Prospectus Supplement (Sales Report) No. 37 dated May 1, 2012 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 497951
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
497951 |
$8,400 |
$8,400 |
8.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 497951. Member loan 497951 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | Kaiser Foundation Health Plan | Debt-to-income ratio: | 18.50% |
Length of employment: | 2 years | Location: | South Pasadena, CA |
Home town: | |||
Current & past employers: | Kaiser Foundation Health Plan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I can't post as much as I'd like in LC's new format, but know that I've been through this before and all my investors have been paid - and paid early. You can trust that I take my responsibilities very seriously and that I will do what's necessary to follow through on my promise to repay you.<br><br> Borrower added on 04/16/12 > I intend to use this money to pay my credit card with the highest interest rate, helping ensure that I stay on track to pay all my consumer debts off by the end of March 2013. I expect to pay this loan back by year-end.<br><br> Borrower added on 04/16/12 > I have a stable job, a strong income, and receive regular annual raises and bonuses. I'm a good risk because I am reliable and responsible. Though I made the mistake of getting into debt, I'm working my way out. With me, you'll get your investment back.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current bills are:<br>Loan1 (TB paid in May) $487<br>Loan2 $140<br>CC1 $135<br>CC2 $110<br>CC3 $120<br>Student loan $270<br>Rent $1340<br>Util $150<br>Gas, food, pet $300<br><br>I don't pay bills late. In fact, even in my worst financial state ever, I paid every bill on time or early. Every month, I have a significant excess that goes to pay down my debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My total debt - not including my student loan - is $27,000. That includes two loans (16%, 13%) and three credit cards, (one at 13%, two at 0%). Though the title reads 2 years, I'm actually 11 months away from being debt free and would be grateful for your help to make it happen. I expect to pay this particular loan off by year-end. <br><br>I'm in a secure job and am highly credible in my field. I'm highly responsible and will pay you back. |
What is your intended use for the loan proceeds? | Hi there,<br>I intend to use this money to pay off my highest interest rate credit card. It will save me approximately 4% in interest (after the fees). |
Which debts do you plan to pay off with this loan? | I plan to pay off my highest-interest credit card ($6700 - not saying name since Q&As are publicly available) and another credit card (the one with the balance near $1000). Any remainder will go toward paying off my current LC loan, which will otherwise be paid off the first of June. |
Member Payment Dependent Notes Series 670816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
670816 |
$14,400 |
$14,400 |
8.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 670816. Member loan 670816 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Careerbuilder | Debt-to-income ratio: | 14.85% |
Length of employment: | < 1 year | Location: | ATL, GA |
Home town: | |||
Current & past employers: | Careerbuilder | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > This loan will be used to pay off a couple high interest credit cards.<br><br> Borrower added on 04/19/12 > Mortgage w/ insurance: $1185/month<br>Car w/ insurace: $410/month<br>Utilities (including tv/internet): $380<br><br>The cards I want to pay off are:<br>$5950 - 11.7%<br>$3766 - 17.9%<br>$2531 - 15.9%<br><br>Total revolving debt is right at $21,000. I dont have any other loans other than car/house.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 781232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781232 |
$8,000 |
$8,000 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781232. Member loan 781232 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Guitar Center, Inc. | Debt-to-income ratio: | 4.98% |
Length of employment: | 10+ years | Location: | Oak Park, CA |
Home town: | |||
Current & past employers: | Guitar Center, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $8,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly $2300 a month. |
What is your intended use for the loan proceeds? | Pay off credit card. |
If you have a delinquency in the last 2 years, please explain the reason. | Late on one payment when I was working a lot of crazy hours and lost track of days. Was a one-time issue. |
Member Payment Dependent Notes Series 839382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
839382 |
$21,000 |
$21,000 |
12.12% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 839382. Member loan 839382 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | BCC USA NJ INC | Debt-to-income ratio: | 6.29% |
Length of employment: | 6 years | Location: | Glen Allen, VA |
Home town: | |||
Current & past employers: | BCC USA NJ INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $96.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the home you are purchasing your primary residence or an investment property? | I live in an Apartment now. So It will be my primary residence. |
What is the estimated current market value of the home you intend to purchase? | Around 250K |
If you have a delinquency in the last 2 years, please explain the reason. | National Credit System , A Collection company posted collection on my account by mistake. They apologies for their misrepresentation and fixing it the next cycle. The latest credit history has been updated partially with 0 collection and but delinquency listing remains. I am waiting for the next cycle to fix this. In case any proof needed i can certainly provide it. |
What is your intended use for the loan proceeds? | Home remodeling - Interior decoration change. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2300 pm |
What other sources of financing are you using to purchase the home? | I have 90% of money for purchasing home by selling an asset outside the country and 10% from my company pay advance. |
If you have a delinquency in the last 2 years, please explain the reason. | National Credit System , A Collection company posted collection on my account by mistake. They apologies for their misrepresentation and fixing it the next cycle. The latest credit history has been updated partially with 0 collection and but delinquency listing remains. I am waiting for the next cycle to fix this. In case any proof needed i can certainly provide it. |
If you have a delinquency in the last 2 years, please explain the reason. | National Credit System , A Collection company posted collection on my account by mistake. They apologies for their misrepresentation and fixing it the next cycle. The latest credit history has been updated partially with 0 collection and but delinquency listing remains. I am waiting for the next cycle to fix this. In case any proof needed i can certainly provide it. |
Member Payment Dependent Notes Series 1076743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1076743 |
$19,200 |
$19,200 |
16.29% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1076743. Member loan 1076743 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $19,750 / month |
Current employer: | winston & strawn llp | Debt-to-income ratio: | 12.95% |
Length of employment: | 1 year | Location: | Missouri City, TX |
Home town: | |||
Current & past employers: | winston & strawn llp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am an experienced real estate investor. The funds will be used acquire and rehab an investment property. If you would like to contact me directly regarding future investment opportunities, I would be happy to speak with you. |
What is your intended use for the loan proceeds? | I am an experienced real estate investor. The funds will be used acquire and rehab an investment property. If you would like to contact me directly regarding future investment opportunities, I would be happy to speak with you. |
What are you buying? | Single famIly rental home |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Combined mortgages, taxes, insurance for all my homes is 5000/month. I only pay utilities for my home (roughly 500/mo). Tenants pay utilities in rent homes. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using money for multiple purposes. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly 10000/month. |
What are you buying? | Single famIly rental home |
What is your intended use for the loan proceeds? | I am an experienced real estate investor. The funds will be used acquire and rehab an investment property. If you would like to contact me directly regarding future investment opportunities, I would be happy to speak with you. |
What is your intended use for the loan proceeds? | I am an experienced real estate investor. The funds will be used acquire and rehab an investment property. If you would like to contact me directly regarding future investment opportunities, I would be happy to speak with you. |
What is your intended use for the loan proceeds? | I am an experienced real estate investor. The funds will be used acquire and rehab an investment property. If you would like to contact me directly regarding future investment opportunities, I would be happy to speak with you. |
Member Payment Dependent Notes Series 1114627
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1114627 |
$18,000 |
$18,000 |
13.67% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1114627. Member loan 1114627 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | GM | Debt-to-income ratio: | 10.30% |
Length of employment: | 5 years | Location: | NORTHVILLE, MI |
Home town: | |||
Current & past employers: | GM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage at 1500 , utilities around 300 and insurance and city taxes around 500 |
Please explain the reason why you carry a large revolving credit balance. | took loans and invested various places...money is locked ...but I never missed a single payment.... |
What is the total balance of your credit cards, interest rates and current monthly payments? | total credit card balances are around 38 k of which 20 k is at 19.99 apr...I want to close those multiple high paying ones with this single loan... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around 3500... |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | master card, 15k , 19.9 , min payment 380....american express , 7k, rate 21, min payment 200... |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total min payments for all credit cards is 800... I am paying around 1800 every month ( more than min payment)...I am planning to close the 2 big hitters |
Member Payment Dependent Notes Series 1136047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136047 |
$5,600 |
$5,600 |
7.90% |
1.00% |
May 1, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136047. Member loan 1136047 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.25% |
Length of employment: | 10+ years | Location: | white pigeon, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > hello, im using this loan to pay off credit cards and get a better interest rate, my credit score is 716 and will be even higher when the cards are payed down! thank you for you consideration of this loan:-)<br><br> Borrower added on 04/15/12 > correction credit score 726 :-)<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $2,931.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I own three small motels would you like all the monthly expenses on all three propertys? what good are all the monthly expenses without the knowledge of income? lol my credit score is 726 I am paying off higher interest credit cards, my payments will be smaller per month and i will be out of credit card debt in three years with this loan,if you would like a good safe rate of return on your money i would appreciate you considering this loan.. have a good day |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | this loan will pay off all my credit cards and i will have only the payment of the loan instead of the credit card payments, total amount of credit card payments per month are currently around 250 per month this will save me almost 100 per month and all will be payed in 3 yrs, win win, thanks for considering my loan :-) |
If you have a delinquency in the last 2 years, please explain the reason. | I dont have delinquencys thank you.:-) |
Member Payment Dependent Notes Series 1147844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147844 |
$5,400 |
$5,400 |
6.62% |
1.00% |
April 26, 2012 |
April 24, 2015 |
April 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147844. Member loan 1147844 was requested on April 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | rr donnelley | Debt-to-income ratio: | 2.85% |
Length of employment: | 6 years | Location: | kimberly, WI |
Home town: | |||
Current & past employers: | rr donnelley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/10/12 > mower<br><br> Borrower added on 04/12/12 > This loan is to purchase a replacement mower and to consolidate debt. Thanks for your help.<br>
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,990.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | This loan will be used to purchase a replacement lawnmower and consolidate debt. |
Member Payment Dependent Notes Series 1158771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1158771 |
$13,000 |
$13,000 |
20.99% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1158771. Member loan 1158771 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | The Geo Group Inc | Debt-to-income ratio: | 22.24% |
Length of employment: | 6 years | Location: | port saint lucie, FL |
Home town: | |||
Current & past employers: | The Geo Group Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > This would be my second investment property purchase. Taking advantage of the beat down property prices in Florida, specifically in the central part of Florida, as well as the increased demand for rental properties on these type of housing units<br><br> Borrower added on 04/23/12 > This would be my second investment property purchase. Taking advantage of the beat down property prices in Florida, specifically in the central part of Florida, as well as the increased demand for rental properties on these type of units.<br><br> Borrower added on 04/23/12 > This would be my second investment property purchase. Taking advantage of the beat down property prices in Florida, specifically in the central part of Florida.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 26 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,775.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello,<br>Total monthly mortgage payment is $860. This includes insurance and taxes. It all goes to escrow. <br>Thanks |
Please describe your experience/familiarity with the business you are starting/started? | I purchased my first rental property last year through the help of Lending Club. I have successfully maintain the properties and kept them occupied all this time. I am a full time Architect and deal with construction issues all the time, therefore, I am able to properly identify and use cost effective methods to repair the units as needed. In this business, you need to control expenses in order to bring in profits, and I concentrate on that. |
What will be the largest expense in the first six months? | I do not foresee large expensive repairs to be needed, since the units are currently occupied and are in fair condition. I will however, be setting a certain portion of the positive cash flow into what I call contingency. This will cover any unforeseen repairs or maintenance issues I may come across. <br>Thanks |
Please describe your experience/familiarity with the business you are starting/started? | I purchased my first rental property last year through the help of Lending Club. I have successfully maintain the properties and kept them occupied all this time. I am a full time Architect and deal with construction issues all the time, therefore, I am able to properly identify and use cost effective methods to repair the units as needed. In this business, you need to control expenses in order to bring in profits, and I concentrate on that. |
Please describe your experience/familiarity with the business you are starting/started? | I purchased my first rental property last year through the help of Lending Club. I have successfully maintain the properties and kept them occupied all this time. I am a full time Architect and deal with construction issues all the time, therefore, I am able to properly identify and use cost effective methods to repair the units as needed. In this business, you need to control expenses in order to bring in profits, and I concentrate on that. |
Member Payment Dependent Notes Series 1159309
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1159309 |
$30,000 |
$30,000 |
20.99% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1159309. Member loan 1159309 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,100 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 14.84% |
Length of employment: | < 1 year | Location: | Valrico, FL |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Formed in February 2012,I will make and market premium, hand crafted spirits made from local ingredients. All the equipment has been ordered and purchased, and I will be applying for both my Federal and State DSP (Distilled Spirits Plant) license June 1st.The first product line will be available Q4.<br><br> Borrower added on 04/17/12 > I will be making and marketing hand crafted premium spirits from locally sourced ingredients. All equipment has been procured and this loan will be used to go through the state and federal licensing requirements, purchase raw materials and create incentive programs for my distribution partners.<br><br> Borrower added on 04/25/12 > I will be accepting this loan regardless of the funding level.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $5,369.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage + escrow (taxes, property insurance) $1,193<br>HOA $75<br>Avg Utilities (water, electric) $200<br>Cell/Cable/Data/Voice $305<br>Car Insurance $130<br>Car Payment $540<br>Life Insurance Policy $78<br>Credit Cards approx. $200, I typically pay much more and attempt to keep the utilization at or under 50% of available credit. <br>Student Loan (Consolidated Grad + Undergrad Loans in March) $290<br>I also have a second mortgage on income property (condo) that I pay $925. |
What type of business are you starting? | I will produce and market high quality premium spririts made from local ingredients. |
Please describe your experience/familiarity with the business you are starting/started? | I am an able distiller of spirits.25% of the company is owned by a 'marketing and promotions' guru.I have an MBA and am certified project manager (PMP).A typical barrier to entry is the cost of the distillation equipment.I have worked with an experienced crafstman in Kentucky to custom build my still and distillation column at a fraction of what competitors have had to spend.Florida does not allow direct sales and I must go through a distributor.The distribution agreements are already in place. |
Please describe your experience/familiarity with the business you are starting/started? | I am an able distiller of spirits.25% of the company is owned by a 'marketing and promotions' guru.I have an MBA and am certified project manager (PMP).A typical barrier to entry is the cost of the distillation equipment.I have worked with an experienced crafstman in Kentucky to custom build my still and distillation column at a fraction of what competitors have had to spend.Florida does not allow direct sales and I must go through a distributor.The distribution agreements are already in place. |
Member Payment Dependent Notes Series 1160110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1160110 |
$16,800 |
$16,800 |
13.99% |
1.00% |
April 27, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1160110. Member loan 1160110 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,271 / month |
Current employer: | GFG | Debt-to-income ratio: | 13.54% |
Length of employment: | 5 years | Location: | reisterstown, MD |
Home town: | |||
Current & past employers: | GFG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $578 (insurance and taxes included)<br>Condo dues $293<br>Utilities (Gas & Electric) $100 |
What is your intended use for the loan proceeds? | The proceeeds of this loan will be used to pay off my credit cards and any remaining money will be put towards another small loan I currently have. |
Please explain the reason why you carry a large revolving credit balance. | The balance of my credit accounts is a build up of 9 years of emergency or unexpected situations (i.e Car repairs, expenses from purchasing a condo & moving, etc). Im currently in a financial position to handle these situations without the use of credit cards. |
Which debts do you plan to pay off with this loan? | Credit Card 1 ($8,300)<br>Credit Card 2 ($2,400)<br>Loan ($5,250) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The sole purpose of this loan is to consolidate my debt into one lower monthly payment. |
Member Payment Dependent Notes Series 1181168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1181168 |
$22,250 |
$22,250 |
18.55% |
1.00% |
April 27, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1181168. Member loan 1181168 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | AssociatesMD | Debt-to-income ratio: | 23.28% |
Length of employment: | 5 years | Location: | Ft Lauderdale , FL |
Home town: | |||
Current & past employers: | AssociatesMD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > This consolidation loan is to bring all debt into one fixed term obligation, even if at a higher rate than the debt is currently financed at, I prefer it in one loan.The pmt is lower than I am making now and is comfortable for me.This will provide a high return for lenders and I am a safe brorrower.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,999.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current rent is $1250, Utilities are $35(well built condo so low electric and cable etc included), about $1,000 for transportation as I drive extensively for work, $130/month auto ins., health Ins. and phone paid by employer, I spend roughly $900 on food. This payment is lower than I currently pay towards this debt and is very comfortable. Thank you for your interest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan will only be used for debt consolidation, I will be consolidating all revolving debt I have, as well as well as a little over a thousand dollars that is the remainder of a lending club loan I initiated a couple of years ago, into this loan. This is the only purpose of my loan request, I hope that helps your decision and if not please feel free to inquire further. Thank you for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current rent is $1250, Utilities are $35(well built condo so low electric and cable etc included), about $1,000 for transportation as I drive extensively for work, $130/month auto ins., health Ins. and phone paid by employer, I spend roughly $900 on food. This payment is lower than I currently pay towards this debt and is very comfortable. Thank you for your interest. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have attempted to answer this question but the details are flagged by lending club and it will not let me submit this information. <br><br>My expenses are relatively low aside from transportation expenses due to driving and this payment is much lower than I currently contribute monthly to servicing the debt I am refinancing, this payment is near the same as a previous lending club loan that is nearing completion as well. I am paying off that loan as part of combining all debt into this one loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan will only be used for debt consolidation, I will be consolidating all revolving debt I have, as well as well as a little over a thousand dollars that is the remainder of a lending club loan I initiated a couple of years ago, into this loan. This is the only purpose of my loan request, I hope that helps your decision and if not please feel free to inquire further. Thank you for your consideration. |
Which debts do you plan to pay off with this loan? | I plan to pay off(or refinance more accurately) about $2,000 I have of a previous lending club loan and all revolving debt I have, the loan amount is the total of all revolving debt I have outstanding. I want all of my debt to be in one fixed term loan(though its currently financed at lower rates which is bothersome) so that I can get out of debt while I save for a home. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan will only be used for debt consolidation, I will be consolidating all revolving debt I have, as well as well as a little over a thousand dollars that is the remainder of a lending club loan I initiated a couple of years ago, into this loan. This is the only purpose of my loan request, I hope that helps your decision and if not please feel free to inquire further. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan will only be used for debt consolidation, I will be consolidating all revolving debt I have, as well as well as a little over a thousand dollars that is the remainder of a lending club loan I initiated a couple of years ago, into this loan. This is the only purpose of my loan request, I hope that helps your decision and if not please feel free to inquire further. Thank you for your consideration. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be used to pay off all revolving debt, as well as the remainder(just over a thousand remains)of a lending club loan I initiated a few years ago, this is the only purpose of this loan. If you need further information please feel free to ask and thank you for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current rent is $1250, Utilities are $35(well built condo so low electric and cable etc included), about $1,000 for transportation as I drive extensively for work, $130/month auto ins., health Ins. and phone paid by employer, I spend roughly $900 on food. This payment is lower than I currently pay towards this debt and is very comfortable. Thank you for your interest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan will only be used for debt consolidation, I will be consolidating all revolving debt I have, as well as well as a little over a thousand dollars that is the remainder of a lending club loan I initiated a couple of years ago, into this loan. This is the only purpose of my loan request, I hope that helps your decision and if not please feel free to inquire further. Thank you for your consideration. |
Which debts do you plan to pay off with this loan? | I plan to pay off(or refinance more accurately) about $2,000 I have of a previous lending club loan and all revolving debt I have, the loan amount is the total of all revolving debt I have outstanding. I want all of my debt to be in one fixed term loan(though its currently financed at lower rates which is bothersome) so that I can get out of debt while I save for a home. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan will only be used for debt consolidation, I will be consolidating all revolving debt I have, as well as well as a little over a thousand dollars that is the remainder of a lending club loan I initiated a couple of years ago, into this loan. This is the only purpose of my loan request, I hope that helps your decision and if not please feel free to inquire further. Thank you for your consideration. |
Member Payment Dependent Notes Series 1186886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186886 |
$2,400 |
$2,400 |
14.65% |
1.00% |
April 26, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186886. Member loan 1186886 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | American Security Products Co | Debt-to-income ratio: | 3.13% |
Length of employment: | 4 years | Location: | RIVERSIDE, CA |
Home town: | |||
Current & past employers: | American Security Products Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > I don't have a lot of credit card debt, but feel I could benefit by consolidating and lowering my overall interest rate. I'm very consistent in paying my bills on time, and am dedicated to keeping a good credit score.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $3,332.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My Rent is $800/mo., utilities are paid. Phone (I pay the bill for myself, my daughter and my mother) is $180, internet is $30, car insurance is $149, gas is approximately $40 per week. Groceries and other food-household-related expenses come to about $600 per month. |
Please explain the reason why you carry a large revolving credit balance. | Much of what I have currently on my credit cards are from college expenses for my daughter, recent auto repairs, medical expenses, etc., compounded by fees and interest charges. |
What is the total balance of your credit cards, interest rates and current monthly payments? | American Express Card current balance is: $1050 (I just made a payment of $900) and APR of 18.90%. I generally pay $100 or more per month on that one.<br><br>HSBC Mastercard current balance $591 APR 20.99%. I pay anywhere from $50 to $100 per month.<br><br>1st Premiere Mastercard current balance $561, APR 20.15%. I generally pay $50 per month.<br><br>1st Premiere Visa current balance $582, APR 20.15%. I generally pay $50 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My Rent is $800/mo., utilities are paid. Phone (I pay the bill for myself, my daughter and my mother) is $180, internet is $30, car insurance is $149, gas is approximately $40 per week. Groceries and other food-household-related expenses come to about $600 per month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard, balance: $582, interest rate: 20.15%, minimum payment: $25<br>Visa, balance: $561, interest rate: 20.15%, minimum payment: $25<br>American Express, balance: $1044, interest rate: 23.90%, minimum payment: $50<br>The remainder would go for Mastercard balance: $597, interest rate 20.90%, minimum payment: $25 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My Rent is $800/mo., utilities are paid. Phone (I pay the bill for myself, my daughter and my mother) is $180, internet is $30, car insurance is $149, gas is approximately $40 per week. Groceries and other food-household-related expenses come to about $600 per month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard, balance: $582, interest rate: 20.15%, minimum payment: $25<br>Visa, balance: $561, interest rate: 20.15%, minimum payment: $25<br>American Express, balance: $1044, interest rate: 23.90%, minimum payment: $50<br>The remainder would go for Mastercard balance: $597, interest rate 20.90%, minimum payment: $25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum payments for all credit cards I own is approximately $150, though, I often pay more than the minimum. I'm hoping to "retire" two of my cards after the payoff, and try to keep the other two to $25 per month each. With the payoff of this loan, my monthly should be around $130, but at a much lower interest rate. |
If you have a delinquency in the last 2 years, please explain the reason. | Just now checked w/Experian, and all my accounts are saying OK for the last two years. |
Member Payment Dependent Notes Series 1188178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188178 |
$16,500 |
$16,500 |
9.76% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188178. Member loan 1188178 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | Service Professionals | Debt-to-income ratio: | 25.54% |
Length of employment: | 7 years | Location: | BENTON, AR |
Home town: | |||
Current & past employers: | Service Professionals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,275.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit. 19000. Interest 8 to 14 500 monthly<br>Mortgage. 126000. Interest 4.6. 923 monthly. P&I + escrow<br>Vehicle. 6000. Interest 7.9. 538 monthly<br>Boat. 8500. Interest. 6.9. 201 monthly<br>Personal. 5000. Interest 14. 190 monthly |
Which debts do you plan to pay off with this loan? | higher interest credit cards and personal loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit. 19000. Interest 8 to 14 500 monthly<br>Mortgage. 126000. Interest 4.6. 923 monthly. P&I + escrow<br>Vehicle. 6000. Interest 7.9. 538 monthly<br>Boat. 8500. Interest. 6.9. 201 monthly<br>Personal. 5000. Interest 14. 190 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit. 19000. Interest 8 to 14 500 monthly<br>Mortgage. 126000. Interest 4.6. 923 monthly. P&I + escrow<br>Vehicle. 6000. Interest 7.9. 538 monthly<br>Boat. 8500. Interest. 6.9. 201 monthly<br>Personal. 5000. Interest 14. 190 monthly |
Member Payment Dependent Notes Series 1193837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193837 |
$20,000 |
$20,000 |
13.11% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193837. Member loan 1193837 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Pharmatron | Debt-to-income ratio: | 16.03% |
Length of employment: | 5 years | Location: | FRESNO, CA |
Home town: | |||
Current & past employers: | Pharmatron | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Although I have been at my current job for 5 years, I have been working in the same profession for almost 10 years. I have an excellent paying job and have never struggled with my finances. My credit history is stellar without a single late payment. I'm merely seeking a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,184.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses related to housing is about $1900 |
Please explain the reason why you carry a large revolving credit balance. | Last year, we had a family emergency that required a large sum of money. Unfortunately, I didn't have enough money saved up to pay it off in full so I had to open up two lines of credit though credit card companies and split the payment between the two accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - two of the cards carry an interest rate of greater than 15.9% annually. The other two cards have a 0% APR until the end of next year. The payments to these cards total about $800<br><br>Student Loan - monthly payment of $530 at a fixed 2.9% APR |
Which debts do you plan to pay off with this loan? | I'm looking to consolidate my two credit cards that carry the higher interest rates. It would also be much more convenient to pay one amount to the LendingClub rather than two payments to two separate credit accounts. I have an excellent repayment record and have never defaulted on a payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - two of the cards carry an interest rate of greater than 15.9% annually. The other two cards have a 0% APR until the end of next year. The payments to these cards total about $800<br><br>Student Loan - monthly payment of $530 at a fixed 2.9% APR |
Member Payment Dependent Notes Series 1195603
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195603 |
$12,000 |
$12,000 |
13.11% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195603. Member loan 1195603 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Stanford University | Debt-to-income ratio: | 8.61% |
Length of employment: | < 1 year | Location: | MENLO PARK, CA |
Home town: | |||
Current & past employers: | Stanford University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I need this loan mainly for two reasons: 1) to pay off my credit card and 2) to improve my credit score. <br><br>I have never paid a penny of interest to a credit card company (just fees), so similarly you should not expect me to carry this until the end of the 3-year term. <br><br>Thank you.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are on the order of $2,782. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $10,546, 0% (promotional APR), $140. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | ~$480. With this loan, it would be ~$640, I guess. |
Member Payment Dependent Notes Series 1195608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195608 |
$9,600 |
$9,600 |
7.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195608. Member loan 1195608 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | Tustin Unified school distrtrict | Debt-to-income ratio: | 9.78% |
Length of employment: | < 1 year | Location: | Rialto, CA |
Home town: | |||
Current & past employers: | Tustin Unified school distrtrict | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I will use the funds to pay off my credit card debt for 5 yrs never been late on payment. My average monthly budget is $327 in expenses. That includes my car, car insurance, and monthly payments on 3 credit cards.I work 5.95 hrs a day, 9 months out the year at a school district 3 month vacation.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My only expenses are my car ($91.80) my auto insurance ($117) my phone ($25) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit cards are: Chase: interest %16 $3,400, Disney Chase: interest %16 $2000, Target Visa : interest %20 $3,200. These are what I would like to consolidate and create one lump payment. |
Member Payment Dependent Notes Series 1198222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198222 |
$17,050 |
$17,050 |
15.31% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198222. Member loan 1198222 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Collateral Risk Solution | Debt-to-income ratio: | 18.07% |
Length of employment: | 3 years | Location: | SPRING VALLEY, CA |
Home town: | |||
Current & past employers: | Collateral Risk Solution | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $12,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1200733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200733 |
$35,000 |
$35,000 |
14.65% |
1.00% |
April 30, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200733. Member loan 1200733 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,355 / month |
Current employer: | SAIC | Debt-to-income ratio: | 25.34% |
Length of employment: | 10+ years | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | SAIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,310.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3263.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $33, 624 from 4 different debts, that will be paid off with this loan, while the interest in this loan is higher than the various rates I am paying the monthly price after the loan is slightly lower, and it will be paid off in 5 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $33, 624 from 4 different debts, that will be paid off with this loan, while the interest in this loan is higher than the various rates I am paying the monthly price after the loan is slightly lower, and it will be paid off in 5 years. |
What is your intended use for the loan proceeds? | To pay off all my debt. This projected loan payment is less than I'm paying now a month, and I will be debt free in 5 years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2334.00 |
Please explain the reason why you carry a large revolving credit balance. | I |
Member Payment Dependent Notes Series 1202608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202608 |
$7,000 |
$7,000 |
10.74% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202608. Member loan 1202608 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | DWI | Debt-to-income ratio: | 7.06% |
Length of employment: | 4 years | Location: | SANTA ANA, CA |
Home town: | |||
Current & past employers: | DWI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total of expenses not including credit card bills is $600/month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard: Balance:$3000 Interest Rate: %10.24 Minimum payment: $75<br>Visa: Balance: $2000 Interest Rate: %29.74 Minimum Payment: $75<br>Amex Balance $1000 Interest Rate: %10.24 Minimun Payment: $75 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum Monthly payment on CC is $300. This loan will be including all credit card debt. |
Member Payment Dependent Notes Series 1202658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202658 |
$4,000 |
$4,000 |
12.12% |
1.00% |
April 26, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202658. Member loan 1202658 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,250 / month |
Current employer: | nail connection | Debt-to-income ratio: | 11.68% |
Length of employment: | 5 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | nail connection | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $3,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1202709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202709 |
$27,175 |
$27,175 |
14.65% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202709. Member loan 1202709 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Dyno Nobel | Debt-to-income ratio: | 16.34% |
Length of employment: | 5 years | Location: | CHEYENNE, WY |
Home town: | |||
Current & past employers: | Dyno Nobel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thanks for your question. I only have one mortgage and there is no line of credit associated with said mortgage. My monthly payment which includes my home owners insurance is $583. Utilities run me roughly $260, they include electric, cable, water and trash. I say roughly with this amount as my cable bill can flucuate $15-$20 a month as i do rent movies from the cable company. This loan would consolidate all my debt except my truck. The payment on that is $400 a month. Any other ?s let me know |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances $18,192.32 with interest rates from 6.9% to 24.9% and total of payments are $562.<br>Auto loan balance $6157.34 with an interest rate of 7.4% and monthly payment is $151.24<br>Personal loan balance $2711.96 with an interest rate of 12.9% and monthly payment of $111.<br>No student loans or lines of credit on my mortgage. One other loan that i am not consolidating with this loan is for my truck it has a $19,738 balance with a 6.5% rate and a $402 payment. Thanks 4 the question |
What is your intended use for the loan proceeds? | Consolidate all outstdaning debt less my truck. In 5 years my truck will be paid for and if i receive enough monies for this loan all my debts will be paid of also. |
Please explain the reason why you carry a large revolving credit balance. | We did some remodeling on the house which is where most of it comes from and things got a little out of hand. Before i realized it i had racked up some high credit card balances.Hope that helps answer your question and thanks for your question and interest in my goal of financial freedom. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances $18,192.32 with interest rates from 6.9% to 24.9% and total of payments are $562.<br>Auto loan balance $6157.34 with an interest rate of 7.4% and monthly payment is $151.24<br>Personal loan balance $2711.96 with an interest rate of 12.9% and monthly payment of $111.<br>No student loans or lines of credit on my mortgage. One other loan that i am not consolidating with this loan is for my truck it has a $19,738 balance with a 6.5% rate and a $402 payment. Thanks 4 the question |
Which debts do you plan to pay off with this loan? | this would be a total consolidation less my truck. My truck will be paid off in 5 years and if i get enough for this loan, i will be debt free except for my mortgage |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This will pay off all my debt, credit cards, personal loans, etc. The only other debts i would have left if i receive enough money for this loan would be a truck and mortgage payment. The truck loan matures in 5 years and this loan would also mature in 5 years leaving me with only my mortgage. So allocation of monies and purpose there of is as stated above. thanks for your question and your interest in my goal of financial freedom |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances $18,192.32 with interest rates from 6.9% to 24.9% and total of payments are $562.<br>Auto loan balance $6157.34 with an interest rate of 7.4% and monthly payment is $151.24<br>Personal loan balance $2711.96 with an interest rate of 12.9% and monthly payment of $111.<br>No student loans or lines of credit on my mortgage. One other loan that i am not consolidating with this loan is for my truck it has a $19,738 balance with a 6.5% rate and a $402 payment. Thanks 4 the question |
What is your intended use for the loan proceeds? | Consolidate all outstdaning debt less my truck. In 5 years my truck will be paid for and if i receive enough monies for this loan all my debts will be paid of also. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage payment is 1024.00. This total includes insurance, cable, trash, water, electricity. Phone is 50.08 per month. Truck payment of 400.00 and gas runs about 125.00 per month. thanks if you need any other info please ask. |
If you have a delinquency in the last 2 years, please explain the reason. | None all debts paid accordingly, thanks for asking and thanks for taking an interest in my goal of financial freedom |
Please explain the reason why you carry a large revolving credit balance. | We did some remodeling on the house which is where most of it comes from and things got a little out of hand. Before i realized it i had racked up some high credit card balances.Hope that helps answer your question and thanks for your question and interest in my goal of financial freedom. |
If you have a public record on file, please briefly explain the event and its resolution. | I had a colorado state tax lien for around 100.00 from 1989. It was paid off, and i have all paperwork to prove so, way back in 1992, but for some reason still shows up now and again. It has gotten to the point of exhaustion trying to take care of it through the credit bureau therefore i just show the letter and receipt showing it is paid. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage is $1024 per month and this includes home owners insurance and taxes as the mortgage company collects from us through our payment and holds money in escrow to pay each liability accordingly |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This will pay off all my debt, credit cards, personal loans, etc. The only other debts i would have left if i receive enough money for this loan would be a truck and mortgage payment. The truck loan matures in 5 years and this loan would also mature in 5 years leaving me with only my mortgage. So allocation of monies and purpose there of is as stated above. thanks for your question and your interest in my goal of financial freedom |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances $18,192.32 with interest rates from 6.9% to 24.9% and total of payments are $562.<br>Auto loan balance $6157.34 with an interest rate of 7.4% and monthly payment is $151.24<br>Personal loan balance $2711.96 with an interest rate of 12.9% and monthly payment of $111.<br>No student loans or lines of credit on my mortgage. One other loan that i am not consolidating with this loan is for my truck it has a $19,738 balance with a 6.5% rate and a $402 payment. Thanks 4 the question |
Which debts do you plan to pay off with this loan? | this would be a total consolidation less my truck. My truck will be paid off in 5 years and if i get enough for this loan, i will be debt free except for my mortgage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage payment is 1024.00. This total includes insurance, cable, trash, water, electricity. Phone is 50.08 per month. Truck payment of 400.00 and gas runs about 125.00 per month. thanks if you need any other info please ask. |
Member Payment Dependent Notes Series 1203352
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203352 |
$10,000 |
$10,000 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203352. Member loan 1203352 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Salt River Pima Maricopa Indian communit | Debt-to-income ratio: | 16.04% |
Length of employment: | 6 years | Location: | TEMPE, AZ |
Home town: | |||
Current & past employers: | Salt River Pima Maricopa Indian communit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $ 787.00, Phone:$ 120.00, Utilities:$ 140.00, Insurance:$ 100.00, Food: $ 150 to $200, Visa:$250,<br>Care Credit:$ 140.00, School Loan:$ 50.00<br>These are my monthly expenses. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa credit card<br>Outstanding balance: $9740.00<br>Current Interst rate: 24.95%<br>Current minimum monthly payment: $244.00 but goes up every month. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum monthly payment: $244.00 visa credit card, but goes up every month.<br>payoff amount: $9740.00<br>Only paying off 1 credit card. |
Member Payment Dependent Notes Series 1206592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206592 |
$25,000 |
$25,000 |
19.22% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206592. Member loan 1206592 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Komorsky, Mason, Rothstein & Associates | Debt-to-income ratio: | 20.99% |
Length of employment: | 6 years | Location: | Monroe, NY |
Home town: | |||
Current & past employers: | Komorsky, Mason, Rothstein & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I am trying to consolidate my credit card debit into one monthly payment and to pay it off quickly.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would say about $3000.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly payments to the cards currently works out to be around $800.. which is why the lending club appeals to me becuase the loan payment would less than I am paying currently between all the cards and I would be able to consolidate the balances to one monthly payment....Some of the accounts are closed and the interest rates vary .. I have one card that is at 0% until Sept.. but the other cards vary from 12% to 16%... the balances combined is around $23000. |
Please explain the reason why you carry a large revolving credit balance. | I have been trying to pay down my credit cards for awhile due to life changing situations that came about a few years back.. I can not describe the personal matters that have occurred that have made this a difficult process.. obtaining this loan would be the last piece to starting over.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly payments to the cards currently works out to be around $800.. which is why the lending club appeals to me becuase the loan payment would less than I am paying currently between all the cards and I would be able to consolidate the balances to one monthly payment....Some of the accounts are closed and the interest rates vary .. I have one card that is at 0% until Sept.. but the other cards vary from 12% to 16%... the balances combined is around $23000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly payments to the cards currently works out to be around $800.. which is why the lending club appeals to me becuase the loan payment would less than I am paying currently between all the cards and I would be able to consolidate the balances to one monthly payment....Some of the accounts are closed and the interest rates vary .. I have one card that is at 0% until Sept.. but the other cards vary from 12% to 16%... the balances combined is around $23000. |
Member Payment Dependent Notes Series 1209207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209207 |
$6,000 |
$6,000 |
13.11% |
1.00% |
May 1, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209207. Member loan 1209207 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | ruan logistics | Debt-to-income ratio: | 12.77% |
Length of employment: | 9 years | Location: | springfield, MO |
Home town: | |||
Current & past employers: | ruan logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House 560, trans 75, util. 130, phone 150, food 600, credit cards 600 |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | included in loan amount |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Mustang convertible. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House 560, trans 75, util. 130, phone 150, food 600, credit cards 600 |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | included in loan amount |
What is your intended use for the loan proceeds? | auto loan |
Member Payment Dependent Notes Series 1211255
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211255 |
$6,000 |
$6,000 |
6.03% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211255. Member loan 1211255 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.47% |
Length of employment: | 3 years | Location: | MOBILE, AL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > I'm getting a 2003 Chevy Suburban from a friend to use for my home inspection business. The truck is worth about $10,000 and I'm getting it for $6,000 if I can pay him cash so I'm trying this.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage with pre-paids is $900 a month, but I only am responsible for $200 of that because I rent out my extra bedrooms (they are each in long-term leases with no one leaving in the forseeable future). I have no loans or lines of credit against my home's equity. Again, with the utilities, insurance, and taxes; I only pay a portion of it a month which comes to about $75-100 for me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing expenses (mortgage, insurance, utilities...) is $300 a month for me because I rent out my extra bedrooms. Cell phone is $50, car payment is $300, food is $150. I use mint. com to track my budget. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage with pre-paids is $900 a month, but I only am responsible for $200 of that because I rent out my extra bedrooms (they are each in long-term leases with no one leaving in the forseeable future). I have no loans or lines of credit against my home's equity. Again, with the utilities, insurance, and taxes; I only pay a portion of it a month which comes to about $75-100 for me. |
What is your intended use for the loan proceeds? | The money will go toward the purchase of a used vehicle for my business |
What type of business are you starting? | A home inspection company. The purpose is to look over houses for people buying them to check for issues they may want the seller to fix. |
Please describe your experience/familiarity with the business you are starting/started? | I have been in building maintenance for the last 5 years which has given me much of the needed knowledge. I supplemented that with a 149 credit hour inspector certification course. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing expenses (mortgage, insurance, utilities...) is $300 a month for me because I rent out my extra bedrooms. Cell phone is $50, car payment is $300, food is $150. I use mint. com to track my budget. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing expenses (mortgage, insurance, utilities...) is $300 a month for me because I rent out my extra bedrooms. Cell phone is $50, car payment is $300, food is $150. I use mint. com to track my budget. |
Please describe your experience/familiarity with the business you are starting/started? | I have been in building maintenance for the last 5 years which has given me much of the needed knowledge. I supplemented that with a 149 credit hour inspector certification course. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing expenses (mortgage, insurance, utilities...) is $300 a month for me because I rent out my extra bedrooms. Cell phone is $50, car payment is $300, food is $150. I use mint. com to track my budget. |
Member Payment Dependent Notes Series 1211850
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211850 |
$16,500 |
$16,500 |
19.22% |
1.00% |
April 26, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211850. Member loan 1211850 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Internal Revenue Service | Debt-to-income ratio: | 22.76% |
Length of employment: | 7 years | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | Internal Revenue Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I would pay for all my expenses with a credit card, as opposed to cash. I ended up using a large part of my available credit to purchase items when I moved to a new place. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is about $20,000. The APR varies from 19.99% to 23.99%. I make about $800 in monthly payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1300 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is about $20,000. The APR varies from 19.99% to 23.99%. I make about $800 in monthly payments. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I plan on using the loan to pay off the high interest cards in full. My monthly payments including the loan repayment should be around $850. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Paypal Credit has a balance of $1,400 at a 26.99% rate. Mastercard had a $1,300 balance at a 22.24% rate. Discover has a balance of $500 at 26.24%. Four retail store cards with a total balance of $6,400 at a 24.99% rate. Bank Line of Credit has a balance of $1,000 at 26.24%. Bill Me Later has a $3,000 balance at 19.99%. AMEX has a $11,500 balance at 19.99%, of which, the remaining $3,000 of the loan will be used to pay that down. |
Member Payment Dependent Notes Series 1211973
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211973 |
$16,000 |
$16,000 |
20.99% |
1.00% |
April 25, 2012 |
April 28, 2017 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211973. Member loan 1211973 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,869 / month |
Current employer: | UF College of Pharmacy | Debt-to-income ratio: | 14.78% |
Length of employment: | 10+ years | Location: | KEYSTONE HEIGHTS, FL |
Home town: | |||
Current & past employers: | UF College of Pharmacy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Would be paying off 5 out of the 6 cards I have. This way I will have two monthly payments instead of 6.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $13,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Shell Oil $407.17, 24.99%, $25.00<br>Visa $377.71, 21.24%, $22.00<br>Care Credit $446.95, 26.99%, $25.00<br>Master $8,353.34, 18.99%, $250.00<br>Discover $3654.09, 0%, $116.00<br>Visa $8,253.01, 11.24%, $250.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $688.00+$432.77 Blance $1120.77. Pay off $16000.00. I'm hoping to get the loan so I can pay off 5 out of the 6 credit cards I have and then close the accounts. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $734.00 Mortgage and Taxes<br>$250.00 Utilities<br>$191.00 Homeowners Insurance |
Please explain the reason why you carry a large revolving credit balance. | Vehicle repairs, dogs medical expenses, helped son get onto his feet after leaving the arm services, daughter graduating from high school and starting a college program this summer. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $688.00+$432.77 Blance $1120.77. Pay off $16000.00. I'm hoping to get the loan so I can pay off 5 out of the 6 credit cards I have and then close the accounts. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Shell Oil $407.17, 24.99%, $25.00<br>Visa $377.71, 21.24%, $22.00<br>Care Credit $446.95, 26.99%, $25.00<br>Master $8,353.34, 18.99%, $250.00<br>Discover $3654.09, 0%, $116.00<br>Visa $8,253.01, 11.24%, $250.00 |
Member Payment Dependent Notes Series 1217965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217965 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217965. Member loan 1217965 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Quicken Loans | Debt-to-income ratio: | 6.96% |
Length of employment: | < 1 year | Location: | GARDEN CITY, MI |
Home town: | |||
Current & past employers: | Quicken Loans | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > Loan is for 2009 Honda Civic Si with 20,000 miles. Retail price is $19,000. Will be using $9000 of $12000 to pay for car, and $3000 dollars to refinance existing Central National loan with current monthly payment of $136.<br><br> Borrower added on 04/14/12 > $9000 is being used to pay for a 2009 Honda Civic Si with 20,000 miles(retail value $19000). $3000 is being used to pay off existing loan with Central National bank with current monthly payment of $136. After factoring in refinance the additional monthly expense will be around $250.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent & Utilities: average $710; Fuel: $120; Phone: $70; Insurance: $66; Food: $300; |
What is your intended use for the loan proceeds? | $9000 of loan and cash will be used to purchase 2009 Honda Civic Si with 19000 miles (retail value is $19000). $3000 dollars will be used to pay off and refinance existing loan with Central National Bank (current monthly payment is $136 and APR of 10%). |
Member Payment Dependent Notes Series 1218135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218135 |
$35,000 |
$35,000 |
13.67% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218135. Member loan 1218135 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | City of Fort Lauderdale | Debt-to-income ratio: | 5.93% |
Length of employment: | 5 years | Location: | coconut creek, FL |
Home town: | |||
Current & past employers: | City of Fort Lauderdale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1220319
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220319 |
$35,000 |
$35,000 |
13.11% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220319. Member loan 1220319 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Verizon | Debt-to-income ratio: | 28.49% |
Length of employment: | 10+ years | Location: | Fairfax, VA |
Home town: | |||
Current & past employers: | Verizon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Using the loan to consolidate some outstanding credit card debt and student loans.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $9,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220700 |
$12,375 |
$12,375 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220700. Member loan 1220700 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | southwest airlines | Debt-to-income ratio: | 12.74% |
Length of employment: | 10+ years | Location: | BEAVER, PA |
Home town: | |||
Current & past employers: | southwest airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Replacing our fence. Fixing the ceiling in a bedroom which was damaged from a roof leak, also properly fixing the problem in the roof which caused the leak.<br><br> Borrower added on 04/19/12 > If we have enough money left we would like to replace our shower doors and refinish our kitchen hardwoods<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Replacing our fence, fixing damage in a bedroom due to a leak in the roof. Also fixing the problem properly on the roof that caused the leak. Depending on money left we would like to refinish our floors in the kitchen |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1640 insur is $605 payment is $1100 the rest is taxes |
Member Payment Dependent Notes Series 1221308
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221308 |
$3,000 |
$3,000 |
15.31% |
1.00% |
May 1, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221308. Member loan 1221308 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,458 / month |
Current employer: | Dietitian Consulting Services | Debt-to-income ratio: | 17.41% |
Length of employment: | 8 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | Dietitian Consulting Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $17,153.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total minimum monthly payments is $310 and with this new loan it will be $359. Again, thank you for your time in considering this loan request. I am so grateful! |
Member Payment Dependent Notes Series 1221998
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221998 |
$9,250 |
$9,250 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221998. Member loan 1221998 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,542 / month |
Current employer: | Salem in Ladue United Methodist Church | Debt-to-income ratio: | 20.61% |
Length of employment: | 2 years | Location: | St Louis, MO |
Home town: | |||
Current & past employers: | Salem in Ladue United Methodist Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Credit card refinancing that will allow us to cancel a significant portion of our consumer debt in 3 years while only paying a slightly increased monthly payment. We have done this with some other debt and see a light at the end of the tunnel.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $31,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1222118
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222118 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222118. Member loan 1222118 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $20,833 / month |
Current employer: | Sony | Debt-to-income ratio: | 12.14% |
Length of employment: | 10+ years | Location: | Burlingame, CA |
Home town: | |||
Current & past employers: | Sony | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > Paying off high interest credit card debt accumulated to cover business education expenses. Transferring CC debt to installment debt not only lowers total finance cost, but helps improve my FICO.<br><br> Borrower added on 04/22/12 > Perfect credit for 15 years and same employer throughout.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $61,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2250 rent<br>125 utilities<br>200 gas<br>800 food<br>300 phone<br>50 cellular modem |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have tried to answer this question, but the Lending Club text editor won't let me enter the information for some reason. However, in summary, I have about twenty three thousand on credit cards on which I am paying more than nineteen percent. This loan will be used to pay off those cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have tried to answer this question, but the Lending Club text editor won't let me enter the information for some reason. However, in summary, I have about twenty three thousand on credit cards on which I am paying more than nineteen percent. This loan will be used to pay off those cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off one high interest card (about 12k) and reducing another by 8k.Effectively, I am transferring CC debt to lower interest installment debt. |
Member Payment Dependent Notes Series 1222191
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222191 |
$6,000 |
$6,000 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222191. Member loan 1222191 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | City of Paris | Debt-to-income ratio: | 19.96% |
Length of employment: | 10+ years | Location: | paris, IL |
Home town: | |||
Current & past employers: | City of Paris | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > This loan would not be used for the purpose of credit card financing but rather for home improvements. The purpose was a mistake on my part. My home needs a new roof and that's what I need the loan for. This would be my second loan through lending club. My payment history has no blemishes. Thanks!<br><br> Borrower added on 04/17/12 > A small portion of the loan($1500) would be used to pay off a credit card while the remaining would be used to roof my home.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,984.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $600, I have a company car so transportation is very minimal, utilities run $205 a month, insurance $120, food and all other around $300 monthly |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa card with a blance of 1500 at an interest rate of 12.99%. Minimum payment of $45. The rest if fully funded will be used to pay for a new roof. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 185 a month for all cards |
Member Payment Dependent Notes Series 1222312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222312 |
$25,000 |
$25,000 |
13.11% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222312. Member loan 1222312 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | city of chicago | Debt-to-income ratio: | 15.17% |
Length of employment: | 10+ years | Location: | chicago, IL |
Home town: | |||
Current & past employers: | city of chicago | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > i will use loan to consolidate bills,my credit history is perfect,,i am on a budget..i have had same employer 24 yrs this july..i have an EXTREMELY stable career<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1835.00,gas bill 100.00, electric 94.00,cable/phone 193.00,cell phone 175.00,food gas varies approx 300. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, credit cards are at 10 and 12 and 20%...i want to consolidate so i can get rid of balances sooner..ive never had a late payment on anything my entire life..never bounced a check either..not even once |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgages 1835.00,no home equity loan,gas bill 94.0,cable / phone 193.00,cellphone 174.0,taxes paid through mortgage |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, credit cards are at 10 and 12 and 20%...i want to consolidate so i can get rid of balances sooner..ive never had a late payment on anything my entire life..never bounced a check either..not even once |
Which debts do you plan to pay off with this loan? | 3 credit card balances...ive never had a late payment or bounced a check ever..not even once |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, credit cards are at 10 and 12 and 20%...i want to consolidate so i can get rid of balances sooner..ive never had a late payment on anything my entire life..never bounced a check either..not even once |
Which debts do you plan to pay off with this loan? | 3 credit card balances...ive never had a late payment or bounced a check ever..not even once |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgages 1835.00,no home equity loan,gas bill 94.0,cable / phone 193.00,cellphone 174.0,taxes paid through mortgage |
What is your intended use for the loan proceeds? | i will use loan to consolidate all my credit cards...i will have 1 monthly bill..and have balance paid off in 5 years...i am comfortable with this..please keep in mind i have never bounced a check or made a late payment my entire life on any bill...NOT EVEN ONCE...im proud of that |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, credit cards are at 10 and 12 and 20%...i want to consolidate so i can get rid of balances sooner..ive never had a late payment on anything my entire life..never bounced a check either..not even once |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, credit cards are at 10 and 12 and 20%...i want to consolidate so i can get rid of balances sooner..ive never had a late payment on anything my entire life..never bounced a check either..not even once |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | im using loan to consolidate several credit card bills..one payment with a much shorter term is my goal here..my credit hx is perfect |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, credit cards are at 10 and 12 and 20%...i want to consolidate so i can get rid of balances sooner..ive never had a late payment on anything my entire life..never bounced a check either..not even once |
Member Payment Dependent Notes Series 1223579
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223579 |
$11,750 |
$11,750 |
6.03% |
1.00% |
April 26, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223579. Member loan 1223579 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,499 / month |
Current employer: | wholefoods market | Debt-to-income ratio: | 16.21% |
Length of employment: | 6 years | Location: | los angeles, CA |
Home town: | |||
Current & past employers: | wholefoods market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > credit card consolidation; never missed any payments on any thing<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1224367
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224367 |
$21,625 |
$21,625 |
15.81% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224367. Member loan 1224367 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Bon Secours St Marys Hospital | Debt-to-income ratio: | 19.25% |
Length of employment: | 3 years | Location: | Midlothian, VA |
Home town: | |||
Current & past employers: | Bon Secours St Marys Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1224516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224516 |
$35,000 |
$35,000 |
8.90% |
1.00% |
April 26, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224516. Member loan 1224516 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,667 / month |
Current employer: | PHI Air Medical | Debt-to-income ratio: | 4.88% |
Length of employment: | 8 years | Location: | LEXINGTON, KY |
Home town: | |||
Current & past employers: | PHI Air Medical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,715.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To be used as a down payment on a 20 unit apartment complex in Cincinnati, OH. Apartment complex is currently 85% occupied, with net operating income more than adequate to cover debt service still allow for reasonable profit. |
What is your intended use for the loan proceeds? | To be used as a down payment on a 20 unit apartment complex in Cincinnati, OH. Apartment complex is currently 85% occupied, with net operating income more than adequate to cover debt service still allow for reasonable profit. |
What is your intended use for the loan proceeds? | To be used as a down payment on a 20 unit apartment complex in Cincinnati, OH. Apartment complex is currently 85% occupied, with net operating income more than adequate to cover debt service still allow for reasonable profit. |
Please explain the reason why you carry a large revolving credit balance. | I used a credit card to pay for several classes in real estate and investment. I also now have the support of a large real estate investment community. I will be purchasing an apartment complex with good cash flow and high occupancy. Previous owner gave up complex to the bank due to divorce. |
What type of business are you starting? | We are purchasing a 20 unit apartment complex that is currently 85% occupied. |
What is your intended use for the loan proceeds? | To be used as a down payment on a 20 unit apartment complex in Cincinnati, OH. Apartment complex is currently 85% occupied, with net operating income more than adequate to cover debt service still allow for reasonable profit. |
What is your intended use for the loan proceeds? | To be used as a down payment on a 20 unit apartment complex in Cincinnati, OH. Apartment complex is currently 85% occupied, with net operating income more than adequate to cover debt service still allow for reasonable profit. |
What is your intended use for the loan proceeds? | To be used as a down payment on a 20 unit apartment complex in Cincinnati, OH. Apartment complex is currently 85% occupied, with net operating income more than adequate to cover debt service still allow for reasonable profit. |
If you have a public record on file, please briefly explain the event and its resolution. | I have noublic record on file that I know of. |
Member Payment Dependent Notes Series 1224622
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224622 |
$33,600 |
$33,600 |
22.78% |
1.00% |
April 26, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224622. Member loan 1224622 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,833 / month |
Current employer: | On Time Express | Debt-to-income ratio: | 14.39% |
Length of employment: | 4 years | Location: | HASLET, TX |
Home town: | |||
Current & past employers: | On Time Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $26,503.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Purpose of loan to consolidate credit cards and line of credit into single payment source and eliminate credit cards entirely. Money will be spread across all cards to achieve $0 balance lower monthly payment and pay off debt once and for all. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly budget expenses total - $8850<br>Montly budget expenses with cards and line of credit added in total $10,098<br>Monthly income $11,125 (net) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
Which debts do you plan to pay off with this loan? | All credit cards and line of credit. |
Which debts do you plan to pay off with this loan? | All credit cards and line of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Purpose of loan to consolidate credit cards and line of credit into single payment source and eliminate credit cards entirely. Money will be spread across all cards to achieve $0 balance lower monthly payment and pay off debt once and for all. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Purpose of loan to consolidate credit cards and line of credit into single payment source and eliminate credit cards entirely. Money will be spread across all cards to achieve $0 balance lower monthly payment and pay off debt once and for all. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $25381 (24,99%)<br>Credit Line $7464 (26.42%)<br>Monthly payments total $1248 (credit cards and line of credit)<br>Mortgage ($1189.00 monthly payment) |
Member Payment Dependent Notes Series 1226077
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226077 |
$20,000 |
$20,000 |
15.31% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226077. Member loan 1226077 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,417 / month |
Current employer: | California Pacific Medical Center | Debt-to-income ratio: | 18.49% |
Length of employment: | 4 years | Location: | Belmont, CA |
Home town: | |||
Current & past employers: | California Pacific Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Responsible professional with a stable income who has always made timely payments on all my bills. Trying to consolidate my high interest credit cards with a plan to be debt free.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,054.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are: rent $1400, car payment $652, utilities which include electric, cable and internet services and cell phone bill: approximately $250, monthly car and renters insurance payment: $104, monthly gas expense: approx.$300, monthly grocery and food expense: approximately $250. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total credit card debt with interest rates of 22.9% and 24.5%: $14,400. min.monthly payments required total:$460, monthly payments made: $650<br>Credit card debt with interest rate below 15%: $7, 700. Min.monthly payments required total:$162, monthly payments made: $200 to $250.<br>Store lines of credit with interest rates ranging from 22% to 24.5%: $2500 total, min. monthly payment required total:$125, monthly payments made: $400 to $500.<br>Student loan balance:$12,270. int rate 5.375%, pymt: $123 |
Please explain the reason why you carry a large revolving credit balance. | Most of the debt was acquired while I was going to school in pursuit of a second career, which did not allow me to work full time. Shortly after completing my degree and securing a position, several family members were laid off their jobs. I helped support them while they tried to secure new employment. After several years of supporting family members, they are now all currently employed and I have since changed my living situation. I can now focus on repaying debt sooner to be debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total credit card debt with interest rates of 22.9% and 24.5%: $14,400. min.monthly payments required total:$460, monthly payments made: $650<br>Credit card debt with interest rate below 15%: $7, 700. Min.monthly payments required total:$162, monthly payments made: $200 to $250.<br>Store lines of credit with interest rates ranging from 22% to 24.5%: $2500 total, min. monthly payment required total:$125, monthly payments made: $400 to $500.<br>Student loan balance:$12,270. int rate 5.375%, pymt: $123 |
Member Payment Dependent Notes Series 1226135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226135 |
$15,000 |
$15,000 |
13.11% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226135. Member loan 1226135 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Bright Horizons | Debt-to-income ratio: | 15.30% |
Length of employment: | 3 years | Location: | MILPITAS, CA |
Home town: | |||
Current & past employers: | Bright Horizons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,343.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses total roughly $500 per month, as I live rent free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All my debt is credit cards:<br>Discover:7500 with a 147/month minimum payment at 23% interest<br>Kohls:955 with a 55 minimum payment at 22%<br>Citi Card 2000 with a 64 minimum payment at 25% interest<br>Nordstrom $1100 with a 58 minimum payment at 28% interest<br>Best Buy: 1500 with 55 minimum payment at 27% interest |
What is your intended use for the loan proceeds? | I will use the loan proceeds to consolidate my debt,which consists of $14000 of credit card balances with high interest rates. |
Member Payment Dependent Notes Series 1226142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226142 |
$12,000 |
$12,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226142. Member loan 1226142 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,167 / month |
Current employer: | Fifth Third Bank | Debt-to-income ratio: | 9.31% |
Length of employment: | 1 year | Location: | GALENA, OH |
Home town: | |||
Current & past employers: | Fifth Third Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 2500 (includes taxes and insurance); Car payment $382, utilities $325, student loan 130, credit card 375, life insurance $40 per month, car insurance $90 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home: $315K bal, $2500 monthly, Rate 4.50%, Car: $20K Bal, $382 monthly, 3%, Student Loans $2800 bal, 130 monthly pymt 8%, Visa 3800 balance 150, 26% rate. Amex $10K $212 monthly, 22%Rate (Am ex & visa will be paid off with loan proceeds and cash saved of $1800). |
Please explain the reason why you carry a large revolving credit balance. | I am happy to provide this information however this would disclose identifiable information. Per the notes I am not authorized to disclose this information. I can tell you that it is a result of a one time occurence. |
Member Payment Dependent Notes Series 1226203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226203 |
$11,000 |
$11,000 |
18.55% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226203. Member loan 1226203 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,783 / month |
Current employer: | Office Depot | Debt-to-income ratio: | 16.66% |
Length of employment: | 8 years | Location: | NORTH LAUDERDALE, FL |
Home town: | |||
Current & past employers: | Office Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $5,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,614.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $6895.00, %17.99, minimum payment is $172.00<br>Master Card, $2767.00, %18.24, minimum payment is $68.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $315.00 total minimum payment for al credit cards<br>$75.00 after payoff |
If you have a delinquency in the last 2 years, please explain the reason. | No |
What is the total balance of your credit cards, interest rates and current monthly payments? | Chase visa $6895.00 - %17.99 - minimum payment is $172.00<br>Chase Master Card $2767.00 - %18.24 - minimum payment is $68.00<br>Capital one Master Card $565.00 %0.00 for a year - minimum payment is $25.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $6895.00, %17.99, minimum payment is $172.00<br>Master Card, $2767.00, %18.24, minimum payment is $68.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,614.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will like to payoff two credit card. $6,895 and $ 2,767 and consolidate payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $6895.00, %17.99, minimum payment is $172.00<br>Master Card, $2767.00, %18.24, minimum payment is $68.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Chase visa $6895.00 - %17.99 - minimum payment is $172.00<br>Chase Master Card $2767.00 - %18.24 - minimum payment is $68.00<br>Capital one Master Card $565.00 %0.00 for a year - minimum payment is $25.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $315.00 total minimum payment for al credit cards<br>$75.00 after payoff |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $6895.00, %17.99, minimum payment is $172.00<br>Master Card, $2767.00, %18.24, minimum payment is $68.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I don't have a mortgage in my primary home. Hoa is $350.00 that includes insurance and taxes are $580.00 |
Member Payment Dependent Notes Series 1227299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227299 |
$18,200 |
$18,200 |
13.11% |
1.00% |
April 25, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227299. Member loan 1227299 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Brookland-Cayce High | Debt-to-income ratio: | 29.93% |
Length of employment: | 7 years | Location: | West Columbia, SC |
Home town: | |||
Current & past employers: | Brookland-Cayce High | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I have done a great job of minimizing my debt with a previous lending club loan. Just paid off that loan and would like a new loan to pay off a small amount of remaining debt from credit cards and for some minor home repair.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,594.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Credit Cards:<br>Chase- $5,295 balance $83 min pay 13.24% interest rate<br>Capital One- $3,238 balance $79 min pay 16.9% interest rate<br><br>Student Loans:<br>23,850 Balance $116 payment<br><br>Mortgage:<br>117,000 balance $917 payment 5.875% interest<br><br>Utilities/monthly expense:<br>UVerse (TV and internet) $155 per month<br>Cell phone $55 per month<br>Car Payment $392 per month <br>Average electricity $120 per month<br>Car insurance $75 per month<br>Garbage service $35 every 3 months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Chase- $5,295 balance $83 min pay 13.24% interest rate<br>Capital One- $3,238 balance $79 min pay 16.9% interest rate<br><br>Student Loans:<br>23,850 Balance $116 payment<br><br>Mortgage:<br>117,000 balance $917 payment 5.875% interest<br><br>Utilities/monthly expense:<br>UVerse (TV and internet) $155 per month<br>Cell phone $55 per month<br>Car Payment $392 per month <br>Average electricity $120 per month<br>Car insurance $75 per month<br>Garbage service $35 every 3 months |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Credit Cards:<br>Chase- $5,295 balance $83 min pay 13.24% interest rate<br>Capital One- $3,238 balance $79 min pay 16.9% interest rate<br><br>Student Loans:<br>23,850 Balance $116 payment<br><br>Mortgage:<br>117,000 balance $917 payment 5.875% interest<br><br>Utilities/monthly expense:<br>UVerse (TV and internet) $155 per month<br>Cell phone $55 per month<br>Car Payment $392 per month <br>Average electricity $120 per month<br>Car insurance $75 per month<br>Garbage service $35 every 3 months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Chase- $5,295 balance $83 min pay 13.24% interest rate<br>Capital One- $3,238 balance $79 min pay 16.9% interest rate<br><br>Student Loans:<br>23,850 Balance $116 payment<br><br>Mortgage:<br>117,000 balance $917 payment 5.875% interest<br><br>Utilities/monthly expense:<br>UVerse (TV and internet) $155 per month<br>Cell phone $55 per month<br>Car Payment $392 per month <br>Average electricity $120 per month<br>Car insurance $75 per month<br>Garbage service $35 every 3 months |
Which debts do you plan to pay off with this loan? | My credit cards through Chase and Capital One. <br>I also need to repair the roof on my home and will use any remaining to put towards paying of my vehicle. |
Member Payment Dependent Notes Series 1227598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227598 |
$24,000 |
$24,000 |
8.90% |
1.00% |
April 26, 2012 |
April 23, 2015 |
April 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227598. Member loan 1227598 was requested on April 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Manzano Medical Group | Debt-to-income ratio: | 5.85% |
Length of employment: | 7 years | Location: | ALBUQUERQUE, NM |
Home town: | |||
Current & past employers: | Manzano Medical Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | IVF (in vitro fertilization) |
Please provide additional details regarding the purpose of the loan. | in vitro fertilization |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1600 mortgage; that includes MIP (mortgage insurance premium) and, taxes. Then $250 for utilities. |
Please explain the reason why you carry a large revolving credit balance. | We use our C.C. for bills to get points, and we pay them off monthly. |
Member Payment Dependent Notes Series 1227781
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227781 |
$1,100 |
$1,100 |
7.90% |
1.00% |
April 26, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227781. Member loan 1227781 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,640 / month |
Current employer: | EL MONTE COMMUNITY CREDIT UNION | Debt-to-income ratio: | 3.71% |
Length of employment: | 5 years | Location: | PARAMOUNT, CA |
Home town: | |||
Current & past employers: | EL MONTE COMMUNITY CREDIT UNION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > i have a very stable job since 06/06 almost 6 years with a great staff<br>and i have lived at my residence since birth, personal loan to pay a bill<br><br> Borrower added on 04/06/12 > i work in elmonte, and am lookingt drive closer to employment to save on gas,<br><br> Borrower added on 04/06/12 > moving with my mom;sister and family no monthy rent due<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $2,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | no |
If you have a delinquency in the last 2 years, please explain the reason. | credit unio returned ach in error , i have direct deposit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i live with my parents they pay all the bills to the house , my car insurance and gas are 30.00 a week for gas and liabilty is 35 every month for 9 months which is now paid in full |
Member Payment Dependent Notes Series 1228013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228013 |
$23,850 |
$23,850 |
21.97% |
1.00% |
April 26, 2012 |
April 26, 2017 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228013. Member loan 1228013 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Harleysville Insurance | Debt-to-income ratio: | 18.88% |
Length of employment: | 4 years | Location: | Harleysville, PA |
Home town: | |||
Current & past employers: | Harleysville Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > The building i rent is being sold so instead of renting at a high price and since I have good credit history, I would like to use this loan on a down payment for a new home.<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,654.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the estimated current market value of the home you intend to purchase? | I have a per-approved mortgage for $175000 and need this for a down payment. this is my first time looking for a house and i need to have the money in the right order. |
What other sources of financing are you using to purchase the home? | I am able to use some most of my 401k and not pay it back if its used on a first time home. so my situation is that my debt to ratio is high and if i buy a home with a nice down payment my mortgage will be very low and instead of pay high rent i can pay a low mortgage and own a home and pay down my bills . |
What is your intended use for the loan proceeds? | I would like to use this loan on a down payment for a new home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | They vary. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | They vary. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquency. |
Please explain the reason why you carry a large revolving credit balance. | Credit cards with high interest rates make it difficult/long time to pay off. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public records. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage yet, we need this to put money down on a home and to get a mortgage. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | its for one purpose - to move into something new |
Is the home you are purchasing your primary residence or an investment property? | Primary. |
What other sources of financing are you using to purchase the home? | I am able to use some most of my 401k and not pay it back if its used on a first time home. so my situation is that my debt to ratio is high and if i buy a home with a nice down payment my mortgage will be very low and instead of pay high rent i can pay a low mortgage and own a home and pay down my bills . |
Member Payment Dependent Notes Series 1228850
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228850 |
$35,000 |
$35,000 |
21.48% |
1.00% |
April 27, 2012 |
April 29, 2017 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228850. Member loan 1228850 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Grand Cru Selections | Debt-to-income ratio: | 16.58% |
Length of employment: | 5 years | Location: | SUNNYSIDE, NY |
Home town: | |||
Current & past employers: | Grand Cru Selections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $29,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1800 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About $25,000. I pay about $1,100 a month |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency |
What is your intended use for the loan proceeds? | credit consolidation |
Which debts do you plan to pay off with this loan? | all credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money is really only to pay off credit card debt |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | about 1,700/month |
Please explain the reason why you carry a large revolving credit balance. | primarily travel, however going forward almost all travel expenses will be financed through my company |
Member Payment Dependent Notes Series 1228941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228941 |
$9,600 |
$9,600 |
14.65% |
1.00% |
April 25, 2012 |
April 23, 2015 |
April 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228941. Member loan 1228941 was requested on April 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.12% |
Length of employment: | n/a | Location: | palmbay, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/09/12 > credit cards consolidation<br><br> Borrower added on 04/10/12 > paying too high of interest on my credit card want to pay off and pay one lender with less interest<br>
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $18,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1229670
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229670 |
$5,500 |
$5,500 |
13.99% |
1.00% |
April 25, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229670. Member loan 1229670 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,583 / month |
Current employer: | HCSO | Debt-to-income ratio: | 18.19% |
Length of employment: | 3 years | Location: | Valrico, FL |
Home town: | |||
Current & past employers: | HCSO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Hi and thanks for reading my loan request.<br><br>This loan is to refinance an existing outstanding credit card with an APR of 19.99%.<br><br>Other than a deed-in-lieu of (FL real estate market), we have no other late pays. I have a very stable job with a local government agency with very good job security.<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $25,600.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1,700<br>Transportation: $1,171.98 (ins., 2 vehicles, gas at $4/gal)<br>Utilities: $420 (phone, internet, cable, electricity, water)<br>Food: Varies, averages $800 per month) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard, $3,775.41, 19.90%, $75.50<br>Visa, $631.01, 19.99%, $12.62<br>Amex (not sure how to not include the bank issuer on that one??), $1,126.02, 15.24%, $22.52 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current: $802<br>Estimate (depends on how much the loan closes for) after payoff and loan: $825-$875 |
If you have a delinquency in the last 2 years, please explain the reason. | Deed-in-lieu process, late on mortgage payments per advice from our realtor. Not good advice as we found out later. That is the only delinquency / late payment we have had in over 12 years. |
Member Payment Dependent Notes Series 1229863
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229863 |
$30,000 |
$30,000 |
9.76% |
1.00% |
April 26, 2012 |
April 24, 2017 |
April 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229863. Member loan 1229863 was requested on April 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Monarch Housing Associates | Debt-to-income ratio: | 1.62% |
Length of employment: | 10+ years | Location: | Springfield, NJ |
Home town: | |||
Current & past employers: | Monarch Housing Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have mortgage payment currently including a small home equity line of credit. |
Please explain the reason why you carry a large revolving credit balance. | Working for a non-profit, I use my credit cards often for work related expenses including travel, supplies and recently some office upgrades including software purchases.<br><br>Each month I am reimbursed for those expneses and use the proceeds to repay the credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our mortgage is $2,000 a month.<br><br>Transportation, utilities, phone insurance and food average about $2,000 a month as well.<br><br>These are shared equally with my wife.<br><br>As we are approaching retirement we alos max out contributions to our 401k. |
Member Payment Dependent Notes Series 1229915
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229915 |
$24,000 |
$24,000 |
13.99% |
1.00% |
April 26, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229915. Member loan 1229915 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | ABC managment | Debt-to-income ratio: | 10.58% |
Length of employment: | 2 years | Location: | Sunnyvale, CA |
Home town: | |||
Current & past employers: | ABC managment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > ppay off credit cards and get a car and do my own bussiness<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off some credit cards and a car to star a business |
Please provide additional details regarding the purpose of the loan. | Pay off credit cards and try to get a car to drive student when tutor them. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To save more money |
Member Payment Dependent Notes Series 1230468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1230468 |
$15,775 |
$15,775 |
14.65% |
1.00% |
May 1, 2012 |
April 23, 2015 |
April 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1230468. Member loan 1230468 was requested on April 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | M.R electric | Debt-to-income ratio: | 3.37% |
Length of employment: | 10+ years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | M.R electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $4,058.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1230644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1230644 |
$8,000 |
$8,000 |
9.76% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1230644. Member loan 1230644 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,408 / month |
Current employer: | The Center for Alcohol & Drug Treatment | Debt-to-income ratio: | 15.74% |
Length of employment: | 10+ years | Location: | Wenatchee, WA |
Home town: | |||
Current & past employers: | The Center for Alcohol & Drug Treatment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > This loan would pay off considerably high interest rate credit cards. The payment would be the same as the current card payments, however, the interest rate is much lower.<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,934.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | 115 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $1300/mo. $575 rent, $110 insurance, $100 transportation, $35 utilities, $100 phone, $300 food, $65 misc. expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three credit cards with balances of $457, $3300 and $3200 balances. Payments are $42, $110, and $140, respectively. The interest rates are in the 22% range, which is why I am interested in this loan. This would mean a significant interest savings in paying of these cards. |
If you have a public record on file, please briefly explain the event and its resolution. | N/A |
Member Payment Dependent Notes Series 1231583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1231583 |
$24,000 |
$24,000 |
7.62% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1231583. Member loan 1231583 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Chisholm Schools | Debt-to-income ratio: | 14.22% |
Length of employment: | 10+ years | Location: | Enid, OK |
Home town: | |||
Current & past employers: | Chisholm Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > We are adding a pool to our backyard for relaxation and enjoyment. I have been employed at the same location for 26 years which makes me a stable borrower. I am in the field of education, so my job is secure.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,058.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are wanting to put a swimming pool in our backyard. |
Member Payment Dependent Notes Series 1232135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1232135 |
$18,250 |
$18,250 |
19.99% |
1.00% |
April 25, 2012 |
April 24, 2017 |
April 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1232135. Member loan 1232135 was requested on April 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | GTI | Debt-to-income ratio: | 15.79% |
Length of employment: | 1 year | Location: | St. Joseph, MI |
Home town: | |||
Current & past employers: | GTI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Hurry people!! 2-1/2 days left. Please help me get fully funded and eliminate credit card debt forever!!<br><br> Borrower added on 04/23/12 > 37 hours left and still $4,500 shy of my goal. Please help me get fully funded!! Lets see some big chunks of change added here to make you some money and eliminate my credit card debt!!<br>
A credit bureau reported the following information about this borrower member on April 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current expenses total around $4,000. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Good evening. It will not let me submit my answer for this question. It keeps saying "It appears that you included information that might reveal your identity to potential investors. Please revise your entry to ensue that it doesn't include your name, Social Security number, email address, or other information that could identify where you live." I tried stripping it down to bare bones and it still won't let me answer with the information you are looking for. Sorry. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Around $900 in payments. This loan will reduce it to $462 per month. |
Please explain the reason why you carry a large revolving credit balance. | A couple of reasons. The major one is my wife broke her arm really badly last year, and was down for around 8 months with rehabillitation, physical therapy, etc.... She missed a lot of work and we had some quite large medical bills to cover in the mean time. |
Member Payment Dependent Notes Series 1232205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1232205 |
$35,000 |
$35,000 |
17.27% |
1.00% |
May 1, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1232205. Member loan 1232205 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,417 / month |
Current employer: | ITT Exelis | Debt-to-income ratio: | 3.35% |
Length of employment: | 7 years | Location: | Washington, AR |
Home town: | |||
Current & past employers: | ITT Exelis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I have purchised the Land to build a sports bar in this town with rental spaces i wish to fund the building that cost 2500 in consolidate all exsiting dedt.<br><br> Borrower added on 04/17/12 > the building is 25000.00 and it is 75X50 with 2 Floors. I have already purchised the land and paid it in full it is 3 comerical lots with and area of 225X125 lots of space for parking building will have one rental space for added income<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $9,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i Own my home i work oversea now but am returing to home total expense is around 500 |
What type of business are you starting? | Poll hall / sports bar i have already purchise the land that was the big purchise it is fully paid of no loan on it. now im building the strucher. i have the cash for building but need cash for interior. it will be almost debt free at start up. i went this route to not cash out 401k |
What do you project your monthly expenses for the first 6 months of your business? | around 8,000 total labor ,utility,inventory,premits,advertisment |
What is your intended use for the loan proceeds? | to build a 50X75 building to put a sports bar i already puchise the land paid in full |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i Own my home i work oversea now but am returing to home total expense is around 500 |
What type of business are you starting? | Poll hall / sports bar i have already purchise the land that was the big purchise it is fully paid of no loan on it. now im building the strucher. i have the cash for building but need cash for interior. it will be almost debt free at start up. i went this route to not cash out 401k |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no mortgage little credit card debt but other than that debt free |
What do you project your monthly revenues for the first 6 months to be? | this is during the start up around 1500 amonth but my income will repay the loan im not depending on the business for at least 1 year to be making any great revenues. |
Member Payment Dependent Notes Series 1232877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1232877 |
$30,750 |
$30,750 |
20.99% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1232877. Member loan 1232877 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Siemens | Debt-to-income ratio: | 18.02% |
Length of employment: | 7 years | Location: | YOUNGSVILLE, NC |
Home town: | |||
Current & past employers: | Siemens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $25,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are around $4000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balance on credit cards with approximate interest rates - 1)BofA Visa - $20k (9.9%), 2)Wells Fargo Visa - $5k (12%), 3)Visa thru credit union - $20k (7%), 4)BP Chase - $3k (12%). No student or personal loans. Mortgage is around 4.5% with balance of $196k. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balance on credit cards with approximate interest rates - 1)BofA Visa - $20k (9.9%), 2)Wells Fargo Visa - $5k (12%), 3)Visa thru credit union - $20k (7%), 4)BP Chase - $3k (12%). No student or personal loans. Mortgage is around 4.5% with balance of $196k. |
Which debts do you plan to pay off with this loan? | The plan is to pay off the highest interest credit cards first then work down. |
What is your intended use for the loan proceeds? | Using the funds to pay off high interest credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No multiple purposes except to pay off credit cards. |
Please explain the reason why you carry a large revolving credit balance. | My wife worked full time before we had twins 3 years ago and now is unable to get a full time job. So we have been using our credit cards unfortunately more then we expected and since I travel a lot I've been using them for gas. Our plan in the near future is to have them paid off in time for my wife to go back full time by end of year which her manager told her would happen. |
Member Payment Dependent Notes Series 1232906
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1232906 |
$5,600 |
$5,600 |
16.29% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1232906. Member loan 1232906 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Medical Office in Templeton | Debt-to-income ratio: | 24.30% |
Length of employment: | < 1 year | Location: | Los Osos, CA |
Home town: | |||
Current & past employers: | Medical Office in Templeton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $6,473.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1233108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1233108 |
$22,800 |
$22,800 |
18.55% |
1.00% |
May 1, 2012 |
April 25, 2017 |
April 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1233108. Member loan 1233108 was requested on April 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | hill phoenix | Debt-to-income ratio: | 14.86% |
Length of employment: | 10+ years | Location: | VOORHEES, NJ |
Home town: | |||
Current & past employers: | hill phoenix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/11/12 > I am not falling behind i would just like to pay 1 bill instead of 10. We just bought our first house a yr ago and found we needed everything.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards are in the upper teen as intrest and my bal are about a total of 20k. Thats everything including my wife |
Please explain the reason why you carry a large revolving credit balance. | My company has me use my credit cards for travel and etc. At one point it took them six weeks to pay back and they could not keep up and i kept racking up my cards. They now give me cash advance. once or if cards get pd it will only be for a emergency. buying a house in the middle did not help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards are in the upper teen as intrest and my bal are about a total of 20k. Thats everything including my wife |
Which debts do you plan to pay off with this loan? | All credit cards. I have no other loans but house and car. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards are in the upper teen as intrest and my bal are about a total of 20k. Thats everything including my wife |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the money for all credit cards and mabe buy my car from my lease or a down pymnt on a cheaper car. |
What is your intended use for the loan proceeds? | All credit cards. |
Please explain the reason why you carry a large revolving credit balance. | My company has me use my credit cards for travel and etc. At one point it took them six weeks to pay back and they could not keep up and i kept racking up my cards. They now give me cash advance. once or if cards get pd it will only be for a emergency. buying a house in the middle did not help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards are in the upper teen as intrest and my bal are about a total of 20k. Thats everything including my wife |
Which debts do you plan to pay off with this loan? | All credit cards. I have no other loans but house and car. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the money for all credit cards and mabe buy my car from my lease or a down pymnt on a cheaper car. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total thirty one hundred out of a min of 5700 take home |
Member Payment Dependent Notes Series 1234072
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1234072 |
$27,175 |
$27,175 |
16.29% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1234072. Member loan 1234072 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,539 / month |
Current employer: | Sams Club | Debt-to-income ratio: | 18.18% |
Length of employment: | 10+ years | Location: | MORRISONVILLE, NY |
Home town: | |||
Current & past employers: | Sams Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > will be paying off all debts with this loan<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage $400/ month utilities $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10500 monthly payments $600 interest rates avg of 22%<br>lines of credit $17000 -monthly payments $650 interest rate 25% |
What is your intended use for the loan proceeds? | to take care of all debts |
Please explain the reason why you carry a large revolving credit balance. | moved a few times for work in the past 10 years and accumulated a bit of debt with it |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10500 monthly payments $600 interest rates avg of 22%<br>lines of credit $17000 -monthly payments $650 interest rate 25% |
Which debts do you plan to pay off with this loan? | to take care of all debts that i have |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | will allocate all debts to pay off all balances |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage $400/ month utilities $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10500 monthly payments $600 interest rates avg of 22%<br>lines of credit $17000 -monthly payments $650 interest rate 25% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10500 monthly payments $600 interest rates avg of 22%<br>lines of credit $17000 -monthly payments $650 interest rate 25% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage payment $400/month, utilities $200 phone $75, insurance $80, food $200, gas $120, church $40 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10500 monthly payments $600 interest rates avg of 22%<br>lines of credit $17000 -monthly payments $650 interest rate 25% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10500 monthly payments $600 interest rates avg of 22%<br>lines of credit $17000 -monthly payments $650 interest rate 25% |
Member Payment Dependent Notes Series 1234315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1234315 |
$35,000 |
$35,000 |
22.45% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1234315. Member loan 1234315 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Northside Hospital | Debt-to-income ratio: | 9.52% |
Length of employment: | 9 years | Location: | TYRONE, GA |
Home town: | |||
Current & past employers: | Northside Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, I have a 15yr mortage 3.80% mthly mortgage payments $2600.00 including tax and inssurance payments. Total balance on all credit cards $28,000 interest rates range from 18%-29% I pay more than my minimums every month on credit cards approx total of $1700.00 per mth on credit card payments, All payments are on time. |
Please explain the reason why you carry a large revolving credit balance. | Due to high interest rate revolving, yearly. Also did some home improvements, landscaping, interior and exterior painting. Upgraded interior with wooded floors throughout home. Also had some major repairs bills with appliances and burst pipes over the last couple of years. |
What is your intended use for the loan proceeds? | Debt consolidation, complete needed dental work that is not covered by my dental insurance. |
Please explain the reason why you carry a large revolving credit balance. | Due to high interest rate revolving, yearly. Also did some home improvements, landscaping, interior and exterior painting. Upgraded interior with wooded floors throughout home. Also had some major repairs bills with appliances and burst pipes over the last couple of years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, I have a 15yr mortage 3.80% mthly mortgage payments $2600.00 including tax and inssurance payments. Total balance on all credit cards $28,000 interest rates range from 18%-29% I pay more than my minimums every month on credit cards approx total of $1700.00 per mth on credit card payments, All payments are on time. |
Which debts do you plan to pay off with this loan? | Pay all credit card balances to zero. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Funds will be used to pay off 4 high interest credit cards. Consolidation will allow the bills to paid off quickly and save money in long term. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage $2600, including tax & Ins 15yrs loan telepnone $35.00 per mth life insurance $150.00 gas varies $45.00 summer mths 150.00 winter mths. I have 2 cars both paid for so insurance is paid quarterly $250.00. electric varies winter $90.00 -$100 summer 150.00.m food varies I normall buy in bulk at costo or BJ $400.00 and then I spend approx 180 on esssentials. gas for my car 120per mth, |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No home equity loan. I have a 15yr mortage $2600 per mth including tax and insurance insurance Life insurance/disability insurance $250 total. gas for cars 160, telephone 35 per mth I have vonage, cell phone family plan 200, electric varies summer - winter 90-170 gas varies summer - winter 45-180. Food varies I usually shop in bulk some mths 100.00 bulk shop every quarter 450.00. |
Member Payment Dependent Notes Series 1234404
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1234404 |
$17,800 |
$17,800 |
20.50% |
1.00% |
April 26, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1234404. Member loan 1234404 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Orlando Sentinel | Debt-to-income ratio: | 9.63% |
Length of employment: | 1 year | Location: | KISSIMMEE, FL |
Home town: | |||
Current & past employers: | Orlando Sentinel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Down payment for a house / consolidation of credit. |
Member Payment Dependent Notes Series 1234442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1234442 |
$8,450 |
$8,450 |
13.67% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1234442. Member loan 1234442 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.92% |
Length of employment: | n/a | Location: | SALINE, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,973.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay off a couple of credit cards and a finance account with higher interest rates and also pay two small hospital bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current typical monthly expenses total approximately $900-$1000 |
Member Payment Dependent Notes Series 1235028
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1235028 |
$5,400 |
$5,400 |
12.12% |
1.00% |
April 26, 2012 |
April 23, 2015 |
April 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1235028. Member loan 1235028 was requested on April 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Mission Valley Veterinary Clinic | Debt-to-income ratio: | 24.77% |
Length of employment: | 10+ years | Location: | FREMONT, CA |
Home town: | |||
Current & past employers: | Mission Valley Veterinary Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/11/12 > Needing to move to a safer home the current one I live in is falling apart.<br>
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $6,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are approximately $2300.00. |
Will some or all of your moving expenses be reimbursed, if so how much? | None of the expenses will be covered. I have to move due to the home is unsafe and the land is being sold. |
Member Payment Dependent Notes Series 1235238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1235238 |
$10,750 |
$10,750 |
13.99% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1235238. Member loan 1235238 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | elk grove unified school dist. | Debt-to-income ratio: | 15.32% |
Length of employment: | 10+ years | Location: | clarksburg, CA |
Home town: | |||
Current & past employers: | elk grove unified school dist. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $4,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this for a home improvement you have already made, or one that you are planning to make? | It's for a pool |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What is the home improvement project you are planning? | A pool |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am renting that house so I break even |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $400 |
Is the improvement to your primary residence or an investment property? | Primary residence |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am renting that house so I break even |
What is your intended use for the loan proceeds? | A pool |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $400 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am renting that house so I break even |
Is the improvement to your primary residence or an investment property? | Primary residence |
Member Payment Dependent Notes Series 1235600
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1235600 |
$17,625 |
$17,625 |
12.12% |
1.00% |
April 25, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1235600. Member loan 1235600 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | bertucci's italian restaurant | Debt-to-income ratio: | 13.71% |
Length of employment: | 7 years | Location: | TOLLAND, CT |
Home town: | |||
Current & past employers: | bertucci's italian restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,541.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage, insurance, and taxes- $2200<br>utilities- $300 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | this will pay off Visa $11,000, Visa $5,000, minimum payments equaling $440 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | all $440 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $450 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage, insurance, and taxes- $2200<br>utilities- $300 |
Member Payment Dependent Notes Series 1235749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1235749 |
$16,100 |
$16,100 |
18.55% |
1.00% |
April 27, 2012 |
April 23, 2017 |
April 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1235749. Member loan 1235749 was requested on April 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Cuesta College | Debt-to-income ratio: | 22.31% |
Length of employment: | 1 year | Location: | San Luis Obispo, CA |
Home town: | |||
Current & past employers: | Cuesta College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $29,056.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1000 including utilities<br>Food - $600<br>Fuel - $150<br>Insurance - $98<br>Personal Loan - $187 (Will be paid off in June 2014)<br>Credit Card - $300 (Balance $14,900)<br>Cell Phone - $150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | These are the balances I am looking to consolidate. Once the loan is funded, I will be closing all credit cards as they are paid off.<br><br>Bank of America - Balance $3970.68<br>Best Buy - Balance $1587.21<br>Banana Republic - Balance $2849.55<br>Gap - Balance $1969.99<br>Orchard Bank - Balance $723.71<br>Macys - Balance $787.95<br>West Elm - Balance $582.53<br>J Crew - Balance $1407.76<br>IRS - Balance $3000.00<br><br>TOTAL - $16879.38 |
Member Payment Dependent Notes Series 1235873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1235873 |
$13,900 |
$13,900 |
10.74% |
1.00% |
April 26, 2012 |
April 23, 2015 |
April 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1235873. Member loan 1235873 was requested on April 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | COMMUNICATION WIRING SPECIALISTS | Debt-to-income ratio: | 14.80% |
Length of employment: | 6 years | Location: | SAN YSIDRO, CA |
Home town: | |||
Current & past employers: | COMMUNICATION WIRING SPECIALISTS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/09/12 > i would just like to pay off my credit cards, i can easily afford the monthly payment, of $ 453.99 and it will finally go towards the debt, and not just interests. banks charge insane interest charges !<br>
A credit bureau reported the following information about this borrower member on April 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i spend arround 800 in expenses, gas i get paid from work for milage, rent its very low cause i stay with family so i dont have a lease or anything, my car is paid off and pay insurance yearly . thank you for your time ! |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa - $5500 interest 20+ % minimum $ aprox 150 <br>master card $ 4500 interest 18 % minimum aprox $ 140 <br>amex $ 500 interest 18% minimum 50 <br>visa $ 2300 interest 17% minimum $ 180 <br><br><br>i plan to pay it all off so i can just have one big monthly payment that actually ,lowers the loan, than just single minimums that wont lower anything ! i really apreciate your time ! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Its arround 600 i will include all my cards so i can just have one payment. And have a better interest rate. |
Member Payment Dependent Notes Series 1235978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1235978 |
$15,000 |
$15,000 |
15.81% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1235978. Member loan 1235978 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Florida Hospital | Debt-to-income ratio: | 22.10% |
Length of employment: | 4 years | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | Florida Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I will be putting the money I save to a "Home fund", this will help me save up faster for a downpayment as I am planning to buy my first home next year. I have a very stable job and I make sure I pay my bills on time.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,387.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have my rent $900, car loan $461, car insurance with renter's insurance $165, water & electricity $100, cable & internet $120, cellphone $100 aside from my CC debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Among the credit cards that I am using I have $15000 total line of credit, total debt totalling to $10900. Current interest rate on my credit cards range from 16.24-19.24%. I still owe $7500 on my car loan, my APR on that is 8.5%. I don't have a mortgage & no student loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Main purpose of this loan is to pay off all my credit card debt totalling to almost $11000, the rest will be used to pay a medical loan. |
Which debts do you plan to pay off with this loan? | I am planning to pay off all my credit card debt. |
What is your intended use for the loan proceeds? | I am going to use the loan to pay off my credit card debt and some of my medical loan. It won't cover the whole medical loan but it will cut it more than half. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I am still renting. My rent is $900/month. Renters & car insurance is $165. Budget for water & electricity per month is $100. Internet & cable is $124.36. |
Please explain the reason why you carry a large revolving credit balance. | I hate to admit this, but I have to be honest to you & myself, mis-management of funds. That's what happened. But I am trying to get my life together & hopefully this is a start. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies in the last 2 years (as far as I can remember), like I said, i do my best to pay my bills on time. |
If you have a public record on file, please briefly explain the event and its resolution. | I don't have any except for a speeding ticket if that counts as a public record. |
Member Payment Dependent Notes Series 1236058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1236058 |
$30,000 |
$30,000 |
24.20% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1236058. Member loan 1236058 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | The Land of Nod | Debt-to-income ratio: | 22.39% |
Length of employment: | 2 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | The Land of Nod | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $23,723.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 600<br>phn 200<br>electric 150<br>insurance 250<br>gas 100<br>food 250<br>car gas 120 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC Interest Rate 1 19.99% Balance 6370 Payment $200<br>CC Interest Rate 2 25% Balance 1990.71 Payment $80<br>CC Interest Rate 3 25% Balance 25 Payment $50<br>CC Interest Rate 4 21.90% Balance 111.08 Payment $25<br>CC 5 Balance 4599 Payment $400<br>CC Interest Rate 6 7.24% Balance1775 Payment $25<br>CC Interest Rate 7 20.24% Balance 3125 Payment $50<br>CC Interest Rate 8 0% Balance 6171 Payment $150<br>School Interest Rate 2.74% Payment $116<br>Car Balance approx. 5500 Payment $330 |
If you have a delinquency in the last 2 years, please explain the reason. | No, and if ever late not because of low funds but rather a mixup. When late, never over 30 days. |
What is your intended use for the loan proceeds? | To pay off my credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 600<br>phn 200<br>electric 150<br>insurance 250<br>gas 100<br>food 250<br>car gas 120 |
Please explain the reason why you carry a large revolving credit balance. | Besides the car and school loan, credit card interest has snuck up on me and I was living outside of my means. My goals is to simply pay down my debt and to be debt free in 60 months. |
What is your intended use for the loan proceeds? | To pay off my credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 600<br>phn 200<br>electric 150<br>insurance 250<br>gas 100<br>food 250<br>car gas 120 |
If you have a delinquency in the last 2 years, please explain the reason. | No, and if ever late not because of low funds but rather a mixup. When late, never over 30 days. |
Please explain the reason why you carry a large revolving credit balance. | Besides the car and school loan, credit card interest has snuck up on me and I was living outside of my means. My goals is to simply pay down my debt and to be debt free in 60 months. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | mostly credit card and some car balance |
Which debts do you plan to pay off with this loan? | credit card debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC Interest Rate 1 19.99% Balance 6370 Payment $200<br>CC Interest Rate 2 25% Balance 1990.71 Payment $80<br>CC Interest Rate 3 25% Balance 25 Payment $50<br>CC Interest Rate 4 21.90% Balance 111.08 Payment $25<br>CC 5 Balance 4599 Payment $400<br>CC Interest Rate 6 7.24% Balance1775 Payment $25<br>CC Interest Rate 7 20.24% Balance 3125 Payment $50<br>CC Interest Rate 8 0% Balance 6171 Payment $150<br>School Interest Rate 2.74% Payment $116<br>Car Balance approx. 5500 Payment $330 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC Interest Rate 1 19.99% Balance 6370 Payment $200<br>CC Interest Rate 2 25% Balance 1990.71 Payment $80<br>CC Interest Rate 3 25% Balance 25 Payment $50<br>CC Interest Rate 4 21.90% Balance 111.08 Payment $25<br>CC 5 Balance 4599 Payment $400<br>CC Interest Rate 6 7.24% Balance1775 Payment $25<br>CC Interest Rate 7 20.24% Balance 3125 Payment $50<br>CC Interest Rate 8 0% Balance 6171 Payment $150<br>School Interest Rate 2.74% Payment $116<br>Car Balance approx. 5500 Payment $330 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC Interest Rate 1 19.99% Balance 6370 Payment $200<br>CC Interest Rate 2 25% Balance 1990.71 Payment $80<br>CC Interest Rate 3 25% Balance 25 Payment $50<br>CC Interest Rate 4 21.90% Balance 111.08 Payment $25<br>CC 5 Balance 4599 Payment $400<br>CC Interest Rate 6 7.24% Balance1775 Payment $25<br>CC Interest Rate 7 20.24% Balance 3125 Payment $50<br>CC Interest Rate 8 0% Balance 6171 Payment $150<br>School Interest Rate 2.74% Payment $116<br>Car Balance approx. 5500 Payment $330 |
Member Payment Dependent Notes Series 1236276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1236276 |
$30,000 |
$30,000 |
20.99% |
1.00% |
May 1, 2012 |
April 29, 2017 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1236276. Member loan 1236276 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Searle Brothers Construction | Debt-to-income ratio: | 6.80% |
Length of employment: | 9 years | Location: | Green River, WY |
Home town: | |||
Current & past employers: | Searle Brothers Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I will use this loan to buy a field maintenence truck to go to work in the oil fields in North Dakota.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $2,204.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am starting a heavy equipment field service business. I have been working for a local company for almost 10 years working on their heavy equipment, tractor trailers, and fleet vehicles. I would like to go into business for myself doing this same work. |
What will be the largest expense in the first six months? | My largest expense will be the field service truck. I already own all of the tools required to outfit the truck. Another large expense will be working capital to purchace parts for the equipment to be worked on. |
If you have a delinquency in the last 2 years, please explain the reason. | No, I have never had a late or missed payment on any bill or loan. |
Member Payment Dependent Notes Series 1237004
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237004 |
$5,875 |
$5,875 |
9.76% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237004. Member loan 1237004 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.34% |
Length of employment: | 2 years | Location: | MIAMI GARDENS, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | sales online. I repair old machines and sell them |
What type of business are you starting? | sales online. I repair old machines and sell them |
Please describe your experience/familiarity with the business you are starting/started? | I have been doing it for the past two years. |
What is your intended use for the loan proceeds? | I buy used machines, I fix them and sell them online. I just want to have more buying power to do it. |
What is your intended use for the loan proceeds? | I buy used machines, I fix them and sell them online. I just want to have more buying power to do it. |
What is your intended use for the loan proceeds? | I buy used machines, I fix them and sell them online. I just want to have more buying power to do it. |
What type of business are you starting? | sales online. I repair old machines and sell them |
Member Payment Dependent Notes Series 1237025
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237025 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237025. Member loan 1237025 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Alere | Debt-to-income ratio: | 21.67% |
Length of employment: | 2 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Alere | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I will use the the loan to pay credit cards with higher interest than this loan. The current total monthly payment in those credit cards is higher than the monthly payment of the loan. I have never missed or even been late in my credit cards monthly payments.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,693.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1600<br>Transportation: $150.00 ( Home Office, employer pays for travels)<br>Utilities: $ 224.00<br>Phone: Paid by employer<br>Insurance: $ 174.00<br>Food: $700.00<br>Family Cellphones: $122.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | $1839.49 ; 29.99% ; $69.00<br><br> $2322.00 ; 26.99% ; $118.00<br><br> $2828.57 ; 24.24% ; $ 76.00<br><br>Visa - $2678.00 ; 27.24% ; $ 75.00<br><br>$1620.65 ; 22.99% ; $197.98 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total balance to payoff: $11,289.00<br>Current minimum Payments: $ 535.98<br>Minimum Payments after payoff: $ 410.08 |
Member Payment Dependent Notes Series 1237040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237040 |
$15,000 |
$15,000 |
19.22% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237040. Member loan 1237040 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | sandersonfram | Debt-to-income ratio: | 14.04% |
Length of employment: | 5 years | Location: | Moultrie, GA |
Home town: | |||
Current & past employers: | sandersonfram | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > To pay off credit cards and a loan plus do some home improvements<br>
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $9,891.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | morg $ 540.00 utilties 150 to 250 phone 150 insur 240 food 300 |
If you have a delinquency in the last 2 years, please explain the reason. | I dont think i had a delinquency in the last two years |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on credit cards maybe $8000 mortgages 61.000 and one loan 4000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | on my one high card i will pay 3.000 and on my loan i will pay 3.000 and pay my other cards off , between on how much i have left i might just pay my loan off and the high card i should have around 2.000 left for my home |
Which debts do you plan to pay off with this loan? | Wells fargo and springleaf chase d iscover homedepot and a couple of other cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on credit cards maybe $8000 mortgages 61.000 and one loan 4000 |
Which debts do you plan to pay off with this loan? | Wells fargo and springleaf chase d iscover homedepot and a couple of other cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on credit cards maybe $8000 mortgages 61.000 and one loan 4000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on credit cards maybe $8000 mortgages 61.000 and one loan 4000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | on my one high card i will pay 3.000 and on my loan i will pay 3.000 and pay my other cards off , between on how much i have left i might just pay my loan off and the high card i should have around 2.000 left for my home |
Member Payment Dependent Notes Series 1237182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237182 |
$19,500 |
$19,500 |
21.48% |
1.00% |
April 27, 2012 |
April 28, 2017 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237182. Member loan 1237182 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | rage inc | Debt-to-income ratio: | 22.23% |
Length of employment: | 5 years | Location: | reidsville, NC |
Home town: | |||
Current & past employers: | rage inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > will use to payoff credit cards and a personnel loan lowering my monthly payments by $300+ and allowing me to pay off my debt earlier<br>
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $6,309.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | pay off and consolidate credit cards, will save me $300 per month and allow me to pay off in a shorter period of time |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage rate 7.5% payment $780 remaining balance $90,000 of $106,000<br>credit cards will be paying them off with this loan thus freeing up $300+ a month and allowing me to pay them off quicker than I could the credit cards<br>Car loan $203.00 interest rate 7% balance 5200.00<br>other bills are just the norm ie. electric, cable, water etc. |
If you have a delinquency in the last 2 years, please explain the reason. | dont believe I have had any delinquencies |
What is your intended use for the loan proceeds? | Payoff credit card bills thus reducing my monthly payments by $300 or more and paying this loan off quicker than I could payoff credit card debt |
Member Payment Dependent Notes Series 1237293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237293 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237293. Member loan 1237293 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Osceola Regional Medical Center | Debt-to-income ratio: | 19.86% |
Length of employment: | 1 year | Location: | Kissimmee, FL |
Home town: | |||
Current & past employers: | Osceola Regional Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,048.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit card debts with high interest rates. |
Member Payment Dependent Notes Series 1237377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237377 |
$7,000 |
$7,000 |
9.76% |
1.00% |
April 25, 2012 |
April 24, 2015 |
April 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237377. Member loan 1237377 was requested on April 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Viceroy Hotel Group | Debt-to-income ratio: | 24.70% |
Length of employment: | 2 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Viceroy Hotel Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $16,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1237439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237439 |
$20,000 |
$20,000 |
12.12% |
1.00% |
May 1, 2012 |
April 26, 2017 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237439. Member loan 1237439 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | bent tree comm | Debt-to-income ratio: | 24.00% |
Length of employment: | 10+ years | Location: | jasper, GA |
Home town: | |||
Current & past employers: | bent tree comm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > pay existing bills and home improvement<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,423.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | truck 16000 2 credit card 6000 for both no mortage |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | home is paid for 200 dollars mo for ins utilities taxes |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay one loan off and home improvements the rest |
Which debts do you plan to pay off with this loan? | one thats in my wifes name discover personell loan 12000 |
Member Payment Dependent Notes Series 1237471
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237471 |
$15,000 |
$15,000 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237471. Member loan 1237471 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | A&E Handtools | Debt-to-income ratio: | 1.75% |
Length of employment: | 5 years | Location: | Racine, WI |
Home town: | |||
Current & past employers: | A&E Handtools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Building a new garage and replacing the driveway for my home.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am removing an existing small one car garage and putting up a 2 1/2 car garage along with redoing concrete for my entire driveway. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are approximately $1500. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage- $950/mo; No HELOC; Utilities-$135/mo; insurance and taxes are included in my monthly mortgage payment. Total monthly expenses related to housing: $1085 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance-$117,000; Interest rate-4.0% fixed; Monthly payment-$950. |
Member Payment Dependent Notes Series 1237975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237975 |
$19,600 |
$19,600 |
18.25% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237975. Member loan 1237975 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | department of corrections | Debt-to-income ratio: | 9.45% |
Length of employment: | 5 years | Location: | Ellenboro, NC |
Home town: | |||
Current & past employers: | department of corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > this loan will pay off all my credit cards an department stores. thx<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,987.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | no rent, 120.00 gas, 150.00 power bill, phone 90.00, 500.00 a year for house ins. car ins 900.00 a year for 2 cars. 250.00 for food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | no rent, 120.00 gas, 150.00 power bill, phone 90.00, 500.00 a year for house ins. car ins 900.00 a year for 2 cars. 250.00 for food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | no rent, 120.00 gas, 150.00 power bill, phone 90.00, 500.00 a year for house ins. car ins 900.00 a year for 2 cars. 250.00 for food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | this loan will pay off all credit cards,department store cards, an i plan to be out of debt in 6 years or less. |
Member Payment Dependent Notes Series 1238353
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1238353 |
$3,600 |
$3,600 |
16.29% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1238353. Member loan 1238353 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | HFM Senior Housing and Healthcare | Debt-to-income ratio: | 16.60% |
Length of employment: | 2 years | Location: | SAYLORSBURG, PA |
Home town: | |||
Current & past employers: | HFM Senior Housing and Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $6,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1238568
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1238568 |
$9,175 |
$9,175 |
10.74% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1238568. Member loan 1238568 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Seterus | Debt-to-income ratio: | 18.31% |
Length of employment: | 10+ years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Seterus | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $30,019.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1238837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1238837 |
$22,050 |
$22,050 |
13.67% |
1.00% |
April 25, 2012 |
April 25, 2017 |
April 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1238837. Member loan 1238837 was requested on April 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,625 / month |
Current employer: | Avon Gear | Debt-to-income ratio: | 14.23% |
Length of employment: | 6 years | Location: | KENOCKEE, MI |
Home town: | |||
Current & past employers: | Avon Gear | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > Basically its this simple, I received this offer in the mail, I responded because I want to pay all my debt off in a reasonable time frame, while lowering the overall interest paid. I have a good steady job, but at the end of the day all I see is the amount of wasted money spent on interest charges.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,173.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | exact amounts I am not 100% sure but I know about 19-20k in total debt interest ranging from 0 to 29%, mostly just old charge cards that by consolidating I can pay off quicker and less total interest. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Its all to eliminate the debt I have and consolidate it all down to 1 payment that can be paid off in a reasonable time frame, plus since it lowers the overall payments per month I can also put additional payments towards repayment |
What is your intended use for the loan proceeds? | Simply put, Pay off all my existing debt, and consolidate it all into 1 low monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently it varies, however I would estimate it at about 1600 a month going out, although it might be a little lower. |
Member Payment Dependent Notes Series 1238876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1238876 |
$24,000 |
$24,000 |
7.90% |
1.00% |
May 1, 2012 |
April 25, 2015 |
April 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1238876. Member loan 1238876 was requested on April 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Brookhaven hospital | Debt-to-income ratio: | 12.57% |
Length of employment: | 5 years | Location: | West islip, NY |
Home town: | |||
Current & past employers: | Brookhaven hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,594.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Home improvement |
Is the home you are purchasing your primary residence or an investment property? | Primary residence. |
What is the estimated current market value of the home you intend to purchase? | Current home value: $390,000 appraised recently |
What is your intended use for the loan proceeds? | Cosmetic fix on home |
What is the estimated current market value of the home you intend to purchase? | Current home value: $390,000 appraised recently |
Is the home you are purchasing your primary residence or an investment property? | Primary residence. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
Please explain the reason why you carry a large revolving credit balance. | Have 3 kids who needs college educations, and would like to relocate close to my work place which means I just want to be secured financially whatever comes first. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record on file |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Answered |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Home improvement |
Is the home you are purchasing your primary residence or an investment property? | Primary residence. |
What is the estimated current market value of the home you intend to purchase? | Current home value: $390,000 appraised recently |
What other sources of financing are you using to purchase the home? | I own home already. |
Member Payment Dependent Notes Series 1238885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1238885 |
$20,000 |
$20,000 |
8.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1238885. Member loan 1238885 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | AIU Online | Debt-to-income ratio: | 22.99% |
Length of employment: | 10+ years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | AIU Online | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > The business loan will be used for market expansion based on an existing business for over 4 years already. The business has been very stable and just need more money for marketing promotion.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $66,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The monthly mortgage is $1250.63. |
What will be the largest expense in the first six months? | Monthly Mortgage |
Please explain the reason why you carry a large revolving credit balance. | Most of the credit balance were used to take care of my Mom surgery and recovery costs. The other had to do with the early start-up costs. |
Member Payment Dependent Notes Series 1239056
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239056 |
$11,400 |
$11,400 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239056. Member loan 1239056 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.20% |
Length of employment: | n/a | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Looking for a low interest loan to pay off high interest credit cards. Thank you for your consideration.<br> Borrower added on 04/26/12 > steady income<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $16,335.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $629<br>transportation $50<br>utilities $150 (includes phone)<br>insurance $15<br>food varies |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard 2K<br>visa 2K<br>banarepublic 5K |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $385<br>$400 |
Member Payment Dependent Notes Series 1239158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239158 |
$25,000 |
$25,000 |
23.26% |
1.00% |
April 25, 2012 |
April 25, 2017 |
April 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239158. Member loan 1239158 was requested on April 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,750 / month |
Current employer: | Allsector Technology Group | Debt-to-income ratio: | 12.26% |
Length of employment: | 10+ years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Allsector Technology Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > This loan would be used for some debt consolidation as well as home improvement. I am a good borrower and I have never been late on any loan, credit or other payments due. I have been at my current Job for over 14 years.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $19,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Hello, No I have not had any delinquency or late payments in the last two years |
If you have a delinquency in the last 2 years, please explain the reason. | Hello, No I have not had any delinquency or late payments in the last two years |
If you have a delinquency in the last 2 years, please explain the reason. | Hello, No I have not had any delinquency or late payments in the last two years |
If you have a delinquency in the last 2 years, please explain the reason. | Hello, No I have not had any delinquency or late payments in the last two years |
If you have a delinquency in the last 2 years, please explain the reason. | Hello, No I have not had any delinquency or late payments in the last two years |
What is your intended use for the loan proceeds? | Hello, The proceeds would be for some debt consolidation and some home improvements as well. |
What is your intended use for the loan proceeds? | Hello, The proceeds would be for some debt consolidation and some home improvements as well. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hello, I will be using the loan for some debt consolidation and some home improvement. I would be allocating the loan 40/60 respectively. Thank You |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hello, I will be using the loan for some debt consolidation and some home improvement. I would be allocating the loan 40/60 respectively. Thank You |
Member Payment Dependent Notes Series 1239168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239168 |
$18,350 |
$18,350 |
13.11% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239168. Member loan 1239168 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | City of Palmdale | Debt-to-income ratio: | 8.67% |
Length of employment: | 5 years | Location: | palmdale, CA |
Home town: | |||
Current & past employers: | City of Palmdale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I just wasnt to pay off my my debt in 3 years with a good interest rate. I have never been in default with any account. Thank you<br><br> Borrower added on 04/18/12 > Just noticed that on loan description the "wasnt" is supposed to be "want". I would also like to note that I own 3 vehicles that are paid in full. I also have been in law enforcement for a total of 12 years, and my current position is stable. Thanks.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortage is $1,700 which includes property taxes; car insurance is $245.00; equity line(for fixing up the house) is $532.00; phone is $105.00; water, trash, gas, and power approx $450.00 |
Please explain the reason why you carry a large revolving credit balance. | My large balance was due to a family emergency. |
Which debts do you plan to pay off with this loan? | I plan to pay off all credit card debt. |
Member Payment Dependent Notes Series 1239234
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239234 |
$7,200 |
$7,200 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239234. Member loan 1239234 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Elliott Company | Debt-to-income ratio: | 3.98% |
Length of employment: | 10+ years | Location: | NEW KENSINGTON, PA |
Home town: | |||
Current & past employers: | Elliott Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Roof repairs and replace 25 year old furnace. |
Member Payment Dependent Notes Series 1239570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239570 |
$5,000 |
$5,000 |
7.62% |
1.00% |
April 25, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239570. Member loan 1239570 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | VISION | Debt-to-income ratio: | 3.89% |
Length of employment: | 5 years | Location: | LAHAINA, HI |
Home town: | |||
Current & past employers: | VISION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1239621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239621 |
$35,000 |
$35,000 |
13.11% |
1.00% |
April 25, 2012 |
April 25, 2017 |
April 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239621. Member loan 1239621 was requested on April 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | ALLIANT CREDIT UNION | Debt-to-income ratio: | 17.48% |
Length of employment: | 8 years | Location: | WYOMING, MI |
Home town: | |||
Current & past employers: | ALLIANT CREDIT UNION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/11/12 > I would like to use the funds to payoff my existing Lending club loan, my Alliant CU Loan. I have a good job, income, and excellent payment history. Thanks for your consideration.<br><br> Borrower added on 04/15/12 > As an invester, I am sure sure exactly what info you have access to but want to add I have had loans up to 48k on one loan and have experience borrowing at this level. I know it is a lot of unsecured money and there are risks involved but consider myself very low risk. Thanks to all who invested!<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,292.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are 2800. I am going to use the loan to consolidate debt in order to it off quicker. I make good income and have great payment history. I have experience borrowing at this level and will probably pay the loan off sooner. Thanks for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are about 55k in which most of the debt was from my education. If i were to get this loan i could consolidate the smailler loans all into one and that would leave me with two outstanding loans which would be paid off in 5 years or less. My total debt payments now are about 1650 per month with an average interest rate of about 12 percent. I earn good income, have excellent payment history, and have experience borrowing at this level. i will be paying of existing LC loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are about 55k in which most of the debt was from my education. If i were to get this loan i could consolidate the smailler loans all into one and that would leave me with two outstanding loans which would be paid off in 5 years or less. My total debt payments now are about 1650 per month with an average interest rate of about 12 percent. I earn good income, have excellent payment history, and have experience borrowing at this level. i will be paying of existing LC loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are about 55k in which most of the debt was from my education. If i were to get this loan i could consolidate the smailler loans all into one and that would leave me with two outstanding loans which would be paid off in 5 years or less. My total debt payments now are about 1650 per month with an average interest rate of about 12 percent. I earn good income, have excellent payment history, and have experience borrowing at this level. i will be paying of existing LC loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are about 55k in which most of the debt was from my education. If i were to get this loan i could consolidate the smailler loans all into one and that would leave me with two outstanding loans which would be paid off in 5 years or less. My total debt payments now are about 1650 per month with an average interest rate of about 12 percent. I earn good income, have excellent payment history, and have experience borrowing at this level. i will be paying of existing LC loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are about 55k in which most of the debt was from my education. If i were to get this loan i could consolidate the smailler loans all into one and that would leave me with two outstanding loans which would be paid off in 5 years or less. My total debt payments now are about 1650 per month with an average interest rate of about 12 percent. I earn good income, have excellent payment history, and have experience borrowing at this level. i will be paying of existing LC loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are about 55k in which most of the debt was from my education. If i were to get this loan i could consolidate the smailler loans all into one and that would leave me with two outstanding loans which would be paid off in 5 years or less. My total debt payments now are about 1650 per month with an average interest rate of about 12 percent. I earn good income, have excellent payment history, and have experience borrowing at this level. i will be paying of existing LC loan. |
Please explain the reason why you carry a large revolving credit balance. | It is a combination of our student debt in which we are trying to pay off quickly. We dont want it to take us 20 years to do so. Our goal is to have is all paid off in 5 years or less. Thanks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My total monthly obligations are approx 2400 per month and includes the payment on this new loan. I make in excess of 8k per month so the loan is easily affordable for me. Also, I have a dual income household with limited additional monthly expenses. Thanks for the consideration in helping my family and I reach our goals. |
Member Payment Dependent Notes Series 1239777
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239777 |
$22,000 |
$22,000 |
13.99% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239777. Member loan 1239777 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,483 / month |
Current employer: | Austin Electric Co. | Debt-to-income ratio: | 16.97% |
Length of employment: | 10+ years | Location: | CHESAPEAKE, VA |
Home town: | |||
Current & past employers: | Austin Electric Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I am looking forward to being in control again of my finances again. Thank you Lending Club.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,711.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1239858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239858 |
$16,000 |
$16,000 |
15.81% |
1.00% |
May 1, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239858. Member loan 1239858 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | aro metal stamping | Debt-to-income ratio: | 14.15% |
Length of employment: | 6 years | Location: | ARLINGTON HEIGHTS, IL |
Home town: | |||
Current & past employers: | aro metal stamping | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa, mastercard<br>interest rate 29.24% |
What is your intended use for the loan proceeds? | 15.000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 850.00 |
Please explain the reason why you carry a large revolving credit balance. | that I had a high interest in my cards |
Member Payment Dependent Notes Series 1239868
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239868 |
$25,000 |
$25,000 |
13.11% |
1.00% |
April 26, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239868. Member loan 1239868 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | Corpus Christi Army Depot | Debt-to-income ratio: | 18.69% |
Length of employment: | 6 years | Location: | Corpus Christi, TX |
Home town: | |||
Current & past employers: | Corpus Christi Army Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I plan to utilize the loan for opening operating expenses for such as equipment purchases, furnishing upgrades and minor building improvements. These investments will improve the atmosphere and utility of the building. The remainder of the loan will be used for any incidental expenses that can arise<br><br> Borrower added on 04/15/12 > I am a model borrower with excellent credit and responsible borrowing habits. I have never made a late payment and typically pay off my debts before the due date. I plan to pay this loan off before the maturation date. I have a very stable job working for the federal government.<br><br> Borrower added on 04/15/12 > The loan will also be used for purchasing inventory and materials, improving cash flow or permanent working capital and financing accounts receivables.<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,696.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Part of the money will be used for build out expense and the rest will be for operating expenses if necessary. The loan will be paid off as soon as possible before the 5 year term. |
What type of business are you starting? | An upscale sports bar with grille. |
What is your intended use for the loan proceeds? | Part of the money will be used for build out expense and the rest will be for operating expenses if necessary. The loan will be paid off as soon as possible before the 5 year term. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | None, I live at home with my parents. |
What is your intended use for the loan proceeds? | Part of the money will be used for build out expense and the rest will be for operating expenses if necessary. The loan will be paid off as soon as possible before the 5 year term. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I dont pay a mortgagee because i live with my parents rent free. |
What type of business are you starting? | An upscale sports bar with grille. |
What do you project your monthly revenues for the first 6 months to be? | $80,000, based on most bars, on open tax records. But because of what I have seen in my city I know I will lead and be able to repay my loan in less than 5 years. |
Please describe your experience/familiarity with the business you are starting/started? | I have no experience in this type of business, but have self trained myself with books and have been frequenting bars in Houston, Austin, San Antonio and the surrounding areas that I am looking to replicate in Corpus Christi. Corpus Christi is lacking the big city concepts and this town is getting ready to grow and I know now is the time to capitalize. |
Please describe your experience/familiarity with the business you are starting/started? | I have no experience in this type of business, but have self trained myself with books and have been frequenting bars in Houston, Austin, San Antonio and the surrounding areas that I am looking to replicate in Corpus Christi. Corpus Christi is lacking the big city concepts and this town is getting ready to grow and I know now is the time to capitalize. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $ 0.00. Transportation $500.00. Utilities $0.00. Phone $250.00. Insurance $0.00. Food and drink $475.00. These numbers don't look realistic but they are because I live at home and only pay cell phone bill for my parents and buy my own groceries. The food expense also includes weekend leisure. |
If you have a delinquency in the last 2 years, please explain the reason. | The delinquency is from a dish network account that is not mine. It will get settled very soon as I contact the credit bureaus. |
Please explain the reason why you carry a large revolving credit balance. | I should close many of these accounts but have been putting it off. I also think that I may need it some day. |
If you have a public record on file, please briefly explain the event and its resolution. | I have tried to get this situation resolved. It is from a dish network account from a state I never lived in and contacted them to resolve the matter. They apparently sold my account to a collection agency and could not provide information to resolve my issue. That is a blemish I need to get corrected but have been putting it off since I do have a little better than good credit. |
Member Payment Dependent Notes Series 1239924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1239924 |
$8,475 |
$8,475 |
12.12% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1239924. Member loan 1239924 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Agility Health | Debt-to-income ratio: | 20.64% |
Length of employment: | 8 years | Location: | NILES, MI |
Home town: | |||
Current & past employers: | Agility Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,057.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay monthly $270.00 for my car lease; $200 telephone; approx $200 in groceries; and approx $700 in credit card and medical bills (the part I'd like to consolidate) |
Member Payment Dependent Notes Series 1240196
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240196 |
$5,000 |
$5,000 |
12.12% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240196. Member loan 1240196 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | SACC | Debt-to-income ratio: | 18.13% |
Length of employment: | 5 years | Location: | CENTREVILLE, VA |
Home town: | |||
Current & past employers: | SACC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200 |
Please provide additional details regarding the purpose of the loan. | Reception and limo |
What is your intended use for the loan proceeds? | Reception and limo |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 700 |
Member Payment Dependent Notes Series 1240250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240250 |
$25,975 |
$25,975 |
13.11% |
1.00% |
April 26, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240250. Member loan 1240250 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Shipyard | Debt-to-income ratio: | 15.51% |
Length of employment: | 9 years | Location: | Hoquiam, WA |
Home town: | |||
Current & past employers: | Shipyard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > Relocating same job same company different town. Wages will increase. Thank you!<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $3,607.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What other sources of financing are you using to purchase the home? | I am using conviental financing this will be a huge help for a down payment. We are not going above our means and looking for a house that will help keep the debt to ratio down. |
Is the home you are purchasing your primary residence or an investment property? | It will be considered an investment property in paper only until old house sells. The new house will be very under the Cost of living. I am not looking to buy new or perfect. Thank ou. |
Member Payment Dependent Notes Series 1240407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240407 |
$13,000 |
$13,000 |
8.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240407. Member loan 1240407 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Flowrox Inc | Debt-to-income ratio: | 14.90% |
Length of employment: | 2 years | Location: | Gaithersburg, MD |
Home town: | |||
Current & past employers: | Flowrox Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > I am trying to consolidate several credit cards with varying interest rates onto one payment.<br>
A credit bureau reported the following information about this borrower member on April 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,383.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly living expenses are just shy of $1200 / month (housing, utilities, food, transportation, etc) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | As of March 31 I have the following credit card balances outstanding:<br>$4148 at 14.24%, $100/mo minimum payment<br>$2546 at 19.80%, $100/mo minimum payment<br>$4183 at 13.24%, $100/mo minimum payment<br>$1879 at 15.24%, $75/mo minimum payment<br><br>I also have a car loan that is less than a year old with a balance of $22k and a monthly payment of $435 and a rate of 6.39% |
Member Payment Dependent Notes Series 1240833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240833 |
$30,000 |
$30,000 |
22.45% |
1.00% |
April 26, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240833. Member loan 1240833 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Standard Office Systems | Debt-to-income ratio: | 18.72% |
Length of employment: | 3 years | Location: | FLOWERY BRANCH, GA |
Home town: | |||
Current & past employers: | Standard Office Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/13/12 > consolidated payment lowers my output by $220/mth & gives finish line to paying off all debt. never a late fee on mortgage,cc,etc. paid off all student loans,2 of our cars. this loan marks the final debt to eliminate. have worked in the same sales industry for 14 yrs & current company is debt free.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $58,969.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 on amex 12.24% APR min payment $350, $6000 Chase CC 22.24% APR minimum payment $202, $11,100 Discover 23% APR minimum payment $274 approx. Approx. $256,000 balance on mortgage $2100 a month just refinanced to 4% fixed. $35,000 equity line balance $175.00 payment per month. Student loans were paid in full last year. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | See answer to previous question for most of the monthly expenses. Taxes and insurance are escrowed. Utilities average $400.00 a month between water, gas, and electric. Misc expenses (lawn care, bug, etc.) Approx $40.00 a month. Car insurance breakdown is $118.00 per month for full coverage on all cars and one car is paid off. HOA fees are $850.00 annually. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 on amex 12.24% APR min payment $350, $6000 Chase CC 22.24% APR minimum payment $202, $11,100 Discover 23% APR minimum payment $274 approx. Approx. $256,000 balance on mortgage $2100 a month just refinanced to 4% fixed. $35,000 equity line balance $175.00 payment per month. Student loans were paid in full last year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 on amex 12.24% APR min payment $350, $6000 Chase CC 22.24% APR minimum payment $202, $11,100 Discover 23% APR minimum payment $274 approx. Approx. $256,000 balance on mortgage $2100 a month just refinanced to 4% fixed. $35,000 equity line balance $175.00 payment per month. Student loans were paid in full last year. |
Which debts do you plan to pay off with this loan? | Pay off the entire balances of Chase and Discover cards and the remaining approx. 11k put towards my amex. additional monthly savings each month the outstanding balance will be paid off in 2 years. reamaining 7k balance will be at 12.24%. My only car loan will be paid off early within those 2 years then will pay this loan off in 4 years instead of 5 |
Please explain the reason why you carry a large revolving credit balance. | I have had each of the credit cards for a long time and I did not get them to just charge things I couldn't afford on them. I accepted a job in another state in Dec 2006. With the economy we couldnt sell our home and travel back and forth for 2 years and until our agent found a suitable renter made the credit card balances to rise. Have all of that past me now and just trying to eliminate this final debt or at least give it a tangible finish line. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I believe that question was answered in one of the first questions. I think the questions and answers are shown publicly. If not let me know I dont mind giving the information again. The only thing maybe not part of one of the first answers was car payment which is $479 a month. I have a company phone and food varies every month. As i said, if you need more information please let me know. |
What is your intended use for the loan proceeds? | in the previous answers i gave the breakdown of the debt i am going to pay off with the loan. 100% of the loan is going to pay off debt and consolidate my monthly payments and set a definite timeframe to be debt free. again, i am not sure if my previous answers are visible to all of the investors and i dont have the debt breakdown with me at this moment. if you cant see the previous answers and need that breakdown i will be more than happy to provide it, just let me know. thanks. |
Please explain the reason why you carry a large revolving credit balance. | I have had each of the credit cards for a long time and I did not get them to just charge things I couldn't afford on them. I accepted a job in another state in Dec 2006. With the economy we couldnt sell our home and travel back and forth for 2 years and until our agent found a suitable renter made the credit card balances to rise. Have all of that past me now and just trying to eliminate this final debt or at least give it a tangible finish line. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | the only purpose for the loan is debt consolidation and pay off. it will be allocated across 3 separate debts paying 2 completely off and paying of 2/3 of the 3rd. please see answers from previous questions for breakdowns. thnaks. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had one single delinquency in the past 10 years |
If you have a public record on file, please briefly explain the event and its resolution. | I have never had a public record |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | We just refinanced our home. Total payment dropped almost $300 per month. Principal payment is $1467. I dont have my statement in front of me but the remaining monthly amount between taxes and insurance makes the total payment $1889 per month. |
Member Payment Dependent Notes Series 1240871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240871 |
$12,000 |
$12,000 |
6.03% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240871. Member loan 1240871 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | BDO USA, LLP | Debt-to-income ratio: | 9.74% |
Length of employment: | < 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | BDO USA, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Will use funds to consolidate credit card debt into one payment. This will allow me to more easily budget expenses and get back to living within our means.<br><br> Borrower added on 04/16/12 > Will use funds to consolidate debt into one payment. Allow us to more easily budget and get back to living within our means (derailed by loss of employment for two years).<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,867.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Please let me know if there is a glitch in the system. I've answered this question twice already but it still shows up unanswered. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover - $4,479 (0% until 9/2012 and then 12%); paying $140/m<br><br>Visa #1 - $1,501 (14.24%); not sure what the minimum is but I normally pay $150<br><br>Visa #2 - $726 (15%); not sure what the minimum is but I normally pay $100<br><br>Line of Credit - $4,682 (10%); I think the minimum is $140 but I normally pay $210 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Discover - $4,479 (0% until 9/2012 and then 12%); paying $140/m<br><br>Visa #1 - $1,501 (14.24%); not sure what the minimum is but I normally pay $150<br><br>Visa #2 - $726 (15%); not sure what the minimum is but I normally pay $100<br><br>Line of Credit - $4,682 (10%); I think the minimum is $140 but I normally pay $210<br><br>Don't understand the last part of your question. Basically, I will use the loan to payoff all the credit card debt and just have the loan to pay along with our mortgage. |
Member Payment Dependent Notes Series 1240921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240921 |
$35,000 |
$35,000 |
18.25% |
1.00% |
April 30, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240921. Member loan 1240921 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $25,000 / month |
Current employer: | Morgan Stanley | Debt-to-income ratio: | 3.67% |
Length of employment: | 5 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Morgan Stanley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $36,051.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1240937
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240937 |
$10,000 |
$10,000 |
6.03% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240937. Member loan 1240937 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,292 / month |
Current employer: | Loews Corporation | Debt-to-income ratio: | 7.85% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Loews Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I'm a responsible borrower with excellent credit history. I have a secure full time job and I always pay my bills on time. I'll use this loan to consolidate high-interest credit card debt. My monthly income is divided as follows: 35% Housing, 20% Living, 10% Transportation, 15% Debt and 20% Savings.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses:<br>$1250.00 Rent<br>$100.00 Gas/Electric<br>$125.00 Phone/Internet<br>$200.00 Transportation<br>$100.00 Groceries<br>$75.00 Other Living Expenses<br>$200.00 Recreation<br>$300.00 Credit Card Bills<br>$1000.00 Savings<br>$150.00 Miscellaneous |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard - Balance: $4,997.05; APR: 11.99%; Minimum Payment: $168.00<br>Discover - Balance: $880.00; APR: 16.24%; Minimum Payment: $59.00<br>Visa - Balance: $700.00; APR: 11.24%; Minimum Payment: $40.00<br>Amex - Balance: $630.00; APR: 17.24%; Minimum Payment: $35.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current total minimum payment is $302 for a total of 4 credit cards with an average APR of 14.18%. I will completely pay off all 4 credit cards, leaving only the monthly payment of $304.36 for this loan. |
Member Payment Dependent Notes Series 1240961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240961 |
$12,000 |
$12,000 |
7.62% |
1.00% |
April 25, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240961. Member loan 1240961 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | The Episcopal Church | Debt-to-income ratio: | 25.11% |
Length of employment: | 7 years | Location: | Honolulu, HI |
Home town: | |||
Current & past employers: | The Episcopal Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses, including rent, utilities, etc., is approximately $2,000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt is $24,500 (loan) at 14.17%. This new loan is potentially a much better interest rate, hence why I am pursuing this. |
What is your intended use for the loan proceeds? | I plan to pay a portion of another loan which has a higher interest rate. |
Member Payment Dependent Notes Series 1240978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1240978 |
$7,000 |
$7,000 |
6.03% |
1.00% |
May 1, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1240978. Member loan 1240978 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,750 / month |
Current employer: | L.S.F. Shuttle | Debt-to-income ratio: | 8.29% |
Length of employment: | 4 years | Location: | Davie, FL |
Home town: | |||
Current & past employers: | L.S.F. Shuttle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > I will pay off a Chase Card with this loan.<br><br> Borrower added on 04/12/12 > Pay off Chase card<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Sole purpose: Pay off Chase card that carries a higher interest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $550.00 (I rent the lot my home sits on) (I own the home outright)<br>Transportation: $100.00/month (1973 VW Beetle)<br>Utilities: Water/sewer:$50./mo<br>Phone/Computer: $100.00/mo<br>Food: $300/mo<br>Insurance: car/health/ life total per mo./ $40.00/mo<br>Etc. - not much etc. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $550.00 (I rent the lot my home sits on) (I own the home outright)<br>Transportation: $100.00/month (1973 VW Beetle)<br>Utilities: Water/sewer:$50./mo<br>Phone/Computer: $100.00/mo<br>Food: $300/mo<br>Insurance: car/health/ life total per mo./ $40.00/mo<br>Etc. - not much etc. |
Member Payment Dependent Notes Series 1241149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241149 |
$21,000 |
$21,000 |
13.67% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241149. Member loan 1241149 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.98% |
Length of employment: | 1 year | Location: | MILTON, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,061.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation at a lower rate. Thanks! |
Member Payment Dependent Notes Series 1241244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241244 |
$13,475 |
$13,475 |
6.03% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241244. Member loan 1241244 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.69% |
Length of employment: | n/a | Location: | belmont, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | home paid in full monthly expenses $625 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | ford credit $288 interest rate 1.5 apr balance approx $17000 |
Member Payment Dependent Notes Series 1241253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241253 |
$8,750 |
$8,750 |
17.99% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241253. Member loan 1241253 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Caldwell County Schools / Hudson Middle | Debt-to-income ratio: | 16.78% |
Length of employment: | 10+ years | Location: | LENOIR, NC |
Home town: | |||
Current & past employers: | Caldwell County Schools / Hudson Middle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > This loan is to consolidate credit card debts...<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,867.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a) Mortgage - Balance $185,000 - Payment $1,040 - 5.125% - BOA)<br><br>b) Car Payment - Wells Fargo - $349 monthly payment - Balance is roughly $20,000 (4.75%)<br><br>c) Credit Cards <br> 1. Master Card - $800 balance - 26.9%<br> 2. Visa - $1,450 balance - 23.9%<br> 3. Juniper Visa - $1,300 balance - 30.4%<br> 4. Lowe's Hardware - $2,000 balance - 24.9%<br> 5. Belk's - $1,000 balance - 24%<br> 6. Universal Finance - $800 balance - 21%<br> 7. Caldwell Memorial Hospital - $1,400 balance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a) Mortgage - Balance $185,000 - Payment $1,040 - 5.125% - BOA)<br><br>b) Car Payment - Wells Fargo - $349 monthly payment - Balance is roughly $20,000 (4.75%)<br><br>c) Credit Cards <br> 1. Master Card - $800 balance - 26.9%<br> 2. Visa - $1,450 balance - 23.9%<br> 3. Juniper Visa - $1,300 balance - 30.4%<br> 4. Lowe's Hardware - $2,000 balance - 24.9%<br> 5. Belk's - $1,000 balance - 24%<br> 6. Universal Finance - $800 balance - 21%<br> 7. Caldwell Memorial Hospital - $1,400 balance |
Which debts do you plan to pay off with this loan? | The credit cards (Visa, Mastercard, Juniper, Lowe's, and Belk's), the hospital bill and the personal loan (Universal)... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MONTHLY<br>Mortgage - $ 1040<br>Car - $ 349<br>Utilities (electric, natural gas, water) - $165<br>Cell Phones - $125<br>Life Insurance - $275<br>Health Insurance - $640<br>Car Insurance - $50<br>Food - $550 - $600 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a) Mortgage - Balance $185,000 - Payment $1,040 - 5.125% - BOA)<br><br>b) Car Payment - Wells Fargo - $349 monthly payment - Balance is roughly $20,000 (4.75%)<br><br>c) Credit Cards <br> 1. Master Card - $800 balance - 26.9%<br> 2. Visa - $1,450 balance - 23.9%<br> 3. Juniper Visa - $1,300 balance - 30.4%<br> 4. Lowe's Hardware - $2,000 balance - 24.9%<br> 5. Belk's - $1,000 balance - 24%<br> 6. Universal Finance - $800 balance - 21%<br> 7. Caldwell Memorial Hospital - $1,400 balance |
Which debts do you plan to pay off with this loan? | The credit cards (Visa, Mastercard, Juniper, Lowe's, and Belk's), the hospital bill and the personal loan (Universal)... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MONTHLY<br>Mortgage - $ 1040<br>Car - $ 349<br>Utilities (electric, natural gas, water) - $165<br>Cell Phones - $125<br>Life Insurance - $275<br>Health Insurance - $640<br>Car Insurance - $50<br>Food - $550 - $600 |
Which debts do you plan to pay off with this loan? | The credit cards (Visa, Mastercard, Juniper, Lowe's, and Belk's), the hospital bill and the personal loan (Universal)... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a) Mortgage - Balance $185,000 - Payment $1,040 - 5.125% - BOA)<br><br>b) Car Payment - Wells Fargo - $349 monthly payment - Balance is roughly $20,000 (4.75%)<br><br>c) Credit Cards <br> 1. Master Card - $800 balance - 26.9%<br> 2. Visa - $1,450 balance - 23.9%<br> 3. Juniper Visa - $1,300 balance - 30.4%<br> 4. Lowe's Hardware - $2,000 balance - 24.9%<br> 5. Belk's - $1,000 balance - 24%<br> 6. Universal Finance - $800 balance - 21%<br> 7. Caldwell Memorial Hospital - $1,400 balance |
Please explain the reason why you carry a large revolving credit balance. | It has just built up over time...it seems that everytime we feel that we are making progress, something happens to take the money we are saving...just this month, my vehicle repair took $500, the garage door repair took $200...<br><br>I am the principal source of income as my wife has fibryomyalgia and unable to work full time...for the past nine years she has worked as a pre-school teacher...this is part time (4 hours a day)...besides my teaching job, I also drive a school bus and coach... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a) Mortgage - Balance $185,000 - Payment $1,040 - 5.125% - BOA)<br><br>b) Car Payment - Wells Fargo - $349 monthly payment - Balance is roughly $20,000 (4.75%)<br><br>c) Credit Cards <br> 1. Master Card - $800 balance - 26.9%<br> 2. Visa - $1,450 balance - 23.9%<br> 3. Juniper Visa - $1,300 balance - 30.4%<br> 4. Lowe's Hardware - $2,000 balance - 24.9%<br> 5. Belk's - $1,000 balance - 24%<br> 6. Universal Finance - $800 balance - 21%<br> 7. Caldwell Memorial Hospital - $1,400 balance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a) Mortgage - Balance $185,000 - Payment $1,040 - 5.125% - BOA)<br><br>b) Car Payment - Wells Fargo - $349 monthly payment - Balance is roughly $20,000 (4.75%)<br><br>c) Credit Cards <br> 1. Master Card - $800 balance - 26.9%<br> 2. Visa - $1,450 balance - 23.9%<br> 3. Juniper Visa - $1,300 balance - 30.4%<br> 4. Lowe's Hardware - $2,000 balance - 24.9%<br> 5. Belk's - $1,000 balance - 24%<br> 6. Universal Finance - $800 balance - 21%<br> 7. Caldwell Memorial Hospital - $1,400 balance |
Member Payment Dependent Notes Series 1241259
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241259 |
$9,600 |
$9,600 |
6.62% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241259. Member loan 1241259 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Slait consulting | Debt-to-income ratio: | 25.01% |
Length of employment: | < 1 year | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | Slait consulting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I had a previous loan with Lendingclub which was never paid late and was paid in full. I look forward to doing business again.<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $57,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage-1166<br>utilities are around $200 every month<br>debts listed in previous question |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card-bal-6637; interest rate-19.99; payment $150 (will be consolidated)<br>credit card-bal-2170; interest rate-16.99; payment $55 (will be consolidated)<br>credit card-bal-8,117; interest rate-7.99; payment $249<br>line of credit-bal-49,000; interest rate-3.5; payment $485 (this was home renovations)<br>vehicle loan-bal-27,500; interest rate-3.46; payment $566 |
Member Payment Dependent Notes Series 1241332
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241332 |
$7,200 |
$7,200 |
13.11% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241332. Member loan 1241332 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Starwood Hotels | Debt-to-income ratio: | 21.48% |
Length of employment: | 8 years | Location: | WESTPORT, MA |
Home town: | |||
Current & past employers: | Starwood Hotels | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $8,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1241343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241343 |
$32,875 |
$32,875 |
10.74% |
1.00% |
April 26, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241343. Member loan 1241343 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | 3TI | Debt-to-income ratio: | 22.85% |
Length of employment: | < 1 year | Location: | staten island, NY |
Home town: | |||
Current & past employers: | 3TI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/13/12 > I have a great credit history and have already borrowed and paid back my loan with lending club in the past. I am looking to borrow to refinance some debt into one monthly payment and to become debt free.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include my student loans which is $380 a month, and food which is approximately 300-400 (over estimated). I do not pay rent, utilities, or transportation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 loans with a monthly payment of 312 and 458 at 30% which are the loans I am trying to reconsolidate with this loan now that my credit has improved. Other than that I only have my school payment of 380 a month. |
Member Payment Dependent Notes Series 1241345
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241345 |
$19,000 |
$19,000 |
12.12% |
1.00% |
April 25, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241345. Member loan 1241345 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,933 / month |
Current employer: | VMC/Apple | Debt-to-income ratio: | 13.53% |
Length of employment: | < 1 year | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | VMC/Apple | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > refinance credit cards<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1241420
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241420 |
$1,000 |
$1,000 |
10.74% |
1.00% |
April 26, 2012 |
April 26, 2017 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241420. Member loan 1241420 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 28.70% |
Length of employment: | 4 years | Location: | Lakewood , CO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1241629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241629 |
$20,000 |
$20,000 |
18.25% |
1.00% |
April 25, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241629. Member loan 1241629 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | sherwood | Debt-to-income ratio: | 13.66% |
Length of employment: | 7 years | Location: | washigton, PA |
Home town: | |||
Current & past employers: | sherwood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $7,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off my bills and credit cards |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | all of my bills |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | i am not paying a morgage i own the house |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | to pay bills and my credit cards |
Member Payment Dependent Notes Series 1241687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241687 |
$3,000 |
$3,000 |
6.03% |
1.00% |
April 25, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241687. Member loan 1241687 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Civil Service, USAF | Debt-to-income ratio: | 0.60% |
Length of employment: | 10+ years | Location: | Byron, GA |
Home town: | |||
Current & past employers: | Civil Service, USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $999.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Replace the 24 X 24 foot round above ground pool that was destroyed recently when its steel wall failed after rusting through hidden from view from the inside out over the years. Install includes the pool and installation costs. |
What is your intended use for the loan proceeds? | Replace the 24 X 24 foot round above ground pool that was destroyed recently when its steel wall failed after rusting through hidden from view from the inside out over the years. Install includes the pool and installation costs. |
Is this for a home improvement you have already made, or one that you are planning to make? | The funds are to replace a previous "home improvement" so to speak. The loan is to replace the 24 X 24 foot round above ground pool that was destroyed recently when its steel wall failed after rusting through hidden from view from the inside out over the years. Install includes the pool and installation costs. |
Is the improvement to your primary residence or an investment property? | Primary residence. |
Member Payment Dependent Notes Series 1241691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241691 |
$35,000 |
$35,000 |
18.25% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241691. Member loan 1241691 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,167 / month |
Current employer: | INVESTMENT FIRM | Debt-to-income ratio: | 15.19% |
Length of employment: | 6 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | INVESTMENT FIRM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Just trying to consolidate all debt into one payment to pay off as quickly as possible.<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $13,562.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses all in range from $1200-1400 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - 19K at 22% average<br>Bank Credit Line - 5.4K at 19%<br>Student Loans - N/A<br>Total payments made per month $900-1000.<br>I am trying to consolidate these loans into one payment, which I plan on paying off as quickly as possible. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last 2 years nor have I ever failed to pay a debt. |
Member Payment Dependent Notes Series 1241985
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241985 |
$20,000 |
$20,000 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241985. Member loan 1241985 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | hendry caladiums,inc | Debt-to-income ratio: | 16.09% |
Length of employment: | 10+ years | Location: | Lake Placid, FL |
Home town: | |||
Current & past employers: | hendry caladiums,inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > new swimming pool<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $84,853.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 139650.00 balance 6.00 ir 959.00 payment |
Please explain the reason why you carry a large revolving credit balance. | they are secured by saving and they have 0% int. for 18 months ,they will be paid off before the int. starts.I have not had one late payment in over 10 yrs. but i do use o% cards or low int. and leave my money in the bank.thats why i choose the 36 month term over the 60 for the lower int. |
Member Payment Dependent Notes Series 1241994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1241994 |
$8,000 |
$8,000 |
16.29% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1241994. Member loan 1241994 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | alison plumbing | Debt-to-income ratio: | 15.76% |
Length of employment: | 6 years | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | alison plumbing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > I'm looking to pay off and close all but one card. My monthly expenses are minimum live at home with parents.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $7,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm living at home with my parents so its minimum. Do have car payment insurance and phone though |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards with minimum payments from 40 to 80 dollars. Looking to pay off and close most of them. I don't have student loans mortgages or rent. Interest rates between 15 and 23 percent . |
If you have a delinquency in the last 2 years, please explain the reason. | I haven't had a delinquency in the past two years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards with minimum payments from 40 to 80 dollars. Looking to pay off and close most of them. I don't have student loans mortgages or rent. Interest rates between 15 and 23 percent . |
Member Payment Dependent Notes Series 1242055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242055 |
$18,000 |
$18,000 |
18.55% |
1.00% |
April 27, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242055. Member loan 1242055 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,362 / month |
Current employer: | Newmark Knight Frank | Debt-to-income ratio: | 20.34% |
Length of employment: | 9 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Newmark Knight Frank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I'd like to lower the monthly payments on my current loan which are $604.58 a month (I've paid on time for 21 months). I'd like to use the extra money to pay for a patent application, I have a great winter garment design and will need to hire a patent attorney as well.<br><br> Borrower added on 04/16/12 > In addition to my patent application and attorney, I will also use the extra money to buy fabric to create samples of my garment and pay my pattern maker. The extra funds would not only help me protect my idea legally but get it off the ground - up and running!<br><br> Borrower added on 04/17/12 > Payback: Pay back the balance of my existing loan /lower my monthly payments. The Power to Step it Up: Obtain a patent attorney to protect my design, obtain the patent and produce a great product. This loan is about stepping out on faith and making my gifts work / make room for me.<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,464.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use this loan for two reasons: #1 to lower the remaining monthly payments on my current loan (which I've paid on time for 21 months) and #2 to obtain a patent attorney / apply for a patent for a winter garment that I have designed. I am VERY confident in my design which is why I'm willing to step out on faith and apply for this loan. If I can get the funding to go full steam ahead I believe that it will be a successful garment and I could pay this loan off early! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses (which includes my monthly payments on my current loan) is $2200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is $800/month |
Member Payment Dependent Notes Series 1242072
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242072 |
$32,000 |
$32,000 |
12.12% |
1.00% |
April 25, 2012 |
April 26, 2017 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242072. Member loan 1242072 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,155 / month |
Current employer: | US Army | Debt-to-income ratio: | 17.97% |
Length of employment: | 10+ years | Location: | LITTLETON, CO |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > I'm a veteran still serving in the Army. I've dedicated many years to this outstanding country and i'm looking to set myself up for the future. I'm a hard worker and a go-getter. Honesty and integrity is what we live by in the Army, and that's why i've made it my career. Thank you and Hooah!<br><br> Borrower added on 04/13/12 > With respect to investors: I have never declared bankruptcy, and have never been late on my bills. I am willing to answer any questions, so please feel free to ask.<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,301.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses for housing is $1610. Utilities is about $200/mo. No home equity lines of credit. |
Please explain the reason why you carry a large revolving credit balance. | I own 2 other houses that I use to live in and fixed up. I have been moved by the Army and now rent those 2 houses out. They are now considered "investment" properties since I rent them out and I am not able to take a home equity line of credit on them to consolidate the costs I incurred fixing them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have 2 credit cards with their balances totaling $20,500 and 1 personal loan for $11,300. No student loans or other lines of credit. My monthly payments for the credit cards are $270 and $235 and the personal loan is $550 for a total of $1055/mo in payments. |
Which debts do you plan to pay off with this loan? | I plan to pay off my 2 credit cards and 1 personal loan to consolidate all of my debt. I will also cancel my cards once they are paid off, as I don't intend to incur any more debt after this. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$1610<br>House #1- $1155<br>House #2-$834<br>service contracts (for repairs) on rental properties-$100<br>phone- $135<br>cable-$90<br>internet-$50<br>utilities-$200<br>credit card $270<br>credit card $235<br>personal loan- $550<br>car payment- $525<br>food-$600<br>transportation- $500<br>other expenses with regard to familiy-$1000<br><br>These are my monthly expenses. I own the above 2 houses that I am currently renting out since i've been moved by the Army. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have 2 credit cards with their balances totaling $20,500 and 1 personal loan for $11,300. No student loans or other lines of credit. My monthly payments for the credit cards are $270 and $235 and the personal loan is $550 for a total of $1055/mo in payments. |
Please explain the reason why you carry a large revolving credit balance. | I own 2 other houses that I use to live in and fixed up. I have been moved by the Army and now rent those 2 houses out. They are now considered "investment" properties since I rent them out and I am not able to take a home equity line of credit on them to consolidate the costs I incurred fixing them. |
Member Payment Dependent Notes Series 1242117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242117 |
$35,000 |
$35,000 |
18.25% |
1.00% |
May 1, 2012 |
April 26, 2017 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242117. Member loan 1242117 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | kaiser hospital | Debt-to-income ratio: | 29.83% |
Length of employment: | 10+ years | Location: | Lakewood, CA |
Home town: | |||
Current & past employers: | kaiser hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1242128
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242128 |
$30,000 |
$30,000 |
21.48% |
1.00% |
April 26, 2012 |
April 26, 2017 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242128. Member loan 1242128 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | USPS | Debt-to-income ratio: | 21.93% |
Length of employment: | 6 years | Location: | BAY POINT, CA |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,604.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1242129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242129 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 25, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242129. Member loan 1242129 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | victoria's secret | Debt-to-income ratio: | 10.58% |
Length of employment: | 5 years | Location: | falls church, VA |
Home town: | |||
Current & past employers: | victoria's secret | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/12/12 > thanks for this oportunity, this loan it will help to pay off 3 credit card i have i need to get read of them to aply to buy a house the next year thanks whoever its behind<br>
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,769.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i only pay rent and my cellphone and food like $420 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | like $15 for each i plan to pay off in total with your loan i own like $1500 in each interes its like 15% APR |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | like $360 |
Member Payment Dependent Notes Series 1242186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242186 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 26, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242186. Member loan 1242186 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Clare-Gladwin RESD | Debt-to-income ratio: | 19.40% |
Length of employment: | 8 years | Location: | CLARE, MI |
Home town: | |||
Current & past employers: | Clare-Gladwin RESD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments for all the credit cards is $495.00 and that does not include this loan.<br>thanks |
Member Payment Dependent Notes Series 1242200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242200 |
$8,000 |
$8,000 |
12.12% |
1.00% |
April 25, 2012 |
April 26, 2015 |
April 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242200. Member loan 1242200 was requested on April 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Compass | Debt-to-income ratio: | 12.35% |
Length of employment: | 4 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Compass | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card - Outstanding Balance - Interest Rate - Minimum Payment<br>Visa, $3922.94, 18.24%, $132 <br>MasterCard, $2471.37, 17.90%, $61<br>Discover, $898.34, 15.99%, $40 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The current total minimum monthly payment is $233, paying the minimum it will be paid off in a little over 5 ½ years, total pay off of $15,378.<br>With the loan, the monthly payment my monthly payment will be $266, with a pay off time of 3 years, a total pay off of $9,576<br><br>The loan will allow me to save about $5802. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $550<br>Transportation - $104<br>Cell Phone - $130<br>Gym - $45<br>Student Loan - $150<br>Medical Bills - $150<br>Credit Card Bills -$233<br>Food -$600<br>Total -$1962 |
Member Payment Dependent Notes Series 1242329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1242329 |
$24,000 |
$24,000 |
21.97% |
1.00% |
April 25, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1242329. Member loan 1242329 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,250 / month |
Current employer: | Enlarged School District of Troy | Debt-to-income ratio: | 23.31% |
Length of employment: | 10+ years | Location: | Schenectady, NY |
Home town: | |||
Current & past employers: | Enlarged School District of Troy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/13/12 > I am hoping to totally pay off the credit cards with this loan. Therefore, I will have only one monthly payment. It is my goal to rid myself of all the credit cards. It is imperative that I start to relieve myself of this debt, which is preventing me from increasing my savings.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $23,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have a rent, mortgage, home equity loan or line credit. My utilities (gas and electric) is approximately $250 monthly. The insurances and taxes are paid quarterly. |
Please explain the reason why you carry a large revolving credit balance. | My father was ill in Florida, which cause debit in the form of (airfare, hotels and other fees). I had to make several trips to see him at the hospital/nursing home, funeral, travel to meet lawyers to clear up the difficulties regarding his estate. at times, I had to fly with short notice, (higher fare)<br> When both children started college it was necessary to purchase certain items. One graduated and it is no longer necessary to fly her back and forth, which is an additional saving. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
Which debts do you plan to pay off with this loan? | I plan to pay off ALL Credit cards. With all the cards consolidated into one monthly payment, that is withdrawn directly from my account, I can stop worrying about paying several bills. Most of all, I can increase my monthly saving. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello, I do not have rent or mortgage expenses. My Utilities are approximately $250. My transportation, phone, food etc...is about $350 per month. I do NOT pay the phone or insurance bills (done by someone else). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
What is your intended use for the loan proceeds? | The intended use for the loan is to consolidate all my credit card payments into one monthly payment. This will enable me to start saving more funds each month. |
Please explain the reason why you carry a large revolving credit balance. | My father was ill in Florida, which cause debit in the form of (airfare, hotels and other fees). I had to make several trips to see him at the hospital/nursing home, funeral, travel to meet lawyers to clear up the difficulties regarding his estate. at times, I had to fly with short notice, (higher fare)<br> When both children started college it was necessary to purchase certain items. One graduated and it is no longer necessary to fly her back and forth, which is an additional saving. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage or line of credit. My current debt includes credit card balances of approximately $21,000, a personal loan of $14,000 and a student loan (plus loan) for $15,000. It is my goal to pay of all credit cards due to their high interest rates, in order to increase my monthly savings. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to use the money for the sole purposes of paying off all credit card debt. |
Member Payment Dependent Notes Series 1243396
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1243396 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 26, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1243396. Member loan 1243396 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | AT Acquisitions DBA Arkla Taylor | Debt-to-income ratio: | 11.94% |
Length of employment: | 9 years | Location: | Waldo, AR |
Home town: | |||
Current & past employers: | AT Acquisitions DBA Arkla Taylor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $833.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | It is a 1999 Ford F250 Super Duty 7.3 diesel 4WD Crew Cab. It has 125,000 miles. It has a gooseneck trailer hitch and electric brake controler. It has leather interior that is in above average condition. The entire truck is in above average condition. Tires are about 70%.<br><br>I am starting up a lawn service while working in my current job. I have a company truck but it is against company rules to use it for personal business. This will pull my trailer and the 8 pieces of lawn care equipment I own |
How much money are you providing out of pocket as a down payment for this purchase? | $1850.00 + state sales tax $570.00 + license fees. $9,500.00 is the sale price. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | It is a 1999 Ford F250 Super Duty 7.3 diesel 4WD Crew Cab. It has 125,000 miles. It has a gooseneck trailer hitch and electric brake controler. It has leather interior that is in above average condition. The entire truck is in above average condition. Tires are about 70%.<br><br>I am starting up a lawn service while working in my current job. I have a company truck but it is against company rules to use it for personal business. This will pull my trailer and the 8 pieces of lawn care equipment I own |
Member Payment Dependent Notes Series 1243566
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1243566 |
$20,000 |
$20,000 |
13.99% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1243566. Member loan 1243566 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,333 / month |
Current employer: | Cooper University Hospital | Debt-to-income ratio: | 19.36% |
Length of employment: | 10+ years | Location: | Chesterfield, NJ |
Home town: | |||
Current & past employers: | Cooper University Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Closing a credit card with 25% interest.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $76,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $2980 (includes taxes and insurance), transportation $100, utilities/phone approx $500, insurance $250, food approx.$500. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $16,500 at 25% interest, monthly payment 500.00 including a $99 protection plan<br>Kohls $2400 at 21.99% interest, monthly payment $75 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | about $1300 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $2980, Transportation $100, utilities/phone approx. $500, insurance $250, food approximately $500, car payment $350 |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard $16500 25%, monthly payment $500<br>Visa (account closed) 12000, 15.99% monthly payment 300.00<br>Mastercard $13000, 12.99% monthly payment 270.00<br>Kohls $2400 21.99% monthly payment 75.00<br>JC penney $1500 21.99% monthly payment 75.00 |
What is your intended use for the loan proceeds? | I would like to use it to pay off high interest rate credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | about $1300 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard $16500 25%, monthly payment $500<br>Visa (account closed) 12000, 15.99% monthly payment 300.00<br>Mastercard $13000, 12.99% monthly payment 270.00<br>Kohls $2400 21.99% monthly payment 75.00<br>JC penney $1500 21.99% monthly payment 75.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $16,500 at 25% interest, monthly payment 500.00 including a $99 protection plan<br>Kohls $2400 at 21.99% interest, monthly payment $75 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | There is only one purpose, and that is to pay off high interest rate credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $2980 (includes taxes and insurance), transportation $100, utilities/phone approx $500, insurance $250, food approx.$500. |
If you have a delinquency in the last 2 years, please explain the reason. | Never had a delinquency. Always paid all my bills on time. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $2980, Transportation $100, utilities/phone approx. $500, insurance $250, food approximately $500, car payment $350 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $16,500 at 25% interest, monthly payment 500.00 including a $99 protection plan<br>Kohls $2400 at 21.99% interest, monthly payment $75 |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $16,500 at 25% interest, monthly payment 500.00 including a $99 protection plan<br>Kohls $2400 at 21.99% interest, monthly payment $75 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard $16500 25%, monthly payment $500<br>Visa (account closed) 12000, 15.99% monthly payment 300.00<br>Mastercard $13000, 12.99% monthly payment 270.00<br>Kohls $2400 21.99% monthly payment 75.00<br>JC penney $1500 21.99% monthly payment 75.00 |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We were paying a higher mortgage amount with a home equity and wound up getting credit cards higher than intended. We have refinanced at this point and have lower our mortgage and want to concentrate on our credit cards. |
Member Payment Dependent Notes Series 1243808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1243808 |
$7,000 |
$7,000 |
8.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1243808. Member loan 1243808 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,750 / month |
Current employer: | J.J. McDonnell & Co., Inc | Debt-to-income ratio: | 12.85% |
Length of employment: | 2 years | Location: | baltimore, MD |
Home town: | |||
Current & past employers: | J.J. McDonnell & Co., Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan is for debt concolidation of two high interest credit cards I am currently paying on. I have a stable job and always pay my bills on time.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,504.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,455.19<br>Comcast $250.00<br>M&T $268.64<br>BG&E $250.00<br>State Farm $280.00<br>Gym $70.00<br>Gas $525.00<br>Food $600.00<br>Car Payment $330.00<br>AT&T $200.00<br>Water $20.00<br>Life Ins. $20.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | interest rates Balance Payment<br> <br>Bank of America (big) 10.24 $6,285.96 $200.00<br>Bank of America (small) 19.99 $1,362.76 $25.00<br>Citi (ken) 9.42 $21,070.63 $450.00<br>Chase 8.99 $5,167.52 $150.00<br>Home Depot 24.99 $3,200.00 $100.00<br>Lowes 24.99 $1,362.54 $50.00<br>Good year 24.99 $1,037.21 $50.00<br>Best Buy 24.99 $885.00 $100.00<br>sears 24.99 $3,300.00 $105.00 |
Member Payment Dependent Notes Series 1243823
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1243823 |
$5,000 |
$5,000 |
13.11% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1243823. Member loan 1243823 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,604 / month |
Current employer: | Mesriani Law Group | Debt-to-income ratio: | 17.93% |
Length of employment: | 4 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Mesriani Law Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > My 94 honda pretty much died on me... so I'm looking into buying a newer-ish car, but dislike having long-term loans with high monthly payments.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $817.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $850, utilities - $20, internet and phone $80, my old car insurance was about $100, food and other expenses - $300, plus i put about $75 a month for savings. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm looking at a honda civic 2002-03 model, not over 140K, clean title only, my brother knows a lot about cars so he's helping me check them out. |
How much money are you providing out of pocket as a down payment for this purchase? | The car I plan on buying is within the $5000 price range, but I have about $1000 reserved in case I want to buy something a little over $5K. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm looking at a honda civic 2002-03 model, not over 140K, clean title only, my brother knows a lot about cars so he's helping me check them out. |
What is your intended use for the loan proceeds? | I plan to use it to buy a used honda, looking at a 2000-2002 model, less than 140k mileage. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent $850, utilities $20 |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency. I usually try to pay one or two days ahead of the last day to make sure my payment is posted on time. |
Please explain the reason why you carry a large revolving credit balance. | The recent credit balance may have been because I took a trip to Japan, which I have since paid off completely. I used my card because they were giving a rebate for travel expenses. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record that I know of. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No home mortgage, I am currently renting. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using the loan for multiple purposes, just to purchase a car. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | Registration and Insurance are in my monthly budget. The initial registration/transfer of title expenses I will have to use my savings. |
Is this loan for a refinance, lease or purchase? | For a purchase. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have a balance of $1900, which will be paid off in 2-3 weeks. Just waiting for my refund check. |
Member Payment Dependent Notes Series 1243871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1243871 |
$16,000 |
$16,000 |
13.99% |
1.00% |
April 25, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1243871. Member loan 1243871 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | EAH Housing INC | Debt-to-income ratio: | 2.60% |
Length of employment: | 5 years | Location: | Pittsburg , CA |
Home town: | |||
Current & past employers: | EAH Housing INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/13/12 > I would like to payoff my credit cards and dental loan then buy another car with my loan money.<br><br> Borrower added on 04/18/12 > dental loan of 4000.00 payment is $120<br>two credit cards with balance of $1000 payments are $35 each <br>Sears card with balance of $2,500 payment is $68<br>Thats $258. This loan payments are $100 more.<br><br> Borrower added on 04/20/12 > I would like to thank everyone that has added money to my loan. My goal is to have this loan paid off before the 5 years.<br><br> Borrower added on 04/21/12 > Would also like to say that my credit means alot to me. I understand credit and what it means to have good credit. im going to buy a home in 2 years so I need every thing paid before I do that.<br><br> Borrower added on 04/23/12 > Thank You again! 90% funded so I'm almost there!<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,061.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000.00 rent<br>$200.00 transportation<br>pg&e $52.00<br>cable $60.00<br>food $300.00<br>insurance $100.00 |
Please explain the reason why you carry a large revolving credit balance. | i moved and had to repurchase alot of things like a bed and other household items. I have 8,000 in debit which is $4000. in credit cards and $4000.00 in dental.and don't have a problem with paying them bills right now.Which monthly add up to about 258.00 a month. What I want to do is clear the debit free up that $258.00 sell my car which is worth $6000. and buy a car for $14,000 with the money.Then I will just have one bill. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | dental loan of 4000.00 <br>two credit cards with balance of $1000<br>Sears card with balance of $2,500<br>Selling my car for $6,000.00<br>taking the that money and adding it to the $7,500 i have left and buying a newer car for $14,000. |
Please provide additional details regarding the purpose of the loan. | The purpose of this loan is to pay off debt of $8000 And take the rest $8000 and buy a more reliable transportation that can last me another 5 years. |
Member Payment Dependent Notes Series 1243915
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1243915 |
$25,000 |
$25,000 |
13.67% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1243915. Member loan 1243915 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | ELMHURST HOSPITAL CENTER | Debt-to-income ratio: | 9.89% |
Length of employment: | 10+ years | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | ELMHURST HOSPITAL CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $23,928.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1244005
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244005 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 25, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244005. Member loan 1244005 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | The Salvation Army | Debt-to-income ratio: | 4.70% |
Length of employment: | 10+ years | Location: | PACIFICA, CA |
Home town: | |||
Current & past employers: | The Salvation Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,589.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Upgrading electrical power for house from 100A to 200A, replacing drywall/carpet downstairs, refinishing hardwood floors upstairs, and new roof. |
Please explain the reason why you carry a large revolving credit balance. | I paid for the home improvements already. This loan is to consolidate those accounts into on payment and reduce my high revolving credit balance. I can then pay off the debt more quickly. |
Member Payment Dependent Notes Series 1244034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244034 |
$12,000 |
$12,000 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244034. Member loan 1244034 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Bowling Green Dialysis Center | Debt-to-income ratio: | 21.87% |
Length of employment: | < 1 year | Location: | Bowling Green, KY |
Home town: | |||
Current & past employers: | Bowling Green Dialysis Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I have a very stable job. I pay my bills on time. Want to consolidate my bills and have a set time frame to be debt free.<br><br> Borrower added on 04/27/12 > While I have only been at my current employer less than a year, I have been in the same career 8+ years. Hope you will give me the opportunity to prove that I am a trustworthy borrower!<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,433.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1244087
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244087 |
$7,100 |
$7,100 |
7.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244087. Member loan 1244087 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.53% |
Length of employment: | n/a | Location: | New Port Richey, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > vehicle purchase<br><br> Borrower added on 04/15/12 > Buying RV selling larger Rv downsizing to smaller<br><br> Borrower added on 04/15/12 > Downsizing from larger Motor Home purchasing different RV<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,931.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenditures Rent- $600.00 Transportation No vehicle- $0 ( bike) Utilities -$0 Insurance ( Rental )- $22.50 Health -$55.00 Phone- $20.00 Virgin Mobile Food $0 paid for by other Miscellaneous food ( treats) $50.00 Total $750.00 +- Thanks |
What is your intended use for the loan proceeds? | Purchasing RV |
Please explain the reason why you carry a large revolving credit balance. | Balance is 14% of available want to use lending club for better interest rate |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly exspence total for what you asked is $800.00 +- |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenditures Rent- $600.00 Transportation No vehicle- $0 ( bike) Utilities -$0 Insurance ( Rental )- $22.50 Health -$55.00 Phone- $20.00 Virgin Mobile Food $0 paid for by other Miscellaneous food ( treats) $50.00 Total $750.00 +- Thanks |
Member Payment Dependent Notes Series 1244124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244124 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 25, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244124. Member loan 1244124 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | UPS | Debt-to-income ratio: | 11.24% |
Length of employment: | 5 years | Location: | Rock Hill, SC |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I have been employed by the same employer for 5 years. I make my monthly payments on time.<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,382.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 365<br>Fuel 120<br>Utilities 150<br>Car payment 120<br>Car insurance 95<br>Food 100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA card 5000, $90 a month<br>Citi Bank 2000 $30 a month<br>Republic Finance Loan $175 a month<br>Regional Finance Loan $112 a month |
Member Payment Dependent Notes Series 1244141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244141 |
$14,000 |
$14,000 |
13.11% |
1.00% |
April 25, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244141. Member loan 1244141 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,000 / month |
Current employer: | San Antonio Community Hospiyal | Debt-to-income ratio: | 16.52% |
Length of employment: | 6 years | Location: | Beaumont, CA |
Home town: | |||
Current & past employers: | San Antonio Community Hospiyal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $7,807.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa around 2500.00. Mastercard around 1700.00, discover card 2500.00, furniture card 3200.00. la loma federal credit union loan, 1800.00, all the credit card and furniture card are over 24% interest rates, the credit union rate is 12.81%. minimum monthly payment on all of them totals, around 450.00 but i very seldom pay the minimum balance cause it just goes to the interest. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | minimum payments is around 450.00, but after i pay all this credit, i will cancel all of them except one.want to consolidate all the loans, so i just have one bill to pay, and could help my duaghter and son to school. |
If you have a delinquency in the last 2 years, please explain the reason. | i just really forgotten to pay the bill, i live alone , most im organized with my bill. lost a bill once, could not find it. Work at night in the hospital. went paperless and forgot to pay the bill, cause i did not get a reminder on the mail. hardly ever on the computer. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | monthly mortgage is around 1600, credit around 600, utilities around 300, taxes 4500 a year, |
What is the total balance of your credit cards, interest rates and current monthly payments? | around 10000.00 the interest rates are greater than 24.8% and some are around 30%, i try to pay more than the minimum, so around 600.00 t0 700.00 |
Member Payment Dependent Notes Series 1244145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244145 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244145. Member loan 1244145 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Auld Dubliner Irish Pub | Debt-to-income ratio: | 3.78% |
Length of employment: | 6 years | Location: | HENDERSON, NV |
Home town: | |||
Current & past employers: | Auld Dubliner Irish Pub | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Home Improvment<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,201.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1244384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244384 |
$35,000 |
$35,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244384. Member loan 1244384 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | City of Westland | Debt-to-income ratio: | 8.50% |
Length of employment: | 10+ years | Location: | Novi, MI |
Home town: | |||
Current & past employers: | City of Westland | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > The loan is for an in ground pool purchase and installation. The gunite pool will be put in by Superior Pools who is a reputable contractor out of Farmington Hills Michigan.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $44,710.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have revolving debt due to many upgrades that I have done to my home. Within the past 2 years I have renovated my kitchen, added an outdoor patio and put in a egress window to add a fouth bedroom to my home. Fortunately I have been able to obtain the majority of these upgrades at 0% and paid each of them within the expiration of the 0% time limit. I do have one other revolving debt loan which is 0% which I have scheduled to pay off within the time limit also. |
Please explain the reason why you carry a large revolving credit balance. | I have revolving debt due to many upgrades that I have done to my home. Within the past 2 years I have renovated my kitchen, added an outdoor patio and put in a egress window to add a fouth bedroom to my home. Fortunately I have been able to obtain the majority of these upgrades at 0% and paid each of them within the expiration of the 0% time limit. I do have one other revolving debt loan which is 0% which I have scheduled to pay off within the time limit also. |
Member Payment Dependent Notes Series 1244514
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244514 |
$7,500 |
$7,500 |
16.29% |
1.00% |
April 25, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244514. Member loan 1244514 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | Home Depot | Debt-to-income ratio: | 23.57% |
Length of employment: | 8 years | Location: | CLERMONT, FL |
Home town: | |||
Current & past employers: | Home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/13/12 > To pay off credit card debt to save for new vehicle in future<br><br> Borrower added on 04/14/12 > 2 mastercards, visa jcpenney and sears<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $12,579.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt about $11,000 monthyly pyments $500-$600 |
Which debts do you plan to pay off with this loan? | 2 mastercards, visa jcpenney and sears |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | gas-$200- food $6-$700- credit cards $6-$700.00 and anything miscellaneous for family. I do not pay any household bills, my husband pays those |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt about $11,000 monthyly pyments $500-$600 |
Please explain the reason why you carry a large revolving credit balance. | Between holidays and helping a family member during a tough time, cash was short and i used credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt about $11,000 monthyly pyments $500-$600 |
Member Payment Dependent Notes Series 1244549
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244549 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 26, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244549. Member loan 1244549 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,042 / month |
Current employer: | Arlington Transportation Partners | Debt-to-income ratio: | 7.10% |
Length of employment: | 10+ years | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | Arlington Transportation Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/13/12 > Thank You!<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,941.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $1654 |
Member Payment Dependent Notes Series 1244962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244962 |
$35,000 |
$35,000 |
22.45% |
1.00% |
May 1, 2012 |
April 27, 2015 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244962. Member loan 1244962 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Central Astoria LLC | Debt-to-income ratio: | 21.37% |
Length of employment: | 10+ years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | Central Astoria LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $50,430.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In the last (5) years I assisted other family members with their own debts and living expenses due to the economy. The banks that were at one time extending me lines of credit for over $25,000 reduce them to $15,000 or less at a time when the Banks stopped lending. These lines of credit reductions at a time iwhen i had a balance then showed my line of credits as if I was Max out, Which then raised my APR and lastly it lowered my credit rating. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC: 13.24% 5140.00 monthly payment-140.00<br>CC:15.90% 15,697.00 monthly payment-475.00<br>CC:20.99% 14,754.00 monthly payment-531.00<br>CC:19:24% 8,401.00 monthly payment-371.00<br>CC: 15:24% 5227.00 monthy payment-160.00<br>my calculation even if your high interest will save me over $40,000.00 if i were to paid the minimum balances on the above. in addition would repair my credit rating faster by having less credit on Credit Cards. |
What is your intended use for the loan proceeds? | consolidation of my higher interest bearing credit cards accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My combine mothly expenses ranges from months to months between $950 to $1250 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My combine mothly expenses ranges from months to months between $950 to $1250 a month. |
Member Payment Dependent Notes Series 1244974
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244974 |
$20,000 |
$20,000 |
13.99% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244974. Member loan 1244974 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Jp Morgan Chase | Debt-to-income ratio: | 23.16% |
Length of employment: | 10+ years | Location: | tampa, FL |
Home town: | |||
Current & past employers: | Jp Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > need to pay my credit cards off<br><br> Borrower added on 04/17/12 > need to pay off macys card, saks fifth card.<br><br> Borrower added on 04/17/12 > To pay off debts<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No mortgage, electric bill 120.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | macys 8500.00 saks 6500.00 chase 3500.00 |
What is your intended use for the loan proceeds? | to consolidate debts |
Please explain the reason why you carry a large revolving credit balance. | Due to unemployment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | macys 8500.00 saks 6500.00 chase 3500.00 |
Which debts do you plan to pay off with this loan? | saks card and macys card |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | no |
Member Payment Dependent Notes Series 1244976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244976 |
$24,500 |
$24,500 |
23.33% |
1.00% |
April 30, 2012 |
April 27, 2017 |
April 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244976. Member loan 1244976 was requested on April 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | AT&T Communication | Debt-to-income ratio: | 24.75% |
Length of employment: | 10+ years | Location: | South Holland, IL |
Home town: | |||
Current & past employers: | AT&T Communication | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > hello, If approved for this program i am going to consolidate all debts into one payment. My payment history is very strong, i've not missed a payment or have been late. My work history is very strong, my career is very stable, 11yrs with my present employer and looking forward to the next 20+yrs.<br><br> Borrower added on 04/14/12 > i would like to thank the lending club for setting up a program for people like my self who find themselves in a financial bind. Well thanks to this program I will be able to find myself out of debt with a payment that will be easier to manage with alot of savings. Thank you<br>
A credit bureau reported the following information about this borrower member on April 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,401.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 74.20% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Yes, I filed for Bankruptcy in 2003, The reason for the bankruptcy is from a bad decision i made being you trusting.. i cosigned for a car believing that the person i cosigned would honor their contract.. well i got stuck with a finance that i could not afford and was forced to file bankruptcy which is discharged 7yrs. Since the discharge i have rebuild my credit up, never missed a payment nor been late. But due to life unexpectancies i find myself in a financial bind that i want to be rid of. |
Please explain the reason why you carry a large revolving credit balance. | It was not my intention to have high credit balances, but due to unforseen financial circumstances that seem to keep arising, using credit was my only alternative method to tackle those situations. The reason I want to consildate is so I can pay off all the high balances and have just one easy affordable payment. By doing this will raise my credit score higher also showing more financial responsibility, I will be able purchase a home in 2013 & giving my family & I a better quality of life |
Member Payment Dependent Notes Series 1244994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1244994 |
$25,450 |
$25,450 |
13.67% |
1.00% |
April 27, 2012 |
April 28, 2017 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1244994. Member loan 1244994 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,350 / month |
Current employer: | ARCADIS U.S., Inc. | Debt-to-income ratio: | 15.61% |
Length of employment: | 5 years | Location: | BOLTON, CT |
Home town: | |||
Current & past employers: | ARCADIS U.S., Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > Wishing to consolidate debt...making payments now...just planning for future and trying to consolidate/pay off<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing ($1400 for mortgage), utilities (oil and electric) ($400) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Best Buy (credit card) balance approx $1500 (0% until June 2012); Barclay (credit card) balance approx $2300 (17.49%); AMEX balance approx $3000 (24.5%); Citi (credit card) balance approx $6500 (15.99%); Chase (credit card) balance approx $8400 (14.24%); student loan payment is approx $300/month; mortgage payment is $1400/month |
Which debts do you plan to pay off with this loan? | the credit card(s) |
Please explain the reason why you carry a large revolving credit balance. | It's historic credit balance that we accumulated - we are just trying to get out from under it by consolidating (and will close all except one of the credit cards). |
Please explain the reason why you carry a large revolving credit balance. | It's historic credit balance that we accumulated - we are just trying to get out from under it by consolidating (and will close all except one of the credit cards). |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We are using the loan to consolidate debt - allocating based on interest rates. |
What is your intended use for the loan proceeds? | Debt consolidation. |
Member Payment Dependent Notes Series 1245593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1245593 |
$20,000 |
$20,000 |
12.12% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1245593. Member loan 1245593 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Amazon.com | Debt-to-income ratio: | 2.08% |
Length of employment: | 1 year | Location: | Avondale, AZ |
Home town: | |||
Current & past employers: | Amazon.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Will be replacing the Energy Equipments to energy efficient, Wood deck addition, will replace the Rug with Floor Tiles. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage total including everything is 1297 monthly payed by 2 people My share is 650 per month <br>No other loan expect small debt of credit cards total is 1800 |
Is the improvement to your primary residence or an investment property? | Primary residence |
Member Payment Dependent Notes Series 1245613
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1245613 |
$23,800 |
$23,800 |
20.50% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1245613. Member loan 1245613 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,042 / month |
Current employer: | ww tire | Debt-to-income ratio: | 20.49% |
Length of employment: | 6 years | Location: | GREGORY, SD |
Home town: | |||
Current & past employers: | ww tire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > want to use the loan to consolidate all cc debt and a couple loans. we can make the payments every month just not much left over by then. we pay app 2000 a month on cc and loans this would cut the payment in half. we just need to get back on top of things and this loan would do that.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 2100.00 dollars |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approx 26000 cc debt 14.9 to 29.0 % approx 1700.00 amonth to cc |
What is your intended use for the loan proceeds? | to consolidate all cc debt into one monthly payment |
Which debts do you plan to pay off with this loan? | would like to pay off all cc debt so i have one monthly payment |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using loan to consolidate cc debt for one monthly payment |
Please explain the reason why you carry a large revolving credit balance. | home improvemnts like remodling a bathroom, building a deck, new washer and dryer, new heating and cooling system |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | monthly expenses are around 2000 amonth |
Please explain the reason why you carry a large revolving credit balance. | home improvemnts like remodling a bathroom, building a deck, new washer and dryer, new heating and cooling system |
If you have a delinquency in the last 2 years, please explain the reason. | do not have a delinquency in last two years |
If you have a public record on file, please briefly explain the event and its resolution. | do not have anything on file |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | monthly expenses are around 2000 a month |
Member Payment Dependent Notes Series 1245685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1245685 |
$7,000 |
$7,000 |
13.67% |
1.00% |
April 30, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1245685. Member loan 1245685 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Paquette electric Co. | Debt-to-income ratio: | 14.09% |
Length of employment: | 10+ years | Location: | HAMPTON, CT |
Home town: | |||
Current & past employers: | Paquette electric Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > I am using this loan to pay off credit card debt<br><br> Borrower added on 04/14/12 > Credit Card consolidation<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $16,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Sears, JC Penney, Kohls, toys r us, Express, NY & co., Chase, tractor supply, Capital 1, Macys,300 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $2500.00 |
Member Payment Dependent Notes Series 1245702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1245702 |
$7,500 |
$7,500 |
7.62% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1245702. Member loan 1245702 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | SRTA | Debt-to-income ratio: | 20.59% |
Length of employment: | 2 years | Location: | Buford, GA |
Home town: | |||
Current & past employers: | SRTA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > Need to replace home AC.<br><br> Borrower added on 04/19/12 > Three times the estimated loan payment in my monthly budget. Stable employment. AC installer wants 29% interest for financing.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thank you for your question. I plan on paying all revolving debt off in three years. |
Member Payment Dependent Notes Series 1245875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1245875 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1245875. Member loan 1245875 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | goodyear tire and rubber | Debt-to-income ratio: | 16.70% |
Length of employment: | 7 years | Location: | Topeka, KS |
Home town: | |||
Current & past employers: | goodyear tire and rubber | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | about 90% it will cover all of our reception and the guys tux the cake open bar food dj pictures and a little bit of the honey moon. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house is about 750 my car i just refinanced its at 347 utilities run about 150 bucks a month its only me n the house my phone is 101 insurance is 96 a month i have a few credit cards that r about together equal about 1200 dollars but will be probably payed off next week my internet runs at 45 dollars a month and food is id say 250 a month |
How are you paying for other wedding expenses not covered by this loan? | her parents are paying for some of it not a whole lot ill probably have the money i really want this in case i don't get it all payed in time we don't get married till next may and our payments on stuff rant to high bc once thats payed for ill b paying this back as fast as possible i know people don't like that on here some times but i don't realylike loans either but like i said i just want to make sure i have the money now and not have to try and get alone later. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house is about 750 my car i just refinanced its at 347 utilities run about 150 bucks a month its only me n the house my phone is 101 insurance is 96 a month i have a few credit cards that r about together equal about 1200 dollars but will be probably payed off next week my internet runs at 45 dollars a month and food is id say 250 a month |
Please explain the reason why you carry a large revolving credit balance. | i usually put all of my bills on a card every month and pay it off at the end of the month. i bought a tv and some appliances and a new computer and put it on my best buy card with 0% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my house payment is right at 750 a month thats with insurance and my monthly payment and taxes. my water is about 60 a month elect is an avg of 120 and gas is around 60 |
Please explain the reason why you carry a large revolving credit balance. | i usually put all of my bills on a card every month and pay it off at the end of the month. i bought a tv and some appliances and a new computer and put it on my best buy card with 0% |
Member Payment Dependent Notes Series 1245988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1245988 |
$14,000 |
$14,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1245988. Member loan 1245988 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Paul & Tony' Stereo | Debt-to-income ratio: | 15.99% |
Length of employment: | 10+ years | Location: | Julian, PA |
Home town: | |||
Current & past employers: | Paul & Tony' Stereo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,045.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I am currently rent to own with my father-in-law. 400/month<br>Elec. roughly 85/month<br>Insurance 214/month ( includes car/home/health/life insurance on 1 bill)<br>property taxes are in my father in laws name 163 /year<br>School taxes / 15/year<br>Home phone 80/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card - 4888.32 / 9.90% with 151.00/month (cc we want to consolidate)<br>Line of credit -5157.39 / 24% with 286/month (line of credit we want to consolidate)<br>bank personal loan -22,597.20 / 9.99% with 534.65/month |
Please explain the reason why you carry a large revolving credit balance. | I combined 2 loans with the bank for a lower interest rate and lower payment than the 2 combined |
Member Payment Dependent Notes Series 1246070
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246070 |
$8,000 |
$8,000 |
17.99% |
1.00% |
April 26, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246070. Member loan 1246070 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,583 / month |
Current employer: | URS Corporation | Debt-to-income ratio: | 21.11% |
Length of employment: | 5 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | URS Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,584.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4000 |
Please explain the reason why you carry a large revolving credit balance. | Unanticipated veterinary bills. |
Which debts do you plan to pay off with this loan? | I have three credit cards that I would like to pay off/down with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances total $12,000. The interest rates are up to 25%, and my monthly payments total $500. This loan will help me consolidate this debt and pay a lower interest rate. |
What is your intended use for the loan proceeds? | I will use the loan to pay down three high balance credit cards that have high interest rates. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances total $12,000. The interest rates are up to 25%, and my monthly payments total $500. This loan will help me consolidate this debt and pay a lower interest rate. |
Which debts do you plan to pay off with this loan? | I have three credit cards that I would like to pay off/down with this loan. |
What is your intended use for the loan proceeds? | I will use the loan to pay down three high balance credit cards that have high interest rates. |
Please explain the reason why you carry a large revolving credit balance. | Unanticipated veterinary bills. |
Member Payment Dependent Notes Series 1246083
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246083 |
$19,325 |
$19,325 |
7.90% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246083. Member loan 1246083 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.96% |
Length of employment: | n/a | Location: | WINDSOR, CO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $900, Utilities are $85, Food $250, and car insurance is $65 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase $6200 22.9%, First Natl of Omaha $3600 19.9%, 2 HSBC cards for a total of $1,000 at 19%, Car loan at Chase $3,400 at 12%, Juniper $2100 at 19.9%, US Bank $1,000 19%, and I owe my brother $4,000 approx. |
Member Payment Dependent Notes Series 1246088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246088 |
$14,000 |
$14,000 |
9.76% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246088. Member loan 1246088 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | Newark Public Schools | Debt-to-income ratio: | 13.45% |
Length of employment: | 6 years | Location: | Bloomfield, NJ |
Home town: | |||
Current & past employers: | Newark Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $13,975.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Credit Cards, Car Loan |
If you have a delinquency in the last 2 years, please explain the reason. | I am trying to rectify the things that have happened in the past and move forward on a positive note, paying everything on time and fully. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards, car loan. |
Which debts do you plan to pay off with this loan? | Credit cards, car loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards, car loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off a car loan and credit cards. |
Member Payment Dependent Notes Series 1246149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246149 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246149. Member loan 1246149 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Montessori West Inc | Debt-to-income ratio: | 21.39% |
Length of employment: | 10+ years | Location: | FREMONT, CA |
Home town: | |||
Current & past employers: | Montessori West Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > BOFA Credit Card<br><br> Borrower added on 04/20/12 > Thank you.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3200.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | BofA VISA $5000 14% $150<br>Citi VISA $1300 17% $50<br>FNB VISA $500 19% $50 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $500, $250 for the cards that will be paid of with loan. The others have a a lower interest then offered by you. |
Please explain the reason why you carry a large revolving credit balance. | Money was used for college. |
What is your intended use for the loan proceeds? | Pay off credit cards with high interest. |
Member Payment Dependent Notes Series 1246260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246260 |
$35,000 |
$35,000 |
12.12% |
1.00% |
April 25, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246260. Member loan 1246260 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,083 / month |
Current employer: | Iron Mountain Public Schools | Debt-to-income ratio: | 9.29% |
Length of employment: | 9 years | Location: | iron mountain, MI |
Home town: | |||
Current & past employers: | Iron Mountain Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I answred this already |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I answered this already |
Which debts do you plan to pay off with this loan? | VISA, Student Loan, Car Loan and most of the home equity depending on the amount of loan and or loans I get..if I can get 2 loans totallying $60,000 I would pay off the VISA, Car and Student Loan and most of teh home eqiuity loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | At least $4,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I answered this already |
What is your intended use for the loan proceeds? | consolidate debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | consolidate debt |
Member Payment Dependent Notes Series 1246310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246310 |
$6,000 |
$6,000 |
6.62% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246310. Member loan 1246310 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Sawl Law Group | Debt-to-income ratio: | 21.76% |
Length of employment: | 3 years | Location: | Fresno , CA |
Home town: | |||
Current & past employers: | Sawl Law Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1400 mortgage, $160 transportation, approximately $200 gas/electric/water, $125 phone, $250 health and auto insurance, $200-300 food |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Please refer to previously answered question(s) |
Which debts do you plan to pay off with this loan? | I plan to pay off all of my outstanding credit card debt with this loan. |
Member Payment Dependent Notes Series 1246318
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246318 |
$25,000 |
$25,000 |
14.65% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246318. Member loan 1246318 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,583 / month |
Current employer: | Berman DeValerio | Debt-to-income ratio: | 19.20% |
Length of employment: | 4 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Berman DeValerio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,769.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No housing expenses other than utilities - approximately $600/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately $116,700 (6-9%) in law school loans; $23,155 (3.49%) car loan.<br>$10,000 credit card and $15,000 line of credit (the loans I plan to consolidate and pay off). |
Which debts do you plan to pay off with this loan? | One credit card; one line of credit through my bank. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately $116,700 (6-9%) in law school loans; $23,155 (3.49%) car loan.<br>$10,000 credit card and $15,000 line of credit (the loans I plan to consolidate and pay off). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately $116,700 (6-9%) in law school loans; $23,155 (3.49%) car loan.<br>$10,000 credit card and $15,000 line of credit (the loans I plan to consolidate and pay off). |
Please explain the reason why you carry a large revolving credit balance. | I applied for a line of credit in 2010 to cover various expenses associated with the birth of twins. This is one of the debts I plan to pay down with the loan. |
Please explain the reason why you carry a large revolving credit balance. | I applied for a line of credit in 2010 to cover various expenses associated with the birth of twins. This is one of the debts I plan to pay down with the loan. |
Member Payment Dependent Notes Series 1246355
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246355 |
$16,600 |
$16,600 |
17.99% |
1.00% |
April 27, 2012 |
April 28, 2017 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246355. Member loan 1246355 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | The Northern Trust | Debt-to-income ratio: | 7.53% |
Length of employment: | 5 years | Location: | AURORA, IL |
Home town: | |||
Current & past employers: | The Northern Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $9,404.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy 1600 JC Penny 2100 Dell 2500 5 Visa Cards 8000 2 Mastercard 3000 Victoria Secrets 1000 Lowes 1000 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total Min Payment is 560.00 |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Please explain the reason why you carry a large revolving credit balance. | Have a total of 15 cards 13 spouses, retiring in 5 years and all cards have been cancelled just want to pay the debt off before retiring |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 1700 including taxes and insurance, utilities gas $40.00 per month (winter higher) electric - 95.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total Min Payment is 560.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy 1600 JC Penny 2100 Dell 2500 5 Visa Cards 8000 2 Mastercard 3000 Victoria Secrets 1000 Lowes 1000 |
Please explain the reason why you carry a large revolving credit balance. | Have a total of 15 cards 13 spouses, retiring in 5 years and all cards have been cancelled just want to pay the debt off before retiring |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy 1600 JC Penny 2100 Dell 2500 5 Visa Cards 8000 2 Mastercard 3000 Victoria Secrets 1000 Lowes 1000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy 1600 JC Penny 2100 Dell 2500 5 Visa Cards 8000 2 Mastercard 3000 Victoria Secrets 1000 Lowes 1000 |
Member Payment Dependent Notes Series 1246360
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246360 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246360. Member loan 1246360 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,667 / month |
Current employer: | Horne LLP | Debt-to-income ratio: | 14.28% |
Length of employment: | 5 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Horne LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > Moving and need extra cash to help cover moving, down payment, and home closing expenses.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ~$3,600 |
What is the estimated current market value of the home you intend to purchase? | ~$290,000 |
Member Payment Dependent Notes Series 1246405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246405 |
$17,500 |
$17,500 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246405. Member loan 1246405 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,542 / month |
Current employer: | exelon corp | Debt-to-income ratio: | 7.63% |
Length of employment: | 10+ years | Location: | WESTMONT, IL |
Home town: | |||
Current & past employers: | exelon corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Would use this loan to pay off other higher intrest accounts<br><br> Borrower added on 04/17/12 > would use the loan to pay off higher interst accounts<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $740, Gas(car) $450, Utilites $30(eletric), phone $70,Insurance $100,food $500. <br>for total of about 1,900. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $4200 credit card currently zero going to 12.75%, $3400 credit card currently zero going to 18.75%, $2150 credit card currently (14.99% & 21.60%), $1700 credit card currently 17.99%, $1000credit card 12.99 %, card $2100 credit card 9.9 %. Making more then minimum payments each month. Car loan will end in Sept of 2012 payment 360 per month. |
Member Payment Dependent Notes Series 1246462
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246462 |
$8,400 |
$8,400 |
7.62% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246462. Member loan 1246462 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Martin County Tax Collector | Debt-to-income ratio: | 15.12% |
Length of employment: | 10+ years | Location: | Stuart, FL |
Home town: | |||
Current & past employers: | Martin County Tax Collector | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I am applying for this loan because I want to pay out my CC and have just one payment at the end of the month. I have good credit and am very reliable on my monthly payments. I would like a lower rate than what I'm paying at my current rates. Thank you.<br><br> Borrower added on 04/19/12 > I want to thank the 41 invester's so far for helping to fund my loan.I also would like to thank the future investers in advance. I have been employed at my current job for 10 yrs. I am reliable and responsible. I can't wait to be credit card debt free. Again, Thank you for your trust.<br><br> Borrower added on 04/21/12 > Being a good borrower is important to me. I will pay back the loan in a timely manner as required, I will communicate respect and appreciation for the invester's that have put their trust in me. Thank you for giving me a chance to be debt free.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses total $1700.00 a month. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance are:<br><br>Mortgage including HOA- $955.31 balance $113,000. 6.25%<br>Car Paymnet- $252.72 balance $12,000 5.89%<br>Chase CC- $4500 balance $4362. 15.24%<br>Citi CC- $2,000 balance $1,868.27 15%<br>PayPal- $2,200 balance $830.77 <br><br>Thank you |
Which debts do you plan to pay off with this loan? | I plan on paying off only my credit card debts, which equals the amount of the loan i am requesting. I would like one low intrest monthly payment instead of 4 high ones. Thank you for your time. |
Member Payment Dependent Notes Series 1246465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246465 |
$5,600 |
$5,600 |
8.90% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246465. Member loan 1246465 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Grasmere Place | Debt-to-income ratio: | 12.09% |
Length of employment: | 4 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Grasmere Place | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,409.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | ticket price for 3 is $5,200.00. |
Please explain the reason why you carry a large revolving credit balance. | have a few credit cards with outstanding balance. has not been late for payments. |
Member Payment Dependent Notes Series 1246578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246578 |
$6,500 |
$6,500 |
8.90% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246578. Member loan 1246578 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | Dr marteney | Debt-to-income ratio: | 16.25% |
Length of employment: | 10+ years | Location: | Rancho cucamonga, CA |
Home town: | |||
Current & past employers: | Dr marteney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/12 > I need debt help.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,556.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe a little over 6500 on credit cards with about 20 percent interest rates. Monthly payments vary with cards and how much cash I have available. I have two student loans which are approximately 11,000 which equal close to 240 a month. I have car payment close to 398 per month with 4 years left. I have great credit history yet my limits are generally low. With paying these off, I can get credit increases. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are slightly over 2000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main purpose is to reduce my credit debt. In reducing this debt, I will increase my credit score because I can pay off all debt at a faster rate. I am focusing on buying a house as well. I am able to use this excess money to cut down the high limit to ratio cards which have brought down my score. I am trying to get ahead in life and it seems my endless debt at time puts a halt to things. With my interest rates down, I can be free of credit debt and pursue many more positive things in life. |
Member Payment Dependent Notes Series 1246584
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246584 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 27, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246584. Member loan 1246584 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,940 / month |
Current employer: | Messer Construction Co. | Debt-to-income ratio: | 24.66% |
Length of employment: | 10+ years | Location: | New Carlisle, OH |
Home town: | |||
Current & past employers: | Messer Construction Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,904.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: (1) 1364.00, 17.9%, 38.00 per month, (2) 4597.00, 19.99%, 126.00 per month<br>Mortgage: 72,612.30, 6.375%, 724.00 per month<br>Auto: 6361.00, 7.9%, 566.00 |
Member Payment Dependent Notes Series 1246609
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246609 |
$9,500 |
$9,500 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246609. Member loan 1246609 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,875 / month |
Current employer: | Publishing Company | Debt-to-income ratio: | 18.82% |
Length of employment: | 10+ years | Location: | Evanston, IL |
Home town: | |||
Current & past employers: | Publishing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > The sole purpose of the loan is to significantly reduce the interest rate on two cards that applicant has been consistently paying down.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Thank you for the question. The loan proceeds would be used to consolidate two high-interest loans (about 19 percent despite good credit and never a missed payment) on which I have steadily paid $700-$750 a month for more than three years. So the aim is to significantly reduce the interest and thus the monthly cost. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you for the question. Out of monthly take-home of $4300, mortgage: $1800; transportation (train) $95; utilities, incl. phone/wifi $150; grocery/dining $600-$650; insurance (med/life/home) $225; emergency savings: $300-400; current high-interest loan: $700-750. Just to reiterate, the sole purpose of the requested loan is to significantly reduce the interest on the loan (2 cards) cited above. |
Member Payment Dependent Notes Series 1246680
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246680 |
$17,000 |
$17,000 |
18.55% |
1.00% |
April 25, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246680. Member loan 1246680 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | Quirchfoods | Debt-to-income ratio: | 9.73% |
Length of employment: | < 1 year | Location: | SMYRNA, GA |
Home town: | |||
Current & past employers: | Quirchfoods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $8,148.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2,700 for all home expenses (Internet, utilities, trash among others) including car payment and both car and life insurance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $2,700 for all home expenses (Internet, utilities, trash among others) including car payment and both car and life insurance. |
If you have a delinquency in the last 2 years, please explain the reason. | $14,000 to cover my grandmothers funeral costs (used a credit card)<br>The other $2,000+ for another credit card. <br>I want to consolidate my payments into one. |
Member Payment Dependent Notes Series 1246754
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246754 |
$20,000 |
$20,000 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246754. Member loan 1246754 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.37% |
Length of employment: | 10+ years | Location: | Hartford, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $5,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses: Mortgage, Utilities, Phone, Cable, Insurance, Food, Gas $5,500. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses: Mortgage, Utilities, Phone, Cable, Insurance, Food, Gas $5,500. |
What is your intended use for the loan proceeds? | Remodeling Kitchen at my residents |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses: Mortgage, Utilities, Phone, Cable, Insurance, Food, Gas $5,500. |
Member Payment Dependent Notes Series 1246758
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246758 |
$12,200 |
$12,200 |
10.74% |
1.00% |
April 26, 2012 |
April 28, 2015 |
April 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246758. Member loan 1246758 was requested on April 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | NORTHWEST FLORIDA COMMUNITY HOSPITAL | Debt-to-income ratio: | 13.58% |
Length of employment: | 7 years | Location: | DEFUNIAK SPRINGS, FL |
Home town: | |||
Current & past employers: | NORTHWEST FLORIDA COMMUNITY HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $21,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 11,790.14 total owed, 288.00 minimum monthly payments with 500.00 monthly payed as a rule, interest range of 17.01 to 24.99 percent. (As of 04/15/12) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $288.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage and heloc $554.21<br>Gas $480-500<br>Food $500.00<br>Utilities $225.00-$250.00<br>Insurance (Home) $105.00 (Auto) $50.00<br>Phone $100.00<br>Cable/Internet $60.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 11,790.14 total owed, 288.00 minimum monthly payments with 500.00 monthly payed as a rule, interest range of 17.01 to 24.99 percent. (As of 04/15/12) |
Please explain the reason why you carry a large revolving credit balance. | Income reduced 50 percent recently, had difficulty readjusting fiscally and foolishly depended upon these cards as buffer. Changes have been imperative since and among those budget and lifestyle changes have been realized and implemented. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 11,790.14 owed as of 04/15/12, interest ranges from 17.01-24.99 percent, total mininum payments of 288.00 with an average of 500.00 payed monthly. |
Member Payment Dependent Notes Series 1246773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246773 |
$9,450 |
$9,450 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246773. Member loan 1246773 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,583 / month |
Current employer: | USD 475 | Debt-to-income ratio: | 29.05% |
Length of employment: | 10+ years | Location: | Junction City, KS |
Home town: | |||
Current & past employers: | USD 475 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My husband pays $1200 mortgage ,utilities about 300,Food about 300, cable TV and Internet 150. I pay about $50 for transportation and car insurance 40. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan $2030. Credit Cards $9000. 17% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My husband pays $1200 mortgage ,utilities about 300,Food about 300, cable TV and Internet 150. I pay about $50 for transportation and car insurance 40. |
What is your intended use for the loan proceeds? | Consolidate my credit cards. |
Member Payment Dependent Notes Series 1246838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246838 |
$25,000 |
$25,000 |
7.62% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246838. Member loan 1246838 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $33,333 / month |
Current employer: | Ohio County Hospital | Debt-to-income ratio: | 4.01% |
Length of employment: | 1 year | Location: | owensboro, KY |
Home town: | |||
Current & past employers: | Ohio County Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Proceeds of the loan will be to fund a new landscaping project for primary residence. I have owned the home for 1 year. It was new construction, so had little in terms of landscaping. Excellent credit, no deliquencies. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on April 14, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you, <br><br>Primary Residence:<br>Mortgage/Prop Taxes/Interest $1700/mo<br>Utilities generally $500/mo <br>Insurance $705/yr and paid i for the year already<br>No HELOC, credit lines<br><br>Rental Property PITI $1,400/mo<br>Also no HELOC/credit lines on it<br><br>Thank you. |
Is the improvement to your primary residence or an investment property? | Thank you, it is for my primary residence. I have owned the home for 1 year. New construction, so there is very little landscaping. Thank you. |
Is this for a home improvement you have already made, or one that you are planning to make? | Thank you. It is an improvement I paln to make. I will update my loan description. My prior description was rejected. LC is apparently very strict about the kind of information I can release, so I found out. |
What is the home improvement project you are planning? | Thank you, I have updated my loan description....it is pending review. I plan to use the money for landscaping. Have had the house for 1 year. It was new construction and has little landscaping. It is my primary residence. Project will include plants, 2 small retaining walls, and expanding the patio. Than you. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is only for a landscaping project on my primary residence. The project will include plants, 2 small retaining walls, and expanding the patio. It was a new house when I bought it, so it had very little landscaping. I don't need to consolidate other loans or credit cards, or anything like that. Thank you for your consideration. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Principle, taxes, interest paid together 1700/mo. Insurance is about 700/yr and is paid. Thank you. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you, <br><br>Primary Residence:<br>Mortgage/Prop Taxes/Interest $1700/mo<br>Utilities generally $500/mo <br>Insurance $705/yr and paid i for the year already<br>No HELOC, credit lines<br><br>Rental Property PITI $1,400/mo<br>Also no HELOC/credit lines on it<br><br>Thank you. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Primary residence: Loan balance $311,000 at 4%, PITI comes to $1700/month<br>Rental property: Loan balance $153,000 at 5.75%, PITI comes to $1270/month, currently rented<br>No HELOCs, one car payment for $450/mo, student loan $450/month. That is all. Thank you for your consideration. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Principle, taxes, interest paid together 1700/mo. Insurance is about 700/yr and is paid. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1700<br>car 450<br>student loan 450<br>utilities 500<br>nanny/child care 2000<br>food 700<br>phone 90<br><br>Total about $6500/mo<br><br>Please compare against verified monthly income. Thank you. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you, <br><br>Primary Residence:<br>Mortgage/Prop Taxes/Interest $1700/mo<br>Utilities generally $500/mo <br>Insurance $705/yr and paid i for the year already<br>No HELOC, credit lines<br><br>Rental Property PITI $1,400/mo<br>Also no HELOC/credit lines on it<br><br>Thank you. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Primary residence: Loan balance $311,000 at 4%, PITI comes to $1700/month<br>Rental property: Loan balance $153,000 at 5.75%, PITI comes to $1270/month, currently rented<br>No HELOCs, one car payment for $450/mo, student loan $450/month. That is all. Thank you for your consideration. |
Member Payment Dependent Notes Series 1246891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246891 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246891. Member loan 1246891 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Broward Sheriff's Office | Debt-to-income ratio: | 4.14% |
Length of employment: | 10+ years | Location: | Loxahatchee, FL |
Home town: | |||
Current & past employers: | Broward Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I had a small house fire insurance paid for it. Then we incountered a mold problem & the kitchen had to be gutted ..... it's not covered by the insurance company. So I have found a place that will redo the kitchen at 1/2 the price of the big guys but they do not take credit cards.<br><br> Borrower added on 04/17/12 > I would like to thank the 16 that have invested so far. I would ask that if you are thinking about investing PLEASE do so. I have no kitchen not even a kitchen sink. I need to get this project started ASAP......<br><br> Borrower added on 04/21/12 > A BIG Thank-you to all that have invested so far..........<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | not sure why I'm not seeing my answer but BTW the house fire & my daughter's wedding is the reason for the cc debt |
Member Payment Dependent Notes Series 1246921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246921 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246921. Member loan 1246921 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | GoIndustries DoveBid/Randstad/Pfizer Inc | Debt-to-income ratio: | 19.08% |
Length of employment: | < 1 year | Location: | Norwich, CT |
Home town: | |||
Current & past employers: | GoIndustries DoveBid/Randstad/Pfizer Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | The Loan is representing 100% of my Wedding Expenses! |
Member Payment Dependent Notes Series 1246925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246925 |
$5,000 |
$5,000 |
13.99% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246925. Member loan 1246925 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | magellan heath service | Debt-to-income ratio: | 21.25% |
Length of employment: | 10+ years | Location: | Hazelwood, MO |
Home town: | |||
Current & past employers: | magellan heath service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > Need to pay my state taxes<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,127.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1246961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1246961 |
$18,700 |
$18,700 |
10.74% |
1.00% |
April 25, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1246961. Member loan 1246961 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Harris County, Texas | Debt-to-income ratio: | 12.62% |
Length of employment: | 5 years | Location: | The Woodlands, TX |
Home town: | |||
Current & past employers: | Harris County, Texas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Thank you for considering us. We plan to pay off all of the credit cards provided we receive funding from The Lending Club. The sum of our total minimum payments and the lump sum Lending Club payment will be virtually the same, however, we would really like to make a dent in this debt.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage:938.97<br>Taxes & Home Insurance: 569.89<br>Utilities (Electricity, Gas, Water, Internet): 270<br><br>Thank your for you question and consideration. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Thank you for your question. We are carrying 18,295 over five credit cards. <br><br>Visa 14350 at 14%, monthly payment $309<br>Visa 1150 at 16.24% monthly payment $30<br>Mastercard 1900 at 14% monthly payment $40<br>Store Credit 275, montly payment $25<br>Store Credit 620, monthly payment $25 (0 percent) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage:938.97<br>Taxes & Home Insurance: 569.89<br>Utilities (Electricity, Gas, Water, Internet): 270<br>Transportation: Car $350<br>Car Insurance $140<br>Phone $130<br>Food $500<br>Student Loan $300<br><br>Thank you for your question and consideration. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thank you for your question and consideration. We are currently carrying 18,295 over five credit cards. <br><br>Visa 14350 at 14%, monthly payment $309<br>Visa 1150 at 16.24% monthly payment $30<br>Mastercard 1900 at 14% monthly payment $40<br>Store Credit 275, montly payment $25<br>Store Credit 620, monthly payment $25 (0 percent) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Thank you for your question and consideration. We are currently carrying 18,295 over five credit cards. <br><br>Visa 14350 at 14%, monthly payment $309<br>Visa 1150 at 16.24% monthly payment $30<br>Mastercard 1900 at 14% monthly payment $40<br>Store Credit 275, montly payment $25<br>Store Credit 620, monthly payment $25 (0 percent)<br><br>We plan to pay off all of the credit cards provided we receive funding from The Lending Club and carry only the remaining 620 at 0%. |
Member Payment Dependent Notes Series 1247013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247013 |
$30,000 |
$30,000 |
22.45% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247013. Member loan 1247013 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.90% |
Length of employment: | 7 years | Location: | Playa Del Rey, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > My FICO Score is 684, with zero lates and no public records. I have 2 higher interest unsecured loans I will erase with this loan. When done, my monthly outlay will be reduced by $300.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,706.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1,668, Transportation (Auto, Gas) totals $689, Phone averages $250, Insurance is $220, food/leisure, etc. averages $ $700 monthly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have the following:<br>Line of Credit (1) balance - $11,921, interest - 28.9%, monthly pymt - $304.00; Line of Credit (2) balance -$9,998.18, interest - 89.0%, monthly pymt -$743.49; CC (1) balance - $2,465, interest - 23.99%, monthly pymt - $50.00; CC (2) balance - $1,508.76, interest -16.48%, monthly pymt - $31.00; CC(3) balance -$ 2,256.00, interest - 19.24%, monthly pymt - $50.00; CC(4) balance - $1,073.93, interest - 25.24%; min. pymt - $20.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have the following:<br>Line of Credit (1) balance - $11,921, interest - 28.9%, monthly pymt - $304.00; Line of Credit (2) balance -$9,998.18, interest - 89.0%, monthly pymt -$743.49; CC (1) balance - $2,465, interest - 23.99%, monthly pymt - $50.00; CC (2) balance - $1,508.76, interest -16.48%, monthly pymt - $31.00; CC(3) balance -$ 2,256.00, interest - 19.24%, monthly pymt - $50.00; CC(4) balance - $1,073.93, interest - 25.24%; min. pymt - $20.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have the following:<br>Line of Credit (1) balance - $11,921, interest - 28.9%, monthly pymt - $304.00; Line of Credit (2) balance -$9,998.18, interest - 89.0%, monthly pymt -$743.49; CC (1) balance - $2,465, interest - 23.99%, monthly pymt - $50.00; CC (2) balance - $1,508.76, interest -16.48%, monthly pymt - $31.00; CC(3) balance -$ 2,256.00, interest - 19.24%, monthly pymt - $50.00; CC(4) balance - $1,073.93, interest - 25.24%; min. pymt - $20.00 |
Please explain the reason why you carry a large revolving credit balance. | My revolving credit is not high. It is my line/s of credit balance that is high. The highest is the 89% interest rate balance of $10,000.00 that, amongst the others, I want to eliminate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using the loan to payoff my high interest lines of credit and all of my revolving credit cards debts, which totals $28.000 ($30,000 minum the Lenders Club fee). |
Please explain the reason why you carry a large revolving credit balance. | My revolving credit is not high. It is my line/s of credit balance that is high. The highest is the 89% interest rate balance of $10,000.00 that, amongst the others, I want to eliminate. |
What is your intended use for the loan proceeds? | I will use the loan proceeds to pay off my higher interest credit cards and lines of credit. When done, I will save over $300.00/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - $1,668.00<br>$10,000 Line of credit - $780.00<br>$12,000 Line of Credit - $304.00<br>Utilities - $75.00<br>Revolving credit cards - $150.00<br>Auto loan - $504.00<br>Insurance - $130.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I've had zero delinquencies in the last 2 years. My credit is perfect. |
Please explain the reason why you carry a large revolving credit balance. | My revolving credit is not high. It is my line/s of credit balance that is high. The highest is the 89% interest rate balance of $10,000.00 that, amongst the others, I want to eliminate. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public records on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have a Mortgage; I rent. My rent payment is $1,668.00/month. |
Which debts do you plan to pay off with this loan? | All my high interest credit cards (totalling approx. $6,000) and two high interest lines of credit (one for $10,000 and another for $12,000). That all amounts to $28,000 which is what the loan proceeds will be minus the Lending Club 5% fee. |
Member Payment Dependent Notes Series 1247173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247173 |
$2,400 |
$2,400 |
14.65% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247173. Member loan 1247173 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | toyota of apex | Debt-to-income ratio: | 3.54% |
Length of employment: | 1 year | Location: | cary, NC |
Home town: | |||
Current & past employers: | toyota of apex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i have now expenses related to rent/ mortgages, loans etc... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 dollars total balances on credit card and student loans. i am trying to consolidate my debt into a single loan and make single payment every month. never had a late payment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i have now expenses related to rent/ mortgages, loans etc... |
Which debts do you plan to pay off with this loan? | i am paying off my credit card debt every month at this moment. only have about $ 3000 left to pay off. so i would like to consolidate the 3 credit cards into one big payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 dollars total balances on credit card and student loans. i am trying to consolidate my debt into a single loan and make single payment every month. never had a late payment |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I dont have a mortgage, i live with family. absolutely, no insurance payments or any other obligations. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 dollars total balances on credit card and student loans. i am trying to consolidate my debt into a single loan and make single payment every month. never had a late payment |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using the loan for one purpose, consolidating credit card debt and having one monthly payment to pay of the loan quickly. |
Please explain the reason why you carry a large revolving credit balance. | i used my credit cards to pay for some college tuition and books. now that i am working two jobs starting to consolidate and pay off everything. |
Which debts do you plan to pay off with this loan? | i am paying off my credit card debt every month at this moment. only have about $ 3000 left to pay off. so i would like to consolidate the 3 credit cards into one big payment. |
Member Payment Dependent Notes Series 1247206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247206 |
$9,000 |
$9,000 |
7.62% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247206. Member loan 1247206 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,083 / month |
Current employer: | JpMorgan Chase Bank | Debt-to-income ratio: | 9.60% |
Length of employment: | 6 years | Location: | Deer Park, NY |
Home town: | |||
Current & past employers: | JpMorgan Chase Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > Looking to consolidate higher interest debt incurred from start of a small business.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,018.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current expenses include 1000/month rent, 520/month car, 150 /month student loan, 80/month phone, 100/mo insurance. Food 300-400/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total revolving debt balances are $11,500.00 avg interest rate is 12%, $400 payment. Auto Loan 27k, $520 payment. Student Loan 11k, $150 payment. |
Member Payment Dependent Notes Series 1247210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247210 |
$6,000 |
$6,000 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247210. Member loan 1247210 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Tribeca Community School | Debt-to-income ratio: | 21.28% |
Length of employment: | 3 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Tribeca Community School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/12 > i plan to payoff my credit card. I would make a good borrower because of my reliability and job security.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,543.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are 400$... |
Member Payment Dependent Notes Series 1247259
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247259 |
$11,000 |
$11,000 |
7.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247259. Member loan 1247259 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | KEYBANK NA | Debt-to-income ratio: | 11.03% |
Length of employment: | 10+ years | Location: | MAPLE HEIGHTS, OH |
Home town: | |||
Current & past employers: | KEYBANK NA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1.032.82, Insurance and real estate taxes included in mortgage payment. Utilities - monthly average: Dominion East Ohio- $164.00 (winter) $45.00 (Summer), The Illuminating Co. $50.00 (Winter) $89.00 (Summer), Phone & Internet $76.00 together. Water and Sewer Bill is every 3 months: $76.72.<br>I have a line of credit with KeyBank: monthly payment: $75.00 interest rate is 8.9% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Wells Fargo: Visa Platinum (closed) bal- $1934.78 rate:17.75% payment: $50.00<br>Wells Fargo: Cash Line (closed) bal- $1295.86 rate: 18.65% payment: $34.00<br>Sams Club: bal- $2,922.23 rate: 22.90% payment: $83.00<br>Chase-Visa: bal- $1667.76 rate: 18.24% payment: $42.00<br>Spiegel: bal- $1,241.82 rate: 24.99% payment: $62.00<br>Macy's: bal- $1061.33 rate: 24.50% payment: $35.00<br>Goodyear: bal- $933.92 rate: 22.36% payment: $42.00<br>"These are all minimium payment amounts". |
Please explain the reason why you carry a large revolving credit balance. | Unexpected repairs and a few medical bills. I have been working at trying to pay down the balances. I closed two accounts, but with the high interest rates it has been hard to get the balances down. I would like to pay them in full and close them all. |
Member Payment Dependent Notes Series 1247341
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247341 |
$6,000 |
$6,000 |
13.99% |
1.00% |
April 25, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247341. Member loan 1247341 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Robert Half International | Debt-to-income ratio: | 17.58% |
Length of employment: | < 1 year | Location: | Westonc, CT |
Home town: | |||
Current & past employers: | Robert Half International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > I just switched jobs and need some extra money to get by before my commissions start kicking in.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $3,084.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my current monthly expenses are approximately $3,500. I say approximately because some of the expenses listed will vary month to month such as food, utilities, etc. |
Will some or all of your moving expenses be reimbursed, if so how much? | My moving expenses will not be reimbursed. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency in my life. |
Member Payment Dependent Notes Series 1247366
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247366 |
$16,000 |
$16,000 |
12.12% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247366. Member loan 1247366 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | A to Z auto body | Debt-to-income ratio: | 12.50% |
Length of employment: | 1 year | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | A to Z auto body | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1247368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247368 |
$14,750 |
$14,750 |
12.12% |
1.00% |
May 1, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247368. Member loan 1247368 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Realty Group Property Management | Debt-to-income ratio: | 22.96% |
Length of employment: | 1 year | Location: | DAMASCUS, MD |
Home town: | |||
Current & past employers: | Realty Group Property Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I would like to pay off two credit cards with high interest rates, so that in the end I am giving less to credit card companies.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $300 and all other expenses are about $500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The first credit card is at $11,000 at 29 percent interest, with $350 monthly payments<br>The second credit card is at $12,000 at 15 percent interest with $220 average monthly payments |
Member Payment Dependent Notes Series 1247387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247387 |
$20,000 |
$20,000 |
7.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247387. Member loan 1247387 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,153 / month |
Current employer: | Westchester County | Debt-to-income ratio: | 18.84% |
Length of employment: | 3 years | Location: | MOUNT VERNON, NY |
Home town: | |||
Current & past employers: | Westchester County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > Would like to pay high rate credit card<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment is $542 |
Member Payment Dependent Notes Series 1247511
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247511 |
$13,200 |
$13,200 |
6.62% |
1.00% |
May 1, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247511. Member loan 1247511 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | care van inc. | Debt-to-income ratio: | 12.04% |
Length of employment: | 10+ years | Location: | winnetka, CA |
Home town: | |||
Current & past employers: | care van inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > this loan is to consolidate 3 credit cards account,because their interest is a bit high.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all together about $ 1200.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards : 1- balance $4.320.00 monthly payment $ 170.00<br> 2-balance $3.345.00 monthly payment $ 170.00<br> 3-balance $ 4.568.00 monthly payment $200.00<br> on this cards the interest rate is 11.00% and 15.99% respectively . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all together about $ 1200.00 |
Member Payment Dependent Notes Series 1247524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247524 |
$25,000 |
$25,000 |
13.11% |
1.00% |
April 30, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247524. Member loan 1247524 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | U.S. Dept. of Labor Mine Safety | Debt-to-income ratio: | 6.47% |
Length of employment: | 10+ years | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | U.S. Dept. of Labor Mine Safety | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $4,130.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1247536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247536 |
$10,625 |
$10,625 |
7.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247536. Member loan 1247536 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Boise Cascade | Debt-to-income ratio: | 22.35% |
Length of employment: | 10+ years | Location: | White City, OR |
Home town: | |||
Current & past employers: | Boise Cascade | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > 19,000 credit card debt from 7%to 18%, Car loan 8,000 dollars at 4.50% and mortgage 145,000 at 4,6%<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,946.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1600 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the ifo is under the loan description thank you |
Member Payment Dependent Notes Series 1247568
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247568 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 25, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247568. Member loan 1247568 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Jewish home life care and Hospital | Debt-to-income ratio: | 13.77% |
Length of employment: | 2 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Jewish home life care and Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,658.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly rent payment is a $1000, transportation for the month is $116, Cables $70, Gas and Electricity $80, Phone $50, I do not pay insurance monthly I pay annual, Food $200 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | They MasterCard and Visa |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | the problem is not the monthly payment, the interest for all them is too high I just want to close some of them |
Member Payment Dependent Notes Series 1247614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247614 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247614. Member loan 1247614 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Katz & Associates | Debt-to-income ratio: | 4.73% |
Length of employment: | 2 years | Location: | Coral Springs, FL |
Home town: | |||
Current & past employers: | Katz & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > This loan will help pay the remaining balance on our wedding / honeymoon.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | 100% of the loan will go to our wedding expense and honeymoon. This loan will help pay the remaining balance on our wedding and honeymoon. |
How are you paying for other wedding expenses not covered by this loan? | All other expenses were paid through savings and gift, this loan is to help pay the remaining balances left. |
Member Payment Dependent Notes Series 1247715
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247715 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247715. Member loan 1247715 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,392 / month |
Current employer: | National Distributing Company | Debt-to-income ratio: | 1.92% |
Length of employment: | 1 year | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | National Distributing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > Long story short, my fiance's parents promised us $10,000 so we moved our wedding date up a year. We paid a bunch of nonrefundable deposits, then they notified us that they could only provide us with $1,500. It is way too late to change the date of the wedding. Your loan could really help us out!<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | This will pay for approximately half of the expenses. Getting a Lending Club loan will help me avoid having to finance the remainder of the expenses on my credit card. |
How are you paying for other wedding expenses not covered by this loan? | My parents provided us with most of the money that we needed. My fiance and I have equally used our savings to fund the remainder of our expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 500, transportation 0 (car is paid off and company pays for gas), utilities 100, phone 46, insurance 78 food 300 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 500, transportation 0 (car is paid off and company pays for gas), utilities 100, phone 46, insurance 78 food 300 |
Member Payment Dependent Notes Series 1247761
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247761 |
$21,000 |
$21,000 |
7.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247761. Member loan 1247761 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | JetBlue Airways | Debt-to-income ratio: | 8.03% |
Length of employment: | 7 years | Location: | Longwood, FL |
Home town: | |||
Current & past employers: | JetBlue Airways | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I plan to use the funds (along with funds of my own) to finish a home improvement project, namely, an in-ground pool/spa and screen enclosure. I have been employed with my current employer for the last 7 years.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am building an in-ground pool/spa at my home. The funds will assist me in financing the entire project. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Monthly:<br><br>Principal and Interest: $1,842<br>Insurance and Taxes: $692<br><br>Monthly PITI total: $2,534 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly:<br><br>Mortgage Principal and Interest: $1,842<br>Insurance and Taxes: $692<br>Utilities: ~$200 |
Please explain the reason why you carry a large revolving credit balance. | A portion of the entire home improvement project is being funded personally, through a combination of cash and personal credit. This is why I am currently carrying a balance.<br><br>The first steps involved screening a patio/balcony and putting an Elite roof over an area that required attention from water damage from a previous owner. This loan will help me finish the remaining work to be done, including building an in-ground pool adjacent to the aforementioned patio. |
Is the improvement to your primary residence or an investment property? | This is an improvement to my primary residence |
Member Payment Dependent Notes Series 1247779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247779 |
$3,400 |
$3,400 |
6.03% |
1.00% |
May 1, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247779. Member loan 1247779 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,167 / month |
Current employer: | Hitch'n Post Restaurant | Debt-to-income ratio: | 25.02% |
Length of employment: | 6 years | Location: | Williamston, NC |
Home town: | |||
Current & past employers: | Hitch'n Post Restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I am requesting this funding to pay the Internal Revenue Service. I had some issues this past year and owe more than I thought I would. My job is stable having been there 6 years and my credit rating is great. I would appreciate any assistance you can provide.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay my taxes for 2011 tax year. I owe more than I was prepared to pay this year. |
Please provide additional details regarding the purpose of the loan. | It is to help me pay my 2011 Interenal Revenue and State taxes. I owe more than I anticipated to IRS. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly $875.00. No rent/mortgage, I do, however, have health insurance, car payment and revolving credit. I spend very little on food and the utilities are covered by another person. |
Member Payment Dependent Notes Series 1247824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247824 |
$7,200 |
$7,200 |
8.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247824. Member loan 1247824 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,209 / month |
Current employer: | ST Aerospace Mobile | Debt-to-income ratio: | 20.50% |
Length of employment: | 9 years | Location: | SPANISH FORT, AL |
Home town: | |||
Current & past employers: | ST Aerospace Mobile | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > This is to be used to pay off high interest accounts.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,247.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My total monthly expenses for housing is 1649.58. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current: Student loan: 2203.14.<br>Credit cards: 3941 at 16.99 2722 at 19.45 2897 at 27.99 874 at 19.9 3669 at20.25.<br>Line of credit 3542 at26.99. |
Member Payment Dependent Notes Series 1247830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247830 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247830. Member loan 1247830 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Hancock place middle school | Debt-to-income ratio: | 14.06% |
Length of employment: | 4 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Hancock place middle school | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Using loan funds to pay off credit cards<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment 1100<br>Phone 80<br>Utilities 150<br>Food 125<br>Car insurance and gas. 70 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank of America visa. <br>Balance 4428.04. Min payment 103.00<br><br>Chase <br>Balance 3333.14. Min payment 87.00<br><br>Discover 2258.70. Min payment. 59 |
Member Payment Dependent Notes Series 1247853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247853 |
$4,750 |
$4,750 |
7.90% |
1.00% |
May 1, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247853. Member loan 1247853 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $875 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.66% |
Length of employment: | n/a | Location: | joshua tree, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i just pay for dish and and food gas and phone bill credit cards. |
What is your intended use for the loan proceeds? | pay some bills. so I can save some money I want to buy a house. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | we own the house and it's payed. I have credit with homedepot-dell-walmart- and two credit cards no utilities or taxes. I pay my bills on time no late payments.house insurance not payed by me. |
Member Payment Dependent Notes Series 1247860
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247860 |
$8,000 |
$8,000 |
13.67% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247860. Member loan 1247860 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | multicircuits | Debt-to-income ratio: | 19.91% |
Length of employment: | 8 years | Location: | BERLIN, WI |
Home town: | |||
Current & past employers: | multicircuits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > credit card refinancing<br><br> Borrower added on 04/19/12 > I am just looking for a way to consolidate the credit cards. I can make my payments and do pay a little extra every month. Its just frustrating to not see a end in sight and this would get rid of them with a end in sight.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,658.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am applying for this loan in my name but my husband and I pool our money together and then pay the bills. I don't know how to answer this question because I don't know how you want the bill divided.862 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 862.00 for husband and wife |
Member Payment Dependent Notes Series 1247970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247970 |
$34,000 |
$34,000 |
20.99% |
1.00% |
April 27, 2012 |
April 29, 2015 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247970. Member loan 1247970 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,000 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 18.18% |
Length of employment: | < 1 year | Location: | LUTHERVILLE TIMONIUM, MD |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/15/12 > This will consolidate all unsecured debt and lower monthly payments by approximately $300 while guaranteeing that all will be payed off within three years. The current average interest rate for all the debt is 23.45.<br><br> Borrower added on 04/16/12 > Note: Even though may job is less than one year, I have 16 years continuous service with the federal government. I recently transferred between agencies from DHS to DOD.<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $20,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage payment is $2184.28 (includes $381.06 escrow for taxes and homer owners insurance, 130.54 Mrg Ins payment). Taxes are $2623.61/yr and Home Ins is $934/yr. No second mortgage. Water is $20/month and utilities approximately $200/month (gas & electric). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Amazon - $1632 (25.99%) $50/mo, Home Project Visa - $3188 (22%) $220/mo, J.Jill - $1249 (22%) $124/mo, Chase Visa $4899 (29%) $178/mo, Lowes - $5362 (21%) $190/mo, Dillards - $2100 (22.24%) $154/mo, Victoria Secrets - $2243 (22.80%) $110/mo, RTP VISA - $3377 (18%) $70/mo<br><br>Loan: HFC - $2865 (22.80%) $187/mo, Starpoint - $7375 (22.00%) $164/mo |
If you have a delinquency in the last 2 years, please explain the reason. | No |
What is your intended use for the loan proceeds? | Consolidate debt and reduce overall interest and payoff timeline. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Amazon - $1632 (25.99%) $50/mo, Home Project Visa - $3188 (22%) $220/mo, J.Jill - $1249 (22%) $124/mo, Chase Visa $4899 (29%) $178/mo, Lowes - $5362 (21%) $190/mo, Dillards - $2100 (22.24%) $154/mo, Victoria Secrets - $2243 (22.80%) $110/mo, RTP VISA - $3377 (18%) $70/mo<br><br>Loan: HFC - $2865 (22.80%) $187/mo, Starpoint - $7375 (22.00%) $164/mo |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No |
Member Payment Dependent Notes Series 1247994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1247994 |
$11,700 |
$11,700 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1247994. Member loan 1247994 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | US Dept. Homeland Security | Debt-to-income ratio: | 29.94% |
Length of employment: | 10+ years | Location: | BATAVIA, NY |
Home town: | |||
Current & past employers: | US Dept. Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I work for the Federal Government for over 10 years in a Career position. The loan will be used toconsolidate high interest credit card debt. I pay all of my debts on time and have a high credit score. My only issue on my credit is that I have a high debt ratio which this loan will help bring down.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Aprox $900-1050 a month total. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 cards with 29,000. mortgage has 11 years with 170,000 remaining. Spouse also has an income 0f $67,000+ |
Member Payment Dependent Notes Series 1248208
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248208 |
$27,050 |
$27,050 |
19.99% |
1.00% |
May 1, 2012 |
April 29, 2017 |
April 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248208. Member loan 1248208 was requested on April 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Yes! Communities | Debt-to-income ratio: | 18.47% |
Length of employment: | < 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Yes! Communities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Young Professional with a good career. Due to school, medical when not on insurance and various other factors to include bad decisions I landed in the spot I am in now. I will not however quit and will see this thru and finish it. This will help me get on track towards progress<br>
A credit bureau reported the following information about this borrower member on April 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,917.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent free right now ( covered by work)<br>Starting June 1 it will be 500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - 35K |
Member Payment Dependent Notes Series 1248239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248239 |
$28,000 |
$28,000 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248239. Member loan 1248239 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,583 / month |
Current employer: | Union Electric Steel | Debt-to-income ratio: | 2.09% |
Length of employment: | 5 years | Location: | WEIRTON, WV |
Home town: | |||
Current & past employers: | Union Electric Steel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $60,176.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $680, Transportation: $100, Utilities: $300, Phone/Cable/Internet: $200, Insurance $122, |
What is your intended use for the loan proceeds? | Payoff debt. |
If you have a delinquency in the last 2 years, please explain the reason. | No new delinquencies in past 2 years. |
Member Payment Dependent Notes Series 1248384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248384 |
$20,000 |
$20,000 |
12.12% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248384. Member loan 1248384 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,417 / month |
Current employer: | Third Federal Savings and Loan | Debt-to-income ratio: | 16.36% |
Length of employment: | 3 years | Location: | Avon, OH |
Home town: | |||
Current & past employers: | Third Federal Savings and Loan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Would like to consolidate 4 credit cards so they can be paid off and closed.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,922.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1560.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Store card $2800 19% $200<br>Credit Card $8000 18% $150<br>Visa $1000 22% $25<br>MC $4000 18% $150 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total payments $525/mo. Will be included in new loan payment of $665/mo. |
Member Payment Dependent Notes Series 1248434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248434 |
$13,000 |
$13,000 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248434. Member loan 1248434 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Bunn-O-Matic Corp | Debt-to-income ratio: | 10.95% |
Length of employment: | 7 years | Location: | Litchfield, IL |
Home town: | |||
Current & past employers: | Bunn-O-Matic Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > The purpose of this loan is to consolidate unsecured (credit card) debt at a lower interest rate. I have had no difficulty paying my current creditors, I am simply looking to lower my effective interest rate while providing you a better interest rate than a commercial bank is willing to provide.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,642.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total Mortgage+Utilities $1,163 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balance Avg APR Min Pmt <br>Total Unsecured Debt $14,368 19.822% $471 <br>Total Secured Debt $26,467 3.370% $469 |
Member Payment Dependent Notes Series 1248458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248458 |
$6,000 |
$6,000 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248458. Member loan 1248458 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | WB Mason | Debt-to-income ratio: | 14.74% |
Length of employment: | 2 years | Location: | West Hartford, CT |
Home town: | |||
Current & past employers: | WB Mason | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Credit Card Refinance.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 6000<br>14.9<br>I have 3,000 per month of fixed expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 800<br>car 529<br>insurance-250 auto and renter combined<br>utilities-250-400- season changes<br>food-400<br>phone 105.00<br><br>That just off the top of my head. Im just looking to consolidate my CC debt and pay a flat 200-250 per month on it and keep saving money to buy a home next year. <br><br>Thanks |
Member Payment Dependent Notes Series 1248475
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248475 |
$11,000 |
$11,000 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248475. Member loan 1248475 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | St Vincent Hospital | Debt-to-income ratio: | 14.11% |
Length of employment: | 3 years | Location: | Green Bay, WI |
Home town: | |||
Current & past employers: | St Vincent Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > This loan will consolidate two loans (1 credit card, 1 personal loan) I currently have at a higher interest rates. I am paying $360 a month for both. This monthly payment would be $337, and would be paid off in 3 years. My goal is to get this paid off and not to spread the debt out further.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage including escrow taxes $900<br>Car Loan $289<br>Utilities $200<br>Phone/Internet $85<br>Insurance $96<br>Groceries $300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balance - CitiCard $2700 0% promotional rate<br>Personal Loan - Discover Bank $8000 15%<br>Mortgage - Associated Bank $80000 4.5% |
Member Payment Dependent Notes Series 1248524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248524 |
$15,250 |
$15,250 |
12.12% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248524. Member loan 1248524 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Sierra Metals | Debt-to-income ratio: | 11.78% |
Length of employment: | 4 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Sierra Metals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The rent is $883, between water,cable,internet,and power is $260. My phone and transportation including ins. is covered by my employer. I spend roughly $800 in food and entertainment per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards with a balance total of roughly $20,000, 2 of which have a higher apr than what is advertised here. This is my reason for applying. I am paying $800 a month towards this balance.I have no other lines of credit. I also have 2 mortgages on investment property with tenants. The rent the tenants pay covers the mortgage notes, both have signed lease agreements. |
Member Payment Dependent Notes Series 1248530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248530 |
$15,875 |
$15,875 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248530. Member loan 1248530 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Crwone Plazza Ohare | Debt-to-income ratio: | 16.24% |
Length of employment: | 1 year | Location: | Des Plaines, IL |
Home town: | |||
Current & past employers: | Crwone Plazza Ohare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $850 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $16 000, interest rate is14 percent. No Student Loan, no Mortgages, no line of credit. just credit card balances |
Member Payment Dependent Notes Series 1248533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248533 |
$13,200 |
$13,200 |
9.76% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248533. Member loan 1248533 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,250 / month |
Current employer: | New Vision Services | Debt-to-income ratio: | 15.87% |
Length of employment: | < 1 year | Location: | Jamestown, NY |
Home town: | |||
Current & past employers: | New Vision Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > This loan will pay off $11,343.48 of my Visa at 14.9% and $1,856.52 of my Chase card. After I use the money I have to pay off the rest, I will only have $361.70 to go on my debt outside of this loan, which my taxes will pay off.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $16,548.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1248536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248536 |
$14,125 |
$14,125 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248536. Member loan 1248536 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Orange Peel Bicycle Service LLC | Debt-to-income ratio: | 24.89% |
Length of employment: | 5 years | Location: | STEAMBOAT SPRINGS, CO |
Home town: | |||
Current & past employers: | Orange Peel Bicycle Service LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I am focused on my recovery from consecutive sporting accidents and resulting medical costs in excess of my extensive insurance coverage. I have already worked very hard and succeeded in the recovery my health, I am working fulltime, well insured, and motivated to recover financially as well.<br><br> Borrower added on 04/25/12 > My introduction to the lending club has led to a new opportunity. I have been offered a line of credit that covers my entire debt load by a private individual. The terms are very positive. I still have interest in receiving this loan. I will use it to secure my financial recovery and advancement.<br><br> Borrower added on 04/26/12 > My new personal loan is in process and will replace each of the credit card accounts described below. My income exceeds my monthly obligations and I plan to use this loan responsibly. Expect this investment to be sound, I appreciate your support.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,585.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500. Health insurance $216. Phone & Internet $45. Gas Electric and Water $75. Transportation $30. Food $600. Total $1466. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover Card $9603 18.99% $360-plan to pay with this loan immediately<br>Master Card $3939 19.99% $146-plan to pay with this loan immediately<br>Visa $3797 22.15% $151-plan to pay $580. Remaining portion of balance is a priority.<br>I am going to sell a personal item to do so soon.<br>Mastercard 2 a: ($3401 13.24%) b:( $1476 22.99%) $173-will be paying remaining balance with haste. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Prior to this loan, my minimum payments for all debts were at $830. With the consolidation my minimum payments including remaining credit card debt and this loan my, minimum monthly payment will be $748. This minimum payment will be reduced as soon as I complete payment of visa. |
Member Payment Dependent Notes Series 1248638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248638 |
$8,875 |
$8,875 |
10.74% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248638. Member loan 1248638 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,604 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.69% |
Length of employment: | n/a | Location: | FAIRPORT, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is $386 telephone, cable tv and internet are a package for $190 and i own no car or insurance of any kind and food is around $150 per month. the remainder of my income goes to pay on my credit cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | (1) Target owing $82.68 with a minimum of $25.00 a month. (2) Visa owing $808.76 with a minimum of $21.45 a month. (3) Mastercard owing $1020.47 with a minimum of $29.17 a month. (4) Walmart owing $1880.13 with a minimum of $53.00 a month. (5) Visa owing $4,645.93 with a minimum of $116.00 per month. I do not know the percentage rate of interest for my cards, but they are all over 20%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I don't pay "minimum" on ANY of my cards, in fact, I paid $400.00 a month on my Visa alone since June of 2011 and $300.00 a month prior to June and the other cards I have listed in a previous question, I have averaged $196.00 in payments since Jan. of 2011. Whereas the minimum would be $128.00. So for the last 16 months, my minimum payment would be $244.00 but my actual payments were $596.00. This loan would save me $200 a month and cut my interest rate in half. |
Member Payment Dependent Notes Series 1248690
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248690 |
$32,000 |
$32,000 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248690. Member loan 1248690 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | US Citizenship and Immigration Services | Debt-to-income ratio: | 15.10% |
Length of employment: | 3 years | Location: | fallbrook, CA |
Home town: | |||
Current & past employers: | US Citizenship and Immigration Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I plan to use this loan to consolidate all of my debt. Consolidating my debt will make it easier for me to pay it all off quickly, that is why I chose a 36 month loan over the 60 month loan. I have excellent credit, an excellent credit history, and a very steady job with solid income. Thank you.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1967 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is approximately $34,000 of credit card debt. I was unemployed for about one year, four years ago. I acquired the bulk of this debt during that time, paying for necessities. The interest rates vary from approximately 3% up to 12%. I currently pay a total of approximately $900 per month toward this debt. I have paid off both of my car loans and this is all of the debt I have left. This loan will consolidate everything and make it easier to finally pay off this debt. |
Which debts do you plan to pay off with this loan? | I plan to consolidate and pay off credit card debt which was mostly acquired during the time I was unemployed for approximately one year, four years ago. I acquired the debt paying for necessities. I have paid off both of my car loans and this is all of the debt I have left. It will be easier for me to finally pay off this debt if I can consolidate everything into one payment. I hope that answers your question. If you have any more please ask. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently I rent from a relative so that is only $500. Utilities are approximately $480. Insurance is approximately $550. Transportation (gas) is approximately $400. Food is approximately $500. At the end of next month I will own both of my cars, so no car payment. If you would like to know anything else, please ask. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is approximately $34,000 of credit card debt. I was unemployed for about one year, four years ago. I acquired the bulk of this debt during that time, paying for necessities. The interest rates vary from approximately 3% up to 12%. I currently pay a total of approximately $900 per month toward this debt. I have paid off both of my car loans and this is all of the debt I have left. This loan will consolidate everything and make it easier to finally pay off this debt. |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed for a year, four years ago. I incurred most of the revolving debt during that time helping to pay for necessities. I want to use this loan to consolidate that debt which will make it easier to pay off. I want to pay it off as soon as possible, that is why I chose to take the loan for 36 months rather than 60 months. If you would like to know anything else, please ask. Thank you. |
Member Payment Dependent Notes Series 1248741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248741 |
$10,075 |
$10,075 |
15.31% |
1.00% |
April 26, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248741. Member loan 1248741 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | nscglobal | Debt-to-income ratio: | 10.25% |
Length of employment: | 1 year | Location: | Englewood, NJ |
Home town: | |||
Current & past employers: | nscglobal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > funds to be used form new home down payment. I am using my current funds to pay off the home I live in now, and have a good history of paying both mortgages on time.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $4,428.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1248812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248812 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 26, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248812. Member loan 1248812 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | FIS | Debt-to-income ratio: | 19.66% |
Length of employment: | 1 year | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | FIS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > /<br><br> Borrower added on 04/17/12 > Need to consolidate card and LOC debt. This offer makes the payments and terms feasible to manage.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,667.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1248825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248825 |
$13,200 |
$13,200 |
20.99% |
1.00% |
April 27, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248825. Member loan 1248825 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Central Health Care | Debt-to-income ratio: | 23.45% |
Length of employment: | 10+ years | Location: | LE CENTER, MN |
Home town: | |||
Current & past employers: | Central Health Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Personal<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $7,582.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $847.00 not includin credit cards and loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balances $35000 All credit cards,Car loan and student loan and medical.Not sure of bthe interest rates on credit cards I believe car loan interest rate is 6.9%. Car payment is $335, STUDENT LOAN $90. CREDIT CARDS TOTAL PAYMENTS$335. Medical$300. |
If you have a delinquency in the last 2 years, please explain the reason. | no delelinquency |
Which debts do you plan to pay off with this loan? | Credit cards,Medical, bills |
Member Payment Dependent Notes Series 1248887
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248887 |
$15,250 |
$15,250 |
9.76% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248887. Member loan 1248887 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,625 / month |
Current employer: | John F. Marshall | Debt-to-income ratio: | 2.48% |
Length of employment: | 4 years | Location: | Sligo, PA |
Home town: | |||
Current & past employers: | John F. Marshall | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I was told to add the description as "Debt consolidation" though this is to build new pens for our game birds and provide operating capital through the summer months when we cannot sell our birds. We operate a farm that produces game birds to many game preserves and shooting clubs.<br><br> Borrower added on 04/19/12 > This loan would be in order to build a new flight pen to double our current sales and more hold pens for our commercial rabbitry thus also doubling our out-put.<br><br> Borrower added on 04/19/12 > Estimated net revenue for the business this year will be approximately $13,000. Within three years the plan is to have the net revenue double with increased sales.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Personally I only pay utilities of $340 and groceries approximately $350..gas is usually about $250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage debt: $34,000- rate 4.25%, credit cards- carry no balances, student loans- none. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Approximately $3,000 will be used to purchase the remainder of this year's chicks. Approximately $4,000-$5,000 will be used for new pens to increase the production according to our current demand. The remainder of the loan will be used to purchase feed and/or miscellaneous supplies until the birds are sold starting in August of this year. |
Member Payment Dependent Notes Series 1248891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248891 |
$15,000 |
$15,000 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248891. Member loan 1248891 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | griffith energy | Debt-to-income ratio: | 21.54% |
Length of employment: | 2 years | Location: | GABRIELS, NY |
Home town: | |||
Current & past employers: | griffith energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,555.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent s paid by a mortgage I own, $760 per month so its a wash, I pay 775.00 per month in rent. Transportation for my job is paid by the mileage, .30 per mile plus 315.00 per month standard monthly rate which doesn't change. Utilities are a average cost of 210 per month, this includes all utilities, including phone. Food averages 120 per month, insurance is part of my rent and through payroll |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off Bank of America Gold option loan |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently total is 750 dollars, will be lowered to 500 after approval of loan |
Member Payment Dependent Notes Series 1248952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248952 |
$25,000 |
$25,000 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248952. Member loan 1248952 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $22,917 / month |
Current employer: | Pfingsten Partners, LLC | Debt-to-income ratio: | 8.24% |
Length of employment: | 7 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Pfingsten Partners, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $7,549.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 6000 for rent, transport, utilities, phone, insurance, food and spending |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans - $75,000 - pay $800 to $1000 per month, and my weighted average rate is approaching 7%. This is the purpose of this loan<br><br>Credit cards: should be $0 but range at any given time - I pay the bill balance every month. I travel a lot for work and get reimbursed |
If you have a delinquency in the last 2 years, please explain the reason. | Should have none. I did have a delayed payment on one of my student loans when they got transferred to Sallie Mae and they screwed up my auto pay for 2 months, but that got rectified quickly with no penalty. Nothing else to my knowledge. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm not using the loan for multiple purposes - solely to focus on paying down student loans faster at essentially the same rate (but paying down in 3 years vs. 9 years. |
Member Payment Dependent Notes Series 1248956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248956 |
$14,400 |
$14,400 |
13.67% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248956. Member loan 1248956 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | UC Davis Medical Center | Debt-to-income ratio: | 15.97% |
Length of employment: | 4 years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | UC Davis Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I plan to use the funds to consolidate credit card debt that I built up while in school. I am very good at budgeting my money however, some of the interest rates are so high that it's making it difficult to pay them down. I have an extremely stable career that is only going up.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $8,995.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $500, household bills ~$180, phone $80, insurance $97, gas ~$100 (live really close to work), food ~$350. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car payment $658, balance of $16,976 APR 12.99%, various credit cards MINIMUM monthly payments are $548, balance of $16,943, interest rates are 7.99%-29.99% (one card has a balance of $4,000 with a 7.99% interest rate which will not be consolidated with this loan), and I have 3 student loans: $24,025 (4.75% APR and $164/month), $9,481 (10% APR, $110/month) and $550.75 (5% APR, $40/month). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car payment $658, balance of $16,976 APR 12.99%, various credit cards MINIMUM monthly payments are $548, balance of $16,943, interest rates are 7.99%-29.99% (one card has a balance of $4,000 with a 7.99% interest rate which will not be consolidated with this loan), and I have 3 student loans: $24,025 (4.75% APR and $164/month), $9,481 (10% APR, $110/month) and $550.75 (5% APR, $40/month). |
Member Payment Dependent Notes Series 1248958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248958 |
$12,500 |
$12,500 |
8.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248958. Member loan 1248958 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Bel Brands USA | Debt-to-income ratio: | 10.58% |
Length of employment: | 1 year | Location: | KAUKAUNA, WI |
Home town: | |||
Current & past employers: | Bel Brands USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $917 (mortgage $382, utilities $185, phone $85, insurance $95, gas $50, food $120) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lines of credit- WebBank $1300 at 19.99% with $35 monthly, WebBank $1400 at 26.99% with $46 monthly<br>Credit cards- Chase Bank $2100 at 29.24 % with $72 monthly, Credit First $1100 at 22.8% with $50 monthly, HSBC $3900 at 19.99% with $102 monthly, HSBC $1400 at 12.99% with $44 monthly, Merrick Bank $2450 at 24.2% with $79 monthly, Barclaycard $2550 at 21.99% with $59 monthly<br>Mortgage- $382 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lines of credit- WebBank $1300 at 19.99% with $35 monthly, WebBank $1400 at 26.99% with $46 monthly<br>Credit cards- Chase Bank $2100 at 29.24 % with $72 monthly, Credit First $1100 at 22.8% with $50 monthly, HSBC $3900 at 19.99% with $102 monthly, HSBC $1400 at 12.99% with $44 monthly, Merrick Bank $2450 at 24.2% with $79 monthly, Barclaycard $2550 at 21.99% with $59 monthly<br>Mortgage- $382 monthly |
Please explain the reason why you carry a large revolving credit balance. | I was laid off in CA, moved to WI (using my own money) for a new job, and bought a fixer-upper home. Due to these, my cash reserves were wiped dry fairly quickly. Then the high APRs made it difficult to quickly and cleanly wipe my debt. Which is why I'm turning to a debt consolidation loan with a significantly lower %. |
Member Payment Dependent Notes Series 1248968
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248968 |
$17,575 |
$17,575 |
15.81% |
1.00% |
April 27, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248968. Member loan 1248968 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | piedmont service group | Debt-to-income ratio: | 24.14% |
Length of employment: | 5 years | Location: | cary, NC |
Home town: | |||
Current & past employers: | piedmont service group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1248969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248969 |
$3,000 |
$3,000 |
7.90% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248969. Member loan 1248969 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | The Houser Group Inc | Debt-to-income ratio: | 20.03% |
Length of employment: | 10+ years | Location: | Sugar Land, TX |
Home town: | |||
Current & past employers: | The Houser Group Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1248987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1248987 |
$22,750 |
$22,750 |
13.11% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1248987. Member loan 1248987 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.11% |
Length of employment: | n/a | Location: | encinitas, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Legal fee expenses, cash flow reserves for upcoming mediation and/or arbitration on secured promissory note dispute. Mediation commences 4/26/012, arbitration to commence subsequent if necessary. Anticipated resolution with one to six (6) months. |
What is your intended use for the loan proceeds? | Legal fee expenses, cash flow reserves for upcoming mediation and/or arbitration on secured promissory note dispute. Mediation commences 4/26/012, arbitration to commence subsequent if necessary. Anticipated resolution with one to six (6) months. |
What is your intended use for the loan proceeds? | Legal fee expenses, cash flow reserves for upcoming mediation and/or arbitration on secured promissory note dispute. Mediation commences 4/26/012, arbitration to commence subsequent if necessary. Anticipated resolution with one to six (6) months. |
What is your intended use for the loan proceeds? | Legal fee expenses, cash flow reserves for upcoming mediation and/or arbitration on secured promissory note dispute. Mediation commences 4/26/012, arbitration to commence subsequent if necessary. Anticipated resolution with one to six (6) months. |
What is your intended use for the loan proceeds? | Legal fee expenses, cash flow reserves for upcoming mediation and/or arbitration on secured promissory note dispute. Mediation commences 4/26/012, arbitration to commence subsequent if necessary. Anticipated resolution with one to six (6) months. |
Member Payment Dependent Notes Series 1249004
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249004 |
$25,000 |
$25,000 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249004. Member loan 1249004 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Sunrun | Debt-to-income ratio: | 14.92% |
Length of employment: | < 1 year | Location: | Danville , CA |
Home town: | |||
Current & past employers: | Sunrun | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Proceeds will be used to:<br>1) payoff previous LC loan w/ remaining balance of $15.9k <br>2) payoff credit card w/ $8k balance<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,945.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $820<br>Transportation - $80 (bus far to and from work)<br>Cable/Internet+Utilities - $100<br>Car Insurance - $70 <br>Gas - $100 (drive rarely)<br>Cell Phone - $50<br>Gym - $100<br>Weekday Lunch - $220<br>Groceries - $400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Prior LC Loan at 10.58% APR - $15.9k balance - monthly payment of $550 (will be paid off in full w/ proceeds)<br>CC debt at 11% APR - $8k balance - monthly payment $300-400 (will be paid off in full w/ proceeds)<br>Student Loan at ~2% APR - $45k balance - monthly payment of $252 |
Member Payment Dependent Notes Series 1249033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249033 |
$7,875 |
$7,875 |
12.12% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249033. Member loan 1249033 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,400 / month |
Current employer: | listen foundation | Debt-to-income ratio: | 19.45% |
Length of employment: | 7 years | Location: | SANTA CRUZ, CA |
Home town: | |||
Current & past employers: | listen foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,931.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-350. I often work extra so my income is often more. My partner usually covers rent, so this part of the equation could really be left out.<br>Gas-100<br>Phone-70<br>Phone-60<br>Insurance-15<br>Food-400<br>Total-985 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | B-balance. I-interest rate m-minimum monthly payment<br>Mastercard:b-300 I-29.49 m-15<br>Visa: b-1000 I- 29.99 m- 33<br>Mastercard: b-250 I-29.99 m-12<br>Visa: b-4460 I-21.9 m-47<br>Reserve line with my bank: b-1700 I-21.9 m-45<br>Total balances:7610 total monthly min:152 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Min monthly:225 including loan: 333 and what do you mean by "and the pay off"? |
Member Payment Dependent Notes Series 1249036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249036 |
$8,000 |
$8,000 |
14.65% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249036. Member loan 1249036 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Catholic Broadcasting Northwest Inc | Debt-to-income ratio: | 14.87% |
Length of employment: | 9 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Catholic Broadcasting Northwest Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1249060
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249060 |
$30,000 |
$30,000 |
21.97% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249060. Member loan 1249060 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Yakima School District | Debt-to-income ratio: | 11.88% |
Length of employment: | 10+ years | Location: | YAKIMA, WA |
Home town: | |||
Current & past employers: | Yakima School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $2,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | housing $835; insurance$136; utilities $385; |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citibank credit card $19,350 (19%); Parent Plus Student loan $29,000 (7%) payemnt: $396 ; Chase credit card $2567 (13%) payment: $75.00; Cashcall $2600 (135%) payment: $293 |
If you have a delinquency in the last 2 years, please explain the reason. | none |
What is your intended use for the loan proceeds? | pay off all credit cards so that I only have one payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | housing $825; utilities/phone $380; insurance $133; food/misc $225; gas $75 |
Please explain the reason why you carry a large revolving credit balance. | I has some unfortunate personal issue so I had to get a cash advance on this credit card. Once I receive the loan I will close this account. |
Please explain the reason why you carry a large revolving credit balance. | I has some unfortunate personal issue so I had to get a cash advance on this credit card. Once I receive the loan I will close this account. |
Which debts do you plan to pay off with this loan? | Citibank Card, Chase Freedom card, Cashcall loan, Payday loan, Macy's and doctor bills |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan to consolidate my credit card balances so that I only have one payment at this time. |
Member Payment Dependent Notes Series 1249105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249105 |
$15,350 |
$15,350 |
7.62% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249105. Member loan 1249105 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Western Water Features | Debt-to-income ratio: | 12.13% |
Length of employment: | 5 years | Location: | El Dorado Hills, CA |
Home town: | |||
Current & past employers: | Western Water Features | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $117,035.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Kitchen renovation. We have already renovated the rest of the house, so this will make the house complete. We are replacing the cabinets, counter tops and adding new appliances. |
Is the improvement to your primary residence or an investment property? | It is for an investment property. |
Please explain the reason why you carry a large revolving credit balance. | I've used a lot of credit recently towards the renovation of this property. Now that I am near completion, I will start paying those down quickly. |
Please explain the reason why you carry a large revolving credit balance. | I've used a lot of credit recently towards the renovation of this property. Now that I am near completion, I will start paying those down quickly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4950.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $4950.00 |
Is this for a home improvement you have already made, or one that you are planning to make? | I have not yet made the improvements, but will do so once this finding is completed. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage, $2100<br>Taxes, $150.00<br>Insurance, $91.45 |
Member Payment Dependent Notes Series 1249121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249121 |
$22,000 |
$22,000 |
13.67% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249121. Member loan 1249121 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,042 / month |
Current employer: | Speedmark Transportation | Debt-to-income ratio: | 15.22% |
Length of employment: | 2 years | Location: | DALY CITY, CA |
Home town: | |||
Current & past employers: | Speedmark Transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > -Consolidating my 3 Creditcards into 1 payment<br>-3.67% helps me pay Principal faster then w/banks<br>-Never late on payments<br>-Possibility of finishing off principal faster then 3yrs <br>-Monthly Budget is $1500 therefore enough for Lending Club payment<br>-Stable Job & working my way up corporate ladder<br><br> Borrower added on 04/17/12 > (EDITED) -13.67% helps me pay Principal faster then w/banks<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1000.00 for rent to my mother who owns the house. As i am also on the Title but NOT the mortgage loan. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $9,172.19 / I pay $400 / 20.990% / Min $198.14<br> <br>MasterCard $4,831.42 / I pay $150.00 / 25.740% / Min $135.14<br><br>MasterCard $7,986.08 / I pay $200.00 / 14.990% / Min $174.93 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Visa $9,172.19 / I pay $400 / 20.990% / Min $198.14<br> <br>MasterCard $4,831.42 / I pay $150.00 / 25.740% / Min $135.14<br><br>MasterCard $7,986.08 / I pay $200.00 / 14.990% / Min $174.93 <br><br>This Lending Club loan will pay of all the credit card debt, my goal is to consolidate the debt for one easy and affordable payment to lower the Principal faster |
Member Payment Dependent Notes Series 1249132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249132 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249132. Member loan 1249132 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | red lion river inn | Debt-to-income ratio: | 19.71% |
Length of employment: | 10+ years | Location: | spokane, WA |
Home town: | |||
Current & past employers: | red lion river inn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $11,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortage 793.20 elec.100.00 phone45.00 internet 45.00 water 80.00<br>boeing credit union 200.00 Insurance 80.00 |
Member Payment Dependent Notes Series 1249133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249133 |
$8,650 |
$8,650 |
10.74% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249133. Member loan 1249133 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.27% |
Length of employment: | n/a | Location: | Corrigan, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $4,061.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Swimming pool and deck around the pool. |
If you have a delinquency in the last 2 years, please explain the reason. | None that I can recall |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have answered this twice. 200.00 lights. 20.00 water. 100.00 phone cable internet. Taxes and insurance is yearly |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 200.00 electric, 20.00 water, 100.00 cable internet phone. Insurance and taxes are paid once yearly |
Member Payment Dependent Notes Series 1249160
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249160 |
$9,600 |
$9,600 |
17.27% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249160. Member loan 1249160 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,875 / month |
Current employer: | University of Wyoming | Debt-to-income ratio: | 20.13% |
Length of employment: | 4 years | Location: | LARAMIE, WY |
Home town: | |||
Current & past employers: | University of Wyoming | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Recent college graduate seeking to pay off credit card debt - Outstanding credit card debt $11500 while student loans are in deferment and I continue graduate school.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,228.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: Total - $1250 : Split between roommate I pay $675 (includes utilities)<br>Phone/Internet/TV : $110<br>Transportation : $125<br>Food : $125 (I like to coupon, so that has drastically cut my food bill in recent months)<br>Insurance - Car Insurance: paid every 6 mths, $600 ish. (approx 100 per mth, but not a mthly expense) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - 5 cards with balances $10,899 <br>interest rate 17% <br>Mthly payments 400<br><br>Auto Loan: $11000 <br>monthly payment 285.04<br><br>Student Loans: Currently in school working on my masters degree, so student loans are in deferment, will not start payments until the end of next summer 2013. Current balance $20000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Money is going to be used to pay of credit card debt with the highest interest rate first moving down. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: Total - $1250 : Split between roommate I pay $675 (includes utilities)<br>Phone/Internet/TV : $110<br>Transportation : $125<br>Food : $125 (I like to coupon, so that has drastically cut my food bill in recent months)<br>Insurance - Car Insurance: paid every 6 mths, $600 ish. (approx 100 per mth, but not a mthly expense) |
Member Payment Dependent Notes Series 1249173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249173 |
$11,700 |
$11,700 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249173. Member loan 1249173 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | sisters camp sherman rfpd | Debt-to-income ratio: | 6.33% |
Length of employment: | 6 years | Location: | SISTERS, OR |
Home town: | |||
Current & past employers: | sisters camp sherman rfpd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I plan to consolidate credit cards to pay off quicker.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is $2800 per month although that is offset with with $1200 per month roommate payment.<br>Transportation is minimal since I have a company vehicle.<br>Utilities is approx. $300 per month<br>Insurance- House included in payment, Auto is $58 per month<br>Food runs around $300 per month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- $6500 rate 16.99%<br>Visa- $5200 rate 12.99% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $77, $79 for the two cards I have listed above although I pay more each month towards the principal. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- $6500 rate 16.99%<br>Visa- $5200 rate 12.99% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $77, $79 for the two cards I have listed above although I pay more each month towards the principal. |
Please explain the reason why you carry a large revolving credit balance. | It all started with a divorce and I used credit to buy my way out. Recently I just finished paying off that debt. |
Member Payment Dependent Notes Series 1249175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249175 |
$10,000 |
$10,000 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249175. Member loan 1249175 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.43% |
Length of employment: | n/a | Location: | SOUTH BOSTON, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,045.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1020, Utilities $100; significant other pays the rest of bills (transportation, phone, internet, food) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Chase: $600.04, 17.99%, $100<br>Discover: $2946.98, 21.99%, $100 <br>Bank of America: $5430.66, 19.99%, $150 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Chase: $600.04, 17.99%, $100<br>Discover: $2946.98, 21.99%, $100 <br>Bank of America: $5430.66, 19.99%, $150 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1020, Utilities $100; significant other pays the rest of bills (transportation, phone, internet, food) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Chase: $600.04, 17.99%, $100<br>Discover: $2946.98, 21.99%, $100 <br>Bank of America: $5430.66, 19.99%, $150 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Chase: $600.04, 17.99%, $100<br>Discover: $2946.98, 21.99%, $100 <br>Bank of America: $5430.66, 19.99%, $150 |
Member Payment Dependent Notes Series 1249176
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249176 |
$20,000 |
$20,000 |
12.12% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249176. Member loan 1249176 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Anixter Inc | Debt-to-income ratio: | 12.00% |
Length of employment: | 2 years | Location: | Reading, MA |
Home town: | |||
Current & past employers: | Anixter Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1200 per month |
Member Payment Dependent Notes Series 1249189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249189 |
$8,800 |
$8,800 |
13.99% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249189. Member loan 1249189 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,789 / month |
Current employer: | cigna | Debt-to-income ratio: | 18.53% |
Length of employment: | 10+ years | Location: | wind gap, PA |
Home town: | |||
Current & past employers: | cigna | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 500.00 for all |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - various interest rates - approximately 700/month - approximately 25,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - various interest rates - approximately 700/month - approximately 25,000 |
What is your intended use for the loan proceeds? | to help pay off and eliminate credit cards. |
Please explain the reason why you carry a large revolving credit balance. | like alot of people,I got caught up in it and am looking to eliminate and bring things into perspective. |
If you have a delinquency in the last 2 years, please explain the reason. | haven't had any |
Which debts do you plan to pay off with this loan? | credit cards |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 500.00 total |
Member Payment Dependent Notes Series 1249199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249199 |
$4,000 |
$4,000 |
7.90% |
1.00% |
April 30, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249199. Member loan 1249199 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | red roof inn | Debt-to-income ratio: | 23.16% |
Length of employment: | < 1 year | Location: | RIDLEY PARK, PA |
Home town: | |||
Current & past employers: | red roof inn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > my son is getting married in september 2012 the wedding will take place<br>in bermuda on a cruise ship<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | 2000.00/for myself and wife for cruise , spending money at least 700.00, transportation to ny 150.00<br>my wife will want clothes for cruise i will want to give my son and his new wife a wedding gift as the cruise <br>is for their wedding ceremony cost of ceremony on island he told me was 500.00<br>thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 795.00 rent, utilities 75.00 phone 35.00 food 350.00/month car insurance 45.00/month apt ins 135.00/year |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 795.00 rent, utilities 75.00 phone 35.00 food 350.00/month car insurance 45.00/month apt ins 135.00/year |
Member Payment Dependent Notes Series 1249213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249213 |
$20,000 |
$20,000 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249213. Member loan 1249213 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 28.82% |
Length of employment: | n/a | Location: | BURBANK, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > consolidate four existing debts into one with lower interest rates, halving my monthly payments<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,260.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 1000.00/mon; car ins 45/mon; utilities 210.00; gasoline 160.00; phone 120.00; med insur 250.00; gym 45.00; food 450.00; credit cards 330.00; car loans 464.00; misc 150.00.... total 3224.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa: ume federal credit union, bal 5930.00; 9.99 %; mon pay 180.00 <br>citi master card ; bal 3900.00; 12.99 %; montly pay 150.00<br>chase car loan; bal 5300; 12.99% monthlypay 224.00<br>1st city fcu car loan; bal 6950.00; 5.7%; monthly pay 240.00 |
Member Payment Dependent Notes Series 1249224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249224 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249224. Member loan 1249224 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,417 / month |
Current employer: | MIAC | Debt-to-income ratio: | 4.13% |
Length of employment: | 2 years | Location: | New Hope, PA |
Home town: | |||
Current & past employers: | MIAC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I am consolidating five credit card accounts. This transaction will save me money and make my billing more efficient.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $49,621.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is currently at $2405. Other household expenses average approximately $2,000. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2890, approx 21%, approx $100<br>MasterCard $2262, approx 24%, approx $90<br>Visa, $1688, approx 21%, approx $50<br>Visa $1823, approx 24%, approx $70<br>MasterCard, approx $1000, 22%, approx $50<br><br>My goal is to save finance charges overall and to streamline my budget process by consolidation. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Visa $2890, approx 21%, approx $100<br>MasterCard $2262, approx 24%, approx $90<br>Visa, $1688, approx 21%, approx $50<br>Visa $1823, approx 24%, approx $70<br>MasterCard, approx $1000, 22%, approx $50<br><br>My goal is to save finance charges overall and to streamline my budget process by consolidation. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not been delinquent in any outstanding account in the last two years. |
Member Payment Dependent Notes Series 1249274
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249274 |
$15,000 |
$15,000 |
14.65% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249274. Member loan 1249274 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.34% |
Length of employment: | 10+ years | Location: | VICTORVILLE, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > To all the investors, thanks for taking my loan in consideration, I highly appreciate what you guys r doing for me. Thanks.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $17,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1,300.00 <br>Utilities, 350.00<br>Credit cards, 700.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America. $6,800.00. 21%<br>Wells Fargo. $960. 19% (auto loan)<br>Well Fargo. $3,800.00. 23% cash <br>Wells Fargo. $4,400.00. 21% credit<br>Target. $2,000.00. 19% credit<br>Capital one. $1,400.00. 18% credit |
If you have a delinquency in the last 2 years, please explain the reason. | I don't think that I have any delinquency, but I may have some late payments do to too many open credit cards, and that's the reason I will like to pay them all, so that I could have one monthly payment. Thanks for considering me . |
Member Payment Dependent Notes Series 1249285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249285 |
$11,000 |
$11,000 |
6.62% |
1.00% |
April 30, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249285. Member loan 1249285 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Northwest Gastroenterologists | Debt-to-income ratio: | 6.38% |
Length of employment: | 1 year | Location: | BARTLETT, IL |
Home town: | |||
Current & past employers: | Northwest Gastroenterologists | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly - Rent + utilities - $400.00, phone $90.00, food $350.00, health insurance $140.00, transportation $100,00 (fuel) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt (credit cards) $11,000 - Around $600.00 per month |
Member Payment Dependent Notes Series 1249287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249287 |
$6,800 |
$6,800 |
9.76% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249287. Member loan 1249287 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | G4S Secure Solutions USA | Debt-to-income ratio: | 24.84% |
Length of employment: | 10+ years | Location: | BLOOMINGTON, IL |
Home town: | |||
Current & past employers: | G4S Secure Solutions USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,597.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1249305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249305 |
$22,500 |
$22,500 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249305. Member loan 1249305 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.65% |
Length of employment: | 7 years | Location: | Moxee, WA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I am seeking this funding in order to fulfill a couple home improvement projects, including exterior paint as well as interior flooring. I pay all my bills on time, have zero late payments and prefer short-term financing, making this a great option.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1249310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249310 |
$10,800 |
$10,800 |
13.99% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249310. Member loan 1249310 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Park Dental | Debt-to-income ratio: | 8.42% |
Length of employment: | 10+ years | Location: | Jordan, MN |
Home town: | |||
Current & past employers: | Park Dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I am a previous customer and paid my loan off 8 months early. Just looking to minimize payments going out. Thank you<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $3,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Oh boy. Diff every month. Its roughly about 2000. We recently paid off some stuff so unsure of exact amout. That's a guesstimate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay out approximently 600.00 worth of smaller debt per month. Hence why just would like all the little stuff paid off and pay one monthly payment. Easier to manage. I have not been late or deliquent, just sometimes gets to be a headache. Having one easy payment would be more manageable with my lifestyle. Leaving alittle wiggle room also. Thank you. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not. Have been current with all. Actually have paid student loan and a my lower credit limit ccards off. (Like macys, jcpennys). Still have, but are in bank lock box. Only one I occ use is carecredit. I have 3 cats that I take very gd care of. But always pay it off within 3 months. (Interest free) |
Member Payment Dependent Notes Series 1249358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249358 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249358. Member loan 1249358 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Fetterolf Corp. | Debt-to-income ratio: | 11.78% |
Length of employment: | 2 years | Location: | HARLEYSVILLE, PA |
Home town: | |||
Current & past employers: | Fetterolf Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Paying off all my card and putting them in to this one loan. Stable Job, good with money just paying off credit cards to maximize my savings for a home.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,818.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. 600 a month for everything work is a 5 mile drive away. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Again 4 cards total I'm paying off total is the total of the loan requested just paying them all off in one and clearing all my cc debt. Sorry I would be happy to give more info but this site keeps flagging my messages as too personal. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Four hundred and this will take over those payments I am closing out my other accounts |
Member Payment Dependent Notes Series 1249361
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249361 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249361. Member loan 1249361 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Belmont Redwood Shores School District | Debt-to-income ratio: | 15.67% |
Length of employment: | 9 years | Location: | Belmont, CA |
Home town: | |||
Current & past employers: | Belmont Redwood Shores School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > The funds from this loan will help with the upfront costs to secure the venue and services. The loan will be easily repaid.<br><br>This wedding is a celebration of two people who finally found their soul-mate!<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $13,882.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses run about $4000 per month. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency. |
What portion of your wedding expenses does this loan represent? | Approximately 50% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1750 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only for wedding expenses |
How are you paying for other wedding expenses not covered by this loan? | Saving the balance over the next eight months. This loan is to fund the cash upfront costs. |
Please explain the reason why you carry a large revolving credit balance. | The revolving balance is due to some unexpected expenses. |
Member Payment Dependent Notes Series 1249426
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249426 |
$10,400 |
$10,400 |
15.31% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249426. Member loan 1249426 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Cable Shopping Network | Debt-to-income ratio: | 24.49% |
Length of employment: | 6 years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | Cable Shopping Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I will use this loan to pay off all of my credit cards quickly and then apply the money that I will actually be saving elsewhere. Without the risk of providing too much personal information: I have a well-paying, stable job with more than enough in my budget to pay off the loan in a timely manner.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $8,280.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $525<br>Utilities $100-$150<br>Gas ~$120<br>Phone $90<br>Food ~$100<br>Car $475<br>Insurance $109 |
What is your intended use for the loan proceeds? | Pay off credit cards. |
If you have a delinquency in the last 2 years, please explain the reason. | None. |
Please explain the reason why you carry a large revolving credit balance. | I tried to answer this and it was kicked back. Apparently, there's no way to answer this question without supplying personal information. Sorry. |
Member Payment Dependent Notes Series 1249431
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249431 |
$10,000 |
$10,000 |
6.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249431. Member loan 1249431 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | us army | Debt-to-income ratio: | 10.54% |
Length of employment: | 9 years | Location: | goodfellow afb, TX |
Home town: | |||
Current & past employers: | us army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > In this loan I planned on helping out my family members who has gone thru hardship. I also planned setting a side money for emergencies. I am a good borrower because I realized the importance of establishing a good credit and I do have stable job I have been working for 10 years.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $1,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses that relate to housing is 951.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i currently have 400 in debt in credit card which i will be paying off in the end of the month |
If you have a delinquency in the last 2 years, please explain the reason. | No I have not been delinquent in any of the bills that I owe for the last 2 years. |
Member Payment Dependent Notes Series 1249476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249476 |
$14,000 |
$14,000 |
13.11% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249476. Member loan 1249476 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 16.78% |
Length of employment: | 7 years | Location: | EL MONTE, CA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $4,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include the following:<br><br>Rent 500<br>Transportation |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I would like to pay the following 3 credit cards off:<br><br>Visa- Outstanding balance is $900, rate of 18.99, minimum monthly is about $50<br>American Express- Outstanding balance is $4880, rate of 13.99, minimum monthly is about $70<br>Visa- Outstanding balance is $12,100, rate of 17.99, minimum monthly is about $250 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Sorry, I had accidently hit the Enter button to an incomplete previous question. I will answer that question here along with this question.<br><br>My monthly expenses include the following:<br><br>Rent $500<br>Transportation $200<br>Phone $100<br>Insurance $80<br>Food $200<br><br>My total minimum monthly payment for all the credit cards is about $400. With this loan included, it would be about $900 total. |
Member Payment Dependent Notes Series 1249548
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249548 |
$9,625 |
$9,625 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249548. Member loan 1249548 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Cubbys | Debt-to-income ratio: | 23.78% |
Length of employment: | 10+ years | Location: | AURORA, SD |
Home town: | |||
Current & past employers: | Cubbys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Debt Consolidation Loan<br><br> Borrower added on 04/16/12 > Trying to consolidate my debt. I have never had a late payment and have been at my same job for over 10 years.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $800 includes tax and insurance, no auto loans, utilities are $120, credit card and line of credit minimum payments total around $350, and auto insurance $98/6 months. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Discover 4300 93/mo Visa 3000/ 65/mo Visa 1900 32/mo Visa 2200 50/mo <br>Student Loan: 1070 71/mo<br>Line of Credit: 7800 160/mo<br>Mortgage: 800 |
Member Payment Dependent Notes Series 1249556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249556 |
$12,000 |
$12,000 |
13.67% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249556. Member loan 1249556 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,293 / month |
Current employer: | Port of subs inc | Debt-to-income ratio: | 20.95% |
Length of employment: | 10+ years | Location: | SPARKS, NV |
Home town: | |||
Current & past employers: | Port of subs inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I am spending to much in intrest trying to pay off credit crads and I would like to consolidate them in one loan.<br><br> Borrower added on 04/16/12 > I am trying to consoliadte my credit card payments as I am spending so much on intrest and I would like to combine them to one payment. I do not have a morgage or much to pay in rent as i live with family. I would be wasting less money on intrest paid . I am always good with paying my bills on time.<br><br> Borrower added on 04/20/12 > When I applied for this loan I took a leap of faith never realizing I could actually recieve the help I needed. I learned more about the process as it was happening, I am truley overflowing with grittitude for the investors who have choosen to fund this loan as will change my life.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,310.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 200.00<br>phone 142.64<br>food 200.00<br>cable/internet135.87<br>insurance 71.56<br>gas 60.00<br>total 810.07 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Gap Visa 729.81 at 23.99 pymnt 50<br>Chase 532.43 at 29.99 pymnt 100<br>GE Capitol 40 at 0 pymnt 40<br>The Buckle 510.58 at 24.99 pymnt 60<br>Sams Club 1664.01 at 22.90 pymnt 100 <br>Capitol one 2334.87 at 22.90 pymnt 100<br>Reward zone 314.27 at 22.90 pymnt 100<br>Macys 2.00 at 24.50 pymnt 2.00<br>Victoria Secret 96.57 at 24.90 pymnt 50<br>Goodyear 833.37 at 26.90 pymnt 50<br>Wells Fargo 2687.82 at 19.60 pymnt 100<br>Kohls 2600.00 at 24.50 pymnt 100<br>Total 12345.75 |
Member Payment Dependent Notes Series 1249564
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249564 |
$6,800 |
$6,800 |
8.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249564. Member loan 1249564 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Maddin Hauser Wartell Roth & Heller PC | Debt-to-income ratio: | 22.77% |
Length of employment: | 1 year | Location: | Birmingham, MI |
Home town: | |||
Current & past employers: | Maddin Hauser Wartell Roth & Heller PC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,584.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thanks for asking:<br><br>Rent $1,000<br>Car $337.00<br>Ins. $109<br>IB Bank $140<br>Power $60<br>DTE $70<br>Phone $100<br>Water $30<br>Food $450<br>Other $125<br>Ann Taylor $55<br>PayPal $150<br><br>The loan would almost clean up Ann Taylor and PayPal. I prefer not closing them, but don't want to use them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | IB Bank (line of credit) $11,000 - Rate Portion: 23.99%; Portion 12.99% $140.00 mo.<br>Ann Taylor - $1,600 - Rate 24,9% $55.00 mo.<br>PayPal - $6,000 - 23.99% $200.00 mo.<br><br>The Last Two are the ones I want to pay down because of the interest rates. |
Member Payment Dependent Notes Series 1249580
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249580 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 30, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249580. Member loan 1249580 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.83% |
Length of employment: | n/a | Location: | PALMDALE, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Loan is debt consolidation for outstanding balance on credit cards only.<br>There are no loans,mortgages or credit lines of any kind.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expances :<br> 1. Rent - 300 $<br> 2. Utilities - 50 $<br> 3. Phone - 50 $<br> 4. Food - 300 $<br> 5. Medications - 150 $<br> 6. Transportation 150 $<br> Total - 1000 $ |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOFA - 2469.88 $.12.24%. 60 $. CHASE - 2307.01 $. 16.24% .80$. AMEX - 2830.55 $.15.24%.60 $.<br> BESTBUY - 2138.06 $. 24.24%. 60 $. DELL - 995.16 $. 27.99%. 50$ . HSN - 1052.76 $. 26.99%.60 $.<br> SHOPNBC - 1653.58 $. 26.99%. 60 $. CITY - 888.42 $. 0.0%. 60 $.<br> TOTAL outstanding debt on credit cards is : 14335.42 $.<br> TOTAL on monthly payments - approx. 500-550 $ / month.<br> THERE ARE NO LOANS OR MORTGAGES. |
Member Payment Dependent Notes Series 1249592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249592 |
$7,000 |
$7,000 |
7.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249592. Member loan 1249592 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Corizon | Debt-to-income ratio: | 12.13% |
Length of employment: | 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Corizon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent- 320 per month<br>transportation- 104 per month<br>phone- 100 per month<br>student loans- 175 per month<br>debt consolidation- 183 per month<br>tuition- 259 per month<br>internet- 45 per month |
What is your intended use for the loan proceeds? | To pay back federal taxes |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent- 320 per month<br>transportation- 104 per month<br>phone- 100 per month<br>student loans- 175 per month<br>debt consolidation- 183 per month<br>tuition- 259 per month<br>internet- 45 per month |
Member Payment Dependent Notes Series 1249625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249625 |
$11,500 |
$11,500 |
13.11% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249625. Member loan 1249625 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | Houston ENT Clinic | Debt-to-income ratio: | 18.91% |
Length of employment: | < 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Houston ENT Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I am looking to get a Credit Card Consolidation loan. I have a good stable to job that I plan to keep for many yrs which allows me to make my payments every month. Because the interest rate is so high on the cc it feels like I am not making progress.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 3 credit cards and 1 student loan<br>cc 1: 6000.00, 25%, payment about 200.00<br>cc2: 2300.00, 23% payment about 80.00<br>cc3: 900.00, 0% payment about 100.00<br>student loan: 1500.00, 3% payment about 55.00 |
Member Payment Dependent Notes Series 1249684
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249684 |
$25,000 |
$25,000 |
14.65% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249684. Member loan 1249684 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | City Of La Center Washington | Debt-to-income ratio: | 20.79% |
Length of employment: | 10+ years | Location: | Ridgefield, WA |
Home town: | |||
Current & past employers: | City Of La Center Washington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $1721.00 which includes taxes and insurance<br>I have no home equity loans or 2nd mortgages<br>Utilities ahve beem ruinning at $130.00 a month |
Please explain the reason why you carry a large revolving credit balance. | needed house projects, farm implements and supplies to run the farm |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance of approximately $26,900 . The average interest rte is 23% . I pay approximately $1200 a month in credit card payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1721 in Mortage payments<br>Utilities average $130.00 <br>Phone is $100<br>Insurance is $250<br>food and entertainment $500-$700<br>Transporatation $250.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard-$8593-16.99 % - $128.00<br>Visa - $5,245 - 15.24% -$120.00<br>Visa - $5881- 21% -$163.00<br>Mastercard - $2139 - 29% $58.00<br>Retail Services - $2325 - 21% - $50.00<br>Retail services -$ 3000 - 21% - 65.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $584.00<br><br>the entire loan will got towards the outstanding balance of the credit card debt. |
What is your intended use for the loan proceeds? | put entire amount towards the outstanding credit card balances |
Please explain the reason why you carry a large revolving credit balance. | needed house projects, farm implements and supplies to run the farm |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $584.00<br><br>the entire loan will got towards the outstanding balance of the credit card debt. |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance of approximately $26,900 . The average interest rte is 23% . I pay approximately $1200 a month in credit card payments |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard-$8593-16.99 % - $128.00<br>Visa - $5,245 - 15.24% -$120.00<br>Visa - $5881- 21% -$163.00<br>Mastercard - $2139 - 29% $58.00<br>Retail Services - $2325 - 21% - $50.00<br>Retail services -$ 3000 - 21% - 65.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I think I had a late payment on one of my credit cards just once becausethe payment date fell between my employment pay periods and I somehow missed it.. That has since been rectified .. don't believe I have had any other issues |
If you have a public record on file, please briefly explain the event and its resolution. | Not sure what you mean by "Public Record" .. I do not have a criminal record, I've never been sued, |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Total Mortgage payment includes the taxes and insurance |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | One purpopse only and that is to consolidate my credit card debt |
Member Payment Dependent Notes Series 1249709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249709 |
$21,000 |
$21,000 |
12.12% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249709. Member loan 1249709 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,167 / month |
Current employer: | 3DMX INC | Debt-to-income ratio: | 13.84% |
Length of employment: | 7 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | 3DMX INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current fixed monthly expenses are 4,730.00 USD this amount included (Rent, Utilities, Medical Insurance, Car Insurance and food) Thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current credit card and Lines of credit balances are 18,371.00, average interest rate 19% APR minimun monthly payment 530.00 USD, I am paying 900.00 USD. <br><br>My car loan is 24,000.00 interest rate 3.9 APR, monthly payment 478.00 (I'll leave it as it is) |
Member Payment Dependent Notes Series 1249715
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249715 |
$9,500 |
$9,500 |
8.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249715. Member loan 1249715 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Rabobank NA | Debt-to-income ratio: | 22.86% |
Length of employment: | 8 years | Location: | EL CENTRO, CA |
Home town: | |||
Current & past employers: | Rabobank NA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Easy Loan<br><br> Borrower added on 04/21/12 > I plan on paying off my credit cards.<br><br> Borrower added on 04/21/12 > I have a great job that will help me pay this loan back with no problem.<br><br> Borrower added on 04/25/12 > I am recommending this to all my friends.<br><br> Borrower added on 04/27/12 > My monthly budget is about 1500 per month in expenses. Currently i have some CC with high interest rates that I can do with out. This loan will help me consolidate those bills into one. I might even be able to pay off before the three years. This loan fits perfectly within my budget.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage (104,000.00 - $733.00 per month), Auto Loan ($9,000.00 - $481.00 per Month). |
Member Payment Dependent Notes Series 1249743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249743 |
$10,800 |
$10,800 |
13.11% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249743. Member loan 1249743 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | Steptoe & Johnson LLP | Debt-to-income ratio: | 17.84% |
Length of employment: | 5 years | Location: | VALLEY VILLAGE, CA |
Home town: | |||
Current & past employers: | Steptoe & Johnson LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Medical expenses including care credit and personal loan with a high interest rate.<br><br> Borrower added on 04/17/12 > The Lending Club is a brilliant idea. The reason for pursuing a loan with you is to pay off two separate amounts used for medical procedures. One of my loans is $8100 and the interest rate is 36%. I have been seeking a lower interest rate in order to pay this loan off faster. Thank you.<br><br> Borrower added on 04/17/12 > When I received the offer from Lending Club, I did some research and wondered why I had never heard of you before. I took out a loan a year ago for medical expenses and the interest rate is at 36%. I am seeking to pay off this loan at a lower rate.<br><br> Borrower added on 04/18/12 > I have a payment coming up on April 25, 2012 for the personal loan of $314.06 which approximately $53.00 goes to the principal. The outstanding balance is at $8,609.95. Thank you to all investors for your time and consideration.<br><br> Borrower added on 04/18/12 > My care credit balance is $2,700.00 with no interest at the moment. As of August 2012, interest will start to accrue.<br><br> Borrower added on 04/20/12 > I want to extend a thank you to all the investors that reviewed my application. As I still have at least a week left, I am very hopeful to receive the full amount requested in order to pay off 2 debts. One being with an interest rate of 36%.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,452.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | All combined, approximately $3300 which includes supporting my two sons while attending University. |
What is your intended use for the loan proceeds? | My intended use is to pay in full care credit which is $2700 and my person loan which is $8100 at a 36% interest rate. I have been seeking other sources to pay off the latter loan as the interest is incredibly high. |
What are the estimated expenses? | One is $2700 and the other is $8100. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are approximately $3300 - $3500. |
What are the estimated expenses? | One is $2700 and the other is $8100. |
Member Payment Dependent Notes Series 1249753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249753 |
$33,000 |
$33,000 |
12.12% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249753. Member loan 1249753 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,583 / month |
Current employer: | Central City Concern | Debt-to-income ratio: | 10.33% |
Length of employment: | 7 years | Location: | PORTLAND, OR |
Home town: | |||
Current & past employers: | Central City Concern | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per Month: Food $400; Rent $0; Phone $40; Utilities $300; Insurance (auto/home owner) $80; Gas $200; Property Taxes $250; Misc. $230 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa total $31,334 (4 cards) Interest Rates Vary from 23% to 8.9% Estimated minimum payments $800, but I pay more than the minimum on the higher interest bearing cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Estimated minimum monthly payments for all credit cards is $800, but I pay more on the higher bearing interest cards. Upon receiving the loan, monthly payment is to be estimated at $1,080. |
Please explain the reason why you carry a large revolving credit balance. | Financed my MBA |
Member Payment Dependent Notes Series 1249973
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249973 |
$9,600 |
$9,600 |
8.90% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249973. Member loan 1249973 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,876 / month |
Current employer: | University of Washington | Debt-to-income ratio: | 24.83% |
Length of employment: | 3 years | Location: | LYNNWOOD, WA |
Home town: | |||
Current & past employers: | University of Washington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Debt consolidation.<br><br> Borrower added on 04/23/12 > This loan consolidation will allow me to be debt-free, other than student loans, when I complete my doctorate in 2016.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $13,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $490; transportation: $23 (subsidized transit through university); utilities: $0 (included); phone: $50; insurance: $65; food; $200. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances: $8,591; Interest rate: 13.9% - 25.99%; Monthly payments (minimum): $196.00<br>Line of Credit balance: $4,500.87; Interest rate: 10.9%; Monthly payment: $91 <br>Student loans: $99,743.73; Interest rate: 3.25%/6.8%; Monthly payment: $0 (in deferment until 2016, anticipated completion of doctorate) |
Member Payment Dependent Notes Series 1249978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249978 |
$12,000 |
$12,000 |
13.67% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249978. Member loan 1249978 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Major Brands | Debt-to-income ratio: | 21.12% |
Length of employment: | 7 years | Location: | FENTON, MO |
Home town: | |||
Current & past employers: | Major Brands | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Loan to consolidate my debt on 3 different credit cards.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Roughly $3,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $12,000 balance 21% interest rate $450/month<br>Mortgage $225,000 balance 2.5% interest rate $1,500/month<br>Car $22,000 9% interest rate $650/month<br>Student Loans $27,000 5.5% interest rate $340/month |
Member Payment Dependent Notes Series 1249987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249987 |
$23,675 |
$23,675 |
17.27% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249987. Member loan 1249987 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Karr Barth Administrators | Debt-to-income ratio: | 22.61% |
Length of employment: | 5 years | Location: | MOORESTOWN, NJ |
Home town: | |||
Current & past employers: | Karr Barth Administrators | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Paying off existing credit card/credit line debt and reduce monthly payments that are over $1,000 per month<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $22,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BALANCE PAYMENT<br> <br>($8,915.83) $148.59 <br>($4,150.00) $200.00 <br>($3,906.99) $200.00 <br>($1,500.00) $200.00 <br>($712.29) $25.00 <br>($200.00) $50.00 <br>($714.58) $21.00 <br>($183.00) $50.00 <br>($1,700.00) $200.00 <br> <br> <br>TOTAL TOTAL<br> <br>($21,982.69) $1,094.59 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all credit debt and then closing accounts<br>Line of Credit: $9000<br>Credit Card 1: $4150<br>Credit Card 2: $3900<br>Credit Card 3: $1500<br>Credit Card 4: $700<br>Credit Card 5: $700<br>Credit Card 6: $200<br>Credit Card 7: $180<br>Credit Card 8: $1800 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,054 in credit card and line of credit payments. I have no rent payments, mortgage is covered by rents received from tenants. Not responsible for insurance, taxes are escrowed |
Member Payment Dependent Notes Series 1249990
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1249990 |
$3,500 |
$3,500 |
6.03% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1249990. Member loan 1249990 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,857 / month |
Current employer: | Case Paper | Debt-to-income ratio: | 2.45% |
Length of employment: | 8 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Case Paper | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/27/12 > I am looking to purchase a used vehicle.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,996.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase a used car as mine broke down last week |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Used car only |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation (used Car) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage$676.99<br>Utilities- Vary roughly $350.00 Monthly<br>Taxes and Insurance included in mortgage |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Member Payment Dependent Notes Series 1250101
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250101 |
$20,700 |
$20,700 |
13.11% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250101. Member loan 1250101 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 29.97% |
Length of employment: | n/a | Location: | ONTARIO, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > This loan will help consolidate credit card and loan charges into one monthly payment.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,777.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent - $300.00 monthly<br>car - $304.00 monthly<br>utilities - none<br>phone - $37.00 monthly<br>car insurance - $314.47 semi-annually<br>term life - $160.20 monthly<br>life ins - $124.23 monthly<br>life ins - $156.00 quarterly<br>food - $200.00 monthly average<br>savings - $550.00 monthly<br><br>monthly average - $1,675.43<br>quarterly average - $156.00<br>semi-annually - $314.47 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Meijers - Revolving - balance varies - pay monthly to zero balance - Credit Limit of $900<br>Sams Club - Revolving - balance varies - pay monthly to zero balance - Credit Limit of $1,600<br>Capital One - Revolving - approx. $3,900.00 balance - pay an approx $300.00 per month - Credit Limit of $8,000<br>Chase - Revolving - approx. $13,500.00 balance - pay $283.00 per month - Closed at consumer's request<br>One Main Financing - approx $16,000 balance at 23% - pay $304.73 per month for 5 years |
Member Payment Dependent Notes Series 1250125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250125 |
$15,000 |
$15,000 |
13.99% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250125. Member loan 1250125 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Elmhurst huspital center | Debt-to-income ratio: | 23.32% |
Length of employment: | 3 years | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | Elmhurst huspital center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,547.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have $11 500 balans on my credit card and I won to pay the balans |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 450;transportation $75;phone 55;car ins $ 150; car lease $821,home loan $ 756;lending club loan $250;food $350 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rent $500' mortgage 7% $105 000,payment $765/m. .car lease $821, credit card debit %11500, lending club loan$ 8000 payment$ 250/m.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rent $500' mortgage 7% $105 000,payment $765/m. .car lease $821, credit card debit %11500, lending club loan$ 8000 payment$ 250/m.. |
Member Payment Dependent Notes Series 1250132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250132 |
$20,000 |
$20,000 |
7.62% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250132. Member loan 1250132 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | McDermott International | Debt-to-income ratio: | 6.01% |
Length of employment: | 5 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | McDermott International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2200 $. |
What is your intended use for the loan proceeds? | To pay off. 401k loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2200 dollar |
Member Payment Dependent Notes Series 1250139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250139 |
$19,400 |
$19,400 |
18.55% |
1.00% |
April 25, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250139. Member loan 1250139 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 18.69% |
Length of employment: | 10+ years | Location: | Spokane, WA |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I am taking this loan to eliminate multiple payments and make things simple.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $26,382.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay 1200 for mortgage and insurance and taxes, 200 for utilities. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart card: $725 Monthly payment $50 Interest rate 19%<br>Military Star Card: $8000 Monthly payment $300 9%<br>Visa: $1200 Monthly payment $45 9%<br>Lowes: $3100 Monthly payment $100 19.9%<br>Citicard: $890 Monthly payment $50 12%<br>Chase: $2900 Monthly payment $150 19%<br>Capitalone: $750 montly payment $25 10%<br>American Express: $3000 monthly payment $60 12%<br>Bill me later(Paypa: $1400 montly payment $60 14.9%<br>Bank of America: $7000 monthly payment $350 8.9%<br>Home $165000 montly payment $1200 4.3% |
Which debts do you plan to pay off with this loan? | I plan is to pay the majority of the following and close the payed of accounts:<br>Walmart card: $725<br>Military Star Card: $8000 <br>Visa: $1200 <br>Lowes: $3100 <br>Citicard: $890 <br>Chase: $2900 <br>Capitalone: $750 <br>American Express: $3000 <br>Bill me later(Paypal): $1400 |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving balance due to many reasons, i figured i would pay it off eventually, i made large purchases to try and improve my home on credit, i used my credit unwisely and would like to eliminate it and i figured this would be a simple easy way to do it. |
If you have a delinquency in the last 2 years, please explain the reason. | The one delinquent remark is last march(2011) i missed a payment on one credit card, it was not due to me not being able to, it was a computer mistake on my quicken software because i was imputing them into the computer and missed one account. I quickly payed the past due and brought my account back into good standing. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart card: $725 Monthly payment $50 Interest rate 19%<br>Military Star Card: $8000 Monthly payment $300 9%<br>Visa: $1200 Monthly payment $45 9%<br>Lowes: $3100 Monthly payment $100 19.9%<br>Citicard: $890 Monthly payment $50 12%<br>Chase: $2900 Monthly payment $150 19%<br>Capitalone: $750 montly payment $25 10%<br>American Express: $3000 monthly payment $60 12%<br>Bill me later(Paypa: $1400 montly payment $60 14.9%<br>Bank of America: $7000 monthly payment $350 8.9%<br>Home $165000 montly payment $1200 4.3% |
If you have a delinquency in the last 2 years, please explain the reason. | The one delinquent remark is last march(2011) i missed a payment on one credit card, it was not due to me not being able to, it was a computer mistake on my quicken software because i was imputing them into the computer and missed one account. I quickly payed the past due and brought my account back into good standing. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving balance due to many reasons, i figured i would pay it off eventually, i made large purchases to try and improve my home on credit, i used my credit unwisely and would like to eliminate it and i figured this would be a simple easy way to do it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart card: $725 Monthly payment $50 Interest rate 19%<br>Military Star Card: $8000 Monthly payment $300 9%<br>Visa: $1200 Monthly payment $45 9%<br>Lowes: $3100 Monthly payment $100 19.9%<br>Citicard: $890 Monthly payment $50 12%<br>Chase: $2900 Monthly payment $150 19%<br>Capitalone: $750 montly payment $25 10%<br>American Express: $3000 monthly payment $60 12%<br>Bill me later(Paypa: $1400 montly payment $60 14.9%<br>Bank of America: $7000 monthly payment $350 8.9%<br>Home $165000 montly payment $1200 4.3% |
Member Payment Dependent Notes Series 1250182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250182 |
$16,000 |
$16,000 |
9.76% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250182. Member loan 1250182 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Hanson Baker Ludlow Drumheller | Debt-to-income ratio: | 16.77% |
Length of employment: | 10+ years | Location: | REDMOND, WA |
Home town: | |||
Current & past employers: | Hanson Baker Ludlow Drumheller | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Debt Consolidation. I will be debt free in three years!<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $19,682.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - 900 at 21%, 4500 at 16.99%, 6100 at 12.99%, 4500 at 14.25%. Mortgage is a comfortable 95,000 at 5.25%. |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in past two years |
Member Payment Dependent Notes Series 1250205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250205 |
$12,000 |
$12,000 |
13.67% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250205. Member loan 1250205 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Partners Health Care | Debt-to-income ratio: | 17.64% |
Length of employment: | 5 years | Location: | Bridgewater, MA |
Home town: | |||
Current & past employers: | Partners Health Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $48,181.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I started an Italian Restaurant September 12th, 2011. Business is doing great just added beer and wine along with an approved patio seating an additional 25 patrons. |
What is your intended use for the loan proceeds? | The proceeds will be used to hire additional employees for delivery service, wait staff for newly aquired beer and wine license and working capitol. |
Please describe your experience/familiarity with the business you are starting/started? | I grew up in the restaurant business. I started a successful restaurant with my family 30 years ago that is still in business today. In my early 20's I earned a degree in Computer Science and began a career in the IT field. While I continue to work as a Senior IT Project Manager my passion for food and the restaurant business has taken hold once again. My new restaurant has opened to rave reviews with an experinced chef and staff. We continue to make tweaks to food and have added beer & wine |
Please explain the reason why you carry a large revolving credit balance. | After looking at several finance options, an interest free credit card was the way to go. I used the cards to help will business related expenses and are being payed by the business. My personal credit is well above 700 and plan to keep in good standing. Besides my investment in the restaurant, I continue to work as a Senior Project Manager making over 100k. |
Member Payment Dependent Notes Series 1250226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250226 |
$25,000 |
$25,000 |
17.99% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250226. Member loan 1250226 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,649 / month |
Current employer: | Murphy USA | Debt-to-income ratio: | 15.69% |
Length of employment: | 5 years | Location: | El Dorado, AR |
Home town: | |||
Current & past employers: | Murphy USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > The goal is to pay off my existing credit card debt with this loan.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,250.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | 94 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $998 for Mortgage which includes Home Insurance and Property Taxes<br>$600 for Car, Insurance, and Fuel<br>$230 for Energy, Power and Gas<br>$175 for Internet, Cell Phone, Home Phone, TV, and Netflix<br>$325 for Food and Drink |
If you have a public record on file, please briefly explain the event and its resolution. | In 2004, I had to declare bankruptcy due to a previous business I was involved in. The majority of the debt was charged off, some bills we paid off as agreed over time. |
What is your intended use for the loan proceeds? | I plan on paying off my credit card debt, and having a small emergancy fund. |
Member Payment Dependent Notes Series 1250238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250238 |
$24,000 |
$24,000 |
12.12% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250238. Member loan 1250238 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Macy's | Debt-to-income ratio: | 16.22% |
Length of employment: | 10+ years | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | Macy's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > This loan will be used to pay off all of my credit card debt. I have excellent credit and payment history. My monthly budget is $3500 after deducting all bills, excluding credit cards. I have been employed with the same company for 12 years.<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $24,287.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 550 (shared house with all utilities included), Car: 252 (gas is expended by employer), Insurance: 80, Phone: 60, Food: aprox 300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover: $19,423- 11.24%- $126/month, Discover: $4,293- 9.99%- $387/month, Loan: $2,062- 9.95%, Auto lease: $2,516- $252/month |
If you have a delinquency in the last 2 years, please explain the reason. | i have had no delinquencies in the last 2 years |
Member Payment Dependent Notes Series 1250244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250244 |
$11,800 |
$11,800 |
6.03% |
1.00% |
May 1, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250244. Member loan 1250244 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Megapath | Debt-to-income ratio: | 10.53% |
Length of employment: | 6 years | Location: | SANTA CLARA, CA |
Home town: | |||
Current & past employers: | Megapath | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,453.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1000<br>Utilities 309 (inc phone/gas/elec)<br>Food 200 (approx)<br>Transportation 300-400 (approx)<br>Insurance N/A |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 5405.36<br>Int: 19<br>Min: 152 <br>Disc 6453.88 <br>Int: 16<br>Min: 136 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently between all the CCs the minimum is 328 with this payoff it will be 359. |
Member Payment Dependent Notes Series 1250257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250257 |
$4,800 |
$4,800 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250257. Member loan 1250257 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,040 / month |
Current employer: | LULU CALIF BISTRO | Debt-to-income ratio: | 29.97% |
Length of employment: | < 1 year | Location: | PALM SPRINGS, CA |
Home town: | |||
Current & past employers: | LULU CALIF BISTRO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/12 > I'm looking to pay down my high intrest-rate credit cards. Get my finances in order so I can get ahead and stop being at the mercy of the big banks!<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 599.00<br>Trans/ Ins. 300.00<br>Utilities 75.00<br>Phone 75.00<br>Food 150.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - Bal 1,997.00 Rate 20.24% Min. 55.00<br>Visa - Bal 800.00 Rate 29.99% Min. 30.00<br>Visa - Bal 4,866.00 Rate 17.90% Min. 127.00. A partial payment would be applied to this account to reduce the total. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 200.00. About the same with loan however I will have lower intrest rate and will pay more than minimum to Lending Club. I want to reduce all debt asap! |
Member Payment Dependent Notes Series 1250395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250395 |
$8,000 |
$8,000 |
14.65% |
1.00% |
April 26, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250395. Member loan 1250395 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | PEPSI COLA | Debt-to-income ratio: | 17.54% |
Length of employment: | 10+ years | Location: | FRESNO, CA |
Home town: | |||
Current & past employers: | PEPSI COLA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > I WILL BE PAYING OFF 4 HIGH INTEREST CREDIT CARDS IF YOU LOOK AT MY CREDIT I HAVE NO LATE PAYMENT AND HAVE BEEN AT THE SAME JOB FOR 23YR..<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $19,730.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1250405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250405 |
$21,200 |
$21,200 |
22.45% |
1.00% |
May 1, 2012 |
April 30, 2017 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250405. Member loan 1250405 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | DA Eldridge | Debt-to-income ratio: | 17.06% |
Length of employment: | 2 years | Location: | GILLETTE, WY |
Home town: | |||
Current & past employers: | DA Eldridge | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $7,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I am not aware of a delinquency in the last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include $2068 for my mortgage, around $350 for utilities, around $200 for phone, $960 for vehicles, $160 for insurance on vehicles, and $800 for groceries and gasoline. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
Which debts do you plan to pay off with this loan? | I plan to pay off the two credit cards and the one auto loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | As stated before, I plan to pay off my two credit cards and one of my auto loan loans to consolidate my debt into one monthly payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | As stated before, I plan to pay off my two credit cards and one of my auto loan loans to consolidate my debt into one monthly payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include $2068 for my mortgage, around $350 for utilities, around $200 for phone, $960 for vehicles, $160 for insurance on vehicles, and $800 for groceries and gasoline. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My current monthly expenses include $2068 for my mortgage, around $350 for utilities, around $200 for phone, $960 for vehicles, $160 for insurance on vehicles, and $800 for groceries and gasoline. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2388, APR 14.99%, $51 due<br>CC - $2292, APR 19.99%, $62<br>Mortgage - $354,897, APR 4.25%, $2068 due<br>Auto loan - $25,767, APR 9.39, $530<br>Auto loan - $12,510, APR 9.96, $430<br>All of these balances are approximations. |
Member Payment Dependent Notes Series 1250406
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250406 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 30, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250406. Member loan 1250406 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Blm | Debt-to-income ratio: | 11.85% |
Length of employment: | 9 years | Location: | Peoria, AZ |
Home town: | |||
Current & past employers: | Blm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/16/12 > Consolidation for all my unsecure loans, I have cut up all my credit cards. New beginning<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $13,029.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I had one or two late payments on a credit card. Was late in gettin the mail to the post office. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are $11000 on a credit card, $6000 on taxes from IRS, $11000 on line of credit and 110,000 on mortgage. These accounts are jointly paid for by my husband and I. |
Member Payment Dependent Notes Series 1250424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250424 |
$1,200 |
$1,200 |
7.90% |
1.00% |
April 27, 2012 |
April 30, 2015 |
April 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250424. Member loan 1250424 was requested on April 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Center for Disability Services | Debt-to-income ratio: | 23.51% |
Length of employment: | 6 years | Location: | Rensselaer, NY |
Home town: | |||
Current & past employers: | Center for Disability Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $7,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are planning on up grading some of the cosmetic work. |
Is the improvement to your primary residence or an investment property? | This improvement would be for our primary residence. |
Member Payment Dependent Notes Series 1250429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250429 |
$9,500 |
$9,500 |
9.76% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250429. Member loan 1250429 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,200 / month |
Current employer: | marvins trucking | Debt-to-income ratio: | 28.23% |
Length of employment: | 8 years | Location: | SOUTH GATE, CA |
Home town: | |||
Current & past employers: | marvins trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses is around 11 hundred dollars,with credit card payments |
Member Payment Dependent Notes Series 1250430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250430 |
$9,600 |
$9,600 |
7.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250430. Member loan 1250430 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Centurylink | Debt-to-income ratio: | 20.21% |
Length of employment: | 5 years | Location: | Overland Park, KS |
Home town: | |||
Current & past employers: | Centurylink | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Personal Loan<br>
A credit bureau reported the following information about this borrower member on April 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $400 in rent, 200 in food, 200 in gas, no utilities, 40 in phone, 80 in insurance, 277 for car payment, 300 for student loans |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Citi Platinum Select #1<br>Balance 3108<br>Interest Rate 15.24%<br>Current Payment $100<br><br>Citi Platinum Select #2<br>Balance 3710<br>Interest Rate 15.24%<br>Current Payment $100<br><br>Bank of America card<br>Balance 3819<br>Interest Rate 15.24%<br>Current Payment $100 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current minimum payments total $300 for all credit cards.<br>Minimum payment will be $300 for the loan and payoff. |
Member Payment Dependent Notes Series 1250567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250567 |
$26,000 |
$26,000 |
19.22% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250567. Member loan 1250567 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | City/Cnty | Debt-to-income ratio: | 6.75% |
Length of employment: | 10+ years | Location: | Belmont, CA |
Home town: | |||
Current & past employers: | City/Cnty | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > consolidate store and visa cards with high interest and various dates due; close 4 of 6 accts<br><br> Borrower added on 04/20/12 > car payment of $458 complete in september and that amount will then be applied to pay off this loan<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | housing about $2300, utilities about $250, phones $150, car insurance $115, food about $200; have child in college so college expenses associated with that |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's bal $458, 24.5%, $25; Home Depot $1667, 25.99%, $54; Visa $10,885, 13.24%, $270 (will close); Visa $2200, 25.99% (will close); Visa $6000, 16% $103; balance of loan for legal and tax bills |
What is your intended use for the loan proceeds? | Most to pay off high interest credit cards, have 1 due date versus many. Balance to legal fees. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's bal $458, 24.5%, $25; Home Depot $1667, 25.99%, $54; Visa $10,885, 13.24%, $270 (will close); Visa $2200, 25.99% (will close); Visa $6000, 16% $103; balance of loan for legal and tax bills |
Which debts do you plan to pay off with this loan? | All my credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Already answered in combination with other questions....do all the questions show up? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's bal $458, 24.5%, $25; Home Depot $1667, 25.99%, $54; Visa $10,885, 13.24%, $270 (will close); Visa $2200, 25.99% (will close); Visa $6000, 16% $103; balance of loan for legal and tax bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | housing about $2300, utilities about $250, phones $150, car insurance $115, food about $200; have child in college so college expenses associated with that |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Already answered with similar question |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's bal $458, 24.5%, $25; Home Depot $1667, 25.99%, $54; Visa $10,885, 13.24%, $270 (will close); Visa $2200, 25.99% (will close); Visa $6000, 16% $103; balance of loan for legal and tax bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's bal $458, 24.5%, $25; Home Depot $1667, 25.99%, $54; Visa $10,885, 13.24%, $270 (will close); Visa $2200, 25.99% (will close); Visa $6000, 16% $103; balance of loan for legal and tax bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's bal $458, 24.5%, $25; Home Depot $1667, 25.99%, $54; Visa $10,885, 13.24%, $270 (will close); Visa $2200, 25.99% (will close); Visa $6000, 16% $103; balance of loan for legal and tax bills |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Already answered with similar question |
If you have a public record on file, please briefly explain the event and its resolution. | Public record? no public record that I'm aware of |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Already answered in combination with other questions....do all the questions show up? |
Member Payment Dependent Notes Series 1250594
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250594 |
$8,000 |
$8,000 |
6.03% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250594. Member loan 1250594 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Micros Systems Inc | Debt-to-income ratio: | 8.56% |
Length of employment: | 10+ years | Location: | Peabody, MA |
Home town: | |||
Current & past employers: | Micros Systems Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $6,862.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1250598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250598 |
$5,000 |
$5,000 |
13.99% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250598. Member loan 1250598 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,750 / month |
Current employer: | General Dynamics | Debt-to-income ratio: | 15.18% |
Length of employment: | 6 years | Location: | Chandler, AZ |
Home town: | |||
Current & past employers: | General Dynamics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was in graduate school for the last couple of years and the revolving credit came in handy for tuition and books. I want to start paying it off now that I've graduated. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly about 4250.00 |
Member Payment Dependent Notes Series 1250601
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250601 |
$9,600 |
$9,600 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250601. Member loan 1250601 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Sears,Roebuck and Co. | Debt-to-income ratio: | 19.77% |
Length of employment: | 1 year | Location: | ny, NY |
Home town: | |||
Current & past employers: | Sears,Roebuck and Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1250632
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250632 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250632. Member loan 1250632 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | CTG | Debt-to-income ratio: | 14.48% |
Length of employment: | 2 years | Location: | HILLSBORO, OR |
Home town: | |||
Current & past employers: | CTG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,674.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1900 |
Please explain the reason why you carry a large revolving credit balance. | several reasons, not paying attention to my spending habits, student expenses and medical expenses. |
Member Payment Dependent Notes Series 1250644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250644 |
$8,000 |
$8,000 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250644. Member loan 1250644 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Cedar Crest Nursing Centre | Debt-to-income ratio: | 4.01% |
Length of employment: | 10+ years | Location: | Plainfield, CT |
Home town: | |||
Current & past employers: | Cedar Crest Nursing Centre | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > After Hurricane Irene last summer we lost power for 11 days. We are having a generator (already purchased) and transfer switch installed to prevent that situation from ever happening again. We are also updating the eletrical system throughout the house (30 yrs old).<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,699.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Hi<br>We are installing a generator and transfer switch (we lost power for 11 days during Hurricane Irene). We are also updating the existing eletrical in the house. We also want to asphalt the driveway. Any monies left over will be used for new drywall in the basement. |
What is your intended use for the loan proceeds? | After Hurricane Irene last summer we lost power for 11 days. We are having a generator (already purchased) and transfer switch installed to prevent that situation from ever happening again. We are also updating the eletrical system throughout the house (existing system is 30yrs old). Any monies left over will go towards framing and drywall in the basement. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The household consists of my wife and I. My wife also works full time. We have 1250 mortgage, 300 monthy utilities (electric, cable, internet), 180 month for cell phones, 350 student loans,400 carpayment, 400 for gas, 400 groceries, 200 insurance, 500 credit card, 500 misc expenses. |
Member Payment Dependent Notes Series 1250676
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250676 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250676. Member loan 1250676 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | RailWorks | Debt-to-income ratio: | 24.48% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | RailWorks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > For a small loan consolidation<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,259.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1250683
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250683 |
$8,800 |
$8,800 |
19.99% |
1.00% |
April 26, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250683. Member loan 1250683 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Palm Coast Data | Debt-to-income ratio: | 10.95% |
Length of employment: | 10+ years | Location: | SAINT AUGUSTINE, FL |
Home town: | |||
Current & past employers: | Palm Coast Data | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > This loan will be used to pay off credit cards and a 401k loan. The loan payment will be at least $300 less that what I'm paying now on those accounts.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,052.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - monthly total min. pymt $320, total balance $6,843<br>401k loan - monthly $362, balance $6,841<br>car loan - monthly $307, balance $14,720<br>mortgage - monthly $838, balance $112,755 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - monthly total min. pymt $320, total balance $6,843<br>401k loan - monthly $362, balance $6,841<br>car loan - monthly $307, balance $14,720<br>mortgage - monthly $838, balance $112,755 |
Which debts do you plan to pay off with this loan? | all credit cards and 401k loan - total balance $13,684 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used to pay off all credit cards $6843 and a 401k loan $6841. It will also be used to pay off an IRS balance of approximately $2000. |
Member Payment Dependent Notes Series 1250695
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250695 |
$25,425 |
$25,425 |
23.13% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250695. Member loan 1250695 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,583 / month |
Current employer: | ouachita parish sheriffs office | Debt-to-income ratio: | 7.37% |
Length of employment: | 7 years | Location: | STERLINGTON, LA |
Home town: | |||
Current & past employers: | ouachita parish sheriffs office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I need to purchase material to repair the roof of my home. It was damaged in a sever storm. I pay my bills on time if not early. It would be less interest payed on just one bill to you instead of paying it out to the several bills that this loan would pay off.<br><br> Borrower added on 04/23/12 > I could send or show pictures of the damages from the storm that I meed to repair. I have a solid job in law enforcement that I have been doing for quite awhile. I keep and maintain my bills up to date and pay on time. I pay more than the minimum amount required monthly.<br><br> Borrower added on 04/25/12 > I had a phone call from a young man that confirms information for Lending Club the other day, I was impressed. Very professional and courteous. It gave me confidence in this process and made me feel like I should reach out to my friends and family to share with them information about Lending Club.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards walmart approx 2400.00 samsclubcredit approx 3400.00 billmelater approx 2500.00 first national bank aka.overstock. approx 2100.00 sportsmansguide credit approx 2500.00 capital one loan approx 6900.00 GM credit card approx 8300.00 total 28100.00<br>monthly $ walmart 100.00 samsclub 150.00 billmelater 100.00 first national 100.00 sportsmansguide 100.00 capital one 200.00 GM credit card 450.00 total of payments 1200.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | consolidate credit card debt. then lock away the ones that do no have a yearly fee and close the ones that do. then I have to repair the roof on my home. It was damaged in a violent storm. there are over 60 shingles missing and the roof will have to be replaced. |
Which debts do you plan to pay off with this loan? | credit cards and capital one loan. |
What is your intended use for the loan proceeds? | home repair. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx 800.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent is 0, i own . utilities 175.00 . insurance 125.00 |
Please explain the reason why you carry a large revolving credit balance. | Trying to survive in this economy. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards walmart approx 2400.00 samsclubcredit approx 3400.00 billmelater approx 2500.00 first national bank aka.overstock. approx 2100.00 sportsmansguide credit approx 2500.00 capital one loan approx 6900.00 GM credit card approx 8300.00 total 28100.00<br>monthly $ walmart 100.00 samsclub 150.00 billmelater 100.00 first national 100.00 sportsmansguide 100.00 capital one 200.00 GM credit card 450.00 total of payments 1200.00 |
Member Payment Dependent Notes Series 1250697
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250697 |
$30,000 |
$30,000 |
22.45% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250697. Member loan 1250697 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $15,000 / month |
Current employer: | Consulting Firm | Debt-to-income ratio: | 20.87% |
Length of employment: | 5 years | Location: | OAKLAND, CA |
Home town: | |||
Current & past employers: | Consulting Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > The purpose of this loan is for a dear friend's medical care. I have never missed a payment on an account my entire life. My employment is not only stable but my income will grow annually as well. I expect that I will be one of the best and most reliable borrowers in this loan grade range.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $47,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan is to be used to pay for medical care for another individual. |
What is your intended use for the loan proceeds? | The loan is to be used to pay for medical care for another individual. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying for the medical care primarily via credit cards up to this point. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies or defaults from any time period. In fact, I have never made a late payment on any account. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying for the medical care primarily via credit cards up to this point. |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have any public records history, including bankruptcy, liens or judgments. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The entire loan amount is for a single purpose - to provide medical care for a friend. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying for the medical care primarily via credit cards up to this point. |
Member Payment Dependent Notes Series 1250700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250700 |
$25,000 |
$25,000 |
17.99% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250700. Member loan 1250700 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Blue Mtn. School District | Debt-to-income ratio: | 23.30% |
Length of employment: | 7 years | Location: | Minersville, PA |
Home town: | |||
Current & past employers: | Blue Mtn. School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Looking to pay consolidate all my credit cards to one EASY payment per month! My job is very stable, fully tenured, and will not be going anywhere. I am locked in for as long as I want to keep it (and I love my job)...<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $16,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now I am looking at a loan with balance of $8300 ($200 per month), credit cards of $9300 ($200 per month), $2800 (175 per month) and $4800 (200 per month) these are the four I would like to consolidate to lower into one payment and see and "end" for payments! All carry interest rates of 18-22%; the rest of our debt is easily paid and controlled. This was necessary with expenses incurred paying for a family member who chose to go back to school and for home remodeling! Thank you... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now I am looking at a loan with balance of $8300 ($200 per month), credit cards of $9300 ($200 per month), $2800 (175 per month) and $4800 (200 per month) these are the four I would like to consolidate to lower into one payment and see and "end" for payments! All carry interest rates of 18-22%; the rest of our debt is easily paid and controlled. This was necessary with expenses incurred paying for a family member who chose to go back to school and for home remodeling! Thank you... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now I am looking at a loan with balance of $8300 ($200 per month), credit cards of $9300 ($200 per month), $2800 (175 per month) and $4800 (200 per month) these are the four I would like to consolidate to lower into one payment and see and "end" for payments! All carry interest rates of 18-22%; the rest of our debt is easily paid and controlled. This was necessary with expenses incurred paying for a family member who chose to go back to school and for home remodeling! Thank you... |
Which debts do you plan to pay off with this loan? | I currently have credit cards of $9000, $2800, $4800, and a loan of $8300 that carry combined payments of over $800 a month. If I could consolidate these I would have no credit card debt besides this loan and would be out of debt in five years aside from my mortgage. That is the ultimate plan! |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Related to housing we have very few expenses - no equity loans/line of credit - mortgage is $300/month, taxes we pay on a yearly basis - $950/yr; insurance $450/yr; utilities- approx $50-75 monthly electric, we use our cell phones instead of a home phone so that cuts the cost - we pay $170 a month for 3 phones, water/sewer/trash is $200 3 times a year... |
Member Payment Dependent Notes Series 1250711
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250711 |
$30,000 |
$30,000 |
16.29% |
1.00% |
April 25, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250711. Member loan 1250711 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | Fuller Realty Advisors, Ltd. | Debt-to-income ratio: | 9.28% |
Length of employment: | 8 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Fuller Realty Advisors, Ltd. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Funds are going to be used primarily to pay down the revolving credit card balances. It seems to make more sense to have it consolidated in one place. |
Which debts do you plan to pay off with this loan? | I plan to retire one small loan with Capital One Bank and retire two credit cards. |
Member Payment Dependent Notes Series 1250739
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250739 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 30, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250739. Member loan 1250739 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Microsoft | Debt-to-income ratio: | 5.49% |
Length of employment: | 2 years | Location: | BELLEVUE, WA |
Home town: | |||
Current & past employers: | Microsoft | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I am planning to use my loan to pay off high rates credit cards. Have a stable job and payment are always made on time.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,610.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1250779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250779 |
$16,000 |
$16,000 |
13.67% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250779. Member loan 1250779 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,714 / month |
Current employer: | Rotary International | Debt-to-income ratio: | 17.99% |
Length of employment: | 6 years | Location: | Evanston, IL |
Home town: | |||
Current & past employers: | Rotary International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current Monthly Expenses:<br><br>Monthly Rent - $990<br>Monthly Car Insurance: $86<br>Monthly Auto-Gas, Vehicle Reg, etc.: $70 (I walk to work)<br>Monthly Utilities: $50<br>Monthly Phone: $90<br>Monthly Food: $200<br><br>Total: $1,486 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt Balances & Interest Rates<br><br>Visa 1 - $5,895 – 13.24% - Min Due $128<br>Visa 2 - $4,805 –17.9% - Min Due $118<br>MasterCard - $6,235 – 8.24% - Min Due $102<br>Line of Credit – $6,317 – 13.99% - Min Due $208<br><br>I hope to negotiate with credit card companies to pay off each balance. I have discussed the possibility with them and received a positive response. I am hoping that this loan will be the last step in getting out of debt. |
Member Payment Dependent Notes Series 1250797
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250797 |
$20,000 |
$20,000 |
14.65% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250797. Member loan 1250797 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | NYC Dept of Education | Debt-to-income ratio: | 6.27% |
Length of employment: | 5 years | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | NYC Dept of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $18,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Twenty Two Thousand Dollars Twenty Nine Percent Interest about Seven Hundred Dollars Monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2560.00 Mortgage Taxes Insurance |
Which debts do you plan to pay off with this loan? | Credit Cards |
Please explain the reason why you carry a large revolving credit balance. | We bought a house about a year and a half ago and charged up the cards to fix and furnish. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2560.00 Mortgage Taxes Insurance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Twenty Two Thousand Dollars Twenty Nine Percent Interest about Seven Hundred Dollars Monthly |
Which debts do you plan to pay off with this loan? | Credit Cards |
Member Payment Dependent Notes Series 1250798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250798 |
$7,000 |
$7,000 |
13.99% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250798. Member loan 1250798 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Brooks Equipments | Debt-to-income ratio: | 6.04% |
Length of employment: | 1 year | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Brooks Equipments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I would like to use this loan to consolidate some of my debts and use the remainder for relocation expenses.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,060.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1250814
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250814 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250814. Member loan 1250814 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Vanderpool Logging INC | Debt-to-income ratio: | 13.82% |
Length of employment: | 3 years | Location: | Randle, WA |
Home town: | |||
Current & past employers: | Vanderpool Logging INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1250899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250899 |
$5,900 |
$5,900 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250899. Member loan 1250899 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | General Dynamics | Debt-to-income ratio: | 2.53% |
Length of employment: | 3 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | General Dynamics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Due to rising gas cost, I'm buying a small used fuel efficient car in order to commute back and forst to work in. It's a very basic reliable 2006 Honda Civic, I'm also putting some or my money down.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $1,597 monthly. My transportation cost to work is about $350 monthly in fuel cost, keeping in mind that I'm currently driving a "gas guzzler". My car insurance is $129 monthly. Food about $300. Utilities $200. Cell phone $80. Cable/Internet $90. Gym $30. |
Is this loan for a refinance, lease or purchase? | This is a purchase. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | Taxes and registration will be included in the final cost of the car. I am putting $4,000 cash of my own money so that I can by the car as a "cash" transaction and be able to negotiate a much better price on the car. I'll be paying for insurance on a monthly basis with my current insurance company as I always have at a rate of $89 a month for full coverage. |
How much money are you providing out of pocket as a down payment for this purchase? | I am providing $4,000 of my own money for the car with help of Lending Club, I'll be able to complete a "cash" transaction. The cost of the car is $9,500 before taxes, I'm negotiating about a thousand under that with a cash transaction to the dealer. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no other auto obligations on my current vehicle. It's fully paid off, the problem is that it's a "gas guzzler" costing me on average $350 a month in fuel cost. I am looking to buy a much more full efficient car that would reduce that cost in half. |
What is your intended use for the loan proceeds? | It's for a used Honda Civic I'm purchasing for $9200. I'm putting $4000 of my own funds in, to the dealer it's a "cash" transaction. I'm down sizing from current vehicle which is costing over $350 a month in fuel cost. This vehicle will help to reduce that to at least half that amount. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no "public record" on my file. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are as follows, $1,597 in rent (all utilities included), no credit card balances, $130 a month for car insurance, $100 cell phone bill, $165 cable/internet/home phone, $300 food cost, $350 on fuel cost (hence why I'm looking to the a more fuel efficient vehicle, $250 a month on misc. expenses). |
Member Payment Dependent Notes Series 1250931
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250931 |
$4,000 |
$4,000 |
7.62% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250931. Member loan 1250931 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | millenium limousine inc | Debt-to-income ratio: | 7.99% |
Length of employment: | 6 years | Location: | MIRAMAR, FL |
Home town: | |||
Current & past employers: | millenium limousine inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I have a sears account with a 21% interest rate.This loan will pay off that balance at a much lower rate. thank you<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance is 3800.00 with an interest rate of 21%..My monthly payment is approx 130.00 but i usually send in 150.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total minimum monthly payments for all credit cards including this loan and excluding sears will be approx 300.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 800.00 utilities included..Car ins. is 55.00. cell phone is 100.00. food is approx 100.00..misc gas,entertainment is 250.00 |
Member Payment Dependent Notes Series 1250938
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250938 |
$1,800 |
$1,800 |
6.62% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250938. Member loan 1250938 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,250 / month |
Current employer: | Sundance, Inc | Debt-to-income ratio: | 5.12% |
Length of employment: | 1 year | Location: | Ypsilanti, MI |
Home town: | |||
Current & past employers: | Sundance, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Cover funds necessary to complete my move including minor cosmetic repairs and security deposits on utilities<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $275 rent, $120 insurance, $75 utilities, food is $200, entertainment is $80 |
Will some or all of your moving expenses be reimbursed, if so how much? | None of my moving expenses will be reimbursed. |
Member Payment Dependent Notes Series 1250944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250944 |
$29,000 |
$29,000 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250944. Member loan 1250944 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Hebrew Home for the Aged | Debt-to-income ratio: | 19.25% |
Length of employment: | < 1 year | Location: | Ossining, NY |
Home town: | |||
Current & past employers: | Hebrew Home for the Aged | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > This is a consolidation loan due to being laid off last year for a few months & having to cover normal everyday bills (ie:Mortgage,utilities,food) & for medical bills that I incurred due to having no insurance.<br><br> Borrower added on 04/26/12 > I am currently employed and have been (within the same company) for the past eight months. I was unemployed for only 2 months and I plan on staying with this company for the long term. This loan would really help in becoming debt free once again.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $75,212.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1250950
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250950 |
$3,500 |
$3,500 |
6.03% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250950. Member loan 1250950 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Buddenbrooks, Inc. | Debt-to-income ratio: | 13.15% |
Length of employment: | 10+ years | Location: | exeter, NH |
Home town: | |||
Current & past employers: | Buddenbrooks, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > I want to build a new deck and repaint my house. I found contractors who gave me great quotes providing I pay by check instead of by credit card.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,279.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1250954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1250954 |
$26,000 |
$26,000 |
15.81% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1250954. Member loan 1250954 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,583 / month |
Current employer: | AT&T | Debt-to-income ratio: | 8.66% |
Length of employment: | 10+ years | Location: | Frisco, TX |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I will pay off my existing loan with Lending club with this loan.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,853.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $3000 |
What is your intended use for the loan proceeds? | I am paying off the existing loan with Lending club and using the balance to put a fence around my new property i just purchased. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $3000 |
Which debts do you plan to pay off with this loan? | Lending Club previous loan, and a chase card balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $3000 |
What is your intended use for the loan proceeds? | I am paying off the existing loan with Lending club and using the balance to put a fence around my new property i just purchased. |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Please explain the reason why you carry a large revolving credit balance. | I recently paid down to 50% of balance on all cards |
If you have a public record on file, please briefly explain the event and its resolution. | none |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am leasing 2200/month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off a previous loan with Lending club and using the remains to install a fence on my property. |
Member Payment Dependent Notes Series 1251005
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251005 |
$10,000 |
$10,000 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251005. Member loan 1251005 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Citizens Business Bank | Debt-to-income ratio: | 12.35% |
Length of employment: | 10+ years | Location: | Colton, CA |
Home town: | |||
Current & past employers: | Citizens Business Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Debt Consolidation<br><br> Borrower added on 04/19/12 > I have no problem paying my bills but I want a lower rate. As soon as I pay the cards off I will close the accounts. I've been with my employer for 14 years.<br><br> Borrower added on 04/23/12 > I know closing my accounts will affect my credit score, however I'd rather get out of the debt and build my score back up. I know there will be light at the end of the tunnel in 3 years or less if my loan is approved.<br><br> Borrower added on 04/24/12 > I have credit cards that range from 13.9 % to 30.34% and would like to get rid of this debt with your assistance.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,262.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1251036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251036 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251036. Member loan 1251036 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | hilmar cheese company | Debt-to-income ratio: | 20.86% |
Length of employment: | 4 years | Location: | Dalhart, TX |
Home town: | |||
Current & past employers: | hilmar cheese company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,145.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1251039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251039 |
$6,500 |
$6,500 |
12.12% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251039. Member loan 1251039 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Texas Childrens Hospital | Debt-to-income ratio: | 14.74% |
Length of employment: | < 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Texas Childrens Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I am refinancing my credit card debt that I accrued during nursing school. I have been successfully employed for 2 years with positive work reviews. Thanks for viewing my loan.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,676.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1251044
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251044 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 25, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251044. Member loan 1251044 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,917 / month |
Current employer: | Phoebe Putney Memorial Hospital | Debt-to-income ratio: | 7.12% |
Length of employment: | 9 years | Location: | Morgan, GA |
Home town: | |||
Current & past employers: | Phoebe Putney Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | primary residence |
What is the home improvement project you are planning? | Installation of an Inground pool |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1381 a month otherwise we just have phone and regular utilities. We do not have a second mortgage of home equity loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1381 a month otherwise we just have phone and regular utilities. We do not have a second mortgage of home equity loan. |
Is the improvement to your primary residence or an investment property? | primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | We are planning on installing an Inground Pool but need the funding for the improvement |
What is your intended use for the loan proceeds? | Inground Pool |
Member Payment Dependent Notes Series 1251050
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251050 |
$20,100 |
$20,100 |
23.33% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251050. Member loan 1251050 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | Rush Truck Centers of Texas, L.P. | Debt-to-income ratio: | 21.04% |
Length of employment: | < 1 year | Location: | COLUMBUS, TX |
Home town: | |||
Current & past employers: | Rush Truck Centers of Texas, L.P. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Will be able to lower monthly payments significantly and would be able to have a timeline to be out of debt. Once loan is repaid will be closer to being totally debt free.<br><br> Borrower added on 04/25/12 > I have had the same job for 17 years until last year a better opportunity arose. Hard working dependable and just want new opportunity to get out of credit debt.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,161.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Home is free and clear. Have substantial credit debt. Would like to pay off. Would like to have a defined end date for debt. With loan will have that. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No mortgage, student loans etc. Just have substantial credit debt with variable interest rates. Would like to be closer to debt free. With loan would have a defined time line to be free and clear. Only paying one lump sum monthly. Knowing the end in sight at five years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off credit card accounts and closing. This loan will pay those balances off leaving me with monthly payment of half of what paying now. Credit balance is high due to unexpected loss of 17 year job several months ago. While searching for new stable job opportunity built up more debt than comfortable with. Would like to get back on track with less debt and more stability. Have great job stability now but still more debt than want. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Home is paid for. Vehicles are paid for. Have phone bill and utilities costing approximately $600 monthly. Like I said before credit card balances are the real issue. Would like to make those disappear and be able to pay off the loan and not be left with making payments and accruing finance charges. |
Please explain the reason why you carry a large revolving credit balance. | Job held for 17 years asked me to ignore a safety issue. I refused to do so, therefor causing an unexpected immediate job search. Built up a certain amount of debt while looking for a more advantageous job opportunity. More stable job opportunity finally came last year but really don't like long term aspect of paying the debt accrued. Would like to just pay it in one lump and move on to better off in the long run. |
Which debts do you plan to pay off with this loan? | Mainly credit cards. |
Member Payment Dependent Notes Series 1251054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251054 |
$6,875 |
$6,875 |
12.12% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251054. Member loan 1251054 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Sapphire LLC | Debt-to-income ratio: | 3.66% |
Length of employment: | 1 year | Location: | Laguna Beach, CA |
Home town: | |||
Current & past employers: | Sapphire LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $4,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1251061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251061 |
$12,100 |
$12,100 |
12.12% |
1.00% |
April 26, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251061. Member loan 1251061 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,075 / month |
Current employer: | Emerald Pools | Debt-to-income ratio: | 11.48% |
Length of employment: | 6 years | Location: | CLOVIS, CA |
Home town: | |||
Current & past employers: | Emerald Pools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I would like to pay off my credit cards by consolidating my debt.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $5,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit cards $5500 |
What is your intended use for the loan proceeds? | Debt consolidation |
What is your intended use for the loan proceeds? | Debt consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1200 |
What is your intended use for the loan proceeds? | Debt consolidation |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off my credit cards and a few medical bills. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off my credit cards and a few medical bills. |
Member Payment Dependent Notes Series 1251068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251068 |
$20,000 |
$20,000 |
9.76% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251068. Member loan 1251068 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 8.88% |
Length of employment: | 10+ years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Consolidate high rate personal loan and credit cards into one set payment.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Four years ago I took out a emergency personal loan for family reasons. My goal is to consolidate this personal loan at a respectable rate combine 4 cards into one set payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3200$ |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cards and personal loan 700 a month 23% to 29% rates. mortgages 1210$ 2nd mortgage 494$ 12% |
Please explain the reason why you carry a large revolving credit balance. | Personal loan 29% rate causes payment to cover mainly interest with payment and one of the reasons I wish to consolidate. |
What is your intended use for the loan proceeds? | I will be using loan to consolidate a high interests personal loan and credit cards to 1 set monthly payment |
Member Payment Dependent Notes Series 1251092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251092 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251092. Member loan 1251092 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.03% |
Length of employment: | n/a | Location: | WILLARD, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Want to consolidate med. bills in order lower monthly bills so I can return to school & finish my last semester of the BSN program<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1251100
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251100 |
$18,000 |
$18,000 |
13.11% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251100. Member loan 1251100 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,000 / month |
Current employer: | Dr. Trajan J Soares | Debt-to-income ratio: | 13.40% |
Length of employment: | 10+ years | Location: | Los Banos, CA |
Home town: | |||
Current & past employers: | Dr. Trajan J Soares | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I want to pay off all my credit cards. I am a reliable honest hardworking person and I pay my bills on time each month. I have been employed by the same employer for over 20 years and plan on being here for 20 more. Thank you for your consideration of this loan for me.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,290.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CAP1 MC $4257.00 Mo Pmt $116.00; OldNvy Visa $5900.00 Mo Pmt $118.00; JCP $1200.00 Mo Pmt $84.00; Kohls $900.00 Mo. Pmt $47.00; Macys $1100.00 Mo Pmt $72.00; Citibank MC $3457.00 Mo Pmt $118.00; BofA Visa $2700.00 Mo Pmt $67.00; all interest rates are approx 28.99% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Utilities $300-400 per month; Insurance $300 per month; no taxes; no home loan-own home free and clear |
Please explain the reason why you carry a large revolving credit balance. | Honestly: Stupidity. I let it get out of hand and now that my kids are grown I don't need it anymore. I'm tired of carrying a large burden of debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CAP1 MC $4257.00 Mo Pmt $116.00; OldNvy Visa $5900.00 Mo Pmt $118.00; JCP $1200.00 Mo Pmt $84.00; Kohls $900.00 Mo. Pmt $47.00; Macys $1100.00 Mo Pmt $72.00; Citibank MC $3457.00 Mo Pmt $118.00; BofA Visa $2700.00 Mo Pmt $67.00; all interest rates are approx 28.99% |
Member Payment Dependent Notes Series 1251151
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251151 |
$5,375 |
$5,375 |
9.76% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251151. Member loan 1251151 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | University of Arizona | Debt-to-income ratio: | 23.43% |
Length of employment: | 10+ years | Location: | TUCSON, AZ |
Home town: | |||
Current & past employers: | University of Arizona | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Consolidating high interest rate credit cards to a lower rate in order to pay the debt off much faster.<br><br> Borrower added on 04/19/12 > I have worked for the university for over 14 years, my credit rating is extremely important to me (I pay my bills!) I have been working hard at paying my debt down over the last few years. I've paid and canceled a number of cards already, have become very frugal and look forward to being debt free!<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | These are shared expenses. My portion of the mortgage is low, around $300 per month and utilities are about $350 per month. There is no home equity loan or line of credit and insurance and taxes are built in to the mortgage. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have 2 cards with very high rates that I would like to take care of. American Express Dillards card - Balance is $1216.86, monthly payment is 50 dollars and interest rate is 21.99% Second - Banana Republic Visa - Balance is $2928.91, monthly payment is 120 dollars and interest rate is 23.99% I also have 2 mastercards with low balances, ~ 350 and 500 $ respectively, I would like to pay those off as well. I pay 40 $ per month on each and they both have interest rates above 16% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have one loan consolidation through my credit union - $445 per month and is half way paid off at this point. I have 5 additional cards with balances - total monthly payment of $435. By taking advantage of this opportunity - $245 of the afore mentioned monthly payments will go down to ~ $175 and the interest rates will go down from 21-23% to 12%. In essence there will be a $70 (less) difference to what I pay and I will be able to pay the debt off much faster. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Expenses are shared. My portion of the mortgage is about $300. I have a $307 car payment. Utilities are about 350 a month, my portion is about 150. Food is about 250 per month. I do not pay for my phone or for insurance. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Dill Amex - 1216.86 balance, interest rate 21.99% payment $60<br>Republic visa - 2928.91 balance, interest rate 23.99% payment $120<br>Citicard visa - 1320.52 balance, interest rate 11.2% payment $65<br>Capital1 visa - 462.69 balance, interest rate 13.9% payment $20<br>Best Buy mastercard - 372.06 balance, interest rate 21.74% payment $25<br>This loan will allow me to consolidate the highest interest rate cards and pay them off swiftly. Thank you kindly for this opportunity. |
Member Payment Dependent Notes Series 1251153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251153 |
$8,000 |
$8,000 |
10.74% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251153. Member loan 1251153 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 17.87% |
Length of employment: | 10+ years | Location: | Oakley, CA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $22,331.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | hot tub |
Member Payment Dependent Notes Series 1251161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251161 |
$7,200 |
$7,200 |
7.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251161. Member loan 1251161 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Leverage Information Systems | Debt-to-income ratio: | 13.44% |
Length of employment: | 5 years | Location: | ONTARIO, CA |
Home town: | |||
Current & past employers: | Leverage Information Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I have had my job for over 5 years, i am concidered extremely reliable and trustworthy and i have worked very hard to get where i am at today. Thank you in advance for helping me out.<br><br> Borrower added on 04/21/12 > This loan is going to pay for my motorcycle... Banks will not finance a bike over 5 yrs old for less than 21 percent interest.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $2,273.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1251193
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251193 |
$3,800 |
$3,800 |
6.03% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251193. Member loan 1251193 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Wendover Ambulance | Debt-to-income ratio: | 2.76% |
Length of employment: | 10+ years | Location: | WEST WENDOVER, NV |
Home town: | |||
Current & past employers: | Wendover Ambulance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I want to pay off higher interest loans and credit cards.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $610 for rent, $ 300 for Food, $420 for my other fixed expenses, $90 for a credit card and $350 for my car loan. I have been paying $600 on the car and more than the minimum on the credit card. |
Which debts do you plan to pay off with this loan? | I am going to pay off the bulk of my car loan with it. It has an interest rate of 15% and I have been paying extra each month to reduce it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe $5500 on a credit card, which I used to pay off several high interest cards, and it has a 0% interest rate until June of 2012. with a minimum payment of $80 per month, but I apy more, A car loan for $4800 at a 15% interest rate. Payments are $350 a month, but I have been paying $600 a month. My rent, utilities and food are $1350. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The amount I originally requested was reduced, so I will only be using the money to help pay off my car loan. With this loan, I can have it paid off by July. |
Which debts do you plan to pay off with this loan? | I am going to pay off the bulk of my car loan with it. It has an interest rate of 15% and I have been paying extra each month to reduce it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe $5500 on a credit card, which I used to pay off several high interest cards, and it has a 0% interest rate until June of 2012. with a minimum payment of $80 per month, but I apy more, A car loan for $4800 at a 15% interest rate. Payments are $350 a month, but I have been paying $600 a month. My rent, utilities and food are $1350. |
What is your intended use for the loan proceeds? | To get my high interest car loan paid off |
Member Payment Dependent Notes Series 1251205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251205 |
$4,000 |
$4,000 |
13.99% |
1.00% |
April 30, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251205. Member loan 1251205 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,100 / month |
Current employer: | Social Security Administration | Debt-to-income ratio: | 12.49% |
Length of employment: | 10+ years | Location: | Owings Mills, MD |
Home town: | |||
Current & past employers: | Social Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I owe income taxes for 2011, the 9654 has been filed. I have up to 90 days to pay the overpayment before penalities and interest accrue.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $603.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1251254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251254 |
$3,950 |
$3,950 |
7.90% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251254. Member loan 1251254 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,785 / month |
Current employer: | Murphy Oil USA | Debt-to-income ratio: | 10.89% |
Length of employment: | 1 year | Location: | El Dorado, AR |
Home town: | |||
Current & past employers: | Murphy Oil USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > My employment time is a bit misleading. I've been employed full-time with my current company for a year and 2 months, but I have worked as a contractor for this same company since 2009, so in all I have 3 years at this company.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 600, gas 140, utilities 150, car and insurance 550 food 700 phone 70 Credit cards 250 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is roughly 2k. Interest rates roughly 21-24% payments 250mo |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 715 ~21% min 35<br>MasterCard 700 ~21% min 35<br>Department store card ~450 23% min 25 |
What is your intended use for the loan proceeds? | Primarily it is going to be used for Credit Cards. I have 3 high interest cards I want to get paid off. The remainder is going to be used to pay off some medical bills that are coming through, and if anything is left after that it go towards the costs of purchasing a home. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 715 ~21% min 35<br>MasterCard 700 ~21% min 35<br>Department store card ~450 23% min 25 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 715 ~21% min 35<br>MasterCard 700 ~21% min 35<br>Department store card ~450 23% min 25 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is roughly 2k. Interest rates roughly 21-24% payments 250mo |
Member Payment Dependent Notes Series 1251283
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251283 |
$6,625 |
$6,625 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251283. Member loan 1251283 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,580 / month |
Current employer: | Cutting Edge Networked Storage | Debt-to-income ratio: | 13.79% |
Length of employment: | 7 years | Location: | EL CAJON, CA |
Home town: | |||
Current & past employers: | Cutting Edge Networked Storage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Loan is for credit card debt consolidation. Looking to save some money by combining and paying off debt at a lower rate. I've ben employed at my current job for over 7 continuous years. Never been late on any other account (mortgage, car loan, etc) thanks!<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1251303
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251303 |
$4,600 |
$4,600 |
13.67% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251303. Member loan 1251303 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | St. Luke's Episcopal Hospital | Debt-to-income ratio: | 23.21% |
Length of employment: | < 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | St. Luke's Episcopal Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Debt Consolidation<br><br> Borrower added on 04/17/12 > looking for personal debt consolidation<br><br> Borrower added on 04/17/12 > looking to pay off all my bills<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $6,478.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | 118 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1251330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251330 |
$7,000 |
$7,000 |
14.65% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251330. Member loan 1251330 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Children's Hospital | Debt-to-income ratio: | 18.17% |
Length of employment: | 3 years | Location: | Rancho Dominguez, CA |
Home town: | |||
Current & past employers: | Children's Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $4,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1251585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251585 |
$12,475 |
$12,475 |
14.65% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251585. Member loan 1251585 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,392 / month |
Current employer: | JPL | Debt-to-income ratio: | 18.30% |
Length of employment: | 10+ years | Location: | granada hills, CA |
Home town: | |||
Current & past employers: | JPL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $19,500.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10850 with 5 credit cards. Interest rates very from 32.99% at chase down to 18.00% at Capitol one. combined payments total $592 monthly. I rent so no mortgage. No line of credit open. I have 2 student loans total of $8000 and monthly payments of $87 and $41. This loan will allow me to pay off the CC debt and restart the saving in my 403B. |
If you have a delinquency in the last 2 years, please explain the reason. | I have had a delinquency on a time share. It occured when I switched for a self pay to an auto pay. A miscommunication or missunderstanding as to when the autopay would start created the delinquency. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $700, no line of credit, utilities $150, all insurances $110, 25% fed& 10% state tax brackets, Credit cards $580 and Motorhome $850. All are monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $700, utilities $150, all insurances $110, 25% fed& 10% state tax brackets, Credit cards $580 and Motorhome $850. food at approx $500. All are monthly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10850 with 5 credit cards. Interest rates very from 32.99% at chase down to 18.00% at Capitol one. combined payments total $592 monthly. I rent so no mortgage. No line of credit open. I have 2 student loans total of $8000 and monthly payments of $87 and $41. This loan will allow me to pay off the CC debt and restart the saving in my 403B. |
Member Payment Dependent Notes Series 1251595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251595 |
$14,075 |
$14,075 |
18.55% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251595. Member loan 1251595 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | The Starlight Program | Debt-to-income ratio: | 14.11% |
Length of employment: | 1 year | Location: | WEST JORDAN, UT |
Home town: | |||
Current & past employers: | The Starlight Program | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Looking to combine debt in order to make a one time payment instead of multiple.<br><br> Borrower added on 04/18/12 > I want to simplify my life by getting rid of my credit cards. Having one payment a month and knowing it will be done in three years would be great for me. I have been on time with payments, but don't see the results. This would give me the light at the end of the tunnel.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,111.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent 900, transportation 150, Utilities 120, phone 50, food 200. However, I split rent and utilities with someone else. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent 900, transportation 150, Utilities 120, phone 50, food 200. However, I split rent and utilities with someone else. |
Please explain the reason why you carry a large revolving credit balance. | I accrued this balance while going to grad school and was not able to work as much as needed. The loan amounts also did not cover summer classes that were required. |
What is the total balance of your credit cards, interest rates and current monthly payments? | currently the balance is near 16000, and I pay 580 a month. The interest rates range from 13%-24% I calculated it and this will save me almost 300 dollars. Also I know the set in stone 36 payments is better in the long run. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will be the only payment I will have |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent 900, transportation 150, Utilities 120, phone 50, food 200. However, I split rent and utilities with someone else. |
Member Payment Dependent Notes Series 1251647
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251647 |
$16,500 |
$16,500 |
18.25% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251647. Member loan 1251647 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | Bemis Inc | Debt-to-income ratio: | 12.75% |
Length of employment: | 2 years | Location: | Oshkosh, WI |
Home town: | |||
Current & past employers: | Bemis Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Debt Consolication with lower interest rate. <br>Pay off unsecure loan with a high 36% interest rate<br><br> Borrower added on 04/19/12 > I work in the IT field with a company that has been in business for over 150 years and is growing year after year. <br>This loan will help me save over $275 dollars a month<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $11,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquency in the past 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt is 13,022 with an average interest rate of 24% Monthly min payments are 550<br>Unsecure loan is 9,450 at 36% interest. Monthly payment is 271<br>Student loans are16,200 at 6.25% interest Monthy payment is 260<br>mortgage payment is 989 |
Which debts do you plan to pay off with this loan? | I will be paying off an unsecure loan that is at 36% interest. The pay off amount is $5,890. The rest will be paying off credit card debt that averages at 24% interest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt is 13,022 with an average interest rate of 24% Monthly min payments are 550<br>Unsecure loan is 9,450 at 36% interest. Monthly payment is 271<br>Student loans are16,200 at 6.25% interest Monthy payment is 260<br>mortgage payment is 989 |
Member Payment Dependent Notes Series 1251666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251666 |
$19,725 |
$19,725 |
17.99% |
1.00% |
April 30, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251666. Member loan 1251666 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Smail Co., Inc. | Debt-to-income ratio: | 17.02% |
Length of employment: | 10+ years | Location: | Boswell, PA |
Home town: | |||
Current & past employers: | Smail Co., Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > The loan is for debt consolidation in order to obtain a fixed rate for a fixed amount of years.<br><br> Borrower added on 04/18/12 > $15K of the loan is for debt consolidation. $5K will be used to finish a bathroom in our home that was left unfinished after adding on to the home 2 years ago.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $8,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I had signed up for electronic statements and I had no balance on a very small credit card I had for many years and forgot about the annual fee they charge and I missed it by a month. I tried to get it removed by the company since I had never had that happen before but they did not. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances on credit cards are $15K and the other $4 requested is to finish a bathroom that we were unable to finish when we constructed our house 2 years ago. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities are $300, insurance is $113, food and transportation vary but average about $200 a week. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities are $300, insurance is $113, food and transportation vary but average about $200 a week. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities are $300, insurance is $113, food and transportation vary but average about $200 a week. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $550, Home Equity $200, Utilities $200, Insurance $113 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances on credit cards are $15K and the other $4 requested is to finish a bathroom that we were unable to finish when we constructed our house 2 years ago. |
Member Payment Dependent Notes Series 1251674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251674 |
$35,000 |
$35,000 |
13.99% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251674. Member loan 1251674 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | Smail Auto Group | Debt-to-income ratio: | 17.62% |
Length of employment: | 10+ years | Location: | Boswell, PA |
Home town: | |||
Current & past employers: | Smail Auto Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Debt consolidation and home construction projects.<br><br> Borrower added on 04/20/12 > By consolidating the debt incurred by additional projects that weren't funded by my mortage, I would be able to obtain a fixed rate with a 5 year payoff.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1300 mortgage and equity loan. $300 utilities. $169 insurance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balances combined are $20K and interest rates at 17.9 and 23% Monthly payments for these are $675 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balances combined are $20K and interest rates at 17.9 and 23% Monthly payments for these are $675 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1300 mortgage and equity loan. $300 utilities. $169 insurance. |
Which debts do you plan to pay off with this loan? | Credit card debt that was charged for extras when building a house. |
Please explain the reason why you carry a large revolving credit balance. | That balance has occured from purchases needed to complete a new house construction. My builder had some financial issues and went bankrupt and left me with some un finished areas. I could borrow no more on the construction loan so revolving credit was my only option to get things finished. |
What is your intended use for the loan proceeds? | Debt consolidation of $30K and $5K to finish final projects on house. The house was constructed in 2009 and unfortunately our contractors left at the end of the project with $35,000 of work that they did not complete. This loan would enable the combining of that debt and the ability to finish the final touches and pay everything off in 5 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1300 mortgage, $300 utilities, $169 home insurance. Transportation is gasoline cost only. I have a company provided car. Gasoline is $45 a week. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency on any loan |
Please explain the reason why you carry a large revolving credit balance. | That balance has occured from purchases needed to complete a new house construction. My builder had some financial issues and went bankrupt and left me with some un finished areas. I could borrow no more on the construction loan so revolving credit was my only option to get things finished. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1300 mortgage, $169 insurance, $300 utilities |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am needing the money to pay off two credit cards, one with a $20k balance and one with a $13k balance. These cards were used to finish the construction of a new house I built in 2010 where the contractor went bankrupt and didn't finish the project. All the equity was in the construction loan and the house is too new for the equity I need to re do the mortgage with the $35k needed. The lending club seemed like a good option to get the money needed and lower the rate I am paying. |
Member Payment Dependent Notes Series 1251703
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251703 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251703. Member loan 1251703 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.40% |
Length of employment: | 8 years | Location: | FREDERICK, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $10,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1251721
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251721 |
$12,000 |
$12,000 |
9.76% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251721. Member loan 1251721 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,035 / month |
Current employer: | Uniglobal Pension Planning, Inc | Debt-to-income ratio: | 14.87% |
Length of employment: | 6 years | Location: | CENTREVILLE, VA |
Home town: | |||
Current & past employers: | Uniglobal Pension Planning, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I obtained a copy of my FICO score yesterday, 04/16/2012 (score 710). I take a lot of pride in paying my creditors on time; I'm never late with payments. I have a 17 yr 11 month credit history. This loan will be a win-win for me and the investors. Thanks for your help regarding this debt reduction.<br><br> Borrower added on 04/18/12 > My objective: pay off my highest interest rate cards (cutting the avg APR From 20.45% to the loan terms). It is simply a smart move to become credit card debt free. Actually, I'm investing in myself my joining this club. I THANK all investors that help me with this task.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I going to use the loan to payoff my highest interest rate cards: Merrick Bank $4,958.74, 28.45% payment $180.00, Bank of America $3,270.97,27.84% payment $80,Chase $3,823,83,23.99%payment $125.00. Here is a list of my other accounts: BBT 987.09,18% $13, Citcards $2,007,13.99% $50, Capital One $2,465.03,13.99%, $50 (my reducing the total cost of the first group, I can pay more towards this listing of accounts; 3yr payoff as well). BBT $4,250,7.0% $140.00. No student loan/mortgages. Thanks rsw |
Member Payment Dependent Notes Series 1251747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251747 |
$18,000 |
$18,000 |
20.50% |
1.00% |
April 26, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251747. Member loan 1251747 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Sid Richardson Carbon Company | Debt-to-income ratio: | 24.44% |
Length of employment: | 10+ years | Location: | PORT ALLEN, LA |
Home town: | |||
Current & past employers: | Sid Richardson Carbon Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I am looking to pay off credit card debt and I thank you for this opportunity.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am looking to pay off credit card debt and do this in a timely manner. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am looking to pay off credit card debt in a timely manner. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am looking to pay off credit card debt in a timely manner. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | Unable to pay off in a timely manner. |
Which debts do you plan to pay off with this loan? | I plan to pay off credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | Unable to pay off in a timely manner. |
Please explain the reason why you carry a large revolving credit balance. | Unable to pay off in a timely manner. |
Please explain the reason why you carry a large revolving credit balance. | Unable to pay off in a timely manner. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to pay off 3 credit cards so that I can pay this off in a timely manner. |
Member Payment Dependent Notes Series 1251766
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251766 |
$23,000 |
$23,000 |
18.55% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251766. Member loan 1251766 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | U.S Postal Service | Debt-to-income ratio: | 15.12% |
Length of employment: | 10+ years | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | U.S Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I am hoping to be able to get help in consolidating my accounts into one payment and be able to save money as credit cards interest are high and be able to save and keep my credit in good stand.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | crdt crd $2701,20.90%, pymnts $194<br>crdt crd $1379.95, 24%. payments $128<br>crdt crd $5370, 19.99% pymnts $138<br>crdt crd $950, 24.24%, pymnts $50<br>crdt crd $2515, 22.90%, pymnts $188<br>crdt crd $425, 17.90%, pymnts $25<br>crdt crd $1930, 23.90%. pymnts $94<br>crdt crd $2700, 27.74%, pymnts $92<br>crdt crd $2600,30.90%, pymnts $188<br>line of crdt. $2550, 12.75%, pymnts$50 |
Which debts do you plan to pay off with this loan? | 1-crdt crd $2700<br>2-crdt crd $1380<br>3-crdt crd $5370<br>4- crdt crd $950<br>5-crdt crd $2515<br>6-crdt crd $425<br>7-crdt crd $1930<br>8-crdt crd $2700<br>9crdt crd $2592<br>10-line of credit $2550 |
Please explain the reason why you carry a large revolving credit balance. | after unexpected loss of a brother to a drunk driver I tried to help with funeral expenses , help his teenager twin sons and his older son as well, next thing over time I am in this bad situation and trying to gain control of it along with some personal expenses,some unexpected..mostly car repairs.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | crdt crd $2701,20.90%, pymnts $194<br>crdt crd $1379.95, 24%. payments $128<br>crdt crd $5370, 19.99% pymnts $138<br>crdt crd $950, 24.24%, pymnts $50<br>crdt crd $2515, 22.90%, pymnts $188<br>crdt crd $425, 17.90%, pymnts $25<br>crdt crd $1930, 23.90%. pymnts $94<br>crdt crd $2700, 27.74%, pymnts $92<br>crdt crd $2600,30.90%, pymnts $188<br>line of crdt. $2550, 12.75%, pymnts$50 |
Which debts do you plan to pay off with this loan? | 1-crdt crd $2700<br>2-crdt crd $1380<br>3-crdt crd $5370<br>4- crdt crd $950<br>5-crdt crd $2515<br>6-crdt crd $425<br>7-crdt crd $1930<br>8-crdt crd $2700<br>9crdt crd $2592<br>10-line of credit $2550 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | crdt crd $2701,20.90%, pymnts $194<br>crdt crd $1379.95, 24%. payments $128<br>crdt crd $5370, 19.99% pymnts $138<br>crdt crd $950, 24.24%, pymnts $50<br>crdt crd $2515, 22.90%, pymnts $188<br>crdt crd $425, 17.90%, pymnts $25<br>crdt crd $1930, 23.90%. pymnts $94<br>crdt crd $2700, 27.74%, pymnts $92<br>crdt crd $2600,30.90%, pymnts $188<br>line of crdt. $2550, 12.75%, pymnts$50 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $550, utilities included, Insurance $185 every month and a half, phone, $66 a month, food,about $250 a month, gas about $200 a month or less depending on gas price... |
Which debts do you plan to pay off with this loan? | 1-crdt crd $2700<br>2-crdt crd $1380<br>3-crdt crd $5370<br>4- crdt crd $950<br>5-crdt crd $2515<br>6-crdt crd $425<br>7-crdt crd $1930<br>8-crdt crd $2700<br>9crdt crd $2592<br>10-line of credit $2550 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | crdt crd $2701,20.90%, pymnts $194<br>crdt crd $1379.95, 24%. payments $128<br>crdt crd $5370, 19.99% pymnts $138<br>crdt crd $950, 24.24%, pymnts $50<br>crdt crd $2515, 22.90%, pymnts $188<br>crdt crd $425, 17.90%, pymnts $25<br>crdt crd $1930, 23.90%. pymnts $94<br>crdt crd $2700, 27.74%, pymnts $92<br>crdt crd $2600,30.90%, pymnts $188<br>line of crdt. $2550, 12.75%, pymnts$50 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | crdt crd $2701,20.90%, pymnts $194<br>crdt crd $1379.95, 24%. payments $128<br>crdt crd $5370, 19.99% pymnts $138<br>crdt crd $950, 24.24%, pymnts $50<br>crdt crd $2515, 22.90%, pymnts $188<br>crdt crd $425, 17.90%, pymnts $25<br>crdt crd $1930, 23.90%. pymnts $94<br>crdt crd $2700, 27.74%, pymnts $92<br>crdt crd $2600,30.90%, pymnts $188<br>line of crdt. $2550, 12.75%, pymnts$50 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | crdt crd $2701,20.90%, pymnts $194<br>crdt crd $1379.95, 24%. payments $128<br>crdt crd $5370, 19.99% pymnts $138<br>crdt crd $950, 24.24%, pymnts $50<br>crdt crd $2515, 22.90%, pymnts $188<br>crdt crd $425, 17.90%, pymnts $25<br>crdt crd $1930, 23.90%. pymnts $94<br>crdt crd $2700, 27.74%, pymnts $92<br>crdt crd $2600,30.90%, pymnts $188<br>line of crdt. $2550, 12.75%, pymnts$50 |
Member Payment Dependent Notes Series 1251771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251771 |
$8,400 |
$8,400 |
15.81% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251771. Member loan 1251771 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Chicos | Debt-to-income ratio: | 23.29% |
Length of employment: | < 1 year | Location: | Little Elm, TX |
Home town: | |||
Current & past employers: | Chicos | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > This loan will be used for debt consolidation. I plan to pay off high interest rate credit cards and auto loan. <br><br>My job history is stable. I haved worked in the same industry for over 20 years.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,562.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are around $2,000. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan will be used to pay off once credit card and one auto loan:<br>CC-$2,100<br>Auto loan - $6,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC balances- $3,400; 19-23% interest rates; $120 monthly payments<br>Line of credit balances- $9,000; 20% interest rates; $430 monthly payments<br>Auto loans balances- $38,000; 17% interest rates; $800 monthly payments<br>Mortgage balance- $212,000; 4% interest rate; $705 monthly payment (1/2 of $1410) |
Member Payment Dependent Notes Series 1251783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251783 |
$19,200 |
$19,200 |
13.11% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251783. Member loan 1251783 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,840 / month |
Current employer: | florida canyon mining inc | Debt-to-income ratio: | 17.17% |
Length of employment: | 10+ years | Location: | imlay, NV |
Home town: | |||
Current & past employers: | florida canyon mining inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,537.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly re-occurring expenses are: Telephone, $66.40; cell phone, $41.33; water, $27.50; electricity, $113.02; propane, $180.00; sewer, $25.00; Directv, $46.13; gasoline, $250.00 avg.; auto insurance, 96.05; and food, $450.00 avg. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances: $11,015 balance at $304.00 monthly payments. No student loans, No mortgage, I own my home. |
Which debts do you plan to pay off with this loan? | I plan to consolidate my debts, credit cards to be paid off and accounts closed. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to pay off my credit cards and close the respective accounts. |
Member Payment Dependent Notes Series 1251800
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251800 |
$21,000 |
$21,000 |
12.12% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251800. Member loan 1251800 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | Jay Nolan Community Services Inc. | Debt-to-income ratio: | 12.74% |
Length of employment: | 10+ years | Location: | GRANADA HILLS, CA |
Home town: | |||
Current & past employers: | Jay Nolan Community Services Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,597.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1251816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251816 |
$6,000 |
$6,000 |
7.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251816. Member loan 1251816 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Law Resources, Inc. | Debt-to-income ratio: | 26.81% |
Length of employment: | < 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Law Resources, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | It is a sole proprietorship for now. |
Please describe your experience/familiarity with the business you are starting/started? | I am very familiar with this type of business. I am licensed in multiple jurisdictions and I have worked in this field for several years. |
What will be the largest expense in the first six months? | The largest expense by far in the first six months will be malpractice insurance (which is mandatory for me to carry). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $692.50/month<br>Car payment $85/month<br>Transportation $200/month<br>Utilities $85/month<br>Phone $63/month<br>Insurance (life/car/renters) $46/month<br>Loans (law school) $1,100/month<br>Food $240/month<br>Credit Cards $150/month<br>Taxes $170/month<br>Total Expenses 2,831.50 |
What type of business are you starting? | It is a sole proprietorship for now. |
Member Payment Dependent Notes Series 1251820
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251820 |
$18,000 |
$18,000 |
18.25% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251820. Member loan 1251820 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,000 / month |
Current employer: | Regus Advisors | Debt-to-income ratio: | 11.69% |
Length of employment: | 2 years | Location: | GRAPEVINE, TX |
Home town: | |||
Current & past employers: | Regus Advisors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Grow a web consulting company that provides SEO, SMS, Mobile Marketing, Email, Video. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1800 |
Please explain the reason why you carry a large revolving credit balance. | Looking to pay that down in the near future. As revenues increase, will pay down quickly... |
What is your intended use for the loan proceeds? | Grow a web consulting company that provides SEO, SMS, Mobile Marketing, Email, Video. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Expenses are approximately $1800 (office/supplies/software etc) $200 (Travel), $600( loan) Commissions ($600 to $1600 depending on sales) Revenues conservatively for first 12 months ($3k, $4k, $4k, $5k, $5k,$5k, $6k, $6k, $6k, $7k, $7k, $8k) |
What is your intended use for the loan proceeds? | Grow a web consulting company that provides SEO, SMS, Mobile Marketing, Email, Video. |
Member Payment Dependent Notes Series 1251833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251833 |
$14,000 |
$14,000 |
6.03% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251833. Member loan 1251833 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.97% |
Length of employment: | 10+ years | Location: | Newport Beach, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > money to be used to pay off everything from my daughter's wedding!<br><br> Borrower added on 04/17/12 > Flowers, and photography for the wedding and this is only part of those bills. No other daughters, thank goodness, but this daughter was worth it!<br><br> Borrower added on 04/18/12 > money is to pay off my daughterswedding expenses<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1964 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,618.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off current credit card with citibank. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $6000 a month, including house taxes |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgageand house taxes are about $3000 a month, insurance for car is $1100 for the abd ny house is $813 for the year. I do not have a line of credit. Utilities-gas is $13 -$22 a month and my electric bill is around$80 at the most. Living at the beachour temperatures are milder. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not ever had a delinquency |
Please explain the reason why you carry a large revolving credit balance. | My daughter got married and there were alot of expenses and at the end her father decided not to pay. I have only one daughter and this will not be happening to my again. I just want to get these bills paid off and never be in this position again. |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have a public record on file |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage now $2200, but I am refinancing, which will reduce this. My taxes were $12000 a year, but I went to the county and had them reduced by $4000, by giving them comps in my area. They agreed with me. My utilities run me about $250 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My only purpose is to pay off 2 credit cards and to never be in this position again!!! |
Which debts do you plan to pay off with this loan? | Citi card and Capital One |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicards, debt balance is $9419.69 and Capital One is $3889.83. The interest rates on these cards are about 18 percent. I have no lines of credit.. The minimum on Capital One is $99. a month and with Citicards is $216 a month. I just want to get these cards paid off and never be in this position again! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicards, debt balance is $9419.69 and Capital One is $3889.83. The interest rates on these cards are about 18 percent. I have no lines of credit.. The minimum on Capital One is $99. a month and with Citicards is $216 a month. I just want to get these cards paid off and never be in this position again! |
Which debts do you plan to pay off with this loan? | Citi card and Capital One |
Please explain the reason why you carry a large revolving credit balance. | My daughter got married and there were alot of expenses and at the end her father decided not to pay. I have only one daughter and this will not be happening to my again. I just want to get these bills paid off and never be in this position again. |
Member Payment Dependent Notes Series 1251878
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251878 |
$10,000 |
$10,000 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251878. Member loan 1251878 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Morgan Group Hotel | Debt-to-income ratio: | 19.84% |
Length of employment: | 1 year | Location: | MIAMI BEACH, FL |
Home town: | |||
Current & past employers: | Morgan Group Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/12 > The main purpose of this loan is to consolidate several accounts into one. I have never defaulted or been late on any payment. This loan will help to pay less interest and better manage my accounts.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent:800, Utilities 100, Phone 90, insurance is provided by my employer, food about 400. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Only credit cards, about 7000.00, different interest rates in each card, paying about 400 in total every month. |
Member Payment Dependent Notes Series 1251895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251895 |
$6,300 |
$6,300 |
13.99% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251895. Member loan 1251895 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Dr. Chai Health Center | Debt-to-income ratio: | 14.67% |
Length of employment: | 2 years | Location: | Honolulu, HI |
Home town: | |||
Current & past employers: | Dr. Chai Health Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, transportationphone, insurance, food, etc |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, transportationphone, insurance, food, etc |
Member Payment Dependent Notes Series 1251901
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251901 |
$21,600 |
$21,600 |
20.99% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251901. Member loan 1251901 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,755 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.72% |
Length of employment: | n/a | Location: | Bend, OR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > paying off credit cards,an cutting them up.plus IRS paid off,main reason to have one payment,an<br> just the fact of not having so many passwords number-dates,amounts to remember.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,556.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage 1,159.89 utilities Electric\phone 375.00 insurance home 466.00,autos 563.00 ,property taxes 2,545.00.All other information will be faxed or e-mailed if requested. |
Member Payment Dependent Notes Series 1251914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251914 |
$20,000 |
$20,000 |
13.11% |
1.00% |
April 25, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251914. Member loan 1251914 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Harvard University | Debt-to-income ratio: | 11.23% |
Length of employment: | 3 years | Location: | North Providence, RI |
Home town: | |||
Current & past employers: | Harvard University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I experienced an unexpected legal expense which was rather costly which forced me to nearly max my credit card and take out an additional loan. My goal is consolidate these into one primary loan also allowing me a 1-2K buffer and to knock out the monthly payments on these as quickly as possible.<br><br> Borrower added on 04/20/12 > To add... I have never become delinquent on paying my bills during these hard times. This type of loan will allow me to breathe comfortably and keep my credit rating within the outstanding bracket<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $6,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I experienced an unexpected legal expense which was rather costly which forced me to nearly max my credit card and take out an additonal loan. My goal is consolidate these into one primary loan also allowing me a 1-2K buffer and to knock out the monthly payments on these as quickly as possible. |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquencies over the past two years. |
Member Payment Dependent Notes Series 1251918
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251918 |
$21,600 |
$21,600 |
20.99% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251918. Member loan 1251918 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,067 / month |
Current employer: | Mosaic | Debt-to-income ratio: | 21.47% |
Length of employment: | 10+ years | Location: | Ruskin, FL |
Home town: | |||
Current & past employers: | Mosaic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I plan to use my load to consolidate my credit cards/debt to one payment with this loan. I believe I am a good borrower because I make my payments on time (credit Report)and have a full time very stable job with my employer (Mosaic Fertilizer LLC). In which I have been employed for the last 14 years<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $10,608.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment: $706 Total Utilities: $210 Phone: $125 Car: $387 Food/Etc: $450 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard: $2000 Dell: $4680 Visa: $1100 Misc Dept Store cards and finanaced items: $11500 and Hosptial Bill: $980 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I pay $780 per month to the items i listed in second question. This loan would be to payoff ALL cards (loans) and I would only have this loan besides items listed in first question. This is the whole purpose of me applying for this loan, lower payment and only ONE payment.<br><br>Thanks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $1400 per month |
What is the total balance of your credit cards, interest rates and current monthly payments? | About $18600 and interest rates very between 18.5% to 27% |
Member Payment Dependent Notes Series 1251927
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251927 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251927. Member loan 1251927 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Lake Havasu City Police Department | Debt-to-income ratio: | 25.89% |
Length of employment: | 2 years | Location: | LAKE HAVASU CITY, AZ |
Home town: | |||
Current & past employers: | Lake Havasu City Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I am looking to pay off my credit card with a lower interest rate.<br><br> Borrower added on 04/21/12 > I can ensure I have a steady job and will not miss or be late on payments<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are approximately $1700. With the payment I was quoted It will increase to approximately $2150. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have a personal loan for 3000 at 13% and a visa card with 6000 at 16% that I'm looking to consolidate. The extra 600 is to ensure I have a payment buffer. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I currently pay 320 total for monthly credit card and personal loan payments. The payment after I pay off those two with this loan will be approx $2 more per month. |
Member Payment Dependent Notes Series 1251945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251945 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251945. Member loan 1251945 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Check Engine Automotive | Debt-to-income ratio: | 6.37% |
Length of employment: | 7 years | Location: | GONZALES, LA |
Home town: | |||
Current & past employers: | Check Engine Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I would like to consulidate some credit card bills. Also i would like to make some minor updates to my home. I.E. ( interior updating, patio, gutters, crown moulding. I would also like to have a little money to the side for a just in case fund. Thank you for your time.<br><br> Borrower added on 04/18/12 > This loan would also help to purchase some much needed equipment for my profession. Again thank you for all of your time.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,287.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Im looking to consoludate some credit card debt. I would also like to do some minor updating to my home. such as patio, gutters, crown moulding. Also set some money aside for a rainy day fun. |
What is your intended use for the loan proceeds? | Im looking to consoludate some credit card debt. I would also like to do some minor updating to my home. such as patio, gutters, crown moulding. Also set some money aside for a rainy day fun. |
What is your intended use for the loan proceeds? | Im looking to consoludate some credit card debt. I would also like to do some minor updating to my home. such as patio, gutters, crown moulding. Also set some money aside for a rainy day fun. |
Member Payment Dependent Notes Series 1251993
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251993 |
$25,000 |
$25,000 |
13.11% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251993. Member loan 1251993 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Napa State Hospital | Debt-to-income ratio: | 17.65% |
Length of employment: | 3 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Napa State Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Paying off high interest credit cards<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 open credit cards that has an interest rangIng from 17 to 36 percent and I owe about 30k. I would like to consolidate it to a lower interest rate if possible. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1500 |
Which debts do you plan to pay off with this loan? | Credit cards and loans with high interest. |
Member Payment Dependent Notes Series 1251999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1251999 |
$10,000 |
$10,000 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1251999. Member loan 1251999 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,958 / month |
Current employer: | Columbia University | Debt-to-income ratio: | 17.23% |
Length of employment: | 6 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Columbia University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Rent: $170.00<br>Transportation:$104.00 (Metrocard)<br>Phone $55.00<br>Loan $248.00 monthly<br>Credit cards: 15% and 21% (This is what I want to consolidate)<br><br> Borrower added on 04/22/12 > I've been working in the same department for 6 years with an above average appraisal. I have never had a delinquent account, I am looking for a lower interest.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,123.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $170.00<br>Transportation:$104.00 (Metrocard)<br>Phone $55.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan $248.00 monthly<br>Credit cards: 15% and 21% (This is what I want to consolidate) |
Member Payment Dependent Notes Series 1252039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252039 |
$16,800 |
$16,800 |
14.65% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252039. Member loan 1252039 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 15.34% |
Length of employment: | 4 years | Location: | FAIR OAKS, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Was in a financial crunch, want to be debt free in three years. I will be able to do this with your help. No more credit card debt. I am working on dealing with the reasons why this happened.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $14,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1252084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252084 |
$32,400 |
$32,400 |
12.12% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252084. Member loan 1252084 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Bank of the West | Debt-to-income ratio: | 1.28% |
Length of employment: | 5 years | Location: | Healdsburg, CA |
Home town: | |||
Current & past employers: | Bank of the West | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Responsible home owner wanting to do home improvement project<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are planning on putting in an in ground swimming pool. |
What is the home improvement project you are planning? | We are planning on putting in an in ground swimming pool. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My total expenses for all my current liabilities and including this new loan payment would roughly equal 35% of my total monthly income. Well under income required on bank loans that usually allow borrowers to go to 45%-50%. debt to income |
Member Payment Dependent Notes Series 1252091
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252091 |
$15,000 |
$15,000 |
15.81% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252091. Member loan 1252091 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,000 / month |
Current employer: | State of California, DIR DOSH | Debt-to-income ratio: | 15.75% |
Length of employment: | 7 years | Location: | ALAMEDA, CA |
Home town: | |||
Current & past employers: | State of California, DIR DOSH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of these high interest cards is $13959.00 rounded to the whole dollar. The total of the payments is $629.00 per month if I pay the minimum on each (5). The interest rates all range from 22.99 to 29.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3,546.06 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MC - $7916 - 25.99% - $275 month<br>Visa - $1382 - 29.99% - $81 month<br>Visa - $1180 - 25.99% - $40 month<br>Visa - $2040 - 22.99% - $41 month<br>Store - $1357 - 29.99% - $75 month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | minimum payments $622, after loan $525 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MC - $7916 - 25.99% - $275 month<br>Visa - $1382 - 29.99% - $81 month<br>Visa - $1180 - 25.99% - $40 month<br>Visa - $2040 - 22.99% - $41 month<br>Store - $1357 - 29.99% - $75 month |
Member Payment Dependent Notes Series 1252113
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252113 |
$18,000 |
$18,000 |
21.48% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252113. Member loan 1252113 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Infusion Brands, INC | Debt-to-income ratio: | 20.91% |
Length of employment: | 2 years | Location: | Watertown, WI |
Home town: | |||
Current & past employers: | Infusion Brands, INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > This loan will help me streamline my credit card debt, furniture loans and bolster my personal economic standing. I always try to pay more then the minimum due whenever possible.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $64,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed from Dec 08' to Nov 2010 and had to use all means to keep a roof over our heads and food on the table. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment $1600 (includes ins)<br>Water/electric $322<br>Insurance (auto) 82<br>Cell (50)<br>food (300 - 400)<br>gas for cars (100)<br>missc household 350.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am preparing this information and will have it by 4/23 1500 hrs cst |
If you have a delinquency in the last 2 years, please explain the reason. | Even when I was not working I was able to adjust my debt and continue to make payments. |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed from Dec 08' to Nov 2010 and had to use all means to keep a roof over our heads and food on the table. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment $1600 (includes ins)<br>Water/electric $322<br>Insurance (auto) 82<br>Cell (50)<br>food (300 - 400)<br>gas for cars (100)<br>missc household 350.00 |
Which debts do you plan to pay off with this loan? | I have credit card debt that I will payoff and I no longer use the cards. I will also payoff a student loan and a loan that was used to purchase furniture for my apartment when I had to move to FL for a job. Anything left will go towards the car loan. |
Member Payment Dependent Notes Series 1252150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252150 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252150. Member loan 1252150 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,721 / month |
Current employer: | MT Dept. of Environmental Quality (DEQ) | Debt-to-income ratio: | 16.68% |
Length of employment: | 8 years | Location: | HELENA, MT |
Home town: | |||
Current & past employers: | MT Dept. of Environmental Quality (DEQ) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $775 total for rent transportation insurance phone and net |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | $5300 MC. $1000 VISA. BALANCE FOR HOME FURNISHINGS<br>I budget & pay $350/mo on each. Interest rates go from 19-22% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Less than $200/month total minimum. I'll pay both MC & VISA completely in full. My goal is to be completely out of debt in 3years. |
Member Payment Dependent Notes Series 1252167
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252167 |
$7,000 |
$7,000 |
13.11% |
1.00% |
April 26, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252167. Member loan 1252167 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Bagel Brothers Of New York | Debt-to-income ratio: | 12.20% |
Length of employment: | 5 years | Location: | PORT SAINT LUCIE, FL |
Home town: | |||
Current & past employers: | Bagel Brothers Of New York | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,225.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1252170
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252170 |
$12,000 |
$12,000 |
17.99% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252170. Member loan 1252170 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | UCD Davis Med Center | Debt-to-income ratio: | 8.46% |
Length of employment: | 2 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | UCD Davis Med Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $2,915.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly housing expenses are approximately $1500:<br>Mortgage $1,050<br>Utilities 300<br>Insurance $150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Capital one balance $2,500 29%, $100 month<br>Wells Fargo balance $4,500 21%, $100 month<br>City bank balance $1,300 29%, $100 month<br>Sallie Mae student loan $8,500 7.9%, $120 month<br>Mortgage $148,000 4.5%, $1050 month |
Which debts do you plan to pay off with this loan? | With this loan I plan to pay off all if my household credit card balances. |
Which debts do you plan to pay off with this loan? | With this loan I plan to pay off all if my household credit card balances. |
If you have a delinquency in the last 2 years, please explain the reason. | In the last 2 years I have not been delinquent on any bills. The minimum payments have always been made. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Capital one balance $2,500 29%, $100 month<br>Wells Fargo balance $4,500 21%, $100 month<br>City bank balance $1,300 29%, $100 month<br>Sallie Mae student loan $8,500 7.9%, $120 month<br>Mortgage $148,000 4.5%, $1050 month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly housing expenses are approximately $1500:<br>Mortgage $1,050<br>Utilities 300<br>Insurance $150 |
If you have a delinquency in the last 2 years, please explain the reason. | In the last 2 years I have not been delinquent on any bills. The minimum payments have always been made. |
Member Payment Dependent Notes Series 1252196
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252196 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252196. Member loan 1252196 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Delta Trading | Debt-to-income ratio: | 17.26% |
Length of employment: | 6 years | Location: | BAKERSFIELD, CA |
Home town: | |||
Current & past employers: | Delta Trading | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I want to consolidate some debts<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $16,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have outstanding balances of about 12,000.00 in credit cards. Car loan of 413.00/mth. Mortgage 1359.00<br>I only need the loan until January when I can access my 401K and use those funds at 5% payback |
Member Payment Dependent Notes Series 1252227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252227 |
$3,800 |
$3,800 |
13.11% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252227. Member loan 1252227 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | HDR Inc | Debt-to-income ratio: | 6.26% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | HDR Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Hello. I'm trying to consolidate my student debt and pay off Salliemae. I recently moved to a cheaper place and consolidated all my monthly expenses. I'm living a very modest lifestyle in order to get rid of all debt and would like to be debt free as soon as I can. Thanks for your support.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,342.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered this question with but received an email from lending club stating <br><br>"Income information (income information, including rental income or other non-traditional income, may only be entered in the fields designated for income information)". |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Without going into specifics, I believe the summary of my credit provides a good snapshot as to my financial being. I have two student loans, two credit cards (1 recently opened with 0 balance), no mortgage and one more loan. Monthly payments for all these (with this loan included) come to about $497. That figure not only takes into account the minimum amount for each loan but also 25% more to be paid at the minimum on my part. |
Please explain the reason why you carry a large revolving credit balance. | I should and will reduce this balance. In recent times, it was paid down to half of the credit line but increased as a result of some unforeseen circumstances. Nonetheless, it is being paid off every month to improve my balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Without going into specifics, I believe the summary of my credit provides a good snapshot as to my financial being. I have two student loans, two credit cards (1 recently opened with 0 balance), no mortgage and one more loan. Monthly payments for all these (with this loan included) come to about $497. That figure not only takes into account the minimum amount for each loan but also 25% more to be paid at the minimum on my part. |
Which debts do you plan to pay off with this loan? | Plan to pay off my Salliemae student loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered this question with but received an email from lending club stating <br><br>"Income information (income information, including rental income or other non-traditional income, may only be entered in the fields designated for income information)". |
Member Payment Dependent Notes Series 1252249
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252249 |
$18,000 |
$18,000 |
17.99% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252249. Member loan 1252249 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Metro King County | Debt-to-income ratio: | 20.18% |
Length of employment: | 10+ years | Location: | Burien, WA |
Home town: | |||
Current & past employers: | Metro King County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,786.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | 92 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1252250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252250 |
$5,000 |
$5,000 |
6.03% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252250. Member loan 1252250 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,474 / month |
Current employer: | Dallas School District | Debt-to-income ratio: | 4.89% |
Length of employment: | 10+ years | Location: | SHAVERTOWN, PA |
Home town: | |||
Current & past employers: | Dallas School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > to much trouble to verify e-mail. needs some work there. I received e-mails from lending club, but when I clicked linked to verify it kept saying invalid. tried 5 times, and finally it worked.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | a car |
Please explain the reason why you carry a large revolving credit balance. | they will be paid off by december. one cap one was paid off this month (o balancef) car loan was paid off last month {0 balance) |
What is your intended use for the loan proceeds? | a car |
If you have a delinquency in the last 2 years, please explain the reason. | none, credit rating and score indicate my history |
Member Payment Dependent Notes Series 1252251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252251 |
$20,000 |
$20,000 |
16.29% |
1.00% |
May 1, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252251. Member loan 1252251 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.04% |
Length of employment: | n/a | Location: | KILLEEN, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I want anyone who's thinking of funding my loan request to know that I'm not a risk and have always paid my bills. I want to consolidate my higher interest credit cards into on easy payment to save on interest. None are delinquent and all are current on payments. I do have the income to repay.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $17,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intent is to consolidate higher interset credit cards into one easy payment so as to save money on those interest charges. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are the basic living expenses which is rent, utilities, food, insurances and phone. Plus the monthly payments I pay on the bills I'm trying to consolidate. I DO NOT have a car payment. |
If you have a delinquency in the last 2 years, please explain the reason. | I Don't have any delinquencies |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MC $7500 at 29% interest<br>MC $8500 at 10.99% interest<br>Discount Tire $2300 at 24.99% |
Which debts do you plan to pay off with this loan? | All those credit cards listed in previous questions |
Member Payment Dependent Notes Series 1252257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252257 |
$30,000 |
$30,000 |
14.65% |
1.00% |
April 30, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252257. Member loan 1252257 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Dyer Oil Inc | Debt-to-income ratio: | 6.92% |
Length of employment: | 5 years | Location: | TUSTIN, CA |
Home town: | |||
Current & past employers: | Dyer Oil Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Pay Off My Credit card that i have with a high interest<br><br> Borrower added on 04/18/12 > I have to paid off all my credit cards debt that i have with a hight interst.<br><br> Borrower added on 04/18/12 > i have to paid off all my crdit cards debts that i have with a high interest<br><br> Borrower added on 04/18/12 > i want to paid off all the credit cards that i have a high interest<br><br> Borrower added on 04/19/12 > I can affort to pay the monthly payment.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My Current Monthly Expenses is 2500 US Dollar |
Member Payment Dependent Notes Series 1252264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252264 |
$15,000 |
$15,000 |
12.12% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252264. Member loan 1252264 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | mattress warehouse | Debt-to-income ratio: | 18.77% |
Length of employment: | < 1 year | Location: | frederick, MD |
Home town: | |||
Current & past employers: | mattress warehouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > consiliadating debt which will save money and allow 1 payment I always pay early and more than what my payment requires<br><br> Borrower added on 04/18/12 > I have been paying aroung 5 times the minimum payment on all my debt to eliminate it early this loan would eliminate almost all of my debt and the monthly payment for this loan would be less than what im paying out now and would save me a large amount in finance charges.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 800.00 electric 130.00 monthly insurance 140.00 monthly phone cable and internet combined 160.00 monthly groceries aprox 400.00 monthly work 10 minutes from home take 40.00 gas every 3 weeks. my credit history should show i pay atleast 5 times minimum payment on all credit lines i have have not been late on a payment in over 11 yrs this loan will allow me to wipe out almost all of my debt. the monthly payment is well below what im paying now and would save me considerable finance charge |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i will answer what i can now car 265.00 monthly around 4,500.00 balance, chevron gas card 0 balance, exxon gas card balance aprx 800.00, walmart limit 2,100 balance aprx 800.00 multiple other credit cards, if you check my payment history on my accts i have you will see i pay early and around 5 times what im required to so that i can eliminate my debt. Ive never been late on a payment in over 11 yrs, |
Member Payment Dependent Notes Series 1252287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252287 |
$35,000 |
$35,000 |
21.97% |
1.00% |
May 1, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252287. Member loan 1252287 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | San Diego state university | Debt-to-income ratio: | 24.35% |
Length of employment: | 2 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | San Diego state university | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I am looking to consolidate all my credit card debt into one payment so that I can pay it off and be debt free in a few years. I have never missed a payment and pay all my bills on time. I just need some help to get debt free once and for all.<br><br> Borrower added on 04/19/12 > I hope one day to become a Lending Club investor to return the favor to someone else who would like to get out of debt once and for all. Thank you for your consideration and to all the investors who have already taken an interest. I truly appreciate it.<br><br> Borrower added on 04/19/12 > I have a very stable job and have no delinquencies, late payments or missed payments.<br><br> Borrower added on 04/27/12 > Thank you to everyone who has already invested in my loan. I am hoping to fully fund my loan in the next few days so I can pay off my credit card debt, have 1 payment, be debt free in a few years. I have ZERO late pmts, delinquincies or missed pmts and I have a stable job. I am a great investment.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,467.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 29000 credit card and 5000 personal loan. Interest rate 27% and monthly payment 1100. |
Which debts do you plan to pay off with this loan? | Pay off all credit card debt and loan debt to consolidate. |
Please explain the reason why you carry a large revolving credit balance. | I had unexpected circumstances that required me to use my credit cards. I want to consolidate and pay everything off over the next few years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 29000 credit card and 5000 personal loan. Interest rate 27% and monthly payment 1100. |
Which debts do you plan to pay off with this loan? | Pay off all credit card debt and loan debt to consolidate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are 1500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 29000 credit card and 5000 personal loan. Interest rate 27% and monthly payment 1100. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly housing expenses are $1500.00 |
Please explain the reason why you carry a large revolving credit balance. | I had unexpected circumstances that required me to use my credit cards. I want to consolidate and pay everything off over the next few years. |
Member Payment Dependent Notes Series 1252324
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252324 |
$10,000 |
$10,000 |
7.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252324. Member loan 1252324 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | classic marble and granite inc | Debt-to-income ratio: | 21.67% |
Length of employment: | 4 years | Location: | lindenwold , NJ |
Home town: | |||
Current & past employers: | classic marble and granite inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | for rent 829, gasoline expense 80-100 a month, phone 34 a month, insurance 434 every six months, food 300 a month, tv service 50 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 5600, payment 117 a month, fur niture 2900 payment 69-100 a month, Bank of America 1900 a month |
Member Payment Dependent Notes Series 1252326
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252326 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252326. Member loan 1252326 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Life Sciences | Debt-to-income ratio: | 24.06% |
Length of employment: | 8 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Life Sciences | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I have a full time job and pay all of my bills on time. I would like to consolidate some credit card debt at a lower interest rate. Thank you for this opportunity to be financially competent.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,785.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are as follows: <br>$0 Rent or Mortgage<br>$400 car payment<br>$300 gas<br>$200 insurance<br>$400 food<br>$50 phone<br>$50 internet<br>$65 parking |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Online Payment: $1368.76 / 19.99% / $44<br> Service Card: $1152 / 26.99% / $44 <br> Visa: $1654.96 / 24.24% / $56<br> Visa: $3237.84 / 18.49% / $85<br> MC: $11109.50 / 18.10% / $295 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum payment: $823.94<br>Total minimum payment w/loan: $763.18 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The sole purpose of this loan is to payoff high interest credit cards and lower my revolving debt. |
Please explain the reason why you carry a large revolving credit balance. | In the the past, family obligations required me to take on debt. Unfortunately with the high interest rates on the accounts it's been hard to pay down the debt even with the situation being more stable. |
What is your intended use for the loan proceeds? | I intend to use the loan to payoff my high interest credit cards and work towards eliminating my revolving debt. |
Member Payment Dependent Notes Series 1252369
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252369 |
$10,400 |
$10,400 |
7.90% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252369. Member loan 1252369 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Burnham Management/Evergreen Terrace | Debt-to-income ratio: | 13.06% |
Length of employment: | 1 year | Location: | CHICAGO HEIGHTS, IL |
Home town: | |||
Current & past employers: | Burnham Management/Evergreen Terrace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 525.00 house payment<br>160.00 transportation<br>200.00 utilities<br>62.00 phone<br>100.00 insurance<br>175.00 food |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Best Buy bal $565.00 min pymt $25.00<br>Bill Me Later bal $1839.00 min pymt $55.00<br>MasterCard bal $1999.00 min pymt $45.00<br>MasterCard bal $2987.00 min pymt $63.00<br>Sears bal $3206.00 min pymt $103.00<br>School Loan bal $9809.00 min pymt $151.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Best Buy min pymt $25.00 payoff $565.00<br>Bill Me Later min pymt $55.00 payoff $1839.00<br>MasterCard min pymt $45.00 payoff $1999.00<br>MasterCard min pymt $63.00 payoff $2987.00<br>Sears min pymt $103.00 payoff $3206.00<br>School Loan min pymt $151.00 pay only $5300.00 on loan there will still be a outstanding balance |
What is the total balance of your credit cards, interest rates and current monthly payments? | - Best Buy bal $565.00 min pymt $25.00<br>Bill Me Later bal $1839.00 min pymt $55.00<br>MasterCard bal $1999.00 min pymt $45.00<br>MasterCard bal $2987.00 min pymt $63.00<br>Sears bal $3206.00 min pymt $103.00<br>School Loan bal $9809.00 min pymt $151.00 |
Member Payment Dependent Notes Series 1252388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252388 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252388. Member loan 1252388 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | County of Riverside | Debt-to-income ratio: | 11.17% |
Length of employment: | 10+ years | Location: | Perris, CA |
Home town: | |||
Current & past employers: | County of Riverside | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,100.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly Expenses are $500.00 Rent and utilities to my Domestic Partner. $70.00 Phone, $42.00 internet. <br>Credit cards total 270.00. The consolidation will lower those to 120.00 I have 3 cards and I am closing 2 accounts. My Quarterly is $208.00 Auto Ins and $207.00 Extra disability. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $1200.00 |
Member Payment Dependent Notes Series 1252403
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252403 |
$12,000 |
$12,000 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252403. Member loan 1252403 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,125 / month |
Current employer: | Pacific Western Bank | Debt-to-income ratio: | 25.21% |
Length of employment: | 5 years | Location: | GLENDALE, CA |
Home town: | |||
Current & past employers: | Pacific Western Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > My main goal is to consolidate all my credit card debt so I can more effectly pay it off without struggling with higher interest rates.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,672.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I spend about 1000.00 monthly in expenses for everything, which makes it very difficult for unexpected expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have several credit cards that need to be paid off. My largest is my Amex with an interest rate of 27%, which is hurting me the most. At this point I am only able to make at least the minium amount payments or maybe a little more on occasions for all. My current credit card debt is about 9,000.00. My Student loan I am able to make the required monthly payments but still have quite a bit to pay off. I have no mortgage or line of credit. |
Member Payment Dependent Notes Series 1252422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252422 |
$9,000 |
$9,000 |
13.99% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252422. Member loan 1252422 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,184 / month |
Current employer: | City of Reno | Debt-to-income ratio: | 7.69% |
Length of employment: | 6 years | Location: | SPARKS, NV |
Home town: | |||
Current & past employers: | City of Reno | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $8,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $300 Car Insurance - $147 Car title loan $220 (automatically deducted from bank)<br>Gas - $100 Cable - $70 Chase credit card $100<br>Food - $200 Walmart credit card $50<br>Power - $115 Kohls credit card $100<br>Phone - $140 RcWilley credit card $90 TOTAL approximately $1532 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car title loan - $3686.96, 7%, $110.43 deducted every paycheck<br>Walmart - $1456.30, 22.90%, $50<br>Kohls - $2091.03, 21.90%, $100<br>Chase - $2517.61, 29.24%, $100<br>RcWilley - $1664.54, 1.75%, $90 |
What is your intended use for the loan proceeds? | I am going to pay off the 3 highest balances that take up a lot of my monthly income. |
Which debts do you plan to pay off with this loan? | I plan to pay off the car title loan which will free up $220 a month, the chase credit card which will free up $100 a month and the kohls card which will free up another $100 a month. Anything remainding will be put towards another store credit card to bring the balance down. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car title loan - $3686.96, 7%, $110.43 deducted every paycheck<br>Walmart - $1456.30, 22.90%, $50<br>Kohls - $2091.03, 21.90%, $100<br>Chase - $2517.61, 29.24%, $100<br>RcWilley - $1664.54, 1.75%, $90 |
Member Payment Dependent Notes Series 1252431
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252431 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252431. Member loan 1252431 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | Pharmaceutical Products Develpment (PPD) | Debt-to-income ratio: | 3.94% |
Length of employment: | 4 years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | Pharmaceutical Products Develpment (PPD) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1252433
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252433 |
$4,800 |
$4,800 |
6.62% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252433. Member loan 1252433 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,833 / month |
Current employer: | Caesars Tahoe | Debt-to-income ratio: | 4.76% |
Length of employment: | 10+ years | Location: | SOUTH LAKE TAHOE, CA |
Home town: | |||
Current & past employers: | Caesars Tahoe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,849.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Taxes/Ins $150 gas/electric $100 Cable/Inernet/phone $100 Auto ins $75 Water/Sever $60 garbage $30 Food $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards total $4600<br>student loans $0<br>Mortgage $0<br>Lines of credit $0 |
What is your intended use for the loan proceeds? | consolidate existing credit into 1 payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Taxes/Ins $150 gas/electric $100 Cable/Inernet/phone $100 Auto ins $75 Water/Sever $60 garbage $30 Food $200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Taxes/Ins $150 gas/electric $100 Cable/Inernet/phone $100 Auto ins $75 Water/Sever $60 garbage $30 Food $200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $0 rent/morgage $0 home equity/line of credit $200 Gas/Electric/Phone/cable/internet $150 Taxes/Ins $100 Water/sewer/garbage |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies in the past 10 years. I am very deligent about paying my bills. I check my credit every couple of years and I know of nothing bad on it. |
Member Payment Dependent Notes Series 1252479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252479 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252479. Member loan 1252479 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | IFC Mortgage Inc | Debt-to-income ratio: | 15.94% |
Length of employment: | < 1 year | Location: | ENCINITAS, CA |
Home town: | |||
Current & past employers: | IFC Mortgage Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,873.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1250/month plus groceries which varies |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank of America, capital one, citi, target, new York company. I pay about $400 to $500 in minimum payment each month and the total balance is around $8000. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total min payment for all cards: $350 (& it will yak forever to payoff!). Total after $250 an I'll pay it in 3 years :) |
Please explain the reason why you carry a large revolving credit balance. | Debt incurred due to unforeseen financial hardship. Plan to close them once paid off. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1250/month plus groceries that vary. |
Member Payment Dependent Notes Series 1252496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252496 |
$19,000 |
$19,000 |
13.67% |
1.00% |
April 27, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252496. Member loan 1252496 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | ATT | Debt-to-income ratio: | 29.08% |
Length of employment: | 7 years | Location: | Denham springs, LA |
Home town: | |||
Current & past employers: | ATT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Looking to consolidate credit cards.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,057.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $5600 left on a car loan paying $505 a month (5.78%), $11,200 left on a loan paying $329 a month. $9100 on a credit card with minimum $125 (13.24%) student loans $14,000 left $162 a month (3.35%) and another credit card with $7600 $119 a month (around 16%) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $5600 left on a car loan paying $505 a month (5.78%), $11,200 left on a loan paying $329 a month. $9100 on a credit card with minimum $125 (13.24%) student loans $14,000 left $162 a month (3.35%) and another credit card with $7600 $119 a month (around 16%) |
Which debts do you plan to pay off with this loan? | I'd like to pay off the car note first in order to free up more cash to pay more on other debts. That would leave me with no car notes. The rest i'd lke to put on as much on the credit card debt as possible. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $992 a month. Insurance and taxes are included in the escrow apart of the $992 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $5600 left on a car loan paying $505 a month (5.78%), $11,200 left on a loan paying $329 a month. $9100 on a credit card with minimum $125 (13.24%) student loans $14,000 left $162 a month (3.35%) and another credit card with $7600 $119 a month (around 16%) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $5600 left on a car loan paying $505 a month (5.78%), $11,200 left on a loan paying $329 a month. $9100 on a credit card with minimum $125 (13.24%) student loans $14,000 left $162 a month (3.35%) and another credit card with $7600 $119 a month (around 16%) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $5600 left on a car loan paying $505 a month (5.78%), $11,200 left on a loan paying $329 a month. $9100 on a credit card with minimum $125 (13.24%) student loans $14,000 left $162 a month (3.35%) and another credit card with $7600 $119 a month (around 16%) |
Member Payment Dependent Notes Series 1252512
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252512 |
$16,000 |
$16,000 |
14.65% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252512. Member loan 1252512 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,550 / month |
Current employer: | AON Risk Services Southwest Inc | Debt-to-income ratio: | 17.17% |
Length of employment: | 2 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | AON Risk Services Southwest Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I plan to use my funds to pay off high credit card APR's. I've paid off a loan in the past and never late on my monthly payments. I've been employed in my field of occupation for 15 yrs.<br><br> Borrower added on 04/21/12 > APR Balance Monthly Pymt <br>24.99% $147.15 $25.00 <br>24.50% $227.24 $25.00 <br>19.99% $292.11 $18.00 <br>27.99% $624.46 $25.00 <br>22.80% $610.58 $25.00 <br>25.99% $1,267.55 $36.00 <br>18.24% $1,760.28 $45.00 <br>26.99% $2,004.87 $98.00 <br>29.99% $2,400.92 $88.00 <br>14.99% $2,786.02 $65.00<br><br> Borrower added on 04/21/12 > 17.24% $3,896.94 $97.00<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,273.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses total on avg $4600 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our total monthly payments regarding credit card debt comes to $1250 |
Member Payment Dependent Notes Series 1252514
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252514 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252514. Member loan 1252514 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Ernst and Haas Management Company | Debt-to-income ratio: | 11.07% |
Length of employment: | 3 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | Ernst and Haas Management Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Debt Consolidation<br><br> Borrower added on 04/18/12 > Debt consolidation<br><br> Borrower added on 04/18/12 > Would just like to consolidate my debt so that I am making one monthly payment instead of six.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $4,541.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $700 Utilities are $350 that includes both phone and cell phone food is $400 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are:<br>Chase Credit Card $4080 interest rate of 13.99<br>Chase Credit Card $1394 interest rate of 13.99<br>Walmart Credit Card $350 interest rate of 22.99<br>Old Navy Credit Card $350 interest rate of 22.99<br>Best Buy Credit Card $350 interest rate of 22.99<br>Amazon Credit Card $1100 interest rate of 22.99 |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquency ever with any credit history of mine. |
Member Payment Dependent Notes Series 1252525
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252525 |
$21,000 |
$21,000 |
8.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252525. Member loan 1252525 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Grab LLC | Debt-to-income ratio: | 14.74% |
Length of employment: | 2 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Grab LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Looking to reduce student loan and credit card debt.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $16,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | LendingClub has informed me that I can not provide this detailed information legally. I am seeking this loan to consolidate credit card and student loan debt. |
Member Payment Dependent Notes Series 1252534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252534 |
$6,500 |
$6,500 |
9.76% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252534. Member loan 1252534 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,808 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.18% |
Length of employment: | n/a | Location: | FORT WALTON BEACH, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Will use to pay my discover card off<br>I can then use a balance transfer into discover to lower interest and increase the amount applied toward the balance<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $14,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities 245<br>phone 72<br>food 350<br>ins A/H 200<br>Fuel Auto 150<br>credit/loan 560 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover Balance- 6254.44 Est Interest this month 115.00 <br>Within a week monthly closing date Est new balance 6370.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total minimum monthly payments 316.00 pay 730 - 780 |
Please explain the reason why you carry a large revolving credit balance. | In Helping My Children at their homes and working on my Moms house<br>the level climbed <br>In the past unknown to me someone messed with my mail here at the house, just a little at a time.<br>i worked from 5.30 am to 5 - 7 pm . I learned the hard way to mail payments at the post office and latter<br>bill pays .auto pays etc. My interest rates are higher than deserved. <br>I get phone calls from from people with different kinds of payment programs but I don't really trust them |
What is the total balance of your credit cards, interest rates and current monthly payments? | 1st card balance 428 int rate 0% till 2013 payments 300-350 leaving some to show a bal<br>2nd card balance 6379 int rate 19.99% payments 180 <br>3th card balance 6217 int rate 21.24% payments 250 + |
Member Payment Dependent Notes Series 1252540
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252540 |
$14,000 |
$14,000 |
9.76% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252540. Member loan 1252540 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | DCH health care authority | Debt-to-income ratio: | 17.16% |
Length of employment: | 9 years | Location: | reform, AL |
Home town: | |||
Current & past employers: | DCH health care authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > paying off higher interest rate loan<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $13,254.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 633, appx 100 in gas, utilities appx 350, phone 75, car ins 53 and food is different each month |
What is the total balance of your credit cards, interest rates and current monthly payments? | total bals is 24,000 interest rates range 11-20 ish/ pay out is 789 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 633, appx 100 in gas, utilities appx 350, phone 75, car ins 53 and food is different each month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | citi 12,150 interest 20ish 366 usual payment<br>whats left over to the next highest interest rate |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | appx 789 this will be lowered with the loan from lending club |
Member Payment Dependent Notes Series 1252551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252551 |
$20,000 |
$20,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252551. Member loan 1252551 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | UNITEK COLLEGE | Debt-to-income ratio: | 10.14% |
Length of employment: | 2 years | Location: | DUBLIN, CA |
Home town: | |||
Current & past employers: | UNITEK COLLEGE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | apt rental, food, electricity, insurance, gas |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | amex- $91 17.99% APR- $5,048<br>visa- $132 9.99% APR- $7000<br>MASTERCARD- $51 26% APR- $2650<br>DISCOVER- $72 14% APR- 2,680 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $995 PER MONTH INCLUDING THIS LOAN<br>PAY OFF IS $17,000 |
What is your intended use for the loan proceeds? | PAY OFF MY CREDIT CARDS WITH LOWER INTEREST RATE AND NEVER USE IT AGAIN. WE ARE ALSO OPENING A SMALL BUSINESS. |
Member Payment Dependent Notes Series 1252554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252554 |
$15,000 |
$15,000 |
13.99% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252554. Member loan 1252554 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | kaiser permanente | Debt-to-income ratio: | 12.66% |
Length of employment: | 9 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | kaiser permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > fixing home & pay off bills<br><br> Borrower added on 04/19/12 > Home needs painting;plumbing repairs;want to remodel kitchen and bath counters and shelves<br><br> Borrower added on 04/26/12 > Mort: $1300.00; ins 736.00er yr; gas&electric 65 month.tax 1530.yrly.water69.00month.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | House painting:kitchen and bath counters remodel;consolidate some credit cards |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 420000; 2% ; 2200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses which includes transportation, utilities,phone, insurance and food is 275.00 a month. |
Is the improvement to your primary residence or an investment property? | Yes primary prop |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Submitted on front page |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Submitted on front page |
Member Payment Dependent Notes Series 1252556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252556 |
$4,450 |
$4,450 |
8.90% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252556. Member loan 1252556 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | bank of america | Debt-to-income ratio: | 10.45% |
Length of employment: | 7 years | Location: | STANTON, CA |
Home town: | |||
Current & past employers: | bank of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $900. phone $120 insurance $120/month gas $150 car $440 food $300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt around $6k estimated 17% interest rate |
What is your intended use for the loan proceeds? | Primary intent is to help consolidate expenses that I accumulated for my wedding. I want to consolidate my loans to have a fix amount of payment at a lower rate |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $900. phone $120 insurance $120/month gas $150 car $440 food $300 |
Member Payment Dependent Notes Series 1252563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252563 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252563. Member loan 1252563 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,358 / month |
Current employer: | Nissan Motor Acceptance Corp | Debt-to-income ratio: | 22.53% |
Length of employment: | 9 years | Location: | Grand Prairie, TX |
Home town: | |||
Current & past employers: | Nissan Motor Acceptance Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My share of the rent is $300.00, cell phone $89.00, Food $350.00, Utitlies $150.00, Credit card bills $650.00. This loan will be used to payoff my vehicle and close a persoanl loan to free up most of my cash to close out my credit cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I am short $1339.92 on paying off my car so some of the money will go to closing the account and freeing up $489.50 a month.<br>I will payoff my current loan with citi financial for $2682.17.<br>I will also payoff my Macy's card for $789.56. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I am currectly short on may auto loan payoff by $1339.92 so I will use part of the money to payoff my loan and free up some of my income to pay down my credit cards.<br>I will be payoffing off my citi loan for $2682.26 and close this account out.<br>I will also payoff my Macy's credit card for $786.16. Once my auto loan is paid off I will pay down my credit cards and close out my loan with lending club as fast as possible. |
Please explain the reason why you carry a large revolving credit balance. | I am currently paying down my credit cards. I am using part of the loan to payoff my car loan I am short by $1339.92 which will fee up $489.50 a month and lower my insurance rate so I wll have over $500.00 a month to put towards my credit cards. |
Member Payment Dependent Notes Series 1252583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252583 |
$5,400 |
$5,400 |
10.74% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252583. Member loan 1252583 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Villa Toscano | Debt-to-income ratio: | 18.85% |
Length of employment: | < 1 year | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | Villa Toscano | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > I have a couple credit cards with very high APRs that I would like to refinance.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $15,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $600 Transportation (Fuel, Car payment, Ins.): $500 Utilities: $150 Food: $200 - $300 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa #1: $3059 APR 21.29 $100<br>Visa #2: $ 962 APR 20.49 $30<br>Visa #3: $963 APR 22.9% $30 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Visa #1: $3059 APR 21.29 $100<br>Visa #2: $ 962 APR 20.49 $30<br>Visa #3: $963 APR 22.9% $30 |
Member Payment Dependent Notes Series 1252598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252598 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252598. Member loan 1252598 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | SAMSUNG | Debt-to-income ratio: | 8.99% |
Length of employment: | 8 years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | SAMSUNG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/17/12 > Credit card refinance<br><br> Borrower added on 04/17/12 > Credit card refinance<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1252603
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252603 |
$16,750 |
$16,750 |
13.11% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252603. Member loan 1252603 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.96% |
Length of employment: | n/a | Location: | TUJUNGA, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off high interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About $22,000, between 19-29.99%, $795. With no end in site. With the loan we can see and end. |
Member Payment Dependent Notes Series 1252610
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252610 |
$6,075 |
$6,075 |
6.62% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252610. Member loan 1252610 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | safe-t-automotive services inc. | Debt-to-income ratio: | 25.68% |
Length of employment: | 10+ years | Location: | spokane valley, WA |
Home town: | |||
Current & past employers: | safe-t-automotive services inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | master card,bal. $3100,19% ,master card,bal.$2600,17%,discover, bal. $2800,dont know min payments i pay $150.00 each |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | dont know min. payments i alwats pay $150.00 each |
Member Payment Dependent Notes Series 1252614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252614 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 27, 2012 |
May 1, 2017 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252614. Member loan 1252614 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | SPAWARSYSCEN, PACIFIC | Debt-to-income ratio: | 8.48% |
Length of employment: | 10+ years | Location: | EL CAJON, CA |
Home town: | |||
Current & past employers: | SPAWARSYSCEN, PACIFIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,792.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am trying to answer this question, but I keep getting the following error: <br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br><br>I am not entering any of the above information. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am trying to answer this question, but I keep getting the following error: <br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br><br>I am not entering any of the above information. |
What is your intended use for the loan proceeds? | I am going to pay off my high interest credit cards. |
What is your intended use for the loan proceeds? | I am going to pay off my high interest credit cards. |
Please explain the reason why you carry a large revolving credit balance. | Emergency situations. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am trying to answer this question, but I keep getting the following error: <br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br><br>I am not entering any of the above information. |
Which debts do you plan to pay off with this loan? | High interest loans. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Complete pay out of high interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am trying to answer this question, but I keep getting the following error: <br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br><br>I am not entering any of the above information. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I tried to answer this question, but kept getting the following error:<br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I tried to answer this question, but kept getting the following error:<br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I tried to answer this question, but kept getting the following error:<br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am trying to answer this question, but I keep getting the following error: <br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br><br>I am not entering any of the above information. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am trying to answer this question, but I keep getting the following error: <br><br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live.<br><br>I am not entering any of the above information. |
Member Payment Dependent Notes Series 1252619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252619 |
$24,925 |
$24,925 |
17.99% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252619. Member loan 1252619 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | County of LA | Debt-to-income ratio: | 19.85% |
Length of employment: | 10+ years | Location: | HAWTHORNE, CA |
Home town: | |||
Current & past employers: | County of LA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Credit cards with the highest interst rate at 18%.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1100.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card only |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1100.00 |
Which debts do you plan to pay off with this loan? | credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card only |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1100.00 |
Please explain the reason why you carry a large revolving credit balance. | Paying my bills and expenses and helping father when he became sick with his expenses and medical cost. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card only |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card only |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1100.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage. |
Member Payment Dependent Notes Series 1252647
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252647 |
$7,500 |
$7,500 |
13.67% |
1.00% |
April 27, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252647. Member loan 1252647 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,667 / month |
Current employer: | Ally Insurance | Debt-to-income ratio: | 8.14% |
Length of employment: | 2 years | Location: | WESLACO, TX |
Home town: | |||
Current & past employers: | Ally Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $20,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $183k on my mortgage; approximately $25k in revolving debt ($400 per month) and $17k on a car ($425 per month). My interest rate on my home is 4.89 and my revolving debt probably averages 8%. My car loan is at 4.25%. |
If you have a delinquency in the last 2 years, please explain the reason. | My BOA mortgage shows a 30 day delinquency. That is wrong. I was set up on a bi-weekly payment with them and was actually ahead 30 days. I can furnish the bank statements proving that. There are no other delinquencies that I am aware of. |
Member Payment Dependent Notes Series 1252672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252672 |
$5,000 |
$5,000 |
7.90% |
1.00% |
May 1, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252672. Member loan 1252672 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Millennium Hotel | Debt-to-income ratio: | 8.82% |
Length of employment: | 2 years | Location: | Durham, NC |
Home town: | |||
Current & past employers: | Millennium Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $360.00, transportation $60.00, utilities around 60.00 average, phone $50.00, car insurance, $24.00, food $150.00 |
What portion of your wedding expenses does this loan represent? | Hi there!<br><br>I will cover the ring (around $1500), wedding expenses and If we have something left we would use it for mattress. |
How are you paying for other wedding expenses not covered by this loan? | I don't expect my wedding expenses to exceed the amount of this loan. |
What is your intended use for the loan proceeds? | I will cover wedding expenses like wedding ring, wedding reception. |
Member Payment Dependent Notes Series 1252767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252767 |
$17,000 |
$17,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252767. Member loan 1252767 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | AT&T Interactive | Debt-to-income ratio: | 4.44% |
Length of employment: | 2 years | Location: | BURBANK, CA |
Home town: | |||
Current & past employers: | AT&T Interactive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > This consolidation loan will be used to pay income tax bill, zero out my credit card balance, knock out the last of my student loans, and pay minor medical expenses. Thanks in advance.<br>
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $7,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My fixed expenses (although a couple are flexible) are<br>Rent: 500<br>Transportation: 200<br>Utilities/Phone/Mobile/Internet: 300<br>Insurance (Health, Life, Car): 750<br>Food (Groceries & Dining): 1000<br>Student Loans: 250<br>Credit Cards: (min. 100) I pay at least 400<br><br>Flexible expenses<br>Misc (Haircuts, Grooming, Clothes, loans to family and friends, etc): 200 - 800 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 1: $4500 at 9.24%<br>credit card 2: $950 at 0.00% until July 2012, then 19.99%<br>retail card 3: $2000 at 0.00% until July 2012, then 24.24%<br>student loan 1: $4200 at 6.8%<br>student loan 2: $3100 at 6.7%<br>taxes (fed and state): est. $4200 |
Member Payment Dependent Notes Series 1252773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252773 |
$23,500 |
$23,500 |
13.67% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252773. Member loan 1252773 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | LA Raza Community Resource Center | Debt-to-income ratio: | 16.88% |
Length of employment: | 10+ years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | LA Raza Community Resource Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA #1 : Balance: $5976 Monthly payment: $152 RATE: 20.99% (purchs), up to 29.99% (cash)<br>Master Card: Balance:$8797 Mo. payment: $216 RATE: 14.9 - 22.4%<br>VISA #2: Balance $7925 Mo. payment: $216 RATE: 19.9 - 24.9% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum $584<br>+ loan and payoff $1384 |
Member Payment Dependent Notes Series 1252782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252782 |
$15,500 |
$15,500 |
17.27% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252782. Member loan 1252782 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Deesign | Debt-to-income ratio: | 23.03% |
Length of employment: | 1 year | Location: | INGLEWOOD, CA |
Home town: | |||
Current & past employers: | Deesign | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Just want to get my finances together as one, as i find it a better way to pay monthly and get goals set in my financial life status. Thank you for taking the time to view my loan.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone: 80 insurance: 45 rent:200 gas: 60 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards : 8,000<br>Loan : 8,000 |
Member Payment Dependent Notes Series 1252807
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252807 |
$14,000 |
$14,000 |
13.11% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252807. Member loan 1252807 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,583 / month |
Current employer: | Cerner Corporation | Debt-to-income ratio: | 14.99% |
Length of employment: | 10+ years | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | Cerner Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $20,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Painting my house and replacing the deck. Which is going to run about $10,000. I went ahead and asked for $14,000 because the interest rate was the same. I plan to use the other $4000 to pay off a higher interest credit card and close it. |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not aware of any. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Principal & Interest Pmt: $1636.92<br>Escrow Payment: $566.24<br>Total Mortgage Payment $2203.16 |
Member Payment Dependent Notes Series 1252811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252811 |
$6,000 |
$6,000 |
12.12% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252811. Member loan 1252811 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Mortgage Investors Corporation | Debt-to-income ratio: | 12.92% |
Length of employment: | 2 years | Location: | WILLIAMSBURG, VA |
Home town: | |||
Current & past employers: | Mortgage Investors Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > This loan will refinance a credit card with a 24.99% interest rate. I am a good investment since my job requires that my credit is checked annually.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $11,515.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1252824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252824 |
$7,200 |
$7,200 |
13.11% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252824. Member loan 1252824 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,408 / month |
Current employer: | BP | Debt-to-income ratio: | 21.93% |
Length of employment: | 8 years | Location: | Crest Hill, IL |
Home town: | |||
Current & past employers: | BP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > To consolidate high interest credit card balances and allow for one monthly payment<br><br> Borrower added on 04/18/12 > Use of funds for payoff<br>Retail MP $71.00 I 23.99% B $2,384.66 <br>Master MP $100.00 I 19.99% B $2,845.10 <br>Retail MP $15.00 I 25.24% B $431.05 <br>Retail MP $25.00 I 23.99% B $338.26 <br>Master MP $22.00 I 13.90% B $718.17 <br>Master MP $25.00 I 13.90% B $685.55<br><br> Borrower added on 04/20/12 > All accounts are current with no delinquencies within the past five years. I am currently paying $254 in minimum monthly payments at an average (weighted) interest rate of 24%. Given the interest savings with this request, this debt will be eliminated in 3 years.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $13,549.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,140.72 <br>Water (bi-monthly) $90.00 <br>ComEd $50.00 <br>Cell Phone (Sprint) $60.94 <br>Sallie Mae (Student Loan) $136.77 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Retail MP $71.00 I 23.99% B $2,384.66 <br>Mastercard MP $100.00 I 19.99% B $2,845.10 <br>Retail MP $15.00 I 25.24% B $431.05 <br>Retail MP $25.00 I 23.99% B $338.26 <br>Mastercard MP $22.00 I 13.90% B $718.17 <br>Mastercard MP $25.00 I 13.90% B $685.55 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total Monthly payments $258<br><br>Retail MP $71.00 I 23.99% B $2,384.66 <br>Mastercard MP $100.00 I 19.99% B $2,845.10 <br>Retail MP $15.00 I 25.24% B $431.05 <br>Retail MP $25.00 I 23.99% B $338.26 <br>Mastercard MP $22.00 I 13.90% B $718.17 <br>Mastercard MP $25.00 I 13.90% B $685.55 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,140.72 <br>Water (bi-monthly) $90.00 <br>ComEd $50.00 <br>Cell Phone (Sprint) $60.94 <br>Sallie Mae (Student Loan) $136.77 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Retail MP $71.00 I 23.99% B $2,384.66 <br>Mastercard MP $100.00 I 19.99% B $2,845.10 <br>Retail MP $15.00 I 25.24% B $431.05 <br>Retail MP $25.00 I 23.99% B $338.26 <br>Mastercard MP $22.00 I 13.90% B $718.17 <br>Mastercard MP $25.00 I 13.90% B $685.55 |
Please explain the reason why you carry a large revolving credit balance. | This is not my current intent much of these balances result for college spending. This my start to eliminate these balances and make better financial decisions. |
Member Payment Dependent Notes Series 1252844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252844 |
$4,000 |
$4,000 |
9.76% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252844. Member loan 1252844 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,785 / month |
Current employer: | Illinois Lottery | Debt-to-income ratio: | 19.52% |
Length of employment: | 6 years | Location: | Athens, IL |
Home town: | |||
Current & past employers: | Illinois Lottery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $11,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my mortgage is $960 per month and I am escrowed, so that includes taxes, insurance, etc. I have three credit cards with payments of about $300 per month. Utilities run around $250 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $117,376.89, 4.75%, monthly payment $960<br>Chase credit card: $852.85 (minimum payment $27), not sure of interest rate<br>Chase credit card: $6,854.53 (minimum payment $233), not sure of interest rate<br>CEFCU credit card: $2,832.51 (minimum payment $82), not sure of interest rate<br>CEFCU (van loan): $11,030.78 (payment $354.88), not sure of interest rate |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last 2 years. |
Member Payment Dependent Notes Series 1252883
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252883 |
$10,000 |
$10,000 |
13.67% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252883. Member loan 1252883 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | The Vanguard Group | Debt-to-income ratio: | 11.87% |
Length of employment: | 10+ years | Location: | Glenside, PA |
Home town: | |||
Current & past employers: | The Vanguard Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I used Lending Club to drastically reduce credit card debt in the past (paid off January 2012). This loan will be used to pay for costs for an April 2013 wedding.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $36,458.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1,700<br>Transportation: no car payments, gas & tolls are approximately $300/month<br>Phone & internet: $68<br>Cable: $115<br>Water: $75<br>Electric: $250<br>Insurance: $334 <br>Food: $500 |
What portion of your wedding expenses does this loan represent? | 66%. I expect to cover the total expense with current year bonuses (June and December) and don't want to drain my liquid assets. |
If you have a delinquency in the last 2 years, please explain the reason. | I double-checked my credit report and there are no deliquencies |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1700<br>LOC: $100<br>Electric $250<br>Water $75<br>Cable: $115<br>Phone/Internet: $68<br>No car payments<br>Car insurance $334<br>Homeowners & Real Estate taxes $800 |
Please explain the reason why you carry a large revolving credit balance. | We are in alot better shape then we were 3 years. We had a business that failed in 2008. Our plan is to be debt free - other than mortgage - by the end of 2014! |
What portion of your wedding expenses does this loan represent? | 66%. I expect to cover the total expense with current year bonuses (June and December) and don't want to drain my liquid assets. |
How are you paying for other wedding expenses not covered by this loan? | Savings. The groom's parent are also picking up part of the tab. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1700<br>LOC: $100<br>Electric $250<br>Water $75<br>Cable: $115<br>Phone/Internet: $68<br>No car payments<br>Car insurance $334<br>Homeowners & Real Estate taxes $800 |
Member Payment Dependent Notes Series 1252896
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252896 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252896. Member loan 1252896 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Whole Foods Market | Debt-to-income ratio: | 10.46% |
Length of employment: | 1 year | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | Whole Foods Market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Consolidate credit cards to lower interest payments, is the main reason for this loan.<br><br> Borrower added on 04/19/12 > Cancel paid off credit cards to avoid future debt.<br><br> Borrower added on 04/21/12 > I am full time employed and my job is stable.<br><br> Borrower added on 04/21/12 > My monthly budget after all bills are paid is around $1000 - $1200<br><br> Borrower added on 04/21/12 > I am tired off paying high interest rates to banks to finance their overhead and their yearly over rated CEO bonuses.<br><br> Borrower added on 04/22/12 > I like to have only 1 low payment instead of multiple high interest rate payments, which forces me to use the credit cards again. to make it through the month. It's a devils game.<br><br> Borrower added on 04/23/12 > Thank you so much for your support. Girls 'n Guy's I will become an investor like you.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,956.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses for rent, phone, cell phone, tv, internet, utilities and food are $880.<br>I don't have a car, So no expenses there. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card balances are $5,765 total. <br>My current credit line on all my credit cards is $8,700<br>The numbers above include store credits like Best Buy and Kohls.<br>The interest rates vary between 18% and 22%. <br>My average monthly payments to these credit cards is about $600 - $700.<br>I don't have any other loans or mortgages. |
Member Payment Dependent Notes Series 1252945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252945 |
$9,000 |
$9,000 |
6.03% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252945. Member loan 1252945 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | Caterpillar Inc. | Debt-to-income ratio: | 8.88% |
Length of employment: | 10+ years | Location: | Peoria, IL |
Home town: | |||
Current & past employers: | Caterpillar Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Very stable, well-paying job of over 10 years - just looking for a lower-interest loan to pay off high-interest rate loan on a timeshare.<br><br> Borrower added on 04/24/12 > Excellent credit history with very high credit rating, never missing payments.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $64,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage + escrow $1200<br>Insurance $132.90<br>Utilities $180<br>Phone/internet $145<br>Auto loan $355.10<br>HELOC $500<br>Timeshare $260<br>Food $1000<br>Gas $300<br>Entertainment $200<br>Clothing $100<br>TOTAL $4,373 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage Balance: $104,285.09 at 4.875% with monthly payment of $1,200 ($700 principal + interest + $500 property escrow)<br>Credit card is paid in full each month at about $2,500/month (no balance)<br>No student loan<br>HELOC balance is $60,261.16 at 4.25% with monthly payment of $1000<br>Disney Vacation Club timeshare balance is $8,825 at 11.75% with monthly payment of $200 (I'm applying for this loan to pay off that high-interest loan)<br>Auto loan balance of $17,000 at 4.79% paying $355.10 / month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 71.25 home insurance<br>250 HELOC<br>1200 mortgage + property escrow<br>120 gas/electric<br>50 water<br>10 trash<br>150 cable + internet<br>TOTAL: $1851.25 / month for monthly expenses related to housing |
Please explain the reason why you carry a large revolving credit balance. | My home equity line of credit is quite large at the moment, but the intentions were noble...it consists of consolidations of a second, smaller mortgage when we bought our home 10 years ago, the loan we used to finish our basement many years ago to improve the value of our home, and, the main reason we took the line of credit, over $30K in adoption expenses accumulated for multiple failed adoption attempts over the last 3 years. |
Please explain the reason why you carry a large revolving credit balance. | My home equity line of credit is quite large at the moment, but the intentions were noble...it consists of consolidations of a second, smaller mortgage when we bought our home 10 years ago, the loan we used to finish our basement many years ago to improve the value of our home, and, the main reason we took the line of credit, over $30K in adoption expenses accumulated for multiple failed adoption attempts over the last 3 years. |
What is your intended use for the loan proceeds? | I intend to use this loan to pay off a higher interest loan given for a timeshare in the Disney Vacation Club. My interest rate with this loan will be much lower, and I can pay it off more aggressively. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Using loan for only one purpose ... only borrowing what I need to pay off a higher interest loan. |
If you have a delinquency in the last 2 years, please explain the reason. | None, excellent credit |
Please explain the reason why you carry a large revolving credit balance. | My home equity line of credit is quite large at the moment, but the intentions were noble...it consists of consolidations of a second, smaller mortgage when we bought our home 10 years ago, the loan we used to finish our basement many years ago to improve the value of our home, and, the main reason we took the line of credit, over $30K in adoption expenses accumulated for multiple failed adoption attempts over the last 3 years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 71.25 home insurance<br>250 HELOC<br>1200 mortgage + property escrow<br>120 gas/electric<br>50 water<br>10 trash<br>150 cable + internet<br>TOTAL: $1851.25 / month for monthly expenses related to housing |
Please explain the reason why you carry a large revolving credit balance. | My home equity line of credit is quite large at the moment, but the intentions were noble...it consists of consolidations of a second, smaller mortgage when we bought our home 10 years ago, the loan we used to finish our basement many years ago to improve the value of our home, and, the main reason we took the line of credit, over $30K in adoption expenses accumulated for multiple failed adoption attempts over the last 3 years. |
Member Payment Dependent Notes Series 1252952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252952 |
$25,000 |
$25,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252952. Member loan 1252952 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Alsco | Debt-to-income ratio: | 8.01% |
Length of employment: | 10+ years | Location: | Lake Elsinore, CA |
Home town: | |||
Current & past employers: | Alsco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Pay all credit cards reducing monthly payments<br><br> Borrower added on 04/27/12 > Additional information, A portion of this loan will also be used for home improvement. If any other information is needed please ask. Thank you<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage -$1967.40 Ins and Taxes included/ HOA $ 157.00 / utilities $275.00 - no other housing expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Appox. - $20.000.00 |
Member Payment Dependent Notes Series 1252962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252962 |
$3,300 |
$3,300 |
16.29% |
1.00% |
April 26, 2012 |
May 1, 2015 |
May 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252962. Member loan 1252962 was requested on April 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | United States Secret Service | Debt-to-income ratio: | 3.27% |
Length of employment: | 6 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | United States Secret Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $10,300.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - 1085.00<br>Insurance - 15.00<br>Utilities - 75.00 |
What is your intended use for the loan proceeds? | Help pay off my father's medical expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses $2600 |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency. |
Member Payment Dependent Notes Series 1252978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1252978 |
$18,000 |
$18,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1252978. Member loan 1252978 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,792 / month |
Current employer: | kitsap mental health services | Debt-to-income ratio: | 17.25% |
Length of employment: | 2 years | Location: | SUQUAMISH, WA |
Home town: | |||
Current & past employers: | kitsap mental health services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $11,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, 400.00; transportation, 345.00; utilities, 50.00; phone, 60.00; food, 300.00; insurance, 92.00; student loans, 49.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa, 2500.00, 86.00/mo, 22.9%;<br>visa, 5133.00, 136.00/mo, 17.9%;<br>visa, 5200.00, 154.00/mo, 20.99%;<br>visa, 1200.00, 40.00/mo, 29.99%<br>TOTAL: 14233.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total min. monthly payments are around 416.00, although I usually pay over to around 600.00. With this loan I will zero credit card balances and will be able to focus solely on paying this debt to the Lending Club. If fully funded, I believe the monthly payment will be about 410.00. |
Member Payment Dependent Notes Series 1253028
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253028 |
$11,250 |
$11,250 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253028. Member loan 1253028 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | Roanoke Wreck Repair Inc. | Debt-to-income ratio: | 25.90% |
Length of employment: | 6 years | Location: | Roanoke, VA |
Home town: | |||
Current & past employers: | Roanoke Wreck Repair Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Paying off other loans to have one payment a month<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $741.97 no home equity no line of credit utilities are $290.00 taxes are escrow in mortgage |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt $11,200.00 will pay off credit cards. Paying $550.00 a month. No student loans. Mortgage is $741.97. No line of credit. Just want to put these together to make one payment a month. |
Member Payment Dependent Notes Series 1253099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253099 |
$10,000 |
$10,000 |
9.76% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253099. Member loan 1253099 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Dept of Defense | Debt-to-income ratio: | 14.08% |
Length of employment: | 3 years | Location: | Slidell, LA |
Home town: | |||
Current & past employers: | Dept of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Debt Consolidation and Home Improvement loan<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $10,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | None that I am aware of, or that should exist. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | USAA Mastercard $7838.81 at 8.9% + 5.65% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly payments and utilities come in at $1620 |
Member Payment Dependent Notes Series 1253106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253106 |
$10,100 |
$10,100 |
15.31% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253106. Member loan 1253106 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | RBC | Debt-to-income ratio: | 6.87% |
Length of employment: | 10+ years | Location: | SULTAN, WA |
Home town: | |||
Current & past employers: | RBC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,851.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is 330.00 per month, I own my car so I do not have a car payment. I pay roughly 550.00 per month for gas, phone bill, and utilities. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only type of debt that I currently have is credit card debt. The balance on these cards equals 19,847.00. The interest rates vary but most of them are over 20%. The payment I make per month on these cards equals 1542.65. Thanks! |
Which debts do you plan to pay off with this loan? | I plan to pay off credit card debts with this loan. Thanks! |
Member Payment Dependent Notes Series 1253131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253131 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253131. Member loan 1253131 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Wells Fargo Bank | Debt-to-income ratio: | 16.32% |
Length of employment: | 1 year | Location: | KATY, TX |
Home town: | |||
Current & past employers: | Wells Fargo Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > The reason I need this loan is because I had an unexpected medical expense for surgery. I want to be debt free within 3 years and only want one payment. With this loan I will payoff citi bank, discover and all the medical bills. I am very responsible with payments never been late with any bills.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $472.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $681.00 and that covers insurance, taxes and mortgage insurance premium. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay a citi cards about 128.00 per month. I have medical bills that need to be paid imediately they total almost 1800.00. I also pay discover 60.00 per month. Car payment of about 387.99. I thought it would be a good Idea to consolidate into one loan and have just one payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone $50, food $150, utilities $200 |
Member Payment Dependent Notes Series 1253142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253142 |
$21,000 |
$21,000 |
13.99% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253142. Member loan 1253142 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Lodi Memorial Hospital | Debt-to-income ratio: | 14.11% |
Length of employment: | 10+ years | Location: | STOCKTON, CA |
Home town: | |||
Current & past employers: | Lodi Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Better Life by being responsible with financial obligations.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,960.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total is about $2000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total is about $5000. Wants to pay high interest credit cards once loan is approve. |
Please explain the reason why you carry a large revolving credit balance. | Had too much expenses in the past but wants to pay all credit cards as possible. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $5000 |
Which debts do you plan to pay off with this loan? | I want to pay all credit cards |
Which debts do you plan to pay off with this loan? | I want to pay all credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My first goal is to pay off high paying interest credit cards. Pay off some personal expenses and save some for other future expenses or needs. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My first goal is to pay off high paying interest credit cards. Pay off some personal expenses and save some for other future expenses or needs. |
Member Payment Dependent Notes Series 1253562
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253562 |
$13,800 |
$13,800 |
7.62% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253562. Member loan 1253562 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | Hudson Data LLC | Debt-to-income ratio: | 0.25% |
Length of employment: | 5 years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | Hudson Data LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
If you have a delinquency in the last 2 years, please explain the reason. | N/A |
Please explain the reason why you carry a large revolving credit balance. | Home Improvement!!1 |
Please provide additional details regarding the purpose of the loan. | Home Improvements!!! |
Member Payment Dependent Notes Series 1253570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253570 |
$10,000 |
$10,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253570. Member loan 1253570 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,417 / month |
Current employer: | state of GA | Debt-to-income ratio: | 24.70% |
Length of employment: | 10+ years | Location: | McDonough, GA |
Home town: | |||
Current & past employers: | state of GA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $71,170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately 2575.00 |
What portion of your wedding expenses does this loan represent? | 55% |
How are you paying for other wedding expenses not covered by this loan? | income and savings |
Member Payment Dependent Notes Series 1253602
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253602 |
$6,000 |
$6,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253602. Member loan 1253602 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,716 / month |
Current employer: | Solano Diversified Services INC. | Debt-to-income ratio: | 28.15% |
Length of employment: | 5 years | Location: | FAIRFIELD, CA |
Home town: | |||
Current & past employers: | Solano Diversified Services INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan is to help pay of my family members recording studio debt.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,461.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses for rent is $150 |
What is your intended use for the loan proceeds? | My intended plans for this loan is to help my family member pay off his recording studio debt. |
Member Payment Dependent Notes Series 1253608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253608 |
$8,500 |
$8,500 |
6.62% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253608. Member loan 1253608 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | American Express | Debt-to-income ratio: | 9.17% |
Length of employment: | 2 years | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | American Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $96.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | A ring. |
Member Payment Dependent Notes Series 1253636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253636 |
$5,000 |
$5,000 |
13.99% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253636. Member loan 1253636 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Chico's | Debt-to-income ratio: | 21.60% |
Length of employment: | < 1 year | Location: | WESTMINSTER, CO |
Home town: | |||
Current & past employers: | Chico's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $19,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1253694
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253694 |
$15,000 |
$15,000 |
18.55% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253694. Member loan 1253694 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,375 / month |
Current employer: | West Suburban Senior Service | Debt-to-income ratio: | 18.58% |
Length of employment: | 3 years | Location: | Chicago , IL |
Home town: | |||
Current & past employers: | West Suburban Senior Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > The plan for the loan is to pay off all our credit cards.<br><br> Borrower added on 04/23/12 > After payoff my credit card debt with this loan I will be saving $350 a month in credit card payments.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $2,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expense for our home PITI is $1100 and we pay about 1200 in utilities, student loans, and car related payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly expense for our home PITI is $1100 and we pay about 1200 in utilities, student loans, and car related payments. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the past 2 years |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expense for our home PITI is $1100 and we pay about 1200 in utilities, student loans, and car related payments. |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly expense for our home PITI is $1100 and we pay about 1200 in utilities, student loans, and car related payments. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly expense for our home PITI is $1100 and we pay about 1200 in utilities, student loans, and car related payments. |
What is your intended use for the loan proceeds? | To pay off high interest credit card debt. Every penny from the loan will be used for credit card debt. |
Member Payment Dependent Notes Series 1253703
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253703 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 27, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253703. Member loan 1253703 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Lubbock ISD | Debt-to-income ratio: | 23.74% |
Length of employment: | 3 years | Location: | LUBBOCK, TX |
Home town: | |||
Current & past employers: | Lubbock ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Going to purchase a recreational water vehicle for our family to use<br><br> Borrower added on 04/23/12 > also will use loan to pay of credit card debt<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $13,540.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Due to financial hardship in summer of 2011, a lot of expenses were put onto credit cards. I continue to make on time payments for all debts owed |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 625. Phone is 120. Insurance is 179 for car home and personal property. Usually food is 150 a month. All are exact other than food |
What are you buying? | A power water vehicle. A jet ski |
If you have a delinquency in the last 2 years, please explain the reason. | In all honesty we forgot to setup a payment for a department credit card. An over sight that has happened twice in 6 years |
Member Payment Dependent Notes Series 1253708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253708 |
$8,000 |
$8,000 |
10.74% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253708. Member loan 1253708 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Catholic Charities | Debt-to-income ratio: | 21.98% |
Length of employment: | 9 years | Location: | Saratoga Springs, NY |
Home town: | |||
Current & past employers: | Catholic Charities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $9,523.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | 41 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $550/monthly...$276 car payment..$65 utilities..$75 for cable,phone, & internet...$110 monthly covers car & renters ins..& lastly maybe $100/monthly on groceries |
If you have a public record on file, please briefly explain the event and its resolution. | I do in fact have a public record on file. This is the result of an account/credit line that a former significant other opened jointly and unbeknownst to me. He ultimately defaulted on the account and once in collections I was contacted (Nov. '08) and made aware of this outstanding balance ($1272). On 7/1/2009 I satisfied payment in full in order to alleviate any further damage to my credit and good name. |
Member Payment Dependent Notes Series 1253717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253717 |
$5,000 |
$5,000 |
10.74% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253717. Member loan 1253717 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Westshore Medical Billing, Inc | Debt-to-income ratio: | 13.88% |
Length of employment: | 10+ years | Location: | Elverta, CA |
Home town: | |||
Current & past employers: | Westshore Medical Billing, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently, my total expenses are roughly $2200.00 per month (this includes my rent, car payment and insurance, gas, utilities, food, student loan payments, credit card payments, etc.) I will be renting out an additional room in my house next month which will then lower my monthly expenses to $1650.00 per month. If I am funded for this motorcycle loan, I hope to also decrease what I spend on gas by approximately $100.00 per month. |
What are you buying? | I'm wanting to buy a used motorcycle with the loan. Preferably a Kawasaki Ninja or Yamaha street bike. |
Member Payment Dependent Notes Series 1253725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253725 |
$10,000 |
$10,000 |
17.27% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253725. Member loan 1253725 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | contra costa county | Debt-to-income ratio: | 23.15% |
Length of employment: | 6 years | Location: | martinez, CA |
Home town: | |||
Current & past employers: | contra costa county | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > credit card payoff<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $10,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | the total balance of my cards are 8,350, interest rates 24% and current montly payments $350 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard - 4,500, 24%, $125.00<br>visa- 2,850, 24%, $121.00<br>discover- 1000, 19% , $95.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mort: 1833.00<br>utilities: 350.00<br>phone: 190.00<br>insurance: 81.50<br>food: 450.00 |
Please explain the reason why you carry a large revolving credit balance. | Seem like every six to eight months of paying my bills on time i would get a line of credit increase. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard - 4,500, 24%, $125.00<br>visa- 2,850, 24%, $121.00<br>discover- 1000, 19% , $95.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | the total balance of my cards are 8,350, interest rates 24% and current montly payments $350 |
Member Payment Dependent Notes Series 1253777
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253777 |
$8,575 |
$8,575 |
6.62% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253777. Member loan 1253777 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | walmart | Debt-to-income ratio: | 24.60% |
Length of employment: | 5 years | Location: | laughlin, NV |
Home town: | |||
Current & past employers: | walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > pay off 3 credit cards with high intrest<br><br> Borrower added on 04/18/12 > pay off 3 credit cards with high intrest<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,677.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 200. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | monthly payments 375.00 credit cards debt balance1200.00 |
Member Payment Dependent Notes Series 1253792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253792 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253792. Member loan 1253792 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Otis School of Art & Design | Debt-to-income ratio: | 11.52% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Otis School of Art & Design | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Consolidate the following loans:<br>Payoff Credit Card<br>Payoff first loan with lending club<br>Payoff loan from Prosper<br>Roll up another loan into this consolidation<br><br>for a total of the requested loan amount<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $2,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the last 2 years. |
Member Payment Dependent Notes Series 1253793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253793 |
$23,675 |
$23,675 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253793. Member loan 1253793 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | LaSalle High School | Debt-to-income ratio: | 1.50% |
Length of employment: | 10+ years | Location: | Cincinnati, OH |
Home town: | |||
Current & past employers: | LaSalle High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We will be improving our home and our home based business.<br><br>Thank you very much. |
What is your intended use for the loan proceeds? | We will be improving our home and our home based business.<br><br>Thank you very much. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our current expenses are well managed, we look to make improvements to our home to further enhance client meetings at our home based business. <br><br>We appreciate your support very much. |
What is your intended use for the loan proceeds? | We will be improving our home and our home based business.<br><br>Thank you very much. |
What is your intended use for the loan proceeds? | We will be improving our home and our home based business.<br><br>Thank you very much. |
Please provide additional details regarding the purpose of the loan. | We will be improving our home and our home based business.<br><br>Thank you very much. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses are completely manageable, we are planning to upgrade our home office to benefit our clients as we expand our home based business.<br><br>Thanks very much for your support! |
What is your intended use for the loan proceeds? | We will be improving our home and our home based business.<br><br>Thank you very much. |
What is your intended use for the loan proceeds? | We will be improving our home and our home based business.<br><br>Thank you very much. |
What is your intended use for the loan proceeds? | We will be improving our home and our home based business.<br><br>Thank you very much. |
Member Payment Dependent Notes Series 1253794
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253794 |
$18,000 |
$18,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253794. Member loan 1253794 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | EMD Serono, Inc. | Debt-to-income ratio: | 8.78% |
Length of employment: | 6 years | Location: | Coral Gables, FL |
Home town: | |||
Current & past employers: | EMD Serono, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I apologize, I had answered your questions days ago and it didn't post for some reason. <br><br>1) rent: $2300<br>2) transportation: $0, company paid car, gas, maintenance <br>3) utilities: $120 electric bill, AT&T uverse: $70.00<br>4) phone: $0 company pays for phone line/fax and cell phone<br>5) insurance: Medical for myself and daughter; $180<br>6) food: $350 per month<br><br>Thank you and if you have any further questions, please do not hesitate to ask :) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have any student loans, mortgages or lines or credit.<br><br>Credit card debt totals $32,000 including the 18K I need funded. APR for Bank of America is 13.24% for purchases, balance transfers and 19.99% for cash advances. Citibank Visa is 14.99% for standard purchase and 29.99% for cash advances. |
Member Payment Dependent Notes Series 1253802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253802 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253802. Member loan 1253802 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,075 / month |
Current employer: | Lake of the Woods County | Debt-to-income ratio: | 14.94% |
Length of employment: | 10+ years | Location: | Baudette, , MN |
Home town: | |||
Current & past employers: | Lake of the Woods County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I would like to combine and payoff 5 bills. Having one payment instead of 5 would save me money monthly and secure that I was free of those debts in 3 years. I am in county government and have high confience in my job security.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have 5 monthly bills including 2 large credit cards that I want to consolidate into one monthly payment of about $140.00 less a month than paying on them all seperately. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is $917, water,sewer,garbage& elec is about $118, cable & internet $98, $140.00 natural gas. These are all higher winter costs. My insurance is part of my benefit package at work and I live less than a mile from work so my transportation cost is less than $75.00 a month. My grocery expenses possibly run around $150.00 but I do can, freeze, buy in bulk. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage of $917 (including tax and insurance) W,S,Elec, Garbage of $118, Natural gas of $140, cable & internet of $98. Car insurance of $34, transportation of $75, grocery of $150 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total of $24,500. Rates between 14.99% & 29.99%, My highest balance card actually has $5000 of the balance with a 0% deferred rate until Feb/2013. My payment to pay off these in 36 months would be $823. My minimum payments are about $540 but I would not be paid off for 20 years just making the minimum. With a loan from Lending Club my payments would be about $140 less and I would be able to pay off my deffered balance on my card by the due date. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage of $917 (including tax and insurance) W,S,Elec, Garbage of $118, Natural gas of $140, cable & internet of $98. Car insurance of $34, transportation of $75, grocery of $150 |
Please explain the reason why you carry a large revolving credit balance. | A death in the family a new roof on the house and some cost incurred in getting licensed for my current position all got me behind. In hindsight I should have done a few things differently & I would'nt be needing to borrow to combine and catch up! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is $917, water,sewer,garbage& elec is about $118, cable & internet $98, $140.00 natural gas. These are all higher winter costs. My insurance is part of my benefit package at work and I live less than a mile from work so my transportation cost is less than $75.00 a month. My grocery expenses possibly run around $150.00 but I do can, freeze, buy in bulk. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
What is your intended use for the loan proceeds? | I have 5 monthly bills including 2 large credit cards that I want to consolidate into one monthly payment of about $140.00 less a month than paying on them all seperately. |
Please explain the reason why you carry a large revolving credit balance. | A death in the family a new roof on the house and some cost incurred in getting licensed for my current position all got me behind. In hindsight I should have done a few things differently & I would'nt be needing to borrow to combine and catch up! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum is $539 but to pay them off in 3 years I would need to pay $823 a month, which is $140 more than my loan payment would be. The total payoff would be $24,500 but $5000 of tha has a deferred interest rate of 0% until Feb, 2013. & I want to be able to concentrate on paying that off too. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total of $24,500. Rates between 14.99% & 29.99%, My highest balance card actually has $5000 of the balance with a 0% deferred rate until Feb/2013. My payment to pay off these in 36 months would be $823. My minimum payments are about $540 but I would not be paid off for 20 years just making the minimum. With a loan from Lending Club my payments would be about $140 less and I would be able to pay off my deffered balance on my card by the due date. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have 5 bills to pay off and they total $24,500, but $5000 of that debt is at a 0% deferred interest until Feb,2013. I will be paying $7500 to Visa, $4000 to Bill Me Later, $2000 to Menards and the balance to MasterCard.The monthly payments if my loan is funded will be $140 less than I am paying now to get all 5 paid off in 36 months. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum is $539 but to pay them off in 3 years I would need to pay $823 a month, which is $140 more than my loan payment would be. The total payoff would be $24,500 but $5000 of tha has a deferred interest rate of 0% until Feb, 2013. & I want to be able to concentrate on paying that off too. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total of $24,500. Rates between 14.99% & 29.99%, My highest balance card actually has $5000 of the balance with a 0% deferred rate until Feb/2013. My payment to pay off these in 36 months would be $823. My minimum payments are about $540 but I would not be paid off for 20 years just making the minimum. With a loan from Lending Club my payments would be about $140 less and I would be able to pay off my deffered balance on my card by the due date. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is $917, water,sewer,garbage& elec is about $118, cable & internet $98, $140.00 natural gas. These are all higher winter costs. My insurance is part of my benefit package at work and I live less than a mile from work so my transportation cost is less than $75.00 a month. My grocery expenses possibly run around $150.00 but I do can, freeze, buy in bulk. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | For sure my Visa with a 7500 balance,rate of 29.99,payment of 163. My Bill me Later balance of 4000,rate of 19.99 and payment of 125, my menards balance of 2000,rate of 24.99, payment of 76, and as much as possible on my master card balance of 11000 with and interest rate of 14.99, p[payment of 183 (5000 of this balance has 0%rate until Feb/2013). To pay these off in 36 months my monthly payment would be $823. so I would be about $140 ahead with a loan from Lending Club |
Member Payment Dependent Notes Series 1253805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253805 |
$24,000 |
$24,000 |
18.55% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253805. Member loan 1253805 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Frito Lay | Debt-to-income ratio: | 20.96% |
Length of employment: | 10+ years | Location: | Litchfield Park, AZ |
Home town: | |||
Current & past employers: | Frito Lay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > consolidated bills and paid off auto loan<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 800,utilites 65-200 winter summer,phone 40,insurance home/auto 120, food gas etc 250/350 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have a few c.cards with 2000-4500 bal. on them interest rates vary from 7 to 30% payments of 75-150mo.<br>no loans other than auto and that has 3000 left |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | purpose to create one bill rather than pay multiple. paying off all c.cards and vehicle. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have a few c.cards with 2000-4500 bal. on them interest rates vary from 7 to 30% payments of 75-150mo.<br>no loans other than auto and that has 3000 left |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have a few c.cards with 2000-4500 bal. on them interest rates vary from 7 to 30% payments of 75-150mo.<br>no loans other than auto and that has 3000 left |
Which debts do you plan to pay off with this loan? | Auto Loan and couple c.cards for one bill |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have a few c.cards with 2000-4500 bal. on them interest rates vary from 7 to 30% payments of 75-150mo.<br>no loans other than auto and that has 3000 left |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have a few c.cards with 2000-4500 bal. on them interest rates vary from 7 to 30% payments of 75-150mo.<br>no loans other than auto and that has 3000 left |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | renting home for 800 mo.insurance 125 |
Which debts do you plan to pay off with this loan? | Auto Loan and couple c.cards for one bill |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have a few c.cards with 2000-4500 bal. on them interest rates vary from 7 to 30% payments of 75-150mo.<br>no loans other than auto and that has 3000 left |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | purpose to create one bill rather than pay multiple. paying off all c.cards and vehicle. |
Member Payment Dependent Notes Series 1253828
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253828 |
$13,150 |
$13,150 |
9.76% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253828. Member loan 1253828 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Diablo Valley Eye Medical Center | Debt-to-income ratio: | 11.05% |
Length of employment: | 10+ years | Location: | DANVILLE, CA |
Home town: | |||
Current & past employers: | Diablo Valley Eye Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my half of rent is 925.00, ins is about $300.00 per month, utilities is $350.00 food is a few hundred |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Target $1000.00<br>Bank of America $2500.00<br>Capital One $750.00<br>Wells Fargo $7000.00<br>Shell $300.00<br>Sears $1400.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | my monthly payment for my credit cards is about $500 and if I get this loan, there will nothing but for this loan |
Member Payment Dependent Notes Series 1253866
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253866 |
$16,000 |
$16,000 |
9.76% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253866. Member loan 1253866 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | The Ritz Carlton | Debt-to-income ratio: | 21.58% |
Length of employment: | 2 years | Location: | madison, GA |
Home town: | |||
Current & past employers: | The Ritz Carlton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I am looking to consolidate my current lending club loan with my discover card, in order to lower interest rates and monthly payments. I have had 3 loans with The Lending Club and sucessfully paid them all off early and in full, with no late payments.<br><br> Borrower added on 04/19/12 > I have been paying my current lending club monthly for over a year now.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe $10,090 to lending club 10% interest ($498 a month), $3200 to discover card at 17% interest ($120 a month), mortgage is $826, car payment of $386. The rest is just regular utilities, no other debt. |
Member Payment Dependent Notes Series 1253880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253880 |
$17,500 |
$17,500 |
17.27% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253880. Member loan 1253880 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.93% |
Length of employment: | n/a | Location: | Tulsa, OK |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 465<br>Ins. 300<br>Util/Pho 300<br>Food 335<br><br>Total 1400<br><br>No car payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $5000 20+% $160<br>Mastercaed $8300 20+% $220<br>Mastercard $1950 20+% $60<br>Visa $1950 20+% $60 |
Member Payment Dependent Notes Series 1253896
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253896 |
$12,000 |
$12,000 |
18.25% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253896. Member loan 1253896 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Dept. of Corrections | Debt-to-income ratio: | 16.26% |
Length of employment: | 9 years | Location: | Hancock, MD |
Home town: | |||
Current & past employers: | Dept. of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $15,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1253899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253899 |
$15,550 |
$15,550 |
17.27% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253899. Member loan 1253899 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | American Express Travel | Debt-to-income ratio: | 17.08% |
Length of employment: | 5 years | Location: | Heartland, TX |
Home town: | |||
Current & past employers: | American Express Travel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $17,804.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | consolidating credit card debt. the credit card interest rate is 29.99 percent |
Member Payment Dependent Notes Series 1253923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253923 |
$14,025 |
$14,025 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253923. Member loan 1253923 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Tru Spa | Debt-to-income ratio: | 11.87% |
Length of employment: | 1 year | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Tru Spa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 1400 per month for my living expenses (I do not own a car so I have none of those expenses). Then I pay an additional 800 per month on credit card bills. These credit card bills will be paid off in their entirety if I receive full funding. |
Please explain the reason why you carry a large revolving credit balance. | Over the last several years I have worked for two places that have closed down. It was very rough financially and I was forced to put a lot of things on my credit cards. Things have stabilized and I have been working towards paying down my card balances. It would be very helpful to consolidate and get a lower interest rate. |
Member Payment Dependent Notes Series 1253947
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253947 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 25, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253947. Member loan 1253947 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.77% |
Length of employment: | n/a | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $15,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | primary residence |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I pay $1,500 and my daughter lives in my house with her family. She gives me $700 each month. I do not pay utlities, cable and phone. I only pay for my 2 credit cards, food and gas for my car. I do not live there, I live with my boy friend at Kay Jay Street, Riverside, CA The house I own is 3947 Mescale Rd. Riverside, CA 92503. Again, I do not live at Mescale Rd. house. |
Member Payment Dependent Notes Series 1253952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253952 |
$9,000 |
$9,000 |
13.11% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253952. Member loan 1253952 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,265 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.89% |
Length of employment: | n/a | Location: | KENNETT, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,035.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly budget for above items is $1,350. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | A) Mastercard acct. with approximate bal. of $5,100 at 26.24%. The minimum paymt is $220. <br>B) Mastercard acct. with approximate bal. of $3,000 at 18.9%. The minimum paymt is $80.<br>C) Mastercard acct. with approximate bal. of $650 at 19.8%, The minimum payment is $20. |
Please explain the reason why you carry a large revolving credit balance. | A family member experienced a medical emergency and was under insured. I assisted the family member in obtaining the required treatment and in doing so, ran up some credit card balances which I am now paying off. |
Member Payment Dependent Notes Series 1253956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253956 |
$18,000 |
$18,000 |
14.65% |
1.00% |
May 1, 2012 |
May 2, 2017 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253956. Member loan 1253956 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | City of Oceanside | Debt-to-income ratio: | 8.94% |
Length of employment: | 4 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | City of Oceanside | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan will be to consolidate 2 credit cards and a personal loan. It will save me approximately $600 a month. I will take $100 a month and pay down my student loan faster.<br><br> Borrower added on 04/20/12 > I will also close one of the two credit cards.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $8,987.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are $1,812. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $12,500 balance on 3 cards. APR of 15% Monthly payments of $800. One card account is closed. <br>Student Loan: $18,000 balance. APR of 10.5% and monthly payment of $276.00<br>Personal Loan: $6,200 balance. Fixed APR of 9.6% Payment of $224.00 |
Which debts do you plan to pay off with this loan? | 2 credit cards and the personal loan. That will consolidate all debt into one loan and lower my payments by over $600 a month. |
Member Payment Dependent Notes Series 1253991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1253991 |
$6,375 |
$6,375 |
10.74% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1253991. Member loan 1253991 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,783 / month |
Current employer: | Ohio Technical College | Debt-to-income ratio: | 17.16% |
Length of employment: | 4 years | Location: | Garfield hts, OH |
Home town: | |||
Current & past employers: | Ohio Technical College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Individual with a solid career taking the needed steps to fix past financial errors. I am seeking to consolidate all of my bad debt. I hope to paying one bill instead of the six I am juggling currently. With gratitude I will pay the investor(s) back in full. My loan is a reliable investment.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $4,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: $4500 with an average interest rate of 23% - monthly payments $200<br>Bank Loan: $2000 with a 17% interest rate - monthly payment $150<br>Student Loan: $24,000 with a 4% interest rate - currently in school, not in repayment. |
If you have a delinquency in the last 2 years, please explain the reason. | I had 1 credit card that was considered 30 days late because I paid $5 less than the required payment. When I saw the delinquency on my credit report I paid off the account and will no longer use that line of credit. |
Member Payment Dependent Notes Series 1254037
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254037 |
$10,000 |
$10,000 |
6.03% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254037. Member loan 1254037 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Dechert LLP | Debt-to-income ratio: | 18.27% |
Length of employment: | 3 years | Location: | Terryville, CT |
Home town: | |||
Current & past employers: | Dechert LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I have two Visa cards with very high interest rates. I would like to pay them both off and save a considerable amount of money in interest charges.<br><br> Borrower added on 04/24/12 > I have worked for the same boss for 17 years and I always pay my bills on time, never a late payment.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $500; utilities: $60; phone: $10; car insurance: $150; food: approx. $150. |
Member Payment Dependent Notes Series 1254072
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254072 |
$10,000 |
$10,000 |
15.81% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254072. Member loan 1254072 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | PMSA | Debt-to-income ratio: | 7.94% |
Length of employment: | 3 years | Location: | Mesquite, TX |
Home town: | |||
Current & past employers: | PMSA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 500 a month my other expenses are around 350 a month. I work out of my house so I do not spend a lot on gas. I also coach girls volleyball where I was injured and I need shoulder surgery. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 500 a month my other expenses are around 350 a month. I work out of my house so I do not spend a lot on gas. I also coach girls volleyball where I was injured and I need shoulder surgery. |
What are the estimated expenses? | Surgey is 7 thousand and therapy is estimated at 4 thousand for 6 months. |
What is your intended use for the loan proceeds? | I will be having shoulder surgery and therapy. I am a salary employee with both jobs so my income will not be effected. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 500 a month my other expenses are around 350 a month. I work out of my house so I do not spend a lot on gas. I also coach girls volleyball where I was injured and I need shoulder surgery. |
Member Payment Dependent Notes Series 1254084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254084 |
$16,000 |
$16,000 |
13.99% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254084. Member loan 1254084 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | San Diego Unified School District | Debt-to-income ratio: | 20.13% |
Length of employment: | 10+ years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | San Diego Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I plan to use this loan to pay off as many of my accounts as I can. I want to consolidate as much as possible. I will have no problem paying off the loan in 3 years. I have 30 years at my job,pay my bills every month and I am current on all of my accounts.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,090.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | 2 personal loans and as many small balance accounts as I can. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all high interest accounts. |
Member Payment Dependent Notes Series 1254091
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254091 |
$5,500 |
$5,500 |
13.11% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254091. Member loan 1254091 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $975 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.95% |
Length of employment: | n/a | Location: | BAKERSFIELD, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > pay off bills<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $6,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 307.50 gas for car 40.00 phone 48.00 insurance 68.00 food 125.00 credit cards min 100.00 |
What is your intended use for the loan proceeds? | to pay of credits cards |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Please explain the reason why you carry a large revolving credit balance. | recently moved and had expences. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 307.50 gas for car 40.00 phone 48.00 insurance 68.00 food 125.00 credit cards min 100.00 |
Member Payment Dependent Notes Series 1254093
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254093 |
$3,000 |
$3,000 |
6.62% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254093. Member loan 1254093 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,750 / month |
Current employer: | HSBC Private Bank | Debt-to-income ratio: | 7.28% |
Length of employment: | 1 year | Location: | Miami, FL |
Home town: | |||
Current & past employers: | HSBC Private Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I will be a good borrower for this loan because I will repay the loan as soon as I get my relocation bonus disbursed. I have never been late on a credit payment and will be making more money with this new job. New job is a fulltime job from a previous fulltime job here in Miami in the same industry.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $28,243.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I already answered this a few times to same investor. Did you not recieve it or is a system bug? |
Will some or all of your moving expenses be reimbursed, if so how much? | Apart of my compensation and offer they gave me a $10,000 relocation bonus which I come to find out I won't get re-imbursed until the June 30th paycheck. |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquencies |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Apart of my compensation and offer they gave me a $10,000 relocation bonus which I come to find out I won't get re-imbursed until the June 30th paycheck. I am able to cover moving of my furniture and car I am paying out of my pocket. I want to use this for my new apartment expenses such as Security, first and last months rent. |
Please explain the reason why you carry a large revolving credit balance. | It's something I have to pay off. I guess would be the reason why someone would have a mortgage which is much more then what I owe in a revolving credit line. I own two properties with no mortage on them. |
Member Payment Dependent Notes Series 1254153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254153 |
$7,000 |
$7,000 |
9.76% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254153. Member loan 1254153 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 16.80% |
Length of employment: | 3 years | Location: | Scottsdale, AZ |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Relocating to Dallas<br><br> Borrower added on 04/20/12 > I am relocating to Dallas to take care of my mother since my father and sister have both passed away. I am blessed with an employer who will allow a transfer but I must endure the cost.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $62,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | None of my moving expenses will be reimbursed as this is a volunteer relocation. I need to take care of my mother. I need money for moving expenses as well as security deposits to set up living in an apartment. |
Member Payment Dependent Notes Series 1254160
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254160 |
$10,000 |
$10,000 |
10.74% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254160. Member loan 1254160 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | The Boeing company | Debt-to-income ratio: | 3.95% |
Length of employment: | 3 years | Location: | Apache junction, AZ |
Home town: | |||
Current & past employers: | The Boeing company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Strting a project to build a race truck, excellent credit no late payments<br><br> Borrower added on 04/20/12 > Credit scores - experian 749, equifax 770, trans-749<br>No negative marks on credit history<br><br> Borrower added on 04/21/12 > Using my funds to build a race trucks and follow my passion, been at my job for 4 years very stable income, very low debt ratio, monthly expenses approximately 600$/mo<br><br> Borrower added on 04/21/12 > Very good borrow, low debt ratio, always make timely payments and do not over extend myself<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,293.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total expense is under 600$ per month |
What is your intended use for the loan proceeds? | I intend to build a race truck for the up coming year |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Currently I am in school so I do not any monthly expenses related to housing except utilities which run 200$ a month |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencys in the past two years |
Please explain the reason why you carry a large revolving credit balance. | I am only using 25% of my available credit, so I am unsure why this is. A large amount? |
If you have a public record on file, please briefly explain the event and its resolution. | I do not hve any on file |
Member Payment Dependent Notes Series 1254187
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254187 |
$7,000 |
$7,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254187. Member loan 1254187 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Caretech Solutions | Debt-to-income ratio: | 21.38% |
Length of employment: | 4 years | Location: | Bloomfield Hills, MI |
Home town: | |||
Current & past employers: | Caretech Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan is to be used to consolidate credit card debt.<br><br> Borrower added on 04/20/12 > This will lower monthly payments and shrink the amount of interest credit card companies take.<br><br> Borrower added on 04/22/12 > This loan is designed to pay off any outstanding credit cards. This loan will take the interest the credit card companies are gaining and give it back to investors.<br><br> Borrower added on 04/23/12 > Attn all investors, Please do not hesitate to ask any questions.<br><br> Borrower added on 04/23/12 > I have come to realize the interest the credit card companies are charging me will take me 14+ years to pay off those debts. I want to eliminate any credit card debt I currently have in order to stop living paycheck to paycheck.<br><br> Borrower added on 04/23/12 > I have an excellent credit report. I have been able to maintain ontime payments for the past 9years.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $705/mo<br>Fuel - $300/mo<br>Electric - $50/mo<br>Phone - $125/mo<br>Groceries - 300/mo<br>Car Insurance - $100/mo<br><br>Credit Card Bills:<br>Amex - $100/mo<br>Bank of America Card - $30/mo<br>Bill Me Later - $160/mo<br>Citibank Card - $50/mo<br>Lending Club - $335/mo |
Which debts do you plan to pay off with this loan? | I have both an american express card and an amway card both with high balances and high interest rates that I want to pay off. |
Member Payment Dependent Notes Series 1254198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254198 |
$20,700 |
$20,700 |
8.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254198. Member loan 1254198 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.11% |
Length of employment: | n/a | Location: | north fort myers , FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Furniture,and AC unit for Home. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage 678<br>taxes 220<br>Ins 248<br>utilities 95<br> 1346 |
Member Payment Dependent Notes Series 1254241
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254241 |
$10,725 |
$10,725 |
6.03% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254241. Member loan 1254241 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.20% |
Length of employment: | 7 years | Location: | ELK GROVE, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 450, gas 200, ins 100 utili 200 phone 50, food 800 |
Is the home you are purchasing your primary residence or an investment property? | primary residence |
What other sources of financing are you using to purchase the home? | HFA LAON |
What is your intended use for the loan proceeds? | for some of the downpayment |
Please explain the reason why you carry a large revolving credit balance. | it is 0% ARP offer to me, i am helping my friend for his medical bill |
Member Payment Dependent Notes Series 1254271
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254271 |
$10,500 |
$10,500 |
13.99% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254271. Member loan 1254271 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | kkw trucking inc | Debt-to-income ratio: | 11.49% |
Length of employment: | 5 years | Location: | Chino hills, CA |
Home town: | |||
Current & past employers: | kkw trucking inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $5,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1,200.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 9 credit card accts 14 to 29 % my total debt is 9,800.00.Im paying around 600.00 a month.If i could consolidate these accts it would improve my cashflow for better money management |
If you have a delinquency in the last 2 years, please explain the reason. | September 2010 I was out of work for 3 months due to surgery. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 9 credit card accts 14 to 29 % my total debt is 9,800.00.Im paying around 600.00 a month.If i could consolidate these accts it would improve my cashflow for better money management |
Which debts do you plan to pay off with this loan? | I am paying off all of my debt with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 9 credit card accts 14 to 29 % my total debt is 9,800.00.Im paying around 600.00 a month.If i could consolidate these accts it would improve my cashflow for better money management |
Member Payment Dependent Notes Series 1254273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254273 |
$35,000 |
$35,000 |
21.97% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254273. Member loan 1254273 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 22.65% |
Length of employment: | 2 years | Location: | North Hollywood, CA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,344.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello and thanks for asking,<br>Current Monthly Expenses<br>Rent: $650 (Includes Utilities)<br>Transportation: $0-$60 (work from home,truck paid off - put in gas once a month)<br>Insurance: $250 every 6 months (paid in full) - $42 monthly average<br>Food: $250 - $350 <br>Gym: $10<br>Phone: $45.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, <br>Line/Credit, bal $13K,rate 23.9% V, $600/Monthly<br>CC 1, bal $6.0K,rate 24.4% V, $150/Monthly<br>CC 2, bal $4.7K,rate 29.99% V,$170/Monthly<br>CC 3, bal $3.8K,rate 27.45% V,$120/Month<br>CC 4, bal $1.1K, rate 18.45% V,$35/Month<br>CC 5, bal $1.3K, rate 19.99% V.$35/Month<br>Retail CC, bal 2K,rate 24.24% V,$70/Month<br>Misc Loan,bal $800, rate 17.71% V, $145/Month<br>My student loans are now suspended since I am now back in school for my MBA, it was in repayment until this month when I was accepted. |
What is your intended use for the loan proceeds? | Hello,<br>Thanks for asking. The purpose of this loan is consolidate my current debt from credit cards, loans and lines of credits. After evaluating pay-offs plans, I can consolidate my debt here and pay off the loan in 3 years. If I Pay the minimum (which is around the same payment as the loan) amounts due each month, it will take 10 + years. As a result, I will be saving a lot of money in interest. I have never missed a payment to any creditor, and I have stable job with a major company. Thanks! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, <br>Line/Credit, bal $13K,rate 23.9% V, $600/Monthly<br>CC 1, bal $6.0K,rate 24.4% V, $150/Monthly<br>CC 2, bal $4.7K,rate 29.99% V,$170/Monthly<br>CC 3, bal $3.8K,rate 27.45% V,$120/Month<br>CC 4, bal $1.1K, rate 18.45% V,$35/Month<br>CC 5, bal $1.3K, rate 19.99% V.$35/Month<br>Retail CC, bal 2K,rate 24.24% V,$70/Month<br>Misc Loan,bal $800, rate 17.71% V, $145/Month<br>My student loans are now suspended since I am now back in school for my MBA, it was in repayment until this month when I was accepted. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello and thanks for asking,<br>Current Monthly Expenses<br>Rent: $650 (Includes Utilities)<br>Transportation: $0-$60 (work from home,truck paid off - put in gas once a month)<br>Insurance: $250 every 6 months (paid in full) - $42 monthly average<br>Food: $250 - $350 <br>Gym: $10<br>Phone: $45.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, <br>Line/Credit, bal $13K,rate 23.9% V, $600/Monthly<br>CC 1, bal $6.0K,rate 24.4% V, $150/Monthly<br>CC 2, bal $4.7K,rate 29.99% V,$170/Monthly<br>CC 3, bal $3.8K,rate 27.45% V,$120/Month<br>CC 4, bal $1.1K, rate 18.45% V,$35/Month<br>CC 5, bal $1.3K, rate 19.99% V.$35/Month<br>Retail CC, bal 2K,rate 24.24% V,$70/Month<br>Misc Loan,bal $800, rate 17.71% V, $145/Month<br>My student loans are now suspended since I am now back in school for my MBA, it was in repayment until this month when I was accepted. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello and thanks for asking,<br>Current Monthly Expenses<br>Rent: $650 (Includes Utilities)<br>Transportation: $0-$60 (work from home,truck paid off - put in gas once a month)<br>Insurance: $250 every 6 months (paid in full) - $42 monthly average<br>Food: $250 - $350 <br>Gym: $10<br>Phone: $45.00 |
Please explain the reason why you carry a large revolving credit balance. | Yes, most is for tuition costs when obtaining my Bachelors. Finally graduated with my BS in Accountancy, passed the CPA exam and enrolled for my MBA. Participating in our company's Executive Management program. |
Which debts do you plan to pay off with this loan? | This loan will will pay off all my debts. To recap, this loan will let me consolidate all of my debt, and be debt free in 3 years. Thank for asking. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, <br>Line/Credit, bal $13K,rate 23.9% V, $600/Monthly<br>CC 1, bal $6.0K,rate 24.4% V, $150/Monthly<br>CC 2, bal $4.7K,rate 29.99% V,$170/Monthly<br>CC 3, bal $3.8K,rate 27.45% V,$120/Month<br>CC 4, bal $1.1K, rate 18.45% V,$35/Month<br>CC 5, bal $1.3K, rate 19.99% V.$35/Month<br>Retail CC, bal 2K,rate 24.24% V,$70/Month<br>Misc Loan,bal $800, rate 17.71% V, $145/Month<br>My student loans are now suspended since I am now back in school for my MBA, it was in repayment until this month when I was accepted. |
Which debts do you plan to pay off with this loan? | This loan will will pay off all my debts. To recap, this loan will let me consolidate all of my debt, and be debt free in 3 years. Thank for asking. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, <br>Line/Credit, bal $13K,rate 23.9% V, $600/Monthly<br>CC 1, bal $6.0K,rate 24.4% V, $150/Monthly<br>CC 2, bal $4.7K,rate 29.99% V,$170/Monthly<br>CC 3, bal $3.8K,rate 27.45% V,$120/Month<br>CC 4, bal $1.1K, rate 18.45% V,$35/Month<br>CC 5, bal $1.3K, rate 19.99% V.$35/Month<br>Retail CC, bal 2K,rate 24.24% V,$70/Month<br>Misc Loan,bal $800, rate 17.71% V, $145/Month<br>My student loans are now suspended since I am now back in school for my MBA, it was in repayment until this month when I was accepted. |
Member Payment Dependent Notes Series 1254285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254285 |
$7,400 |
$7,400 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254285. Member loan 1254285 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,075 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.39% |
Length of employment: | n/a | Location: | Moreno Valley, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > Loan to be used to payoff 36.6% loan<br> 36.6 %<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,082.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1000.00 Transportation 100.00<br>Utilities 159.00 Food 250.00<br>Phone 140.00<br>Life Ins 170.00<br>Car Ins 79.00 |
Member Payment Dependent Notes Series 1254306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254306 |
$3,150 |
$3,150 |
13.11% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254306. Member loan 1254306 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | eaton | Debt-to-income ratio: | 5.42% |
Length of employment: | 10+ years | Location: | oxford, NC |
Home town: | |||
Current & past employers: | eaton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1254363
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254363 |
$9,175 |
$9,175 |
13.99% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254363. Member loan 1254363 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,450 / month |
Current employer: | CAFG&S | Debt-to-income ratio: | 13.64% |
Length of employment: | 1 year | Location: | Ben Lomond, CA |
Home town: | |||
Current & past employers: | CAFG&S | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $28,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1014.00. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA $2878 16% $65.00<br>VISA $4059 16% $140.00<br>VISA $677 15% $25.00<br>VISA 1000 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For the cards I am choosing to pay off, I am currenlty paying $265.00. With the new loan and payoff I will be paying $313.00. |
Member Payment Dependent Notes Series 1254366
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254366 |
$14,950 |
$14,950 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254366. Member loan 1254366 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Standard Concrete Products | Debt-to-income ratio: | 14.98% |
Length of employment: | 10+ years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | Standard Concrete Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > This loan will save me money each month by paying my high interest credit cards with this loan.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,328.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,060/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $14,500 credit cards from 16%-26%, monthly payments $625. |
Member Payment Dependent Notes Series 1254367
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254367 |
$10,000 |
$10,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254367. Member loan 1254367 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Animal EmergencyCenter | Debt-to-income ratio: | 10.46% |
Length of employment: | 10+ years | Location: | Glendale, CA |
Home town: | |||
Current & past employers: | Animal EmergencyCenter | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > I have recently gotten behind in bills and credit cards due to helping my sister out financially I am applying for a loan to help catch up my finances. I work at an Emergency Vet Hospital and hours of operation are m-f 6pm to 8 am closed during the day and Sat. and Sun. open all day. Thanks<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,832.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To catch my rent up as I fell behind a bit, catch my credit cards up as much as I can and catch my overall bills up.<br>I fell behind financially when I had to help my sister for a bit. . <br> One of my main things is to Pay off a Loan through Cash Call I took when this all happened and I would really like to get that one paid and done as you probably know they are a hundred and thirty percent interest rate but I had it take it at the time as I needed the loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total of approx 3,500 that's rent, car payment,household bills,cell phone, car insurance groceries,gas.<br>I don't eat out, or party at all. |
Please provide additional details regarding the purpose of the loan. | It is to help me catch up as I fell behind a bit when my sister became sick, I ended up helping her financially for a short time but in the meanwhile fell behind with my bills. I am using the money to catch credit card bills up and catch rent up and car payment and just overall bills. |
Member Payment Dependent Notes Series 1254383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254383 |
$25,475 |
$25,475 |
13.67% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254383. Member loan 1254383 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Ecolab | Debt-to-income ratio: | 20.10% |
Length of employment: | 8 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Ecolab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1254452
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254452 |
$10,000 |
$10,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254452. Member loan 1254452 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | State of Montana | Debt-to-income ratio: | 16.51% |
Length of employment: | 10+ years | Location: | Miles City, MT |
Home town: | |||
Current & past employers: | State of Montana | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > to pay off my credit cards<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1254470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254470 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254470. Member loan 1254470 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 10.92% |
Length of employment: | < 1 year | Location: | PLANO, TX |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $10,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Kitchen remodel |
Is the improvement to your primary residence or an investment property? | Primary |
Member Payment Dependent Notes Series 1254476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254476 |
$10,000 |
$10,000 |
13.67% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254476. Member loan 1254476 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.16% |
Length of employment: | n/a | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1254485
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254485 |
$9,000 |
$9,000 |
9.76% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254485. Member loan 1254485 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Jonathan Adler Enterprises | Debt-to-income ratio: | 7.19% |
Length of employment: | 3 years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Jonathan Adler Enterprises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,344.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $900.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard: Outstanding balance 5484.91 Interest Rate 19.99%, Min. Mo. Pmt 157.00<br>Visa: Outstanding balance 2464.23, Interest Rate 19.99%, Min. Mo. Pmt 70.00<br>GE PayPal: Outstanding balance 1805.55, Interest Rate 26.99%, Min. Mo. Pmt 53.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | MasterCard: Outstanding balance 5484.91 Interest Rate 19.99%, Min. Mo. Pmt 157.00<br>Visa: Outstanding balance 2464.23, Interest Rate 19.99%, Min. Mo. Pmt 70.00<br>GE PayPal: Outstanding balance 1805.55, Interest Rate 26.99%, Min. Mo. Pmt 53.00 |
Member Payment Dependent Notes Series 1254496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254496 |
$18,500 |
$18,500 |
18.55% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254496. Member loan 1254496 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,167 / month |
Current employer: | Austin Commercial | Debt-to-income ratio: | 10.65% |
Length of employment: | 4 years | Location: | PLAYA DEL REY, CA |
Home town: | |||
Current & past employers: | Austin Commercial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > To consolidate bills to one "easy to manage" monthly payment with finalization.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One 2950.00, 81.00, 21.99APR<br>Capital One 950.00, 30.00, 17.99 APR<br>Chase Visa 3973.00, 99.00, 29.99APR <br>Chase Visa 2399.00, 85.00, 29.99 APR<br>Dell Financial 3753.00, 109.00, 22.1APR<br>Care Credit (GE Capital) 1800.00, 65.00,18.0 APR<br>Doctor Bills 1700.00, 100.00, 0.0 APR |
Which debts do you plan to pay off with this loan? | I plan to pay off all listed creditors then I will close all accounts except for one to have for emergencies. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One 2950.00, 81.00, 21.99APR<br>Capital One 950.00, 30.00, 17.99 APR<br>Chase Visa 3973.00, 99.00, 29.99APR <br>Chase Visa 2399.00, 85.00, 29.99 APR<br>Dell Financial 3753.00, 109.00, 22.1APR<br>Care Credit (GE Capital) 1800.00, 65.00,18.0 APR<br>Doctor Bills 1700.00, 100.00, 0.0 APR |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All of my monthly expenses total $2800.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One 2950.00, 81.00, 21.99APR<br>Capital One 950.00, 30.00, 17.99 APR<br>Chase Visa 3973.00, 99.00, 29.99APR <br>Chase Visa 2399.00, 85.00, 29.99 APR<br>Dell Financial 3753.00, 109.00, 22.1APR<br>Care Credit (GE Capital) 1800.00, 65.00,18.0 APR<br>Doctor Bills 1700.00, 100.00, 0.0 APR |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My loan will be used for paying off credit cards that I will never get closed by paying the minimum amounts. The money for the note on the loan is less than the note for the high interest credit cards. This process will allow me to see the light at the end of the tunnel rather than having perpetual payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One 2950.00, 81.00, 21.99APR<br>Capital One 950.00, 30.00, 17.99 APR<br>Chase Visa 3973.00, 99.00, 29.99APR <br>Chase Visa 2399.00, 85.00, 29.99 APR<br>Dell Financial 3753.00, 109.00, 22.1APR<br>Care Credit (GE Capital) 1800.00, 65.00,18.0 APR<br>Doctor Bills 1700.00, 100.00, 0.0 APR |
Member Payment Dependent Notes Series 1254650
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254650 |
$18,000 |
$18,000 |
13.99% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254650. Member loan 1254650 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,333 / month |
Current employer: | Brighton 27j School District | Debt-to-income ratio: | 20.04% |
Length of employment: | 10+ years | Location: | Brighton, CO |
Home town: | |||
Current & past employers: | Brighton 27j School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > This is a loan to consolidate my credit cards and have a new start.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Utilities 150.00<br>Phone 30.00<br>Insurance 108<br>Food 600 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan 22,000<br>Credit cards 16,000<br>Mortgage 139,000<br>2nd Mortgage 28,000 |
Please explain the reason why you carry a large revolving credit balance. | I have had unexpected expenses in the last three years and family emergencies that effected my life. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit cards with the highest interest rates off. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit cards with the highest interest rates off. |
What is your intended use for the loan proceeds? | to pay off credit cards with high interest rate |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage 1049.86<br>2nd mortgage 407.16<br>utilities 150.00<br>car insurance 108 |
If you have a delinquency in the last 2 years, please explain the reason. | no |
If you have a public record on file, please briefly explain the event and its resolution. | no |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1049.86 includes house insurance and taxes |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off 5 credit cards and then cutting them up. I want to pay cash for everything until it is all paid off. |
Member Payment Dependent Notes Series 1254714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254714 |
$8,000 |
$8,000 |
7.62% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254714. Member loan 1254714 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Mowry & Grimson, PLLC | Debt-to-income ratio: | 10.18% |
Length of employment: | 1 year | Location: | SILVER SPRING, MD |
Home town: | |||
Current & past employers: | Mowry & Grimson, PLLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > The loan amount will pay off credit card debt and medication for sickly dad and mom. Bills are always paid on time more than the minimum amount required. Job is stable and budget to pay month payment of loan is manageable. If financial condition improves plan of paying off loan early.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here are the itemized list:<br>1. Phone - more or less $100<br>2. I live with my family and does not pay any rent at all but share expenses like groceries, which is about $200/mo.<br>3. Transportation - Metro $150<br>4. Insurance - $140<br>5. Entertainment, etc. - $300<br><br>That's about it but the reason why I want to take this room is to cover most of my parents medical expenses. Thanks for your query. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No student loan and mortgage payments except that I carry a credit card debt amounting to $4k with interest rates of up to 16%. Payment of credit card bills are always made on time and above the minimum. |
Please explain the reason why you carry a large revolving credit balance. | Don't understand your question. Please rephrase. Thanks. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here are the itemized list:<br>1. Phone - more or less $100<br>2. I live with my family and does not pay any rent at all but share expenses like groceries, which is about $200/mo.<br>3. Transportation - Metro $150<br>4. Insurance - $140<br>5. Entertainment, etc. - $300<br><br>That's about it but the reason why I want to take this room is to cover most of my parents medical expenses. Thanks for your query. |
Member Payment Dependent Notes Series 1254730
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254730 |
$11,000 |
$11,000 |
13.67% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254730. Member loan 1254730 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | US Bank | Debt-to-income ratio: | 23.96% |
Length of employment: | 6 years | Location: | Palm Springs, CA |
Home town: | |||
Current & past employers: | US Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Paying off credit cards that have a higher interest rate<br><br> Borrower added on 04/19/12 > Been in banking for 13 years and have a good position. Now I'm looking to pay off the debt and and join the community of being established with a debt load that allows me to continue prosper and grow.<br><br> Borrower added on 04/22/12 > These funds will be used to pay off my high interest credit cards. I've never been late on my payments for any of them. I've never been late on my car payments or my auto insurance payments as well. This will give me the opportunity to pay them off in a more timely manner.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,853.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are about $900.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt that I'm consolidating is about 10K with interest rates of 16.9% and 18.9%, and a car loan of about $12000.00 with a rate of 8.99%. The car payment is $289, and the card payments are min $115 to $135. |
Please explain the reason why you carry a large revolving credit balance. | Well thankfully as I've been building my credit I was able to get the cards that I have now and was able to use them to pay off and close cards that had even higher rates than these have. I've gone from 6 cards down to now just 3, and plan to take that down to just one. And that where I plan to keep it now that I've built my credit and have kept my banking career solid for 13 years now. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Right now I rent an apartment.. I pay $500 per month, and the only utility bill that I have is the electric. The electric bill runs between $75 and $150 depending on the time of year. I have no lines of credit, insurance other than my auto insurance, or taxes. |
Member Payment Dependent Notes Series 1254967
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254967 |
$9,000 |
$9,000 |
7.90% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254967. Member loan 1254967 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | South Carolina Forestry Commission | Debt-to-income ratio: | 23.82% |
Length of employment: | 10+ years | Location: | Chapin, SC |
Home town: | |||
Current & past employers: | South Carolina Forestry Commission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,834.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | replace air conditioner |
Is the improvement to your primary residence or an investment property? | primary residence |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $1200; transportation $400; electric $130; cell phone$145;phone/internet $90; food $400 |
Member Payment Dependent Notes Series 1254997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1254997 |
$3,350 |
$3,350 |
9.76% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1254997. Member loan 1254997 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | starcrest of california | Debt-to-income ratio: | 15.79% |
Length of employment: | 10+ years | Location: | MENIFEE, CA |
Home town: | |||
Current & past employers: | starcrest of california | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | amazon card-45mo...billmelater-35mo...gemoney-0 balance...lowes-49mo...cc-14.mo... |
Member Payment Dependent Notes Series 1255010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255010 |
$3,000 |
$3,000 |
7.90% |
1.00% |
April 27, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255010. Member loan 1255010 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,033 / month |
Current employer: | BPL | Debt-to-income ratio: | 8.04% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | BPL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,139.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | Nothing will be reimbursed. Some unexpected events happened over the past four months which cost me about $3,000 and I'd like to be in a position to have that money back. It is mainly to supplement to my savings so I can have money for first month, last month, and security. Thanks for the question. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $250 for rent. I spend about $150-200/month on gas for my car. $130 for car insurance. I don't pay for utilities. My cell phone is $55/month. I spend about $250-300/month for groceries. My monthly expense comes up to about $1,300 total on average. I return at least 10% of my monthly income to my church or charity. Maybe another $100 goes toward miscellaneous things. That basically covers everything I spend money on for the month. Thanks for the question. |
What is your intended use for the loan proceeds? | To supplement my savings so I can pay for first month, last month, and security fees for my new apartment. |
Member Payment Dependent Notes Series 1255107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255107 |
$12,000 |
$12,000 |
12.12% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255107. Member loan 1255107 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,708 / month |
Current employer: | Blueberry Twist Partners | Debt-to-income ratio: | 9.20% |
Length of employment: | < 1 year | Location: | OROVILLE, CA |
Home town: | |||
Current & past employers: | Blueberry Twist Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Home improvements include putting wall back into bedroom that had been removed prior to purchase and remodel of kitchen with counters and cabinets and carpet in bedrooms |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our current monthly expenses include our mortgage at $422.00 per month; utilities are $150.00; phone is $125.00; insurance $95; truck and transportation $600.00; food is $400.00. |
What is your intended use for the loan proceeds? | To replace wall in bedroom removed by previous owner. Re do kitchen with better cabinets and counter. Replace carpets in bedrooms and hopefully paint outside |
Is the improvement to your primary residence or an investment property? | Investment is for primary residence |
Is the improvement to your primary residence or an investment property? | Investment is for primary residence |
What is the home improvement project you are planning? | Home improvements include putting wall back into bedroom that had been removed prior to purchase and remodel of kitchen with counters and cabinets and carpet in bedrooms |
Member Payment Dependent Notes Series 1255111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255111 |
$6,000 |
$6,000 |
9.76% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255111. Member loan 1255111 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Rescom Pest Control | Debt-to-income ratio: | 12.32% |
Length of employment: | 4 years | Location: | Tulare, CA |
Home town: | |||
Current & past employers: | Rescom Pest Control | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I want to use the loan to pay off some bills, including my hospital bills. I am a good borrower because I make my payments on time and I have a job that is very reliable.I will have no problem making payments since we will only have 3 other bills to pay along with the loan payment if we get it<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $6,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1255125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255125 |
$13,250 |
$13,250 |
13.99% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255125. Member loan 1255125 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Eastern Michigan Univ. | Debt-to-income ratio: | 24.77% |
Length of employment: | 2 years | Location: | willis, MI |
Home town: | |||
Current & past employers: | Eastern Michigan Univ. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > use to refinance current loans to reduce intrest rate and loan term. I make sure that I pay my bills on time. my company just signed a new three year contract and i am a union employee, so my job is very secure for the duration of this loan.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | with this loan included, my total monthly expenses would be a little over 950 a month. |
What is your intended use for the loan proceeds? | My intend to combine my existing debt into one loan with a much lower rate and shorter loan term |
Member Payment Dependent Notes Series 1255141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255141 |
$4,000 |
$4,000 |
9.76% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255141. Member loan 1255141 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,542 / month |
Current employer: | Cummins Atlantic | Debt-to-income ratio: | 4.26% |
Length of employment: | 2 years | Location: | Gaston , SC |
Home town: | |||
Current & past employers: | Cummins Atlantic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Had several medical bills that were due at different times and this will help clean up the debt and make payment easier.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,014.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | 94 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record and I have never been arrested. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record and I have never been arrested. |
Member Payment Dependent Notes Series 1255200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255200 |
$9,600 |
$9,600 |
14.65% |
1.00% |
April 26, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255200. Member loan 1255200 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | new york state | Debt-to-income ratio: | 15.72% |
Length of employment: | 5 years | Location: | poughkeepsie, NY |
Home town: | |||
Current & past employers: | new york state | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $535.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 46000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $2000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 46000 |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 46000 |
Which debts do you plan to pay off with this loan? | all credit cards and one of my car |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | the loan is to pay off credit cards and another car loan, so i will end up not paying out that much everything month, and this rate is much better |
Member Payment Dependent Notes Series 1255217
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255217 |
$16,200 |
$16,200 |
15.81% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255217. Member loan 1255217 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.72% |
Length of employment: | n/a | Location: | Guilford, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > My loan is to finish my basement with one of the waterproof basement systems .<br><br> Borrower added on 04/18/12 > I have no late payments on my credit for the last eight years and I have a stable income that will only go up each year .<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,753.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | 97 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | To finish my basement |
If you have a public record on file, please briefly explain the event and its resolution. | The issues on public record are long ago addressed .Unfortunately ,the limits of what I can put in a response stop me from elaborating more . |
Member Payment Dependent Notes Series 1255238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255238 |
$11,000 |
$11,000 |
12.12% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255238. Member loan 1255238 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,492 / month |
Current employer: | Newby's Package & Lounge, Inc. | Debt-to-income ratio: | 18.42% |
Length of employment: | 4 years | Location: | PANAMA CITY BEACH, FL |
Home town: | |||
Current & past employers: | Newby's Package & Lounge, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/12 > Funds to consolidate credit card debt<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $14,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Cell Phone $65<br>Insurance $260<br>Cable $150<br>Phone $110<br>Food 150<br>Life Alert Monitoring System $50<br>NetFlix $17 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard, Balance $2159. 16.15%, $55<br>Visa, Balance $1050, 12.15%, $25<br>MasterCard, Balance $2397, 24.99%, $81<br>Visa, Balance $2059, 29.99%, $74<br>Discover, Balance $1325, 18.99, $50<br>Visa, Balance $995, 20.49%, $40<br>Wal-Mart, Balance $285, 22.90%, $25<br>JC Penney, Balance $1169, 26.99%, $57<br>Fingerhut, Balance $675, 24.90, $47 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Estimated total minimum monthly payments for all credit cards currently is $387, although I try to pay more than the minimum amount due each month. The purpose of subject loan is to pay off existing credit card debt, so their future use will be minimal, if any. The projected monthly payment for credit cards will be approximately $400 - $450, including the prospective loan payment from Lending Club. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in last two years |
Member Payment Dependent Notes Series 1255248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255248 |
$20,000 |
$20,000 |
19.99% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255248. Member loan 1255248 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Military | Debt-to-income ratio: | 24.94% |
Length of employment: | 3 years | Location: | Columbia, SC |
Home town: | |||
Current & past employers: | Military | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $16,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All of my credit card debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My currently monthly expenses equal $3,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My currently monthly expenses equal $3,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money will be used to consolidate and end my credit card debt. |
Member Payment Dependent Notes Series 1255263
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255263 |
$3,450 |
$3,450 |
7.90% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255263. Member loan 1255263 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | MOG, Inc. | Debt-to-income ratio: | 8.91% |
Length of employment: | 6 years | Location: | OAKLAND, CA |
Home town: | |||
Current & past employers: | MOG, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > These funds are going to be put toward fully refinancing two credit cards while I begin saving. My income is quite stable and I'm committed to full, regular (if not early) payment of this loan.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay standard rent for a studio apartment in a very nice, comfortably urban and diverse area of Oakland; I pay $50/month for internet and $30/month for gas & electric. On top of that, I pay for a small, modest car of recent build (a loan) and insurance for it. Food expenses average out to about $15-20/day. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I am paying off a Visa with a $900 balance at 14.99% (min. $25/month), and a MasterCard with a $2550 balance at 19.99% (min. $75/month). Though my Lending Club loan does not help me save on minimum payments, it very much helps in the long run, especially since I would have to double those payments each month (which I had been doing) to actively pay down the balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay standard rent for a studio apartment in a very nice, comfortably urban and diverse area of Oakland; I pay $50/month for internet and $30/month for gas & electric. On top of that, I pay for a small, modest car of recent build (a loan) and insurance for it. Food expenses average out to about $15-20/day. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I am paying off a Visa with a $900 balance at 14.99% (min. $25/month), and a MasterCard with a $2550 balance at 19.99% (min. $75/month). Though my Lending Club loan does not help me save on minimum payments, it very much helps in the long run, especially since I would have to double those payments each month (which I had been doing) to actively pay down the balances. |
Member Payment Dependent Notes Series 1255284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255284 |
$7,200 |
$7,200 |
13.11% |
1.00% |
May 1, 2012 |
May 2, 2015 |
May 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255284. Member loan 1255284 was requested on April 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | MEDTRONIC INC | Debt-to-income ratio: | 20.43% |
Length of employment: | 3 years | Location: | MAPLE GROVE, MN |
Home town: | |||
Current & past employers: | MEDTRONIC INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > The purpose of this loan is to payoff a credit card with a high interest rate. I have stable job and want to use this loan to payoff my credit card debt faster and at lower interest rate.<br>
A credit bureau reported the following information about this borrower member on April 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are approximately $1800. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card debt balance of $15k and $8k on my auto loan. I plan to use this loan to payoff a credit card that has a high interest rate. |
Please explain the reason why you carry a large revolving credit balance. | After graduating from school, I had no choice but to use my credit cards to cover job hunting and relocation expenses for my first professional job. |
Please explain the reason why you carry a large revolving credit balance. | After graduating from school, I had no choice but to use my credit cards to cover job hunting and relocation expenses for my first professional job. |
Please explain the reason why you carry a large revolving credit balance. | After graduating from school, I had no choice but to use my credit cards to cover job hunting and relocation expenses for my first professional job. |
Member Payment Dependent Notes Series 1255325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255325 |
$3,000 |
$3,000 |
8.90% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255325. Member loan 1255325 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | United Dining | Debt-to-income ratio: | 16.77% |
Length of employment: | 7 years | Location: | Oklahoma City, OK |
Home town: | |||
Current & past employers: | United Dining | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan is to buy and engagement ring for my girlfriend.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to use the money to purchase an engagement ring. |
What portion of your wedding expenses does this loan represent? | It is for the engagement ring. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my home so no rent. Utilities and other expenses total around $500 per month. |
Please explain the reason why you carry a large revolving credit balance. | I use credit for a lot of everyday things. I do this in order to earn frequent flier miles. |
Member Payment Dependent Notes Series 1255367
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255367 |
$15,000 |
$15,000 |
13.67% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255367. Member loan 1255367 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,625 / month |
Current employer: | Compass Group | Debt-to-income ratio: | 19.79% |
Length of employment: | 3 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Compass Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Opening a new business on June 1, 2012. I have been a restaurant general manager for over 20 years. I am intending to open the first of many other locations. I have put in all personal funding so far. I have a 10 year lease on this location. |
What type of business are you starting? | I am opening a gourmet Hot Dog Shop. I took over this location a month ago and have been renovating and remodeling. I have not barrowed any funding so far. |
What will be the largest expense in the first six months? | $5500 payroll |
What is your intended use for the loan proceeds? | Opening a new business on June 1, 2012. I have been a restaurant general manager for over 20 years. I am intending to open the first of many other locations. I have put in all personal funding so far. I have a 10 year lease on this location. |
What type of business are you starting? | I am opening a gourmet Hot Dog Shop. I took over this location a month ago and have been renovating and remodeling. I have not barrowed any funding so far. |
What type of business are you starting? | I am opening a gourmet Hot Dog Shop. I took over this location a month ago and have been renovating and remodeling. I have not barrowed any funding so far. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Thank you for the question. I can not provide any financial statements at this time, The plan is to open the business opens on June 1st, I will then be able to provide statement.<br><br>Best Regards,<br>AJ. |
Member Payment Dependent Notes Series 1255372
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255372 |
$15,000 |
$15,000 |
13.11% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255372. Member loan 1255372 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,792 / month |
Current employer: | Military Personnel Services Corp | Debt-to-income ratio: | 19.32% |
Length of employment: | 5 years | Location: | EL MIRAGE, AZ |
Home town: | |||
Current & past employers: | Military Personnel Services Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,960.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $872.68<br>Truck payment $651.36<br>Utilities $250<br>Phone paid for by my company<br>house insurance paid in mortgage, truck $100 a month<br>Food $300 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $872.68<br>Truck payment $651.36<br>Utilities $250<br>Phone paid for by my company<br>house insurance paid in mortgage, truck $100 a month<br>Food $300 |
Please explain the reason why you carry a large revolving credit balance. | purchased a home last year and used credit cards to move and to purchase furniture |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | $1919.56 at 16.44<br>$1172.36 at 24.99<br>$6340.02 at 15.9<br>The rest to my military star card that is approx $6000 but I have no idea the interest rate<br>I pay approx $1000 to $1500 a month to pay these down |
Member Payment Dependent Notes Series 1255375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255375 |
$5,000 |
$5,000 |
10.74% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255375. Member loan 1255375 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Sutherlands Lumber | Debt-to-income ratio: | 6.73% |
Length of employment: | 10+ years | Location: | SIERRA VISTA, AZ |
Home town: | |||
Current & past employers: | Sutherlands Lumber | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am moving from one house that I am renting to a new house that I will rent. I will like to use the money to cover any expense and get new furniture for the new house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation - I own my truck. NO payments<br>Rent - $959.59, I share the rent with my brother who pays for have the rent. <br>Utilities - Vary depending on the month.<br>Insurance - Is taken from my account. The payment is $56.00 a month |
Member Payment Dependent Notes Series 1255401
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255401 |
$10,000 |
$10,000 |
17.27% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255401. Member loan 1255401 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Providence hollycross medical center | Debt-to-income ratio: | 10.33% |
Length of employment: | 2 years | Location: | Los Angeles , CA |
Home town: | |||
Current & past employers: | Providence hollycross medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,230 |
What is your intended use for the loan proceeds? | Debt consolidation.. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose is to pay my credit cards. |
Please provide additional details regarding the purpose of the loan. | pay off credit cards & make major purchases.. |
Member Payment Dependent Notes Series 1255416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255416 |
$10,000 |
$10,000 |
17.27% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255416. Member loan 1255416 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Geisinger Clinic | Debt-to-income ratio: | 13.98% |
Length of employment: | 5 years | Location: | Lewisburg, PA |
Home town: | |||
Current & past employers: | Geisinger Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,629.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $1600, $120/month, 21%<br>Lowes: $700, $60/month, 22%<br>Toys r Us: $400, $60/month, 21%<br>Bill me Later: $3000, $140/month, 21% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total is $1000. It will remain the same but the interest will be reduced. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: $7000, Rates between 19-22% and monthly payments: $450 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $1600, $120/month, 21%<br>Lowes: $700, $60/month, 22%<br>Toys r Us: $400, $60/month, 21%<br>Bill me Later: $3000, $140/month, 21% |
What is your intended use for the loan proceeds? | Mostly to pay off credit cards with a higher interest rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: $7000, Rates between 19-22% and monthly payments: $450 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $1600, $120/month, 21%<br>Lowes: $700, $60/month, 22%<br>Toys r Us: $400, $60/month, 21%<br>Bill me Later: $3000, $140/month, 21% |
Please explain the reason why you carry a large revolving credit balance. | Mainly from the time I was a postdoc in New York but I am paying them off slowly. |
Please explain the reason why you carry a large revolving credit balance. | Mainly from the time I was a postdoc in New York but I am paying them off slowly. |
Please explain the reason why you carry a large revolving credit balance. | Mainly from the time I was a postdoc in New York but I am paying them off slowly. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: $7000, Rates between 19-22% and monthly payments: $450 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $1600, $120/month, 21%<br>Lowes: $700, $60/month, 22%<br>Toys r Us: $400, $60/month, 21%<br>Bill me Later: $3000, $140/month, 21% |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: $7000, Rates between 19-22% and monthly payments: $450 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $1600, $120/month, 21%<br>Lowes: $700, $60/month, 22%<br>Toys r Us: $400, $60/month, 21%<br>Bill me Later: $3000, $140/month, 21% |
Please explain the reason why you carry a large revolving credit balance. | Mainly from the time I was a postdoc in New York but I am paying them off slowly. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $1600, $120/month, 21%<br>Lowes: $700, $60/month, 22%<br>Toys r Us: $400, $60/month, 21%<br>Bill me Later: $3000, $140/month, 21% |
Member Payment Dependent Notes Series 1255419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255419 |
$4,000 |
$4,000 |
15.81% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255419. Member loan 1255419 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Esquire Management | Debt-to-income ratio: | 11.42% |
Length of employment: | 2 years | Location: | Elmhurst, NY |
Home town: | |||
Current & past employers: | Esquire Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > Going to use the money for downpayment and insurance<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,020.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1200 a month for everything |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2009 Mazda CX-7 with almost 40K mileage |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I have some savings to cover up those expenses |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I have some savings to cover up those expenses |
Member Payment Dependent Notes Series 1255468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255468 |
$6,500 |
$6,500 |
13.11% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255468. Member loan 1255468 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,958 / month |
Current employer: | McKinsey & Company | Debt-to-income ratio: | 22.55% |
Length of employment: | 2 years | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | McKinsey & Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I am a very responsible person who has never missed a payment in their life but has encountered some credit card debit over the years that I need help in consolidating to pay off with less interest/lower payments. I work for what has been rated the #2 company in the country and make good money.<br><br> Borrower added on 04/19/12 > I am a very responsible person who takes great pride in my credit and always paying on time. I for a global consulting firm where I make a steady salary. I would like to pay off my credit cards at a lower rate/payment as I feel this is a smart decision for my future.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have five credit cards that I will be paying off totalling $6500. I have incurred these debts over the past 8 years and am ready to free myself from their grasp. I feel like I am getting nowhere making the minimum payments each month with all the interest. Once I pay each off I am going to cancel all but one card (from the major bank) and that one I will keep only for emergencies. I've even thought of keeping that one card frozen in a cup in my freezer to make me think about purchases. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are as follows per month: Rent $669 (cable included), gas ~$120 (I drive a hybrid so put in about $30/week; I live 10 miles from work), electricity ~$50, water ~$40, phone $96.07, car insurance $126.11, renters insurance $17.45, food ~$300; that is all that I pay on a monthly basis. I track all of this to the penny on an excel spreadsheet budget, and make sure that I always have money to pay my expenses a month in advance (i.e. I don't live paycheck to paycheck). |
Member Payment Dependent Notes Series 1255550
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255550 |
$19,750 |
$19,750 |
13.99% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255550. Member loan 1255550 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,287 / month |
Current employer: | KKW Trucking | Debt-to-income ratio: | 21.37% |
Length of employment: | 8 years | Location: | Lake Elsinore, CA |
Home town: | |||
Current & past employers: | KKW Trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > It is my goal to be debt free!! I'd like to consolidate my debt into 1 lower interest rate payment with a guarenteed payoff in 3 years. I always make all my payments on time and hope you will invest in me. Thanks<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $19,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances on credit cards is about $20,000 with interest rates varying from 19% to 28% and monthly payments of $738. Mortgage balance is $152,000 with interest rate of 5.5% and payment of $1396 all inclusive |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances on credit cards is about $20,000 with interest rates varying from 19% to 28% and monthly payments of $738. Mortgage balance is $152,000 with interest rate of 5.5% and payment of $1396 all inclusive |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances on credit cards is about $20,000 with interest rates varying from 19% to 28% and monthly payments of $738. Mortgage balance is $152,000 with interest rate of 5.5% and payment of $1396 all inclusive |
Member Payment Dependent Notes Series 1255558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255558 |
$6,200 |
$6,200 |
10.74% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255558. Member loan 1255558 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | winstar | Debt-to-income ratio: | 13.04% |
Length of employment: | 4 years | Location: | sanger, TX |
Home town: | |||
Current & past employers: | winstar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > im just consolidating a high interest credit card so i can save money over the next 3 years<br><br> Borrower added on 04/21/12 > I have also never missed a payment on anything in my life just for reassurance<br><br> Borrower added on 04/26/12 > im hoping to get this loan funded by 4/27 feel free to ask any questions you may have.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,886.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off a credit card of $600 and purchasing a vehicle for transportation |
What is your intended use for the loan proceeds? | I intend to pay off small credit card of $600 and purchase a vehicle for transportation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 400 car 341 insurance 120 utilities figured in with rent phone free use work phone, food roughly 200 a month work at restaurant eat there free alot |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly expenses come to around 1500 every month |
Please explain the reason why you carry a large revolving credit balance. | My mom had emergency surgery And I paid for it. |
If you have a delinquency in the last 2 years, please explain the reason. | i dont have a delinquency really... |
Member Payment Dependent Notes Series 1255578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255578 |
$12,000 |
$12,000 |
13.67% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255578. Member loan 1255578 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Group Health Cooperation | Debt-to-income ratio: | 10.52% |
Length of employment: | 5 years | Location: | SNOQUALMIE, WA |
Home town: | |||
Current & past employers: | Group Health Cooperation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > consolidate credit card balances<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $13,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1890.00<br>car pay 150<br>car ins 120<br>gas 300<br>utilities 200 (gas, elec, water, garb)<br>phone 80<br>food 300 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | already answered |
Member Payment Dependent Notes Series 1255595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255595 |
$5,100 |
$5,100 |
8.90% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255595. Member loan 1255595 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,016 / month |
Current employer: | Giant Eagle, Inc | Debt-to-income ratio: | 15.22% |
Length of employment: | 2 years | Location: | Butler, PA |
Home town: | |||
Current & past employers: | Giant Eagle, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I'm just looking to eliminate my personal debt at a much friendlier rate. I make salary from a company that's over 100 years old, so the job security is there and it's easier to set monthly budgets when you know what you're bringing in (down to the penny) :)<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $5,078.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I simply want to pay off a handful of credit cards I carry balances on, by consolidating and getting a much lower rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $850-$900. |
If you have a delinquency in the last 2 years, please explain the reason. | The only thing that I have that might have qualified as a delinquency would have been on a $30-40 phone bill that got lost while moving - it was turned over to a collection agency, and was paid promptly. Other than that, I'm not aware of any other such issues. |
Member Payment Dependent Notes Series 1255608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255608 |
$6,000 |
$6,000 |
13.11% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255608. Member loan 1255608 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | Parsons | Debt-to-income ratio: | 7.40% |
Length of employment: | 5 years | Location: | Greensboro, NC |
Home town: | |||
Current & past employers: | Parsons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $4,446.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off higher interest credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $500 a month, Car payment of $624 which will be paid off in July, Phone is $82 per month, Utilities are arount 300 per month. Insurance is 75 per month, and 300 on misc bills. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $500 a month, Car payment of $624 which will be paid off in July, Phone is $82 per month, Utilities are arount 300 per month. Insurance is 75 per month, and 300 on misc bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is around $5,500 total on higher interest cards that i want to pay off. Students loans are $250 per month. My $624 car payment will be paid off in July this year. I pay $500 in rent. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm paying off higher interest credit cards. |
Which debts do you plan to pay off with this loan? | The higher interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is around $5,500 total on higher interest cards that i want to pay off. Students loans are $250 per month. My $624 car payment will be paid off in July this year. I pay $500 in rent. |
Member Payment Dependent Notes Series 1255632
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255632 |
$24,925 |
$24,925 |
17.99% |
1.00% |
April 30, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255632. Member loan 1255632 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,500 / month |
Current employer: | BASF | Debt-to-income ratio: | 15.41% |
Length of employment: | 4 years | Location: | Sparta, NJ |
Home town: | |||
Current & past employers: | BASF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,241.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | interest rates are 19.99% to 25%. monthly payments $1,300. Bal 50K |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total monthly expenses equals $7K. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mc 20K 19.99% 600<br>visa 12k 16.75% 257 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | current MP equals $1354<br><br>after this loan is issued $1100 |
What is your intended use for the loan proceeds? | To pay off credit cards. Once these cards are paid off, I will have no need for them anymore. This is one of the final steps on my path to becoming debt free. |
Please explain the reason why you carry a large revolving credit balance. | i have an excellent credit history in which I never had a late payment. over the years, I have utilized the credit & now wish to be done with the credit cards after this loan is paid off! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | current MP equals $1354<br><br>after this loan is issued $1100 |
What is the total balance of your credit cards, interest rates and current monthly payments? | interest rates are 19.99% to 25%. monthly payments $1,300. Bal 50K |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mc 20K 19.99% 600<br>visa 12k 16.75% 257 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is 100% allocated in paying down my Credit card debt. |
What is the total balance of your credit cards, interest rates and current monthly payments? | interest rates are 19.99% to 25%. monthly payments $1,300. Bal 50K |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mc 20K 19.99% 600<br>visa 12k 16.75% 257 |
Member Payment Dependent Notes Series 1255643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255643 |
$8,100 |
$8,100 |
18.55% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255643. Member loan 1255643 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Delray Medical Center | Debt-to-income ratio: | 18.71% |
Length of employment: | 4 years | Location: | North Lauderdale, FL |
Home town: | |||
Current & past employers: | Delray Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate credit card debts and to be used towards the purchase of a new home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $350 ( I live with my son/my contribution)<br>Transportation (my son pays for this)<br>Utilities (none)<br>Phone $ 60<br>Insurance $ 100<br>Food $200<br>Credit Cards $450 ( trying to consolidate) |
Member Payment Dependent Notes Series 1255660
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255660 |
$17,000 |
$17,000 |
6.03% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255660. Member loan 1255660 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Tektronix | Debt-to-income ratio: | 16.13% |
Length of employment: | 7 years | Location: | Richardson, TX |
Home town: | |||
Current & past employers: | Tektronix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I am looking at replacing my HVAC system and doing some upgrades for home energy (added insulation, attic fan, soffits etc...) The unit I am upgrading is 13 years old and not performing well, this will help my energy efficiency and lower my monthly electric bill, and help modernize my house<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Replace HVAC in the house, upgrade the insulation, install a solar attic fan, soffits around the house, reseal the door / windows of home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1492 for mortgage<br>$65 for HOA<br>$400 for car payment<br>$100 for insurance<br>$750 for student loans<br>$350 for loan<br>~$800 for food / entertainment<br>$300 for my share of utilities |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1492 for mortgage<br>$65 for HOA<br>$400 for car payment<br>$100 for insurance<br>$750 for student loans<br>$350 for loan<br>~$800 for food / entertainment<br>$300 for my share of utilities |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1492 for mortgage / insurance / taxes<br>$65 for HOA<br>No LOC or home equity loans<br>~$300 for my share of utilities |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in the last 2 years. You will see a 30 day late May 2005; I actually made a payment but you could only pay over the phone or mail. When I called on the phone they transposed two numbers in the account number. I did not know this till I called the next month to make a payment and they said I was 30 days late. I paid the account in full that day and closed it (only had it for the 0% APR); Lesson learned on me, follow up on your phone payments. Goes off my credit in June 2012 |
Member Payment Dependent Notes Series 1255674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255674 |
$19,600 |
$19,600 |
12.12% |
1.00% |
May 1, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255674. Member loan 1255674 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | greatwide | Debt-to-income ratio: | 29.01% |
Length of employment: | 10+ years | Location: | anderson, SC |
Home town: | |||
Current & past employers: | greatwide | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > i pay on time<br><br> Borrower added on 04/21/12 > i have a fulltime job<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 600.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | need the money for payoff |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | not for mortgaga |
What is your intended use for the loan proceeds? | personal |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $700.00 give or take |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Please explain the reason why you carry a large revolving credit balance. | was young foolish just wanted credit |
Please provide additional details regarding the purpose of the loan. | pay down my dept |
If you have a public record on file, please briefly explain the event and its resolution. | no public record on file |
Member Payment Dependent Notes Series 1255678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255678 |
$10,000 |
$10,000 |
18.25% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255678. Member loan 1255678 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,750 / month |
Current employer: | Gateway Care & Rehab Center | Debt-to-income ratio: | 14.40% |
Length of employment: | 4 years | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | Gateway Care & Rehab Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $5,568.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off some credit card debts; pay off outstanding taxes |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | monthly rent for space $800.; cables, phones, dsl $230; car insurance $220.00; life insurance $109. & $45.10; food 250 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | monthly rent for space $800.; cables, phones, dsl $230; car insurance $220.00; life insurance $109. & $45.10; food 250 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay off most credit card debts $5,000.; outstanding tax loans 3,000.; to pay 2011 tax |
Which debts do you plan to pay off with this loan? | credit card debts; outstanding tax debts; property tax |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i think i have answered these informations in the previous questions |
Member Payment Dependent Notes Series 1255696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255696 |
$6,400 |
$6,400 |
13.67% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255696. Member loan 1255696 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | UCLA Health System | Debt-to-income ratio: | 16.83% |
Length of employment: | 10+ years | Location: | GARDENA, CA |
Home town: | |||
Current & past employers: | UCLA Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I have a stable job working at UCLA Health System. I have been with UCLA Health System for 11 years. I have a Bachelor's and Master degree.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $24,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don't pay rent.<br>I don't have car payments. Gas a month is around $300.<br>Utilities is around $200 a month.<br>Phone is $100 a month.<br>I don't pay for insurance.<br>Food on average is $300 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have about $15000 in credit card debt at about 15% interest rate- monthly payments vary.<br>I also have $20,000 in student loans at 3-4% interest rate- monthly payment of about $550.<br>No other loans or mortgages. |
If you have a delinquency in the last 2 years, please explain the reason. | i do not have any delinquincies |
What is your intended use for the loan proceeds? | pay off some credit card debt and for a wedding |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have about $15000 in credit card debt at about 15% interest rate- monthly payments vary.<br>I also have $20,000 in student loans at 3-4% interest rate- monthly payment of about $550.<br>No other loans or mortgages. |
What is your intended use for the loan proceeds? | pay off some credit card debt and for a wedding |
What is your intended use for the loan proceeds? | pay off some credit card debt and for a wedding |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 100% will go towards paying for credit cards with the highest interest rate. |
Member Payment Dependent Notes Series 1255701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255701 |
$18,225 |
$18,225 |
17.99% |
1.00% |
April 30, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255701. Member loan 1255701 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Harvester PCA | Debt-to-income ratio: | 23.35% |
Length of employment: | 3 years | Location: | Springfield, VA |
Home town: | |||
Current & past employers: | Harvester PCA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan is to consolidate credit card debt and reduce the amount of money I spend in interest.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $17,128.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent, utilities and insurance, are all benefits included in my job at no additional cost. my food budget is about $500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan is to consolidate all of my credit card debt. I have not had any issues paying my credit bills even above the minimum, however I am hoping to reduce my overall interest rates. The total amount of credit card debt is close to 17,000. This loan will fully cover that. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency |
Member Payment Dependent Notes Series 1255715
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255715 |
$6,625 |
$6,625 |
13.67% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255715. Member loan 1255715 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Therapy advantage | Debt-to-income ratio: | 21.53% |
Length of employment: | 3 years | Location: | BLACKLICK, OH |
Home town: | |||
Current & past employers: | Therapy advantage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Loan is marked for growth of our investing business. |
What is your intended use for the loan proceeds? | Loan is marked for growth of our investing business. |
Please explain the reason why you carry a large revolving credit balance. | My husbands job took a negative turn as result of govt changes regarding<br>Hlth care and this resulted in incrs use of credit cards. This is why we are<br>Investing and attempting to make better financial decisions. |
What is your intended use for the loan proceeds? | Loan is marked for growth of our investing business. |
What type of business are you starting? | Real estate investing |
Can you provide some high level financials on the monthly costs / revenue of your business? | If you are refering to a cash flow analysis report that is done per property aquired. We do<br>Not typically do for our LLC as a whole |
What is your intended use for the loan proceeds? | Loan is marked for growth of our investing business. |
Please explain the reason why you carry a large revolving credit balance. | My husbands job took a negative turn as result of govt changes regarding<br>Hlth care and this resulted in incrs use of credit cards. This is why we are<br>Investing and attempting to make better financial decisions. |
What type of business are you starting? | Real estate investing |
What type of business are you starting? | Real estate investing |
Please describe your experience/familiarity with the business you are starting/started? | We have taken over 100 hrs worth of classes/spent time with multiple mentores<br>Read various books and have already aquired property. |
Can you provide some high level financials on the monthly costs / revenue of your business? | If you are refering to a cash flow analysis report that is done per property aquired. We do<br>Not typically do for our LLC as a whole |
Member Payment Dependent Notes Series 1255733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255733 |
$6,000 |
$6,000 |
17.27% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255733. Member loan 1255733 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | United States Army | Debt-to-income ratio: | 11.13% |
Length of employment: | 3 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | United States Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Loan for auto repairs on my car.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay for housing. I pay 280 a month for my vehicle, 200 for insurance, 100 for food, 30 for internet and around 100 for my 2 credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay for housing. I pay 280 a month for my vehicle, 200 for insurance, 100 for food, 30 for internet and around 100 for my 2 credit cards |
What is your intended use for the loan proceeds? | Car repairs. I have blown a camshaft sensor and it is a great expense. That is why I am asking for a loan. |
What are you buying? | Camshaft and camshaft position sensor for my engine. The car will not run. |
Member Payment Dependent Notes Series 1255747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255747 |
$16,000 |
$16,000 |
12.12% |
1.00% |
April 25, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255747. Member loan 1255747 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | TCS Education System | Debt-to-income ratio: | 18.07% |
Length of employment: | 1 year | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | TCS Education System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current monthly minimum payments approximately $900. Including this loan and the payoff monthly minimum payments will be $650 |
Member Payment Dependent Notes Series 1255768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255768 |
$11,000 |
$11,000 |
14.65% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255768. Member loan 1255768 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,909 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 5.45% |
Length of employment: | 9 years | Location: | SANTA ROSA, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $7,321.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not contribute to the mortgage payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Short term loan, balance 7633.00, interest rate 35%. Credit card balances total approximately 7500.00 with various interest rates. American Express is paid off monthly. I do not have any student loans. |
Please explain the reason why you carry a large revolving credit balance. | I attempt to pay at least one credit card per year so at times I pay only minimum balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Short term loan, balance 7633.00, interest rate 35%. Credit card balances total approximately 7500.00 with various interest rates. American Express is paid off monthly. I do not have any student loans. |
Member Payment Dependent Notes Series 1255783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255783 |
$16,000 |
$16,000 |
21.48% |
1.00% |
April 30, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255783. Member loan 1255783 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Caddo Parish Sheriff's Office | Debt-to-income ratio: | 24.86% |
Length of employment: | 10+ years | Location: | Shreveport, LA |
Home town: | |||
Current & past employers: | Caddo Parish Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I plan to pay off other debts and consolidate them. In consolidating them my monthly debt will decrease. Any help in this area will be tremendously appreciated.<br><br> Borrower added on 04/20/12 > I have an auto loan, personal loans, and credit cards I plan to pay off. The interest rates range from 14 to 29.99 percent. Monthly payments range from 500.00 to 50.00 a month.<br><br> Borrower added on 04/23/12 > My original loan listing was for a much smaller amount for home improvements and a vehicle for a high school grad. After further review I included my other debts so I could be done with everything at one time.<br><br> Borrower added on 04/23/12 > I had originally started to apply for a much smaller loan to buy a vehicle for a high school grad and a couple of small home improvements, but decided to include some debt consolidation and take care of everything at one time.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,453.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have an auto loan, personal loans, and credit cards. Interest rates range from 14 to 29.99 percent and monthly payments range from 500.00 to 50.00 a month. Total balance owed to everyone is 14000.00. |
Which debts do you plan to pay off with this loan? | Auto loan, personal loans, and credit cards. |
What is your intended use for the loan proceeds? | I plan to get rid of credit cards with outrageous interest rates as well as some other debts to reduce my monthly output. |
Please explain the reason why you carry a large revolving credit balance. | The credit cards were an attempt to build credit that were acquired many years ago. In researching the accounts and the interest rates, I have learned paying the minimum payment each month and never using them again I would be able to pay them off between 15 and 20 years from now. Lesson learned and never again. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have an auto loan, personal loans, and credit cards. Interest rates range from 14 to 29.99 percent and monthly payments range from 500.00 to 50.00 a month. Total balance owed to everyone is 14000.00. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to use the loan to pay off debts with higher interest rates than this one as well as the ones I have that have lower interest rates to reduce my monthly debt. In doing this I will be able to reduce my monthly debt and get rid of those crazy interest rates that require a lifetime to pay off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to use the loan to pay off debts with higher interest rates than this one as well as the ones I have that have lower interest rates to reduce my monthly debt. In doing this I will be able to reduce my monthly debt and get rid of those crazy interest rates that require a lifetime to pay off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have an auto loan, personal loans, and credit cards. Interest rates range from 14 to 29.99 percent and monthly payments range from 500.00 to 50.00 a month. Total balance owed to everyone is 14000.00. |
Member Payment Dependent Notes Series 1255802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255802 |
$2,300 |
$2,300 |
13.11% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255802. Member loan 1255802 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,417 / month |
Current employer: | Weichert Corporate Housing | Debt-to-income ratio: | 0.37% |
Length of employment: | 10+ years | Location: | Sparta, NJ |
Home town: | |||
Current & past employers: | Weichert Corporate Housing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $207.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | I want to create a website for my inspirational product line |
Member Payment Dependent Notes Series 1255809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255809 |
$8,000 |
$8,000 |
13.11% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255809. Member loan 1255809 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | WBPASSOCIATES | Debt-to-income ratio: | 21.44% |
Length of employment: | 8 years | Location: | SOUTH EL MONTE, CA |
Home town: | |||
Current & past employers: | WBPASSOCIATES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,592.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1255830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255830 |
$25,000 |
$25,000 |
19.22% |
1.00% |
April 25, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255830. Member loan 1255830 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,500 / month |
Current employer: | Barnard & Associates | Debt-to-income ratio: | 12.34% |
Length of employment: | < 1 year | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Barnard & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,916.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying down/off multiple high interest rate credit cards and completing the balance needed for a down payment for home purchase |
Member Payment Dependent Notes Series 1255859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255859 |
$15,000 |
$15,000 |
18.25% |
1.00% |
April 25, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255859. Member loan 1255859 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,500 / month |
Current employer: | CALANCE CORPORATION | Debt-to-income ratio: | 12.10% |
Length of employment: | 6 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | CALANCE CORPORATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > I plan to use this loan to consolidate all my credit card debts. I have never been late, or defaulted in any payments on any account. My monthly budget to service my debts is $700. I am full time employed in a leadership role in a stable company. My current employment is 6 years old, and continuing.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are:<br>rent $1700<br>transportation nil (company reimbursed)<br>utilities $150 all inclusive<br>phone nil (company reimbursed)<br>insurance $90<br>food $500<br>This loan is to consolidate my current credit card loans. Therefore, this loan will not incur additional payment obligation, only consolidate my current payments into one account. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit card debts 15K outstanding.<br>Interest rates vary from 9.99% to 26.99% on these accounts.<br>total monthly payment for all these accounts around $700 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit card debts 15K outstanding.<br>Interest rates vary from 9.99% to 26.99% on these accounts.<br>total monthly payment for all these accounts around $700 |
Which debts do you plan to pay off with this loan? | consolidate all credit card debts into one account. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are:<br>rent $1700<br>transportation nil (company reimbursed)<br>utilities $150 all inclusive<br>phone nil (company reimbursed)<br>insurance $90<br>food $500<br>This loan is to consolidate my current credit card loans. Therefore, this loan will not incur additional payment obligation, only consolidate my current payments into one account. |
Which debts do you plan to pay off with this loan? | consolidate all credit card debts into one account. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit card debts 15K outstanding.<br>Interest rates vary from 9.99% to 26.99% on these accounts.<br>total monthly payment for all these accounts around $700 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using this loan for multiple purposes. I have got credit card debts, and this loan will consolidate all into one single account. See my responses to other questions by fellow investors for further details. |
Member Payment Dependent Notes Series 1255887
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255887 |
$4,000 |
$4,000 |
17.27% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255887. Member loan 1255887 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Rituals Salon and Spa | Debt-to-income ratio: | 7.72% |
Length of employment: | 3 years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | Rituals Salon and Spa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,411.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1255902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255902 |
$12,875 |
$12,875 |
14.65% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255902. Member loan 1255902 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Subway | Debt-to-income ratio: | 15.51% |
Length of employment: | 10+ years | Location: | Billings, MT |
Home town: | |||
Current & past employers: | Subway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $20,307.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to buy the other 60% of our business. Currently I own 40%. |
What is your intended use for the loan proceeds? | I intend to buy the other 60% of our business. Currently I own 40%. |
What type of business are you starting? | I am currently co-owner of a concessions business located in the biggest arena in my state. I am looking to buy out the other part of our company, not start a new one. |
Please describe your experience/familiarity with the business you are starting/started? | I have co-owned this company for 4 years, so I am very familiar with its operations. Also, I have managed a quick service restaurant for over ten years so running a concessions business is very easy. |
What is your intended use for the loan proceeds? | I intend to buy the other 60% of our business. Currently I own 40%. |
Member Payment Dependent Notes Series 1255921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255921 |
$8,000 |
$8,000 |
13.67% |
1.00% |
April 30, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255921. Member loan 1255921 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,250 / month |
Current employer: | Land O' Lakes | Debt-to-income ratio: | 19.93% |
Length of employment: | 9 years | Location: | NEW BRIGHTON, MN |
Home town: | |||
Current & past employers: | Land O' Lakes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I am stable in my employment and plan to be with the company years to come. I make every effort to pay all bills on time.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $13,878.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 845.00<br>utilities/phone - 390<br>insurance 100<br>food 400<br>trans. 200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - 11500<br>student loan 25000<br>car 14000 |
If you have a delinquency in the last 2 years, please explain the reason. | Never been late, if I was, it was by a few days and I was busy and didn't get things out on time |
Which debts do you plan to pay off with this loan? | All the credit card type accounts, should pay off all except for one |
Please explain the reason why you carry a large revolving credit balance. | My goal behind this is to remove 90% of the revolving debt and shut them down completely. |
Member Payment Dependent Notes Series 1255924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255924 |
$17,000 |
$17,000 |
12.12% |
1.00% |
May 1, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255924. Member loan 1255924 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Housing Developer | Debt-to-income ratio: | 14.28% |
Length of employment: | 4 years | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Housing Developer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I'm consolidating some high-interest credit card debt. This loan will help tremendously to pay down the debt faster so I free up cash to own a home. I'm responsible borrower who will pay the monthly payments timely. I've been at my job for over 4 years & will work hard to ensure its paid in full.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1,075<br>Auto/Transportation: $350 <br>Utilities: $150<br>Internet: $50<br>Cell Phone: $75<br>Student Loan: $370<br>Food/Restaurant: $350<br>Entertainment: $75<br>Health/Fitness: $160<br>Personal Care: $100<br>Household Goods: $200<br>Savings: $300 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard-1: Bal: $7,400.14 APR: 14.99% Minimum PMT: $170 <br>AMEX: Bal: $3,265.57 APR: 14.50% Minimum PMT: $65<br>Discover: Bal: $3,057.20 APR: 21.99% Minimum PMT: $71<br>Mastercard-2: Bal: $1,444.75 APR: 24.24% Minimum PMT: $27 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payment for all credit cards is $333. Once the credit cards are paid off with the loan proceeds, the $333 amount will then be used to pay for the $17K loan. |
Member Payment Dependent Notes Series 1255925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255925 |
$2,500 |
$2,500 |
14.65% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255925. Member loan 1255925 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Astro-tec Manufacturing Inc | Debt-to-income ratio: | 19.39% |
Length of employment: | n/a | Location: | akron, OH |
Home town: | |||
Current & past employers: | Astro-tec Manufacturing Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $872.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Yes, I got laid off back in May of 2011. Fell behind 1 month on home mortgage. But we are now current and update to date. And there may have been some credit cards account that may have been late in payments made or just simply oerlooked |
Member Payment Dependent Notes Series 1255953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1255953 |
$20,000 |
$20,000 |
12.12% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1255953. Member loan 1255953 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,333 / month |
Current employer: | Drew Auto Center | Debt-to-income ratio: | 20.30% |
Length of employment: | 10+ years | Location: | LA MESA, CA |
Home town: | |||
Current & past employers: | Drew Auto Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1256017
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256017 |
$12,000 |
$12,000 |
13.11% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256017. Member loan 1256017 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,531 / month |
Current employer: | Transplace Stuttgart | Debt-to-income ratio: | 16.51% |
Length of employment: | 10+ years | Location: | Humphrey, AR |
Home town: | |||
Current & past employers: | Transplace Stuttgart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,889.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House Payment $390.00 Auto loan $360.00(Paid off in August 2012) transportation cost about $150, depending on gas prices. utilities average $100 a month, phone $50 a month Health insurance about $100 a month, House insurance is in House payment. . Food about 150.00 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balance is approximately 10,000.00 with the interest rate at 23%. Monthly payment runs about $395. House payment is $390.Utilities run at about $100 a month. Personal taxes about $175 a year. Property taxes are part of House payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balance is approximately 10,000.00 with the interest rate at 23%. Monthly payment runs about $395. House payment is $390.Utilities run at about $100 a month. Personal taxes about $175 a year. Property taxes are part of House payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House Payment is $390, Utilities about $100 a month on average, Personal taxes about $175 a year, Property taxes an included in house payment. |
Which debts do you plan to pay off with this loan? | All credit card debt will be paid off |
Member Payment Dependent Notes Series 1256019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256019 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256019. Member loan 1256019 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,910 / month |
Current employer: | US Army Corps of Engineers | Debt-to-income ratio: | 17.81% |
Length of employment: | 3 years | Location: | PIKE ROAD, AL |
Home town: | |||
Current & past employers: | US Army Corps of Engineers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > This loan pays off the loan from Beneficial Finance that has no payment schedule and unbelievably high interest rate.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $7,458.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $951.46, utilities $350. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial Finance $9500, Alienware ($2900), GE Money $3200, Rooms to Go ($700), Best Buy ($400), Capitol One MC ($$950, Limit $1750), Citi MC ($3500, Limit $6000). |
Which debts do you plan to pay off with this loan? | The beneficial finance loan is the only loan without a payment. This year I plan to payoff Best Buy, Capitol One MC, Citi MC, Trek Card, GE Money accounts. With each of these accounts, I can log in online and check balances and payoff as soon as possible. The beneficial account is weird because the interest rate is so high the payment of $203 per month doesn't touch the principal and I cannot make a plan to pay it off like the other accounts. |
Member Payment Dependent Notes Series 1256045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256045 |
$30,000 |
$30,000 |
9.76% |
1.00% |
April 26, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256045. Member loan 1256045 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.44% |
Length of employment: | n/a | Location: | Washington, DC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1256056
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256056 |
$15,000 |
$15,000 |
14.65% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256056. Member loan 1256056 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,333 / month |
Current employer: | Chamberlain Hrdlicka | Debt-to-income ratio: | 22.26% |
Length of employment: | 8 years | Location: | Cherry Hill, NJ |
Home town: | |||
Current & past employers: | Chamberlain Hrdlicka | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I am in the process of rebuilding my credit and receiving this loan would help me do that and start my life over again. I appreciate any assistance given to me.<br><br> Borrower added on 04/20/12 > The funds will be used to pay off all of my credit cards.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $19,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase $4,400<br>Amex $4,400. <br>Dell $2,800<br>There are several cards that have small balances. <br>I do not have a mortgage payment or student loans. I hope to consolidate everything into one payment so I will be debt free and reclaim my life. |
Which debts do you plan to pay off with this loan? | All of my credit cards. I will close them all and be in better financial shape then I am in now. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The use of the loan proceeds is to pay off credit cards only. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase $4,400<br>Amex $4,400. <br>Dell $2,800<br>There are several cards that have small balances. <br>I do not have a mortgage payment or student loans. I hope to consolidate everything into one payment so I will be debt free and reclaim my life. |
Please explain the reason why you carry a large revolving credit balance. | I ran into some financial hardship to it was the only means of living at that time. I have the ability to get out of that now with the assistance of this loan and I do have the ability to pay it back |
Member Payment Dependent Notes Series 1256117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256117 |
$8,500 |
$8,500 |
14.65% |
1.00% |
April 30, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256117. Member loan 1256117 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,250 / month |
Current employer: | Aspen dental | Debt-to-income ratio: | 16.12% |
Length of employment: | 5 years | Location: | Ontario, NY |
Home town: | |||
Current & past employers: | Aspen dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $23,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 4800 to 5100 |
Please explain the reason why you carry a large revolving credit balance. | To hame more credit history and pay it off in 5 years |
Is the improvement to your primary residence or an investment property? | Primary residence |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $239,000,5.5% and monthly payment is $2285 includes taxes |
Member Payment Dependent Notes Series 1256132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256132 |
$8,000 |
$8,000 |
14.65% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256132. Member loan 1256132 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,933 / month |
Current employer: | Veterans Administration | Debt-to-income ratio: | 15.51% |
Length of employment: | 4 years | Location: | Gloversville, NY |
Home town: | |||
Current & past employers: | Veterans Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Consolodation/cancellation of hight interest credit cards.<br><br> Borrower added on 04/21/12 > Accumulated debt in the course of helping a family member out. Now it is time to get my finances back in order.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $24,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | All totaled $1500.00 |
Please explain the reason why you carry a large revolving credit balance. | I had $15000.00 set aside to replace a large wrap around fron porch on my old Farmhouse. Halfway through the project I ended up having to loan that money to a family member and some to a friend who were going through tough times. I basically finished it (the project) on credit cards as the house looked horrible with the front ripped off. Now I'm trying to put my finances back in order. Thank You. |
Which debts do you plan to pay off with this loan? | The two highest interest credit cards. |
Please explain the reason why you carry a large revolving credit balance. | I had $15000.00 set aside to replace a large wrap around fron porch on my old Farmhouse. Halfway through the project I ended up having to loan that money to a family member and some to a friend who were going through tough times. I basically finished it (the project) on credit cards as the house looked horrible with the front ripped off. Now I'm trying to put my finances back in order. Thank You. |
Member Payment Dependent Notes Series 1256215
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256215 |
$6,000 |
$6,000 |
9.76% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256215. Member loan 1256215 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | A&M PRODUCTS | Debt-to-income ratio: | 22.42% |
Length of employment: | 8 years | Location: | OLATHE, KS |
Home town: | |||
Current & past employers: | A&M PRODUCTS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,513.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | new drive way |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2,700 |
Member Payment Dependent Notes Series 1256234
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256234 |
$14,500 |
$14,500 |
16.29% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256234. Member loan 1256234 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | BCM Controls Corp | Debt-to-income ratio: | 9.41% |
Length of employment: | 3 years | Location: | North attleboro, MA |
Home town: | |||
Current & past employers: | BCM Controls Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Looking to restart the proper way.<br><br> Borrower added on 04/20/12 > The purpose of this is to get back on track. I want to lump my payments into 1 monthly payment. This would be great investment for anyone looking to make a good return from a hard working American family. <br><br>Thanks<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $8,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to combine my credit cards in to one monthly payment. This will consolidate my credit card debt so I can pay the debt off faster. |
Member Payment Dependent Notes Series 1256243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256243 |
$7,000 |
$7,000 |
9.76% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256243. Member loan 1256243 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Paramount Pictures | Debt-to-income ratio: | 13.09% |
Length of employment: | < 1 year | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Paramount Pictures | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Intend to pay off very high interest loan, have never missed a payment on any account, have a very stable job, intend to pay off loan early.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,895.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I intend to pay off a high interest loan. |
Member Payment Dependent Notes Series 1256276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256276 |
$29,700 |
$29,700 |
21.97% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256276. Member loan 1256276 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | 3M | Debt-to-income ratio: | 21.44% |
Length of employment: | 10+ years | Location: | COTTAGE GROVE, MN |
Home town: | |||
Current & past employers: | 3M | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > Loan to pay off higher interest credit cards<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $16,521.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1800 |
Please explain the reason why you carry a large revolving credit balance. | Raising 2 children as a single parent added up over the years. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa - $6912 - 6% - $292, Visa - 9973 - 23% - 270, MasterCard - 3495 - 19% - $85, Visa - $3585 - 17% - $80, MasterCard - $7425 - 0% - $177 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $6912 - 6% - $292, Visa - 9973 - 23% - 270, MasterCard - 3495 - 19% - $85, Visa - $3585 - 17% - $80, MasterCard - $7425 - 0% - $177 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $950 |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Member Payment Dependent Notes Series 1256321
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256321 |
$13,000 |
$13,000 |
13.99% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256321. Member loan 1256321 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | ksc federal credit union | Debt-to-income ratio: | 16.02% |
Length of employment: | 10+ years | Location: | PORT ORANGE, FL |
Home town: | |||
Current & past employers: | ksc federal credit union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Putting these credit cards to rest will be the best thing for me and my family. I have been employed with the same company for 14+ yrs and I strive to be the best in all areas.<br><br> Borrower added on 04/23/12 > Let me add that I have no problem making payments every month on time, it's the balances that never go away, that is the cycle that needs to end NOW. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $12,306.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff credit cards. |
Member Payment Dependent Notes Series 1256405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256405 |
$21,000 |
$21,000 |
16.29% |
1.00% |
May 1, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256405. Member loan 1256405 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Contract Pal | Debt-to-income ratio: | 11.48% |
Length of employment: | 2 years | Location: | EAGLE MOUNTAIN, UT |
Home town: | |||
Current & past employers: | Contract Pal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I am starting a new business building apps for smartphones, and looking for additional funding to cover the costs of development and programming. The app[s] will be available in ITunes and Android markets within 12 months. I have been involved in graphic design and gaming for 10+ years.<br><br> Borrower added on 04/20/12 > I have minimal debt, so my monthly payments consist of my mortgage, insurance, utilities, and phone. I have one consumer credit card, and regular living expenses such as food, and fuel. My job is very stable, and I am completing an MBA program in three month, which qualifies me for a raise.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have very little consumer debt, so I pay revolving monthly payments on my home, phone, insurance, and utilities. My cars are paid off, and I have one credit card, which I make monthly payments on. I also pay for food, and other day to day items, such as clothing, entertainment, and fuel costs to travel to and from work. |
What type of business are you starting? | I have very little consumer debt, so I pay revolving monthly payments on my home, phone, insurance, and utilities. My cars are paid off, and I have one credit card, which I make monthly payments on. I also pay for food, and other day to day items, such as clothing, entertainment, and fuel costs to travel to and from work. |
What is your intended use for the loan proceeds? | Thank you for the question. The purpose of this loan is to help me get a jump on my business building mobile applications for both google and apple markets. Specifically this money will be used for development costs on a mobile game application that will be released by end of year. Please let me know if you have any other questions. Thanks again. |
Member Payment Dependent Notes Series 1256412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256412 |
$8,800 |
$8,800 |
13.67% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256412. Member loan 1256412 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | United States Air Force | Debt-to-income ratio: | 13.41% |
Length of employment: | 10+ years | Location: | WALDORF, MD |
Home town: | |||
Current & past employers: | United States Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > We have credit cards with high interests rates ranging from 19 - 22% attempting to get total monthly payments for four sources from approximately $498 monthly to one payment of $298. We are a military family of 18 years in the D.C area with a current clearance so payments WILL be taken care of.<br><br> Borrower added on 04/21/12 > Please ask any and all questions. I have a secure job. Been in the Air Force for 18 years and have a security clearance so there is NOBODY who you can feel more comfortable investing in. Thank you.<br><br> Borrower added on 04/21/12 > Consolidating debt among 4 accounts with interests rates over of twenty percent with monthly payments of $490 into a loan of $8800 with a 13.67% percent interest rate cuts my payments to $298 is why i plan on using the loan. The loan is for 3 years i have a military commitment for over 3 years.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $12,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortage $1840, Taxes $398.<br><br><br><br>Total: $2238 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Star Card $6800 19.9%<br> Master Card $1278, 22.9%<br> Personal Loan for House Upgrades $3500 21.9%<br> Dell $1498 24.9%.<br> With a loan through Lending Club payments go from $490 monthly to $298 with a 13.9% interest rate.<br><br>Additional Loans are Mortgage of $1840, two auto loans totaling $900.<br><br>Basically $4800 in monthly bills |
Which debts do you plan to pay off with this loan? | Credit Card. Personal Loan for home upgrade and Dell Finance, Military Star Card. The interest rates are approximately 22% and payments on all 4 together are $490 monthly. With the loan, it would be 13.9% one payment for $298 monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Star Card $6800 19.9%<br> Master Card $1278, 22.9%<br> Personal Loan for House Upgrades $3500 21.9%<br> Dell $1498 24.9%.<br> With a loan through Lending Club payments go from $490 monthly to $298 with a 13.9% interest rate.<br><br>Additional Loans are Mortgage of $1840, two auto loans totaling $900.<br><br>Basically $4800 in monthly bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Star Card $6800 19.9%<br> Master Card $1278, 22.9%<br> Personal Loan for House Upgrades $3500 21.9%<br> Dell $1498 24.9%.<br> With a loan through Lending Club payments go from $490 monthly to $298 with a 13.9% interest rate.<br><br>Additional Loans are Mortgage of $1840, two auto loans totaling $900.<br><br>Basically $4800 in monthly bills |
If you have a delinquency in the last 2 years, please explain the reason. | No, never had a deliquency. |
Please explain the reason why you carry a large revolving credit balance. | We financed our first house here in D.C when the Air Force sent moved us. We didn't realize credit scored were going to plummet as a result of a new payment with a high balance and a number of credit inquiries as a result of securing a home lone. When it came time to move in and start making the home our own, we were not offered the low credit rates when setting up the house to where we wanted it. Our credit is getting better, but still no late payments, or anything negative. |
Please explain the reason why you carry a large revolving credit balance. | We financed our first house here in D.C when the Air Force sent moved us. We didn't realize credit scored were going to plummet as a result of a new payment with a high balance and a number of credit inquiries as a result of securing a home lone. When it came time to move in and start making the home our own, we were not offered the low credit rates when setting up the house to where we wanted it. Our credit is getting better, but still no late payments, or anything negative. |
Member Payment Dependent Notes Series 1256429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256429 |
$3,500 |
$3,500 |
13.67% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256429. Member loan 1256429 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | social secuirty admin | Debt-to-income ratio: | 20.73% |
Length of employment: | 6 years | Location: | HALEDON, NJ |
Home town: | |||
Current & past employers: | social secuirty admin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Vehicle repairs<br><br> Borrower added on 04/20/12 > need vehicle repaired for transportation.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $9,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Having lines of credit allow me to make purchases to maintain my home and pay in installments which is conveniant for me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Food rent car insurance car pymnts light cable gas cell |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Food rent car insurance car pymnts light cable gas cell |
What is your intended use for the loan proceeds? | Vehicle repair |
If you have a delinquency in the last 2 years, please explain the reason. | To my knowledge I have not been deliquent in the past 2 yrs . |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent credit cards renter insurance cell light and gas |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent credit cards renter insurance cell light and gas |
Member Payment Dependent Notes Series 1256465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256465 |
$12,375 |
$12,375 |
13.99% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256465. Member loan 1256465 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,161 / month |
Current employer: | Advance America | Debt-to-income ratio: | 15.96% |
Length of employment: | 2 years | Location: | TEHACHAPI, CA |
Home town: | |||
Current & past employers: | Advance America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > With this loan, I plan on paying off the credit card debt I accumulated last year. By consolidating my debt, I will be able to save a lot more money and help my credit grow in the process. I have never had a late payment in the past, and I have a steady and very reliable income.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $600/month<br>Utilities are a little less than $60/month<br>Groceries are about $150/month<br><br>My family takes care of insurance for everything else, as well as the phone bill. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now my total of all debt (student loan, medical bills and credit card debt) equals $14017.34, with $355.98 being the total off all the minimum payments per month. I spend $600 in rent and $60 in utilities. Thankfully, my family takes care of all car and insurance expenses. I would love to get rid of all of my credit card debt because it would really help improve my credit, and overall make life a little easier :) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now my total of all debt (student loan, medical bills and credit card debt) equals $14017.34, with $355.98 being the total off all the minimum payments per month. I spend $600 in rent and $60 in utilities. Thankfully, my family takes care of all car and insurance expenses. I would love to get rid of all of my credit card debt because it would really help improve my credit, and overall make life a little easier :) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now my total of all debt (student loan, medical bills and credit card debt) equals $14017.34, with $355.98 being the total off all the minimum payments per month. I spend $600 in rent and $60 in utilities. Thankfully, my family takes care of all car and insurance expenses. I would love to get rid of all of my credit card debt because it would really help improve my credit, and overall make life a little easier :) |
Please explain the reason why you carry a large revolving credit balance. | I would like to inform the investors that I never had large credit balances until last year. Last year, I planned a life event that required large sums of money, and it was more convenient at the time to put the balances on credit cards. Now that I have acquired this debt, I am more aware of how hard it will be to pay off the amounts owed, with how high the interest rates are. By getting a loan here, I can pay off those debts, build my credit, and go back to being practically debt free. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $600/month<br>Utilities are a little less than $60/month<br>Groceries are about $150/month<br><br>My family takes care of insurance for everything else, as well as the phone bill. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now my total of all debt (student loan, medical bills and credit card debt) equals $14017.34, with $355.98 being the total off all the minimum payments per month. I spend $600 in rent and $60 in utilities. Thankfully, my family takes care of all car and insurance expenses. I would love to get rid of all of my credit card debt because it would really help improve my credit, and overall make life a little easier :) |
Member Payment Dependent Notes Series 1256474
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256474 |
$16,425 |
$16,425 |
17.27% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256474. Member loan 1256474 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Chugach alaska corporation | Debt-to-income ratio: | 21.52% |
Length of employment: | 3 years | Location: | ANCHORAGE, AK |
Home town: | |||
Current & past employers: | Chugach alaska corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $16,916.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 711.00 credit card & other loan payments<br>1650.00 mortgage & car payment (groceries & utilities & gas included) |
Member Payment Dependent Notes Series 1256497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256497 |
$9,100 |
$9,100 |
21.48% |
1.00% |
April 26, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256497. Member loan 1256497 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | ServiceMagic, Inc | Debt-to-income ratio: | 19.95% |
Length of employment: | 6 years | Location: | Bailey, CO |
Home town: | |||
Current & past employers: | ServiceMagic, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > I am going to use the loan to pay off all my debt and have one lump payment directly taken from my bank account each month. I have been with my employer for going on 6 and a half years. This loan will allow me to improve my credit score and pay off my debts other than my car and home. Thank you<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,892.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | After paying off all debts with the loan my total expenses per month would be 3,480 which includes the 546 dollar a month loan payment. This includes house, car, heat, electric, trash, phone and internet, food for the month for my family, and gas expenses to commute., |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am paying off all the debt we have outside vehicle, house and normal monthly expenses. I have a very stable career and think it would be wise to reorganize.<br>Credit Card Debt $10,800 - $725/month Medical Credit card $1,750 - $168/month<br>Small Trailer Loan $4,000 - $140/month Old small Wells Fargo Loan 1,600 - $200.00/month.<br>Total Pay $18,150 leaving $850 to pull forward with house payment.<br>Total Payments $1,233/month New Loan $546/month saving $687 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am paying off all the debt we have outside vehicle, house and normal monthly expenses. I have a very stable career and think it would be wise to reorganize.<br>Credit Card Debt $10,800 - $725/month Medical Credit card $1,750 - $168/month<br>Small Trailer Loan $4,000 - $140/month Old small Wells Fargo Loan 1,600 - $200.00/month.<br>Total Pay $18,150 leaving $850 to pull forward with house payment.<br>Total Payments $1,233/month New Loan $546/month saving $687 per month. |
Which debts do you plan to pay off with this loan? | All my revolving credit cards. This pays off most of our debt outside of vehicle and house. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off all credit card debt so our debt is organized in a way to make it comfortable for me to pay all monthly payments on my income alone. |
What is your intended use for the loan proceeds? | To pay off all credit card debt and have one much lower payment taken directly from my checking account each month |
Please explain the reason why you carry a large revolving credit balance. | I did not for along time I had to over the last year due to covering all debt payments with my income alone. The loan will allow me to pay off the revolving debt and have one lump payment deducted from my checking account per month as it pays off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am paying off all the debt we have outside vehicle, house and normal monthly expenses. I have a very stable career and think it would be wise to reorganize.<br>Credit Card Debt $10,800 - $725/month Medical Credit card $1,750 - $168/month<br>Small Trailer Loan $4,000 - $140/month Old small Wells Fargo Loan 1,600 - $200.00/month.<br>Total Pay $18,150 leaving $850 to pull forward with house payment.<br>Total Payments $1,233/month New Loan $546/month saving $687 per month. |
Which debts do you plan to pay off with this loan? | All my revolving credit cards. This pays off most of our debt outside of vehicle and house. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off all credit card debt so our debt is organized in a way to make it comfortable for me to pay all monthly payments on my income alone. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | After paying off all debts with the loan my total expenses per month would be 3,480 which includes the 546 dollar a month loan payment. This includes house, car, heat, electric, trash, phone and internet, food for the month for my family, and gas expenses to commute., |
Which debts do you plan to pay off with this loan? | All my revolving credit cards. This pays off most of our debt outside of vehicle and house. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am paying off all the debt we have outside vehicle, house and normal monthly expenses. I have a very stable career and think it would be wise to reorganize.<br>Credit Card Debt $10,800 - $725/month Medical Credit card $1,750 - $168/month<br>Small Trailer Loan $4,000 - $140/month Old small Wells Fargo Loan 1,600 - $200.00/month.<br>Total Pay $18,150 leaving $850 to pull forward with house payment.<br>Total Payments $1,233/month New Loan $546/month saving $687 per month. |
Member Payment Dependent Notes Series 1256507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256507 |
$12,000 |
$12,000 |
21.97% |
1.00% |
April 27, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256507. Member loan 1256507 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Northern Trust | Debt-to-income ratio: | 5.05% |
Length of employment: | 10+ years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Northern Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,620.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage payment of $1280 per month, I live in the city so I don't have a car ($40 per month subway), $180 association fees include cable & internet, heat, water, $40 phone bill, no insurance payment, $500 per month food/entertainment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage payment of $1280 per month (mortgage rate 4.25%), I live in the city so I don't have a car ($40 per month subway), $180 association fees include cable & internet, heat, water, $40 phone bill, no insurance payment, $500 per month food/entertainment. I have roughly $18,000 credit card debt at rates between 18 - 21% about $900 per month. I would like to pay off my credit cards and reduce my mortgage so I dont have to pay $166 mortgage insurance (included in $1280 payment) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage payment of $1280 per month, I live in the city so I don't have a car ($40 per month subway), $180 association fees include cable & internet, heat, water, $40 phone bill, no insurance payment, $500 per month food/entertainment |
Which debts do you plan to pay off with this loan? | Credit card debt & paydown my mortgage to avoid $166/per month mortgage insurance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage payment of $1280 per month (mortgage rate 4.25%), I live in the city so I don't have a car ($40 per month subway), $180 association fees include cable & internet, heat, water, $40 phone bill, no insurance payment, $500 per month food/entertainment. I have roughly $18,000 credit card debt at rates between 18 - 21% about $900 per month. I would like to pay off my credit cards and reduce my mortgage so I dont have to pay $166 mortgage insurance (included in $1280 payment) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card debit & reduce mortage to avoid $166/per month mortgage insurance. 80% will go to paying off credit card debt |
Member Payment Dependent Notes Series 1256771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256771 |
$21,000 |
$21,000 |
23.13% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256771. Member loan 1256771 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Military | Debt-to-income ratio: | 20.29% |
Length of employment: | 9 years | Location: | Abilene , TX |
Home town: | |||
Current & past employers: | Military | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,102.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is 800 including taxes and insurance.<br>I have a 300 hundred dollar car payment<br>My electric is 150<br>Insurance 130<br>Water 57<br>And the debt I plan to consolidate is over 900 a month.. I want to make them into one payment at 593. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large amount of revolving accounts because I helped my family's business stay afloat as long as possible early in my military career when the economy crashed. Now I am trying to fix my credit and be debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
Which debts do you plan to pay off with this loan? | I plan on paying my credit cards off and closing all accounts. This way I can eliminate my debt within the next five years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All of my bills including this loan will be less than 2500, including utilities, food, insurance, car payment and mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
What is your intended use for the loan proceeds? | To pay off my credit cards and be debt free within five years. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large amount of revolving accounts because I helped my family's business stay afloat as long as possible early in my military career when the economy crashed. Now I am trying to fix my credit and be debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using it to pay off 7 credit cards so I can be debt free within 5 years. The only bills I will have is mortgage, car payment and this loan payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of 7 accounts with a total payment of 1000. This loan would bring that payment down to below 600. All of my bills will be less than 2500 a month. |
Member Payment Dependent Notes Series 1256772
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256772 |
$5,000 |
$5,000 |
9.76% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256772. Member loan 1256772 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,250 / month |
Current employer: | Department of Mental Health | Debt-to-income ratio: | 14.50% |
Length of employment: | 10+ years | Location: | PAWTUCKET, RI |
Home town: | |||
Current & past employers: | Department of Mental Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Personal loan for family emergency,<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a family emergency. I will use money for medical care.<br>Thank, |
Please explain the reason why you carry a large revolving credit balance. | I had a liver transplant, and was out of work for 5 years. I get back to work about 5 years now. |
Member Payment Dependent Notes Series 1256776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256776 |
$3,100 |
$3,100 |
10.74% |
1.00% |
April 27, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256776. Member loan 1256776 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,386 / month |
Current employer: | Kohl's | Debt-to-income ratio: | 16.31% |
Length of employment: | 3 years | Location: | Loveland, CO |
Home town: | |||
Current & past employers: | Kohl's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > The most important plan for this loan is to pay down my credit cards and increase my credit score. What makes me a great borrower is my ability to stick with my monthly budget. I know exactley what I spend each month. Paying down the higher percentage rates is what makes perfect sense. Thanks<br><br> Borrower added on 04/23/12 > Even though the loan amount was lowered, I am so appreciative to the lenders. Now I can begin to pay down the majority of my high interest credit cards. Thank you, so much.<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $4,851.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have answered this question to you previously. Is it necessary to repeat? Please let me know. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have gone back to school to receive a degree in Business and Communications. My student loans do not have be paid back until after I graduate. I am only attending part-time so it will probably be at least four more yrs until I graduate. Obviously, I do not have to pay the grant back. My credit cards are the obvious reason for this loan: 1) $1090 - 23.24% - $75-100 per mo. 2) $750 - 19.99% - $50-65 <br>3) $639 - 22.80% - $60-75 per mo 4) $564 - 20.99% - $75-95 per mo 5) |
Member Payment Dependent Notes Series 1256788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256788 |
$8,000 |
$8,000 |
17.27% |
1.00% |
April 26, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256788. Member loan 1256788 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | Southwest Research Institute | Debt-to-income ratio: | 12.01% |
Length of employment: | 6 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Southwest Research Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $3,046.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage and escrow: 780<br>Utilities: 330<br>Phone: 160<br>Insurance: 180<br>Food: 400<br>Gas: 220<br>Gym: 50<br>Car: 360<br>Truck: 340<br>Min Credit Card: 230<br>Total: 3050 |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquncies in the past two years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card #1 balance $700 at 23.99% min. payment $40<br>credit card #2 balance $3340 at 19.99% min. payment $80<br>credit card #3 balance $1750 at 22.99% min. payment $40<br>credit card #4 balance $750 at 21.99% min. payment $40<br>credit card #5 balance $1230 at 17.99% min. payment $60<br>mortage balance $109,900 at 5.25% payment w/ insurance and taxes $780<br>car loan balance $20,900 at 2.90% payment $365<br>truck loan balance $16,500 at 9.89% payment $340 |
Member Payment Dependent Notes Series 1256820
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256820 |
$1,150 |
$1,150 |
12.12% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256820. Member loan 1256820 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Paycom | Debt-to-income ratio: | 13.35% |
Length of employment: | 8 years | Location: | North Bergen, NJ |
Home town: | |||
Current & past employers: | Paycom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Money for a new motorcycle<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $198.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this loan for a refinance, lease or purchase? | Purchase |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2007 Kawasaki Ninja Used with under 6000 miles |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | Cash |
How much money are you providing out of pocket as a down payment for this purchase? | $1500 |
What are the balances, interest rates, and monthly payments on any other auto obligations? | under $500 per month for car lease |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 per month |
Member Payment Dependent Notes Series 1256846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256846 |
$15,000 |
$15,000 |
15.81% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256846. Member loan 1256846 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Rocklin Unified School District | Debt-to-income ratio: | 21.23% |
Length of employment: | 10+ years | Location: | ANTELOPE, CA |
Home town: | |||
Current & past employers: | Rocklin Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,646.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 142 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
Please explain the reason why you carry a large revolving credit balance. | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 142 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
Which debts do you plan to pay off with this loan? | Credit card (with high interest rates) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
What is your intended use for the loan proceeds? | Credit card (with high interest rates) |
Please explain the reason why you carry a large revolving credit balance. | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
Which debts do you plan to pay off with this loan? | Credit card (with high interest rates) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is being used specifically to pay off high interest credit card accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 142 |
Please explain the reason why you carry a large revolving credit balance. | mortgage: 1071<br>phone:60<br>Utilities: 75<br>Food: 200<br>car: 449<br>insurance: 127 |
Member Payment Dependent Notes Series 1256897
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256897 |
$15,000 |
$15,000 |
17.99% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256897. Member loan 1256897 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | WET Enterprizes | Debt-to-income ratio: | 14.66% |
Length of employment: | 5 years | Location: | Sherman Oaks, CA |
Home town: | |||
Current & past employers: | WET Enterprizes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $18,958.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, mortgages, or lines of credit. One shared credit card with my dad for business expenses which the payment is made by my dad. A previous Lending Club loan at 17.51% without any missed payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are the following:<br><br>Rent: $765/month<br>Phone: $120/month<br>Insurance: $99/month<br><br>I work out of state on jobsites about 28 days/month and all food, transportion, and other miscellaneous items are paid by the company. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, mortgages, or lines of credit. One shared credit card with my dad for business expenses which the payment is made by my dad. A previous Lending Club loan at 17.51% without any missed payments. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not aware of having any delinquencies in the past 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, mortgages, or lines of credit. One shared credit card with my dad for business expenses which the payment is made by my dad. A previous Lending Club loan at 17.51% without any missed payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are the following:<br><br>Rent: $765/month<br>Phone: $120/month<br>Insurance: $99/month<br><br>I work out of state on jobsites about 28 days/month and all food, transportion, and other miscellaneous items are paid by the company. |
Please explain the reason why you carry a large revolving credit balance. | I started a side business in addition to my full time engineering job. My start up costs are the reason for the large balance. This business is starting to pick up and take off now. |
Which debts do you plan to pay off with this loan? | This will be used to pay back friends and family that have helped with costs of my upcoming wedding. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, mortgages, or lines of credit. One shared credit card with my dad for business expenses which the payment is made by my dad. A previous Lending Club loan at 17.51% without any missed payments. |
What is your intended use for the loan proceeds? | This will be used to pay back friends and family that have helped with costs of my upcoming wedding. |
Please explain the reason why you carry a large revolving credit balance. | I started a side business in addition to my full time engineering job. My start up costs are the reason for the large balance. This business is starting to pick up and take off now. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans, mortgages, or lines of credit. One shared credit card with my dad for business expenses which the payment is made by my dad. A previous Lending Club loan at 17.51% without any missed payments. |
Which debts do you plan to pay off with this loan? | This will be used to pay back friends and family that have helped with costs of my upcoming wedding. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This will be used to pay back friends and family that have helped with costs of my upcoming wedding. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This will be used to pay back friends and family that have helped with costs of my upcoming wedding. |
Member Payment Dependent Notes Series 1256939
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256939 |
$5,100 |
$5,100 |
16.29% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256939. Member loan 1256939 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | NC State Highway Patrol | Debt-to-income ratio: | 6.60% |
Length of employment: | 10+ years | Location: | Sanford, NC |
Home town: | |||
Current & past employers: | NC State Highway Patrol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $5,567.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1256998
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1256998 |
$25,000 |
$25,000 |
13.99% |
1.00% |
May 1, 2012 |
May 3, 2017 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1256998. Member loan 1256998 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,583 / month |
Current employer: | UC Irvine Medical Center | Debt-to-income ratio: | 8.81% |
Length of employment: | 6 years | Location: | Yorba Linda, CA |
Home town: | |||
Current & past employers: | UC Irvine Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/19/12 > Moving expenses, debt consolidation,car repairs<br>
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off debt and close all credit cards except Visa. Moving expenses. Major tune up on car and new tires. |
Member Payment Dependent Notes Series 1257031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257031 |
$16,000 |
$16,000 |
20.50% |
1.00% |
April 25, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257031. Member loan 1257031 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | WELLS FARGO HOME MORTGAGE | Debt-to-income ratio: | 15.14% |
Length of employment: | 9 years | Location: | LEAGUE CITY, TX |
Home town: | |||
Current & past employers: | WELLS FARGO HOME MORTGAGE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > To consolidate debt<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $15,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total expenses are about $1330 a month this includes rent, gas, utilities, cell phone and food. My vehicle is paid for and I pay the insurance every six months. (Approx $500 semi-annually) Renters insurance is $131 and I pay once a year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is 570 a month but these debts will be paid off with this loan |
Member Payment Dependent Notes Series 1257078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257078 |
$6,000 |
$6,000 |
9.76% |
1.00% |
May 1, 2012 |
May 3, 2015 |
May 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257078. Member loan 1257078 was requested on April 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,667 / month |
Current employer: | Joe Sensers | Debt-to-income ratio: | 12.11% |
Length of employment: | 8 years | Location: | Eagan, MN |
Home town: | |||
Current & past employers: | Joe Sensers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,877.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly mortgage is 900.00 with gas food and etc about say 200. What I'm tring to do is put all my credit cards in to one balance. And gas I spend about 100 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart card 1750.00 and interest is at 22%<br>Discover 2100.00 and interest is at 29%<br>Master card 700. And interest is at 27% <br>The interest is killing me.......try to pay a little more a month sometimes and seems to not change the balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart card 1750.00 and interest is at 22%<br>Discover 2100.00 and interest is at 29%<br>Master card 700. And interest is at 27% <br>The interest is killing me.......try to pay a little more a month sometimes and seems to not change the balance. |
Member Payment Dependent Notes Series 1257128
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257128 |
$7,200 |
$7,200 |
9.76% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257128. Member loan 1257128 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,847 / month |
Current employer: | MAWD Pathology Group | Debt-to-income ratio: | 18.81% |
Length of employment: | 10+ years | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | MAWD Pathology Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I pay my obligations on time. I have a 13+ year work history with my current employer.<br>I am in the medical profession which is a good career field at this particular time. I do not have the worry of being laid off or my employer downsizing.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $429.92 this amount includes taxes and insurance<br>Transportation (Fuel) $75.00<br>Utilities including phone and cable $300.00<br>Food $200.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $4,428.00<br>Macys $1,754.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $540.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $429.92 this amount includes taxes and insurance<br>Transportation (Fuel) $75.00<br>Utilities including phone and cable $300.00<br>Food $200.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $4,428.00<br>Macys $1,754.00 |
Please explain the reason why you carry a large revolving credit balance. | I cared for my aging mother for 3 years prior to her death and incurred a lot of debt.<br>I was unable to work full time and my employer worked with me during that time allowing me to work part time.<br>My earnings were considerably less during that time and my losses in salary were approx. $20,000 to $25,000 less per year during that time. The decrease in salary plus other expenses I incurred resulted in acaccumulation of credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | I cared for my aging mother for 3 years prior to her death and incurred a lot of debt.<br>I was unable to work full time and my employer worked with me during that time allowing me to work part time.<br>My earnings were considerably less during that time and my losses in salary were approx. $20,000 to $25,000 less per year during that time. The decrease in salary plus other expenses I incurred resulted in acaccumulation of credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | I cared for my aging mother for 3 years prior to her death and incurred a lot of debt.<br>I was unable to work full time and my employer worked with me during that time allowing me to work part time.<br>My earnings were considerably less during that time and my losses in salary were approx. $20,000 to $25,000 less per year during that time. The decrease in salary plus other expenses I incurred resulted in acaccumulation of credit card debt. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $4,428.00<br>Macys $1,754.00 |
Please explain the reason why you carry a large revolving credit balance. | I cared for my aging mother for 3 years prior to her death and incurred a lot of debt.<br>I was unable to work full time and my employer worked with me during that time allowing me to work part time.<br>My earnings were considerably less during that time and my losses in salary were approx. $20,000 to $25,000 less per year during that time. The decrease in salary plus other expenses I incurred resulted in acaccumulation of credit card debt. |
Member Payment Dependent Notes Series 1257149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257149 |
$24,000 |
$24,000 |
12.12% |
1.00% |
April 30, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257149. Member loan 1257149 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | City of Virginia Beach | Debt-to-income ratio: | 23.04% |
Length of employment: | 10+ years | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | City of Virginia Beach | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $29,680.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total Expenses including debt to be consolidated at current payments is $3450. Consolidation will lower this by about $35, but allow me to be out of debt in 5 years |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citibank 6300 at 10%<br>Discover 7600 at 25%<br>Bank of America 5450 at 10%<br>Capitol One 2900 at 25%<br>Car Loan 4500 at 5% |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies |
Member Payment Dependent Notes Series 1257150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257150 |
$15,000 |
$15,000 |
15.81% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257150. Member loan 1257150 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,500 / month |
Current employer: | Banfield Pet Hospital | Debt-to-income ratio: | 21.62% |
Length of employment: | 9 years | Location: | HOLLYWOOD, FL |
Home town: | |||
Current & past employers: | Banfield Pet Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $21,404.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1257168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257168 |
$7,850 |
$7,850 |
14.65% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257168. Member loan 1257168 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | G4S | Debt-to-income ratio: | 12.90% |
Length of employment: | 7 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | G4S | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Want to be free<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,084.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1257234
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257234 |
$4,000 |
$4,000 |
13.11% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257234. Member loan 1257234 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Comfortcare Dental | Debt-to-income ratio: | 24.45% |
Length of employment: | 9 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Comfortcare Dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,423.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | For my primary residence. |
Member Payment Dependent Notes Series 1257239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257239 |
$3,200 |
$3,200 |
7.62% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257239. Member loan 1257239 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,813 / month |
Current employer: | Superior Fire Sprinklers | Debt-to-income ratio: | 14.42% |
Length of employment: | 7 years | Location: | BOCA RATON, FL |
Home town: | |||
Current & past employers: | Superior Fire Sprinklers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,855.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have three revolving credit balances. I had been maintainting all three at half their limits or less. I then used $1,000.00 off two of them to supplement a down payment on a second more fuel efficient automobile. I also used one of them to pay for study material and exams to further my education and complete my NICET certification for Fire Protection. This was an investment in my career which shall lead to a higher income. I used the other card for a major repair on my primary work vehicle. |
Which debts do you plan to pay off with this loan? | I plan to use $900.00 on one card, $700.00 on one card and $500.00 on my lowest card. These amounts will drop all the cards back to less than half. This will take the most money off the card with the highest intrest. This will also leave about a $1000.00 cushion in my bank account for any type of emergency. I can then continue to pay the cards down fast with less intrest charges. |
What is your intended use for the loan proceeds? | To pay down the balances on my three credit cards. The interest rate for this loan is much lower. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It looks as though my funding is complete for this loan. Thank you for your interest. JD |
Member Payment Dependent Notes Series 1257293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257293 |
$9,000 |
$9,000 |
10.74% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257293. Member loan 1257293 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | ASP Global Services | Debt-to-income ratio: | 16.92% |
Length of employment: | 8 years | Location: | Simi Valley, CA |
Home town: | |||
Current & past employers: | ASP Global Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I plan to use these funds to pay off a credit card debt which has a high interest rate. The monthly payments for this loan are lower than what I am already paying to this credit card debt every month so I will not have an issue repaying the loan.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,246.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I am planning to pay off a credit card balance which is currently at a very high APR so that I can close the account. By obtaining the lower interest rate that this loan is offering I will be able to pay off this debt sooner without paying so much in interest. |
Please explain the reason why you carry a large revolving credit balance. | The reason I carry a large revolving balance is that I have built up too much debt years ago. I have since closed several of the accounts and have been working on paying down the balance. However, the account which I am hoping to pay off with this loan has a very high interest rate which makes it difficult to pay down the debt in a timely manner. I am hoping to replace it with this loan so that I can work towards eliminating the outstanding debt ASAP. |
Which debts do you plan to pay off with this loan? | I am planning to pay off a credit card balance which is currently at a very high APR so that I can close the account. By obtaining the lower interest rate that this loan is offering I will be able to pay off this debt sooner without paying so much in interest. |
Member Payment Dependent Notes Series 1257294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257294 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257294. Member loan 1257294 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Morgan Stanley Smith Barney | Debt-to-income ratio: | 8.08% |
Length of employment: | 4 years | Location: | FOREST HILLS, NY |
Home town: | |||
Current & past employers: | Morgan Stanley Smith Barney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,711.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1800.00 all total |
Please explain the reason why you carry a large revolving credit balance. | I had some medical issues and I was helping my sister who was diagnosed with cancer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $1800 |
What is your intended use for the loan proceeds? | debt consolidation |
Member Payment Dependent Notes Series 1257334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257334 |
$15,000 |
$15,000 |
17.99% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257334. Member loan 1257334 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | San Jose Unified School District | Debt-to-income ratio: | 17.00% |
Length of employment: | 4 years | Location: | SANTA CLARA, CA |
Home town: | |||
Current & past employers: | San Jose Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I am a responsible professional with a stable income. I always made timely payments on all my bills. Trying to pay off my high interest credit cards (36% and 16%). Thank you.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $17,918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live with a good friend and her daughter, my rent is $450 (including utilities and food). I don't use a smart phone, I just use it for calling so I only pay $43/mo. I pay $470/mo for my car, insurance is $79/mo, and spend about $80 for gas a month since I live relatively close to my work. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I made a personal loan last year (ONEMAINFINANCIAL-family emergency) $6000 at 36% rate and $6000 (CITICARD-home improvement) at 15% rate. I would like to payoff these loans for a lower interest rate. My monthly payment are $261 and $100, respectively. |
If you have a delinquency in the last 2 years, please explain the reason. | I've never been delinquent in my payments. I manage to pay my bills on time. Lately I can only make a minimum payment. I would like to pay off the loans I made last year (family emergency) with high % rate (36%). Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I made a personal loan last year (ONEMAINFINANCIAL-family emergency) $6000 at 36% rate and $6000 (CITICARD-home improvement) at 15% rate. I would like to payoff these loans for a lower interest rate. My monthly payment are $261 and $100, respectively. |
Member Payment Dependent Notes Series 1257344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257344 |
$3,600 |
$3,600 |
13.11% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257344. Member loan 1257344 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,383 / month |
Current employer: | MATC | Debt-to-income ratio: | 2.46% |
Length of employment: | 2 years | Location: | milwaukee, WI |
Home town: | |||
Current & past employers: | MATC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $4,725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3500 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | $300 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $300 |
If you have a delinquency in the last 2 years, please explain the reason. | I do not |
What is your intended use for the loan proceeds? | Payoff a credit card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3500 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $4000 average %20 |
Member Payment Dependent Notes Series 1257365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257365 |
$16,000 |
$16,000 |
19.22% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257365. Member loan 1257365 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Milliman | Debt-to-income ratio: | 18.38% |
Length of employment: | 10+ years | Location: | Menomonee Falls, WI |
Home town: | |||
Current & past employers: | Milliman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,060.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1257455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257455 |
$3,375 |
$3,375 |
7.90% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257455. Member loan 1257455 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | FELICIANA DENTAL CLINIC | Debt-to-income ratio: | 23.38% |
Length of employment: | 10+ years | Location: | SAINT FRANCISVILLE, LA |
Home town: | |||
Current & past employers: | FELICIANA DENTAL CLINIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $16,165.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1100.00 monthly |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 2800.00-25%-130.00mth |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $640.00 |
Member Payment Dependent Notes Series 1257479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257479 |
$4,375 |
$4,375 |
13.67% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257479. Member loan 1257479 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | cast and crew | Debt-to-income ratio: | 10.50% |
Length of employment: | 5 years | Location: | HEMET, CA |
Home town: | |||
Current & past employers: | cast and crew | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,347.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1,150.00 for mortgage, phone, internet and tv is around 115.00 and gas is $59.00 and edison bill is about 200.00 a month. Car insurance is 149.00. cell phone is 110.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am 6000.00 in credit debt.. wal-mart, discover, best buy |
Member Payment Dependent Notes Series 1257496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257496 |
$4,550 |
$4,550 |
17.27% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257496. Member loan 1257496 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Masonic home for adults | Debt-to-income ratio: | 16.73% |
Length of employment: | 3 years | Location: | FREMONT, CA |
Home town: | |||
Current & past employers: | Masonic home for adults | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ($776_rent) ($80_transportation) ($90_utilities) ($160_phone) ($81_ car insurance) (food_$350) |
What type of business are you starting? | food concession business |
Please describe your experience/familiarity with the business you are starting/started? | I have worked for many catering and vendor type businesses |
What do you project your monthly expenses for the first 6 months of your business? | The business will operate on weekends only and monthly expenses for the first 6 months will be $1075.00 |
What will be the largest expense in the first six months? | Food and commissary kitchen fee's |
What do you project your monthly revenues for the first 6 months to be? | $2,800 to $3,100 for the first 6 months |
Member Payment Dependent Notes Series 1257543
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257543 |
$6,000 |
$6,000 |
13.67% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257543. Member loan 1257543 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Moss Adams LLp | Debt-to-income ratio: | 16.17% |
Length of employment: | 4 years | Location: | Yakima, WA |
Home town: | |||
Current & past employers: | Moss Adams LLp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > With these funds I'll be consolidating my debt (medical, etc.). I make my payments on time and always try to pay more than the minimum due, but have not been making much headway.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $11,052.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Household (Rent, Power, Cable, Phone, etc.) - $700 <br>Car (Pymt, Ins & Gas) - $350<br>Food/Etc - $300<br>Misc (Dry Cleaning, etc.) - $150<br>I think that's about it... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2800 - 22%<br>1400 - 21%<br>1400 - 13%<br>400 - 9% |
If you have a delinquency in the last 2 years, please explain the reason. | I was not quite 30 days late on a card about 3 years ago. That was the last time I was late. I paid it and the fees as quickly as I was able. |
Please explain the reason why you carry a large revolving credit balance. | Due to divorce and a cross country move several years ago, I relied on credit until I was back on my feet. It has been a challenge to make headway, due to high interest rates. |
Which debts do you plan to pay off with this loan? | Car, 2 credit cards and a bit of medical debt. |
Member Payment Dependent Notes Series 1257551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257551 |
$25,000 |
$25,000 |
13.99% |
1.00% |
April 27, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257551. Member loan 1257551 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $15,179 / month |
Current employer: | Hamel Associates, Inc. | Debt-to-income ratio: | 5.42% |
Length of employment: | 10+ years | Location: | HOBOKEN, NJ |
Home town: | |||
Current & past employers: | Hamel Associates, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,227.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | one time payment, medical |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, health insurance, life insurance, car, gas, phones, utilities, student loan, mortgage second home, (rental income second home), groceries |
What is your intended use for the loan proceeds? | one time payment, medical |
Member Payment Dependent Notes Series 1257552
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257552 |
$9,450 |
$9,450 |
12.12% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257552. Member loan 1257552 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 24.41% |
Length of employment: | 2 years | Location: | Lancaster, CA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > This loan is to payoff all credit card debt to be debt free when the loan is paid in full.<br><br> Borrower added on 04/20/12 > I am extremely responsible and have NEVER been late on any payment for anything. I have a very clean credit history. The debt is all from medical bills from taking care of an ill family member.<br><br> Borrower added on 04/22/12 > Thank you to all the investors who have invested money to fund my loan. You are all helping make my reality come true in being debt free!<br><br> Borrower added on 04/24/12 > Correction to my above statememt! You are all making my dream of being debt free become a reality!<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage payment is $560 a month and my utilities add to around $200.00 a month. My grocery budget is $200 a month. Those are mu main expenses as my transportation budget is very minimal as I only travel 7 miles round trip to work. The expenses are due to <br>medical bills that were from taking care if a very ill family member. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan is to pay off all credit card debt. The interest rates are from 20- 28% and currently the minimum. Monthly payments total out to over $375.00 a mosnth. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan is to pay off all credit card debt. The interest rates are from 20- 28% and currently the minimum. Monthly payments total out to over $375.00 a mosnth. |
Member Payment Dependent Notes Series 1257803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257803 |
$24,000 |
$24,000 |
14.65% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257803. Member loan 1257803 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Windsor Manor Rehabilitation Center | Debt-to-income ratio: | 14.07% |
Length of employment: | 6 years | Location: | Antioch, CA |
Home town: | |||
Current & past employers: | Windsor Manor Rehabilitation Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses:<br><br>Water: $ 70<br>Electric: $ 170<br>Groceries: $500<br>Gas (two cars): $500<br>Auto Insurance: $250<br>Garbage: $40<br>Medical Insurance: $200<br>Cable, Phone, Internet: $250<br>Family Recreation/Entertainment: $300<br>Kids Lunch Money-School: $100<br>Cellphones: $180<br>Kids piano lesson: $140<br>Home Mortgage: $1528 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debts: Amount/Monthly Payment<br><br>Stafford loan : $39,000 /286<br>Sallie Mae: $5,000/356<br>Bank of America Visa Credit Card: $4,000/150<br>Citicard Credit card: $4,000/150<br>CitiFinancial loan: $5,000/172<br>Tax State: $3,000/330<br>Tax Federal: 5,000/200<br>Patelco Credit Union loan: $4,500/125<br>Green Leaf Financing Loan (six months term at 0% interest: $1,700/285<br>Home loan: $ 190,000/1,528 |
What is your intended use for the loan proceeds? | Consolidations of smaller debts and paying off my unpaid tax owed to both state and the federal. |
Please explain the reason why you carry a large revolving credit balance. | I understand my credit standing: I have an Expendia Credit card with a credit<br>Line of 5000 only, which is currently has an available credit line available of $1300 only. And a bank of America visa credit card with credit line of $4,500, which is currently has an available remaining credit limit of $800. I am not aware of any other credit line, that I could use to pay for my loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debts: Amount/Monthly Payment<br><br>Stafford loan : $39,000 /286<br>Sallie Mae: $5,000/356<br>Bank of America Visa Credit Card: $4,000/150<br>Citicard Credit card: $4,000/150<br>CitiFinancial loan: $5,000/172<br>Tax State: $3,000/330<br>Tax Federal: 5,000/200<br>Patelco Credit Union loan: $4,500/125<br>Green Leaf Financing Loan (six months term at 0% interest: $1,700/285<br>Home loan: $ 190,000/1,528 |
Which debts do you plan to pay off with this loan? | Expedia Credit Card: $3,800<br>Citicard credit card: 5,000<br>Sallie Mae student loan: 4,000<br>Patelco loan: 4,000<br>Federal unpaid 2010 tax: 5,000 <br>State tax 2010: 4,000<br><br>Or a fraction of any of the listed loans above if the proceeds of the loan that i am applying for right now are not enough to pay all. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | he proceeds of the loan will be used for consolidation only. By consolidating those smaller loans, i will have a lesser monthly payment and the convenience of issuing a one payment for those loans. |
Member Payment Dependent Notes Series 1257808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257808 |
$5,600 |
$5,600 |
9.76% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257808. Member loan 1257808 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Internal revenue service | Debt-to-income ratio: | 17.50% |
Length of employment: | 10+ years | Location: | Roy, UT |
Home town: | |||
Current & past employers: | Internal revenue service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I share rent and therefore only pay 330 dollars a month. My fiance pays all our utilites and food, My insurance monthly payment is 100 dollars per mo. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa loan payment around 4700.00. The interest rate is around 24% and my payment is currently 150.00 per mo. I would like to pay this off and gradually do so with the rest of my credit cards as I would like to buy a house next year, |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa loan payment around 4700.00. The interest rate is around 24% and my payment is currently 150.00 per mo. I would like to pay this off and gradually do so with the rest of my credit cards as I would like to buy a house next year, |
Member Payment Dependent Notes Series 1257858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257858 |
$28,000 |
$28,000 |
14.65% |
1.00% |
April 27, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257858. Member loan 1257858 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | Evapco, Inc. | Debt-to-income ratio: | 16.70% |
Length of employment: | 10+ years | Location: | Littlestown, PA |
Home town: | |||
Current & past employers: | Evapco, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I have been at my current job for over 26 years, The last time I checked my credit score it was over 900 because I pay all my bills on time. Using the money to consolidate loans and home improvments. I'll probably pay a little extra each month.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $9,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage - 42,060, Electric - $115, Car - $284, Truck - $559, Food- about $500 to $600 Month, Credit card - $ 250, Insurance - $100 (2 vehicles and House), My sons car is in my name but he makes the payments - $283, Phone & internet - $65, Gas month - $150, Trash bill - $20 month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage - $383,000 - $2060 month - 4.8%<br>Car $5,600 - $283 month- not sure of the rate <br>Truck $43,000 - $559 month - not sure of the rate<br>sons car that he pays but is in my name $5,400 - 283 month- not sure of the rate, he is on as a co- signer trying to build his credit.<br>Credit card - around $9,800 - $250 - $300 month - 10 - 12% ?<br><br>looking to pay off the credit card and and my wife's car with the loan and the rest will be used for home improvments, inside and out.<br><br>Thank you |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 1257865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257865 |
$11,200 |
$11,200 |
9.76% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257865. Member loan 1257865 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,875 / month |
Current employer: | iservices | Debt-to-income ratio: | 13.07% |
Length of employment: | 5 years | Location: | owings mills, MD |
Home town: | |||
Current & past employers: | iservices | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I always pay on time and that is my highest priority. Thank you so very much for helping me get this loan.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,574.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current rent is 900 dollars a month, my insurance and other miscelleneous expense is around 600 dollars. I do not have car payments anymore. I appreciate you helping me fund this loan. I always pay on time and its my top priority. |
What are you buying? | Investing in property and need down payment. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Currently I am paying rent and my rent is 900 dollars a month. In future I will be paying mortgage and I will be paying mortgage with 1400 (mortgage), tax 210, Insurance 60. I appreciate your sponsoring my loan application. Its my highest priority to pay on time as keeping credit perfect is my philosophy. |
Member Payment Dependent Notes Series 1257866
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257866 |
$1,500 |
$1,500 |
7.62% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257866. Member loan 1257866 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Bishop Services | Debt-to-income ratio: | 18.13% |
Length of employment: | 8 years | Location: | Goldendale, WA |
Home town: | |||
Current & past employers: | Bishop Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Pay off credit card and medical bills.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1257884
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257884 |
$5,000 |
$5,000 |
12.12% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257884. Member loan 1257884 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | heb | Debt-to-income ratio: | 11.64% |
Length of employment: | 9 years | Location: | san antonio, TX |
Home town: | |||
Current & past employers: | heb | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > trying to get ahead to make life easy<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,344.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to consolidate my medical bills so that i can control them better |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my current monthly expenses are all the above I try to keep my life simple and not go into debt or go over my head with extra bills |
Member Payment Dependent Notes Series 1257886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257886 |
$8,000 |
$8,000 |
9.76% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257886. Member loan 1257886 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | The Westin Stonebriar | Debt-to-income ratio: | 20.35% |
Length of employment: | 8 years | Location: | Frisco, TX |
Home town: | |||
Current & past employers: | The Westin Stonebriar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $700, transportation $255, utilities $150, insurance $200, Food, 200, phone$60 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card $2000, Kohls $1500 Dell $2000. No Student Loans and no mortgage |
Member Payment Dependent Notes Series 1257999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1257999 |
$8,000 |
$8,000 |
15.31% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1257999. Member loan 1257999 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | EXIM FABRIC | Debt-to-income ratio: | 15.44% |
Length of employment: | 6 years | Location: | BUENA PARK, CA |
Home town: | |||
Current & past employers: | EXIM FABRIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $12,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | It's about $ 2000.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Please see below the plan I think,<br><br>Visa - Bank of America - $ 2100.00 - 25 % - min payment : $ 60.00 : I will pay $ 2000.00<br>Amex - Bank of America - $ 1800.00 - 25 % - min payment : $ 60.00 : I will pay $ 1800.00<br>Visa - US Bank - $ 3800.00 - 23 % - min payment : $ 60.00 : I will pay I will pay $ 3800.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total min payments for all credit cards are around $ 500.00 and after I get the loan and will be less than $ 100.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I made some late payment which I cleared already. <br>And more than one year I am not doing late payment. |
Member Payment Dependent Notes Series 1258012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258012 |
$22,400 |
$22,400 |
14.65% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258012. Member loan 1258012 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,583 / month |
Current employer: | RELIABLE AUTOMOTIVE INC | Debt-to-income ratio: | 17.31% |
Length of employment: | 10+ years | Location: | SPRINGFIELD, MO |
Home town: | |||
Current & past employers: | RELIABLE AUTOMOTIVE INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I have been with the same company for 16 years. I have worked hard to invest max out my 401(k) each year and will have my home paid off in less than a year and I'm dedicated to paying off the cr cards and be debt free in 24 months.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $26,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total monthlies $3842: mort 921 (includes re tax), util 150, grocery 250, insur 150 (auto-home), auto loan 756 (300 is reimbursed by employer), phone 120, internet-tv 105, gas 90, Cr Cards 1300 (minimums are 771). take home approx 5700. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 10K,19.99%,323.00 <br>Discover 12K, 23.4%, 250.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 4 cards current minimum 771.00, have been paying 1300.00. Loan will payoff 2 cards with rates at 20.0 & 23.4. Plan to pay continue making 1300.00 pymt (this loan 772.00 + 600 toward 2 remaining cards). |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 10K,19.99%,323.00 <br>Discover 12K, 23.4%, 250.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 776.00, Insurance 75.00, Taxes 140.00, Util avg 150. I am 9-1/2 years into a 15-year note on my home and should be paid off by next March (2013). |
Please explain the reason why you carry a large revolving credit balance. | A special relative had unselfishly helped me in a time of need a long time ago and would never let me pay them back. Several years ago they were very ill and unable to work for many months. Through use of the promo rates on 2 cards, I helped during their need & was able to repay their kindness. The promo rates are no longer in force, my home is nearly paid off & it's time I paid off these cards. |
Member Payment Dependent Notes Series 1258037
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258037 |
$24,250 |
$24,250 |
18.25% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258037. Member loan 1258037 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | G&K SERVICES | Debt-to-income ratio: | 23.81% |
Length of employment: | 7 years | Location: | BREAUX BRIDGE, LA |
Home town: | |||
Current & past employers: | G&K SERVICES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > pay off credit cards and other debt!!<br><br> Borrower added on 04/21/12 > I need to payoff 3 credit cards and consolidate other bills. This will allow me to have one monthly payment lower than my current combined payments. I plan to repay this loan before 60 months with yearly bonus and tax refunds.<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-$1250<br>Electricity-$125<br>Natural Gas-$25<br>Phone-$50<br>Car Insurance -$180<br>Food-$400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America- $7,800 (line of credit) 20.6% -$224 <br>Best Buy- $3,000 (credit card)- 24.5%-$80<br>Citi Diamond-$3500 (credit card)- 23%-$70<br>Citi Plat-$2,500 (credit card)-22.9%-$35<br>GE Money-$2700-$200<br>Rooms to GO-$1400-$61<br>BBT Mortgage-$220,000- 5%-$1250<br><br>thanks |
What is your intended use for the loan proceeds? | Pay off the below bills and have no debt execpt my Mortgage in less than 5 years.<br><br>Bank of America- $7,800 (line of credit)$224<br>Best Buy- $3,000 (credit card)-$80<br>Citi Diamond-$3500 (credit card)-$70<br>Citi Plat-$2,500 (credit card)-$35<br>GE Money-$2700-$200<br>Rooms to GO-$1400-$61 |
Please explain the reason why you carry a large revolving credit balance. | Opened lines of credit to payoff spouse's previous bills to get credit score up and still continuing to fight high interest rates. This loan will allow me to have lower monthly payments at an overall lower interest rate and become debt free except my mortgage in less than 5 years.<br><br>thanks!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America- $7,800 (line of credit) 20.6% -$224 <br>Best Buy- $3,000 (credit card)- 24.5%-$80<br>Citi Diamond-$3500 (credit card)- 23%-$70<br>Citi Plat-$2,500 (credit card)-22.9%-$35<br>GE Money-$2700-$200<br>Rooms to GO-$1400-$61<br>BBT Mortgage-$220,000- 5%-$1250<br><br>thanks |
Which debts do you plan to pay off with this loan? | Pay off the below bills and have no debt execpt my Mortgage in less than 5 years. Thanks!<br><br>Bank of America- $7,800 (line of credit)$224<br>Best Buy- $3,000 (credit card)-$80<br>Citi Diamond-$3500 (credit card)-$70<br>Citi Plat-$2,500 (credit card)-$35<br>GE Money-$2700-$200<br>Rooms to GO-$1400-$61 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off the below bills and have no debt execpt my Mortgage in less than 5 years.<br><br>Bank of America- $7,800 (line of credit)$224<br>Best Buy- $3,000 (credit card)-$80<br>Citi Diamond-$3500 (credit card)-$70<br>Citi Plat-$2,500 (credit card)-$35<br>GE Money-$2700-$200<br>Rooms to GO-$1400-$61 |
Member Payment Dependent Notes Series 1258038
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258038 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258038. Member loan 1258038 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Cushing and Dolan, PC | Debt-to-income ratio: | 13.61% |
Length of employment: | 8 years | Location: | Boston, MA |
Home town: | |||
Current & past employers: | Cushing and Dolan, PC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I am using this loan to pay off some bills all at once in order to return to school by next spring and also in order to save up for a deposit for my next apartment. I can pay this loan off sooner then the 36 months offered as well<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $200 for rent. I take a bus to work, I dont pay utilities, cell phone is $50 a month, food about $100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America is $4090, Best Buy is $1900, Loan is $3915, and Bill me later is $734<br>BoA monthly payment is $200 to $250, Best Buys is $150 or more, Loan is $200, and Bill Me Laters is $100 or more.<br>For interest charges BoA charges about $94, Best But $5.27, Loan $67, and Bill Me Later is $8.97 |
Member Payment Dependent Notes Series 1258060
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258060 |
$2,800 |
$2,800 |
7.90% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258060. Member loan 1258060 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,583 / month |
Current employer: | Local 3 Bricklayers | Debt-to-income ratio: | 14.07% |
Length of employment: | 5 years | Location: | Somerset, MA |
Home town: | |||
Current & past employers: | Local 3 Bricklayers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | Primary Residence |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I do. |
Member Payment Dependent Notes Series 1258099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258099 |
$7,000 |
$7,000 |
9.76% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258099. Member loan 1258099 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,600 / month |
Current employer: | San Ramon Valley Fire District | Debt-to-income ratio: | 4.50% |
Length of employment: | 6 years | Location: | Elk Grove, CA |
Home town: | |||
Current & past employers: | San Ramon Valley Fire District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > Loan is for a Used Vehicle<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $3,488.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | I am providing $500.00 dollars as a down payment. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | The vehicle I am buying is a 1992 Camaro Z28 anniversary edition, with 86,000 original miles. The car is a one owner vehicle and has been stored since day one in a climate controlled garage so the condition of the car is excellent. The current adult owner stated that a divorce forces sale. |
Member Payment Dependent Notes Series 1258150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258150 |
$10,800 |
$10,800 |
13.67% |
1.00% |
April 30, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258150. Member loan 1258150 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,663 / month |
Current employer: | department of interioror | Debt-to-income ratio: | 7.40% |
Length of employment: | 2 years | Location: | SHASTA LAKE, CA |
Home town: | |||
Current & past employers: | department of interioror | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $4,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent and normal utilities. 1450 for rent, W/S/G and gas are on average 200 a month, Electric 60 in winter to 200 in summer |
What is your intended use for the loan proceeds? | pay off three credit cards |
What are you buying? | rv/ camp trailer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Everything.... best guess 4200 |
What are you buying? | rv/ camp trailer |
If you have a delinquency in the last 2 years, please explain the reason. | as far as i know I haven't been delinquent on anything in 2+ years |
Member Payment Dependent Notes Series 1258169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258169 |
$3,800 |
$3,800 |
19.22% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258169. Member loan 1258169 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,083 / month |
Current employer: | Twin Rivers USD | Debt-to-income ratio: | 20.48% |
Length of employment: | 10+ years | Location: | Rio Linda, CA |
Home town: | |||
Current & past employers: | Twin Rivers USD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $13,632.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We actually are in the process of paying off some accounts and cutting up the cards. We were getting our credit scores up as we did not have credit before and we wanted good credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our mortgage payments, ins utilities, phone and other paymts come to around 4000 monthly. |
What is your intended use for the loan proceeds? | My husband and I are paying off a medical lein that was placed on his mother's paid off property upon her death. Origionally it was $5600 (approx) but it has been paid down to $3800. I promise to pay this loan off promptly. |
What is your intended use for the loan proceeds? | My husband and I are paying off a medical lein that was placed on his mother's paid off property upon her death. Origionally it was $5600 (approx) but it has been paid down to $3800. I promise to pay this loan off promptly. |
What is your intended use for the loan proceeds? | My husband and I are paying off a medical lein that was placed on his mother's paid off property upon her death. Origionally it was $5600 (approx) but it has been paid down to $3800. I promise to pay this loan off promptly. |
What is your intended use for the loan proceeds? | My husband and I are paying off a medical lein that was placed on his mother's paid off property upon her death. Origionally it was $5600 (approx) but it has been paid down to $3800. I promise to pay this loan off promptly. |
Member Payment Dependent Notes Series 1258203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258203 |
$1,600 |
$1,600 |
12.12% |
1.00% |
April 27, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258203. Member loan 1258203 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Energizer Battery | Debt-to-income ratio: | 20.19% |
Length of employment: | 10+ years | Location: | Asheboro, NC |
Home town: | |||
Current & past employers: | Energizer Battery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 5 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $1,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The past 4 yrs I have had a major fire and had to take my grandchildren to raise and work 12 hr nights and I would like to take them on a vacation but do not have the lump sum to take them and I read where the lending club deducts it out of my check every month I will have no problem paying back |
Member Payment Dependent Notes Series 1258241
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258241 |
$15,000 |
$15,000 |
13.99% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258241. Member loan 1258241 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | MGM Grand Hotel and Casino | Debt-to-income ratio: | 8.96% |
Length of employment: | 6 years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | MGM Grand Hotel and Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I plan on consolidating my outstanding credit card balances so I can put more money towards my mortgage and get it paid off. I want to be debt free and own my home outright in 5 years. I have been with MGM Resorts for 22 years.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $11,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1000 amonth for mortage (taxes and insurance included) and utilities |
Please explain the reason why you carry a large revolving credit balance. | I had an unexpected illness last year and had large medical bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2100 without the credit card debt. |
If you have a delinquency in the last 2 years, please explain the reason. | I was in the hospital for two days last year, and my insurance didn't cover all the medical expenses |
Member Payment Dependent Notes Series 1258273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258273 |
$15,000 |
$15,000 |
17.99% |
1.00% |
April 25, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258273. Member loan 1258273 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Century Construction Company,Inc | Debt-to-income ratio: | 15.72% |
Length of employment: | 10+ years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | Century Construction Company,Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > payoff bills<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,511.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1258278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258278 |
$4,200 |
$4,200 |
13.99% |
1.00% |
April 27, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258278. Member loan 1258278 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | National Rental Car | Debt-to-income ratio: | 5.44% |
Length of employment: | 10+ years | Location: | cary, NC |
Home town: | |||
Current & past employers: | National Rental Car | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > i plan to use my loan to pay off my credit cards,im punctual in paying off my credit cards in time and it has helped me have a good credit score.<br><br> Borrower added on 04/23/12 > Im looking for a loan to pay off my credit cards,i have no mortgage,insurance or any other expenses since i stay with my parents so im fully prepared to pay back this loan in time<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,245.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my currently expenses only include my phone bills,and gas i pay 69.99 per month for my phone bill and around 40 dollars for my gas.I have no insurance,food or rent to pay since i live with my parents.My insurance is covered under my parents plan |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | i have a visa card with a credit limit of 1500,with 0 percent interest i have a debt of 700 dollars to pay off my monthly payment for that is 20 dollars,the other credit card which is also visa with a credit limit of 2000 dollar interest rate on that account is 16.24%variable rate for purchases and balance transfer, 19.24% variable rate for cash advance and 17.99% for direct deposits/access checks and my current outstanding balance is at $1023.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | i have two visa cards with dollar 25 minimum payment the other dollar 35,i can make a minimum payment of 190 dollars for this loan |
What is your intended use for the loan proceeds? | i want to pay off credit card debts and use some to buy a hd tv |
Member Payment Dependent Notes Series 1258329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258329 |
$8,000 |
$8,000 |
17.99% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258329. Member loan 1258329 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,792 / month |
Current employer: | at&t | Debt-to-income ratio: | 23.64% |
Length of employment: | 10+ years | Location: | Kenosha, WI |
Home town: | |||
Current & past employers: | at&t | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > Consolidating department store credit card debt for one monthly payment and lower interest rate.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1258347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258347 |
$8,800 |
$8,800 |
9.76% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258347. Member loan 1258347 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,417 / month |
Current employer: | Tucson Electric Power | Debt-to-income ratio: | 5.87% |
Length of employment: | 5 years | Location: | SAINT JOHNS, AZ |
Home town: | |||
Current & past employers: | Tucson Electric Power | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,330.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1258571
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258571 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 27, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258571. Member loan 1258571 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 11.48% |
Length of employment: | 9 years | Location: | RIVERSIDE, CA |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > Paying off back taxes to clear all debts<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $2,681.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | 108 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1258583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258583 |
$6,000 |
$6,000 |
6.03% |
1.00% |
April 30, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258583. Member loan 1258583 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,446 / month |
Current employer: | County of Kern | Debt-to-income ratio: | 0.61% |
Length of employment: | 5 years | Location: | McFarland, CA |
Home town: | |||
Current & past employers: | County of Kern | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I want to use the $6,000 to buy a Nissan car. I always pay my bills on time, never had a late payment. I have a credit score above 780. I have worked for the County of Kern for over 5 years,<br><br> Borrower added on 04/20/12 > I want to use $6,000 loan to buy a Nissan car. I always pay my bills on time, never had a late payment. My Credit Score is above 780.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no other auto loans. I paid $5,000 cash for a 1993 Nissan pick up in 1999 and $3,000 cash for a 1998 Nissan Sentra in 2006. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I want to buy a 2008 or 2009 Nissan Rogue. The Rogues I have looked at are under 60,000 miles and are in excellent condition. Also, according to CARFAX the vehicles have not been in any accidents nor have any mechanical issues. I will have the vehicle checked by a mechanic before making a final decision. |
Is this loan for a refinance, lease or purchase? | This loan is for a purchase. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I have saved $12,500 to buy a car. The Nissan Rogue I'm interested in buying costs $15,999 and registration fees plus tax will be $1,474. Plus a documentation fee of approx. $55 and approx. $60 for a smog fee.<br>It will cost me $126.30 for car insurance every 6 months. <br><br>The total cost for the Nissan Rogue will be approx. $17,714.<br><br>My car savings of $12,500 plus the $6,000 loan will be enough to cover all costs of the vehicle. |
How much money are you providing out of pocket as a down payment for this purchase? | I have saved $12,500 to buy a car, plus the $6,000 loan will be enough to cover the cost of the vehicle. <br>The Nissan Rogue I'm interested in buying costs $15,999 and registration fees plus tax will be $1,474. Plus a documentation fee of $55 and approx. $60 for a smog fee. Also, I will pay $126.30 for my car insurance every 6 months. The total cost for the Nissan Rogue will be approx. $17,714.<br><br><br><br><br>. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay $510 monthly mortgage, that's including home insurance and property tax. My utilities are approx. $150/month for gas, water, and electricity. Total of $660. |
What is your intended use for the loan proceeds? | I want to buy a 2008 or 2009 Nissan Rogue and have saved $12,500 for the vehicle. The price of the Nissan Rogue I'm interested is $15,998 plus tax, dmv fees, and other misc. fees is going to be around $17,600 I will use the loan proceeds to buy a Nissan Rogue since I'm short about $5,100.<br>. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I intend to use the loan to buy a 2008 or Nissan Rogue. The price of the Rogues I'm interested in buying is $15,999 plus tax, dmv, and misc. fees is going to be around $17,588. I've saved $12,500 to buy a Nissan Rogue, and with the loan I'll be able to buy the vehicle. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are: $510 for mortgage(including property tax and insurance), $180 transportation, $150 utilities, $27 cell phone, ~$160 for food, $50 Internet. I pay $180 every 6 months for car insurance, so I save $30 a month to pay for that expense. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I pay $510 a month for mortgage that includes $356 pymt. and $154 escrow for property taxes and insurance. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record. |
Please explain the reason why you carry a large revolving credit balance. | I don't like dealing with cash, so I charge everything to my credit cards. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. |
Member Payment Dependent Notes Series 1258665
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258665 |
$15,000 |
$15,000 |
18.25% |
1.00% |
April 25, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258665. Member loan 1258665 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Boston Financial Data Services | Debt-to-income ratio: | 10.10% |
Length of employment: | 7 years | Location: | Lawrence, KS |
Home town: | |||
Current & past employers: | Boston Financial Data Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,635.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off credit cards that have a higher APR. |
Please explain the reason why you carry a large revolving credit balance. | I just received a promotion so I can now afford to pay off my resolving balance, but due to a series of bad luck involving home and car repairs I accumulated a large credit card balance in the last year. This loan will allow me to pay off my debt at a lower interest rate. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments for all credit cards was about $700. Now it will be about $600 including this loan, and one other credit card for groceries and gas. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Roughly $13,000 is the total of my credit cards. All of an APR of 25%-29% and the current combined monthly minimum payments is about $600. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $13,000 will go towards refinancing my high interest credit cards and whatever is left, will go into upgrading my home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My average current monthly expenses for rent, transportation, utilities, phone, insurance, food, etc) is about $2,500. |
Please explain the reason why you carry a large revolving credit balance. | I just received a promotion so I can now afford to pay off my resolving balance, but due to a series of bad luck involving home and car repairs I accumulated a large credit card balance in the last year. This loan will allow me to pay off my debt at a lower interest rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Roughly $13,000 is the total of my credit cards. All of an APR of 25%-29% and the current combined monthly minimum payments is about $600. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Roughly $13,000 is the total of my credit cards. All of an APR of 25%-29% and the current combined monthly minimum payments is about $600. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My average current monthly expenses for rent, transportation, utilities, phone, insurance, food, etc) is about $2,500. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments for all credit cards was about $700. Now it will be about $600 including this loan, and one other credit card for groceries and gas. |
What is your intended use for the loan proceeds? | To pay off credit cards that have a higher APR. |
Please explain the reason why you carry a large revolving credit balance. | I just received a promotion so I can now afford to pay off my resolving balance, but due to a series of bad luck involving home and car repairs I accumulated a large credit card balance in the last year. This loan will allow me to pay off my debt at a lower interest rate. |
Member Payment Dependent Notes Series 1258667
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258667 |
$4,000 |
$4,000 |
19.22% |
1.00% |
April 27, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258667. Member loan 1258667 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Machinery & Factory | Debt-to-income ratio: | 17.03% |
Length of employment: | 5 years | Location: | Racine, WI |
Home town: | |||
Current & past employers: | Machinery & Factory | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > I am looking to consolidate my revolving debt (credit cards, medical bills, etc.). This loan would reduce my monthly payments and lighten the financial burden. Thanks for taking the time and considering.<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'd prefer not to provide specifics about my monthly expenses as I am currently living paycheck-to-paycheck with very little, if nothing left over. I will tell you that I am not behind in any of my expenses, but do have to be very careful before I spend money on anything not accounted for. I hope you understand my vagueness, but please let me know if you have any further questions/concerns. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The purpose of this loan will be to pay $15,400 worth of credit card, store account and medical bills debt, as well as a $6,000 personal loan from a family member (home improvements). I am not currently paying on the personal loan, but am paying nearly $750 per month in minimum payments alone, so this will save me about $170-$200 per month. I'd prefer not to discuss my installment loans as these will not be affected, but these payments are still manageable. Thanks for the consideration. |
Member Payment Dependent Notes Series 1258693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258693 |
$5,000 |
$5,000 |
13.67% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258693. Member loan 1258693 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Garden State Securities | Debt-to-income ratio: | 7.92% |
Length of employment: | < 1 year | Location: | EATONTOWN, NJ |
Home town: | |||
Current & past employers: | Garden State Securities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Total CC Debt on 3 cards: $7,840 (Debt from college)<br>I/R on 3 cards: Btw 17% - 27%<br>Seeking only $5K to repay loan on card with highest i/r. <br>This also gives me the option to pay down the remaining $2840 on my own quickly when i get my commissions or when my finances improve.<br><br> Borrower added on 04/23/12 > Total CC Debt: $7849 (Debt from College)<br>I/R on 3 CC: Btw 17%-27% <br>Seeking $5K to repay debt on card with highest i/r. <br>This gives me the option of repaying the remaining $2840 quickly when i get my commissions or when my finance improves.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | These are my current monthly expenses:-<br>Rent:$900<br>Utilities:$100 - $120<br>Cellphone: $90<br>Internet: $55<br>Food: Approx $300 or less<br>Gas: $80 (Drive to work daily is just under 10miles round trip)<br>Car Insurance: $336/6 months (Fully-paid. Next renewal of $336 is due on 6/2/2012, to pay in full)<br>Car is fully paid for. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | If this loan is fully funded:-<br>Total minimum monthly payments would be $261.09/mth (Will be less due to partial pay down of AMEX CC.) <br><br>Breakdown:<br>Lending Club: $170.09/mth (for 3 years)<br>Chase Credit Card: Bal: $1,668, $55 min./mth (Min. payment per mth will be less as part of the funding would be used to paydown this card)<br>AMEX CC: Bal. $1,805, $36 min./mth <br><br>Chase Freedom: Bal: $4,355, IR: 27.24%, Min payment: $158/mth (This card would be fully paid off) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card 1- Chase Freedom: Bal: $4,355, IR: 27.24%, Min payment: $158/mth<br>Card 2- Chase Credit Card: Bal: $1,668, IR: 27.24%, Min payment: $55/mth<br><br>Proceeds from the $5,000 loan will be used to pay-off Card 1 balance of $4,355 and the leftover money would be used to pay down part of Card 2. |
Member Payment Dependent Notes Series 1258695
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258695 |
$21,000 |
$21,000 |
14.65% |
1.00% |
May 1, 2012 |
May 4, 2017 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258695. Member loan 1258695 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | price rite plumbing and remodeling | Debt-to-income ratio: | 4.43% |
Length of employment: | 4 years | Location: | westmont, NJ |
Home town: | |||
Current & past employers: | price rite plumbing and remodeling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | discover 4000.00 bal 151.00 min kohls 640.00bal 20.00min<br>visa 3000.00 bal 180 min kohls670.00 bal 20.00min<br>mastercard 2100.00 bal 80.00min lowes 2900.00 bal 90.00min<br>visa 500.00 bal 25.00min homedepot 720.00 bal 40.00min<br>mastercard 750.00 bal 55.00 min |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | about 700.00 do not understand the second half of the question |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1629.00 utilities 209.00 cable/phone/internet 194.00 car insurance 204.00 food 420.00?<br>gas 220.00(2cars) |
What is your intended use for the loan proceeds? | pay off the credit cards and do some much needed home improvements |
Please explain the reason why you carry a large revolving credit balance. | the loan is also for home improvement and to pay off the credit cards |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | about 700.00 do not understand the second half of the question |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance..13,000.00 current monthly payments 720.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | discover 4000.00 bal 151.00 min kohls 640.00bal 20.00min<br>visa 3000.00 bal 180 min kohls670.00 bal 20.00min<br>mastercard 2100.00 bal 80.00min lowes 2900.00 bal 90.00min<br>visa 500.00 bal 25.00min homedepot 720.00 bal 40.00min<br>mastercard 750.00 bal 55.00 min |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | about 13,000 for credit cards and the rest for home imprvements (much needed) |
What is your intended use for the loan proceeds? | pay off the credit cards and do some much needed home improvements |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | discover 4000.00 bal 151.00 min kohls 640.00bal 20.00min<br>visa 3000.00 bal 180 min kohls670.00 bal 20.00min<br>mastercard 2100.00 bal 80.00min lowes 2900.00 bal 90.00min<br>visa 500.00 bal 25.00min homedepot 720.00 bal 40.00min<br>mastercard 750.00 bal 55.00 min |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance..13,000.00 current monthly payments 720.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | about 700.00 do not understand the second half of the question |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage is 1629.00mon which includes taxes, homeowners. utilities are 450.00mon. car insurance for 2 vehicles is 202.00mon |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage is 1629.00mon which includes taxes, homeowners. utilities are 450.00mon. car insurance for 2 vehicles is 202.00mon |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage is 1629.00mon which includes taxes, homeowners. utilities are 450.00mon. car insurance for 2 vehicles is 202.00mon |
If you have a delinquency in the last 2 years, please explain the reason. | i haven't had one |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage is about 893.00mon taxes for the year are around 6200.00( includes real estate, water & sewer for county and minicipality) homeowners is about 850.00for the year. everything is included in my monthly mortgage payment which is 1629.52 |
If you have a public record on file, please briefly explain the event and its resolution. | there is no public record |
Member Payment Dependent Notes Series 1258722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258722 |
$2,000 |
$2,000 |
12.12% |
1.00% |
May 1, 2012 |
May 4, 2015 |
May 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258722. Member loan 1258722 was requested on April 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.18% |
Length of employment: | 10+ years | Location: | dayton, NV |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/20/12 > The funds will be use for a family reunion, I have borrow from lending club before and pay my loan successfully<br>
A credit bureau reported the following information about this borrower member on April 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $17,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi <br>I would say about $2100 that includes a $ 700 rent and a $ 585 mortgage |
If you have a delinquency in the last 2 years, please explain the reason. | Hi <br>I don't have a delinquency in the last 2 years <br>Thanks. |
Member Payment Dependent Notes Series 1258808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258808 |
$20,800 |
$20,800 |
13.67% |
1.00% |
April 25, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258808. Member loan 1258808 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Link Mechanical Services, Inc | Debt-to-income ratio: | 13.58% |
Length of employment: | 8 years | Location: | PLANTSVILLE, CT |
Home town: | |||
Current & past employers: | Link Mechanical Services, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lowe's Credit Card $4,700 - 26% $150.00 payment per month<br>Capital One Credit Card $6,300 - 17% $150.00 payment per month<br>Chase Credit Card $2,700 - 18% $68.00 payment per month<br>FIA Card Services $2,300 - 14% $56.00 payment per month<br>Bank of America Credit Card $700 - 22% $23.00 payment per month<br>Sovereign Bank Personal loan $4,300 - 17% $135 payment per month<br>Most of these debts are from a major remodel on my home (new kitchen, bathroom, windows and siding) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2,400 in expenses each month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lowe's Credit Card $4,700 - 26% $150.00 payment per month<br>Capital One Credit Card $6,300 - 17% $150.00 payment per month<br>Chase Credit Card $2,700 - 18% $68.00 payment per month<br>FIA Card Services $2,300 - 14% $56.00 payment per month<br>Bank of America Credit Card $700 - 22% $23.00 payment per month<br>Sovereign Bank Personal loan $4,300 - 17% $135 payment per month<br>Most of these debts are from a major remodel on my home (new kitchen, bathroom, windows and siding) |
Member Payment Dependent Notes Series 1258812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258812 |
$8,300 |
$8,300 |
21.97% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258812. Member loan 1258812 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | TOPSVILLE | Debt-to-income ratio: | 8.46% |
Length of employment: | 5 years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | TOPSVILLE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $3,348.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | RIGHT NOW MY TOTAL IS ABOUT $2600. BUT IM IN PROSES OF RENTING THE HOME OUT THAT WILL FREE UP ABOUT $1900. AND FIND SMALLER SPACE FOR ABOUT $900. |
What type of business are you starting? | Children wear discount store. I've been a Children wear designer for about 10y now and a Children wear graphic consulting for 5y of them year. I know Children wear and what parent are looking for and what Children like also make them look trendy. |
If you have a delinquency in the last 2 years, please explain the reason. | no |
Member Payment Dependent Notes Series 1258846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258846 |
$1,575 |
$1,575 |
9.76% |
1.00% |
April 27, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258846. Member loan 1258846 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | State of Oregon | Debt-to-income ratio: | 22.71% |
Length of employment: | 10+ years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | State of Oregon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,379.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am married and my husband & I have been together for 20 years & have never shared $. As he makes more than twice what I do he has always paid our mortgage (2nd home now), grocery, home & car insurance, & his personal debt. I pay utilities (gas, electric, water, garbage), my phone, daycare, my car, children's clothing & personal debt. I net about $2950/month with about $2095/month going toward utilities & credit.. I can break down if needed. Want loan to help with paying for summer camps. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am married and my husband & I have been together for 20 years & have never shared $. As he makes more than twice what I do he has always paid our mortgage (2nd home now), grocery, home & car insurance, & his personal debt. I pay utilities (gas, electric, water, garbage), my phone, daycare, my car, children's clothing & personal debt. I net about $2950/month with about $2095/month going toward utilities & credit.. I can break down if needed. Want loan to help with paying for summer camps. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am married and my husband & I have been together for 20 years & have never shared $. As he makes more than twice what I do he has always paid our mortgage (2nd home now), grocery, home & car insurance, & his personal debt. I pay utilities (gas, electric, water, garbage), my phone, daycare, my car, children's clothing & personal debt. I net about $2950/month with about $2095/month going toward utilities & credit.. I can break down if needed. Want loan to help with paying for summer camps. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am married and my husband & I have been together for 20 years & have never shared $. As he makes more than twice what I do he has always paid our mortgage (2nd home now), grocery, home & car insurance, & his personal debt. I pay utilities (gas, electric, water, garbage), my phone, daycare, my car, children's clothing & personal debt. I net about $2950/month with about $2095/month going toward utilities & credit.. I can break down if needed. Want loan to help with paying for summer camps. |
Member Payment Dependent Notes Series 1258895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258895 |
$5,000 |
$5,000 |
13.11% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258895. Member loan 1258895 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,860 / month |
Current employer: | Honeywell | Debt-to-income ratio: | 15.91% |
Length of employment: | 1 year | Location: | Columbia Heights, MN |
Home town: | |||
Current & past employers: | Honeywell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $3,843.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently, I spend just under $3000 a month for living expenses. Such as Mortgage, utilities, transportation, food, insurance, and Student Loans. I am currently spending about $400 a month on my credit cards. I am trying to reorganize and get back on track moneywise. |
What is your intended use for the loan proceeds? | To consolidate credit card debt and pay one payment per month, and lower the interest rates so that I can pay off faster. |
If you have a delinquency in the last 2 years, please explain the reason. | No. Paid at least minimum payment on time monthly. |
Member Payment Dependent Notes Series 1258920
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258920 |
$18,000 |
$18,000 |
13.99% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258920. Member loan 1258920 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | GTECH | Debt-to-income ratio: | 13.94% |
Length of employment: | 10+ years | Location: | Longview, TX |
Home town: | |||
Current & past employers: | GTECH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > The pupose of this loan is to consolidate three credit card debts into one.<br>I have an excellent credit rating as well as a perfect history of paying my bills on time. <br>Thank You for Your Consideration.<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
Member Payment Dependent Notes Series 1258963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258963 |
$25,000 |
$25,000 |
15.31% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258963. Member loan 1258963 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Auburn regional medical center | Debt-to-income ratio: | 19.63% |
Length of employment: | 7 years | Location: | Puyallup, WA |
Home town: | |||
Current & past employers: | Auburn regional medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $13,472.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 1500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $20.000 |
If you have a delinquency in the last 2 years, please explain the reason. | None |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1200.00 |
Which debts do you plan to pay off with this loan? | Credit cards |
Please explain the reason why you carry a large revolving credit balance. | Paying my utilities,just moved in to my new house. |
Member Payment Dependent Notes Series 1258992
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1258992 |
$10,000 |
$10,000 |
13.99% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1258992. Member loan 1258992 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,887 / month |
Current employer: | LCTC | Debt-to-income ratio: | 20.79% |
Length of employment: | 10+ years | Location: | Lamont, FL |
Home town: | |||
Current & past employers: | LCTC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > The purpose of this loan is to consolidate some bills into one .<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $10,206.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $8700.00 Current intrest rate 0% for 3 months Credit Card after 3 months rate will change to 18.9% Min payment due. $90.00 Pay $200.00 monthly.<br>$1200.00 Current intrest rate 22.9%. Credit Card Min.due $60.00 Pay 200.00 monthly. |
What is your intended use for the loan proceeds? | Combine two credit cards together with APR of 22.9% and 18.9%. |
If you have a delinquency in the last 2 years, please explain the reason. | Only delinquencys were due to divorce 10 yrs ago. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent, utilities, insurance, phone are paid by6 my fiancee. I pay for the food , gas and my truck payment.<br>Food- $400.00<br>Gas- $ 200.00<br>Truck Payment-$400.00<br>Travel Trailer- $ $250.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $8700.00 Current intrest rate 0% for 3 months Credit Card after 3 months rate will change to 18.9% Min payment due. $90.00 Pay $200.00 monthly.<br>$1200.00 Current intrest rate 22.9%. Credit Card Min.due $60.00 Pay 200.00 monthly. |
Member Payment Dependent Notes Series 1259023
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259023 |
$15,000 |
$15,000 |
13.99% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259023. Member loan 1259023 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,333 / month |
Current employer: | Clary E & I Services | Debt-to-income ratio: | 22.03% |
Length of employment: | < 1 year | Location: | AZLE, TX |
Home town: | |||
Current & past employers: | Clary E & I Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I owe 18,000 in credit card debt, 12,000 in vehicle debt, 90,000 in mortgage debt with percentage rates ranging from 7.25% to 26%<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,568.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Household Totals Credit Card Monthly Total <br><br>bcl waste 28 <br> 685 <br>water 30 <br> 58 <br>at&t 290 <br> 348 <br>direct tv 42 <br> 390 <br>Tri-county Elec 210 <br> 600 <br>citimortgage 882 <br> 1482 <br>harley 243 <br> 1725 <br>truck 444 <br> 2169 <br>USAA 140 <br> 2309 <br>progressive 110 <br> 2419 <br>gas 400 <br> 2819 <br>groceries 600 <br> 3419 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 18,000 in credit card debt, 12,000 in vehicle debt, 90,000 in mortgage debt with percentage rates ranging from 7.25% to 26%. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will use this loan to pay off or pay down the multiple credit cards that we used while unemployed this past year. |
Please explain the reason why you carry a large revolving credit balance. | the reason for the large balance was my wife and I both lost our jobs last year and when our savings was depleted we turned to the credit cards which kept us afloat until I landed a job and my wife just got a job last week. |
Which debts do you plan to pay off with this loan? | I will use this loan to consolidate my credit card debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I owe 18,000 in credit card debt, 12,000 in vehicle debt, 90,000 in mortgage debt with percentage rates ranging from 7.25% to 26%. utilities run on a average $250 a month. Insurances roughly $200 a month.Taxes are included in the mortgage. |
Member Payment Dependent Notes Series 1259053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259053 |
$2,000 |
$2,000 |
17.99% |
1.00% |
April 27, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259053. Member loan 1259053 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | CDCR | Debt-to-income ratio: | 11.23% |
Length of employment: | 7 years | Location: | CHINO HILLS, CA |
Home town: | |||
Current & past employers: | CDCR | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $1,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | need loan to completely pay back some one, just needed that extra$2000. 00 to do it thank you for helping me |
What is your intended use for the loan proceeds? | need loan to completely pay back some one, just needed that extra$2000. 00 to do it thank you for helping me |
What is your intended use for the loan proceeds? | need loan to completely pay back some one, just needed that extra$2000. 00 to do it thank you for helping me |
Member Payment Dependent Notes Series 1259161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259161 |
$3,600 |
$3,600 |
12.12% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259161. Member loan 1259161 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Washington River Protection Solutions | Debt-to-income ratio: | 6.66% |
Length of employment: | 10+ years | Location: | Richland, WA |
Home town: | |||
Current & past employers: | Washington River Protection Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > Car repairs<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1259165
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259165 |
$5,000 |
$5,000 |
15.81% |
1.00% |
April 30, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259165. Member loan 1259165 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | weyerhaeuser | Debt-to-income ratio: | 23.07% |
Length of employment: | 4 years | Location: | SWEET HOME, OR |
Home town: | |||
Current & past employers: | weyerhaeuser | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Basically just wnt to consolidate various bills with a 100 to 200 dollar balances to one payment and kill a 19% chase bill. And a 26% penneys and Best Buy to zero. My job is very secure. I think SED shows but has been payed off yrs ago. My house mortgage is 840 a month. Truck payment is 360.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,265.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | 108 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1259213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259213 |
$4,950 |
$4,950 |
13.67% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259213. Member loan 1259213 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Expression College | Debt-to-income ratio: | 14.11% |
Length of employment: | 5 years | Location: | RICHMOND, CA |
Home town: | |||
Current & past employers: | Expression College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $8,379.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expenses are around $2,300 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe $19,000 to student loans and $256,000 to my house. MY credit cards total at $8000. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any delinquent accounts that i know of. |
Please explain the reason why you carry a large revolving credit balance. | I used some credit to take care of some house repairs. |
Which debts do you plan to pay off with this loan? | I plan to pay off all my credit cards. this should reduce my monthly payments by $150. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expenses are around $2,300 a month. |
Member Payment Dependent Notes Series 1259228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259228 |
$4,800 |
$4,800 |
13.11% |
1.00% |
April 27, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259228. Member loan 1259228 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | BF Ascher | Debt-to-income ratio: | 12.73% |
Length of employment: | 10+ years | Location: | OVERLAND PARK, KS |
Home town: | |||
Current & past employers: | BF Ascher | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have 2 credit cards with high intrest rates:<br>A Visa at 25.24% with a balance of $1300 and <br>a Discover at 22.90% with a balance of $3400. <br>I'm paying aboug $200 per month, $100 each. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I'm currently paying about $400 per month with all my credit. With this loan my payments will not change, just my intrest rates. I should have some extra by the end of the year, make that next tax season, to pay this off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello, my current monthly expenses are about $1000 per month:<br>$400 for rent<br>$400 for bills<br>$200 for food and gas |
Member Payment Dependent Notes Series 1259293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259293 |
$1,000 |
$1,000 |
15.81% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259293. Member loan 1259293 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,747 / month |
Current employer: | Cvs/Caremark | Debt-to-income ratio: | 24.31% |
Length of employment: | 2 years | Location: | Lincoln, RI |
Home town: | |||
Current & past employers: | Cvs/Caremark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > My mother recently passed away, and I had to take a leave of absence from my job. I was not paid for the time, so I fell behind on my bills. I'm using the money to help get me back on my feet. I have been at my job for almost 2 years now, and I plan on being there for a long time.<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1259370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259370 |
$30,000 |
$30,000 |
9.76% |
1.00% |
May 1, 2012 |
May 5, 2017 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259370. Member loan 1259370 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Cumberland County Sheriff's Office | Debt-to-income ratio: | 17.49% |
Length of employment: | 3 years | Location: | Bridgeton, NJ |
Home town: | |||
Current & past employers: | Cumberland County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > In ground Pool<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $4,500.00 which includes the Mortgage. Not shown on my request is that I also receive a pension (retired Marine Corps Chief Warrant Officer) and VA service connected disiabilty. |
What is the home improvement project you are planning? | In ground pool |
What is your intended use for the loan proceeds? | In ground pool |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Please explain the reason why you carry a large revolving credit balance. | Not sure, only have one credit card with two thousand left to pay on (Chase), all others should be closed, no active credit cards |
If you have a public record on file, please briefly explain the event and its resolution. | None |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No, just in ground pool |
Is the improvement to your primary residence or an investment property? | Primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | planning to put in ground pool |
Member Payment Dependent Notes Series 1259384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259384 |
$8,000 |
$8,000 |
14.65% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259384. Member loan 1259384 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,013 / month |
Current employer: | Z MICROSYSTEMS | Debt-to-income ratio: | 21.41% |
Length of employment: | 10+ years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Z MICROSYSTEMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Loan is for debit consolidation, paying medical bills and fix my truck from an accident.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Hi there... My monthly rent is 1390. SDG&E bill only comes out to $45-50 dollars. and water bill is about $70.00. Renters insurance is 14.95. If you have any more questions please fill free to ask... Main reason for this loan is to consolidate my bills into one. The credit cards I have, have high APR rates. I want to pay them off, close them out and have just the one payment...Thanks |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hi there. I have 3 credit cards and one loan I would like to pay off. They all have high APR rates. My plan is to pay them off and close out the Morstore and Chase card. The loan will be closed out auotmatically. My Visa I have I gave to my parents. And upon paying it off it will only be used for an emergencys ONLY. After those 4 are taking care of I will pay off my doc bills and fix the damage on my truck from an accident I was in. If you have anymore questions please ask. Thanks... |
Member Payment Dependent Notes Series 1259399
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259399 |
$3,450 |
$3,450 |
6.03% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259399. Member loan 1259399 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,958 / month |
Current employer: | Arundel Signs | Debt-to-income ratio: | 26.35% |
Length of employment: | 3 years | Location: | towson, MD |
Home town: | |||
Current & past employers: | Arundel Signs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Financing commuter car with 39 mpg. I am a responsible borrower making educated transportation and financial descions to save gas,money and the envoronment.<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,750.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-$605, Trans-$260, Utilities/cable/internet-$312, Phone $80, Insurance-$146, Food-$340, |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Honda Civic DX hatchback 44,000 1989 mint |
What is your intended use for the loan proceeds? | The loan proceeds will be used to finance a used Honda Civic with 44000 original miles to commute back and forth to work. |
Please explain the reason why you carry a large revolving credit balance. | I'm American. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $605 mortgage,$300 home equity, utilites $308, $8200 deposit perpetual homeowners insurance with no monthly premiums, 2 autos insured $151, property taxes in escrow paid with mortgage. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in the last two years |
Member Payment Dependent Notes Series 1259459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259459 |
$5,500 |
$5,500 |
10.74% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259459. Member loan 1259459 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.58% |
Length of employment: | n/a | Location: | Jamaica, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $4,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1259634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259634 |
$5,800 |
$5,800 |
13.99% |
1.00% |
April 26, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259634. Member loan 1259634 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Artistree | Debt-to-income ratio: | 8.60% |
Length of employment: | 1 year | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Artistree | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Me and wife's combine monthly income is $4400. Monthly expenses about $1500. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1 Visa card. Outstanding balance $5600 at 29.99% interest. Current monthly minimum is $180. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Its only one card.It will get paid off with the loan. |
Member Payment Dependent Notes Series 1259721
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259721 |
$3,500 |
$3,500 |
12.12% |
1.00% |
April 30, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259721. Member loan 1259721 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Premier Store Fixtures, Inc. | Debt-to-income ratio: | 10.95% |
Length of employment: | 7 years | Location: | SHIRLEY, NY |
Home town: | |||
Current & past employers: | Premier Store Fixtures, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,489.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To payoff personal debts that I owe |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about 1000.00 or maybe less |
Please provide additional details regarding the purpose of the loan. | Mainly to payoff personal expenses |
What is your intended use for the loan proceeds? | To payoff personal debts that I owe |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent, credit cards,and a line of credit, car insurance |
Please explain the reason why you carry a large revolving credit balance. | I have been helping out my daughter with personal problem issues and financially with my grandchildren so she can get back on her feet as well I'm on time with all my financial needs as you can see I'm keeping up. Thank you |
Member Payment Dependent Notes Series 1259756
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259756 |
$10,000 |
$10,000 |
18.55% |
1.00% |
April 27, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259756. Member loan 1259756 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | Delta Air Lines, Inc. | Debt-to-income ratio: | 7.04% |
Length of employment: | 10+ years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Delta Air Lines, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > To upgrade system window around the house. Established credit, solid job record; actually ready to be promoted.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,585.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly payments, including rent, transportation, phone, insurance, food, etc. $1,890.00. |
Please explain the reason why you carry a large revolving credit balance. | Trying to help with a business initiative - bad investment. |
What is the home improvement project you are planning? | To upgrade the window system around my house and also cabinets at my kitchen. |
Is the improvement to your primary residence or an investment property? | Yes, the improvement is to my primary residence. |
What is the home improvement project you are planning? | To upgrade the window system around my house and also cabinets at my kitchen. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | The mortagae loan balance is 250,000.00. The all inclusive, monthly payment is $1442.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly payments, including rent, transportation, phone, insurance, food, etc. $1,890.00. |
Please explain the reason why you carry a large revolving credit balance. | Trying to help with a business initiative - bad investment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly payments, including rent, transportation, phone, insurance, food, etc. $1,890.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses including mortgage, utilities, insurance, etc. is $1897.00 |
Member Payment Dependent Notes Series 1259792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259792 |
$18,000 |
$18,000 |
7.90% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259792. Member loan 1259792 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Wells Fargo | Debt-to-income ratio: | 12.02% |
Length of employment: | 9 years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Wells Fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > I would like to consolidate all my debt into one loan so I don't have deal with different companies that can increase your APR without notice. I have never been late neither have I missed a payment. I would appreciate if my loan gets funded as this will help me greatly. Thank your consideration.<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,040.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 527<br>Car Loan 338<br>Credit cards 150<br>LOC 100<br>Utilities and food, around 350 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances:<br>Car Loan $8,900 with a 8.9% APR<br>Credit cards $6,000 with a 12.5% APR<br>LOC $2,200 with a 14% APR |
Member Payment Dependent Notes Series 1259797
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259797 |
$3,750 |
$3,750 |
14.65% |
1.00% |
May 1, 2012 |
May 5, 2015 |
May 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259797. Member loan 1259797 was requested on April 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Metier | Debt-to-income ratio: | 10.19% |
Length of employment: | < 1 year | Location: | Santa Rosa, CA |
Home town: | |||
Current & past employers: | Metier | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/12 > I consolidated the debt from two credit cards to lower my monthly payments.<br><br> Borrower added on 04/21/12 > I am consolidating the debt from two credit cards to lower monthly payments and be debt free faster.<br>
A credit bureau reported the following information about this borrower member on April 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses include:<br>Rent - $515<br>Transportation - 0, reimbursed by my employers for public transportation<br>Utilities - $90<br>Phone - $40, partial reimbursement by employer<br>Food - about $300<br>Student loans - $309<br>Credit cards - $400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card (2)<br>$1301, 6.99 (special through August), min pay $35<br>$2494, 14.99, min pay $55<br><br>Student Loans<br>$26,000 balance, payments amount to $309/mo<br><br>I have two retail credit cards, I pay those off in full each month there are charges - they carry no balance<br><br>I hold no mortgages and no lines of credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card (2)<br>$1301, 6.99 (special through August), min pay $35<br>$2494, 14.99, min pay $55<br><br>Student Loans<br>$26,000 balance, payments amount to $309/mo<br><br>I have two retail credit cards, I pay those off in full each month there are charges - they carry no balance<br><br>I hold no mortgages and no lines of credit |
Member Payment Dependent Notes Series 1259886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259886 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 30, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259886. Member loan 1259886 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | United Brotherhood of Carpenters 2287 | Debt-to-income ratio: | 6.63% |
Length of employment: | 10+ years | Location: | Monroe, NY |
Home town: | |||
Current & past employers: | United Brotherhood of Carpenters 2287 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I intend to use the loan to pay off the credit card debt I incurred doing home repairs from storm related damage. Consolidating the debt will cut my payments by more than half. I have always made any payments on my debt on time and in full. My job is secure for the future. In fact, we're quite busy.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $70,441.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1259923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259923 |
$12,000 |
$12,000 |
18.25% |
1.00% |
May 1, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259923. Member loan 1259923 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | chilton county board of education | Debt-to-income ratio: | 19.68% |
Length of employment: | 10+ years | Location: | CLANTON, AL |
Home town: | |||
Current & past employers: | chilton county board of education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hsbc 1800 pymt 75,Compass 1000 pymt 45,FNB 2000 pymt 80,Juniper 1700 pymt 60, Cap 1 2300 pymt 75,Cap 1 2500 pymt 90. These are minimums. I always pay more than minimum. Interest rates are anywhere from 19.8 to 26.9. This rate will help with interest greatly. Mortgage $780. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hsbc 1800 pymt 75,Compass 1000 pymt 45,FNB 2000 pymt 80,Juniper 1700 pymt 60, Cap 1 2300 pymt 75,Cap 1 2500 pymt 90. These are minimums. I always pay more than minimum. Interest rates are anywhere from 19.8 to 26.9. This rate will help with interest greatly. Mortgage $780. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hsbc 1800 pymt 75,Compass 1000 pymt 45,FNB 2000 pymt 80,Juniper 1700 pymt 60, Cap 1 2300 pymt 75,Cap 1 2500 pymt 90. These are minimums. I always pay more than minimum. Interest rates are anywhere from 19.8 to 26.9. This rate will help with interest greatly. Mortgage $780. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hsbc 1800 pymt 75,Compass 1000 pymt 45,FNB 2000 pymt 80,Juniper 1700 pymt 60, Cap 1 2300 pymt 75,Cap 1 2500 pymt 90. These are minimums. I always pay more than minimum. Interest rates are anywhere from 19.8 to 26.9. This rate will help with interest greatly. Mortgage $780. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hsbc 1800 pymt 75,Compass 1000 pymt 45,FNB 2000 pymt 80,Juniper 1700 pymt 60, Cap 1 2300 pymt 75,Cap 1 2500 pymt 90. These are minimums. I always pay more than minimum. Interest rates are anywhere from 19.8 to 26.9. This rate will help with interest greatly. Mortgage $780. |
Member Payment Dependent Notes Series 1259937
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1259937 |
$5,000 |
$5,000 |
13.11% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1259937. Member loan 1259937 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Western Dist | Debt-to-income ratio: | 10.52% |
Length of employment: | 10+ years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Western Dist | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $11,930.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - 1105.00, Utilities- 150.00, Phone- 60.00, Insurance- 165.00, food and misc- 500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One - 5000.00, 130.00 a month. House Hold Bank 1500.00 balance, 35.00 a month, <br>Juniper Bank - 2500.00 balance, 60.00 a month, Paypal, -1500.00 balance 60.00 a month |
Member Payment Dependent Notes Series 1260047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260047 |
$25,000 |
$25,000 |
9.76% |
1.00% |
April 30, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260047. Member loan 1260047 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | HSMSE@CCNY | Debt-to-income ratio: | 15.95% |
Length of employment: | 10+ years | Location: | New York, NY |
Home town: | |||
Current & past employers: | HSMSE@CCNY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Pay off credit card debt<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,813.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses- $1094.00<br>Here is a breakdown:<br>Rent- 585.00<br>Con Ed- 55.00 <br>Phone- 75.00<br>Food- 200.00<br>Transportation- 104.00<br>Cable- 75.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt Balances<br>Credit Card debt/ Interest rates / Min. Monthly payments<br>1. $6,090.00 / 12.99% / $121.00<br>2. $12,287.00 / 17.24% / $310.00<br>3. $857.00 / 23.24% / $35.00<br>4. $5,227.00 / 29.99% / $170.00<br>5. $470.00 / 19.90% / $25.00<br>6. $15,232.00 / 8.99%/ $380.00 |
Member Payment Dependent Notes Series 1260049
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260049 |
$26,900 |
$26,900 |
14.65% |
1.00% |
May 1, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260049. Member loan 1260049 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Fetzer Vineyards | Debt-to-income ratio: | 22.27% |
Length of employment: | 10+ years | Location: | UKIAH, CA |
Home town: | |||
Current & past employers: | Fetzer Vineyards | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > I plan to consolidate 3 existing payments with these funds. A Chase credit card, a Redwood Credit Union Loan and a small balance I owe to Citibank. I own my home, have good credit and I am never late with my bills. I have a very stable job that I have been at for over 13 years.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,561.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1260206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260206 |
$19,125 |
$19,125 |
13.99% |
1.00% |
May 1, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260206. Member loan 1260206 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Department of Motor Vehicles | Debt-to-income ratio: | 17.71% |
Length of employment: | 6 years | Location: | BALDWIN PARK, CA |
Home town: | |||
Current & past employers: | Department of Motor Vehicles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > This loan will help me pay of my credit cards faster so I can actually start saving for my future.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intentions are to pay off my credit cards. Lendingclub is giveing me a beter APR so I can finish paying of the money faster. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All my debts are credit cards. In no particular order card # 1 $7550 APR 21.99% minimum 140 mnthly. Card #2 $2788 APR 25.99% $98 minimum. Card #3 $2350 APR 19.99 % $78 minimum. Card #4 $3750 APR 17.99% $140 minimum. Card #5 $2050 APR 27.99% $70 minimum. I put the minimum due because when possible I pay more a month but its only when possible. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are about $1959.00. Debt payment monthly us $700.00. Household bills rent, utilities, food equal about $950.00 and miscellaneous gas, insurance is about $300.00 monthly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All my debts are credit cards. In no particular order card # 1 $7550 APR 21.99% minimum 140 mnthly. Card #2 $2788 APR 25.99% $98 minimum. Card #3 $2350 APR 19.99 % $78 minimum. Card #4 $3750 APR 17.99% $140 minimum. Card #5 $2050 APR 27.99% $70 minimum. I put the minimum due because when possible I pay more a month but its only when possible. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are roughly around $1950.00. Monthly housing expenses rent , bills, food equal to about $950, bebt monthly payment equals $700.00 and miscellanous gas, insurance adds up to about $300.00 monthly. |
If you have a delinquency in the last 2 years, please explain the reason. | I have actually not have a delinquency within the past seven years, and when I had a delinquency. It was for the fact that I simply confused my dates. |
Please explain the reason why you carry a large revolving credit balance. | My debt is very large due to the fact that up to two, three years ago I was a I want ill buy kind of person. Never stoping to think how long it would take me to repay it with interest. I am no longer that way and have shreded three cards so I don't use them. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am renting, my monthly rent is $500.00, bills like light, phone, gas, waste is around $220 per month, depends on usage per month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan would be used to pay of five credit card balances. It will reduce my debt payment on a monthly basis but will allow me to get out of depth at a faster time than paying what I pay monthly per card. |
Which debts do you plan to pay off with this loan? | Four credit cards and one loan. |
Member Payment Dependent Notes Series 1260215
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260215 |
$4,500 |
$4,500 |
12.12% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260215. Member loan 1260215 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,833 / month |
Current employer: | Shandon Family Dentistry | Debt-to-income ratio: | 17.63% |
Length of employment: | 3 years | Location: | Latta, SC |
Home town: | |||
Current & past employers: | Shandon Family Dentistry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > My goal for this loan is to consolidate multiple bills into one monthly payment. I am employed full time in the healthcare field. I have never been penalized in the past due to late payments.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidation of school loans |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly rent is $866 |
Which debts do you plan to pay off with this loan? | My goal is to combine multiple student loan payments into one monthly payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car $22000 2.5% payment- $379<br>Student loan $1717 19% payment- $50<br>Student credit card $2600 22% payment-$120<br>Rent $866 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I rent an apartment for $866 a month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am combining three different bills into one monthly payment. |
Please explain the reason why you carry a large revolving credit balance. | I paid for college and supplies with multiple credit cards |
Member Payment Dependent Notes Series 1260232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260232 |
$5,000 |
$5,000 |
15.31% |
1.00% |
April 30, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260232. Member loan 1260232 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Graham Lundberg Peschel | Debt-to-income ratio: | 7.38% |
Length of employment: | 1 year | Location: | Kent, WA |
Home town: | |||
Current & past employers: | Graham Lundberg Peschel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > Eliminate debt and multiple payments, create one monthly payment.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $1,185.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $2700/Payments: $120/Interest: varies (highest 19.99%)<br>Student Loans: $11,800/Payments: $165/Interest: 3.3%<br>Collections: $250 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly obligations total: $1,800.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $2700/Payments: $120/Interest: varies (highest 19.99%)<br>Student Loans: $11,800/Payments: $165/Interest: 3.3%<br>Collections: $250 |
If you have a delinquency in the last 2 years, please explain the reason. | Last delinquency was in 2008. Have been current on all bills since this time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $2700/Payments: $120/Interest: varies (highest 19.99%)<br>Student Loans: $11,800/Payments: $165/Interest: 3.3%<br>Collections: $250 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Purposes: Pay off credit card debt, eliminate multiple payments, diversify credit.<br>Allocation plan: pay off balances in full, use account to maintain the minimal monthly payments thru Bill pay. Creates one monthly transfer of funds between accounts. |
Member Payment Dependent Notes Series 1260265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260265 |
$33,000 |
$33,000 |
19.99% |
1.00% |
May 1, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260265. Member loan 1260265 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,917 / month |
Current employer: | Incident Control Systems | Debt-to-income ratio: | 13.86% |
Length of employment: | 3 years | Location: | Abington, MA |
Home town: | |||
Current & past employers: | Incident Control Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately same as what I'm applying for expect to elimate the unending credit card bill. |
Which debts do you plan to pay off with this loan? | All |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately same as what I'm applying for expect to elimate the unending credit card bill. |
Member Payment Dependent Notes Series 1260410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260410 |
$25,000 |
$25,000 |
17.99% |
1.00% |
April 25, 2012 |
May 6, 2017 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260410. Member loan 1260410 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Valley Health | Debt-to-income ratio: | 15.96% |
Length of employment: | 10+ years | Location: | Edinburg, VA |
Home town: | |||
Current & past employers: | Valley Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > To pay off high interest rate credit cards<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- $500, Electric- $150, Water- $37, Phone (Home and Cell)- $193, Food- $150, Gas- $100. All rough estimates or averages for a total of $1130.00 |
What is your intended use for the loan proceeds? | I plan to pay off all my credit card debt so I can save more for retirement. |
Member Payment Dependent Notes Series 1260417
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260417 |
$12,000 |
$12,000 |
13.99% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260417. Member loan 1260417 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Amsel Eisenstadt & Frazier | Debt-to-income ratio: | 16.10% |
Length of employment: | 10+ years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Amsel Eisenstadt & Frazier | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,028.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ca. $2,000 |
Please explain the reason why you carry a large revolving credit balance. | Got in over my head some years back due to some unexpected and extraordinary medical (specifically dental) expenses; now I'm trapped by high monthly payments to several closed lines of credit, plus a terrible bank loan that compounds interest daily. The bank loan is the main problem, but a single payment of $400/month will replace five or six monthly payments totalling around $500/month. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance app.$22,000; interest rates vary between ca. 15% and ca. 25%; current monthly payments app. $900 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ca. $2,000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank Loan, 6200 balance, ostensibly 14.99 per cent, 208 monthly - compound interest is killing me<br>Mastercard-closed, 900 balance, 19.99 per cent, 20 monthly<br>Visa-closed, 900 balance, 19.99 per cent, 20 monthly<br>Visa-closed, 1100 balance, 19.99 per cent, 35 monthly<br>Mastercard, 2500 balance, 24.99 per cent, 90 monthly |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current: $805<br>New if I get the loan: $845<br>Most critically, I am shedding three closed accounts and paying off the bank loan, which by itself has me on the hook for 45 more months of compounded interest.<br>I'd also like to note that while I owe a lot of revolving debt, my credit history should show that I have never paid late or missed a payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank Loan, 6200 balance, ostensibly 14.99 per cent, 208 monthly - compound interest is killing me<br>Mastercard-closed, 900 balance, 19.99 per cent, 20 monthly<br>Visa-closed, 900 balance, 19.99 per cent, 20 monthly<br>Visa-closed, 1100 balance, 19.99 per cent, 35 monthly<br>Mastercard, 2500 balance, 24.99 per cent, 90 monthly |
What is your intended use for the loan proceeds? | Please see above replies. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank Loan, 6200 balance, ostensibly 14.99 per cent, 208 monthly - compound interest is killing me<br>Mastercard-closed, 900 balance, 19.99 per cent, 20 monthly<br>Visa-closed, 900 balance, 19.99 per cent, 20 monthly<br>Visa-closed, 1100 balance, 19.99 per cent, 35 monthly<br>Mastercard, 2500 balance, 24.99 per cent, 90 monthly |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $6K to completely pay off a bank loan, $4K to completely pay off four closed credit accounts, and the rest to pay down the high-interest portion of an open credit card. |
Member Payment Dependent Notes Series 1260426
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260426 |
$2,500 |
$2,500 |
10.74% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260426. Member loan 1260426 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,583 / month |
Current employer: | Compass group | Debt-to-income ratio: | 4.84% |
Length of employment: | 10+ years | Location: | Franklin, NJ |
Home town: | |||
Current & past employers: | Compass group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > RV Loan<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchase a trailer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Loan is funded. Thanks for your interest |
Member Payment Dependent Notes Series 1260457
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260457 |
$35,000 |
$35,000 |
18.55% |
1.00% |
April 27, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260457. Member loan 1260457 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | T. Marzetti | Debt-to-income ratio: | 13.84% |
Length of employment: | 10+ years | Location: | Hollister, CA |
Home town: | |||
Current & past employers: | T. Marzetti | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $55,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1260462
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260462 |
$28,000 |
$28,000 |
20.50% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260462. Member loan 1260462 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | forfeiture support associates | Debt-to-income ratio: | 14.56% |
Length of employment: | 5 years | Location: | silver spring, MD |
Home town: | |||
Current & past employers: | forfeiture support associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > debt consolidation<br><br> Borrower added on 04/24/12 > The loan will be used for strictly debt consolidation. The amount I will be paying monthly to pay back this loan is the same amount I pay to all me creditors. I just want to be able to make one easy payment instead of 5-7 a month<br><br> Borrower added on 04/24/12 > Also the interest rate is lower than a lot my credit cards<br><br> Borrower added on 04/24/12 > I would please like to get this done as soon as possible. Please<br><br> Borrower added on 04/25/12 > I have a great payment history.<br><br> Borrower added on 04/26/12 > I chose this method over a bank loan because I like the idea of how this method works. You help those who help you!<br><br> Borrower added on 04/27/12 > Debt consolidation<br><br> Borrower added on 04/28/12 > Debt consolidation<br><br> Borrower added on 04/30/12 > I have given many investors the confidence to invest. I hope this gives the others the confidence to invest as well!<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $2,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using to pay off creditors so I only have to make one payment a month<br>$700 best buy<br>$1350 capital one<br>$1400 zales<br>$10000 jfcu<br>$13000 SECU |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car payment $605<br>Rent $750<br>Best buy $50<br>Capital one $150<br>Car insurance $175<br>Student loan $175<br>Jfcu $200<br>SECU $200<br>Zales $100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | SECU $13000 balance $300 a month payment 10 percent interest<br>Jfcu $10000 balance $300 a month payment 10 percent interest<br>Zales $1400 balance $75 a month payment zero interest<br>Capital one $1350 balance $150 a month payment 16% interest<br>Best buy $700 balance $50 a month payment zero interest |
If you have a delinquency in the last 2 years, please explain the reason. | N/a |
Please explain the reason why you carry a large revolving credit balance. | I had to help my mom out therefore I maxed out my credit cards... I no longer have to help her anymore so I'm trying to pay off all my credit cards and just make one monthly payment. It becomes a burden paying 5-7 different creditors a month. |
Member Payment Dependent Notes Series 1260523
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260523 |
$4,000 |
$4,000 |
17.27% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260523. Member loan 1260523 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Scottsdale Public Art | Debt-to-income ratio: | 10.50% |
Length of employment: | 6 years | Location: | TEMPE, AZ |
Home town: | |||
Current & past employers: | Scottsdale Public Art | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/12 > I am a highly-valued employee who has been and continues to be consistently promoted every year to two years within the same organization. I am looking to pay off credit card debt at a better APR. Like many people these days, I work for an organization that has not provided wage increases in years.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $5,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500<br>Transportation $30<br>Phone $50 (work pays half)<br>Utilities $200<br>Insurance $60 (pet & renters)<br>Food $300<br>Other (personal needs such as hair cuts & doctor appointments, gifts, entertainment, clothing, subsctiptions, donations, etc) $100-$200 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I am completely paying off one card with this loan because the interest rate has continued to rise and it is now abusurdly close ot 30%. I have two other cards with monthly minimum payments of $50 each and both balances are less than $2000. One card is in a hardship payment plan pay off status, so I don't pay attention to the APR. The other is 18%. Including this loan, my new total payment per month for credit debt will be $220. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I am completely paying off one card with this loan because the interest rate has continued to rise and it is now abusurdly close ot 30%. I have two other cards with monthly minimum payments of $50 each and both balances are less than $2000. One card is in a hardship payment plan pay off status, so I don't pay attention to the APR. The other is 18%. Including this loan, my new total payment per month for credit debt will be $220. |
Member Payment Dependent Notes Series 1260538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260538 |
$12,500 |
$12,500 |
15.31% |
1.00% |
April 25, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260538. Member loan 1260538 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,167 / month |
Current employer: | Choate Hall & Stewart LLP | Debt-to-income ratio: | 7.49% |
Length of employment: | < 1 year | Location: | CAMBRIDGE, MA |
Home town: | |||
Current & past employers: | Choate Hall & Stewart LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I have just started my career out of professional school in a stable long-term position and will use this money to pay down high-interest credit card debt.<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $23,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments for all credit cards is currently approximately $525. Including this loan and the payoff, I anticipate my minimum monthly payments to be approximately $650. |
If you have a delinquency in the last 2 years, please explain the reason. | I have a single delinquency on my account. I had moved and did not realize that the company was trying to contact me. Once realizing the mistake, I immediately paid my account to current and have made every payment on time since. |
Member Payment Dependent Notes Series 1260558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260558 |
$12,000 |
$12,000 |
15.81% |
1.00% |
April 30, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260558. Member loan 1260558 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,583 / month |
Current employer: | US Army TACOM | Debt-to-income ratio: | 4.72% |
Length of employment: | 10+ years | Location: | Warrren, MI |
Home town: | |||
Current & past employers: | US Army TACOM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $19,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Presently:<br>Mortgage $2014.55<br>Insurance $78.50<br>Taxes $504.10<br>Association Dues $100<br>Total: $2697.21<br><br>Re-finance of rate nearly complete will look like:<br><br>Mortgage $1,408.10<br>Insurance $78.50<br>Taxes $504.10<br>Association Dues $100<br>Total: $2090.70 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Discover Card total $5960, monthly $136<br>Discover Card total $1004, monthly $21<br>Chase total $6875, monthly $148<br>Home Depot $4875, monthly $150<br><br>No student loans or other loans. |
Which debts do you plan to pay off with this loan? | I pan to combine the loan with my tax return and pay off ALL of my credits cards! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Discover Card total $5960, monthly $136<br>Discover Card total $1004, monthly $21<br>Chase total $6875, monthly $148<br>Home Depot $4875, monthly $150<br><br>No student loans or other loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Discover Card total $5960, monthly $136<br>Discover Card total $1004, monthly $21<br>Chase total $6875, monthly $148<br>Home Depot $4875, monthly $150<br><br>No student loans or other loans. |
Member Payment Dependent Notes Series 1260654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260654 |
$10,000 |
$10,000 |
12.12% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260654. Member loan 1260654 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,512 / month |
Current employer: | AT&T | Debt-to-income ratio: | 12.16% |
Length of employment: | 10+ years | Location: | CEDAR HILL, TX |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > This debt consolidation loan will completely wipe out all outstanding credit card debt that I currently have, while lowering my payments and raising my credit score<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,612.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent (mortgage) 882, transportation 462, utilities vary, roughly 150 elec, 25 gas, 40 cell, 80 for internet/tv (discounted rate from my employer and I pay nothing for home phone. job perk) food varies, 200+. I have no gasoline bill as I work from home (for a very large company, not a mom and pop operation). My bills are pretty reasonable vs income |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My entire cc debt is roughly 10 grand which every penny of this debt consolidation will go to thus eliminating any outstanding credit card debt. interest rates vary from 12 to 15% but those rates were set when my credit was a lower score. Since I have crossed the 700 mark recently it's yet to adjust but I will call and demand it. I do however have 2 cards from Chase that went crazy and decided to charge 27% APR and won't change it upon request and I cannot wait to close those out entirely. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent (mortgage) 882, transportation 462, utilities vary, roughly 150 elec, 25 gas, 40 cell, 80 for internet/tv (discounted rate from my employer and I pay nothing for home phone. job perk) food varies, 200+. I have no gasoline bill as I work from home (for a very large company, not a mom and pop operation). My bills are pretty reasonable vs income |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My entire cc debt is roughly 10 grand which every penny of this debt consolidation will go to thus eliminating any outstanding credit card debt. interest rates vary from 12 to 15% but those rates were set when my credit was a lower score. Since I have crossed the 700 mark recently it's yet to adjust but I will call and demand it. I do however have 2 cards from Chase that went crazy and decided to charge 27% APR and won't change it upon request and I cannot wait to close those out entirely. |
Member Payment Dependent Notes Series 1260673
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260673 |
$5,000 |
$5,000 |
13.11% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260673. Member loan 1260673 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Intelligrated | Debt-to-income ratio: | 9.72% |
Length of employment: | 10+ years | Location: | Saint Louis, MO |
Home town: | |||
Current & past employers: | Intelligrated | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $1200<br>Thanks |
What are you buying? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
What are you buying? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
What is your intended use for the loan proceeds? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
What is your intended use for the loan proceeds? | I recently moved to a new apartment after divorce.<br>The loan is needed to start my life anew: the furniture, computer for work and so on.<br>Also my car is not in good condition, it requires repairs.<br>Thank you! |
Member Payment Dependent Notes Series 1260857
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260857 |
$2,900 |
$2,900 |
12.12% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260857. Member loan 1260857 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Innovative-IDM | Debt-to-income ratio: | 23.74% |
Length of employment: | 1 year | Location: | Irvington, AL |
Home town: | |||
Current & past employers: | Innovative-IDM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Paying off Credit Card in order to cancel card and consolidate debt.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $2,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was attending college when I first left the navy. I was using it as a backup to the GI Bill income, when I would run out of food or for utilities. Now that I have a secure job, I am trying to clean it all up. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC-$100<br>Student loans$143<br>Car Loan-$360<br>Motorcycle-$195 under1 year left |
Which debts do you plan to pay off with this loan? | I am eliminating my outstanding revolving credit balance. I am starting a program of focused debt elimination, one debt at a time. With the other debt on minimum payments, I am trying to reduce all interest rates. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$1050<br>Utilities-$250<br>Insurance-$70<br>Gas-$0-Company Gas Card<br>Phone-$0 Company Phone<br>Food-$50 Wife takes care of groceries |
If you have a delinquency in the last 2 years, please explain the reason. | Phone Bill- During relocation for job, money was tight. It got away from me but has been been paid in full, and I no longer have a personal cell. |
Member Payment Dependent Notes Series 1260869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260869 |
$10,000 |
$10,000 |
16.29% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260869. Member loan 1260869 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | F5 Networks | Debt-to-income ratio: | 8.96% |
Length of employment: | 8 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | F5 Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,636.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | outstanding at interest rate<br>$14,500 at 25% the reason for the loan request<br>$1000 at 0% - for 6 more months then 16%<br>$2800 at 14% <br>$2000 at 16% expect to pay down with next bonus<br>$450 at 15% - expect to pay off with next bonus |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent - $920<br>transportation - gas $40 / month<br>utilities - electricity $100<br>cell phone $100<br>insurance $70<br>food Unknown |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | outstanding at interest - min monthly payment<br>visa $14,500 at 25% - $380<br> I am getting this loan to pay down my highest interest rate and allow me to pay off this card faster<br><br>m/c $1000 at 0% - $50 (0% for 6 more months then 16%)<br> pay $50, more when the higher rate is paid off<br><br>visa $2800 at 14% - $66<br> paying $100 a month to pay this card off <br><br>visa $2000 at 16% - $52<br> paying $75 - 100 a month to pay this card off<br><br>m/c $450 at 15% - $34<br> pay $75 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total minimum is about $582, and I expect the monthly will go up to $691 until I pay off the remaining 4500 at 25% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | outstanding at interest - min monthly payment<br>visa $14,500 at 25% - $380<br> I am getting this loan to pay down my highest interest rate and allow me to pay off this card faster<br><br>m/c $1000 at 0% - $50 (0% for 6 more months then 16%)<br> pay $50, more when the higher rate is paid off<br><br>visa $2800 at 14% - $66<br> paying $100 a month to pay this card off <br><br>visa $2000 at 16% - $52<br> paying $75 - 100 a month to pay this card off<br><br>m/c $450 at 15% - $34<br> pay $75 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using my loan to pay down 1 larger card that is my highest interest rate. |
Member Payment Dependent Notes Series 1260873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260873 |
$32,000 |
$32,000 |
22.78% |
1.00% |
May 1, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260873. Member loan 1260873 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Sierra Vista Hospital | Debt-to-income ratio: | 21.45% |
Length of employment: | 9 years | Location: | Atascadero, CA |
Home town: | |||
Current & past employers: | Sierra Vista Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Plan for this loan will be to becoming debt free within 36 months by paying off all credit card debt and 50% of installment debt and balance by 36 mo. Downturn and housing crash contributed to my current situtation. I have never missed a payment on any loan. Looking forward to debt free<br>
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,463.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | During the financial downturn and housing collapse all my credit limits were taken down by 75% to the balanced owed |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 750.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgate Loans 0<br><br>Credit Cards $20,000 9% to 19% Payments $500.00<br><br>Installment Loans $20,000 11% to 18% Payments $700.00<br><br>With the $32,000 Loan from Lending Club I can pay 100% of credit cards and 50% of Installment Loans |
Which debts do you plan to pay off with this loan? | Beneficial $14,000<br>Capital One $5,500<br>Target $3,500<br>Applied $2,000<br>SST $2,000<br>Shell Citi Card $2,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all credit cards and 50% of installment loans will allow me to be completely out of debt within 36 months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgate Loans 0<br><br>Credit Cards $20,000 9% to 19% Payments $500.00<br><br>Installment Loans $20,000 11% to 18% Payments $700.00<br><br>With the $32,000 Loan from Lending Club I can pay 100% of credit cards and 50% of Installment Loans |
Please explain the reason why you carry a large revolving credit balance. | During the financial downturn and housing collapse all my credit limits were taken down by 75% to the balanced owed |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $450<br>Utilities $132<br>Insurance $52<br>Food $350 |
Member Payment Dependent Notes Series 1260926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260926 |
$3,000 |
$3,000 |
12.12% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260926. Member loan 1260926 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Johnson Controls | Debt-to-income ratio: | 0.51% |
Length of employment: | 5 years | Location: | SAINT PETERSBURG, FL |
Home town: | |||
Current & past employers: | Johnson Controls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1260962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1260962 |
$10,000 |
$10,000 |
17.27% |
1.00% |
April 30, 2012 |
May 6, 2015 |
May 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1260962. Member loan 1260962 was requested on April 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Audi Stevens Creek | Debt-to-income ratio: | 15.67% |
Length of employment: | 2 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Audi Stevens Creek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,890.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1261116
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261116 |
$16,000 |
$16,000 |
10.74% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261116. Member loan 1261116 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,750 / month |
Current employer: | Virginia Beach School District | Debt-to-income ratio: | 19.18% |
Length of employment: | 6 years | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | Virginia Beach School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,558.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am interested in buying a 22 ft Trail Cruiser camper for my family. I am a firm believer that quality family time is critical in this day and age and look forward to having this "vehicle" to help us create some great family memories. Thanks for your consideration! |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses include: Utilities - 400.00, Revolving Credit Payments - Approx 450.00, Daily Living Expenses per month - Approx. 500.00, Loans - 850.00, Rent or Mortgage - 0 |
Member Payment Dependent Notes Series 1261122
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261122 |
$5,575 |
$5,575 |
13.11% |
1.00% |
April 27, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261122. Member loan 1261122 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,112 / month |
Current employer: | Center for American Progress | Debt-to-income ratio: | 6.69% |
Length of employment: | 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Center for American Progress | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I will use the funds to pay off two extremely high-interest credit cards (30% - they jacked up the rates before the CARD Act). I have a stable job at a large, well-respected organization, and my monthly expenses are considerably less than my take-home income.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $9,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent ($734), Groceries ($240), Entertainment/Miscellaneous ($240), Utilities ($120), Gym ($82), Health ($55), Transportation ($40). Total $1511. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard ($1985.08) and Mastercard ($2369.89) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total current minimum monthly payment is $253.61 (including a card that will not be paid off with this loan). My minimum monthly payment with this loan will be $289.14 (includes this loan and the one other card I mentioned). |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquencies in the last two years. |
Member Payment Dependent Notes Series 1261137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261137 |
$24,000 |
$24,000 |
14.65% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261137. Member loan 1261137 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Northside Imports | Debt-to-income ratio: | 1.47% |
Length of employment: | 6 years | Location: | oakland gardens , NY |
Home town: | |||
Current & past employers: | Northside Imports | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Besides home improvements I will clear minor credit card debts and invest in the refinancing costs of my home amongst other things<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $7,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am planning on remodeling the house in geneal, but I'm going to be adding some kitchen and bathroom upgrades to the home and I will be changing some flooring as well. |
If you have a delinquency in the last 2 years, please explain the reason. | There are no delinquencys that I am aware of at all on my credit report |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Including mortgage 3600$ |
Member Payment Dependent Notes Series 1261210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261210 |
$2,000 |
$2,000 |
16.29% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261210. Member loan 1261210 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | elegent events by michael | Debt-to-income ratio: | 24.96% |
Length of employment: | < 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | elegent events by michael | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $1,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 550<br>trans 200<br>phone 100<br>insurance 65<br>food 200 |
Member Payment Dependent Notes Series 1261308
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261308 |
$5,000 |
$5,000 |
13.67% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261308. Member loan 1261308 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,866 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.50% |
Length of employment: | n/a | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $11,915.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1261310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261310 |
$17,400 |
$17,400 |
6.03% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261310. Member loan 1261310 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | Time Warner Cable | Debt-to-income ratio: | 15.74% |
Length of employment: | 10+ years | Location: | Norwalk, CA |
Home town: | |||
Current & past employers: | Time Warner Cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I currently have a loan that is at 8.9% and a credit card that is at 10.4%. With these rates, everything will be paid off in about 4.5 years. If I receive the 6.03% rate, everything will be paid off in 3 years or less.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,843.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1060 a month, car payment of $416 a month, gas is approx. $250 a month, approximate cost of monthly utilities including phone and cable is $150, food is approx. $350 - $400 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan amount is approx. $15,500 at 8.9% w/a payment of $416 a month. Credit card is approx. $4100 at 10.4% w/a minimum monthly payment of $85 a month, but I send in $400+ a month. |
What is your intended use for the loan proceeds? | To completely pay off the loan and put the rest of it towards the high interest credit card. With the lower interest rate, the 2 original loans will be paid off at least 20 months sooner. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $1060 a month. Utilities is approx. $50 a month. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies. |
Please explain the reason why you carry a large revolving credit balance. | The credit card balance was due to excepting a new job in a new state and unexpectedly running into issues with the moving company regarding having my furniture and vehicle delivered. A rent a car, clothes etc., were needed until every thing could arrive. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no events on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying on a mortgage. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The $15,500 will go towards completely paying off the loan of 8.9% and the rest of it, $2200 will go towards paying down the credit card with the 10.4% interest rate. |
Which debts do you plan to pay off with this loan? | I plan to pay off a Discover Loan and pay down on a credit card bill. Both with higher interest rates. |
Member Payment Dependent Notes Series 1261321
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261321 |
$18,000 |
$18,000 |
18.25% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261321. Member loan 1261321 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Lowes | Debt-to-income ratio: | 22.95% |
Length of employment: | 10+ years | Location: | PALMER, AK |
Home town: | |||
Current & past employers: | Lowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Plan on paying debt that I am having a difficult time paying. This will make my life less stressful and one easy payment each month on time.<br>My job is very stable I had worked for Kmart for 34 years until they went under and began my new career within 5 weeks. I am very dedicated in paying my bills<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $20,083.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc cards - 22559 - interest 22.90-26.99%-monthly payment 836.00<br>student loan - 12.74% monthly payment 300- pay off 2/14<br>mortgage - 192,925 - interest 4.5% I pay 964.00 monthly my husband pays the other half<br>balances remaining of unused credit is 18,326 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Vehicle - 569 monthly pay off 2/14<br>utilities - average 163 monthly<br>phone - 60.00 monthly<br>insurance vehicle 237 monthly<br>life insurance 88 monthly<br>food - 350-500 monthly |
What is your intended use for the loan proceeds? | To reduce my monthly payments and pay off 4 of my credit cards. To pay off my son's debt and regain his credit standing. Would like this paid off within five years otherwise I will never get these paid off. I need more cash flow and less credit. |
Please explain the reason why you carry a large revolving credit balance. | I was informed that not to close out your credit cards because it hurts your credit score. However if this is not the case I would love to close some out and reduce my line of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc cards - 22559 - interest 22.90-26.99%-monthly payment 836.00<br>student loan - 12.74% monthly payment 300- pay off 2/14<br>mortgage - 192,925 - interest 4.5% I pay 964.00 monthly my husband pays the other half<br>balances remaining of unused credit is 18,326 |
Which debts do you plan to pay off with this loan? | I plan on paying 4 of my credit cards off completely. I can handle the other 3 low payments and keep chipping away. This would be 8500 of the loan. Then I need to pay off my son's loans these are Navy Fed Credit Union 5,005, USBank Credit Card - 1029, Alaska USA credit card 842 , Military Star Credit Card 985 and his phone which has been disconnected 842.Total would be 8793<br>With this we would be able to afford one payment instead of all these for around 500 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | As I mentioned above is to payoff four of my credit cards and my son's debt. Regain credit standing have more cash flow and less credit usage. I have over extended and need to bring it into line. My son risked his life for his family and America I need to help him as much as I can. I hope you will understand. This would immensely help us. If closing out accounts does not hurt my credit I will do that to. I am just at my wits end and stressed out. Please I ask you for your help. . |
Member Payment Dependent Notes Series 1261371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261371 |
$6,000 |
$6,000 |
14.65% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261371. Member loan 1261371 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Overbook School for the Blind | Debt-to-income ratio: | 9.25% |
Length of employment: | 10+ years | Location: | Broomall, PA |
Home town: | |||
Current & past employers: | Overbook School for the Blind | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > The basement has been done little by little and want to just get it all done now... Plan on paying it off sooner than later. The money that has been paying the "basement bills" with will go to the loan.<br><br>If you have any questions, please ask :)<br><br>Thank you!<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $21,040.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The expenses listed are also paid with my husbands income...<br>Mortgage 2150.00<br>Utilities/Cable/Phone/Cell 500.00<br>Car/Gas/Insurance 750.00<br>Food 300.00<br>Credit Card 120.00 |
What is the home improvement project you are planning? | We have been working on our basement. As we put away money, we do a little at a time. So, with this loan we would just like to finish it and the money we usually put towards it we will pay back the loan. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe i do, but if i so i could only imagine it was a missed payment by mistake.. |
Member Payment Dependent Notes Series 1261385
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261385 |
$1,500 |
$1,500 |
10.74% |
1.00% |
April 27, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261385. Member loan 1261385 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | R & L Carriers | Debt-to-income ratio: | 16.93% |
Length of employment: | 4 years | Location: | Miramar, FL |
Home town: | |||
Current & past employers: | R & L Carriers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,599.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1261395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261395 |
$10,000 |
$10,000 |
17.27% |
1.00% |
April 27, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261395. Member loan 1261395 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Apple | Debt-to-income ratio: | 15.89% |
Length of employment: | 6 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | Apple | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Using loan to consolidate debt and start saving again<br><br> Borrower added on 04/23/12 > I have been employed 6+ years with the same company. I have never overdrawn my bank account or made any late payments.<br>With this loan I plan to be completely debt free in 3 years, as I can pay more than the minimum required and will have a lower interest rate than my credit cards and auto loans<br><br> Borrower added on 04/24/12 > I accrued 3 car payments due to 2 not-at-fault accidents. During this time I also moved. My pay was spent on big expenses and savings were drained on the cars so I relied on credit cards for everyday expenses. I paid off one auto loan and would like to consolidate the remaining to rebuild my savings<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1,600 for rent, debt, phone, insurance, water/electricity, living expenses (cable, groceries, dog food, etc). Looking to clear out credit card/auto loan debt as I was involved in two car accidents (not at fault) that totaled both vehicles leaving me with 3 car payments in less than 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is about $9,000 in credit cards and auto-loans (I was involved in two car accidents, not at fault, that totaled both vehicles leaving me with 3 car payments in less than 2 years). Interest rates range from 12%-28%, minimum payments between $50 (credit cards) - $300 (auto loans). Consolidating the accounts will allow for a faster pay-off as I will be able to make more than the minimum payment monthly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is about $9,000 in credit cards and auto-loans (I was involved in two car accidents, not at fault, that totaled both vehicles leaving me with 3 car payments in less than 2 years). Interest rates range from 12%-28%, minimum payments between $50 (credit cards) - $300 (auto loans). Consolidating the accounts will allow for a faster pay-off as I will be able to make more than the minimum payment monthly. |
What is your intended use for the loan proceeds? | I'd like to pay off my credit cards (there are 2 with balances of $1000-$2000) and one of my auto loans. Due to car accidents (I was not at fault) I accrued 3 car payments. I was able to pay off one, but now I'd like to consolidate my debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1,600 for rent, debt, phone, insurance, water/electricity, living expenses (cable, groceries, dog food, etc). Looking to clear out credit card/auto loan debt as I was involved in two car accidents (not at fault) that totaled both vehicles leaving me with 3 car payments in less than 2 years. |
Which debts do you plan to pay off with this loan? | I have a couple of credit cards (a visa, a gas card and a clothing store account) with revolving balances accrued when I was in two car accidents (I was not at fault for either). I'll also be paying off one of the car loans (both cars were totaled leaving me with 3 car payments, one of which I was recently able to pay off). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is about $9,000 in credit cards and auto-loans (I was involved in two car accidents, not at fault, that totaled both vehicles leaving me with 3 car payments in less than 2 years). Interest rates range from 12%-28%, minimum payments between $50 (credit cards) - $300 (auto loans). Consolidating the accounts will allow for a faster pay-off as I will be able to make more than the minimum payment monthly. |
Please explain the reason why you carry a large revolving credit balance. | In less than 2 years I accrued 3 car payments due to two not-at-fault accidents. During this time I'd also ended a relationship and had to move. My paychecks were allocated to the big expenses and my savings were drained on the vehicles, so for months I was dependent on the cards for everyday expenses. I have paid off one auto loan and would simply like to consolidate the remaining debt and attempt to rebuild my savings |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | In less than 2 years I accrued 3 car payments due to two not-at-fault accidents. My paychecks were allocated to the big expenses and my savings were drained on the vehicles, so for months I was dependent on the cards for everyday expenses. I have paid off one auto loan and would simply like to consolidate the remaining debt and attempt to rebuild my savings |
Which debts do you plan to pay off with this loan? | I have a couple of credit cards (a visa, a gas card and a clothing store account) with revolving balances accrued when I was in two car accidents (I was not at fault for either). I'll also be paying off one of the car loans (both cars were totaled leaving me with 3 car payments, one of which I was recently able to pay off). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay $650 for rent, and about $150-$200 for utilities and renter's insurance monthly. I am in Texas, however, so the electricity bill can double over the summer months. Otherwise, I have no other housing costs. |
Which debts do you plan to pay off with this loan? | I have a couple of credit cards (a visa, a gas card and a clothing store account) with revolving balances accrued when I was in two car accidents (I was not at fault for either). I'll also be paying off one of the car loans (both cars were totaled leaving me with 3 car payments, one of which I was recently able to pay off). |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have a mortgage, I rent. I have been at the same address for 2 years now and lived there previously for a year between 2006-2007 as well. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is about $9,000 in credit cards and auto-loans (I was involved in two car accidents, not at fault, that totaled both vehicles leaving me with 3 car payments in less than 2 years). Interest rates range from 12%-28%, minimum payments between $50 (credit cards) - $300 (auto loans). Consolidating the accounts will allow for a faster pay-off as I will be able to make more than the minimum payment monthly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is about $9,000 in credit cards and auto-loans (I was involved in two car accidents, not at fault, that totaled both vehicles leaving me with 3 car payments in less than 2 years). Interest rates range from 12%-28%, minimum payments between $50 (credit cards) - $300 (auto loans). Consolidating the accounts will allow for a faster pay-off as I will be able to make more than the minimum payment monthly. |
Member Payment Dependent Notes Series 1261466
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261466 |
$2,400 |
$2,400 |
6.62% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261466. Member loan 1261466 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | Wipro Limited | Debt-to-income ratio: | 7.97% |
Length of employment: | 4 years | Location: | Beaverton, OR |
Home town: | |||
Current & past employers: | Wipro Limited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,890.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I took some loan from my friend to send some money to my parents, need to pay my friend back. |
Which debts do you plan to pay off with this loan? | Friends loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car Loan - 347/monthly - 9000 left - No Interest<br>Mattress loan - 80/monthly - 1900 left - No Interest <br>I always pay my CC fully each month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - 820<br>Utilities - approx 75 Elect, 45 Water<br>Company paid Insurance<br>Already mentioned the other lines of credit... |
Member Payment Dependent Notes Series 1261497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261497 |
$5,700 |
$5,700 |
14.65% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261497. Member loan 1261497 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,000 / month |
Current employer: | Target | Debt-to-income ratio: | 20.00% |
Length of employment: | 5 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I am looking to pay off my credit cards that have high interests with this loan. I hope to reduce the overall cost and time it takes me to eliminate my debt.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to pay off existing credit card debt |
Member Payment Dependent Notes Series 1261585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261585 |
$6,000 |
$6,000 |
10.74% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261585. Member loan 1261585 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | American Family Insurance | Debt-to-income ratio: | 1.71% |
Length of employment: | 7 years | Location: | St Joseph, MO |
Home town: | |||
Current & past employers: | American Family Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $681.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 18.40% | Months Since Last Record: | 109 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no monthly expenses pertaining to Rent or house payments, no other loans, no utility or insurance or taxes. The line of Credit payments are the 4 credit cards that I've listed in the previous questions in which I will be paying off with this loan amount in addition to my Attorney Fee. |
Which debts do you plan to pay off with this loan? | $4000 Attorney<br>Credit Cards:<br>$700 Gap<br>$200 Maurices<br>$226 Buckle<br>$200 Ann Taylor Loft |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Gap $700 17.99% intrest<br>Buckle $200 21% intrest<br>Maurices $220 21% intrest<br>Ann Taylor Loft $200 21% intrest |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No I do not pay a mortgage or insurance or any thing else that I havent' already mentioned in the other questions that I just answered. Please let me know if you need anything else. |
Member Payment Dependent Notes Series 1261636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261636 |
$7,500 |
$7,500 |
13.99% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261636. Member loan 1261636 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | United States Air Force | Debt-to-income ratio: | 14.76% |
Length of employment: | 8 years | Location: | Summerville, SC |
Home town: | |||
Current & past employers: | United States Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > i will be using these proceeds to debt consolidate and lower interest. Thank you for your time.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $9,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1261669
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261669 |
$2,500 |
$2,500 |
9.76% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261669. Member loan 1261669 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | National Garage Door Co. | Debt-to-income ratio: | 21.81% |
Length of employment: | 10+ years | Location: | Lincoln, CA |
Home town: | |||
Current & past employers: | National Garage Door Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $2331 |
Please provide general details of the cost of your vacation. | $5500 - $3000 from savings |
Member Payment Dependent Notes Series 1261679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261679 |
$15,450 |
$15,450 |
14.65% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261679. Member loan 1261679 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Comelco | Debt-to-income ratio: | 24.78% |
Length of employment: | < 1 year | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Comelco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $5.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 400, car 350, utilities 50. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car 4600, CC 1100 |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Which debts do you plan to pay off with this loan? | Credit card and car loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car 4600, CC 1100 |
Member Payment Dependent Notes Series 1261792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261792 |
$9,300 |
$9,300 |
12.12% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261792. Member loan 1261792 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | School System | Debt-to-income ratio: | 0.50% |
Length of employment: | 5 years | Location: | Lynchburg, VA |
Home town: | |||
Current & past employers: | School System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1261909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261909 |
$20,800 |
$20,800 |
12.12% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261909. Member loan 1261909 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Tilcon of CT | Debt-to-income ratio: | 11.99% |
Length of employment: | 10+ years | Location: | manchester, CT |
Home town: | |||
Current & past employers: | Tilcon of CT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I would like to pay off high intrest credit cards with a lower intrest loan<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $18,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1261974
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261974 |
$16,000 |
$16,000 |
19.22% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261974. Member loan 1261974 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,850 / month |
Current employer: | County of Orange | Debt-to-income ratio: | 17.38% |
Length of employment: | 10+ years | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | County of Orange | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > I'm looking to consolidate my debts and pay off some old credit cards and bills and lower my monthly payments. I also need some major dental work done that has been put off as long as possible due to cost.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off 2 old Chase credit cards that were in good standing but closed for no reason a few years ago by Chase, and to pay down my balances on my current Chase and Juniper cards. Pay off a home heating unit I had to install when I bought my home. To pay off a furniture loan from Wells Fargo. To get dental implants....I am missing the 2 back teeth on top/bottom, each side of my mouth, and it is difficult to eat properly. Work has been put off as long as possible due to cost. |
Please explain the reason why you carry a large revolving credit balance. | This is primarily due to credit cards I had to open to pay a large one-time expense a few years ago. I had no choice but to open cards to pay the expenses. I have been diligently paying off these cards, and all my expenses, and my payment history is solid and will show that I always pay on time and more than minimum balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase/$3750/$125 mo./27.24%<br>Chase/$2875/$80 mo./14.24%<br>Chase/$2700/$70 mo./21.24%<br>Juniper/$2350/$100 mo./14.99%<br><br>Lines of credit:<br>Wells Fargo/$2850/$120 mo./27.99%<br>Viewtech Financial/$1550/$80 mo./25.00%<br><br>Mortgage:<br>GMAC/$180000/$1225 mo./4.5% |
Which debts do you plan to pay off with this loan? | Credit card payoff balances: <br>Chase: $3750 - will pay this down significantly <br>Chase: $2875 - payoff <br>Chase: $2700 - payoff <br> <br>Lines of credit payoff balances: <br>Wells Fargo: $2850 - payoff <br>Viewtech Financial: $1550 - payoff<br><br>I also need major dental work (implants): $4,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card payoff balances:<br>Chase: $3750 - will pay this down significantly<br>Chase: $2875 - payoff<br>Chase: $2700 - payoff<br><br>Lines of credit payoff balances:<br>Wells Fargo: $2850 - payoff<br>Viewtech Financial: $1550 - payoff<br><br>I also need major dental work (implants): $4,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase/$3750/$125 mo./27.24%<br>Chase/$2875/$80 mo./14.24%<br>Chase/$2700/$70 mo./21.24%<br>Juniper/$2350/$100 mo./14.99%<br><br>Lines of credit:<br>Wells Fargo/$2850/$120 mo./27.99%<br>Viewtech Financial/$1550/$80 mo./25.00%<br><br>Mortgage:<br>GMAC/$180000/$1225 mo./4.5% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card payoff balances:<br>Chase: $3750 - will pay this down significantly<br>Chase: $2875 - payoff<br>Chase: $2700 - payoff<br><br>Lines of credit payoff balances:<br>Wells Fargo: $2850 - payoff<br>Viewtech Financial: $1550 - payoff<br><br>I also need major dental work (implants): $4,000 |
Which debts do you plan to pay off with this loan? | Credit card payoff balances: <br>Chase: $3750 - will pay this down significantly <br>Chase: $2875 - payoff <br>Chase: $2700 - payoff <br> <br>Lines of credit payoff balances: <br>Wells Fargo: $2850 - payoff <br>Viewtech Financial: $1550 - payoff<br><br>I also need major dental work (implants): $4,000 |
Member Payment Dependent Notes Series 1261983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261983 |
$12,000 |
$12,000 |
13.99% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261983. Member loan 1261983 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | exelon | Debt-to-income ratio: | 7.18% |
Length of employment: | 10+ years | Location: | DOUGLASSVILLE, PA |
Home town: | |||
Current & past employers: | exelon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $73,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx 3,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3,000 to 3500 a month |
What is your intended use for the loan proceeds? | to eliminate all cfredit card debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be eliminating all credit card debt |
Which debts do you plan to pay off with this loan? | all credit card debit |
Member Payment Dependent Notes Series 1261997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1261997 |
$9,500 |
$9,500 |
16.29% |
1.00% |
May 1, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1261997. Member loan 1261997 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | Clarendon Family Day Care, Inc. | Debt-to-income ratio: | 5.75% |
Length of employment: | 10+ years | Location: | Billerica, MA |
Home town: | |||
Current & past employers: | Clarendon Family Day Care, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/12 > Just want to pay off my credit card and live off my pay check, which I can. I have no other debt<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,696.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total 9485.31 APR average of 18 to 24% no other loans lines, credit or mortgages. Hope this is helpful |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total 9485.31 APR average of 18 to 24% no other loans lines, credit or mortgages. Hope this is helpful |
Member Payment Dependent Notes Series 1262104
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1262104 |
$4,000 |
$4,000 |
15.81% |
1.00% |
May 1, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1262104. Member loan 1262104 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Siteworks | Debt-to-income ratio: | 10.43% |
Length of employment: | 4 years | Location: | Vallejo, CA |
Home town: | |||
Current & past employers: | Siteworks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $1,076.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | Primary residence |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 220,971.61, 1,633.23, 5% |
Member Payment Dependent Notes Series 1262251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1262251 |
$16,000 |
$16,000 |
15.81% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1262251. Member loan 1262251 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | pizza hut | Debt-to-income ratio: | 17.85% |
Length of employment: | 10+ years | Location: | STERLING, VA |
Home town: | |||
Current & past employers: | pizza hut | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1262279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1262279 |
$18,000 |
$18,000 |
13.99% |
1.00% |
April 30, 2012 |
May 7, 2017 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1262279. Member loan 1262279 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,371 / month |
Current employer: | US army | Debt-to-income ratio: | 7.03% |
Length of employment: | 6 years | Location: | huntsville, AL |
Home town: | |||
Current & past employers: | US army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > Plan to pay off credit card dept accumulated when I was getting sick at work due to mold in the building, & we supplemented income lost from time out sick with credit cards (4 years). 6 months ago i moved to a new group & health has improved but we are now buried in credit card dept from it.<br>
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,759.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Was out sick a lot from work and was having to supplement income/pay medial bills using credit cards. There was mold in the building at work and i was exposed to it over a 4 year period. In the last 6 months i have since moved to a new group and a new building. Heath has improved but interest is killing us on credit cards. Also, wife did not have a steady job during the above time so it was my income that was primary source. Now she also has a steady job. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18000 in credit card dept, avg interest of 20% and monthly payment of $550. This loan would reduce payments to $418 and pay off in 5 years. |
What is your intended use for the loan proceeds? | To pay off credit card dept. Was out sick a lot from work and was having to supplement income/pay medial bills using credit cards. There was mold in the building at work and i was exposed to it over a 4 year period. In the last 6 months i have since moved to a new group and a new building. Heath has improved but interest is killing us on credit cards. Also, wife did not have a steady job during the above time so it was my income that was primary source. Now she also has a steady job too. |
Please explain the reason why you carry a large revolving credit balance. | Was out sick a lot from work and was having to supplement income/pay medial bills using credit cards. There was mold in the building at work and i was exposed to it over a 4 year period. In the last 6 months i have since moved to a new group and a new building. Heath has improved but interest is killing us on credit cards. Also, wife did not have a steady job during the above time so it was my income that was primary source. Now she also has a steady job. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $550 a month. Will be paying off all credit card depts, reduce monthly payment to $418. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18000 in credit card dept, avg interest of 20% and monthly payment of $550. This loan would reduce payments to $418 and pay off in 5 years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan is just to pay off credit cards. Was out sick a lot from work and was having to supplement income/pay medial bills using credit cards. There was mold in the building at work and i was exposed to it over a 4 year period. In the last 6 months i have since moved to a new group and a new building. Heath has improved but interest is killing us on credit cards. Also, wife did not have a steady job during the above time so it was my income that was primary source. Now she also has a steady job. |
Member Payment Dependent Notes Series 1262470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1262470 |
$14,000 |
$14,000 |
13.11% |
1.00% |
April 30, 2012 |
May 7, 2015 |
May 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1262470. Member loan 1262470 was requested on April 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Lombard Odier Asset Management | Debt-to-income ratio: | 12.33% |
Length of employment: | 1 year | Location: | West New York, NJ |
Home town: | |||
Current & past employers: | Lombard Odier Asset Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $18,873.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expense (excluding wedding expense) is 1,000-1,300. I make 90,000/yr and trying to get a loan for the wedding and not to meet living expenses. |
What portion of your wedding expenses does this loan represent? | This will cover transportation, catering, photography/videography, and accomodations for out-of-country relatives. We budgeted for 30,000 total for wedding & honeymoon. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency. |
Member Payment Dependent Notes Series 1262882
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1262882 |
$3,500 |
$3,500 |
13.67% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1262882. Member loan 1262882 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | California Closets | Debt-to-income ratio: | 3.28% |
Length of employment: | < 1 year | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | California Closets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I plan to use the funds in order to pay off my credit cards. Ive never missed a payment on any of my credit accounts or past auto loans. However two of my credit accounts are nearing there limits which is bringing down my credit score. I would like to pay them off and consolidate my debt.<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $1,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 for rent. 100 for gas and insurance, 200 for food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | three cards. approximately 3500 |
If you have a delinquency in the last 2 years, please explain the reason. | i have not had a delinquency in 7 years |
Please explain the reason why you carry a large revolving credit balance. | My car broke down about a month ago an hour from home and the repair/tow was pretty steep. Before that i had spent a rather large amount on tools, tools always pay for themselves but it takes time and the car repairs came at a bad time. |
Which debts do you plan to pay off with this loan? | All of my credit card debt and a securtiy deposit for my apartment i have been making payments on. |
Member Payment Dependent Notes Series 1263012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263012 |
$5,000 |
$5,000 |
12.12% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263012. Member loan 1263012 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Labcorp | Debt-to-income ratio: | 15.96% |
Length of employment: | 10+ years | Location: | GRESHAM, SC |
Home town: | |||
Current & past employers: | Labcorp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Combine credit cards for fewer payments. |
Please provide additional details regarding the purpose of the loan. | I have 3 credit cards that I need to pay off because of trying to help pay some bills for my Mom that is in the nursing home now. I really need this Loan! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off some credit cards and buying a bed |
Member Payment Dependent Notes Series 1263078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263078 |
$7,000 |
$7,000 |
13.67% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263078. Member loan 1263078 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | sears holdings | Debt-to-income ratio: | 18.29% |
Length of employment: | 10+ years | Location: | winter springs, FL |
Home town: | |||
Current & past employers: | sears holdings | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my mostly expenses are usually around $1100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my Interest rates average at 25% with monthly payments of $250 this loans fits great! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my mostly expenses are usually around $1100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my Interest rates average at 25% with monthly payments of $250 this loans fits great! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my Interest rates average at 25% with monthly payments of $250 this loans fits great! |
What is your intended use for the loan proceeds? | I intended to pay off a high interest 2 credit cards with this loan and keep a low manageable payment, this loan fits perfectly. |
Member Payment Dependent Notes Series 1263156
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263156 |
$3,500 |
$3,500 |
13.67% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263156. Member loan 1263156 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Measurecomp | Debt-to-income ratio: | 15.72% |
Length of employment: | 1 year | Location: | Canton, MI |
Home town: | |||
Current & past employers: | Measurecomp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > To pay for remaining wedding expenses. The rest of the wedding we saved for and paid in cash. This will be our only wedding debt.<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | We've spent a little under $17,000 thus far. This loan covers miscellaneous expenses such at remaining photographer balance, florist, and deejay. |
How are you paying for other wedding expenses not covered by this loan? | Hello! My fiancee and I tried our best to save and pay for our wedding in full before the big day, but we came up short. We really want to pay for our wedding by ourselves, instead of our parents. This represents our remaining balance. |
Member Payment Dependent Notes Series 1263393
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263393 |
$8,900 |
$8,900 |
14.65% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263393. Member loan 1263393 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Jawood | Debt-to-income ratio: | 22.85% |
Length of employment: | 2 years | Location: | Egewood, NM |
Home town: | |||
Current & past employers: | Jawood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $67,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2600.00 |
What is your intended use for the loan proceeds? | To reduce the number of credit cards |
Member Payment Dependent Notes Series 1263395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263395 |
$3,500 |
$3,500 |
13.99% |
1.00% |
April 27, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263395. Member loan 1263395 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | MBA Consulting Services Inc | Debt-to-income ratio: | 16.80% |
Length of employment: | 3 years | Location: | Broklyn, NY |
Home town: | |||
Current & past employers: | MBA Consulting Services Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $1,025.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | Some of the moving expenses will be reimbursed from the security deposit I have on file. My security deposit is $1850. |
If you have a delinquency in the last 2 years, please explain the reason. | My American Express card bill was late due to my being in the hospital at the time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation is $120. I do not pay utilities. My phone is about $65. My job pays for my health insurance. My rent at the apartment will be $900. Food is about $200. |
Member Payment Dependent Notes Series 1263467
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263467 |
$14,400 |
$14,400 |
10.74% |
1.00% |
April 30, 2012 |
May 9, 2015 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263467. Member loan 1263467 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Shaw Energy and Chemicals | Debt-to-income ratio: | 14.67% |
Length of employment: | 1 year | Location: | Magnolia, TX |
Home town: | |||
Current & past employers: | Shaw Energy and Chemicals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > Engagement Ring<br>
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $4,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1263472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263472 |
$15,000 |
$15,000 |
13.99% |
1.00% |
May 1, 2012 |
May 9, 2015 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263472. Member loan 1263472 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,375 / month |
Current employer: | Thornton Tomasetti | Debt-to-income ratio: | 4.96% |
Length of employment: | 6 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Thornton Tomasetti | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $4,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | I think in the end it will be about half. I'm trying not to go over $35,000 |
Please explain the reason why you carry a large revolving credit balance. | My fiance was out of work for awhile so wih just one income we were relying more heavily on credit cards than normally. But he is back to work now soe evrything should be back in order in no time |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1500 a month with all utilties included. I use publice transportation which runs about $100 a month. Phone/Cable/interent is about $200 all together and food runs about $300 a month. |
What portion of your wedding expenses does this loan represent? | I think in the end it will be about half. I'm trying not to go over $35,000 |
Member Payment Dependent Notes Series 1263474
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263474 |
$8,400 |
$8,400 |
18.25% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263474. Member loan 1263474 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,094 / month |
Current employer: | Mount Sinai medical center | Debt-to-income ratio: | 3.17% |
Length of employment: | 4 years | Location: | Miami beach, FL |
Home town: | |||
Current & past employers: | Mount Sinai medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $9,649.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No no delinquency |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I made a mistake I thought the other question was the one about the utilities and I answered 2,000 dollars to a mortgage,I don't have a mortgage with a bank or any of that, my utilities expenses are 2,000.00 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 2000.00 |
What is the home improvement project you are planning? | Changing windows and doors to impact resistant since we live in Florida and it will give the housemore value |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm not using it for multiple purposes |
What is the home improvement project you are planning? | Changing windows and doors to impact resistant since we live in Florida and it will give the housemore value |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 2000.00 |
Member Payment Dependent Notes Series 1263565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263565 |
$3,000 |
$3,000 |
12.12% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263565. Member loan 1263565 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | G4S | Debt-to-income ratio: | 9.94% |
Length of employment: | 3 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | G4S | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses is $1100 to $1200. |
If you have a delinquency in the last 2 years, please explain the reason. | Reason for my delinquency in the last two years is, other expenses, and medical reasons. |
What is your intended use for the loan proceeds? | My intended use for the loan is helping my start up business. |
What is your intended use for the loan proceeds? | My intended use for the loan is helping my start up business. |
Member Payment Dependent Notes Series 1263975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1263975 |
$6,000 |
$6,000 |
9.76% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1263975. Member loan 1263975 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Seminole County | Debt-to-income ratio: | 21.77% |
Length of employment: | 10+ years | Location: | CASSELBERRY, FL |
Home town: | |||
Current & past employers: | Seminole County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,774.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1264080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264080 |
$10,800 |
$10,800 |
15.81% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264080. Member loan 1264080 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,851 / month |
Current employer: | Infosys Limited | Debt-to-income ratio: | 6.04% |
Length of employment: | 5 years | Location: | edison, NJ |
Home town: | |||
Current & past employers: | Infosys Limited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > This loan is for consolidating debt.<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,429.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent : 1395$ per month<br>Transportation : 298$ per month<br>Utilities : PSEG : 150$ permonth on an average<br>Phone : 50$( Cell) + 35$(Landline) per month<br>insurance (Car) : 143$ per month<br>food : 250$ per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card:<br>Current Debt Balance : 3000$<br>Monthly Payment : 1000$ - 1500$<br><br>No student Loans , Mortgages and Lines of Credit |
Which debts do you plan to pay off with this loan? | Credit Card |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Iam using the amount for consolidating my credit card debt and convert them <br>Into easy repayable EMIs At affordable interest rate, |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Iam using the amount for consolidating my credit card debt and convert them <br>Into easy repayable EMIs At affordable interest rate, |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Iam using the amount for consolidating my credit card debt and convert them <br>Into easy repayable EMIs At affordable interest rate, |
Member Payment Dependent Notes Series 1264090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264090 |
$1,500 |
$1,500 |
14.65% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264090. Member loan 1264090 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Pepsi Beverages Company | Debt-to-income ratio: | 19.71% |
Length of employment: | 8 years | Location: | Murrieta, CA |
Home town: | |||
Current & past employers: | Pepsi Beverages Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $5,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1264119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264119 |
$4,900 |
$4,900 |
15.81% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264119. Member loan 1264119 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Shane Co. | Debt-to-income ratio: | 23.95% |
Length of employment: | < 1 year | Location: | Beaverton, OR |
Home town: | |||
Current & past employers: | Shane Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > Vehicle to be purchased - 1996 toyota 4runner in good condition<br><br> Borrower added on 04/25/12 > I am new to my job, but I have 3+ years of sales experience in a similar environment.<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $13,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Amounts will be accurate, but not exact:<br>Rent - 445<br>Transport - 300 (includes gas and insurance)<br>Utilities - 300<br>Cell phone - 75<br>Food- 250 ? |
What are the balances, interest rates, and monthly payments on any other auto obligations? | i have no other auto obligations. This would be my only car loan. |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquencies in the last two years, or ever. |
Member Payment Dependent Notes Series 1264175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264175 |
$17,750 |
$17,750 |
17.27% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264175. Member loan 1264175 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Fairfield Country Day School | Debt-to-income ratio: | 21.19% |
Length of employment: | 3 years | Location: | Norwalk, CT |
Home town: | |||
Current & past employers: | Fairfield Country Day School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I am trying to secure funds to continue my debt consolidation process which I already have in full swing....<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: $1287/mo., transportation: $40/wk., gas/electric: $250/mo., phone: $87/mo., ins.: $415/mo., food: $400/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: $1287/mo., 7 open credit cards: $15K, college Parent Loan: $63/mo., one Personal Loan: $415/mo. |
What is your intended use for the loan proceeds? | Debt consolidation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: $1287/mo., 7 open credit cards: $15K, college Parent Loan: $63/mo., one Personal Loan: $415/mo. |
Please explain the reason why you carry a large revolving credit balance. | My recent revolving debt has been my attempt to pay down higher interest credit cards. Now I've started to liquidate cash as a more efficient way to do this.... |
Please explain the reason why you carry a large revolving credit balance. | My recent revolving debt has been my attempt to pay down higher interest credit cards. Now I've started to liquidate cash as a more efficient way to do this.... |
Member Payment Dependent Notes Series 1264349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264349 |
$20,000 |
$20,000 |
9.76% |
1.00% |
April 30, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264349. Member loan 1264349 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,417 / month |
Current employer: | Umiaq | Debt-to-income ratio: | 9.80% |
Length of employment: | 2 years | Location: | ANCHORAGE, AK |
Home town: | |||
Current & past employers: | Umiaq | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/12 > I'm trying to consolidate all my outstanding credit cards into one simple payment each month.<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for this loan will be to pay off my credit card balances that have accumulated since my college days |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa - $10,000 balance at 29.99% - minimum payment $250<br>mastercard - $5,000 balance at 27.99% - minimum payment $100.00<br>discover - $4,500 balance at 20.99% - minimum payment $75.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum payment each month is about $425.00. My intent with this loan is to pay and then close all outstanding credit cards. I really like the idea of having a set time period in which I'm paying everything off, instead of my current situation where everything is more open ended. So, each month I would be replacing the 425 for the new loan payment of 635. <br>Thank you for your questios |
Member Payment Dependent Notes Series 1264467
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264467 |
$20,000 |
$20,000 |
18.25% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264467. Member loan 1264467 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | Arrow Electronics | Debt-to-income ratio: | 9.20% |
Length of employment: | 10+ years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Arrow Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent and utilities $900. Insurance $75. Food $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 18,500. Interest rate 27% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | All loan will be to consolidate all my credit cards balances |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1300 |
Member Payment Dependent Notes Series 1264566
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264566 |
$3,500 |
$3,500 |
12.12% |
1.00% |
May 1, 2012 |
May 8, 2015 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264566. Member loan 1264566 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Red Robin | Debt-to-income ratio: | 6.35% |
Length of employment: | < 1 year | Location: | PUYALLUP, WA |
Home town: | |||
Current & past employers: | Red Robin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > When I first filed it was for a motorcycle because of gas mileage but I am going to buy a small commuter car.<br><br> Borrower added on 04/25/12 > Also the sooner I get a car, the more hours I can work, the more money I make, the faster I can pay off the loan. :)<br>
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $881.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Right now, just rent and food. |
Please provide additional details regarding the purpose of the loan. | Buying a car so I don't have to take the bus system or walk. |
Member Payment Dependent Notes Series 1264570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264570 |
$30,000 |
$30,000 |
20.99% |
1.00% |
May 1, 2012 |
May 8, 2017 |
May 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264570. Member loan 1264570 was requested on April 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 18.06% |
Length of employment: | 7 years | Location: | Madison, AL |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $77,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage-1313<br>utilitles-150<br>food-350<br><br>This loan will be for paying off credit cards that i will close the accounts on. The current monthly payments are 1083, so this loan will greatly help me out. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan will go to payoff 4 credit cards with balances totaling 29,678 with rates at or above 24.99 and monthly payments of $1086. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $1313. Utilities is $200. |
Please explain the reason why you carry a large revolving credit balance. | I have not always been very smart with money. With this loan i will very erasing 90% of my revolving debt and putting a end date on it |
Member Payment Dependent Notes Series 1264679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264679 |
$2,000 |
$2,000 |
15.81% |
1.00% |
April 30, 2012 |
May 9, 2017 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264679. Member loan 1264679 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | University Hospital | Debt-to-income ratio: | 14.83% |
Length of employment: | 5 years | Location: | NEWPORT, KY |
Home town: | |||
Current & past employers: | University Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $300.00. My car is paid for. I use about $30.00 in gas a week. My car insurance is $60.00 a month. My utilities run me $350.00 a month. That includes my phone, cable, and gas and electric. I spend about $200.00 a week on groceries which includes all products like toilet paper and shampoo. |
What are you buying? | Car repairs. |
What is your intended use for the loan proceeds? | To do repairs on my van. It is a Kia Sedona 2003 van. It needs tires, brakes, the 60,000 mile maintenance and the heating pipes that run along the underside are rusted and need to be replaced. There is no recall on the pipes at this time. |
What is your intended use for the loan proceeds? | To do repairs on my van. It is a Kia Sedona 2003 van. It needs tires, brakes, the 60,000 mile maintenance and the heating pipes that run along the underside are rusted and need to be replaced. There is no recall on the pipes at this time. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is $350 a month. Credit cards run me $330.00 a month making minimum payments. My gas and electric, utilities, and cell phone run me $250 a month. My car insurance runs $75.00 a month. |
What is your intended use for the loan proceeds? | To do repairs on my van. It is a Kia Sedona 2003 van. It needs tires, brakes, the 60,000 mile maintenance and the heating pipes that run along the underside are rusted and need to be replaced. There is no recall on the pipes at this time. |
Member Payment Dependent Notes Series 1264817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264817 |
$10,000 |
$10,000 |
20.50% |
1.00% |
April 30, 2012 |
May 9, 2017 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264817. Member loan 1264817 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Holy Family Hospital | Debt-to-income ratio: | 8.99% |
Length of employment: | 6 years | Location: | SALEM, NH |
Home town: | |||
Current & past employers: | Holy Family Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $13,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage, shared with another person in the amount of 237,000. I have my amex and 2 store credit cards, no balances. I have a student loan but that is deferred for another 2 years as I am still in school. I don't have a line of credit or a car payment. The mortgage payment is $1799, including taxes and insurance. |
Member Payment Dependent Notes Series 1264896
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1264896 |
$25,000 |
$25,000 |
20.50% |
1.00% |
May 1, 2012 |
May 9, 2017 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1264896. Member loan 1264896 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | Army Federal tech | Debt-to-income ratio: | 21.90% |
Length of employment: | 7 years | Location: | Topeka, KS |
Home town: | |||
Current & past employers: | Army Federal tech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/12 > The loan is to consolidate medical bills at a hospital and credit cards. I really did not want to have to do this but it was necessary to make things simple and prepare for the future. Understand that in some ways the interest rate is higher for loan but it was worth it in the long run. Thank you<br><br> Borrower added on 04/26/12 > The JC Penny CC is a 800 balance not 8000. sorry for any confusion on this. thanks again.<br>
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $23,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House pay: 1200 <br>auto pay 450 <br>utilities: 360<br>Cox 215<br>Verizon 100<br>insur: 140 <br>USAA CC 250<br>Trendwest 321<br>Transportation 150<br>Hospital 200<br>Discover CC 170<br>Cap 1 CC 100<br>JCP 50<br>NFM 150<br>Bk of Am CC 100<br>Total: 3956<br>I did not put USAA CC in this bal is 12,700 at 9.9% interest. If loan goes thru then I will have one CC. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No line of credit or student loans.<br>Medical bills: 8000<br>Discover CC: 6000, inter rt 23%<br>Capital One CC: 3000, inter rt 17%<br>Bank of Amer CC: 2000 inter rt 23%<br>Nebraska Furniture Mart: 3,700 inter rt18%<br>JC Penny CC: 800 inter rt 27% |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had one. I would set this up as a automatic withdraw. |
What is your intended use for the loan proceeds? | Pay off the following:<br>Medical bills: 8000<br>Discover CC: 6000<br>Capital One CC: 3000<br>Bank of Amer CC: 2000<br>Nebraska Furniture Mart: 3,700<br>JC Penny CC: 8000<br>Total: 23,500, close some accts over time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No line of credit or student loans.<br>Medical bills: 8000<br>Discover CC: 6000, inter rt 23%<br>Capital One CC: 3000, inter rt 17%<br>Bank of Amer CC: 2000 inter rt 23%<br>Nebraska Furniture Mart: 3,700 inter rt18%<br>JC Penny CC: 800 inter rt 27% |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | this was not for a mortgage. Thank you for the question. |
Member Payment Dependent Notes Series 1265070
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1265070 |
$1,200 |
$1,200 |
13.99% |
1.00% |
April 30, 2012 |
May 9, 2015 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1265070. Member loan 1265070 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Five Star Travel | Debt-to-income ratio: | 7.74% |
Length of employment: | 4 years | Location: | APPLETON, WI |
Home town: | |||
Current & past employers: | Five Star Travel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/12 > Moving to a new apt will pay back in a year<br>
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Hi I am moving to a new apartment I am a college student. I am moving closer to school |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I dont pay any rent at the moment I am on a scholarship I do get a stipend that will allow me to pay back quickly as I will make more than the minimum payment |
Member Payment Dependent Notes Series 1265116
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1265116 |
$27,000 |
$27,000 |
13.99% |
1.00% |
May 1, 2012 |
May 9, 2017 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1265116. Member loan 1265116 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,833 / month |
Current employer: | bank of new york mellon | Debt-to-income ratio: | 12.35% |
Length of employment: | 8 years | Location: | ronkonkoma, NY |
Home town: | |||
Current & past employers: | bank of new york mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $20,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately 3000/month for all |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1700/month, credit cards 1500/month, personal loan 500/month |
If you have a delinquency in the last 2 years, please explain the reason. | none as far as i know |
Member Payment Dependent Notes Series 1265195
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1265195 |
$16,000 |
$16,000 |
19.22% |
1.00% |
May 1, 2012 |
May 9, 2017 |
May 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1265195. Member loan 1265195 was requested on April 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,746 / month |
Current employer: | NYS Dept. of Corrections | Debt-to-income ratio: | 7.51% |
Length of employment: | 10+ years | Location: | Ticonderoga, NY |
Home town: | |||
Current & past employers: | NYS Dept. of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $1,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2600 |
What is the home improvement project you are planning? | New windows,and a metal roof |
If you have a delinquency in the last 2 years, please explain the reason. | None |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Prospectus Supplement (Sales Report) No. 37 dated May 1, 2012