
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?20,000 on credit card ,no morgage
What is your intended use for the loan proceeds?pay off credit card like i mention in the loan debt consolidation
Please explain the reason why you carry a large revolving credit balance.family issues
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?20,000 on credit card ,no morgage
Which debts do you plan to pay off with this loan?credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off all the credit cards

 


 

 

 

Member Payment Dependent Notes Series 1280090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1280090

$10,500

$10,500

19.22%

1.00%

May 23, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1280090. Member loan 1280090 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Alternative Family Services Debt-to-income ratio: 23.67%
Length of employment: < 1 year Location: RICHMOND, CA
       
Home town:
Current & past employers: Alternative Family Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I plan to use fund s to consolidate my personal debts. I am a great borrower because I have a great history of paying bills on time and gen. more than the min. req'. My monthy budget is abt $1200 and I have always maintained employment. My current job is stable w/ growth opportunities near.<br><br> Borrower added on 05/17/12 > My monthly budget is abt. $1500. The previous was a typo.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,011.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses (outside of debt payments) are $874/mo and Debt payments minimally are $667 totally about $1,560
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Note: B:$3154, Int. Rate 5.6%, Mo. Payment $190<br>Credit Card 1: B:$812, Int. Rate 22%, $25/mo<br>Credit Card 2: B: $273, Int Rate 18%, $5/mo<br>Credit Card 3: B:$3306, Int Rate 29.9%, $120/mo<br>Credit Card 4: B: $1868, Int Rate 21%, $93/mo<br>Line of Credit: B: $600, Int Rate Mo. $20/mo<br>Student Loan 1: B: 20,117 Int. 3.5%,$184/mo<br>Student Loan 2: B: 22,053 Int. 4.1%, $20/mo<br>Student Loan 3: B: 1845 Int. 5%, $40/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses (outside of debt payments) are $874/mo and Debt payments minimally are $667 totally about $1,560

 


 

 

 

Member Payment Dependent Notes Series 1280183

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1280183

$8,000

$8,000

12.12%

1.00%

May 23, 2012

May 19, 2015

May 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1280183. Member loan 1280183 was requested on May 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Belmont Village Debt-to-income ratio: 16.82%
Length of employment: < 1 year Location: houston, TX
       
Home town:
Current & past employers: Belmont Village
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/09/12 > I appreciate the funding received to date; however, I really want to consolidate, and help my family with medical expenses. I have a great job in an industry that is growing so my position is very stable. My actual living expenses equals two weeks pay so I have the capability to repay.<br>

 

A credit bureau reported the following information about this borrower member on May 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 29
Revolving Credit Balance: $7,752.00 Public Records On File: 1
Revolving Line Utilization: 74.50% Months Since Last Record: 105
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses - $2400
If you have a public record on file, please briefly explain the event and its resolution.Bankruptcy discharged in 2003
If you have a delinquency in the last 2 years, please explain the reason.I can't recall anything specific; maybe on a credit card by 2 or 3 days just because it slipped my mind.

 


 

 

 

Member Payment Dependent Notes Series 1280398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1280398

$19,000

$19,000

13.99%

1.00%

May 23, 2012

May 28, 2017

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1280398. Member loan 1280398 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: menards Debt-to-income ratio: 10.96%
Length of employment: 4 years Location: celina, OH
       
Home town:
Current & past employers: menards
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > we are wanting to put in a swimming pool<br><br> Borrower added on 05/20/12 > we have over half of the funds we need already, we just wanted to have it a year earlier than scheduled<br>

 

A credit bureau reported the following information about this borrower member on May 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 25
Revolving Credit Balance: $23,004.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.as far as i know we have not had one in the last two years
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?700
What is your intended use for the loan proceeds?put in a swimming pool
Please explain the reason why you carry a large revolving credit balance.the bank will not let us refinance because of the falling value of homes in the area
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?700

 


 

 

 

Member Payment Dependent Notes Series 1280881

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1280881

$29,375

$29,375

21.48%

1.00%

May 23, 2012

May 25, 2017

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1280881. Member loan 1280881 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,833 / month
Current employer: Box Inc Debt-to-income ratio: 7.57%
Length of employment: < 1 year Location: NORWOOD, MA
       
Home town:
Current & past employers: Box Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > Seeking debt consolidation loan on 3 credit cards and one personal loan. The rates on the credit cards are 29%, 15%, and 14%. The loan is via a credit union at 14.5%.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 26
Revolving Credit Balance: $21,870.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?5100 per month.
If you have a delinquency in the last 2 years, please explain the reason.After reviewing my credit report via Equifax, I do not show any negative reports on my credit in the last 2 years.
Please explain the reason why you carry a large revolving credit balance.Renovations to my home caused the balances on three cards to increase. Looking to consolidate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance between cc and installment loan is 29735.00. Interest rates on credit cards range from 13-29.9 percent. Interest rate on personal loan is 14 percent.

 


 

 

 

Member Payment Dependent Notes Series 1281119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1281119

$6,000

$6,000

14.65%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1281119. Member loan 1281119 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: The Home Depot Debt-to-income ratio: 10.22%
Length of employment: 3 years Location: long beach, CA
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > While attending college I managed to charge over $10,000 in credit card debt. After I would make a payment, I would continue to charge my card. I am seeking funding so I can destroy my cards after they are paid off and become debt free.<br>

 

A credit bureau reported the following information about this borrower member on May 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,596.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $500<br>Transportation - $120<br>Utilities/Phone - $130<br>Insurance - already paid one year in advance<br>Food - $250
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current monthly payment on all cards - $225. After I receive this loan; I will pay off all of my credit cards and the only monthly payment would be this loan. After the cards are paid; they will be destroyed so I would not charge up the cards again.

 


 

 

 

Member Payment Dependent Notes Series 1281398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1281398

$4,000

$4,000

8.90%

1.00%

May 29, 2012

May 20, 2015

May 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1281398. Member loan 1281398 was requested on May 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Portland Public Schools Debt-to-income ratio: 14.09%
Length of employment: 10+ years Location: Portland , OR
       
Home town:
Current & past employers: Portland Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 18
Revolving Credit Balance: $3,974.00 Public Records On File: 0
Revolving Line Utilization: 18.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500.00
What is your intended use for the loan proceeds?To pay off debt owed to relatives
If you have a delinquency in the last 2 years, please explain the reason.None
What is your intended use for the loan proceeds?To pay off debt owed to relatives

 


 

 

 

Member Payment Dependent Notes Series 1281408

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1281408

$1,200

$1,200

13.11%

1.00%

May 24, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1281408. Member loan 1281408 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Other World Computing Debt-to-income ratio: 2.49%
Length of employment: 9 years Location: Wonder Lake, IL
       
Home town:
Current & past employers: Other World Computing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > The loan is being used for home repairs and to purchase a Boat and have its motor replaced. As i have friends in the boat business we will turn a 1K investment into a 8K boat.<br>

 

A credit bureau reported the following information about this borrower member on May 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 22
Revolving Credit Balance: $6,633.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1281854

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1281854

$12,500

$12,500

13.67%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1281854. Member loan 1281854 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: McGlamry Properties Debt-to-income ratio: 18.60%
Length of employment: 10+ years Location: WARNER ROBINS, GA
       
Home town:
Current & past employers: McGlamry Properties
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,891.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $924 Car: $397 Credit Card: $70 (min. pymt.) Furniture loan: $122 Personal loan $165 Phone: $100 Insurance: $50 Food: $250 Transportation: $100 Utilities:$200. Please keep in mind that I am married so these expenses are not just paid out of my income. Also, this loan would be used to pay off my credit card which is a min. of $70 per month, which I pay more, and my personal loan (we took out for a wedding) which is $165 per month. Thank you for your time! :)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Bal. $105,000 Pymt $924 int. 5% - Car: Bal. $21,000 Pymt. $397 int. 2.65% - Credit Card: Bal. $3400 (min. pymt.) $70 Int. 0% until June 2012 - Furniture loan: Bal. $3400 Pymt. $122 Int. 0% - Personal loan: Bal. $825 Pymt. $165 Int. 12%. I would like to use this loan to pay off my credit card, personal loan and my husband's 3 credit cards. We would like to pay off these cards and close the accts. We are going to purchase a larger home in 3-4 years and want to be debt free at that time.
Please explain the reason why you carry a large revolving credit balance.I only have 1 credit card and the balance is $3400. I used this card for a vacation, Christmas and some small misc. expenses.
What is your intended use for the loan proceeds?My intended use for this loan is to pay off my husband's 3 credit cards, my credit card and a personal loan we took out for our wedding. We would like to pay off these accounts and have one monthly bill. Our goal is to buy a larger home in 3 to 4 years and we would like to be debt free at that time. Thank you for your time! :)
Please explain the reason why you carry a large revolving credit balance.I only have 1 credit card and the balance is $3400. I used this card for a vacation, Christmas and some small misc. expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Bal. $105,000 Pymt $924 int. 5% - Car: Bal. $21,000 Pymt. $397 int. 2.65% - Credit Card: Bal. $3400 (min. pymt.) $70 Int. 0% until June 2012 - Furniture loan: Bal. $3400 Pymt. $122 Int. 0% - Personal loan: Bal. $825 Pymt. $165 Int. 12%. I would like to use this loan to pay off my credit card, personal loan and my husband's 3 credit cards. We would like to pay off these cards and close the accts. We are going to purchase a larger home in 3-4 years and want to be debt free at that time.
Which debts do you plan to pay off with this loan?My intended use for this loan is to pay off my husband's 3 credit cards, my credit card and a personal loan we took out for our wedding. We would like to pay off these accounts and have one monthly bill. Our goal is to buy a larger home in 3 to 4 years and we would like to be debt free at that time. Thank you for your time! :)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My intended use for this loan is to pay off my husband's 3 credit cards, my credit card and a personal loan we took out for our wedding. We would like to pay off these accounts and have one monthly bill. Our goal is to buy a larger home in 3 to 4 years and we would like to be debt free at that time. Thank you for your time! :)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: Bal. $105,000 Pymt $924 int. 5% - Car: Bal. $21,000 Pymt. $397 int. 2.65% - Credit Card: Bal. $3400 (min. pymt.) $70 Int. 0% until June 2012 - Furniture loan: Bal. $3400 Pymt. $122 Int. 0% - Personal loan: Bal. $825 Pymt. $165 Int. 12%. I would like to use this loan to pay off my credit card, personal loan and my husband's 3 credit cards. We would like to pay off these cards and close the accts. We are going to purchase a larger home in 3-4 years and want to be debt free at that time.
Which debts do you plan to pay off with this loan?My intended use for this loan is to pay off my husband's 3 credit cards, my credit card and a personal loan we took out for our wedding. We would like to pay off these accounts and have one monthly bill. Our goal is to buy a larger home in 3 to 4 years and we would like to be debt free at that time. Thank you for your time! :)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My intended use for this loan is to pay off my husband's 3 credit cards, my credit card and a personal loan we took out for our wedding. We would like to pay off these accounts and have one monthly bill. Our goal is to buy a larger home in 3 to 4 years and we would like to be debt free at that time. Thank you for your time! :)

 


 

 

 

Member Payment Dependent Notes Series 1282030

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1282030

$14,400

$14,400

13.11%

1.00%

May 23, 2012

May 22, 2015

May 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1282030. Member loan 1282030 was requested on May 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Bel Inc. Debt-to-income ratio: 16.21%
Length of employment: 5 years Location: Doral, FL
       
Home town:
Current & past employers: Bel Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,717.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1050.00 total
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances:$14,330.23<br>Interes rate:depend<br>CC:3.9, 13.24<br>Student loans:0<br>Note:I need the lowest interest, no more than 5<br> and I want to consolidate all debts.

 


 

 

 

Member Payment Dependent Notes Series 1282360

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1282360

$4,000

$4,000

12.12%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1282360. Member loan 1282360 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: ucdavis Debt-to-income ratio: 11.09%
Length of employment: 7 years Location: DAVIS, CA
       
Home town:
Current & past employers: ucdavis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > chase cc payoff<br><br> Borrower added on 05/22/12 > this loan would be to pay off one cc that is at 27% interest and around $3500<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,701.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent and utilities 600<br>phone 120<br>insurance 75<br>food 200<br>bills about 500<br>car 200-400<br>fun whatever is left over.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, interest rate is 27.14 %. the balance is around 3500
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I would say the minimum is around 500-600 a month.
Please explain the reason why you carry a large revolving credit balance.I carry a large balance because at one point i was a single mom with trying to get an education; no child support. Some of the credit card expenses were to help us to survive....Ive been paying on these for years and now want to pay them off at a lower % rate as I am entering my second phase of education.
What is the total balance of your credit cards, interest rates and current monthly payments?I would say around 10000 maybe less.. A couple of the cards have lower interest rates. I am choosing the cc with the highest interest rate and hope to transfer it over.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, interest rate is 27.14 %. the balance is around 3500

 


 

 

 

Member Payment Dependent Notes Series 1282381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1282381

$20,000

$20,000

13.11%

1.00%

May 23, 2012

May 21, 2015

May 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1282381. Member loan 1282381 was requested on May 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Upper Sioux Community Debt-to-income ratio: 13.70%
Length of employment: 5 years Location: CLARKFIELD, MN
       
Home town:
Current & past employers: Upper Sioux Community
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 56
Revolving Credit Balance: $15,824.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House pmt 350, Atv pmt 100, Loan 250
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex 1,600<br>Visa 7,800 (3 cards)<br>MC 3,800<br>Target 980<br>Paypal 950<br>Discover 5,500
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan will pay off all cards to a Zero Balance
If you have a delinquency in the last 2 years, please explain the reason.No

 


 

 

 

Member Payment Dependent Notes Series 1282723

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1282723

$20,000

$20,000

13.99%

1.00%

May 24, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1282723. Member loan 1282723 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: n/a Debt-to-income ratio: 18.28%
Length of employment: < 1 year Location: CADDO MILLS, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > I am starting a new business and decided that I needed to consolidate some high interest revolving accounts to lower the interest and get them paid off.<br>

 

A credit bureau reported the following information about this borrower member on May 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,921.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1283209

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283209

$2,600

$2,600

14.65%

1.00%

May 24, 2012

May 21, 2015

May 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283209. Member loan 1283209 was requested on May 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 6.27%
Length of employment: 10+ years Location: Rocklin, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/07/12 > Need to complete dental work, replace fillings, root canal<br>

 

A credit bureau reported the following information about this borrower member on May 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,270.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1283264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283264

$7,000

$7,000

10.74%

1.00%

May 24, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283264. Member loan 1283264 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: DB Schenkers Inc Debt-to-income ratio: 1.71%
Length of employment: < 1 year Location: North Richland Hills, TX
       
Home town:
Current & past employers: DB Schenkers Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/12/12 > This loan is to pay off a hospital bill for someone important to me. I want so save that person's credit so im using my credit to get a loan because its good. I only need that much to save it from going to collections. I dont know who you are but I will pay you back "I PROMISE" Thank you for helping<br><br> Borrower added on 05/14/12 > In 2 1/2 months of work I can make the request amount. But time is what I dont have I arleady ask for 2 weeks. I have a high credit line but a cash advance is 28% apr which I rather pay you. I have no debt, I already pocket 26k my entire saving to save this, please help dont let my effort go to vain<br>

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 31
Revolving Credit Balance: $983.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1283333

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283333

$9,000

$9,000

6.62%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283333. Member loan 1283333 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,583 / month
Current employer: Activision / Blizzard Debt-to-income ratio: 10.23%
Length of employment: 9 years Location: CHATHAM, NY
       
Home town:
Current & past employers: Activision / Blizzard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > I will be using this loan to consolidate three high interest credit cards into one much lower interest loan with a single automatic payment.<br>

 

A credit bureau reported the following information about this borrower member on May 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,703.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The total of absolutely everything that is a monthly expense for my entire household, including groceries, monthly trips to Target, gas for cars, car payments, cell phones, cable, student loans and all other regular expenses including what is listed in the question is $4200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Four credit cards, three with balances.<br>1. $5200 out of $9000 with a rate of 22.9%<br>2. $2300 out of $4000 with a rate of 18.9%<br>3. $58 out of $1900 with a rate of 24.99%<br>4. $0 out of $6200 with a rate of 22.9%<br><br>Overdraft line of credit which is at $0 out of $1000 with a rate of 18.9%<br><br>Student loan is a Federal loan with a low interest rate and included in monthly expenses. I will not be paying of that debt with this loan.<br><br>Currently rent a house which is included in monthly expenses.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rent a house for $895 / month. I don't pay property taxes. My utilities average around $250 a month for phone, internet, cable, electricity, and natural gas. This is about $150 higher during the winter because of heating oil. My renter's insurance is part of my two car insurance which is $102 a month.

 


 

 

 

Member Payment Dependent Notes Series 1283639

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283639

$18,000

$18,000

13.99%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283639. Member loan 1283639 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Dowden Medical Communications Group Debt-to-income ratio: 5.18%
Length of employment: 10+ years Location: Westwood, NJ
       
Home town:
Current & past employers: Dowden Medical Communications Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I have a very stable job in the healthcare market and have been with my company for ten years now. Also part of the funding would be towards growing another business which just started and is doing well.<br>

 

A credit bureau reported the following information about this borrower member on May 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 25 Months Since Last Delinquency: 12
Revolving Credit Balance: $10,118.00 Public Records On File: 0
Revolving Line Utilization: 88.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I had a mortgage modification in may 2011 that lowered my interest rate from 9 percent to 2 percent. Not the principal amount jus the rate which I had been trying to get lower for two years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $8K a ($500) payment on one card and $10K ($350) on another card, spouse card is $10K ($400) the rates are at 16.99% on 2 & 19% on another and want to roll into one payment and cancel the cards. My mortgage payments (2) are $1500 and $550. By doing this loan I will roll $1250 payments into a payment below $650 a month for a $600 savings.

 


 

 

 

Member Payment Dependent Notes Series 1283773

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283773

$12,600

$12,600

12.12%

1.00%

May 24, 2012

May 23, 2017

May 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283773. Member loan 1283773 was requested on May 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Alfalah Enterprises Inc. Debt-to-income ratio: 12.22%
Length of employment: 3 years Location: Pembroke Pines, FL
       
Home town:
Current & past employers: Alfalah Enterprises Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/09/12 > I am going to open up my own Barber Shop. Currently, I work for one and have over 10 years of experience in the industry, a clientele, and people ready to utilize my services on an on-going basis. I will specialize in kids, teens, and youth.<br>

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,259.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have over 22 years experience and have managed shops in many environments, I pride myself in professionalism and being an "old school" Tradesman. Consistency and good old fashioned service is missing from this industry and that is what has brought me success and loyal and growing clientele. Bottom line people pay for convenience and quality . They also want their grooming experience to be as pleasant as possible.
What is your intended use for the loan proceeds?The funds will be used to buildout a better location to ply my trade. To equip the space . To fund a back-to-school /grand opening . To market the business through Facebook ,Twitter,LinkedIn , build a customer interactive web page so the clients can choose a barber from the profile, view our facility, view our services/price menu, make appointments ect. And lastly for operational /contingency funds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are about 2,200. Rent 1000, auto expenses 500, utilities/phone 300, food clothing etc. 400
What type of business are you starting?Barber Shop. I have been working in this industry for over 5 years. I have a clientele, well know in my area. I have been doing private work in this industry on the side. I have ran projected P&Ls based on existing services.
Please describe your experience/familiarity with the business you are starting/started?I have over 22 years experience and have managed shops in many environments, I pride myself in professionalism and being an "old school" Tradesman. Consistency and good old fashioned service is missing from this industry and that is what has brought me success and loyal and growing clientele. Bottom line people pay for convenience and quality . They also want their grooming experience to be as pleasant as possible.
What do you project your monthly expenses for the first 6 months of your business?Monthly business expenses will be about $6,000 per month - $36,000 during the first 6 months. The funds from lending club is supplemental to my existing investment. Also, I have clients because I have been in this business for over 5 years. There is existing income now and when I open up the location.
What will be the largest expense in the first six months?Buildout and lease
What do you project your monthly revenues for the first 6 months to be?I project to have monthly revenues ranging from $11,000 to $14,000 per month. Currently, between my job in the same field as a Barber and Private Clients I gross about $7,000. Having my own location and barber show will allow me to increase my current earnings by 30% within the first 3 to 4 months. This is how I derived at the $11,000 projected revenues.
Can you provide some high level financials on the monthly costs / revenue of your business?You have to refer to my executive summary
What type of business are you starting?Barber Shop. I have been working in this industry for over 5 years. I have a clientele, well know in my area. I have been doing private work in this industry on the side. I have ran projected P&Ls based on existing services.
What will be the largest expense in the first six months?Buildout and lease
What type of business are you starting?Barber Shop. I have been working in this industry for over 5 years. I have a clientele, well know in my area. I have been doing private work in this industry on the side. I have ran projected P&Ls based on existing services.
What is your intended use for the loan proceeds?The funds will be used to buildout a better location to ply my trade. To equip the space . To fund a back-to-school /grand opening . To market the business through Facebook ,Twitter,LinkedIn , build a customer interactive web page so the clients can choose a barber from the profile, view our facility, view our services/price menu, make appointments ect. And lastly for operational /contingency funds.

 


 

 

 

Member Payment Dependent Notes Series 1283776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283776

$18,000

$18,000

13.99%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283776. Member loan 1283776 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: BMI Companies Debt-to-income ratio: 13.87%
Length of employment: 9 years Location: MIAMI, FL
       
Home town:
Current & past employers: BMI Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Cards Debt Consolidation<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,255.00 Public Records On File: 0
Revolving Line Utilization: 88.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $2000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Line of Credit: $ 9000 Interest Rate: 21.5% Min Monthly Payment: $ 190<br>Credit Cards: $ 8000 Interest Rate higher than 14% (3 cards with 29.9%) Min Monthly Payment: $ 621<br>Credit Cards: $ 17500 Interest Rate lower than 14% Min Monthly Payment: $ 350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Line of Credit: $ 9000 Interest Rate: 21.5% Min Monthly Payment: $ 190<br>Credit Cards: $ 8000 Interest Rate higher than 14% (3 cards with 29.9%) Min Monthly Payment: $ 621<br>Credit Cards: $ 17500 Interest Rate lower than 14% Min Monthly Payment: $ 350
Please explain the reason why you carry a large revolving credit balance.I assumed a large amount of joint debt in my divorce, two years ago. Fortunately, I have an excellent job, I have a promotion recently and the future is excellent. I am looking to pay lower interest in my debt pay-off.

 


 

 

 

Member Payment Dependent Notes Series 1283998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1283998

$14,500

$14,500

12.12%

1.00%

May 24, 2012

May 22, 2015

May 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1283998. Member loan 1283998 was requested on May 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,033 / month
Current employer: Hydranautics - A Nitto Denko Company Debt-to-income ratio: 22.79%
Length of employment: 9 years Location: Lake Elsinore, CA
       
Home town:
Current & past employers: Hydranautics - A Nitto Denko Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/08/12 > This is my second LendingClub loan. It wil be used to consolidate 5 CLOSED credit accounts, and 2 installment-type consumer loans into one low interest loan. Monthly will be slightly lower than current and the pay off dates will be reduced by more than one year.<br><br> Borrower added on 05/14/12 > I made 2 errors on answering the second question. They should read as follows:<br>2) [5] x CC (closed) totalling $9000 at up to 19.99% with total minimum $215.<br>5) Auto Loan of $17[K] at 2.9% with monthly of $315.<br><br>I apologize for any confusion that may have caused.<br>

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,829.00 Public Records On File: 0
Revolving Line Utilization: 47.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage (incl escrow): 820<br>Utilities: 400<br>CC and Loans: 660<br>Car (incl ins): 650<br>Food: 350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4 x CC (active) totalling $5300 at up to 18.24% with total minimum $150<br>3 x CC (closed) totalling $9000 at up to 19.99% with total minimum $215<br>3 x Loans totalling $7000 at up to 19.90% with otal minimum $315<br>Mortgage of $98K at 6.5% with monthly of $820 (incl all escrow)<br>Auto Loan of $17 at 2.9% with monthly of $315
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4 x CC (active) totalling $5300 at up to 18.24% with total minimum $150<br>3 x CC (closed) totalling $9000 at up to 19.99% with total minimum $215<br>3 x Loans totalling $7000 at up to 19.90% with otal minimum $315<br>Mortgage of $98K at 6.5% with monthly of $820 (incl all escrow)<br>Auto Loan of $17 at 2.9% with monthly of $315
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4 x CC (active) totalling $5300 at up to 18.24% with total minimum $150<br>3 x CC (closed) totalling $9000 at up to 19.99% with total minimum $215<br>3 x Loans totalling $7000 at up to 19.90% with otal minimum $315<br>Mortgage of $98K at 6.5% with monthly of $820 (incl all escrow)<br>Auto Loan of $17 at 2.9% with monthly of $315

 


 

 

 

Member Payment Dependent Notes Series 1284954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1284954

$30,000

$30,000

14.65%

1.00%

May 29, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1284954. Member loan 1284954 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Softeon Inc Debt-to-income ratio: 14.72%
Length of employment: 7 years Location: Ashburn, VA
       
Home town:
Current & past employers: Softeon Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,559.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Will some or all of your moving expenses be reimbursed, if so how much?No
Will some or all of your moving expenses be reimbursed, if so how much?No

 


 

 

 

Member Payment Dependent Notes Series 1285616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1285616

$1,200

$1,200

16.29%

1.00%

May 23, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1285616. Member loan 1285616 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,019 / month
Current employer: NYC DOE Debt-to-income ratio: 15.62%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: NYC DOE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,685.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1285626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1285626

$8,875

$8,875

15.81%

1.00%

May 29, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1285626. Member loan 1285626 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: mohela Debt-to-income ratio: 21.83%
Length of employment: < 1 year Location: LAKE SAINT LOUIS, MO
       
Home town:
Current & past employers: mohela
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,249.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses are around 1400-1600 total....i bring home after taxes roughly 2200 , i just want to consolidate into one paymnet
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i have a mortgage, bal est 109,000 interest rate was 5.25<br>credit card debt roughly 9000.00<br>no student loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses are around 1400-1600 total....i bring home after taxes roughly 2200 , i just want to consolidate into one paymnet
Please explain the reason why you carry a large revolving credit balance.I was going through a divorce. When I left it was just me supporting my 2 girls with no child support for almost 3 years. We live modestly & my bills are paid on time.... i just want to consolidate into one payment to relieve the stress of multiple payments.
Which debts do you plan to pay off with this loan?all of my medical bills & credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i have a mortgage, bal est 109,000 interest rate was 5.25<br>credit card debt roughly 9000.00<br>no student loans

 


 

 

 

Member Payment Dependent Notes Series 1285974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1285974

$5,000

$5,000

15.81%

1.00%

May 25, 2012

May 22, 2015

May 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1285974. Member loan 1285974 was requested on May 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Elmhurst Hospital Center Debt-to-income ratio: 19.20%
Length of employment: 10+ years Location: Maspeth, NY
       
Home town:
Current & past employers: Elmhurst Hospital Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 42
Revolving Credit Balance: $10,782.00 Public Records On File: 0
Revolving Line Utilization: 89.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I'm trying to limit my credit cards to just a couple. Your consideration is greatly important to me. The following debts would be paid and closed with this loan: HSBC credit card $ 700, Capt.1 credit card $2,340, Barclay credit card $1,100 and Chase credit card $ 850. Granting me this loan will help me and my family uphold a well balanced life. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1285991

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1285991

$6,000

$6,000

6.03%

1.00%

May 25, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1285991. Member loan 1285991 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,800 / month
Current employer: Lumber Company Debt-to-income ratio: 9.55%
Length of employment: 10+ years Location: Beaverton, MI
       
Home town:
Current & past employers: Lumber Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,220.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House payment w/taxes $860<br>Utilities inc. cell phone $375<br>Vehicle $485<br>Food $500<br>Credit cards $385<br>Fuel $240
What type of vehicle are you buying (make, model, year, mileage and condition)?1988 Harley Davidson Electra Glide FLHTC 55,700 miles Excellent condition.
How are you covering other costs related to this car transaction (taxes, registration, insurance)?Paying cash.
What is your intended use for the loan proceeds?I am buying a 1988 Harley Davidson Electra Glide motorcycle.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House payment w/taxes $860<br>Utilities inc. cell phone $375<br>Vehicle $485<br>Food $500<br>Credit cards $385<br>Fuel $240
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The money is for one purpose, and that is for purchasing a Harley Davidson motorcycle.

 


 

 

 

Member Payment Dependent Notes Series 1286245

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1286245

$5,000

$5,000

18.55%

1.00%

May 24, 2012

May 22, 2017

May 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1286245. Member loan 1286245 was requested on May 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,543 / month
Current employer: Glidewell Dental Laboratories Debt-to-income ratio: 4.86%
Length of employment: < 1 year Location: ANAHEIM, CA
       
Home town:
Current & past employers: Glidewell Dental Laboratories
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/09/12 > I am currently in need of this loan to pay a civil settlement. My monthly expenses are minimal with just paying for rent, food, and electric. I am working to build my present credit score and not hurt it. I will ensure to pay off this loan in a timely manner each month.<br>

 

A credit bureau reported the following information about this borrower member on May 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,168.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I presently split rent with my mother for $600 monthly. Electric, which is $30. Food about $175.
What is your intended use for the loan proceeds?I am paying a civil settlement to avoid having to go to court.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies in the last 2 years. I have been successful at paying off all my present accounts.

 


 

 

 

Member Payment Dependent Notes Series 1286314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1286314

$16,000

$16,000

12.12%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1286314. Member loan 1286314 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Unite Eurotherapy Debt-to-income ratio: 16.93%
Length of employment: 2 years Location: PLANO, TX
       
Home town:
Current & past employers: Unite Eurotherapy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I have a 5 year plan to become completely debt free, this plan will help acccomplish a major portion of that goal.<br><br> Borrower added on 05/24/12 > Please let me know if you have additional questions or need additional documentation in order to receive 100% funding of this loan. The primary objective of the loan is complete a 5 year debt free plan including my mortgage. Thank you for the investments to date.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,830.00 Public Records On File: 0
Revolving Line Utilization: 78.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total payout monthly including credit cards, utilities, insurance, mortgage and car: $3150
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, $3900, 13.24%<br>Mastercard, $8700, 14.24%<br>Amex, $2900, 15.95
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly min payments on all cards is $536.00; with this loan the total monthly payoff including loan will be $744; however it will enable a payoff in 3 years vs. 20 years!!!

 


 

 

 

Member Payment Dependent Notes Series 1286839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1286839

$6,000

$6,000

6.62%

1.00%

May 23, 2012

May 23, 2015

May 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1286839. Member loan 1286839 was requested on May 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Sara Lee Foods Debt-to-income ratio: 10.92%
Length of employment: 5 years Location: Buckeye, AZ
       
Home town:
Current & past employers: Sara Lee Foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 33
Revolving Credit Balance: $5,539.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolodate credit card debt into 1 payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2,300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2,300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa Signature - 2,000<br>Dept Store - 1,000<br>Master Card - 3,000<br>All balances will be paid off in full upon funding of this loan
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total will be zero once this loan funds. Then I am closing all open credit card accounts and moving forward forward with cash only purchases.
If you have a delinquency in the last 2 years, please explain the reason.No deliquencys at all. I have excellent credit. I always pay my bills on time

 


 

 

 

Member Payment Dependent Notes Series 1287091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1287091

$14,000

$14,000

8.90%

1.00%

May 23, 2012

May 23, 2015

May 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1287091. Member loan 1287091 was requested on May 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $16,667 / month
Current employer: n/a Debt-to-income ratio: 7.34%
Length of employment: 4 years Location: VERNON HILLS, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,921.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent : $1,900 / car : $600 / utilities & Phone : $300 / food : $2,000 insurance : $500 etc : $1,000
Will some or all of your moving expenses be reimbursed, if so how much?may be over 10,000

 


 

 

 

Member Payment Dependent Notes Series 1287148

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1287148

$12,000

$12,000

9.76%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1287148. Member loan 1287148 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Effingham Country Club Debt-to-income ratio: 16.40%
Length of employment: 3 years Location: EFFINGHAM, IL
       
Home town:
Current & past employers: Effingham Country Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 20
Revolving Credit Balance: $19,009.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Morgage 480, Car 120, Car 256, St. Loans 400, Health Ins. 293, Cable 95, Cell & Internet 180, Trash 28, Water 40, Electric 120, Food 300, Gas 150, Credit Cards 360<br>Already Paid for year in full below.<br>Life Insurance, Homeowners Insurance, <br>Car Insurance paid last month for 6 months in full
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Continue to recieve identity protection message when answering this question with correct info
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Discover 111<br>Citicards 46<br>Loan 385<br>total 542 Discover 112 and Citicards 92 will be eliminated from budget
If you have a delinquency in the last 2 years, please explain the reason.No delinquency I know of. Experian score today 724

 


 

 

 

Member Payment Dependent Notes Series 1287401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1287401

$18,000

$18,000

16.29%

1.00%

May 25, 2012

May 23, 2015

May 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1287401. Member loan 1287401 was requested on May 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Jersey city board of education Debt-to-income ratio: 6.67%
Length of employment: 1 year Location: Jersey city, NJ
       
Home town:
Current & past employers: Jersey city board of education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/09/12 > Student loans and credit card<br>

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,938.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 550 Per Month<br>Utilities 100 Per Month<br>Food 300 Per Month<br>Transportation (Live & Work in Same town so Gas 50 per Months)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans & Credit Cards 19000<br>Paying a total of about 1200 per month on them.<br>Looking to use a loan so I could pay less per month and have more time to pay off.<br><br>No Mortgage, I rent 550 per month.
Please explain the reason why you carry a large revolving credit balance.Mainly due to Student Loans
Which debts do you plan to pay off with this loan?Student Loans & Credit Card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans & Credit Cards 19000<br>Paying a total of about 1200 per month on them.<br>Looking to use a loan so I could pay less per month and have more time to pay off.<br><br>No Mortgage, I rent 550 per month.

 


 

 

 

Member Payment Dependent Notes Series 1287835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1287835

$25,000

$25,000

14.65%

1.00%

May 23, 2012

May 23, 2017

May 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1287835. Member loan 1287835 was requested on May 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: DDI GLOBAL Debt-to-income ratio: 5.32%
Length of employment: < 1 year Location: COSTA MESA, CA
       
Home town:
Current & past employers: DDI GLOBAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,311.00 Public Records On File: 0
Revolving Line Utilization: 39.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1287839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1287839

$15,000

$15,000

6.03%

1.00%

May 24, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1287839. Member loan 1287839 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: National Weather Service Debt-to-income ratio: 1.64%
Length of employment: 10+ years Location: Sparks, NV
       
Home town:
Current & past employers: National Weather Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,395.00 Public Records On File: 0
Revolving Line Utilization: 16.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be undergoing a routine surgery between October and March depending on amount of financing. The loan will allow the cost to be spread over several years which I am more comfortable with.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lendingclub loan officers are assessing all that now for my qualification of this loan. I will say that monthly expenses include only necessary items, including mortgage, utilities, legal requirements such as insurance and typical sustenance. No auto loans. No other medical loans.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Typical expenses as required to have a residence. Again, loan officers are considering this as part of the loan agreement and credit worthiness.
If you have a delinquency in the last 2 years, please explain the reason.None.
Please explain the reason why you carry a large revolving credit balance.Do not carry a large revolving credit balance,
If you have a public record on file, please briefly explain the event and its resolution.None.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).All expenses are well within what is considered good debt to income ratios.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All this loan will be going to surgical procedure. Purpose of loan is to move surgery date up 6 month.
What are the estimated expenses?Procedure will cost $25,000. Will pay cash beyond loan.

 


 

 

 

Member Payment Dependent Notes Series 1287959

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1287959

$29,000

$29,000

10.74%

1.00%

May 23, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1287959. Member loan 1287959 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,250 / month
Current employer: Jeld-Wen Debt-to-income ratio: 11.22%
Length of employment: 10+ years Location: Klamath Falls, OR
       
Home town:
Current & past employers: Jeld-Wen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,698.00 Public Records On File: 0
Revolving Line Utilization: 38.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?While the Lending Club recommends not putting specific income information what I can tell you is that after expenses (food, utilities, mortgage, credit cards, etc) we have roughly $1,500 free and clear at the end of every month.
What are the estimated expenses?The estimated expenses for the medical procedure will be around $85,000 dollars. This loan would cover the portion of the expenses that we are not paying for out of pocket.
What is your intended use for the loan proceeds?The loan would be for medical purposes, to help us start a family. The Lending Club states that we should not go into specific medical information.

 


 

 

 

Member Payment Dependent Notes Series 1288032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1288032

$15,000

$15,000

9.76%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1288032. Member loan 1288032 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,750 / month
Current employer: US Dept Homeland Security Debt-to-income ratio: 9.01%
Length of employment: 10+ years Location: Purcellville, VA
       
Home town:
Current & past employers: US Dept Homeland Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Pay off high interest credit cards<br><br> Borrower added on 05/21/12 > I have two credit cards, one with a $4800 balance and 0% interest and a Citibank credit card with a $15K balance and a rate of 14%. I will pay off the high interest card and close that account.<br>

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $92,649.00 Public Records On File: 0
Revolving Line Utilization: 90.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses, to include all of the above, are approximately $9000. Approximately $8700 are non-discretionary.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am refinancing my home mortgage on rental/former residence in S Fl, which is presently at 6.4% with a balance of $168k, or 78% LTV. Home eq line on that property has balance of $74k with 4%. Mortgage on N FL rental property is $20k, with 3.4%. Mortgage on current Northern VA residence is $389k at 3%. I met with realtor yesterday to list this house for sale. Credit cards are two, both Citi, one at $15k and 14%, other at $4.5k at 0%. Student loans $45k at 6%.
Please explain the reason why you carry a large revolving credit balance.My revolving credit card debt is $20k. This was amassed as a result of costs associated with moving from Florida to Virginia for promotion in April 2011, and significant life events subsequent. The other revolving credit line of approximately $75k was utilized for home modification in 2006 to our residence in S Florida after hurricane damage. The intent of this loan is to pay off, in entirety, the $15k Citicard and close the account.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay three mortgages and a home equity loan/line of credit. With escrow for insurance and property taxes included, the total monthly cost is: $4631.
Please explain the reason why you carry a large revolving credit balance.My revolving credit card debt is $20k. This was amassed as a result of costs associated with moving from Florida to Virginia for promotion in April 2011, and significant life events subsequent. The other revolving credit line of approximately $75k was utilized for home modification in 2006 to our residence in S Florida after hurricane damage. The intent of this loan is to pay off, in entirety, the $15k Citicard and close the account.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am refinancing my home mortgage on rental/former residence in S Fl, which is presently at 6.4% with a balance of $168k, or 78% LTV. Home eq line on that property has balance of $74k with 4%. Mortgage on N FL rental property is $20k, with 3.4%. Mortgage on current Northern VA residence is $389k at 3%. I met with realtor yesterday to list this house for sale. Credit cards are two, both Citi, one at $15k and 14%, other at $4.5k at 0%. Student loans $45k at 6%.
Which debts do you plan to pay off with this loan?I will pay off, in entirety, the $15k Citibank balance and close that account. The only other revolving balance that is a credit card is another Citi card with zero percent interest.
Please explain the reason why you carry a large revolving credit balance.My revolving credit card debt is $20k. This was amassed as a result of costs associated with moving from Florida to Virginia for promotion in April 2011, and significant life events subsequent. The other revolving credit line of approximately $75k was utilized for home modification in 2006 to our residence in S Florida after hurricane damage. The intent of this loan is to pay off, in entirety, the $15k Citicard and close the account.
Which debts do you plan to pay off with this loan?I will pay off, in entirety, the $15k Citibank balance and close that account. The only other revolving balance that is a credit card is another Citi card with zero percent interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am refinancing my home mortgage on rental/former residence in S Fl, which is presently at 6.4% with a balance of $168k, or 78% LTV. Home eq line on that property has balance of $74k with 4%. Mortgage on N FL rental property is $20k, with 3.4%. Mortgage on current Northern VA residence is $389k at 3%. I met with realtor yesterday to list this house for sale. Credit cards are two, both Citi, one at $15k and 14%, other at $4.5k at 0%. Student loans $45k at 6%.

 


 

 

 

Member Payment Dependent Notes Series 1288195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1288195

$4,000

$4,000

12.12%

1.00%

May 24, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1288195. Member loan 1288195 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Jump Trading Debt-to-income ratio: 1.77%
Length of employment: 1 year Location: Northbrook, IL
       
Home town:
Current & past employers: Jump Trading
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/12/12 > This loan is to buy a motorcycle. Monthly payments are easy for me.<br>

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,005.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 1288381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1288381

$18,000

$18,000

10.74%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1288381. Member loan 1288381 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Clarins USA Debt-to-income ratio: 0.92%
Length of employment: 2 years Location: West New York, NJ
       
Home town:
Current & past employers: Clarins USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > This loan will allow me to have a lower interest rates. It will help me to pay off my credit cards and just focus in one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 43
Revolving Credit Balance: $3,763.00 Public Records On File: 0
Revolving Line Utilization: 16.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $612.50, Cable,Phone, Internet $170, cell phone $97, Transportation $108, food, $150
What portion of your wedding expenses does this loan represent?About 80% is going to the wedding
If you have a delinquency in the last 2 years, please explain the reason.I would never see myself in the position.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Yes, I will be using my loan to have all my debt in one simply payment at a low rate.

 


 

 

 

Member Payment Dependent Notes Series 1288640

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1288640

$14,000

$14,000

13.11%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1288640. Member loan 1288640 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Larson Engineering, Inc. Debt-to-income ratio: 24.07%
Length of employment: 4 years Location: SAINT PAUL, MN
       
Home town:
Current & past employers: Larson Engineering, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > This loan will pay off high interest rate cc's (from 23% to 34%) that I opened in college. It reduces my monthly payments a bit and will allow me to actually get somewhere with my debt. Have a great job that pays well but minimum payments aren't cutting it anymore. Ready to get debt free for once.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,894.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1288784

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1288784

$10,000

$10,000

9.76%

1.00%

May 23, 2012

May 26, 2017

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1288784. Member loan 1288784 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,247 / month
Current employer: Molson Coors Brewing Company Debt-to-income ratio: 9.43%
Length of employment: 1 year Location: LOVELAND, CO
       
Home town:
Current & past employers: Molson Coors Brewing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,143.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?Supplies to upgrade two bathrooms in my first place and some other small home renovations. My debt to income ratio is very low and I have always lived well within my means. A loan through lending club offers additional benefits and choices I can't get through funding from a home imporvement store. This offers me a lower interest rate than that at any of the majore home improvement stores. My intention is to pay off much faster than the 5 year term.
What is your intended use for the loan proceeds?The funds are being utilized to remodel two baths in a new home purchase as a first time home buyer. The lenders club loan offers me additional flexibility in my choices than a typical home improvement store and at a better rate.
Please explain the reason why you carry a large revolving credit balance.I believe my reollving credit balance is quite low given my debt to income ratio is at 12% without rent. With rent the debt to income ratio is only 21%. I have only two revolving accounts that carry a balance; a credit card at 0% financing and a car loan at 3.5%.

 


 

 

 

Member Payment Dependent Notes Series 1288992

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1288992

$14,000

$14,000

13.99%

1.00%

May 23, 2012

May 24, 2015

May 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1288992. Member loan 1288992 was requested on May 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Walgreens Debt-to-income ratio: 15.74%
Length of employment: 9 years Location: DORAL, FL
       
Home town:
Current & past employers: Walgreens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/10/12 > Consolidating credit cards<br>

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,093.00 Public Records On File: 0
Revolving Line Utilization: 65.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I will be moving in a month, I currently don't pay rent. Next month I will be paying 600 dollars on rent and I pay 80 dollars for my cell phone and 180 dollars for car insurance.
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?I need to but furniture since I have none, and pay my credit cards. Out of pocket I'm paying rent, insurance and other utilities.<br>Thanks

 


 

 

 

Member Payment Dependent Notes Series 1289044

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1289044

$18,000

$18,000

19.22%

1.00%

May 24, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1289044. Member loan 1289044 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,133 / month
Current employer: KPMG LLP Debt-to-income ratio: 15.94%
Length of employment: 10+ years Location: Chelsea, MA
       
Home town:
Current & past employers: KPMG LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1978 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $50,347.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1289776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1289776

$29,700

$29,700

22.45%

1.00%

May 29, 2012

May 24, 2017

May 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1289776. Member loan 1289776 was requested on May 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: sangam indian cuisine Debt-to-income ratio: 16.69%
Length of employment: 6 years Location: DUBLIN, CA
       
Home town:
Current & past employers: sangam indian cuisine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,174.00 Public Records On File: 0
Revolving Line Utilization: 90.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1000$

 


 

 

 

Member Payment Dependent Notes Series 1290109

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1290109

$19,600

$19,600

13.67%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1290109. Member loan 1290109 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,319 / month
Current employer: bank of america Reverse Mortgage Debt-to-income ratio: 17.28%
Length of employment: 4 years Location: LYNNWOOD, WA
       
Home town:
Current & past employers: bank of america Reverse Mortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > thank you! you dont know what this means, pay off credit card and having only i payment or so a month. I could not have done this any other way. being in between job really for a better word "sucks. but i think at that time and when i was not working i was in a spot. i have a appriciate this. thank<br><br> Borrower added on 05/18/12 > thank you!<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,189.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3000+
What is the home improvement project you are planning?Put in carpet and winterizeor weather windows
Please explain the reason why you carry a large revolving credit balance.Un fortunate family circumstance. Lending friends money expecting repayment, School cloth supplies<br>Pay bill due to leave on l&I injury.

 


 

 

 

Member Payment Dependent Notes Series 1290480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1290480

$32,000

$32,000

23.33%

1.00%

May 25, 2012

May 24, 2017

May 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1290480. Member loan 1290480 was requested on May 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: hexcel Debt-to-income ratio: 13.44%
Length of employment: 9 years Location: Taylorsville, UT
       
Home town:
Current & past employers: hexcel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 13
Revolving Credit Balance: $5,790.00 Public Records On File: 0
Revolving Line Utilization: 69.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $728, utilities are around $50-$100, phone is $150. My insurance is $119. With food ect total is around $1200.
Which debts do you plan to pay off with this loan?I plan to pay off all my debts in this loan.
Which debts do you plan to pay off with this loan?I plan to pay off all my debts in this loan.

 


 

 

 

Member Payment Dependent Notes Series 1290780

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1290780

$6,000

$6,000

13.67%

1.00%

May 24, 2012

May 27, 2015

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1290780. Member loan 1290780 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Elkhorn Contruction Debt-to-income ratio: 15.08%
Length of employment: < 1 year Location: Farmington, NM
       
Home town:
Current & past employers: Elkhorn Contruction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 69
Revolving Credit Balance: $309.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1291166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1291166

$15,000

$15,000

13.11%

1.00%

May 24, 2012

May 25, 2017

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1291166. Member loan 1291166 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Mountain View School District Debt-to-income ratio: 11.81%
Length of employment: 10+ years Location: EL MONTE, CA
       
Home town:
Current & past employers: Mountain View School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > stable career, 20 years. conservative borrower, good credit. Using money for small modifications of home.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,987.00 Public Records On File: 0
Revolving Line Utilization: 21.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses less than 2200/mo. including mortgage. I also ride bike to work to save on gas and car expenses.
What is the home improvement project you are planning?Expanding room, my son is in the Navy, was stationed in Iraq. He is in the states now, but will be home in July. We are adding some space and an exterior entry for him.
What is your intended use for the loan proceeds?Adding room and restroom to home.

 


 

 

 

Member Payment Dependent Notes Series 1291372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1291372

$5,000

$5,000

18.25%

1.00%

May 29, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1291372. Member loan 1291372 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Enviroscapes Debt-to-income ratio: 18.20%
Length of employment: 3 years Location: Minerva, OH
       
Home town:
Current & past employers: Enviroscapes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > Updating equipment in pizza shop.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,168.00 Public Records On File: 0
Revolving Line Utilization: 67.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We are starting/remodeling a pizza shop and are planning to open mid-June. We have used our savings to date and need to update a few pieces of equipment before we open.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current household costs are about $1200 per month including our home mortgage- business utilities are running close to $300 at this point.
What is your intended use for the loan proceeds?We are starting/remodeling a pizza shop and are planning to open mid-June. We have used our savings to date and need to update a few pieces of equipment before we open.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current household costs are about $1200 per month including our home mortgage- business utilities are running close to $300 at this point.
What type of business are you starting?We are starting a independent pizza shop. The previous owners retired about 2 years ago- from the research we have conducted, it appears they did well financially with the business, location, product etc. We have remodeled the place extensively with our own savings, all that is left is to update needed equipment.
Please describe your experience/familiarity with the business you are starting/started?Over 5 years experience in the food industry- certification in food prep/safety, culinary arts and Old Italian Pizza making.
What do you project your monthly expenses for the first 6 months of your business?Around $7,000 per month in ingredients, payroll, utilities and insurance.
What will be the largest expense in the first six months?Food ingredients cost, followed by utilities.
What do you project your monthly revenues for the first 6 months to be?It wont let me post income information.
Can you provide some high level financials on the monthly costs / revenue of your business?It wont allow me to post income information.
What type of business are you starting?We are starting a independent pizza shop. The previous owners retired about 2 years ago- from the research we have conducted, it appears they did well financially with the business, location, product etc. We have remodeled the place extensively with our own savings, all that is left is to update needed equipment.

 


 

 

 

Member Payment Dependent Notes Series 1291453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1291453

$35,000

$35,000

23.33%

1.00%

May 29, 2012

May 24, 2017

May 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1291453. Member loan 1291453 was requested on May 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Brocade Debt-to-income ratio: 17.88%
Length of employment: 3 years Location: SAN JOSE, CA
       
Home town:
Current & past employers: Brocade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 17
Revolving Credit Balance: $19,479.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent. Transportation 775, I pay 1/2 the utilities which is $300, including phone. Insurance is $250. I pay a portion of the food which is about $300. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
If you have a delinquency in the last 2 years, please explain the reason.No delinquency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent. Transportation 775, I pay 1/2 the utilities which is $300, including phone. Insurance is $250. I pay a portion of the food which is about $300. Thank you.
Which debts do you plan to pay off with this loan?All debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off all debt & consolidate to 1 payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent. Transportation 775, I pay 1/2 the utilities which is $300, including phone. Insurance is $250. I pay a portion of the food which is about $300. Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent. Transportation 775, I pay 1/2 the utilities which is $300, including phone. Insurance is $250. I pay a portion of the food which is about $300. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
Please explain the reason why you carry a large revolving credit balance.we had to use credit to "live" off of for about 7 months due to a layoff - but not me being laid off. This loan is to pay off all that balance. The layoff issue is no longer an issue.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?account,MO $,IR %,Balance<br>BofA Visa,175.00,27.24%,4,500.BofA Visa,120.00,18.24%,3,500.BofA Visa,20.00,31.24%,700. BofA Visa,220.00,29.99%,7,500. CapOne MC,150.00,29.40%,4,500. CITI MC,63.00,29.24%,1,000. Company Store,20.00,24.99%,100,Home Depot,100.00,29.74%,2,500. HSBC MC,60.00, 29.49%,800. New York & Co,25.00,24.99%.100. Padres MC,150.00,27.99%,4,500.
Please explain the reason why you carry a large revolving credit balance.we had to use credit to "live" off of for about 7 months due to a layoff - but not me being laid off. This loan is to pay off all that balance. The layoff issue is no longer an issue.

 


 

 

 

Member Payment Dependent Notes Series 1291489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1291489

$15,000

$15,000

19.99%

1.00%

May 23, 2012

May 25, 2017

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1291489. Member loan 1291489 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: AT&T Debt-to-income ratio: 21.17%
Length of employment: 1 year Location: SALT LAKE CITY, UT
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/12/12 > Currently making all payments on time, but want to consolidate so I can pay off and raise credit score and have no more stupid debt.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,657.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include 585.00 for rent inne bedroom apartment, (however I am moving in with a friend to reduce that amount), approximately 200.00 for food, about 80.00 for gas, 80.00 for utilities, insurance for my car that I own is approximately 30.00, my health insurance comes out of my pay check and the rest goes yo credi.t cards and medical bills
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Debt consolidation is the only purposeof loan. Pay off all creditors, drop my number of monthly bills from 9 to 1, pay more than minimum of loan monthly (still come out on top), and use remaining monthly income for savings and putting in to home so that it can be sold eventually for a profit.
Which debts do you plan to pay off with this loan?Credit card, medical and one student loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8700 in credit card debt...4 credit cards....one with a high balance of $7000 and a rate of 28%, one approximately1000.00 with 23% rate, the other two are $450 21% and $250 at 20%. The rest of the debt is for medical and school.
What is your intended use for the loan proceeds?Debt consolidation....interest rate offered now is lower than all other interest rates, paying off all debt owed currently....will only have one company to report to and can pay larger amount because not being forced to pay multiple companies
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage- being paid by renters, rent on apartment (moving in with friend to cut back on expenses), utilities, car insurance, gas to and from work, medical, credit cards
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My home is currently being rented, rent payment goes to mortgage payment and cost for repairs and improvements so can eventuallyl....monthly mortgage 760.00, insurance 350.00/year, 560.00/year, interest rate 6.5%
Please explain the reason why you carry a large revolving credit balance.I had to use credit cards to pay for emergencies and medical expenses that arose suddenly.

 


 

 

 

Member Payment Dependent Notes Series 1291981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1291981

$5,000

$5,000

14.65%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1291981. Member loan 1291981 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Georgia Power Debt-to-income ratio: 4.22%
Length of employment: 7 years Location: Taylorsville, GA
       
Home town:
Current & past employers: Georgia Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1985 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 32
Revolving Credit Balance: $2,258.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.To my knowledge, I don't think I've have any delinquency in the past 2yrs. I may have paid a bill a couple of days late.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $1,000 a month for my mortgage, taxes and home owners insurance is covered in that amount. My cars are paid off. I pay $150 in car insurance.
Is the improvement to your primary residence or an investment property?The loan is to rebuild my swimming pool. It needs a liner, pump, and filter.

 


 

 

 

Member Payment Dependent Notes Series 1292023

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292023

$15,000

$15,000

15.31%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292023. Member loan 1292023 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: New York Presbyterian Hospital Debt-to-income ratio: 11.84%
Length of employment: 3 years Location: Brooklyn, NY
       
Home town:
Current & past employers: New York Presbyterian Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > Looking to pay off pre-existing loans and be debt free!<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,886.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1292035

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292035

$17,475

$17,475

13.99%

1.00%

May 24, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292035. Member loan 1292035 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: UNITED STATES COAST GUARD Debt-to-income ratio: 19.65%
Length of employment: 4 years Location: HIALEAH, FL
       
Home town:
Current & past employers: UNITED STATES COAST GUARD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,027.00 Public Records On File: 0
Revolving Line Utilization: 79.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.(credit cards and student loans ) Brain surgery after i gave birth has left me unable to help my husband a military member make ends meet.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?(Credit cards and student loans ) brain surgery after spouse gave birth has left her unable to help me a military member make ends meet.
Which debts do you plan to pay off with this loan?Credit cards

 


 

 

 

Member Payment Dependent Notes Series 1292176

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292176

$6,000

$6,000

9.76%

1.00%

May 24, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292176. Member loan 1292176 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: Honda East Debt-to-income ratio: 14.47%
Length of employment: 10+ years Location: Hamilton, OH
       
Home town:
Current & past employers: Honda East
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > I'm planning on finishing my basement for additional living space including an additional bathroom.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1975 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 32
Revolving Credit Balance: $45,964.00 Public Records On File: 0
Revolving Line Utilization: 72.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I just completed a refinance with Quicken loans 6 weeks ago. My HELOC account was closed and combined with my first mortgage. I went from 26 years left to 15 years and lowered my interest rate from 5.8% to 3.25% without raising my monthly payment after combining the first and second. (I no longer have a heloc). The balance is $188,000.00 for 15 years at 3.25% with a monthly payment if $1740.00 per month.
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any delinquency. During the refinance process of my first and second mortgage in March 2012 there was not a delinquency brought to my attention.
What is the home improvement project you are planning?a finished basement including a bathroom.
Please explain the reason why you carry a large revolving credit balance.Family member was in financial trouble so I allowed them to use my credit accounts.

 


 

 

 

Member Payment Dependent Notes Series 1292276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292276

$6,000

$6,000

14.65%

1.00%

May 29, 2012

May 25, 2017

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292276. Member loan 1292276 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: PwC Debt-to-income ratio: 13.68%
Length of employment: 7 years Location: HOUSTON, TX
       
Home town:
Current & past employers: PwC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,114.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1292834

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292834

$21,600

$21,600

15.81%

1.00%

May 29, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292834. Member loan 1292834 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,167 / month
Current employer: Comcast Cable Debt-to-income ratio: 8.14%
Length of employment: 10+ years Location: rio linda, CA
       
Home town:
Current & past employers: Comcast Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 12
Revolving Credit Balance: $16,477.00 Public Records On File: 0
Revolving Line Utilization: 84.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transport $550<br>Utilities/Phone $370<br>Insurance $107<br>Food $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit balance $17500, interest rates 19.5% to 24.4%, monthly payments $1060<br>Mortgage balance $246,726, interest rate 6.125%, monthly payments $1885 includes taxes/insurance<br><br>No student loans<br>No lines of credit
If you have a delinquency in the last 2 years, please explain the reason.none
Please explain the reason why you carry a large revolving credit balance.10 Years of funding home improvements and 7 years of college tuition/expenses.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1885 (includes taxes and insurance)<br>Home Equity Loan $485<br>Utilities $385

 


 

 

 

Member Payment Dependent Notes Series 1292950

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292950

$20,000

$20,000

13.11%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292950. Member loan 1292950 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: The nature conservancy Debt-to-income ratio: 13.97%
Length of employment: 10+ years Location: Stoughton, WI
       
Home town:
Current & past employers: The nature conservancy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I used credit cards to help fund my daughters college. I would like to refinance at a lower rate and pay it off in 3 years.<br><br> Borrower added on 05/15/12 > I used credit card funding, originally zero percent intro rates to help fund my daughter's college education. I would like to consolidate at a lower rate and pay it off in 3 years.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1982 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,873.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?The current balance is approximately $25,000, the rates average from 15% to 22% for the highest. I put all bonuses and tax refunds, etc. toward the highest rate balances. I plan to apply any loan proceeds to the highest interest rate balances as well.
What is your intended use for the loan proceeds?Credit card consolidation, to reduce interest being charged and to pay it off more quickly.
Please explain the reason why you carry a large revolving credit balance.I was helping my daughter with college tuition and expenses.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I don't pay the minimum, so the minimum is quite a bit less. I pay over the minimum. currently I am paying about $700/month. I would continue to pay this amount or more. It is my priority to pay this back.
What is the total balance of your credit cards, interest rates and current monthly payments?The current balance is approximately $25,000, the rates average from 15% to 22% for the highest. I put all bonuses and tax refunds, etc. toward the highest rate balances. I plan to apply any loan proceeds to the highest interest rate balances as well.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I don't pay the minimum, I pay more. This is what I pay:<br>Discover $6200, pay $135/mo<br>MC $4700, pay $125<br>Visa $1825, pay $95<br>Visa $5200, pay $95<br>Visa $3755, pay $90
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?the loan is for consolidating debt to a lower interest rate. I used several credit cards to help fund my daughter's college and I want to pay this back for her. I will consolidate all the loans. I have a remaining amount that I can pay off with a bonus from work. This will formalize a lower rate and allow me to pay it all off in 3 years.

 


 

 

 

Member Payment Dependent Notes Series 1292952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292952

$19,200

$19,200

13.99%

1.00%

May 24, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292952. Member loan 1292952 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Clark County School District Debt-to-income ratio: 10.83%
Length of employment: 3 years Location: las vegas, NV
       
Home town:
Current & past employers: Clark County School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > we took care of some credit card debt last year and now we are pushing forward to keep the credit card debt disappearing. we will close all but 1 of our cards so we have one for emergencies. thank you for this opportunity.<br><br> Borrower added on 05/18/12 > We always take care of our debts but we are hoping for this option so we have a clear end date to completing this goal.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,927.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?our expenses our about $3400 which is mortgage, cc bills, groceries, utilities, gas and misc. that leaves us with a few hundred a month to put a little into savings, pay extra onto bills, or handle unexpected expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?currently credit card of the 5 cards is $18000, with interest rates from 11% -25%. the minimum due for credit cards is about $525. mortgage is about $882 there are student loans under my name,$300, but most of it is taken care of by the parents
What is your intended use for the loan proceeds?we will use the funds to pay off our 5 credit cards. we will close all but one so we have one for emergencies.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?currently credit card of the 5 cards is $18000, with interest rates from 11% -25%. the minimum due for credit cards is about $525. mortgage is about $882 there are student loans under my name,$300, but most of it is taken care of by the parents
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).taxes+ insurance+mortgage equals roughly $880.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?currently credit card of the 5 cards is $18000, with interest rates from 11% -25%. the minimum due for credit cards is about $525. mortgage is about $882 there are student loans under my name,$300, but most of it is taken care of by the parents
Which debts do you plan to pay off with this loan?we have 5 credit cards.we will close all but 1- our lowest interest with a low available balance to save for emergencies
If you have a delinquency in the last 2 years, please explain the reason.there have not been any instances.

 


 

 

 

Member Payment Dependent Notes Series 1292970

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292970

$15,250

$15,250

17.99%

1.00%

May 23, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292970. Member loan 1292970 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,617 / month
Current employer: n/a Debt-to-income ratio: 24.92%
Length of employment: n/a Location: North Stonington, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,729.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Mostly credit cards, others smaller loan debts.

 


 

 

 

Member Payment Dependent Notes Series 1292998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1292998

$6,500

$6,500

7.90%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1292998. Member loan 1292998 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: n/a Debt-to-income ratio: 18.83%
Length of employment: n/a Location: Albuquerque, NM
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > Loan is for purchase of a used 26ft Class C motorhome fom a dealer that has low miles, is in excellent condition, and has all the features that I want. Everybody that has ever loaned me money has gotten paid in full and on time.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1976 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,235.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.At times I'm offered 0% interest for a year or more. I can do home improvements sooner, enjoying them while paying for them, and still maintain my cash reserves. Also, in some cases, I can earn a high enough return on my cash reserves that the proceeds pay part of the payments on the low or 0% balances. In this case, the unit I want became available now but I would prefer to keep my cash reserves up where I like them. I'm a good money manager and can do this sort of thing safely.

 


 

 

 

Member Payment Dependent Notes Series 1293014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293014

$14,000

$14,000

7.90%

1.00%

May 24, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293014. Member loan 1293014 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,542 / month
Current employer: WATERMARK DESIGNS Debt-to-income ratio: 1.01%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: WATERMARK DESIGNS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/11/12 > Hello, this loan is to help my niece who was been hit with a very difficult time. I am glad to help her get rid of most her problems and giving her a new start. With all ya'll help, it will happen. Thank you. <br><br>PS. Any other information needed feel free to ask, i'll respond asap.<br>

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 39
Revolving Credit Balance: $109.00 Public Records On File: 0
Revolving Line Utilization: 0.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.As far as I know I don't have any delinquency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The total debt is about $16000.00 The credit cards interest are to high, never miss a payment but the interest is taking away from the total balance, basically only a couple of dollars are taking from the principal. Also, have a car loan for a used car it feels like I'm purchasing a new car with the payments the are being made. This loan will cover most of my high interest cards and loans, and minimize it into one monthly payment without messing up the credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses in total is about $1700-$1800 a month including everything.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total expenses including everything is about $1700-1800.

 


 

 

 

Member Payment Dependent Notes Series 1293191

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293191

$7,350

$7,350

10.74%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293191. Member loan 1293191 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: WisdomTree Debt-to-income ratio: 17.20%
Length of employment: < 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: WisdomTree
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 9
Revolving Credit Balance: $77,761.00 Public Records On File: 0
Revolving Line Utilization: 90.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Credit cards were used for major purchases (kitchen appliances and bathroom fixtures.)
If you have a delinquency in the last 2 years, please explain the reason.Hi there... If I have been late on a payment it is because I've been transitioning to paperless statements and may have been late by a few days. But I always made my payments. Not delinquent now.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello!<br><br>Monthly Expenses:<br>Mortgage: $1480<br>Transport: $100<br>Insurence (Car / Home): $356<br>Utilities: $350

 


 

 

 

Member Payment Dependent Notes Series 1293254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293254

$26,375

$26,375

8.90%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293254. Member loan 1293254 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,425 / month
Current employer: US Postal Service Debt-to-income ratio: 23.41%
Length of employment: 10+ years Location: BRONX, NY
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,367.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1293326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293326

$5,000

$5,000

6.62%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293326. Member loan 1293326 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 2.98%
Length of employment: 7 years Location: TEMPE, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I would like to take advantage of my well-earned credit score and this institution's great opportunity to restructure a finite amount of legal fees, 4,500, that I have just incurred. This loan is not my only option, but it is my wisest.<br><br> Borrower added on 05/19/12 > I will protect my credit score and under no circumstances default on this loan.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,322.00 Public Records On File: 0
Revolving Line Utilization: 10.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I split my rent, and my part is $325.00. I own my car, but someone uses it and maintains it. I ride my bicycle to work. My share of utilities - is between $30-60 a month. My share of phone and internet is $40. I have renters insurance for $180.00 annually. I spend 350 to 450 a month on food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?At the end of this month, I will owe 1500 on a credit card that has 2,500 total credit, and an interest rate of 6.9 %. I have, and will have, no balances on the 20,000 of credit available to me on other cards. I have no student loan debt. I have no mortgages. I have no debts of any other kind.
What is your intended use for the loan proceeds?I retained a good lawyer for what will be $4,500. I will have various other fees, like a defensive driving class, with respect to incident. In February, I used my savings for a family celebration.
What is your intended use for the loan proceeds?I retained a good lawyer for what will be $4,500. I will have various other fees, like a defensive driving class, with respect to incident. In February, I used my savings for a family celebration.
Please explain the reason why you carry a large revolving credit balance.My revolving credit balance uses no more than 10% of my available credit. I use my credit cards to make basic purchases because I receive points for doing so. Recently, I put the first 1,700 of my legal bill on my low interest credit card. I am waiting on the outcome of this loan proposal to determine my next course of action.

 


 

 

 

Member Payment Dependent Notes Series 1293374

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293374

$8,000

$8,000

13.99%

1.00%

May 23, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293374. Member loan 1293374 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Brand Scaffolding Debt-to-income ratio: 16.92%
Length of employment: 4 years Location: pinole, CA
       
Home town:
Current & past employers: Brand Scaffolding
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,578.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1293379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293379

$12,000

$12,000

13.11%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293379. Member loan 1293379 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Keller ISD Debt-to-income ratio: 18.36%
Length of employment: 4 years Location: FORT WORTH, TX
       
Home town:
Current & past employers: Keller ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 43
Revolving Credit Balance: $17,724.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700-1800
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquencies in the last 2 years
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance 112,864 8.4 % pymt 917

 


 

 

 

Member Payment Dependent Notes Series 1293406

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293406

$7,000

$7,000

7.90%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293406. Member loan 1293406 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Walmart Distribution Center. Debt-to-income ratio: 17.82%
Length of employment: 4 years Location: HARRISONBURG, VA
       
Home town:
Current & past employers: Walmart Distribution Center.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I plan to use the loan to pay off credit cards.<br>I am a good borrower make payments on time.<br>I have a steady job so I can make the payments provided without problem.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,128.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1293497

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293497

$8,000

$8,000

19.99%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293497. Member loan 1293497 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 4.60%
Length of employment: 4 years Location: New Paris, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I wish to pay off a more expensive loan and my credit card<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 35
Revolving Credit Balance: $1,757.00 Public Records On File: 0
Revolving Line Utilization: 65.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 400, Trans 100, Utilities 150, Ins 460, food 700
If you have a delinquency in the last 2 years, please explain the reason.NA
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan 6000 high front end interest, long term<br>Credit Card high interest<br>Car Payment good interest, 1 year from payoff on 3 yr note
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 400, Trans 100, Utilities 150, Ins 460, food 700
Which debts do you plan to pay off with this loan?Personal Loan and Credit Card<br>The monthly payment is very close to the same when considering both <br>Interest Rate will be lower for me<br>The term for the Personal Note will be much shorter
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan 6000 high front end interest, long term<br>Credit Card high interest<br>Car Payment good interest, 1 year from payoff on 3 yr note

 


 

 

 

Member Payment Dependent Notes Series 1293508

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293508

$20,000

$20,000

16.29%

1.00%

May 25, 2012

May 26, 2017

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293508. Member loan 1293508 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Allegiant Air Debt-to-income ratio: 13.09%
Length of employment: 7 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Allegiant Air
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 54
Revolving Credit Balance: $17,251.00 Public Records On File: 0
Revolving Line Utilization: 65.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1293522

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293522

$5,000

$5,000

13.99%

1.00%

May 29, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293522. Member loan 1293522 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Foss Manufacturing Debt-to-income ratio: 19.16%
Length of employment: 6 years Location: Seabrook, NH
       
Home town:
Current & past employers: Foss Manufacturing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > This loan for to Pay off most my bills to put in one affordable payment<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 26
Revolving Credit Balance: $6,199.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses rent 200 gas 120 insurance 107 phone 100 credit card 265 food 100.Student loan 53 Totaling 945. The reason for this loan to eliminate some of my debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balance 835 monthly payment 105 credit card balance 5,994 interest rate 22% monthly payment 160 credit card balance 381 monthly payment 30. Student loan 4,900 interest rate 6% monthly payment 53. Those are my current debt Balances.
If you have a delinquency in the last 2 years, please explain the reason.As far as I know the only payment I was delinquent on was my car payment which was 435 a month. That was my biggest payment. I bought the car in 2005 when I was making plenty of money I got laid off Dec.of 2005. I got a job where I was considerably less. My car is paid off now.

 


 

 

 

Member Payment Dependent Notes Series 1293595

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293595

$2,550

$2,550

6.62%

1.00%

May 24, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293595. Member loan 1293595 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Karl storz Debt-to-income ratio: 21.89%
Length of employment: 1 year Location: Worcester, MA
       
Home town:
Current & past employers: Karl storz
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 38
Revolving Credit Balance: $4,624.00 Public Records On File: 0
Revolving Line Utilization: 18.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1293784

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293784

$6,000

$6,000

6.62%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293784. Member loan 1293784 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Winnebago County Debt-to-income ratio: 10.25%
Length of employment: 10+ years Location: Rockford, IL
       
Home town:
Current & past employers: Winnebago County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Pool liner is ripped and that will ruin the photo finish for the big poolside event!!!<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,125.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Replacing pool liner and filling cracks on the stairs.
Is the improvement to your primary residence or an investment property?It is to our primary residence.
Please explain the reason why you carry a large revolving credit balance.I purchased a home equity line of credit to buy out a previous resident for their share of the equity in the home.
Please explain the reason why you carry a large revolving credit balance.I purchased a home equity line of credit to buy out a previous resident for their share of the equity in the home.

 


 

 

 

Member Payment Dependent Notes Series 1293820

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293820

$15,000

$15,000

13.99%

1.00%

May 24, 2012

May 25, 2015

May 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293820. Member loan 1293820 was requested on May 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Plateau Debt-to-income ratio: 11.73%
Length of employment: 10+ years Location: clovis, NM
       
Home town:
Current & past employers: Plateau
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,851.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1293898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293898

$16,000

$16,000

6.03%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293898. Member loan 1293898 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Clean Harbors Environmental Services Debt-to-income ratio: 18.63%
Length of employment: 4 years Location: Raynham, MA
       
Home town:
Current & past employers: Clean Harbors Environmental Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > consolidating credit card balance with another personal loan into one loan<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1981 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,102.00 Public Records On File: 0
Revolving Line Utilization: 16.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off a current loan and a credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1,575.95 <br>utilities $250.00<br>phone $150<br>auto ins $130<br>food $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?discover loan $,8.660.97 balance<br>interest rate 7.99%<br>monthly payment $390.49<br>credit card $9,800 balance<br>interest rate 11.99%<br>monthly payment $500 <br>mortgage $168,071.50<br>Interest rate 4.0%<br>monthly payment $1,575.95
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquency ever

 


 

 

 

Member Payment Dependent Notes Series 1294204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294204

$24,000

$24,000

10.74%

1.00%

May 23, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294204. Member loan 1294204 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: CVS Pharmacy Debt-to-income ratio: 10.39%
Length of employment: 5 years Location: HYATTSVILLE, MD
       
Home town:
Current & past employers: CVS Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Hello. I had some unexpected bills come up and need a little help. I have a very respectable highly secured professional career. I have looked at the projected loan repayment details and will have no problem meeting the expected repayments. My credit score is 821 and Im looking to keep it that way<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $370.00 Public Records On File: 0
Revolving Line Utilization: 9.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1294349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294349

$33,500

$33,500

21.48%

1.00%

May 24, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294349. Member loan 1294349 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Butte College Debt-to-income ratio: 14.20%
Length of employment: 5 years Location: CHICO, CA
       
Home town:
Current & past employers: Butte College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > This loan would pay off existing credit card debt and help us get out of debt in a defined time frame.<br>

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,490.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current monthly expenses total $4800 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our debt balances are approximately $26,000 on credit cards with interest rates that vary from 17.99% up to 29.99%. Making minimum payments that totals $750 per month. Mortgage payment is $1466.99 at 4.75%.
What is your intended use for the loan proceeds?Pay off all debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses total $4800
Please explain the reason why you carry a large revolving credit balance.As most of country, even though we make good money, we live from paycheck to paycheck and many times the paycheck doesn't make it to the end of the month.
Which debts do you plan to pay off with this loan?Pay off all debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our debt balances are approximately $26,000 on credit cards with interest rates that vary from 17.99% up to 29.99%. Making minimum payments that totals $750 per month. Mortgage payment is $1466.99 at 4.75%.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last 2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our debt balances are approximately $26,000 on credit cards with interest rates that vary from 17.99% up to 29.99%. Making minimum payments that totals $750 per month. Mortgage payment is $1466.99 at 4.75%.
Please explain the reason why you carry a large revolving credit balance.As most of country, even though we make good money, we live from paycheck to paycheck and many times the paycheck doesn't make it to the end of the month.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage: 1466.99 includes P&I, PMI, taxes and homeowners insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our debt balances are approximately $26,000 on credit cards with interest rates that vary from 17.99% up to 29.99%. Making minimum payments that totals $750 per month. Mortgage payment is $1466.99 at 4.75%.

 


 

 

 

Member Payment Dependent Notes Series 1294451

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294451

$15,000

$15,000

18.55%

1.00%

May 29, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294451. Member loan 1294451 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Interior wood products Debt-to-income ratio: 8.52%
Length of employment: 7 years Location: olympia, WA
       
Home town:
Current & past employers: Interior wood products
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 24
Revolving Credit Balance: $13,604.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1294502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294502

$19,300

$19,300

23.13%

1.00%

May 23, 2012

May 26, 2017

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294502. Member loan 1294502 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,167 / month
Current employer: US Army Debt-to-income ratio: 15.00%
Length of employment: 10+ years Location: EL PASO, TX
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/12/12 > I am in the US Army. I have been in for about 13 years. I am a career soldier so I still have about eight more years of service. I am looking to consolidate all my credit cards and make some car repairs. I am a good borrower. I have never defaulted on any loans. Thank You in advance.<br>

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 55
Revolving Credit Balance: $9,285.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1380.00 a month to live on post.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Matercard 5023.00 with a line of 5100.00. Mastercard 1447.00 with a line of 1500.00. Discover 3167.00 with a line of 5000.00. Chase 4734.00 with a line of 5000.00. Capital one 1300.00 with a line
Which debts do you plan to pay off with this loan?My credit cards. We have been using them to help with my daughters college bills. And then we started to live beyond our means.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Matercard 5023.00 with a line of 5100.00. Mastercard 1447.00 with a line of 1500.00. Discover 3167.00 with a line of 5000.00. Chase 4734.00 with a line of 5000.00. Capital one 1300.00 with a line
Which debts do you plan to pay off with this loan?My credit cards. We have been using them to help with my daughters college bills. And then we started to live beyond our means.
Please explain the reason why you carry a large revolving credit balance.We have been living outside our means. Plus we have a 23 year old daughter in college that we were using our cards to help with tuition, books etc.....
Which debts do you plan to pay off with this loan?My credit cards. We have been using them to help with my daughters college bills. And then we started to live beyond our means.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan on paying off Credit cards.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage
If you have a public record on file, please briefly explain the event and its resolution.None
Please explain the reason why you carry a large revolving credit balance.We have been living outside our means. Plus we have a 23 year old daughter in college that we were using our cards to help with tuition, books etc.....
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1380.00, transportation 100.00, phone 285.00, insurance 270.00, food 300.00 every two weeks, Car payment 441.00, car payment 212.00, then the credit cards I need to pay off I pay about 500.00 all together a month.
What is your intended use for the loan proceeds?Pay off credit cards

 


 

 

 

Member Payment Dependent Notes Series 1294513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294513

$16,000

$16,000

18.55%

1.00%

May 29, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294513. Member loan 1294513 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Cat Hospital of Chicago Debt-to-income ratio: 18.60%
Length of employment: 1 year Location: CHICAGO, IL
       
Home town:
Current & past employers: Cat Hospital of Chicago
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 58
Revolving Credit Balance: $7,923.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1294578

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294578

$20,000

$20,000

7.90%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294578. Member loan 1294578 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 13.36%
Length of employment: 2 years Location: Anchorage, AK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 42
Revolving Credit Balance: $1,737.00 Public Records On File: 0
Revolving Line Utilization: 1.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any delinquencies on any account in the past two years.The last delinquency I had on my credit was a late payment my daughter made on a car we had co-signed while she was at college. I no longer co-sign any notes.
What type of business are you starting?I provide operations management, coaching, project management and consulting services to my clients including a statewide ecnomic development initiative project extending over several years.
What will be the largest expense in the first six months?All major investments of plant and equipment have been made, so the largest single line item expenses will be payroll and marketing. The goal is an expansion of services, creating an opportunity for me to remain in the executive/professional service space and move out of administrative/clerical tasks.
What type of business are you starting?I provide operations management, coaching, project management and consulting services to my clients including a statewide ecnomic development initiative project extending over several years.
What is your intended use for the loan proceeds?I am a business owner with over 20 years experience in business development and operations. These funds will be used to expand my product line and market additional services to my established client base as well as reach out to new markets with my products and services.
What type of business are you starting?I provide operations management, coaching, project management and consulting services to my clients including a statewide ecnomic development initiative project extending over several years.

 


 

 

 

Member Payment Dependent Notes Series 1294595

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1294595

$13,000

$13,000

18.25%

1.00%

May 23, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1294595. Member loan 1294595 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: Wal-Mart Debt-to-income ratio: 7.05%
Length of employment: 8 years Location: WINDSOR, VA
       
Home town:
Current & past employers: Wal-Mart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,644.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All my monthly expenses average about 1200 a month. With this loan, I can pay some bills off and save some money.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off credit cards, oil bill(for my hot water), and orthodontist.

 


 

 

 

Member Payment Dependent Notes Series 1295214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295214

$14,800

$14,800

13.99%

1.00%

May 23, 2012

May 26, 2015

May 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295214. Member loan 1295214 was requested on May 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Union Pacific RR Debt-to-income ratio: 10.02%
Length of employment: 4 years Location: Chicago, IL
       
Home town:
Current & past employers: Union Pacific RR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/13/12 > My goal for this loan is to be able to make one monthly payment instead of several minimum payments for my credit cards, back taxes, etc. I am current on all my bills, and if approved this will reduce my monthly expenses by $150-$200 a month. Thank you in advance.<br>

 

A credit bureau reported the following information about this borrower member on May 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,986.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $3500 a month for everything. This loan, if approved, will bring that down to $3350 a month. That includes the loan repayment.
Which debts do you plan to pay off with this loan?I plan to pay off 4 credit cards, and back taxes. I am current on all my monthly payments for all of these, however I would like to be able to just make one monthly payment for all my debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly expenses for everything is $3500 a month total. I would like to be able to make one monthly payment for credit cards, back taxes, and 1 line of credit instead of making several minimum payments for all. This loan if approved will reducee my monthly expenses by $150 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly expenses for everything is $3500 a month total. I would like to be able to make one monthly payment for credit cards, back taxes, and 1 line of credit instead of making several minimum payments for all. This loan if approved will reducee my monthly expenses by $150 a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses amount to $3500 a month. This loan would bring my expenses down to 3350 a month if approved.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose for this loan would be to pay off the few credit cards, and a small IRS debt that I have. As I stated before I am current in all of my bills, however it will save me time and money to pay one loan payment vs. several payments.
What is your intended use for the loan proceeds?To consolidate several small bills to one monthly loan payment.

 


 

 

 

Member Payment Dependent Notes Series 1295502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295502

$2,000

$2,000

14.65%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295502. Member loan 1295502 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,920 / month
Current employer: ScanDigital, Inc Debt-to-income ratio: 16.41%
Length of employment: 2 years Location: Inglewood, CA
       
Home town:
Current & past employers: ScanDigital, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I'm currently able to manage my existing debts on time thanks to my stable position of two years with a fast growing company, but this loan will be perfect in helping me consolidate my high-interest debt so that more money can be used for low-interest debt and savings.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 18
Revolving Credit Balance: $3,252.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$400 for rent, $80 for transportation, $65 for utilities, $108 for phone, $125 for food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$550 owed to Credit One Bank; $23.90% APR; $50-100 paid per month via checking account; <br><br>$430 owed to GE Care Credit; 19% APR; $50 paid per month via checking account;<br><br>$673 owed to Target; $22% APR; $50-100 paid per month via debit card
If you have a delinquency in the last 2 years, please explain the reason.I do not recall any delinquencies in the past two years. I have had the occasional late payment due to my not having the funds readily available based on my paycheck schedule but that is mainly with accounts that do not have automatic payments scheduled. Now that my payment dates are consistent, I've been able to schedule all my payments due accordingly and have not gone longer than 30 days without paying anyone.

 


 

 

 

Member Payment Dependent Notes Series 1295507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295507

$8,000

$8,000

13.99%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295507. Member loan 1295507 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: ridge check cashing corp Debt-to-income ratio: 10.75%
Length of employment: 6 years Location: corona, NY
       
Home town:
Current & past employers: ridge check cashing corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,804.00 Public Records On File: 0
Revolving Line Utilization: 93.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1295624

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295624

$20,000

$20,000

21.48%

1.00%

May 23, 2012

May 27, 2017

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295624. Member loan 1295624 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: iko pacific sumas wa. Debt-to-income ratio: 18.71%
Length of employment: 4 years Location: BELLINGHAM, WA
       
Home town:
Current & past employers: iko pacific sumas wa.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 56
Revolving Credit Balance: $17,801.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2800.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$750.00. That's paying above the minimum.
What is your intended use for the loan proceeds?Consulidate creditcards. Driveway improvement
Which debts do you plan to pay off with this loan?Consolidate all creditcards.

 


 

 

 

Member Payment Dependent Notes Series 1295794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295794

$18,250

$18,250

14.65%

1.00%

May 29, 2012

May 27, 2015

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295794. Member loan 1295794 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Gallagher Bassett Services Debt-to-income ratio: 19.53%
Length of employment: 3 years Location: LOUISVILLE, KY
       
Home town:
Current & past employers: Gallagher Bassett Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/13/12 > to pay off all credit card bills<br>

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 10
Revolving Credit Balance: $10,948.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1200.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American express 13000.//<br>Target 2500.00<br>Chase 2500.00<br>Capital one 2500.0/<br>Old navy 2500.00<br>Fashion big 400.//
If you have a delinquency in the last 2 years, please explain the reason.No

 


 

 

 

Member Payment Dependent Notes Series 1295801

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295801

$10,000

$10,000

12.12%

1.00%

May 23, 2012

May 27, 2015

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295801. Member loan 1295801 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Stinson Morrison Hecker Debt-to-income ratio: 14.73%
Length of employment: 10+ years Location: kansas city, MO
       
Home town:
Current & past employers: Stinson Morrison Hecker
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,526.00 Public Records On File: 0
Revolving Line Utilization: 52.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $735.00 <br>Transportation; $20.00 for Public Transportation<br>Electricity: $135.00<br>Gas: $75.00<br>Cable (tv, phone, internet): $168.00<br>Food: $180.00 a month<br>Water: $92.00 every 3 months<br>Trash: $75.00 every 3 months
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Care One Debt Consolidation: $435.00 a month<br>401 (k) loan payment: $506.00 a month<br>Mortgage: $735.00 a month<br>Emigrant One credit card: $56.00<br>Electricity: $135.00<br>Gas: $57.00<br>Cable: $186.00 ( tv, internet, phone)<br>Food: $180.00 month<br>Trash: $75.00 every 3 months. Cost varies.<br>Water: $491.00 every 3 months
Please explain the reason why you carry a large revolving credit balance.Have had to borrow from my 401 (k) over the last several years due to a few bad moves. I would move into a nice building that would be sold to someone who could not afford upkeep. This happened 3 times until I finally bought a small house. Later, I had a relative move in with me who lost his job due to the economy.<br>He went through several bouts of depression and then developed type 2 diabetes. Due to these problems he is unable to hold a job so I am supporting him and myself at this time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Care One Debt Consolidation: $435.00 a month<br>401 (k) loan payment: $506.00 a month<br>Mortgage: $735.00 a month<br>Emigrant One credit card: $56.00<br>Electricity: $135.00<br>Gas: $57.00<br>Cable: $186.00 ( tv, internet, phone)<br>Food: $180.00 month<br>Trash: $75.00 every 3 months. Cost varies.<br>Water: $491.00 every 3 months
Please explain the reason why you carry a large revolving credit balance.Have had to borrow from my 401 (k) over the last several years due to a few bad moves. I would move into a nice building that would be sold to someone who could not afford upkeep. This happened 3 times until I finally bought a small house. Later, I had a relative move in with me who lost his job due to the economy.<br>He went through several bouts of depression and then developed type 2 diabetes. Due to these problems he is unable to hold a job so I am supporting him and myself at this time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $735.00 <br>Transportation; $20.00 for Public Transportation<br>Electricity: $135.00<br>Gas: $75.00<br>Cable (tv, phone, internet): $168.00<br>Food: $180.00 a month<br>Water: $92.00 every 3 months<br>Trash: $75.00 every 3 months
Please explain the reason why you carry a large revolving credit balance.Have had to borrow from my 401 (k) over the last several years due to a few bad moves. I would move into a nice building that would be sold to someone who could not afford upkeep. This happened 3 times until I finally bought a small house. Later, I had a relative move in with me who lost his job due to the economy.<br>He went through several bouts of depression and then developed type 2 diabetes. Due to these problems he is unable to hold a job so I am supporting him and myself at this time.
Which debts do you plan to pay off with this loan?I would pay off my Care One debt. If I get the loan I will save about $100.00 a month due to the difference in fees.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Care One Debt Consolidation: $435.00 a month<br>401 (k) loan payment: $506.00 a month<br>Mortgage: $735.00 a month<br>Emigrant One credit card: $56.00<br>Electricity: $135.00<br>Gas: $57.00<br>Cable: $186.00 ( tv, internet, phone)<br>Food: $180.00 month<br>Trash: $75.00 every 3 months. Cost varies.<br>Water: $491.00 every 3 months
Please explain the reason why you carry a large revolving credit balance.Have had to borrow from my 401 (k) over the last several years due to a few bad moves. I would move into a nice building that would be sold to someone who could not afford upkeep. This happened 3 times until I finally bought a small house. Later, I had a relative move in with me who lost his job due to the economy.<br>He went through several bouts of depression and then developed type 2 diabetes. Due to these problems he is unable to hold a job so I am supporting him and myself at this time.
Which debts do you plan to pay off with this loan?I would pay off my Care One debt. If I get the loan I will save about $100.00 a month due to the difference in fees.

 


 

 

 

Member Payment Dependent Notes Series 1295859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295859

$4,800

$4,800

12.12%

1.00%

May 23, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295859. Member loan 1295859 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: dcs inc Debt-to-income ratio: 12.45%
Length of employment: 10+ years Location: GRANTS PASS, OR
       
Home town:
Current & past employers: dcs inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > I plan on paying off the irs and a few credit cards. Paying all my bills on time is very important to me. It's been driving me crazy that I wasn't able to pay my taxes before the April dedline, but I don't want to put it on a credit card with a high intrest rate. I've been on my job for 10 years.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,712.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $500<br>car payment 410<br>car insurance 120<br>utilites 350<br>phone 140<br>credit cards $300-$400<br>food and household items $400

 


 

 

 

Member Payment Dependent Notes Series 1295902

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295902

$5,175

$5,175

6.03%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295902. Member loan 1295902 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: mercy hospital - st. louis Debt-to-income ratio: 27.74%
Length of employment: 9 years Location: Kirkwood, MO
       
Home town:
Current & past employers: mercy hospital - st. louis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > i plan to use the funds to pay off a credit card that has a percentage rate that is in the double digits. i have a full time job and have been in the same job for over 9 years. i make payments towards my credit card, but seems i am just skimming along due to the high rate.<br>

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,010.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i think the expenses i have are covered in a previously asked question. i think...
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i have 2 credit cards, mortgage, car payment. the car will be paid off in 3 year and the mortgage will be done in 10 to 12 years.
Please explain the reason why you carry a large revolving credit balance.i have made a lot of improvements since i got my condo in 2008. as a result, i have been able to refi and had some offers from people i know to buy my place...i am not there yet to sell. YET being the key word.
What is your intended use for the loan proceeds?i am looking to get the loan to pay off credit cards that are at a high percentage rate (double figures). by going this way, i can get a more manageable rate in the single digits.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage is 1038 a month (that includes taxes) and insurace is 75 a month for house insurance, utilities is around 100 a month (gas and electricity).
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).payment is 1038 a month and includes taxes and insurance is 75 a month for the condo.
Which debts do you plan to pay off with this loan?it is one main debt which is a credit card. the rate is at a double digit percentage rate, so being able to get a loan through lending club, it would be in the single digits and much more manageable for me to make.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?the loan is not for multiple purposes.
If you have a public record on file, please briefly explain the event and its resolution.i do not have a public record or any pending public record issues.
If you have a delinquency in the last 2 years, please explain the reason.i do not have a delinquency in the last two years.

 


 

 

 

Member Payment Dependent Notes Series 1295920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1295920

$11,000

$11,000

13.67%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1295920. Member loan 1295920 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,208 / month
Current employer: Sandhill Orthopaedic Debt-to-income ratio: 17.72%
Length of employment: 5 years Location: Garden City, KS
       
Home town:
Current & past employers: Sandhill Orthopaedic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > part of this loan will be used for moving expenses as well.<br>

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,964.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500-$650
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current credit card balances are around $30,000 for 4 credit cards. Interest rates are 14.99% on 2 cards, 12.99% on one card and 8.99%on another card. Monthly payments for all 4 cards are around $775.00.
Please explain the reason why you carry a large revolving credit balance.unfortunately, pay cuts, moving, emergencies, travel, living expenses and owning a house all contribute to my revolving credit balance.
Please explain the reason why you carry a large revolving credit balance.unfortunately, pay cuts, moving, emergencies, travel, living expenses and owning a house all contribute to my revolving credit balance.
Which debts do you plan to pay off with this loan?some credit card debt and moving expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current credit card balances are around $30,000 for 4 credit cards. Interest rates are 14.99% on 2 cards, 12.99% on one card and 8.99%on another card. Monthly payments for all 4 cards are around $775.00.

 


 

 

 

Member Payment Dependent Notes Series 1296096

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296096

$20,000

$20,000

22.78%

1.00%

May 23, 2012

May 27, 2017

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296096. Member loan 1296096 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Gamestop Inc. Debt-to-income ratio: 19.92%
Length of employment: 5 years Location: Wayne, PA
       
Home town:
Current & past employers: Gamestop Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/13/12 > I am looking for this loan so that I may eliminate all of my debt and consolidate it into a much more manageable monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,499.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $425.00 Transportation: $150 Utilities: $100 Phone: $85 Insurance: $120 Food:$150-$200<br>Total: $1000-$1100.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $12,700 in credit card debt. the interest rates range anywhere from 18%-29% and my monthly payments on them add up to roughly $300. I also have an auto loan of $6200 with a monthly payment of $285. That is all the debt I'm looking to consolidate. I also have $9200 in student loans that have a monthly payment of $150
What is your intended use for the loan proceeds?Debt consolidation. I need to reduce my monthly payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $425.00 Transportation: $150 Utilities: $100 Phone: $85 Insurance: $120 Food:$150-$200<br>Total: $1000-$1100.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $425 Utilities: $185 Insurance: $120
If you have a delinquency in the last 2 years, please explain the reason.None
Please explain the reason why you carry a large revolving credit balance.I had a very unfortunate couple years in which my expenses outweighed my income. I have since become much more finacially stable and am looking to consolidate everything and wipe out my bad debts.
If you have a public record on file, please briefly explain the event and its resolution.None
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).None
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I intend to use this loan to consolidate my debt into one manageable monthly payment.
Which debts do you plan to pay off with this loan?Credit card debts and my auto loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $12,700 in credit card debt. the interest rates range anywhere from 18%-29% and my monthly payments on them add up to roughly $300. I also have an auto loan of $6200 with a monthly payment of $285. That is all the debt I'm looking to consolidate. I also have $9200 in student loans that have a monthly payment of $150
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $425.00 Transportation: $150 Utilities: $100 Phone: $85 Insurance: $120 Food:$150-$200<br>Total: $1000-$1100.

 


 

 

 

Member Payment Dependent Notes Series 1296125

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296125

$8,000

$8,000

14.65%

1.00%

May 24, 2012

May 27, 2015

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296125. Member loan 1296125 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Randolph-Macon Academy Debt-to-income ratio: 7.53%
Length of employment: 2 years Location: front royal, VA
       
Home town:
Current & past employers: Randolph-Macon Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 20
Revolving Credit Balance: $9,630.00 Public Records On File: 0
Revolving Line Utilization: 50.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC $8700 rates are 18-22%. Student loan $2500 rate is below 5% and that is it. Car is paid for.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$700 rent before taxes (actual ends up about 540), Live on campus so transportation is minimal, car is paid for. communications is about 200/mo utilities are about $130/mo.insurance is about 100/mo. Parents live with me and they cover food.
If you have a delinquency in the last 2 years, please explain the reason.None that I know of.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC $8700 rates are 18-22%. Student loan $2500 rate is below 5% and that is it. Car is paid for.

 


 

 

 

Member Payment Dependent Notes Series 1296166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296166

$7,750

$7,750

9.76%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296166. Member loan 1296166 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Southern California Edison Debt-to-income ratio: 21.15%
Length of employment: 2 years Location: Fontana, CA
       
Home town:
Current & past employers: Southern California Edison
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > This loan will be used to pay off an account that has a 19% interest rate. I expect to have this loan paid off within 18 months.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 53
Revolving Credit Balance: $10,642.00 Public Records On File: 0
Revolving Line Utilization: 26.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $3,487, all inclusive.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1296396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296396

$10,000

$10,000

15.31%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296396. Member loan 1296396 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: AEA, Inc. Debt-to-income ratio: 8.01%
Length of employment: 1 year Location: Bronx, NY
       
Home town:
Current & past employers: AEA, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > The loan is for making final wedding related payments. My fiancee and I have planned and saved and after making initial deposits are still on budget. We want to close out open deposits early to reduce financial stress in planning. Having a lump sum for balances of major expenses is helpful to us.<br><br> Borrower added on 05/15/12 > My current monthly expenses add up to just under 50% of my income including (rent, elec/ gas, phone, internet, food). I am very diligent in planning ahead and budgeting to cushion agains unexpected expenses. I have always had a stable full-time job. (Have been employed steadily for the past 5 years)<br><br> Borrower added on 05/15/12 > For the past months I have added to my monthly budget steady contributions towards my wedding goal. I will continue doing this even after receiving the loan. This will now be payments towards the loan. The loan will get rid of big expenses that I was slowly but steadily making progress in paying.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,143.00 Public Records On File: 0
Revolving Line Utilization: 82.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent, groceries and basic utilities (cellphone, electric/ gas, internet)
What portion of your wedding expenses does this loan represent?It's a little under 50% of my wedding budget.
Please explain the reason why you carry a large revolving credit balance.The bal is related to a particular credit line started in college. I have other credit lines that are well managed, payments are never late and I never borrow near the limit. Having held a large revolving balance in college on this credit line for school expenses, when interest rates jumped after graduation it was difficult to keep the balance low. However, I maintain steady pmts that avoid collections. Today, with a stable career I feel able to significantly reduce this bal in the next 12mnths.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent, groceries, credit line, utilities: internet, phone, gas/ electric amount to just about 50% of monthly budget.

 


 

 

 

Member Payment Dependent Notes Series 1296431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296431

$10,000

$10,000

13.99%

1.00%

May 23, 2012

May 27, 2015

May 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296431. Member loan 1296431 was requested on May 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: convergys Debt-to-income ratio: 3.32%
Length of employment: < 1 year Location: high ridge, MO
       
Home town:
Current & past employers: convergys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/13/12 > looking to put down new flooring and redo the kitchen in our home. we have been here for 12 years.<br><br> Borrower added on 05/18/12 > almost to our goal to get the floors and kitchen started for their facelift. Thank you to all the investors who have helped so far.<br><br> Borrower added on 05/20/12 > getting closer to our goal. only 1600$ more to go. Thank you to all who have helped so far.<br>

 

A credit bureau reported the following information about this borrower member on May 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $292.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?we are wantting to put new flooring through the house and ge trid of the carpet. We also want to overhaul the kitchen. We are wanting to do this with one monthly loan payment.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?we still owe ruffly 60,000 on our home. our interest rate is 4.2 on the home after we refinanced and we have a payment on 625 a month payments but we also put at least 50 extra in towards the principal.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?ruffly 1200 to 1300 a month.

 


 

 

 

Member Payment Dependent Notes Series 1296625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296625

$15,000

$15,000

17.27%

1.00%

May 25, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296625. Member loan 1296625 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: st james Debt-to-income ratio: 19.14%
Length of employment: 8 years Location: houston, TX
       
Home town:
Current & past employers: st james
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > credit card pay off<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 21
Revolving Credit Balance: $10,423.00 Public Records On File: 0
Revolving Line Utilization: 35.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1400
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa,master card, american express,citi card
If you have a delinquency in the last 2 years, please explain the reason.no

 


 

 

 

Member Payment Dependent Notes Series 1296647

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296647

$15,200

$15,200

13.99%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296647. Member loan 1296647 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,208 / month
Current employer: CAC & Don Pablos Debt-to-income ratio: 17.83%
Length of employment: 4 years Location: COLUMBIA, MD
       
Home town:
Current & past employers: CAC & Don Pablos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > To pay off high interest credit cards, car loan, and student loan. Also to build credit.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,687.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan $3000, 17%, $40. Total credit cards 13000, Avg. 19%, $300. Car Loan $3200, 15%, $245. Lines of credit $2500, 20%, $190.
Please explain the reason why you carry a large revolving credit balance.The total balance is spread across several credit cards. I use up to 70% of the limit and then pay them down slowly to keep a balance(to build credit).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan $3000, 17%, $40. Total credit cards 13000, Avg. 19%, $300. Car Loan $3200, 15%, $245. Lines of credit $2500, 20%, $190.
Which debts do you plan to pay off with this loan?Car Loan, Student loan, Lasik Eye Surgery loan (Care Credit), and some of the high interest credit cards.
What is your intended use for the loan proceeds?To consolidate my credit cards, car loan, and student loan into one low interest loan.

 


 

 

 

Member Payment Dependent Notes Series 1296711

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296711

$6,000

$6,000

9.76%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296711. Member loan 1296711 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,071 / month
Current employer: Apple, Inc. Debt-to-income ratio: 22.06%
Length of employment: 1 year Location: West Palm Bech, FL
       
Home town:
Current & past employers: Apple, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,594.00 Public Records On File: 0
Revolving Line Utilization: 64.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1296832

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296832

$35,000

$35,000

13.11%

1.00%

May 24, 2012

May 28, 2017

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296832. Member loan 1296832 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Boardwalk Auto Group Debt-to-income ratio: 0.00%
Length of employment: 4 years Location: dallas, TX
       
Home town:
Current & past employers: Boardwalk Auto Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total expense budget runs 4000.00
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?1761.00 payment <br>354,000 balance

 


 

 

 

Member Payment Dependent Notes Series 1296848

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296848

$15,000

$15,000

17.27%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296848. Member loan 1296848 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: select energy services Debt-to-income ratio: 11.11%
Length of employment: 2 years Location: EAGLE PASS, TX
       
Home town:
Current & past employers: select energy services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,068.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses are around 2,400 including the mortgage
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
Which debts do you plan to pay off with this loan?i want to pay off my credit cards and loans. One of them is my student loan. I just want to have 1 monthly paymen. by paying those loans i would be cuting my monthly payments in half
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses are around 2,400 including the mortgage
Please explain the reason why you carry a large revolving credit balance.because of the high interest rates. i've been giving the miminum payment and they just won't go down. thats one of the resons i want the loan to pay them all and just have one monthly payment
Which debts do you plan to pay off with this loan?i want to pay off my credit cards and loans. One of them is my student loan. I just want to have 1 monthly paymen. by paying those loans i would be cuting my monthly payments in half
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
Which debts do you plan to pay off with this loan?i want to pay off my credit cards and loans. One of them is my student loan. I just want to have 1 monthly paymen. by paying those loans i would be cuting my monthly payments in half
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?by paying them all and just have one monthly payment
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).im paying mortgage and the insurance and taxex are included on the statment. also the light, water, cable, cell phone and some credit cards and loans that i want to consolidate with the loan to just have one monthly payment insted of sever credit cards and loan payments
If you have a public record on file, please briefly explain the event and its resolution.i don't have a public record
Please explain the reason why you carry a large revolving credit balance.because of the high interest rates. i've been giving the miminum payment and they just won't go down. thats one of the resons i want the loan to pay them all and just have one monthly payment
If you have a delinquency in the last 2 years, please explain the reason.i don't have any delinquency record
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?im paying mortgage and the insurance and taxes are included on the statment. also the tipical itilities that i house should have light, water, cable, phone. on the credit cards and loans i have some, thats why i want the loan to consolidate them and just have one monthly payment.
What is your intended use for the loan proceeds?by paying all the loans and credit and just have one monthly payment insted of ten and pay half of what im paying monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my dept balances are around 14,500 in all my credit cards and loans. with the loan i want to pay it off and just have one monthly payment. by doing that i would cut off half of what im paying monthly

 


 

 

 

Member Payment Dependent Notes Series 1296884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296884

$24,000

$24,000

13.67%

1.00%

May 23, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296884. Member loan 1296884 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,583 / month
Current employer: New York State Police Debt-to-income ratio: 19.25%
Length of employment: 7 years Location: WATERVLIET, NY
       
Home town:
Current & past employers: New York State Police
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Im going to consolidate Credit Card Debt.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 52 Months Since Last Delinquency: 3
Revolving Credit Balance: $28,838.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I tried to help family out and it got out of control
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?High balances high interest rates my debt to income is good that's why I want to consolidate
Which debts do you plan to pay off with this loan?All my credit card debts
If you have a delinquency in the last 2 years, please explain the reason.I dont

 


 

 

 

Member Payment Dependent Notes Series 1296975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296975

$16,000

$16,000

15.31%

1.00%

May 25, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296975. Member loan 1296975 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,027 / month
Current employer: n/a Debt-to-income ratio: 17.33%
Length of employment: n/a Location: Frederick, MD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,872.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?somwhere right at 1550.00 per month an that will be with this loan . If you need anything just late me know .THANKS BOB
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 550.oo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About 1,000.oo

 


 

 

 

Member Payment Dependent Notes Series 1296984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1296984

$7,500

$7,500

6.03%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1296984. Member loan 1296984 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,467 / month
Current employer: Carlisle Construction Debt-to-income ratio: 20.02%
Length of employment: < 1 year Location: Petaluma, CA
       
Home town:
Current & past employers: Carlisle Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > We are remodeling the house we rent from my grandparents; 800 sf of wood flooring, two more rooms to paint and this place is going to be sweet. It's nice to live in their old house and give it a fresh new look. They are loving the changes as well.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $316.00 Public Records On File: 0
Revolving Line Utilization: 1.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?We are having an engineered wood floor installed.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I do not have a mortgage, I pay 600 per month in rent to retired family members who own the home.

 


 

 

 

Member Payment Dependent Notes Series 1297006

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297006

$25,850

$25,850

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297006. Member loan 1297006 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Bakersfield College Debt-to-income ratio: 12.81%
Length of employment: 8 years Location: Bakersfield, CA
       
Home town:
Current & past employers: Bakersfield College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 26
Revolving Credit Balance: $13,607.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage including taxes and insurance- $2100<br>Utilities- $250
Please explain the reason why you carry a large revolving credit balance.I have used credit throughout the years to pay for bills. I have never used it to purchase unnecessary items like TVs, vacations, furniture, etc. I don't use credit to pay bills anymore. I am tired of paying the interest on my credit cards and not paying down the principle. It would take me a minimum of 44 months to pay off all of my credit, costing me more than $10,000 in interest alone. It will cost me half of that in interest and take me less time to pay of my credit through Lending Club.
What is the total balance of your credit cards, interest rates and current monthly payments?VISA- Balance: $911.00 Interest Rate: 15.90% Monthly Payment: $30.00<br>DISCOVER- Balance: $11,987.00 Interest Rate: 23.99% Monthly Payment $259.00<br>SEARS- Balance: $709.00 Interest Rate: 0% until 12/2012 Monthly Payment $25.00<br>VISA- Balance: $4,565.00 Interest Rate: 12.24% Monthly Payment $95.00<br>MASTERCARD- Balance $9305.00 Interest Rate: 9.99% Monthly Payment $167.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage Payment- $2100<br>Gas- $400<br>Utilities- $250<br>Phone- $200<br>Student Loans- $600<br>Cable- $70<br>Food- $600<br>Life Insurance- $45<br>Car Insurance- $90
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA- Balance: $4585.00 Interest Rate: 12.24% Monthly Payment: $95.00<br>MASTERCARD: Balance: $9305.00 Interest Rate: 9.99% Monhly Payment $167.00<br>DISCOVER Balance: $11,987.00 Interest Rate: 23.99% Monthly Payment $259.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current Minimum Monthly Payments- $576.00<br>Payments including this Loan- $860 + $55.00 equals $915.00
If you have a delinquency in the last 2 years, please explain the reason.NONE
Please explain the reason why you carry a large revolving credit balance.I have used credit throughout the years to pay for bills. I have never used it to purchase unnecessary items like TVs, vacations, furniture, etc. I don't use credit to pay bills anymore. I am tired of paying the interest on my credit cards and not paying down the principle. It would take me a minimum of 44 months to pay off all of my credit, costing me more than $10,000 in interest alone. It will cost me half of that in interest and take me less time to pay of my credit through Lending Club.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current Minimum Monthly Payments- $576.00<br>Payments including this Loan- $860 + $55.00 equals $915.00

 


 

 

 

Member Payment Dependent Notes Series 1297021

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297021

$6,000

$6,000

13.99%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297021. Member loan 1297021 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: Federal Reserve Bank Debt-to-income ratio: 22.39%
Length of employment: 10+ years Location: MIDLOTHIAN, VA
       
Home town:
Current & past employers: Federal Reserve Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > pay off hihger interest rate credit cards; have necessary dental work completed; necessary car repairs completed.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 65
Revolving Credit Balance: $5,897.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off high interest credit cards, total balance of 3,300.00<br>dental work, two crowns, total of 800.00<br>car maintenance, total of 300.00<br>remaining funds to open an emergency savings account 1,300.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,941.00
What is your intended use for the loan proceeds?pay off higher interest rate credit cards<br>necessary dental work<br>car maintenance<br>start an emergency savings
If you have a delinquency in the last 2 years, please explain the reason.I do not recall have a delinquency in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1297050

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297050

$6,000

$6,000

13.11%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297050. Member loan 1297050 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,000 / month
Current employer: Seattle's Best Coffee Debt-to-income ratio: 12.40%
Length of employment: 1 year Location: SEATTLE, WA
       
Home town:
Current & past employers: Seattle's Best Coffee
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > This is going to make my debt easier to pay down.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,622.00 Public Records On File: 0
Revolving Line Utilization: 58.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1297094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297094

$30,000

$30,000

6.62%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297094. Member loan 1297094 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: New York Presbyterian Hospital Debt-to-income ratio: 18.24%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: New York Presbyterian Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > I plan to use this loan to get out of debt for good in less than 3 years. I need to think about the future and start planning for retirement. I am not having difficulty paying off the debt, however one payment with a lower interest rate will help immensely to getting out of debt sooner! Thank you!<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,827.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: $2000<br>no transportation costs as I live in NYC and walk almost everywhere.<br>utilities/phone: $300<br>food: approx: $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current loan with lending club with a monthly payment of $563 (int. rate 7.88%). Other credit cards that I am trying to consolidate now, have an int rate13.24% and 8.24%. Total monthly payments are currently well above the $921 that I would be paying with this loan, and that is paying the minimum amount. I am not having difficulty with payments, however at that rate, it would take me many more years to pay off my debt. I am hoping to get this loan so I can be debt free in less than 3 years!
What is your intended use for the loan proceeds?To pay off debt completely in 3 years or less. I am able to pay down currently without a problem, however that is with minimum payments and therefore it will take a very long time. With this loan, i will be paying slightly less per month actually, and pay off much, much sooner. My goal is to pay this off and then save more for retirement. Thank you for your consideration.
Please explain the reason why you carry a large revolving credit balance.Unfortunately I have not been wise about my money in the past. Moving back home to New York three years ago proved more costly than I anticipated. But I am taking responsibility; have budgeted myself for my monthly payments and cost of living, and by taking this loan will be completely debt free in 3 years or less. I have a very stable full time job in a hospital, and am also doing extra work after I leave my full time job, to assist with payments. I hope you will consider funding. Thank you.
What is your intended use for the loan proceeds?To pay off debt completely in 3 years or less. I am able to pay down currently without a problem, however that is with minimum payments and therefore it will take a very long time. With this loan, i will be paying slightly less per month actually, and pay off much, much sooner. My goal is to pay this off and then save more for retirement. Thank you for your consideration.
If you have a delinquency in the last 2 years, please explain the reason.I have never had any delinquency.
Which debts do you plan to pay off with this loan?All of my debt will be payed off with this loan!

 


 

 

 

Member Payment Dependent Notes Series 1297120

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297120

$21,000

$21,000

10.74%

1.00%

May 29, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297120. Member loan 1297120 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,042 / month
Current employer: n/a Debt-to-income ratio: 19.86%
Length of employment: 7 years Location: henderson, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > loan is for a small dept consolidation also , Im also adding an additional insurance office to my business. I currently have five successful offices.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,417.00 Public Records On File: 0
Revolving Line Utilization: 26.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all my current monthly expenses total 3000.00 that includes mortage, utilities, food, gas, and all bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?all my bills mortage, all credit card Payments, car note close to 4000.00
Which debts do you plan to pay off with this loan?the credit cards that I have totaling 9000.00, also the rest will go to business.
What is your intended use for the loan proceeds?for paying some bills, and to use for my business ...
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all my current monthly expenses total 3000.00 that includes mortage, utilities, food, gas, and all bills.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?my monthley expenses are 3000.00 in total
If you have a delinquency in the last 2 years, please explain the reason.No delinquency ever
Please explain the reason why you carry a large revolving credit balance.Because of my current Businesses
If you have a public record on file, please briefly explain the event and its resolution.I have no Public record at all.
Which debts do you plan to pay off with this loan?the credit cards that I have totaling 9000.00, also the rest will go to business.

 


 

 

 

Member Payment Dependent Notes Series 1297171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297171

$15,000

$15,000

13.11%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297171. Member loan 1297171 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Veterans Administration Debt-to-income ratio: 20.24%
Length of employment: 2 years Location: SALEM, AR
       
Home town:
Current & past employers: Veterans Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 78
Revolving Credit Balance: $9,224.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Morgage, transportation (gas, upkeep) no vehicle loan, utilities, phone, insurance, food, college. Expenses equal approximately $3500 monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance is approximately $60,000; I am not certain what the interest rates are. I have not been to concerned with this as I usually may small items (less than$8000) off in less than a year, except for my morgage; this montly expense is $715. Credit card payment(s) are together about $500. Student loan $118 (from some time ago). I am paying out of pocket for graduate school that currently is about $1000/month.
If you have a delinquency in the last 2 years, please explain the reason.I have missed a couple of payments but rectify this immediately once I reallize I forgot to pay the monthly bill.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Morgage, transportation (gas, upkeep) no vehicle loan, utilities, phone, insurance, food, college. Expenses equal approximately $3500 monthly.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Morgage is $715 monthly. Credit card payments of approximately $500 monthly. Total insurance(s) approximately $2000 annually, however my part is $320 monthly. Utilities are not my expense, however that is about $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance is approximately $60,000; I am not certain what the interest rates are. I have not been to concerned with this as I usually may small items (less than$8000) off in less than a year, except for my morgage; this montly expense is $715. Credit card payment(s) are together about $500. Student loan $118 (from some time ago). I am paying out of pocket for graduate school that currently is about $1000/month.
Which debts do you plan to pay off with this loan?I do not want to do this loan but would like to consolidate two credit cards, as well as extra graduate expenses that need to be covered. Having to pay $1000 monthly already leaves minimal for the extra things that need to be covered. I graduate 5/13 with hopes of a great increase of pay. My goal is to pay this off by mid 2014.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance is approximately $60,000; I am not certain what the interest rates are. I have not been to concerned with this as I usually may small items (less than$8000) off in less than a year, except for my morgage; this montly expense is $715. Credit card payment(s) are together about $500. Student loan $118 (from some time ago). I am paying out of pocket for graduate school that currently is about $1000/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Morgage, transportation (gas, upkeep) no vehicle loan, utilities, phone, insurance, food, college. Expenses equal approximately $3500 monthly.
Please explain the reason why you carry a large revolving credit balance.I believe I answered this question, so if I am repeating unnecessarily I apologize. So, I started in graduate school about two years ago. I pay out of pocket for this. This is a very pricey endeavor,but is a agreat investment! While I can manage things with out using credit if things are smooth, this can't always be. Unplanned things arise and have to be taken care of. Credit helps during these times.

 


 

 

 

Member Payment Dependent Notes Series 1297229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297229

$15,000

$15,000

10.74%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297229. Member loan 1297229 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Central Texas Dental Care Debt-to-income ratio: 15.33%
Length of employment: 5 years Location: Hewitt, TX
       
Home town:
Current & past employers: Central Texas Dental Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > consolidating will give me the freedom to know that these debts will be paid off with in 3 yrs.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 65
Revolving Credit Balance: $6,087.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500.00 for mortgage, water, electric, phone, cable
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6400.00,2000.00,6200.00. interest rates between 18% to 25%
If you have a delinquency in the last 2 years, please explain the reason.i do not have any delinquencies
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6400.00,2000.00,6200.00. interest rates between 18% to 25%
Which debts do you plan to pay off with this loan?all of the debts.

 


 

 

 

Member Payment Dependent Notes Series 1297230

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297230

$9,000

$9,000

14.65%

1.00%

May 29, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297230. Member loan 1297230 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: CarWoo! Debt-to-income ratio: 13.05%
Length of employment: 1 year Location: BURLINGAME, CA
       
Home town:
Current & past employers: CarWoo!
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 53
Revolving Credit Balance: $8,017.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses are around $2,500 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: roughly 2k balance (monthly payment $125), rates from 9-14 percent<br>1 student loan: monthly payment $125 at 4% interest<br>Rent: $1100<br>1 car loan at $630 per month at 4% interest<br>1 6k medical line of credit, 1k utilized ($40 monthly payment)
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in last 24 months.

 


 

 

 

Member Payment Dependent Notes Series 1297273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297273

$18,000

$18,000

8.90%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297273. Member loan 1297273 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 9.25%
Length of employment: n/a Location: Scottsdale, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Personnel Loan.<br><br> Borrower added on 05/16/12 > Im going to be using the money to consolidate debt, i have perfect credit and am a very safe creditor with a stellar track record.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,544.00 Public Records On File: 0
Revolving Line Utilization: 18.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses total $2000 a Month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American Express - $7000 at 12% $170 per month<br>City cards - $8400 at 7% $185 pm<br>barklays - $1350 at 17% 20pm<br>Car loan $13500 at 5% $293pm

 


 

 

 

Member Payment Dependent Notes Series 1297278

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297278

$9,500

$9,500

12.12%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297278. Member loan 1297278 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: n/a Debt-to-income ratio: 7.82%
Length of employment: 7 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > I am applying for a loan in order to consolidate my credit card debt.<br>Owing $7,876 (spread over cards with $34,450 in limits) has me at a very low 'credit card utilization' rate of 23%.<br>Also, I have 100% on-time payments.<br>I believe this shows me to be a responsible person with regards to credit.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,876.00 Public Records On File: 0
Revolving Line Utilization: 22.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses...<br>rent - $820<br>transportation - $160 for gas (own car outright)<br>utilities - $75<br>phone - $110<br>insurance - $55<br>food - $520
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 8 lines of credit with $7,800 in credit card debt, with interest rates ranging from 15.5% to 23.24%<br><br>I have a line of $35,200 available credit on credit cards.<br><br>my monthly payments average $900<br><br>I have no student loans or mortgages.
What is your intended use for the loan proceeds?as i have stated, to consolidate my debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses...<br>rent - $820<br>transportation - $160 for gas (own car outright)<br>utilities - $75<br>phone - $110<br>insurance - $55<br>food - $520
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?the answers to these questions are on my account.
If you have a delinquency in the last 2 years, please explain the reason.no delinquencies. ever.
Please explain the reason why you carry a large revolving credit balance.i do not have a large revolving credit balance. i am at 22% credit card utilization rate.
If you have a public record on file, please briefly explain the event and its resolution.no public record
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).no mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i am not using the loan for multiple purposes.
Which debts do you plan to pay off with this loan?as stated, credit card consolidation.

 


 

 

 

Member Payment Dependent Notes Series 1297331

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297331

$35,000

$35,000

22.78%

1.00%

May 23, 2012

May 28, 2017

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297331. Member loan 1297331 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,750 / month
Current employer: Nabors drilling Debt-to-income ratio: 21.69%
Length of employment: 9 years Location: Cleburne, TX
       
Home town:
Current & past employers: Nabors drilling
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > Pay off credit cards and one vehicle and consolidate bills to less bills and lower payments<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 11
Revolving Credit Balance: $11,659.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1297821

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297821

$4,200

$4,200

16.29%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297821. Member loan 1297821 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: CITY OF LAURINBURG Debt-to-income ratio: 2.02%
Length of employment: 10+ years Location: GIBSON, NC
       
Home town:
Current & past employers: CITY OF LAURINBURG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > autoloan<br><br> Borrower added on 05/14/12 > autoloan<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 42
Revolving Credit Balance: $1,736.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total expenses runs around $900 monthly
What type of vehicle are you buying (make, model, year, mileage and condition)?I have a 2005 ford explorer with 112,000 miles in great condition. I own a 1995 buick lasabr with over 120,000 miles and in good condition. I own a 1990 Nissan pickup and I think the mileage is around 100,000 and in great condition.

 


 

 

 

Member Payment Dependent Notes Series 1297833

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297833

$7,000

$7,000

13.99%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297833. Member loan 1297833 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: ARINC Debt-to-income ratio: 22.00%
Length of employment: 10+ years Location: Tulsa, OK
       
Home town:
Current & past employers: ARINC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > To futher progress in home improvements (flooring)<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1985 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 7
Revolving Credit Balance: $43,162.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies

 


 

 

 

Member Payment Dependent Notes Series 1297880

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297880

$14,400

$14,400

9.76%

1.00%

May 25, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297880. Member loan 1297880 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Norka Inc Debt-to-income ratio: 10.08%
Length of employment: 9 years Location: Appleton, WI
       
Home town:
Current & past employers: Norka Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,395.00 Public Records On File: 0
Revolving Line Utilization: 44.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All my monthley expenses are around 800.00 a mth and that is gas and electric rent, ins , and phone and that it without credit cards, with credit cards i pay out a total of 1800.00 a mth and my goal is to get that down
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my curreent debts are all credit cards with 20% or higher interest rates and i owe a total of about 12000 on just credit cards

 


 

 

 

Member Payment Dependent Notes Series 1297910

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297910

$9,600

$9,600

7.62%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297910. Member loan 1297910 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,250 / month
Current employer: CDI Debt-to-income ratio: 3.45%
Length of employment: < 1 year Location: washington, DC
       
Home town:
Current & past employers: CDI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > i would like to consolidate my auto load and a credit card load threw leading tree because this rate is better than what my bank gave me. I have never been late on any payments.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 18 Months Since Last Delinquency: 11
Revolving Credit Balance: $4,606.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 1000<br>transportation is 50<br>utilities & phone is 200<br>insurance (car & home) is 200<br>food is 300<br>personal trainer is 300
If you have a delinquency in the last 2 years, please explain the reason.I believe there was a delinquency 2 or 3 years ago with a credit card that I thought was paid off. There was an additional finance charge added after I paid off the balence & it was 2 months before the company could reach me since I don't get paper bills. Also I think there was one late payment on my auto loan I got back in 2005 for 31,000, but I have since paid that loan in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto loan, 9300 balance, interest rate is 10% and monthly payment is 225<br>credit cards, 2500 balance, interest rate is 11% and monthly payment is 100. I will be paying that balance at the end of the month.<br>I have 2 investment properties that I rent out, totalling 310,000 interest rate is 6% & 9% and monthly payment is 3000. I purchased these 5 years ago & they have never been empty.

 


 

 

 

Member Payment Dependent Notes Series 1297967

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297967

$4,500

$4,500

8.90%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297967. Member loan 1297967 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: sequoia construction Debt-to-income ratio: 2.86%
Length of employment: 5 years Location: Sanger, CA
       
Home town:
Current & past employers: sequoia construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > This will be for a street bike im looking buying online at for $4,000. <br>Will be making bigger payment strokes to pay off quicker.<br><br> Borrower added on 05/23/12 > Want to get bile tomorrow afternoon.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,257.00 Public Records On File: 0
Revolving Line Utilization: 4.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1297994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1297994

$6,200

$6,200

6.03%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1297994. Member loan 1297994 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Agency Fusion Debt-to-income ratio: 11.87%
Length of employment: < 1 year Location: Centerville, UT
       
Home town:
Current & past employers: Agency Fusion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I will be refinancing my American Express credit card's balance, which has grown during the last two months because of medical expenses and changing to a (higher paying) new job, which left us without much income for a month.<br><br> Borrower added on 05/16/12 > I have never been late on a payment, whether for utilities or loans (mortgage, cars, credit cards, etc.).<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,574.00 Public Records On File: 0
Revolving Line Utilization: 22.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1375<br>Transportation - $120<br>Utilities - $120<br>Phone/Internet - $164<br>Car Insurance - $170<br>Food - $500<br>Student Loan - $196<br>Car Payment - $171
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express - $6200 outstanding, 15.24% APR, $114 minimum payment
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$114 is the minimum monthly payment for my American Express card. I don't have any other cards with balances.<br>With this loan, I will be able to pay off the American Express card completely, and my monthly payment for this loan will be $188.71.

 


 

 

 

Member Payment Dependent Notes Series 1298007

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298007

$20,000

$20,000

12.12%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298007. Member loan 1298007 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Three D Machine Inc. Debt-to-income ratio: 17.13%
Length of employment: 10+ years Location: ANDREWS, SC
       
Home town:
Current & past employers: Three D Machine Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > Pay off Credit card and consolidate other personal loans and a auto loan<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,895.00 Public Records On File: 0
Revolving Line Utilization: 68.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?203 for house payment. 210 all utilities. 65 for insurance. 300 for misc(gas,food, and ect)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Boat Loan balance of $8,800 with payment of $367. Credit card 1 balance of $2000 and min payment of $75.00 at %11. Credit Card 2 balance of $2200.00 min payment of $50 at %14. Credit Card 3 balance of $4100 and min payment of $125 at %12. Credit Card 4 balance of $1100 min payment of $25 at %19. Personal Loan balance of $2700 min payment of $145.00 and %13.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 4 credit cards that I will completely pay off and close those accounts and a boat loan that I am going to pay off, so i will only have this one payment to worry with. I will have to use 4000.00 of my own to completly pay all of them off. It will really help out with these credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Boat Loan balance of $8,800 with payment of $367. Credit card 1 balance of $2000 and min payment of $75.00 at %11. Credit Card 2 balance of $2200.00 min payment of $50 at %14. Credit Card 3 balance of $4100 and min payment of $125 at %12. Credit Card 4 balance of $1100 min payment of $25 at %19. Personal Loan balance of $2700 min payment of $145.00 and %13.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Boat Loan balance of $8,800 with payment of $367. Credit card 1 balance of $2000 and min payment of $75.00 at %11. Credit Card 2 balance of $2200.00 min payment of $50 at %14. Credit Card 3 balance of $4100 and min payment of $125 at %12. Credit Card 4 balance of $1100 min payment of $25 at %19. Personal Loan balance of $2700 min payment of $145.00 and %13.

 


 

 

 

Member Payment Dependent Notes Series 1298010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298010

$12,000

$12,000

12.12%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298010. Member loan 1298010 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: United Emergency Animal Clinic Debt-to-income ratio: 20.26%
Length of employment: 1 year Location: Redwood City, CA
       
Home town:
Current & past employers: United Emergency Animal Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > I would like to pay one monthly payment instead of several. I am very diligent about making payments, just want to simplify my life.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,560.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2300-2400 total.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current credit debt is $23,000, medical expense $1,300 (will be paid over three months), highest credit interest rate is 21%. We pay approx $1,000 - $1,200/month. We are looking for a lower interest rate to pay our debt more quickly.

 


 

 

 

Member Payment Dependent Notes Series 1298046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298046

$10,000

$10,000

13.11%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298046. Member loan 1298046 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,345 / month
Current employer: KCSC Debt-to-income ratio: 22.75%
Length of employment: 5 years Location: ROCKVILLE, MD
       
Home town:
Current & past employers: KCSC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,125.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Auto loan $360<br>Insurance $90<br>Food $600<br>Gas $200<br>Credit card payments $650
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $15000 Interest rate varying from 9.99% to 18.99%<br>Auto loan $15000 Interest rate 2.9%

 


 

 

 

Member Payment Dependent Notes Series 1298114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298114

$7,000

$7,000

18.25%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298114. Member loan 1298114 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Conglobal ind. Debt-to-income ratio: 10.55%
Length of employment: 3 years Location: San pedro, CA
       
Home town:
Current & past employers: Conglobal ind.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,402.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 300 to my parents, no utilities, and i drive a 4 cylinder car 8 miles to work and 5 miles to school. Insurance is 50 dollars a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Major credit card: $850 18.24%.  Retail credit card: $1600 24.99%. Retail credit card: $400 22.90%. Major credit card: $1400 10.74%. Loan: $2500 15.65%
Please explain the reason why you carry a large revolving credit balance.Previous living arrangements were not ideal to pay down balances as much as I would have liked. Now, living back home, paying minimal rent and no utilities will allow me to do so farily rapidly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Major credit card: $850 18.24%.  Retail credit card: $1600 24.99%. Retail credit card: $400 22.90%. Major credit card: $1400 10.74%. Loan: $2500 15.65%

 


 

 

 

Member Payment Dependent Notes Series 1298122

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298122

$8,500

$8,500

12.12%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298122. Member loan 1298122 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Carroll County Board of Education Debt-to-income ratio: 24.03%
Length of employment: 3 years Location: TEMPLE, GA
       
Home town:
Current & past employers: Carroll County Board of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I plan to use the funds to payoff and consolidate all credit card debt into one payment. I believe I am a good borrower because I pay my bills on time and I take responsibility for all my debts. I have a very stable job. I am tenured and I just signed my contract for next year.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,893.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent. I pay a mortgage which is listed under my current debt balances.<br>$100.00- gas for car<br>$20.00- water bill<br>$100.00- electricity bill<br>$75.00- cell phone bill<br>$65.00- car insurance<br>$80.00- food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 5.572 rate with $549.30 payment. Credit Cards: RoomsToGo balance of $1977.65 at rate of 24.99 with payment of $70.00. Capital One balance of $2149.11 at rate of 13.9 with payment of $46.00. Home Depot balance of $855.32 at rate of 25.99 with payment of $28.00. Target balance of $939.01 at rate of 25.24 with payment of $28.00. Sears balance $449.72 at rate of 22.99 with payment of $15.00. Reward Zone with $942.47 at rate of 20.24 with payment of $18.00. Car payment to Ally $333.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent. I pay a mortgage which is listed under my current debt balances.<br>$100.00- gas for car<br>$20.00- water bill<br>$100.00- electricity bill<br>$75.00- cell phone bill<br>$65.00- car insurance<br>$80.00- food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 5.572 rate with $549.30 payment. Credit Cards: RoomsToGo balance of $1977.65 at rate of 24.99 with payment of $70.00. Capital One balance of $2149.11 at rate of 13.9 with payment of $46.00. Home Depot balance of $855.32 at rate of 25.99 with payment of $28.00. Target balance of $939.01 at rate of 25.24 with payment of $28.00. Sears balance $449.72 at rate of 22.99 with payment of $15.00. Reward Zone with $942.47 at rate of 20.24 with payment of $18.00. Car payment to Ally $333.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 5.572 rate with $549.30 payment. Credit Cards: RoomsToGo balance of $1977.65 at rate of 24.99 with payment of $70.00. Capital One balance of $2149.11 at rate of 13.9 with payment of $46.00. Home Depot balance of $855.32 at rate of 25.99 with payment of $28.00. Target balance of $939.01 at rate of 25.24 with payment of $28.00. Sears balance $449.72 at rate of 22.99 with payment of $15.00. Reward Zone with $942.47 at rate of 20.24 with payment of $18.00. Car payment to Ally $333.00.

 


 

 

 

Member Payment Dependent Notes Series 1298164

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298164

$6,600

$6,600

15.31%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298164. Member loan 1298164 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: PBS Rentals Debt-to-income ratio: 15.33%
Length of employment: < 1 year Location: WINSTON, GA
       
Home town:
Current & past employers: PBS Rentals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > This is a loan to consolidate a high interest motorcycle loan , a high interest vehicle loan, and a small amount of credit card debt. This will pay off all three and give me a lower overall interest rate. The payment on the requested loan will be lower than my current combined payments. A win/win.<br><br> Borrower added on 05/15/12 > The requested amount is for the consolidation of a high interest motorcycle loan, a high interest vehicle loan, and a small amount of credit card debt. With the requested amount I will be able to pay off all three with a lower combined interest rate and a lower monthly payment. Overall a win/win.<br><br> Borrower added on 05/15/12 > I have a stable no commision sales job with a multi billion dollar highway product company.<br><br>House is paid for therefore I have no mortage or rent. <br><br>IF i receive this loan it will be paid off in 14 months.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,032.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No mortage or rent. Primary transport is a company truck with paid for fuel costs. Personal vehicls cost me roughly 350/month for fuel and insurance. Utilities are on average 200/ month. Cell is 90. Groceries are 400/month. Realistically if I receive this loan I will have it paid off in 14 months
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Used motorcycle loan- Balance: 11,600, APR 20.99%. Monthly payment is $444 for a 36 month loan.<br>Used vehicle loan- Balance: 6,600, APR 12%. Monthly payment is $204 for a 48 month loan.<br>No rent or Mortgage<br>No student loans.<br>Credit card debt is less than $100<br>Realistically if I receive this loan it will be paid off in 14 months.
Please explain the reason why you carry a large revolving credit balance.Two used vehicle loans at a high interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1298224

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298224

$35,000

$35,000

20.50%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298224. Member loan 1298224 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: DSM Debt-to-income ratio: 11.74%
Length of employment: 8 years Location: SNELLVILLE, GA
       
Home town:
Current & past employers: DSM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I'm want to finish my basement. My credit issues were due to real estate. I tried investing but the market tanked & caused me to lose two properties. All of my other bills have been paid on time without fault. Any consideration would be greatly appreciated. Just thankful for what I have. Thank you.<br><br> Borrower added on 05/15/12 > I want to finish my basement. My credit issues are related to two rental properties I lost because of the difficulty of keeping tenants during the bad economy. My other bills are paid on time. Any consideration is appreciated. Just thankful for what I still have and looking to enjoy it. Thank you.<br><br> Borrower added on 05/15/12 > I want to finish my basement. My credit issues are related to two rental properties I lost because of the difficulty of keeping tenants during the bad economy. My other bills are paid on time. Any consideration is appreciated. Just thankful for what I still have and looking to enjoy it. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 17
Revolving Credit Balance: $5,731.00 Public Records On File: 0
Revolving Line Utilization: 88.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I just did a SAM modification with my lender which reduced my mortgage to $1100 including T&I. I am a computer consultatnt and have been on my job for 8 years. The other bills you mentioned come to about $600. I also have a rental property I own out right in Southern Pines NC I rent for $500 a month. I own land in Pinehurst NC worth $30K and my spouse's income is about 22K with very few bills.
What is the home improvement project you are planning?My basement is 1776 sq ft. I'm trying to finish about 1600 to include another bedroom, theater room, kitchen, full bath, family room, and gym.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I bought my home for $244K eight years ago. I recently did a SAM modification with my lender which they deferred 73K. If I make the payments on time for the next three years they will write off that balance. I'm agreeing to share 25% of any future equity in the home minus any home improvemts I make. $203 is what shows on my report but if all goes well they have my balance at $135K right now. They gave me a 2% rate with 22 months left on loan with the SAM.
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency I am aware of is the two investment properties I lost. I tried to get funding from Fidelity Bank and they told me my credit was good aside from the two foreclosures and my scores were 680 or 670. They could not do it because of the new SAM modification I just signed. I'm still obligated for the $73K until the three years are up. They told me they would do it then.

 


 

 

 

Member Payment Dependent Notes Series 1298275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298275

$6,000

$6,000

7.90%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298275. Member loan 1298275 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,825 / month
Current employer: American Controls Debt-to-income ratio: 15.74%
Length of employment: 7 years Location: PAINESVILLE, OH
       
Home town:
Current & past employers: American Controls
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 23 Months Since Last Delinquency: 12
Revolving Credit Balance: $8,973.00 Public Records On File: 0
Revolving Line Utilization: 35.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1285
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.$4700 At 18.9 percent and $121 minimum<br>$1050 at 18.9 percent and $35 minimum
If you have a delinquency in the last 2 years, please explain the reason.No.

 


 

 

 

Member Payment Dependent Notes Series 1298357

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298357

$4,150

$4,150

12.12%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298357. Member loan 1298357 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: SMA-America Debt-to-income ratio: 3.31%
Length of employment: 1 year Location: Sacramento, CA
       
Home town:
Current & past employers: SMA-America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > My loan will mainly be used to purchase a reliable commuter car. The reaming amount will be used to pay of credit cards with a higher interest rate than the loan.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,976.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Mainly using my money to buy a car to commute to cork in, and also to pay of some credit card bills. I found a good reliable car for $9,000 and with the remaining money I will pay off my credit card Bills that have high interest rates.
What is your intended use for the loan proceeds?I want to buy a reliable car to commute to work in, and withe the remaining money I will pay of credit card bills that have higher interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all my expenses per month comes to a maximum of $1200.

 


 

 

 

Member Payment Dependent Notes Series 1298399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298399

$3,000

$3,000

12.12%

1.00%

May 23, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298399. Member loan 1298399 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Southeastern Technical College Debt-to-income ratio: 1.30%
Length of employment: 5 years Location: VIDALIA, GA
       
Home town:
Current & past employers: Southeastern Technical College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,561.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our overall expenses are about 1500 a month.
What is your intended use for the loan proceeds?I want this loan to help us make it for the next 2 months until my wife completes her Sonography degree. She already has 3 promising job opportunities and will finish in the middle of July. We have pulled out of our savings alot lately paying her books, tuition, commute, etc., and we really can't afford to pull any more out in case of emergency.
Please provide additional details regarding the purpose of the loan.I want this loan to help us make it for the next 2 months until my wife completes her Sonography degree. She already has 3 promising job opportunities and will finish in the middle of July. We have pulled out of our savings alot lately paying her books, tuition, commute, etc., and we really can't afford to pull any more out in case of emergency.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our overall expenses are about 1500 a month.
What is your intended use for the loan proceeds?I want this loan to help us make it for the next 2 months until my wife completes her Sonography degree. She already has 3 promising job opportunities and will finish in the middle of July. We have pulled out of our savings alot lately paying her books, tuition, commute, etc., and we really can't afford to pull any more out in case of emergency.
Please provide additional details regarding the purpose of the loan.I want this loan to help us make it for the next 2 months until my wife completes her Sonography degree. She already has 3 promising job opportunities and will finish in the middle of July. We have pulled out of our savings alot lately paying her books, tuition, commute, etc., and we really can't afford to pull any more out in case of emergency.
What is your intended use for the loan proceeds?I want this loan to help us make it for the next 2 months until my wife completes her Sonography degree. She already has 3 promising job opportunities and will finish in the middle of July. We have pulled out of our savings alot lately paying her books, tuition, commute, etc., and we really can't afford to pull any more out in case of emergency.

 


 

 

 

Member Payment Dependent Notes Series 1298409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298409

$15,000

$15,000

14.65%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298409. Member loan 1298409 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Chrysler Group LLC Debt-to-income ratio: 16.97%
Length of employment: 2 years Location: ROCHESTER, MI
       
Home town:
Current & past employers: Chrysler Group LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,213.00 Public Records On File: 0
Revolving Line Utilization: 34.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards are about 15K (15.99%), Student Debt is about 16K (200/mo), Mortgage 1,100/Mo. I mainly want to get my Credit Cards paid off since they are near their limit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards are about 15K (15.99%), Student Debt is about 16K (200/mo), Mortgage 1,100/Mo. I mainly want to get my Credit Cards paid off since they are near their limit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 1,100, car/insurance - 400, phone - 50, utilities - 250, student loan - 200, food - 100, misc - 300
Please explain the reason why you carry a large revolving credit balance.I have many revolving cards open but I only used 3 on a regular basis. There is currently a balance on those 3 which is what I am trying to pay off. I plan on only using one in the future. The reason I have so many open is because I did not realize the impact it has on your credit score by opening a lot of credit cards and I was given free promotions when I opened them.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1100 - mortgage/taxes/insurance, 200 - utilities, credit cards approx 500
Please explain the reason why you carry a large revolving credit balance.I have many revolving cards open but I only used 3 on a regular basis. There is currently a balance on those 3 which is what I am trying to pay off. I plan on only using one in the future. The reason I have so many open is because I did not realize the impact it has on your credit score by opening a lot of credit cards and I was given free promotions when I opened them.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 1,100, car/insurance - 400, phone - 50, utilities - 250, student loan - 200, food - 100, misc - 300
What is your intended use for the loan proceeds?Consolidate credit cards.
What is your intended use for the loan proceeds?Consolidate credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards are about 15K (15.99%), Student Debt is about 16K (200/mo), Mortgage 1,100/Mo. I mainly want to get my Credit Cards paid off since they are near their limit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards are about 15K (15.99%), Student Debt is about 16K (200/mo), Mortgage 1,100/Mo. I mainly want to get my Credit Cards paid off since they are near their limit.

 


 

 

 

Member Payment Dependent Notes Series 1298445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298445

$25,000

$25,000

7.62%

1.00%

May 29, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298445. Member loan 1298445 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,917 / month
Current employer: Easterm insurance Debt-to-income ratio: 11.61%
Length of employment: 3 years Location: woburn, MA
       
Home town:
Current & past employers: Easterm insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1981 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,218.00 Public Records On File: 0
Revolving Line Utilization: 16.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi<br>Current Mortgage is $2800 a month including taxes and home owners insurance. Phone, utilities, insurance and food are about $1,200.00. Gas for my car is about $200.00 but reimbursed at .55 per mile. My work calls for about 1000 miles per month.<br><br>Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I think answer is above.<br><br>Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I think answer is above.<br><br>Thank you.
Please explain the reason why you carry a large revolving credit balance.I have good balance transfers due to good credit. I have used these dollars to pay for my daughters under grad degree. I did not want her to have loans. Since she is married and independent I could not take Gov loans. I want to consolidate the credit card loans and pay down the second mortgage that I have so I can refinance soon. House is slightly under water for about 10k.<br><br>Thank you.
Please explain the reason why you carry a large revolving credit balance.I have good balance transfers due to good credit. I have used these dollars to pay for my daughters under grad degree. I did not want her to have loans. Since she is married and independent I could not take Gov loans. I want to consolidate the credit card loans and pay down the second mortgage that I have so I can refinance soon. House is slightly under water for about 10k.<br><br>Thank you.
Which debts do you plan to pay off with this loan?Hello,<br><br>I will pay off about 13k in credit cards and put the remainder to my second loan on my mortgage. I would like to refinance. I am about 10k underwater. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I think answer is above.<br><br>Thank you.
What is your intended use for the loan proceeds?Hello. I will pay off about 13 to 14k on credit cards that have low balance transfer rates that are expiring. The remainder will go towards paying down a second mortgage as I am very close to bringing the property to loan value to a ratio that will allow me to refinance. This will cut about 3% points off my total mortgage. The rate stable rate offered by Lending Club is very attractive for this purpose. I want to avoid taking a significant loan from my 401k if I could.

 


 

 

 

Member Payment Dependent Notes Series 1298494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298494

$35,000

$35,000

18.25%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298494. Member loan 1298494 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: John Muir Medical Center Debt-to-income ratio: 16.67%
Length of employment: 10+ years Location: ANTIOCH, CA
       
Home town:
Current & past employers: John Muir Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Thank you to all that have contributed so far and for making this dream vacation possible this year. We have had a trying year last summer. This year, we would like to be able to fulfill what we had planned. Again thank you so much for putting your trust in my family with your hard earned money.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 30
Revolving Credit Balance: $14,753.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our cumulative expense monthly is estimated at $ 5,000.00.
Please provide general details of the cost of your vacation.Priced an 11 nights cruise through Royal Carribean at $20,000 just for my immediate family of 8 to include airfare and meals. I would like to use the last $15,000 to consolidate some old loans and use some for pocket money.
If you have a delinquency in the last 2 years, please explain the reason.Have not been delinquent this last 2 years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2235.00 with$120.00 for HOA. Escrow is included.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2235.00 with$120.00 for HOA. Escrow is included.
Please provide general details of the cost of your vacation.Priced an 11 nights cruise through Royal Carribean at $20,000 just for my immediate family of 8 to include airfare and meals. I would like to use the last $15,000 to consolidate some old loans and use some for pocket money.
If you have a delinquency in the last 2 years, please explain the reason.Have not been delinquent this last 2 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our cumulative expense monthly is estimated at $ 5,000.00.

 


 

 

 

Member Payment Dependent Notes Series 1298505

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298505

$12,000

$12,000

7.90%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298505. Member loan 1298505 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: University of Minnesota Debt-to-income ratio: 21.99%
Length of employment: 10+ years Location: Minneapolis, MN
       
Home town:
Current & past employers: University of Minnesota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I am able to easily make the required payments to this loan. Currently,<br>I am paying $525 over the minimum payment on one of my credit cards, money I can shift over to this loan. Garage is badly needed so I can have a workshop to maintain my house. Same employer for 18 years, no chance of<br>layoff.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,146.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phones - $219<br>Home gas - $87<br>Car insurance - $99<br>Water/sewer - $58<br>Electricity - $55<br>Pets - $50<br>Cable/Internet - $146<br>Food - $300<br>Car gas(I bike) - $80<br>Misc - $100
What is the home improvement project you are planning?Building a garage
Is the improvement to your primary residence or an investment property?Primary residence

 


 

 

 

Member Payment Dependent Notes Series 1298528

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298528

$7,000

$7,000

13.11%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298528. Member loan 1298528 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Central DuPage Hospital Debt-to-income ratio: 22.36%
Length of employment: 5 years Location: ELGIN, IL
       
Home town:
Current & past employers: Central DuPage Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 12
Revolving Credit Balance: $28,985.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.It was in the middle of a loan modification, there are two different entetites that handle the mortgage for our bank and loan modification and the communication was slow with both of them and it reflectes on our credit scores. All of the requirements that where needed for the loan modification where met including a trial payment satisfactoraly.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage makes up 35% of my monthly expenses
Please explain the reason why you carry a large revolving credit balance.Wife was placed on dissability for the last seven months
If you have a delinquency in the last 2 years, please explain the reason.It was in the middle of a loan modification, there are two different entetites that handle the mortgage for our bank and loan modification and the communication was slow with both of them and it reflectes on our credit scores. All of the requirements that where needed for the loan modification where met including a trial payment satisfactoraly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?5000 is going to pay off medical bills the rest will be to bring the credit card debt down.
What is your intended use for the loan proceeds?Mostly, to pay off the medical bills hanging over our head and bringing some of the credit card debt down
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With mortgage it comes out to 3500 monthly
What are the estimated expenses?Around 3500-4000 monthly

 


 

 

 

Member Payment Dependent Notes Series 1298535

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298535

$18,000

$18,000

14.65%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298535. Member loan 1298535 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Jaguar Consulting Debt-to-income ratio: 6.87%
Length of employment: 7 years Location: WESTFIELD, NJ
       
Home town:
Current & past employers: Jaguar Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > This money will be used for debt consolidation. I've been employed at the same high-end software company for 7+ years and take my credit seriously. There's more than enough in my budget to meet this loan payment, particularly after current debts are all paid off. Thanks in advance for your funding.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,873.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The primary intended use is debt consolidation. during the recent economic downturn, things were very tight and balances were unfortunately accrued on credit cards and small loans with family members. Now that things are getting better, I am looking to consolidate all of those miscellaneous debts into one payment. Having said that, part of the loan proceeds will be used for minor home improvement projects to increase the equity in my home.
Please explain the reason why you carry a large revolving credit balance.Per my previous answer, during the recession, things were tight. However, for a while now, all purchases have been paid with available cash funds / debit cards and not with revolving credit.
Which debts do you plan to pay off with this loan?All of them
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Approximately $15,000 is for debt consolidation and the remainder for home improvement or to keep as rainy day funds.

 


 

 

 

Member Payment Dependent Notes Series 1298580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298580

$10,000

$10,000

12.12%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298580. Member loan 1298580 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Solar Turbines Inc Debt-to-income ratio: 18.40%
Length of employment: 10+ years Location: San Diego, CA
       
Home town:
Current & past employers: Solar Turbines Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > pay bills,same job for 20 years<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,202.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1298592

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298592

$19,600

$19,600

13.99%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298592. Member loan 1298592 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Heyman Corporation Debt-to-income ratio: 22.85%
Length of employment: 3 years Location: OAKLAND, CA
       
Home town:
Current & past employers: Heyman Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 26
Revolving Credit Balance: $14,310.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current total monthly expenses is $1,630 (Rent - $800, Transportation - $100, Utilities - $50, Phone - $80, Insurance - $200, Food - $400).
If you have a delinquency in the last 2 years, please explain the reason.I don't have a delinquency in the last 2 years.
Please provide general details of the cost of your vacation.I'm going to Europe and Asia with my parents for 8 weeks because they just retired. Cost of my vacation: transportation - $8000, hotel - $8000, and food - $5000.

 


 

 

 

Member Payment Dependent Notes Series 1298634

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298634

$15,000

$15,000

12.12%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298634. Member loan 1298634 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Pet emergency center Debt-to-income ratio: 15.70%
Length of employment: 1 year Location: WESTON, FL
       
Home town:
Current & past employers: Pet emergency center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > I am trying to pay off all my accrued credit card debt<br><br> Borrower added on 05/17/12 > I have four credit cards that I have made regular payments on for the last five years. I just want to finished them up. Thank you<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,873.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 1200 per month. My monthly living expenses are shared
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?600 per month in credit card debit. No lines of credit. Interest rates range from 0-12.99%

 


 

 

 

Member Payment Dependent Notes Series 1298636

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298636

$11,975

$11,975

10.74%

1.00%

May 29, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298636. Member loan 1298636 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,080 / month
Current employer: Riverdale Dunthorpe Patrol Debt-to-income ratio: 16.01%
Length of employment: < 1 year Location: Portland, OR
       
Home town:
Current & past employers: Riverdale Dunthorpe Patrol
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 74
Revolving Credit Balance: $5,277.00 Public Records On File: 0
Revolving Line Utilization: 39.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $514.74<br>Housing Fee $172.91<br>Water $20<br>Electric $42.55<br>Auto Insurance $135<br>Phone $90<br>Internet $39<br>Auto Loan $119.44<br>Other Loan $448.32<br>Food $400<br><br>Total $1,981.96
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?You don't need to know all this if you chose not to invest in me that's fine but you don't need to know all this information. If you need to know every single detail about my finances go look some where else to invest.
If you have a delinquency in the last 2 years, please explain the reason.No deliquencies since 2003 and the only reason for those two thirty day late payments was I was a soldier stationed in South Korea and I closed a credit card account and missed two payments because I didn't get the statements because I thought it was closed and I didn't know to forward it to my new address because it was suppose to be closed.

 


 

 

 

Member Payment Dependent Notes Series 1298670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298670

$21,000

$21,000

18.55%

1.00%

May 23, 2012

May 28, 2017

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298670. Member loan 1298670 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Clayton County Public Schools Debt-to-income ratio: 21.35%
Length of employment: 8 years Location: ELLENWOOD, GA
       
Home town:
Current & past employers: Clayton County Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > I wish to pay off my credit cards.<br><br> Borrower added on 05/15/12 > Paying off all my credit card debt will help me tremendously! This will definitely cut my monthly payments in half!<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,157.00 Public Records On File: 0
Revolving Line Utilization: 67.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage- 582.00; Transportation(car, insurance, gas)- 600.00; Utilities- 320.00; Food- 400.00; Student Loans- 795.00; Cell Phone- 130.00; Cable(Internet &Phone)- 160.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards (total)- 20,000.00 ;avg int rate- 21.00 ; monthly payments- 880.00<br>student loans (total)- 49,000.00; avg int rate- 6.00 ; monthly- 795.00<br>mortgage- 96,000.00 ; int rate- 4.75 ; monthly - 582.00<br>utilities- 400.00<br>food- 400.00<br>car (insurance, gas)- 600.00
Which debts do you plan to pay off with this loan?credit card debts- 20,000.00 total; 880.00 monthly
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage- 582.00; Transportation(car, insurance, gas)- 600.00; Utilities- 320.00; Food- 400.00; Student Loans- 795.00; Cell Phone- 130.00; Cable(Internet &Phone)- 160.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards (total)- 20,000.00 ;avg int rate- 21.00 ; monthly payments- 880.00<br>student loans (total)- 49,000.00; avg int rate- 6.00 ; monthly- 795.00<br>mortgage- 96,000.00 ; int rate- 4.75 ; monthly - 582.00<br>utilities- 400.00<br>food- 400.00<br>car (insurance, gas)- 600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards (total)- 20,000.00 ;avg int rate- 21.00 ; monthly payments- 880.00<br>student loans (total)- 49,000.00; avg int rate- 6.00 ; monthly- 795.00<br>mortgage- 96,000.00 ; int rate- 4.75 ; monthly - 582.00<br>utilities- 400.00<br>food- 400.00<br>car (insurance, gas)- 600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards (total)- 20,000.00 ;avg int rate- 21.00 ; monthly payments- 880.00<br>student loans (total)- 49,000.00; avg int rate- 6.00 ; monthly- 795.00<br>mortgage- 96,000.00 ; int rate- 4.75 ; monthly - 582.00<br>utilities- 400.00<br>food- 400.00<br>car (insurance, gas)- 600.00
What is your intended use for the loan proceeds?To pay off all credit card balances.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage- 583.00; Utilities/Cable- 500.00; Car/Insurance- 470.00; Credit Cards- 880.00
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquencies.
Please explain the reason why you carry a large revolving credit balance.Due to the fact that I used credit cards quite often while I was in undergrad & grad school.
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record on file to my knowledge.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage- 583.00 (including taxes & insurance)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit card purposes- I will pay off all credit cards with average interest rates of 21%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards (total)- 20,000.00 ;avg int rate- 21.00 ; monthly payments- 880.00<br>student loans (total)- 49,000.00; avg int rate- 6.00 ; monthly- 795.00<br>mortgage- 96,000.00 ; int rate- 4.75 ; monthly - 582.00<br>utilities- 400.00<br>food- 400.00<br>car (insurance, gas)- 600.00
Please explain the reason why you carry a large revolving credit balance.Due to the fact that I used credit cards quite often while I was in undergrad & grad school.

 


 

 

 

Member Payment Dependent Notes Series 1298698

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298698

$8,500

$8,500

13.11%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298698. Member loan 1298698 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: south coast toyota Debt-to-income ratio: 19.66%
Length of employment: 2 years Location: NORWALK, CA
       
Home town:
Current & past employers: south coast toyota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 46
Revolving Credit Balance: $10,781.00 Public Records On File: 0
Revolving Line Utilization: 75.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 all expenses
Please provide general details of the cost of your vacation.Flights 2000 for 4 of us<br>hotel 2500<br>food 1500<br>Other exp may be required
If you have a delinquency in the last 2 years, please explain the reason.NO
Please provide general details of the cost of your vacation.Flights 2000 for 4 of us<br>hotel 2500<br>food 1500<br>Other exp may be required

 


 

 

 

Member Payment Dependent Notes Series 1298705

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298705

$25,000

$25,000

15.81%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298705. Member loan 1298705 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: King Jr. Elementary School Debt-to-income ratio: 11.36%
Length of employment: 10+ years Location: Los Angeles, CA
       
Home town:
Current & past employers: King Jr. Elementary School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I'm planning on consolidating all my credit card debt to make it easier on monthly payments. I think 3 years to fully pay this account is ideal and I could always make higher payments if I wanted to.<br><br> Borrower added on 05/15/12 > I would like to thank the Lending Club for making it possible to people like me to be able to consolidate bills to lower down credit card debt. Hopefully, my credit scores will once again go higher as well as my FICO scores. I'm really excited about my decision to get this loan through Lending Club.<br><br> Borrower added on 05/15/12 > I am planning on paying down my debt so that I can sleep better at night. I am a very responsible person and that's why I am requesting a consolidation loan from you.<br><br> Borrower added on 05/20/12 > I'm planning to pay off any credit card debt that I have accumulated. I always make my payments on time. I have been working with the same organization for the past 12 years.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,065.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have a Bank of America 0% interest credit card for about $12,000. This credit card's 0% interest will expire in August. I usually pay double the amount required by BOF monthly. I would like to also pay off $7,000 owed to HSBC Bank Nevada. This account is also about to expire 0% interest. I have a Capital One Visa that I would like to pay off as well. I owe about $7,000. I usually pay more than the required amount due every month. I have a student loan in which I owe 11,000 dollars.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1,662 for rent. I pay about $240 for fuel. My bimonthly gas and power bill is about $100. My cell phone is about a $100. Land line is about $80.00. My car insurance is about $110 monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have a Bank of America 0% interest credit card for about $12,000. This credit card's 0% interest will expire in August. I usually pay double the amount required by BOF monthly. I would like to also pay off $7,000 owed to HSBC Bank Nevada. This account is also about to expire 0% interest. I have a Capital One Visa that I would like to pay off as well. I owe about $7,000. I usually pay more than the required amount due every month. I have a student loan in which I owe 11,000 dollars.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly rent is $1662. My utilities are water and power and the bimonthly payment is around 100. 00 dollars. Most of my payments go to credit cards which is why I'm requesting a consolidation loan. By the way I had already answer this question.
Please explain the reason why you carry a large revolving credit balance.I unfortunately over extended myself. I shouln't have but I did which is why I would like to get a consolidation loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have a Bank of America 0% interest credit card for about $12,000. This credit card's 0% interest will expire in August. I usually pay double the amount required by BOF monthly. I would like to also pay off $7,000 owed to HSBC Bank Nevada. This account is also about to expire 0% interest. I have a Capital One Visa that I would like to pay off as well. I owe about $7,000. I usually pay more than the required amount due every month. I have a student loan in which I owe 11,000 dollars.
Which debts do you plan to pay off with this loan?I would like to pay my high balance credit cards such as one with a $12,000 dollars balance. The second credit card has a balance of $7,000 and the third one I would like to pay off is about $4,000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1,662 for rent. I pay about $240 for fuel. My bimonthly gas and power bill is about $100. My cell phone is about a $100. Land line is about $80.00. My car insurance is about $110 monthly.
What is your intended use for the loan proceeds?I inted to pay my credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have a Bank of America 0% interest credit card for about $12,000. This credit card's 0% interest will expire in August. I usually pay double the amount required by BOF monthly. I would like to also pay off $7,000 owed to HSBC Bank Nevada. This account is also about to expire 0% interest. I have a Capital One Visa that I would like to pay off as well. I owe about $7,000. I usually pay more than the required amount due every month. I have a student loan in which I owe 11,000 dollars.
Please explain the reason why you carry a large revolving credit balance.I unfortunately over extended myself. I shouln't have but I did which is why I would like to get a consolidation loan.

 


 

 

 

Member Payment Dependent Notes Series 1298712

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298712

$35,000

$35,000

13.11%

1.00%

May 23, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298712. Member loan 1298712 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,833 / month
Current employer: FINANCE EXPRESS Debt-to-income ratio: 24.41%
Length of employment: 7 years Location: HERTFORD, NC
       
Home town:
Current & past employers: FINANCE EXPRESS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > This Loan is to payoff all my Revolving Credit Card Debt as well as pay on the truck payment with BBT<br><br> Borrower added on 05/15/12 > As well as to fix my bathroom from a leak. My interest rates at now 14% to 26%<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,723.00 Public Records On File: 0
Revolving Line Utilization: 67.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No home equity, mortgage is 620.00 a month, no lines of credit, utility ave $150 a month, taxes total about $600 year, ins 1200 year,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around 26k in cards, I have a truck payment with bbt, the other ford loan is my aunts, also timeshare is part of the revolving credit as well. I really just want one payment not having problems paying as you can see just want make it easier.
Please explain the reason why you carry a large revolving credit balance.I opened a gym and then closed it. I also bought sheds and jet skis
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around 26k in cards, I have a truck payment with bbt, the other ford loan is my aunts, also timeshare is part of the revolving credit as well. I really just want one payment not having problems paying as you can see just want make it easier.
Please explain the reason why you carry a large revolving credit balance.I opened a gym and then closed it. I also bought sheds and jet skis
What is your intended use for the loan proceeds?Pay off all revolving cards cut them up after credit score comes up some close cards, rest of money will go to fix bathroom from leak and whatever is left over pay on bbt car loan.
Please explain the reason why you carry a large revolving credit balance.I opened a gym and then closed it. I also bought sheds and jet skis
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around 26k in cards, I have a truck payment with bbt, the other ford loan is my aunts, also timeshare is part of the revolving credit as well. I really just want one payment not having problems paying as you can see just want make it easier.
Which debts do you plan to pay off with this loan?All credit cards fix the bathroom from leak an what is left pay on bbt truck loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off all credit cards and cutting them up then fix my bathroom from a leak about 5000.00 max the rest goes on bbt truck payment. The ford payment is my aunts and she makes that payment and I can prove that

 


 

 

 

Member Payment Dependent Notes Series 1298736

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298736

$6,000

$6,000

8.90%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298736. Member loan 1298736 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,008 / month
Current employer: CA. Dept. Food & Agriculture Debt-to-income ratio: 6.71%
Length of employment: 6 years Location: NORTH HOLLYWOOD, CA
       
Home town:
Current & past employers: CA. Dept. Food & Agriculture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Loan is to consolidate my credit cards into one easy low interest payment. In March 2012 finished paying off auto loan, was never late and have never been late on any payments or rent in at least 7 years.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,157.00 Public Records On File: 0
Revolving Line Utilization: 46.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses: <br>Rent: $995, Transportation: $100, Utilities: $150, Phone: $60, Insurance: $120, Food: $150.<br>Total monthly expenses (not including credit cards)is $1,575.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card bal $3,385/13.24%int/ min due $68, usually pay $125<br>Other lines of credit (1): bal $155/27.99%int/ min due $25, usually pay $100<br>(2) bal $266/26.99%int/ min due is $25, usually pay $75.<br>(3) bal $184/26.99%int/ min due is $25, usually pay $50.<br>(4) bal $500/21.00%int/ min due is $25, usually pay $75.<br>(5) bal $709/22.09%int/ min due is $25, usually pay $100.<br>(6) bal $3,700/ 0% if paid by 12/2014. Usually pay $200.<br>Total monthly in cc's if pay only min $393, usually pay $725.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses: <br>Rent: $995, Transportation: $100, Utilities: $150, Phone: $60, Insurance: $120, Food: $150.<br>Total monthly expenses (not including credit cards)is $1,575.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent-$995, tansportation-$100, utilities-$150, phone-$60, insurance $120, food-$150, credit cards $395.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card bal $3,385/13.24%int/ min due $68, usually pay $125<br>Other lines of credit (1): bal $155/27.99%int/ min due $25, usually pay $100<br>(2) bal $266/26.99%int/ min due is $25, usually pay $75.<br>(3) bal $184/26.99%int/ min due is $25, usually pay $50.<br>(4) bal $500/21.00%int/ min due is $25, usually pay $75.<br>(5) bal $709/22.09%int/ min due is $25, usually pay $100.<br>(6) bal $3,700/ 0% if paid by 12/2014. Usually pay $200.<br>Total monthly in cc's if pay only min $393, usually pay $725.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card bal $3,385/13.24%int/ min due $68, usually pay $125<br>Other lines of credit (1): bal $155/27.99%int/ min due $25, usually pay $100<br>(2) bal $266/26.99%int/ min due is $25, usually pay $75.<br>(3) bal $184/26.99%int/ min due is $25, usually pay $50.<br>(4) bal $500/21.00%int/ min due is $25, usually pay $75.<br>(5) bal $709/22.09%int/ min due is $25, usually pay $100.<br>(6) bal $3,700/ 0% if paid by 12/2014. Usually pay $200.<br>Total monthly in cc's if pay only min $393, usually pay $725.

 


 

 

 

Member Payment Dependent Notes Series 1298750

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298750

$14,400

$14,400

10.74%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298750. Member loan 1298750 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Canon U.S.A. Debt-to-income ratio: 12.20%
Length of employment: < 1 year Location: Sacramento, CA
       
Home town:
Current & past employers: Canon U.S.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/14/12 > I wanted to pay off credit card debt that has high interest rate. This loan will help me out alot.<br><br> Borrower added on 05/14/12 > I am trying to pay off credit cards with high interest rate and this loan will really help me out.<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,735.00 Public Records On File: 0
Revolving Line Utilization: 50.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $525 in rent a month and that covers all utility cost (renting a room). I spend about $150 on gas a month. Food and other expenses adds up about $800-$900 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances for credit cards adds up to probably $19000. The interest rate is about 17%. I pay about $1500-$1800 to my credit cards a month. I rent a room so my rent is $525 that includes all utilities. I pay $141 for my student loans a month.
Please explain the reason why you carry a large revolving credit balance.I come from a low income family and my parents weren't able to help me pay for school. I took a student loan out for tuition. Student loans didn't cover the cost for school, so the rest went on my credit cards. This accounted for the major revolving balance on the cards. Also some came from relocating to another city for work after graduating college. I pay more then what the credit cards ask for, but due to high interest rate, the balance seems to go down really slowly.

 


 

 

 

Member Payment Dependent Notes Series 1298808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298808

$8,000

$8,000

10.74%

1.00%

May 24, 2012

May 28, 2015

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298808. Member loan 1298808 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,375 / month
Current employer: Tai Wai Inc Debt-to-income ratio: 11.41%
Length of employment: 4 years Location: REDWOOD CITY, CA
       
Home town:
Current & past employers: Tai Wai Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,386.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1298829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298829

$30,000

$30,000

23.13%

1.00%

May 23, 2012

May 28, 2017

May 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298829. Member loan 1298829 was requested on May 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Gamacon Inc Debt-to-income ratio: 11.33%
Length of employment: 3 years Location: ALISO VIEJO, CA
       
Home town:
Current & past employers: Gamacon Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 8
Revolving Credit Balance: $11,320.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1298844

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298844

$6,250

$6,250

13.67%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298844. Member loan 1298844 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,467 / month
Current employer: Genie Debt-to-income ratio: 17.97%
Length of employment: 2 years Location: RENTON, WA
       
Home town:
Current & past employers: Genie
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Pay off debt<br>

 

A credit bureau reported the following information about this borrower member on May 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 66
Revolving Credit Balance: $14,429.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1298879

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298879

$10,625

$10,625

6.03%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298879. Member loan 1298879 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,833 / month
Current employer: CDM Smith Debt-to-income ratio: 15.38%
Length of employment: 8 years Location: Los Angeles, CA
       
Home town:
Current & past employers: CDM Smith
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Approximately half of this loan will be used to fully pay off an existing Lending Club loan. The other half will be used to help with expenses during the end of our construction project. My overall monthly payment to Lending Club will increase by only $30.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,096.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently meet my monthly expenses. Half of this loan will be used to pay off an existing L.C. loan. The new loan will raise my monthly expenses by $23.48 above what they were previously. I also received a 7% raise at the end of April, thereby increasing my monthly income significantly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello- <br>I do not mean to ignore this request, but this will take me an hour or two to get together. Lately, I have my hands full moving out of an apartment, moving into our almost finished house, acting as part-time construction manager, continuing to work my regular job as a Licensed Professional Civil Engineer, and helping to care for our 2 kids (4 and 6 years old). As things slow down after next week, I hope to find the time to get this information to you. Respectfully, Chris

 


 

 

 

Member Payment Dependent Notes Series 1298939

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1298939

$8,400

$8,400

10.74%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1298939. Member loan 1298939 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: mars petcare Debt-to-income ratio: 18.67%
Length of employment: 5 years Location: columbus, OH
       
Home town:
Current & past employers: mars petcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 74
Revolving Credit Balance: $3,425.00 Public Records On File: 1
Revolving Line Utilization: 31.40% Months Since Last Record: 100
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage-109,562./7.8% Col/metro c.u.-14,848/11% credit cards-3425./12 to 18% personal loan/11%-3146.
Which debts do you plan to pay off with this loan?Credit cards, personal loan, and pay some on mortgage.
Which debts do you plan to pay off with this loan?Credit cards, personal loan, and pay some on mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1299226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299226

$12,000

$12,000

12.12%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299226. Member loan 1299226 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: North Olmsted Board of Education Debt-to-income ratio: 21.04%
Length of employment: 10+ years Location: CLEVELAND, OH
       
Home town:
Current & past employers: North Olmsted Board of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1985 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 66
Revolving Credit Balance: $11,284.00 Public Records On File: 0
Revolving Line Utilization: 74.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 890<br>Food 150<br>Ins. 90<br>Car 350<br>Phone 100<br><br>Utilities are paid by family that shares home
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 890<br>Food 150<br>Ins. 90<br>Car 350<br>Phone 100<br><br>Utilities are paid by family that shares home

 


 

 

 

Member Payment Dependent Notes Series 1299230

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299230

$15,600

$15,600

8.90%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299230. Member loan 1299230 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,875 / month
Current employer: VA Medical Center Debt-to-income ratio: 29.93%
Length of employment: 7 years Location: High Springs, FL
       
Home town:
Current & past employers: VA Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > This loan will help consolidate my debt and allow me to have the ability to reach my financial goals. This would not be possible without the help of all who have invested and the investors looking to invest. Thanks.<br><br> Borrower added on 05/23/12 > This loan will replace a current car loan in which I owe $37,400 dollars on. I will be using this to help pay of the negative equity I will have left when I sell the car. I should be able to pay off with less than requested. Fingers crossed this will help free up some money. Thanks<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $150.00 Public Records On File: 0
Revolving Line Utilization: 2.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Not sure how to answer with out disclosing some financial information. Do you have a question I can better answer.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only one credit card with a $600.00 balance, no student loans, no mortgage, just a HELOC with a balance of 16,300. Two car loans one at $638.00 a month and one at $714.00 a month. I am hoping to sell the car with the $714.00 payment and use the loan to consolidate the negative balance of what I will owe after selling car. Never buy a new Cadilac they do not hold there value. Hope this answers your question. Also have a 1000 dollar balance on a interest free credit card bought a sleep # bed
Which debts do you plan to pay off with this loan?Paying of negative equity on under water car loan which I am selling. Going to a paid for car.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Not sure how to answer with out disclosing financial information do you have any other questions I can better answer.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only one credit card with a $600.00 balance, no student loans, no mortgage, just a HELOC with a balance of 16,300. Two car loans one at $638.00 a month and one at $714.00 a month. I am hoping to sell the car with the $714.00 payment and use the loan to consolidate the negative balance of what I will owe after selling car. Never buy a new Cadilac they do not hold there value. Hope this answers your question. Also have a 1000 dollar balance on a interest free credit card bought a sleep # bed
What is your intended use for the loan proceeds?To consolidate some debt and free up some money.
Please explain the reason why you carry a large revolving credit balance.I don't have any large revolving credit balances. I only owe about $600 bucks on one credit card. And $16300 on a Heloc at 3.75% and have no mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1299266

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299266

$5,900

$5,900

19.22%

1.00%

May 25, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299266. Member loan 1299266 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Lawn Doctor Debt-to-income ratio: 14.51%
Length of employment: 6 years Location: Stamford, CT
       
Home town:
Current & past employers: Lawn Doctor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 50
Revolving Credit Balance: $5,088.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1700: rent is split between 3 making the payments lower
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approximately $10k, currently in school so fed loan is deffered unitil 2014

 


 

 

 

Member Payment Dependent Notes Series 1299279

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299279

$7,000

$7,000

10.74%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299279. Member loan 1299279 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,496 / month
Current employer: the geo group inc Debt-to-income ratio: 14.76%
Length of employment: 9 years Location: west palm beach, FL
       
Home town:
Current & past employers: the geo group inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 70
Revolving Credit Balance: $10,217.00 Public Records On File: 0
Revolving Line Utilization: 31.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2360

 


 

 

 

Member Payment Dependent Notes Series 1299285

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299285

$21,000

$21,000

13.99%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299285. Member loan 1299285 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Blue Cross of NC Debt-to-income ratio: 7.14%
Length of employment: 10+ years Location: Pittsboro, NC
       
Home town:
Current & past employers: Blue Cross of NC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I am trying to pay off high interest credit cards, so I am using my money more effeciently<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,508.00 Public Records On File: 0
Revolving Line Utilization: 82.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $2,450/mo. No home equity load. No line of credit. Utilities about 200-300/month. Home insurance/taxes are part of the mortgage.
Please explain the reason why you carry a large revolving credit balance.It built up over years, which including spending money to sell my previous house. I was planning on taking the proceeds from the sale to pay down the cards, but with the housing market that did not happen.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card - $8466 at 7.9% $300/mo<br>Credit card - $2689 at 15.99% $200/mo<br>Credit card - $3500 at 17.90% $150/mo<br>Credit card - $4000 at 26.24% $300/mo<br>Credit card - $2616 at 24.99% $100/mo<br>Credit card - $2149 at 25.99% $100/mo<br>IRS - $6000 at 20.8% $250/mo
Which debts do you plan to pay off with this loan?IRS - $6000<br>Home Depot - $2149<br>Lowes - $2616<br>HSBC - $4000<br>Captal One - $3500
What is your intended use for the loan proceeds?Pay off high interest credit cards and IRS, which is also high interest. One card, I closed because the rate was so high, so I will not spend on that. Two others are home improvement cards which I don't use.
Please explain the reason why you carry a large revolving credit balance.It built up over years, which including spending money to sell my previous house. I was planning on taking the proceeds from the sale to pay down the cards, but with the housing market that did not happen.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card - $8466 at 7.9% $300/mo<br>Credit card - $2689 at 15.99% $200/mo<br>Credit card - $3500 at 17.90% $150/mo<br>Credit card - $4000 at 26.24% $300/mo<br>Credit card - $2616 at 24.99% $100/mo<br>Credit card - $2149 at 25.99% $100/mo<br>IRS - $6000 at 20.8% $250/mo
Which debts do you plan to pay off with this loan?IRS - $6000<br>Home Depot - $2149<br>Lowes - $2616<br>HSBC - $4000<br>Captal One - $3500
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Cards and IRS only.<br><br>IRS - $6000<br>Home Depot - $2149<br>Lowes - $2616<br>HSBC - $4000<br>Captal One - $3500<br>IRS - $6000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card - $8466 at 7.9% $300/mo<br>Credit card - $2689 at 15.99% $200/mo<br>Credit card - $3500 at 17.90% $150/mo<br>Credit card - $4000 at 26.24% $300/mo<br>Credit card - $2616 at 24.99% $100/mo<br>Credit card - $2149 at 25.99% $100/mo<br>IRS - $6000 at 20.8% $250/mo

 


 

 

 

Member Payment Dependent Notes Series 1299299

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299299

$17,000

$17,000

9.76%

1.00%

May 23, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299299. Member loan 1299299 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Central Bucks Dental associates Debt-to-income ratio: 17.82%
Length of employment: 5 years Location: Churchville, PA
       
Home town:
Current & past employers: Central Bucks Dental associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Looking to combine payments each month into one payment<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,078.00 Public Records On File: 0
Revolving Line Utilization: 20.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current expenses are approximately 2450 per month including our mortgate and all utiliities and insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our current monthly credit card costs are 740.00 and our mortgage is 1135.00 per month. We have no student loans or lines of credit. Our credit card balances are about 23,000.00 ( this balance includes a credit card and a personal loan) and our mortgage balance is approx. 200,000.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our current monthly credit card costs are 740.00 and our mortgage is 1135.00 per month. We have no student loans or lines of credit. Our credit card balances are about 23,000.00 ( this balance includes a credit card and a personal loan) and our mortgage balance is approx. 200,000.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current expenses are approximately 2450 per month including our mortgate and all utiliities and insurance.
Please explain the reason why you carry a large revolving credit balance.Initial balance began approx 5 years ago with the purchase of 6 large appliances for our new home and smaller purchases since. It is our plan to pay off that balance with this loan request in order to pay it off at a lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current expenses are approximately 2450 per month including our mortgate and all utiliities and insurance.
Please explain the reason why you carry a large revolving credit balance.Initial balance began approx 5 years ago with the purchase of 6 large appliances for our new home and smaller purchases since. It is our plan to pay off that balance with this loan request in order to pay it off at a lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our current monthly credit card costs are 740.00 and our mortgage is 1135.00 per month. We have no student loans or lines of credit. Our credit card balances are about 23,000.00 ( this balance includes a credit card and a personal loan) and our mortgage balance is approx. 200,000.00.

 


 

 

 

Member Payment Dependent Notes Series 1299302

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299302

$15,000

$15,000

13.11%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299302. Member loan 1299302 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,583 / month
Current employer: Citadel Debt-to-income ratio: 21.99%
Length of employment: 5 years Location: WEST CHESTER, PA
       
Home town:
Current & past employers: Citadel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > With this loan I will be able to get rid of three credit cards and pay off a good amount of a third. Leaving me with two cards with small payments. I am a good person to help because I never miss payments and budget my expenses 3 months in advance. I work for a stable, growing credit union.<br><br> Borrower added on 05/17/12 > It seems as though I have been declined for any consolidation loans because I have a great payment history and decent credit. My desire is to stop the credit card cycle and get to a point where I can pay cash or not spend the money. This loan would make that happen for me and cost me less.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,026.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have moved back in with my parents so I am not paying rent. I pay for internet, cell, car insurance. My car is 5 years old and paid off. If I was funded for this loan it would give me about $600 to spend on gas, food, and expenses not involving my regular bills. I work close to home and have tried to cut expenses whenever possible. I have already worked out a budget that would be very easy for me to stick with and have some emergency money for unplanned expences.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debts consist of five credit cards. The total I have is around $27k. The total min payments I make now are $577. I do add extra so I end up paying out a total of $840 towards my cards. The interest varies from 8.99% to 21%. This loan allows me to free up $600 a month and actually start saving money for a change. The money I would now have in my pocket would be for gas, food, savings and every day non bill expenses. The interest is what is hurting the most. It feels like I get nowhere.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debts consist of five credit cards. The total I have is around $27k. The total min payments I make now are $577. I do add extra so I end up paying out a total of $840 towards my cards. The interest varies from 8.99% to 21%. This loan allows me to free up $600 a month and actually start saving money for a change. The money I would now have in my pocket would be for gas, food, savings and every day non bill expenses. The interest is what is hurting the most. It feels like I get nowhere.
Which debts do you plan to pay off with this loan?The higher interest ones. They are also the ones I would like to close because they have only been a headache.
Please explain the reason why you carry a large revolving credit balance.Wish that I didn't carry such a large amount. To answer your question, I used some to go back to school and some was from a tragic event in my family. Now all I want is a set payment with a guarantee that it will be paid in a noted time frame. Then I can close some of them so this never happens again.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debts consist of five credit cards. The total I have is around $27k. The total min payments I make now are $577. I do add extra so I end up paying out a total of $840 towards my cards. The interest varies from 8.99% to 21%. This loan allows me to free up $600 a month and actually start saving money for a change. The money I would now have in my pocket would be for gas, food, savings and every day non bill expenses. The interest is what is hurting the most. It feels like I get nowhere.

 


 

 

 

Member Payment Dependent Notes Series 1299303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299303

$20,000

$20,000

13.67%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299303. Member loan 1299303 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: sunrise credit services Debt-to-income ratio: 18.46%
Length of employment: 10+ years Location: massapequa, NY
       
Home town:
Current & past employers: sunrise credit services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > i've been employed at the same company for over 10 years. I am looking to clear up credit card debt as fast as possbile without writing multiple checks.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,632.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off credit cards in one monthly payment
Please explain the reason why you carry a large revolving credit balance.like most of america, i used the cards too often and too frequently. the limits kept increasing and so did my spending.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no mortgage<br>student loan is 4,000 and is at a fixed interest rate, payment is 54.00<br>citibank, bal: 4,300 interest rate 29.99, monthly: 220.00<br>BOA, bal: 9,700 interest rate 9.79, monthly: 160.00<br>citibank, bal: 3,000 interest rate: 18.00, monthly: 75.00<br>discover: bal: 5,000 interest rate: 19.00, monthly: 115.00
Which debts do you plan to pay off with this loan?credit cards only
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?using the loan to pay off the cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no mortgage<br>student loan is 4,000 and is at a fixed interest rate, payment is 54.00<br>citibank, bal: 4,300 interest rate 29.99, monthly: 220.00<br>BOA, bal: 9,700 interest rate 9.79, monthly: 160.00<br>citibank, bal: 3,000 interest rate: 18.00, monthly: 75.00<br>discover: bal: 5,000 interest rate: 19.00, monthly: 115.00
Please explain the reason why you carry a large revolving credit balance.like most of america, i used the cards too often and too frequently. the limits kept increasing and so did my spending.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses approximately total $800.00<br>Rent :0.00<br>Car : 329.00<br>Gas: 125.00 (month)<br>Cell: 100.00<br>Groceries :250.00 (month)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses approximately total $800.00<br>Rent :0.00<br>Car : 329.00<br>Gas: 125.00 (month)<br>Cell: 100.00<br>Groceries :250.00 (month)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?None.

 


 

 

 

Member Payment Dependent Notes Series 1299332

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299332

$8,000

$8,000

18.25%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299332. Member loan 1299332 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Pharr yarns Mills Debt-to-income ratio: 5.33%
Length of employment: 10+ years Location: Gastonia, NC
       
Home town:
Current & past employers: Pharr yarns Mills
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,486.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.
Please explain the reason why you carry a large revolving credit balance.Because, I have a good job, but my wife lost her job for long time, and we had to use all savings and get a credit card for resolve our problems on that moment, but always pay on time,now my wife star working like self employee, and things start going a little bite better.
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.
What is your intended use for the loan proceeds?Pay a high credit card, make some improves at home.

 


 

 

 

Member Payment Dependent Notes Series 1299346

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299346

$12,000

$12,000

12.12%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299346. Member loan 1299346 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,750 / month
Current employer: De Bella Mechanical Debt-to-income ratio: 18.61%
Length of employment: 7 years Location: GILROY, CA
       
Home town:
Current & past employers: De Bella Mechanical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 21
Revolving Credit Balance: $11,663.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 1000.00 transportation is 80.00 phone is 160.00 and food/insurance is 500.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is 1000.00 transportation is 80.00 phone is 160.00 and food/insurance is 500.00

 


 

 

 

Member Payment Dependent Notes Series 1299352

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299352

$28,200

$28,200

20.50%

1.00%

May 29, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299352. Member loan 1299352 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Salinas Union High School District Debt-to-income ratio: 16.09%
Length of employment: 10+ years Location: Salinas, CA
       
Home town:
Current & past employers: Salinas Union High School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1981 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 9
Revolving Credit Balance: $5,589.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1299441

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299441

$16,800

$16,800

12.12%

1.00%

May 23, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299441. Member loan 1299441 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: VanderGriend Lumber Debt-to-income ratio: 6.24%
Length of employment: 5 years Location: Lynden, WA
       
Home town:
Current & past employers: VanderGriend Lumber
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am using the funds to build a work shop for a taxidermy business I own and operate as a side job.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,041.00 Public Records On File: 0
Revolving Line Utilization: 26.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To build a work shop to expand my small side business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Not including my mortgage my buget is set at $900 for expense s and $250 for extras.
What is your intended use for the loan proceeds?To build a work shop to expand my small side business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Not including my mortgage my buget is set at $900 for expense s and $250 for extras.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency.
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record.
What is the home improvement project you are planning?It is a 25x40 workshop that I have started but is not finished
Is the improvement to your primary residence or an investment property?It is on my primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?It is a shop that I have started but not finished.

 


 

 

 

Member Payment Dependent Notes Series 1299450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299450

$14,000

$14,000

13.11%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299450. Member loan 1299450 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Richard manion Architecture Debt-to-income ratio: 5.93%
Length of employment: 5 years Location: Simi Valley, CA
       
Home town:
Current & past employers: Richard manion Architecture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I plan on paying off my credit cards which has a higer interest rate. I am very stable at my place of work and pay all of my bills on time. No late payments on my credit reports. Saving on interest will be benificial to our home budget.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 60
Revolving Credit Balance: $11,588.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?M monthly payout is about 1,800.00. That includes rent, utilities and insurance. My auto is paid off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt in credit cards are about 12,000. The interest rates on most of them are 24%. Two of them are at 14%. I payout about 1,800 monthly for rent and utilities and another 500.00 for credit cards. My goal is to pay off all cards and shred them. It will take too long to pay off at their rates.<br><br>Kind Regards,
Which debts do you plan to pay off with this loan?I plan on paying off all of my credit cards. With their interest rates, it will take a very long time to pay off. This will save me money monthly and omit the interest I am paying out. I will no longer be using these cards.<br><br>Kind Regards,

 


 

 

 

Member Payment Dependent Notes Series 1299456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299456

$13,250

$13,250

6.03%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299456. Member loan 1299456 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Falcon Express Transportation, Inc. Debt-to-income ratio: 2.35%
Length of employment: 10+ years Location: Woodbine, MD
       
Home town:
Current & past employers: Falcon Express Transportation, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I have been employed by my current employer for almost 16 years. I am a highly responsible individual with excellent credit. This loan will make a dream come true.<br><br> Borrower added on 05/17/12 > The loan is to pay for our honors student to attend a private high school and focus on the cello which she has played since elementary school. A spot unexpectedly opened which needs to be paid in full by June 1st. I would rather take a loan than use savings or other investments.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,405.00 Public Records On File: 0
Revolving Line Utilization: 9.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Excellent education opportunity for my honors student to attend a private high school and continue the study of the cello which she has played since elementary school. This is an opportunity of a lifetime and something that has been worked hard for over many years. A space just opened which requires payment within 30 days to attend the 2012/2013 year. We have more than enough time to save for the 2013/2014 year. Your support in making this dream come true would be incredible. Thank you.
What is your intended use for the loan proceeds?My honors student has been accepted into a private high school where she can focus on the cello which she has played since elementary school. This is something that has been worked hard for over many years. A space unexpectedly became available and payment for the 2012-2013 school year is due by June 1st. We prefer not to use savings or 401(k) investments. This would make a dream come true for a very gifted and special young lady.
What is your intended use for the loan proceeds?My honors student has been accepted into a private high school where she can focus on the cello which she has played since elementary school. This is something that has been worked hard for over many years. A space unexpectedly became available and payment for the 2012-2013 school year is due by June 1st. We prefer not to use savings or 401(k) investments. This would make a dream come true for a very gifted and special young lady.
What is your intended use for the loan proceeds?My honors student has been accepted into a private high school where she can focus on the cello which she has played since elementary school. This is something that has been worked hard for over many years. A space unexpectedly became available and payment for the 2012-2013 school year is due by June 1st. We prefer not to use savings or 401(k) investments. This would make a dream come true for a very gifted and special young lady.
What is your intended use for the loan proceeds?My honors student has been accepted into a private high school where she can focus on the cello which she has played since elementary school. This is something that has been worked hard for over many years. A space unexpectedly became available and payment for the 2012-2013 school year is due by June 1st. We prefer not to use savings or 401(k) investments. This would make a dream come true for a very gifted and special young lady.

 


 

 

 

Member Payment Dependent Notes Series 1299529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299529

$24,175

$24,175

19.22%

1.00%

May 29, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299529. Member loan 1299529 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,096 / month
Current employer: State of California Debt-to-income ratio: 20.86%
Length of employment: 10+ years Location: SACRAMENTO, CA
       
Home town:
Current & past employers: State of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I was furloughed and built up credit card debt. I wish to pay off higher rate cards and have one payment that will be fully paid when the term is completed. I plan to be debt free in 5 years.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,486.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1000.00 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a line of credit at $11,000.00 that has been paid down from $20,000.00 due to debt left to me by my ex-husband. I have about 23,000.00 in credit card debt that I am trying to pay off. The line of credit is at 13.99% and I am keeping that as is. The credit cards are at higher rates from 21.99 to 23.99 %. I wish to have one payment and get rid of the credit cards completely.
Please explain the reason why you carry a large revolving credit balance.I had a forced reduction in pay due to mandatory furloughs and was forced to pay living expenses on credit. I got a room mate to share some expenses now and want to pay off the credit cards for good. I feel I can safely pay the amount requested.
What is your intended use for the loan proceeds?Combine high rate cards into one payment with a lower rate, get rid of cards, and be debt free in five years when the loan is repaid.
Please explain the reason why you carry a large revolving credit balance.I had a forced reduction in pay due to mandatory furloughs and was forced to pay living expenses on credit. I got a room mate to share some expenses now and want to pay off the credit cards for good. I feel I can safely pay the amount requested.
Which debts do you plan to pay off with this loan?Credit card debts incurred when I was furloughed.
Which debts do you plan to pay off with this loan?Credit card debts incurred when I was furloughed.

 


 

 

 

Member Payment Dependent Notes Series 1299534

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299534

$6,000

$6,000

8.90%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299534. Member loan 1299534 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Verizon Debt-to-income ratio: 8.48%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Verizon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I have taken loans from the Lending Club before and they were paid back with no problems.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,129.00 Public Records On File: 0
Revolving Line Utilization: 37.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Take my girlfriend on a ship cruise for a week and consolidate a few debts
Please provide general details of the cost of your vacation.Take my girlfriend on a boat cruise for a week and consolidate a few debts
What is your intended use for the loan proceeds?Take my girlfriend on a ship cruise for a week and consolidate a few debts

 


 

 

 

Member Payment Dependent Notes Series 1299539

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299539

$24,000

$24,000

14.65%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299539. Member loan 1299539 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: Law Firm Debt-to-income ratio: 10.94%
Length of employment: 4 years Location: Playa del Rey, CA
       
Home town:
Current & past employers: Law Firm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I will be using this loan to pay off the balances on all of my credit cards.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 72
Revolving Credit Balance: $28,458.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximates: $4500 mortgage; $0 transport (own car and walk to work); $250 utilities; $100 phone; $700 insurance (homeowners, car and disability); $750 food; $1000 student loans; $1000 credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?please see above other answer. mortgage is 4.25% and credit cards range from 13.99 - 24.99%
If you have a delinquency in the last 2 years, please explain the reason.no delinquency in last two years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?please see above other answer. mortgage is 4.25% and credit cards range from 13.99 - 24.99%

 


 

 

 

Member Payment Dependent Notes Series 1299545

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299545

$5,600

$5,600

8.90%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299545. Member loan 1299545 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Wait Disney Animation Studios Debt-to-income ratio: 4.69%
Length of employment: < 1 year Location: Pasadena, CA
       
Home town:
Current & past employers: Wait Disney Animation Studios
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Payment for relocation and moving expense<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,769.00 Public Records On File: 0
Revolving Line Utilization: 41.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $1200 (Utilities included) and $200 GAS, $400 food, $140 car insurance
Will some or all of your moving expenses be reimbursed, if so how much?My company will give me $100000 (before TAX, TAX is approximately 40% ) reimbursement, and I need to buy furniture and other stuff for living.

 


 

 

 

Member Payment Dependent Notes Series 1299546

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299546

$16,000

$16,000

12.12%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299546. Member loan 1299546 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: County of Los Angeles Public Library Debt-to-income ratio: 16.43%
Length of employment: 5 years Location: INGLEWOOD, CA
       
Home town:
Current & past employers: County of Los Angeles Public Library
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Consolidating credit card debt under a lower monthly payment to save up money for a down payment on a house.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,596.00 Public Records On File: 0
Revolving Line Utilization: 32.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 1400<br>Gas: 80<br>Car: 283<br>Gas/Electric/Water/Garbage: 150<br>Car insurance: 139<br>Food: 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: $15000, Payments: $1100/mo<br>Student loans: $50,000 Payments: $245/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: $15000, Payments: $1100/mo<br>Student loans: $50,000 Payments: $245/mo
Which debts do you plan to pay off with this loan?Credit card debts. Lowering our monthly bills will let us save up for a down payment for a house.
What is your intended use for the loan proceeds?Consolidate credit cards under a lower monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 1400<br>Gas: 80<br>Car: 283<br>Gas/Electric/Water/Garbage: 150<br>Car insurance: 139<br>Food: 200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: 1400<br>Utilities: ~110<br>Car insurance: 140<br>Food: ~200
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
If you have a public record on file, please briefly explain the event and its resolution.No public records.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using it solely for credit card consolidation
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 1400<br>Gas: 80<br>Car: 283<br>Gas/Electric/Water/Garbage: 150<br>Car insurance: 139<br>Food: 200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 1400<br>Gas: 80<br>Car: 283<br>Gas/Electric/Water/Garbage: 150<br>Car insurance: 139<br>Food: 200

 


 

 

 

Member Payment Dependent Notes Series 1299562

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299562

$10,000

$10,000

6.62%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299562. Member loan 1299562 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: AgencyRx Debt-to-income ratio: 11.55%
Length of employment: 2 years Location: brooklyn, NY
       
Home town:
Current & past employers: AgencyRx
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Help me pay off my credit cards so I can start saving for my nest egg! I have a stable job in a winning company, a master's degree and have never defaulted or made late payments on anything (yeah, hard to believe, but true!). Thanks for your support.<br><br> Borrower added on 05/22/12 > I'm 30% of the way. I need to get to at least 60% for this to make a real difference in bringing down my credit card debt. Your investment will go a long way for me. Thanks for your help!<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,102.00 Public Records On File: 0
Revolving Line Utilization: 45.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1299563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299563

$20,000

$20,000

13.99%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299563. Member loan 1299563 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Comcast Cable Debt-to-income ratio: 14.02%
Length of employment: 2 years Location: Atlanta, GA
       
Home town:
Current & past employers: Comcast Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > Looking to consolidate debt and car loan into a single easy monthly payment. Have used lending club in the past and paid off loan ahead of term date.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,424.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate credit card debt and car loan into a single monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car Loan: $5,400 at 5.00%<br>Credit Card: $11,800 at 14%
Which debts do you plan to pay off with this loan?Car loan and credit card debt.
Please explain the reason why you carry a large revolving credit balance.Was unemployed for several months, several years ago and racked up some credit card debt. Moved into a new place, which also contributed to increased debt. Have been securely employed for several years, but just now taking paying off debt seriously.
What is your intended use for the loan proceeds?Consolidate credit card debt and car loan into a single monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$900 in rent, $100 cell phone, $100 electric and water, approx $400 in groceries.
If you have a delinquency in the last 2 years, please explain the reason.Never had any delinquencies or late payments. Just trying to consolidate to one monthly payment to a single vendor. Plan on paying off loan early.
Which debts do you plan to pay off with this loan?Car loan and credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car Loan: $5,400 at 5.00%<br>Credit Card: $11,800 at 14%
Please explain the reason why you carry a large revolving credit balance.Was unemployed for several months, several years ago and racked up some credit card debt. Moved into a new place, which also contributed to increased debt. Have been securely employed for several years, but just now taking paying off debt seriously.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car Loan: $5,400 at 5.00%<br>Credit Card: $11,800 at 14%

 


 

 

 

Member Payment Dependent Notes Series 1299574

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299574

$12,000

$12,000

16.29%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299574. Member loan 1299574 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,900 / month
Current employer: UC Berkeley Debt-to-income ratio: 15.53%
Length of employment: < 1 year Location: EMERYVILLE, CA
       
Home town:
Current & past employers: UC Berkeley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1978 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 49 Months Since Last Delinquency: 12
Revolving Credit Balance: $15,627.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I'm moving this month to change some of these costs<br>Rent - 1000 (will be less)<br>Utilities - 95 (will be less)<br>Insurance - 0, I don't have a car<br>Food - 200-500, depends on the month<br>Transportation - comes out of my paycheck<br>Phone - 60
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans - approximately 15,000 at 2% & 6%, 214/month<br>5 Credit Cards - approximately 12,000 all around 29%. These add up to around 600 a month. I could add it up specifically, but I know it falls right in this range.
If you have a delinquency in the last 2 years, please explain the reason.I don't. I've been trying in the past 5 years to be more responsible and I'm just swimming in circles and need to make a change to move forward.
What is your intended use for the loan proceeds?I will pay off my credit card debt and by having a set loan payment have a realistic debt free date.
If you have a delinquency in the last 2 years, please explain the reason.I don't. I've been trying in the past 5 years to be more responsible and I'm just swimming in circles and need to make a change to move forward.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans - approximately 15,000 at 2% & 6%, 214/month<br>5 Credit Cards - approximately 12,000 all around 29%. These add up to around 600 a month. I could add it up specifically, but I know it falls right in this range.
If you have a delinquency in the last 2 years, please explain the reason.I don't. I've been trying in the past 5 years to be more responsible and I'm just swimming in circles and need to make a change to move forward.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans - approximately 15,000 at 2% & 6%, 214/month<br>5 Credit Cards - approximately 12,000 all around 29%. These add up to around 600 a month. I could add it up specifically, but I know it falls right in this range.

 


 

 

 

Member Payment Dependent Notes Series 1299576

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299576

$28,000

$28,000

22.45%

1.00%

May 23, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299576. Member loan 1299576 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Social Security Administration Debt-to-income ratio: 13.54%
Length of employment: 10+ years Location: Oak Lawn, IL
       
Home town:
Current & past employers: Social Security Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 75
Revolving Credit Balance: $40,127.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
Which debts do you plan to pay off with this loan?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First Merit, credit card, $1,130.00, 8.99%, $30.00 per month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $999.04. It covers the following: $210.30 in in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance.
If you have a public record on file, please briefly explain the event and its resolution.I have no public record.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquencies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electri. $21.00 for gas.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electricity. $21.00 for gas. Phone/Internet $130.00. Food $250.00. Gas/train pass $160.00.
What is your intended use for the loan proceeds?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
Which debts do you plan to pay off with this loan?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First Merit, credit card, $1,130.00, 8.99%, $30.00 per month
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What is your intended use for the loan proceeds?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Which debts do you plan to pay off with this loan?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First Merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electricity. $21.00 for gas. Phone/Internet $130.00. Food $250.00. Gas/train pass $160.00.
What is your intended use for the loan proceeds?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electricity. $21.00 for gas. Phone/Internet $130.00. Food $250.00. Gas/train pass $160.00.
Which debts do you plan to pay off with this loan?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First Merit, credit card, $1,130.00, 8.99%, $30.00 per month
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electricity. $21.00 for gas. Phone/Internet $130.00. Food $250.00. Gas/train pass $160.00.
What is your intended use for the loan proceeds?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electricity. $21.00 for gas. Phone/Internet $130.00. Food $250.00. Gas/train pass $160.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of America, credit card, $15,000.00, 12.99%, $270.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First merit, credit card, $1,130.00, 8.99%, $30.00 per month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
Which debts do you plan to pay off with this loan?HSBC, credit card, $15,500.00, 20.99%, $470.00 per month<br>Wells Fargo, line of credit, $8,500.00, 16.99%, $250.00 per month<br>Bank of Blue Island, loan, $1,119.00 balance, $139.00 per month<br>First Merit, credit card, $1,130.00, 8.99%, $30.00 per month
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electricity. $21.00 for gas. Phone/Internet $130.00. Food $250.00. Gas/train pass $160.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage payment is $999.04. It covers the following: $210.30 in principal, $432.29 in interest, and $356.45 in escrow. Escrow covers $2,600.00 in annual property tax and $350.00 in annual insurance. $35.00 for electri. $21.00 for gas.
Please explain the reason why you carry a large revolving credit balance.From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?From 1999 thru 2005,myself and a friend owned a side business calledModernized Toys Inc., incorporated in IL. When the company folded, for personal and moral reasons, I decided not to declare bankruptcy. My partner and I have been paying down the debt from 12 credit cards/loans to now five. In October 2011, my friend stopped making his share of payments. My plan is to rent my condo in the next six months and move in my mothers house. Oak Lawn, IL two bedroom condos rent for $950 to $1150.

 


 

 

 

Member Payment Dependent Notes Series 1299588

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299588

$7,200

$7,200

6.03%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299588. Member loan 1299588 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: cedar fair inc Debt-to-income ratio: 13.60%
Length of employment: 2 years Location: charlotte, NC
       
Home town:
Current & past employers: cedar fair inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I needed to move- my apartment, in a supposedly 'nice' part of town, has been broken into three times in the last year. I've already borrowed this money from a family friend, but would like to pay him back ASAP. A legitimate loan would help me immensely. I am a very good borrower!<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,162.00 Public Records On File: 0
Revolving Line Utilization: 21.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1299601

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299601

$8,000

$8,000

7.62%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299601. Member loan 1299601 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,792 / month
Current employer: Bullhead City Fire Department Debt-to-income ratio: 12.88%
Length of employment: 10+ years Location: Fort Mohave, AZ
       
Home town:
Current & past employers: Bullhead City Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > 1998 custom Harley Davidson Electra Glide motorcycle.<br><br> Borrower added on 05/15/12 > The person that I would like to buy this motorcycle from recently suffered an illness that doesn't allow him to ride any longer. He needs to sell the bike to help pay for medical bills and I would love to help him by purchasing this motorcycle.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,359.00 Public Records On File: 0
Revolving Line Utilization: 16.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to buy a Custom Harley Davidson motorcycle.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses range around $2,600.
If you have a delinquency in the last 2 years, please explain the reason.no delinquency in the past 6 years.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment includes my taxes as well as my insurance premium.

 


 

 

 

Member Payment Dependent Notes Series 1299603

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299603

$6,300

$6,300

17.99%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299603. Member loan 1299603 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: PMK BNC Debt-to-income ratio: 15.76%
Length of employment: 6 years Location: Los Angeles, CA
       
Home town:
Current & past employers: PMK BNC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I've spent the last several yrs successfully cleaning up debt from college. A year ago I moved out of a extremely negative living situation & built up some debt in the process. Now that I am in a stable environment, I'm looking to pay off a big portion of this debt to get back to on track.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 53
Revolving Credit Balance: $6,126.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: 1,200/month<br>Utilities (including cable/internet, gas & power): approx $200/month
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not pay a mortgage. I rent my apartment.
Which debts do you plan to pay off with this loan?The past due amount of $6,100 due on my American Express credit card.

 


 

 

 

Member Payment Dependent Notes Series 1299616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299616

$14,900

$14,900

6.62%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299616. Member loan 1299616 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Wallworks Inc. Debt-to-income ratio: 12.66%
Length of employment: 9 years Location: Aston, PA
       
Home town:
Current & past employers: Wallworks Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I need the money to pay for a new kitchen. I will be doing all of the labor on my free week nights and hope to be complete by the end of this summer. I have borrowed from lending club before, and I'm a current investor for lending club. Full time job with major job security. Anything else,please ask<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1978 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 32
Revolving Credit Balance: $5,355.00 Public Records On File: 0
Revolving Line Utilization: 16.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1299649

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299649

$1,600

$1,600

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299649. Member loan 1299649 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Chili's Grill Restaurant Debt-to-income ratio: 20.93%
Length of employment: 6 years Location: Riverton, UT
       
Home town:
Current & past employers: Chili's Grill Restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > This loan will pay off my credit cards(high interests) and improve my credit score. Please help.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,702.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?This goes towards two credit cards: Chase $700 and Citi $500. the rest will still go to a best buy $600. <br>Thank you for your help

 


 

 

 

Member Payment Dependent Notes Series 1299732

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299732

$7,200

$7,200

7.90%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299732. Member loan 1299732 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: cosmetic surgery and dermatology of Issa Debt-to-income ratio: 17.41%
Length of employment: 2 years Location: North Bend, WA
       
Home town:
Current & past employers: cosmetic surgery and dermatology of Issa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Moving to a different city, I have used this service before and my payments have all been on time.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,836.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent:1200 dollars per month<br>Car:300 dollars per month<br>utilities:average 100 per month<br>Phone 65 dollars per month<br>insurance: paid by employer<br>Food 320 dollars per month<br>car insurance 95 dollars per month<br>Student loans 300 dollars per month<br>entertainment 200 dollars per month
Please provide additional details regarding the purpose of the loan.I am relocating to a higher paying job, and after paying my taxes I just need some money for relocating
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent:1200 per month<br>I own a house in south florida which has been rented for the past 2 years the mortgage on that house is 1900 per month and I collect 1500 per month, there is no home equity loane, I have about 5,000 dollars in credit cards, I live alone so my utilities are very low and the taxes which are incorparated into the mortgage is about 3600 per year as well as my insurance for the house. I am moving to a place with a 20% decrease in the standard of living.

 


 

 

 

Member Payment Dependent Notes Series 1299989

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1299989

$6,000

$6,000

13.99%

1.00%

May 23, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1299989. Member loan 1299989 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Vaco Debt-to-income ratio: 14.51%
Length of employment: < 1 year Location: HUMBLE, TX
       
Home town:
Current & past employers: Vaco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,350.00 Public Records On File: 0
Revolving Line Utilization: 44.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2000, Other expenses average between $300-$500
What is the home improvement project you are planning?backyard landscaping
Please explain the reason why you carry a large revolving credit balance.added home theatre

 


 

 

 

Member Payment Dependent Notes Series 1300005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300005

$14,400

$14,400

7.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300005. Member loan 1300005 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Wake Forest University Debt-to-income ratio: 12.38%
Length of employment: 9 years Location: LEXINGTON, NC
       
Home town:
Current & past employers: Wake Forest University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,714.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $780; RV Loan - $258; Equity Line - $250; Credit Cards - $350; 401k Loan - $341; Electric - $178; Phone - $200; Car Payment - $287; Mattress Firm - $80; Food & Gas - $600; Insurance - $160; TV - $72.00 - Total: 3,556

 


 

 

 

Member Payment Dependent Notes Series 1300044

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300044

$5,500

$5,500

13.11%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300044. Member loan 1300044 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Fred Loya Insurance Debt-to-income ratio: 7.91%
Length of employment: 2 years Location: San diego, CA
       
Home town:
Current & past employers: Fred Loya Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,678.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: I live with my parents, I help them with $300 a month.<br>Vehicle: $260.00/ month. I only have 5 remaining payments to finish.<br>Motorcycle: $200.00/ month.<br>Phone: $80.00<br>Gym: $30.00<br>Gas: $200.00/ month (e)<br>Food: $200.00/ month (e)<br>For utilities, I only pay the cable: $60.00/ month<br><br><br>I have an avarage of $1,100 in payments every month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA, current balance: $2,200 Interest rate: 18% Minimum monthly payment: $50<br>VISA, current balance: $600 Interest rate: 21% Minimum monthly payment: $15<br>VISA, current balance: $650 Interest rate: 0% Minimum monthly payment: $50<br>VISA, current balance: $950 Interest rate: Not sure Minimum monthly payment: $60<br><br>These are my CC, I always make payments higher than the minimum, therefore I agreed with the monthly payment proposed for this loan.

 


 

 

 

Member Payment Dependent Notes Series 1300051

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300051

$12,000

$12,000

7.62%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300051. Member loan 1300051 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Silverado Spa and Resort Debt-to-income ratio: 22.70%
Length of employment: 1 year Location: NAPA, CA
       
Home town:
Current & past employers: Silverado Spa and Resort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Debt consolidation has made perfect sense to me. I have often wondered where I could borrow money to make this happen. My credit report reflects that I am responsible and I make my payments on time.<br><br> Borrower added on 05/18/12 > Should anybody have any questions as to how I will use this money. Please feel free to ask.I will do my best to answer within the guidlines that this website has set.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,734.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $950 and includes water,gas and electricity. Waste $20. Carpayment $349.69. Insurance $179. Phone $80. Cable and Internet $79. Food $200. Gasoline $140.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In response to your question,<br>My Car payment totals $349.69 per month with a remaining balance of $3846.59<br>Credit account 1 has a balance of $3349.04 with an apr of 15.550% I pay $90-$100/mo<br>Credit account 2 has a balance of $757.35 with an apr of 16.990% I pay $50-$65/mo<br>Credit account 3 has a balance of $387.91 with an apr of 14.24% I pay $50-$60/mo<br>Credit account 4 has a balance of $2561.81 with an apr of 15.90% I pay $75-$80/mo

 


 

 

 

Member Payment Dependent Notes Series 1300202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300202

$35,000

$35,000

17.99%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300202. Member loan 1300202 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,917 / month
Current employer: comfort home care Debt-to-income ratio: 20.17%
Length of employment: < 1 year Location: worcester, MA
       
Home town:
Current & past employers: comfort home care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > want to pay off my credit cards<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,107.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1300208

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300208

$12,000

$12,000

8.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300208. Member loan 1300208 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,083 / month
Current employer: Foro Energy, Inc. Debt-to-income ratio: 17.74%
Length of employment: < 1 year Location: HOUSTON, TX
       
Home town:
Current & past employers: Foro Energy, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > I will be paying off several higher interest revolving credit accounts in order to reduce my monthly payments and lower my overall interest payments<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,697.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage w/ Escrow - $2081; Vehicles - $1405; Utilities - $360; Insurance - $175; Food - $400/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are two cards which I am wanting to pay off and use the loan to consolidate the debt at a lower interest rate. The first is a major home goods revolving credit account that was used to do some home remodeling. The balance is $7100 with a 25.99% interest rate. The 2nd account is a credit card with a balance of $4496 with a 17.99% rate. Currently I pay $216/month and $115/month on these two cards.

 


 

 

 

Member Payment Dependent Notes Series 1300219

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300219

$5,800

$5,800

8.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300219. Member loan 1300219 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,392 / month
Current employer: G4S Compliance & Investigations Debt-to-income ratio: 14.89%
Length of employment: 10+ years Location: RANCHO CUCAMONGA, CA
       
Home town:
Current & past employers: G4S Compliance & Investigations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > The terms look very good and I most likely will pay this off before the end of the loan. If this works out, I'll be back.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1983 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,587.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent + Utilities:$1,292; Phone/Internet/Cable (bundle):$150; Insurance (car & renter's):$101; food:about $200 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC: $20,941; PAYMENT: $394; INTEREST: 9.24%<br>CC: $4,946; PAYMENT: $110; INTEREST: 14%<br>CC: $3,748; PAYMENT $73; INTEREST: 10.24%<br>CC: $9,372; PAYMENT: $212; INTEREST: 14.24%<br>CC: $6,901; PAYMENT; $141; INTEREST: 11.99%<br>AUTO: $6,600; PAYMENT $192; INTEREST: 10.45%
Please explain the reason why you carry a large revolving credit balance.Some years ago I was out of work and then when I went to work for my current employer, I started at the bottom with a low wage. I have since worked my way up through the company and make a very nice wage. I have paid off five other credit accounts on my own and am in the process of paying off the rest of the debt before I retire. I thought this might be a quicker way to do so.
Which debts do you plan to pay off with this loan?Currently looking to pay off all of the $4,946 amount and part of the $3,748 amount.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC: $20,941; PAYMENT: $394; INTEREST: 9.24%<br>CC: $4,946; PAYMENT: $110; INTEREST: 14%<br>CC: $3,748; PAYMENT $73; INTEREST: 10.24%<br>CC: $9,372; PAYMENT: $212; INTEREST: 14.24%<br>CC: $6,901; PAYMENT; $141; INTEREST: 11.99%<br>AUTO: $6,600; PAYMENT $192; INTEREST: 10.45%

 


 

 

 

Member Payment Dependent Notes Series 1300399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300399

$12,000

$12,000

10.74%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300399. Member loan 1300399 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Chase bank Debt-to-income ratio: 18.05%
Length of employment: 2 years Location: Culver city, CA
       
Home town:
Current & past employers: Chase bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,633.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?A family member past away and I need funds to make funeral arrangements. Our family did not purchase life insurance and we are left with the expenses.
What is your intended use for the loan proceeds?A family member past away and I need funds to make funeral arrangements. Our family did not purchase life insurance and we are left with the expenses.
Please provide additional details regarding the purpose of the loan.The loan is needed for funeral expenses. The plot alone cost $7,300 and another $3,200 to prepare the body for burial along with the casket. Our local church is only charging me $550 for mass service and I will need about $800 to cover expenses for the reception.

 


 

 

 

Member Payment Dependent Notes Series 1300438

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300438

$10,200

$10,200

6.62%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300438. Member loan 1300438 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,292 / month
Current employer: PricewaterhouseCoopers Debt-to-income ratio: 14.73%
Length of employment: 5 years Location: Stoughton, MA
       
Home town:
Current & past employers: PricewaterhouseCoopers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,223.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses include: 1809 for mortgage, 453 for car loan, 150 for car insurance, my fiancee pays all utility bills each month for our house, transportation is 180 a month (gets taken out of my check before taxes), food is about 200 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: approx $10,000 (rates 13.5 and 9.99%)<br>mortgage: approx 235,000 (4.5%)

 


 

 

 

Member Payment Dependent Notes Series 1300453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300453

$22,400

$22,400

22.45%

1.00%

May 24, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300453. Member loan 1300453 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: MONTEREY COUNTY DSES Debt-to-income ratio: 10.51%
Length of employment: 3 years Location: SALINAS, CA
       
Home town:
Current & past employers: MONTEREY COUNTY DSES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,398.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 500, 125 utils, phone 100, food, 550, insurance 100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
Please explain the reason why you carry a large revolving credit balance.I have had expenses come up, bills medical, etc I want to use this to pay them off faster as I am barely making a dent right now
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
What is your intended use for the loan proceeds?I have 3 credit cards I will pay off, these 3 payments are more than the payment for this loan. This loan will rid me of this debt in 5 years instead of longer just paying the cards directly the minimum payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 500, 125 utils, phone 100, food, 550, insurance 100
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No mortgage, rent 500, Renters ins is about 20 month
If you have a delinquency in the last 2 years, please explain the reason.I have none..having had a BK filing in the past an discharged successfully as a chap 13 5 years ago, I know how important it is to pay bills in time
Please explain the reason why you carry a large revolving credit balance.I have had expenses come up, bills medical, etc I want to use this to pay them off faster as I am barely making a dent right now
If you have a public record on file, please briefly explain the event and its resolution.I shouldn't have any. I filed a Chap 13 back in 2001, and it was discharged successfully in 2006-2007.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Don't pay mortgage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using about 19000 for credit cards and I would like to put 3000 in savings, in case of emergencies. This loan payment is less than the credit cards monthly payment that I am paying off. Plus THIS loan will be paid in 5 years.
Which debts do you plan to pay off with this loan?3 credit cards...I am makiing min payments and it's hardly making a dent...this will allow me to har a set time to pay them off IN FULL!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
What is your intended use for the loan proceeds?I have 3 credit cards I will pay off, these 3 payments are more than the payment for this loan. This loan will rid me of this debt in 5 years instead of longer just paying the cards directly the minimum payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using about 19000 for credit cards and I would like to put 3000 in savings, in case of emergencies. This loan payment is less than the credit cards monthly payment that I am paying off. Plus THIS loan will be paid in 5 years.
Which debts do you plan to pay off with this loan?3 credit cards...I am makiing min payments and it's hardly making a dent...this will allow me to har a set time to pay them off IN FULL!
Please explain the reason why you carry a large revolving credit balance.I have had expenses come up, bills medical, etc I want to use this to pay them off faster as I am barely making a dent right now
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 500, 125 utils, phone 100, food, 550, insurance 100
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No mortgage, rent 500, Renters ins is about 20 month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 500, 125 utils, phone 100, food, 550, insurance 100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
Which debts do you plan to pay off with this loan?3 credit cards...I am makiing min payments and it's hardly making a dent...this will allow me to har a set time to pay them off IN FULL!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total of about 21000, total payments made are about 550.00, plus another 175 for a medical bill
Please explain the reason why you carry a large revolving credit balance.I have had expenses come up, bills medical, etc I want to use this to pay them off faster as I am barely making a dent right now
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using about 19000 for credit cards and I would like to put 3000 in savings, in case of emergencies. This loan payment is less than the credit cards monthly payment that I am paying off. Plus THIS loan will be paid in 5 years.

 


 

 

 

Member Payment Dependent Notes Series 1300485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300485

$4,000

$4,000

10.74%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300485. Member loan 1300485 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: GH Phipps Construction Co. Debt-to-income ratio: 7.26%
Length of employment: 10+ years Location: Thornton, CO
       
Home town:
Current & past employers: GH Phipps Construction Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Found a great deal on a 2009 Polaris ATV. The seller lives 20 miles from me, which makes it even better. I would appreciate a small loan so we can pick it up for Memorial weekend. Been working very hard and am looking forward to a few days off in the hills. Thank you! Please contact if info is req.<br><br> Borrower added on 05/19/12 > Thanks to everyone who has invested. I appreciate it!<br><br> Borrower added on 05/23/12 > Wow! This is moving along very quickly. Thank you again to all the investors. It is greatly appreciated!<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 19 Months Since Last Delinquency: 9
Revolving Credit Balance: $3,458.00 Public Records On File: 0
Revolving Line Utilization: 36.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?A Polaris Sportsman 500 ATV. It is a 2009 with 3600 miles.
If you have a delinquency in the last 2 years, please explain the reason.I cannot think of any delinquencies over the last 2 years, other than maybe one oversight that went a few days over the 30 day mark. Other than that, I can't remember any delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1300500

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300500

$5,825

$5,825

13.11%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300500. Member loan 1300500 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,375 / month
Current employer: Newstar Business Credit Debt-to-income ratio: 17.08%
Length of employment: 10+ years Location: Kemp, TX
       
Home town:
Current & past employers: Newstar Business Credit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Purchase an above ground swimming pool.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 16
Revolving Credit Balance: $3,948.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $1200., car $480., Utilities $387., phone $140., insurance $211., food $400., misc $240.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?balance $129,073.32, int rate 6%, $1,259.67
If you have a delinquency in the last 2 years, please explain the reason.I don't belive I have had a delinquency in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1300531

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300531

$1,500

$1,500

6.03%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300531. Member loan 1300531 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: constellation us Debt-to-income ratio: 23.18%
Length of employment: 10+ years Location: mountain ranch, CA
       
Home town:
Current & past employers: constellation us
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > boat loan<br><br> Borrower added on 05/15/12 > 19590chris craft boat<br><br> Borrower added on 05/15/12 > 1959 chris craft<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1982 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $63,898.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?1959 chris craft boat

 


 

 

 

Member Payment Dependent Notes Series 1300565

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300565

$18,000

$18,000

12.12%

1.00%

May 29, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300565. Member loan 1300565 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: n/a Debt-to-income ratio: 16.75%
Length of employment: n/a Location: SUN CITY, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Pay off Credit card balance and cancel high interest cards. Improve cash flow.<br><br> Borrower added on 05/15/12 > Currently paying out over 800 per monh on 19.99% credit cards. That would be reduced to 400 a month and paid off in about half the time at current rates. 13,000 goes toward non renewable debt. This is just a loan to lower the intrest rate I am currently paying by consolidation..<br><br> Borrower added on 05/16/12 > This loan will save me about 7,000 over the next five years even with the funding fee. The payment is easily managed since my recent home purchase lowered my outgo over 400 per month.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,463.00 Public Records On File: 0
Revolving Line Utilization: 78.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I answered this earlier. Bank statements on file.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank statements on file loan approved waiting for the money.

 


 

 

 

Member Payment Dependent Notes Series 1300573

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300573

$19,375

$19,375

13.67%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300573. Member loan 1300573 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Pinegar Chevrolet Debt-to-income ratio: 13.27%
Length of employment: 6 years Location: REPUBLIC, MO
       
Home town:
Current & past employers: Pinegar Chevrolet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > We want to consolodate our debt and close out some of our credit cards and make only 1 payment and have it paid off in 3 years.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 70
Revolving Credit Balance: $18,208.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have two car payments 500.00 and 200.00 Are other utilities add up to around 800-900 per month. We spend about 400.00 on gas/food/etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?9800 balance 0 percent 150 payment <br>4500 balance 0 precent right now 100 payment <br>1200 balance 22 percent 50 payment <br>4700 150 payment <br>2300 16 percent 150 payment <br> the above cards are the ones I would like to pay off with this loan and then close out at make one monthly payment and have it paid off in three years and know it will be paid off. <br>loan for 1400 per month.
Please explain the reason why you carry a large revolving credit balance.We made a major move out of state, purchased a new home, did home improvments, and landscaping.
What is your intended use for the loan proceeds?to pay off my credit cards and have just one payment and know they will be paid off in three years.
Please explain the reason why you carry a large revolving credit balance.We made a major move out of state, purchased a new home, did home improvments, and landscaping.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?9800 balance 0 percent 150 payment <br>4500 balance 0 precent right now 100 payment <br>1200 balance 22 percent 50 payment <br>4700 150 payment <br>2300 16 percent 150 payment <br> the above cards are the ones I would like to pay off with this loan and then close out at make one monthly payment and have it paid off in three years and know it will be paid off. <br>loan for 1400 per month.
Which debts do you plan to pay off with this loan?my credit cards and close them out and therefore instead of making multiple payments, this will give me one payment and I know it will be paid off in three years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?just using it for one purpose and that is to pay off my credit cards and close them out only leaving only payment to this loan.

 


 

 

 

Member Payment Dependent Notes Series 1300610

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300610

$9,000

$9,000

10.74%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300610. Member loan 1300610 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: DP Technology Debt-to-income ratio: 24.14%
Length of employment: 3 years Location: OXNARD, CA
       
Home town:
Current & past employers: DP Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,413.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Per Month Expenses:<br><br>Rent: $550<br>Utilities:$20<br>Groceries: $100<br>Transportation: $200<br>Phone: $70<br>Car Insurance: $70<br>Life Insurance: $90

 


 

 

 

Member Payment Dependent Notes Series 1300623

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300623

$12,000

$12,000

13.67%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300623. Member loan 1300623 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Outland Energy Services Debt-to-income ratio: 9.28%
Length of employment: 4 years Location: Hendricks , MN
       
Home town:
Current & past employers: Outland Energy Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,432.00 Public Records On File: 0
Revolving Line Utilization: 58.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1300640

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300640

$4,200

$4,200

6.62%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300640. Member loan 1300640 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: PwC Debt-to-income ratio: 7.21%
Length of employment: 2 years Location: Albany, NY
       
Home town:
Current & past employers: PwC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > This loan will be used to pay for the expenses associated with moving into a new apartment. I need 4 months rent (broker fee, first month, last month, and security deposit) to move. I have two months worth of rent tied up at my current location (last month and security). My new apt. will be cheaper!<br><br> Borrower added on 05/21/12 > My current monthly expenses are $3000. After the move they will be $2000.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,035.00 Public Records On File: 0
Revolving Line Utilization: 3.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $3000. After the move they will be $2000.

 


 

 

 

Member Payment Dependent Notes Series 1300663

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300663

$6,450

$6,450

12.12%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300663. Member loan 1300663 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,150 / month
Current employer: San Bernardino County Special Districts Debt-to-income ratio: 24.89%
Length of employment: 7 years Location: CATHEDRAL CITY, CA
       
Home town:
Current & past employers: San Bernardino County Special Districts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Hope to consolidate 2 cards and cut my payment in half. One can only be used for medical and dental. One I closed years ago to stop the apr from increasing. Leased new car to make my 2 hour commute to govt job of 7 yrs because my paid off car broke down. Hope to maintain hard earned credit score.<br><br> Borrower added on 05/21/12 > Times are tough. As soon as i can transfer my work to be closer to home many costs of living will decrease. This loan would keep me from plummeting before that.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 52
Revolving Credit Balance: $9,049.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1300666

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300666

$10,000

$10,000

12.12%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300666. Member loan 1300666 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: wal mart Debt-to-income ratio: 10.62%
Length of employment: 10+ years Location: KISSIMMEE, FL
       
Home town:
Current & past employers: wal mart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > want to pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,734.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$320.00 rent everything else is included.

 


 

 

 

Member Payment Dependent Notes Series 1300669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300669

$12,000

$12,000

9.76%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300669. Member loan 1300669 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Pole Line Contractors Inc. Debt-to-income ratio: 17.18%
Length of employment: 3 years Location: ELKO, NV
       
Home town:
Current & past employers: Pole Line Contractors Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Credit Cards and Medical Loan<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,594.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-250<br>Auto/Renters Insurance-125<br>Health Insurance-100<br>Transportation-200<br>Food-250<br>Gym-29<br>Phone-92
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card1- $639 remaining, $33 monthly payment. 13.99%APR<br>Credit Card2- $2171 remaining, $65 monthly payment. 17.99%APR<br>Credit Card3- $1500 remaining, $34 monthly payment. 14.99%APR<br>Credit Card4- $2688 remaining, $72 monthly payment. 19.99%APR<br>Credit Card5- $2468 remaining, $53 monthly payment. 13.90%APR<br>Recent Medical Bills- $1600 for surgery<br>Emergency Room Bill- Haven't recieved bill yet. <br>Other Doctor Visits- Haven't recieved bill yet.
What is your intended use for the loan proceeds?To consolidate credit card debts and pay medical bills.

 


 

 

 

Member Payment Dependent Notes Series 1300859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300859

$5,500

$5,500

12.12%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300859. Member loan 1300859 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Smarteye Corporation Debt-to-income ratio: 16.97%
Length of employment: 10+ years Location: Waterford, MI
       
Home town:
Current & past employers: Smarteye Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 80
Revolving Credit Balance: $12,255.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1300891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300891

$10,000

$10,000

13.67%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300891. Member loan 1300891 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: amerigas Debt-to-income ratio: 14.68%
Length of employment: 9 years Location: Cape Coral, FL
       
Home town:
Current & past employers: amerigas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > its awsome to know that there are people like you that will help people like me that make life easier! GREATLY APPRECIATED<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,900.00 Public Records On File: 1
Revolving Line Utilization: 42.70% Months Since Last Record: 108
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?100%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$800 month
If you have a public record on file, please briefly explain the event and its resolution.in 2003 i had a divorce that resulted in a bankruptcy it was finalized and closed

 


 

 

 

Member Payment Dependent Notes Series 1300940

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300940

$12,000

$12,000

13.11%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300940. Member loan 1300940 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: tangram Debt-to-income ratio: 13.90%
Length of employment: 10+ years Location: WILMINGTON, CA
       
Home town:
Current & past employers: tangram
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,076.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1300960

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300960

$8,400

$8,400

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300960. Member loan 1300960 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: AT&T Debt-to-income ratio: 22.56%
Length of employment: < 1 year Location: woodbridge , VA
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Asking for loan to consolidate CC and loan payments. This will enable me to make one single payment a month instead of 4 while allowing me tremendous savings.<br>thanks for your consideration!!!!!!!!!!!<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 4
Revolving Credit Balance: $7,166.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my mortgage is 969.00 all inclusive I rented it out for 1295.00 I relocated for a new position in january I now rent a room in a condo foir 600.00 month no utilities. transportation I have company vehicle.<br><br>my debt is due to seperation in 2010 spotty work hours for last couple years. in order to renovate my house last dec so i could rent it I did a cheesy cash for title loan for 2150 and am and have vbeen paying 500.00 mo and due to the outrageous interest the balance has hardly changed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?previously answered
If you have a delinquency in the last 2 years, please explain the reason.yes had deliquency and judgement from a health provider becuase my insurance company said they had paid claim. it took help of the BBB to get it settled and for company to admit they were already paid.<br><br>I had a deliquency with my cell phone company becuase they changed my plan without permission and the overages on minutes were incredible so i disputed the direct bank draft we settled issue verizon wir credited the charge<br><br>Basically only payments i had dispute were deliquent <br>thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?repetative question
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my mortgage is 969.00 all inclusive I rented it out for 1295.00 I relocated for a new position in january I now rent a room in a condo foir 600.00 month no utilities. transportation I have company vehicle.<br><br>my debt is due to seperation in 2010 spotty work hours for last couple years. in order to renovate my house last dec so i could rent it I did a cheesy cash for title loan for 2150 and am and have vbeen paying 500.00 mo and due to the outrageous interest the balance has hardly changed.
Which debts do you plan to pay off with this loan?already answered
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?previously answered
If you have a delinquency in the last 2 years, please explain the reason.yes had deliquency and judgement from a health provider becuase my insurance company said they had paid claim. it took help of the BBB to get it settled and for company to admit they were already paid.<br><br>I had a deliquency with my cell phone company becuase they changed my plan without permission and the overages on minutes were incredible so i disputed the direct bank draft we settled issue verizon wir credited the charge<br><br>Basically only payments i had dispute were deliquent <br>thanks
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).redundant question already answered.

 


 

 

 

Member Payment Dependent Notes Series 1300972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300972

$20,400

$20,400

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300972. Member loan 1300972 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: California Dept of transportation Debt-to-income ratio: 21.30%
Length of employment: 10+ years Location: SOUTH SAN FRANCISCO, CA
       
Home town:
Current & past employers: California Dept of transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Purpose of loan is to pay off high interest credit cards and car, I only have a year left on the car but would much rather pay it off. The past year I tried to help a family member who was about to lose their house but in doing so I dug myself into a hole.<br><br> Borrower added on 05/20/12 > Just to clarify about the car the reason I would much rather pay it off now is that it does carry a high interest rate. If I can pay off the high interest credit cards and car loan and just have a reasonable interest rate and and 1 payment it would definitely help me out.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 52
Revolving Credit Balance: $12,717.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have moved in with family so saving a little and paying off high interest credit cards, car loan<br>I would say about $2,200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards at 22% and car loan at 20% <br>Credit cards I am trying to pay down, so make payments of about $200. on each and car loan at $533. a month
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards at 22% and car loan at 20% <br>Credit cards I am trying to pay down, so make payments of about $200. on each and car loan at $533. a month
Which debts do you plan to pay off with this loan?Car, credit card and taxes. I want to consolidate all of them into 1. The car and credit card have a high interest rate
Please explain the reason why you carry a large revolving credit balance.Family had some financial problems so I helped where I could and in doing so I dug a whole for Myself but I am trying to bring them all down slowly but surely
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?At the moment moved back in with My mom as she needed help. So I pay utilities, roughly about $300.00 a month, credit cards vary, trying to pay more than the minimum amount due as they have high interest rates. Have a car payment with high interest rate as well have a year left on that loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards at 22% and car loan at 20% <br>Credit cards I am trying to pay down, so make payments of about $200. on each and car loan at $533. a month
Which debts do you plan to pay off with this loan?Car, credit card and taxes. I want to consolidate all of them into 1. The car and credit card have a high interest rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have moved in with family so saving a little and paying off high interest credit cards, car loan<br>I would say about $2,200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards at 22% and car loan at 20% <br>Credit cards I am trying to pay down, so make payments of about $200. on each and car loan at $533. a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have moved in with family so saving a little and paying off high interest credit cards, car loan<br>I would say about $2,200.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?At the moment moved back in with My mom as she needed help. So I pay utilities, roughly about $300.00 a month, credit cards vary, trying to pay more than the minimum amount due as they have high interest rates. Have a car payment with high interest rate as well have a year left on that loan.

 


 

 

 

Member Payment Dependent Notes Series 1300982

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300982

$4,000

$4,000

12.12%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300982. Member loan 1300982 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,033 / month
Current employer: Harris Teeter Debt-to-income ratio: 8.90%
Length of employment: 3 years Location: MONROE, NC
       
Home town:
Current & past employers: Harris Teeter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 9
Revolving Credit Balance: $10,745.00 Public Records On File: 0
Revolving Line Utilization: 37.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?food about 500<br>gas about 400<br>utilities (phone, cable, internet, elec, gas, water) about 300<br>Insurance (car and life) 289
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card: 14,795 ranging from 0% to 22.9%<br>Student Loan: 21,281 ranging from 4.5% to 6.8%<br>Mortgage: 158,148 ranging from 6.75% to 8.15 %<br><br>Monthly payments for above:<br>Credit Card: 401.00<br>Student Loan: 250.00<br>Mortgage: 1,190.00
If you have a delinquency in the last 2 years, please explain the reason.Had several delinquencies on mortgage ranging 30 to 90 days while going to school. Have since graduated and got a job and haven't been late since, about a year.
Which debts do you plan to pay off with this loan?credit card with a 22.9% interest rate

 


 

 

 

Member Payment Dependent Notes Series 1300985

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1300985

$15,000

$15,000

13.99%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1300985. Member loan 1300985 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Alelo Inc Debt-to-income ratio: 15.80%
Length of employment: 4 years Location: Marina del Rey, CA
       
Home town:
Current & past employers: Alelo Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Took on a lot debt while In college and now looking to consolidate the final bits at a fixed payment and rate. I've actually payed off the vast majority of my depts and thought that it would be cool, in the final stretch, to pay my interest to actual people as apposed to a giant bank.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 29
Revolving Credit Balance: $5,467.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1500<br><br>rent $859<br>Trans $50... I bike to work :)<br>Utilities 150<br>Phone $45<br>Ins $99.00<br>Food $300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC: 22.9% $6695.99- $285 per month <br>Visa:18.9% $3262.71 -$175 per month <br>MC: 17.24% 3267.30 - $150 per month<br>MC: 15.24% $868.12 - $95- per month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?MC: 22.9% $6695.99- (What I pay each month-$285).. (minimum is $267)<br>Visa:18.9% $3262.71- (What I pay each month-$175)...(minimum is $115)<br>MC: 17.24% 3267.30- (What I pay each month-$150).. (minimum is $107)<br>MC: 15.24% $868.12- (What I pay each month-$95).. (minimum is $25)<br><br>Total Minimum monthly payment is $514<br><br>What I actually pay monthly is $705
If you have a delinquency in the last 2 years, please explain the reason.None of my accounts have been delinquent in the past 8 years. I had one account deliquescent straight out of high school after paying off the "current balance" and not knowing that there was a "pay off balance" so $35 in interest just sat there and got my 30 days later! so with the exception of that one teenage learning experience my payment history is clean.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?MC: 22.9% $6695.99- (What I pay each month-$285).. (minimum is $267)<br>Visa:18.9% $3262.71- (What I pay each month-$175)...(minimum is $115)<br>MC: 17.24% 3267.30- (What I pay each month-$150).. (minimum is $107)<br>MC: 15.24% $868.12- (What I pay each month-$95).. (minimum is $25)<br><br>Total Minimum monthly payment is $514<br><br>What I actually pay monthly is $705

 


 

 

 

Member Payment Dependent Notes Series 1301001

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301001

$23,000

$23,000

13.99%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301001. Member loan 1301001 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,500 / month
Current employer: Josam Company Debt-to-income ratio: 15.59%
Length of employment: 3 years Location: ROSEVILLE, CA
       
Home town:
Current & past employers: Josam Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > this loan is to pay off credit cards. I am only keeping one credit card, the others will be canclled once paid off. This loan is several hundred dollars less than what i currently pay.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 23
Revolving Credit Balance: $13,790.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?4755.00. I have a company credit card for fuel and maintenace on my vehicle. This is excluding Credit Card Debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.This system will not let me enter financial info. Tried several times.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?768.00 per month, I however pay over 1000.00 to help get the cards paid off quicker.
If you have a delinquency in the last 2 years, please explain the reason.No Delinquency's.
What is the total balance of your credit cards, interest rates and current monthly payments?This system will not let me enter financial info. Tried several times.

 


 

 

 

Member Payment Dependent Notes Series 1301003

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301003

$10,000

$10,000

17.99%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301003. Member loan 1301003 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,750 / month
Current employer: Quick Cash Advance LLC. Debt-to-income ratio: 2.16%
Length of employment: 2 years Location: Blytheville, AR
       
Home town:
Current & past employers: Quick Cash Advance LLC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Home improvements<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: 49
Revolving Credit Balance: $1,669.00 Public Records On File: 0
Revolving Line Utilization: 11.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $1,100 a month
What is the estimated current market value of the home you intend to purchase?I've already purchased it and it valued at $119,000
If you have a delinquency in the last 2 years, please explain the reason.No
What is your intended use for the loan proceeds?home improvements
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have my papers with me at the moment, but the mortgage, insurance, and taxes together is $526.00 a month
Is the home you are purchasing your primary residence or an investment property?Primary residence

 


 

 

 

Member Payment Dependent Notes Series 1301008

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301008

$10,000

$10,000

13.11%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301008. Member loan 1301008 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,988 / month
Current employer: Bisk Education Debt-to-income ratio: 19.68%
Length of employment: 4 years Location: APOLLO BEACH, FL
       
Home town:
Current & past employers: Bisk Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I'm looking to consolidate high interest credit cards and loans. And in three years when paid off I will have more to put away into retirement.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 42
Revolving Credit Balance: $7,805.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I have had any delinquency's in the last 2 years. At least not when I checked my credit last.
Please explain the reason why you carry a large revolving credit balance.I just checked my credit report and there is a large difference between 2 of the agencies and Equifax, It looks like Equifax is reporting one of my accounts as revolving and the other 2 agencies as an installment account. I am trying to pay off my revolving credit with a lower interest rate among other high interest loans to have them paid off more quickly. Want to improve my credit worthiness.

 


 

 

 

Member Payment Dependent Notes Series 1301039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301039

$28,050

$28,050

20.99%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301039. Member loan 1301039 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: UNC Hospitals Debt-to-income ratio: 9.66%
Length of employment: 5 years Location: Sanford, NC
       
Home town:
Current & past employers: UNC Hospitals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,172.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $625. Escrow: $250. Electic:$180. Water: $25.
Please explain the reason why you carry a large revolving credit balance.School loans paid with credit cards, ATV, home remodeling, and time share fees.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
Which debts do you plan to pay off with this loan?All of my current debts minus my current mortgage.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My car is paid for. Phone- $180 ( shared phone bill). Insurance-$100. Food-$300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
Please explain the reason why you carry a large revolving credit balance.School loans paid with credit cards, ATV, home remodeling, and time share fees.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
What is your intended use for the loan proceeds?I'm going to use the loan to pay off all debt except for my mortgage. Instead of having 6 or 7 different bills there will b only 1. It will also give me a timeline in order to pay it off.
Please explain the reason why you carry a large revolving credit balance.School loans paid with credit cards, ATV, home remodeling, and time share fees.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
Which debts do you plan to pay off with this loan?All of my current debts minus my current mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm going to use the loan to pay off all debt except for my mortgage. Instead of having 6 or 7 different bills there will b only 1. It will also give me a timeline in order to pay it off.
What is your intended use for the loan proceeds?I'm going to use the loan to pay off all debt except for my mortgage. Instead of having 6 or 7 different bills there will b only 1. It will also give me a timeline in order to pay it off.
What is your intended use for the loan proceeds?I'm going to use the loan to pay off all debt except for my mortgage. Instead of having 6 or 7 different bills there will b only 1. It will also give me a timeline in order to pay it off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My car is paid for. Phone- $180 ( shared phone bill). Insurance-$100. Food-$300.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My car is paid for. Phone- $180 ( shared phone bill). Insurance-$100. Food-$300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
Which debts do you plan to pay off with this loan?All of my current debts minus my current mortgage.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm going to use the loan to pay off all debt except for my mortgage. Instead of having 6 or 7 different bills there will b only 1. It will also give me a timeline in order to pay it off.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage- $625. Insurance and taxes- $225. Total-$850.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My car is paid for. Phone- $180 ( shared phone bill). Insurance-$100. Food-$300.
Please explain the reason why you carry a large revolving credit balance.School loans paid with credit cards, ATV, home remodeling, and time share fees.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm going to use the loan to pay off all debt except for my mortgage. Instead of having 6 or 7 different bills there will b only 1. It will also give me a timeline in order to pay it off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $625. Escrow: $250. Electic:$180. Water: $25.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One-$1700....rate-16%...pay-$65. Citi Bank-$4800...interest free for 18 mon....pay-$200. Bank of America-$5000....rate-2.9 ....pay-$150. Kawasaki-$4000...rate-13%....pay-$125. GE Money Bank (ATV)-$9000....rate-10%...pay-$200.

 


 

 

 

Member Payment Dependent Notes Series 1301064

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301064

$20,000

$20,000

21.48%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301064. Member loan 1301064 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Ensco Debt-to-income ratio: 19.99%
Length of employment: 2 years Location: virginia beach, VA
       
Home town:
Current & past employers: Ensco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,440.00 Public Records On File: 1
Revolving Line Utilization: 93.00% Months Since Last Record: 97
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3500a month
Is the improvement to your primary residence or an investment property?primary residence

 


 

 

 

Member Payment Dependent Notes Series 1301066

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301066

$18,000

$18,000

13.99%

1.00%

May 29, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301066. Member loan 1301066 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: United States Postal Service Debt-to-income ratio: 19.30%
Length of employment: 7 years Location: Leadville, CO
       
Home town:
Current & past employers: United States Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Never late on any bills. I need to consolidate credit cards to end the madness of interest on them. $4900 of the funds will pay off my truck 2 years early to eliminate a $300 monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,124.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1240 5.5% owe $169000.00 , utilities $200 , insurance , $130 , food $450 , <br>credit cards from 0%-12.99% $13000.00. Two auto loans both at 5% combined payment of $597.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1240 5.5% owe $169000.00 , utilities $200 , insurance , $130 , food $450 , <br>credit cards from 0%-12.99% $13000.00. Two auto loans both at 5% combined payment of $597.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1240 5.5% owe $169000.00 , utilities $200 , insurance , $130 , food $450 , <br>credit cards from 0%-12.99% $13000.00. Two auto loans both at 5% combined payment of $597.00
Which debts do you plan to pay off with this loan?Credit cards and an auto loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1240 5.5% owe $169000.00 , utilities $200 , insurance , $130 , food $450 , <br>credit cards from 0%-12.99% $13000.00. Two auto loans both at 5% combined payment of $597.00
If you have a delinquency in the last 2 years, please explain the reason.I have not had any.
Which debts do you plan to pay off with this loan?Credit cards and an auto loan.
Please explain the reason why you carry a large revolving credit balance.I purchased a home in foreclosure and used credit to fix it up. I planned on selling the home but the market slumped here so I moved in it. I plan on selling this summer now that the mine here has reopened and the housing market has picked up.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1240 5.5% owe $169000.00 , utilities $200 , insurance , $130 , food $450 , <br>credit cards from 0%-12.99% $13000.00. Two auto loans both at 5% combined payment of $597.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage payment is $1240 includes taxes and insurance. Water $35 , sewer $18.50 , gas and electricity $140 ( I am on a averaged monthly payment plan for that , keeps my bill the same year round .) <br>No second mortgage or line of credit.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $1240 includes taxes and insurance. Utilities are; water $35 , sewer $18.50, <br>gas and electricity $140 ( I am on a averaged monthly payment plan, it keeps my bill the same year round.) <br>No second mortgage or line of credit.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$4900 to pay off an auto loan 2 years early to eliminate a $300 monthly payment and the rest will pay off the credit cards.
What is your intended use for the loan proceeds?$4900 to pay off my auto loan 2 years early that will eliminate a $300 monthly payment , the remaining will pay off my credit cards. I would like to combine it all so I am making one payment each month.
Please explain the reason why you carry a large revolving credit balance.I purchased a home in foreclosure and used credit to fix it up. I planned on selling the home but the market slumped here so I moved in it. I plan on selling this summer now that the mine here has reopened and the housing market has picked up.
Which debts do you plan to pay off with this loan?Credit cards and an auto loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$4900 to pay off an auto loan 2 years early to eliminate a $300 monthly payment and the rest will pay off the credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1240 5.5% owe $169000.00 , utilities $200 , insurance , $130 , food $450 , <br>credit cards from 0%-12.99% $13000.00. Two auto loans both at 5% combined payment of $597.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $1240 includes taxes and insurance. Utilities are; water $35 , sewer $18.50, <br>gas and electricity $140 ( I am on a averaged monthly payment plan, it keeps my bill the same year round.) <br>No second mortgage or line of credit.
What is your intended use for the loan proceeds?$4900 to pay off my auto loan 2 years early that will eliminate a $300 monthly payment , the remaining will pay off my credit cards. I would like to combine it all so I am making one payment each month.
Which debts do you plan to pay off with this loan?Credit cards and an auto loan.

 


 

 

 

Member Payment Dependent Notes Series 1301071

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301071

$20,400

$20,400

22.45%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301071. Member loan 1301071 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: General Electric Debt-to-income ratio: 21.72%
Length of employment: 6 years Location: phoenix, AZ
       
Home town:
Current & past employers: General Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 26
Revolving Credit Balance: $18,596.00 Public Records On File: 0
Revolving Line Utilization: 93.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total housing expenses are $900/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Aside from spending $900/mo on rent and utilities, I pay about $300/mo in insurance, food, and my phone.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I pay a $700/mo flat rate in rent each month
If you have a delinquency in the last 2 years, please explain the reason.I have been current on my bills in the last 2 years.
Please explain the reason why you carry a large revolving credit balance.My Dad has diabetes and just had some high medical bills and was hositalized and had to have his leg servered. I had to help with the cost and also for his rehabing.
What is the home improvement project you are planning?My AC unit went out and needs to be replaced and my roof is caving in so I need to get a new roof installed.
Is the improvement to your primary residence or an investment property?This is my primary residence.
Please explain the reason why you carry a large revolving credit balance.My Dad has diabetes and just had some high medical bills and was hositalized and had to have his leg servered. I had to help with the cost and also for his rehabing.
Please explain the reason why you carry a large revolving credit balance.My Dad has diabetes and just had some high medical bills and was hositalized and had to have his leg servered. I had to help with the cost and also for his rehabing.
What is the home improvement project you are planning?My AC unit went out and needs to be replaced and my roof is caving in so I need to get a new roof installed.

 


 

 

 

Member Payment Dependent Notes Series 1301082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301082

$8,400

$8,400

7.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301082. Member loan 1301082 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: TPG Credit Management Debt-to-income ratio: 16.49%
Length of employment: < 1 year Location: MINNEAPOLIS, MN
       
Home town:
Current & past employers: TPG Credit Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,705.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and Utilities: $650<br>Transportation: $120<br>Car Payment: $350<br>Insurance: Auto - $75, Medical, Dental, etc. are covered 100% by employer.<br>Food: $175<br>Phone: $70
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $4400<br>Visa: $800<br>American Express: $2200<br>Master Card: $850
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum payments total $205. I currently make payments of $400-$450. Including this loan and the payoffs, my minimum payments will be $305. There will be this loan and one other card remaining.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $4400<br>Visa: $800<br>American Express: $2200<br>Master Card: $850

 


 

 

 

Member Payment Dependent Notes Series 1301091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301091

$7,750

$7,750

10.74%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301091. Member loan 1301091 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,333 / month
Current employer: Minor Emergency and Family Care Center Debt-to-income ratio: 9.83%
Length of employment: 1 year Location: CHESAPEAKE, VA
       
Home town:
Current & past employers: Minor Emergency and Family Care Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I would like to get a loan to consolidate my bills and debt so that I can have one managable monthly payment rather than 4 or 5 payments of &100+ each.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,645.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have about $700 in bills every month. That is between credit cards, cell phone, rent, student loans, and any other expenses like gas and food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?interest rates: range from 0%- 11.99%<br>Monthly payments: Credit Cards: $350<br>Student Loans: $75<br>Mortgage/Rent: $150<br>Credit Limit: Over $10,000
What is your intended use for the loan proceeds?To pay off my debt and consolidate the payments so that I can get a student loan in the very near future for graduate school.

 


 

 

 

Member Payment Dependent Notes Series 1301110

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301110

$13,675

$13,675

8.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301110. Member loan 1301110 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Office Depot Debt-to-income ratio: 18.15%
Length of employment: 1 year Location: MARLBOROUGH, MA
       
Home town:
Current & past employers: Office Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I have set a goal for myself to eliminate all my debt and I am starting by hopfully recieving this lone at a lower rate and getting rid of my higher interest credit cards.<br><br> Borrower added on 05/19/12 > I am very trustworthy and on time with my payments. If I thought this was risky I would have not applied for this. Please have faith that I will pay this back in full and before the 3 years. I wish to have this loan paid back in one year. If anyone has any questions please feel free to ask.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,574.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses<br>Rent-$1300<br>Transportation and phone-Free from Employer<br>Food-$200<br>Insurance-$90
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.This loan would be spread out over 3 credit cards. One Visa and 2 MasterCards
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum montly payments on the cards I have are $400 the new loan wil be about this but at a much lower rate.

 


 

 

 

Member Payment Dependent Notes Series 1301153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301153

$11,000

$11,000

18.25%

1.00%

May 23, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301153. Member loan 1301153 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Qdoba Restaurant Corp Debt-to-income ratio: 15.31%
Length of employment: 9 years Location: CICERO, NY
       
Home town:
Current & past employers: Qdoba Restaurant Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > This loan will allow us to consolidate our current debts into one low, manageable monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 42
Revolving Credit Balance: $7,960.00 Public Records On File: 1
Revolving Line Utilization: 49.90% Months Since Last Record: 87
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current monthly expenses are approximately $3500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our credit card debt is $10,500 with an average interest rate of 30%. This consolidation loan will allow us to pay one monthly payment at a more reasonable rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our credit card debt is $10,500 with an average interest rate of 30%. This consolidation loan will allow us to pay one monthly payment at a more reasonable rate.
Which debts do you plan to pay off with this loan?We will pay off our highest interest credit cards; Travelocity, Juniper, Merrick, Shell, Macy's
Please explain the reason why you carry a large revolving credit balance.My wife (co-borrower) is a full-time nursing student. We have used credit cards to pay school related expenses. She will begin working January, 2013.

 


 

 

 

Member Payment Dependent Notes Series 1301164

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301164

$14,000

$14,000

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301164. Member loan 1301164 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: LOJDB Debt-to-income ratio: 18.69%
Length of employment: 3 years Location: Federal Way, WA
       
Home town:
Current & past employers: LOJDB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,288.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gifts: $300, Transportation: $300, Food: $275, Phone: $210, Health Insurance:$158, Car insurance: $135, Pet: $80, Credit Cards $480, incidental: $200.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard: $11,050 - Interest rate: 24%, monthly pay $450; Visa $1,200 - Interest rate: 17%; $35
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I plan to use this loan to consolidate my credit cards. The total of my credit cards is around $12,250 and the minimum for the two credit cards is $415. I pay $450 a month for the two credit cards which is a similar amount I would be paying towards paying off this loan.
Please explain the reason why you carry a large revolving credit balance.I have accrued a large credit card balance from paying for school.
What is your intended use for the loan proceeds?The loan is going to be used to consolidate two of my credit cards which one card has an interest rate of 17% and the other at 24%. By consolidating my two credit cards for this planned loan, the time to pay off this debt will be a lot faster and will give me an ease of mind to care for one payment rather than two payments.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I plan to use this loan to consolidate my credit cards. The total of my credit cards is around $12,250 and the minimum for the two credit cards is $415. I pay $450 a month for the two credit cards which is a similar amount I would be paying towards paying off this loan.

 


 

 

 

Member Payment Dependent Notes Series 1301197

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301197

$24,500

$24,500

8.90%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301197. Member loan 1301197 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Medical Center Arlington Debt-to-income ratio: 6.93%
Length of employment: 6 years Location: Euless, TX
       
Home town:
Current & past employers: Medical Center Arlington
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > The purpose of this loan is to pay an existing loan that is at a 19 pcnt interest rate and scheduled to be 48 months.<br>Thankyou for assisting me<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,768.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Electric has fluctuated between $45 and $60 monthly for 7 months.<br>Auto fuel for transportation averages $130<br>Cell $100. Home $ 35<br>Auto ins $100 but is paid thru August renewal<br>Food $200<br>Mtg $1080
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Electric has fluctuated between $45 and $60 monthly for 7 months.<br>Auto fuel for transportation averages $130<br>Cell $100. Home $ 35<br>Auto ins $100 but is paid thru August renewal<br>Food $200<br>Mtg $1080
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mtg is 94K owed on loan at 5 percent interest<br>Mtg monthly payment $1080<br>That includes all insurance and taxes
Which debts do you plan to pay off with this loan?One loan 25k 48 months at 19 percent interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Electric has fluctuated between $45 and $60 monthly for 7 months.<br>Auto fuel for transportation averages $130<br>Cell $100. Home $ 35<br>Auto ins $100 but is paid thru August renewal<br>Food $200<br>Mtg $1080
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mtg is 94K owed on loan at 5 percent interest<br>Mtg monthly payment $1080<br>That includes all insurance and taxes
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is for the sole purpose of paying a 25K loan in existance that is at 19 percent interest and 48 months. This loan will allow me to have a lower interest rate and only 36 months.
Which debts do you plan to pay off with this loan?One loan 25k 48 months at 19 percent interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes
Which debts do you plan to pay off with this loan?One loan 25k 48 months at 19 percent interest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Electric has fluctuated between $45 and $60 monthly for 7 months.<br>Auto fuel for transportation averages $130<br>Cell $100. Home $ 35<br>Auto ins $100 but is paid thru August renewal<br>Food $200<br>Mtg $1080
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Electric has fluctuated between $45 and $60 monthly for 7 months.<br>Auto fuel for transportation averages $130<br>Cell $100. Home $ 35<br>Auto ins $100 but is paid thru August renewal<br>Food $200<br>Mtg $1080
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just paid off all credit cards but 1-<br>1 bank credit card $8000 2 percent int<br>1 loan $25k 19 percent int 4 years ... that is the purpose of requesting this loan ...to payoff that loan and have much lower interest and 3 year note<br>No student loans<br>Mtg payoff is $94 K at 5 percent interest of which I pay $ 1080 monthly..this includes all insurance and taxes

 


 

 

 

Member Payment Dependent Notes Series 1301226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301226

$18,000

$18,000

16.29%

1.00%

May 25, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301226. Member loan 1301226 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: PharMerica Debt-to-income ratio: 21.54%
Length of employment: 3 years Location: Lakeland, FL
       
Home town:
Current & past employers: PharMerica
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Paying off all outstanding credit lines and cancelling accounts. Fresh start and consolidate into one manageable payment.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 75
Revolving Credit Balance: $15,865.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1022 for My portion of the mortgage, including escrow for taxes and Insurance, $200 for utilities, $100 for phones, $150 for Insurance, $100 week groceries. $40 per week for gas, $520 car payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$17,695 I am asking for would pay off all my outstanding credit cards & credit lines excluding Mortage & Car.
If you have a delinquency in the last 2 years, please explain the reason.I do not believe I have any delinquent accounts for the last 2 years.
Please explain the reason why you carry a large revolving credit balance.I got into a bind several years back, I used credit to get by. I am now trying to get those paid off and go back to living on my income.
What is your intended use for the loan proceeds?Pay off all of my Lines of credit, credit cards and then cancel all accounts.
Please explain the reason why you carry a large revolving credit balance.I got into a bind several years back, I used credit to get by. I am now trying to get those paid off and go back to living on my income.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$17,695 I am asking for would pay off all my outstanding credit cards & credit lines excluding Mortage & Car.
Which debts do you plan to pay off with this loan?All of my lines of credit & credit cards. Cancelling all accounts once paid off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only intended to pay off credit balances. Consolidate into one payment and cancel all accounts.

 


 

 

 

Member Payment Dependent Notes Series 1301231

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301231

$26,000

$26,000

13.67%

1.00%

May 24, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301231. Member loan 1301231 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: n/a Debt-to-income ratio: 23.98%
Length of employment: n/a Location: Goodyear, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,361.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Under $1500 per month. I don't pay rent because I owe a 4-plex. I live in one unit, and the other 3 actually cover all the mortgage, tax ,insurance, and utilities. I am just below $1500 in expenses because I pay about $460 a month for my car, $400 a month on credit cards, and about $500 to $600 on food and fuel.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans. car loan; 18k at 7% and $460 in payments. 3 cc's with no balance. 4-plex with 82K at 5% and $700 (includes tax and insurance) - but rental income is $2200 per month. And 2 cc's with 13K at 0%, but set to sky rocket. Payments are $440 per month. Just got a hospital bill for 8K... they want $750 a month. Loan is to consolidate 13k and 8k into lower payments.
What is your intended use for the loan proceeds?have 2 cc's with 13K at 0%, but set to sky rocket. Payments are $440 per month. Just got a hospital bill for 8K... they want $750 a month. Loan is to consolidate 13k and 8k into one bill with lower payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Under $1500 per month. I don't pay rent because I owe a 4-plex. I live in one unit, and the other 3 actually cover all the mortgage, tax ,insurance, and utilities. I am just below $1500 in expenses because I pay about $460 a month for my car, $400 a month on credit cards, and about $500 to $600 on food and fuel.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans. car loan; 18k at 7% and $460 in payments. 3 cc's with no balance. 4-plex with 82K at 5% and $700 (includes tax and insurance) - but rental income is $2200 per month. And 2 cc's with 13K at 0%, but set to sky rocket. Payments are $440 per month. Just got a hospital bill for 8K... they want $750 a month. Loan is to consolidate 13k and 8k into lower payments.
What is your intended use for the loan proceeds?have 2 cc's with 13K at 0%, but set to sky rocket. Payments are $440 per month. Just got a hospital bill for 8K... they want $750 a month. Loan is to consolidate 13k and 8k into one bill with lower payments.

 


 

 

 

Member Payment Dependent Notes Series 1301232

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301232

$7,200

$7,200

13.99%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301232. Member loan 1301232 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Mohican Sports Medicine Debt-to-income ratio: 19.56%
Length of employment: 4 years Location: Columbus, OH
       
Home town:
Current & past employers: Mohican Sports Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 41
Revolving Credit Balance: $226.00 Public Records On File: 0
Revolving Line Utilization: 4.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1301272

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301272

$8,000

$8,000

13.11%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301272. Member loan 1301272 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: CVS Pharmacy Debt-to-income ratio: 11.60%
Length of employment: 1 year Location: phoenixville, PA
       
Home town:
Current & past employers: CVS Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,449.00 Public Records On File: 0
Revolving Line Utilization: 50.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are around $850.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around $8,000.

 


 

 

 

Member Payment Dependent Notes Series 1301335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301335

$9,600

$9,600

17.27%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301335. Member loan 1301335 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: ZRS management Debt-to-income ratio: 24.14%
Length of employment: 4 years Location: orlando, FL
       
Home town:
Current & past employers: ZRS management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,557.00 Public Records On File: 0
Revolving Line Utilization: 91.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$ 750
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$ 270
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$ 270

 


 

 

 

Member Payment Dependent Notes Series 1301349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301349

$35,000

$35,000

8.90%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301349. Member loan 1301349 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: Exton nissan Debt-to-income ratio: 13.98%
Length of employment: 3 years Location: Gap, PA
       
Home town:
Current & past employers: Exton nissan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,240.00 Public Records On File: 0
Revolving Line Utilization: 20.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?700 rent<br>600 gas<br>250 utilities <br>200 cable Internet etc<br>1000 food and entertainment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a penfed loan for 21k balance at 795 per month at 8.9%, a citadel w 9k balance at 665 per and credit cards around 6000 at 18%.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).rent 700 electric 250 sewer 30
What is your intended use for the loan proceeds?To payoff all debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1550 total
If you have a delinquency in the last 2 years, please explain the reason.None
Please explain the reason why you carry a large revolving credit balance.College courses that I took
If you have a public record on file, please briefly explain the event and its resolution.Filed a chapter 13 bk due to a divorce. I've rebuilt my credit over the last 10 years
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off credit cards and all loans to have one payment
Which debts do you plan to pay off with this loan?All of them

 


 

 

 

Member Payment Dependent Notes Series 1301369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301369

$6,800

$6,800

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301369. Member loan 1301369 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,400 / month
Current employer: us wine transport Debt-to-income ratio: 23.16%
Length of employment: 10+ years Location: VINEBURG, CA
       
Home town:
Current & past employers: us wine transport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 79
Revolving Credit Balance: $22,455.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I am never late on any payments present or past
Which debts do you plan to pay off with this loan?kay jewelers, applied card, chevron and pay down watever else I can. applied is the one with the highest interest rate.
Please explain the reason why you carry a large revolving credit balance.all I can say is not all of this debt was incurred on my own.
Please explain the reason why you carry a large revolving credit balance.all I can say is not all of this debt was incurred on my own.

 


 

 

 

Member Payment Dependent Notes Series 1301372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301372

$10,000

$10,000

13.99%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301372. Member loan 1301372 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: culpeper co. schools Debt-to-income ratio: 5.71%
Length of employment: 8 years Location: madison, VA
       
Home town:
Current & past employers: culpeper co. schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 75
Revolving Credit Balance: $7,888.00 Public Records On File: 0
Revolving Line Utilization: 73.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not recall having a delinquency that new. I'm almost positive that the last one I had was back in 2007. The last deliqunency I recall was due to a medical emergency and I had surgery. I simply forgot to send the payment. At this point all of my bills are sent electronically, so they arrive early.

 


 

 

 

Member Payment Dependent Notes Series 1301378

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301378

$15,000

$15,000

13.67%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301378. Member loan 1301378 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 14.80%
Length of employment: 9 years Location: San Francisco, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,217.00 Public Records On File: 0
Revolving Line Utilization: 45.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses average around 3100. Please note that it is not difficult for me to pay these expenses. My sole aim in obtaining this loan is interest reduction.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently my debt balance is around 17K. My monthly credit card payments are about $800. Please note that these payments do not pose any great difficulty. I always pay more than the minimum required. I have never missed a payment, My sole aim in requesting this loan is reduction of interest. I currently hold two cards that are charging 30% APR.
Please explain the reason why you carry a large revolving credit balance.The balance accumulated over time. I felt secure in that there were enough funds in my investment account to cover any credit card debt. That backup ended in 2008.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses average around 3100. Please note that it is not difficult for me to pay these expenses. My sole aim in obtaining this loan is interest reduction.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $3300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently my debt balance is around 17K. My monthly credit card payments are about $800. Please note that these payments do not pose any great difficulty. I always pay more than the minimum required. I have never missed a payment, My sole aim in requesting this loan is reduction of interest. I currently hold two cards that are charging 30% APR.

 


 

 

 

Member Payment Dependent Notes Series 1301386

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301386

$1,200

$1,200

7.62%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301386. Member loan 1301386 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Integrity Interiors Debt-to-income ratio: 14.80%
Length of employment: 4 years Location: Bridgeport, PA
       
Home town:
Current & past employers: Integrity Interiors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am just a little short on the money I need for the flowers for my wedding.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,304.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1301448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301448

$16,000

$16,000

21.97%

1.00%

May 29, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301448. Member loan 1301448 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Valley Bulk Inc. Debt-to-income ratio: 4.71%
Length of employment: 10+ years Location: apple valley, CA
       
Home town:
Current & past employers: Valley Bulk Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 18
Revolving Credit Balance: $6,460.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utulities are about 415.00 including phone and auto insurance is 124.00. Food is about 400.00 a month. I own my car and i get a car allowance from my job of 600.00 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my debt balance is approx. 7500.00, interest rates are about 26.5 percent. Monthly payments are approx. 1614.00 a month. I also have a 600.00 car allowance payed to me and my car is payed for.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies that i am aware of.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my debt balance is approx. 7500.00, interest rates are about 26.5 percent. Monthly payments are approx. 1614.00 a month. I also have a 600.00 car allowance payed to me and my car is payed for.
What is your intended use for the loan proceeds?I plan on paying off all of my outstanding credit cards and outstanding bills at a lower interest rate that LendingClub provideds. It will allow me to have just 1 payment instead of numerous.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utulities are about 415.00 including phone and auto insurance is 124.00. Food is about 400.00 a month. I own my car and i get a car allowance from my job of 600.00 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my debt balance is approx. 7500.00, interest rates are about 26.5 percent. Monthly payments are approx. 1614.00 a month. I also have a 600.00 car allowance payed to me and my car is payed for.
Which debts do you plan to pay off with this loan?All major and retail plus IRS.

 


 

 

 

Member Payment Dependent Notes Series 1301453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301453

$23,675

$23,675

19.99%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301453. Member loan 1301453 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 15.63%
Length of employment: n/a Location: Oceanside, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,184.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $655 a month<br>Phone: $50 a month<br>Gas: $100 a month<br>Utilities: power and water $50 a month<br>Food: $100-$150 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?USAA Master Card: $13,283.03 APR 10.9%, minimal monthly payment of $303.00 or less.<br>NFCU Master Card: $$3,272.47 APR 16.9%, $100-200 monthly payments.<br>Car Loan: $12,168.14, 13.24%, monthly payments of $309.61.
Please explain the reason why you carry a large revolving credit balance.I have been sending money back to support family back home in Guam or Philippines for emergency and other expenses. And slowly paying balances by the minimal or more.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?USAA Master Card: $13,283.03 APR 10.9%, minimal monthly payment of $303.00 or less.<br>NFCU Master Card: $$3,272.47 APR 16.9%, $100-200 monthly payments.<br>Car Loan: $12,168.14, 13.24%, monthly payments of $309.61.

 


 

 

 

Member Payment Dependent Notes Series 1301465

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301465

$7,425

$7,425

9.76%

1.00%

May 29, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301465. Member loan 1301465 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: J Picini Flooring Inc Debt-to-income ratio: 7.32%
Length of employment: 4 years Location: NORTH LAS VEGAS, NV
       
Home town:
Current & past employers: J Picini Flooring Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > Paying off higher interest credit cards. Payments are currently being paid on time. Current mininum payments that are being made total $425.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,045.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As far as Utilities, Phone, insurance and Food is concerned, I do not handles those expenses. We have a mortgage and I pay $700 monthly. I do not have a car payment as I own my vehicle.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards:<br>$3900 at 22% pay $200 monthly<br>$2700 at 19% pay $150 monthly<br>$800 at 16% pay $75 monthly

 


 

 

 

Member Payment Dependent Notes Series 1301479

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301479

$8,000

$8,000

12.12%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301479. Member loan 1301479 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Siemens Debt-to-income ratio: 24.06%
Length of employment: 3 years Location: OVIEDO, FL
       
Home town:
Current & past employers: Siemens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I am looking to consolidate my Credit Card and Car Finance debt into one monthly bill. I owe $4,200 on my Credit Card and 4,000 on my Car Finance. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 25
Revolving Credit Balance: $9,300.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently live with roommates and share living expenses. I would like to consolidate my debt in order to improve my income vs. debt ratio. These are the basic expenses that I incur. Rent: $450, Car: $320, Utilities: $120, Phone: $82, Car Insurance: $115, Food: +/-$250. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card: $4200 17.99% ($250 monthly), Student Loans: $42,600 6.8% ($550 monthly), Car: $4000 11.5% ($320 monthly)
If you have a delinquency in the last 2 years, please explain the reason.I have not been delinquent with any of my payments. Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1301486

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301486

$8,000

$8,000

18.55%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301486. Member loan 1301486 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: united hebrew Debt-to-income ratio: 16.02%
Length of employment: 2 years Location: yonkers, NY
       
Home town:
Current & past employers: united hebrew
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,509.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1301494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301494

$8,000

$8,000

6.62%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301494. Member loan 1301494 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Webster Financial Debt-to-income ratio: 3.80%
Length of employment: 4 years Location: whitelaw, WI
       
Home town:
Current & past employers: Webster Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > My home is 12 years old and in need of a new roof. I<br><br> Borrower added on 05/16/12 > My home is 12 years old and in need of a new roof. I have obtained 6 estimates and plan to go with the one that offers the best guarantee regardless of price.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 20 Months Since Last Delinquency: 4
Revolving Credit Balance: $100.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. Current monthly expenses are just under $2,000. I maintain no credit card debt and just a mortgage and car loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I carry very low debt. My primary mortgage has a balance of $125,000. I have two auto loans with a combined balance of just under $2,000. There is also a revolving line of credit ($500) I have with my bank that is currently untouched. Additionally I carry no student loan debt and no credit card debt. As you can probably tell by the rate of return on the loan, I take pride in my credit rating. Thank you for your question. Please feel free to ask others.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency.

 


 

 

 

Member Payment Dependent Notes Series 1301523

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301523

$14,125

$14,125

12.12%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301523. Member loan 1301523 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: Solana Beach School District Debt-to-income ratio: 17.38%
Length of employment: 4 years Location: san diego, CA
       
Home town:
Current & past employers: Solana Beach School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > I'm a great choice to loan to because I have a very stable job field and I am current on all allocated credit to date. I don't believe in revolving debt over long periods of time, so this loan would be paid off quickly and painlessly.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,026.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are about 1900.
What portion of your wedding expenses does this loan represent?this is 95% wedding expenses. We had added expenses from our wedding venue that makes this loan a need. The other 5% is going to be used as a security blanket for the time we are on a honeymoon and both do not work for a week. Cash flow will continue after that week but the 5% is just a back up in addition to our savings.
What is your intended use for the loan proceeds?wedding expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are about 1900.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1900
If you have a delinquency in the last 2 years, please explain the reason.none
Please explain the reason why you carry a large revolving credit balance.moved and allocated moving expenses
If you have a public record on file, please briefly explain the event and its resolution.none
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).no mortgage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan will be allocated to venue, wedding expenses, food and insurances.
What portion of your wedding expenses does this loan represent?this is 95% wedding expenses. We had added expenses from our wedding venue that makes this loan a need. The other 5% is going to be used as a security blanket for the time we are on a honeymoon and both do not work for a week. Cash flow will continue after that week but the 5% is just a back up in addition to our savings.
How are you paying for other wedding expenses not covered by this loan?Other expenses are already paid for. This loan is covering the rest and main bulk of expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are about 1900.
Please explain the reason why you carry a large revolving credit balance.moved and allocated moving expenses
What portion of your wedding expenses does this loan represent?this is 95% wedding expenses. We had added expenses from our wedding venue that makes this loan a need. The other 5% is going to be used as a security blanket for the time we are on a honeymoon and both do not work for a week. Cash flow will continue after that week but the 5% is just a back up in addition to our savings.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan will be allocated to venue, wedding expenses, food and insurances.
What is your intended use for the loan proceeds?wedding expenses

 


 

 

 

Member Payment Dependent Notes Series 1301541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301541

$7,500

$7,500

18.55%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301541. Member loan 1301541 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: united states postal service Debt-to-income ratio: 14.76%
Length of employment: 10+ years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: united states postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,759.00 Public Records On File: 0
Revolving Line Utilization: 48.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2/3 of monthly income
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?this is the very reason for the loan. one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?this is the very reason for the loan. one monthly payment.
Which debts do you plan to pay off with this loan?i plan to pay off all debts. here, i have park the vehicles i own at this parking lot for the past 8 years. fallen behind but always caught up. the car and the cycle recently. the manager decides to remove the vehicles without a notice of intentions. so i show up with 2 of the 3 months rent due, just to get the good news. i manage to get the car back at the cost of 3 months rent for both. the cycle has a lien at $22 a day as of 4/18/12 with a deadline of 5/30/12 where the cycle will be sold

 


 

 

 

Member Payment Dependent Notes Series 1301573

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301573

$12,000

$12,000

6.03%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301573. Member loan 1301573 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: AT&T Debt-to-income ratio: 3.73%
Length of employment: 10+ years Location: Castaic, CA
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > To consolidate open credit cards with high interest rates and reducing my payments to one.<br><br> Borrower added on 05/16/12 > Any left over funds after paying off credit cards will be used to pay for a parent's need for dental work.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,886.00 Public Records On File: 0
Revolving Line Utilization: 20.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$5,200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX - $1,015 - 14.50% with min. $35<br>Dept. Store - $243 - 24.50% with min. $25<br>Discover - $4,253 - 10.99% with min. $86<br>Care Credit - $240 - 26.99% with min. $15<br>Dept. Store - $5,182 - 24.24% with min. $100
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$261.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX - $1,015 - 14.50% with min. $35<br>Dept. Store - $243 - 24.50% with min. $25<br>Discover - $4,253 - 10.99% with min. $86<br>Care Credit - $240 - 26.99% with min. $15<br>Dept. Store - $5,182 - 24.24% with min. $100
What is your intended use for the loan proceeds?Pay off high interest rate credit cards and consolidate to one payment.

 


 

 

 

Member Payment Dependent Notes Series 1301594

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301594

$35,000

$35,000

23.13%

1.00%

May 24, 2012

May 29, 2017

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301594. Member loan 1301594 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: Palo Alto Medical Foundation Debt-to-income ratio: 14.17%
Length of employment: 5 years Location: SANTA CRUZ, CA
       
Home town:
Current & past employers: Palo Alto Medical Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,535.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just one purpose... to consolidate all my debt into one amount and have only one monthly payment.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I Rent
If you have a public record on file, please briefly explain the event and its resolution.I do not.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
If you have a delinquency in the last 2 years, please explain the reason.Never been delinquent.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $800<br>Utilities $75
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $800<br>Utilities $75
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I Rent
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just one purpose... to consolidate all my debt into one amount and have only one monthly payment.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just one purpose... to consolidate all my debt into one amount and have only one monthly payment.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just one purpose... to consolidate all my debt into one amount and have only one monthly payment.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $800<br>Utilities $75
If you have a delinquency in the last 2 years, please explain the reason.Never been delinquent.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I Rent
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just one purpose... to consolidate all my debt into one amount and have only one monthly payment.
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What is your intended use for the loan proceeds?Consolidate all my debt into one amount and have only one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
Which debts do you plan to pay off with this loan?All credit card debt and the money I still owe my parents, so I have just one debt and just one monthly payment.
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards<br>plus a personal loan from my parents for a wedding that totals $3000 (this is interest free, but hopefully if I relieve the amount I requested, I can fully pay them off and have just the one monthly debt payment that I can more than diligently pay off.)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800<br>Insurance: $95<br>Utilities: $75<br>Phone & Internet: $150<br>My significant other pays for groceries<br>I own my truck, but mostly bike everywhere<br>Gas: $80<br>Debt payments (which, if approved all go to lending club) $1150
Please explain the reason why you carry a large revolving credit balance.I was taken advantage of in the past with a bad student loan. I tried to transfer the balance to zero percent interest cards, but now I want to just have one balance and one monthly payment. Please help, LendingClub you are just the financial aid I need to turn my finances around. I pray you can fund me. I have a great and steady job, and just need someone to give me a chance.

 


 

 

 

Member Payment Dependent Notes Series 1301600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301600

$11,500

$11,500

13.11%

1.00%

May 23, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301600. Member loan 1301600 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: emmanuel family homes inc. Debt-to-income ratio: 20.50%
Length of employment: 3 years Location: santee, CA
       
Home town:
Current & past employers: emmanuel family homes inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I plan to pay off my existing credit cards and buy a used car. My job is stable as I have been here 3 years working with children with autism<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,279.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Fortunately I walk to work and get cheap rent (150) including utilities since I live with and take tare of my friend. I also eat for free during the week when I am at work ( I work at a childrens facility for individuals with Autism). . I would say my total current monthly expenses are about $400 on average. usually less. I also have never been late on a payment for anything.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2000 balance on my visa with minimum payments of 50 dollars and 1100 balance on my best buy with a minimum payment of 80 dollars
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Fortunately I walk to work and get cheap rent (150) including utilities since I live with and take tare of my friend. I also eat for free during the week when I am at work ( I work at a childrens facility for individuals with Autism). . I would say my total current monthly expenses are about $400 on average. usually less. I also have never been late on a payment for anything.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2000 balance on my visa with minimum payments of 50 dollars and 1100 balance on my best buy with a minimum payment of 80 dollars
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2000 balance on my visa with minimum payments of 50 dollars and 1100 balance on my best buy with a minimum payment of 80 dollars
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2000 balance on my visa with minimum payments of 50 dollars and 1100 balance on my best buy with a minimum payment of 80 dollars

 


 

 

 

Member Payment Dependent Notes Series 1301637

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301637

$10,500

$10,500

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301637. Member loan 1301637 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: MOB SCENE Debt-to-income ratio: 23.86%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: MOB SCENE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am making payments on two credit cards. I was using balance transfers to put my self thru college, in addition to student loans. I have 100% on time payment on all of my accounts. I am advancing in my career path, I want set a debt pay off plan into motion. Thanks for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,867.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $650 - Utilities Included<br>Food $150 - (Lunch Employer Provided)<br>Insurance $55 - (Employer Provided 80%)<br>Car - Payed Off (Bike to Work)<br>Cell - (Employer Provided)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $11,300.00 - APR 18.24% - Payment - $250.00<br>AMEX - $9,500 - APR 9.75% - Payment - $250.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total: $820<br>EDU Loan - Payment - $220.00<br>AMEX - Payment - $250.00<br>LenderClub Loan - $350.00<br><br>MC - Have $1000 - In saving to pay the remainder. One card with -0- balance. Closing the Acct when payed off
What is the total balance of your credit cards, interest rates and current monthly payments?Total Balance - $24,300<br>AMEX $9,600 - 6.25% - Payment - $215<br>MC $11,400 - 15.25% - Payment - $250

 


 

 

 

Member Payment Dependent Notes Series 1301672

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301672

$25,000

$25,000

21.97%

1.00%

May 25, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301672. Member loan 1301672 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Northern Trust Debt-to-income ratio: 13.43%
Length of employment: 10+ years Location: Lansing, IL
       
Home town:
Current & past employers: Northern Trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am in a stable position and have longevity on the job (12 years).<br><br>I make my payments on time and have never missed a mortgage payment date. <br><br>I am reliable and take my responsibilities seriously.<br><br>I am looking to stabilize my financial situation I am looking for a hand up, not a hand out.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 23
Revolving Credit Balance: $23,613.00 Public Records On File: 0
Revolving Line Utilization: 95.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortagage 1650/mo<br>Gas 400/mo (approx)<br>Phone 350/mo<br>Utilities 250/mo<br>Insurance 60/mo<br>Food 400/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have tried to enter the information requested, even as just numbers and the site keeps telling me that I am possibly violating the identity information rules. I'm not quite sure how to proceed. If you have a way that I can provide such information without problem, please let me know.<br><br>Thank you.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
Please explain the reason why you carry a large revolving credit balance.In the process of rebuilding my life I've had to use credit to sometimes make it from paycheck to paycheck. I am making more than the minimum payment every month, but it is difficult to get ahead.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
Please explain the reason why you carry a large revolving credit balance.In the process of rebuilding my life I've had to use credit to sometimes make it from paycheck to paycheck. I am making more than the minimum payment every month, but it is difficult to get ahead.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortagage 1650/mo<br>Gas 400/mo (approx)<br>Phone 350/mo<br>Utilities 250/mo<br>Insurance 60/mo<br>Food 400/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have tried to enter the information requested, even as just numbers and the site keeps telling me that I am possibly violating the identity information rules. I'm not quite sure how to proceed. If you have a way that I can provide such information without problem, please let me know.<br><br>Thank you.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortagage 1650/mo<br>Gas 400/mo (approx)<br>Phone 350/mo<br>Utilities 250/mo<br>Insurance 60/mo<br>Food 400/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have tried to enter the information requested, even as just numbers and the site keeps telling me that I am possibly violating the identity information rules. I'm not quite sure how to proceed. If you have a way that I can provide such information without problem, please let me know.<br><br>Thank you.
What is your intended use for the loan proceeds?Primarily to retire my credit card debt. The almost loan shark interest rates make it virtually impossible for me to pay down this debt in any reasonable period of time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have tried to enter the information requested, even as just numbers and the site keeps telling me that I am possibly violating the identity information rules. I'm not quite sure how to proceed. If you have a way that I can provide such information without problem, please let me know.<br><br>Thank you.
Which debts do you plan to pay off with this loan?I will pay off the credit card balances with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1301673

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301673

$7,300

$7,300

14.65%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301673. Member loan 1301673 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,083 / month
Current employer: CTA Acoustics, Inc. Debt-to-income ratio: 12.11%
Length of employment: 10+ years Location: Corbin, KY
       
Home town:
Current & past employers: CTA Acoustics, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Have lived near the lake most of my life and would like to start making use of it. Have always enjoyed boating with others and would like to have one for myself.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 40
Revolving Credit Balance: $3,565.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage ($1150)<br>Transportation (est. $300)<br>Utilities ($175)<br>Phone ($135) Home and cell<br>Insurance ($138) Home insurance and taxes are escrowed with payment.<br>Food (est. $600)<br>Student Loan ($85)<br>Auto Loan ($615)<br>Second Auto Loan ($391) Will be paid off in a little more than two payments.<br>Credit Cards (minimum payments est. $80, total outstanding est. $3300) some are paid in full each month.<br><br>Probably a couple more expenses but they would be very small.
What are you buying?Have been looking at several pontoon boats in the $10000 range and have narrowed it down to a few choices. All choices that I have looked at will are below NADA value. Bought a house last year and have been updating it regularly. This is the reason that my savings have been lowered and need to get a loan to get this for the summer.

 


 

 

 

Member Payment Dependent Notes Series 1301677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301677

$12,000

$12,000

16.29%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301677. Member loan 1301677 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: UMass Memorial Healthcare Debt-to-income ratio: 7.36%
Length of employment: 6 years Location: Worcester, MA
       
Home town:
Current & past employers: UMass Memorial Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Debt Consolidation Loan<br><br> Borrower added on 05/17/12 > I plan to use the loan to consolidate all my credit cards and pay them off in full. I have been at my current employer for over 2 years and I have never been in default of making payments.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 35
Revolving Credit Balance: $12,518.00 Public Records On File: 0
Revolving Line Utilization: 49.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 monthly expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are:<br><br>Discover $3800<br>Citi Bank $ 4000<br>Chase 600<br>Capital one 1450<br>Target 200<br>Barclays 700<br>Personal loan 4000<br><br>I pay around 100 monthly to each card and am not in default but am not making a dent at all.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency at all ever
Please explain the reason why you carry a large revolving credit balance.I opened two many cards and now want to consolidate the cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 monthly expenses.
Please explain the reason why you carry a large revolving credit balance.I opened two many cards and now want to consolidate the cards.
Which debts do you plan to pay off with this loan?I am planning on paying all credit card debts and closing them out. I have about 8 cards and I'm spread too thin Withpayments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are:<br><br>Discover $3800<br>Citi Bank $ 4000<br>Chase 600<br>Capital one 1450<br>Target 200<br>Barclays 700<br>Personal loan 4000<br><br>I pay around 100 monthly to each card and am not in default but am not making a dent at all.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $1200 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are:<br><br>Discover $3800<br>Citi Bank $ 4000<br>Chase 600<br>Capital one 1450<br>Target 200<br>Barclays 700<br>Personal loan 4000<br><br>I pay around 100 monthly to each card and am not in default but am not making a dent at all.
Which debts do you plan to pay off with this loan?I am planning on paying all credit card debts and closing them out. I have about 8 cards and I'm spread too thin Withpayments.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the money to pay off multiple credit cards to consolidate my payment into one payment. That is the sole purpose for my request.

 


 

 

 

Member Payment Dependent Notes Series 1301721

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301721

$34,000

$34,000

21.97%

1.00%

May 25, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301721. Member loan 1301721 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: Vicom Computer Services Debt-to-income ratio: 9.15%
Length of employment: 8 years Location: MIDDLE ISLAND, NY
       
Home town:
Current & past employers: Vicom Computer Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,856.00 Public Records On File: 0
Revolving Line Utilization: 86.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total min payments on all credits being consolidated is $1234.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1800.00<br>Utilities is $200.00<br>Transportation is $212.00 (gas paid by employer)<br>Food is about $500.00 <br>Phone is paid by employer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total min payments on all credits being consolidated is $1234.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total min payments on all credits being consolidated is $1234.00

 


 

 

 

Member Payment Dependent Notes Series 1301729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301729

$13,000

$13,000

10.74%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301729. Member loan 1301729 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Equipment Savers Debt-to-income ratio: 12.41%
Length of employment: 2 years Location: CASTLE ROCK, CO
       
Home town:
Current & past employers: Equipment Savers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,189.00 Public Records On File: 0
Revolving Line Utilization: 73.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1400.00 to about 1600.00 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6077.01 at 15.24% 150.00 mo 5456.46 at 22.90% 200.00 mo 1351.00 at 15.90% 75.00 mo

 


 

 

 

Member Payment Dependent Notes Series 1301787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301787

$22,200

$22,200

12.12%

1.00%

May 24, 2012

May 29, 2015

May 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301787. Member loan 1301787 was requested on May 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,125 / month
Current employer: State of California Debt-to-income ratio: 10.91%
Length of employment: 2 years Location: Sacramento, CA
       
Home town:
Current & past employers: State of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/15/12 > This is my 2nd loan with lending club; the first one was during my college years (2008, paid in-full on time). Now, I am also an investor at Lending Club. For this loan, instead of paying high interest on my cards, I'd rather pay a lower rate to lenders here. Please feel free to ask questions.<br><br> Borrower added on 05/15/12 > This is my 2nd loan with lending club; the first one was during my college years (2008, paid in-full on time). Now, I am also an investor at Lending Club. For this loan, instead of paying high interest on my cards, I'd rather pay a lower rate to lenders here. Please feel free to ask questions…<br><br> Borrower added on 05/16/12 > Monthly expenses:<br><br>Rent & parking - $1130, <br>Auto & insurance - $228, <br>Utilities - approx. $160, <br>Phone - $200, <br>Food - approx. $600<br><br> Borrower added on 05/16/12 > Card 1 - $1,941.09 at 28.99% <br>Card 2 - $4,200.00 at 19.99%<br>Card 3 - $4,635.21 at 0.00%<br>Card 4 - $6,237.58 at 13.99%<br>Card 5 - $910.00 at 24.50%<br>Student Loans - $129<br>Medical Loan - $125<br>I rent so have no mortgage payments.<br>

 

A credit bureau reported the following information about this borrower member on May 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,732.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $985, <br>Auto & insurance - $228, <br>Utilities - approx. $160, <br>Phone - $200, <br>Food - approx. $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 - $1,941.09 at 28.99% <br>Card 2 - $4,200.00 at 19.99%<br>Card 3 - $4,635.21 at 0.00%<br>Card 4 - $6,237.58 at 13.99%<br>Card 5 - $910.00 at 24.50%<br>Student Loans - $129<br>Medical Loan - $125<br>I rent so have no mortgage that I make payments to. I am a co-signer only.
Please explain the reason why you carry a large revolving credit balance.I had built up a lot of debt because of a move in my place of residence and not having a job. When I did land this stable job, I was living at my parents home and started paying off my debt. However, things popped up: I had to move again for the job, I had some unexpected medical procedures that wasn't covered by insurance, family members need my financial assistance, and I wasn't disciplined enough to keep up my monthly balances. Basically, a series of bad luck and a unbalanced approach.

 


 

 

 

Member Payment Dependent Notes Series 1301848

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301848

$7,000

$7,000

7.90%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301848. Member loan 1301848 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,375 / month
Current employer: NEW YORK LIFE Debt-to-income ratio: 19.56%
Length of employment: 5 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: NEW YORK LIFE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I want to use these money to pay back my credit card payment. Thanks!<br><br> Borrower added on 05/16/12 > Because I like the financial plan from Lending clud with a fixed 7.99% in order to payoff my credit card debt in 3 years.<br><br> Borrower added on 05/19/12 > Thanks for all your help.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,644.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $4000.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa and Master $12,000 with 13.24% interest
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?About $665.

 


 

 

 

Member Payment Dependent Notes Series 1301870

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301870

$18,000

$18,000

13.11%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301870. Member loan 1301870 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Insider Guides Debt-to-income ratio: 17.75%
Length of employment: 5 years Location: Levittown, PA
       
Home town:
Current & past employers: Insider Guides
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > This loan is for debt consolidation. I currently live within my means with a long term job. I haven't missed a payment or ever defaulted on a loan. This is simply so I can combine my payments into one simply payment at a slightly better interest rate.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,693.00 Public Records On File: 0
Revolving Line Utilization: 60.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1301888

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301888

$15,000

$15,000

12.12%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301888. Member loan 1301888 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,000 / month
Current employer: ROSENBERG NEUWIRTH & KUCHNER Debt-to-income ratio: 7.09%
Length of employment: 10+ years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: ROSENBERG NEUWIRTH & KUCHNER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > PAY DOWN CREDIT CARDS WITH HIGH INTERESST RATES<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1973 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,643.00 Public Records On File: 0
Revolving Line Utilization: 66.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT $000<br>UTILITIES [ELEC] $100<br>PHONE/CELL/INTERNET $300<br>FOOD $650<br>TRANS $250<br>CAR INS $275

 


 

 

 

Member Payment Dependent Notes Series 1301894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301894

$5,000

$5,000

6.03%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301894. Member loan 1301894 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: AIG Benefit Solutions Debt-to-income ratio: 21.48%
Length of employment: 5 years Location: Toms River, NJ
       
Home town:
Current & past employers: AIG Benefit Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,919.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Previously Submitted
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card: $2200, 13.5%, $54.00<br>Amex: $2700, 14%, $80.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$132.00, $4900
What is your intended use for the loan proceeds?Pay off two credit cards

 


 

 

 

Member Payment Dependent Notes Series 1301909

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301909

$10,000

$10,000

17.27%

1.00%

May 23, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301909. Member loan 1301909 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Jackson County Correctional Facility Debt-to-income ratio: 16.96%
Length of employment: 10+ years Location: MARIANNA, FL
       
Home town:
Current & past employers: Jackson County Correctional Facility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 33 Months Since Last Delinquency: 14
Revolving Credit Balance: $7,161.00 Public Records On File: 0
Revolving Line Utilization: 65.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Morgage $945.00,vehicle $452.00 utilities $230.00,phone$50.00 food $300.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card $3850.00 $150.00, Card $850.00 $50.00,Card $2157.00 $75.00 ,Card $1498.00 $50.00, Card $989.00 $50.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payment $577.00 and including this loan$934.00
If you have a delinquency in the last 2 years, please explain the reason.I have so many credit cards ,that I sometimes forget the payment due date.Even if I am late I still make that payment.Please give me a chance!

 


 

 

 

Member Payment Dependent Notes Series 1301919

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301919

$16,000

$16,000

12.12%

1.00%

May 24, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301919. Member loan 1301919 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,364 / month
Current employer: Guardian Protection Services Debt-to-income ratio: 20.83%
Length of employment: 10+ years Location: BRIDGEVILLE, PA
       
Home town:
Current & past employers: Guardian Protection Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,659.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1301987

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1301987

$5,700

$5,700

13.67%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1301987. Member loan 1301987 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,453 / month
Current employer: rnr contractors, inc Debt-to-income ratio: 10.27%
Length of employment: 7 years Location: DEPTFORD, NJ
       
Home town:
Current & past employers: rnr contractors, inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 40
Revolving Credit Balance: $5,716.00 Public Records On File: 1
Revolving Line Utilization: 50.60% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1302017

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302017

$9,750

$9,750

12.12%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302017. Member loan 1302017 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Actsoft, Inc. Debt-to-income ratio: 13.46%
Length of employment: 10+ years Location: Wesley Chapel, FL
       
Home town:
Current & past employers: Actsoft, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I made a partial payment to my Bank of America CC a few years ago and they increased my interest rate to 26%. I've held the same job for 11 yrs; same home for 9 yrs; Looking for loan to help pay off my high interest BOA credit card. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 47
Revolving Credit Balance: $19,338.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BOA: $13,800 - 26.99%<br>Citi Bank: $4,091; 12 month interest free on balance transfer from BOA.<br>Best Buy: $851- 25.24%<br>Home Depot: $321 6 month interest free<br>GEMoney(RoomsToGo): $301 no interest till 2013<br>GEMoney(PetCare); $143; no interest for 6 months<br>Mortg: $111,500 - 6%<br>HELOC: $39,247 - 3.5%

 


 

 

 

Member Payment Dependent Notes Series 1302025

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302025

$16,000

$16,000

13.11%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302025. Member loan 1302025 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: BP Debt-to-income ratio: 23.72%
Length of employment: 2 years Location: Sugar Land, TX
       
Home town:
Current & past employers: BP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 34
Revolving Credit Balance: $13,404.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Trying to consolidate higher interest credit card debt. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1302064

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302064

$12,000

$12,000

15.81%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302064. Member loan 1302064 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: HHBROWN Debt-to-income ratio: 21.30%
Length of employment: 5 years Location: Greenwich, CT
       
Home town:
Current & past employers: HHBROWN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I will like to know if you can pay of loan sooner then 3years.<br><br> Borrower added on 05/16/12 > I plan to use the loan to pay off my debt. I have taken loan from wells fargo and paid of before time. I 've been at my job for 5 years and not planning on going no where.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,707.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1302078

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302078

$20,000

$20,000

12.12%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302078. Member loan 1302078 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: UCA Debt-to-income ratio: 10.51%
Length of employment: 10+ years Location: fullerton, CA
       
Home town:
Current & past employers: UCA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > help pay off credit cards thank you<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,489.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthy expenses are about $800 to $1000 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards with 18%+ interest rates or higher, credit cards I pay about $500 a month. <br>One I owe $9000 & the other $5500.
Please explain the reason why you carry a large revolving credit balance.holiday bills & schooling
Which debts do you plan to pay off with this loan?my credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards with 18%+ interest rates or higher, credit cards I pay about $500 a month. <br>One I owe $9000 & the other $5500.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthy expenses are about $800 to $1000 a month
If you have a delinquency in the last 2 years, please explain the reason.no i have not been late
Please explain the reason why you carry a large revolving credit balance.holiday bills & schooling
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthy expenses are about $800 to $1000 a month
What is your intended use for the loan proceeds?to pay off the credit card debit.

 


 

 

 

Member Payment Dependent Notes Series 1302093

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302093

$25,000

$25,000

17.27%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302093. Member loan 1302093 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: City of Sacramento Debt-to-income ratio: 14.48%
Length of employment: 7 years Location: Plumas Lake, CA
       
Home town:
Current & past employers: City of Sacramento
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 52
Revolving Credit Balance: $6,638.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1302098

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302098

$6,400

$6,400

10.74%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302098. Member loan 1302098 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,947 / month
Current employer: Southwest Search Debt-to-income ratio: 17.10%
Length of employment: < 1 year Location: Dallas, TX
       
Home town:
Current & past employers: Southwest Search
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am just consolidating my credit card debts.<br><br> Borrower added on 05/21/12 > With this loan it will help me pay off the high interest rate credit cards at a faster time.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,228.00 Public Records On File: 0
Revolving Line Utilization: 40.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1302105

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302105

$35,000

$35,000

7.90%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302105. Member loan 1302105 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,933 / month
Current employer: Eli Kirk Debt-to-income ratio: 11.13%
Length of employment: 3 years Location: Provo, UT
       
Home town:
Current & past employers: Eli Kirk
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Seed money to take my web design and development company to the next level. Pays to help with advertising and increase support staff.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,593.00 Public Records On File: 0
Revolving Line Utilization: 13.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have never in my life had a missed payment, public record, or other negative mark on my credit report
Please explain the reason why you carry a large revolving credit balance.I never pay interest on credit cards. My only balances are on interest free promotion periods and my active cards that I pay off in full each month. I took out a personal loan for $25k a year and a half ago for the initial purchase of this business, which I paid off. Now I need to increase the staff on hand which is the purpose of this loan.
What type of business are you starting?Not starting. It is a web design and development firm that has been in business for just over 4 years.
Please describe your experience/familiarity with the business you are starting/started?I have been a web developer for 10 years, including being the developer manager over a team of 10 people. I also have a masters in accounting and a strong knowledge of business and finances.
What do you project your monthly expenses for the first 6 months of your business?about $8k per month
What do you project your monthly revenues for the first 6 months to be?Slow months are $4-6k per month, active months are around $20-30k. This increase in staff and advertising will help us more consistently stay on the high end
What type of business are you starting?Not starting. It is a web design and development firm that has been in business for just over 4 years.
What do you project your monthly revenues for the first 6 months to be?Slow months are $4-6k per month, active months are around $20-30k. This increase in staff and advertising will help us more consistently stay on the high end
What type of business are you starting?Not starting. It is a web design and development firm that has been in business for just over 4 years.
Please describe your experience/familiarity with the business you are starting/started?I have been a web developer for 10 years, including being the developer manager over a team of 10 people. I also have a masters in accounting and a strong knowledge of business and finances.

 


 

 

 

Member Payment Dependent Notes Series 1302179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302179

$6,000

$6,000

10.74%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302179. Member loan 1302179 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,383 / month
Current employer: Neba Health LLC Debt-to-income ratio: 6.87%
Length of employment: 8 years Location: MARTINEZ, GA
       
Home town:
Current & past employers: Neba Health LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Woudl ike to pay-off two high interest debits.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,102.00 Public Records On File: 0
Revolving Line Utilization: 90.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.There is no good reason, only excuses. It seems that everytime I get to work paying them down something else comes up.
Which debts do you plan to pay off with this loan?A higher interest credit card and loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$4000/19.99%/$130/VISA<br>$2000/23.99%/$100/Rainbow Vac<br><br>These are the two I wish to pay-off with this loan.
Which debts do you plan to pay off with this loan?A higher interest credit card and loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$4000/19.99%/$130/VISA<br>$2000/23.99%/$100/Rainbow Vac<br><br>These are the two I wish to pay-off with this loan.
Please explain the reason why you carry a large revolving credit balance.There is no good reason, only excuses. It seems that everytime I get to work paying them down something else comes up.

 


 

 

 

Member Payment Dependent Notes Series 1302196

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302196

$7,500

$7,500

12.12%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302196. Member loan 1302196 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: iRobot Debt-to-income ratio: 11.78%
Length of employment: 2 years Location: METHUEN, MA
       
Home town:
Current & past employers: iRobot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I would like to get this loan to make some major repair in my house which include remodelin the kitchen, fixing the hardwood floor, and make modification in the parking lot.r 2 years and my future in this company is very promising expecting some good promotions in the coming year.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 31
Revolving Credit Balance: $4,894.00 Public Records On File: 0
Revolving Line Utilization: 40.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1302275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302275

$6,500

$6,500

6.62%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302275. Member loan 1302275 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Fiver Children's Foundation Debt-to-income ratio: 5.59%
Length of employment: 8 years Location: New York, NY
       
Home town:
Current & past employers: Fiver Children's Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,286.00 Public Records On File: 0
Revolving Line Utilization: 32.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently my approximate monthly expenses are 3167
Please explain the reason why you carry a large revolving credit balance.I've needed to pay for medical expenses that were not covered under my healthcare plan...this year my new healthcare plan will cover those expense, so I will not have to use credit cards as heavily.
Which debts do you plan to pay off with this loan?I have two high interest credit card balances that I will pay off with this loan.
What is your intended use for the loan proceeds?I intend to use the loan to pay off two high interest credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $1475 monthly and Utilities $100
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies in the last 2 years.
Please explain the reason why you carry a large revolving credit balance.I've needed to pay for medical expenses that were not covered under my healthcare plan...this year my new healthcare plan will cover those expense, so I will not have to use credit cards as heavily.
If you have a public record on file, please briefly explain the event and its resolution.I have no public records.

 


 

 

 

Member Payment Dependent Notes Series 1302311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302311

$11,800

$11,800

13.11%

1.00%

May 24, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302311. Member loan 1302311 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Killgore Pearlman Stamp Ornstein Squires Debt-to-income ratio: 20.00%
Length of employment: 5 years Location: Altamonte Springs, FL
       
Home town:
Current & past employers: Killgore Pearlman Stamp Ornstein Squires
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I have two current personal loans which I will pay off with this loan. One has a balance of approximately $10,200 and the other has just under $5,000. I also will pay off two credit cards and my line of credit.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 21
Revolving Credit Balance: $9,254.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is $717 per month plus an average of $85 in electricity and $120 in cable/internet monthly. My renter's insurance is approximately $250 per year and is paid annually.
If you have a delinquency in the last 2 years, please explain the reason.I am aware of one late payment on one credit card in the last 2 years and it was due to an address confusion as I had moved residences. Other than that late payment, I do not believe that there is any other type of delinquency on my credit.

 


 

 

 

Member Payment Dependent Notes Series 1302316

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302316

$35,000

$35,000

14.65%

1.00%

May 23, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302316. Member loan 1302316 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $50,000 / month
Current employer: cbs inc Debt-to-income ratio: 4.14%
Length of employment: 4 years Location: Venice, CA
       
Home town:
Current & past employers: cbs inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am planning on using this as short term bridge loan for Home Improvement. Expect to pay back well within term. Currently have long term employment contract.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 68
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Converting 2 car garage to. 1 car plus bedroom and bathroom
What is the home improvement project you are planning?Converting 2 car garage to a one car garage plus bedroom and bathroom
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hg
What is your intended use for the loan proceeds?Converting 2 car garage to. 1 car plus bedroom and bathroom
What is the home improvement project you are planning?Converting 2 car garage to a one car garage plus bedroom and bathroom
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$14k a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$14k a month
If you have a public record on file, please briefly explain the event and its resolution.I do not have any public records on file.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$14k a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hg
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Hh
What is the home improvement project you are planning?Converting 2 car garage to a one car garage plus bedroom and bathroom
Is the improvement to your primary residence or an investment property?Primary residence
Is this for a home improvement you have already made, or one that you are planning to make?One that I am planning
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$14k a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hg
Is the improvement to your primary residence or an investment property?Primary residence

 


 

 

 

Member Payment Dependent Notes Series 1302321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302321

$12,400

$12,400

16.29%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302321. Member loan 1302321 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: TITAN ROOFING Debt-to-income ratio: 15.58%
Length of employment: 1 year Location: CHICOPEE, MA
       
Home town:
Current & past employers: TITAN ROOFING
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,005.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?roughly 30000 including student loan
Please explain the reason why you carry a large revolving credit balance.I had wrist surgery and was out of work for six months, fell behind and now trying to catch up
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000 per month
Please explain the reason why you carry a large revolving credit balance.I had wrist surgery and was out of work for six months, fell behind and now trying to catch up
Which debts do you plan to pay off with this loan?all the higher interest rates and then im planning to get rid of a couple cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?roughly 30000 including student loan

 


 

 

 

Member Payment Dependent Notes Series 1302324

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302324

$16,000

$16,000

14.65%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302324. Member loan 1302324 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,917 / month
Current employer: Stewart Ingredient Systems, Inc Debt-to-income ratio: 16.51%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: Stewart Ingredient Systems, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 26
Revolving Credit Balance: $25,784.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2210.00
If you have a delinquency in the last 2 years, please explain the reason.The debt with delinquency was not legally mine when the delinquencies occurred.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approx 40K balance interest rates average 24% combined payments total 1320.00 monthly.<br>The purpose of this loan is to eliminate higher interest debt. I am not adding to my current debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approx 40K balance interest rates average 24% combined payments total 1320.00 monthly.<br>The purpose of this loan is to eliminate higher interest debt. I am not adding to my current debt.
If you have a delinquency in the last 2 years, please explain the reason.The debt with delinquency was not legally mine when the delinquencies occurred.
Please explain the reason why you carry a large revolving credit balance.They are old debts I am trying to eliminate. Most of the credit balances have very little current activity.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approx 40K balance interest rates average 24% combined payments total 1320.00 monthly.<br>The purpose of this loan is to eliminate higher interest debt. I am not adding to my current debt.

 


 

 

 

Member Payment Dependent Notes Series 1302346

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302346

$8,000

$8,000

9.76%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302346. Member loan 1302346 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: David Aviation, Inc. Debt-to-income ratio: 20.90%
Length of employment: 7 years Location: PENSACOLA, FL
       
Home town:
Current & past employers: David Aviation, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,781.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With everything included $1,800.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used for one purpose only to purchase machines and small equipment to start a small lawn business
What is your intended use for the loan proceeds?to start a lawn business, to purchase machines and equipment need it
Please provide additional details regarding the purpose of the loan.I will purchase lawm machines, and small equipament needed to start my business
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?All my expenses including everything is under $1,800.00 a month
What is your intended use for the loan proceeds?to start a lawn business, to purchase machines and equipment need it

 


 

 

 

Member Payment Dependent Notes Series 1302367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302367

$6,000

$6,000

10.74%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302367. Member loan 1302367 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: The Dover School District Debt-to-income ratio: 15.15%
Length of employment: 3 years Location: WEST DOVER, VT
       
Home town:
Current & past employers: The Dover School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,811.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$185

 


 

 

 

Member Payment Dependent Notes Series 1302368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302368

$24,000

$24,000

12.12%

1.00%

May 24, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302368. Member loan 1302368 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 10.75%
Length of employment: 3 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,681.00 Public Records On File: 0
Revolving Line Utilization: 36.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- 800, Phone- 82, Utilities- 40, Insurance- 112, Gas- 100, food- 150
What is your intended use for the loan proceeds?My intended use is to help my husband consolidate and pay off his bad debt from credit cards and past due accounts
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- 800, Phone- 82, Utilities- 40, Insurance- 112, Gas- 100, food- 150
If you have a delinquency in the last 2 years, please explain the reason.Never had a delinquency
Please explain the reason why you carry a large revolving credit balance.My revolving credit includes a time share purchase and a medical procedure that was financed
If you have a public record on file, please briefly explain the event and its resolution.I have never had a record on file
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I rent, I do not have a mortgage
Which debts do you plan to pay off with this loan?My husband has bad debt that I am trying to help him pay it off and work to get his credit score back up. He has a variety of credit cards and past due accounts.

 


 

 

 

Member Payment Dependent Notes Series 1302409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302409

$10,000

$10,000

12.12%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302409. Member loan 1302409 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Walmart Debt-to-income ratio: 21.60%
Length of employment: 6 years Location: covington, GA
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Recently started my own lawncare businesss.Used my Lowe's and Home Depot to make major purchases would like to consolidate those charges into one bill.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,900.00 Public Records On File: 0
Revolving Line Utilization: 28.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses includes utilites,phone,food which comes to a total around 300.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is around 10,000.00 just started my own lawncare business. credit cards $75.00
Please explain the reason why you carry a large revolving credit balance.I just had some major purchases in lawncare equipment started my own business
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is around 10,000.00 just started my own lawncare business. credit cards $75.00
Which debts do you plan to pay off with this loan?the major purhcases made with my lowe's and home depot cards for starting of the lawncare business
What is your intended use for the loan proceeds?to pay off my credit card debt that I received from opening a new lawncare business
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt is around 10,000.00 just started my own lawncare business. credit cards $75.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?my monthly expenses are around 350.00

 


 

 

 

Member Payment Dependent Notes Series 1302460

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302460

$4,000

$4,000

12.12%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302460. Member loan 1302460 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,467 / month
Current employer: Altman Mgmt Debt-to-income ratio: 16.35%
Length of employment: 7 years Location: Ft Lauderdale , FL
       
Home town:
Current & past employers: Altman Mgmt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 11
Revolving Credit Balance: $5,150.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1300<br>Car 430<br>Utillites: free water Electric 90.00<br>Cable : Free <br>Insurance: 180<br>Food: 500<br>Phone : 150
Will some or all of your moving expenses be reimbursed, if so how much?No
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is just for First month Last month and Security deposit as required by the condo association
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquincys on my credit report , I pulled it yesterday for the move and it is a 735 from Experian

 


 

 

 

Member Payment Dependent Notes Series 1302465

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302465

$15,000

$15,000

13.11%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302465. Member loan 1302465 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,600 / month
Current employer: Blue Shield of California Debt-to-income ratio: 14.50%
Length of employment: < 1 year Location: Castro Valley, CA
       
Home town:
Current & past employers: Blue Shield of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 47
Revolving Credit Balance: $8,139.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthy expenses are as follow:<br>Rent $1,395<br>Transportation: $125<br>Insurance: $75<br>Food: $250<br>Phone: $72<br>Internet/Cable: $95<br>Water Utilities: Included in Rent<br>Electricity Utilities: $50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?GE Capital (Dental Credit Card No. 1) Bal $2,758.48 Int. 29% - Mo. Pmt $200<br>Chase Advantage (Dental Credit Card No. 2) Bal $4,145.89 - Int. 29% - Mo. Pmt $200<br>Dental (directly from dental office No. 3) Bal $1,500 - Int. 18% - Mo. Pmt $100<br>Target Credit Card - Bal. $2,325.00 - Int. 29% - Mo. Pmt $100<br>Chase Credit Card - Bal. $600 - Int. 28% - Mo. Pmt $100<br>Ford Credit - Bal $1,600 - Int. 8.24% - Mo. Pmt $412<br>Student Loads - Deffered
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the past two years.
What is your intended use for the loan proceeds?The intent is to pay all of my debt in full and consolidate into a single payment at lower interest rate to finally have zero debt.
Which debts do you plan to pay off with this loan?I plan to pay all of my revolving account in full and consolidate into a single payment at a lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?GE Capital (Dental Credit Card No. 1) Bal $2,758.48 Int. 29% - Mo. Pmt $200<br>Chase Advantage (Dental Credit Card No. 2) Bal $4,145.89 - Int. 29% - Mo. Pmt $200<br>Dental (directly from dental office No. 3) Bal $1,500 - Int. 18% - Mo. Pmt $100<br>Target Credit Card - Bal. $2,325.00 - Int. 29% - Mo. Pmt $100<br>Chase Credit Card - Bal. $600 - Int. 28% - Mo. Pmt $100<br>Ford Credit - Bal $1,600 - Int. 8.24% - Mo. Pmt $412<br>Student Loads - Deffered

 


 

 

 

Member Payment Dependent Notes Series 1302560

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302560

$6,000

$6,000

13.99%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302560. Member loan 1302560 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: RCCD-Moreno Valley College Debt-to-income ratio: 20.71%
Length of employment: 10+ years Location: Riverside, CA
       
Home town:
Current & past employers: RCCD-Moreno Valley College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > This loan allows me to consolidate my debt currently at 17.9% to 24.88% down to 13.99% and paid off in 3 years. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 46 Months Since Last Delinquency: 19
Revolving Credit Balance: $10,401.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt: Credit Cards (25% Int) $6,450/$200; Credit Cards (17.9% Int) $5,600/$150; Debt Con Program (Ave 9.9%) $50,000/$1329; 2 Cars (4.9% & 7.0%) $39,000/$935;Student Loans (4.25% to 11.9%) $22,500/$370. This Loan from Lending Club reduces highest Int from 25% to 13.99% and is one more step towards being totally debt free in 5 years, other than Student Loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1850; Trans: $160; Util: $225; Phone/Cable: $440; Ins: $278; Food: $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt: Credit Cards (25% Int) $6,450/$200; Credit Cards (17.9% Int) $5,600/$150; Debt Con Program (Ave 9.9%) $50,000/$1329; 2 Cars (4.9% & 7.0%) $39,000/$935;Student Loans (4.25% to 11.9%) $22,500/$370. This Loan from Lending Club reduces highest Int from 25% to 13.99% and is one more step towards being totally debt free in 5 years, other than Student Loans.
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1302767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302767

$22,000

$22,000

8.90%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302767. Member loan 1302767 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: XAL Inc. Debt-to-income ratio: 20.49%
Length of employment: 10+ years Location: East Hampton, NY
       
Home town:
Current & past employers: XAL Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,637.00 Public Records On File: 0
Revolving Line Utilization: 46.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I am upgrading to a newer boat.
Please explain the reason why you carry a large revolving credit balance.I had a major surgery over the last year, that drove the balance up but I pay a substantial amount back every month.

 


 

 

 

Member Payment Dependent Notes Series 1302792

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302792

$9,000

$9,000

13.67%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302792. Member loan 1302792 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Agramonte Home Care, Corp Debt-to-income ratio: 17.61%
Length of employment: 3 years Location: Miami, FL
       
Home town:
Current & past employers: Agramonte Home Care, Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,327.00 Public Records On File: 0
Revolving Line Utilization: 46.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?$ 1,650
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$ 1,650
What are the estimated expenses?$ 1,650
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$ 1,650
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan, is for medical expenses only
What are the estimated expenses?$ 1,650
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan, is for medical expenses only

 


 

 

 

Member Payment Dependent Notes Series 1302803

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302803

$35,000

$35,000

21.97%

1.00%

May 25, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302803. Member loan 1302803 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: st joseph regional medical center Debt-to-income ratio: 16.71%
Length of employment: 7 years Location: CLIFTON, NJ
       
Home town:
Current & past employers: st joseph regional medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,739.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses approx. between 4,500-5,000
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?balance was 378,963.28, rate of 5.5%, payments of 3354/ month which includes property tax, insurance etc.
What is the home improvement project you are planning?we are planning to waterproof and remodel the basement

 


 

 

 

Member Payment Dependent Notes Series 1302816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302816

$16,000

$16,000

10.74%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302816. Member loan 1302816 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Fish The Net Sweepstakes Debt-to-income ratio: 11.64%
Length of employment: 4 years Location: Wilson, NC
       
Home town:
Current & past employers: Fish The Net Sweepstakes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,874.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My Utilities run $175/month, trasportation $75/month, phone $45/month, insurance $91.00/month, food $200/month and cable bill $82.00/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My discover credit card balance is $4000 (Interest rate 18% and $89.00/month), best buy credit card balance $1200 (interest rate 20% and $25.00/month), victoria secret credit card balance $0 (interest rate 16% and 0/month)(high balance of $675), student loan balance of $2300 (interest rate 6.75% and $128.00/month), 1 mortgage balance $72000 (interest rate 4.75% and $597/month), and 1 line of credit enerbank usa balance $3000 (7% and $119.00/month).Cadillac escalade and chrysler sebring paid off
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My discover credit card balance is $4000 (Interest rate 18% and $89.00/month), best buy credit card balance $1200 (interest rate 20% and $25.00/month), victoria secret credit card balance $0 (interest rate 16% and 0/month)(high balance of $675), student loan balance of $2300 (interest rate 6.75% and $128.00/month), 1 mortgage balance $72000 (interest rate 4.75% and $597/month), and 1 line of credit enerbank usa balance $3000 (7% and $119.00/month).Cadillac escalade and chrysler sebring paid off
Which debts do you plan to pay off with this loan?I plan to pay off all the higher intrest rate loans (discover card, line of credit, best buy credit card and student loan) and use this loan as a better all in one company and have one payment for the whole month instead of having 5 due dates and trying to keep up with all the dates and keeping them paid by that date to keep my credit rating good.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off most of my high intrest debt and have one monthly bill due date so that i don't keep spending $50.00 in stamps and money orders every few months to send off payments in the mail. I plan to pay off atleast 3 of the higher intest rate credit cards and get the few that are lower as close to paid off as I can.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My discover credit card balance is $4000 (Interest rate 18% and $89.00/month), best buy credit card balance $1200 (interest rate 20% and $25.00/month), victoria secret credit card balance $0 (interest rate 16% and 0/month)(high balance of $675), student loan balance of $2300 (interest rate 6.75% and $128.00/month), 1 mortgage balance $72000 (interest rate 4.75% and $597/month), and 1 line of credit enerbank usa balance $3000 (7% and $119.00/month).Cadillac escalade and chrysler sebring paid off
Which debts do you plan to pay off with this loan?I plan to pay off all the higher intrest rate loans (discover card, line of credit, best buy credit card and student loan) and use this loan as a better all in one company and have one payment for the whole month instead of having 5 due dates and trying to keep up with all the dates and keeping them paid by that date to keep my credit rating good.
What is your intended use for the loan proceeds?I intend to consolidate debt and get more stable in my monthly bills to keep my credit in good standing with all my creditors because with all the different bill due dates I don't want to forget one and be late. Once I pay this loan off then I can also have lending club as a great credit reference and have a long term lending history for car, home improvements and business in the furture to be credit worthy if given the chance to recieve this loan.
Which debts do you plan to pay off with this loan?I plan to pay off all the higher intrest rate loans (discover card, line of credit, best buy credit card and student loan) and use this loan as a better all in one company and have one payment for the whole month instead of having 5 due dates and trying to keep up with all the dates and keeping them paid by that date to keep my credit rating good.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My discover credit card balance is $4000 (Interest rate 18% and $89.00/month), best buy credit card balance $1200 (interest rate 20% and $25.00/month), victoria secret credit card balance $0 (interest rate 16% and 0/month)(high balance of $675), student loan balance of $2300 (interest rate 6.75% and $128.00/month), 1 mortgage balance $72000 (interest rate 4.75% and $597/month), and 1 line of credit enerbank usa balance $3000 (7% and $119.00/month).Cadillac escalade and chrysler sebring paid off
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off most of my high intrest debt and have one monthly bill due date so that i don't keep spending $50.00 in stamps and money orders every few months to send off payments in the mail. I plan to pay off atleast 3 of the higher intest rate credit cards and get the few that are lower as close to paid off as I can.

 


 

 

 

Member Payment Dependent Notes Series 1302821

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302821

$30,000

$30,000

18.25%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302821. Member loan 1302821 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,667 / month
Current employer: g.p.s enterprises Debt-to-income ratio: 19.04%
Length of employment: 7 years Location: sugarhill, GA
       
Home town:
Current & past employers: g.p.s enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,366.00 Public Records On File: 0
Revolving Line Utilization: 80.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mort. 1400.car 675.utilities 300.food 1000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 23000 2nd mort.10000 $1250 monthly payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 23000 2nd mort.10000 $1250 monthly payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 23000 2nd mort.10000 $1250 monthly payment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?2nd mort.10000. cc 8000. loan 6000. dental/misc bills6000.on the 2nd mort.alone i will save more than the interest on this loan. with your help on reaching my goal it would overall save 30k and shorten the payments by years,it would better the quality of life for my family. thank you all

 


 

 

 

Member Payment Dependent Notes Series 1302842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302842

$8,400

$8,400

13.67%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302842. Member loan 1302842 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: Orange and Rockland Utilities Debt-to-income ratio: 17.35%
Length of employment: 5 years Location: Spring Valley, NY
       
Home town:
Current & past employers: Orange and Rockland Utilities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,061.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1250<br>Transportation - $200<br>Utilities (cable/phone/internet) - $100<br>Electric - $60<br>Car loans (2 cars) $744 total <br>Car insurance - $185<br>Food - $800<br>Credit Cards - $150
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?No Mortgage<br>HELOC<br>Car loan - $246 <br>Car loan - $495<br>Credit Card - $908.81, 11.99%, $25 minimum (to be paid off with loan)<br>Credit Card - $2100.00, 14.99%, $45 minimum (to be paid off with loan)
What is your intended use for the loan proceeds?I am moving and I would like to by some new furniture, appliances and pay off two credit cards that I have.
What is the home improvement project you are planning?I chose "home improvement' because it was the closest fit to what I intend to use the loan for. I am moving and would like to buy new furniture; living room set, bedroom set for my son, some new appliances etc. I also plan on paying off two credit cards I have.
Is the improvement to your primary residence or an investment property?Primary Residence

 


 

 

 

Member Payment Dependent Notes Series 1302850

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302850

$16,800

$16,800

14.65%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302850. Member loan 1302850 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,958 / month
Current employer: n/a Debt-to-income ratio: 14.80%
Length of employment: 1 year Location: SOUTH PASADENA, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Finally a way to get our budget back on track at a better rate than any of the credit card companies were willing to give!<br><br> Borrower added on 05/22/12 > Thank you to everyone who has contributed to helping me... help myself. I am grateful for each and everyone of you!<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,867.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $650.00 including utilities, phone $65.00, insurance: $167.58 car: $631.18, approx $150 per week on food. Debt was incurred as I was the only breadwinner covering the expenses of two. Now that is not the case and am trying to consolidate in order to pay if all off faster.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card: $15,120.00<br>interest rates of 16.24%; 19.99%; 26.99%; 19.99%<br><br>all student loans are already paid off!<br>no mortgage or lines of credit<br>only other outstanding term loan is for my car... I pay $631.18 per month for that.
Please explain the reason why you carry a large revolving credit balance.Debt was incurred as I was the only breadwinner covering the expenses of two. Now that is not the case and I am trying to consolidate in order to pay if all off faster.
Which debts do you plan to pay off with this loan?All of my unsecured credit card debt. Which is my sole debt besides my car. All other outstanding debts have been paid off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No home loans/or lines of credit. Rent: $650.00 (utilities are included in this amount); Car: $631.18; Insurance: $167.00; Car Fuel: $260.00; Phone: $60.00; Food approx $150.00 per week; Taxes are paid off.

 


 

 

 

Member Payment Dependent Notes Series 1302862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302862

$19,000

$19,000

12.12%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302862. Member loan 1302862 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: NewYork Presbyterian Hospital Debt-to-income ratio: 1.90%
Length of employment: 1 year Location: Jamaica, NY
       
Home town:
Current & past employers: NewYork Presbyterian Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,195.00 Public Records On File: 0
Revolving Line Utilization: 33.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1302946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302946

$7,000

$7,000

9.76%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302946. Member loan 1302946 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $31,333 / month
Current employer: Compass Group Debt-to-income ratio: 2.15%
Length of employment: 5 years Location: CHARLOTTE, NC
       
Home town:
Current & past employers: Compass Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Currently closed two of my major accounts and looking to lower my interest rate and pay them off within 3 years. Great payment history.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,291.00 Public Records On File: 0
Revolving Line Utilization: 75.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance: $7000.00<br>Interest Rate Average: 24.99%<br>Credit Cards

 


 

 

 

Member Payment Dependent Notes Series 1302961

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1302961

$5,500

$5,500

13.67%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1302961. Member loan 1302961 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Bocanova restaurant Debt-to-income ratio: 10.46%
Length of employment: < 1 year Location: OAKLAND, CA
       
Home town:
Current & past employers: Bocanova restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 19
Revolving Credit Balance: $9,882.00 Public Records On File: 0
Revolving Line Utilization: 60.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about $1050
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC $5100 20.99% $315
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I only have one card to pay off with this loan so my minimum monthly payments will be the amount of the loan apyment.
If you have a delinquency in the last 2 years, please explain the reason.no delinquencies

 


 

 

 

Member Payment Dependent Notes Series 1303069

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303069

$4,375

$4,375

10.74%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303069. Member loan 1303069 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,150 / month
Current employer: Crissair Inc Debt-to-income ratio: 9.98%
Length of employment: < 1 year Location: LANCASTER, CA
       
Home town:
Current & past employers: Crissair Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > This Loan would allow me to consolidate a small medical bill, a small credit card and off load a vehicle payment. This would enable me to save a significant amount monthly even after making the payment for this loan.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,130.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Well my total household monthly income to include rental income is $7,962 and my total monthly expenses are $7,348 leaving me a net of $564. This total includes payments for utilities, groceries, two car notes, dependent care, and credit cards. With this loan I would consolidate a $1,000 credit card and a $1000 medical bill and use the remainder to pay down a car I owe on and sell it. Consolidating in this way would actually save me an additional $620 a month after the payment for this loan.

 


 

 

 

Member Payment Dependent Notes Series 1303121

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303121

$3,525

$3,525

12.12%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303121. Member loan 1303121 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,851 / month
Current employer: n/a Debt-to-income ratio: 11.63%
Length of employment: n/a Location: BALTIMORE, MD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > When starting this loan application I stated my purpose as Loan Consolidation because that was the largest portion. After seeing the final APR you are granting me, I'm forgoing that and my final request, as documented , is really for some Home Improvements.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,262.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1303142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303142

$12,000

$12,000

7.62%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303142. Member loan 1303142 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,748 / month
Current employer: Tipton Elementary School District Debt-to-income ratio: 11.07%
Length of employment: 1 year Location: TIPTON, CA
       
Home town:
Current & past employers: Tipton Elementary School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $74.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I am planning on using the money for two key reasons. The first is so that I can purchase a Mac computer and supplies that I can use in my classroom. Being my first year, I had very little to support academic student learning (ie books, manipulatives, basic school supplies, etc) beyond what was given to me by the school. The second reason I am requesting money is to purchase a new car. My current car is having engine problems and is no longer reliable.<br><br>Thank you for the consideration.

 


 

 

 

Member Payment Dependent Notes Series 1303263

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303263

$8,000

$8,000

9.76%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303263. Member loan 1303263 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,658 / month
Current employer: CitiMortgage Debt-to-income ratio: 18.92%
Length of employment: 4 years Location: COLORADO SPRINGS, CO
       
Home town:
Current & past employers: CitiMortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,678.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I answered your question in detail but was unable to submit the answer as it said there was too much information. To summarize I will be paying off a total of 5 credit cards, two mastercards with balances totaling 5,788 and three department store cards with balances of 1,847. All interest rates are 17.24 and higher.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I answered your question in detail but was unable to submit the answer as it said there was too much information. To summarize I will be paying off a total of 5 credit cards, two mastercards with balances totaling 5,788 and three department store cards with balances of 1,847. All interest rates are 17.24 and higher.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is not for multiple purposes. The loan is to pay off two bank cards and three department store cards with interest rates at 17.49% and higher. The total payoffs for the five cards is $ 7,635.

 


 

 

 

Member Payment Dependent Notes Series 1303298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303298

$12,000

$12,000

12.12%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303298. Member loan 1303298 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Dennison Lubricants Debt-to-income ratio: 21.21%
Length of employment: 2 years Location: HUDSON, NH
       
Home town:
Current & past employers: Dennison Lubricants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Searious investors, looking for a guaranreed, no hassle return. No late payments, no defaults. Annual income direct deposited available for direct withdrawel. Financially secure looking to consolidate into lower interest rates. a loan bebeficial to all parties to be accepted. Greatly appreciated.<br><br> Borrower added on 05/21/12 > I appreciated the investment being added. Thank You.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 64
Revolving Credit Balance: $12,649.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses are currently $2000 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 3 debts of approx $3,500 each with an interest rate between 18% and 24 %.<br>I am more than capable of making those payments I am just looking to consolidate into one payment.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 3 debts of approx $3,500 each with an interest rate between 18% and 24 %.<br>I am more than capable of making those payments I am just looking to consolidate into one payment.

 


 

 

 

Member Payment Dependent Notes Series 1303323

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303323

$3,500

$3,500

15.31%

1.00%

May 29, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303323. Member loan 1303323 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $21,420 / month
Current employer: united service workers Debt-to-income ratio: 12.40%
Length of employment: 10+ years Location: hempstead, NY
       
Home town:
Current & past employers: united service workers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $138,140.00 Public Records On File: 0
Revolving Line Utilization: 93.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.no reason but all of my bills are paid on time and at more than the minimum payment
What type of vehicle are you buying (make, model, year, mileage and condition)?1986 pontiac enterra 95,000. good condition

 


 

 

 

Member Payment Dependent Notes Series 1303332

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303332

$3,000

$3,000

16.29%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303332. Member loan 1303332 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: exteriors by brady Debt-to-income ratio: 18.17%
Length of employment: 10+ years Location: wading river, NY
       
Home town:
Current & past employers: exteriors by brady
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 5
Revolving Credit Balance: $6,679.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx 1900.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?approx 3000.00
If you have a delinquency in the last 2 years, please explain the reason.divorced 1 1/2 yrs some things may have been mixed up
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?approx 3000.00

 


 

 

 

Member Payment Dependent Notes Series 1303334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303334

$10,800

$10,800

17.27%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303334. Member loan 1303334 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: SmartPak Equine Debt-to-income ratio: 18.85%
Length of employment: 4 years Location: MIDDLEBORO, MA
       
Home town:
Current & past employers: SmartPak Equine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > I am looking to get a loan to consolidate all of my credit card debt. I am trying to pursue a career in photography so some of my debt has grown as I've had to take classes and purchase equipment. It has become hard to tackle all of my bills and actually make a dent with finance charges of 19%.<br><br> Borrower added on 05/18/12 > All of my bills are paid on time and I can afford to make above minimum payments. I would love to be able to squish all of my debt into one payment so that I don't have to manage so many single bills anymore. Having a payment plan for ALL of my debt would be nice so I know when all will be paid off.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 9
Revolving Credit Balance: $8,308.00 Public Records On File: 0
Revolving Line Utilization: 59.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the following is what I want the loan for: 2429-interest 15.24%-limit 5000, 2459-interest 19.99%-limit 2500, 3450-interest 19.99%-limit 4000 and 2520-interest 19.99%-limit 2700. I also have a cc that is at 1400-limit is 1500 that I used recently for a balance transfer. The interest is 0% for 18 months so I am not looking to consolidate that. My total monthly payments at minimums is $285. I also have a Care Credit card for any emergency vet or health bills. That is currently at just over 800 w/0%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone: $90, Rent: $160, Gas: approx $170. I do not have utilities or food expense as I live at home with my parents.
If you have a delinquency in the last 2 years, please explain the reason.N/A <br>all of my bills are paid on time if not early.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the following is what I want the loan for: 2429-interest 15.24%-limit 5000, 2459-interest 19.99%-limit 2500, 3450-interest 19.99%-limit 4000 and 2520-interest 19.99%-limit 2700. I also have a cc that is at 1400-limit is 1500 that I used recently for a balance transfer. The interest is 0% for 18 months so I am not looking to consolidate that. My total monthly payments at minimums is $285. I also have a Care Credit card for any emergency vet or health bills. That is currently at just over 800 w/0%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the following is what I want the loan for: 2429-interest 15.24%-limit 5000, 2459-interest 19.99%-limit 2500, 3450-interest 19.99%-limit 4000 and 2520-interest 19.99%-limit 2700. I also have a cc that is at 1400-limit is 1500 that I used recently for a balance transfer. The interest is 0% for 18 months so I am not looking to consolidate that. My total monthly payments at minimums is $285. I also have a Care Credit card for any emergency vet or health bills. That is currently at just over 800 w/0%

 


 

 

 

Member Payment Dependent Notes Series 1303363

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303363

$10,800

$10,800

14.65%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303363. Member loan 1303363 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Alfredo LDC Debt-to-income ratio: 19.66%
Length of employment: 10+ years Location: Wingdale , NY
       
Home town:
Current & past employers: Alfredo LDC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 7
Revolving Credit Balance: $6,482.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, $1,311.00, Utilities (Electric, Heat, Hot Water, Cable, Phone & Internet), $ 300.00, Vehicle Insurance, $ 157.00, Car Pymt, $ 403.00, Transportation, $ 325.00, Food & Etc., $ 560.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Capital One Visa: $ 3,287.00, 29.4%, $114.00<br>Bank Of America Visa: $ 3,026.00, 16.24, $67.00<br>Direct Merchants Bank Mastercard: $1,800.00, 11.99%, $43.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Minimum Monthly Payments: $ 224.00<br>Currently Paying: $50.00/week, $50.00/week & $75.00/week - When able to get them paid off. This is roughly $700.00 per month.<br>This loan will reduce my monthly payments at a lower interest rate to $ 370.00.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies with creditors - to my knowledge. The only delinquencies were with the Mortgage and that was due to the other mortgagee being out of work and money became very tight. However, since the modification to the mortgage in September there have not been any deliquencies and the mortgage has been paid on time.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies with creditors - to my knowledge. The only delinquencies were with the Mortgage and that was due to the other mortgagee being out of work and money became very tight. However, since the modification to the mortgage in September there have not been any deliquencies and the mortgage has been paid on time.
What is the total balance of your credit cards, interest rates and current monthly payments?Capital One Visa: $ 3,287.00, 29.4%, $114.00<br>Bank Of America Visa: $ 3,026.00, 16.24, $67.00<br>Direct Merchants Bank Mastercard: $1,800.00, 11.99%, $43.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Minimum Monthly Payments: $ 224.00<br>Currently Paying: $50.00/week, $50.00/week & $75.00/week - When able to get them paid off. This is roughly $700.00 per month.<br>This loan will reduce my monthly payments at a lower interest rate to $ 370.00.

 


 

 

 

Member Payment Dependent Notes Series 1303368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303368

$20,000

$20,000

15.81%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303368. Member loan 1303368 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $46,667 / month
Current employer: KPMG LLP Debt-to-income ratio: 6.72%
Length of employment: 10+ years Location: Plainfield, IL
       
Home town:
Current & past employers: KPMG LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I have never filed bankruptcy, I have always paid my bills on time. I do not live beyond my means.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 4
Revolving Credit Balance: $66,716.00 Public Records On File: 0
Revolving Line Utilization: 88.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximatly 4500.00
What is the home improvement project you are planning?Installing a pool.
If you have a delinquency in the last 2 years, please explain the reason.No. I pay my bills

 


 

 

 

Member Payment Dependent Notes Series 1303371

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303371

$15,000

$15,000

13.11%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303371. Member loan 1303371 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Institute for Transfusion Medicine Debt-to-income ratio: 16.55%
Length of employment: 2 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: The Institute for Transfusion Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I am requesting this loan in order to pay off credit card debt and make a down payment on a house.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: 44
Revolving Credit Balance: $9,066.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend on paying off a few credit cards and making a down payment on a house.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I intend on paying off my credit cards and make a down payment on a small house.
What is your intended use for the loan proceeds?I intend on paying off a few credit cards and making a down payment on a house.
If you have a delinquency in the last 2 years, please explain the reason.If memory serves, any deliquency that I had was when I was a student, barely making any money at my job and having to pay rent and other expenses. I had a deliquency involving a medical bill through the Army, but they were at fault, as I was on duty when I was injured. It has since been resolved.
Please explain the reason why you carry a large revolving credit balance.I was in college up until about 2 yrs ago. I was more than a FT student with only a PT job that did not pay well. I was also paying older student loans on top of rent. I'm finally getting back on my feet and this loan will help me pay off the current credit card balances at a lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1303382

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303382

$14,500

$14,500

15.31%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303382. Member loan 1303382 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,451 / month
Current employer: National Archives and Records Admin Debt-to-income ratio: 5.10%
Length of employment: 1 year Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: National Archives and Records Admin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,067.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1303421

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303421

$9,750

$9,750

17.99%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303421. Member loan 1303421 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: International Shoe Designs, LLC Debt-to-income ratio: 17.71%
Length of employment: 5 years Location: Suffolk, VA
       
Home town:
Current & past employers: International Shoe Designs, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > This loan will be strictly used for a business expansion. I have partnered with the best e-tailer in the world. I am a responsible person with a great business model!<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1981 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 12 Months Since Last Delinquency: 21
Revolving Credit Balance: $10,030.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $300 monthly<br>Car: Paid. Gas expenses: 175 monthly<br>Utilities: $80 monthly<br>Phone: $65 monthly<br>Health Insurance: $125.00<br>Food:$200 monthly
What is your intended use for the loan proceeds?My intended use for this loan will be solely used for business expansion. I have partnered with the best e-tailer in the world. My company sells leather footwear and accessories.
If you have a delinquency in the last 2 years, please explain the reason.There was a problem with my new bank and the ACH transfers. The funds were not being processed on time.

 


 

 

 

Member Payment Dependent Notes Series 1303436

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303436

$20,000

$20,000

23.13%

1.00%

May 23, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303436. Member loan 1303436 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,875 / month
Current employer: BBVA COMPASS Debt-to-income ratio: 14.15%
Length of employment: 10+ years Location: TRUSSVILLE, AL
       
Home town:
Current & past employers: BBVA COMPASS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 68
Revolving Credit Balance: $28,011.00 Public Records On File: 0
Revolving Line Utilization: 88.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1033(includes insurance & taxes); utilities/phone $300; food $800; gas $300; ins $110
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$840
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$840
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
What is the total balance of your credit cards, interest rates and current monthly payments?cc $18581 rates 27-29% mo pmt $840
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$840
What is the total balance of your credit cards, interest rates and current monthly payments?cc $18581 rates 27-29% mo pmt $840
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?n/a-payoff cc debt
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mtg pmt $888 ins $83 Taxes $62
If you have a public record on file, please briefly explain the event and its resolution.not that I am aware of
Please explain the reason why you carry a large revolving credit balance.medical expenses mainly from special needs child who is now on medicaid which covers the co-pays health insurance does not
If you have a delinquency in the last 2 years, please explain the reason.not that I am aware of
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?see prior answers
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1033(includes insurance & taxes); utilities/phone $300; food $800; gas $300; ins $110
What is your intended use for the loan proceeds?payoff cc debt
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
Please explain the reason why you carry a large revolving credit balance.medical expenses mainly from special needs child who is now on medicaid which covers the co-pays health insurance does not
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
Please explain the reason why you carry a large revolving credit balance.medical expenses mainly from special needs child who is now on medicaid which covers the co-pays health insurance does not
What is the total balance of your credit cards, interest rates and current monthly payments?cc $18581 rates 27-29% mo pmt $840
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
What is the total balance of your credit cards, interest rates and current monthly payments?cc $18581 rates 27-29% mo pmt $840
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total credit card $18581; mo pmt $840; rate 27-29%
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mtg pmt $888 ins $83 Taxes $62

 


 

 

 

Member Payment Dependent Notes Series 1303443

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303443

$12,000

$12,000

9.76%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303443. Member loan 1303443 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: State of Nevada Debt-to-income ratio: 21.51%
Length of employment: 10+ years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: State of Nevada
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > This loan will be used to pay off high interest rate credit card accounts.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,581.00 Public Records On File: 0
Revolving Line Utilization: 87.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All the following are monthly expenses: <br>Mortgage payment: $784; Transportation $80; Utilities (power, gas, water, sewer) $330; Telephone, DSL, and Mobile Phones $220; Automobile and Home Insurance: $140
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowe's $1,111.71; Sears $529.71; Credit One Bank $687; AX Blue Cash $3,134; mortgage $58,308; $2,500 line of credit; Discover $13,400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowe's $1,111.71; Sears $529.71; Credit One Bank $687; AX Blue Cash $3,134; mortgage $58,308; $2,500 line of credit; Discover $13,400
Which debts do you plan to pay off with this loan?Lowes, Sears, Credit One Bank, AX Blue Card, line of credit, and partial towards Discover
Please explain the reason why you carry a large revolving credit balance.High interest rate credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowe's $1,111.71; Sears $529.71; Credit One Bank $687; AX Blue Cash $3,134; mortgage $58,308; $2,500 line of credit; Discover $13,400

 


 

 

 

Member Payment Dependent Notes Series 1303449

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303449

$12,000

$12,000

10.74%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303449. Member loan 1303449 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Geopeak Energy Debt-to-income ratio: 12.92%
Length of employment: 2 years Location: Franklin Park, NJ
       
Home town:
Current & past employers: Geopeak Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Stable employment in the Accounting field. Very responsible with money as reflected by my position.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,373.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?A portion of the proceeds will go toward the purchase of a ring. The remaining majority, provided I get full funding, will go towards other wedding related expenses. I'm looking to be quite frugal with the whole celebration.
What is your intended use for the loan proceeds?A portion of the funding will go toward the purchase of a ring. The majority of the funds, provided I get full funding, will cover other wedding celebration expenses.

 


 

 

 

Member Payment Dependent Notes Series 1303484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303484

$6,400

$6,400

13.67%

1.00%

May 23, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303484. Member loan 1303484 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,644 / month
Current employer: fbi Debt-to-income ratio: 19.59%
Length of employment: 10+ years Location: RUTHER GLEN, VA
       
Home town:
Current & past employers: fbi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > paying off credit cards/bills<br><br> Borrower added on 05/17/12 > paying off credit cards/bills<br><br> Borrower added on 05/17/12 > paying off credit cards/bills<br><br> Borrower added on 05/18/12 > Informational: I would be utilizing the loan to payoff debt/bills. I have over 31 years of employment with the same company/organization. My income is steady and I have job stability/security.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 20
Revolving Credit Balance: $27,564.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1200 Rent<br>$300 Gas<br>Utilities Elect - $200<br>phone - $170<br>insurance - $60 (car)<br>food - $800
What is your intended use for the loan proceeds?Pay off credit cards
If you have a delinquency in the last 2 years, please explain the reason.payment made in timely manner

 


 

 

 

Member Payment Dependent Notes Series 1303499

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303499

$5,000

$5,000

13.99%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303499. Member loan 1303499 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Lehigh Valley IronPigs Debt-to-income ratio: 6.47%
Length of employment: 2 years Location: EASTON, PA
       
Home town:
Current & past employers: Lehigh Valley IronPigs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > 2 credit cards with APR's over 25%, really looking to pay them off and not worry about the high interest.<br><br> Borrower added on 05/16/12 > Two credit cards both with over 25% APR. I would like to pay them off so that I do not have to worry about that high interest anymore.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,750.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses equal out to $1,000.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard: $3,210 with 22.99% APR minimum payment due $91.00<br>MasterCard: $835 with 24.99% APR minimum payment due $25.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The $5,000 will pay off my 2 credit cards with high interest. I have 2 other cards with low balances remaining and no interest that require a payment of $50 all together monthly. With this loan and those payments it will equal out to $220.00 a month.
Please explain the reason why you carry a large revolving credit balance.Mainly because I charge most things on my credit cards since they offer rewards. I now realize it's not worth the rewards with the high interest and don't want to have the credit cards anymore. I had bought furniture for my apartment last year which put a large amount on to my cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The $5,000 will pay off my 2 credit cards with high interest. I have 2 other cards with low balances remaining and no interest that require a payment of $50 all together monthly. With this loan and those payments it will equal out to $220.00 a month.
What is the total balance of your credit cards, interest rates and current monthly payments?$4,046 on 2 cards. One has 22.99% APR and the other 24.99%. I typically pay $100 to each one monthly.

 


 

 

 

Member Payment Dependent Notes Series 1303502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303502

$24,000

$24,000

15.31%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303502. Member loan 1303502 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,833 / month
Current employer: PricewaterhouseCoopers LLP Debt-to-income ratio: 21.39%
Length of employment: 5 years Location: Laguna Nigel, CA
       
Home town:
Current & past employers: PricewaterhouseCoopers LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Debt Consolidation - I would like to use the funds from this site to rid myself of the higher interest rate debt at a lower cost. With a lower rate (and less fees ) I can pay these amounts off much more quickly so that I can be debt free.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 61
Revolving Credit Balance: $59,306.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i am not sure if this is a website error? I think i answered this?....??
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I thought I ans. this...so I apologize if duplicate:<br>1. CC from employer on my credit report-they pay directly<br>2. Banana CC for montly spending-I pay 100% off every month<br>3. Citibank CC..29%! Calls to reduce- always an excuse not to..today is I didn't fill out a disclaimer of terms form they sent...but I am eligible for a reduction. Bal $12K.<br>4. HSBC $18K at 18% i think.<br>Other:<br>-school loan $28k 6.8%<br>-Mortgage $150k and $40k at 4% and 8% respect -rent inc more monthly bill
If you have a delinquency in the last 2 years, please explain the reason.I don't recall any delinquencies in the last two years. The last issue I had was a report of a lost credit card? I may have had a late credit card payment and it was due to being busy and submitting the electronic payment online. Most of that is auto deducted now.
Please explain the reason why you carry a large revolving credit balance.I've 2 cc w/ high bal. The 2nd one-not as worried but if i can improve it-I can pay off even faster.I used to use 1 card for Xmas, for vacations, etc & pay them off w/in months.Rate was low. A few years ago, I paid after the due date on citi inc. interest rate. I accepted it b/c banks were taking back credit (housing crash).Since then I paid agressively but at 30% it is almost imposs. to pay it off quickly.I call to request reductions & they refuse.Citi know I have good credit & want to keep it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I thought I ans. this...so I apologize if duplicate:<br>1. CC from employer on my credit report-they pay directly<br>2. Banana CC for montly spending-I pay 100% off every month<br>3. Citibank CC..29%! Calls to reduce- always an excuse not to..today is I didn't fill out a disclaimer of terms form they sent...but I am eligible for a reduction. Bal $12K.<br>4. HSBC $18K at 18% i think.<br>Other:<br>-school loan $28k 6.8%<br>-Mortgage $150k and $40k at 4% and 8% respect -rent inc more monthly bill
Which debts do you plan to pay off with this loan?both credit /revolving debt. I have some cash to make up the difference. overall this will give me more cash on a monthly basis
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I thought I ans. this...so I apologize if duplicate:<br>1. CC from employer on my credit report-they pay directly<br>2. Banana CC for montly spending-I pay 100% off every month<br>3. Citibank CC..29%! Calls to reduce- always an excuse not to..today is I didn't fill out a disclaimer of terms form they sent...but I am eligible for a reduction. Bal $12K.<br>4. HSBC $18K at 18% i think.<br>Other:<br>-school loan $28k 6.8%<br>-Mortgage $150k and $40k at 4% and 8% respect -rent inc more monthly bill

 


 

 

 

Member Payment Dependent Notes Series 1303515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303515

$10,000

$10,000

9.76%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303515. Member loan 1303515 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Bethlehem Area School District Debt-to-income ratio: 12.00%
Length of employment: 6 years Location: ALLENTOWN, PA
       
Home town:
Current & past employers: Bethlehem Area School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Looking for a loan that provides an identifiable term length and better interest rate to clean up the credit card debt I have incurred from a younger age.<br><br> Borrower added on 05/19/12 > My credit score is over 700 and I only plan on increasing that in order to obtain a competitive mortgage not long after the completion of this loan.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,802.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent/water-$865<br>car payment/insurance-$270<br>utilities-$100<br>phone-$100<br>food-$100<br>And I have been paying out about $400 a month total for the credit cards in question
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-balance $1609 interest 19.8% minimum monthly payment $50<br>Visa-balance $4500 interest 15.9% minimum monthly payment $100<br>Visa-balance $2478 interest 15.3% minimum monthly payment $50<br>Mastercard-balance $1013 interest 15.3% miinimum monthly payment $25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payment over four cards is $225. I've been paying out about $400 a month over the four. This loan would pay them off and in exchange cost me $322 a month for 36 months.

 


 

 

 

Member Payment Dependent Notes Series 1303630

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303630

$32,000

$32,000

12.12%

1.00%

May 29, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303630. Member loan 1303630 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 13.24%
Length of employment: 2 years Location: FREMONT, CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Hello dear lenders<br>I am a good candidate for the loan because I have a stable and well paying job and a good credit history.<br>Thank you<br><br> Borrower added on 05/22/12 > Thank you every one who has made a contribution to the fund so far.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,657.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $1400<br>2 car payments $690<br>college loan100<br>utilities$150<br>phone, cable, internet200<br>food1200
What is your intended use for the loan proceeds?home improvement<br>vacation<br>wedding
What is your intended use for the loan proceeds?home improvement<br>vacation<br>wedding
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $1400<br>2 car payments $690<br>college loan100<br>utilities$150<br>phone, cable, internet200<br>food1200
Please provide additional details regarding the purpose of the loan.The loan will be used for a wedding expenses as well as home improvement and a nice summer vacation and possible for a purchase of a jet ski.
What is your intended use for the loan proceeds?home improvement<br>vacation<br>wedding

 


 

 

 

Member Payment Dependent Notes Series 1303631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303631

$13,500

$13,500

8.90%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303631. Member loan 1303631 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,522 / month
Current employer: DSHS DCS Debt-to-income ratio: 18.56%
Length of employment: 5 years Location: OCEAN SHORES, WA
       
Home town:
Current & past employers: DSHS DCS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,596.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are: Mortgage $947.00, Water/Sewer $50.00, Phone $37.00, Recycling/Garbage $8.67, Insurance $72.83, Propane/Electricity $100.00(less in the summer, more in the winter), Car Loan $118.00, Food/Gas/Toiletries (varies) usually between $200.00 and $300.00. My take home pay after medical insurance, retirement, union dues, etc. is $2700.00 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have paid off all my student loans and medical bills. My mortgage is about $133,000.00 at a 4.8% interest rate and a $947.00 monthly payment. My car loan is just under $5,000.00 at about a 5% interest rate and a $118.00 monthly payment. I have four credit cards of varying amounts and interest rates, three of which I want to pay off with this loan since their interest rates are high. I will keep one credit card which has a 4.9% interest rate, but plan to pay off the balance ASAP.
Please explain the reason why you carry a large revolving credit balance.I had low interest rates, but my student loan went from 2.5% to 6.9% by the time I graduated, two of my credit card rates increased from less than 10% to over 15% before the law prohibited that from happening, my car died so I bought a new one, I was transferred to another county so I bought a new house, I had unexpected medical bills, etc. etc...those are all just excuses though really, I chose to live above my means and have to pay for it, I'd just like a little break from the high interest :)
Which debts do you plan to pay off with this loan?With this loan I plan to pay off 3 of my credit cards at once, and just keep one credit card for emergency situations only.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have paid off all my student loans and medical bills. My mortgage is about $133,000.00 at a 4.8% interest rate and a $947.00 monthly payment. My car loan is just under $5,000.00 at about a 5% interest rate and a $118.00 monthly payment. I have four credit cards of varying amounts and interest rates, three of which I want to pay off with this loan since their interest rates are high. I will keep one credit card which has a 4.9% interest rate, but plan to pay off the balance ASAP.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have paid off all my student loans and medical bills. My mortgage is about $133,000.00 at a 4.8% interest rate and a $947.00 monthly payment. My car loan is just under $5,000.00 at about a 5% interest rate and a $118.00 monthly payment. I have four credit cards of varying amounts and interest rates, three of which I want to pay off with this loan since their interest rates are high. I will keep one credit card which has a 4.9% interest rate, but plan to pay off the balance ASAP.
Which debts do you plan to pay off with this loan?With this loan I plan to pay off 3 of my credit cards at once, and just keep one credit card for emergency situations only.
Please explain the reason why you carry a large revolving credit balance.I had low interest rates, but my student loan went from 2.5% to 6.9% by the time I graduated, two of my credit card rates increased from less than 10% to over 15% before the law prohibited that from happening, my car died so I bought a new one, I was transferred to another county so I bought a new house, I had unexpected medical bills, etc. etc...those are all just excuses though really, I chose to live above my means and have to pay for it, I'd just like a little break from the high interest :)

 


 

 

 

Member Payment Dependent Notes Series 1303639

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303639

$10,000

$10,000

13.99%

1.00%

May 24, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303639. Member loan 1303639 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,215 / month
Current employer: USAF Debt-to-income ratio: 7.59%
Length of employment: < 1 year Location: ABILENE, TX
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > Loan will be used to make energy efficient home improvements<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 61 Months Since Last Delinquency: 31
Revolving Credit Balance: $16,259.00 Public Records On File: 0
Revolving Line Utilization: 62.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800
What is the home improvement project you are planning?Installing fans in all rooms. Changing all lights to energy efficient ones throughout the house. Plubming repairs in both bathrooms. Changing toilets in both bathrooms.

 


 

 

 

Member Payment Dependent Notes Series 1303657

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303657

$22,000

$22,000

12.12%

1.00%

May 23, 2012

May 30, 2017

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303657. Member loan 1303657 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Moore public schools Debt-to-income ratio: 15.34%
Length of employment: 4 years Location: Oklahoma city , OK
       
Home town:
Current & past employers: Moore public schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,872.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1352/month<br>phone/utilities/ approximately $300/month<br>health insurance is provided through my work benefits<br>life ins $48/month<br>food expenses vary by month / approximately $500/month<br>Our (my wife and my) combined monthly net income is $6344
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards approximately $20,000 / all are currently at 0% interest short term<br><br>Monthly payments are approximately $500.

 


 

 

 

Member Payment Dependent Notes Series 1303662

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303662

$6,000

$6,000

12.12%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303662. Member loan 1303662 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,312 / month
Current employer: Best Buy Debt-to-income ratio: 16.39%
Length of employment: 1 year Location: Albuquerque, NM
       
Home town:
Current & past employers: Best Buy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/12 > This loan will be effectively used to pay off a credit card with a high interest rate of 21.15% with a min payment of $164/mo . The remaining balance of this loan will then be used on another credit card with an interest rate of 13.99% interest with a min payment of $20/mo.<br><br> Borrower added on 05/18/12 > I have developed a strict budget of $656/mo on household expenses (rent, transportation, utilities, groceries, etc.). I pay $392/mo for credit card bills, which includes the two to be consolidated with this loan. I am a responsible lender and haven't made a single late payment. Thanks for investing!<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,475.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have been consistently making the following monthly payments on the following credit cards with no late payments totaling up to $392/mo.:<br><br>Credit Card 5100 21.15% $164/mo.<br>Credit Card 890 13.99% $20/mo.<br>Credit Card 4600 11.24% $83/mo.<br>Credit Card 2200 0.00% $125/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Has a strict budget, therefore my monthly cost of living is $707/mo and summarized below:<br>Rent + Utilities (living with two other roommates): $260/mo. <br>Phone (on family plan): $25/mo<br>Car Insurance: $67/mo.<br>Internet: $25/mo.<br>Groceries: $250/mo.<br>Transportation: $80/mo.<br>Miscellaneous: $40/mo.

 


 

 

 

Member Payment Dependent Notes Series 1303672

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303672

$28,000

$28,000

17.99%

1.00%

May 25, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303672. Member loan 1303672 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: CITY OF OREGON Debt-to-income ratio: 21.79%
Length of employment: 10+ years Location: oregon, IL
       
Home town:
Current & past employers: CITY OF OREGON
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > have always worked hard for everything and just want to be debt free in 3 yrs. want to have extra cash monthy to help child throgh college<br><br> Borrower added on 05/20/12 > thank you to all the investors.. every bill due every month is up to date and has never been late in the past. just wanted to get ahead and move forward.<br>

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 51
Revolving Credit Balance: $37,673.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDT CARD IS 28000.00 FROM 17 TO 28% PAY 1400.00 MTH, MORT 1600.00 <br>NO LINE OF CREDIT TK AND CAR PAY 800.00 MTH TOTAL 1 WILL BE PAID OFF IN 5 MTHS.. <br>PAY ROUND 5000.00 MTH NO PROB PAYING EVERYTHING JUST WANT IN FEWER PAYMENTS AND LESS TIME TO PAY OFF AND NOT SUCH HIGH INTEREST
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?PAY OUT AROUND 4000.00 MTH
Please explain the reason why you carry a large revolving credit balance.used to cards to offset obtaining masters degree, medical bills and moved into new house which was only 80% completed, but dream house and couldnt pass up deal.. never had such high balance that is why want to pay it off
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDT CARD IS 28000.00 FROM 17 TO 28% PAY 1400.00 MTH, MORT 1600.00 <br>NO LINE OF CREDIT TK AND CAR PAY 800.00 MTH TOTAL 1 WILL BE PAID OFF IN 5 MTHS.. <br>PAY ROUND 5000.00 MTH NO PROB PAYING EVERYTHING JUST WANT IN FEWER PAYMENTS AND LESS TIME TO PAY OFF AND NOT SUCH HIGH INTEREST
Which debts do you plan to pay off with this loan?all the credit cards now pay 1400.00 mth
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 4000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDT CARD IS 28000.00 FROM 17 TO 28% PAY 1400.00 MTH, MORT 1600.00 <br>NO LINE OF CREDIT TK AND CAR PAY 800.00 MTH TOTAL 1 WILL BE PAID OFF IN 5 MTHS.. <br>PAY ROUND 5000.00 MTH NO PROB PAYING EVERYTHING JUST WANT IN FEWER PAYMENTS AND LESS TIME TO PAY OFF AND NOT SUCH HIGH INTEREST
If you have a delinquency in the last 2 years, please explain the reason.i know from our move 2 yrs ago all our mail was not reaching us, all is worked out now and creditor understood but said they still may have to report it
Please explain the reason why you carry a large revolving credit balance.used to cards to offset obtaining masters degree, medical bills and moved into new house which was only 80% completed, but dream house and couldnt pass up deal.. never had such high balance that is why want to pay it off
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?have 6 credit cards to pay off, the money will be allocated to them all as to pay them in full.. 2 of them being 0% interest new but if not paid by certain date 6 mths from now will incure all past interest..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDT CARD IS 28000.00 FROM 17 TO 28% PAY 1400.00 MTH, MORT 1600.00 <br>NO LINE OF CREDIT TK AND CAR PAY 800.00 MTH TOTAL 1 WILL BE PAID OFF IN 5 MTHS.. <br>PAY ROUND 5000.00 MTH NO PROB PAYING EVERYTHING JUST WANT IN FEWER PAYMENTS AND LESS TIME TO PAY OFF AND NOT SUCH HIGH INTEREST

 


 

 

 

Member Payment Dependent Notes Series 1303690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303690

$12,700

$12,700

9.76%

1.00%

May 29, 2012

May 30, 2015

May 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303690. Member loan 1303690 was requested on May 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Model Home Gallery Debt-to-income ratio: 4.21%
Length of employment: 2 years Location: LADERA RANCH, CA
       
Home town:
Current & past employers: Model Home Gallery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,099.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live with my son, so I don't pay rent. my expenses are about $600.00 per month
What is the home improvement project you are planning?I like to change all the furniture in the house

 


 

 

 

Member Payment Dependent Notes Series 1303787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303787

$24,000

$24,000

13.67%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303787. Member loan 1303787 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,625 / month
Current employer: Net Jets Debt-to-income ratio: 16.39%
Length of employment: 10+ years Location: MOUNT VERNON, OH
       
Home town:
Current & past employers: Net Jets
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > This loan will consolidate multiple accts. into one payment. With the uncertainty of today's economy, I want to eliminate as much debt as quickly as possible. I like the idea of fixed terms/payments and that payments are electronically debited. I have a stable job and I pay my bills.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,566.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?ALL revolving accounts will be eliminated plus one fixed loan. Thank you for your consideration
What is your intended use for the loan proceeds?The intended purpose is to eliminate multiple accounts and consolidate them into one monthly payment. Thank you for your consideration
What is your intended use for the loan proceeds?The intended purpose is to eliminate multiple accounts and consolidate them into one monthly payment. Thank you for your consideration
Which debts do you plan to pay off with this loan?ALL revolving accounts will be eliminated plus one fixed loan. Thank you for your consideration
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is not for multiple purposes. It is solely for eliminating multiple accounts/payments. I'd like a fixed term and rate enabling me to reduce my debt faster. Thank you for your consideration

 


 

 

 

Member Payment Dependent Notes Series 1303814

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303814

$2,100

$2,100

14.65%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303814. Member loan 1303814 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: CVS Debt-to-income ratio: 4.06%
Length of employment: 2 years Location: Monroe Township, NJ
       
Home town:
Current & past employers: CVS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,290.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1303833

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303833

$23,325

$23,325

13.67%

1.00%

May 29, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303833. Member loan 1303833 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Allen, Kopet & Associates, PLLC Debt-to-income ratio: 28.43%
Length of employment: 1 year Location: COLUMBIA, SC
       
Home town:
Current & past employers: Allen, Kopet & Associates, PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,317.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3,000.00 to $3,500.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $8,435.70; 23.74%; $257.00<br><br>MasterCard - $8,693.37; 13.99%; $187.00<br><br>MasterCard - $5,020.40; 22.24%; $140.08
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1,206.54
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1,206.54
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being used to consolidate three credit card balances ($8,435.70; $8,795.19; $5,020.40).

 


 

 

 

Member Payment Dependent Notes Series 1303871

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303871

$20,000

$20,000

12.12%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303871. Member loan 1303871 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Arbor Pharmaceuticals Debt-to-income ratio: 24.64%
Length of employment: 1 year Location: PACE, FL
       
Home town:
Current & past employers: Arbor Pharmaceuticals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,306.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1015, car payment $412, utilities $300,phone $150, insurance,$300, Food $400 totaling about $2575 a month

 


 

 

 

Member Payment Dependent Notes Series 1303925

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303925

$10,000

$10,000

9.76%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303925. Member loan 1303925 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Phoenix Capital Partners Debt-to-income ratio: 21.74%
Length of employment: < 1 year Location: Dallas, TX
       
Home town:
Current & past employers: Phoenix Capital Partners
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I've used Lending Club before to get a loan to paydown some credit cards. Now, because of my good credit I've qualified for a lower rate so I want to consolidate it all into one low monthly payment. Thanks for helping me become debt free!<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 31
Revolving Credit Balance: $8,431.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have a mortage and only carry two credit cards. I keep all my student loan payments current and I've never missed a credit card payment, lending club payment, rent payment or student loan payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are more no more than $2000.
If you have a delinquency in the last 2 years, please explain the reason.I have never been delinquent on any debt. I have over 8 years of great credit history.

 


 

 

 

Member Payment Dependent Notes Series 1303972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1303972

$11,500

$11,500

12.12%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1303972. Member loan 1303972 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,583 / month
Current employer: Arthur Murray Dance Studio Debt-to-income ratio: 15.74%
Length of employment: 6 years Location: REDLANDS, CA
       
Home town:
Current & past employers: Arthur Murray Dance Studio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I never have missed a payment and always pay above minimum. Just hard to make a dent when there are so many different accounts. It will be so easy when consolidated.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,869.00 Public Records On File: 0
Revolving Line Utilization: 35.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have no rent or mortgage <br>Phone 200<br>Insurance 210<br>Credit payments 375 hopefully consolidating with this loan<br>Electric 20<br>Trash 30<br>Storage 40<br>Gas for car 150<br>Internet 55
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have five credit cards that I am trying to consolidate. They range from 15.99 apr all the way to one at 24.99 apr. The monthly payments total 375 because I pay usually more than the minimum. But it is hard to make a dent because of the high rates.
What is your intended use for the loan proceeds?I am going to use the money to pay off all of my credit cards. I can easily make my payments on all cards but it is hard to make a dent with interest rates and so many different accounts. This will give me one bill with a set end date of when it will be paid off. This loan will really help me get rid of my debt faster. Thank you for your interest in funding my loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have five credit cards that I am trying to consolidate. They range from 15.99 apr all the way to one at 24.99 apr. The monthly payments total 375 because I pay usually more than the minimum. But it is hard to make a dent because of the high rates.
Please explain the reason why you carry a large revolving credit balance.Had to use credit cards to pay for my wedding last September.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no rent or mortgage <br>Credit cards 375 hopefully now part of this loan<br>Electric 25<br>Trash 30<br>Internet 55<br>Phone 200<br>Insurance 210<br>Gas 45<br>Tv 15<br>Gas for car 175<br>Let me know if that answers your question. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1304139

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304139

$21,000

$21,000

7.62%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304139. Member loan 1304139 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: St Francis Hospital and Medical Center Debt-to-income ratio: 27.62%
Length of employment: 10+ years Location: Andover, CT
       
Home town:
Current & past employers: St Francis Hospital and Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1982 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $70,815.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(as of June) all fixed expenses will total $3,378; with transport + food+ taxes + miscellaneous + charity it comes to about $6500 a month. My sons school loan is paid up in June; that is $948 and the last payment for another loan of $162 a month will also paid up in June.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard: $3900- 11.99<br>Mastercard: $15000 15,249 (0 % offer just ran out)<br>Mastercard: $1,500: 0 %
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The minimum payments total about $700; the loan is $654 monthly.
Please explain the reason why you carry a large revolving credit balance.Oversight really....I was told not to cancel cards that have large limits. Plan to get rid of these cards though.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard: $3900- 11.99<br>Mastercard: $15000 15,249 (0 % offer just ran out)<br>Mastercard: $1,500: 0 %
What is your intended use for the loan proceeds?Pay off credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(as of June) all fixed expenses will total $3,378; with transport + food+ taxes + miscellaneous + charity it comes to about $6500 a month. My sons school loan is paid up in June; that is $948 and the last payment for another loan of $162 a month will also paid up in June.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?see last response
If you have a delinquency in the last 2 years, please explain the reason.No deliquencies
Please explain the reason why you carry a large revolving credit balance.Oversight really....I was told not to cancel cards that have large limits. Plan to get rid of these cards though.
If you have a public record on file, please briefly explain the event and its resolution.No pubic record on file
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage 1100 car 255 oil est 200/month or less school loah $948. last payment 6/12<br>electricity 130 home equity 250 wood 200/year<br>cable 130 gas 300 taxes $330 month<br>insurance x 2 350 lending club #1 656 (finished 10/12)<br>cell phone 120 charity $500 clothes, food miscell: 3000/month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?credit cards
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard: $3900- 11.99<br>Mastercard: $15000 15,249 (0 % offer just ran out)<br>Mastercard: $1,500: 0 %
What is the total balance of your credit cards, interest rates and current monthly payments?card 1: 15000. 15 % interest as of this month<br>card 2 3900 11.9 % as of this month<br>card 3 12000 0% until 4/13 -I want to get this number to 4 figures; pay this off in less then a year<br>card 4 1100 (paid off July)<br>card 5: 948 (pay off June) 32900 total
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The minimum payments total about $700; the loan is $654 monthly.
Please explain the reason why you carry a large revolving credit balance.Oversight really....I was told not to cancel cards that have large limits. Plan to get rid of these cards though.
What is the total balance of your credit cards, interest rates and current monthly payments?card 1: 15000. 15 % interest as of this month<br>card 2 3900 11.9 % as of this month<br>card 3 12000 0% until 4/13 -I want to get this number to 4 figures; pay this off in less then a year<br>card 4 1100 (paid off July)<br>card 5: 948 (pay off June) 32900 total
Please explain the reason why you carry a large revolving credit balance.Oversight really....I was told not to cancel cards that have large limits. Plan to get rid of these cards though.
Please explain the reason why you carry a large revolving credit balance.Oversight really....I was told not to cancel cards that have large limits. Plan to get rid of these cards though.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(as of June) all fixed expenses will total $3,378; with transport + food+ taxes + miscellaneous + charity it comes to about $6500 a month. My sons school loan is paid up in June; that is $948 and the last payment for another loan of $162 a month will also paid up in June.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard: $3900- 11.99<br>Mastercard: $15000 15,249 (0 % offer just ran out)<br>Mastercard: $1,500: 0 %
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard: $3900- 11.99<br>Mastercard: $15000 15,249 (0 % offer just ran out)<br>Mastercard: $1,500: 0 %
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(as of June) all fixed expenses will total $3,378; with transport + food+ taxes + miscellaneous + charity it comes to about $6500 a month. My sons school loan is paid up in June; that is $948 and the last payment for another loan of $162 a month will also paid up in June.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?see last response

 


 

 

 

Member Payment Dependent Notes Series 1304179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304179

$6,000

$6,000

13.99%

1.00%

May 25, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304179. Member loan 1304179 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Texas Gas Service Debt-to-income ratio: 16.90%
Length of employment: 1 year Location: El Paso, TX
       
Home town:
Current & past employers: Texas Gas Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > Since this loan will allow me to consolidate my debt, I am able to rid myself of credit card payments and my car note every month. This will make me more than capable of pay the $200/mo or more to pay off this loan. I currently am paying more than $200/mo for my car note and credit card bills.<br><br> Borrower added on 05/21/12 > My credit report shows I am able to pay each and every bill on time. Currently I am repaying school loans, in which the repayment plan is income based. This allows me to make payments within my financial means. I will be able to make monthly payments to pay off this $6,000 loan with no issue.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,806.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?900/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 3,000 interest rate 8%<br>Student loans 43,000 interest rate 2.3%<br><br>I am trying to consolidate a small amount of debt to get on my feet, my monthly payments are income based so I am able to manage my payments and have never defaulted on a bill.

 


 

 

 

Member Payment Dependent Notes Series 1304197

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304197

$7,600

$7,600

19.22%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304197. Member loan 1304197 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 9.60%
Length of employment: 10+ years Location: VIRGINIA BEACH, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,466.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $2,000
What type of business are you starting?I am not starting a new business, I have has a marine construction business (building bulkheads, piers and installing bulkheads) for 25 years.
What will be the largest expense in the first six months?Equipment purchases and repairs and covering costs to suppliers for materials.
What type of business are you starting?I am not starting a new business, I have has a marine construction business (building bulkheads, piers and installing bulkheads) for 25 years.

 


 

 

 

Member Payment Dependent Notes Series 1304206

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304206

$35,000

$35,000

18.25%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304206. Member loan 1304206 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,333 / month
Current employer: Ashcroft Inc Debt-to-income ratio: 13.41%
Length of employment: 10+ years Location: Oro Valley, AZ
       
Home town:
Current & past employers: Ashcroft Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Paying off high interest Credit cards. I have a Solid credit score that has been maintianed by NEVER having late payments or being sent to collections.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,555.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total Household monthly expenses are $5,800. This includes approx. $1,700/month to the credit cards, that I am looking to consolidate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances are $35,000. Interest Rates are 9.99% to 24.99%. Five Credit card balances only. No student loans or lines of credit, etc.
Please explain the reason why you carry a large revolving credit balance.Personal Family matter from 5+ years ago.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances are $35,000. Interest Rates are 9.99% to 24.99%. Five Credit card balances only. No student loans or lines of credit, etc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?All Housing Monthly expenses are $2,700.
What is your intended use for the loan proceeds?Debt Consolidation for Credit Cards.
Please explain the reason why you carry a large revolving credit balance.Personal Family matter from 5+ years ago.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances are $35,000. Interest Rates are 9.99% to 24.99%. Five Credit card balances only. No student loans or lines of credit, etc.
Which debts do you plan to pay off with this loan?All Credit cards, then chop them up into little pieces.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One purpose only......credit card elimination.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances are $35,000. Interest Rates are 9.99% to 24.99%. Five Credit card balances only. No student loans or lines of credit, etc.
What is your intended use for the loan proceeds?Debt Consolidation for Credit Cards.

 


 

 

 

Member Payment Dependent Notes Series 1304287

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304287

$22,000

$22,000

13.67%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304287. Member loan 1304287 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Blue Mobile Solutions Debt-to-income ratio: 12.34%
Length of employment: 3 years Location: MANSFIELD, OH
       
Home town:
Current & past employers: Blue Mobile Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Combining all past credit card and student loan debt into one payment<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,695.00 Public Records On File: 0
Revolving Line Utilization: 45.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I made $78,000 last year, wife is RN made $40,000. <br><br>Morgage $848.50 15yr 3.5%<br>Home Ins $625/yr<br>Car $380.00 5yr 4.0%<br>Car Insurance $425 per 6/months<br>Natural Gas+Electric+Cable+Internet+Phone $450<br>Fuel Exp $200 month<br>Food Exp $300-$400 Month<br>Misc $300 Month<br><br>What the loan is for:<br>3 Credit Cards. Total Debt $16,200 Pay $550-700/month on them now. $3600 16.99%, $3800 14.99%, $8500 24.99%<br>Student Loans: $200/month Between Me and Wife, total $5000, unsure of interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I made $78,000 last year, wife is RN made $40,000. <br><br>Mortgage $848.50 15yr 3.5%<br>Home Ins $625/yr<br>Car $380.00 5yr 4.0%<br>Car Insurance $425 per 6/months<br>Natural Gas+Electric+Cable+Internet+Phone $450<br>Fuel Exp $200 month<br>Food Exp $300-$400 Month<br>Misc $300 Month<br><br>What the loan is for:<br>3 Credit Cards. Total Debt $16,200 Pay $550-700/month on them now. $3600 16.99%, $3800 14.99%, $8500 24.99%<br>Student Loans: $200/month Between Me and Wife, total $5000, unsure of interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1304776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304776

$20,000

$20,000

12.12%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304776. Member loan 1304776 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: NASA Debt-to-income ratio: 10.71%
Length of employment: 10+ years Location: ATHENS, AL
       
Home town:
Current & past employers: NASA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/23/12 > This loan will allow me to payoff high interest credit cards. I incurred this debt obtaining my master's degree which has resulted in a higher salary, but I would like to be debt free in 3 years.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 55
Revolving Credit Balance: $14,547.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly income is $9000. Expenses are $7500. I would like to obtain the loan to payoff my credit cards and only have one fixed payment for that expense.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only one purpose-credit card debt payoff. Thank you.
Which debts do you plan to pay off with this loan?I am planning to payoff my credit card debt with this loan, so the only debt I will have in 3 years (once this loan is paid off) is my mortgage and student loan. Thank you.
Which debts do you plan to pay off with this loan?I am planning to payoff my credit card debt with this loan, so the only debt I will have in 3 years (once this loan is paid off) is my mortgage and student loan. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1304790

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304790

$6,000

$6,000

7.62%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304790. Member loan 1304790 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: Sears Debt-to-income ratio: 9.29%
Length of employment: 3 years Location: Amherst, NY
       
Home town:
Current & past employers: Sears
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > I plan to use the loan to pay off some of my debt and make my overall monthly payments smaller.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1304807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304807

$8,000

$8,000

12.12%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304807. Member loan 1304807 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 7.90%
Length of employment: n/a Location: BRICK, NJ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > NEW ROOF & WINDOWS - HOME IMPROVEMENT<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1982 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,419.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?MORTAGE BALANCE $97,000.00<br>MORTAGE INTEREST RATE 8 1/2 %<br>MONTHLY PAYMENT $1,118.00

 


 

 

 

Member Payment Dependent Notes Series 1304900

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304900

$9,000

$9,000

13.67%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304900. Member loan 1304900 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: city of suisun city Debt-to-income ratio: 9.13%
Length of employment: 3 years Location: SUISUN CITY, CA
       
Home town:
Current & past employers: city of suisun city
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Home improvement loan to add landscaping and increase patio area.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1978 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 58
Revolving Credit Balance: $13,987.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?Primary residence
What is the home improvement project you are planning?Improving yard landscaping with water efficient plantings and drip irrigation, and increasing patio area on primary residence.

 


 

 

 

Member Payment Dependent Notes Series 1304905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304905

$12,000

$12,000

12.12%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304905. Member loan 1304905 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: S.A.T Trucking Debt-to-income ratio: 6.06%
Length of employment: < 1 year Location: fort worth, TX
       
Home town:
Current & past employers: S.A.T Trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,123.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are approximately 4000 a month with all expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards around 15000 at 16% and 500 monthly if pay minimums. Mortgage is around 128,000 at 4.5 % and 1100 month.

 


 

 

 

Member Payment Dependent Notes Series 1304906

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1304906

$14,000

$14,000

14.65%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1304906. Member loan 1304906 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: hertrich collision center of milford Debt-to-income ratio: 14.82%
Length of employment: 1 year Location: laurel, DE
       
Home town:
Current & past employers: hertrich collision center of milford
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I have not been late on any payments at least within the last 2 years.I'm just looking to stop wasting money on these high interest loans.This loan will save a so much in interest and will leave a bundle of extra money monthly.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 14
Revolving Credit Balance: $10,172.00 Public Records On File: 0
Revolving Line Utilization: 79.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?7,700 for car at 9% credit card #1 $350 at 29.99% credit card#2 $1,200 at 24.9% credit card#3 $3,000 at 24.99% credit card #4 $900 at 26% line of credit 5,600 at 23.99%
If you have a delinquency in the last 2 years, please explain the reason.none

 


 

 

 

Member Payment Dependent Notes Series 1305069

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305069

$12,000

$12,000

17.99%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305069. Member loan 1305069 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: Ciy & County of San Francisco Debt-to-income ratio: 8.68%
Length of employment: 10+ years Location: CASTRO VALLEY, CA
       
Home town:
Current & past employers: Ciy & County of San Francisco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 40
Revolving Credit Balance: $13,713.00 Public Records On File: 0
Revolving Line Utilization: 82.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 3k
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Probably around 35k due to student loan
If you have a delinquency in the last 2 years, please explain the reason.None I could think of
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 3k
Please explain the reason why you carry a large revolving credit balance.Hard to catch up.
Which debts do you plan to pay off with this loan?Credit cards with high interest rates
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Probably around 35k due to student loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Probably around 35k due to student loan
Please explain the reason why you carry a large revolving credit balance.Hard to catch up.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?3k
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Probably around 35k due to student loan
Which debts do you plan to pay off with this loan?Credit cards with high interest rates
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Probably around 35k due to student loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Probably around 35k due to student loan

 


 

 

 

Member Payment Dependent Notes Series 1305070

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305070

$25,000

$25,000

20.50%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305070. Member loan 1305070 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,500 / month
Current employer: Small Mine Development, LLC Debt-to-income ratio: 13.87%
Length of employment: 6 years Location: SPRING CREEK, NV
       
Home town:
Current & past employers: Small Mine Development, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Would use this loan to pay off my high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,203.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $360<br>Transportation (gas): approx. $400<br>Utilities (electric, power, internet): $195<br>Phone: $140<br>Insurance: $77<br>Food: approx. $500<br><br>In addition, student loan: $189, vehicle: $685, credit cards: $616
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
Please explain the reason why you carry a large revolving credit balance.It started in college with a credit card offer in the mail. I thought it would be easy to pay back once I started working. But then I needed a little extra cash, so I got another. Then I had to move to another state and I needed a little extra money for that. The next thing I knew I was $20, 000 in debt. I have always stayed on top of the payments but have never really been able to get ahead.
What is your intended use for the loan proceeds?Pay off credit cards! The high interest rates and multiple monthly payments are making it difficult. I currently make good money but I just cannot seem to get ahead.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
Which debts do you plan to pay off with this loan?I have several high interest credit cards that total over $20,000. I would like to consolidate them with this loan. I am ready to pay them off!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have a manufactured home on a rented lot. My house is owned and the lot rent is $360 per month. Utilities vary but are always under $200 per month. <br><br>Non-housing related expenses include: vehicle - $685 per month, student loan - $189 per month, and credit cards which I am planning on using this loan to pay off.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying a mortgage. I have a manufactured home on a rented lot. My house is owned and the lot rent is $360 per month. The property taxes are $63 per year.
Which debts do you plan to pay off with this loan?I have several high interest credit cards that total over $20,000. I would like to consolidate them with this loan. I am ready to pay them off!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
Which debts do you plan to pay off with this loan?I have several high interest credit cards that total over $20,000. I would like to consolidate them with this loan. I am ready to pay them off!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being used for one purpose: pay off my credit cards! My goal is to get away from the high interest rates and to consolidate to one monthly payment.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying a mortgage. I have a manufactured home on a rented lot. My house is owned and the lot rent is $360 per month. The property taxes are $63 per year.
If you have a public record on file, please briefly explain the event and its resolution.I should not have a public record on file. At least, not for court proceedings. I do believe I have one for my birth though.
If you have a delinquency in the last 2 years, please explain the reason.I have never been delinquent on any of my accounts. Payments are on time and never missed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $360<br>Transportation (gas): approx. $400<br>Utilities (electric, power, internet): $195<br>Phone: $140<br>Insurance: $77<br>Food: approx. $500<br><br>In addition, student loan: $189, vehicle: $685, credit cards: $616
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have a manufactured home on a rented lot. My house is owned and the lot rent is $360 per month. Utilities vary but are always under $200 per month. <br><br>Non-housing related expenses include: vehicle - $685 per month, student loan - $189 per month, and credit cards which I am planning on using this loan to pay off.
Please explain the reason why you carry a large revolving credit balance.It started in college with a credit card offer in the mail. I thought it would be easy to pay back once I started working. But then I needed a little extra cash, so I got another. Then I had to move to another state and I needed a little extra money for that. The next thing I knew I was $20, 000 in debt. I have always stayed on top of the payments but have never really been able to get ahead.
What is your intended use for the loan proceeds?Pay off credit cards! The high interest rates and multiple monthly payments are making it difficult. I currently make good money but I just cannot seem to get ahead.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $360<br>Transportation (gas): approx. $400<br>Utilities (electric, power, internet): $195<br>Phone: $140<br>Insurance: $77<br>Food: approx. $500<br><br>In addition, student loan: $189, vehicle: $685, credit cards: $616
What is your intended use for the loan proceeds?Pay off credit cards! The high interest rates and multiple monthly payments are making it difficult. I currently make good money but I just cannot seem to get ahead.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $360<br>Transportation (gas): approx. $400<br>Utilities (electric, power, internet): $195<br>Phone: $140<br>Insurance: $77<br>Food: approx. $500<br><br>In addition, student loan: $189, vehicle: $685, credit cards: $616
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have a manufactured home on a rented lot. My house is owned and the lot rent is $360 per month. Utilities vary but are always under $200 per month. <br><br>Non-housing related expenses include: vehicle - $685 per month, student loan - $189 per month, and credit cards which I am planning on using this loan to pay off.
If you have a delinquency in the last 2 years, please explain the reason.I have never been delinquent on any of my accounts. Payments are on time and never missed.
Please explain the reason why you carry a large revolving credit balance.It started in college with a credit card offer in the mail. I thought it would be easy to pay back once I started working. But then I needed a little extra cash, so I got another. Then I had to move to another state and I needed a little extra money for that. The next thing I knew I was $20, 000 in debt. I have always stayed on top of the payments but have never really been able to get ahead.
If you have a public record on file, please briefly explain the event and its resolution.I should not have a public record on file. At least, not for court proceedings. I do believe I have one for my birth though.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying a mortgage. I have a manufactured home on a rented lot. My house is owned and the lot rent is $360 per month. The property taxes are $63 per year.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being used for one purpose: pay off my credit cards! My goal is to get away from the high interest rates and to consolidate to one monthly payment.
Which debts do you plan to pay off with this loan?I have several high interest credit cards that total over $20,000. I would like to consolidate them with this loan. I am ready to pay them off!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
Please explain the reason why you carry a large revolving credit balance.It started in college with a credit card offer in the mail. I thought it would be easy to pay back once I started working. But then I needed a little extra cash, so I got another. Then I had to move to another state and I needed a little extra money for that. The next thing I knew I was $20, 000 in debt. I have always stayed on top of the payments but have never really been able to get ahead.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What is your intended use for the loan proceeds?Pay off credit cards! The high interest rates and multiple monthly payments are making it difficult. I currently make good money but I just cannot seem to get ahead.
Please explain the reason why you carry a large revolving credit balance.It started in college with a credit card offer in the mail. I thought it would be easy to pay back once I started working. But then I needed a little extra cash, so I got another. Then I had to move to another state and I needed a little extra money for that. The next thing I knew I was $20, 000 in debt. I have always stayed on top of the payments but have never really been able to get ahead.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
Which debts do you plan to pay off with this loan?I have several high interest credit cards that total over $20,000. I would like to consolidate them with this loan. I am ready to pay them off!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being used for one purpose: pay off my credit cards! My goal is to get away from the high interest rates and to consolidate to one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (Balance, Interest Rate, Monthly Payment): <br>Bank of America ($4,488, 20%, $102), Citi ($5,804, 11%, $108), Discover ($3,341, 18%, $94), USAA ($3,659, 0%, $40), Wells Fargo ($3,987, 18%, $132), CareCredit ($5,120, 14%, $150)<br><br>Student Loan (Balance, Interest Rate, Monthly Payment): <br>JPMorgan Chase ($20,639, %, $189)<br><br>Vehicle (Balance, Interest Rate, Monthly Payment):<br>Toyota Financial ($30,077, %, $685.00)<br><br>Mortgage, Lines of Credit, etc.: None
What is your intended use for the loan proceeds?Pay off credit cards! The high interest rates and multiple monthly payments are making it difficult. I currently make good money but I just cannot seem to get ahead.

 


 

 

 

Member Payment Dependent Notes Series 1305167

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305167

$20,000

$20,000

13.67%

1.00%

May 25, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305167. Member loan 1305167 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: City of White Plains Debt-to-income ratio: 20.54%
Length of employment: 6 years Location: White Plains, NY
       
Home town:
Current & past employers: City of White Plains
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Thank you to all that contribute...I really appreciate it...<br><br> Borrower added on 05/23/12 > Half way there!!! So excited...thanks all!!<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1979 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,225.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My plan is to organize it all into one low payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am paying off credit cards and loans from school
Please explain the reason why you carry a large revolving credit balance.Going to college full time is expensive
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I manage but a little more money would help me organize everything
Please explain the reason why you carry a large revolving credit balance.Going to college full time is expensive
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am paying off credit cards and loans from school
Which debts do you plan to pay off with this loan?My college loans
What is your intended use for the loan proceeds?Pay off student loans
Please explain the reason why you carry a large revolving credit balance.Going to college full time is expensive
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am paying off credit cards and loans from school
Which debts do you plan to pay off with this loan?My college loans
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?College debt and other expenses
What is your intended use for the loan proceeds?Pay off student loans
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?College debt and other expenses
If you have a public record on file, please briefly explain the event and its resolution.I have no public records...and have excellent credit rating...pay all my bills on time and have for over 12 years
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I have zero delinquencies...clear. credit report...

 


 

 

 

Member Payment Dependent Notes Series 1305193

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305193

$16,000

$16,000

13.67%

1.00%

May 24, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305193. Member loan 1305193 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,467 / month
Current employer: ExxonMobil Debt-to-income ratio: 12.94%
Length of employment: 3 years Location: New Orleans, LA
       
Home town:
Current & past employers: ExxonMobil
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,433.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?Nearly 100% of the cost of the venue, catering and entertainment. It's a destination wedding so it's very low key and inexpensive.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All inclusive ~$3800/month in expenses. I net $5000/month. The reason I am getting a loan is because I just moved from a much higher cost of living area where it was nearly impossible to save.
What is your intended use for the loan proceeds?This will pay for almost 100% of the cost of the venue and catering.

 


 

 

 

Member Payment Dependent Notes Series 1305199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305199

$6,000

$6,000

10.74%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305199. Member loan 1305199 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Biergarten Debt-to-income ratio: 11.75%
Length of employment: < 1 year Location: South Miami , FL
       
Home town:
Current & past employers: Biergarten
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I'm in good standing as a borrower my job is in good standing and I have not miss a payment<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,430.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase 5000 mp 139. Capital one 700 mp 25 lending club 3000 mp 110.18

 


 

 

 

Member Payment Dependent Notes Series 1305204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305204

$3,725

$3,725

12.12%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305204. Member loan 1305204 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: NBC Universal Debt-to-income ratio: 6.82%
Length of employment: 10+ years Location: Los Angeles, CA
       
Home town:
Current & past employers: NBC Universal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 23
Revolving Credit Balance: $4,630.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $3200/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 3 credit cards with a balance on only one - $3733 with a 23% interest rate. I also have a student loan for $73,000 at 8% which I'm trying to pay down as much as possible. I'd like to pay the credit card off at a lower interest rate that's why I'm apply for this small loan.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies. I've automated as many accounts as I can to avoid delinquencies and late fees.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies. I've automated as many accounts as I can to avoid delinquencies and late fees.
Which debts do you plan to pay off with this loan?My Bank of America credit card that currently has a 23% interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1305206

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305206

$14,000

$14,000

17.27%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305206. Member loan 1305206 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Cartier inc Debt-to-income ratio: 10.82%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: Cartier inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Putting all bills in one payment<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 78
Revolving Credit Balance: $8,928.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of the above
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $9,000.00
If you have a delinquency in the last 2 years, please explain the reason.No delinquency
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $9,000.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of the above
Which debts do you plan to pay off with this loan?All my credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $9,000.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm paying off all credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of the above
Please explain the reason why you carry a large revolving credit balance.I just move back to new York so I had a lot more expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $9,000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $9,000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $9,000.00

 


 

 

 

Member Payment Dependent Notes Series 1305274

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305274

$15,200

$15,200

17.99%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305274. Member loan 1305274 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,200 / month
Current employer: Cisco Systems Debt-to-income ratio: 18.15%
Length of employment: 2 years Location: Sacramento, CA
       
Home town:
Current & past employers: Cisco Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 54
Revolving Credit Balance: $8,360.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What is your intended use for the loan proceeds?The intended use for this load is for debt consolidation and mgmt. My goal is to eliminate my debt by consolidating various accounts with a spectrun of interest rates into one account and then working towards eliminating the debt. It would be a set time frame with a rate that is consistent. Your help reaching my goal is very much appreciated. I have been in the credit card merry-go-round for far too long and need to get out.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.
What is your intended use for the loan proceeds?The intended use for this load is for debt consolidation and mgmt. My goal is to eliminate my debt by consolidating various accounts with a spectrun of interest rates into one account and then working towards eliminating the debt. It would be a set time frame with a rate that is consistent. Your help reaching my goal is very much appreciated. I have been in the credit card merry-go-round for far too long and need to get out.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $750 rent, $125 for transportation, $380 for utilities, $166 for phone, $113 for insurance and approx $750 for food and incidentails.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The intended use for this loan is for debt consolidation. My goal is to eliminate my debt by consolidating various accounts with a spectrum of interest rates into one account and then working towards eliminating the debt. It will be easier to manage that process with a set time frame and with a consistent rate. Your help reaching my goal is greatly appreciated.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $750 rent, $125 for transportation, $380 for utilities, $166 for phone, $113 for insurance and approx $750 for food and incidentails.
Which debts do you plan to pay off with this loan?My plan is to pay off my credit cards and put a lump sum towards my car. I will then make larger payments to my car to pay it off early. This is a debt reduction plan with an end goal of being debt free and able to make cash only purchases in the future.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
Please explain the reason why you carry a large revolving credit balance.It is very easy to be caught in the revolving credit Merry-go-round. You charge something and then the interest compounds and you never seem to be able to pay it off. The payments never seem to affect the balance. My desire is to pay off those revolving cards with a loan with an end date. Then make cash only purchases in my future.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.
Which debts do you plan to pay off with this loan?My plan is to pay off my credit cards and put a lump sum towards my car. I will then make larger payments to my car to pay it off early. This is a debt reduction plan with an end goal of being debt free and able to make cash only purchases in the future.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The intended use for this loan is for debt consolidation. My goal is to eliminate my debt by consolidating various accounts with a spectrum of interest rates into one account and then working towards eliminating the debt. It will be easier to manage that process with a set time frame and with a consistent rate. Your help reaching my goal is greatly appreciated.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have various open accounts with a variety of different interest rates. My total credit card debt is $9,747, my car note is $9,505 and my student load debt is $15,836 and currently in forebearance until I can get my credit card debt eliminated. My goal is to consolidate and pay off the credit cards and car. Once they are paid off then I will funnel all my money towards my student loan. Once completely free I intend to buy a house some day. This loan is a dream maker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are rent $750, transportation $125, Untilities $380, Phone $166, Insurance $113 and approximately $750 for food and misc.

 


 

 

 

Member Payment Dependent Notes Series 1305303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305303

$13,000

$13,000

16.29%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305303. Member loan 1305303 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,987 / month
Current employer: IMC Debt-to-income ratio: 20.17%
Length of employment: 9 years Location: CHASKA, MN
       
Home town:
Current & past employers: IMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Will use loan to pay off credit cards. Been at same company for almost 10 years, employment is solid. Always make payments on time! Loan payment will be less than payments on credit cards, plan to be debt free in 3 years.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 52
Revolving Credit Balance: $5,958.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $750.00<br>Phone $80.00<br>Insurance $125.00<br>Utilities $65.00<br>Food $150.00 ?
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $13000.00<br>Min payments $400.00<br>Interest rates between 16.99 & 29.99
If you have a delinquency in the last 2 years, please explain the reason.No
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $750.00<br>Phone $80.00<br>Insurance $125.00<br>Utilities $65.00<br>Food $150.00 ?
Which debts do you plan to pay off with this loan?Pay off 3 credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $13000.00<br>Min payments $400.00<br>Interest rates between 16.99 & 29.99
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off credit cards

 


 

 

 

Member Payment Dependent Notes Series 1305314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305314

$18,825

$18,825

12.12%

1.00%

May 24, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305314. Member loan 1305314 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,260 / month
Current employer: Silverleaf Resorts Debt-to-income ratio: 20.08%
Length of employment: 10+ years Location: Ft. Worth, TX
       
Home town:
Current & past employers: Silverleaf Resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > trying to consolidate my debt and lower my monthly payments in half.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 26
Revolving Credit Balance: $12,130.00 Public Records On File: 0
Revolving Line Utilization: 60.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utilities 320.00 miscellaneous 50.00<br>phone 100.00<br>insurance 100.00<br>food 350.00<br>gas 400.00
If you have a delinquency in the last 2 years, please explain the reason.I have had no deliquencies in the past 2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 145,000.00/1469.00/5.87% best buy 1000.00/25.00/0.00%<br>ford credit 10,025.87/630.00/5.9% citi simplicity 3000.00/54.00/0.00%<br>lexus financial 12,976.62/476.00/9.9% barclays 1756.00/65.00/18.99%<br>chase credit card 5031.55/146.00/29.99 victorias secret 300.41/25.00/24.99%
Please explain the reason why you carry a large revolving credit balance.Things happened that where out of my control and I had to use credit cards to fill in the gap, normally I try to keep my cards below 30% of the limit as a rule of thumb. This is the reason I am trying to get the loan it makes more sense for me to pay off an fixed payment loan with a lower interest rate and a denfinate pay off date.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utilities 320.00 miscellaneous 50.00<br>phone 100.00<br>insurance 100.00<br>food 350.00<br>gas 400.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 145,000.00/1469.00/5.87% best buy 1000.00/25.00/0.00%<br>ford credit 10,025.87/630.00/5.9% citi simplicity 3000.00/54.00/0.00%<br>lexus financial 12,976.62/476.00/9.9% barclays 1756.00/65.00/18.99%<br>chase credit card 5031.55/146.00/29.99 victorias secret 300.41/25.00/24.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utilities 320.00 miscellaneous 50.00<br>phone 100.00<br>insurance 100.00<br>food 350.00<br>gas 400.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utilities 320.00 miscellaneous 50.00<br>phone 100.00<br>insurance 100.00<br>food 350.00<br>gas 400.00
Please explain the reason why you carry a large revolving credit balance.Things happened that where out of my control and I had to use credit cards to fill in the gap, normally I try to keep my cards below 30% of the limit as a rule of thumb. This is the reason I am trying to get the loan it makes more sense for me to pay off an fixed payment loan with a lower interest rate and a denfinate pay off date.

 


 

 

 

Member Payment Dependent Notes Series 1305334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305334

$15,000

$15,000

9.76%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305334. Member loan 1305334 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Summit BSR Roofing Debt-to-income ratio: 15.40%
Length of employment: 10+ years Location: abingdon, VA
       
Home town:
Current & past employers: Summit BSR Roofing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,681.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had to email this in I could not get it set up on here to go thru. I talked to a Brad and he said to email it in. I emailed to support
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?lights $110 avg<br>water 27 <br>phone 55 avg<br>gas 190<br>cable internet 150<br>food 200<br>insurance per mo each <br> home 30.90 mo<br> car 58
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?lights $110 avg<br>water 27 <br>phone 55 avg<br>gas 190<br>cable internet 150<br>food 200<br>insurance per mo each <br> home 30.90 mo<br> car 58
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had to email this in I could not get it set up on here to go thru. I talked to a Brad and he said to email it in. I emailed to support
Please explain the reason why you carry a large revolving credit balance.conveience of credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?no rent <br>no mortgage<br>property taxes pd every 6 mo of 108.05<br>not sure exactly how to answer this question posted monthly bills in an earlier question
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No Mortgage
Which debts do you plan to pay off with this loan?As many as possible
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had to email this in I could not get it set up on here to go thru. I talked to a Brad and he said to email it in. I emailed to support

 


 

 

 

Member Payment Dependent Notes Series 1305335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305335

$12,600

$12,600

9.76%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305335. Member loan 1305335 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,880 / month
Current employer: Kyra InfoTech Debt-to-income ratio: 27.60%
Length of employment: 7 years Location: TALLAHASSEE, FL
       
Home town:
Current & past employers: Kyra InfoTech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > credit card consolidation and debt relief.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 46
Revolving Credit Balance: $8,906.00 Public Records On File: 1
Revolving Line Utilization: 33.90% Months Since Last Record: 102
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our monthly expenses our $2375.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?None.
If you have a public record on file, please briefly explain the event and its resolution.None.
If you have a delinquency in the last 2 years, please explain the reason.None.

 


 

 

 

Member Payment Dependent Notes Series 1305344

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305344

$30,000

$30,000

13.99%

1.00%

May 24, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305344. Member loan 1305344 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Blue Sea Systems Debt-to-income ratio: 14.52%
Length of employment: 8 years Location: Ferndale, WA
       
Home town:
Current & past employers: Blue Sea Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,111.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our mortgage is about $1600 total, utilities are $400 (which includes phone, water, natural gas, power, internet, cable) insurance for both car and life equal $200, food is about $400/mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our two Discover cards are at a balance of about $9300 each, both at 14% interest..one payment is at $200/month, the other is at $240/month. Our balance on our MasterCard is at $12,100, with an interest rate of 7%, monthly payment is at $200. Student loan balance is at $6,000, interest rate of 2%, monthly payment is $80, mortgages balance total (2) $227,000, monthly payment is about $1600. Our primary mortgage is at 5%, our second is at 7%
What is your intended use for the loan proceeds?to pay off and consolidate our 3 big credit cards and to close them.
Please explain the reason why you carry a large revolving credit balance.It seems I cannot get personal in my answers, be we had an unforeseen and serious illness
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our two Discover cards are at a balance of about $9300 each, both at 14% interest..one payment is at $200/month, the other is at $240/month. Our balance on our MasterCard is at $12,100, with an interest rate of 7%, monthly payment is at $200. Student loan balance is at $6,000, interest rate of 2%, monthly payment is $80, mortgages balance total (2) $227,000, monthly payment is about $1600. Our primary mortgage is at 5%, our second is at 7%
Which debts do you plan to pay off with this loan?Our two Discover Cards and our MasterCard
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One purpose, to consolidate our credit cards and close them.

 


 

 

 

Member Payment Dependent Notes Series 1305387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305387

$7,550

$7,550

12.12%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305387. Member loan 1305387 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,333 / month
Current employer: Turf scape Debt-to-income ratio: 12.77%
Length of employment: 2 years Location: Luling, LA
       
Home town:
Current & past employers: Turf scape
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Funds from this loan will used to purchase a proftiable deliverly route.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What will be the largest expense in the first six months?My largest expense wil be my fuel expense at about 4800 dollars for the first 6 months

 


 

 

 

Member Payment Dependent Notes Series 1305392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305392

$1,800

$1,800

8.90%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305392. Member loan 1305392 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,667 / month
Current employer: Greg Buker Debt-to-income ratio: 14.53%
Length of employment: 1 year Location: Fort Pierce, FL
       
Home town:
Current & past employers: Greg Buker
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Money to purchase a auto for my son<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 70
Revolving Credit Balance: $2,394.00 Public Records On File: 1
Revolving Line Utilization: 18.30% Months Since Last Record: 117
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?HOA - 222.05<br>ELE - 130.00<br>PHONE - 25.00<br>CABLE & INTERNET 41.55<br>CAR PMT 140.00<br>INSURANCE 89.54
What type of vehicle are you buying (make, model, year, mileage and condition)?I'M JUST LOOKING FOR A OLD WORK TRUCK
How are you covering other costs related to this car transaction (taxes, registration, insurance)?WITH THE 1800.00 - I JUST NEED A OLD WORK TRUCK
If you have a public record on file, please briefly explain the event and its resolution.NO PUBLIC RECORD ON FILE

 


 

 

 

Member Payment Dependent Notes Series 1305420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305420

$15,000

$15,000

13.99%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305420. Member loan 1305420 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,250 / month
Current employer: Americas United Bank Debt-to-income ratio: 7.76%
Length of employment: < 1 year Location: Santa Ana, CA
       
Home town:
Current & past employers: Americas United Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Pay 2011 IRS taxes.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1973 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,758.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3,800.00
What is your intended use for the loan proceeds?$3,800.00
Please explain the reason why you carry a large revolving credit balance.Two of my adult children have been unemployed or underemployed so I help pay some of their cost of living expenses and use credit cards to assist. One just got full time work and is not depend on our cash flow the other is obtaining funds through other sources and is reducing their depends on me.

 


 

 

 

Member Payment Dependent Notes Series 1305454

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305454

$8,000

$8,000

18.55%

1.00%

May 24, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305454. Member loan 1305454 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Dick Van Dyke Appliance World Debt-to-income ratio: 14.94%
Length of employment: 8 years Location: HOMER, IL
       
Home town:
Current & past employers: Dick Van Dyke Appliance World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,574.00 Public Records On File: 0
Revolving Line Utilization: 51.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $510/mo<br>Transportation: One car being paid off w/ this loan, leaving 1 car payment of $268/mo and approx. $200/mo in gas.<br>Utilities: $200/mo for electric, $150/mo for cable/internet, $10/mo water, $20/mo trash<br>Phone (cells): $200/mo - 2 adults, and 2 teenagers<br>Insurance: Car insurance - $223/mo (will go down though as one car will be paid off and getting liability coverage only. Health insurance - $100/mo for a child<br>Food: $400/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $54,500 4.25% - $510/mo 26 years remaining<br>Car Loan: $15,000 6% - $268/mo 4.5 yrs remaining<br>Car Loan: $4,200 4% - $273/mo 1.2 yrs remaining - PAYING THIS OFF w/ THIS LOAN<br>GE Capital: $1,700 0% - 109/mo - 16 mo remaining<br>Discover: $1,300 22% 40/mo - PAYING OFF<br>Discover: $500 22% 40/mo - PAYING OFF<br>Barclay: $1,300 16% 25/mo<br>Orchard Bank: $1,600 16% 40/mo - PAYING OFF
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $54,500 4.25% - $510/mo 26 years remaining<br>Car Loan: $15,000 6% - $268/mo 4.5 yrs remaining<br>Car Loan: $4,200 4% - $273/mo 1.2 yrs remaining - PAYING THIS OFF w/ THIS LOAN<br>GE Capital: $1,700 0% - 109/mo - 16 mo remaining<br>Discover: $1,300 22% 40/mo - PAYING OFF<br>Discover: $500 22% 40/mo - PAYING OFF<br>Barclay: $1,300 16% 25/mo<br>Orchard Bank: $1,600 16% 40/mo - PAYING OFF
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $510/mo<br>Transportation: One car being paid off w/ this loan, leaving 1 car payment of $268/mo and approx. $200/mo in gas.<br>Utilities: $200/mo for electric, $150/mo for cable/internet, $10/mo water, $20/mo trash<br>Phone (cells): $200/mo - 2 adults, and 2 teenagers<br>Insurance: Car insurance - $223/mo (will go down though as one car will be paid off and getting liability coverage only. Health insurance - $100/mo for a child<br>Food: $400/mo
Which debts do you plan to pay off with this loan?Car loan ~$4200. Would like to payoff so we can reduce insurance to liability to save money.<br>Husband's Discover card - $1200<br>My Barclay Card $1,268<br>Orchard Bank $1540<br><br>Plan is to pay off and cut cards up, that way we just pay cash for items. Need to lump these debts together to pay off quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $54,500 4.25% - $510/mo 26 years remaining<br>Car Loan: $15,000 6% - $268/mo 4.5 yrs remaining<br>Car Loan: $4,200 4% - $273/mo 1.2 yrs remaining - PAYING THIS OFF w/ THIS LOAN<br>GE Capital: $1,700 0% - 109/mo - 16 mo remaining<br>Discover: $1,300 22% 40/mo - PAYING OFF<br>Discover: $500 22% 40/mo - PAYING OFF<br>Barclay: $1,300 16% 25/mo<br>Orchard Bank: $1,600 16% 40/mo - PAYING OFF
What is your intended use for the loan proceeds?To pay off car loan (~4200) so we can have no car payment, and lower insurance to liability to save money. Also, to pay off credit cards we owe interest on.
What is your intended use for the loan proceeds?To pay off car loan (~4200) so we can have no car payment, and lower insurance to liability to save money. Also, to pay off credit cards we owe interest on.
Please explain the reason why you carry a large revolving credit balance.We have had bad timing on things, with house repair needs and children's needs, etc. Some of the debt is no interest debt, such as furniture that we've purchased. Most of the debt ~4000 of it, needs to be paid off which is why we are working diligently to try and consolidate now. We just want to get rid of it and pay it off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $54,500 4.25% - $510/mo 26 years remaining<br>Car Loan: $15,000 6% - $268/mo 4.5 yrs remaining<br>Car Loan: $4,200 4% - $273/mo 1.2 yrs remaining - PAYING THIS OFF w/ THIS LOAN<br>GE Capital: $1,700 0% - 109/mo - 16 mo remaining<br>Discover: $1,300 22% 40/mo - PAYING OFF<br>Discover: $500 22% 40/mo - PAYING OFF<br>Barclay: $1,300 16% 25/mo<br>Orchard Bank: $1,600 16% 40/mo - PAYING OFF
Which debts do you plan to pay off with this loan?Car loan ~$4200. Would like to payoff so we can reduce insurance to liability to save money.<br>Husband's Discover card - $1200<br>My Barclay Card $1,268<br>Orchard Bank $1540<br><br>Plan is to pay off and cut cards up, that way we just pay cash for items. Need to lump these debts together to pay off quicker.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off car and credit cards with interest. The purpose of paying off the car loan of approx. $4200 is so we can reduce car insurance to liability and save money to apply towards loan for credit card debt. The debt we are paying off for credit cards is all debt that has interest accruing. There are credit cards we have to pay down that have 0% interest, b/c of furniture purchases, etc. so it doesn't make sense to pay those off first as they aren't accruing interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $54,500 4.25% - $510/mo 26 years remaining<br>Car Loan: $15,000 6% - $268/mo 4.5 yrs remaining<br>Car Loan: $4,200 4% - $273/mo 1.2 yrs remaining - PAYING THIS OFF w/ THIS LOAN<br>GE Capital: $1,700 0% - 109/mo - 16 mo remaining<br>Discover: $1,300 22% 40/mo - PAYING OFF<br>Discover: $500 22% 40/mo - PAYING OFF<br>Barclay: $1,300 16% 25/mo<br>Orchard Bank: $1,600 16% 40/mo - PAYING OFF
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $54,500 4.25% - $510/mo 26 years remaining<br>Car Loan: $15,000 6% - $268/mo 4.5 yrs remaining<br>Car Loan: $4,200 4% - $273/mo 1.2 yrs remaining - PAYING THIS OFF w/ THIS LOAN<br>GE Capital: $1,700 0% - 109/mo - 16 mo remaining<br>Discover: $1,300 22% 40/mo - PAYING OFF<br>Discover: $500 22% 40/mo - PAYING OFF<br>Barclay: $1,300 16% 25/mo<br>Orchard Bank: $1,600 16% 40/mo - PAYING OFF
What is your intended use for the loan proceeds?To pay off car loan (~4200) so we can have no car payment, and lower insurance to liability to save money. Also, to pay off credit cards we owe interest on.

 


 

 

 

Member Payment Dependent Notes Series 1305481

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305481

$30,000

$30,000

20.99%

1.00%

May 23, 2012

May 31, 2017

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305481. Member loan 1305481 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,833 / month
Current employer: Citibank Debt-to-income ratio: 17.16%
Length of employment: 10+ years Location: SIOUX FALLS, SD
       
Home town:
Current & past employers: Citibank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/17/12 > Consolidation loan<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1983 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,315.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 889.00<br>Utilities 320.00<br>car ins 121.00<br>food/entertain 400<br>phone/cable/cell/internet 220.00<br>Credit card- interest 23%to 24%three different company's 18,000 balance -510.00<br>Installment personal 25% 8,000 balanc-308.00<br>Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
Please explain the reason why you carry a large revolving credit balance.Most credit was from a couple years ago when a partner lost job and I picked up most bills and costs. He found job a year ago and I have been working to pay off as much as possible. Working one bill at a time-lowest balances first. I have recently consolidate student loans and now working to reduce high interest credit card/installment into one payment.
What is your intended use for the loan proceeds?consolidating three higher interst credit cards -22,000 and 8,000 installment loan with similiar interest into one payment and it being total installment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
What is your intended use for the loan proceeds?consolidating three higher interst credit cards -22,000 and 8,000 installment loan with similiar interest into one payment and it being total installment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 889.00<br>Utilities 320.00<br>car ins 121.00<br>food/entertain 400<br>phone/cable/cell/internet 220.00<br>Credit card- interest 23%to 24%three different company's 18,000 balance -510.00<br>Installment personal 25% 8,000 balanc-308.00<br>Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
Please explain the reason why you carry a large revolving credit balance.Most credit was from a couple years ago when a partner lost job and I picked up most bills and costs. He found job a year ago and I have been working to pay off as much as possible. Working one bill at a time-lowest balances first. I have recently consolidate student loans and now working to reduce high interest credit card/installment into one payment.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
Which debts do you plan to pay off with this loan?Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
What is your intended use for the loan proceeds?consolidating three higher interst credit cards -22,000 and 8,000 installment loan with similiar interest into one payment and it being total installment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 889.00<br>Utilities 320.00<br>car ins 121.00<br>food/entertain 400<br>phone/cable/cell/internet 220.00<br>Credit card- interest 23%to 24%three different company's 18,000 balance -510.00<br>Installment personal 25% 8,000 balanc-308.00<br>Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
If you have a delinquency in the last 2 years, please explain the reason.I had a home equity line that came due and I didn't realize the whole amount had to be paid off. It took me two months to get the whole amount paid off so it went past due because full amount not paid. This was over 1 year ago.
Please explain the reason why you carry a large revolving credit balance.Most credit was from a couple years ago when a partner lost job and I picked up most bills and costs. He found job a year ago and I have been working to pay off as much as possible. Working one bill at a time-lowest balances first. I have recently consolidate student loans and now working to reduce high interest credit card/installment into one payment.
If you have a public record on file, please briefly explain the event and its resolution.no public records against me-recently pulled credit bureau and don't have anything that could ever cause a public record to show. I watch my credit close as I have been working to raise my credit score.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together- pay off at least 20,000)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br><br>Since I'm receiving 28,500 - I will still have some credit debt on credit card but it is a lower interest card.
Which debts do you plan to pay off with this loan?Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
What is your intended use for the loan proceeds?consolidating three higher interst credit cards -22,000 and 8,000 installment loan with similiar interest into one payment and it being total installment.
Please explain the reason why you carry a large revolving credit balance.Most credit was from a couple years ago when a partner lost job and I picked up most bills and costs. He found job a year ago and I have been working to pay off as much as possible. Working one bill at a time-lowest balances first. I have recently consolidate student loans and now working to reduce high interest credit card/installment into one payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
Which debts do you plan to pay off with this loan?Mortgage - 87,000 - 889.00 per month includes tax/insr<br>Utilities-phone, electric, garbage, water,cell,cable - 450 per month<br>Car Insurance - 120 per month<br>Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br>Food/Entertain - 450-650 per month<br>Student Loans (recently consolidated) - 30,000 - 200 per month<br>gas/other - $350-$400
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together- pay off at least 20,000)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br><br>Since I'm receiving 28,500 - I will still have some credit debt on credit card but it is a lower interest card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 889.00<br>Utilities 320.00<br>car ins 121.00<br>food/entertain 400<br>phone/cable/cell/internet 220.00<br>Credit card- interest 23%to 24%three different company's 18,000 balance -510.00<br>Installment personal 25% 8,000 balanc-308.00<br>Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Cards - 27,000 - $750 per month (85% consolidation if I get loan-taking highest interest rate card together- pay off at least 20,000)<br>Installment Loan - 8400 - 320 per month (100% consolidation if I get loan)<br><br>Since I'm receiving 28,500 - I will still have some credit debt on credit card but it is a lower interest card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan-recently consolidated -3.2%-33,000-181.00 per month now-previously with multiple companies and was about $500 a month<br>Mortgage -889.00- 87,000<br>Credit Cards -multiple rates from 21.9-25% - 22,000-530 per month<br>Installment - $8000 25% - 308.95

 


 

 

 

Member Payment Dependent Notes Series 1305833

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305833

$15,000

$15,000

13.99%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305833. Member loan 1305833 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,667 / month
Current employer: usps Debt-to-income ratio: 5.47%
Length of employment: 10+ years Location: OAKLAND, CA
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 32
Revolving Credit Balance: $12,125.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total expense between $500 -$700 .
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance about $12000.<br>Interest rates average 27%
If you have a delinquency in the last 2 years, please explain the reason.N/A

 


 

 

 

Member Payment Dependent Notes Series 1305838

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305838

$4,600

$4,600

6.03%

1.00%

May 24, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305838. Member loan 1305838 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Kids In Danger Debt-to-income ratio: 11.44%
Length of employment: 5 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Kids In Danger
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,793.00 Public Records On File: 0
Revolving Line Utilization: 12.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $600<br>Transit: $86<br>No insurance<br>No phone<br>Utilities: $22<br>Cable: $120<br>Student Loan: $221<br>Food: $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt:<br><br>Student loan: Balance: $43,303.22 Interest Rate: 6.625% Monthly: $221<br>Credit Card: Balance: $4277.10 Interest 12.24% Monthly: $100
What is your intended use for the loan proceeds?I am consolidating debt I incurred from cat medical expenses and moving expenses related to an impending move so that I have a controlled payment plan and solid end date.
If you have a delinquency in the last 2 years, please explain the reason.No, I have never had a delinquency.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It is not for multiple purposes. The one purpose is to consolidate and pay off loans accrued from health expenses and a car purchase on a controlled plan at a lower interest rate than my credit card offers.
If you have a public record on file, please briefly explain the event and its resolution.I have no public record of any kind.

 


 

 

 

Member Payment Dependent Notes Series 1305922

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1305922

$10,800

$10,800

16.29%

1.00%

May 23, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1305922. Member loan 1305922 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: TriActive America Debt-to-income ratio: 18.72%
Length of employment: 7 years Location: Arroyo Grande, CA
       
Home town:
Current & past employers: TriActive America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,433.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1306000

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306000

$13,600

$13,600

13.11%

1.00%

May 29, 2012

May 31, 2015

May 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306000. Member loan 1306000 was requested on May 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: The Christ Hospital Debt-to-income ratio: 11.14%
Length of employment: 10+ years Location: CINCINNATI, OH
       
Home town:
Current & past employers: The Christ Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I have a very stable job in the medical field and have been employed for over 12 years. I have no other bills besides car insurance, phone, food and gas. Making the monthly payment on this will not be an issue.<br>

 

A credit bureau reported the following information about this borrower member on May 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 44
Revolving Credit Balance: $13,606.00 Public Records On File: 0
Revolving Line Utilization: 56.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses per month are around $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2,487.38 <br>8,590.60<br>1,374.91<br>1,291,12 I do not know the interest rate on these balances
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the last 2 years

 


 

 

 

Member Payment Dependent Notes Series 1306028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306028

$3,500

$3,500

14.65%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306028. Member loan 1306028 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Buffets inc Debt-to-income ratio: 14.99%
Length of employment: 8 years Location: Fairfield, CA
       
Home town:
Current & past employers: Buffets inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > Hoping to get the funds to expand my new and already in going cleaning business that I started already last week, n still working in my regular job<br><br> Borrower added on 05/21/12 > Trying to fund my new/growth small business<br><br> Borrower added on 05/22/12 > Expanding my new business and getting ready to use those funds on it<br><br> Borrower added on 05/22/12 > Expanding my new business and ready to use those funds on it!<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 4
Revolving Credit Balance: $6,774.00 Public Records On File: 0
Revolving Line Utilization: 19.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1500 at month
What type of business are you starting?Cleaning business
If you have a delinquency in the last 2 years, please explain the reason.Maybe because I moved from arizona to California and the correct address was not updated
What will be the largest expense in the first six months?Start my new cleaning franchise

 


 

 

 

Member Payment Dependent Notes Series 1306032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306032

$20,000

$20,000

13.99%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306032. Member loan 1306032 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,700 / month
Current employer: Western Digital Debt-to-income ratio: 8.26%
Length of employment: 9 years Location: San Jose, CA
       
Home town:
Current & past employers: Western Digital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > security<br><br> Borrower added on 05/18/12 > Security<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 27
Revolving Credit Balance: $16,305.00 Public Records On File: 0
Revolving Line Utilization: 52.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?800-900 dollars a month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?About $1,100 a month that include this loan
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1306063

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306063

$4,000

$4,000

12.12%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306063. Member loan 1306063 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Broward Sheriff Office Debt-to-income ratio: 9.35%
Length of employment: 8 years Location: plantation, FL
       
Home town:
Current & past employers: Broward Sheriff Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I just need a little help for the mean time to pay down my debt which I intend to pay back the loan as soon as possible.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,516.00 Public Records On File: 0
Revolving Line Utilization: 95.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good Morning my rent is $1108, utilities ( phone, water, electricity) is about $350, insurance $180, food $250, transportation is $120.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $160 monthly payment is $25, 1st Premier gold Visa $456 monthly $25, 1st Premier Platinum Visa $550 monthly $25, Macys $610 monthly $35, JcPenny $750 monthly is $35, Car loan is $2700 which monthly payment is $135. I also have a Time Share with a balance of $6400 monthly is $167. My Morgage is 4.25%. I believe my credit cards range from 9%- 17%. I want to pay my cards down and what ever I have left over to pay down my car loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa $160 monthly payment is $25, 1st Premier gold Visa $456 monthly $25, 1st Premier Platinum Visa $550 monthly $25, Macys $610 monthly $35, JcPenny $750 monthly is $35, Car loan is $2700 which monthly payment is $135. I also have a Time Share with a balance of $6400 monthly is $167. My Morgage is 4.25%. I believe my credit cards range from 9%- 17%. I want to pay my cards down and what ever I have left over to pay down my car loan.

 


 

 

 

Member Payment Dependent Notes Series 1306095

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306095

$25,000

$25,000

10.74%

1.00%

May 23, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306095. Member loan 1306095 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,250 / month
Current employer: Avanade Debt-to-income ratio: 2.82%
Length of employment: 6 years Location: Delaware, OH
       
Home town:
Current & past employers: Avanade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Stable professional (15yrs) looking to consolidate debt on a timeshare purchase.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,515.00 Public Records On File: 0
Revolving Line Utilization: 4.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All up, roughly $1000 in montly expenses ($700 in rent, $100 for utilities, $200 food).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?less than $1000 rollover balance on credit cards (depending on the month), $235/mo car lease
What is your intended use for the loan proceeds?To refinance down a timeshare loan

 


 

 

 

Member Payment Dependent Notes Series 1306153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306153

$9,200

$9,200

13.67%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306153. Member loan 1306153 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,983 / month
Current employer: Time warner cable Debt-to-income ratio: 2.13%
Length of employment: 3 years Location: Corona, NY
       
Home town:
Current & past employers: Time warner cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > If you have any questions please feel free to ask<br><br>Thank You<br><br> Borrower added on 05/21/12 > I own a long distance pre-paid calling card business. I am looking to expand with this loan from 20,000 pre-paid calling cards to 70,000 calling cards per month. This loan will hold the traffic for the cards that are being used. If you have any questions please feel free to ask. <br><br>Thank you<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 8 Months Since Last Delinquency: 12
Revolving Credit Balance: $2,934.00 Public Records On File: 0
Revolving Line Utilization: 18.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is $400, transportation is $104 unlim metro card, phone is $65, about $250 for food.
What type of business are you starting?am expanding a pre-paid card and pin less international calling company. Pre-pay cards are in deli 's accross 5 states.
What will be the largest expense in the first six months?$3500 per month for servers, internet, and and dids which are access numbers
If you have a delinquency in the last 2 years, please explain the reason.i hav no delinquencys

 


 

 

 

Member Payment Dependent Notes Series 1306179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306179

$20,000

$20,000

19.22%

1.00%

May 23, 2012

June 2, 2017

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306179. Member loan 1306179 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Simpson Gumpertz & Heger, Inc. Debt-to-income ratio: 11.64%
Length of employment: 5 years Location: dunstable, MA
       
Home town:
Current & past employers: Simpson Gumpertz & Heger, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 56
Revolving Credit Balance: $8,357.00 Public Records On File: 0
Revolving Line Utilization: 78.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay off my credit cards, merchant cards, and a personal loan.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the last two years. Thanks
Please explain the reason why you carry a large revolving credit balance.I typically don't carry balances this high; however, I recently paid for some family medical bills on my credit cards.
Which debts do you plan to pay off with this loan?All credit cards, merchant cards, and a personal loan.

 


 

 

 

Member Payment Dependent Notes Series 1306214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306214

$18,000

$18,000

13.11%

1.00%

May 23, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306214. Member loan 1306214 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: AT&T Debt-to-income ratio: 10.38%
Length of employment: 10+ years Location: Pascoag, RI
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I will be using this loan to lower my auto payments by over $100 per month.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $239.00 Public Records On File: 0
Revolving Line Utilization: 1.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?I am trying to lower the payments of my existing vechile loan not buy a new one. It is a toyota corolla that I bought new.
How are you covering other costs related to this car transaction (taxes, registration, insurance)?I am trying to lower the payments of my existing vechile loan not buy a new one. Those are already covered when I got the car.
What is your intended use for the loan proceeds?I am lowering my monthly car payment.

 


 

 

 

Member Payment Dependent Notes Series 1306227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306227

$8,000

$8,000

13.99%

1.00%

May 25, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306227. Member loan 1306227 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Stillwater, RTF Debt-to-income ratio: 24.25%
Length of employment: 4 years Location: ITHACA, NY
       
Home town:
Current & past employers: Stillwater, RTF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Loan is to help pay for a major purchase.<br><br> Borrower added on 05/22/12 > Loan will be used to purchase a mixed lot of gold and silver coins from a family members estate. Estimated worth of coins is $12,000 at current spot price.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 10
Total Credit Lines: 40 Months Since Last Delinquency: 11
Revolving Credit Balance: $676.00 Public Records On File: 1
Revolving Line Utilization: 25.00% Months Since Last Record: 118
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I have an opportunity to buy $12000 worth of gold and silver coins from a family member for $7500. I'll likely sell half to pay down the loan and save the other half, particularly the silver, and wait for the market to rise before selling it. By the way, I take great pride in my financial situation including my handling of money. Although I didn't include my wife in this loan application. She has her PhD, teaches full time and makes $70,000/year. Your investment will be protected.

 


 

 

 

Member Payment Dependent Notes Series 1306228

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306228

$3,250

$3,250

6.03%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306228. Member loan 1306228 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: MT. SINAI HOSPITAL Debt-to-income ratio: 15.30%
Length of employment: 5 years Location: LOCKPORT, IL
       
Home town:
Current & past employers: MT. SINAI HOSPITAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,597.00 Public Records On File: 0
Revolving Line Utilization: 25.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2,500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?MORTGAGE 2,800 (INCLUDES INSURANCE AND ESCROW). CREDIT CARDS 1,000. I ONLY HAVE 2 MAJOR CREDIT CARDS,INTEREST RATES ARE 9% AND 11%. THE REST ARE RETAIL CARDS WITH<br>0% APR THAT RANGES FROM 24-36 MONTHS TO PAY.
Please explain the reason why you carry a large revolving credit balance.MOST OF MY CREDIT CARDS ARE ISSUED BY RETAIL STORES SUCH AS ASHLEY FURNITURE HOME DEPOT DISCOUNT TIRE SONY BEST BUY AND SHELL. I ONLY HAVE 2 MAJOR CREDIT CARDS.
What is your intended use for the loan proceeds?i just have to consolidate my debt balances on my two major credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1306241

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306241

$3,500

$3,500

15.31%

1.00%

May 24, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306241. Member loan 1306241 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: desousa carpentry Debt-to-income ratio: 9.94%
Length of employment: 3 years Location: WARWICK, RI
       
Home town:
Current & past employers: desousa carpentry
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,934.00 Public Records On File: 0
Revolving Line Utilization: 88.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i would say about $300.00 maybe $350.00
Which debts do you plan to pay off with this loan?i have a loan that i need to pay off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i would say about $300.00 maybe $350.00

 


 

 

 

Member Payment Dependent Notes Series 1306250

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306250

$8,000

$8,000

17.27%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306250. Member loan 1306250 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,667 / month
Current employer: Beacon Charter Debt-to-income ratio: 21.12%
Length of employment: 9 years Location: Cranston, RI
       
Home town:
Current & past employers: Beacon Charter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 34 Months Since Last Delinquency: 12
Revolving Credit Balance: $2,338.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My currently monthly expenses are <br>Mortgage:1,590.00<br>Utilities: 400.00 (Gas, Electric, Phone, Internet Service, Cable)<br>Car Insurance: 160.00 per month<br>Credit Card Debt:300.00 per month<br>Food: 100.00 per month<br>Student Loan Debt 650. per month
What is your intended use for the loan proceeds?It is my hope to clear all credit card debt in hopes to achieve a better credit score and to continue on the renovation of my home.
If you have a delinquency in the last 2 years, please explain the reason.No major deliquency in the past two years.
What is your intended use for the loan proceeds?It is my hope to clear all credit card debt in hopes to achieve a better credit score and to continue on the renovation of my home.

 


 

 

 

Member Payment Dependent Notes Series 1306259

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306259

$1,500

$1,500

12.12%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306259. Member loan 1306259 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Children's service center Debt-to-income ratio: 23.21%
Length of employment: 3 years Location: Wilkes barre , PA
       
Home town:
Current & past employers: Children's service center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 43
Revolving Credit Balance: $4,873.00 Public Records On File: 0
Revolving Line Utilization: 48.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$200-$250

 


 

 

 

Member Payment Dependent Notes Series 1306270

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306270

$9,000

$9,000

18.25%

1.00%

May 24, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306270. Member loan 1306270 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,583 / month
Current employer: Germantown Public Library Debt-to-income ratio: 16.84%
Length of employment: 9 years Location: Germantown, OH
       
Home town:
Current & past employers: Germantown Public Library
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > I have been employed at the same job for almost ten years, and purchased a house in my hometown early last year. I have debt spread out on a few credit cards, which I plan to pay off with this loan and not use again. The idea of being debt-free other than my mortgage in 36 months is very appealing!<br><br> Borrower added on 05/22/12 > Spread over five credit cards (3 Visa, 1 MasterCard, 1 Discover), my total debt as of today is $8719.20. The interest rate on these cards averages to be 19.74%. My total minimum monthly payments equal $276 and I do currently pay more than the minimum on all of the cards.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,017.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $460<br>Utilities (average) $225<br>Food $200<br>Phone $60<br>Transportation $310<br>Minimum required payments on all credit cards $276<br><br>Total fixed expenses approximately $1530 per month.<br><br>Also, I have a roommate who is a coworker and longtime friend, and we split the cost of the mortgage payment, utilities, and food. This brings my total fixed expenses to approximately $1090 per month. I do pay extra on my debts per month whenever possible.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $460<br>Utilities (average) $225<br>Food $200<br>Phone $60<br>Transportation $310<br>Minimum required payments on all credit cards $276<br><br>Total fixed expenses approximately $1530 per month.<br><br>Also, I have a roommate who is a coworker and longtime friend, and we split the cost of the mortgage payment, utilities, and food. This brings my total fixed expenses to approximately $1090 per month. I do pay extra on my debts per month whenever possible.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa #1 - outstanding balance $2336.28 ; 18.25% interest ; minimum payment $59<br>Visa #2 - $4939 ; 18.25% - ; $128<br>Visa #3 - $552.29 ; 22.4% ; $49<br>MasterCard - $481.78 ; 20.9% ; $25<br>Discover - $409.85 ; 18.9% ; $15<br><br>Total amount $8719.20 ; Avg. interest rate 19.74% ; Total minimum monthly payments $276
What is the total balance of your credit cards, interest rates and current monthly payments?Visa #1 - outstanding balance $2336.28 ; 18.25% interest ; minimum payment $59<br>Visa #2 - $4939 ; 18.25% ; $128<br>Visa #3 - $552.29 ; 22.4% ; $49<br>MasterCard - $481.78 ; 20.9% ; $25<br>Discover - $409.85 ; 18.9% ; $15<br><br>Total amount $8719.20 ; Avg. interest rate 19.74% ; Total minimum monthly payments $276
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa #1 - outstanding balance $2336.28 ; 18.25% interest ; minimum payment $59<br>Visa #2 - $4939 ; 18.25% - ; $128<br>Visa #3 - $552.29 ; 22.4% ; $49<br>MasterCard - $481.78 ; 20.9% ; $25<br>Discover - $409.85 ; 18.9% ; $15<br><br>Total amount $8719.20 ; Avg. interest rate 19.74% ; Total minimum monthly payments $276
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $460<br>Utilities (average) $225<br>Food $200<br>Phone $60<br>Transportation $310<br>Minimum required payments on all credit cards $276<br><br>Total fixed expenses approximately $1530 per month.<br><br>Also, I have a roommate who is a coworker and longtime friend, and we split the cost of the mortgage payment, utilities, and food. This brings my total fixed expenses to approximately $1090 per month. I do pay extra on my debts per month whenever possible.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly mortgage payment is $460, which includes insurance and property taxes. Utilities vary but average about $225/month.
Please explain the reason why you carry a large revolving credit balance.A significant portion of the debt can be attributed to medical bills but try as I might, I can't come up with a good "reason" for the rest. I would pay everything I had toward the balance of a card and then discover that I hadn't left myself enough to live on and fall back on using the cards again. This is why I have decided to obtain a loan and get rid of the credit cards entirely. I have kept my spending in check for the last several months, hence the lower balances on 3 of the 5 accounts.
Please explain the reason why you carry a large revolving credit balance.A significant portion of the debt can be attributed to medical bills but try as I might, I can't come up with a good "reason" for the rest. I would pay everything I had toward the balance of a card and then discover that I hadn't left myself enough to live on and fall back on using the cards again. This is why I have decided to obtain a loan and get rid of the credit cards entirely. I have kept my spending in check for the last several months, hence the lower balances on 3 of the 5 accounts.

 


 

 

 

Member Payment Dependent Notes Series 1306297

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306297

$7,000

$7,000

17.27%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306297. Member loan 1306297 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Magic Beans Debt-to-income ratio: 19.85%
Length of employment: 1 year Location: CAMBRIDGE, MA
       
Home town:
Current & past employers: Magic Beans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,929.00 Public Records On File: 0
Revolving Line Utilization: 94.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $500, food is $100,utilities are $100, phone is $100, insurance is paid for by my husband
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debts is $15,000, interest rates vary from 8.14% to 22.84%, no student loans, no mortgages my monthly payments for credit cards is around $400 a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $500, food is $100,utilities are $100, phone is $100, insurance is paid for by my husband
Which debts do you plan to pay off with this loan?I plan on paying off all but 2 of my credit cards since the loan won't cover them all.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debts is $15,000, interest rates vary from 8.14% to 22.84%, no student loans, no mortgages my monthly payments for credit cards is around $400 a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $500, food is $100,utilities are $100, phone is $100, insurance is paid for by my husband
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debts is $15,000, interest rates vary from 8.14% to 22.84%, no student loans, no mortgages my monthly payments for credit cards is around $400 a month

 


 

 

 

Member Payment Dependent Notes Series 1306327

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306327

$30,000

$30,000

14.65%

1.00%

May 29, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306327. Member loan 1306327 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: XO Communications Debt-to-income ratio: 18.67%
Length of employment: 10+ years Location: PLANO, TX
       
Home town:
Current & past employers: XO Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,182.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?~$3000 and that includes utilities, gas, car, food and insurance.
What is your intended use for the loan proceeds?We need to consolidate credit card debt as well as pay for unexpected (plumbing) home repair.
What is your intended use for the loan proceeds?We need to consolidate credit card debt as well as pay for unexpected (plumbing) home repair.
What is your intended use for the loan proceeds?We need to consolidate credit card debt as well as pay for unexpected (plumbing) home repair.
What is your intended use for the loan proceeds?We need to consolidate credit card debt as well as pay for unexpected (plumbing) home repair.
Please explain the reason why you carry a large revolving credit balance.We bought new energy efficient windows for our home because they were in bad shape and to much air was getting through.
Please provide additional details regarding the purpose of the loan.Consolidating debt and paying for a new main sewer line due to a root problem. Putting in PVC pipes to avoid future problems with sewer.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off debit and paying for a new main sewer line because we have a problem with roots and our sewer line is not working properly.
Please provide additional details regarding the purpose of the loan.Consolidating debt and paying for a new main sewer line due to a root problem. Putting in PVC pipes to avoid future problems with sewer.
Please provide additional details regarding the purpose of the loan.Consolidating debt and paying for a new main sewer line due to a root problem. Putting in PVC pipes to avoid future problems with sewer.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off debit and paying for a new main sewer line because we have a problem with roots and our sewer line is not working properly.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).1140.00 - mortgage payment and property taxes and ins.<br>mortgage is 709.00 of it.
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record.
Please explain the reason why you carry a large revolving credit balance.We bought new energy efficient windows for our home because they were in bad shape and to much air was getting through.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies in the last two years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No home equity loan or line of credit ~ 650.00 in utilities a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off debit and paying for a new main sewer line because we have a problem with roots and our sewer line is not working properly.
What is your intended use for the loan proceeds?We need to consolidate credit card debt as well as pay for unexpected (plumbing) home repair.
Please explain the reason why you carry a large revolving credit balance.We bought new energy efficient windows for our home because they were in bad shape and to much air was getting through.
Please provide additional details regarding the purpose of the loan.Consolidating debt and paying for a new main sewer line due to a root problem. Putting in PVC pipes to avoid future problems with sewer.
Please provide additional details regarding the purpose of the loan.Consolidating debt and paying for a new main sewer line due to a root problem. Putting in PVC pipes to avoid future problems with sewer.

 


 

 

 

Member Payment Dependent Notes Series 1306385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306385

$4,000

$4,000

12.12%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306385. Member loan 1306385 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,033 / month
Current employer: Univeristy of Central Arkansas Debt-to-income ratio: 19.38%
Length of employment: 1 year Location: Conway, AR
       
Home town:
Current & past employers: Univeristy of Central Arkansas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,688.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent- $700<br>phone-$150<br>car-$120<br>utilities-$30
What are the estimated expenses?around $1300 per month

 


 

 

 

Member Payment Dependent Notes Series 1306443

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306443

$4,700

$4,700

15.81%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306443. Member loan 1306443 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Clark County District Attorney Debt-to-income ratio: 19.44%
Length of employment: 10+ years Location: N. Las Vegas, NV
       
Home town:
Current & past employers: Clark County District Attorney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Want to pay off Higher Interest Credit Cards.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 11
Revolving Credit Balance: $11,594.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Have a car payment (23 payments left) $690, Utilites toatl $350, insurance is $217, and Food approx $400. Can currently pay all my bills on time.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $2900, 20%, $90 min. payment<br>Discover - $840 - 19%,$40 min payment<br>Visa - $940 - 17%, $100 min payment
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$230
If you have a delinquency in the last 2 years, please explain the reason.No delinqunecies in the last two years
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$900 mortgage - includes taxes and home insurance. No home equity line of credit<br>$350 - estimated utilities
What is the total balance of your credit cards, interest rates and current monthly payments?Mastercard - $2900 - 20% - payment $90<br>Discover - $840 - 19% - payemnt $40<br>Visa - $940 - 17% - payment $100

 


 

 

 

Member Payment Dependent Notes Series 1306478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306478

$14,675

$14,675

14.65%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306478. Member loan 1306478 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,633 / month
Current employer: Allied Doors North Florida, Inc. Debt-to-income ratio: 20.41%
Length of employment: 2 years Location: Tallahassee, FL
       
Home town:
Current & past employers: Allied Doors North Florida, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > Business Loan, Help get inventory<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 18
Revolving Credit Balance: $5,632.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you provide some high level financials on the monthly costs / revenue of your business?Inventory

 


 

 

 

Member Payment Dependent Notes Series 1306485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306485

$7,800

$7,800

17.99%

1.00%

May 24, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306485. Member loan 1306485 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,500 / month
Current employer: G & P Land Debt-to-income ratio: 16.81%
Length of employment: 1 year Location: BURLESON, TX
       
Home town:
Current & past employers: G & P Land
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 81
Revolving Credit Balance: $12,232.00 Public Records On File: 0
Revolving Line Utilization: 92.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have two car loans, 1100. Our utilites average 300 a month and our cell phone bill is about 300 but my employer pays about 100 of that. Our insurance is 265 a month and we spend about 1000 a month on food.
What is your intended use for the loan proceeds?to pay property taxes and HOA fees
If you have a delinquency in the last 2 years, please explain the reason.not aware of a delinquency
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage is 1800, insurance is 90 and taxes are 400. elect is 200 and there is no gas or propane
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have two car loans, 1100. Our utilites average 300 a month and our cell phone bill is about 300 but my employer pays about 100 of that. Our insurance is 265 a month and we spend about 1000 a month on food.

 


 

 

 

Member Payment Dependent Notes Series 1306520

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306520

$18,000

$18,000

12.12%

1.00%

May 25, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306520. Member loan 1306520 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,208 / month
Current employer: US Navy Debt-to-income ratio: 16.41%
Length of employment: 3 years Location: Indian Head, MD
       
Home town:
Current & past employers: US Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I recently had some flooding damage in my home and need to replace the flooring. I have a current loan with LendingClub where I owe $9500, part of this loan will be used to pay that off, the rest for the project. My credit score is much higher so the monthly payment will only be about $60 more.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,020.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have a mortgage that I share the monthly payment for with my fiance. I have a monthly car loan and a cell phone bill, and a few credit cards (various department stores/visa/discover). My fiance takes care of the utility bills and most of the food shopping. In total my monthly expense is around $1800 which is slightly less then half what I bring home each month.
What is the home improvement project you are planning?I am replacing much of the flooring in my home after flood/mold damage, as well as some walls need replacing/repainting.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My mortgage loan is 4.25% interest rate and is around $1700 a month, half of which I pay the other half my fiance pays. I don't see the relevance of including my balance and would prefer not to include that.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have a $1700 mortgage that I share the monthly payment for with my fiance. The insurance and tax and rolled into the payment. No home equity loans or lines of credit. My fiance takes care of the utility bills and most of the food shopping.
Please explain the reason why you carry a large revolving credit balance.I have an excellent credit score, my fiance does not. Many of the department store cards are in my name with her as an authroized user since I get a much better interest rate. She pays most of those each month and I pay 10% above the minimum on the rest and large amounts down on all of them when I am able to. In Feb I paid off $8500 spread across all my cards, last large payment before then was in Oct for about $6000. It may sound odd but it works for us. I've never had a single late payment.
What is the home improvement project you are planning?I am replacing much of the flooring in my home after flood/mold damage, as well as some walls need replacing/repainting.
Is the improvement to your primary residence or an investment property?Primary residence

 


 

 

 

Member Payment Dependent Notes Series 1306542

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306542

$7,200

$7,200

15.81%

1.00%

May 23, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306542. Member loan 1306542 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,346 / month
Current employer: Merck & Co. Debt-to-income ratio: 7.97%
Length of employment: 2 years Location: Millburn, NJ
       
Home town:
Current & past employers: Merck & Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > This loan is to consolidate 3 credit cards into one payment. The loan payment will be equal to the credit card payments I am already paying. I have perfect payment history and am an active Lending Club investor. Thanks!<br><br> Borrower added on 05/18/12 > Cleaning up some college credit card mess. Thanks for your interest, and enjoy the interest! ;-)<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,938.00 Public Records On File: 0
Revolving Line Utilization: 95.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?300 - 250 will be paid back to the loan monthly. Savings of 50.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,000

 


 

 

 

Member Payment Dependent Notes Series 1306575

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306575

$3,000

$3,000

8.90%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306575. Member loan 1306575 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Green Lights Debt-to-income ratio: 18.60%
Length of employment: 3 years Location: MILWAUKEE, WI
       
Home town:
Current & past employers: Green Lights
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,011.00 Public Records On File: 0
Revolving Line Utilization: 21.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 700 most other expenses are company paid, phone gas insurance.... I make half of the car payment about 250. I don't pay utilities.
What is your intended use for the loan proceeds?I think its against the rules to say. They keep taking it down. Me and another person are having a large once in a lifetime party.
What is your intended use for the loan proceeds?I think its against the rules to say. They keep taking it down. Me and another person are having a large once in a lifetime party.

 


 

 

 

Member Payment Dependent Notes Series 1306581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306581

$15,000

$15,000

15.31%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306581. Member loan 1306581 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Cleveland Clinic Foundation Debt-to-income ratio: 20.50%
Length of employment: 3 years Location: Cleveland, OH
       
Home town:
Current & past employers: Cleveland Clinic Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I am employed with a hospital that is ranked throughout the world as no. 1. I am a good borrower because I am a person who "power pays" and I intend to do just that with this account. I plan on using these funds to consolidate debt in which I will only have one bill.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1982 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,109.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses rent $530; transportation (car note) 411.85; utilities $60; food $120; and maybe incidentials $120 (if any).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans, mortgages or lines of credit. My credit card debt is approximately $8500. I owe the IRS approximately $6500.
Please explain the reason why you carry a large revolving credit balance.Due to the economy and family hardships. Paying my credit debt was not a problem. I am one who power pays and have worked overtime to accomplish my goals. However, I have encountered debt with the IRS and want to get that paid as quickly as possible. The IRS debt is not old debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses rent $530; transportation (car note) 411.85; utilities $60; food $120; and maybe incidentials $120 (if any).
Please explain the reason why you carry a large revolving credit balance.Due to the economy and family hardships. Paying my credit debt was not a problem. I am one who power pays and have worked overtime to accomplish my goals. However, I have encountered debt with the IRS and want to get that paid as quickly as possible. The IRS debt is not old debt.
Which debts do you plan to pay off with this loan?I want to pay off all debt. I want to be debt free again and get back to my structure of saving. I am one who power pays debt and it is my intent to power pay this loan as well so that I can get back on track.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans, mortgages or lines of credit. My credit card debt is approximately $8500. I owe the IRS approximately $6500.
What is your intended use for the loan proceeds?I want to pay off all debt. I want to be debt free again and get back to my structure of saving.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $530; car $411.85; utilities $120 (incl telephone); car insurance $100. I do not have a home equity loan, line of credit or property taxes. I do not own any property.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans, mortgages or lines of credit. My credit card debt is approximately $8500. I owe the IRS approximately $6500.
Which debts do you plan to pay off with this loan?I want to pay off all debt. I want to be debt free again and get back to my structure of saving. I am one who power pays debt and it is my intent to power pay this loan as well so that I can get back on track.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans, mortgages or lines of credit. My credit card debt is approximately $8500. I owe the IRS approximately $6500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not have any student loans, mortgages or lines of credit. My credit card debt is approximately $8500. I owe the IRS approximately $6500.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies in the last 2 years. I utilize the internet for payment of my creditors and I have a confirmation tracking system that I use to ensure credit to my accounts.

 


 

 

 

Member Payment Dependent Notes Series 1306600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306600

$20,000

$20,000

15.81%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306600. Member loan 1306600 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,667 / month
Current employer: OM-Holdings, Inc. Debt-to-income ratio: 9.62%
Length of employment: 3 years Location: Chicago, IL
       
Home town:
Current & past employers: OM-Holdings, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 32 Months Since Last Delinquency: 5
Revolving Credit Balance: $8,123.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1650 rent plus all utils.<br>No car payment.<br>Insurance 75.<br>Food/drinks/entertainment 1200
What is your intended use for the loan proceeds?Im awaiting money from a botched tax return (my fault). I will use the money for a down paymentbon s cardio kickboxing franchise.
If you have a delinquency in the last 2 years, please explain the reason.Never

 


 

 

 

Member Payment Dependent Notes Series 1306618

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306618

$3,000

$3,000

10.74%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306618. Member loan 1306618 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: WFI Debt-to-income ratio: 16.35%
Length of employment: 6 years Location: Royersford, PA
       
Home town:
Current & past employers: WFI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Purchase of a Boat/PWC<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,281.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?Looking into buying a small boat/PWC.
Please explain the reason why you carry a large revolving credit balance.I didn't receive any help on receiving my college degree. Unfortunately I had to use credit to pay my way through it.
Please explain the reason why you carry a large revolving credit balance.I didn't receive any help on receiving my college degree. Unfortunately I had to use credit to pay my way through it.

 


 

 

 

Member Payment Dependent Notes Series 1306720

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306720

$21,600

$21,600

18.55%

1.00%

May 23, 2012

June 3, 2017

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306720. Member loan 1306720 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: Louisiana State University Debt-to-income ratio: 7.39%
Length of employment: 3 years Location: DENHAM SPRINGS, LA
       
Home town:
Current & past employers: Louisiana State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 39
Revolving Credit Balance: $989.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,200 <br>Utilities $190 <br>Phones $130 <br>Cable $85 <br>Internet $35 <br>Food $500 <br>Gas/transportation $300 <br>Cars recently paid for so no more notes there. <br>Had private school tuition of $550 a month until recently when son graduated. <br>Insurance covered through work and mortgage. <br> <br>Consolidating these <br>One Main Financial $240<br>Campus Federal Credit Union $290<br>Chevron $100<br>Dentist (braces) $100<br>Capital One (wife's) $100<br>Capital One (mine) $100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $1,200 - 4.75%<br>Cars recently paid for so no more notes there. <br>Had private school tuition of $550 a month until recently when son graduated. <br> <br>Consolidating these <br>One Main Financial $240 - 24%<br>Campus Federal Credit Union $290 - 10%<br>Chevron $100 - 24%<br>Dentist (braces) $100 - 20%<br>Capital One (wife's) $100 - 24%<br>Capital One (mine) $100 - 24%
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $1,200 - 4.75%<br>Cars recently paid for so no more notes there. <br>Had private school tuition of $550 a month until recently when son graduated. <br> <br>Consolidating these <br>One Main Financial $240 - 24%<br>Campus Federal Credit Union $290 - 10%<br>Chevron $100 - 24%<br>Dentist (braces) $100 - 20%<br>Capital One (wife's) $100 - 24%<br>Capital One (mine) $100 - 24%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1,200 <br>Utilities $190 <br>Phones $130 <br>Cable $85 <br>Internet $35 <br>Food $500 <br>Gas/transportation $300 <br>Cars recently paid for so no more notes there. <br>Had private school tuition of $550 a month until recently when son graduated. <br>Insurance covered through work and mortgage. <br> <br>Consolidating these <br>One Main Financial $240<br>Campus Federal Credit Union $290<br>Chevron $100<br>Dentist (braces) $100<br>Capital One (wife's) $100<br>Capital One (mine) $100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $1,200 - 4.75%<br>Cars recently paid for so no more notes there. <br>Had private school tuition of $550 a month until recently when son graduated. <br> <br>Consolidating these <br>One Main Financial $240 - 24%<br>Campus Federal Credit Union $290 - 10%<br>Chevron $100 - 24%<br>Dentist (braces) $100 - 20%<br>Capital One (wife's) $100 - 24%<br>Capital One (mine) $100 - 24%
Which debts do you plan to pay off with this loan?One Main Financial $8,700<br>Campus Federal Credit Union $6,500<br>Chevron $1,500<br>Dentist (braces) $900<br>Capital One (wife's) $1,700<br>Capital One (mine) $970
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $1,200 - 4.75%<br>Cars recently paid for so no more notes there. <br>Had private school tuition of $550 a month until recently when son graduated. <br> <br>Consolidating these <br>One Main Financial $240 - 24%<br>Campus Federal Credit Union $290 - 10%<br>Chevron $100 - 24%<br>Dentist (braces) $100 - 20%<br>Capital One (wife's) $100 - 24%<br>Capital One (mine) $100 - 24%
Please explain the reason why you carry a large revolving credit balance.Primarily occurred through a move when I took a new job and we moved from Monroe Louisiana to Baton Rouge Louisiana. The move was to better position ourselves for a long-term retirement position. We had expenses that took time to get our hands around and now we would like to consolidate things and get everything paid off within the next few relatively short years.

 


 

 

 

Member Payment Dependent Notes Series 1306732

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1306732

$14,400

$14,400

9.76%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1306732. Member loan 1306732 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,542 / month
Current employer: State of Montana DPHHS Debt-to-income ratio: 23.75%
Length of employment: 10+ years Location: Boulder, MT
       
Home town:
Current & past employers: State of Montana DPHHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > I have steady employment and have worked here for over 10 years, moving into better jobs with more responsibility. I am trying to get my cc paid off and have been making considerably more than the minimum payment but want a way to pay them off more quickly. This loan will allow that. THANK YOU!<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 69
Revolving Credit Balance: $18,273.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total current monthly expenses as explained above is approximately $1,400<br><br>Thank you
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total current monthly expenses as explained above is approximately $1,400<br><br>Thank you
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC - outstanding $1,086.57 - APR 19.99% - minimum monthly -$72.00<br>MC - outstanding $7,817.40 - APR 16.99 % - .minimum monthly - $187.43<br>VISA - outstanding $3,905.00 - APR 14.24% - minimum monthly - $86.00<br><br>However for the last 6 months I have paid double the minimum for each of the above credit cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$345 . However for the last 6 months I have paid double the minimum for each of the above credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$708.00
Please explain the reason why you carry a large revolving credit balance.I no longer intend on carrying these credit cards - and will cancel them as soon as they are paid off. My father became ill and I moved home to be with him. I was unable to get a job for 8 months and built up debt I have been unable to get paid off totally. That was 11 years ago. I am slowly making a dent in them but would prefer to have a way to totally get caught up in 3 years. Thank hou
What is the total balance of your credit cards, interest rates and current monthly payments?MC - outstanding $1,086.57 - APR 19.99% - minimum monthly -$72.00<br>MC - outstanding $7,817.40 - APR 16.99 % - minimum monthly - $187.43<br>VISA - outstanding $3,905.00 - APR 14.24% - minimum monthly - $86.00<br><br>However for the last 6 months I have paid double  the minimum for each of the above credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1307013

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307013

$5,000

$5,000

12.12%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307013. Member loan 1307013 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: NASB Debt-to-income ratio: 12.54%
Length of employment: 2 years Location: Overland Park, KS
       
Home town:
Current & past employers: NASB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 42
Revolving Credit Balance: $3,527.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1307039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307039

$21,000

$21,000

18.55%

1.00%

May 24, 2012

June 1, 2017

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307039. Member loan 1307039 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,042 / month
Current employer: DRI Commercial Corporation Debt-to-income ratio: 18.72%
Length of employment: 6 years Location: Huntington Beach, CA
       
Home town:
Current & past employers: DRI Commercial Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/23/12 > I will use loan proceeds to pay off high interest credit cards. I have been employed with my company for 6.5 years.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,536.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$3897 13.24% $82 min<br>$909 19.24% $27 min<br>$4188 16.99% $100 min<br>$2530 0% until August $95 min<br>$7527 19.17% $190<br>Auto Loan $13469 ?% $380 min<br>Student loan $1500 4% $51 min
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am renting.
What is your intended use for the loan proceeds?Paying off higher interest credit cards. Please see other response for specific tradelines.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$3897 13.24% $82 min<br>$909 19.24% $27 min<br>$4188 16.99% $100 min<br>$2530 0% until August $95 min<br>$7527 19.17% $190<br>Auto Loan $13469 ?% $380 min<br>Student loan $1500 4% $51 min
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, utilities, etc. is $1200.
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency.
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record on file; no liens, collections, charge offs, bankruptcy, etc.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan will be used for pay off high interest credit; please see other response for specific tradelines.
Which debts do you plan to pay off with this loan?I will pay off these credit lines:<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$7527 19.17% $190 min
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$3897 13.24% $82 min<br>$909 19.24% $27 min<br>$4188 16.99% $100 min<br>$2530 0% until August $95 min<br>$7527 19.17% $190<br>Auto Loan $13469 ?% $380 min<br>Student loan $1500 4% $51 min
Which debts do you plan to pay off with this loan?I will pay off these credit lines:<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$7527 19.17% $190 min
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$3897 13.24% $82 min<br>$909 19.24% $27 min<br>$4188 16.99% $100 min<br>$2530 0% until August $95 min<br>$7527 19.17% $190<br>Auto Loan $13469 ?% $380 min<br>Student loan $1500 4% $51 min
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$3897 13.24% $82 min<br>$909 19.24% $27 min<br>$4188 16.99% $100 min<br>$2530 0% until August $95 min<br>$7527 19.17% $190<br>Auto Loan $13469 ?% $380 min<br>Student loan $1500 4% $51 min
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$3897 13.24% $82 min<br>$909 19.24% $27 min<br>$4188 16.99% $100 min<br>$2530 0% until August $95 min<br>$7527 19.17% $190<br>Auto Loan $13469 ?% $380 min<br>Student loan $1500 4% $51 min
Which debts do you plan to pay off with this loan?I will pay off these credit lines:<br>$3993 29.99% $134 min<br>$7242 19.99% $198 min<br>$2383 27.99% $78 min<br>$7527 19.17% $190 min

 


 

 

 

Member Payment Dependent Notes Series 1307362

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307362

$5,000

$5,000

6.03%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307362. Member loan 1307362 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,408 / month
Current employer: GE Energy Debt-to-income ratio: 15.17%
Length of employment: 2 years Location: MABLETON, GA
       
Home town:
Current & past employers: GE Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Debt consolidation from expenses incurred during an MBA program.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,485.00 Public Records On File: 0
Revolving Line Utilization: 8.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-1370 with a roommate paying 650 a month. Transportation- 550 a month-4 months remaining. Utilities-200, phone-100, insurance-car: 450 twice a year, food: 600, student loans: 300, misc: 700-1000
What is your intended use for the loan proceeds?Pay off Car payment, a larger than normal credit card bill due to medical expenses, and pay down some of a student loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: pay in full monthly, student loans: 300, mortgage: 1370, car: 550
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: pay in full monthly, student loans: 300, mortgage: 1370, car: 550

 


 

 

 

Member Payment Dependent Notes Series 1307385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307385

$6,500

$6,500

14.65%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307385. Member loan 1307385 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: AT&T Debt-to-income ratio: 14.87%
Length of employment: 10+ years Location: Stockbridge, GA
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 5 Months Since Last Delinquency: 6
Revolving Credit Balance: $295.00 Public Records On File: 0
Revolving Line Utilization: 7.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $2288 which includes house rental $200, vehicle payment and gas $980, insurance $98, utilities $120, phone/internet $60, food $270, entertainment $250, clothing $80, cellphone $75, gym $30, nutrition and health care $75, household goods $50
What type of business are you starting?I am preparing to self publish my first two books. One is a children's book written along with my son's input. The second is a book of short stories for young adult to mature readers. This book of short stories was started over twenty years ago. Since then I have revised and improved the content, depth, and meaning of each story included in the book. The business has already been developing over the past ten years and now I am ready to began publishing.
What will be the largest expense in the first six months?The largest expense will be the printing, artwork, photography (for the front and back cover design), and the advertising of the books. I have already decided on a self publishing sub-company for the printing and distribution assistance in paperback and digital media. I have also already retained two professional photographers, one artist, and currently am seeking amateur models for the cover design and for public media advertisements
Please describe your experience/familiarity with the business you are starting/started?Since grade school, I have been primarily interested in literary fiction as my art form of expression. I began writing poetry in middle school and quickly developed into great user of rhythm and meaning as stated by many acquaintances. By the end of High school I began taking writing classes and began putting together the stories for the book I am about to publish. Since then I have owned a couple of small businesses and have learned the dos and don'ts of advertising and publishing.
If you have a delinquency in the last 2 years, please explain the reason.My generosity and willingness to help others in need, and being blind to their inability or their unwillingness to repay me worsened my financial standing. Over the past few years I have rebuilt my credit, and paid off all of my debts except for my vehicle which has less than a year remaining. In that time of struggle to improve my financial situation, their were some bills that juggled between different months. Now older, wiser, and more focused, I am determined to spend and invest wisely.

 


 

 

 

Member Payment Dependent Notes Series 1307448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307448

$10,000

$10,000

13.99%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307448. Member loan 1307448 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,683 / month
Current employer: Hudgins Family Properties LLC Debt-to-income ratio: 9.28%
Length of employment: 3 years Location: DANVILLE, VA
       
Home town:
Current & past employers: Hudgins Family Properties LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/18/12 > Funds to be used mainly for debt consolidation. Any funds left after paying off existing debt will be used for home repairs / improvement. I have a history of paying my bills on time and want to become free of consumer debt as soon as possible. Stable work history and at current job about 3.5 yrs.<br>

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,221.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage (includes escrow for taxes / ins.) - 452/mo; Second Mortgage - 19/mo; Utilities (equal pay plan) - 206/mo; Phone - 30.51/mo; Ins - 106/mo; Transprtation - 80/mo; Food, personal care. etc. - 520/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: Care Credit - 286.20, 0%, 25/mo; Dillards AMEX - 515.67, 21.99%, 25/mo; Belk - 520.81, 24.49%, 25/mo; Discover - 2,961.09, 18.99%, 69/mo; CapitalOne - 1,639.17, 17.90%, 45/mo; HSBC - 2,125.40, 17.90%, 59/mo. Total credit card debt is 8,048.34. Most recent minimum payments totaled 248/mo but I have averaged paying 597/mo for the past 5 months. Mortgage - 64,696, 5.75%, 452/mo (includes taxes & ins); 2nd Mortgage - 3,345, 5.75%, 19/mo.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - 452/mo (includes taxes & ins); 2nd Mortgage - 19/mo; Utilities - 206/mo (equal pay plan); Phone - 30.51/mo; Ins. - 106/mo; Transportation - 80/mo; Food, personal care, etc. - 520/mo.

 


 

 

 

Member Payment Dependent Notes Series 1307466

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307466

$10,000

$10,000

14.65%

1.00%

May 29, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307466. Member loan 1307466 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Timbar Packaging & Display Debt-to-income ratio: 16.32%
Length of employment: 3 years Location: PLANTATION, FL
       
Home town:
Current & past employers: Timbar Packaging & Display
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,092.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $608, Travel - $45/week, Utilities (Electric) - $90-$120/month, Food - $400/month. Phone/Insurance/cable paid by fiance. No water bill, it's included in our rent.
What portion of your wedding expenses does this loan represent?This loan covers the rest of our wedding expenses 100% We've actually paid for pretty much everything already, but this loan is to cover our reception expense. The loan is to ensure we have eough cash on hand to pay the caterer and hall with no problems.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly rent is $600 - Plus the electric bill of approximately $100-$120/month. We do not have to pay insurance or taxes since we rent and water is included in our rent.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $608, Travel - $45/week, Utilities (Electric) - $90-$120/month, Food - $400/month. Phone/Insurance/cable paid by fiance. No water bill, it's included in our rent.
Please explain the reason why you carry a large revolving credit balance.The majority of my revolving credit comes from one specific credit card - It was used to pay off a lot of my college education funds before I graduated - and I used this card for my wedding gown. Our goal is to pay off this card and our wedding loan together within the next couple of years.
How are you paying for other wedding expenses not covered by this loan?Most of them are already paid for by cash. I had been setting aside small amounts over the past few months to take care of expenses - The $10,000 loan is to cover our wedding reception hall, which we knew we just wouldn't have the time to save for as we are planning our wedding in barely 8 months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $608, Travel - $45/week, Utilities (Electric) - $90-$120/month, Food - $400/month. Phone/Insurance/cable paid by fiance. No water bill, it's included in our rent.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I don't pay a mortgage - Just rent.

 


 

 

 

Member Payment Dependent Notes Series 1307495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307495

$18,000

$18,000

13.99%

1.00%

May 24, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307495. Member loan 1307495 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,208 / month
Current employer: Aflac Debt-to-income ratio: 27.30%
Length of employment: 6 years Location: NEWNAN, GA
       
Home town:
Current & past employers: Aflac
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > I am requesting a loan to consolidate bills to get out of debt.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1987 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,327.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan 3000 payment 30<br>Discover 8600 payment 170<br>Aafes 4000 payment 120<br>Nfcu visa 19000 350<br>Nfcu personal loan 3300 565<br>Shop nbc 4000 125
What is your intended use for the loan proceeds?Pay credit cards and personal loan off to decrease debt
Please explain the reason why you carry a large revolving credit balance.I was in a relationship where I allowed my significant other to use my credit cards. I will not do this again. I am still paying my creditors on time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan 3000 payment 30<br>Discover 8600 payment 170<br>Aafes 4000 payment 120<br>Nfcu visa 19000 350<br>Nfcu personal loan 3300 565<br>Shop nbc 4000 125
Which debts do you plan to pay off with this loan?please see below
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off discover card navy federal personal loan hhgregg citibank credit card ashley furniture shopnbc credit card

 


 

 

 

Member Payment Dependent Notes Series 1307582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307582

$2,500

$2,500

8.90%

1.00%

May 24, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307582. Member loan 1307582 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: U.S. Department of State Debt-to-income ratio: 16.11%
Length of employment: 10+ years Location: Alexandria, VA
       
Home town:
Current & past employers: U.S. Department of State
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 29
Revolving Credit Balance: $9,711.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Credit cards - $200<br>Consolidated debt/Student loans - $900<br>Rent - $925<br>Expenses (transportation, utilities, phone, insurance, food) - $1200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card - $200<br>Consolidated debt/Student loans - $900<br>Rent - $925<br>Expenses (transportation, utilities, phone, insurance, food) - $1200
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1307585

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307585

$35,000

$35,000

10.74%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307585. Member loan 1307585 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Varian Medical Systems Debt-to-income ratio: 11.93%
Length of employment: 4 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Varian Medical Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Goodbye High Interest rate credit cards!<br><br> Borrower added on 05/20/12 > Purpose of this loan is strictly to pay off several credit card balances that are much higher than the LendingClub rate I have qualified for.<br>My job is very stable. I have never faulted on a loan, or ever been late or missed a payment.<br><br> Borrower added on 05/20/12 > I have been able to meet all monthly expenses and reduce a lot of the debt. However, the interest rate on one card was increased to a rate that is quite high, and this is making payoff very difficult. My goal is to pay off all balances on high interest rate cards. I can comfortably afford this loan.<br><br> Borrower added on 05/24/12 > The high interest rates on a few of my revolving accounts, was making my debt too expensive. The LendingClub terms and low interest rates were appealing, and will ultimately save me money. I am convinced I made the right desicion in choosing LendingClub. Thank you investors.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,172.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2000- $2300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The main credit card debt that I am trying to payoff is $21,000.00 with an intererest rate of 19%.<br>Another card's balance is $ 19,000.00 w/ a rate of 8.25% Each of these has a monthly payment of ~ $600.00, which I have been paying. There are a few additional cards, i.e Home Depot, Lowe's all with APR's inthe low 20% range. Total balance of these cards is appr. $12,000.<br>Monthly payments range from $25.00 - $125.00
Please explain the reason why you carry a large revolving credit balance.Credit balance is primarily the result of being the sole provider, coupled with several costly home repair issues that needed to be addressed.
What is your intended use for the loan proceeds?To pay off the highest interest rate cards. Starting with the $21,000.00 at 19%, and the other accounts that total appr. $12,000.00. All with interest rates higher than the 10.78% rate with Lending Club.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2000- $2300
If you have a delinquency in the last 2 years, please explain the reason.No, I have had no delinquencies, or foreclosures. or even a late payment. Ever.
Which debts do you plan to pay off with this loan?Credit card balance of $21,000 interest rate of 19% and credit card balances which total appr. $12,000, interest rates in the low 20% range
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The main credit card debt that I am trying to payoff is $21,000.00 with an intererest rate of 19%.<br>Another card's balance is $ 19,000.00 w/ a rate of 8.25% Each of these has a monthly payment of ~ $600.00, which I have been paying. There are a few additional cards, i.e Home Depot, Lowe's all with APR's inthe low 20% range. Total balance of these cards is appr. $12,000.<br>Monthly payments range from $25.00 - $125.00

 


 

 

 

Member Payment Dependent Notes Series 1307588

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307588

$10,000

$10,000

16.29%

1.00%

May 25, 2012

June 1, 2015

June 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307588. Member loan 1307588 was requested on May 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Colorado State University Debt-to-income ratio: 12.63%
Length of employment: 2 years Location: FORT COLLINS, CO
       
Home town:
Current & past employers: Colorado State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1979 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 28
Revolving Credit Balance: $4,344.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $725<br>Utilities/Cable - $100.00 (my portion)<br>Cell Phone - $60.00<br>Car & Renters Insurance - $85.00<br>Food - $400.00<br>Transportation - $30.00 (I live 8 minutes from work so I typically bike)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans: Balance $44,000; Interest: 6%; Monthly Pymt: $171<br>First Premier Credit Card: Balance: $479; Interest: 20.15%; Monthly Pymt: $25<br>First Premier Credit Card: Balance: $432; Interest: 20.15%; Monthly Pymt: $25<br>HSBC Bank Credit Card: Balance: $1,100; Interest: 18.99%; Monthly Pymt: $35<br>GE/Care Credit: Balance: $2,000; Interest: 22.98%; Monthly Pymt: $63<br>Springleaf Financial: Balance: $6,000; Interest: 21.05%; Monthly Pymt: $260<br>Family: $6,000; no interest/no monthly pymt
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies on any of my bills in the past 2 years. I am paid monthly, so I pay all of my regular monthly obligations on the first of the month, therefore, the majority of my bills are paid well before their due date. Thanks for asking and for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans: Balance $44,000; Interest: 6%; Monthly Pymt: $171<br>First Premier Credit Card: Balance: $479; Interest: 20.15%; Monthly Pymt: $25<br>First Premier Credit Card: Balance: $432; Interest: 20.15%; Monthly Pymt: $25<br>HSBC Bank Credit Card: Balance: $1,100; Interest: 18.99%; Monthly Pymt: $35<br>GE/Care Credit: Balance: $2,000; Interest: 22.98%; Monthly Pymt: $63<br>Springleaf Financial: Balance: $6,000; Interest: 21.05%; Monthly Pymt: $260<br>Family: $6,000; no interest/no monthly pymt
Which debts do you plan to pay off with this loan?First, I would pay off the credit cards: two First Premier accounts, HSBC(RewardZone), GE/Care Credit, all totalling $4,000 as they carry high interest rates, eliminating total monthly payments of approx. $150, then the remainder would be applied towards the amounts owed to family. Another plus for paying off the credit cards would be a jump in my credit score. If an investor preferred I pay some towards Springleaf Financial, a secured installment loan, I would be happy to do that also. Thanks.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $725<br>Utilities/Cable - $100.00 (my portion)<br>Cell Phone - $60.00<br>Car & Renters Insurance - $85.00<br>Food - $400.00<br>Transportation - $30.00 (I live 8 minutes from work so I typically bike)
Which debts do you plan to pay off with this loan?First, I would pay off the credit cards: two First Premier accounts, HSBC(RewardZone), GE/Care Credit, all totalling $4,000 as they carry high interest rates, eliminating total monthly payments of approx. $150, then the remainder would be applied towards the amounts owed to family. Another plus for paying off the credit cards would be a jump in my credit score. If an investor preferred I pay some towards Springleaf Financial, a secured installment loan, I would be happy to do that also. Thanks.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans: Balance $44,000; Interest: 6%; Monthly Pymt: $171<br>First Premier Credit Card: Balance: $479; Interest: 20.15%; Monthly Pymt: $25<br>First Premier Credit Card: Balance: $432; Interest: 20.15%; Monthly Pymt: $25<br>HSBC Bank Credit Card: Balance: $1,100; Interest: 18.99%; Monthly Pymt: $35<br>GE/Care Credit: Balance: $2,000; Interest: 22.98%; Monthly Pymt: $63<br>Springleaf Financial: Balance: $6,000; Interest: 21.05%; Monthly Pymt: $260<br>Family: $6,000; no interest/no monthly pymt
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will first pay off my 4 high interest credit cards toalling $4,000 and freeing up $150 in monthly payments, and then apply the remainder to pay off family who came to my aid while I was unemployed 2 years ago as I prefer to pay them in a lump sum rather than spread-out monthly payments. If the investors are more comfortable, though, I could use the remainder to pay off a secured installment loan of $6,000. Thanks for asking and for your consideration!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans: Balance $44,000; Interest: 6%; Monthly Pymt: $171<br>First Premier Credit Card: Balance: $479; Interest: 20.15%; Monthly Pymt: $25<br>First Premier Credit Card: Balance: $432; Interest: 20.15%; Monthly Pymt: $25<br>HSBC Bank Credit Card: Balance: $1,100; Interest: 18.99%; Monthly Pymt: $35<br>GE/Care Credit: Balance: $2,000; Interest: 22.98%; Monthly Pymt: $63<br>Springleaf Financial: Balance: $6,000; Interest: 21.05%; Monthly Pymt: $260<br>Family: $6,000; no interest/no monthly pymt
Which debts do you plan to pay off with this loan?First, I would pay off the credit cards: two First Premier accounts, HSBC(RewardZone), GE/Care Credit, all totalling $4,000 as they carry high interest rates, eliminating total monthly payments of approx. $150, then the remainder would be applied towards the amounts owed to family. Another plus for paying off the credit cards would be a jump in my credit score. If an investor preferred I pay some towards Springleaf Financial, a secured installment loan, I would be happy to do that also. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1307695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307695

$15,000

$15,000

19.99%

1.00%

May 25, 2012

June 5, 2017

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307695. Member loan 1307695 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: United States Air Force Debt-to-income ratio: 9.22%
Length of employment: 7 years Location: DAYTON, OH
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > debt consolidation and large personal purchase<br>

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,820.00 Public Records On File: 0
Revolving Line Utilization: 50.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Because I'm in the US military I do not technically pay rent for my house. I spend less that $100 a month for transportation, $130 a month for utilities, $115 for phone, tv, and internet, $100 a month for car insurance, and less than $200 a month for food.
What is your intended use for the loan proceeds?I intend to pay off my credit card debt and pay for a fairly large personal purchase.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan balance $4400 / 10.99% interest / $120 a month<br>credit card balance $3500 / 0% interest / $200 a month <br>credit card balance $2500 / 14.99% interest / $200 a month<br>credit card balance $1400/ less than 10% interest/ $200 a month

 


 

 

 

Member Payment Dependent Notes Series 1307720

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307720

$5,200

$5,200

13.99%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307720. Member loan 1307720 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,000 / month
Current employer: Osceola Healthcare Center Debt-to-income ratio: 22.03%
Length of employment: 10+ years Location: Kissimmee, FL
       
Home town:
Current & past employers: Osceola Healthcare Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,396.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?home improvement projects,including but not limited to replace broken back door, replace rotton boards on porch, repair an replace torn flooring, paint some interior rooms, replace an or repair broken toilet
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?no house payment own, no car payment paid off,utilities about 200 more in summer,phone 150,insurance life ,health auto,dental,home owners, etc. 700 , medical bills , credit cards,cable, 1000.food for me cheap,for my 4 dogs 2 cats an 5 chickens ,not so cheap,( also occasonial vet expences this year so far 1100 on vet, should be done for the year though,)transportation about 40 a week at current gas prices
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?zero no mortgage, or loan, HELOC does not compute?
Please explain the reason why you carry a large revolving credit balance.cause my life is one disaster after another!! can anyone relate? LOL !! AHHHH but everyone gets paid more than required an always on time
What is the home improvement project you are planning?replace and or repair torn or broken flooring,an toilets, replace broken back door, paint, replace rotton boards on porch, the labor seems to be what is so costly

 


 

 

 

Member Payment Dependent Notes Series 1307874

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307874

$15,000

$15,000

21.97%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307874. Member loan 1307874 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: fleetwood condos Debt-to-income ratio: 19.01%
Length of employment: 10+ years Location: Wappingers Falls, NY
       
Home town:
Current & past employers: fleetwood condos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > bill pay offs<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1987 Delinquent Amount: $0.00
Open Credit Lines: 30 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,762.00 Public Records On File: 0
Revolving Line Utilization: 44.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?many, small ones i need to get rid of, to combine into one , making life a little easier for me
What is your intended use for the loan proceeds?cancel loan, not for me
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?cancel
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?many, small ones i need to get rid of, to combine into one , making life a little easier for me
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
What is your intended use for the loan proceeds?cancel loan, not for me
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?many, small ones i need to get rid of, to combine into one , making life a little easier for me
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?cancel
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?many, small ones i need to get rid of, to combine into one , making life a little easier for me
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?many, small ones i need to get rid of, to combine into one , making life a little easier for me
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?many, small ones i need to get rid of, to combine into one , making life a little easier for me
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?cancel
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
Please explain the reason why you carry a large revolving credit balance.please cancel my loan request, thought it over some more, not for me<br>thank tou
What is your intended use for the loan proceeds?cancel loan, not for me

 


 

 

 

Member Payment Dependent Notes Series 1307920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307920

$8,000

$8,000

17.27%

1.00%

May 23, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307920. Member loan 1307920 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Sysco Foodservice Debt-to-income ratio: 16.77%
Length of employment: 10+ years Location: BUSH, LA
       
Home town:
Current & past employers: Sysco Foodservice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Part of the process of eliminating our debt completely.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 46 Months Since Last Delinquency: 21
Revolving Credit Balance: $23,191.00 Public Records On File: 0
Revolving Line Utilization: 85.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1307932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307932

$6,000

$6,000

12.12%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307932. Member loan 1307932 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: chase Debt-to-income ratio: 18.76%
Length of employment: 2 years Location: Westerville, OH
       
Home town:
Current & past employers: chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > refinance high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,697.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?thanks for the question<br>own home 840/month. I have over 50K equity in house - based on appraisal in 2011<br>trasportation 150<br>utilities 90<br>phone 45<br>insurance 75<br>food 200<br>entertaiment 100-200<br>car payment 250
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.issuerer balance min pay interest<br>visa $953.26 $29 %22.9<br>visa $875.68 $25 %24.24<br>mc $475.38 $15 %21.24<br>mc $1354.96 $43 %24.2<br>visa $2400 $50 %12.24<br><br>note i put the percent sign in front to get the answer to take in the system
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?i just have one other card at 6.24% new purchases/ balance transfers would be at 12.99 8 k limit and 4k balance. I pay 100/month on that so total debt with this would be 299. This load would allow me to acheive a plan to pay off my debt within 3 years. Its not that I cant afford my minimums. i usually pay more than the min. but I want to acheive my goal of paying off debt in the spediest way possible. once again i appreciate your willingness to consider funding this loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?thanks for the question<br>own home 840/month. I have over 50K equity in house - based on appraisal in 2011<br>trasportation 150<br>utilities 90<br>phone 45<br>insurance 75<br>food 200<br>entertaiment 100-200<br>car payment 250
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.issuerer balance min pay interest<br>visa $953.26 $29 %22.9<br>visa $875.68 $25 %24.24<br>mc $475.38 $15 %21.24<br>mc $1354.96 $43 %24.2<br>visa $2400 $50 %12.24<br><br>note i put the percent sign in front to get the answer to take in the system
Please explain the reason why you carry a large revolving credit balance.I had an accident where i lost two teeth. Had to spend alot of money on dental implants. about 6k in medical expenses. All dental work is done, and no futher action needed. Additional info i make 60K guranteed per year + 10% target bonus. In addition, my other half half makes 40K. My goal is to pay more than the min. Im just looking for a better alternative than what i have now. In emergency situations have access to 60K Ira, but only in an emergency due to irs penalty. thank you
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.issuerer balance min pay interest<br>visa $953.26 $29 %22.9<br>visa $875.68 $25 %24.24<br>mc $475.38 $15 %21.24<br>mc $1354.96 $43 %24.2<br>visa $2400 $50 %12.24<br><br>note i put the percent sign in front to get the answer to take in the system
Please explain the reason why you carry a large revolving credit balance.I had an accident where i lost two teeth. Had to spend alot of money on dental implants. about 6k in medical expenses. All dental work is done, and no futher action needed. Additional info i make 60K guranteed per year + 10% target bonus. In addition, my other half half makes 40K. My goal is to pay more than the min. Im just looking for a better alternative than what i have now. In emergency situations have access to 60K Ira, but only in an emergency due to irs penalty. thank you
Please explain the reason why you carry a large revolving credit balance.I had an accident where i lost two teeth. Had to spend alot of money on dental implants. about 6k in medical expenses. All dental work is done, and no futher action needed. Additional info i make 60K guranteed per year + 10% target bonus. In addition, my other half half makes 40K. My goal is to pay more than the min. Im just looking for a better alternative than what i have now. In emergency situations have access to 60K Ira, but only in an emergency due to irs penalty. thank you

 


 

 

 

Member Payment Dependent Notes Series 1307958

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307958

$9,600

$9,600

20.99%

1.00%

May 29, 2012

June 2, 2017

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307958. Member loan 1307958 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Henry county schools Debt-to-income ratio: 18.27%
Length of employment: 8 years Location: STONE MOUNTAIN, GA
       
Home town:
Current & past employers: Henry county schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Thanks to those who have funded thus far. I have been employed by the same employer for eight years. My current expenses include: mortgage, utilities, auto loan, and day to day expenses. My loan will help to fix missing roof shingles, bathtub, rotten wood, screens, exterior paint, etc.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 60 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,132.00 Public Records On File: 0
Revolving Line Utilization: 96.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses include: mortgage, light, gas, cable/Internet/phone, auto, credit, food and gas for auto. The sum total is around 2900.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?The interest rate of my mortgage is 3 1/4 with a balance of 141000. I pay 1050 monthly.
What is the home improvement project you are planning?I plan on repairing my roof, painting the exterior, changing a tub, replacing screens, and changing some rotten wood.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Thanks for your consideration. My mortgage is 1050. Additional expenses are utilities, credit cards, auto loan, and daily living expenses 1800-1900. My mortgage includes taxes and insurance. Have a good day.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hello member, my monthly expenses are as follows: mortgage 1050, utilities, autoloan, line of credit, daily expenses 1800-1900. This amount varies due to gas and grocery expense. I do not have a home equity loan and/ or line of credit. My insurance and taxes are included in my mortgage. I hope this helps. Thanks for your consideration. Have a great day!

 


 

 

 

Member Payment Dependent Notes Series 1307964

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307964

$12,000

$12,000

14.65%

1.00%

May 25, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307964. Member loan 1307964 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,398 / month
Current employer: AA GRAPEVINE, INC. Debt-to-income ratio: 7.28%
Length of employment: 10+ years Location: BRONX, NY
       
Home town:
Current & past employers: AA GRAPEVINE, INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > PAY OFF CREDIT CARDS<br><br> Borrower added on 05/20/12 > This money will be used to pay off my credit cards with high APR's.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,743.00 Public Records On File: 0
Revolving Line Utilization: 43.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: $1,700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balance: $10,000.00 (Credit cards)<br>Credit cards monthly payments:$650.00 (APR 26.99%)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent:$1,250.00, Utilities: $160.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).N/A Rent
If you have a public record on file, please briefly explain the event and its resolution.N/A

 


 

 

 

Member Payment Dependent Notes Series 1307995

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1307995

$20,000

$20,000

18.55%

1.00%

May 25, 2012

June 5, 2017

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1307995. Member loan 1307995 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: JSUMC Debt-to-income ratio: 17.53%
Length of employment: 10+ years Location: WALL TOWNSHIP, NJ
       
Home town:
Current & past employers: JSUMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,123.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1203.00, cable 178.00, gas 50.00, utilities 30.00, food 300.00 and credit card bills about 600.00 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $5646.38 MONTHLY PAYMENT 200.00 MASTER CARD $5197.99 PAYMENT 150.00 DELL 3050.00 PAYMENT 150.00 EXXON GAS CARD 3750.00 PAYMENT 130.00 I DON'T KNOW THE INTEREST RATE i WOULD HAVE TO WAIT TO GET THE BILL.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I PAY ABOUT 900.00 NOW A MONTHS ON CREDIT CARD BILLS AND YOUR BILL WILL BE 514.00 A MONTH.
Please explain the reason why you carry a large revolving credit balance.I REALLY DON'T HAVE A GOOD REASON I GUESS LIFE AND MY HUSBAND PASSED AWAY AND EVERYTHING CAUGHT UP WITH ME AND THAT IS WHY i WANT TO PAY THEM OFF AND GET REID OF THEM, AND YOUR BILL WILL BE LESS THEN I AM PAYING MONTHLY NOW..

 


 

 

 

Member Payment Dependent Notes Series 1308017

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308017

$7,000

$7,000

17.27%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308017. Member loan 1308017 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,100 / month
Current employer: USAF Debt-to-income ratio: 19.45%
Length of employment: 10+ years Location: Clayton, NC
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 43
Revolving Credit Balance: $34,019.00 Public Records On File: 0
Revolving Line Utilization: 92.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1308077

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308077

$16,750

$16,750

19.22%

1.00%

May 24, 2012

June 2, 2017

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308077. Member loan 1308077 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Sunny Point Fire Dept Debt-to-income ratio: 20.52%
Length of employment: 7 years Location: WILMINGTON, NC
       
Home town:
Current & past employers: Sunny Point Fire Dept
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > This loan would be to combine my monthly bills into one. To get a cheaper intrest rate and be able to pay off my debt.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,004.00 Public Records On File: 0
Revolving Line Utilization: 52.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House is 1680, truck 680, insurance 167 per month, phone for 2 lines 150, food for family of 4 goes up and down due fuel prices. Utilities around 600 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
Please explain the reason why you carry a large revolving credit balance.I have had to move my mom closer to me since my dad died last year. it has a hard for her and my family of 4 as well.
Which debts do you plan to pay off with this loan?As many as i can so that i only have 1 payment a month, and plan to pay off early.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House is 1680, credit is more than 600 per month.
Please explain the reason why you carry a large revolving credit balance.I have had to move my mom closer to me since my dad died last year. it has a hard for her and my family of 4 as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
Which debts do you plan to pay off with this loan?As many as i can so that i only have 1 payment a month, and plan to pay off early.
What is your intended use for the loan proceeds?To pay off credit card and combine bills into 1 payment.
Please explain the reason why you carry a large revolving credit balance.I have had to move my mom closer to me since my dad died last year. it has a hard for her and my family of 4 as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
Which debts do you plan to pay off with this loan?As many as i can so that i only have 1 payment a month, and plan to pay off early.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off credit cards and only have 1 payment.
Which debts do you plan to pay off with this loan?As many as i can so that i only have 1 payment a month, and plan to pay off early.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
What is your intended use for the loan proceeds?To pay off credit card and combine bills into 1 payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.
Please explain the reason why you carry a large revolving credit balance.I have had to move my mom closer to me since my dad died last year. it has a hard for her and my family of 4 as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance exceeds20,000 with high intrest rates as 29.90 percent, all credit cards. Would like to combine into 1 monthly bill and get away from credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1308079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308079

$20,000

$20,000

9.76%

1.00%

May 25, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308079. Member loan 1308079 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,167 / month
Current employer: Olive VIew-UCLA Hospital Debt-to-income ratio: 11.68%
Length of employment: 7 years Location: Panorama vity, CA
       
Home town:
Current & past employers: Olive VIew-UCLA Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > We are looking to install a pool in home for family fun and imorive the landscape of our back yard.<br><br> Borrower added on 05/21/12 > We will be fixing in the garage, installing an iron gate for driveway, installing a vinyl pool, and improve our landscape. WE will be doing ,ost of the work our selves<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 42
Revolving Credit Balance: $6,776.00 Public Records On File: 0
Revolving Line Utilization: 30.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently we ahve no house payment. In transportation for a month it is about 200-250$, utilities for a month is 300$, cellphone & cable & house phone 450$, insurance 300$, food700$, car payment 370$, and time share 150$.
Is the improvement to your primary residence or an investment property?We want to improve and enjoy our backyard by installing a simple above ground pool, fix garage, and upgrade gate for easy access to our backyard.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?No house payment. Our yearly property taxes are 750.00$
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no house payment of any kind. I pay property taxes of 750$ a year. My monthly utilities, cable, cell& phones, insurances are 1,000$. A car payment of 370$ for 12 more months. Total amount owed in credit cards 500$. Open line of credit payment of 270 month. Food & gas together are 800$.
What is the home improvement project you are planning?We are planing to install a vinyl ground pool, fix garage, install a fence for driveway, and cement and improve landscape in back yard. Main project is our vinyl pool.
Is the improvement to your primary residence or an investment property?We want to improve and enjoy our backyard by installing a simple above ground pool, fix garage, and upgrade gate for easy access to our backyard.

 


 

 

 

Member Payment Dependent Notes Series 1308130

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308130

$19,750

$19,750

19.99%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308130. Member loan 1308130 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,430 / month
Current employer: producers dairy Debt-to-income ratio: 17.87%
Length of employment: 6 years Location: manteca, CA
       
Home town:
Current & past employers: producers dairy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > Hello, i would like to use this loan to pay off my all my credit cards and car loans to have just one payment. I do own my house payment is 1430.00 a month including taxes and insurance my utilities run about 240.00 a month water, sewer, garbage and electric. I have been on my job for 6 years Thanks<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,863.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 1430.00 thats including taxes and insurance my utilities 280.00 a month phone and food 250.00 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 1430.00, 8 diffrent credit cards intrest rate from 9% to 23% car loan 5%, no student loans or line of credit
What is your intended use for the loan proceeds?to pay off all my credit cards and car loan to just have two payments a month
Please explain the reason why you carry a large revolving credit balance.I bought a new house new furniture and landscaping,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 1430.00, 8 diffrent credit cards intrest rate from 9% to 23% car loan 5%, no student loans or line of credit
Which debts do you plan to pay off with this loan?car loans and most credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?when getting the loan i will allocate the money to the proper credit cards and car loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 1430.00, 8 diffrent credit cards intrest rate from 9% to 23% car loan 5%, no student loans or line of credit
Please explain the reason why you carry a large revolving credit balance.I bought a new house new furniture and landscaping,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 1430.00, 8 diffrent credit cards intrest rate from 9% to 23% car loan 5%, no student loans or line of credit
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 1430.00 thats including taxes and insurance my utilities 280.00 a month phone and food 250.00 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is 1430.00 including tax and insurance i have no equity or line of credit loans and my utilities run about 230.00 to 250.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 1308177

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308177

$20,950

$20,950

19.22%

1.00%

May 23, 2012

June 2, 2017

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308177. Member loan 1308177 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Wynn Resorts Debt-to-income ratio: 16.02%
Length of employment: 3 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Wynn Resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > This debt loan will help me debt free in just five short years.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,202.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1150, utilities 300, phone 140, Insurance 200, food 350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?27,000 Crediti cards
Please explain the reason why you carry a large revolving credit balance.Had prior debt load, due to moving needed to use credit to pay rent ect as I was in between jobs
What is your intended use for the loan proceeds?To pay off high interest credit cards
Which debts do you plan to pay off with this loan?US Bank 15k, Chase 2k, Bank of America 2k all credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing 1150, Utilities 350, Insurance 200, Food 250, Gas 200, Misc 200
If you have a delinquency in the last 2 years, please explain the reason.Have never missed a payment.
Please explain the reason why you carry a large revolving credit balance.Had prior debt load, due to moving needed to use credit to pay rent ect as I was in between jobs
If you have a public record on file, please briefly explain the event and its resolution.N/A
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).670.74 interest, Principal 211 Escrow 264 Total 1150 month for my mortgage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Will use loan only to pay off credit cards
Which debts do you plan to pay off with this loan?US Bank 15k, Chase 2k, Bank of America 2k all credit cards
Please explain the reason why you carry a large revolving credit balance.Had prior debt load, due to moving needed to use credit to pay rent ect as I was in between jobs
Please explain the reason why you carry a large revolving credit balance.Had prior debt load, due to moving needed to use credit to pay rent ect as I was in between jobs
Which debts do you plan to pay off with this loan?US Bank 15k, Chase 2k, Bank of America 2k all credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing 1150, Utilities 350, Insurance 200, Food 250, Gas 200, Misc 200
Please explain the reason why you carry a large revolving credit balance.Had prior debt load, due to moving needed to use credit to pay rent ect as I was in between jobs
Which debts do you plan to pay off with this loan?US Bank 15k, Chase 2k, Bank of America 2k all credit cards

 


 

 

 

Member Payment Dependent Notes Series 1308219

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308219

$10,000

$10,000

13.11%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308219. Member loan 1308219 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,317 / month
Current employer: U.S. Dept. Of Homeland Security Debt-to-income ratio: 22.04%
Length of employment: 10+ years Location: Port St. Lucie, FL
       
Home town:
Current & past employers: U.S. Dept. Of Homeland Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > I plan to use the funds to pay off my TSP loan ( from my retirement plan) and soon after I will apply for another general TSP loan for the purpose of paying off my credit card debts. The TSP current interested rate is 1.625% and my monthly payments compared to my current payments will be very low<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,802.00 Public Records On File: 0
Revolving Line Utilization: 70.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly Mortgage payment: $970.20 No Home equity loan nor line of credit. <br>Homeowners insurance: $ 70.09 Home utilities approx: $170.00<br>FHA MIP $ 80.35 Additional income overtime approx: $10,000<br>Taxes $ 232.65 annually.<br>Total $ 1,353.29
Which debts do you plan to pay off with this loan?A single debt of approximately $9,000 on a loan a made from my retirement plan.
What is your intended use for the loan proceeds?I plan to use the funds to pay off my TSP loan ( from my retirement plan) and soon after I will apply for another general TSP loan for the purpose of paying off my credit card debts. The TSP current interested rate is 1.625% and my monthly payments compared to my current payments will be very low
Which debts do you plan to pay off with this loan?A single debt of approximately $9,000 on a loan a made from my retirement plan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use the funds to pay off my TSP loan ( from my retirement plan) and soon after I will apply for another general TSP loan for the purpose of paying off my credit card debts. The TSP current interested rate is 1.625% and my monthly payments compared to my current payments will be very low

 


 

 

 

Member Payment Dependent Notes Series 1308234

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308234

$10,800

$10,800

17.99%

1.00%

May 23, 2012

June 2, 2017

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308234. Member loan 1308234 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: University of Miami Debt-to-income ratio: 3.53%
Length of employment: 2 years Location: HOLLYWOOD, FL
       
Home town:
Current & past employers: University of Miami
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Hello,<br><br>Looking to Consolidate debts into a single payment and lower interest.<br><br>Thanks<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,745.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2,200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Medical Loan $6500 25% $281 month<br>Credit Card 1 $2800 21% $73 month<br>Credit Card 2 $2500 19.5% $50 month<br>Credit Card 3 $500 18% $50 month<br>Medical Bills $1400 $100 month<br><br>Want to make all these into one and wipe them faster.<br><br>Thanks.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?734
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Medical Loan $6500 25% $281 month<br>Credit Card 1 $2800 21% $73 month<br>Credit Card 2 $2500 19.5% $50 month<br>Credit Card 3 $500 18% $50 month<br>Medical Bills $1400 $100 month<br><br>Want to make all these into one and wipe them faster.<br><br>Thanks.
Which debts do you plan to pay off with this loan?High interest medical loan, high interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1308260

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308260

$8,000

$8,000

15.31%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308260. Member loan 1308260 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,454 / month
Current employer: New York State Comptroller Debt-to-income ratio: 3.67%
Length of employment: 10+ years Location: REGO PARK, NY
       
Home town:
Current & past employers: New York State Comptroller
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/19/12 > oops..meant three years until debt free..<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1970 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,806.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $600<br>utilities included in rent<br>public transportation $288<br>Gas/oil for car $172<br>cell phone $89<br>car insurance $114<br>Health ins $340<br>Food $600<br>Laundry $66<br>Clothing $100
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX $743 18.24% minimum $35<br><br>Visa $2,934 12.99% min $64 <br><br>mastercard $2,820 23.99% min $84<br><br>mastercard $1,593 0% min $25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I always pay at least double the minimum. Minimums are $208 total. I will have no debt after this. Just this loan which will be $278.54 per month for 36 months. Thank you.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX $743 18.24% minimum $35<br><br>Visa $2,934 12.99% min $64 <br><br>mastercard $2,820 23.99% min $84<br><br>mastercard $1,593 0% min $25
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX $743 18.24% minimum $35<br><br>Visa $2,934 12.99% min $64 <br><br>mastercard $2,820 23.99% min $84<br><br>mastercard $1,593 0% min $25
What is your intended use for the loan proceeds?Each credit card will be paid in full. My only outstanding debt will be this loan at $278 per month for 3 years
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $600<br>utilities included in rent<br>public transportation $288<br>Gas/oil for car $172<br>cell phone $89<br>car insurance $114<br>Health ins $340<br>Food $600<br>Laundry $66<br>Clothing $100
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX $743 18.24% minimum $35<br><br>Visa $2,934 12.99% min $64 <br><br>mastercard $2,820 23.99% min $84<br><br>mastercard $1,593 0% min $25
What is the total balance of your credit cards, interest rates and current monthly payments?AMEX $743 18.24% minimum $35<br><br>Visa $2,934 12.99% min $64 <br><br>mastercard $2,820 23.99% min $84<br><br>mastercard $1,593 0% min $25<br><br>Total is $8,090 and the zero percent rate expires soon
What is the total balance of your credit cards, interest rates and current monthly payments?AMEX $743 18.24% minimum $35<br><br>Visa $2,934 12.99% min $64 <br><br>mastercard $2,820 23.99% min $84<br><br>mastercard $1,593 0% min $25<br><br>Total is $8,090 and the zero percent rate expires soon
If you have a public record on file, please briefly explain the event and its resolution.I do not have any public records on my credit file.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am only paying off my 4 credit cards so each will have a zero balance

 


 

 

 

Member Payment Dependent Notes Series 1308305

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308305

$11,200

$11,200

15.81%

1.00%

May 29, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308305. Member loan 1308305 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: American National Insurance Company Debt-to-income ratio: 8.91%
Length of employment: 2 years Location: galveston, TX
       
Home town:
Current & past employers: American National Insurance Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > The loan is going to be used to consolidate my total credit card debt in one payment.<br>

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,762.00 Public Records On File: 0
Revolving Line Utilization: 73.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400 car payment<br>70 insurance<br>200 utilities<br>750 rent<br>250 food<br>Total: 1670/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm going to use the funds to consolidate my credit card debt in one payment with a better interest rate and the rest of the loan is going to be used as emergency cushion.<br><br> Amount APR<br>CC1 [625.44] [24.5]<br>CC2 [660.05] [20]<br>CC3 [900.00] [19.99]<br>CC4 [1564.95] [19.24]<br>CC5 [1372.00] [22.99]<br>CC6 [745.44] [24.24]<br>Total: [5867.88]
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400 car payment<br>70 insurance<br>200 utilities<br>750 rent<br>250 food<br>Total: 1670/month
Which debts do you plan to pay off with this loan?credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm going to use the funds to consolidate my credit card debt in one payment with a better interest rate and the rest of the loan is going to be used as emergency cushion.<br><br> Amount APR<br>CC1 [625.44] [24.5]<br>CC2 [660.05] [20]<br>CC3 [900.00] [19.99]<br>CC4 [1564.95] [19.24]<br>CC5 [1372.00] [22.99]<br>CC6 [745.44] [24.24]<br>Total: [5867.88]
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm going to use the funds to consolidate my credit card debt in one payment with a better interest rate and the rest of the loan is going to be used as emergency cushion.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?750 rent<br>250 food<br>200 utilities<br>70 insurance<br>400 car payment<br><br>5900 total credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm going to use the funds to consolidate my credit card debt in one payment with a better interest rate and the rest of the loan is going to be used as emergency cushion.<br><br> Amount APR<br>CC1 [625.44] [24.5]<br>CC2 [660.05] [20]<br>CC3 [900.00] [19.99]<br>CC4 [1564.95] [19.24]<br>CC5 [1372.00] [22.99]<br>CC6 [745.44] [24.24]<br>Total: [5867.88]
Which debts do you plan to pay off with this loan?credit card debt
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm going to use the funds to consolidate my credit card debt in one payment with a better interest rate and the rest of the loan is going to be used as emergency cushion.

 


 

 

 

Member Payment Dependent Notes Series 1308612

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308612

$4,000

$4,000

8.90%

1.00%

May 24, 2012

June 2, 2015

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308612. Member loan 1308612 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,675 / month
Current employer: AmCork Debt-to-income ratio: 14.75%
Length of employment: 10+ years Location: Houston, TX
       
Home town:
Current & past employers: AmCork
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,905.00 Public Records On File: 0
Revolving Line Utilization: 33.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses average $3,500.00
What type of vehicle are you buying (make, model, year, mileage and condition)?This is a replica 1953 MGTD kit car on a 1981 VW Chassis. Excellent condition bopth engine, transmission and body. Mileage is unknown, have had it inspected by a mechanic. Have 2 other cars, a 1998 Suburban 4WD and a 2003 Cadillac Deville. Both paid for<br>This is a weekend car!
How are you covering other costs related to this car transaction (taxes, registration, insurance)?The title has been transferred, all taxes paid and full coverage pre-paid through Progressive Insurance
What is your intended use for the loan proceeds?I won the bid on E-Bay and could not wait for funding, so I paid it out of my savings account. Funding it will replenish my savings account for the funds disbursed. The monthly payments for this loan are no burden.

 


 

 

 

Member Payment Dependent Notes Series 1308829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308829

$22,250

$22,250

13.99%

1.00%

May 29, 2012

June 2, 2017

June 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308829. Member loan 1308829 was requested on May 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Grand Prairie ISD Debt-to-income ratio: 19.92%
Length of employment: 2 years Location: Grand Prairie, TX
       
Home town:
Current & past employers: Grand Prairie ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,804.00 Public Records On File: 0
Revolving Line Utilization: 36.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/Escrow/PPI - $850 + $160 to give myself 20 percent ownership at the 5 yr mark to drop PPI<br>Electricity - $100<br>Phone - $85<br>Gas - $10<br>Transportation - $100<br>Food/Entertainment - $300<br>Student Loan - $310<br>403B Loan Payment - $24<br>Home Maintenance - $100
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard 22,127 at 17.99 percent for 331 a month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The current minimum monthly payment on my credit card is $331. I have all the debt consolidated to one credit card. If this Lending Club loan is fully funded, then the minimum payment will become zero. Otherwise, it will scale proportionally from the amount covered.

 


 

 

 

Member Payment Dependent Notes Series 1309031

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309031

$6,400

$6,400

12.12%

1.00%

May 24, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309031. Member loan 1309031 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Advanced Construction and Design Debt-to-income ratio: 23.52%
Length of employment: 5 years Location: COLORADO CITY, AZ
       
Home town:
Current & past employers: Advanced Construction and Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 17
Revolving Credit Balance: $9,871.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1309091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309091

$4,000

$4,000

13.67%

1.00%

May 29, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309091. Member loan 1309091 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: IS93 Rigdewood Middle School Debt-to-income ratio: 8.57%
Length of employment: 4 years Location: Jamaica, NY
       
Home town:
Current & past employers: IS93 Rigdewood Middle School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > I am trying to reorganize my life and downsize so that I can focus on my goals of stabilizing my financial business by June 2013 (that is my time frame). I have cut back on all my other expenses and I am in the process of paying off my last two cards. Just need a little help.<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 44
Revolving Credit Balance: $8,130.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1309122

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309122

$10,000

$10,000

14.65%

1.00%

May 29, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309122. Member loan 1309122 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Chubb Debt-to-income ratio: 18.18%
Length of employment: 1 year Location: Blue Bell, PA
       
Home town:
Current & past employers: Chubb
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,171.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1309167

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309167

$16,800

$16,800

21.97%

1.00%

May 29, 2012

June 3, 2017

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309167. Member loan 1309167 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Allcare Medical Debt-to-income ratio: 19.23%
Length of employment: 9 years Location: LINDEN, NJ
       
Home town:
Current & past employers: Allcare Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 46
Revolving Credit Balance: $14,961.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi,,, My outstanding debt is $15,000.000. I am looking to consolidate my credit cards, line of credit and to pay off my daughters braces under one loans instead of the small bills I have. Most of the credit cards are at app. 24% interest , I need to have to have one monthly payment and get my bills paid off so I can have a better and less stressful future. My monthly payments exceed the loan payment so I am comfortable with this arrangement.Thank You
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $1080.00. All my bill combined including braces,food,car payment is approximately another $800.00 a month.
Please explain the reason why you carry a large revolving credit balance.I fell on hard times prior and needed to feed my family so I had to use my credit cards for food, clothes and necessities for myself and my daughter .

 


 

 

 

Member Payment Dependent Notes Series 1309175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309175

$10,400

$10,400

17.99%

1.00%

May 23, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309175. Member loan 1309175 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: lowes Debt-to-income ratio: 15.82%
Length of employment: 7 years Location: MORENO VALLEY, CA
       
Home town:
Current & past employers: lowes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Plan to pay off all my credit cards currently pay up $600 a month so $380 is nothing and been on my job for 7 1/2 years and I pay my bills on time<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 17
Revolving Credit Balance: $7,429.00 Public Records On File: 0
Revolving Line Utilization: 55.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off all my credit cards and just have one low payment cause right now I pay over 600 a month just paying the minimum payments. So this way I can actually pay them off faster and a lower payment. So you would really be helping me out and I pay my bills on time. And thank you for your help
Please explain the reason why you carry a large revolving credit balance.I just didn't really know how to manage my cards but now I do so I don't use them no more just want to pay them all off. Cause even tho I have a large amount of balance I pay all my cards on time. And right now I pay about 600 so lowering my payment just in one would help a lot and I will be able to be out debt faster. So please it would be nice if you help . Thank you
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off all my credit cards and just have one low payment cause right now I pay over 600 a month just paying the minimum payments. So this way I can actually pay them off faster and a lower payment. So you would really be helping me out and I pay my bills on time. And thank you for your help
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Well right I rent with a roommate so all half of the bills and with my credit cards come up about 1600 and I work so I bring home about 3000 a month its just my cards seem to never go away so I know paying them all off I will be out of debt faster with a lower payment. And I have about still over 5000 line of credit available on my cards . So thank you for your help

 


 

 

 

Member Payment Dependent Notes Series 1309264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309264

$6,000

$6,000

10.74%

1.00%

May 24, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309264. Member loan 1309264 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 3.83%
Length of employment: n/a Location: Loveland, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Loan is for purchase of used Class B RV. Approximately $6000 is requested.<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 18
Revolving Credit Balance: $12,783.00 Public Records On File: 0
Revolving Line Utilization: 52.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1309399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309399

$14,000

$14,000

12.12%

1.00%

May 23, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309399. Member loan 1309399 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: ePublishing Debt-to-income ratio: 7.60%
Length of employment: 7 years Location: CHICAGO, IL
       
Home town:
Current & past employers: ePublishing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,449.00 Public Records On File: 0
Revolving Line Utilization: 91.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My single purpose is to pay off the remaining balances of my credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Non applicable as I am using my loan for a single purpose.

 


 

 

 

Member Payment Dependent Notes Series 1309420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309420

$16,000

$16,000

13.67%

1.00%

May 29, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309420. Member loan 1309420 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: UPS Store Debt-to-income ratio: 19.80%
Length of employment: 4 years Location: GRAND RAPIDS, MI
       
Home town:
Current & past employers: UPS Store
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > Combine several credit cards into one lower monthly payment in order to improve my financial situation.<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,618.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $715 per month including electric, gas, water and trash pickup.<br><br>My phone charge is $32.00 per month for a landline and $50.00 per month for a cell phone.<br><br>The auto insurance is $90.00 per month.<br><br>I spend about $250.00 per month on food and $100.00 per month for transportation. I have no auto loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card - Outstanding balnce - $7300. - 24% - Minimum payment - $150.<br>Master Card - Outstanding balnce - $2000. - 15% - Minimum payment - $55.<br>Visa Card - Outstanding balance - $700. - 24% - Minimum payment - $25.<br>Chase Card - Outstanding balance - $2900. - 24% - Minimum payment - $120.<br>Discover Card - Outstanding balance - $3000. - 11% - Minimum payment - $100.<br>Sears Card - Outstanding balance - $600. - 24% - Minimum payment - $50.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum payment amount for all cards is approximately $500.<br><br>Since I am currently paying much more than the minimums for all the cards, i will have a significant reduction in monthly payments with the Lending Club as it will be my only credit payment.

 


 

 

 

Member Payment Dependent Notes Series 1309504

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309504

$6,800

$6,800

17.99%

1.00%

May 25, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309504. Member loan 1309504 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Dixie Cafe Debt-to-income ratio: 14.99%
Length of employment: 4 years Location: JONESBORO, AR
       
Home town:
Current & past employers: Dixie Cafe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 51
Revolving Credit Balance: $9,268.00 Public Records On File: 0
Revolving Line Utilization: 53.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1309509

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309509

$14,400

$14,400

12.12%

1.00%

May 29, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309509. Member loan 1309509 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,750 / month
Current employer: Salt River Project Debt-to-income ratio: 5.24%
Length of employment: 10+ years Location: TEMPE, AZ
       
Home town:
Current & past employers: Salt River Project
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/20/12 > This loan will be used to consolidate all my debt, allowing me to retire sooner. I have been employed at my current job for over 28 years.<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,751.00 Public Records On File: 0
Revolving Line Utilization: 69.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - 1302.50<br>lights - 185.00<br>phone, internet, cable - 218,00<br>insurance - 11.00<br>gas - 70.00<br>food - 400.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mastercard - 2295 80/mo 19.24%<br>mastercard - 3519 110/mo 14.99%<br>visa - 5693 165/mo 19.99<br>visa - 1452 50/mo 22.90%<br>department store - 156 50/mo 24.99%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mastercard - 2295 80/mo 19.24%<br>mastercard - 3519 110/mo 14.99%<br>visa - 5693 165/mo 19.99<br>visa - 1452 50/mo 22.90%<br>department store - 156 50/mo 24.99%

 


 

 

 

Member Payment Dependent Notes Series 1309592

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309592

$1,700

$1,700

7.90%

1.00%

May 29, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309592. Member loan 1309592 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: United States Navy Debt-to-income ratio: 17.04%
Length of employment: 10+ years Location: Montclair, VA
       
Home town:
Current & past employers: United States Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > Move to a new area on a lake, want to acquire a paddle boat for use.<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,964.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Consolidated into one card for targeted reduction
Please provide additional details regarding the purpose of the loan.As active duty military member I moved suddenly and at the new location we live near a lake, wanted to get a paddle boat for the use of the family as a nice thing.
Please explain the reason why you carry a large revolving credit balance.Consolidated into one card for targeted reduction

 


 

 

 

Member Payment Dependent Notes Series 1309749

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309749

$5,600

$5,600

14.65%

1.00%

May 24, 2012

June 3, 2015

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309749. Member loan 1309749 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: dataserv USA Debt-to-income ratio: 8.54%
Length of employment: < 1 year Location: titusville, NJ
       
Home town:
Current & past employers: dataserv USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 1
Revolving Credit Balance: $4,220.00 Public Records On File: 0
Revolving Line Utilization: 37.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $500<br>Transportation: $200/mo (gas)<br>Phone: $100./mo<br>Internet/TV: $50./mo<br>Extras: $100/mo (groceries, etc)<br>School Loans (2): $230./mo<br>IRA/NW Mutual: $100./mo<br>Credit cards: (pay approx. $200/mo)<br>Car Insurance: $170. mo (4 mo. of 6)<br>Gym: $65/mo<br>Banfield pet insurance: $30./mo<br>Car Lease: $165./mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards:<br>1) $1750 (15.24%)<br>2) $2100 (13.24%)<br><br>Student Loans:<br>1) approx. $2466. (5%)<br>2) approx $14,000. (5%)
If you have a delinquency in the last 2 years, please explain the reason.No.

 


 

 

 

Member Payment Dependent Notes Series 1309942

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309942

$4,000

$4,000

9.76%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309942. Member loan 1309942 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: SMHC Debt-to-income ratio: 18.34%
Length of employment: 2 years Location: St. Louis, MO
       
Home town:
Current & past employers: SMHC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,899.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing: $615<br>Insurance: $75<br>Car expenses: $250<br>Utilities: $150<br>Phone, cable, internet: $240<br>Food, entertainment: $200<br>Clothing, household expenses: $125<br>Credit cards and other loans: $600<br>Other expenses: $ 50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan 1- $210 6.25%<br>Student loan 2-$127 9-12%<br>Store credit card-$45 16.99%<br>Bank credit cards-$150 interest rate 11%<br>Health credit card-$55 24.99%<br>Car Loan-$250 7%

 


 

 

 

Member Payment Dependent Notes Series 1309962

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1309962

$8,000

$8,000

19.22%

1.00%

May 29, 2012

June 3, 2017

June 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1309962. Member loan 1309962 was requested on May 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Hobbs Bonded Fibers Debt-to-income ratio: 24.03%
Length of employment: 1 year Location: WACO, TX
       
Home town:
Current & past employers: Hobbs Bonded Fibers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > This is a small consolidation to pay off several smaller accounts and allow more funds for allocation to the larger accounts and increase their paydown as well.<br>

 

A credit bureau reported the following information about this borrower member on May 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,354.00 Public Records On File: 0
Revolving Line Utilization: 86.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses for rent, transportation, utilities, phone, insurance, food are $1105.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have no student loans or mortgages. I have credit cards and line of credit in the following amounts:<br>1. 9500 $250/mo 14.95%<br>2. 12000 $250/mo 12.95%<br>3. 5500 $92/mo 9.95%<br>4. 7100 $394/mo 12.95% (Line of credit, have paid down from $18,000)<br><br>I have one auto loan $357/mo, balance $18,000
Please explain the reason why you carry a large revolving credit balance.I went through a divorce in 2003 and then a downsize at a company in New York which required me to move cross country for a new opportunity.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses for rent, transportation, utilities, phone, insurance, food are $1105.00.
Which debts do you plan to pay off with this loan?I will pay off the debts listed as NY state and state of NJ as well as the GM Capital. The balance I will use to pay toward the smallest of the remaining credit card debt along with the cash freed up by the consolidation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have no student loans or mortgages. I have credit cards and line of credit in the following amounts:<br>1. 9500 $250/mo 14.95%<br>2. 12000 $250/mo 12.95%<br>3. 5500 $92/mo 9.95%<br>4. 7100 $394/mo 12.95% (Line of credit, have paid down from $18,000)<br><br>I have one auto loan $357/mo, balance $18,000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have no student loans or mortgages. I have credit cards and line of credit in the following amounts:<br>1. 9500 $250/mo 14.95%<br>2. 12000 $250/mo 12.95%<br>3. 5500 $92/mo 9.95%<br>4. 7100 $394/mo 12.95% (Line of credit, have paid down from $18,000)<br><br>I have one auto loan $357/mo, balance $18,000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use the loan to pay off several smaller debts first. The repayment of this loan is significantly less than the total payments for the smaller debts. I will then put the excess cash toward paying down of the next largest debt to continue a more rapid paydown overall.

 


 

 

 

Member Payment Dependent Notes Series 1310116

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1310116

$3,600

$3,600

6.03%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1310116. Member loan 1310116 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Fast Enterprises Debt-to-income ratio: 14.32%
Length of employment: 4 years Location: Helena, MT
       
Home town:
Current & past employers: Fast Enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > This is just a small loan to consolidate and pay off several high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,095.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent (utilities included): $625 per month<br>Insurance (auto & renters): $140 per month<br>Cell Phone: $35 per month<br>Food: ~$200 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto Loan (through Toyota Financial Services) <br>Balance: $9,013.87; Interest (APR): 3.90% <br><br>Student Loans (managed by Student Assistance Foundation) <br><br>1.) Balance: $1,981.26, Current Interest Rate: 0.36% (variable)<br>2.) Balance: $2,841.59, Current Interest Rate: 2.36% (variable)<br>3.) Balance: $3,257.64, Current Interest Rate: 4.8% (fixed)<br>4.) Balance: $3,280.96, Current Interest Rate: 5.55% (fixed)<br><br>Credit Card Balances<br>Balance: $3,673.00<br>Interest (APR): 15.99% - 24.99%
What is your intended use for the loan proceeds?To pay off 4 high interest credit cards so that I have one monthly payment with reasonable interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1310163

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1310163

$10,000

$10,000

13.11%

1.00%

May 23, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1310163. Member loan 1310163 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,167 / month
Current employer: borough of closter Debt-to-income ratio: 4.19%
Length of employment: 10+ years Location: HEWITT, NJ
       
Home town:
Current & past employers: borough of closter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,319.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3700
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master card. 6775<br>Visa 2825
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?500.00<br>445.oo
Please explain the reason why you carry a large revolving credit balance.Emergency home repair issues
Please explain the reason why you carry a large revolving credit balance.Emergency home repair issues
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master card. 6775<br>Visa 2825
What is the total balance of your credit cards, interest rates and current monthly payments?Balance. 21000<br>Interest. Between 11 and 15%<br>445.00

 


 

 

 

Member Payment Dependent Notes Series 1310196

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1310196

$3,200

$3,200

13.11%

1.00%

May 23, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1310196. Member loan 1310196 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: Customs And Border Protection Debt-to-income ratio: 14.65%
Length of employment: 10+ years Location: El Paso, TX
       
Home town:
Current & past employers: Customs And Border Protection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > Replace old toilets with new water saving toilets. Replace bathroom sink faucets. Texture, seal and paint walls, replace towel and toilet paper fixtures. Lay sod in small backyard and pour small concrete sidewalk.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 27 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,255.00 Public Records On File: 0
Revolving Line Utilization: 18.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/insurance/property taxes - 1534.23, Utilities- 294.00, Phones-141.45, Transportation/gas -350.00, food - 600.00, satellite tv - 141.00, Internet - 52.05, propane - 53.00, Auto insurance - 119.00, other credit lines-1299.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?see previous answer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Mortgage balance $166,516.41, monthly payment $1534.23, interest rate 6.19
If you have a delinquency in the last 2 years, please explain the reason.After my wife fell ill in 2002 I had quite a bit of unsecured debt. I was never late on a payment until I was contacted by a debt consolidation service and fell for their line. When I was notified by my lenders that payments were not being made on my accounts I immediatly contacted them and set up payment plans. I have not been late on a payment since.

 


 

 

 

Member Payment Dependent Notes Series 1310310

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1310310

$30,000

$30,000

16.29%

1.00%

May 25, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1310310. Member loan 1310310 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Peek Pavement Marking Debt-to-income ratio: 21.20%
Length of employment: 10+ years Location: COLUMBUS, GA
       
Home town:
Current & past employers: Peek Pavement Marking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1987 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,854.00 Public Records On File: 0
Revolving Line Utilization: 61.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Please refer to the credit report all is listed.
Please explain the reason why you carry a large revolving credit balance.purpose of this loan is to pay off some the high interest credit and will be quicker to pay off this way.
What is your intended use for the loan proceeds?Pay off couple of credit cards that have high interest rates
Which debts do you plan to pay off with this loan?several of the credit cards that are high interest this will be quicker on final pay off.

 


 

 

 

Member Payment Dependent Notes Series 1310386

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1310386

$2,100

$2,100

7.62%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1310386. Member loan 1310386 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,437 / month
Current employer: n/a Debt-to-income ratio: 7.12%
Length of employment: n/a Location: Elkton, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,034.00 Public Records On File: 0
Revolving Line Utilization: 16.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$950.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?car loan $11,300.00 credit cards $2600.00 monthly payment car 276.00 credit cards 250.00
Which debts do you plan to pay off with this loan?credit cards

 


 

 

 

Member Payment Dependent Notes Series 1310420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1310420

$3,300

$3,300

20.50%

1.00%

May 29, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1310420. Member loan 1310420 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Homeclick LLC Debt-to-income ratio: 15.82%
Length of employment: < 1 year Location: MONMOUTH JUNCTION, NJ
       
Home town:
Current & past employers: Homeclick LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > This is to help consolidate my bills to one monthly bill and to help save to purchase a home. I have never missed a payment with a creditor and have no problem making the monthly loan amount if not more.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 30
Revolving Credit Balance: $6,695.00 Public Records On File: 0
Revolving Line Utilization: 74.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay about $500-$600 for car, car insurance & phone.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $7000 in debt and about 10%-20% in interest rates. They have all gone to credit cards that are helping pay for school and medical expenses.
If you have a delinquency in the last 2 years, please explain the reason.No, I have not.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $7000 in debt and about 10%-20% in interest rates. They have all gone to credit cards that are helping pay for school and medical expenses.
Which debts do you plan to pay off with this loan?Most of the loan will help consolidate my credit cards to one monthly payment. I have surgery next week and will need to pay my very high deductable and will owe 20% of the procedure before the insurance company pays anything. I also start school in the fall again and my tuition is due the begining of August.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $7000 in debt and about 10%-20% in interest rates. They have all gone to credit cards that are helping pay for school and medical expenses.

 


 

 

 

Member Payment Dependent Notes Series 1311098

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311098

$4,100

$4,100

14.65%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311098. Member loan 1311098 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,480 / month
Current employer: firest quality plumbing Debt-to-income ratio: 15.56%
Length of employment: 4 years Location: ORANGE CITY, FL
       
Home town:
Current & past employers: firest quality plumbing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > cONSOLIDATION<br><br> Borrower added on 05/22/12 > Several Bills with different due dates, different amounts and different interest rates. Would like to consolidate to one payment at a fixed rate.<br><br> Borrower added on 05/24/12 > Terms are 3 years, but this will be paid off in 6 months.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 45
Revolving Credit Balance: $2,516.00 Public Records On File: 0
Revolving Line Utilization: 29.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1311102

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311102

$35,000

$35,000

18.25%

1.00%

May 29, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311102. Member loan 1311102 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: CRC Health Debt-to-income ratio: 18.18%
Length of employment: 6 years Location: tucson, AZ
       
Home town:
Current & past employers: CRC Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,424.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intended use of proceeds -Debt Consolidation one monthly fixed payment.
What is your intended use for the loan proceeds?Intended use of proceeds -Debt Consolidation one monthly fixed payment.
Which debts do you plan to pay off with this loan?Thank you - the debts i plan to consolidate are two credit cards that i have. Theses will be closed out upon payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is for the consolidation of debt and the money will be allocated to the two cards that are being consolidated into one fixed payment
Which debts do you plan to pay off with this loan?Thank you - the debts i plan to consolidate are two credit cards that i have. Theses will be closed out upon payment.

 


 

 

 

Member Payment Dependent Notes Series 1311219

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311219

$4,800

$4,800

13.99%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311219. Member loan 1311219 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,031 / month
Current employer: Department of Defense Debt-to-income ratio: 17.01%
Length of employment: 10+ years Location: Homestead, FL
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > I have had several very unexpected expenses this year. Even the best of planners (which I am) could not have ever predicted. I have never missed a payment on anything in my life and will not start now. I will not be taking the full 36 mo to pay (6 to 12 mo tops).<br><br> Borrower added on 05/22/12 > I'm selling a home that was my grandmothers, and now my Mom lives there. She is very sick and cannot stay there anymore. Selling to another family member and need this loan to go to closing. This sell will free up $300 a mo to repay this loan. Can not do it without your help. Please and Thank you.<br><br> Borrower added on 05/22/12 > I'm Federal Service for more than 11 years. A life change several years ago I got most of the debt. Credit score isn't perfect because I lower CC limit as I pay down. Then appears as if I'm maxed out but at least i have control. Selling house I will be in the best financial position in years.<br><br> Borrower added on 05/22/12 > I have never ever been late on any payment ever. I am more than willing to verify income, employment ect. Sorry, too few character in description. This will free up 300 of HEL and 565 of house payment when sold. More than enough to pay this loan back quickly<br><br> Borrower added on 05/23/12 > I bought this house from Mom when she got sick and couldnt work so she wouldn't have to move. Illness turned for worse and I spent my savings fixing the house to sell. Market value is what house is worth finally after repairs/updates. I am selling it for what I owe just to out from underneath it.<br><br> Borrower added on 05/23/12 > Lenders please ask questions!!! Credit rating is almost 700. Would be better but had many inq lately trying to get finances at lower rates. Appears as though all CC are maxed. Yes they are but only because I lowered limits or closed! I have goals!! And realize the short term credit rating risk.<br><br> Borrower added on 05/23/12 > Long term credit rating will improve just takes time. One CC is my goal! I will meet goal in 24 mo! I don't live in same state as my Mom or I would live in house. I don't and she is too sick to stay there anymore I need to sell it. Breaks my heart in the end I know I have made the right decision.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $53,538.00 Public Records On File: 0
Revolving Line Utilization: 94.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1311349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311349

$3,600

$3,600

13.67%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311349. Member loan 1311349 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,103 / month
Current employer: U.S. Customs and Border Protection Debt-to-income ratio: 20.66%
Length of employment: 6 years Location: Laredo, TX
       
Home town:
Current & past employers: U.S. Customs and Border Protection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: 45
Revolving Credit Balance: $8,500.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good morning. My current monthly expenses are approximately 2200.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Good morning. I currently have 4 department store credit cards I'd like to pay off. The combined debt balance is 3450.00 and the interest rates on these cards vary from 24-28% (hence the closure). My school loan balance is approximately 7,000.00 and my payment is 145.00. My combined payment for these cards is 400.00. Hope this helps.

 


 

 

 

Member Payment Dependent Notes Series 1311405

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311405

$9,000

$9,000

13.99%

1.00%

May 24, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311405. Member loan 1311405 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,469 / month
Current employer: Autotrader Debt-to-income ratio: 9.65%
Length of employment: 2 years Location: Atlanta, GA
       
Home town:
Current & past employers: Autotrader
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > I am currently paying $500/mo towards my credit cards in order to get them paid off. The reason for the loan is that I need them paid off quickly so that I can get it off my credit in order to purchase a house next year.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 10
Revolving Credit Balance: $9,403.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't have specific numbers for all of this as some things change monthly. However, my current expenses including, rent, utilities, phone, credit card payments, student loan payments, and some of my mother's bills are approximately $2171 (rounding to the nearest dollar). This will reduce in the next couple of months when I move to a cheaper living situation. Please also keep in mind that $500 of this amount goes towards paying off the Credit Cards that I am requesting this loan to payoff.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $4,417.22, minimum payment/mo: $104, APR: 16.49% <br>MasterCard - $4,611, minimum payment/mo: $121, APR: 18.99%<br><br>Though these are the stats, I am currently paying $500/mo towards my credit cards in order to get them paid off. The reason for the loan is that I need them paid off quickly so that I can get it off my credit in order to purchase a house next year.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total Minimum for Cards: $225<br>After the loan the credit cards will be paid off so the minimum for the loan will be $307.56 / month.<br>I would also like to state that currently I pay $500/mo towards my credit cards in order to get them paid off. The reason for the loan is that I need them paid off quickly so that I can get it off my credit in order to purchase a house next year.

 


 

 

 

Member Payment Dependent Notes Series 1311577

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311577

$32,875

$32,875

14.65%

1.00%

May 29, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311577. Member loan 1311577 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: verizon Debt-to-income ratio: 14.31%
Length of employment: 10+ years Location: brooklyn, NY
       
Home town:
Current & past employers: verizon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,083.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my expenses are 2,500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?39,365.00
What is your intended use for the loan proceeds?to pay my credit cards
Please explain the reason why you carry a large revolving credit balance.to many cerdit cards but ive learned my lesson
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?39,365.00
Which debts do you plan to pay off with this loan?chase master, barclays visa, ge money bank
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay my bills an just have one less bills
What is your intended use for the loan proceeds?to pay my credit cards

 


 

 

 

Member Payment Dependent Notes Series 1311614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311614

$7,000

$7,000

14.65%

1.00%

May 25, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311614. Member loan 1311614 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: st marys hospital Debt-to-income ratio: 21.97%
Length of employment: 2 years Location: adelanto, CA
       
Home town:
Current & past employers: st marys hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > commuter car and pay off credit cards<br><br> Borrower added on 05/21/12 > very responsible and i have established credit and a home owner looking to purchase a better mpg car for work and pay off my credit cards<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 43
Revolving Credit Balance: $2,309.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?hello rent is 450 since i split it with my sister i live with. 150 trans, utilities are paid by my roomate sister and food also split thanks
What type of vehicle are you buying (make, model, year, mileage and condition)?hello i am looking for maybe a honda or toyota still undecided would like it to be under 100k miles and in decent condition thanks

 


 

 

 

Member Payment Dependent Notes Series 1311677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311677

$2,500

$2,500

13.67%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311677. Member loan 1311677 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: US District Court - Southern District Debt-to-income ratio: 19.03%
Length of employment: 6 years Location: Chula Vista, CA
       
Home town:
Current & past employers: US District Court - Southern District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > The head gaskets in my vehicle have both blown. Im still waiting to find out if there is a cracked head.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,131.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $975.00<br>Car Payment is $250.00<br>utilities (inlcluding water, gas and electric, home phone, cable, internet) $150.00<br>cell phone $80.00<br>insurance $50.00<br>food $200.00

 


 

 

 

Member Payment Dependent Notes Series 1311693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311693

$13,000

$13,000

17.99%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311693. Member loan 1311693 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,833 / month
Current employer: Sprint Debt-to-income ratio: 10.61%
Length of employment: 5 years Location: DELAWARE, OH
       
Home town:
Current & past employers: Sprint
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > If you are looking to invest in a loan with a stable borrower and a nice upside potential, this is it. I'm a professional with a successful track record in my field and a flawless payment history on all my accounts for the past 6 years. My motivation; this note will save me about $1,600 in interest.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 72
Revolving Credit Balance: $14,051.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1311754

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311754

$12,000

$12,000

14.65%

1.00%

May 24, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311754. Member loan 1311754 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: ISD 2144 Debt-to-income ratio: 11.14%
Length of employment: 10+ years Location: MAPLEWOOD, MN
       
Home town:
Current & past employers: ISD 2144
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 48 Months Since Last Delinquency: 14
Revolving Credit Balance: $6,837.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/utilities: $800/month; Transportation: $120/mo; Insurance: $50/mo; Food: $400/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target Visa (480/1100); UECE (3200/9000); Bluegreen Mortgage (3200/11400); HFC($5300 line of credit)
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies in the past two years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target Visa (480/1100); UECE (3200/9000); Bluegreen Mortgage (3200/11400); HFC($5300 line of credit)
Which debts do you plan to pay off with this loan?Target Visa (480/1100); UECE (3200/9000); Bluegreen Mortgage (3200/11400); HFC($5300 line of credit) - and install lawn sprinklers with the remaining balance
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies in the past two years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target Visa (480/1100); UECE (3200/9000); Bluegreen Mortgage (3200/11400); HFC($5300 line of credit)
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1311882

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1311882

$5,500

$5,500

14.65%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1311882. Member loan 1311882 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: rose trucking Debt-to-income ratio: 22.36%
Length of employment: 10+ years Location: BROOKLYN, NY
       
Home town:
Current & past employers: rose trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 25
Revolving Credit Balance: $12,552.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the balances, interest rates, and monthly payments on any other auto obligations?Car one I drive $4000 11/12% $420<br>Car two my daughter in college drive which she pays , master degree, $17,000 $356.00 8%
Please explain the reason why you carry a large revolving credit balance.Was helping with the sick elders in family for many years,being the oldest son but all three of them went to be with the LORD this year.<br>If you notice I have been paying more and using less.getting back on track.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3200-3500

 


 

 

 

Member Payment Dependent Notes Series 1312059

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312059

$22,000

$22,000

12.12%

1.00%

May 24, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312059. Member loan 1312059 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: New York City Fire Department Debt-to-income ratio: 5.44%
Length of employment: 9 years Location: warwick, NY
       
Home town:
Current & past employers: New York City Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,433.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?car and home insurance $180, food $250, Gas/elec. $220, phone $70, cable/internet $140
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?mortgage balance $315,000, interest rate %4.25, payments with escrow $2400
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage $2400 with escrow, gas/electric $225, car/home insurance $180
What is the home improvement project you are planning?swimming pool

 


 

 

 

Member Payment Dependent Notes Series 1312106

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312106

$3,000

$3,000

13.67%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312106. Member loan 1312106 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Columbia Bank Debt-to-income ratio: 20.22%
Length of employment: 10+ years Location: Hawthorne, NJ
       
Home town:
Current & past employers: Columbia Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 32 Months Since Last Delinquency: 17
Revolving Credit Balance: $5,128.00 Public Records On File: 0
Revolving Line Utilization: 78.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?Estimated monthly expenses is $3200. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1312141

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312141

$25,000

$25,000

19.99%

1.00%

May 24, 2012

June 4, 2017

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312141. Member loan 1312141 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Greystar Management Services Debt-to-income ratio: 24.20%
Length of employment: 5 years Location: Flower Mound, TX
       
Home town:
Current & past employers: Greystar Management Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > Always make payments on time. Not a late payer.<br><br> Borrower added on 05/21/12 > Have a proven track record to pay quickly. Have employment that is stable. Pay on time always and months I can pay more I will.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 51
Revolving Credit Balance: $23,693.00 Public Records On File: 0
Revolving Line Utilization: 86.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Basic bills of mortgage electric water phone. I am married and my husbands income helps to pay some of the basic bills. Some of the months he pays most, but he is on a commission based job. Real estate sales.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards that have high balances and would like to completely get rid of these credit cards with this loan. I am married and my husband helps with payables as well.
Please explain the reason why you carry a large revolving credit balance.Unexpected situations arose with family members and I had expenses out of my control. I pay my bills on time and I am never late with payments. I just need to consolidate into 1 payment. I receive year end bonuses also and plan to pay a big chuck of the loan off in December when I receive it.
Which debts do you plan to pay off with this loan?My credit card debts. I am responsible and am not late with my payments. I plan to pay a good portion of the balance off in December when I receive my year end bonus.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards that have high balances and would like to completely get rid of these credit cards with this loan. I am married and my husband helps with payables as well.

 


 

 

 

Member Payment Dependent Notes Series 1312234

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312234

$15,000

$15,000

13.99%

1.00%

May 24, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312234. Member loan 1312234 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Intel Inc Debt-to-income ratio: 11.46%
Length of employment: 2 years Location: Folsom, CA
       
Home town:
Current & past employers: Intel Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 19
Revolving Credit Balance: $3,658.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:800<br>Transportation:150<br>Utilities:200<br>Phone:80<br>Insurance:200<br>Food:200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5.6k at 14% and Need another 10k towards Attorney's fee.
If you have a delinquency in the last 2 years, please explain the reason.None.
If you have a delinquency in the last 2 years, please explain the reason.None.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5.6k at 14% and Need another 10k towards Attorney's fee.
Which debts do you plan to pay off with this loan?Attoney's fee and CC debt of 5.6k

 


 

 

 

Member Payment Dependent Notes Series 1312257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312257

$3,500

$3,500

13.99%

1.00%

May 29, 2012

June 4, 2015

June 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312257. Member loan 1312257 was requested on May 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,406 / month
Current employer: Sage Debt-to-income ratio: 17.50%
Length of employment: 7 years Location: Scottsdale, AZ
       
Home town:
Current & past employers: Sage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/21/12 > I would like this loan to payoff another, higher interest loan, as well as, a higher interest credit card.<br><br>I have stable employment, with 7 years and my current employer.<br>

 

A credit bureau reported the following information about this borrower member on May 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,482.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1312361

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312361

$16,800

$16,800

19.99%

1.00%

May 24, 2012

June 5, 2017

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312361. Member loan 1312361 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,917 / month
Current employer: Calypso Technology Debt-to-income ratio: 15.87%
Length of employment: 3 years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: Calypso Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 63
Revolving Credit Balance: $9,296.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1100, gas 130, electric 250, food 250, various 500. Note: I take home over 7k a month after taxes and am bonus eligible.
What are you buying?engagement ring
If you have a delinquency in the last 2 years, please explain the reason.n/a

 


 

 

 

Member Payment Dependent Notes Series 1312466

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312466

$2,900

$2,900

13.99%

1.00%

May 24, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312466. Member loan 1312466 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Apple NE, LLC Debt-to-income ratio: 5.85%
Length of employment: 10+ years Location: Concord, NH
       
Home town:
Current & past employers: Apple NE, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 45
Revolving Credit Balance: $711.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1312491

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312491

$25,000

$25,000

13.99%

1.00%

May 24, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312491. Member loan 1312491 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: RR Donnelly/Stratus Debt-to-income ratio: 8.15%
Length of employment: 10+ years Location: Trenton, OH
       
Home town:
Current & past employers: RR Donnelly/Stratus
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,068.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Credit cards and line of credits- $845.00<br>Mortgage-$1150.00<br>Utilities- avg between $250 & $300<br>Phone-$100.00<br>TV- $90.00<br>Car ins. $95.00<br>Food $300.00<br>Misc.-$400.00<br><br>Bring home after taxes,health ins, retirement is $5940.00/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards and lines of credit is $19,500. Between 19 -27% interest with monthly payments equalling $845.<br>Mortgage payment is $1125.00<br>Additional money is to purchase new hvac and some other repairs on my home

 


 

 

 

Member Payment Dependent Notes Series 1312508

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312508

$8,000

$8,000

14.65%

1.00%

May 25, 2012

June 6, 2015

June 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312508. Member loan 1312508 was requested on May 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: NSN Debt-to-income ratio: 11.78%
Length of employment: 10+ years Location: Atlanta, GA
       
Home town:
Current & past employers: NSN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,796.00 Public Records On File: 0
Revolving Line Utilization: 97.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1312688

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1312688

$2,700

$2,700

18.25%

1.00%

May 25, 2012

June 5, 2017

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1312688. Member loan 1312688 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: El Camino College Bookstore Debt-to-income ratio: 24.65%
Length of employment: 10+ years Location: REDONDO BEACH, CA
       
Home town:
Current & past employers: El Camino College Bookstore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > Plans for the future.<br><br> Borrower added on 05/22/12 > Will use money to visit loved ones abroad. Been at the same job for 13 years and have great job security.<br><br> Borrower added on 05/22/12 > Despite high volume of revolving credit, have never been late or missed payments.<br>

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 30
Revolving Credit Balance: $13,300.00 Public Records On File: 0
Revolving Line Utilization: 90.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Everything included, roughly $1700-$1800
Please explain the reason why you carry a large revolving credit balance.Was married. Unfortunately due to economy, wife at the time was out of work for sometime. Had to use credit to make ends meet. Currently going through a divorce and finally getting finances back in order.

 


 

 

 

Member Payment Dependent Notes Series 1313259

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1313259

$3,500

$3,500

19.22%

1.00%

May 25, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1313259. Member loan 1313259 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Merck Debt-to-income ratio: 11.91%
Length of employment: 3 years Location: Wrightstown, NJ
       
Home town:
Current & past employers: Merck
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,705.00 Public Records On File: 0
Revolving Line Utilization: 96.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 1500 a month
What is your intended use for the loan proceeds?To catch up on my bills until I can work some overtime and pay everything off within the next month
What is your intended use for the loan proceeds?To catch up on my bills until I can work some overtime and pay everything off within the next month
What is your intended use for the loan proceeds?To catch up on my bills until I can work some overtime and pay everything off within the next month

 


 

 

 

Member Payment Dependent Notes Series 1313294

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1313294

$1,500

$1,500

17.99%

1.00%

May 25, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1313294. Member loan 1313294 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,547 / month
Current employer: n/a Debt-to-income ratio: 9.01%
Length of employment: n/a Location: NEW PRAGUE, MN
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,769.00 Public Records On File: 0
Revolving Line Utilization: 95.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-455 , transportation-30 , phonep-49 , insurance-80 , food -50
What is your intended use for the loan proceeds?daughters graduation and auto repairs

 


 

 

 

Member Payment Dependent Notes Series 1313298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1313298

$15,000

$15,000

18.55%

1.00%

May 24, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1313298. Member loan 1313298 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: florida power and light Debt-to-income ratio: 16.28%
Length of employment: 10+ years Location: HIALEAH, FL
       
Home town:
Current & past employers: florida power and light
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 74
Revolving Credit Balance: $18,729.00 Public Records On File: 0
Revolving Line Utilization: 89.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now the minimum is about $400 but that mostly covers only the interest with the loan I will payoff all my credit cards and know that by only paying a hundred dollars more than what I am paying right now all my credit cards will be paid off in 36 months
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1100 car payment 150 utilities 300 insurance 100 food 300 my phone is paid by my employer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master card 1600 at 18%<br>Master card 1100 at 22%<br>Visa 2200 at 14.99%<br>Visa 2400 at 16.99$<br>Visa 700 at 22%<br>GE money PayPal $800<br>GE money care credit $4800
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now the minimum is about $400 but that mostly covers only the interest with the loan I will payoff all my credit cards and know that by only paying a hundred dollars more than what I am paying right now all my credit cards will be paid off in 36 months
Please explain the reason why you carry a large revolving credit balance.I purchased a home 2 years ago and used my credit cards to purchase furniture and make repairs to the home I make enough to pay them all off but it would take me much longer without this loan the loan would allow me to be debt free in 36 months

 


 

 

 

Member Payment Dependent Notes Series 1313394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1313394

$28,000

$28,000

10.74%

1.00%

May 25, 2012

June 5, 2017

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1313394. Member loan 1313394 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: St Bernard Parish Fire Department Debt-to-income ratio: 13.68%
Length of employment: 10+ years Location: Meraux, LA
       
Home town:
Current & past employers: St Bernard Parish Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/22/12 > I am looking to have a 16ft by 32ft built in vinyl lined pool installed by Ladner's Pool in a recently purchased lot attached to my property which I have already fenced in.<br>

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,868.00 Public Records On File: 0
Revolving Line Utilization: 20.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total of all debts and living expenses are $3500.00 a month
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance is $175,###.13 and note is $9##.41 at 4.50000%

 


 

 

 

Member Payment Dependent Notes Series 1313428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1313428

$1,800

$1,800

14.65%

1.00%

May 25, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1313428. Member loan 1313428 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Allegheny County Debt-to-income ratio: 12.79%
Length of employment: 5 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Allegheny County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/23/12 > I am currently in the process of irrigating a few acres of land to expand an organic urban farming venture. The project is going well, I just need some capital to continue the expansion and upgrade some equipment. We are going to purchase more solar panels to pump water. thanks for your help!<br>

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 35
Revolving Credit Balance: $2,370.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?Hi, thanks for your question and interest. I am currently in the process of irrigating a few acres of land to expand an organic urban farming venture. The project is going well, i just need the capital to continue the expansion and upgrade some of the equipment. I am also going to purchase more solar panels used to pump water to the new crops. Thanks again!
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquent payments in the last 2 years. In fact I am already a member of lending club since 2010, I have never even been one day late on a payment. I take it very serious.
What is your intended use for the loan proceeds?I am currently in the process of irrigating a few acres of land to expand an organic urban farming venture. The project is going well, I just need some capital to continue the expansion and upgrade some equipment. We are going to purchase more solar panels to pump water throughout the area. Thanks for your question.
What is your intended use for the loan proceeds?I am currently in the process of irrigating a few acres of land to expand an organic urban farming venture. The project is going well, I just need some capital to continue the expansion and upgrade some equipment. We are going to purchase more solar panels to pump water throughout the area. Thanks for your question.
What is your intended use for the loan proceeds?I am currently in the process of irrigating a few acres of land to expand an organic urban farming venture. The project is going well, I just need some capital to continue the expansion and upgrade some equipment. We are going to purchase more solar panels to pump water throughout the area. Thanks for your question.

 


 

 

 

Member Payment Dependent Notes Series 1313435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1313435

$1,500

$1,500

12.12%

1.00%

May 25, 2012

June 5, 2015

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1313435. Member loan 1313435 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Mayo Clinic Debt-to-income ratio: 12.73%
Length of employment: 6 years Location: Jacksonville, FL
       
Home town:
Current & past employers: Mayo Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,642.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1314445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1314445

$30,000

$30,000

14.65%

1.00%

May 24, 2012

June 5, 2017

June 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1314445. Member loan 1314445 was requested on May 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Department of Defense Debt-to-income ratio: 24.78%
Length of employment: 6 years Location: DOTHAN, AL
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,893.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approx. $3100 (mortg, equity line, utilities, insurance and taxes)
Which debts do you plan to pay off with this loan?Revolving credit debt.
What is your intended use for the loan proceeds?Pay off credit card debt.
Which debts do you plan to pay off with this loan?Revolving credit debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Money will be used to consolidate credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses on necessities (mort., vehicles, gas, utilities, phone, insurance, food, debt) is approx. $5800.

 


 

 

 

Member Payment Dependent Notes Series 1314713

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1314713

$28,000

$28,000

20.50%

1.00%

May 25, 2012

June 6, 2015

June 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1314713. Member loan 1314713 was requested on May 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: Warner Pacific Insurance Services Debt-to-income ratio: 14.62%
Length of employment: 10+ years Location: Simi Valley, CA
       
Home town:
Current & past employers: Warner Pacific Insurance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,713.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses for household are approx. $4965.00,this includes, rent,utilites, food, insurance, phone, cable.
Please explain the reason why you carry a large revolving credit balance.I have a child in college and my sales can vary from month to month which impacts my monthly commissions.

 


 

 

 

Member Payment Dependent Notes Series 1314865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1314865

$30,000

$30,000

18.55%

1.00%

May 25, 2012

June 6, 2015

June 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1314865. Member loan 1314865 was requested on May 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Cantor Fitzgerald Debt-to-income ratio: 14.13%
Length of employment: 4 years Location: Bronx, NY
       
Home town:
Current & past employers: Cantor Fitzgerald
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,301.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $700, Transportation $90, Utilities $150, Phone $90, Food $200
Please explain the reason why you carry a large revolving credit balance.A lot of my debt is wedding related and because my interest rates are so high I have only been able to make the minimum payments. This is why I'm looking for a personal loan where I will only have to make 1 monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1315527

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1315527

$4,000

$4,000

14.65%

1.00%

May 25, 2012

June 6, 2015

June 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1315527. Member loan 1315527 was requested on May 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: SunTrust Bank Debt-to-income ratio: 0.98%
Length of employment: 2 years Location: Smyrna, GA
       
Home town:
Current & past employers: SunTrust Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/23/12 > Wedding Expenses Loan<br>

 

A credit bureau reported the following information about this borrower member on May 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 19
Revolving Credit Balance: $1,924.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 

Prospectus Supplement (Sales Report) No. 41 dated May 29, 2012