Prospectus Supplement (Sales Report) No. 34 dated April 10, 2012 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 675494
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
675494 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 675494. Member loan 675494 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Raymond James | Debt-to-income ratio: | 11.93% |
Length of employment: | 2 years | Location: | Wesley Chapel, FL |
Home town: | |||
Current & past employers: | Raymond James | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I'll be consolidating some debt so that I can pay it off faster. I've been a lending club investor for 3 years now, and this will be my second loan as a borrower. I'll be happy to answer any questions you may have.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,941.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Let's see, Car note of $500, 8% interest, credit cards one at 10.5%, one at 12% $9,600 outstanding total not sure what minimum payments are I pay $150 a month on each, student loans of $160 a month 3%, mortgage $1,200 (includes taxes and insurance). That's it. |
Which debts do you plan to pay off with this loan? | I'll pay off all the credit card debt with this loan and some cash from my savings. |
Member Payment Dependent Notes Series 1018530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018530 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018530. Member loan 1018530 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Cornerstone Independent | Debt-to-income ratio: | 8.43% |
Length of employment: | < 1 year | Location: | Rocky Mount, NC |
Home town: | |||
Current & past employers: | Cornerstone Independent | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $11,627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 2000to 2500 |
Member Payment Dependent Notes Series 1039809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039809 |
$7,700 |
$7,700 |
6.62% |
1.00% |
April 10, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039809. Member loan 1039809 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,500 / month |
Current employer: | Evergreen Cemetery | Debt-to-income ratio: | 25.87% |
Length of employment: | 5 years | Location: | Flint, MI |
Home town: | |||
Current & past employers: | Evergreen Cemetery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,121.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards and a lease on a Honda Civic. My 4 CCs are a Chase Visa with a $2,000 limit, a American Express card with a $2,000 limit, a PayPal Visa with a $2,400 limit, and a Citi Visa with a $10,000 limit. The only cards that have any balances are the Citi and the PayPal. Citi has $4,600 and PayPal has $2,200. Both have interest rates of around 25%. The lease payment on my Civic is $215 a month. Those 3 are my only monthly expenses. |
Member Payment Dependent Notes Series 1066993
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1066993 |
$18,000 |
$18,000 |
13.99% |
1.00% |
April 5, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1066993. Member loan 1066993 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,475 / month |
Current employer: | ADP TOTALSOURCE | Debt-to-income ratio: | 19.25% |
Length of employment: | 1 year | Location: | MANCHESTER, NH |
Home town: | |||
Current & past employers: | ADP TOTALSOURCE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,558.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | TD Bank - Installment loan - balance $13,000 - $318.00/mo. <br>Citibank - credit card - balance $4500.00 - $80/mo.<br>Juniper - credit card - balance $8900.00 - $200/mo.<br>Discover - credit card - balance $1500.00 - $58/mo.<br>My revolving credit is a result of putting myself through school. My goal is to eliminate all revolving credit balances and consolidate into an installment loan. I don't have car or housing payments. I have maintained a great credit rating. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | TD Bank - Installment loan - balance $13,000 - $318.00/mo. <br>Citibank - credit card - balance $4500.00 - $80/mo.<br>Juniper - credit card - balance $8900.00 - $200/mo.<br>Discover - credit card - balance $1500.00 - $58/mo.<br>My revolving credit is a result of putting myself through school. My goal is to eliminate all revolving credit balances and consolidate into an installment loan. I don't have car or housing payments. I have maintained a great credit rating. Thank you for your consideration. |
What is your intended use for the loan proceeds? | I wish to pay off my revolving credit lines, that I opened to pay for college. <br>Thank you for your consideration. |
Please explain the reason why you carry a large revolving credit balance. | I opened revolving credit lines to pay for college. I did not qualify for student loans at the time because my income level was too high. I wish to pay off my revolving credit with an installment loan.<br>Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | TD Bank - Installment loan - balance $13,000 - $318.00/mo. <br>Citibank - credit card - balance $4500.00 - $80/mo.<br>Juniper - credit card - balance $8900.00 - $200/mo.<br>Discover - credit card - balance $1500.00 - $58/mo.<br>My revolving credit is a result of putting myself through school. My goal is to eliminate all revolving credit balances and consolidate into an installment loan. I don't have car or housing payments. I have maintained a great credit rating. Thank you for your consideration. |
Member Payment Dependent Notes Series 1100394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1100394 |
$13,000 |
$13,000 |
10.74% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1100394. Member loan 1100394 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | ki joon Jang | Debt-to-income ratio: | 15.46% |
Length of employment: | 3 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | ki joon Jang | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1110145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1110145 |
$14,000 |
$14,000 |
10.74% |
1.00% |
April 10, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1110145. Member loan 1110145 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.19% |
Length of employment: | 10+ years | Location: | FOLSOM, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > We need to purchase a new Welder, ours finally quit working and we have a job scheduled for new week where we need a welder. Also, we will pay off our higher interest credit cards: Lowes & Sears. Thank you for your consideration<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1200.00<br>Gas: $100.00<br>Util & Phone & internet $200.00<br>Insurance: $100.00<br>Personal/food etc $500.00<br>Credit cards $200.00 (which we plan on paying off with this loan)<br>anything else? |
Can you provide some high level financials on the monthly costs / revenue of your business? | Yes, we have an excel spread sheet with up to date data. As well as our Schedule C. Our sales are up by over 50% this quarter over the same quarter for 2011. We work on about a 33% net profit (after taxes) We have cutomers booked well into April and many on a waiting list to get in sooner |
Please describe your experience/familiarity with the business you are starting/started? | 35+ years of professional experience. Many completed manufacturer products installation courses. <br>Our client base is built on repeat customers and referrals. |
Member Payment Dependent Notes Series 1112095
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1112095 |
$21,000 |
$21,000 |
14.65% |
1.00% |
April 4, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1112095. Member loan 1112095 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | Fannie Mae | Debt-to-income ratio: | 16.10% |
Length of employment: | 3 years | Location: | MCKINNEY, TX |
Home town: | |||
Current & past employers: | Fannie Mae | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,847.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my revolving credit and lower my total monthly payments. |
Please explain the reason why you carry a large revolving credit balance. | Unexpected expenses last year and over-spending. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards total about $17,000 and range from 0% to 20%+ interest. Credit line totals $5,000 at 8% . interest. I pay about $900 per month on these expenses. This loan will pay all of the credit cards and about half of the line of credit. |
Which debts do you plan to pay off with this loan? | All credit cards and 1/2 of a $5,000 credit line. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | All money will go to pay off the revolving debt. |
What is your intended use for the loan proceeds? | To pay off my revolving credit and lower my total monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards total about $17,000 and range from 0% to 20%+ interest. Credit line totals $5,000 at 8% . interest. I pay about $900 per month on these expenses. This loan will pay all of the credit cards and about half of the line of credit. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment is $1,193 per month, includes principle, interest, insurance, and taxes. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards total about $17,000 and range from 0% to 20%+ interest. Credit line totals $5,000 at 8% . interest. I pay about $900 per month on these expenses. This loan will pay all of the credit cards and about half of the line of credit. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment is $1,193 per month, includes principle, interest, insurance, and taxes. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards total about $17,000 and range from 0% to 20%+ interest. Credit line totals $5,000 at 8% . interest. I pay about $900 per month on these expenses. This loan will pay all of the credit cards and about half of the line of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards total about $17,000 and range from 0% to 20%+ interest. Credit line totals $5,000 at 8% . interest. I pay about $900 per month on these expenses. This loan will pay all of the credit cards and about half of the line of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards total about $17,000 and range from 0% to 20%+ interest. Credit line totals $5,000 at 8% . interest. I pay about $900 per month on these expenses. This loan will pay all of the credit cards and about half of the line of credit. |
Member Payment Dependent Notes Series 1119346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1119346 |
$11,250 |
$11,250 |
6.62% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1119346. Member loan 1119346 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Media Services Production Accounting | Debt-to-income ratio: | 14.03% |
Length of employment: | 6 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Media Services Production Accounting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Have a very stable job and have been employed for 6 years. Need the loan to pay for upcoming wedding expenses. Will have no difficulty making payments.<br><br> Borrower added on 04/01/12 > Fiance and I have saved up enough to make a majority of the the costs for the wedding and the honeymoon, but this loan will help pay what is for what is left.<br><br> Borrower added on 04/02/12 > Will answer questions to help get loan funded.<br>Thank you very much<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | About 40%, including honeymoon fees. |
Member Payment Dependent Notes Series 1139607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139607 |
$8,000 |
$8,000 |
13.67% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139607. Member loan 1139607 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,515 / month |
Current employer: | Harris County Hospital District | Debt-to-income ratio: | 9.94% |
Length of employment: | 7 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Harris County Hospital District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I plan to utilize my Lending Club loan to pay off all my credit card debt. I wil have absolutely no problems repaying this loan because my flexible monthly budget will allow me to make timely payments. I also have over 7 years of steady employment with a reputable billion dollar plus organization.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,891.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | As of 03/30/2012 my current debt balance is approximately $7,598.77 (all from credit cards.) I have a total of six credit cards (all with an APR not exceeding 19.99%), and I usually allocate around $300.00 a month towards my debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current montly expenses are around $1,200. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My loan will only be used for the sole purpose of paying off all my credit card debt. The loan amount will be allocated towards paying off six credit cards, all totaling the amount of the requested loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | As of 03/30/2012 my current debt balance is approximately $7,598.77 (all from credit cards.) I have a total of six credit cards (all with an APR not exceeding 19.99%), and I usually allocate around $300.00 a month towards my debt. |
Member Payment Dependent Notes Series 1143701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143701 |
$9,000 |
$9,000 |
13.67% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143701. Member loan 1143701 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | KonicaMinolta | Debt-to-income ratio: | 22.85% |
Length of employment: | 10+ years | Location: | NORTH PROVIDENCE, RI |
Home town: | |||
Current & past employers: | KonicaMinolta | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $12,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1144516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144516 |
$14,600 |
$14,600 |
20.99% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144516. Member loan 1144516 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,861 / month |
Current employer: | State Of california | Debt-to-income ratio: | 24.87% |
Length of employment: | 7 years | Location: | Columbia, CA |
Home town: | |||
Current & past employers: | State Of california | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Consolidate some debt into one easy payment.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $13,441.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards to be payed off with balances of 1995 min pay of 46, 16%, 6831 min pay of 224, 25%, 2635 min pay of 75, 19%, and 1935 min pay of 67, 29%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2181 for mortgage includes taxes and insurance. 800 for all other utilities and food etc. no home equity lines of credit. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2181 for mortgage includes taxes and insurance. 800 for all other utilities and food etc. no home equity lines of credit. |
Member Payment Dependent Notes Series 1145509
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145509 |
$14,000 |
$14,000 |
10.74% |
1.00% |
April 4, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145509. Member loan 1145509 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | LANZEN FABRICATING NORTH.INC | Debt-to-income ratio: | 15.43% |
Length of employment: | 5 years | Location: | MANCELONA, MI |
Home town: | |||
Current & past employers: | LANZEN FABRICATING NORTH.INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $17,787.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | MY MONTHLY IS $ 569.30 FOR THREE CREDIT CARDS. |
Member Payment Dependent Notes Series 1146444
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146444 |
$14,550 |
$14,550 |
15.81% |
1.00% |
April 10, 2012 |
April 19, 2017 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146444. Member loan 1146444 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,110 / month |
Current employer: | Hallmark Cards Inc. | Debt-to-income ratio: | 8.68% |
Length of employment: | 10+ years | Location: | Enfield, CT |
Home town: | |||
Current & past employers: | Hallmark Cards Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I plan to use this loan to pay off my high interest credit card debt. My plan is to make extra payments to pay this loan quicker than 5 years. I am a very trustworthy borrower who has never been late on a payment in my life. I have been at my job 24 years and I work for a very stable company.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,132.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1147085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147085 |
$14,000 |
$14,000 |
10.74% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147085. Member loan 1147085 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,917 / month |
Current employer: | Frank-Lin Distillers | Debt-to-income ratio: | 15.08% |
Length of employment: | 4 years | Location: | REDLANDS, CA |
Home town: | |||
Current & past employers: | Frank-Lin Distillers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3,600 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Credit Card Balance is $26,800<br>Interest Rates: 26%, 24%, 19%, 14%, 0%.<br>Current Monthly Payments: $774.00<br><br>I am looking to payoff the higher interest rate cards at this time. <br><br>Thank you- |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Citi: $2,406.00: 24%: $74<br>US Bank: $2,773.00: 19%: $80.00<br>Master Card: 9,408.00: 19%: $239 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For the cards I'll be paying off with this loan:<br><br>Total minimum monthly payments for the cards is $400.00<br>Minumum montly payments of this loan will be $456.00<br><br><br>Thank you- |
Member Payment Dependent Notes Series 1154582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1154582 |
$12,000 |
$12,000 |
9.76% |
1.00% |
April 9, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1154582. Member loan 1154582 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | AIT | Debt-to-income ratio: | 3.19% |
Length of employment: | 1 year | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | AIT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $7,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay Credit Cards and Taxes. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Around $1,800 w/ utilities. |
If you have a delinquency in the last 2 years, please explain the reason. | I never had a delinquency. |
Please provide additional details regarding the purpose of the loan. | Credit Card and Tax payments |
Member Payment Dependent Notes Series 1160240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1160240 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1160240. Member loan 1160240 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | raytheon company | Debt-to-income ratio: | 5.37% |
Length of employment: | 8 years | Location: | Hawthorne, CA |
Home town: | |||
Current & past employers: | raytheon company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I have been gainfully employed for the last 8 years at a Fortune 100 engineering company. This loan will be used solely to refinance my credit card debts. I have never defaulted on any debts.<br><br> Borrower added on 04/04/12 > I have been gainfully employed for the last 8 years at a Fortune 100 engineering company. This loan will be used solely to refinance my credit card debts.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,126.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express: $4456.52, 13.24%, $44.00 min<br>MasterCard: $3489.11, 27.24%, $81.00 min<br>MasterCard: $3860.93, 13.24%, $83.00 min<br>Visa: $2918.32, 18.99%, $71.00 min |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payment is $300-350. If I understand the question correctly, the loan will payoff the aforementioned credit card balances fully (as a payoff). |
Member Payment Dependent Notes Series 1162651
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1162651 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1162651. Member loan 1162651 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Taylor Commercial | Debt-to-income ratio: | 17.70% |
Length of employment: | 1 year | Location: | CUMMING, GA |
Home town: | |||
Current & past employers: | Taylor Commercial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $11,858.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $2983 Rate is 16.99% Monthly payment is $67<br>Visa - $4996 Rat3 is 10.99% Monthly payment is $99 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will be to pay off those credit cards and consolidate them to. The minimum payments combined is $166 a month. This loan will be $341. I chose the higher payment because I want a shorter term to pay it off. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $2983 Rate is 16.99% Monthly payment is $67<br>Visa - $4996 Rat3 is 10.99% Monthly payment is $99 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $2983 Rate is 16.99% Monthly payment is $67<br>Visa - $4996 Rat3 is 10.99% Monthly payment is $99 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $2983 Rate is 16.99% Monthly payment is $67<br>Visa - $4996 Rat3 is 10.99% Monthly payment is $99 |
Member Payment Dependent Notes Series 1164308
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1164308 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 4, 2012 |
March 26, 2015 |
March 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1164308. Member loan 1164308 was requested on March 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | university hospital | Debt-to-income ratio: | 2.51% |
Length of employment: | 10+ years | Location: | union, NJ |
Home town: | |||
Current & past employers: | university hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/12/12 > consolidate credit cards into one bill, been at my job for 18 years no other debt than 7,000 school loan for graduate school<br>
A credit bureau reported the following information about this borrower member on February 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,917.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 9951.00 73, 35, 59 1100, 3900, 4845 12% 15.22% 18% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 500 1/3 electric phone 50 insurance 150 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 9951.00 73, 35, 59 1100, 3900, 4845 12% 15.22% 18% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | juniper 35 15<br>orchard 73 18%<br>wells fargo 55 12% |
Member Payment Dependent Notes Series 1164597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1164597 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1164597. Member loan 1164597 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Cargill Inc | Debt-to-income ratio: | 12.13% |
Length of employment: | 5 years | Location: | Amelia, OH |
Home town: | |||
Current & past employers: | Cargill Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $467.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 12.30% | Months Since Last Record: | 28 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is intended for replacing the main entry doors and storm doors, adding an entrance to the back of the house as well as enlarging the back deck.Originally I had applied for 10k but since the loan has been reduced I will restrict the improvements to the doors first and then see whats left. The doors are priority due to the energy savings to be realized by their installation. I hope this answers your question sufficiently if not please feel free to ask for more detail. |
Member Payment Dependent Notes Series 1164707
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1164707 |
$22,000 |
$22,000 |
8.90% |
1.00% |
April 4, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1164707. Member loan 1164707 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | NVA Animal Hospital of Antioch | Debt-to-income ratio: | 11.04% |
Length of employment: | < 1 year | Location: | Woodacre, CA |
Home town: | |||
Current & past employers: | NVA Animal Hospital of Antioch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I am looking to consolidate several accounts. The payment on the loan requested will actually be less than the individual account payments now.<br><br> Borrower added on 03/27/12 > Additionally, I have literally never failed to repay a loan in a timely manner in the past 28 years. I have owned two homes and 4 vehicles with no late payments. My employment is stable and in a field that is growing.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,582.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I posted the answer to this question but do not see it listed so I will post it again:<br>Rent $3300, Transportation $200 fuel (I do not have a vehicle payment), Food approx. $350, Insurance $70, Phone $100, Utilities approx. $175, Student Loan $380 |
Please explain the reason why you carry a large revolving credit balance. | I have had several situations in the past few years that I was not able to cover with cash (ie a very significant of a close family member that required frequent out-of-state travel to be with her). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I think my answer to this question was sent but will recap it:<br>I will list the minimum payments (within a few dollars)<br>Discover 15K<br>BofA 5K <br>US Bank 4K <br>Student loan $380/month<br>No mortgage or car loan |
Which debts do you plan to pay off with this loan? | Discover and BofA |
Member Payment Dependent Notes Series 1167913
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1167913 |
$4,175 |
$4,175 |
16.29% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1167913. Member loan 1167913 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Roberts Restaurant Group | Debt-to-income ratio: | 21.11% |
Length of employment: | 4 years | Location: | ROYAL OAK, MI |
Home town: | |||
Current & past employers: | Roberts Restaurant Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,339.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Low enough that I can fully pay this loan on time until the end of our agreement. On my credit report, you will see that it has always been a priority to have my credit card bills paid on time every time. |
Please explain the reason why you carry a large revolving credit balance. | Circumstances of life that got away from me. Primarily school and car issues. |
Which debts do you plan to pay off with this loan? | My highest interest cards, just to give me a boost to becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am current each month and pay on time. Some of the interest rates have become unbearable, and this loan is just enough to get me back on track. I'll be able to get over the initial hump of just paying my interest fees every month and start actually paying back what I owe. |
Please explain the reason why you carry a large revolving credit balance. | Circumstances of life that got away from me. Primarily school and car issues. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am current each month and pay on time. Some of the interest rates have become unbearable, and this loan is just enough to get me back on track. I'll be able to get over the initial hump of just paying my interest fees every month and start actually paying back what I owe. |
Which debts do you plan to pay off with this loan? | My highest interest cards, just to give me a boost to becoming debt free. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Low enough that I can fully pay this loan on time until the end of our agreement. On my credit report, you will see that it has always been a priority to have my credit card bills paid on time every time. |
Please explain the reason why you carry a large revolving credit balance. | Circumstances of life that got away from me. Primarily school and car issues. |
Which debts do you plan to pay off with this loan? | My highest interest cards, just to give me a boost to becoming debt free. |
Member Payment Dependent Notes Series 1169365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1169365 |
$35,000 |
$35,000 |
9.76% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1169365. Member loan 1169365 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,667 / month |
Current employer: | AECOM | Debt-to-income ratio: | 3.69% |
Length of employment: | 10+ years | Location: | Yorktown Heights, NY |
Home town: | |||
Current & past employers: | AECOM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 4, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | home improvements for our newly purchased home. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $3500 |
Member Payment Dependent Notes Series 1172465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1172465 |
$12,800 |
$12,800 |
14.65% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1172465. Member loan 1172465 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Airtran Airways | Debt-to-income ratio: | 20.74% |
Length of employment: | 5 years | Location: | Hampton, VA |
Home town: | |||
Current & past employers: | Airtran Airways | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $3,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1173346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1173346 |
$20,000 |
$20,000 |
14.65% |
1.00% |
April 9, 2012 |
April 1, 2017 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1173346. Member loan 1173346 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Mercy hospital of buffalo | Debt-to-income ratio: | 9.45% |
Length of employment: | 4 years | Location: | angola, NY |
Home town: | |||
Current & past employers: | Mercy hospital of buffalo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $2,075.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | 72 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I have a medical bill on file under public records the account has been paid in full in 2009. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. |
If you have a public record on file, please briefly explain the event and its resolution. | I have a medical bill on file under public records the account has been paid in full in 2009. |
What is your intended use for the loan proceeds? | I am building a garage |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the money to purchase a garage |
What is your intended use for the loan proceeds? | I am building a garage |
What is your intended use for the loan proceeds? | I am building a garage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx 1000.00 to 1500.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the money to purchase a garage |
What are you buying? | A garage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx 1000.00 to 1500.00 |
Member Payment Dependent Notes Series 1173929
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1173929 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 4, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1173929. Member loan 1173929 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | blockbuster | Debt-to-income ratio: | 22.37% |
Length of employment: | 5 years | Location: | FLOWER MOUND, TX |
Home town: | |||
Current & past employers: | blockbuster | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > consolidation debt<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,721.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm staying with family to focus more on paying down my debt. So no rent, no car payment, and a minimum food expence. All i pay for is my son's daycare and school activities, car insurance, and my debt. |
Which debts do you plan to pay off with this loan? | A credit card balance that i can't seem to gain any ground on due to the apr |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 15,000 between 2 CC's, one cc being a apr over 20% which is also the higher balence and the major focus of the loan. I am not able to gain any significant ground on the balence do to the high apr. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 15,000 between 2 CC's, one cc being a apr over 20% which is also the higher balence and the major focus of the loan. I am not able to gain any significant ground on the balence do to the high apr. |
Member Payment Dependent Notes Series 1175009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1175009 |
$19,600 |
$19,600 |
13.11% |
1.00% |
April 9, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1175009. Member loan 1175009 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | University Of Colorado | Debt-to-income ratio: | 29.28% |
Length of employment: | 3 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | University Of Colorado | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > The interest rate on my credit card was so high, I needed a way to get out from under it and this loan allows me to do it. Now within five years I can be debt free.<br>
A credit bureau reported the following information about this borrower member on March 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,121.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | When I was younger I was offered several credit cards with low interest rates. The economy cashed and my interest rates were raised again and again. I have managed to pay off two of the cards but am still working on the last, at this point the interest rate is so high that I am mainly paying the interest every month and not able to make a dent in the actual balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card - $12,000 - 29.99% - $305<br>Line of credit - $6,000 - 10% - $170<br>Line of credit - $10,000 - 12.99% - $195 |
Which debts do you plan to pay off with this loan? | Currently I am looking to pay off a credit card with a balance of $12,000 with a 29.99% interest rate and a smaller loan that is $6,000 at a 10% interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $750, transportation $50, utilities/house bills come to about $100, phone is $30, insurance is $90, and about $250 on food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card - $12,000 - 29.99% - $305<br>Line of credit - $6,000 - 10% - $170<br>Line of credit - $10,000 - 12.99% - $195 |
What is your intended use for the loan proceeds? | I would like to pay off a credit card with a high interest rate. At this point the interest rate is so high that each month I am only paying off the interest and not making any progress at paying off the card. |
Member Payment Dependent Notes Series 1175209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1175209 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1175209. Member loan 1175209 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | United Methodist Church | Debt-to-income ratio: | 11.14% |
Length of employment: | 10+ years | Location: | Watsonville, CA |
Home town: | |||
Current & past employers: | United Methodist Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $11,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I assume by "delinquency" you mean late credit card payments. Yes, I have had some - that's why my interest rates are high. I work for a small church, so paychecks don't always come exactly on time. Thus, I can't solve my problem with automatic payments. One reason I want to consolidate the balances is to have just one payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The one purpose for the loan is to consolidate credit card debt. |
If you have a delinquency in the last 2 years, please explain the reason. | I assume by "delinquency" you mean late credit card payments. Yes, I have had some - that's why my interest rates are high. I work for a small church, so paychecks don't always come exactly on time. Thus, I can't solve my problem with automatic payments. One reason I want to consolidate the balances is to have just one payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My husband and I have always kept our finances separate. And, we have an unusual housing situation. As a pastor, I live in a parsonage where I pay no rent or mortgage. But we have a house in our home town where we hope to retire that is rented. My husband manages all the finances around that property. I give him $900/month toward property tax, insurance, etc. We pay no utilities there. Utilities for the parsonage are listed above - about $450/month, depending on what time of year it is. |
Member Payment Dependent Notes Series 1177201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1177201 |
$35,000 |
$35,000 |
19.22% |
1.00% |
April 6, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1177201. Member loan 1177201 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | MetLife Insurance Company | Debt-to-income ratio: | 16.04% |
Length of employment: | 7 years | Location: | BRIDGEPORT, NY |
Home town: | |||
Current & past employers: | MetLife Insurance Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Adding on an additional detached garage to our home and paying off two credit cards (4700 and 7000 each).<br>
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are adding on an additional detached garage (24x24). |
Please explain the reason why you carry a large revolving credit balance. | We only have home equity loans-one is a revolving credit since we can borrow against it as we pay it down. Please be aware though that we are in the process of refinancing that (separate from this loan) into one consolidated home equity loan (with a lower interest rate) that will allow us to pay principle and interest with each payment and will remove the revolving credit option. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | They are broken out as follows:<br>$70,516.34 ($179.35) per month-Interest only revolving line of credit (6.5%)<br>$50,483.62 ($417.65) per month-home Equity Loan (6.5%)<br>$45,367.79 ($385.85) per month-Home Equity Loan (6.5%)<br><br>Total payments per month are $982.85. The three above are the only loans on our home/primary residence. |
Is the improvement to your primary residence or an investment property? | On our primary residence |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses are as follows:<br>Home Equity Loans/Line of Credit payment- $982.85 per month<br>All property and School Taxes- $400.00 per month/$4800 per year<br>Power/propane-$260 per month<br>Cable/Phone/Internet-$175 per month<br>Water-$15 per month/$45 quarterly<br>Insurance-$75.00 per month (I get a discounted rate as I work for the insurance company) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off two credit card balances (so that we have a closed repayment plan via this loan), the balances of those are 7,000 and 4,800. The remainder of the money will be used to building an additional detached garage at our primary residence. The garage will be approximately 24x24, and total costs will include expanding our driveway, fixing the yard/landscaping after the buidling is complete, etc. All remaining money will be used for the completion of that project. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are:<br>Home equity loan payments-$982 per month<br>Taxes $400 month/$4800 year<br>Power/Propane $260 month<br>Cable/Phone/Internet- $175 month<br>Water $15 month/$45 quarterly<br>$500 month in food-household items<br>$575 a month in transportation<br>Insurance is 800 a year (I get a discount as I work for an ins. co) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses are as follows:<br>Home Equity Loans/Line of Credit payment- $982.85 per month<br>All property and School Taxes- $400.00 per month/$4800 per year<br>Power/propane-$260 per month<br>Cable/Phone/Internet-$175 per month<br>Water-$15 per month/$45 quarterly<br>Insurance-$75.00 per month (I get a discounted rate as I work for the insurance company) |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Current monthly expenses are:<br>Home equity loan payments-$982 per month<br>Taxes $400 month/$4800 year<br>Power/Propane $260 month<br>Cable/Phone/Internet- $175 month<br>Water $15 month/$45 quarterly<br>$500 month in food-household items<br>$575 a month in transportation<br>Insurance is 800 a year (I get a discount as I work for an ins. co) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off two credit card balances (so that we have a closed repayment plan via this loan), the balances of those are 7,000 and 4,800. The remainder of the money will be used to building an additional detached garage at our primary residence. The garage will be approximately 24x24, and total costs will include expanding our driveway, fixing the yard/landscaping after the buidling is complete, etc. All remaining money will be used for the completion of that project. |
Member Payment Dependent Notes Series 1177411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1177411 |
$12,000 |
$12,000 |
15.31% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1177411. Member loan 1177411 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Analysis & Design Application Co | Debt-to-income ratio: | 26.07% |
Length of employment: | 2 years | Location: | Huntington Station, NY |
Home town: | |||
Current & past employers: | Analysis & Design Application Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,857.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 8 |
Member Payment Dependent Notes Series 1178330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1178330 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1178330. Member loan 1178330 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | Marc Glassman inc. | Debt-to-income ratio: | 12.38% |
Length of employment: | 10+ years | Location: | ELYRIA, OH |
Home town: | |||
Current & past employers: | Marc Glassman inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,657.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | 99 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $100 for utilities, $300 towards gas and insurance, and $250-300 for food. |
If you have a public record on file, please briefly explain the event and its resolution. | I filed bankruptcy, and am scheduled to have it fall off at the end of the year. I was paying on various bills always on time, some due to bad business investments. The person I was living with moved out, and my expenses more than doubled. Since this time, I have been working to re-establish my credit. I hope to do this faster by reducing my interest payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | around $4000 on 17.99%, and a second card, at right around 21%. I also have a no interest payment towards a laptop for my wife's schooling,and a paypal account for online purchases. |
Member Payment Dependent Notes Series 1178374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1178374 |
$12,000 |
$12,000 |
7.90% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1178374. Member loan 1178374 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Technical Co | Debt-to-income ratio: | 14.26% |
Length of employment: | 4 years | Location: | Corning, NY |
Home town: | |||
Current & past employers: | Technical Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I would like to pay off my student loans and a credit card. I have never missed a payment on any of my bills or my mortgage. I have been working in the same job for several years.<br><br> Borrower added on 03/31/12 > I just want to say thank you to everyone who has invested in me. I always pay more than the minimum on all my bills, I will have this loan paid off in less than 3 years. Thank you again.<br>
A credit bureau reported the following information about this borrower member on March 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,204.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 27.90% | Months Since Last Record: | 48 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | It was an overpayment on medical insurance. I paid it back and satisfied the judgement. |
If you have a public record on file, please briefly explain the event and its resolution. | It was an overpayment on medical insurance. I paid it back and satisfied the judgement. |
If you have a public record on file, please briefly explain the event and its resolution. | It was an overpayment on medical insurance. I paid it back and satisfied the judgement. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My student loans are $4,502 I pay $126.68 a month. I have a credit card thats $5,832 with a minimum payment of $98 a month. I pay $200 a month. My mortgage is $682.14 a month this includes taxes and homeowners insurance. The balance is $78,313, I've had the house almost 2 years have never missed a payment or been late. I have a car payment of $228.10 a month that will be paid off in 8/14 the balance is $8,194.14. |
If you have a public record on file, please briefly explain the event and its resolution. | It was an overpayment on medical insurance. I paid it back and satisfied the judgement. |
Member Payment Dependent Notes Series 1178470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1178470 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1178470. Member loan 1178470 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,729 / month |
Current employer: | Health Net | Debt-to-income ratio: | 21.53% |
Length of employment: | 9 years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | Health Net | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1179389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1179389 |
$33,000 |
$33,000 |
19.99% |
1.00% |
April 6, 2012 |
March 27, 2017 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1179389. Member loan 1179389 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Linsay Chevrolet | Debt-to-income ratio: | 21.64% |
Length of employment: | 1 year | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | Linsay Chevrolet | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $36,777.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. $2,300.00 Monthly |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off the credit cards and using the monies to purchase a car. By having 1 payment I can reduce the debt and pay-off my car in 3 years...much faster and reducing the amount of interest paying out on a term loan instead of revolving debt |
Please explain the reason why you carry a large revolving credit balance. | I took out this line of credit to pay-off my ex-wife to keep the house! |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage ($1400.00 Taxes and Ins included) Electric (approx. $170.00) Water ($80.00) Cable, Telephone and internet ($200.00) Cell phone ($99.00) |
What is your intended use for the loan proceeds? | Partial proceeds will go to reducing the balance on my revolving debt by having a term installment loan which will reduce my debt quicker and the purchase of a smaller car. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1400.00-Mortgage and Taxes $700.00 Home equity $550.00 Utilities |
Please provide additional details regarding the purpose of the loan. | I want to use this loan to reduce my debt on my equity line of credit with Bank of America and I want to purchase a smaller vehicle due to rising gas prices. |
Member Payment Dependent Notes Series 1179788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1179788 |
$5,150 |
$5,150 |
7.62% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1179788. Member loan 1179788 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,958 / month |
Current employer: | Robert Half International | Debt-to-income ratio: | 16.21% |
Length of employment: | < 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Robert Half International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Ready to pay this off ASAP!<br>
A credit bureau reported the following information about this borrower member on March 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1179815
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1179815 |
$1,300 |
$1,300 |
17.99% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1179815. Member loan 1179815 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | UPS | Debt-to-income ratio: | 13.32% |
Length of employment: | 7 years | Location: | Trabuco canyon, CA |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Looking to purchase a new camera & accessories for it to upgrade from my very outdated model. I would like to take better photographs that I can look back at!<br>
A credit bureau reported the following information about this borrower member on March 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $515.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchasing an upgraded camera with lenses & accessories |
If you have a delinquency in the last 2 years, please explain the reason. | I switched banks and thought my new bank's bill pay was working but it wasn't auto-paying like I thought for over a couple of months and didn't realize it until they sent me collection notices. I quickly paid after the mistake. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent, no phone, 70 insurance, 300 food/outing expenses, and 100 transportation. |
Member Payment Dependent Notes Series 1181567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1181567 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1181567. Member loan 1181567 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | usps | Debt-to-income ratio: | 15.37% |
Length of employment: | 10+ years | Location: | SOUTH BOSTON, MA |
Home town: | |||
Current & past employers: | usps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $500 a month covers rent,util and food. ( i share an apt with my sister)<br>cell phone-$128 monthly |
Member Payment Dependent Notes Series 1182604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1182604 |
$1,200 |
$1,200 |
17.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1182604. Member loan 1182604 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | US Govt. | Debt-to-income ratio: | 20.42% |
Length of employment: | 5 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | US Govt. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $50,843.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1183198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1183198 |
$21,000 |
$21,000 |
13.67% |
1.00% |
April 4, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1183198. Member loan 1183198 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,700 / month |
Current employer: | system one holdings, llc (westinghouse) | Debt-to-income ratio: | 11.42% |
Length of employment: | 2 years | Location: | York , SC |
Home town: | |||
Current & past employers: | system one holdings, llc (westinghouse) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > This will lower my overall APRs and consolidate them. Thank you. Lending club is great!<br>
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1184503
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1184503 |
$7,900 |
$7,900 |
7.90% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1184503. Member loan 1184503 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Greenway Motors | Debt-to-income ratio: | 14.81% |
Length of employment: | < 1 year | Location: | TRACY, CA |
Home town: | |||
Current & past employers: | Greenway Motors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Using loan to purchase personal items.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase an automobile and to buy some other smaller personal items. |
Member Payment Dependent Notes Series 1184699
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1184699 |
$23,325 |
$23,325 |
13.67% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1184699. Member loan 1184699 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,964 / month |
Current employer: | Emergent Medical Associates | Debt-to-income ratio: | 6.13% |
Length of employment: | 2 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | Emergent Medical Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,156.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live at home and my monthly expenses amounts to $970. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay $600 for rent, utilities included in my rent. Roughly $150-$200 for internet, home phone and cable. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1 $2,247.40 Interest 22.99% Monthly payment $200<br>Credit Card #2 $5,000 interest 20.24% Monthly Payment $250<br>Credit Card #3 $2,869.72 interest 0% for 18 months Monthly payment $50<br>Personal Loan $2,325 interest 14% Monthly payment $102.16<br>Money Owed a Friend $9500 Interest 5% Monthly payment $150 |
Which debts do you plan to pay off with this loan? | I'm planning to pay all of my debt. My 4 credit cards and 2 personal loans. |
Which debts do you plan to pay off with this loan? | I'm planning to pay all of my debt. My 4 credit cards and 2 personal loans. |
What is your intended use for the loan proceeds? | I'm going to use it to pay off my debt. |
Member Payment Dependent Notes Series 1185935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1185935 |
$32,000 |
$32,000 |
17.99% |
1.00% |
April 4, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1185935. Member loan 1185935 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | MarZee | Debt-to-income ratio: | 24.49% |
Length of employment: | 10+ years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | MarZee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/13/12 > Parcel Development: My home sits on a highly desirable piece on land that consists of two parcels. The funds will be used for property adjustment zoning, water, and sewer permits and installation. Once completed the extra parcel with new investor curb appeal will go on the market to be sold.<br><br> Borrower added on 03/13/12 > Parcel Development: My home sits on a highly desirable piece on land that consists of two parcels. The funds will be used for property adjustment zoning, water, and sewer permits and installation. Once completed the extra parcel with new investor curb appeal will go on the market to be sold.<br><br> Borrower added on 03/13/12 > Parcel Development: My home sits on a highly desirable piece on land that consists of two parcels. The funds will be used for property adjustment zoning, water, and sewer permits and installation. Once completed the extra parcel with new investor curb appeal will go on the market to be sold.<br>
A credit bureau reported the following information about this borrower member on March 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $1,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage at $715 (including PITI), All transportation is paid through work (vehicle, gas. insurance), Utilities including cable & internet st $360, food and entertainment $300-600. Hobbies that take a lot of my time and money have been classic car restoration. |
Member Payment Dependent Notes Series 1186040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186040 |
$21,000 |
$21,000 |
13.99% |
1.00% |
April 5, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186040. Member loan 1186040 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | User Friendly Media | Debt-to-income ratio: | 12.65% |
Length of employment: | 1 year | Location: | GRAPEVINE, TX |
Home town: | |||
Current & past employers: | User Friendly Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $19,701.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Swimming Pool and landscaping |
Is the improvement to your primary residence or an investment property? | Primary Residence |
Member Payment Dependent Notes Series 1186263
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186263 |
$8,000 |
$8,000 |
13.99% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186263. Member loan 1186263 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | OPERS | Debt-to-income ratio: | 16.36% |
Length of employment: | 10+ years | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | OPERS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Consolidation of high interest rate credit card. Card is now closed and I am in pay off status.<br><br> Borrower added on 04/01/12 > I have been in the same job for over 10 years and have sufficient liquidity each month to meet monthly obligations on time & in full. The credit card company increased my rate with no chage in my credit rating. As such, I am looking to pay the card off theu Lending Club.<br>
A credit bureau reported the following information about this borrower member on March 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $18,879.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mtg of $244k at 3.75 and student loans of $30k at 6.75. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mtg of $244k at 3.75 and student loans of $30k at 6.75. Thank you. |
Member Payment Dependent Notes Series 1187737
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187737 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 9, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187737. Member loan 1187737 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.30% |
Length of employment: | 10+ years | Location: | MONTEBELLO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > balance of 3 credit card total $ 8209.15 payment of $ 300.00 per month<br>interest average % 18.00<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,691.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 39.40% | Months Since Last Record: | 114 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expencees are approximately $ 2100.00 dlls |
Member Payment Dependent Notes Series 1189082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189082 |
$10,000 |
$10,000 |
15.81% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189082. Member loan 1189082 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Vantage Oncology | Debt-to-income ratio: | 10.67% |
Length of employment: | 3 years | Location: | LA PUENTE, CA |
Home town: | |||
Current & past employers: | Vantage Oncology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,117.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, car fuel, car insurance, food, cell phone |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card<br>Macy's - 1,800, 25%, 60 monthly<br>Bank of America - 4,800, 19.99%, 100 monthly<br>Priceline - 1,200, 21%, 75 monthly<br>Sony - 1,170, 75 monthly<br><br>School Loan<br>Nelnet - 21,000, 100 monthly |
Which debts do you plan to pay off with this loan? | bank of america<br>priceline<br>sony<br>macy's |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card<br>Macy's - 1,800, 25%, 60 monthly<br>Bank of America - 4,800, 19.99%, 100 monthly<br>Priceline - 1,200, 21%, 75 monthly<br>Sony - 1,170, 75 monthly<br><br>School Loan<br>Nelnet - 21,000, 100 monthly |
Please explain the reason why you carry a large revolving credit balance. | travel and christmas expenses<br>also, unfortunate emergency car problems that needed to be fixed |
Member Payment Dependent Notes Series 1189397
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189397 |
$12,800 |
$12,800 |
8.90% |
1.00% |
April 5, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189397. Member loan 1189397 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | General Chemical | Debt-to-income ratio: | 13.20% |
Length of employment: | 6 years | Location: | St. Louis, MO |
Home town: | |||
Current & past employers: | General Chemical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1189435
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189435 |
$9,125 |
$9,125 |
12.12% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189435. Member loan 1189435 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 21.50% |
Length of employment: | 10+ years | Location: | TEMPE, AZ |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > will be using these funds to pay off 2 cards.<br>AMEX - bal $6700 int 17%<br>MC - bal $3200 int 15%<br>total monthly payments made on 2 cards is $600<br>total min payments for cards is $300<br><br>have 1 more card that I will not use money from this loan on<br>Visa - bal $3200 int 4.5% monthly payment $45<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Amex - bal $6700<br>MC - bal $3200 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $400 before loan<br>$400 after loan |
Member Payment Dependent Notes Series 1190314
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190314 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190314. Member loan 1190314 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,600 / month |
Current employer: | Cullman Casting | Debt-to-income ratio: | 26.23% |
Length of employment: | 1 year | Location: | Hayden, AL |
Home town: | |||
Current & past employers: | Cullman Casting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Selling ford vehicle, I no longer need the truck, need money to pay off the remaining balance.<br><br> Borrower added on 04/02/12 > Selling Truck back to dealership and need to pay the remaining balance to get out from under the high payment, and paying off walmart card. trying to work toward being debt free.<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Selling truck back to dealership and need to pay the remaining balance on loan. And paying off walmart card. trying to reduce our debt. |
Member Payment Dependent Notes Series 1190572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190572 |
$20,000 |
$20,000 |
19.22% |
1.00% |
April 5, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190572. Member loan 1190572 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Vegas TV | Debt-to-income ratio: | 19.69% |
Length of employment: | 10+ years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Vegas TV | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $12,000 in credit card debt(18-25 interest) $5000 remaining in school loan/$160 mo. I pay $900 monthly on mortgage, $400 per car lease, $150/mo utilities. I intend to consolidate my credit card debt and to purchase updated software for my business. The credit card debt is from home improvements from when I purchased my home in 2010 and from business expenses needed to complete services for clients in my side business in 2011. Payments from side clients will be processed early Aug 2012. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $12,000 in credit card debt(18-25 interest) $5000 remaining in school loan/$160 mo. I pay $900 monthly on mortgage, $400 per car lease, $150/mo utilities. I intend to consolidate my credit card debt and to purchase updated software for my business. The credit card debt is from home improvements from when I purchased my home in 2010 and from business expenses needed to complete services for clients in my side business in 2011. Payments from side clients will be processed early Aug 2012. |
What is your intended use for the loan proceeds? | My intention is to consolidate credit card debt to one payment and to also buy updated software and supplies for my business. The monthly payments spread out over the 60 months will allow me to put aside more cash than before the loan. |
Please explain the reason why you carry a large revolving credit balance. | My business is to produce videos such as TV shows, commercials and corporate videos. The nature of my business is to work with getting paid along the way with full payment at the end of the project. I have 3 projects nearing completion that will result in full payment. With that said, I have to front money for the project and it accumulates. I intend to consolidate the credit card debt and to update software, allowing me to pay off the loan and to save more cash each month. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $12,000 in credit card debt(18-25 interest) $5000 remaining in school loan/$160 mo. I pay $900 monthly on mortgage, $400 per car lease, $150/mo utilities. I intend to consolidate my credit card debt and to purchase updated software for my business. The credit card debt is from home improvements from when I purchased my home in 2010 and from business expenses needed to complete services for clients in my side business in 2011. Payments from side clients will be processed early Aug 2012. |
Which debts do you plan to pay off with this loan? | I intend to consolidate my credit card debt and to purchase updated software for my business. This one monthly payment will allow me to pay off the debt faster, strengthen my credit and allow me to put more cash aside each month. I have had my business and my full time job for 10 years. The debt I am consolidating is from fronting money for projects I am currently working on and the investments I made in my home when I purchased it in 2010. Thank you for your time. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The credit card debt will go first with around $10,000. Another $3000 for money I have output for project for future pay off (by Mid-Fall) and the rest to buy updated Design Program software for the motion graphics and video production I do in my full time job and side business. Thank you for your time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per Month:Mortgage $900, School Loan $160, Car Lease $400, Car insurance $160, Utilities $200. 401K $200, Additional Savings varies per month. The Goal of this loan would be to consolidate this into a loan that allows me to save a more consistent amount each month and to buy software for my business. I have been employed 10+ years with same company and have had my side business for the same amount of time. |
What is your intended use for the loan proceeds? | My intention is to consolidate credit card debt to one payment and to also buy updated software and supplies for my business. The monthly payments spread out over the 60 months will allow me to put aside more cash than before the loan. |
Which debts do you plan to pay off with this loan? | I intend to consolidate my credit card debt and to purchase updated software for my business. This one monthly payment will allow me to pay off the debt faster, strengthen my credit and allow me to put more cash aside each month. I have had my business and my full time job for 10 years. The debt I am consolidating is from fronting money for projects I am currently working on and the investments I made in my home when I purchased it in 2010. Thank you for your time. |
What is your intended use for the loan proceeds? | My intention is to consolidate credit card debt to one payment and to also buy updated software and supplies for my business. The monthly payments spread out over the 60 months will allow me to put aside more cash than before the loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The credit card debt will go first with around $10,000. Another $3000 for money I have output for project for future pay off (by Mid-Fall) and the rest to buy updated Design Program software for the motion graphics and video production I do in my full time job and side business. Thank you for your time. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The credit card debt will go first with around $10,000. Another $3000 for money I have output for project for future pay off (by Mid-Fall) and the rest to buy updated Design Program software for the motion graphics and video production I do in my full time job and side business. Thank you for your time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per Month:Mortgage $900, School Loan $160, Car Lease $400, Car insurance $160, Utilities $200. 401K $200, Additional Savings varies per month. The Goal of this loan would be to consolidate this into a loan that allows me to save a more consistent amount each month and to buy software for my business. I have been employed 10+ years with same company and have had my side business for the same amount of time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $12,000 in credit card debt(18-25 interest) $5000 remaining in school loan/$160 mo. I pay $900 monthly on mortgage, $400 per car lease, $150/mo utilities. I intend to consolidate my credit card debt and to purchase updated software for my business. The credit card debt is from home improvements from when I purchased my home in 2010 and from business expenses needed to complete services for clients in my side business in 2011. Payments from side clients will be processed early Aug 2012. |
Please explain the reason why you carry a large revolving credit balance. | My business is to produce videos such as TV shows, commercials and corporate videos. The nature of my business is to work with getting paid along the way with full payment at the end of the project. I have 3 projects nearing completion that will result in full payment. With that said, I have to front money for the project and it accumulates. I intend to consolidate the credit card debt and to update software, allowing me to pay off the loan and to save more cash each month. Thank You. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The credit card debt will go first with around $10,000. Another $3000 for money I have output for project for future pay off (by Mid-Fall) and the rest to buy updated Design Program software for the motion graphics and video production I do in my full time job and side business. Thank you for your time. |
Which debts do you plan to pay off with this loan? | I intend to consolidate my credit card debt and to purchase updated software for my business. This one monthly payment will allow me to pay off the debt faster, strengthen my credit and allow me to put more cash aside each month. I have had my business and my full time job for 10 years. The debt I am consolidating is from fronting money for projects I am currently working on and the investments I made in my home when I purchased it in 2010. Thank you for your time. |
What is your intended use for the loan proceeds? | My intention is to consolidate credit card debt to one payment and to also buy updated software and supplies for my business. The monthly payments spread out over the 60 months will allow me to put aside more cash than before the loan. |
Please explain the reason why you carry a large revolving credit balance. | My business is to produce videos such as TV shows, commercials and corporate videos. The nature of my business is to work with getting paid along the way with full payment at the end of the project. I have 3 projects nearing completion that will result in full payment. With that said, I have to front money for the project and it accumulates. I intend to consolidate the credit card debt and to update software, allowing me to pay off the loan and to save more cash each month. Thank You. |
Member Payment Dependent Notes Series 1192137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192137 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 10, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192137. Member loan 1192137 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,625 / month |
Current employer: | New Braunfels ISD | Debt-to-income ratio: | 17.52% |
Length of employment: | 4 years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | New Braunfels ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,351.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Major life event |
What is your intended use for the loan proceeds? | Major life event |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Single purpose |
Member Payment Dependent Notes Series 1192767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192767 |
$13,000 |
$13,000 |
12.12% |
1.00% |
April 4, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192767. Member loan 1192767 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Women's health specialists/LGH-Hosp. | Debt-to-income ratio: | 22.83% |
Length of employment: | 7 years | Location: | DES PLAINES, IL |
Home town: | |||
Current & past employers: | Women's health specialists/LGH-Hosp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $13,108.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1192812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192812 |
$7,000 |
$7,000 |
17.99% |
1.00% |
April 4, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192812. Member loan 1192812 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | TS &L Seed Co. | Debt-to-income ratio: | 24.56% |
Length of employment: | 6 years | Location: | holtville, CA |
Home town: | |||
Current & past employers: | TS &L Seed Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1963 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $14,191.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1192964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192964 |
$5,000 |
$5,000 |
9.76% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192964. Member loan 1192964 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.30% |
Length of employment: | n/a | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > The rates of this loan seem very manageable, and I dont forsee any reason why I couldnt pay this off as expected. I have a proven track record of meeting my financial obligations.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $3,148.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Im buying a used car and paying debt consolatation. Thanks |
Member Payment Dependent Notes Series 1193114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193114 |
$6,400 |
$6,400 |
8.90% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193114. Member loan 1193114 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Investment Management Firm | Debt-to-income ratio: | 2.92% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Investment Management Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses total ~$2,200, including rent of $1,385 and food expenses of $400. The rest are mainly discretionary expenses. |
Member Payment Dependent Notes Series 1193213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193213 |
$8,400 |
$8,400 |
17.27% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193213. Member loan 1193213 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | cohen childrens medical center | Debt-to-income ratio: | 6.16% |
Length of employment: | 3 years | Location: | EAST ELMHURST, NY |
Home town: | |||
Current & past employers: | cohen childrens medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,568.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1193408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193408 |
$1,350 |
$1,350 |
10.74% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193408. Member loan 1193408 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Dept of mental health | Debt-to-income ratio: | 20.58% |
Length of employment: | 5 years | Location: | ELGIN, SC |
Home town: | |||
Current & past employers: | Dept of mental health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193644 |
$13,850 |
$13,850 |
10.74% |
1.00% |
April 5, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193644. Member loan 1193644 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,889 / month |
Current employer: | carquest | Debt-to-income ratio: | 12.67% |
Length of employment: | n/a | Location: | montgomery village, MD |
Home town: | |||
Current & past employers: | carquest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | hahanloan is not for any thing eles than build a small house for my self. |
What is your intended use for the loan proceeds? | just to build a small house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent. |
If you have a public record on file, please briefly explain the event and its resolution. | don't have any. |
Please provide additional details regarding the purpose of the loan. | hahanloan is not for any thing eles than build a small house for my self. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | is for only thing build my small house. |
Member Payment Dependent Notes Series 1193746
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193746 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 5, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193746. Member loan 1193746 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | bank of america | Debt-to-income ratio: | 20.80% |
Length of employment: | 6 years | Location: | DALY CITY, CA |
Home town: | |||
Current & past employers: | bank of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/15/12 > I will need pay off my debts I really appreciate your help, I am honest person and I need to pay money borrow for the my brother funeral. thanks<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $6,945.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | my big loan and the credit cards becouse I wanna have 1 payment per month for all may debts consolidate all my debts. |
Member Payment Dependent Notes Series 1194602
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194602 |
$12,475 |
$12,475 |
8.90% |
1.00% |
April 5, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194602. Member loan 1194602 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,833 / month |
Current employer: | Fulton financial corp | Debt-to-income ratio: | 10.49% |
Length of employment: | 6 years | Location: | Lititz, PA |
Home town: | |||
Current & past employers: | Fulton financial corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1194658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194658 |
$35,000 |
$35,000 |
9.76% |
1.00% |
April 6, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194658. Member loan 1194658 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | ARS Services, LLC | Debt-to-income ratio: | 9.97% |
Length of employment: | 10+ years | Location: | Corrales, NM |
Home town: | |||
Current & past employers: | ARS Services, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1971 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To provide support to my company's cash flow needs |
What is your intended use for the loan proceeds? | To provide support to my company's cash flow needs |
Member Payment Dependent Notes Series 1194904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194904 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194904. Member loan 1194904 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | target | Debt-to-income ratio: | 23.26% |
Length of employment: | 10+ years | Location: | ALHAMBRA, CA |
Home town: | |||
Current & past employers: | target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > i have been at my job since 1994. i plan to repay my loan sooner then the three years. i pay my biils on time every month. Thank you.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,676.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I only pay my monthly payments ant not more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i pay 495.00 rent and besides my monthly paymets to creidit cards i have a 120.00 cell phone bill. 60$ a week for groceries. |
Please explain the reason why you carry a large revolving credit balance. | I only pay my monthly payments ant not more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i pay 495.00 rent and besides my monthly paymets to creidit cards i have a 120.00 cell phone bill. 60$ a week for groceries. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owe 8,000 in credit card debt, one paid off i plan not to use ay time soon. |
Which debts do you plan to pay off with this loan? | six out of eight credut cards i moslty have retail credit cards. Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owe 8,000 in credit card debt, one paid off i plan not to use ay time soon. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owe 8,000 in credit card debt, one paid off i plan not to use ay time soon. |
Member Payment Dependent Notes Series 1196116
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196116 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 9, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196116. Member loan 1196116 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Graybar | Debt-to-income ratio: | 16.46% |
Length of employment: | < 1 year | Location: | Roseville , CA |
Home town: | |||
Current & past employers: | Graybar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,269.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 38.80% | Months Since Last Record: | 92 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to have a pool put in. |
Member Payment Dependent Notes Series 1196281
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196281 |
$8,000 |
$8,000 |
17.27% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196281. Member loan 1196281 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | South West Wa Medical Center | Debt-to-income ratio: | 12.52% |
Length of employment: | 10+ years | Location: | woodland , WA |
Home town: | |||
Current & past employers: | South West Wa Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I am upgrading my electrical panel from old fuses to new breakers. and installing a ductless heatpump instead of the old wall heaters to keep the house warm and cool when needed.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $5,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The Loan is not for multilple purposes really. It is for an upgrade of the electrical panel, from old fuses to new breaker circuits. Also I want to upgrade the heating system with the ductless heat pump. |
Is this for a home improvement you have already made, or one that you are planning to make? | I have not made this improvement yet but would like to move forward with this. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The Loan is not for multilple purposes really. It is for an upgrade of the electrical panel, from old fuses to new breaker circuits. Also I want to upgrade the heating system with the ductless heat pump. |
Member Payment Dependent Notes Series 1197846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197846 |
$20,000 |
$20,000 |
7.90% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197846. Member loan 1197846 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,208 / month |
Current employer: | Dachis Group | Debt-to-income ratio: | 16.87% |
Length of employment: | 6 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Dachis Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I'm about to launch a bio-diesel food truck, which will sell freshly made food from local ingredients. We have saved and raised enough money to get our truck built and all equipment bought, so this loan will help cover opening inventory and some overhead costs when we launch in June.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses, once we are up and running, should run about $11,000 for rent, parking, utilities, insurance, permits & fees. Plus about $7,000 for staff and $12,000 for food & paper goods. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly expenses, once we are up and running, should run about $11,000 for rent, parking, utilities, insurance, permits & fees. Plus about $7,000 for staff and $12,000 for food & paper goods. Sales are expected to be between $35-50,000 in the busy season (read: any time it's above freezing out) |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly expenses, once we are up and running, should run about $11,000 for rent, parking, utilities, insurance, permits & fees. Plus about $7,000 for staff and $12,000 for food & paper goods. Sales are expected to be between $35-50,000 in the busy season (read: any time it's above freezing out) |
Please describe your experience/familiarity with the business you are starting/started? | This is our first time owning a business, but we've spent the past three years researching, planning, and testing our idea. Last June we started selling our food at street fairs and events, and by the end of October had over $16,000 in sales and hours upon hours of experience. It helped us fine tune our menu, determine our suppliers, and make valuable relationships for launching the business proper this year. We've applied to join the NYC Food Truck Association for further guidance. |
Please describe your experience/familiarity with the business you are starting/started? | This is our first time owning a business, but we've spent the past three years researching, planning, and testing our idea. Last June we started selling our food at street fairs and events, and by the end of October had over $16,000 in sales and hours upon hours of experience. It helped us fine tune our menu, determine our suppliers, and make valuable relationships for launching the business proper this year. We've applied to join the NYC Food Truck Association for further guidance. |
Member Payment Dependent Notes Series 1197971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197971 |
$19,125 |
$19,125 |
19.99% |
1.00% |
April 6, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197971. Member loan 1197971 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.85% |
Length of employment: | 10+ years | Location: | ridgefield, WA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > Debt consolidation<br><br> Borrower added on 03/17/12 > Pay off credit cards.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $5,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1198015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198015 |
$12,000 |
$12,000 |
13.67% |
1.00% |
April 4, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198015. Member loan 1198015 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Cisco Systems | Debt-to-income ratio: | 10.71% |
Length of employment: | < 1 year | Location: | Boca Raton, FL |
Home town: | |||
Current & past employers: | Cisco Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Downside: <br>Moving from South Florida to Seattle, WA is expensive.<br><br>Upside:<br>Great new job!<br><br>Funds will be used to cover movers, car transport, airfare and hotels (it takes about 2 weeks for our household to arrive)<br><br>I never miss payments on anything. <br>In IT ... job stability not an issue.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $26,020.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Loan:<br>Movers, car transport (2 cars), airfare, hotel, car rental.<br><br>It will take ~ 2 weeks for our personal effects to cross the country.<br><br>OOP:<br>everything else.<br><br>Thank you. |
Member Payment Dependent Notes Series 1198200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198200 |
$24,000 |
$24,000 |
13.11% |
1.00% |
April 4, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198200. Member loan 1198200 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | LifeWork Search | Debt-to-income ratio: | 5.03% |
Length of employment: | 10+ years | Location: | Port St. Lucie , FL |
Home town: | |||
Current & past employers: | LifeWork Search | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,723.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Thank you for asking. I have 15 years experience in my field, will invest in additional technologies to permit me to take on more clients and train new hires faster. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your question. The loan is for one purpose - investing in technology for my business so I can create the ability to scale into new target segments, leveraging data analytics, social media and other new solutions that will put me ahead of competitors. So there are a few investments, but to one specific purpose - being able to take on more business, and working faster and more efficiently. <br><br>Thanks again for the consideration. |
Please describe your experience/familiarity with the business you are starting/started? | Thank you for your consideration. I am focused in the executive recruiting space. I was with a California IT recruiting firm from 1998-early 2002 and have been with one company in Florida since February 2002. So, 2 employers, 14 years. <br><br>In that time I have been exposed to a variety of methods and models, and feel with this loan I will be able to invest toward the formula to build the most profitable and scalable possible model. <br><br>Thank you for your consideration. |
Member Payment Dependent Notes Series 1198297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198297 |
$2,600 |
$2,600 |
6.62% |
1.00% |
April 5, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198297. Member loan 1198297 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | P.S. 15 , NYV Board of Education | Debt-to-income ratio: | 8.51% |
Length of employment: | 10+ years | Location: | Rosedale, NY |
Home town: | |||
Current & past employers: | P.S. 15 , NYV Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1199015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199015 |
$19,000 |
$19,000 |
21.48% |
1.00% |
April 4, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199015. Member loan 1199015 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,171 / month |
Current employer: | cliffstar cott | Debt-to-income ratio: | 17.44% |
Length of employment: | 10+ years | Location: | Silver Creek, NY |
Home town: | |||
Current & past employers: | cliffstar cott | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $18,234.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200018 |
$20,000 |
$20,000 |
21.48% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200018. Member loan 1200018 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | Northshore University | Debt-to-income ratio: | 17.04% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Northshore University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > To decrease interest on higher interest cards<br><br> Borrower added on 04/03/12 > Instead of making 6 payments to different companies, to simplify and make only one payment to one.<br><br> Borrower added on 04/03/12 > Tired of paying high interest to banks that got bailed out when I can pay less interest to the Lending Club.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 27 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is 35 K, I am trying to reduce amount of payments and pay off in three year plan. I am also working on a MSN degree at this time, so trying to simplify my life. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is 35 K, I am trying to reduce amount of payments and pay off in three year plan. I am also working on a MSN degree at this time, so trying to simplify my life. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only for debt consolidation. |
Please explain the reason why you carry a large revolving credit balance. | This would be my second consolidation loan. I have learned that one does not use credit cards after consolidating because it doubles your debt. I do not plan on making that mistake again because I have finished paying off the first consolidation loan. So essentially, I used credit while I was paying consolidation loan and got in deeper debt from which I learned a very expensive and humbling lesson. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1400.a month for all of the above combined |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is 35 K, I am trying to reduce amount of payments and pay off in three year plan. I am also working on a MSN degree at this time, so trying to simplify my life. |
Which debts do you plan to pay off with this loan? | The credit cards with higher interest than this loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My other expenses for rent,auto, gas,insurance, food, phone, utitilities, etc is 1400.00 |
Please explain the reason why you carry a large revolving credit balance. | This would be my second consolidation loan. I have learned that one does not use credit cards after consolidating because it doubles your debt. I do not plan on making that mistake again because I have finished paying off the first consolidation loan. So essentially, I used credit while I was paying consolidation loan and got in deeper debt from which I learned a very expensive and humbling lesson. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is 35 K, I am trying to reduce amount of payments and pay off in three year plan. I am also working on a MSN degree at this time, so trying to simplify my life. |
Member Payment Dependent Notes Series 1200096
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200096 |
$17,600 |
$17,600 |
13.67% |
1.00% |
April 5, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200096. Member loan 1200096 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | USN | Debt-to-income ratio: | 19.23% |
Length of employment: | 10+ years | Location: | Kaneohe, WI |
Home town: | |||
Current & past employers: | USN | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200172
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200172 |
$16,000 |
$16,000 |
9.76% |
1.00% |
April 6, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200172. Member loan 1200172 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $19,167 / month |
Current employer: | Roll Global (Wonderful Brands) | Debt-to-income ratio: | 6.27% |
Length of employment: | 8 years | Location: | Apex, NC |
Home town: | |||
Current & past employers: | Roll Global (Wonderful Brands) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $5,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1200187
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200187 |
$8,000 |
$8,000 |
13.99% |
1.00% |
April 10, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200187. Member loan 1200187 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | Burkhardt Sales | Debt-to-income ratio: | 5.96% |
Length of employment: | 5 years | Location: | SAINT AUGUSTINE, FL |
Home town: | |||
Current & past employers: | Burkhardt Sales | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Refinancing two higher interest rate credit cards.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $8,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I've had a few large expenses - major vehicle repair, two medical/hospital events. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $5066 outstanding, 29.99% interest rate, $171 minimum <br><br>Store card - $2157 outstanding, 27.24% interest rate, $70 minimum |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum for all now - $316; Total minimum including this loan - $333<br><br>The $316 does not include minimum payment amounts to have these two high interest rate cards paid off in three years. To pay minimum for three years, total minimum now would be $382. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $5066 outstanding, 29.99% interest rate, $171 minimum <br><br>Store card - $2157 outstanding, 27.24% interest rate, $70 minimum |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $5100 |
If you have a delinquency in the last 2 years, please explain the reason. | I've had a few large expenses - major vehicle repair, two medical/hospital events. |
Member Payment Dependent Notes Series 1200266
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200266 |
$32,000 |
$32,000 |
23.33% |
1.00% |
April 6, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200266. Member loan 1200266 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,167 / month |
Current employer: | TECHNICA LLC | Debt-to-income ratio: | 8.30% |
Length of employment: | 3 years | Location: | HINESVILLE, GA |
Home town: | |||
Current & past employers: | TECHNICA LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > DEBT CONSOLIDATION<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $20,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARDS , 19000 |
What is your intended use for the loan proceeds? | DEBT CONSOLIDATION AND HOME IMPROVEMENT |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | TRANSPORTATION FUEL $120<br>UTILITIES $245<br>PHONE $90<br>INSURANCE $ 325<br>FOOD ETC $400 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | OWN HOME 0 |
If you have a delinquency in the last 2 years, please explain the reason. | VEHICLE IN MY NAME PAID OFF |
Please explain the reason why you carry a large revolving credit balance. | MULTIPLE ISSUES FAMILY, VEHICLE, HOME REPAIRS ETC |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | INSURANCE 650 ANNUALLY<br>TAXES 1250 ANNUALLY |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | DEBT CONSILIDATION<br>HOME IMPROVEMENT |
Which debts do you plan to pay off with this loan? | CREDIT CARDS |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARDS , 19000 |
If you have a delinquency in the last 2 years, please explain the reason. | VEHICLE IN MY NAME PAID OFF |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARDS , 19000 |
If you have a delinquency in the last 2 years, please explain the reason. | VEHICLE IN MY NAME PAID OFF |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | TRANSPORTATION FUEL $120<br>UTILITIES $245<br>PHONE $90<br>INSURANCE $ 325<br>FOOD ETC $400 |
Please explain the reason why you carry a large revolving credit balance. | MULTIPLE ISSUES FAMILY, VEHICLE, HOME REPAIRS ETC |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | DEBT CONSILIDATION<br>HOME IMPROVEMENT |
If you have a public record on file, please briefly explain the event and its resolution. | I DO NOT HAVE A PUBLIC RECORD |
Member Payment Dependent Notes Series 1200337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200337 |
$6,000 |
$6,000 |
13.99% |
1.00% |
April 5, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200337. Member loan 1200337 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | IBEW LU 915 | Debt-to-income ratio: | 14.31% |
Length of employment: | 10+ years | Location: | FORT MYERS, FL |
Home town: | |||
Current & past employers: | IBEW LU 915 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > This loan is intended to pay off a high rate credit card so it will not take 6 yrs to pay off. I will not make the same mistake again of charging a high interest credit card, even though I had good intentions of paying it back quickly.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $4,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | In order to qualify for loan modification I was late a few times on my mortgage. Since the modification went through I haven't missed any payment or been late. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages Balance's $330,000 Interest 2% Payments $1,790<br>Credit Cards Balance's $4,220 Interest 13%-19% Payments $215<br>Student Loans Balance's $14,830 Interest 4%-6.7% Payments $297<br>Auto Loans Balance $7,700 Interest 9% Payment $702 |
Please explain the reason why you carry a large revolving credit balance. | Work was slow in Florida so I went to California where my nephew lives. While looking for work I used the card to live on. |
Which debts do you plan to pay off with this loan? | High rate credit card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly bills and expenses are a little less than my income. |
Member Payment Dependent Notes Series 1200380
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200380 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200380. Member loan 1200380 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.19% |
Length of employment: | < 1 year | Location: | POMPANO BEACH, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Paying off higher interest debt with lower interest rate.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200409 |
$35,000 |
$35,000 |
12.12% |
1.00% |
April 9, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200409. Member loan 1200409 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.08% |
Length of employment: | 1 year | Location: | Orange Par, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $7,569.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200497 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200497. Member loan 1200497 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Blatz Law Firm | Debt-to-income ratio: | 22.70% |
Length of employment: | 5 years | Location: | OJAI, CA |
Home town: | |||
Current & past employers: | Blatz Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Refinancing high interest credit cards. Great credit rating over 700.<br><br> Borrower added on 04/02/12 > Overpay my minimums every month, so monthly amount is not a problem.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $7750, 25%, $175/month minimum.<br>Visa, $1826, 25%, $54/month minimum. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Visa, $7750, 25%, $175/month minimum.<br>Visa, $1826, 25%, $54/month minimum.<br>Total monthly minimum $229/month. |
Please explain the reason why you carry a large revolving credit balance. | Used cards for law school expenses. Overpaying minimums but interest rate so high doesn't go down much. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa, $7750, 25%, $175/month minimum.<br>Visa, $1826, 25%, $54/month minimum.<br>Total monthly minimum $229/month. |
Member Payment Dependent Notes Series 1200643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200643 |
$4,000 |
$4,000 |
9.76% |
1.00% |
April 4, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200643. Member loan 1200643 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Nationstar | Debt-to-income ratio: | 14.16% |
Length of employment: | 2 years | Location: | LEWISVILLE, TX |
Home town: | |||
Current & past employers: | Nationstar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $3,742.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff debt n be in a better financial shape before I her married in the next yearr or two |
Member Payment Dependent Notes Series 1200691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200691 |
$14,000 |
$14,000 |
7.90% |
1.00% |
April 5, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200691. Member loan 1200691 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Humble ISD | Debt-to-income ratio: | 21.36% |
Length of employment: | 6 years | Location: | HUMBLE, TX |
Home town: | |||
Current & past employers: | Humble ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I have inherited a vehicle from my grandmother and need to sell back the old one. I have to pay the difference. In addition, my shower sprung a leak this week and I have to pay the deductible to get my bathroom fixed from water damages.<br><br> Borrower added on 03/25/12 > I have inherited a car and need to sell back my old one. I need money to pay off the rest of the loan. In addition, I have had water damage done to my house and need to pay the deductible and plumber costs that are not covered by insurance.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,128.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | I have inherited a vehicle from my grandmother. I already had one which I was making payments on and would like to sell it. I need money to make up the difference from what I can get for it and what I owe. In addition, my shower has leaked into the surrounding walls. My insurance will pay for some of the damages, but I need to pay the deductible and the rest. Is there anything else you would like to know? |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The majority is going for the vehicle and the rest for fixing the shower. |
Please explain the reason why you carry a large revolving credit balance. | Due to unforeseen life circumstances not under my control. |
Please provide additional details regarding the purpose of the loan. | I have inherited a vehicle from my grandmother. I already had one which I was making payments on and would like to sell it. I need money to make up the difference from what I can get for it and what I owe. In addition, my shower has leaked into the surrounding walls. My insurance will pay for some of the damages, but I need to pay the deductible and the rest. Is there anything else you would like to know? |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The majority is going for the vehicle and the rest for fixing the shower. |
Member Payment Dependent Notes Series 1200793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200793 |
$16,425 |
$16,425 |
12.12% |
1.00% |
April 4, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200793. Member loan 1200793 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,625 / month |
Current employer: | Radiation Oncology Services of America | Debt-to-income ratio: | 27.73% |
Length of employment: | 5 years | Location: | WALESKA, GA |
Home town: | |||
Current & past employers: | Radiation Oncology Services of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Like alot of people i struggled to put my daughters through college.I did what i had to do to see that they got a good education,using my credit cards to get by to make their dream a reality.They both graduate this may and i would like this loan to pay off my high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,887.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200946
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200946 |
$30,000 |
$30,000 |
20.50% |
1.00% |
April 4, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200946. Member loan 1200946 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | ASTIR IT SOLUTIONS | Debt-to-income ratio: | 14.05% |
Length of employment: | 7 years | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | ASTIR IT SOLUTIONS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,291.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200964 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 5, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200964. Member loan 1200964 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | thrustmaster of texas | Debt-to-income ratio: | 11.76% |
Length of employment: | 5 years | Location: | STAFFORD, TX |
Home town: | |||
Current & past employers: | thrustmaster of texas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $19,476.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201018 |
$4,000 |
$4,000 |
19.22% |
1.00% |
April 10, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201018. Member loan 1201018 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,700 / month |
Current employer: | Image/Norfolk City Public Schools | Debt-to-income ratio: | 9.03% |
Length of employment: | 2 years | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | Image/Norfolk City Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > The funds will be used for the cost of build out and equipment necessary to open the shop. My credit report has shown me to be a responsible borrower.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $2,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses total approximately $2,400. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly rent expense is $1,000. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be used for the physical build out, equipment, and supplies. |
What type of business are you starting? | I am starting a sports-themed barbershop. This full-service barbershop will be catered toward sports enthusiasts of any age and gender. |
What will be the largest expense in the first six months? | The largest expense will go towards the physical build out of the business. |
What do you project your monthly revenues for the first 6 months to be? | Monthly revenues for the first 6 months will be approximately $7,400-$8,000 per month. |
Member Payment Dependent Notes Series 1201447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201447 |
$25,000 |
$25,000 |
16.29% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201447. Member loan 1201447 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Dr. Jack L. Gish | Debt-to-income ratio: | 14.32% |
Length of employment: | 4 years | Location: | Waterbury, CT |
Home town: | |||
Current & past employers: | Dr. Jack L. Gish | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > High end gelato business in a busy mall.<br><br> Borrower added on 03/30/12 > This loan is for equipment purchase and inventory for a high end gelato store in a busy mall.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,947.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 26.70% | Months Since Last Record: | 79 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | I have several years of experience working in an ice cream shop, including one year managing the shop. I also know several people who own and/or have owned gelato shops, and some of them have taken me under their wing to help me set up my gelato shop and get it up and running. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly costs include $5000 for rent of the space including electricity and water. After that, there is only the cost of inventory. Profit margins for the gelato is approximately 1200%, as a pan of gelato costs $25 and can be sold for $300. Gelato shops in malls with similar foot traffic, anchor stores, and income level of the surrounding area, have close to $150,000 in sales per year. |
Member Payment Dependent Notes Series 1201548
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201548 |
$9,000 |
$9,000 |
6.03% |
1.00% |
April 4, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201548. Member loan 1201548 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,667 / month |
Current employer: | Transportation Security Administration | Debt-to-income ratio: | 8.21% |
Length of employment: | 9 years | Location: | Spring Lake, MI |
Home town: | |||
Current & past employers: | Transportation Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $938 covers my mortgage payment which includes taxes and insurance. I have no home equity loans and my utilities average 130 monthly. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $1500 will be used to pay off a 12 per cent signature loan with USAA, the remainder will cover wedding expenses. |
What portion of your wedding expenses does this loan represent? | 83 per cent |
How are you paying for other wedding expenses not covered by this loan? | Savings |
Member Payment Dependent Notes Series 1201591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201591 |
$12,000 |
$12,000 |
13.67% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201591. Member loan 1201591 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Americas Commodities LLC. | Debt-to-income ratio: | 24.37% |
Length of employment: | < 1 year | Location: | DORAL, FL |
Home town: | |||
Current & past employers: | Americas Commodities LLC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Credit Card Refinancing<br><br> Borrower added on 04/02/12 > Credit Card Refinancing<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: usd 1,650.00, insurance: usd 800.00, food: usd 500.00 aprox., phone, internet including mobiles usd 300.00 aprox., light usd 160.00 aprox., water usd 50.00 aprox, payment of 2 cars usd 933.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | will pay my credit cards and some of my wife; my credit cards: visa usd 3,368.65 min monthly payment usd 114.00 ; master card: usd 1,433.27 min monthly payment usd 40.00 ; american express usd 437.87 min monthly payment usd 15.00 ; master card usd 113.74 min monthly payment usd 25.00 ; credit card car services usd 382.57 min monthly payment usd 19.00 |
Member Payment Dependent Notes Series 1202664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202664 |
$11,700 |
$11,700 |
14.65% |
1.00% |
April 4, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202664. Member loan 1202664 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | CRAIG HOSPITAL | Debt-to-income ratio: | 18.65% |
Length of employment: | 2 years | Location: | ENGLEWOOD, CO |
Home town: | |||
Current & past employers: | CRAIG HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1- Visa, $10,770.00;APR 24.10%; Interest rate 18.81; current min.monthly payment $307.00<br>2- Master Card, $1,000.00; APR 25.24%; current min.monthly payment $20.00<br>3- Discover, $3,500.00; APR 24.10%; 23.99%; current min.monthly payment $70.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I want the loan to pay ALL 3 credit cards, in particular No. 1 listed above,, then i will have to pay only the Lending Club monthly payment |
Please explain the reason why you carry a large revolving credit balance. | Having to pay the constant interest rates on the credit cards + my monthly expenses equals (more or less) my monthly income. so I have not been able to pay/reduce my credit cards debts |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $1,600.00 |
What is your intended use for the loan proceeds? | To pay IMMEDIATELY all 3 credit CARDS, SO I DON'T HAVE TO WORRY ABOUT MORE INTEREST CHARGES EVERY MONTH |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1- Visa, $10,770.00;APR 24.10%; Interest rate 18.81; current min.monthly payment $307.00<br>2- Master Card, $1,000.00; APR 25.24%; current min.monthly payment $20.00<br>3- Discover, $3,500.00; APR 24.10%; 23.99%; current min.monthly payment $70.00 |
Member Payment Dependent Notes Series 1202710
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202710 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 4, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202710. Member loan 1202710 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Vendavo Inc | Debt-to-income ratio: | 10.82% |
Length of employment: | < 1 year | Location: | SANTA CLARA, CA |
Home town: | |||
Current & past employers: | Vendavo Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > The money lend to me will be used to pay-off all my credit card accounts and helps me improve my credit score and loan history.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,889.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard - payoff($4594) - outstanding balance($4594) - APR(15.99%) - Monthly Payment($250)<br>Visa - payoff($2223) - outstanding balance($2223) - APR(13.99%) - Monthly Payment($200)<br>MasterCard - payoff($1257) - outstanding balance($1257) - APR(15.99%) - Monthly Payment($150)<br>Visa - payoff($1731) - outstanding balance($1731) - APR(8.99%) - Monthly Payment($100)<br>With the help of the loan I receive, I want to payoff the outstanding balances on the whole leaving me just the payment for the loan. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly payments for all credit cards is around $500. I want to use the loan amount to payoff my credit cards totally. So it will be just the monthly loan payment after that. Thanks. |
Member Payment Dependent Notes Series 1202722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202722 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202722. Member loan 1202722 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.73% |
Length of employment: | n/a | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,589.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202967
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202967 |
$35,000 |
$35,000 |
23.33% |
1.00% |
April 9, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202967. Member loan 1202967 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,833 / month |
Current employer: | Sears Holding Corporation | Debt-to-income ratio: | 14.08% |
Length of employment: | 2 years | Location: | Montgomery, IL |
Home town: | |||
Current & past employers: | Sears Holding Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Fixing up house in order to sell. Will also pay off/consolidate 11k LC loan<br><br> Borrower added on 04/06/12 > I have never defaulted on an financial account and always make my payments on time.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,882.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance: 178,000<br>Interest: 4.75%<br>Monthly: $928 |
Please explain the reason why you carry a large revolving credit balance. | a family hardship. I am now on track to pay off this debt by 2013. |
Please explain the reason why you carry a large revolving credit balance. | a family hardship. I am now on track to pay off this debt by 2013. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses<br>Mortgage - $928<br>Utilities - 200<br>Phone $0 (work pays it)<br>Insurance - 250<br>Food - 75(work pays when travelling 4 days a week)<br>TV - 29<br>Transportation - work pays 4 days a week.<br> - Personal Car - $298<br> - $50 |
What is the home improvement project you are planning? | 2 Bathroom upgrades. Paint interior neutral color. Lanscape front |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Making home upgrades suggested by real estate agents. - 28,000. Consolidating remaining balance of lc loan - 7k |
Please explain the reason why you carry a large revolving credit balance. | a family hardship. I am now on track to pay off this debt by 2013. |
Please explain the reason why you carry a large revolving credit balance. | a family hardship. I am now on track to pay off this debt by 2013. |
What is your intended use for the loan proceeds? | Upgrades to house per real estate agents suggestions. Bathrooms, paint and landscape |
Please explain the reason why you carry a large revolving credit balance. | a family hardship. I am now on track to pay off this debt by 2013. |
Member Payment Dependent Notes Series 1203013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203013 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 9, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203013. Member loan 1203013 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 24.02% |
Length of employment: | 10+ years | Location: | Northfield, NJ |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Looking to consolidate debt and health bills<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 68 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $78,665.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1550.00 |
Please explain the reason why you carry a large revolving credit balance. | had 2 weddings in 15 months just getting them paid off |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 270,00 month 4% 900.00 month 5% |
Please explain the reason why you carry a large revolving credit balance. | had 2 weddings in 15 months just getting them paid off |
If you have a delinquency in the last 2 years, please explain the reason. | n/a |
Member Payment Dependent Notes Series 1203044
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203044 |
$6,000 |
$6,000 |
15.31% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203044. Member loan 1203044 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,542 / month |
Current employer: | General Dynamics | Debt-to-income ratio: | 12.29% |
Length of employment: | 3 years | Location: | Anchorage, AK |
Home town: | |||
Current & past employers: | General Dynamics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $2,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies in the last 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - 1238 - 6.25%<br>Credit Cards - 3000 balance - 6.9% interest<br>Truck Loan - 508/month 3.45%<br>Boat Loan - 198/month - 5.45% |
What is your intended use for the loan proceeds? | The house that I own needs to have the roof redone to take care of a leak in the roof. The total cost of the repair is 5700 dollars which is what the loan is being used for. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The house that I own needs to have the roof redone to take care of a leak in the roof. The total cost of the repair is 5700 dollars which is what the loan is being used for. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 1250<br>Car Loan - 510<br>Utilities - 200<br>Phone - 60<br>Insurance - 100<br>Food - 300 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The house that I own needs to have the roof redone to take care of a leak in the roof. The total cost of the repair is 5700 dollars which is what the loan is being used for. |
Which debts do you plan to pay off with this loan? | I am actually doing a home repair. I need to fix the roof on my house which is about 5500-6000 dollars |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - 1238 - 6.25%<br>Credit Cards - 3000 balance - 6.9% interest<br>Truck Loan - 508/month 3.45%<br>Boat Loan - 198/month - 5.45% |
Member Payment Dependent Notes Series 1203266
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203266 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 10, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203266. Member loan 1203266 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,367 / month |
Current employer: | T.C. Transportation Services | Debt-to-income ratio: | 10.82% |
Length of employment: | 10+ years | Location: | PASCO, WA |
Home town: | |||
Current & past employers: | T.C. Transportation Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $10,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203612 |
$5,000 |
$5,000 |
16.29% |
1.00% |
April 9, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203612. Member loan 1203612 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | SPRINGER | Debt-to-income ratio: | 17.70% |
Length of employment: | 3 years | Location: | FOREST HILLS, NY |
Home town: | |||
Current & past employers: | SPRINGER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $1,452.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
Member Payment Dependent Notes Series 1204216
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204216 |
$4,800 |
$4,800 |
17.27% |
1.00% |
April 6, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204216. Member loan 1204216 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,458 / month |
Current employer: | Reznick Group | Debt-to-income ratio: | 8.30% |
Length of employment: | 7 years | Location: | Marietta, GA |
Home town: | |||
Current & past employers: | Reznick Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $2,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | finishing off a room and bathroom in my attic |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | no rent/mortgage/loc/hel.. utilities are around 150-200...... |
What is the home improvement project you are planning? | finishing a bedrrom and bath in the attic |
Member Payment Dependent Notes Series 1204286
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204286 |
$3,975 |
$3,975 |
7.62% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204286. Member loan 1204286 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Amalgamated warbasse houses | Debt-to-income ratio: | 14.21% |
Length of employment: | 10+ years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Amalgamated warbasse houses | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are 1,475.00 a month. |
Member Payment Dependent Notes Series 1204354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204354 |
$8,650 |
$8,650 |
15.81% |
1.00% |
April 4, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204354. Member loan 1204354 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,650 / month |
Current employer: | state of ca DMV | Debt-to-income ratio: | 14.93% |
Length of employment: | 10+ years | Location: | Fair Oaks , CA |
Home town: | |||
Current & past employers: | state of ca DMV | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I work for the State of CA, 12 years and pay my bills on time. thank you<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $2,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
If you have a delinquency in the last 2 years, please explain the reason. | no |
Member Payment Dependent Notes Series 1204542
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204542 |
$11,800 |
$11,800 |
12.12% |
1.00% |
April 6, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204542. Member loan 1204542 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 12.27% |
Length of employment: | 10+ years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I hope Im answering this question correctly. My monthly rent is 816.92 and utilities: Gas/Electric 100.00 |
Please explain the reason why you carry a large revolving credit balance. | I keep paying, but the interest is high on a few of my credit cards. I need a fresh start, would like to pay these all off. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I hope Im answering this question correctly. My monthly rent is 816.92 and utilities: Gas/Electric 100.00 |
Member Payment Dependent Notes Series 1204583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204583 |
$6,000 |
$6,000 |
6.62% |
1.00% |
April 6, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204583. Member loan 1204583 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.22% |
Length of employment: | 4 years | Location: | plainfield, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,837.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1204891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204891 |
$12,475 |
$12,475 |
9.76% |
1.00% |
April 4, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204891. Member loan 1204891 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,836 / month |
Current employer: | Ucla | Debt-to-income ratio: | 14.47% |
Length of employment: | 4 years | Location: | woodland Hills, CA |
Home town: | |||
Current & past employers: | Ucla | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I currently have another loan with lending club that is in good standing. The loan is a year old but at a very high interest rate. I am applying for this second loan (which is at a much lower rate) in order to lower my payments and to consolidate credit card debt. Thank you for helping me!<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $7,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205392
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205392 |
$35,000 |
$35,000 |
17.27% |
1.00% |
April 4, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205392. Member loan 1205392 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,500 / month |
Current employer: | nova management | Debt-to-income ratio: | 8.23% |
Length of employment: | 10+ years | Location: | Pacific Grove, CA |
Home town: | |||
Current & past employers: | nova management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > home remodel and consolidation<br><br> Borrower added on 03/22/12 > construction<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1205582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205582 |
$14,900 |
$14,900 |
8.90% |
1.00% |
April 6, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205582. Member loan 1205582 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | TNT Trucks Inc | Debt-to-income ratio: | 22.62% |
Length of employment: | 3 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | TNT Trucks Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $6,337.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | This loan represents about 55% of my wedding.all other expenses are covered and paid.So this is the only potential loan needed. |
How are you paying for other wedding expenses not covered by this loan? | Other expenses are paid in full.There are no other separate depts. |
Member Payment Dependent Notes Series 1205595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205595 |
$8,000 |
$8,000 |
14.65% |
1.00% |
April 9, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205595. Member loan 1205595 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Addecco | Debt-to-income ratio: | 12.87% |
Length of employment: | 2 years | Location: | Santa Fe Springs, CA |
Home town: | |||
Current & past employers: | Addecco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I am responsible and have never been late in any of my payments be it credit card or cell phone. Receiving this loan will help to lower the amount of interest that I am paying to my credit card company which drastically raised my interest rate.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,839.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | almost nothing since i still live at home and work closely. I have enough allotted for my bills each month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no other debt except this credit card debt which this loan will help to alleviate. |
Member Payment Dependent Notes Series 1205687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205687 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205687. Member loan 1205687 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Vi at Silverstone | Debt-to-income ratio: | 24.05% |
Length of employment: | < 1 year | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | Vi at Silverstone | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205691 |
$14,400 |
$14,400 |
8.90% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205691. Member loan 1205691 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Princess House | Debt-to-income ratio: | 19.82% |
Length of employment: | 1 year | Location: | Marion, MA |
Home town: | |||
Current & past employers: | Princess House | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Thanks for considering my loan! I've accrued credit card debt in the past few years. The result of a minimum wage job, a difficult economy, and my overuse of "just this once" credit card use rationality. I'm now in a position to pay off my credit cards. I prefer the APR offered by lending club.<br><br> Borrower added on 03/27/12 > Thanks for considering my loan! I've accrued credit card debt in the past few years. The result of a minimum wage job, a difficult economy, and my overuse of "just this once" credit card rationality. I'm now in a position to pay off my credit cards. I like the low APR offered by lending club.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $15,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $6,000 on a credit card with 24% APR. $4,000 on a credit card with 18% APR. I'm making very slow progress paying them off because a good portion of my monthly payments are going straight towards payment of interest! |
What is your intended use for the loan proceeds? | I'm trying to consolidate my credit card debt. Lending club offers a phenomenal APR. |
Member Payment Dependent Notes Series 1205696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205696 |
$6,100 |
$6,100 |
15.31% |
1.00% |
April 9, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205696. Member loan 1205696 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | NY STATE DEPARTMENT OF LABOR | Debt-to-income ratio: | 11.52% |
Length of employment: | 4 years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | NY STATE DEPARTMENT OF LABOR | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > THIS IS A DEBT CONSOLIDATION LOAN TO PAY OFF HIGH INTEREST CREDIT CARDS AND CAR LOAN.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $5,774.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1000 rent / 236 auto loan / 135 auto insurance / 250 credit card payments / 400 grocery and food / 200 utilities |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car loan $4,450.<br>about 7000 in credit car debt. interest varies from 19.99 to 29.99%. never late on a payment. <br>$3000 remaining student loan. |
Which debts do you plan to pay off with this loan? | car loan and smaller high interest credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1000 rent / 150 utilities/ 236 car loan / 250 credit card interests and repayments / 135 car insurance / about $400 in food and groceries. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car loan $4,450.<br>about 7000 in credit car debt. interest varies from 19.99 to 29.99%. never late on a payment. <br>$3000 remaining student loan. |
Member Payment Dependent Notes Series 1205855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205855 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 5, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205855. Member loan 1205855 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,167 / month |
Current employer: | BankUnited | Debt-to-income ratio: | 15.66% |
Length of employment: | 1 year | Location: | Hollywood, FL |
Home town: | |||
Current & past employers: | BankUnited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Due to expenses related to paying for my MBA partly out of pocket, and expenses related to buying and renovating a condominium that I bought with cash without a mortgage. Also partly financed certain purchasing closing expenses with line of credit draws. |
Which debts do you plan to pay off with this loan? | High interest credit card debt, and certain other credit card debts. |
Please explain the reason why you carry a large revolving credit balance. | Due to expenses related to paying for my MBA partly out of pocket, and expenses related to buying and renovating a condominium that I bought with cash without a mortgage. Also partly financed certain purchasing closing expenses with line of credit draws. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to use the money to payoff my credit card debt, so that I have one easy payment and cancel certain lines of credit that have high interest balances. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage at this time. I own the property I live in. A mortgage may appear on my credit report that legally is another's responsibility. |
Member Payment Dependent Notes Series 1205928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205928 |
$10,800 |
$10,800 |
20.99% |
1.00% |
April 4, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205928. Member loan 1205928 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Marriott International | Debt-to-income ratio: | 3.83% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Marriott International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Intended use for loan amount is start up funding for opening of a new restaurant in Lombard, Illinois. Funds are meant to be a down payment for purchase of necessary equipment.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $1,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | None. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current personal monthly expenses (all inclusive) equal approximately $1,350 |
What is your intended use for the loan proceeds? | Entire loan amount will go towards funding down payment of equipment purchases for starting up a new restaurant in Lombard, Ill. |
What is your intended use for the loan proceeds? | Entire loan amount will go towards funding down payment of equipment purchases for starting up a new restaurant in Lombard, Ill. |
What type of business are you starting? | A small restaurant/diner with seating for approximately 25 persons |
Please describe your experience/familiarity with the business you are starting/started? | Graduate of Johnson & Wales culinary university, 8 years of on the job training, including working with chefs overseas. Currently holding kitchen supervisor position at well known hotel in illinois |
What will be the largest expense in the first six months? | The largest expense will be the purchase of equipment related to business needs and remodeling space to bring it in line with current building codes. |
Please describe your experience/familiarity with the business you are starting/started? | Graduate of Johnson & Wales culinary university, 8 years of on the job training, including working with chefs overseas. Currently holding kitchen supervisor position at well known hotel in illinois |
Member Payment Dependent Notes Series 1205957
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205957 |
$16,000 |
$16,000 |
12.12% |
1.00% |
April 9, 2012 |
April 14, 2017 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205957. Member loan 1205957 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Vitas Innovative Hospice | Debt-to-income ratio: | 8.48% |
Length of employment: | < 1 year | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | Vitas Innovative Hospice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | It is difficult to just say what the loan will be used for because of the limitations to this, but suffice it to say the loan will be used to deepen a life commitment and provide the logistical resources to accomplish this goal. |
What is your intended use for the loan proceeds? | It is difficult to just say what the loan will be used for because of the limitations to this, but suffice it to say the loan will be used to deepen a life commitment and provide the logistical resources to accomplish this goal. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is being used for one purpose, to deepen a life commitment and provide the logistical resources to accomplish that commitment. |
Please provide additional details regarding the purpose of the loan. | The loan will be used for logistical support/travel of participants, honorarium, paying for the ceremony site, food, ceremony attire, and small gifts to attendees. |
Member Payment Dependent Notes Series 1206523
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206523 |
$25,475 |
$25,475 |
24.76% |
1.00% |
April 4, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206523. Member loan 1206523 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | The Laboratory Charter School | Debt-to-income ratio: | 19.75% |
Length of employment: | 8 years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | The Laboratory Charter School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 37 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $50,058.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | None |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - 28,000<br><br>student loans - 50,000 |
Please explain the reason why you carry a large revolving credit balance. | I purchased a home and needed a lot of unexpected repairs. |
Please explain the reason why you carry a large revolving credit balance. | I purchased a home and needed a lot of unexpected repairs. |
Which debts do you plan to pay off with this loan? | All of my revolving credit debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - 28,000<br><br>student loans - 50,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - 28,000<br><br>student loans - 50,000 |
Which debts do you plan to pay off with this loan? | All of my revolving credit debt. |
Please explain the reason why you carry a large revolving credit balance. | I purchased a home and needed a lot of unexpected repairs. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - 28,000<br><br>student loans - 50,000 |
Please explain the reason why you carry a large revolving credit balance. | I purchased a home and needed a lot of unexpected repairs. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expenses come to 2200 a month. |
Please explain the reason why you carry a large revolving credit balance. | I purchased a home and needed a lot of unexpected repairs. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards - 28,000<br><br>student loans - 50,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used solely for debt consolidation. |
What is your intended use for the loan proceeds? | To consolidate all debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expenses come to 2200 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2200 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2200 a month. |
Member Payment Dependent Notes Series 1206543
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206543 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 9, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206543. Member loan 1206543 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Infosys | Debt-to-income ratio: | 23.81% |
Length of employment: | < 1 year | Location: | WOODSIDE, NY |
Home town: | |||
Current & past employers: | Infosys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3500.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3500.00 |
Please explain the reason why you carry a large revolving credit balance. | I have needed to.. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $12000.00 |
Member Payment Dependent Notes Series 1206604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206604 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 4, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206604. Member loan 1206604 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Ohio National Financial Services | Debt-to-income ratio: | 13.80% |
Length of employment: | 6 years | Location: | Mason, OH |
Home town: | |||
Current & past employers: | Ohio National Financial Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I will use this loan to pay off the high interest credit cards that I have (29.99% is CRAZY!) so that I can focus on paying more towards my college loans from getting my undergrad in paralegal studies and my master's degree in criminal justice. Thank you!!!<br><br> Borrower added on 03/23/12 > I cut up all my credit cards about 6 months ago & have been working to pay them off ever since. I have paid down about $1,500 so far, along with paying off my car 8 months earlier than anticipated. I want to continue working towards my mortgage & school loans being the only debt I have in my name.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,754.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $753 (5.25% interest, 30 years fixed)<br>Credit cards: Just under $6,000 total, interest rates range from 14.99% to 29.99% (3 cards with highest limits have 29.99%)<br>Student Loans: $390 a month with 6.8% interest<br>Private Student Loan: $1,200 17.99% interest (I want to pay this off with this loan too)<br>I also need to pay my mom back $2,000 for repairs to my car that she paid for me - tires, brakes, rotars (?), timing belt, serpetine belt. I pay her $100 a month now, more if I can. |
Member Payment Dependent Notes Series 1206751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206751 |
$14,400 |
$14,400 |
13.99% |
1.00% |
April 5, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206751. Member loan 1206751 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | HANOVER HOSPITAL | Debt-to-income ratio: | 8.09% |
Length of employment: | 10+ years | Location: | East Berlin, PA |
Home town: | |||
Current & past employers: | HANOVER HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $10,851.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
What is your intended use for the loan proceeds? | Just to pay off the credit cards and close them. We do not intend to use them. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2600.00. We do receive a stipend for adopting as well. So we have the amount needed for loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our mortgage is a 15 year mortgage with low rate. We are paying 1560 a month which includes all taxes, homeowners insurance and mortgage insurance. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1560 is our mortgage which includes taxes and insurances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our mortgage is a 15 year mortgage with low rate. We are paying 1560 a month which includes all taxes, homeowners insurance and mortgage insurance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
Which debts do you plan to pay off with this loan? | Credit cards only. Then we have no debt except for our mortgage. We are current on everything. |
What is your intended use for the loan proceeds? | Just to pay off the credit cards and close them. We do not intend to use them. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2600.00. We do receive a stipend for adopting as well. So we have the amount needed for loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our mortgage is a 15 year mortgage with low rate. We are paying 1560 a month which includes all taxes, homeowners insurance and mortgage insurance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
Which debts do you plan to pay off with this loan? | Credit cards only. Then we have no debt except for our mortgage. We are current on everything. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only credit cards. Then debt free except for this loan and our mortgage. We are current on everything. |
Please explain the reason why you carry a large revolving credit balance. | It just got ahead of us with bills and the option to put on cards which we will close when paid off with thus loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
Which debts do you plan to pay off with this loan? | Credit cards only. Then we have no debt except for our mortgage. We are current on everything. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only credit cards. Then debt free except for this loan and our mortgage. We are current on everything. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2600.00. We do receive a stipend for adopting as well. So we have the amount needed for loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are not behind on any cards. It would just be easier to have one payment and lower interest rates. Our total is $13000 - only credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our mortgage is a 15 year mortgage with low rate. We are paying 1560 a month which includes all taxes, homeowners insurance and mortgage insurance. |
Member Payment Dependent Notes Series 1206830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206830 |
$7,500 |
$7,500 |
7.90% |
1.00% |
April 10, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206830. Member loan 1206830 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.43% |
Length of employment: | n/a | Location: | Turlock, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > this car is in great shape and sound engine.<br><br> Borrower added on 03/30/12 > I have excellent credit and always pay my bill on time<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $1,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | the only reason i bought this truck is it is the cleanest and best kept truck I've ever been in. When I first drove it I thought it was a 2006 or better, and was astonished to find out it to be a 1999. Dodge Dakota club cab. My fiancée is a certified mechanic and his inspection was the maintenance was outstanding and mechanically sound and advised the ok to buy. I think he knows he wont be working on this truck for a long time, My last car had a remote hood because he was under it so much. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | the only reason i bought this truck is it is the cleanest and best kept truck I've ever been in. When I first drove it I thought it was a 2006 or better, and was astonished to find out it to be a 1999. Dodge Dakota club cab. My fiancée is a certified mechanic and his inspection was the maintenance was outstanding and mechanically sound and advised the ok to buy. I think he knows he wont be working on this truck for a long time, My last car had a remote hood because he was under it so much. |
Member Payment Dependent Notes Series 1206920
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206920 |
$4,000 |
$4,000 |
6.62% |
1.00% |
April 4, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206920. Member loan 1206920 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,583 / month |
Current employer: | University of Miami | Debt-to-income ratio: | 12.62% |
Length of employment: | 10+ years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | University of Miami | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,870.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207050
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207050 |
$20,000 |
$20,000 |
8.90% |
1.00% |
April 6, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207050. Member loan 1207050 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,600 / month |
Current employer: | elk grove acura | Debt-to-income ratio: | 15.44% |
Length of employment: | 3 years | Location: | ELK GROVE, CA |
Home town: | |||
Current & past employers: | elk grove acura | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1207078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207078 |
$28,000 |
$28,000 |
7.90% |
1.00% |
April 9, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207078. Member loan 1207078 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,667 / month |
Current employer: | equipment depot | Debt-to-income ratio: | 22.33% |
Length of employment: | 10+ years | Location: | hamilton, OH |
Home town: | |||
Current & past employers: | equipment depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > debt consolidation<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,661.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1850 kroger credit card 700 (pay off monthly)<br>2nd mortgage 461 Bank of A 300 (bal 17900)<br>truck 556 sears 346 (bal 6600) (pay more than min)<br>capital loan 591 (3 payments left) AT+T 238 (bal 5800) (pay more than min)<br> Bank of A 200 (bal 5722) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment 18550<br>transportation phone + insurance paid by employer<br>utilities 200<br>food 800 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1850 kroger credit card 700 (pay off monthly)<br>2nd mortgage 461 Bank of A 300 (bal 17900)<br>truck 556 sears 346 (bal 6600) (pay more than min)<br>capital loan 591 (3 payments left) AT+T 238 (bal 5800) (pay more than min)<br> Bank of A 200 (bal 5722) |
Please explain the reason why you carry a large revolving credit balance. | 19 or 21 years put 4 people through college...everyone has graduated...time to pay off debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1850 kroger credit card 700 (pay off monthly)<br>2nd mortgage 461 Bank of A 300 (bal 17900)<br>truck 556 sears 346 (bal 6600) (pay more than min)<br>capital loan 591 (3 payments left) AT+T 238 (bal 5800) (pay more than min)<br> Bank of A 200 (bal 5722) |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Its all in one payment 1850...I think taxes are about 300 of that. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1850 kroger credit card 700 (pay off monthly)<br>2nd mortgage 461 Bank of A 300 (bal 17900)<br>truck 556 sears 346 (bal 6600) (pay more than min)<br>capital loan 591 (3 payments left) AT+T 238 (bal 5800) (pay more than min)<br> Bank of A 200 (bal 5722) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment 18550<br>transportation phone + insurance paid by employer<br>utilities 200<br>food 800 |
What is your intended use for the loan proceeds? | Consolidate credit cards into one payment for 3 years. |
Please explain the reason why you carry a large revolving credit balance. | 19 or 21 years put 4 people through college...everyone has graduated...time to pay off debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1850 kroger credit card 700 (pay off monthly)<br>2nd mortgage 461 Bank of A 300 (bal 17900)<br>truck 556 sears 346 (bal 6600) (pay more than min)<br>capital loan 591 (3 payments left) AT+T 238 (bal 5800) (pay more than min)<br> Bank of A 200 (bal 5722) |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Please explain the reason why you carry a large revolving credit balance. | 19 or 21 years put 4 people through college...everyone has graduated...time to pay off debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 1850 kroger credit card 700 (pay off monthly)<br>2nd mortgage 461 Bank of A 300 (bal 17900)<br>truck 556 sears 346 (bal 6600) (pay more than min)<br>capital loan 591 (3 payments left) AT+T 238 (bal 5800) (pay more than min)<br> Bank of A 200 (bal 5722) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment 18550<br>transportation phone + insurance paid by employer<br>utilities 200<br>food 800 |
Member Payment Dependent Notes Series 1207185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207185 |
$27,575 |
$27,575 |
14.65% |
1.00% |
April 6, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207185. Member loan 1207185 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | HRA | Debt-to-income ratio: | 6.23% |
Length of employment: | 10+ years | Location: | new york, NY |
Home town: | |||
Current & past employers: | HRA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > will like to consolidate my current cards for a lower interest..<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thanks for your interest the combination of cards , are master n visa at the 24 %interest which in turn minumum payments are never ending,hence my need for a refiance. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | NO IT WILL ONLY INCLUDE THE CARDS PAYOFF, AMOUNT . |
What is your intended use for the loan proceeds? | Thanks for your interest , to payoff the high interest on the cards I currently hold and reposition myfinancial portfolio. |
Please explain the reason why you carry a large revolving credit balance. | Thanks for your interest , because of the high rates, that am now realizing, and applied for this financial service to restructure...accordingly. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | NO IT WILL ONLY INCLUDE THE CARDS PAYOFF, AMOUNT . |
What is the total balance of your credit cards, interest rates and current monthly payments? | Very high 23%,,and my objective is to re position my financial position. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thanks for your interest the combination of cards , are master n visa at the 24 %interest which in turn minumum payments are never ending,hence my need for a refiance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your interest , the funds will be used to finalizes the high interest ,and so giving way to reposition the high rates ,as well holding some no risk investments to enhance my portfolio. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thanks for your interest I neither have a rent or mortage,I owed my realestate, the rest are well within my L T V .THANKS AGAIN. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Very high 23%,,and my objective is to re position my financial position. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thanks for your interest the combination of cards , are master n visa at the 24 %interest which in turn minumum payments are never ending,hence my need for a refiance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your interest , the funds will be used to finalizes the high interest ,and so giving way to reposition the high rates ,as well holding some no risk investments to enhance my portfolio. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your interest , the funds will be used to finalizes the high interest ,and so giving way to reposition the high rates ,as well holding some no risk investments to enhance my portfolio. |
Member Payment Dependent Notes Series 1207239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207239 |
$14,500 |
$14,500 |
7.90% |
1.00% |
April 4, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207239. Member loan 1207239 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Mesirow Financial | Debt-to-income ratio: | 11.96% |
Length of employment: | 6 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Mesirow Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I would like to consolidate my high interest credit cards to a smaller monthly payment and become debt free. 3 years ago I had unexpected medical bills that caused my CC balance to skyrocket. I have been employed for the last 9 years and have never once missed a payment. Thank you.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 19.24% - Total Balance ~$9,800, Minimum Payment $245<br>Visa - 24.99% - Total Balance ~$4,150, Minimum Payment $166<br>Visa - 13.24% - Total Balance $1,000, Minimum Payment $25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Right now I pay around $430/month in minimum payments. This loan will completely replace those payments at $450/month but will put will allow me to pay down the entire balance due to the favorable interest rate on the loan. Thank you for your consideration! |
Member Payment Dependent Notes Series 1207272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207272 |
$13,200 |
$13,200 |
8.90% |
1.00% |
April 4, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207272. Member loan 1207272 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | UCI Medical Center | Debt-to-income ratio: | 9.52% |
Length of employment: | < 1 year | Location: | Downey, CA |
Home town: | |||
Current & past employers: | UCI Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Hi everyone! I would like to consolidate my two credit cards and help out my fiance with some of the wedding costs. I don't pay for rent, I don't have any major bills. car is all paid for. Thank you investors for your help.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,641.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1207370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207370 |
$34,475 |
$34,475 |
20.50% |
1.00% |
April 5, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207370. Member loan 1207370 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Hi-Desert Medical Center | Debt-to-income ratio: | 17.63% |
Length of employment: | < 1 year | Location: | LA QUINTA, CA |
Home town: | |||
Current & past employers: | Hi-Desert Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Personal; payoff all credit cards, close accounts; debt free in 5 years.<br><br> Borrower added on 03/29/12 > I am seeking a loan to payoff credit card accounts. I have no desire to refinance my home and restart a 30 year mortgage. I wish to save a substantial amount on credit card finance charges by taking out a loan and paying it back over five years. Excluding my mortgage, I will have no other debt.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $29,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The requested loan is to payoff my credit card debt only. My total cc dept is equal to the requested loan amount. I pay approximately $1,300/month in cc's, this loan will reduce that amount. The interest rates on my cc's range from 14.99% to over 24%. I realize the interest rate on this loan is higher than some of my cc's, but I will be saving a substantial amount long term; all cc dept payed in five years. My mortgage is $1,400/m. I have no other dept. My student loans have been payed. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The requested loan is to payoff my credit card debt only. My total cc dept is equal to the requested loan amount. I pay approximately $1,300/month in cc's, this loan will reduce that amount. The interest rates on my cc's range from 14.99% to over 24%. I realize the interest rate on this loan is higher than some of my cc's, but I will be saving a substantial amount long term; all cc dept payed in five years. My mortgage is $1,400/m. I have no other dept. My student loans have been payed. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The requested loan amount is to payoff my credit card debt only. My total cc debt is equal to the requested loan amount. I pay approximately $1,300/month in cc's, this loan will reduce that amount. The interest rates on my cc's range from 14.99% to over 24%. I realize the interest rate on this loan is higher than some of my cc's, but I will be saving a substantial amount long term; This is old debt and I wish to be debt free in five years. With exception to my mortgage, I have no other debt. |
Please explain the reason why you carry a large revolving credit balance. | The majority of my credit card debt is old debt I wish to get out from under. The bulk of the debt was accumulated renovating my house when it was purchased years ago. Then in early 2009, I found myself unemployed for approximately six months, I accumulated even more. I want to pay off the cc balances with this loan, close my cc accounts and be debt free in five years (Excluding my mortgage). |
Member Payment Dependent Notes Series 1207400
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207400 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 6, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207400. Member loan 1207400 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Englewood Construction | Debt-to-income ratio: | 16.24% |
Length of employment: | 5 years | Location: | Niles, IL |
Home town: | |||
Current & past employers: | Englewood Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I have never been late on payments. I am borrowing to consolidate a credit card debt at a lower intrest rate<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card -$6,000 total - $300.00 monthly payments<br>auto loan - $3,000 total - $317.00 monthly<br>Student loan - $7,000 total - $176.00 monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $450, transport $150, phone - work provided, insurance $75.00, food $150.00 |
Member Payment Dependent Notes Series 1207413
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207413 |
$10,000 |
$10,000 |
16.29% |
1.00% |
April 5, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207413. Member loan 1207413 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Reays Ranch Investors | Debt-to-income ratio: | 19.72% |
Length of employment: | 8 years | Location: | KEARNY, AZ |
Home town: | |||
Current & past employers: | Reays Ranch Investors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,280.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1207506
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207506 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 5, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207506. Member loan 1207506 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,958 / month |
Current employer: | Calvary Chapel Downey | Debt-to-income ratio: | 6.64% |
Length of employment: | 3 years | Location: | BELLFLOWER, CA |
Home town: | |||
Current & past employers: | Calvary Chapel Downey | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card: $490 ( interest rate is 10.25 to 15%)<br>Student Loan: $126.44 |
What is your intended use for the loan proceeds? | To consolidate credit cards and pay a lower interest rate. |
Member Payment Dependent Notes Series 1207766
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207766 |
$20,000 |
$20,000 |
7.90% |
1.00% |
April 4, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207766. Member loan 1207766 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | Graham Technologies | Debt-to-income ratio: | 11.52% |
Length of employment: | < 1 year | Location: | silver spring, MD |
Home town: | |||
Current & past employers: | Graham Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > This will combine a few high interests credit cards into one lower interest loan.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently live with my parents so my expenses are minimal. For all these above it totals to $500 a month |
Please explain the reason why you carry a large revolving credit balance. | I had lost my job due to my contract not being renewed and I had been unemployed for nearly a year. Most of my expenses eventually went to credit cards and ballooned into the balance I have now. I eventually moved in with my parents to minimize any more expenses and I have recently found a new well paying and stable job. The loan will allow me to transfer my high interest credit cards to lower rate loan which will make it easier to pay down the balance. My credit score is 736 and in good standin |
Member Payment Dependent Notes Series 1207842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207842 |
$25,000 |
$25,000 |
14.65% |
1.00% |
April 5, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207842. Member loan 1207842 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Citi | Debt-to-income ratio: | 27.70% |
Length of employment: | 10+ years | Location: | GRAND PRAIRIE, TX |
Home town: | |||
Current & past employers: | Citi | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off higher interest rate credit cards, and consolidate into one payment |
What is your intended use for the loan proceeds? | Pay off higher interest rate credit cards, and consolidate into one payment |
Member Payment Dependent Notes Series 1207936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207936 |
$35,000 |
$35,000 |
8.90% |
1.00% |
April 6, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207936. Member loan 1207936 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Progressive Energy Group | Debt-to-income ratio: | 0.47% |
Length of employment: | 5 years | Location: | Aurora, IL |
Home town: | |||
Current & past employers: | Progressive Energy Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $3,800 per month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Around $3,800 per month |
What is your intended use for the loan proceeds? | I recently added an addition funded by personal cash and now want to add a pool |
What is your intended use for the loan proceeds? | I recently added an addition funded by personal cash and now want to add a pool |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $3,800 per month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Around $3,800 per month |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $174k total 3.25 interest rate, $2k per month for loan, insurance and taxes |
Is the improvement to your primary residence or an investment property? | Primary residence |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money will be used to add an inground pool to my property. Recently just added 1200 sq ft to my house funded with personal cash |
Please explain the reason why you carry a large revolving credit balance. | Wasn't aware that I had such a large revolving credit balance. To my knowledge my total credit card debt is less than 6k |
Member Payment Dependent Notes Series 1208149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208149 |
$28,000 |
$28,000 |
14.65% |
1.00% |
April 4, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208149. Member loan 1208149 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Club Quarters | Debt-to-income ratio: | 7.32% |
Length of employment: | 1 year | Location: | STAMFORD, CT |
Home town: | |||
Current & past employers: | Club Quarters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1900, Utilities (Cable, Gas, Electric) $250-$300, Auto and Home insurance $200 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | my currently monthly minimum is 637, this loan will pay off those credit cards and leave me with a 660 a month loan but no credit card bills |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the money to pay off and consolidate two credit card balances |
Member Payment Dependent Notes Series 1208197
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208197 |
$17,400 |
$17,400 |
12.12% |
1.00% |
April 5, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208197. Member loan 1208197 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | PFG | Debt-to-income ratio: | 12.03% |
Length of employment: | 4 years | Location: | Forney, UT |
Home town: | |||
Current & past employers: | PFG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $2,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the past 2 years |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi Bank credit card balance $1502.00 19% monthly payment 60.00<br>USAA credit card balance $984.00 19% monthly payment $45.000<br>Wells Fargo Home Mortgage $550.00 5.25% balance 54,000<br>Credit Union Texas auto loan $715.00 4% balance $13,500<br>Need to hire contractor to do foundation repair to home estimate was $13,000 to $15,000 |
What is your intended use for the loan proceeds? | Consolidate credit cards and repair foundation on home |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi Bank credit card balance $1502.00 19% monthly payment 60.00<br>USAA credit card balance $984.00 19% monthly payment $45.000<br>Wells Fargo Home Mortgage $550.00 5.25% balance 54,000<br>Credit Union Texas auto loan $715.00 4% balance $13,500<br>Need to hire contractor to do foundation repair to home estimate was $13,000 to $15,000 |
Member Payment Dependent Notes Series 1208321
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208321 |
$4,200 |
$4,200 |
13.67% |
1.00% |
April 10, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208321. Member loan 1208321 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,008 / month |
Current employer: | Walgreens LLC | Debt-to-income ratio: | 14.04% |
Length of employment: | 6 years | Location: | HEMET, CA |
Home town: | |||
Current & past employers: | Walgreens LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Vacation and helping with moving expenses for relative. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Bills come with a total of 700.00 dollars a month. |
Please explain the reason why you carry a large revolving credit balance. | Slowly building credit with the intent and preparation of being able to obtain/purchase a home in the near future. |
What is your intended use for the loan proceeds? | Vacation and helping with moving expenses for relative. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Bills come with a total of 700.00 dollars a month. |
Member Payment Dependent Notes Series 1208364
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208364 |
$27,050 |
$27,050 |
18.25% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208364. Member loan 1208364 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | CoxHealth | Debt-to-income ratio: | 19.75% |
Length of employment: | 10+ years | Location: | Walnut Grove, MO |
Home town: | |||
Current & past employers: | CoxHealth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $17,646.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It is not allowing me to anwer this question.<br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live |
What is your intended use for the loan proceeds? | to get to 1 or 2 payments to get out of debt and stop using the credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It is not allowing me to anwer this question.<br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live |
Please explain the reason why you carry a large revolving credit balance. | I helped my children out with some expenses, lawyer bills and such. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Utilities are $450, Insurance $200 |
What is your intended use for the loan proceeds? | to get to 1 or 2 payments to get out of debt and stop using the credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It is not allowing me to anwer this question.<br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It is not allowing me to anwer this question.<br>It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live |
Member Payment Dependent Notes Series 1208431
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208431 |
$8,600 |
$8,600 |
7.90% |
1.00% |
April 4, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208431. Member loan 1208431 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,625 / month |
Current employer: | Huntington Business Systems | Debt-to-income ratio: | 23.20% |
Length of employment: | 1 year | Location: | Ridge, NY |
Home town: | |||
Current & past employers: | Huntington Business Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > This is to consolidate some of the debt that has accumulated from different sources over the years and will greatly lower my monthly payments.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,838.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1208448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208448 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 4, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208448. Member loan 1208448 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Cynosure Inc | Debt-to-income ratio: | 13.68% |
Length of employment: | 2 years | Location: | MOUNTAIN VIEW, CA |
Home town: | |||
Current & past employers: | Cynosure Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I will use the loan to pay off 3 credit cards with high interest.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment for all my credit cards is $420. Once I get the loan, I will payoff all my credit cards debt and then I will pay this loan. |
Member Payment Dependent Notes Series 1208680
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208680 |
$21,200 |
$21,200 |
12.12% |
1.00% |
April 10, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208680. Member loan 1208680 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,544 / month |
Current employer: | State of Florida | Debt-to-income ratio: | 29.35% |
Length of employment: | 4 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | State of Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > This loan will be used to consolidate credit card debt that was brought about by emergencies and everyday life.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1<br>Balance: $6,715 <br>APR: 29.99% <br>Min Pay: $210<br><br>Credit Card 2<br>Balance: $996 <br>APR: 17.90% <br>Min Pay: $25<br><br>Credit Card 3 <br>Balance: $9,951 <br>APR:15.24% <br>Min Pay: $200<br><br>Credit Card 4<br>Balance: $21,470<br>APR: 11.99%<br>Min Pay: $409<br><br>Credit Card 5<br>Balance: $3,297<br>APR: 0.00%<br>Min Pay: $35<br><br>Student loans are about $160 a month.<br><br>No mortgage.<br><br>Loan will be used to pay off all the credit cards in full except #4. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Credit Card 1 Balance: $6,715 APR: 29.99% Min Pay: $210<br><br>Credit Card 2 Balance: $996 APR: 17.90% Min Pay: $25<br><br>Credit Card 3 Balance: $9,951 APR:15.24% Min Pay: $200<br><br>Credit Card 4 Balance: $21,470 APR: 11.99% Min Pay: $409<br><br>Credit Card 5 Balance: $3,297 APR: 0.00% Min Pay: $35<br><br>Student loans are about $160 a month.<br><br>No mortgage.<br><br>Loan will be used to pay off all the credit cards in full except #4. |
Member Payment Dependent Notes Series 1208692
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208692 |
$35,000 |
$35,000 |
24.33% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208692. Member loan 1208692 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,555 / month |
Current employer: | American Express | Debt-to-income ratio: | 17.94% |
Length of employment: | 3 years | Location: | Berlin, NJ |
Home town: | |||
Current & past employers: | American Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 31 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $16,490.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The intended purpose of the loan is to cover IVF/surrogacy costs. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I have had a delinquency in the past 2 years. |
What is your intended use for the loan proceeds? | The intended purpose of the loan is to cover IVF/surrogacy costs. |
What is your intended use for the loan proceeds? | The intended purpose of the loan is to cover IVF/surrogacy costs. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I have had a delinquency in the past 2 years. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is to cover IVF/Surrogacy costs. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of the loan is to cover IVF/Surrogacy costs. |
Please explain the reason why you carry a large revolving credit balance. | I have consolidated the majority of my revolving debt into one credit line. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I currently do not have a mortgage payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently do not have housing related expenses. |
What is your intended use for the loan proceeds? | The intended purpose of the loan is to cover IVF/surrogacy costs. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I have had a delinquency in the past 2 years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of the loan is to cover IVF/Surrogacy costs. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is to cover IVF/Surrogacy costs. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I have had a delinquency in the past 2 years. |
Please explain the reason why you carry a large revolving credit balance. | I have consolidated the majority of my revolving debt into one credit line. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is to cover IVF/Surrogacy costs. |
Member Payment Dependent Notes Series 1208783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208783 |
$11,200 |
$11,200 |
6.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208783. Member loan 1208783 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,600 / month |
Current employer: | hall nissan | Debt-to-income ratio: | 21.28% |
Length of employment: | < 1 year | Location: | va beach, VA |
Home town: | |||
Current & past employers: | hall nissan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > It does not make logical sense that I am able to make payments to numerous creditors totaling a higher dollar amount but would be unable to make 1 payment at a lower amount. just common sense that for some reason banks cant seem to comprehend<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $1,999.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | nothing delinquent |
Member Payment Dependent Notes Series 1208816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208816 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 5, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208816. Member loan 1208816 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,250 / month |
Current employer: | MIB Insurance | Debt-to-income ratio: | 16.99% |
Length of employment: | 1 year | Location: | LAWNDALE, CA |
Home town: | |||
Current & past employers: | MIB Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1208890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208890 |
$7,500 |
$7,500 |
19.22% |
1.00% |
April 6, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208890. Member loan 1208890 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Timothy J Walters PC | Debt-to-income ratio: | 16.04% |
Length of employment: | 5 years | Location: | FAIRVIEW, OR |
Home town: | |||
Current & past employers: | Timothy J Walters PC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,225.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | 67 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I am unaware of any public records on file. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance because I was helping a friend financially who lost their job last year because their company downsized. They were with their previous employer for 6 years. They have since been rehired with a new company. Although I carry a large revolving credit balance, I have never once missed a single credit card payment because credit is extremely important to me. |
Member Payment Dependent Notes Series 1209077
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209077 |
$18,575 |
$18,575 |
7.90% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209077. Member loan 1209077 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,482 / month |
Current employer: | Intercontinental Exchange | Debt-to-income ratio: | 9.04% |
Length of employment: | 1 year | Location: | New Brunswick, NJ |
Home town: | |||
Current & past employers: | Intercontinental Exchange | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Looking to consolidate some variable rate credit card balances into a stable installment loan for payoff over time.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,946.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Citibank Credit Line with a balance of approximately $12,000 and a APR of 12.99%. I also have a Discover Credit Card with a balance of $9,000 that is coming to the end of the 0% intro APR period at the end of April. I do not have a mortgage. I have an outstanding student loan of $15,000 with an interest rate of 4% which I pay monthly - the payment is $150. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are approximately $4,000 including the items listed above and other things. |
Member Payment Dependent Notes Series 1209133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209133 |
$13,000 |
$13,000 |
9.76% |
1.00% |
April 4, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209133. Member loan 1209133 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Humboldt County | Debt-to-income ratio: | 23.93% |
Length of employment: | < 1 year | Location: | MCKINLEYVILLE, CA |
Home town: | |||
Current & past employers: | Humboldt County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I plan to use these loan funds to consolidate & pay off my credit card debt. I want to minimize my interest rates as much as possible so I can work on improving my credit score/profile in order to buy my first home in a couple of years. I am good about paying my bills on time & I have a steady job.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $16,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209375 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 4, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209375. Member loan 1209375 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | Edward Jones | Debt-to-income ratio: | 16.71% |
Length of employment: | 6 years | Location: | Paris, IL |
Home town: | |||
Current & past employers: | Edward Jones | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Loan for outbuilding/shed.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | For an outbuilding/shed and place to keep pool supplies |
Member Payment Dependent Notes Series 1209520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209520 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209520. Member loan 1209520 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,667 / month |
Current employer: | Steadfast Financial LP | Debt-to-income ratio: | 7.16% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Steadfast Financial LP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,030.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209829
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209829 |
$33,000 |
$33,000 |
17.99% |
1.00% |
April 6, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209829. Member loan 1209829 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,458 / month |
Current employer: | The Siegfried Group | Debt-to-income ratio: | 27.91% |
Length of employment: | 2 years | Location: | Ridley Park, PA |
Home town: | |||
Current & past employers: | The Siegfried Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This loan will allow me to be debt free in 3 years! Can't wait!<br><br> Borrower added on 03/30/12 > Just wanted to say how great my Lending Club experience has been thus far!<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,853.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was forced to transfer the balance of a home equity loan as a result of a divorce I which my ex-spouse kept the related home. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - $33,000 rates 19-23% - monthly payments approx. $1,000 per month<br><br>This monthly payment would turn into my Lending Club monthly payment but clear my debt in 3 years instead of 5. Also, I'll be closing all but my PNC revolving credit account. |
Member Payment Dependent Notes Series 1209958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209958 |
$12,300 |
$12,300 |
7.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209958. Member loan 1209958 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Pharmaceutical Associates, LLC | Debt-to-income ratio: | 20.33% |
Length of employment: | 4 years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | Pharmaceutical Associates, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I plan on using this loan to pay off our current lending club loan in order to reduce our monthly payment by $265. I have been making on time monthly payments of $650 to lending club for a year. This savings will allow me to pay off an additional credit card within a year.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,428.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'd rather not give out specifics. Basically, we are obtaining this loan in order to pay off our current lending club loan which will lower our payments by $265 a month. We plan to apply this savings to pay off one of our credit cards. I will state that our debt is strictly tied up in our mortgage, one lending club loan and 2 credit cards. Thanks. |
Member Payment Dependent Notes Series 1210212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210212 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210212. Member loan 1210212 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Cooper Bussmann | Debt-to-income ratio: | 23.74% |
Length of employment: | 10+ years | Location: | Alton, IL |
Home town: | |||
Current & past employers: | Cooper Bussmann | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $9500 balace around $200 per month (2 cards only) - 1 internet line of credit around $800 balance around $40 per month- Mortgage around $46K balance with $550 per month includes taxes and insurance 7.5%. Car loan balance around 8K 3.9% with monthly payment of $420. |
Please explain the reason why you carry a large revolving credit balance. | Unexpected expenses that have arisen such as car repairs, medical bills and no significant cost of living raises at work in 4 years is the reason my credit card balances have risen. |
Member Payment Dependent Notes Series 1210213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210213 |
$20,000 |
$20,000 |
8.90% |
1.00% |
April 5, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210213. Member loan 1210213 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Four Seasons Travel | Debt-to-income ratio: | 1.44% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Four Seasons Travel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,989.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1210329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210329 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210329. Member loan 1210329 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Mentor Network | Debt-to-income ratio: | 18.78% |
Length of employment: | 10+ years | Location: | MARSHALL, MN |
Home town: | |||
Current & past employers: | Mentor Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > This loan is to be used to pay off my two credit cards.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,210.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $295. Utilities: $25(I live in a studio) phone:$115. Insurance:$72. Food$150( my jobs provide all meals when I work). Transportation $150 (it's only 10minuts to n from work from my studio) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No mortgage, don't own a house. Rent $295(live in a studio) insurance $72. Utilities 25(I'm rarely home between my jobs |
Member Payment Dependent Notes Series 1210363
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210363 |
$6,400 |
$6,400 |
7.62% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210363. Member loan 1210363 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,142 / month |
Current employer: | City of Detroit | Debt-to-income ratio: | 12.69% |
Length of employment: | 10+ years | Location: | DETROIT, MI |
Home town: | |||
Current & past employers: | City of Detroit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Loan to pay off GM vehicle, Kay jeweler & Goodyear credit plan<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1210558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210558 |
$30,000 |
$30,000 |
23.26% |
1.00% |
April 5, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210558. Member loan 1210558 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Zanaware Technologies, Inc. | Debt-to-income ratio: | 23.69% |
Length of employment: | 2 years | Location: | lincoln park, MI |
Home town: | |||
Current & past employers: | Zanaware Technologies, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,223.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage : 750 month<br>Car Fuel : 200 month<br>Utilities 150-200 month<br>Phone |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
Please describe your experience/familiarity with the business you are starting/started? | I've been in software development for over 20 years. I've worked in the healthcare,education, and manufacturing industries as a developer - creating state of the art applications for management information reporting. I am now working in the cable TV industry with our CEO who has 20 years experience working with cable vendors that supply equipment for cable TV operators,that provide video transport to their customers. Our product is designed to help operators with tracking and troubleshooting |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage : 750 per month<br>Utilities: 250 month (electric,gas, internet,water)<br>Fuel : 200 month<br>Food/Groceries : 500 month<br>Car / Home Insurance : 180 per month<br>Health insurance : 300 per month<br>taxes : I pay annually around $2500 per year (very reasonable)<br>Car Loan : 280 per month<br>Phone (two phones combined using pay as you go plan) : $80 |
Please explain the reason why you carry a large revolving credit balance. | Any large credit balances are to our business being self funded - our servers are about $3000 each, and also there is alot of travel involved for meetings with customers, trade shows, etc. |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
Please explain the reason why you carry a large revolving credit balance. | Any large credit balances are to our business being self funded - our servers are about $3000 each, and also there is alot of travel involved for meetings with customers, trade shows, etc. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
Please describe your experience/familiarity with the business you are starting/started? | I've been in software development for over 20 years. I've worked in the healthcare,education, and manufacturing industries as a developer - creating state of the art applications for management information reporting. I am now working in the cable TV industry with our CEO who has 20 years experience working with cable vendors that supply equipment for cable TV operators,that provide video transport to their customers. Our product is designed to help operators with tracking and troubleshooting |
Please explain the reason why you carry a large revolving credit balance. | Any large credit balances are to our business being self funded - our servers are about $3000 each, and also there is alot of travel involved for meetings with customers, trade shows, etc. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am combining funds with the CEO. We still need to discuss, but I anticipate we'll need to spend $12000-$15000 of it on equipment orders that we'll load our software and sell to customers. Remaining funds may immediately go toward hiring at least one of our part time contractors, full-time, to help with data entry of customer data.<br><br>Our customers are billed on net 30 terms, but we typically get paid a little late on some of the order, due to the customer schedule of installation. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
Please describe your experience/familiarity with the business you are starting/started? | I've been in software development for over 20 years. I've worked in the healthcare,education, and manufacturing industries as a developer - creating state of the art applications for management information reporting. I am now working in the cable TV industry with our CEO who has 20 years experience working with cable vendors that supply equipment for cable TV operators,that provide video transport to their customers. Our product is designed to help operators with tracking and troubleshooting |
What do you project your monthly expenses for the first 6 months of your business? | We've been in business for 2 years. The first 6 months of this year, expenses will total $150,000 plus expenses to purchase servers. 8 servers will be about $16,000. This loan will help short term with purchasing equipment to load our software onto, for resale, to fulfill customer orders. |
What do you project your monthly revenues for the first 6 months to be? | The revised numbers, as of this past Friday, we are expecting orders of 5 of our flag ship product at $500,000, including installation, and 3 of our secondary product at $35,000. Customers are on net 30 terms, but we typically get paid within a 60 day cycle, for equipment and licenses. Installation fees are charged separately, and typically once the install is complete - 6 - 8 weeks, depending on what was purchased. |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
Please describe your experience/familiarity with the business you are starting/started? | I've been in software development for over 20 years. I've worked in the healthcare,education, and manufacturing industries as a developer - creating state of the art applications for management information reporting. I am now working in the cable TV industry with our CEO who has 20 years experience working with cable vendors that supply equipment for cable TV operators,that provide video transport to their customers. Our product is designed to help operators with tracking and troubleshooting |
Can you provide some high level financials on the monthly costs / revenue of your business? | All I have to report at this time is at least $172,000k in orders for the first quarter, and our monthly total operational expenses are $30,000, which includes, rent, payroll, insurance, internet, phone, and other miscellaneous expenses. We have upcoming orders with a three companies we've already done trials or our product with, and expect upcoming revenues for current quotes totaling at least $500,000. The reason for the loan is simply to help us with working capital - to support new orders. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
What will be the largest expense in the first six months? | Our company's largest expense is payroll. That expense has been covered by an order we've received. We have payment for another large order pending our 6 week installation (scheduled for April 23rd). As of today, we will need to use the majority of this loan to purchase equipment to support sales to 7 new customers, over the course of the next 3-6 months. Two of those customers have asked us to start installs, in May, and have already given us some of their data. |
What do you project your monthly expenses for the first 6 months of your business? | We've been in business for 2 years. The first 6 months of this year, expenses will total $150,000 plus expenses to purchase servers. 8 servers will be about $16,000. This loan will help short term with purchasing equipment to load our software onto, for resale, to fulfill customer orders. |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
Please describe your experience/familiarity with the business you are starting/started? | I've been in software development for over 20 years. I've worked in the healthcare,education, and manufacturing industries as a developer - creating state of the art applications for management information reporting. I am now working in the cable TV industry with our CEO who has 20 years experience working with cable vendors that supply equipment for cable TV operators,that provide video transport to their customers. Our product is designed to help operators with tracking and troubleshooting |
What is your intended use for the loan proceeds? | We have some purchase orders for our network appliance products, and are now scheduling installation form them. The loan I am seeking would help us hire an extra person part time to help during the install process, and also give us some working capital to purchase additional inventory for some upcoming sales that are expected in the next 4-6 weeks. So overall, this loan would serve as working capital to use, until we get paid by customers for their orders. |
Please explain the reason why you carry a large revolving credit balance. | Any large credit balances are to our business being self funded - our servers are about $3000 each, and also there is alot of travel involved for meetings with customers, trade shows, etc. |
What type of business are you starting? | Our business has been established for a couple years. Our first year was self funded, and spent developing the product, and getting our first sales in the last half of 2011. 2012, we are automating the processes with a 3.0 version of the product and are testing in a upcoming customer's lab, where they trialed the product. Our is in demand by all the large cable TV operators, but our 3.0 features are sealing the deals. |
Please describe your experience/familiarity with the business you are starting/started? | I've been in software development for over 20 years. I've worked in the healthcare,education, and manufacturing industries as a developer - creating state of the art applications for management information reporting. I am now working in the cable TV industry with our CEO who has 20 years experience working with cable vendors that supply equipment for cable TV operators,that provide video transport to their customers. Our product is designed to help operators with tracking and troubleshooting |
Member Payment Dependent Notes Series 1210767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210767 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 5, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210767. Member loan 1210767 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Professionals for nonprofits | Debt-to-income ratio: | 16.65% |
Length of employment: | < 1 year | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | Professionals for nonprofits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Paying off some outstanding bills<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses for rent, utilities, etc. are $1400 a month. My credit card payments are an additional $325.00 monthly. |
What is your intended use for the loan proceeds? | To pay off credit card debt and other outstanding bills. |
Member Payment Dependent Notes Series 1210773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210773 |
$30,000 |
$30,000 |
14.65% |
1.00% |
April 10, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210773. Member loan 1210773 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Southern Wine and spirits | Debt-to-income ratio: | 21.78% |
Length of employment: | 9 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Southern Wine and spirits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I am looking to consolidate all my debt into 1 with no hidden fees every month. With this loan I will be debt free in 3 years. Without it I will be paying interest only for years to come. It will help me manage my finances better.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1210781
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210781 |
$30,000 |
$30,000 |
10.74% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210781. Member loan 1210781 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | amedisys | Debt-to-income ratio: | 24.33% |
Length of employment: | 2 years | Location: | closter, NJ |
Home town: | |||
Current & past employers: | amedisys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > all funds will be used to consolidate credit card balance with high apr. I have no history of late payment for may years. I'm working on same health care profession more than 17 years.<br><br> Borrower added on 04/01/12 > $1200.00<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,301.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In the past I had cash advance with promo rate and use them to help pay parents medical bills prepaid car loan then interest rate went up to 17%- 29%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $1200.00. AMEX ACCCOUNTS ARE JT WITH WIFE. INCOME NOT INCLUDED ON APPLICATION |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MASTERCARD-$7498,.00 MIN $241.00, 27.5%APR, , MC $7158.00 MIN $244.00APR 14%, MIN $240.00, AMEX $5633.00 19%APR, MIN$ 241.00, MC $7025.00 17%APR, AMEX 2300 17%APR.MIN $150.00 |
Member Payment Dependent Notes Series 1210791
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210791 |
$14,000 |
$14,000 |
13.99% |
1.00% |
April 5, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210791. Member loan 1210791 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,000 / month |
Current employer: | Point One / National Security Partners | Debt-to-income ratio: | 3.99% |
Length of employment: | 3 years | Location: | Woodbridge, VA |
Home town: | |||
Current & past employers: | Point One / National Security Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To remodel parts of our home and replace old appliances. |
What is the home improvement project you are planning? | To finish the basement which includes installation of bathroom utilities. |
Is the improvement to your primary residence or an investment property? | The improvement is for my primary residence. |
What is the home improvement project you are planning? | To finish the basement which includes installation of bathroom utilities. |
What is the home improvement project you are planning? | To finish the basement which includes installation of bathroom utilities. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $411K at 6.5 int, $2,670 and $98K at 9.1 int, $839<br>$311K at 5.8 int, $1,247 and $74K at 7.8 int, $577 |
What is your intended use for the loan proceeds? | To remodel parts of our home and replace old appliances. |
Please explain the reason why you carry a large revolving credit balance. | Due to merger (May 2011) of the company I work for, all travel cards were pulled. I had to establish my own credit card with a large enough limit for associated travel cost. The company re-emburst all cost associated with business developement. |
What is the home improvement project you are planning? | To finish the basement which includes installation of bathroom utilities. |
Member Payment Dependent Notes Series 1210838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210838 |
$14,600 |
$14,600 |
10.74% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210838. Member loan 1210838 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,541 / month |
Current employer: | Bank of the west | Debt-to-income ratio: | 18.10% |
Length of employment: | 7 years | Location: | ELK GROVE, CA |
Home town: | |||
Current & past employers: | Bank of the west | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $8,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $4000 personal loan at 12.9%, $3500 credit card at 9.0%, $4500 credit card at 19.99% and $26000 in student loans at 5.5% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $4000 personal loan at 12.9%, $3500 credit card at 9.0%, $4500 credit card at 19.99% and $26000 in student loans at 5.5% |
Member Payment Dependent Notes Series 1210884
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210884 |
$30,000 |
$30,000 |
10.74% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210884. Member loan 1210884 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,833 / month |
Current employer: | VA Hospital | Debt-to-income ratio: | 19.17% |
Length of employment: | 10+ years | Location: | Hephzibah, GA |
Home town: | |||
Current & past employers: | VA Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Purpose of this loan is to pay off all credit cards(5) , auto and truck loans,and line of credit at credit union.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | house mortgage $801.00 /mo<br>utilities under $300.00/mo<br>no line of credit or second mortgage on house<br>no home equity loan<br>insurance $725.00 /year <br>taxes $1550/year |
Please explain the reason why you carry a large revolving credit balance. | easy credit on credit cards 0 to 18 % |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $14,000 0 to 18 % <br>personal credit union line of credit $3200 12% <br>used car and truck $12,000 12%<br>no student loan<br>mortgage $93,000 7.5 % $801.00/mo P&I |
Which debts do you plan to pay off with this loan? | All credit cards, auto and truck loans and credit union line of credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $14,000 0 to 18 % <br>personal credit union line of credit $3200 12% <br>used car and truck $12,000 12%<br>no student loan<br>mortgage $93,000 7.5 % $801.00/mo P&I |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay off all credit cards(5) , car and truck loans , line of credit at credit union |
Member Payment Dependent Notes Series 1211029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211029 |
$16,000 |
$16,000 |
7.90% |
1.00% |
April 10, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211029. Member loan 1211029 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Arcelormittal | Debt-to-income ratio: | 12.82% |
Length of employment: | 10+ years | Location: | Mansfield, OH |
Home town: | |||
Current & past employers: | Arcelormittal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Swimming Pool<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We only have one credit card that we use to cover vacation rentals etc. usually pay this off ASAP. <br>We also have a small loan through capital one that expires next year. We are 100 % on time and have great credit ratings |
Member Payment Dependent Notes Series 1211070
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211070 |
$21,000 |
$21,000 |
14.65% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211070. Member loan 1211070 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Glotex Institute | Debt-to-income ratio: | 9.20% |
Length of employment: | 7 years | Location: | WOODSIDE, NY |
Home town: | |||
Current & past employers: | Glotex Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Credit card refinancing<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $2,800 in total. |
Please explain the reason why you carry a large revolving credit balance. | Balance is result of money used as a working capital. Balance carried at any time is justified by economic advantage since the earnings generated are higher than the cost of money. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Approximately $25,000 in total, average 21.7% APR, monthly payment $1,100. |
Member Payment Dependent Notes Series 1211076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211076 |
$15,600 |
$15,600 |
6.62% |
1.00% |
April 5, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211076. Member loan 1211076 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | US Army | Debt-to-income ratio: | 1.08% |
Length of employment: | 2 years | Location: | woodbridge, VA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off a mortgage on a rental home we own. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 6000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No its just one purpose, payoff a rental home. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No its just one purpose, payoff a rental home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 6000 |
Member Payment Dependent Notes Series 1211126
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211126 |
$15,000 |
$15,000 |
7.62% |
1.00% |
April 4, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211126. Member loan 1211126 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Big Door | Debt-to-income ratio: | 12.77% |
Length of employment: | 6 years | Location: | Culver City, CA |
Home town: | |||
Current & past employers: | Big Door | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am consolidating two Chase credit cards. One has an interest rate that jumped to 29.99%. I have excellent credit<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The credit cards were used to pay for medical expenses. I no longer use credit cards, only cash or Amex that is paid monthly. This is which is why I am seeking this loan to pay down the cards nstead of doing a balance transfer to a 0% low interest credit card. |
Member Payment Dependent Notes Series 1211127
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211127 |
$24,000 |
$24,000 |
21.97% |
1.00% |
April 9, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211127. Member loan 1211127 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | bechtal | Debt-to-income ratio: | 18.79% |
Length of employment: | 10+ years | Location: | queensbury, NY |
Home town: | |||
Current & past employers: | bechtal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation of revolving credit cards |
Please explain the reason why you carry a large revolving credit balance. | Intentions are too completely eliminate debt, with long term financial plan that is in place. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
Which debts do you plan to pay off with this loan? | most credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only to pay off credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only to pay off credit cards |
Please explain the reason why you carry a large revolving credit balance. | Intentions are too completely eliminate debt, with long term financial plan that is in place. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
Please explain the reason why you carry a large revolving credit balance. | Intentions are too completely eliminate debt, with long term financial plan that is in place. |
Please explain the reason why you carry a large revolving credit balance. | Intentions are too completely eliminate debt, with long term financial plan that is in place. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only to pay off credit cards |
What is your intended use for the loan proceeds? | debt consolidation of revolving credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only to pay off credit cards |
What is your intended use for the loan proceeds? | debt consolidation of revolving credit cards |
Please explain the reason why you carry a large revolving credit balance. | Intentions are too completely eliminate debt, with long term financial plan that is in place. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the overall debt balances on everything are covered on time on a monthly bases, by paying off current credit card debt will allow a plus in extra income coming in with a financial strategy in place. In this situation by receiving financial advice from a broker. |
Member Payment Dependent Notes Series 1211133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211133 |
$24,000 |
$24,000 |
13.67% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211133. Member loan 1211133 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,658 / month |
Current employer: | McCall Foundation | Debt-to-income ratio: | 11.40% |
Length of employment: | 9 years | Location: | TORRINGTON, CT |
Home town: | |||
Current & past employers: | McCall Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I will be paying off creditcards balances 14.9-19.9 % and a loan.<br><br>Thank You Debi |
Member Payment Dependent Notes Series 1211220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211220 |
$9,800 |
$9,800 |
8.90% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211220. Member loan 1211220 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | KTEN Media | Debt-to-income ratio: | 21.25% |
Length of employment: | 2 years | Location: | Howe, TX |
Home town: | |||
Current & past employers: | KTEN Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Please help me consolidate my bills and free up money to help take care of my Grandmother.<br><br> Borrower added on 04/03/12 > Credit Card 1-$3164.52, 25.24%<br>Credit Card 2-$1453.43, 22.9%<br>Credit Card 3-$1658.39, 19.24%<br>Property taxes (my mom's I'm paying) $1543.64<br>Student Loan about $5000, 3.25%<br>Medical bill $1931, pay $101/mo<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,715.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1-$3164.52, 25.24%, minimum payment $80, pay $100<br>Credit Card 2-$1453.43, 22.9%, minimum payment $41, usually pay $75<br>Credit Card 3-$1658.39, 19.24%, minimum payment $42, usually pay $75<br>Property taxes (my mom's I'm paying) $1543.64, pay $100/mo (no idea % rate)<br>Student Loan about $5000, 3.25%, pay $125/mo <br>Medical bill $1931, pay $101/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1-$3164.52, 25.24%, minimum payment $80, pay $100<br>Credit Card 2-$1453.43, 22.9%, minimum payment $41, usually pay $75<br>Credit Card 3-$1658.39, 19.24%, minimum payment $42, usually pay $75<br>Property taxes (my mom's I'm paying) $1543.64, pay $100/mo (no idea % rate)<br>Student Loan about $5000, 3.25%, pay $125/mo <br>Medical bill $1931, pay $101/mo |
Member Payment Dependent Notes Series 1211244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211244 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 6, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211244. Member loan 1211244 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Jackson Memorial Hospital | Debt-to-income ratio: | 12.62% |
Length of employment: | 5 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Jackson Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Will refi my credit cards with this loan. I've been employed for 5 yrs at my present job. Plan on paying about 650 to 700 for my repayment plan over the next 36 months.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,394.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | None except for a line of credit that is $203.00 a month. Someone else takes care of all other bills. |
Please explain the reason why you carry a large revolving credit balance. | Paid cards off but had some unforeseen emergencies that I had to use my cards to pay for. I pay way more than the minimum payments required a month. Some card APR’s are excessively high and I would like to pay a more reasonable rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of cards is $11,335.<br>Interest rates vary between 16% and 26% with an average APR of 21.5%<br>My minimum payment is $305.<br>Current monthly payment I choose to pay on all cards is $920. |
What is your intended use for the loan proceeds? | I will pay off high interest credit cards, medical bills and much needed home repairs. |
Please explain the reason why you carry a large revolving credit balance. | Paid cards off but had some unforeseen emergencies that I had to use my cards to pay for. I pay way more than the minimum payments required a month. Some card APR’s are excessively high and I would like to pay a more reasonable rate. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum monthly payments are $305.<br>Loan amount of $681 plus min payments of $305 is $986. <br>Payoff would be $20,000. <br>I hope this is what you want? Not sure. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of cards is $11,335.<br>Interest rates vary between 16% and 26% with an average APR of 21.5%<br>My minimum payment is $305.<br>Current monthly payment I choose to pay on all cards is $920. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Total balance of cards is $11,335. 2 AMEX, 1 MasterCard and 2 Store Cards<br>Interest rates vary between 16% and 26% with an average APR of 21.5%<br>My minimum payment is $305.<br>Current monthly payment I choose to pay on all cards is $920. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit Cards $11,500<br>Medical Bills $2,750<br>Home Repairs $4,950<br>Total Loan proceeds $19,200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | None except for a line of credit that is $203.00 a month. Someone else takes care of all other bills. This question was previously aked and answered. Thank you for your interest. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | None except for a line of credit that is $203.00 a month. Someone else takes care of all other bills. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum monthly payments are $305.<br>Loan amount of $681 plus min payments of $305 is $986. <br>Payoff would be $20,000. <br>I hope this is what you want? Not sure. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of cards is $11,335.<br>Interest rates vary between 16% and 26% with an average APR of 21.5%<br>My minimum payment is $305.<br>Current monthly payment I choose to pay on all cards is $920. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Total balance of cards is $11,335. 2 AMEX, 1 MasterCard and 2 Store Cards<br>Interest rates vary between 16% and 26% with an average APR of 21.5%<br>My minimum payment is $305.<br>Current monthly payment I choose to pay on all cards is $920. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit Cards $11,500<br>Medical Bills $2,750<br>Home Repairs $4,950<br>Total Loan proceeds $19,200 |
Please explain the reason why you carry a large revolving credit balance. | Paid cards off but had some unforeseen emergencies that I had to use my cards to pay for. I pay way more than the minimum payments required a month. Some card APR’s are excessively high and I would like to pay a more reasonable rate. |
Member Payment Dependent Notes Series 1211274
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211274 |
$17,050 |
$17,050 |
14.65% |
1.00% |
April 6, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211274. Member loan 1211274 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Logan County Hospital | Debt-to-income ratio: | 10.97% |
Length of employment: | < 1 year | Location: | Oakley, KS |
Home town: | |||
Current & past employers: | Logan County Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $8,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Morgage is $710.89<br>Transportation approx $200.00/month<br>Cell phone is $88/month<br>My husband pays all our utilites right now.<br>House insurance is included in morgage and I get full health/dental insurance at work.<br>I provide all food for household.....approx $300-500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Morgage is $710.89<br>Transportation approx $200.00/month<br>Cell phone is $88/month<br>My husband pays all our utilites right now.<br>House insurance and property taxes are included in morgage and I get full health/dental insurance at work.<br>I provide all food for household.....approx $300-500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total current dept balance is appox 9232.00 and most carry interest rates of 24-29%. I do not have any student loans or car payments. |
Which debts do you plan to pay off with this loan? | Consolidation all my high intrest credit balances into one. My total debt balance is approx $9230 with varying rates of 27% to 34% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Plan on paying off all my high intrest credit cards which add up to approx $9230 then repay the rest of this loan back. |
Please explain the reason why you carry a large revolving credit balance. | Simply have let my balences get so high from the last few years, I've been able to keep up with minimal payments, but with high rates have been unable to do more than keep up with the minimal payments. |
Member Payment Dependent Notes Series 1211377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211377 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211377. Member loan 1211377 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Prudential | Debt-to-income ratio: | 14.77% |
Length of employment: | 5 years | Location: | ELIZABETH, NJ |
Home town: | |||
Current & past employers: | Prudential | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Need a Loan to finance wedding/honeymoon expenses. I've work in a top 500 company and will pay off this loan even half the term. My credit history shows my finance records which indicates i'm a responsible and trustworthy Person.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,258.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | 7k will be for the wedding the rest will be for the honeymoon. Which we wanted to have enough cushion to cover. |
Member Payment Dependent Notes Series 1211438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211438 |
$15,000 |
$15,000 |
14.65% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211438. Member loan 1211438 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | unified grocers | Debt-to-income ratio: | 5.52% |
Length of employment: | 10+ years | Location: | seattle, WA |
Home town: | |||
Current & past employers: | unified grocers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,775.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | pay off higher interest visa and mastercard |
What is your intended use for the loan proceeds? | debt consolidation |
Please explain the reason why you carry a large revolving credit balance. | had to get work done around house |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | pay off higher interest visa and mastercard |
Member Payment Dependent Notes Series 1211642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211642 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211642. Member loan 1211642 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,347 / month |
Current employer: | Polish National Credit Union | Debt-to-income ratio: | 3.17% |
Length of employment: | 4 years | Location: | Westfield, MA |
Home town: | |||
Current & past employers: | Polish National Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I recently purchased my first home and this loan will be used for unexpected necessary projects. I need to replace the main water line coming into the house as well as hot water tank and a new fence because my dogs can hop the one I currently have.<br><br> Borrower added on 03/28/12 > I have been in my current job for over 4 years, and in this same industry since I graduated college 7 years ago. I have never had a late payment on anything in my entire life, and my debt to income ratio is/will be far below bank underwriting standards.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I just bought my first home this past October. I have 2 dogs and need a fence. They can hop the one I have now and I am nervous they will be hit by a car. I also need to have work done on my water lines and foundation. |
Member Payment Dependent Notes Series 1211689
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211689 |
$12,000 |
$12,000 |
7.90% |
1.00% |
April 5, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211689. Member loan 1211689 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Cablevision | Debt-to-income ratio: | 26.05% |
Length of employment: | 6 years | Location: | old bridge, NJ |
Home town: | |||
Current & past employers: | Cablevision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,068.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are $1,425 <br>Car payment - 405.00<br>phone - 75.00<br>food - 150.00<br>insurance - 95<br>rent utilities - 700.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 credit cards. total debt $12,918.23. minimum payments listed.<br>1. 7,049.29 / 14.25% / 340 mo<br>2. 2,960.41 / 22.99% / 100 mo<br>3. 1,614.47 / 27.99% / 108 mo<br>4. 1,294.06 / 24.99% / 41 mo |
Member Payment Dependent Notes Series 1211700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211700 |
$13,000 |
$13,000 |
12.12% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211700. Member loan 1211700 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Massage Envy | Debt-to-income ratio: | 8.97% |
Length of employment: | 4 years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Massage Envy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I am entering into the DVD kiosk business with a company that is trying to out do redbox by going into venues that redbox avoids such as universities, hospitals, apartment complexes, est... My advantage is that I will have dvd in my machines 4 weeks before redbox/netflix.. Lets make some money!!!<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $1,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The only delinquency I had was for my car, I was fresh out the military and a full time college student. depending on government funding money war tight for a minute. Buth I have graduated and I'm on my feet and car is paid for in full. |
Member Payment Dependent Notes Series 1211738
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211738 |
$26,000 |
$26,000 |
7.62% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211738. Member loan 1211738 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | ACI Worldwide | Debt-to-income ratio: | 17.90% |
Length of employment: | 1 year | Location: | Sugar Hill, GA |
Home town: | |||
Current & past employers: | ACI Worldwide | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I plan to use these funds to pay off higher interest credit cards, consolidate debt, and fulfill my goal of financial freedom by becoming debt-free. I have very stable employment and over 20yrs experience in my industry with a proven track record. I have always paid my debts on time or early<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had a parent who got sick and needed assistance with medical expenses and that coupled with credit cards that have high interest rates have made it difficult to get my balances down. Consolidating will allow me to pay everything off in 3 years or less |
Member Payment Dependent Notes Series 1211894
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211894 |
$30,000 |
$30,000 |
9.76% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211894. Member loan 1211894 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | City of Los Angeles | Debt-to-income ratio: | 8.44% |
Length of employment: | 10+ years | Location: | ACTON, CA |
Home town: | |||
Current & past employers: | City of Los Angeles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Built house, unable to get large enough mortgage when appraisals dropped 40%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase 10500 12% 450/month<br>Citibank4500 24% 175/month<br>Franklin Templeton Bank and Trust 8500 14% 300/month<br>Bank of America 13000 18% 400/ month |
Please explain the reason why you carry a large revolving credit balance. | Built house, unable to get large enough mortgage when appraisals dropped 40%. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3000 mortgage. About 800 insurance and utilities. About 1500 taxes. |
Please explain the reason why you carry a large revolving credit balance. | Built house, unable to get large enough mortgage when appraisals dropped 40%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase 10500 12% 450/month<br>Citibank4500 24% 175/month<br>Franklin Templeton Bank and Trust 8500 14% 300/month<br>Bank of America 13000 18% 400/ month |
Which debts do you plan to pay off with this loan? | All of it will go to highest interest credit card debt. |
Member Payment Dependent Notes Series 1211928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211928 |
$14,000 |
$14,000 |
20.50% |
1.00% |
April 4, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211928. Member loan 1211928 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | NY Hospital of Queens | Debt-to-income ratio: | 10.44% |
Length of employment: | 8 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | NY Hospital of Queens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I WANT TO PAY OFF HIGH INTEREST CREDIT CARDS<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1247.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicard $1,957.00 APR 29.99% $70.00<br>Citicard $2,159.71 APR 13.99% $50.00<br>Direct Merchant $1,471.66 APR 27.99% $50.00<br>Household $897.54 APR 14.99% $25.00<br>Exxon $2,077.44 APR 24.99% $70.00<br>Home Depot $4,509.30 APR 25.99% $150.00<br>Sears $966.21 APR 24.99% $35.00 (all side #'s are monthly payments) |
Which debts do you plan to pay off with this loan? | I will be paying all of the credit card debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicard $1,957.00 APR 29.99% $70.00<br>Citicard $2,159.71 APR 13.99% $50.00<br>Direct Merchant $1,471.66 APR 27.99% $50.00<br>Household $897.54 APR 14.99% $25.00<br>Exxon $2,077.44 APR 24.99% $70.00<br>Home Depot $4,509.30 APR 25.99% $150.00<br>Sears $966.21 APR 24.99% $35.00 (all side #'s are monthly payments) |
Which debts do you plan to pay off with this loan? | I will be paying all of the credit card debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicard $1,957.00 APR 29.99% $70.00<br>Citicard $2,159.71 APR 13.99% $50.00<br>Direct Merchant $1,471.66 APR 27.99% $50.00<br>Household $897.54 APR 14.99% $25.00<br>Exxon $2,077.44 APR 24.99% $70.00<br>Home Depot $4,509.30 APR 25.99% $150.00<br>Sears $966.21 APR 24.99% $35.00 (all side #'s are monthly payments) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only using the money to pay off credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,247.00<br>Car Insurance $147.00<br>Food $200.00<br>Transsportation $120.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,247.00<br>Car Insurance $147.00<br>Food $200.00<br>Transsportation $120.00 |
Please explain the reason why you carry a large revolving credit balance. | In the past I have not focused on my finances, this is why I want to pay off my credit card debt and cut the cards and basically start fresh. |
Which debts do you plan to pay off with this loan? | I will be paying all of the credit card debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicard $1,957.00 APR 29.99% $70.00<br>Citicard $2,159.71 APR 13.99% $50.00<br>Direct Merchant $1,471.66 APR 27.99% $50.00<br>Household $897.54 APR 14.99% $25.00<br>Exxon $2,077.44 APR 24.99% $70.00<br>Home Depot $4,509.30 APR 25.99% $150.00<br>Sears $966.21 APR 24.99% $35.00 (all side #'s are monthly payments) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicard $1,957.00 APR 29.99% $70.00<br>Citicard $2,159.71 APR 13.99% $50.00<br>Direct Merchant $1,471.66 APR 27.99% $50.00<br>Household $897.54 APR 14.99% $25.00<br>Exxon $2,077.44 APR 24.99% $70.00<br>Home Depot $4,509.30 APR 25.99% $150.00<br>Sears $966.21 APR 24.99% $35.00 (all side #'s are monthly payments) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only using the money to pay off credit cards |
Please explain the reason why you carry a large revolving credit balance. | In the past I have not focused on my finances, this is why I want to pay off my credit card debt and cut the cards and basically start fresh. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | n/a |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,247.00<br>Car Insurance $147.00<br>Food $200.00<br>Transsportation $120.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicard $1,957.00 APR 29.99% $70.00<br>Citicard $2,159.71 APR 13.99% $50.00<br>Direct Merchant $1,471.66 APR 27.99% $50.00<br>Household $897.54 APR 14.99% $25.00<br>Exxon $2,077.44 APR 24.99% $70.00<br>Home Depot $4,509.30 APR 25.99% $150.00<br>Sears $966.21 APR 24.99% $35.00 (all side #'s are monthly payments) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only using the money to pay off credit cards |
Which debts do you plan to pay off with this loan? | I will be paying all of the credit card debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1247.00 |
Member Payment Dependent Notes Series 1211948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211948 |
$21,850 |
$21,850 |
13.99% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211948. Member loan 1211948 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Fynanz | Debt-to-income ratio: | 17.95% |
Length of employment: | 3 years | Location: | Oceanside, NY |
Home town: | |||
Current & past employers: | Fynanz | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I have been at my company for going on 3 years now, with year-over-year job promotions with proportional salary increases. I have excellent credit and have never missed a payment on anything.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,102.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances:<br>Loan 1 $7,950 at 10.24% <br>Loan 2 $6,600 at 10.69%<br>Credit Card Balance: $7,000<br>LOC Balance: $1,600 at 7.9%<br><br>This loan is a cash infusion to balance my debts, consolidate my monthly payments, and lesson the burden of paycheck to paycheck living. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My fixed monthly expenses are the following:<br>$100.00 cell phone<br>$20.00 gym membership<br>$254.00 metro card/transportation<br><br>I pay $0.00 rent & utilities, (moved home to defray costs and eliminate debt.)<br><br>Food really is the only variable, I'd estimate costs at $400 per month. |
Which debts do you plan to pay off with this loan? | $7900 from Loan #1, $6600 from Loan #2 and the balance to help pay down $7k in credit card debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $7,900 in an existing loan<br>$6,600 in an existing loan<br>$7,000 in credit card debt<br><br>The bulk of the new loan would be used to pay off existing loans, and pay down credit card debt. |
Member Payment Dependent Notes Series 1211982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211982 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211982. Member loan 1211982 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Sparrow Real Estate Corp. | Debt-to-income ratio: | 12.64% |
Length of employment: | 10+ years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Sparrow Real Estate Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,264.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Approx in 2002 after the birth of my daughter I was laid off from my job subsequently causing me to have to file for bankruptcy. Since then I have never been late with any payments on any of my debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards $1062.00 $30.00 Monthly<br>Credit Cards $580.00 $40.00 Monthly<br>Credit Cards $4,500.00 $150.00 Monthly<br>Credit Cards $745.60 $35.00 Monthly<br>Credit Cards $677.00 $30.00 Monthly<br>Credit Cards $1,450.00 $80.00 Monthly |
Please explain the reason why you carry a large revolving credit balance. | I was helping a family member get through college and I was only paying the minimum on my cards. Person is out of college and on their own. Now I can focus on paying my debt, cutting cards and saving money. |
Member Payment Dependent Notes Series 1212169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212169 |
$14,400 |
$14,400 |
8.90% |
1.00% |
April 10, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212169. Member loan 1212169 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.34% |
Length of employment: | 10+ years | Location: | ROWLAND HEIGHTS, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently rent is $1,200, I live in a work live loft and I am a web designer and programmer so no transportation expenses really, no utilities (covered in rent), phone is covered by contractor, insurance is covered by contractor, and about $500 a month in food. |
Member Payment Dependent Notes Series 1212202
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212202 |
$9,600 |
$9,600 |
7.90% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212202. Member loan 1212202 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,100 / month |
Current employer: | Seapine Software, Inc | Debt-to-income ratio: | 16.84% |
Length of employment: | 5 years | Location: | Dayton, OH |
Home town: | |||
Current & past employers: | Seapine Software, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | $8,294.01 balance on a Discover Card, 16.24% APR, $166.00 min payment<br>$3,824.10 balance on a Master Card, 18.90% APR, $38.00 min payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1828. |
Member Payment Dependent Notes Series 1212208
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212208 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212208. Member loan 1212208 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,000 / month |
Current employer: | Mercer | Debt-to-income ratio: | 19.88% |
Length of employment: | 7 years | Location: | Lafayette, CA |
Home town: | |||
Current & past employers: | Mercer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,632.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly net income: $5,000<br>Monthly Expenses are as followed:<br>Housing: $1,100/month<br>Car expenses: $250 payment + $40 insurance/month<br>Utilities: $90/month<br>Phone, cable, internet: $100<br>Food, entertainment: $250 (includes groceries)<br>Clothing, household expenses: $300/month (mostly baby items such as diapers)<br>Credit cards and other loans: $1,200/month<br>Childcare: $1,200/month<br>Transportation to and from Work: $150/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans: ~$60,000/Monthly: $350/2.5%<br>Consumer Debt: ~$20,000/Monthly: $1,200/Average: 15% |
Please explain the reason why you carry a large revolving credit balance. | The majority of the balances are expenses incurred while in school and early in my career with no/very little income, as well as wedding related expenses - I recognize this were not necessarily all smart decisions. My monthly payments, including student loans and income have not allowed me to pay them down - though I always make at least the minimum payment and have never been late on any payments. I'm working hard now to consolidate under lower interest rates. <br><br>Thank you! |
Which debts do you plan to pay off with this loan? | I will be applying this loan to high interest credit lines to bring two down to level that will help me raise my credit score (under 50% of the max). |
Member Payment Dependent Notes Series 1212213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212213 |
$12,800 |
$12,800 |
10.74% |
1.00% |
April 9, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212213. Member loan 1212213 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | Klune Industries | Debt-to-income ratio: | 1.87% |
Length of employment: | 10+ years | Location: | Palmdale, CA |
Home town: | |||
Current & past employers: | Klune Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I want to use this loan to fix up the house. I have been at my job for almost 14 years and my job is very stable. I have no debt and want this loan to get all the things I need to fix up my house.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,468.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 18.10% | Months Since Last Record: | 88 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I'm going to put a new front door, new back door, new carpet for upstairs and down stairs. I want to also build a patio cover for the backyard. |
Member Payment Dependent Notes Series 1212225
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212225 |
$8,000 |
$8,000 |
8.90% |
1.00% |
April 6, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212225. Member loan 1212225 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Ajilon Finance c/o Superior Essex Inc | Debt-to-income ratio: | 9.20% |
Length of employment: | < 1 year | Location: | Woodstock, GA |
Home town: | |||
Current & past employers: | Ajilon Finance c/o Superior Essex Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1999 Mercedes Benz, SL500 (Hard top, soft top convertible), 83,550 miles, condition: very good. Purchase is contingent on thorough inspection. Note: I can and will cash this puchase out if financing is not secured by April 9, 2012. |
Please explain the reason why you carry a large revolving credit balance. | 1) I don't know how to reasonably answer your question other than all of my debt balances get serviced as indicated by my FICO score; 2) I like carrying a large cash balance. |
Member Payment Dependent Notes Series 1212258
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212258 |
$3,000 |
$3,000 |
6.03% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212258. Member loan 1212258 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Nutraceutical | Debt-to-income ratio: | 7.68% |
Length of employment: | 4 years | Location: | Salt Lake City, UT |
Home town: | |||
Current & past employers: | Nutraceutical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Are there any other questions that I can answer?<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,254.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am putting a new roof on the garage. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | The balance on my mortgage is $195,000, the interest rate is 5% and the monthly payment is $1288.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage payment is $1288 with insurance and taxes, utilities about $200 a month. |
Member Payment Dependent Notes Series 1212382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212382 |
$22,000 |
$22,000 |
12.12% |
1.00% |
April 4, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212382. Member loan 1212382 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Stahls ID Direct | Debt-to-income ratio: | 21.57% |
Length of employment: | 10+ years | Location: | Sterling Heights, MI |
Home town: | |||
Current & past employers: | Stahls ID Direct | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,507.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Balances:<br>$13,250.46 - Interest Rate 13.24% - Minimum Monthly Payment - $260.00 - I pay $300.00 towards this.<br>$6,200.00 - Interest Rate 12.99% - Monthly Payment - $200.00 - I have paid this down by $5000.00 in<br> the last two years.<br>$4,000.00 - 9.89% - Monthly Payment - $80.00 |
Which debts do you plan to pay off with this loan? | I plan on paying off the two with the highest interest rates. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My purpose with this loan is to consolidate my debt. I plan on paying off two of the credit balances. I will be able to pay this off much sooner, and with a lower interest rate. |
Member Payment Dependent Notes Series 1212394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212394 |
$20,000 |
$20,000 |
15.31% |
1.00% |
April 5, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212394. Member loan 1212394 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | chaplinwood health and rehab | Debt-to-income ratio: | 14.67% |
Length of employment: | 7 years | Location: | milledgeville, GA |
Home town: | |||
Current & past employers: | chaplinwood health and rehab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,723.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the home you are purchasing your primary residence or an investment property? | i want it to rent to my mother so that she will have a more affodable payment |
What is the estimated current market value of the home you intend to purchase? | 70000 it is a fannie mae foreclosure and a very good deal |
What other sources of financing are you using to purchase the home? | thats the total.it needs about 3000 worth of repairs and in 5 yrs my mom will be rent free for the rest of her life. |
Member Payment Dependent Notes Series 1212412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212412 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212412. Member loan 1212412 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,969 / month |
Current employer: | Davis County Attorney's Office | Debt-to-income ratio: | 2.54% |
Length of employment: | 10+ years | Location: | Roy, UT |
Home town: | |||
Current & past employers: | Davis County Attorney's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I am a good borrower due to my credit score. I have not been late or missed any financial obligations. In fact, I am always ahead on all monthly payments.<br><br>I began at my place of employment during February, 1997. I plan to remain at my current job until I retire.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st (Mort) 122,084 4.050 % 847.00 <br>2nd (Mort) 7,296 6.0500% 44.15 <br>GWCU (car) 9,919 2.99 % 273.00 <br>UHEAA 3,841 2.625 % 77.00 <br>Khols 424 21.90 % 25.00<br>Home Depot 58 17.99 % 15.00<br>Visa Debit 500 15.9 % 25.00<br>Visa Platinum 5,000 9.75 % 179.00<br>Bill Me Later 283 no interest 15.00<br> til 9/1/2012 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Questar 64 <br>Rocky Mountain 64 <br>Roy City (bi-monthly) 85 <br>Car Ins. 100 <br>Comcast 65 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st (Mort) 122,084 4.050 % 847.00 <br>2nd (Mort) 7,296 6.0500% 44.15 <br>GWCU (car) 9,919 2.99 % 273.00 <br>UHEAA 3,841 2.625 % 77.00 <br>Khols 424 21.90 % 25.00<br>Home Depot 58 17.99 % 15.00<br>Visa Debit 500 15.9 % 25.00<br>Visa Platinum 5,000 9.75 % 179.00<br>Bill Me Later 283 no interest 15.00<br> til 9/1/2012 |
Which debts do you plan to pay off with this loan? | Khols <br>Home Depot <br>Visa Debit <br>Visa Platinum <br>Bill Me Later |
Member Payment Dependent Notes Series 1212579
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212579 |
$9,000 |
$9,000 |
7.62% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212579. Member loan 1212579 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,965 / month |
Current employer: | University of California, Santa Barbara | Debt-to-income ratio: | 18.89% |
Length of employment: | 10+ years | Location: | Santa Barbara, CA |
Home town: | |||
Current & past employers: | University of California, Santa Barbara | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I would like to use this loan to consolidate my debt and lower my interest rates on my 2 credit cards that are carrying a balance:<br><br>Discover: $7,200 at 12.24%<br>Citi: $1,200 at 20.99%<br><br>I have a job in the University of California system, where I have been since 1998.<br><br> Borrower added on 03/29/12 > Adding clarification/correction to some of the questions I answered:<br>Discover: $7,200 at 12.24% (paying $400/month, minimum payment $130)<br>Citi: $1,200 at 20.99% (paying $400/month, minimum payment $20)<br><br>Insurance (Auto/Renter): $120 (not $350)<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,547.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The debt will be my remaining credit card debt:<br>Discover: $7,200 at 12.24% (paying $400/month)<br>Citi: $1,200 at 20.99% (paying $400/month)<br><br>Other expenses per month:<br>Rent: $900<br>Car Payment: $350<br>Insurance (Auto/Renter): $350<br>Utilities: ~$160<br><br>The Discover card balance is so high because I transferred the balance from higher interest credit cards to it. This loan will lower my monthly payments and allow me to devote more money to savings (and avoid emergency spending on credit cards). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The debt will be my remaining credit card debt:<br>Discover: $7,200 at 12.24% (paying $400/month)<br>Citi: $1,200 at 20.99% (paying $400/month)<br><br>Other expenses per month:<br>Rent: $900<br>Car Payment: $350<br>Insurance (Auto/Renter): $350<br>Utilities: ~$160<br><br>The Discover card balance is so high because I transferred the balance from higher interest credit cards to it. This loan will lower my monthly payments and allow me to devote more money to savings (and avoid emergency spending on credit cards). |
Which debts do you plan to pay off with this loan? | The debt will be my remaining credit card debt:<br>Discover: $7,200 at 12.24% (paying $400/month)<br>Citi: $1,200 at 20.99% (paying $400/month)<br><br>The reason why the Discover card balance is so high is that I transferred the balance from higher interest credit cards to it. |
Member Payment Dependent Notes Series 1212623
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212623 |
$35,000 |
$35,000 |
14.65% |
1.00% |
April 4, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212623. Member loan 1212623 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,333 / month |
Current employer: | Village of Alsip | Debt-to-income ratio: | 10.55% |
Length of employment: | 10+ years | Location: | New Lenox, IL |
Home town: | |||
Current & past employers: | Village of Alsip | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I want to install a pool to enjoy quality time with friends and family during the summer months. I am a hard working professional who always pays back debts in a timely manner.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $89,495.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I finished the basement of my house and used credit for that purpose. I have actually paid of over 80% of the credit debt from that investment. I will pay off 2 more by the end of this summer (HSBC and Discover). I know credit cards are not the best plan for longer term debt, but it helped me accomplish my goals. I certainly will not do that again, but I am proud to say that I met all obligations. I hope this helps answer you question. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Sir, this question has popped up on three separate occasions, so I apologize if the original response did not get to you. My monthly expenses related to housing are: $3200 for mortgage, tax and insurance and another $300-$400 for utilities (water, electric, gas, and cable). I do not have a home phone line. I hope this helps. |
Please explain the reason why you carry a large revolving credit balance. | I finished the basement of my house and used credit for that purpose. I have actually paid of over 80% of the credit debt from that investment. I will pay off 2 more by the end of this summer (HSBC and Discover). I know credit cards are not the best plan for longer term debt, but it helped me accomplish my goals. I certainly will not do that again, but I am proud to say that I met all obligations. I hope this helps answer you question. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using the money for the purcahse of a pool. Thanks. |
What is your intended use for the loan proceeds? | I am only going to use the money for a pool. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $6200. That is for everything. |
What are you buying? | An inground pool. |
Member Payment Dependent Notes Series 1212624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212624 |
$7,500 |
$7,500 |
7.62% |
1.00% |
April 5, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212624. Member loan 1212624 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Cannon Architects | Debt-to-income ratio: | 16.52% |
Length of employment: | < 1 year | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Cannon Architects | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Consolidating existing debts accumulated in the purchase of an engagement ring and initial wedding planning expenses. December graduate with a Master of Architecture degree, starting in a new career.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. $1000/mo. +/- $50 based on utilities. |
What portion of your wedding expenses does this loan represent? | Engagement and wedding bands, deposits to secure venues and initial services. |
Member Payment Dependent Notes Series 1212678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212678 |
$20,675 |
$20,675 |
14.65% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212678. Member loan 1212678 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | SDSP Inc | Debt-to-income ratio: | 13.31% |
Length of employment: | 9 years | Location: | Chula Vista, CA |
Home town: | |||
Current & past employers: | SDSP Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,794.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total Personal Expenses Monthly $2,415 |
What type of business are you starting? | A start-up specialty produce company that offers the finest gourmet fresh vegetables, especially Heirloom tomatoes, fresh Basil, and gourmet bean that are to be sold to foodservice and wholesale distributors throughout the United States. Located in Chula Vista, California. The company is owned and operated as a sole-proprietorship, by a twelve year produce veteran, with many reputable contacts along the supply and sales channels of the industry. |
What is your intended use for the loan proceeds? | Help fund start-up assets and working capital for my specialty produce distribution business |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Startup Equipment $2800<br>Salaries and Wages $55,000 year one<br>Fixed Operating expenses $26000 year one<br>Cost of Goods Sold $588,000 year one<br>Other expenses $16,500<br>Total Revenue $736,000<br>Gross Margin $147,200 |
What type of business are you starting? | A start-up specialty produce company that offers the finest gourmet fresh vegetables, especially Heirloom tomatoes, fresh Basil, and gourmet bean that are to be sold to foodservice and wholesale distributors throughout the United States. Located in Chula Vista, California. The company is owned and operated as a sole-proprietorship, by a twelve year produce veteran, with many reputable contacts along the supply and sales channels of the industry. |
Please describe your experience/familiarity with the business you are starting/started? | I am a 12 year produce veteran, was VP for a similar produce business. I have established buyers and suppliers that are committed to my company. Have an excellent reputation in the industry and frequent many industry trade shows enabling me to grow my professional network. |
What do you project your monthly expenses for the first 6 months of your business? | Fixed Operating Expense $13170<br>Salaries and Wages $27414<br>Other Expenses $2040<br>Startup Expenses $2800<br>Cost of Goods Sold $108,800 |
What will be the largest expense in the first six months? | Cost of Goods Sold $108,800, procuring the product and providing timely payment to my suppliers is of extreme importance. |
What do you project your monthly revenues for the first 6 months to be? | $185,000 |
Can you provide some high level financials on the monthly costs / revenue of your business? | Avg. Monthly Revenue $61,353<br>Avg. Monthly Cost of Goods Sold $49,066<br>Avg. Salary Wages $4,569<br>Avg. Operating Expense $2,195<br>Avg. Other Expenses $1,369<br>Avg. Monthly EBITDA $4,154 |
What is your intended use for the loan proceeds? | Help fund start-up assets and working capital for my specialty produce distribution business |
Please describe your experience/familiarity with the business you are starting/started? | I am a 12 year produce veteran, was VP for a similar produce business. I have established buyers and suppliers that are committed to my company. Have an excellent reputation in the industry and frequent many industry trade shows enabling me to grow my professional network. |
What is your intended use for the loan proceeds? | Help fund start-up assets and working capital for my specialty produce distribution business |
Member Payment Dependent Notes Series 1212698
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212698 |
$20,000 |
$20,000 |
7.90% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212698. Member loan 1212698 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,400 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.30% |
Length of employment: | 1 year | Location: | Wilmette, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Using to refinance credit card and pay some medical bills<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,969.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Just one a Visa, balance approximately $7,400;payment 220 /month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Credit card minimum payment approximately $220 dollars. After payoff I will have only the payment for this bill. After paying off the credit card, I will pay off medical bills. No car debts. Cars have been paid off.<br><br>Thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1.350<br>Credit Card $220<br>Phone approximately $180<br>Health Club $65<br>Medical $200<br>Food $approximately 1,000/month<br>Electric $60<br>Insutance $80 month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card approximately 40%<br>Medical expenses 60% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1.350<br>Credit Card $220<br>Phone approximately $180<br>Health Club $65<br>Medical $200<br>Food $approximately 1,000/month<br>Electric $60<br>Insutance $80 month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Just one a Visa, balance approximately $7,400;payment 220 /month |
Member Payment Dependent Notes Series 1212708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212708 |
$10,300 |
$10,300 |
12.12% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212708. Member loan 1212708 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,208 / month |
Current employer: | Viacom | Debt-to-income ratio: | 18.08% |
Length of employment: | 6 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Viacom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Hi Everyone-I plan on using the funds for debt consolidation. I am a good borrower because I always make my payments on time and I have a full time job. Monthly Budget is roughly $3,400. Rent $800/ bills are $1,400/health insur $419/mo/ Please help me get out of debt! ThankYou!<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $10,455.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquency. All of my bills are paid on time! thanks and have a great week! |
Member Payment Dependent Notes Series 1212736
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212736 |
$16,000 |
$16,000 |
18.55% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212736. Member loan 1212736 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,292 / month |
Current employer: | averitt express | Debt-to-income ratio: | 12.51% |
Length of employment: | 10+ years | Location: | EVERGREEN PARK, IL |
Home town: | |||
Current & past employers: | averitt express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Pay off credit cards I pay my bills on time The company I work for is financially stable, The buildings and equipment are bought and payed for I have been employed by this company for 16 years<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $13,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | HfC loan balace $6,949.54 interest rate 27% monthlypayment $214.00<br>One main financial loan balance $5,168.67 interest rate 21% monthly payment $215.26 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $526.26 for all credit cards The only payment will be the loan at $582.87 a month |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 1212806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212806 |
$9,600 |
$9,600 |
7.90% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212806. Member loan 1212806 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,120 / month |
Current employer: | Comerica Bank | Debt-to-income ratio: | 14.13% |
Length of employment: | 6 years | Location: | Rochester Hills, MI |
Home town: | |||
Current & past employers: | Comerica Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > 36/7.9/300+<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan is taken to assist my father to his financial challenge just arises, it is outside my financial planning. |
Please explain the reason why you carry a large revolving credit balance. | Got layoff twice in between 2004 and 2005. Back at 2004 total debit was about 90k. Been tried to reduced since then. I am down to 30k+ now. Shopping for lower interest rate all the time to pay off the debit. Payoff two my car loans in year 3( fix payment, paying minimum for credit card), accelerate paying off credit card debit in the past 3 years. |
Member Payment Dependent Notes Series 1212853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212853 |
$16,000 |
$16,000 |
7.90% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212853. Member loan 1212853 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,542 / month |
Current employer: | Clark Patterson Lee | Debt-to-income ratio: | 15.45% |
Length of employment: | < 1 year | Location: | charlotte, NC |
Home town: | |||
Current & past employers: | Clark Patterson Lee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Using the loan to consolodate credit card debt. This loan will lower my APR, allowing me to pay off my debt much quicker. My plan is to have the loan paid off in full before the 36 month time period.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Three credit cards, one with $8300 balance with 11.99% APR the other with $4700 balance and 9.99% APR, and store card with $2200 0% APR (for the time being) Monthly I spend a little over $400 on these credit cards, and my consolodation would keep my payments relatively the same with a quicker pay-off. Mortgage payment is $1300 with taxes and escrow included. Student Loans are $153. No other lines of credit. |
Member Payment Dependent Notes Series 1212909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212909 |
$17,600 |
$17,600 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212909. Member loan 1212909 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Kelly Infiniti | Debt-to-income ratio: | 22.13% |
Length of employment: | 1 year | Location: | MALDEN, MA |
Home town: | |||
Current & past employers: | Kelly Infiniti | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1212911
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212911 |
$18,000 |
$18,000 |
10.74% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212911. Member loan 1212911 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Wellpoint Inc. | Debt-to-income ratio: | 11.71% |
Length of employment: | 4 years | Location: | west babylon, NY |
Home town: | |||
Current & past employers: | Wellpoint Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This is my second loan taken through the Lending Club. My first loan was paid in full a year early without a single late payment. I was able to use that money to pay off student and medical debt as well as increase the value of my home through improvements. Looking for another good experience here<br><br> Borrower added on 03/27/12 > This is my second loan with Lending Club. My first loan was paid off a year early without a single late payment. I was able to pay off some student and medical loans and increase the value of my home through improvements. Looking for another positive experience with the club on this loan.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi- I'm intending to pay down credit card debt. Thanks for considering the funding of my loan. |
What is your intended use for the loan proceeds? | Hi- I'm intending to pay down credit card debt. Thanks for considering the funding of my loan. |
Member Payment Dependent Notes Series 1212928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212928 |
$12,000 |
$12,000 |
7.62% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212928. Member loan 1212928 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,293 / month |
Current employer: | F&L Tools | Debt-to-income ratio: | 13.88% |
Length of employment: | < 1 year | Location: | Corona, CA |
Home town: | |||
Current & past employers: | F&L Tools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > Monthly expenses are approximately $3,100<br><br> Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100<br><br> Borrower added on 03/30/12 > monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. approximately $3,100<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have totaled our monthly expenses of rent, transportation, utilities, phone, insurance, food, credit cards and misc. spending to approximately $3,100 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | There are two cards that will be paid off with this loan,<br>Visa, 9,155.45, 11.99%, 120.00 <br>Visa, 2,755.95, 13.24%, 59.00 |
Member Payment Dependent Notes Series 1213048
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213048 |
$9,600 |
$9,600 |
6.62% |
1.00% |
April 6, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213048. Member loan 1213048 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,917 / month |
Current employer: | El Camino College | Debt-to-income ratio: | 26.56% |
Length of employment: | 10+ years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | El Camino College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I have had a solid repayment history and am looking to pay off some credit accounts with monies received for a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $78,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $4,700. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $1,672.63 |
Please explain the reason why you carry a large revolving credit balance. | I had helped my now deceased mother with many expenses near the end of her life. As I was the only surviving relative, it was incumbent upon me to furnish this assistance. I am now working the liquidate that debt. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is $71,900 at an average interest rate of 13% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My housing expenses in total are $2,733.00 |
Member Payment Dependent Notes Series 1213209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213209 |
$3,000 |
$3,000 |
15.81% |
1.00% |
April 4, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213209. Member loan 1213209 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,836 / month |
Current employer: | ARMY | Debt-to-income ratio: | 21.13% |
Length of employment: | 4 years | Location: | JBLM, WA |
Home town: | |||
Current & past employers: | ARMY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Auto $23,000/total $500/mo<br>insurance $700/6 month premium $120/mo<br>credit card $3000/to $100/mo<br>internet $70/mo<br>phone $120/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Auto $23,000/total $500/mo<br>insurance $700/6 month premium $120/mo<br>credit card $3000/to $100/mo<br>internet $70/mo<br>phone $120/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Auto $23,000/total $500/mo<br>insurance $700/6 month premium $120/mo<br>credit card $3000/to $100/mo<br>internet $70/mo<br>phone $120/mo |
Member Payment Dependent Notes Series 1213278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213278 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213278. Member loan 1213278 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | walmart | Debt-to-income ratio: | 15.50% |
Length of employment: | 6 years | Location: | MABANK, TX |
Home town: | |||
Current & past employers: | walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Bill consolidation<br><br> Borrower added on 03/28/12 > bill consolidation<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $8,124.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquency. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000.oo |
Member Payment Dependent Notes Series 1213315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213315 |
$28,000 |
$28,000 |
6.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213315. Member loan 1213315 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,083 / month |
Current employer: | United States Department of Transportati | Debt-to-income ratio: | 10.79% |
Length of employment: | 8 years | Location: | Littleton, CO |
Home town: | |||
Current & past employers: | United States Department of Transportati | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the loan proceeds to pay for unexpected attorney fees. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3,200.00 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using the loan proceeds to pay off unexpected attorney fees. |
Member Payment Dependent Notes Series 1213329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213329 |
$14,000 |
$14,000 |
8.90% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213329. Member loan 1213329 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,083 / month |
Current employer: | Menifee Valley Medical Center | Debt-to-income ratio: | 6.63% |
Length of employment: | 2 years | Location: | Menifee, CA |
Home town: | |||
Current & past employers: | Menifee Valley Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1213342
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213342 |
$35,000 |
$35,000 |
13.99% |
1.00% |
April 4, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213342. Member loan 1213342 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | Methods Machine Tools | Debt-to-income ratio: | 17.67% |
Length of employment: | 8 years | Location: | Novi, MI |
Home town: | |||
Current & past employers: | Methods Machine Tools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Ironman Triathlon<br><br> Borrower added on 03/28/12 > Lower my monthly payments by $900.00/month!<br><br> Borrower added on 03/28/12 > Always pay on time or early payoffs. Just paid my auto loan off this week.<br><br> Borrower added on 03/28/12 > I appreciate your trust and investment in me<br><br> Borrower added on 03/29/12 > This loan will be our only debt outside of our Mortgage and Auto loan. Our plan is to pay it off in 2-3 yrs and be debt free.<br><br> Borrower added on 04/02/12 > Would really like to get the full amount to maximize our debt consolidation plan.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $238,000.00 at 4.75%, $1400/mo<br>Credit cards total $26,000.00 at 17+% about $1,500.00/mo (we pay more than min)<br>Just paid off Chase Auto Loan this week of $6,700.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $6,007.57 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $26,000.00 to consolidate our credit cards which will save us $900.00/mo, the remainder will pay for some minor home improvements and a new triathlon bike/travel expenses for Ironman Triathlons. |
What is your intended use for the loan proceeds? | Consolidate two debts we have, purchase a new triathlon bike and travel expenses for an Ironman Triathlon. Appreciate the interest. |
Please explain the reason why you carry a large revolving credit balance. | We purchased a new home last year and needed to make home improvements. We have $22k in savings account for Emergency fund and over $200k in 401k's but do not want to get into them. Our plan is to be debt free in 2-3 years.<br><br>Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $238,000.00 at 4.75%, $1400/mo<br>Credit cards total $26,000.00 at 17+% about $1,500.00/mo (we pay more than min)<br>Just paid off Chase Auto Loan this week of $6,700.00 |
Which debts do you plan to pay off with this loan? | Discover card and Dearborn Financial Card |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $26,000.00 to consolidate our credit cards which will save us $900.00/mo, the remainder will pay for some minor home improvements and a new triathlon bike/travel expenses for Ironman Triathlons. |
Member Payment Dependent Notes Series 1213395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213395 |
$35,000 |
$35,000 |
14.65% |
1.00% |
April 5, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213395. Member loan 1213395 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Greenville City | Debt-to-income ratio: | 7.96% |
Length of employment: | 10+ years | Location: | Greenville, SC |
Home town: | |||
Current & past employers: | Greenville City | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > This is being used to purchase time for retirement<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $15,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All combined $2735.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | All combined $3368.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mort $724.75<br>Ins $54.00<br>tax $103.00 <br><br>Total $881.75 |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | All combined $3368.00 |
Please explain the reason why you carry a large revolving credit balance. | did some home improvement 2 years ago, I wish I had know about lending club back then. I could have got what I needed without having to get so many loans. The Banks are so tight about giving out money no matter how your credit is. |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All combined $2735.00 |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All combined $2735.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | All combined $3368.00 |
Please explain the reason why you carry a large revolving credit balance. | did some home improvement 2 years ago, I wish I had know about lending club back then. I could have got what I needed without having to get so many loans. The Banks are so tight about giving out money no matter how your credit is. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mort $724.75<br>Ins $54.00<br>tax $103.00 <br><br>Total $881.75 |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using the money to finish purchasing my retirement time. |
Please explain the reason why you carry a large revolving credit balance. | did some home improvement 2 years ago, I wish I had know about lending club back then. I could have got what I needed without having to get so many loans. The Banks are so tight about giving out money no matter how your credit is. |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What are you buying? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
What is your intended use for the loan proceeds? | I am purchasing time from my state retirement program. I have 25 years of service now. When I was younger I left the department for 6 months and drew out my proceeds from the retirement system. I have been offered a another job, with the new job and my retirement I will be making a lot more money than I am now. I also plan to pay back the loan early. The money is to pay back the money that I took out so that I can go ahead with my retirement and start the new job |
Member Payment Dependent Notes Series 1213438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213438 |
$35,000 |
$35,000 |
22.45% |
1.00% |
April 5, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213438. Member loan 1213438 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | jet flite international | Debt-to-income ratio: | 11.49% |
Length of employment: | 3 years | Location: | Springfield, MA |
Home town: | |||
Current & past employers: | jet flite international | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Debt consolidation loan to consolidate and lower monthly payments, allowing me to pay off debt quicker and raise my credit score.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,754.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances are: Credit cards 28,000 (interest 14-24%) Car loans 32,000, Mortgages 430,000. Monthly payments are: Credit cards 1,300, Car loans 900, Mortgages 3,100. |
Please explain the reason why you carry a large revolving credit balance. | Have been carrying balances for a long time. Have been making payments on time eery month. In an effort to lower my monthly costs and to create a term payment, giving me an end to my revolving debt. I intend on paying off all debt with the exception of mortgages by refinancing rental properties that I own free and clear. I intend to refinance my properties middle of next year. This loan is to help me save money and increase my credit score in order to obtain refinancing. |
Please explain the reason why you carry a large revolving credit balance. | Have been carrying balances for a long time. Have been making payments on time eery month. In an effort to lower my monthly costs and to create a term payment, giving me an end to my revolving debt. I intend on paying off all debt with the exception of mortgages by refinancing rental properties that I own free and clear. I intend to refinance my properties middle of next year. This loan is to help me save money and increase my credit score in order to obtain refinancing. |
Please explain the reason why you carry a large revolving credit balance. | Have been carrying balances for a long time. Have been making payments on time eery month. In an effort to lower my monthly costs and to create a term payment, giving me an end to my revolving debt. I intend on paying off all debt with the exception of mortgages by refinancing rental properties that I own free and clear. I intend to refinance my properties middle of next year. This loan is to help me save money and increase my credit score in order to obtain refinancing. |
Which debts do you plan to pay off with this loan? | All my revolving debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent, Transportation 250, Utilities 200, Phone 125, Insurance 250, Food 350. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Using loan to pay off revolving debt. |
Member Payment Dependent Notes Series 1213454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213454 |
$25,000 |
$25,000 |
7.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213454. Member loan 1213454 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,000 / month |
Current employer: | Philadelphia Industrial Development Corp | Debt-to-income ratio: | 16.91% |
Length of employment: | 10+ years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Philadelphia Industrial Development Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Philadelphia Loan<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $11,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Don't have any that I recall.if there is.minor, cash flow the issue.......have been financingvia cash for 2 college age students 9laSalle University MBA, Philadelphia University Junior)........would guess that if there is a slow pay for a week or 2 that would be the best guess answer. |
What is your intended use for the loan proceeds? | debt consolidartion |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Mortgage - $134,000 balance - 4.875% -$1,798 month<br>Home Equity -$20,000 -4.5% - $406 month<br>Capital One - 7% - $298 month<br>Visa -$1,074 -variable monthly payment<br>Car Loan - $12,300 - $283 month -2.75%<br>LOC -$6,642 -9.9% -variable<br>Signature Loan - $6,454 month - $744 |
Which debts do you plan to pay off with this loan? | Capital One<br>Visa<br>LOC<br>Signature loan |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | see above |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Mortgage - $134,000 balance - 4.875% -$1,798 month<br>Home Equity -$20,000 -4.5% - $406 month<br>Capital One - 7% - $298 month<br>Visa -$1,074 -variable monthly payment<br>Car Loan - $12,300 - $283 month -2.75%<br>LOC -$6,642 -9.9% -variable<br>Signature Loan - $6,454 month - $744 |
Member Payment Dependent Notes Series 1213458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213458 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 4, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213458. Member loan 1213458 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Holiday Inn Express | Debt-to-income ratio: | 22.08% |
Length of employment: | 6 years | Location: | south Amboy, NJ |
Home town: | |||
Current & past employers: | Holiday Inn Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,774.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1213472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213472 |
$20,000 |
$20,000 |
7.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213472. Member loan 1213472 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Cook Childrens Hospital | Debt-to-income ratio: | 10.24% |
Length of employment: | 5 years | Location: | Weatherford, TX |
Home town: | |||
Current & past employers: | Cook Childrens Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Pay off credit card debt due to needs of first home purchase. Best buy, Home Depot, Citi. Appliances, flooring, ect.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 20,000 combined total for all 3 <br> 27%home depot, 12%best buy starting in Oct, 13% on Citi card. <br>Monthly payments Home depot $126.00, Best buy $40, Citi $260-$156 <br>Paying pretty much interest on the Home depot card and along with the higher rates of the other two cards it is easier to pay one payment and get out of debt with a lower interest rate. |
Member Payment Dependent Notes Series 1213479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213479 |
$23,325 |
$23,325 |
7.90% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213479. Member loan 1213479 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | CCSD | Debt-to-income ratio: | 4.44% |
Length of employment: | 7 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | CCSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Getting started in a motor carrier business. Truck is hauling dirt in North Dakota, would like to be able to go into the water eventually or be able to build business by buying another truck.<br><br> Borrower added on 03/29/12 > We have to be able to fund business for a month of work for dirt and two months of work for water before we begin to be paid.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 1600<br>Gas 100<br>Utilities 150<br>Phone 200<br>Insurance 100<br>Food 400 |
What type of business are you starting? | Motor carrier service. Hauling dirt and would eventually like to haul water for oil companies. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage (including insurance/escrow) 1600<br>Utilities- (gas/electric/tv, etc) 200<br>car insurance- 100 <br>phone- 200<br>food- 400<br>gas- 150 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 1600<br>Utilities 150<br>Credit cards 300 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 1600<br>Gas 100<br>Utilities 150<br>Phone 200<br>Insurance 100<br>Food 400 |
Please describe your experience/familiarity with the business you are starting/started? | Business partner has friends in the business and has asked as seen a lot of it works. I think it has bee a learning and growing experience Jumping through the hoops of permits and relationships made between contractors and subcontractors. Experience has brought the most learning. And relationships of those around us that have gone through it all before. We are continuing to learn day by day. |
Member Payment Dependent Notes Series 1213513
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213513 |
$11,000 |
$11,000 |
18.25% |
1.00% |
April 4, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213513. Member loan 1213513 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Avera st Luke's hospital | Debt-to-income ratio: | 20.63% |
Length of employment: | 6 years | Location: | Aberdeen, SD |
Home town: | |||
Current & past employers: | Avera st Luke's hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > This loan is to pay off my credit card debt. I currently make payments greater than the minimums to pay these off. My monthly payment on this loan is substancially less & very manageable making life simpler. One payment versus nine!<br><br> Borrower added on 03/29/12 > Thank you for your consideration in helping to fund my credit card consolidation loan. Credit card debt is something I seriously strive to rid myself of and funding this loan is a first big step in the right direction for me.<br><br> Borrower added on 03/29/12 > I am so incredibly appreciative of the generosity of those helping to fund my loan. The loan is nearly fully funded and I look forward getting rid of my credit card debt & paying off this loan funded by generous people. I hope to be in the position to help others at some point soon in life!<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 61 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $9,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rather low other than the credit cards I am trying to consolidate. I pay $100/month for rent, $54.07 for car insurance, $150 for phone/cable/internet, $50 for gas (I own my 2004 LTX Suburban), $36 for my children's Gerber life insurance and $25 for our family YMCA membership. I found myself fallin into credit card debt as a college student and I am ready to rid myself of it for good. I believe this is the most organized way to do to this. Thank you. |
If you have a delinquency in the last 2 years, please explain the reason. | I have actually only had one delinquency on my menards credit card about 6 months ago. The reasoning is because I paid the bill too early. At that time I paid all my credit card bills on the 1st of each month. Menards was not due until the 26th so the payment on the 1st did not go towards the payment due on the 26th, it was just considered an extra payment. When I became aware of this I called them. They did remove the late payment fee but I am unsure if this affected my credit report. Thank you |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are relatively low for housing. My grandparents own a very large home and I live in the basement home for $100/month in exchange for doing all the house and yard upkeep they are unable to do anymore. They pay utilities other than my phone/internet which is $150. They pay all mortgage, taxes, insurance, etc. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balance includes $10563 in credit card debt with interest rates from 15.99-24.99% & I pay $550-600/month. A signature loan for $1800 at a 4% interest w/ $83 payments & 2 student loans that combine to owe $20800 & I pay $203/month on those. Thank you. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card debt as this is the debt that is unnecessary in life & I would very much like to rid myself of it in an organized manner. I hope to consolidate them and pay them off. Looking ahead, i plan to be in a position in 5 years to buy my grandparents home from them and this is the best way to start. I want to be debt free in 3 years time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rather low other than the credit cards I am trying to consolidate. I pay $100/month for rent, $54.07 for car insurance, $150 for phone/cable/internet, $50 for gas (I own my 2004 LTX Suburban), $36 for my children's Gerber life insurance and $25 for our family YMCA membership. I found myself fallin into credit card debt as a college student and I am ready to rid myself of it for good. I believe this is the most organized way to do to this. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | An admitted mistake in college. Carrying a large class load for respiratory therapy and my responsibilities in life left little time for a job. I did take out many credit cards to help pay for rent, gas, food, clothing and other costs. Knowing what I now know I wish I would have taken a loan for these expenses rather than credit cards, but I didn't and want to climb out of credit card debt for good! Thank you for your consideration in funding my loan. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card debt as this is the debt that is unnecessary in life & I would very much like to rid myself of it in an organized manner. I hope to consolidate them and pay them off. Looking ahead, i plan to be in a position in 5 years to buy my grandparents home from them and this is the best way to start. I want to be debt free in 3 years time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balance includes $10563 in credit card debt with interest rates from 15.99-24.99% & I pay $550-600/month. A signature loan for $1800 at a 4% interest w/ $83 payments & 2 student loans that combine to owe $20800 & I pay $203/month on those. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balance includes $10563 in credit card debt with interest rates from 15.99-24.99% & I pay $550-600/month. A signature loan for $1800 at a 4% interest w/ $83 payments & 2 student loans that combine to owe $20800 & I pay $203/month on those. Thank you. |
Member Payment Dependent Notes Series 1213524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213524 |
$9,600 |
$9,600 |
6.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213524. Member loan 1213524 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | Princeton University | Debt-to-income ratio: | 4.41% |
Length of employment: | 1 year | Location: | Oakhurst, NJ |
Home town: | |||
Current & past employers: | Princeton University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Purpose of loan: <br>This loan will be used to pay-off high interest credit cards and medical bill balance. My financial situation: <br>I am a good candidate for this loan because my credit history is superior and with this loan, I can paydown my debt to zero.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $2,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies in the last 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card: 2,850/17.9%, 1,080/10.99%, 862/27.24%. Outstanding medical bills 5,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage, Taxes, Insurance: $350. Transportation $160, Utilities $150, car insurance $100, phone $40, food $200. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage, taxes, insurance: $370, No home equity loans, utilities $100, car insurance $100 |
Member Payment Dependent Notes Series 1213532
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213532 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 9, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213532. Member loan 1213532 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | National Equity Project | Debt-to-income ratio: | 9.12% |
Length of employment: | 10+ years | Location: | OAKLAND, CA |
Home town: | |||
Current & past employers: | National Equity Project | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,910.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are approximately $3,000<br>rent<br>utilities<br>phone<br>living expenses<br>student loan <br>credit card payments<br>car insurance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa Balance $9,000 16.24% interest $208.00 monthly payment<br>Visa Balance $7,900 20.99% interest $220.00 monthly payment<br>MC Balance $4,300 17.90% interest $115.00 monthly payment<br>Student loan Balance $13,000 7.25% interest $169.00 monthly payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa Balance $9,000 16.24% interest $208.00 monthly payment<br>Visa Balance $7,900 20.99% interest $220.00 monthly payment<br>MC Balance $4,300 17.90% interest $115.00 monthly payment<br>Student loan Balance $13,000 7.25% interest $169.00 monthly payment |
Which debts do you plan to pay off with this loan? | Credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off credit cards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage. I rent. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,560 monthly rent |
What is your intended use for the loan proceeds? | Pay off high interest credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa Balance $9,000 16.24% interest $208.00 monthly payment<br>Visa Balance $7,900 20.99% interest $220.00 monthly payment<br>MC Balance $4,300 17.90% interest $115.00 monthly payment<br>Student loan Balance $13,000 7.25% interest $169.00 monthly payment |
Member Payment Dependent Notes Series 1213542
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213542 |
$24,000 |
$24,000 |
18.55% |
1.00% |
April 6, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213542. Member loan 1213542 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.42% |
Length of employment: | 8 years | Location: | utica, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | 3 of The cards have 0 percent interest for 2 more years that's why I have not paid them off yet. And I think I have a installment loan that shows as revolving credit but it is a line of credit with 20 payments left. I always pay my bills, no late payments ever. |
Please explain the reason why you carry a large revolving credit balance. | 3 of The cards have 0 percent interest for 2 more years that's why I have not paid them off yet. And I think I have a installment loan that shows as revolving credit but it is a line of credit with 20 payments left. I always pay my bills, no late payments ever. |
Member Payment Dependent Notes Series 1213549
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213549 |
$9,925 |
$9,925 |
12.12% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213549. Member loan 1213549 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,750 / month |
Current employer: | western exterminator | Debt-to-income ratio: | 11.89% |
Length of employment: | 4 years | Location: | los angeles, CA |
Home town: | |||
Current & past employers: | western exterminator | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $4,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1213551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213551 |
$9,000 |
$9,000 |
7.90% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213551. Member loan 1213551 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Cut Loose | Debt-to-income ratio: | 28.49% |
Length of employment: | 2 years | Location: | oakland, CA |
Home town: | |||
Current & past employers: | Cut Loose | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Have one payment would help me manage my money. I am so greatful for any help you may offer.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $3,000 - 20% - $65<br>American Express - $1,500 - 17% - $45<br>MasterCard - $3,500 - 16% - $75 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $800 including the loan pay off |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are the following:<br><br>Rent: $600<br>Gas: $120<br>Food: $300<br>Phone: $79<br>Insurance: $100<br>Utilities: $45<br><br>Also note I make $2500 bi weekly. |
Member Payment Dependent Notes Series 1213554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213554 |
$19,125 |
$19,125 |
17.99% |
1.00% |
April 4, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213554. Member loan 1213554 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | Accounts Receivable, Inc. | Debt-to-income ratio: | 15.75% |
Length of employment: | 1 year | Location: | brunswick, GA |
Home town: | |||
Current & past employers: | Accounts Receivable, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Paying off the higher Interest Cards<br><br> Borrower added on 03/28/12 > If possible would like to have the funds deposited before the 10th of april so that I may start paying off the accounts that are coming due<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,227.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | 100 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | there is 500.00 going out for debts, 400 for utilities ie power, phones, cable right not about 320 for transportation 90.00 for life and auto insurance avg about 125 or more a week for food 350 for health insurance |
If you have a public record on file, please briefly explain the event and its resolution. | apx 9 years ago I was living in Las Vegas lost my job and had to file banky, I did not file on the vehichle those payments I maintained, my unemployment would only cover my rent, and car payment. |
Member Payment Dependent Notes Series 1213555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213555 |
$6,700 |
$6,700 |
7.62% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213555. Member loan 1213555 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | ge oil&gas | Debt-to-income ratio: | 14.18% |
Length of employment: | 2 years | Location: | muldoon, TX |
Home town: | |||
Current & past employers: | ge oil&gas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc 3400, mortgage 74000 -600p/month, auto 17000-600p/month , rv 6800, 600p/m |
What is your intended use for the loan proceeds? | to pay off an rv loan |
Member Payment Dependent Notes Series 1213782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213782 |
$24,000 |
$24,000 |
12.12% |
1.00% |
April 4, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213782. Member loan 1213782 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Fundspire | Debt-to-income ratio: | 9.35% |
Length of employment: | < 1 year | Location: | Bloomfield, NJ |
Home town: | |||
Current & past employers: | Fundspire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $1,445.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 500 <br>Utilities: 65<br>Phone & cable: 300<br>Insurance: 200<br>Car: 295<br>Food: 200 |
Which debts do you plan to pay off with this loan? | Student loans and credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan 16k and credit cards are the remaining. Credit card rate 20% and student loan 7%. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only use for the debts. |
If you have a delinquency in the last 2 years, please explain the reason. | Have not had one. |
Member Payment Dependent Notes Series 1213811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213811 |
$24,375 |
$24,375 |
18.55% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213811. Member loan 1213811 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Mediavest | Debt-to-income ratio: | 6.02% |
Length of employment: | 6 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Mediavest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I plan to use my loan toward starting a franchised outdoor advertising business.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 1 |
Revolving Credit Balance: | $11,650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Capital One Visa Credit card payment missed due to an oversight. The full balance of the credit card has since been paid. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1,225<br>phone, cable TV, internet - $99 |
What is your intended use for the loan proceeds? | It's would be a start-up loan for an outdoor advertising franchised business |
What type of business are you starting? | An outdoor advertising business |
What type of business are you starting? | An outdoor advertising business |
What is your intended use for the loan proceeds? | It's would be a start-up loan for an outdoor advertising franchised business |
Please explain the reason why you carry a large revolving credit balance. | I've consolidated my credit cards which is why the balance on one seems high. However, the balance on my other card is at zero. |
What type of business are you starting? | An outdoor advertising business |
Please describe your experience/familiarity with the business you are starting/started? | I currently work in advertising as a media buyer |
Can you provide some high level financials on the monthly costs / revenue of your business? | There is very little overhead and the monthly revenue should START at a little over $1000 per month gross. As I gain steady clientele, that number will increase rapidly. |
Member Payment Dependent Notes Series 1213874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213874 |
$7,200 |
$7,200 |
8.90% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213874. Member loan 1213874 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.31% |
Length of employment: | n/a | Location: | Smith River, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Trying to get my credit card bills taken care of at a lower rate than the 15.65% charged by Wells Fargo. And if I can pay this off by 4/13 I will not have to pay interest charges for this month! Probably 90% of my bills are from home improvements.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,601.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Paying off my Visa card that has a $6954.92 balance. This loan gives me $6984.00. That had a payment of $175. Only other bills that I have are another Visa of $2700 ($50), an RV cover with a balance of 3500 ($83) and another Lending Club loan that I have had for a year with $5350 ($236) remaining. I have no mortgage because I can not refinance because I have a manufactured home. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $175 Visa (being paid off with this loan), $60 Visa, $83 RV Cover, $236 Lending Club loan from last year |
Member Payment Dependent Notes Series 1213893
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213893 |
$3,825 |
$3,825 |
7.90% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213893. Member loan 1213893 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | hama hama inc. | Debt-to-income ratio: | 3.72% |
Length of employment: | 5 years | Location: | Elmhurst, NY |
Home town: | |||
Current & past employers: | hama hama inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,106.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1213904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213904 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213904. Member loan 1213904 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,396 / month |
Current employer: | Kaplan University | Debt-to-income ratio: | 4.16% |
Length of employment: | 4 years | Location: | north lauderdale, FL |
Home town: | |||
Current & past employers: | Kaplan University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > used for moving cost<br><br> Borrower added on 03/28/12 > moving cost is purpose of the loan<br><br> Borrower added on 03/29/12 > COST FOR RELOCATION<br>uhual truck $1500-2000<br>Gas $900-1000<br>Hotel btw driving $300-400<br>Deposit on new place $450<br>packing boxes $100-200 <br>since we have two vehicles one has to be shipped to relocation $800<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $413.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | no my moving expenses will not be re embursed I have to pay for for all cost on my own. |
If you have a delinquency in the last 2 years, please explain the reason. | the only delinquency I ever had was a credit union credit card because they did not allow me to pay the bill electronically or take it out directly from my account. I could only pay it by check in the mail which caused a delay in payments. All my other bills have always been paid on time with the convenience of electronic payments. |
Member Payment Dependent Notes Series 1213946
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213946 |
$10,425 |
$10,425 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213946. Member loan 1213946 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | The Dolan Company | Debt-to-income ratio: | 19.44% |
Length of employment: | 6 years | Location: | BALTIMORE, MD |
Home town: | |||
Current & past employers: | The Dolan Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $10,611.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $858; Phone: $92; Food: $150; Transportation: $150; Utilities: $225; Student loan: $165; Maintaining credit card debt: $650... I think that's all. Getting this loan will help me to save more cash each month and have my debt paid off in a finite timeframe at a much lower rate of interest... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three credit cards, whose debt totals the loan amount I've requested. I am paying my student loans separately... I do not have a mortgage... Just renting my condo. The cards' interest rates are higher than this amount, so I think it makes a lot of sense to consolidate at a lower rate, with a finite payment timeframe. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three credit cards, whose debt totals the loan amount I've requested. I am paying my student loans separately... I do not have a mortgage... Just renting my condo. The cards' interest rates are higher than this amount, so I think it makes a lot of sense to consolidate at a lower rate, with a finite payment timeframe. |
Member Payment Dependent Notes Series 1214035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214035 |
$22,325 |
$22,325 |
16.29% |
1.00% |
April 5, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214035. Member loan 1214035 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Food 4 Less | Debt-to-income ratio: | 21.95% |
Length of employment: | 10+ years | Location: | Merced, CA |
Home town: | |||
Current & past employers: | Food 4 Less | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $2,922.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 300 car payment 389 insurance 65 cell phone 80 food 300 gasoline 180 electricity 50 other 60 |
What is the estimated current market value of the home you intend to purchase? | its a mobile home 32500 |
If you have a delinquency in the last 2 years, please explain the reason. | I had a foreclosure, housing economy went bad |
What is your intended use for the loan proceeds? | I intend to purchase a mobile home |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 300 car payment 389 insurance 65 cell phone 80 food 300 gasoline 180 electricity 50 other 60 |
Is the home you are purchasing your primary residence or an investment property? | The home i am purchasing will be my primary residence |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Honestly i have 1300 dollars left after i pay all my expenses, i am confident and excited to receive and i Will happily pay this Loan back. Thanks. |
What other sources of financing are you using to purchase the home? | Its a mobile home so i dont need much money i am taking another small Loan out. U can trust On me i Will pay back, this is Great help to me and my family |
Member Payment Dependent Notes Series 1214049
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214049 |
$7,500 |
$7,500 |
6.03% |
1.00% |
April 5, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214049. Member loan 1214049 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,825 / month |
Current employer: | State of California | Debt-to-income ratio: | 9.20% |
Length of employment: | 4 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Harley Davidson<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $1,443.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to buy a Harley Davidson, and the rates offered by my credit union and the seller are significantly higher. I also prefer to have the title myself rather than a lienholder. I am a responsible rider with many years of experience, and have solid government employment. I will be paying for much of this out-of-pocket, but would like to supplement that with a loan to cover the rest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $2400 before any discretionary spending, less than $3K after. |
If you have a delinquency in the last 2 years, please explain the reason. | I had paid off and closed a credit card and opened another with a much lower interest rate. I assumed the account had been paid in full, but in fact there was a small balance remaining due for unpaid interest as of the payoff date. When I learned of the error, I called and paid the balance over the phone immediately, but they had already reported to the credit bureaus. |
If you have a delinquency in the last 2 years, please explain the reason. | I had paid off and closed a credit card and opened another with a much lower interest rate. I assumed the account had been paid in full, but in fact there was a small balance remaining due for unpaid interest as of the payoff date. When I learned of the error, I called and paid the balance over the phone immediately, but they had already reported to the credit bureaus. |
Member Payment Dependent Notes Series 1214108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214108 |
$10,000 |
$10,000 |
15.81% |
1.00% |
April 10, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214108. Member loan 1214108 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Donor Services Group | Debt-to-income ratio: | 4.48% |
Length of employment: | 5 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Donor Services Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $8,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: 7500<br>Visa #2: 1000<br><br>I've been paying about $1000 a month, but the interest rates are 24% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $200. The loan will pay off two separate visa cards. I want to pay more and on a regular basis so I can budget more effectively. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: 7500<br>Visa #2: 1000<br><br>I've been paying about $1000 a month, but the interest rates are 24% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I can live off of 1400 a month EASY. (Rent 925, phone 60, car insurance 100 (the car is paid off), food 150). I just want to walk away for credit cards as a whole... |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: 7500<br>Visa #2: 1000<br><br>I've been paying about $1000 a month, but the interest rates are 24% |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: $8500. I pay them down about $1000 a month, but it is more difficult to budget than with a regular fixed monthly payment. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any. |
Member Payment Dependent Notes Series 1214119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214119 |
$14,400 |
$14,400 |
15.31% |
1.00% |
April 5, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214119. Member loan 1214119 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,350 / month |
Current employer: | federal aviation administration | Debt-to-income ratio: | 17.13% |
Length of employment: | 4 years | Location: | MCDONOUGH, GA |
Home town: | |||
Current & past employers: | federal aviation administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > My plan is to consolidate my three credit cards into one payment that can be paid off in a reasonable amount of time.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,744.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2795.99 owed, 17% interest, minimum payment $75 approx<br>CC - $2814.76 owed, 19% interest, min payment $75 approx<br>CC - $3901.12 owed, 25% interest, min payment $100 approx<br>I pay the min amount 2x/month to try & reduce the balance. <br>Mortgage - $57k owed. $436 monthly payment includes escrow, this is a 30 year fixed rate mortgage. Auto - 27k owed. $536 monthly payment, I also make an extra payment of $75 each month. <br>The mortgage will be paid off 10 yrs early, car paid off 1 yr early |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $436 mortgage<br>$536 auto loan<br>$100 utilities<br>$150 phone and internet<br>$400 food and dining<br>$450 semiannually for auto insurance<br>$500 homeowner's insurance is included in the escrow deposit built into my mortgage<br>$120 fuel for auto |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2795.99 owed, 17% interest, minimum payment $75 approx<br>CC - $2814.76 owed, 19% interest, min payment $75 approx<br>CC - $3901.12 owed, 25% interest, min payment $100 approx<br>I pay the min amount 2x/month to try & reduce the balance. <br>Mortgage - $57k owed. $436 monthly payment includes escrow, this is a 30 year fixed rate mortgage. Auto - 27k owed. $536 monthly payment, I also make an extra payment of $75 each month. <br>The mortgage will be paid off 10 yrs early, car paid off 1 yr early |
What is your intended use for the loan proceeds? | My main need for this loan is to pay off my three credit cards, which total $9,500. The remaining funds will be used to bolster my emergency fund savings account. |
Please explain the reason why you carry a large revolving credit balance. | These cards offer points or miles. In the beginning, I was able to keep an eye on the balances and keep them paid off. But over time, I let the balances accrue and the interest started to increase. I have a debt pay-off plan that includes paying my mortgage off 12 years early and my car 12 months early. Even with making double the minimum payments on these cards, the balances aren't coming down. I fully intend to cut up these cards and close the accounts once they are paid off. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2795.99 owed, 17% interest, minimum payment $75 approx<br>CC - $2814.76 owed, 19% interest, min payment $75 approx<br>CC - $3901.12 owed, 25% interest, min payment $100 approx<br>I pay the min amount 2x/month to try & reduce the balance. <br>Mortgage - $57k owed. $436 monthly payment includes escrow, this is a 30 year fixed rate mortgage. Auto - 27k owed. $536 monthly payment, I also make an extra payment of $75 each month. <br>The mortgage will be paid off 10 yrs early, car paid off 1 yr early |
Which debts do you plan to pay off with this loan? | My intent is to pay off my three credit cards which total $9,500. The remaining funds will be used to bolster my emedgency fund savings account. Thank you for your consideration. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'll be paying off three credit cards which total $9,500. The remaining funds will be placed in my savings account and the cards will get cut up. My ultimate goal is to be debt-free and getting these cards consolidated is the first step. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC - $2795.99 owed, 17% interest, minimum payment $75 approx<br>CC - $2814.76 owed, 19% interest, min payment $75 approx<br>CC - $3901.12 owed, 25% interest, min payment $100 approx<br>I pay the min amount 2x/month to try & reduce the balance. <br>Mortgage - $57k owed. $436 monthly payment includes escrow, this is a 30 year fixed rate mortgage. Auto - 27k owed. $536 monthly payment, I also make an extra payment of $75 each month. <br>The mortgage will be paid off 10 yrs early, car paid off 1 yr early |
Member Payment Dependent Notes Series 1214120
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214120 |
$12,000 |
$12,000 |
20.50% |
1.00% |
April 9, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214120. Member loan 1214120 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.37% |
Length of employment: | 6 years | Location: | bronx, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $7,669.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to use it to pay off my current debt of credit cards and a personal loan with a higher interest rate. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,800 for mortgage, $400 credit cards, $600 utilities and other household expenses. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the loan to consolidate my debt. I have about $12,000 in credit cards and would like to have it balled into one monthly payment. |
Member Payment Dependent Notes Series 1214183
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214183 |
$11,000 |
$11,000 |
6.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214183. Member loan 1214183 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Broward Sheriff's Office | Debt-to-income ratio: | 19.75% |
Length of employment: | 10+ years | Location: | Hollywood, FL |
Home town: | |||
Current & past employers: | Broward Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I have a perfect payment history. i am currently working to update our house and I requesting these funds to complete the work.<br><br> Borrower added on 03/29/12 > I have a very stable career that will allow me to repay this loan<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,842.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | The Kitchen. It is the most outdated room in the house and the most used as well. |
Member Payment Dependent Notes Series 1214204
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214204 |
$29,500 |
$29,500 |
14.65% |
1.00% |
April 4, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214204. Member loan 1214204 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | US-DOJ | Debt-to-income ratio: | 4.01% |
Length of employment: | 10+ years | Location: | Irving, TX |
Home town: | |||
Current & past employers: | US-DOJ | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I have been employed witht he same organization for 11.5 years. Additionally, my credit rating shows I have an excellent payment history.<br><br> Borrower added on 03/29/12 > This loan will be used to rehab and purchase rental property. I currently own 3 rental properties.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | This loan will be used to rehab and purchase rental property. I currently own 3 rental properties. |
Please provide additional details regarding the purpose of the loan. | This loan will be used to rehab and purchase rental property. I currently own 3 rental properties. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently pay the following monthly expenses:<br><br>mortgage (PITI)- $1090<br>utilities- $400<br>credit card- $400<br><br>I have no car payment at this time. |
Please explain the reason why you carry a large revolving credit balance. | I recently relocated for employment. I've been with same organization for 11.5 years but I now have a higher-paying position. Because they did not pay any of the relocation expenses, I applied them to my credit card. I make more than the minimum payment each month and have an excellent payment history, as is shown in my credit rating. I do not intend to have such a high balance for very long. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be used to rehab and purchase rental property. I currently own 3 rental properties |
Member Payment Dependent Notes Series 1214210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214210 |
$12,500 |
$12,500 |
14.65% |
1.00% |
April 4, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214210. Member loan 1214210 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | PTI Technologies | Debt-to-income ratio: | 8.98% |
Length of employment: | 4 years | Location: | Thousand Oaks, CA |
Home town: | |||
Current & past employers: | PTI Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I am looking to raise my credit score through the pay off of several credit accounts. The increase in available credit will boost my credit score where I can refinance my house and pull out some funds to further pay down debt.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $4,935.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $30k debt with an average interest rate of 18.5%. Monthly payments on this debt total about $1,000. Further increasing my credit score will enable me to refinance at lower interest rates and the refinance will allow me to pay down the debt as well. |
What is your intended use for the loan proceeds? | To lower the balance on my revolving credit accounts to push my credit score higher. Since 35% of the credit score is attributed to this parameter, I am trying to pay this down. |
Please explain the reason why you carry a large revolving credit balance. | I have been trying to rebuild my credit for the past ten years. Setting up revolving credit accounts has enabled me to raise my score and justify my credit worthiness. My credit is perfect except for the available balance ratio on these revolving credit balances. Paying these down has raised my score 10% in the past two months. Furthe rpaydown will put my score where it needs to be to get my refinance approved. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $30k debt with an average interest rate of 18.5%. Monthly payments on this debt total about $1,000. Further increasing my credit score will enable me to refinance at lower interest rates and the refinance will allow me to pay down the debt as well. |
Which debts do you plan to pay off with this loan? | Mostly credit card and credit line accounts. May use some of the proceeds top payoff a 30% interest loan with Prosper. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $30k debt with an average interest rate of 18.5%. Monthly payments on this debt total about $1,000. Further increasing my credit score will enable me to refinance at lower interest rates and the refinance will allow me to pay down the debt as well. |
Which debts do you plan to pay off with this loan? | Mostly credit card and credit line accounts. May use some of the proceeds top payoff a 30% interest loan with Prosper. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $30k debt with an average interest rate of 18.5%. Monthly payments on this debt total about $1,000. Further increasing my credit score will enable me to refinance at lower interest rates and the refinance will allow me to pay down the debt as well. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $30k debt with an average interest rate of 18.5%. Monthly payments on this debt total about $1,000. Further increasing my credit score will enable me to refinance at lower interest rates and the refinance will allow me to pay down the debt as well. |
Member Payment Dependent Notes Series 1214212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214212 |
$12,000 |
$12,000 |
10.74% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214212. Member loan 1214212 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.59% |
Length of employment: | 7 years | Location: | SALEM, OR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I need the loan so i can pay off my higher interest rates credit card. I will provide any further information as needed to prove that i am strongly have the income and can make payment on time. Thanks for helping.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses for phone, insurance, and food are about 500 dollars per month not including my rent payment at work. I dont have to pay house rent. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | i live with family, i don't have mortgage payment. i make payment for taxes and it is around 400 every month. Car insurance is about 350 every six months. |
Member Payment Dependent Notes Series 1214232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214232 |
$18,000 |
$18,000 |
14.65% |
1.00% |
April 4, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214232. Member loan 1214232 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | DHR International | Debt-to-income ratio: | 13.97% |
Length of employment: | 10+ years | Location: | VALLEY VILLAGE, CA |
Home town: | |||
Current & past employers: | DHR International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off credit cards with higher interest rates. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are running in the $1500-1600 range total. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to only consolidate credit card debt, to reduce the high interest I am paying and keep it to one payment. |
Member Payment Dependent Notes Series 1214413
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214413 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214413. Member loan 1214413 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | Sheppard Mullin LLP | Debt-to-income ratio: | 25.47% |
Length of employment: | 5 years | Location: | pico rivera, CA |
Home town: | |||
Current & past employers: | Sheppard Mullin LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Current credit score (correction :738)<br><br> Borrower added on 03/29/12 > I have a stable job that I have been working for, going on 6 years now. Very responsible Borrower. Thank You<br><br> Borrower added on 03/29/12 > What makes me a Great Borrower is that I pay all my bills on time. I always over pay. And pay off my bills in a quick manner. Very responsible individual. Thank You.<br><br> Borrower added on 04/03/12 > Please let me know if you have any questions.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,785.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My laptop is a Best Buy credit card 1,462. Pay off before 18 months no interest. <br>Old Navy credit card for clothing, the balance is currently 273.00 and Interest is 23%. I Do not pay minum I pay 60 dollars per paycheck. My car is currently 14,000. I pay 226 a month for my car payments. Never late always on time.<br>I do not have a mortgage. Monthly I pay 150-200 in my debt. that is why i pay it off quick. I only use my credit cards for Emergencies. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is Including Utilities, 250.00. Insurance, 94.00, Phone,35 Food, 100-200(Changes) Car payment, 226.00 Debt payments,150-200. Transportation(gas), 50 (CARPOOL). Sorry for the way it is written for some reson when I try to write it a certain way it does not let me send. |
Member Payment Dependent Notes Series 1214453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214453 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 9, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214453. Member loan 1214453 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | mcmahon custom cabinets | Debt-to-income ratio: | 24.09% |
Length of employment: | 10+ years | Location: | SAG HARBOR, NY |
Home town: | |||
Current & past employers: | mcmahon custom cabinets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > The main purpose of this loan is to combine a few debts with a higher apr which in turn will free up more money per month. I've had the same steady job for ten years and consider my credit standing a major priority. My consistent effort to maintian a good score makes me an ideal borrower to lenders<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debts include an auto loan: balance 19,000/ interest rate is 5%/ $360 monthly<br> hsbc credit card with best buy: balance is 3,100/ rate is 0%/ $70 monthly<br> Citi Financial line of credit: balance is 5,900/ rate is 23% (this is to be paid off) $178 monthly<br> Citibank credit card: balance is 1,900/ rate is 23% (this is to be paid off) <br> I rent a home where i'm responsible for $500 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses add up to around $1800 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses add up to around $1800 |
Member Payment Dependent Notes Series 1214459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214459 |
$35,000 |
$35,000 |
17.27% |
1.00% |
April 9, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214459. Member loan 1214459 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,167 / month |
Current employer: | State of California | Debt-to-income ratio: | 15.98% |
Length of employment: | 3 years | Location: | PALO ALTO, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $32,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 15,927 17.99% Minimum Monthly 397<br><br>Mastercard 13,983 27.24% Minimum Monthly 436<br><br>Mastercard 2,929 18.15% Minimum Monthly 71 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently $ 904 total monthly. <br><br><br>Including this loan $ 0. |
Please explain the reason why you carry a large revolving credit balance. | Not sure I understand the question. Are you referring to something other than credit cards? If so, I did not think that facility still existed. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance: $32,840.46<br>Interest rates from 17.99% to 27.24%<br>Total monthly payments: 904 |
What is your intended use for the loan proceeds? | Pay off all credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total: Approx $3,950 |
If you have a delinquency in the last 2 years, please explain the reason. | Late on credit card payment because forgot still had a $26 balance. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance: $32,840.46<br>Interest rates from 17.99% to 27.24%<br>Total monthly payments: 904 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 15,927 17.99% Minimum Monthly 397<br><br>Mastercard 13,983 27.24% Minimum Monthly 436<br><br>Mastercard 2,929 18.15% Minimum Monthly 71 |
Please explain the reason why you carry a large revolving credit balance. | Not sure I understand the question. Are you referring to something other than credit cards? If so, I did not think that facility still existed. |
Member Payment Dependent Notes Series 1214525
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214525 |
$12,000 |
$12,000 |
7.62% |
1.00% |
April 6, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214525. Member loan 1214525 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Walmart Inc | Debt-to-income ratio: | 8.56% |
Length of employment: | 5 years | Location: | BENTONVILLE, AR |
Home town: | |||
Current & past employers: | Walmart Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1400 |
What is your intended use for the loan proceeds? | I need to pay some medical expenses and also to clear my high interest rate loan. |
Member Payment Dependent Notes Series 1214661
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214661 |
$5,000 |
$5,000 |
6.62% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214661. Member loan 1214661 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,695 / month |
Current employer: | n/a | Debt-to-income ratio: | 29.50% |
Length of employment: | n/a | Location: | OCALA, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > POOL/LANDSCAPE REPAIRS<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because of present economic needs. Which credit balance are you referring to? However, all payments required are made on time. |
Member Payment Dependent Notes Series 1214685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214685 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214685. Member loan 1214685 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Bayada Home Health Care | Debt-to-income ratio: | 13.50% |
Length of employment: | 3 years | Location: | HOBOKEN, NJ |
Home town: | |||
Current & past employers: | Bayada Home Health Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Hi- I want to use this loan to pay off my credit cards in a more efficient way. I have a steady job, I am a reliable individual and I pay my bills diligently every month. My goal is to pay off this loan in 3 years if not sooner. Thank you!<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I pay more than the minimum balance each month on each card. This is how I calculated the loan amount of $15,000. I will be able to continue paying the same monthly amount in one payment instead of six. Thank you for you consideration!<br>Discover- Balance $1045 - monthly min $63.00<br>Visa- Balance $5000- monthly min $131.00<br>Visa- Balance $1500- monthly min$75.00 <br>Mastercard- balance $1800- monthly min $100.00<br>Visa- Balance $1500- monthly min $75.00<br>Visa- Balance $1645- monthly min $54.00 |
Member Payment Dependent Notes Series 1214836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214836 |
$5,000 |
$5,000 |
6.03% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214836. Member loan 1214836 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Aon Hewitt | Debt-to-income ratio: | 5.04% |
Length of employment: | 5 years | Location: | Conroe, TX |
Home town: | |||
Current & past employers: | Aon Hewitt | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Loan is for debt consolidation to remove debt.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,042.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | At the moment just one student loan with a significantly higher interest rate and credit card. My monthly payment is 250+ in debt bills. This program will allow me lower my payments, save more, and remove myself from debt with a better guideline plan. |
Member Payment Dependent Notes Series 1214844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214844 |
$7,000 |
$7,000 |
10.74% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214844. Member loan 1214844 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Pioneer Landscape Management | Debt-to-income ratio: | 21.70% |
Length of employment: | 2 years | Location: | MOUNDRIDGE, KS |
Home town: | |||
Current & past employers: | Pioneer Landscape Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have zero expense related to housing. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is to help me finance the repairs (transmission and engine build) of a streetable drag pickup truck. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have no mortgage or housing expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $250 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have no mortgage or housing expenses. |
Member Payment Dependent Notes Series 1214866
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214866 |
$4,800 |
$4,800 |
7.90% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214866. Member loan 1214866 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,817 / month |
Current employer: | Government | Debt-to-income ratio: | 12.45% |
Length of employment: | 4 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Hi would appreciate any help with paying off unexpected medical bills, ccard consolidation and personal expenses. Thank you!<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $14,709.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Hi- Thank you for responding and enquiring. When I was in graduate school I used credit for a lot of expenses. I had anticipated that I would go back into private sector/finance after but instead got a job in government sector (lower pay). I also have some medical expenses to pay from recent accident need to pay off. I am reliable in meeting my payments on time. I am looking for work still with higher pay and am fully employed. Please ask if further questions. |
Member Payment Dependent Notes Series 1214907
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214907 |
$35,000 |
$35,000 |
12.12% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214907. Member loan 1214907 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.50% |
Length of employment: | 8 years | Location: | Calverton, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Dear Sir or Madam,<br>We operate a large scale landscaping company located in Long Island, New York. We plan to use this debt consolidation loan to pay down existing short term debt, in order to free up more operating capital. Thank you for taking the time to review our information.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,590.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1215164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215164 |
$6,000 |
$6,000 |
6.03% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215164. Member loan 1215164 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Pensacola Developmental Center | Debt-to-income ratio: | 18.23% |
Length of employment: | 10+ years | Location: | Pensacola, FL |
Home town: | |||
Current & past employers: | Pensacola Developmental Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > repairs<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215243 |
$11,700 |
$11,700 |
6.62% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215243. Member loan 1215243 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | Boise Cascade | Debt-to-income ratio: | 23.12% |
Length of employment: | 8 years | Location: | GRAND JUNCTION, CO |
Home town: | |||
Current & past employers: | Boise Cascade | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Goal is to pay off high interest credit cards and be debt free in 36 months- I have an excellent payment track record-My credit rating is VERY important to me.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $28,078.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am using this loan as a low interest loan-Goal is to be debt free in 36 months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | truck approx 8900.00 ( will be paid off in Aug) 2010 subaru outback 18,900.00 (currently for sale) Home 224,000.00 unsecured debt credit cards approx 25K . We have a goal to be debt free in 36 months, this loan will help achieve that goal with lower interest rates. My credit report reflects no late payments |
Please explain the reason why you carry a large revolving credit balance. | medical bills primarily-looking to reduce interest rate to become debt free in 36 months |
Please explain the reason why you carry a large revolving credit balance. | medical bills primarily-looking to reduce interest rate to become debt free in 36 months |
Which debts do you plan to pay off with this loan? | pay down one car enough to sell (1,000) rest on credit card debt-Goal is to be debt free in 36 months with lower interest rate |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | truck approx 8900.00 ( will be paid off in Aug) 2010 subaru outback 18,900.00 (currently for sale) Home 224,000.00 unsecured debt credit cards approx 25K . We have a goal to be debt free in 36 months, this loan will help achieve that goal with lower interest rates. My credit report reflects no late payments |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | at this point I live extremely frugal-I pay more then the minimums on all cards, and I have a note on a truck that will be paid off in August. I have an outback that is currently for sale, and will eliminate that payment. So most of my income goes directly to getting free of debt-In three years or less the goal is to be debt free with the exception of the mortgage-Thanks for asking! |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | yes, a mortgage, 1729.00 per month...insurance and taxes are in escrow thanks for asking! |
Member Payment Dependent Notes Series 1215266
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215266 |
$18,000 |
$18,000 |
7.90% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215266. Member loan 1215266 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | TD Bank | Debt-to-income ratio: | 8.78% |
Length of employment: | < 1 year | Location: | Kingston, MA |
Home town: | |||
Current & past employers: | TD Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Hi-I need the full amount of the loan. I will be able to pay the loan off quickly. My income far exceeds what I would need to make to repay this loan, and I am looking for a personal loan vs. home equity because I want the project completed by June, whereas a home equity may take a month+. Thanks!<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2,000. Includes rent (we own a home but it's in a trust and we pay rent to the trust). Auto loan, car insurance, utilities and food. I have a work cell phone |
What is the home improvement project you are planning? | We would like to install a pool. We need the loan for a portion but will be paying the remainder in cash. |
Is the improvement to your primary residence or an investment property? | This is to my primary residence. I own my home but it is in a trust and I am looking for a personal loan vs home equity loan because of time constraints. I'd like to have my home improvements complete by Memorial Day. Thanks! |
Member Payment Dependent Notes Series 1215269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215269 |
$16,000 |
$16,000 |
6.03% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215269. Member loan 1215269 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,333 / month |
Current employer: | NDSsi | Debt-to-income ratio: | 1.35% |
Length of employment: | 10+ years | Location: | Hudson, MA |
Home town: | |||
Current & past employers: | NDSsi | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Consolidate outstanding balances to reduce interest rate and pay off faster.<br><br> Borrower added on 04/02/12 > Consolidate current balances that I have in the range of 11%-13% so I can pay them off faster. I have little other debt besides a monthly mortgage payment and just normal living expenses.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,879.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is ~1400/mo, other credit cards are about $18k total balance with interest rates from 10.5%~13% so I would pay them off and have this loan at a lower rate. I don't have any other outstanding debt such as car payment or student loans etc. |
Member Payment Dependent Notes Series 1215270
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215270 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215270. Member loan 1215270 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Rush University Medical Center | Debt-to-income ratio: | 19.76% |
Length of employment: | 2 years | Location: | DES PLAINES, IL |
Home town: | |||
Current & past employers: | Rush University Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Thank you all for your help. This will cover our expenses. I have no late credit card or default on any payment. Thanks again<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | This will help us pay off our small wedding. We are having about 120 people. My fiance bought her dresses from Vietnam. We are doing a very low budget wedding. I will use $9000 to the wedding. The other to pay off the our Master Card. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The only expenses we have is rent. Our car insurance is through USAA, which keep our cost down to a minimum. I paid off my car loan already. I hope this answer your question. If you have more, please do not hesitate to ask me. |
How are you paying for other wedding expenses not covered by this loan? | My fiance and I are saving extra money per month because both of us are working. She is working part-time (three days a week). I am also getting pay through the army every month. One of our friend volunteered to be our photographer. We are doing our own decoration and make-up since my fiance is very good at it. |
Member Payment Dependent Notes Series 1215297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215297 |
$8,600 |
$8,600 |
8.90% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215297. Member loan 1215297 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | Apple | Debt-to-income ratio: | 22.84% |
Length of employment: | < 1 year | Location: | Van Nuys, CA |
Home town: | |||
Current & past employers: | Apple | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > After surviving a series of life emergencies, I am back on track, working for one of the greatest companies in the world, and ready to get my credit back to its old impressive self! With this MUCH appreciated loan, you will be MAJORLY improving my life, and ensuring yourself timely payments in full!<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,246.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Below you will find a general breakdown of my monthly expenses, as requested. Anything remaining gets devoted primarily to credit card debt. Thanks for your interest!<br><br>Rent: $747.56/mo <br>Transpo: $75/mo <br>(My car is paid off, and I bike to work. I also use public transport when possible, which is an incentive paid for by my current employer.)<br>Utilities: $16/mo <br>Cell: $63/mo<br>Internet: $40.99/mo<br>Food: $80/mo (Thank you, Dollar Store produce section!)<br><br>Total: $1022.55/mo |
Member Payment Dependent Notes Series 1215298
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215298 |
$15,125 |
$15,125 |
17.27% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215298. Member loan 1215298 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | COMMUNITY ENTERPRISES INC | Debt-to-income ratio: | 9.33% |
Length of employment: | 10+ years | Location: | EASTHAMPTON, MA |
Home town: | |||
Current & past employers: | COMMUNITY ENTERPRISES INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I have been working here at the agency for 15 yrs - Looking to purchase home furnishings ... My monthly budget is approx. $1100.00<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $6,162.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | RENT 600.00 UTILITIES: GAS/ ELECTRIC/PHONE/CABLE: APPROX 250.00<br>JC PENNY 195.00 2 SMALL CREDIT CARDS: 90.00 - FOOD $100.00 / GAS FOR AUTO $60.00<br>INSURANCES 175.00<br>I RECEIVE ADDITIONAL INCOME FROM SPOUSE FOR HEALTH INSURANCE OF $240.00/MO<br>WOULD IT BE POSSIBLE TO EXTEND OUT PAYMENTS FOR 42 MONTHS VS 36 MONTHS?<br>PLEASE ADVISE |
What is your intended use for the loan proceeds? | to purchase home furnishings - furnitue - appliances etc |
Member Payment Dependent Notes Series 1215324
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215324 |
$35,000 |
$35,000 |
8.90% |
1.00% |
April 10, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215324. Member loan 1215324 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Wells Fargo Bank | Debt-to-income ratio: | 19.20% |
Length of employment: | 10+ years | Location: | Pinellas Park, FL |
Home town: | |||
Current & past employers: | Wells Fargo Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,951.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215377 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215377. Member loan 1215377 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | NASA Ames | Debt-to-income ratio: | 6.97% |
Length of employment: | 1 year | Location: | FREMONT, CA |
Home town: | |||
Current & past employers: | NASA Ames | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,928.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi there. Currently I do not pay rent or much on food expenses and utilities, etc as I live with my immediate family and they insist on taking care of everything. I'm pretty grateful for my family these days. <br>Thanks for asking. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hi there. I plan on using half the funds to pay off credit card debt and the other half I will be using judiciously to purchase inventory for online retail. I have experience in online retail and I have a trusted supplier and I know what goods sell at a nice profit. Thanks for asking. |
What is your intended use for the loan proceeds? | Hi there. I am going to pay off so some credit cards with half the loan and the other half I will be using to purchase inventory to grow my business. Thanks for your question. |
What is your intended use for the loan proceeds? | Hi there. I am going to pay off so some credit cards with half the loan and the other half I will be using to purchase inventory to grow my business. Thanks for your question. |
What is your intended use for the loan proceeds? | Hi there. I am going to pay off so some credit cards with half the loan and the other half I will be using to purchase inventory to grow my business. Thanks for your question. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Hi there. I will be paying off two credit cards with part of this loan and I will just have to make payments on this note which comes to about $380 a month. Thanks for your question. |
Member Payment Dependent Notes Series 1215424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215424 |
$9,600 |
$9,600 |
18.25% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215424. Member loan 1215424 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | tiffany carting | Debt-to-income ratio: | 13.79% |
Length of employment: | 10+ years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | tiffany carting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my rent 1750.00 transportation 575.00 utilities 387.00 phone 85.00 insurance 278.00 food 425.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | macy's american express balance is 1,229.78 /sam ash 1,899.15 /capital one 2,143.54 / APPLIED BANK 1,154.04 / and my TB BANK IS 2,725.01 |
Which debts do you plan to pay off with this loan? | well i want to pay all of them off if i can starting from the high interest rate cards down to my low .And even that i have these cards i still always pay my bills on time and i'm trying to get the loan for i can build up my credit back up so keep having to pay all these bills all at a different time i can just pay one bill . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | macy's american express balance is 1,229.78 /sam ash 1,899.15 /capital one 2,143.54 / APPLIED BANK 1,154.04 / and my TB BANK IS 2,725.01 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my rent 1750.00 transportation 575.00 utilities 387.00 phone 85.00 insurance 278.00 food 425.00 |
Please explain the reason why you carry a large revolving credit balance. | the reason is i want on a vacation with my family and some was thru the holidays |
Which debts do you plan to pay off with this loan? | well i want to pay all of them off if i can starting from the high interest rate cards down to my low .And even that i have these cards i still always pay my bills on time and i'm trying to get the loan for i can build up my credit back up so keep having to pay all these bills all at a different time i can just pay one bill . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | macy's american express balance is 1,229.78 /sam ash 1,899.15 /capital one 2,143.54 / APPLIED BANK 1,154.04 / and my TB BANK IS 2,725.01 |
Which debts do you plan to pay off with this loan? | well i want to pay all of them off if i can starting from the high interest rate cards down to my low .And even that i have these cards i still always pay my bills on time and i'm trying to get the loan for i can build up my credit back up so keep having to pay all these bills all at a different time i can just pay one bill . |
Please explain the reason why you carry a large revolving credit balance. | the reason is i want on a vacation with my family and some was thru the holidays |
Member Payment Dependent Notes Series 1215430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215430 |
$24,000 |
$24,000 |
20.50% |
1.00% |
April 4, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215430. Member loan 1215430 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | ULC ROBOTICS | Debt-to-income ratio: | 3.11% |
Length of employment: | 10+ years | Location: | Lindenhurst, NY |
Home town: | |||
Current & past employers: | ULC ROBOTICS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > pool<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 5 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $52,689.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | reason for being deliquent was we had bot a house when things were very high and ran into financial issue now we are more secure with our finances |
What are you buying? | we are purchasing a pool |
If you have a delinquency in the last 2 years, please explain the reason. | reason for being deliquent was we had bot a house when things were very high and ran into financial issue now we are more secure with our finances |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about 5k |
Please explain the reason why you carry a large revolving credit balance. | we were doing work to the house so we were using the cc which are now all being paid off. |
If you have a delinquency in the last 2 years, please explain the reason. | reason for being deliquent was we had bot a house when things were very high and ran into financial issue now we are more secure with our finances |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 5000 total |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | we are not using for mulitple purposes the funds are being used to purchase a pool only |
Member Payment Dependent Notes Series 1215448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215448 |
$9,600 |
$9,600 |
8.90% |
1.00% |
April 9, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215448. Member loan 1215448 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,667 / month |
Current employer: | BB&T | Debt-to-income ratio: | 13.01% |
Length of employment: | 10+ years | Location: | GOLDSTON, NC |
Home town: | |||
Current & past employers: | BB&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,882.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Unexpected car expenses and taxes. I can't afford to buy a new car. My car is 04 and is giving me problems. I am going to have to have some major work done to keep it running. I owe taxes and need to get those paid too. |
What is your intended use for the loan proceeds? | Unexpected car expenses and taxes. I can't afford to buy a new car. My car is 04 and is giving me problems. I am going to have to have some major work done to keep it running. I owe taxes and need to get those paid too. |
Please explain the reason why you carry a large revolving credit balance. | Just trying to survive. Unfortunately I have had to use credit cards to just make it through. |
What is your intended use for the loan proceeds? | Unexpected car expenses and taxes. I can't afford to buy a new car. My car is 04 and is giving me problems. I am going to have to have some major work done to keep it running. I owe taxes and need to get those paid too. |
What is your intended use for the loan proceeds? | Unexpected car expenses and taxes. I can't afford to buy a new car. My car is 04 and is giving me problems. I am going to have to have some major work done to keep it running. I owe taxes and need to get those paid too. |
Member Payment Dependent Notes Series 1215455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215455 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215455. Member loan 1215455 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Jefferson County works | Debt-to-income ratio: | 23.46% |
Length of employment: | 10+ years | Location: | Festus, MO |
Home town: | |||
Current & past employers: | Jefferson County works | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,500.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 700 rent 250 car all ults300 <br> 2 credit cards 380 2oo food gas 90 ins. Life ins.60 car ins 380 i pay it for 6 months |
Member Payment Dependent Notes Series 1215487
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215487 |
$3,100 |
$3,100 |
13.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215487. Member loan 1215487 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,168 / month |
Current employer: | EXCELL HOME CARE INC | Debt-to-income ratio: | 18.01% |
Length of employment: | 4 years | Location: | Riverside , CA |
Home town: | |||
Current & past employers: | EXCELL HOME CARE INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I was in a car accident that i was found not at fault and my car was declared as a total loss. Problem is, I don't have GAP insurance. When all was said and done, I still owe Toyota $3,100.18. Please help me payoff my loan so I don't get defaulted (charge off) and ruin my credit. Thank You!<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $4,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | The loan that I'm applying for is for paying off my auto loan balance that I incurred when my car was declared as a total loss due to an accident that i was not at fault. I couldn't afford GAP insurance at the time I bought my car and this is why I'm at this predicament. If I'm not able to pay my balance, My account will be written as charge-off and it's going to affect my credit. This is why I'm trying to get a loan so I can pay it off and save my credit. |
Member Payment Dependent Notes Series 1215488
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215488 |
$1,000 |
$1,000 |
7.90% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215488. Member loan 1215488 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | Deloitte | Debt-to-income ratio: | 0.71% |
Length of employment: | 4 years | Location: | Reston, VA |
Home town: | |||
Current & past employers: | Deloitte | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215498 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215498. Member loan 1215498 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,667 / month |
Current employer: | Treasury Department | Debt-to-income ratio: | 10.91% |
Length of employment: | 10+ years | Location: | walnut, CA |
Home town: | |||
Current & past employers: | Treasury Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $14,438.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total balances including mortgage and credit cards at $440,000 with payments at $3600 per month. Cards to be paid end of year from distribution from 401k plan . |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency last 2 years. |
Member Payment Dependent Notes Series 1215502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215502 |
$10,000 |
$10,000 |
8.90% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215502. Member loan 1215502 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Monarch Bank | Debt-to-income ratio: | 5.82% |
Length of employment: | 3 years | Location: | Hagerstown, MD |
Home town: | |||
Current & past employers: | Monarch Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Replacement windows<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $5,281.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | replacement windows |
Member Payment Dependent Notes Series 1215534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215534 |
$12,375 |
$12,375 |
6.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215534. Member loan 1215534 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | Miller Welding Inc | Debt-to-income ratio: | 10.13% |
Length of employment: | 8 years | Location: | DOWNS, KS |
Home town: | |||
Current & past employers: | Miller Welding Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly twelve hundred dollars. I receive $850.00 monthly for help with the expenses with the children as well. |
Member Payment Dependent Notes Series 1215536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215536 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215536. Member loan 1215536 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Smiths Inc of Dothan | Debt-to-income ratio: | 2.69% |
Length of employment: | 10+ years | Location: | ozark, AL |
Home town: | |||
Current & past employers: | Smiths Inc of Dothan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This loan is for a Restored 1976 Ford Bronco with 74,869 original miles.<br><br> Borrower added on 04/02/12 > We do not have a current auto loan on any of our vehicles. They are all paid for.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $623.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | Probably $1,000. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1976 Ford Bronco<br>Fully Restored<br>74869 original miles |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,800 A MONTH |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,800.00 A MONTH |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,800 A MONTH |
Member Payment Dependent Notes Series 1215556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215556 |
$8,100 |
$8,100 |
6.62% |
1.00% |
April 6, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215556. Member loan 1215556 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,160 / month |
Current employer: | Rock Valley College | Debt-to-income ratio: | 11.03% |
Length of employment: | 10+ years | Location: | Rockford, IL |
Home town: | |||
Current & past employers: | Rock Valley College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,305.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $1275, my utilities are roughly $250 (electric, gas, phone, water, garbage and water reclamation). My insurance and taxes are already figured in to my monthly mortgage payment, so there is no additional amount for insurance and taxes. |
Please explain the reason why you carry a large revolving credit balance. | Medical expenses and home improvement projects constitute the greatest part of my revolving credit balance. Because I was a first-time home buyer and purchased my home without a down payment, it has taken awhile to build up equity (and so home equity lines of credit weren't really an option for the necessary improvements). Thus, the expenses became part of my revolving credit balance. Unfortunately I now have necessary medical expenses that will not be reimbursed by insurance at least for now |
Member Payment Dependent Notes Series 1215560
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215560 |
$6,000 |
$6,000 |
6.62% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215560. Member loan 1215560 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | MillerCoors | Debt-to-income ratio: | 9.83% |
Length of employment: | < 1 year | Location: | Golden, CO |
Home town: | |||
Current & past employers: | MillerCoors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Getting married next month, saved up for a good part of it but would rather borrow the rest at a rate much lower than using my credit cards.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,025.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I usually don't, I recently graduated from getting my MBA and so the time spent in school and not working added to the balances of my credit cards. With now greater income for myself and soon-to-be wife we will be aggressively paying them off. |
Member Payment Dependent Notes Series 1215567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215567 |
$22,000 |
$22,000 |
7.90% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215567. Member loan 1215567 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,700 / month |
Current employer: | GM Financial | Debt-to-income ratio: | 21.30% |
Length of employment: | 2 years | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | GM Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > My goal is to be debt free in 36 months. I'm looking to consolidate a couple of outstanding accounts that are higher rates. I'm a responsible borrower with a stable job that takes credit seriously by keeping my debt to income as well as my payments to income ratios inline with my monthly budget.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a MasterCard with an approximate balance of $12,000 with a 14.4% rate. The monthly minimum payment is approx $300. The rest is going towards paying off student loans and debt owed to the government. I live with family so my expenses are kept minimal and I also have an auto loan which is approx $400 a month. I have never been late on a payment(none that I can recall) and my credit rating should reflect that. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used for one purpose and that is for consolidating high rate revolving debts into one monthly payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a MasterCard with an approximate balance of $12,000 with a 14.4% rate. The monthly minimum payment is approx $300. The rest is going towards paying off student loans and debt owed to the government. I live with family so my expenses are kept minimal and I also have an auto loan which is approx $400 a month. I have never been late on a payment(none that I can recall) and my credit rating should reflect that. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a MasterCard with an approximate balance of $12,000 with a 14.4% rate. The monthly minimum payment is approx $300. The rest is going towards paying off student loans and debt owed to the government. I live with family so my expenses are kept minimal and I also have an auto loan which is approx $400 a month. I have never been late on a payment(none that I can recall) and my credit rating should reflect that. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a MasterCard with an approximate balance of $12,000 with a 14.4% rate. The monthly minimum payment is approx $300. The rest is going towards paying off student loans and debt owed to the government. I live with family so my expenses are kept minimal and I also have an auto loan which is approx $400 a month. I have never been late on a payment(none that I can recall) and my credit rating should reflect that. |
Member Payment Dependent Notes Series 1215598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215598 |
$11,500 |
$11,500 |
6.62% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215598. Member loan 1215598 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | bill loyed | Debt-to-income ratio: | 13.15% |
Length of employment: | 2 years | Location: | cape may court house, NJ |
Home town: | |||
Current & past employers: | bill loyed | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > i would like to add that i have excellent credit i haven't bin late on any of my bills in the last 3 years and probably only bin late maybe 3 times in the last 6 years.i am looking to consolidate all my bill and perches a secondary vehicle that gets better gas millage for the summer months . thanks<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,823.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all together my monthly bill are around $1,300.00 to $1,400.00 a month some of my bills i always pay a little extra like my credit cards .my rent is $400, phone is $120., a loan i pay $200., gas about $200. to 300. a month and 3 credit cards that i always pay at least $100.00. on them .witch is more then what i need to pay on them a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a car loan of $4,000.00 3 credit cards one has a balance of 1,300.00 at 19% the second $1,000. at 18% and the thread $ 600.00 at 23% i would like to consolidate all of this and perches a secondary vehicle that gets better gas millage for the summer months with this loan .thank you |
Member Payment Dependent Notes Series 1215654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215654 |
$2,400 |
$2,400 |
8.90% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215654. Member loan 1215654 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | D & D Mfg | Debt-to-income ratio: | 25.44% |
Length of employment: | < 1 year | Location: | Hays, KS |
Home town: | |||
Current & past employers: | D & D Mfg | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > The only reason I need this loan is because my central air went out and I just replaced it yesterday. I had a previous loan here and paid it off early with no problems. My job time is short because I switched to a better job than my previous of 6 years with no plans of leaving current one.<br><br> Borrower added on 03/30/12 > Other description needs clarification. The money spent on the new Central Air Unit would of went towards the purchase of a different vehicle. The vehicle threw a rod the day after the Central Air was installed.<br><br> Borrower added on 04/02/12 > Thank you everyone!<br><br> Borrower added on 04/02/12 > Thank you everyone!<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $245.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I have found a couple cars, so there isn't one certain car I am looking at. <br>The car market here is crazy, that is what I have done for the past 10 years. My son is in high school and he has paid for one car and it just threw a rod plus the transmission is going out as well. He doesn't have all the money saved up yet for a new one and will need the extra to make a purchase. |
Member Payment Dependent Notes Series 1215714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215714 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215714. Member loan 1215714 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | COLLISIONMAX | Debt-to-income ratio: | 4.80% |
Length of employment: | 10+ years | Location: | OAKLYN, NJ |
Home town: | |||
Current & past employers: | COLLISIONMAX | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,040.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARD AT 9.9% BALANCE ON BOTH CARDS APPROX 11000.MONTHLY PAYMENT OF 350.0 SEARS CARD AT 20%BALANCE OF 1400.MONTHLY PAYMENT OF 100.00.MORTGAGE AT 7.99 AND MONTHLY PAYMENT OF 1000.00 |
Please explain the reason why you carry a large revolving credit balance. | RECENTLY I DID SOME HOME REMOLDLING AND ADDED A DECK TO THE HOUSE. I WOUILD LIKE TO PAY OF CREDIT CARD DEBT WITH A PERSONAL LOAN. |
Which debts do you plan to pay off with this loan? | I WOULD LIKE TO PAY OFF MY BANK OF AMERICA CARDS AND MY SEARS CARD WITH A LOAN. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARD AT 9.9% BALANCE ON BOTH CARDS APPROX 11000.MONTHLY PAYMENT OF 350.0 SEARS CARD AT 20%BALANCE OF 1400.MONTHLY PAYMENT OF 100.00.MORTGAGE AT 7.99 AND MONTHLY PAYMENT OF 1000.00 |
Member Payment Dependent Notes Series 1215725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215725 |
$15,250 |
$15,250 |
12.12% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215725. Member loan 1215725 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | legacy health | Debt-to-income ratio: | 14.66% |
Length of employment: | 7 years | Location: | Troutdale, OR |
Home town: | |||
Current & past employers: | legacy health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,612.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215737
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215737 |
$14,400 |
$14,400 |
7.90% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215737. Member loan 1215737 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Everest University Online | Debt-to-income ratio: | 21.03% |
Length of employment: | 3 years | Location: | Tarpon Springs, FL |
Home town: | |||
Current & past employers: | Everest University Online | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This loan will be used to consolidate all of my credit card debt. I have excellent pay history and this will reduce my monthly obligations.<br><br> Borrower added on 04/03/12 > I plan on paying off this loan faster than the allowed term. This loan is for 3 years but my goal is to pay it off in 2. The reason is because the consolidated payment will be lower than my current payments to call my credit cards.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,187.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Did my answer to your second question work for you? I hope that answers show you I am a good investment. |
Please explain the reason why you carry a large revolving credit balance. | I carried additonal expenses a year ago for 6-8 months. I no longer carry those expenses. |
Member Payment Dependent Notes Series 1215756
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215756 |
$7,000 |
$7,000 |
6.03% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215756. Member loan 1215756 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Holiday Retirement | Debt-to-income ratio: | 12.12% |
Length of employment: | 2 years | Location: | Redding, CA |
Home town: | |||
Current & past employers: | Holiday Retirement | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,300.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We just purchased a small house that needs new flooring, bathroom and kitchen. We are doing the work ourselves, just need to purchase the product. Thanks |
Is the improvement to your primary residence or an investment property? | Primary residence |
Member Payment Dependent Notes Series 1215760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215760 |
$8,050 |
$8,050 |
13.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215760. Member loan 1215760 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Casino Arizona | Debt-to-income ratio: | 23.45% |
Length of employment: | 7 years | Location: | phoenix, AZ |
Home town: | |||
Current & past employers: | Casino Arizona | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > small loan for debt consolidation<br><br> Borrower added on 04/04/12 > debt consolidation purposes only<br><br> Borrower added on 04/04/12 > i dont quite know what to write in here im applying for a loan for debt consolidation<br><br> Borrower added on 04/04/12 > the purpose for this loan is for debt consolidation my bills are paid on time and i never miss a single due date been paying my mortgage for 22yrs.my job is very stable inspite of the current economic situation.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,015.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1215768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215768 |
$8,000 |
$8,000 |
17.99% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215768. Member loan 1215768 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.70% |
Length of employment: | n/a | Location: | candler, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $7,044.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1215774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215774 |
$16,000 |
$16,000 |
8.90% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215774. Member loan 1215774 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,708 / month |
Current employer: | Wavetronix | Debt-to-income ratio: | 13.60% |
Length of employment: | < 1 year | Location: | Payson, UT |
Home town: | |||
Current & past employers: | Wavetronix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $34,638.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in the last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $978, Transportation (no car loans) costs/fuel: $250 for 2 cars, Utilities: $120, Phone: $150 (50% paid for by work), Insurance (Life, Car): $110, Food: $600. |
Member Payment Dependent Notes Series 1215786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215786 |
$9,000 |
$9,000 |
13.11% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215786. Member loan 1215786 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Springleaf financial | Debt-to-income ratio: | 15.84% |
Length of employment: | 6 years | Location: | PARAMOUNT, CA |
Home town: | |||
Current & past employers: | Springleaf financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,269.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have 8 credit cards that range from $600 balances to $2500. My monthly payments on all credit cards is over $400 a month and my <br>Mortgage payment is only $980 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage :980 ...groceries:200.....utilities:250.....car ins:117 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have 8 credit cards that range from $600 balances to $2500. My monthly payments on all credit cards is over $400 a month and my <br>Mortgage payment is only $980 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm only using the loan to consolidate all my debt. I have about 8 credit cards and I'm planning to pay them all off with this loan |
Member Payment Dependent Notes Series 1215810
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215810 |
$13,750 |
$13,750 |
6.03% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215810. Member loan 1215810 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Riverside Pace | Debt-to-income ratio: | 23.36% |
Length of employment: | 2 years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | Riverside Pace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I am planning on using my loan to conslidate some bills and do some home improvements and put some into savings.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank America credit card-8,500 monthly payment 230.00 interest rate-18.99<br>Bank America credit card-5,800 monthly payment 170.00 interest rate-18.9<br>Chase credit card-2,800 monthly payment130.00<br>Mortagage 90,000 monthly paqyment-745.00 interest rate-5.75 |
Member Payment Dependent Notes Series 1215812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215812 |
$8,675 |
$8,675 |
12.12% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215812. Member loan 1215812 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | GRAINGER | Debt-to-income ratio: | 11.80% |
Length of employment: | 8 years | Location: | Trenton, NJ |
Home town: | |||
Current & past employers: | GRAINGER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Planning beach wedding and needed extra funds for special day.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $2,442.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | A little more than half. We are trying to pay for this ourselves with little help from our families. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total cost is about 800 month |
How are you paying for other wedding expenses not covered by this loan? | We have made deposits from paychecks from work and had some funds saved up for the initial costs. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About 800 as I do not own and do not have to pay for a mortgage. |
Member Payment Dependent Notes Series 1215834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215834 |
$4,000 |
$4,000 |
13.11% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215834. Member loan 1215834 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,400 / month |
Current employer: | Cliffs Natural Resourses | Debt-to-income ratio: | 7.02% |
Length of employment: | 10+ years | Location: | skandia, MI |
Home town: | |||
Current & past employers: | Cliffs Natural Resourses | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $15,594.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | This was started to pay-off other dept and consolidate. It was this rather than a credit card. It is not my intension to continue this as I rarely pay the minimum. I have decided to not use this in the future and to excelerate paying it down and eventually discontinue it as soon as I can. |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Please explain the reason why you carry a large revolving credit balance. | This was started to pay-off other dept and consolidate. It was this rather than a credit card. It is not my intension to continue this as I rarely pay the minimum. I have decided to not use this in the future and to excelerate paying it down and eventually discontinue it as soon as I can. |
What is your intended use for the loan proceeds? | The purchase of my brothers motor cycle. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 692 my utilities are approximately 200, My phone is pay as you go, Insurance is 132 monthly, Food varies as I live alone, but are somewhere around 300 monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 692, line of credit is 185, utilities varies but average is 200, insurance is 132 |
What is your intended use for the loan proceeds? | The purchase of my brothers motor cycle. |
What are you buying? | A motorcycle |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It Is only one Item of purchase, My brothers motorcycle. |
Please explain the reason why you carry a large revolving credit balance. | This was started to pay-off other dept and consolidate. It was this rather than a credit card. It is not my intension to continue this as I rarely pay the minimum. I have decided to not use this in the future and to excelerate paying it down and eventually discontinue it as soon as I can. |
Member Payment Dependent Notes Series 1215881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215881 |
$25,000 |
$25,000 |
19.22% |
1.00% |
April 5, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215881. Member loan 1215881 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | Medic Ambulance Service | Debt-to-income ratio: | 21.43% |
Length of employment: | 7 years | Location: | VACAVILLE, CA |
Home town: | |||
Current & past employers: | Medic Ambulance Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Obtaining a loan to pay off all credit cards and just have one lower payment instead.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,241.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
Please explain the reason why you carry a large revolving credit balance. | Several years ago mother passed away and her burial insurance didn't come close to covering costs. I had to pay funeral expenses, etc... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
What is your intended use for the loan proceeds? | To pay off credit card debt, getting a lower payment that will be payed off sooner. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
Please explain the reason why you carry a large revolving credit balance. | Several years ago mother passed away and her burial insurance didn't come close to covering costs. I had to pay funeral expenses, etc... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No multiple purposes, will be paying off credit cards only. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
Please explain the reason why you carry a large revolving credit balance. | Several years ago mother passed away and her burial insurance didn't come close to covering costs. I had to pay funeral expenses, etc... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
Which debts do you plan to pay off with this loan? | Will be using the loan to only pay off credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances 22348.97 / APR 17.59 / Montly Payments $755.00 Monthly Average (always pay more)<br>Rent $1150.00 / Monthly<br>Auto $925.00 / Monthly<br>No other debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1150.00 / Monthly<br>Auto $950.00 / Monthly<br>Utilitiies $225.00 / Monthly average<br>Insurance $450.00 / Every 6 months<br>Food $300.00 / Monthly average<br>Fuel $425.00 / Monthly average |
Member Payment Dependent Notes Series 1215908
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215908 |
$30,000 |
$30,000 |
14.65% |
1.00% |
April 4, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215908. Member loan 1215908 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,000 / month |
Current employer: | General Dynamics | Debt-to-income ratio: | 29.22% |
Length of employment: | 1 year | Location: | Fairfax, VA |
Home town: | |||
Current & past employers: | General Dynamics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,545.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Owe 2011 federal tax and consolidate credit cards debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay line of credit high interest rate and manage my cash flow. |
What is your intended use for the loan proceeds? | Owe 2011 federal tax and consolidate credit cards debt |
Member Payment Dependent Notes Series 1215916
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215916 |
$23,675 |
$23,675 |
17.99% |
1.00% |
April 4, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215916. Member loan 1215916 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Newport Mesa Unified | Debt-to-income ratio: | 19.57% |
Length of employment: | 10+ years | Location: | Fountain Valley, CA |
Home town: | |||
Current & past employers: | Newport Mesa Unified | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I am hoping to consolidate my high interest card cards, car repairs, personal and school loans into one more manageable payment. This will allow me to pay off my debt faster. Thank you.<br><br> Borrower added on 03/30/12 > Regrouping and moving forward. Financial stability is the first step!<br><br> Borrower added on 03/31/12 > Thanks for helping me to become credit-card debt free! I am very responsible and pay my bills on time. Due to personal circumstances and a family medical emergency I accumulated these debts. My goal is to be debt free and in a position to help someone else like this.<br><br> Borrower added on 04/01/12 > Thanks everyone! We're almost there.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,608.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My balances vary from 3000 to 8000 with a total of $1200 in monthly payments. Interest rates go as high as 23%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current living expenses are $2000 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My balances vary from 3000 to 8000 with a total of $1200 in monthly payments. Interest rates go as high as 23%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current living expenses are $2000 per month. |
Which debts do you plan to pay off with this loan? | Credit cards and loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My balances vary from 3000 to 8000 with a total of $1200 in monthly payments. Interest rates go as high as 23%. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to pay off the bills with the highest interest and highest monthly payments to lessen mt total monthly payment obligation. |
Please explain the reason why you carry a large revolving credit balance. | This is difficult to answer and stay within the required guidelines. I have had a change in my life that has impacted my previous living situation. This has caused me to step back and regroup. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My current living expenses are $2000 per month.<br><br>My debt expenses are $1200 per month with Interest rates as high as 23%. |
Member Payment Dependent Notes Series 1215923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215923 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215923. Member loan 1215923 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Chevy Chase Trust | Debt-to-income ratio: | 23.64% |
Length of employment: | 2 years | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | Chevy Chase Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > looking to consolidate my debt into one loan so i dont have to make multiple payments, factoring priority based on rate.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,318.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt consists mainly of credit card debt and student loans. Interest rate for CC range from 9.99% to 29.99%. Recently moved back home and live rent free, but choose to help out contributing $600 a month, but not required. Currently back in school and have the option to opt out of paying it back but choose to continue making payments. Monthly payments: cap1 $300 chase $300 citi $200. Car note will be paid off entirely in the next couple months. Trying to consolidate cc debt into 1 payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt consists mainly of credit card debt and student loans. Interest rate for CC range from 9.99% to 29.99%. Recently moved back home and live rent free, but choose to help out contributing $600 a month, but not required. Currently back in school and have the option to opt out of paying it back but choose to continue making payments. Monthly payments: cap1 $300 chase $300 citi $200. Car note will be paid off entirely in the next couple months. Trying to consolidate cc debt into 1 payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt consists mainly of credit card debt and student loans. Interest rate for CC range from 9.99% to 29.99%. Recently moved back home and live rent free, but choose to help out contributing $600 a month, but not required. Currently back in school and have the option to opt out of paying it back but choose to continue making payments. Monthly payments: cap1 $300 chase $300 citi $200. Car note will be paid off entirely in the next couple months. Trying to consolidate cc debt into 1 payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Live at home with family while in school so No rent, company pays for public transportation, AT&T wireless $90. Car insurance $115/month, and live at home with family so dinner is available, generally take lunch to work but overall $50 per week, $200 a month for food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt consists mainly of credit card debt and student loans. Interest rate for CC range from 9.99% to 29.99%. Recently moved back home and live rent free, but choose to help out contributing $600 a month, but not required. Currently back in school and have the option to opt out of paying it back but choose to continue making payments. Monthly payments: cap1 $300 chase $300 citi $200. Car note will be paid off entirely in the next couple months. Trying to consolidate cc debt into 1 payment |
Member Payment Dependent Notes Series 1215963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215963 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215963. Member loan 1215963 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,845 / month |
Current employer: | Bridgepoint Education | Debt-to-income ratio: | 27.41% |
Length of employment: | 4 years | Location: | El Cajon, CA |
Home town: | |||
Current & past employers: | Bridgepoint Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Funds are required to finish my home improvement project of a new patio slab and utility shed. Please note that I have paid off a previous Lending Club loan of $11,000 as agreed. Thank You for any assistance you can give me.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,165.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | A contractor I hired to connect a granny flat manufactured home in my back yard abandoned the project after doing about one-half of the work and after having received funds, so I had to gather replacement funds as quickly as possible to finish the project by tapping into credit card lines of credit, so I could gain rental income, which I started getting 11 months ago. I won a $25,000 arbitration award and I am in the process of going after the contractor for repayment of monies he owes me. |
Member Payment Dependent Notes Series 1215987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215987 |
$30,000 |
$30,000 |
7.90% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215987. Member loan 1215987 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | narragansett improvment | Debt-to-income ratio: | 14.42% |
Length of employment: | 10+ years | Location: | DANIELSON, CT |
Home town: | |||
Current & past employers: | narragansett improvment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I will use these funds to pay off my credit cards.I have no problem paying off this loan. I think it's a good rate and a low payment.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,347.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Credit Cards are: 1st card minimum payment is $380 Promotional Rate 0% which ends Sept2012 then its 26% Balance $12200 2nd card minimum payment is $213 Promotional Rate 0% which ends Sept.2012 then its 27% Balance $3798 3rd card minimum payment is $98 13% Balance $4300 4th card minimum payment is $186 15% Balance 10900.00 |
Please explain the reason why you carry a large revolving credit balance. | Home improvements |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Credit Cards are: 1st card minimum payment is $380 Promotional Rate 0% which ends Sept2012 then its 26% Balance $12200 2nd card minimum payment is $213 Promotional Rate 0% which ends Sept.2012 then its 27% Balance $3798 3rd card minimum payment is $98 13% Balance $4300 4th card minimum payment is $186 15% Balance 10900.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Credit Cards are: 1st card minimum payment is $380 Promotional Rate 0% which ends Sept2012 then its 26% Balance $12200 2nd card minimum payment is $213 Promotional Rate 0% which ends Sept.2012 then its 27% Balance $3798 3rd card minimum payment is $98 13% Balance $4300 4th card minimum payment is $186 15% Balance 10900.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $1501 transportation $60 week Electric $32 phone $45 insurance $242 food $220 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Credit Cards are: 1st card minimum payment is $380 Promotional Rate 0% which ends Sept2012 then its 26% Balance $12200 2nd card minimum payment is $213 Promotional Rate 0% which ends Sept.2012 then its 27% Balance $3798 3rd card minimum payment is $98 13% Balance $4300 4th card minimum payment is $186 15% Balance 10900.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage $1501 electric $32 car insurance $242 phone $45 food $60 week |
Member Payment Dependent Notes Series 1215988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215988 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215988. Member loan 1215988 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | TCR Composites | Debt-to-income ratio: | 16.97% |
Length of employment: | 2 years | Location: | Ogden, UT |
Home town: | |||
Current & past employers: | TCR Composites | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I am seeking assistance to rid myself of my credit card debit. I was almost debt free two years ago when I lost my job. I am making great strides to rid myself of the debt. I have paid off three cards in the past two months. With your help, I can acheive freedom to pursue other goals.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are approximately 1/2 of my monthly take-home pay. |
Member Payment Dependent Notes Series 1216045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216045 |
$25,000 |
$25,000 |
12.12% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216045. Member loan 1216045 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | STATE OF HAWAII/SHERIFF DIVISION | Debt-to-income ratio: | 17.18% |
Length of employment: | 10+ years | Location: | PEARL CITY, HI |
Home town: | |||
Current & past employers: | STATE OF HAWAII/SHERIFF DIVISION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-1200.00 Cable- 70.00 phone- 50.00 insurance 150.00 food- 200.00 electric- 150.00 water 100.00 |
What is your intended use for the loan proceeds? | pay off credit card debts |
Which debts do you plan to pay off with this loan? | credit cards so I can get rid of them and the high interest rates |
Member Payment Dependent Notes Series 1216064
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216064 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216064. Member loan 1216064 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | City of San Jose | Debt-to-income ratio: | 11.28% |
Length of employment: | 4 years | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | City of San Jose | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Plan to use loan to help pay for venue/food, photographer, and some honeymoon expenses; prefer to borrow at much lower rate than credit cards. Expect to pay off loan early if possible. Current vehicle to be paid off by August 2012.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | Just over 1/3 of total expenses - basically balances for venue/food and photographer, with some honeymoon expenses. Rest was paid for with our own saved contributions and some help from parents. |
What portion of your wedding expenses does this loan represent? | Just over 1/3 of total expenses - basically balances for venue/food and photographer, with some honeymoon expenses. Rest was paid for with our own saved contributions and some help from parents. |
Please explain the reason why you carry a large revolving credit balance. | Auto loan scheduled to be paid off by August this year. Other debt related to unexpected auto repair and moving expenses, and some graduate school living expenses in prior years. |
What portion of your wedding expenses does this loan represent? | Just over 1/3 of total expenses - basically balances for venue/food and photographer, with some honeymoon expenses. Rest was paid for with our own saved contributions and some help from parents. |
How are you paying for other wedding expenses not covered by this loan? | Our own personal contributions have paid for deposits and expenses thus far, with some assistance from both sets of parents. |
Member Payment Dependent Notes Series 1216105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216105 |
$13,000 |
$13,000 |
12.12% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216105. Member loan 1216105 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | home depot | Debt-to-income ratio: | 16.48% |
Length of employment: | 10+ years | Location: | lake wales, FL |
Home town: | |||
Current & past employers: | home depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $6,084.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquencies, always pay more than minimum |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 12000 credit cards, mortgage 442/mon car 379/mon |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | with the 13000 I will be paying off and getting rid of all credit cards. my goal is to be debt free and this is my first step |
Member Payment Dependent Notes Series 1216114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216114 |
$14,400 |
$14,400 |
8.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216114. Member loan 1216114 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,125 / month |
Current employer: | Progrexion | Debt-to-income ratio: | 18.33% |
Length of employment: | 7 years | Location: | Murray, UT |
Home town: | |||
Current & past employers: | Progrexion | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Looking to consolidate medical bills. Stable job for 7 years.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $54,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Equity LOC: 42,000 (Since home prices dropped no longer able to draw on it)<br>Credit Cards: 12,129 (Loan would payoff those cards) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Equity LOC: 42,000 (Since home prices dropped no longer able to draw on it)<br>Credit Cards: 12,129 (Loan would payoff those cards) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Equity LOC: 42,000 (Since home prices dropped no longer able to draw on it)<br>Credit Cards: 12,129 (Loan would payoff those cards) |
Member Payment Dependent Notes Series 1216123
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216123 |
$5,075 |
$5,075 |
19.99% |
1.00% |
April 4, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216123. Member loan 1216123 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,587 / month |
Current employer: | Golden Eagle Resort | Debt-to-income ratio: | 18.57% |
Length of employment: | < 1 year | Location: | Wolcott, VT |
Home town: | |||
Current & past employers: | Golden Eagle Resort | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I am using this to lower my monthly payment. I have a credit card that has a higher APR, and I am going to pay it off. I want to be locked into a fixed monthly rate.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1216125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216125 |
$19,700 |
$19,700 |
17.27% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216125. Member loan 1216125 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,250 / month |
Current employer: | Aviation | Debt-to-income ratio: | 2.59% |
Length of employment: | 5 years | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | Aviation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Tenant is moving out and property is need of repair/update to include: fencing exterior, painting interior/exterior, kitchen work, wood flooring work. Some of this I will handle myself. With your help, I can finance the harder stuff. Thanks.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $478.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | House #1 Balance of $204K, 3.375% - 15 year, $1700 monthly<br>House #2 Balance of $221K, 3.949%- 15year, $1936 monthly<br><br>Mortgage debt is pretty much all I have. Banks have pretty tight DTI requirement. Thanks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you for your inquiry. I own two homes. I don't pay rent. There is no heloc or second mortgage on properties. House one has balance $204K 3.375% 15year $1600 monthly pmt. House two has $220K balance 3.949% 15 yr $1940 monthly. Taxes are in mortgage pmt. And remitted by bank. Utilities are very low. Hope this helps. |
What is your intended use for the loan proceeds? | Thank you for your inquiry. As I stated on the home screen, to perform much needed home improvement. This includes fencing property, correcting exterior stucco damage, interior painting, kitchen cabinet repair, wood floor work, hvac issues. I don't have heloc or any 2nd mortgage on property. Hope this helps. |
If you have a delinquency in the last 2 years, please explain the reason. | Thank you for your inquiry. The only delinquency I have occurred in October/November 2010. We had record level snowfall in my city. This prevented/delayed mail carrier services for over a week. I've since switched to online bill payments. Haven't been late since...and the same bank even did my refinance. |
Member Payment Dependent Notes Series 1216136
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216136 |
$6,000 |
$6,000 |
8.90% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216136. Member loan 1216136 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Eleven, A Condominium | Debt-to-income ratio: | 16.86% |
Length of employment: | 6 years | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | Eleven, A Condominium | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,305.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses( rent, transportation, utilties, phone, insurance,food,etc.) is $500. |
What is the home improvement project you are planning? | The home improvement project is to replace/ repair the roof with drywall and painting repairs. |
Member Payment Dependent Notes Series 1216145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216145 |
$5,000 |
$5,000 |
15.81% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216145. Member loan 1216145 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.41% |
Length of employment: | 9 years | Location: | GARLAND, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1216161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216161 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216161. Member loan 1216161 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,190 / month |
Current employer: | CRMC | Debt-to-income ratio: | 20.48% |
Length of employment: | 10+ years | Location: | livingston manor, NY |
Home town: | |||
Current & past employers: | CRMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1216182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216182 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 4, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216182. Member loan 1216182 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | Copeland Oaks | Debt-to-income ratio: | 18.13% |
Length of employment: | 2 years | Location: | LISBON, OH |
Home town: | |||
Current & past employers: | Copeland Oaks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,580.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i dont feel comfortable giving out a numerical answer but i did the math on all my living expenses, and debt. i wouldnt have gone through this far if i knew i couldnt afford it. also my monthly payment here would be less then paying all my payments combimed |
Which debts do you plan to pay off with this loan? | i plan to pay off 5 maxed credit cards and then cancel them plus dr bills from a surgery |
Member Payment Dependent Notes Series 1216203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216203 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 5, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216203. Member loan 1216203 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Bright Horizons | Debt-to-income ratio: | 6.40% |
Length of employment: | 1 year | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | Bright Horizons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I have a little under three months left until my big day and just to be sure that everything is ready to go on that day, I would love to have everything paid for. It truly will be a blast on a Friday evening, thanks to all of you!<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mobile Phone $70<br>Transportation $340<br>Rent $500<br>Utilities $100<br>Food $140 |
What portion of your wedding expenses does this loan represent? | 19%. It will cover the remaining catering, hotel room for the day-of, florist, photographer, and reception venue bills. |
How are you paying for other wedding expenses not covered by this loan? | All other wedding expenses are already paid in full. My fiance and I want to pay the rest of the expenses completely one month prior to the wedding in hopes of less stress and not having the need to pull our own hair out. |
Member Payment Dependent Notes Series 1216224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216224 |
$6,800 |
$6,800 |
7.90% |
1.00% |
April 9, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216224. Member loan 1216224 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,400 / month |
Current employer: | alltel | Debt-to-income ratio: | 13.94% |
Length of employment: | 3 years | Location: | ORANGEBURG, SC |
Home town: | |||
Current & past employers: | alltel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > TRYING TO BUY A CAR LISTED ON EBAY MOTORS, ITS A COLLECTORS ITEM AND IS LISTED FOR $6500.00 BUY NOW<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $738.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | i dont think i have, if it was I might have forgotten one month to send in a payment |
Member Payment Dependent Notes Series 1216232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216232 |
$25,000 |
$25,000 |
24.20% |
1.00% |
April 4, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216232. Member loan 1216232 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,539 / month |
Current employer: | Harris County Constable Precinct 4 | Debt-to-income ratio: | 15.92% |
Length of employment: | 9 years | Location: | Conroe, TX |
Home town: | |||
Current & past employers: | Harris County Constable Precinct 4 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I intend to use this loan to consolidate 7 credit accounts in order to lower total monthly payments.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five credit cards ($14,000), motorcycle loan($5100), personal loan($5900). Total monthly payments are $938. I also have a student loan ($14,000) with monthly payment of $213. I also have a mortgage loan ($169,000) with monthly payment of $1,400. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $4,200 for credit card #1. $1,950 for credit card #2. $1,950 for credit card #3. $2,000 for credit card #4. $3,400 for credit card #5. $5,000 for motorcycle loan. $5,250 for personal loan. This would pay all of these debts off in full except the personal loan which would still have a balance of $500. I intend would use money from my next paycheck to pay that $500. |
Please explain the reason why you carry a large revolving credit balance. | When I purchased my house I used credit cards to help furnish and equip the home with needed items and other personal expenses. I have never been late on payments with any of these credit payments. I seek to lower my monthly payment on these credit accounts in order to pay down the balance quicker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five credit cards ($14,000), motorcycle loan($5100), personal loan($5900). Total monthly payments are $938. I also have a student loan ($14,000) with monthly payment of $213. I also have a mortgage loan ($169,000) with monthly payment of $1,400. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five credit cards ($14,000), motorcycle loan($5100), personal loan($5900). Total monthly payments are $938. I also have a student loan ($14,000) with monthly payment of $213. I also have a mortgage loan ($169,000) with monthly payment of $1,400. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $4,200 for credit card #1. $1,950 for credit card #2. $1,950 for credit card #3. $2,000 for credit card #4. $3,400 for credit card #5. $5,000 for motorcycle loan. $5,250 for personal loan. This would pay all of these debts off in full except the personal loan which would still have a balance of $500. I intend would use money from my next paycheck to pay that $500. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My other monthly expenses include $92 for car insurance, $60 for fuel, $32 for motorcycle insurance, $40 for electricity, $17 for natural gas, $27 for water/sewer/trash, $45 for cellular phone, $25 for gym membership, $50 for internet/cable tv, and food cost varies around $200 a month. |
Please explain the reason why you carry a large revolving credit balance. | When I purchased my house I used credit cards to help furnish and equip the home with needed items and other personal expenses. I have never been late on payments with any of these credit payments. I seek to lower my monthly payment on these credit accounts in order to pay down the balance quicker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five credit cards ($14,000), motorcycle loan($5100), personal loan($5900). Total monthly payments are $938. I also have a student loan ($14,000) with monthly payment of $213. I also have a mortgage loan ($169,000) with monthly payment of $1,400. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My other monthly expenses include $92 for car insurance, $60 for fuel, $32 for motorcycle insurance, $40 for electricity, $17 for natural gas, $27 for water/sewer/trash, $45 for cellular phone, $25 for gym membership, $50 for internet/cable tv, and food cost varies around $200 a month. |
What is your intended use for the loan proceeds? | I intend to use the loan to pay off 5 credit card accounts, and 2 other lines of credit in order to reduce total monthly payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My other monthly expenses include $92 for car insurance, $60 for fuel, $32 for motorcycle insurance, $40 for electricity, $17 for natural gas, $27 for water/sewer/trash, $45 for cellular phone, $25 for gym membership, $50 for internet/cable tv, and food cost varies around $200 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $700 per month. Utilities are $100 per month. Cable and internet are $50 per month. |
Please explain the reason why you carry a large revolving credit balance. | When I purchased my house I used credit cards to help furnish and equip the home with needed items and other personal expenses. I have never been late on payments with any of these credit payments. I seek to lower my monthly payment on these credit accounts in order to pay down the balance quicker. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I pay $702.67 a month for mortgage. $421.90 goes toward principal and interest. $280.77 goes toward the escrow account to pay insurance and taxes. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $4,200 for credit card #1. $1,950 for credit card #2. $1,950 for credit card #3. $2,000 for credit card #4. $3,400 for credit card #5. $5,000 for motorcycle loan. $5,250 for personal loan. This would pay all of these debts off in full except the personal loan which would still have a balance of $500. I intend would use money from my next paycheck to pay that $500. |
Which debts do you plan to pay off with this loan? | I plan to pay off 5 credit cards with balances of $4200, $1950, $1950, $2000, and $3400. I will also pay off a motorcycle for $5100. I will also pay off a personal loan of $5900. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five credit cards ($14,000), motorcycle loan($5100), personal loan($5900). Total monthly payments are $938. I also have a student loan ($14,000) with monthly payment of $213. I also have a mortgage loan ($169,000) with monthly payment of $1,400. |
Member Payment Dependent Notes Series 1216269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216269 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216269. Member loan 1216269 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | AARP | Debt-to-income ratio: | 1.10% |
Length of employment: | 2 years | Location: | Takoma Park, MD |
Home town: | |||
Current & past employers: | AARP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Using this to knock out two higher-interest credit card balances.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $3,534.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | As my wife and I transferred all of our bill payments to auto-electronic payments one month's payment of one bill may have slipped through. We were also having kids and life got a tad hectic at times. But I don't believe we've missed any payments recently and, with our two incomes, have no trouble meeting our monthly payments. |
Member Payment Dependent Notes Series 1216284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216284 |
$21,000 |
$21,000 |
23.13% |
1.00% |
April 5, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216284. Member loan 1216284 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,479 / month |
Current employer: | Triad Digital Media | Debt-to-income ratio: | 19.67% |
Length of employment: | 6 years | Location: | Lutz, FL |
Home town: | |||
Current & past employers: | Triad Digital Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Consolidation loan to close out several max APR credit cards. Employment situation is rock solid. Only issue on credit report is high debt levels, I have always fulfilled my financial obligations. This will permit a lower monthly payment and faster exit from debt.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $99,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | revolving credit - $56,749.87 (APRs vary between 10% to 29%, intent is to consolidate the highest APRs)<br>Mortgages - $437,598<br><br>Credit report will show no missed payments. |
Please explain the reason why you carry a large revolving credit balance. | Medical bills resulted in the accumulation of a large revolving credit balance. Intent is to consolidate the highest APR loans resulting in a lower monthly payment and faster exit from the burdensome debt. |
Please explain the reason why you carry a large revolving credit balance. | Medical bills resulted in the accumulation of a large revolving credit balance. Intent is to consolidate the highest APR loans resulting in a lower monthly payment and faster exit from the burdensome debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage/Rent 3100<br>Utilities(including cell ,tv,internet) 700<br>Auto payment 754<br>Auto expenses 250<br>Medical Bills 150<br>Insurance 226.56<br>Groceries 850<br><br>This consolidation loan will be used to pay off 8 max APR revolving credit accounts, and replace $1500 in credit card payments with a single payment of $593. This lower monthly payment will allow me to become debt free in 3-5 years. |
Please explain the reason why you carry a large revolving credit balance. | Medical bills resulted in the accumulation of a large revolving credit balance. Intent is to consolidate the highest APR loans resulting in a lower monthly payment and faster exit from the burdensome debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have eight revolving credit accounts that have APRs in excessive of 25%. I will be utilizing this consolidation loan to pay off those cards and consolidate into a single monthly payment of $593 a month instead of $1250 a month. This will allow me to become debt free in 3-5 years. |
Member Payment Dependent Notes Series 1216322
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216322 |
$6,075 |
$6,075 |
13.99% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216322. Member loan 1216322 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,097 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.32% |
Length of employment: | n/a | Location: | BARRYTON, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Need to replace parts of roof. Would like to redo flooring, and ceiling tiles. Would also like to repaint outside, and trim trees away from cabin<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,894.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | My primary residence. |
Member Payment Dependent Notes Series 1216348
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216348 |
$18,000 |
$18,000 |
18.55% |
1.00% |
April 6, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216348. Member loan 1216348 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,667 / month |
Current employer: | LG-Ericsson | Debt-to-income ratio: | 13.44% |
Length of employment: | 10+ years | Location: | ALISO VIEJO, CA |
Home town: | |||
Current & past employers: | LG-Ericsson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses total a little less than $1800 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances are a little less than $35,000. Interest rates vary from 9% to 28%. Mostly credit cards and one line of credit. |
Member Payment Dependent Notes Series 1216355
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216355 |
$20,000 |
$20,000 |
7.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216355. Member loan 1216355 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Dell Inc | Debt-to-income ratio: | 1.28% |
Length of employment: | 5 years | Location: | Saline, MI |
Home town: | |||
Current & past employers: | Dell Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > This is a large landscaping project. We have a corner lot, and it is difficult to gain space. This would give us a patio and deck as well as more privacy in the form of a living fence (row of bushes). This would also add a much needed drainage pipe. Water tends to stand in the corner of the house.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $6,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | We have not had any. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses - $3594 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Mortgage balance $175,670<br>interest 6.875%<br>monthly payment $1348.82<br><br>HELOC balance $41,690<br>interest 8.75%<br>monthly payment $345.46 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our total monthly expenses are about $3500. That includes all expenses, including food and such. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our total monthly expenses are about $3500. That includes all expenses, including food and such. |
Member Payment Dependent Notes Series 1216359
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216359 |
$7,200 |
$7,200 |
13.99% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216359. Member loan 1216359 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,776 / month |
Current employer: | GE Healthcare | Debt-to-income ratio: | 19.82% |
Length of employment: | < 1 year | Location: | Homosassa, FL |
Home town: | |||
Current & past employers: | GE Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | This loan will cover facility rental, catering, lights, honey-moon expenses, etc. |
What portion of your wedding expenses does this loan represent? | This loan will cover facility rental, catering, lights, honey-moon expenses, etc. |
How are you paying for other wedding expenses not covered by this loan? | Other expenses are being paid for by parents. |
Member Payment Dependent Notes Series 1216389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216389 |
$35,000 |
$35,000 |
23.26% |
1.00% |
April 9, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216389. Member loan 1216389 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | KSJ | Debt-to-income ratio: | 14.11% |
Length of employment: | 2 years | Location: | Pflugerville, TX |
Home town: | |||
Current & past employers: | KSJ | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Most of this debt was accrued 4 years ago during a 6 month period of unemployment. Although the debt is significant, it allowed me to take care of the household without any lapse in payments or obligations. Want to wrap it into single payment with a finite limit and lower monthly payment.<br><br> Borrower added on 04/04/12 > I just wanted to add that I have been making all of the payments on these various debts for years and never missed a payment. I've never been late on a payment either. I have the wherewithal to continue, even without this loan. This loan will just allow me to get it all into one lower payment.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card1: $17,000 / 17.25% / $425 per month<br>Credit card2: $2900 / 22.90% / $85 per month<br>Credit card3: $2800 / 10.9% / $55 per month<br>Credit card4: $2900 / 19.2% / $159 per month<br>Installment: $6000 / 15% / $415 per month<br>Installment: $1900 / 14% / $140 per month |
Please explain the reason why you carry a large revolving credit balance. | As explained in my description, this was primarily accrued during a period of unemployment. The revolving accounts/credit cards are no longer in use. I'm working to pay it all off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card1: $17,000 / 17.25% / $425 per month<br>Credit card2: $2900 / 22.90% / $85 per month<br>Credit card3: $2800 / 10.9% / $55 per month<br>Credit card4: $2900 / 19.2% / $159 per month<br>Installment: $6000 / 15% / $415 per month<br>Installment: $1900 / 14% / $140 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation with the intent as listed in the loan description. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $2000 per month for basic household expenses such as those listed above. |
Please explain the reason why you carry a large revolving credit balance. | As explained in my description, this was primarily accrued during a period of unemployment. The revolving accounts/credit cards are no longer in use. I'm working to pay it all off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card1: $17,000 / 17.25% / $425 per month<br>Credit card2: $2900 / 22.90% / $85 per month<br>Credit card3: $2800 / 10.9% / $55 per month<br>Credit card4: $2900 / 19.2% / $159 per month<br>Installment: $6000 / 15% / $415 per month<br>Installment: $1900 / 14% / $140 per month |
What is your intended use for the loan proceeds? | Debt consolidation. I accrued debt as a result of 6 months of unemployment about 4 years ago. I would like to put this debt to rest with a single, finite payment and loan term. I make a monthly allotment to an emergency fund to avoid future debt accrual as well. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $2000 per month for basic household expenses such as those listed above. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Around $2000 |
Please explain the reason why you carry a large revolving credit balance. | As explained in my description, this was primarily accrued during a period of unemployment. The revolving accounts/credit cards are no longer in use. I'm working to pay it all off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation with the intent as listed in the loan description. |
Which debts do you plan to pay off with this loan? | 4 credit cards totalling around $25000 and 2 installment loans totalling $8000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card1: $17,000 / 17.25% / $425 per month<br>Credit card2: $2900 / 22.90% / $85 per month<br>Credit card3: $2800 / 10.9% / $55 per month<br>Credit card4: $2900 / 19.2% / $159 per month<br>Installment: $6000 / 15% / $415 per month<br>Installment: $1900 / 14% / $140 per month |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any delinquencies in the last two years. |
If you have a public record on file, please briefly explain the event and its resolution. | I don't have any public records on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage. |
Member Payment Dependent Notes Series 1216390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216390 |
$8,000 |
$8,000 |
9.76% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216390. Member loan 1216390 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Guide Dogs for the Blind | Debt-to-income ratio: | 13.61% |
Length of employment: | 6 years | Location: | San Pablo, CA |
Home town: | |||
Current & past employers: | Guide Dogs for the Blind | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > On the business end: I write and record electronic music one song at a time. I have been signed to a small label for my first song. There is interest in song #2 which is almost complete. I'd like to keep recording but I do need funding at the moment. I have a steady secure job for repayment.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1216566
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216566 |
$4,800 |
$4,800 |
7.90% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216566. Member loan 1216566 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,100 / month |
Current employer: | Baton Rouge Crisis Intervention Center | Debt-to-income ratio: | 19.00% |
Length of employment: | 3 years | Location: | Baton Rouge, LA |
Home town: | |||
Current & past employers: | Baton Rouge Crisis Intervention Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | Airfare, lodging, expenses occured while visiting. I plan on also exploring other countries near SE China while vacationing there during my stay. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House note: $674.00 per month. Car note: $195.00 per month. Utility bill - $85.00 to $95.00 per month. Phone bill: $88.00 per month. Food roughly: $250.00 per month or less. House insurance $754.00 per year. Car insurnce $624.00 every 6 months. If you need anything else please do not hestiate to ask. :) |
Member Payment Dependent Notes Series 1216579
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216579 |
$7,200 |
$7,200 |
14.65% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216579. Member loan 1216579 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Cornerstone Staffing | Debt-to-income ratio: | 11.25% |
Length of employment: | 2 years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Cornerstone Staffing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I appreciate any help with funding so I can pay my legal fees!<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay legal fees |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are a little over $1,000 |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance because of responsibility I took on to resolve a situation between me and another person and have slowly been reducing it by myself. The balance now is significantly lower than what it used to be! |
Member Payment Dependent Notes Series 1216592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216592 |
$35,000 |
$35,000 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216592. Member loan 1216592 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Blue Shield of CA | Debt-to-income ratio: | 10.16% |
Length of employment: | 6 years | Location: | Alviso, CA |
Home town: | |||
Current & past employers: | Blue Shield of CA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Employment: 20 years same field;,6 years w/current employer. Exc Credit<br><br>Project: Rehab my mobile home (roof, plumbing, siding, kitchens, baths, flooring, etc). Bought mobile home instead of having a $400k+ stick built house mortgage. Have to finance rehab costs via personal loan.Thank you!<br><br> Borrower added on 04/02/12 > Thank you investors everywhere - I appreciate your investments very much. I see lots of my CA neighbors investing, who probably really "get" the idea of not tying myself down to a 30 year $400-500k mortgage. With all of your help, I'll be in to my mobile home for approx. $115k total, purchase+rehab.<br><br> Borrower added on 04/04/12 > Great news - only mentioning this since we are ominously close to tax filing day. FYI to all potential investors - total tax liability for 2011 tax year is approx. $200, so no worries on any of these funds being diverted to pay the tax man in case anyone was wondering. Yay!<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses run $3000-$3500 per month - including current mortgage, utilities, phone, insurance, groceries, etc. I should mention for all of the investors, I am in the Bay Area of CA, so housing and living expenses are a lot higher here than in other areas of the country. I'm reimbursed from my employer for gas (thankfully!). |
What is your intended use for the loan proceeds? | These proceeds will be used strictly for home improvement. I will be completely rehabbing my current home to include new roof, replacement of deck, windows, new kitchen, baths, flooring, etc. I already own some of the materials to do this with (cabinets, doors, windows), but still need to pay labor to have the work done. I have some framing and subfloor to replace also due to some dry rot. |
Member Payment Dependent Notes Series 1216766
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216766 |
$26,100 |
$26,100 |
19.99% |
1.00% |
April 10, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216766. Member loan 1216766 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Mat Su regional medical center | Debt-to-income ratio: | 9.68% |
Length of employment: | 4 years | Location: | PALMER, AK |
Home town: | |||
Current & past employers: | Mat Su regional medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $17,145.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears $3166/20.4% payment 120.00 credit card will close<br>Dell $2784/12.24% payment 100.00 credit card will close<br>AK USA $4182/17.9% payment 210.00 credit card will close<br>AMEX $4403/15.24% payment 140.00 credit card will<br>MVFCU$5000/12.5% payment 170.00 line of credit will close<br>AK VISA%7100/12% payment 140.00 credit card |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan will go to pay off debit submitted in last question. Having my debit in one payment will allow me to manage it better and pay it off quicker. |
If you have a delinquency in the last 2 years, please explain the reason. | Having so many different payments coming in at all different times is hard to manage and I have been late on a few monthly bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | phone 215.00<br>insurance 240.00<br>food/entertainment 250.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan will go to pay off debit submitted in last question. Having my debit in one payment will allow me to manage it better and pay it off quicker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears $3166/20.4% payment 120.00 credit card will close<br>Dell $2784/12.24% payment 100.00 credit card will close<br>AK USA $4182/17.9% payment 210.00 credit card will close<br>AMEX $4403/15.24% payment 140.00 credit card will<br>MVFCU$5000/12.5% payment 170.00 line of credit will close<br>AK VISA%7100/12% payment 140.00 credit card |
What is your intended use for the loan proceeds? | Pay all the above loans off with the exception of $2000 that I will be short. I will not payoff the line of credit all the way but almost. I will close line of credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan will go to pay off debit submitted in last question. Having my debit in one payment will allow me to manage it better and pay it off quicker. |
If you have a delinquency in the last 2 years, please explain the reason. | Having so many different payments coming in at all different times is hard to manage and I have been late on a few monthly bills. |
Member Payment Dependent Notes Series 1216788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216788 |
$13,250 |
$13,250 |
13.67% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216788. Member loan 1216788 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | City of Yuma | Debt-to-income ratio: | 13.38% |
Length of employment: | 8 years | Location: | Yuma, AZ |
Home town: | |||
Current & past employers: | City of Yuma | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > This loan will help me invest in a down payment for a truck that also invests in my future. When my credit report is pulled you'll see I've never been late on any monthly payments. My bills have always come first no matter my circumstances. I've been a loyal employee at same job for over 8 years.<br><br> Borrower added on 04/02/12 > My plan is to use the funds for a down payment on a semi truck. I'm a good borrower because I've never been late on any payments and my budget is that my bills always come first. I've been loyal to the same employer for over 8 years.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Down payment on a semi truck |
What are you buying? | Semi Truck (tractor) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $600; APS (electric) $65; no insurance, property taxes or gas/water |
Member Payment Dependent Notes Series 1216791
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216791 |
$15,000 |
$15,000 |
20.99% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216791. Member loan 1216791 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,894 / month |
Current employer: | TeamHealth | Debt-to-income ratio: | 15.05% |
Length of employment: | < 1 year | Location: | Naples, FL |
Home town: | |||
Current & past employers: | TeamHealth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 31 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,612.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1650 including mortgage, taxes, insurance, electric and cable |
Is the improvement to your primary residence or an investment property? | Primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | All related to house improvement. Kitchen, bedrooms, living room. |
What is the home improvement project you are planning? | Kitchen counters and appliances, flooring in 3 bedrooms, living room and office, pool equipment. Well system |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance of $197,000. Interest of 2.73 and monthly payment of $1330 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3800/ month |
What is the home improvement project you are planning? | Kitchen counters and appliances, flooring in 3 bedrooms, living room and office, pool equipment. Well system |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | All related to house improvement. Kitchen, bedrooms, living room. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3800/ month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3800/ month |
What is the home improvement project you are planning? | Kitchen counters and appliances, flooring in 3 bedrooms, living room and office, pool equipment. Well system |
Is the improvement to your primary residence or an investment property? | Primary residence |
What is your intended use for the loan proceeds? | Home improvements, kitchen, bedrooms, living rooms and office flooring, pool and well equipment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3800/ month |
What is the home improvement project you are planning? | Kitchen counters and appliances, flooring in 3 bedrooms, living room and office, pool equipment. Well system |
What is the home improvement project you are planning? | Kitchen counters and appliances, flooring in 3 bedrooms, living room and office, pool equipment. Well system |
What is your intended use for the loan proceeds? | Home improvements, kitchen, bedrooms, living rooms and office flooring, pool and well equipment |
What is the home improvement project you are planning? | Kitchen counters and appliances, flooring in 3 bedrooms, living room and office, pool equipment. Well system |
Is the improvement to your primary residence or an investment property? | Primary residence |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance of $197,000. Interest of 2.73 and monthly payment of $1330 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1323.38 for mortgage ( includes taxes and insurance), cable $145, electric $140 |
Member Payment Dependent Notes Series 1216858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216858 |
$9,500 |
$9,500 |
7.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216858. Member loan 1216858 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | West Valley Hospital | Debt-to-income ratio: | 21.18% |
Length of employment: | < 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | West Valley Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > The money will be used to help improve an espresso drive-thru coffee shop on a busy intersection. We need the funds to buy equipment including a new espresso machine, coffee grinder, and more signage.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,678.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | The money will be used to buy a new espresso machine, new coffee grinder, and improve signage at the location. The shop is located on a busy intersection and has over 200 customers a day. |
What is your intended use for the loan proceeds? | An established espresso drive-thru shop located on a busy intersection needs funding for some new equipment. We need a new and improved espresso machine, a new coffee grinder, as well as improved signage. The drive-thru currently aveages 200 customers a day. |
Member Payment Dependent Notes Series 1216867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216867 |
$2,000 |
$2,000 |
14.65% |
1.00% |
April 4, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216867. Member loan 1216867 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Associated Consultants, Inc. | Debt-to-income ratio: | 12.47% |
Length of employment: | 5 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Associated Consultants, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > My main focus is to strengthen my credit. I am gainfully employed with a steady job and I plan to pay this loan off well before the end of the term.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $7,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $600<br>Transportation: $0 (I ride my bike everywhere)<br>Utilities/cable/internet/phone: $60<br>Food/miscellaneous entertainment: $150 |
What is your intended use for the loan proceeds? | I intend to pay off a credit card with a high interest rate. |
Please explain the reason why you carry a large revolving credit balance. | I got into a bad financial spot when I didn't have any knowledge about credit or the means to handle it. Now that I am more educated and aware of my finances, I am trying to get things under control by paying off my debts, starting with my smallest balances and working my way up. |
What is your intended use for the loan proceeds? | I intend to pay off a credit card with a high interest rate. |
Please explain the reason why you carry a large revolving credit balance. | I got into a bad financial spot when I didn't have any knowledge about credit or the means to handle it. Now that I am more educated and aware of my finances, I am trying to get things under control by paying off my debts, starting with my smallest balances and working my way up. |
What is your intended use for the loan proceeds? | I intend to pay off a credit card with a high interest rate. |
Member Payment Dependent Notes Series 1216888
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216888 |
$8,500 |
$8,500 |
13.67% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216888. Member loan 1216888 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | University of Louisville Hospital | Debt-to-income ratio: | 4.75% |
Length of employment: | 1 year | Location: | Louisville, KY |
Home town: | |||
Current & past employers: | University of Louisville Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I want to say thanks to everyone who helps out, I greatly appreciate it.<br><br> Borrower added on 03/30/12 > I have only worked for a year because I ran track and cross country in college and am just getting out. I am getting my masters to be a nurse practitioner now and work full time.<br><br> Borrower added on 04/01/12 > I appreciate the help from everyone. I will be paying this off much faster than three years and will be using this money wisely thanks.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car and ins 400 and rent 400. No phone utilities 50 living exp probably 100 a week |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | See answer from the other question |
What is your intended use for the loan proceeds? | I will be using it to pay my 2 credit card bills, Which total to a little over 3k, then I am going to pay my mothers cc bills which total another 3k. She had a drug addiction which now she is in rehab for and I am picking up the pieces for her so when she gets out of rehab she will have a fresh start. |
Member Payment Dependent Notes Series 1216909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216909 |
$8,000 |
$8,000 |
12.12% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216909. Member loan 1216909 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Nurse on Call HHC | Debt-to-income ratio: | 12.03% |
Length of employment: | 5 years | Location: | Naples, FL |
Home town: | |||
Current & past employers: | Nurse on Call HHC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1216939
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216939 |
$35,000 |
$35,000 |
12.12% |
1.00% |
April 10, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216939. Member loan 1216939 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | New York Dept Of Education | Debt-to-income ratio: | 15.33% |
Length of employment: | 7 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | New York Dept Of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1216959
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216959 |
$8,000 |
$8,000 |
17.27% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216959. Member loan 1216959 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,083 / month |
Current employer: | General Dynamics | Debt-to-income ratio: | 17.98% |
Length of employment: | 2 years | Location: | manassas, VA |
Home town: | |||
Current & past employers: | General Dynamics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,962.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1216969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216969 |
$9,000 |
$9,000 |
9.76% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216969. Member loan 1216969 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | South Piedmont Community College | Debt-to-income ratio: | 17.51% |
Length of employment: | 2 years | Location: | MATTHEWS, NC |
Home town: | |||
Current & past employers: | South Piedmont Community College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $800. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $500-credit cards. |
Which debts do you plan to pay off with this loan? | Credit cards. |
Member Payment Dependent Notes Series 1217054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217054 |
$7,000 |
$7,000 |
12.12% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217054. Member loan 1217054 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Euro-American construction inc | Debt-to-income ratio: | 13.57% |
Length of employment: | 8 years | Location: | Concord, CA |
Home town: | |||
Current & past employers: | Euro-American construction inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $12,858.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1217076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217076 |
$1,000 |
$1,000 |
14.65% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217076. Member loan 1217076 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,961 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.32% |
Length of employment: | n/a | Location: | hercules, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1217080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217080 |
$17,625 |
$17,625 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217080. Member loan 1217080 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Yachting Image | Debt-to-income ratio: | 11.13% |
Length of employment: | 1 year | Location: | Edwards, CO |
Home town: | |||
Current & past employers: | Yachting Image | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1217095
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217095 |
$18,000 |
$18,000 |
12.12% |
1.00% |
April 6, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217095. Member loan 1217095 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | Marengo on Union | Debt-to-income ratio: | 13.67% |
Length of employment: | < 1 year | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Marengo on Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > This loan is strictly for Credit Card Consolidation.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,770.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $5690.82; 19.99%; $157<br>Visa: $6481.59; 13.24%; $140<br>MC: $1877.19; 17.24%; $35<br>MC: $558.57: 13.90%; $25<br>MC: $1515.64: 0% Promo/ 13.99%; $22<br>Disc: $2022.81: 15.24%; $40<br>PL: $821.12: 0%Promo/ 23.99%; $25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total Minimum Monthly Payments: $443<br><br>Including Loan and the Payoff: $441 <br>(Loan $401.50 + an estimation of minmium monthly payments for remainder of balances.) |
Member Payment Dependent Notes Series 1217118
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217118 |
$14,900 |
$14,900 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217118. Member loan 1217118 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,250 / month |
Current employer: | barclays | Debt-to-income ratio: | 0.57% |
Length of employment: | 4 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | barclays | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | For an investment |
What is your intended use for the loan proceeds? | For an investment |
Please provide additional details regarding the purpose of the loan. | It is for a real estate investment. I project the returns to far exceed the rate I am paying on this loan. I am getting in it well below market rents, replacement costs. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All in, about 3100/mo total expenses. |
Member Payment Dependent Notes Series 1217363
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217363 |
$18,000 |
$18,000 |
15.81% |
1.00% |
April 5, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217363. Member loan 1217363 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | royal carting | Debt-to-income ratio: | 23.07% |
Length of employment: | 10+ years | Location: | PINE PLAINS, NY |
Home town: | |||
Current & past employers: | royal carting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > To pay down high balances on credit cards, pay off old auto repair bill, n other misc bills, that r lingering .<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,787.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay down bills |
Please explain the reason why you carry a large revolving credit balance. | got behind with the help of miss judgement in personal decision of trusting the wrong person n still paying 4 it |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total credit 27000 n payments of over 550.00 a month |
Which debts do you plan to pay off with this loan? | auto repair debt, heatin oil bill , pay all credit cards down |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | payment is 1200.00 and is escrow all taxes and ins are inc. |
Member Payment Dependent Notes Series 1217378
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217378 |
$10,000 |
$10,000 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217378. Member loan 1217378 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Baystate Medical Center | Debt-to-income ratio: | 26.09% |
Length of employment: | 10+ years | Location: | AGAWAM, MA |
Home town: | |||
Current & past employers: | Baystate Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $15,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1217395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217395 |
$13,000 |
$13,000 |
8.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217395. Member loan 1217395 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Bannett Eye Centers | Debt-to-income ratio: | 13.64% |
Length of employment: | 10+ years | Location: | Bellmawr, NJ |
Home town: | |||
Current & past employers: | Bannett Eye Centers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $9,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1. 3,700 $125.<br>2. 3,400 $125.<br>3. 2,300 $125.<br>4. 3,500 $125.<br>5. 4,000 $125. all credit cards not sure intrest rates. |
Member Payment Dependent Notes Series 1217408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217408 |
$11,450 |
$11,450 |
13.99% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217408. Member loan 1217408 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,083 / month |
Current employer: | Avaya | Debt-to-income ratio: | 24.62% |
Length of employment: | 10+ years | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | Avaya | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Paying off state taxes. I'm diligent about paying my bills on time and responsible in paying off my debt. I work for an awesome company which is stable. Thank you for considering my loan.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $89,019.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1217436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217436 |
$12,000 |
$12,000 |
7.90% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217436. Member loan 1217436 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,500 / month |
Current employer: | San Mateo County Sheriff's Office | Debt-to-income ratio: | 9.88% |
Length of employment: | 3 years | Location: | SANTA CLARA, CA |
Home town: | |||
Current & past employers: | San Mateo County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > This loan will be used to pay off my high interest credit cards, and it will be paid as planned. My job is secured and it is considered a good paying position. I'm pretty sure that my monthly budget is better and simpler than what I have prior to this loan.<br><br> Borrower added on 04/04/12 > Consoladating my credit cards in a single payment is much better and simplier than what I have prior if granted this loan.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $10,993.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My wife overlooked the bills in which we were late on the due date. Consolidating the bills to a lower rate would be easier faster and wiser ro get rid of the high interest credit cards. Your help is highly appreciated. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I am planning to pay off my Discover credit card and not to use it anymore. Additioanlly, I would like also to pay off a loan from a bank which is a very small amount but would help. |
Member Payment Dependent Notes Series 1217444
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217444 |
$19,575 |
$19,575 |
9.76% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217444. Member loan 1217444 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Steve Silver Production | Debt-to-income ratio: | 26.88% |
Length of employment: | 10+ years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Steve Silver Production | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,694.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $26,000 13.5% interest rate - $650.00 minimum monthly payment<br>American Express $1,800 12% interest rate- $35 minimum monthly payment |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total payment now is $950, but after applying this loan to pay off my credit cards, it will be $800. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses: Rent $709, Utilities $10, Phone $60, Food $200 o total of $979. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $26,000 13.5% interest rate - $650.00 minimum monthly payment<br>American Express $1,800 12% interest rate- $35 minimum monthly payment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly apartment rent is $709. |
Member Payment Dependent Notes Series 1217468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217468 |
$11,200 |
$11,200 |
6.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217468. Member loan 1217468 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,833 / month |
Current employer: | Southern Hills Hospital | Debt-to-income ratio: | 19.10% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Southern Hills Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I would use this loan to pay-off a higher interest loan I presently have with Lending Club. My present loan is in good standing, no late/missed payments.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay-off my present Lending Club loan. My present loan is at an interest rate of 22.73% APR, pay-off baclance of 11,907.84. The new loan would be at a much lower interest rate, allowing me to pay it off faster.<br> Thank you. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I plan to pay-off my present Lending Club loan. My present loan is at an interest rate of 22.73% APR, pay-off baclance of 11,907.84. The new loan would be at a much lower interest rate, allowing me to pay it off faster. My present monthly payment is 932.17.<br> Thank you. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is 1762.00 (includes taxes and ins.) Utilities ,184.05.<br><br>Thank you. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I plan to pay-off my present Lending Club loan. My present loan is at an interest rate of 22.73% APR, pay-off baclance of 11,907.84. The new loan would be at a much lower interest rate, allowing me to pay it off faster. My present monthly payment is 932.17.<br> Thank you. |
Member Payment Dependent Notes Series 1217470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217470 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 6, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217470. Member loan 1217470 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Bechtel | Debt-to-income ratio: | 20.87% |
Length of employment: | 4 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Bechtel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I would like to make improvements on my condo, which I bought 3 years ago and would like to begin renting out, since I am on rotational assignment and spending time away. I would like to make it a furnished rental and change the floors and appliances to justify a higher rent.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | My condo is very spartan at the moment because I work alot on the road. Now that I will be on rotational assignment, I want to change the floor and some appliances and fully furnish the place so I can market it as fullly furnished corporate housing, preferably to other coworkers on rotation at my headquarters. |
Member Payment Dependent Notes Series 1217481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217481 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 4, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217481. Member loan 1217481 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Gilead Sciences | Debt-to-income ratio: | 0.20% |
Length of employment: | 1 year | Location: | Foster City, CA |
Home town: | |||
Current & past employers: | Gilead Sciences | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Hello, thank you for looking at my loan request. I moved to CA for a new job last year and am finally able to sell my old home but need funds to cover sale-related expenses. I have no debt other than my mortgage. Feel free to submit any questions you may have.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $57.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | Hi, this loan only covers expenses that are not reimbursable. |
Member Payment Dependent Notes Series 1217486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217486 |
$6,000 |
$6,000 |
6.62% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217486. Member loan 1217486 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Helix electric | Debt-to-income ratio: | 3.21% |
Length of employment: | < 1 year | Location: | MAKAWAO, HI |
Home town: | |||
Current & past employers: | Helix electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,760.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am wanting to buy a vehicle from a private party. I dont know what vehicle yet. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 for rent including all utilities, $200 for phone, $300 for food and insurance is $100 a year. |
Member Payment Dependent Notes Series 1217581
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217581 |
$8,500 |
$8,500 |
14.65% |
1.00% |
April 5, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217581. Member loan 1217581 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Costco Wholesale | Debt-to-income ratio: | 16.35% |
Length of employment: | 7 years | Location: | chicago, IL |
Home town: | |||
Current & past employers: | Costco Wholesale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > This loan is to pay off all my credit cards and my car loan. I will easily be able to pay this considering my car loan now is about $275. This will save me tons in interest.<br><br> Borrower added on 03/31/12 > To put this in perspective, I pay close to $500.00 a month with my credit and car loan combined right now. After this loan, all of these things would be paid off and I would have a monthly payment of roughly $295.00 on a loan with a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $550.00 plus utilities which brings it to about $650.00. I drive my own vehicle, which is soon to be paid off regardless of this loan. Gas is about 100.00 a month. Insurance is about a $100.00 a month. Phone is a wireless service and about $80 a month. I recently moved out of state to take a promotion at my work. I had virtually no furniture, thus my larger credit debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card with a balance of $4,000.00 and an interest rate of 22%. I have another with a balance of $1500.00 and an interest rate of 18.5%. Then one more with a balance of $1200.00 with 0% interest for the next 15 months. Lastly, I have my car loan which only has a balance of $750.00. I recently move out of state for a job promotion and had virtually no furniture thus the high credit balances. The $4,000.00 is the killer. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I rent which is about $650.00 a month with utilities. I recently moved out of state for a promotion and had virtually no furniture and my expenses ran up quicker than I would have liked for a short period. Now I'm just playing catch up and this makes more sense financially. |
Please explain the reason why you carry a large revolving credit balance. | I don't normally. I recently moved out of state for a job promotion. I had basically no furniture and needed to move on the fly, which ended up being costly. I have a plan set in place to pay off my credit as is, this just seems smarter financially because my interest rate would be significantly less. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $550.00 plus utilities which brings it to about $650.00. I drive my own vehicle, which is soon to be paid off regardless of this loan. Gas is about 100.00 a month. Insurance is about a $100.00 a month. Phone is a wireless service and about $80 a month. I recently moved out of state to take a promotion at my work. I had virtually no furniture, thus my larger credit debt. |
Please explain the reason why you carry a large revolving credit balance. | I don't normally. I recently moved out of state for a job promotion. I had basically no furniture and needed to move on the fly, which ended up being costly. I have a plan set in place to pay off my credit as is, this just seems smarter financially because my interest rate would be significantly less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card with a balance of $4,000.00 and an interest rate of 22%. I have another with a balance of $1500.00 and an interest rate of 18.5%. Then one more with a balance of $1200.00 with 0% interest for the next 15 months. Lastly, I have my car loan which only has a balance of $750.00. I recently move out of state for a job promotion and had virtually no furniture thus the high credit balances. The $4,000.00 is the killer. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card with a balance of $4,000.00 and an interest rate of 22%. I have another with a balance of $1500.00 and an interest rate of 18.5%. Then one more with a balance of $1200.00 with 0% interest for the next 15 months. Lastly, I have my car loan which only has a balance of $750.00. I recently move out of state for a job promotion and had virtually no furniture thus the high credit balances. The $4,000.00 is the killer. |
Member Payment Dependent Notes Series 1217603
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217603 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 9, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217603. Member loan 1217603 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Csaa | Debt-to-income ratio: | 9.97% |
Length of employment: | 10+ years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Csaa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > my c/c debt is <br>17987<br>monthly for all cards 350.00<br>Balance with 0 apr is $2938/$3456/$2039<br>Balance with 18.99 $2645/$2000/<br>Balance with 7.99 $4909<br>Student loan: $18541 montly $156<br>that would be all my payments for loans.<br>No mortgages/lines of credit /<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expense is :<br>Rent $100 I live with my family<br>cable/phone/pge/Car insurance: $400.00<br>Gas: 250<br>Food:250<br>entertainment: 150 |
Member Payment Dependent Notes Series 1217648
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217648 |
$7,000 |
$7,000 |
13.67% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217648. Member loan 1217648 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Rhode Island College | Debt-to-income ratio: | 13.66% |
Length of employment: | 10+ years | Location: | Coventry, RI |
Home town: | |||
Current & past employers: | Rhode Island College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,222.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | i DO NOT HAVE SUCH A RECORD |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly Take Home 2,900 <br>Auto Insurance 112 <br>Cred. Un. Loan 100 <br>Loan 220 This $220 was a loan I took when I had hysterectomy -AFLAC said they would pay and didn't. Ran out of sick time-had no income for six weeks. Finish in 2014-Borrowed 5,000 <br>Firestone 100 <br>Discover 100 <br>Capitol One 100 <br>Orchard Bank 100 <br>Verizon/Cell 240 <br>Electric 65 <br>Rent 600 <br>Medical 600 Just for next 6 weeks <br> 2,337 <br>Take Home - Expenses 563 <br>Gas 240 <br> 323 <br>Weekly Spending 81 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly Take Home 2,900 <br>Auto Insurance 112 <br>Cred. Un. Loan 100 <br>Loan 220 This $220 was a loan I took when I had hysterectomy -AFLAC said they would pay and didn't. Ran out of sick time-had no income for six weeks. Finish in 2014-Borrowed 5,000 <br>Firestone 100 <br>Discover 100 <br>Capitol One 100 <br>Orchard Bank 100 <br>Verizon/Cell 240 <br>Electric 65 <br>Rent 600 <br>Medical 600 Just for next 6 weeks <br> 2,337 <br>Take Home - Expenses 563 <br>Gas 240 <br> 323 <br>Weekly Spending 81 |
If you have a public record on file, please briefly explain the event and its resolution. | i DO NOT HAVE SUCH A RECORD |
If you have a public record on file, please briefly explain the event and its resolution. | i DO NOT HAVE SUCH A RECORD |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly Take Home 2,900 <br>Auto Insurance 112 <br>Cred. Un. Loan 100 <br>Loan 220 This $220 was a loan I took when I had hysterectomy -AFLAC said they would pay and didn't. Ran out of sick time-had no income for six weeks. Finish in 2014-Borrowed 5,000 <br>Firestone 100 <br>Discover 100 <br>Capitol One 100 <br>Orchard Bank 100 <br>Verizon/Cell 240 <br>Electric 65 <br>Rent 600 <br>Medical 600 Just for next 6 weeks <br> 2,337 <br>Take Home - Expenses 563 <br>Gas 240 <br> 323 <br>Weekly Spending 81 |
Member Payment Dependent Notes Series 1217653
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217653 |
$5,375 |
$5,375 |
6.03% |
1.00% |
April 6, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217653. Member loan 1217653 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | QTC Management | Debt-to-income ratio: | 16.83% |
Length of employment: | 1 year | Location: | San Bernardino, CA |
Home town: | |||
Current & past employers: | QTC Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I plan to use the money to consolidation 3 bills into one. I am a good borrower, because I need to maintane a good credit rating due to my job and each new car that I have bought I have paid off 3 to 6 months early. 95% of the time I pay more than than what my monthly statements requires.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,498.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Home$ 1,152.00 -no car payment-,utilities$ 175, phone $93.00 insurance $75.00, food $150.00 |
Member Payment Dependent Notes Series 1217685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217685 |
$3,600 |
$3,600 |
8.90% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217685. Member loan 1217685 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,712 / month |
Current employer: | Nathan Littauer Hospital | Debt-to-income ratio: | 14.47% |
Length of employment: | 10+ years | Location: | gloversville, NY |
Home town: | |||
Current & past employers: | Nathan Littauer Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $8,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | card #1: min pymt $37<br>card#2: min pymt $38<br>This loan will pay off both cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $75 for cards. this loan pays off cards so payment is only this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $500 for my share of these expenses |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance is amount of the loan requested with interest at 14% with minimum total payments $75 |
Member Payment Dependent Notes Series 1217719
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217719 |
$1,600 |
$1,600 |
7.90% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217719. Member loan 1217719 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | JPMorgan Retirement Planning Service | Debt-to-income ratio: | 25.10% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | JPMorgan Retirement Planning Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,600.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1109.25, no home equity loan, insurance is within the mortgage, taxes already paid. my gas, electric and phone is approx $350. With credit cards are about $516. |
Member Payment Dependent Notes Series 1217725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217725 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217725. Member loan 1217725 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,670 / month |
Current employer: | State of California, BOE | Debt-to-income ratio: | 23.06% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | State of California, BOE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Pay off high interest rate credit cards and home improvement<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $7,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | High interest rate credit cards: Visa 25% $5,000, Walmart/Discover 22% $1,500 and Cap One 18% $500<br>Honda Fin 6.89% $25,000 (approx) |
What is your intended use for the loan proceeds? | High interest rate credit cards: Visa 25%, Walmart/Discover 22% and Cap One18% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | High interest rate credit cards: Visa 25% $5,000, Walmart/Discover 22% $1,500 and Cap One 18% $500<br>Honda Fin 6.89% $25,000 (approx) |
Which debts do you plan to pay off with this loan? | High interest rate credit cards: Visa 25%, Walmart/Discover 22% and Cap One18% |
Member Payment Dependent Notes Series 1217760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217760 |
$5,000 |
$5,000 |
10.74% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217760. Member loan 1217760 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Aspen Pointe | Debt-to-income ratio: | 18.97% |
Length of employment: | < 1 year | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Aspen Pointe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > We will be getting married this summer and need a little help with some final expenses to close the gap between what our families have helped with and what is expected.<br><br> Borrower added on 04/02/12 > $2000 towards food/beverage, $700 for final wedding dress payment, $500 for cake, $1000 to final payment of photographer, $700 towards wedding bands. These expenses have been partially/mostly paid by our families; this would cover final cost that exceeded their budgets and give us our dream wedding<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $3,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | This would cover the photography, half of the wedding dress, cake, a portion of the food/beverage and wedding bands. |
Member Payment Dependent Notes Series 1217774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217774 |
$5,600 |
$5,600 |
13.11% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217774. Member loan 1217774 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | cook county department of corrections | Debt-to-income ratio: | 7.71% |
Length of employment: | 10+ years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | cook county department of corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,472.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I'm a single mother who lived with my mom for support. My mother was laid off in 2008 and hasn't returned to work since. The financial burden was once in my mothers hands and now its in my hands. I find myself after paying bills for the house with my pay check I'm broke sometimes. That's when I find myself swipping for gas, groceries, school fees and after school activities. I'm tryna break that cycle and go back to the way I once was. |
Please explain the reason why you carry a large revolving credit balance. | I'm a single mother who lived with my mom for support. My mother was laid off in 2008 and hasn't returned to work since. The financial burden was once in my mothers hands and now its in my hands. I find myself after paying bills for the house with my pay check I'm broke sometimes. That's when I find myself swipping for gas, groceries, school fees and after school activities. I'm tryna break that cycle and go back to the way I once was. |
Which debts do you plan to pay off with this loan? | One student loan, a medical bill, the total balance on five credit cards, and what's left on the credit card with the highest balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $1123.68, 14.90%,$45 credit card, $7489.62, 16.24%, $180, credit card, $877.45, 13.23%, $55, credit card, $627.78, 29.24%, $47 credit card, $174.32, 14%, $25, credit card, $183, 9.15%, $35, credit card, $678, $60, student loan, $878, medical bill. |
Member Payment Dependent Notes Series 1217805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217805 |
$15,000 |
$15,000 |
21.48% |
1.00% |
April 5, 2012 |
April 14, 2017 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217805. Member loan 1217805 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,983 / month |
Current employer: | PMI Mortgage Insurance | Debt-to-income ratio: | 2.92% |
Length of employment: | 4 years | Location: | OAKLEY, CA |
Home town: | |||
Current & past employers: | PMI Mortgage Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Debt Consolidation and Vehicle Repair - security to get to and from work and I am committed to my obligations.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $5,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know, I do not have any delinquencies resulting in 30+ days adversely affecting my credit. My Short Sale that took place w/ American Home Mortgage 1st Lien Holder and Citifinancial 2nd mortgage were both forgiven following funding; however I know this is showing as a Foreclosure and I have documents contesting this inaccuracy. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I totalled my current monthly expenses to be approx. $3600 month. This includes current debt, rent $1650, food, gas, insurance, utilities. |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know, I do not have any delinquencies resulting in 30+ days adversely affecting my credit. My Short Sale that took place w/ American Home Mortgage 1st Lien Holder and Citifinancial 2nd mortgage were both forgiven following funding; however I know this is showing as a Foreclosure and I have documents contesting this inaccuracy. |
Please provide additional details regarding the purpose of the loan. | To consolidate all of our debt and to apply towards vehicle repairs. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I totalled my current monthly expenses to be approx. $3600 month. This includes current debt, rent $1650, food, gas, insurance, utilities. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Most of the funds are for debt consolidation which will pay off all of my credit cards. Providing me with only one payment rather than many and a payoff date sooner than if continued to pay minimum over 10+ years. The remaining debt will be used for vehicle repairs. |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know, I do not have any delinquencies resulting in 30+ days adversely affecting my credit. My Short Sale that took place w/ American Home Mortgage 1st Lien Holder and Citifinancial 2nd mortgage were both forgiven following funding; however I know this is showing as a Foreclosure and I have documents contesting this inaccuracy. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I totalled my current monthly expenses to be approx. $3600 month. This includes current debt, rent $1650, food, gas, insurance, utilities. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Most of the funds are for debt consolidation which will pay off all of my credit cards. Providing me with only one payment rather than many and a payoff date sooner than if continued to pay minimum over 10+ years. The remaining debt will be used for vehicle repairs. |
Please provide additional details regarding the purpose of the loan. | To consolidate all of our debt and to apply towards vehicle repairs. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Most of the funds are for debt consolidation which will pay off all of my credit cards. Providing me with only one payment rather than many and a payoff date sooner than if continued to pay minimum over 10+ years. The remaining debt will be used for vehicle repairs. |
Member Payment Dependent Notes Series 1217809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217809 |
$6,000 |
$6,000 |
6.62% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217809. Member loan 1217809 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Grau & Associates | Debt-to-income ratio: | 16.03% |
Length of employment: | 1 year | Location: | coconut creek, FL |
Home town: | |||
Current & past employers: | Grau & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $79.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,500 to $1,750 |
What is the estimated current market value of the home you intend to purchase? | It will be a plot of land in Puerto Rico. |
What is your intended use for the loan proceeds? | The money is being used for the purchase of land in Puerto Rico. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | The money is being used for the purchase of land in Puerto Rico. There will be no mortgage payment and details unknown for insurance, taxes, etc as the loan proceeds will be used to exchange investments in stocks with my father. |
Member Payment Dependent Notes Series 1217810
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217810 |
$16,000 |
$16,000 |
21.48% |
1.00% |
April 6, 2012 |
April 14, 2017 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217810. Member loan 1217810 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Ace Hardware | Debt-to-income ratio: | 9.65% |
Length of employment: | 9 years | Location: | Roseville, CA |
Home town: | |||
Current & past employers: | Ace Hardware | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Payoff 4-5 loans that will reduce my monthly income. I was young and did loans that were paying to much in interest. Also reduce my high amount credit cards. Thank u very much for changing my life. I working on be more finacially smarter with money.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $7,141.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I had a bankruptcy in 2003. My wife was pregnant and forced on bed rest and no longer work. At the time it felt like the only option. I still payed some of the creditors off. It should be or really soon be dropped. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1200 for rent. $100 for utilities. $200 for phone. $100 for Car Insurance. $500 a month for food. $350 for car payment. ($2400 left to payoff) $200 a month for gas for cars. $80 for life insurance. |
If you have a delinquency in the last 2 years, please explain the reason. | I was unaware that i had two. It was a year and half ago. I sent the bill a day to late. I checked my credit report and those are the only two I aware of. |
If you have a public record on file, please briefly explain the event and its resolution. | I had a bankruptcy in 2003. My wife was pregnant and forced on bed rest and no longer work. At the time it felt like the only option. I still payed some of the creditors off. It should be or really soon be dropped. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cashcall $5700 at $500 a month. Interest is 100%. Quickclicks $2700 at $300 a month. Interest is 98%.<br>I have a First Premier, Capital One, Merrick, Contenential, Orchard, and Credit Bank credit cards. all have the same around 17-21% interest rate. I pay over the minimum payment. I pay $75 dollars a month on all. 4 of the cards are 700 credit limit. I keep those around $500. The Capital one card is $1250. balance round $1000. Contenintal is $900. Balance is around $750. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cashcall $5700 at $500 a month. Interest is 100%. Quickclicks $2700 at $300 a month. Interest is 98%.<br>I have a First Premier, Capital One, Merrick, Contenential, Orchard, and Credit Bank credit cards. all have the same around 17-21% interest rate. I pay over the minimum payment. I pay $75 dollars a month on all. 4 of the cards are 700 credit limit. I keep those around $500. The Capital one card is $1250. balance round $1000. Contenintal is $900. Balance is around $750. |
If you have a public record on file, please briefly explain the event and its resolution. | I had a bankruptcy in 2003. My wife was pregnant and forced on bed rest and no longer work. At the time it felt like the only option. I still payed some of the creditors off. It should be or really soon be dropped. |
If you have a delinquency in the last 2 years, please explain the reason. | I was unaware that i had two. It was a year and half ago. I sent the bill a day to late. I checked my credit report and those are the only two I aware of. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1200 for rent. $100 for utilities. $200 for phone. $100 for Car Insurance. $500 a month for food. $350 for car payment. ($2400 left to payoff) $200 a month for gas for cars. $80 for life insurance. |
If you have a public record on file, please briefly explain the event and its resolution. | I had a bankruptcy in 2003. My wife was pregnant and forced on bed rest and no longer work. At the time it felt like the only option. I still payed some of the creditors off. It should be or really soon be dropped. |
If you have a public record on file, please briefly explain the event and its resolution. | I had a bankruptcy in 2003. My wife was pregnant and forced on bed rest and no longer work. At the time it felt like the only option. I still payed some of the creditors off. It should be or really soon be dropped. |
Member Payment Dependent Notes Series 1217815
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217815 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217815. Member loan 1217815 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.27% |
Length of employment: | < 1 year | Location: | Bedford, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Purpose of the loan is to consolidate expenses accrued since starting my HR consulting business last fall. I make all my payments on time, and always pay more than the monthly minimum balance due.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,369.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently, I do not have any outstanding loans, only balances carried on credit cards with interest rates ranging from mid teens to 20%. My total monthly payments to credit cards averages around $1,100 which is higher than the minimum amount required (around $820). By securing this loan it will reduce my credit card balance by almost 75%, while lowering interest rate and monthly payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly rent is $2,270 with very low transportation expenses as I work remotely from home office, and all business related travel reimbursed by client. My average monthly expenses for utilities, food and insurance is approx. $650 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently, I do not have any outstanding loans, only balances carried on credit cards with interest rates ranging from mid teens to 20%. My total monthly payments to credit cards averages around $1,100 which is higher than the minimum amount required (around $820). By securing this loan it will reduce my credit card balance by almost 75%, while lowering interest rate and monthly payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly rent is $2,270 with very low transportation expenses as I work remotely from home office, and all business related travel reimbursed by client. My average monthly expenses for utilities, food and insurance is approx. $650 |
Member Payment Dependent Notes Series 1217841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217841 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217841. Member loan 1217841 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Best Buy | Debt-to-income ratio: | 18.60% |
Length of employment: | 7 years | Location: | SOUTH SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Best Buy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have 4 cards with a balance each of 4000, 3500, 2000, and 1500. right now my monthly payments are around 100 each. Interest rates are between 16%-24% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay rent, insurance, cell phone, 4 credit cards, and a school loan, plus gas and food |
Please explain the reason why you carry a large revolving credit balance. | one issue after another, had to do car repairs, than medical issues, and it all became to expensive so I had no choice but to use credit, now I just want to cut it down and get rid of the high balances |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Im using it to pay off two credit cards, and reduce the balance on two other ones, so it's easier to save money as well as pay my debt down |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have 4 cards with a balance each of 4000, 3500, 2000, and 1500. right now my monthly payments are around 100 each. Interest rates are between 16%-24% |
Member Payment Dependent Notes Series 1217844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217844 |
$3,600 |
$3,600 |
16.29% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217844. Member loan 1217844 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,500 / month |
Current employer: | AT&T | Debt-to-income ratio: | 11.27% |
Length of employment: | 10+ years | Location: | ALPHARETTA, GA |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | to replace a 30 yr old HVAC system that has quit working. |
Member Payment Dependent Notes Series 1217849
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217849 |
$5,000 |
$5,000 |
14.65% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217849. Member loan 1217849 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | Koly International, Inc. | Debt-to-income ratio: | 19.35% |
Length of employment: | 8 years | Location: | Saint Petersburg, FL |
Home town: | |||
Current & past employers: | Koly International, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Pay off First Premier, Property Tax, Express, CHASE<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have a car loan at 6.99% with an approximate $15,000 balance remaining, a CHASE credit 19.99% with $400 balance, a First Premier card at 22.4% with $180 balance, an Express card at 18.9% with $590 balance, and an American Signture Furniture account at 9.99% APR with a $3,000 balance. I would like to use a loan to pay off the CHASE, Express and First PREMIER accounts, as well as pay my $3,300 property taxes that I had saved for but had to spend for a medical emergency. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage paymet $500, condo association fees $380.22, auto loan payment $355.64, power/cable/internet approximately $210, auto insurance $142, health/dental insurance $230, combined credit card payments approx. $150, food/gas/entertainment approx. $500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have a car loan at 6.99% with an approximate $15,000 balance remaining, a CHASE credit 19.99% with $400 balance, a First Premier card at 22.4% with $180 balance, an Express card at 18.9% with $590 balance, and an American Signture Furniture account at 9.99% APR with a $3,000 balance. I would like to use a loan to pay off the CHASE, Express and First PREMIER accounts, as well as pay my $3,300 property taxes that I had saved for but had to spend for a medical emergency. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage paymet $500, condo association fees $380.22, auto loan payment $355.64, power/cable/internet approximately $210, auto insurance $142, health/dental insurance $230, combined credit card payments approx. $150, food/gas/entertainment approx. $500. |
Please explain the reason why you carry a large revolving credit balance. | I was in an extremely financially stable job when I acquired the majority of this debt; in 2006 I purchased a condo and used credit to finish (flooring, cabinetry, countertops, etc.) and furnish the place. Three years later my husband was deployed stateside and we had to move to Jacksonville for 2 years, where I was fortunate enough to remain employed with the same company, but paid significantly less to work remotely from home. This led to not being able to pay off the debt as planned. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have a car loan at 6.99% with an approximate $15,000 balance remaining, a CHASE credit 19.99% with $400 balance, a First Premier card at 22.4% with $180 balance, an Express card at 18.9% with $590 balance, and an American Signture Furniture account at 9.99% APR with a $3,000 balance. I would like to use a loan to pay off the CHASE, Express and First PREMIER accounts, as well as pay my $3,300 property taxes that I had saved for but had to spend for a medical emergency. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $500, Condo Association Fee $380.22, Utilities (power/cable/internet) approx. $200, Property Taxes approx. $300.<br>(All per month) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage paymet $500, condo association fees $380.22, auto loan payment $355.64, power/cable/internet approximately $210, auto insurance $142, health/dental insurance $230, combined credit card payments approx. $150, food/gas/entertainment approx. $500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have a car loan at 6.99% with an approximate $15,000 balance remaining, a CHASE credit 19.99% with $400 balance, a First Premier card at 22.4% with $180 balance, an Express card at 18.9% with $590 balance, and an American Signture Furniture account at 9.99% APR with a $3,000 balance. I would like to use a loan to pay off the CHASE, Express and First PREMIER accounts, as well as pay my $3,300 property taxes that I had saved for but had to spend for a medical emergency. |
Member Payment Dependent Notes Series 1217859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217859 |
$12,300 |
$12,300 |
9.76% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217859. Member loan 1217859 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | Town Of Dove Creek | Debt-to-income ratio: | 29.77% |
Length of employment: | 1 year | Location: | Dove Creek, CO |
Home town: | |||
Current & past employers: | Town Of Dove Creek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | the interest rates vary from the introductory zero percent to 15 percent and debt balances is nine thousand dollars and monthly payments on credit cards is about 250 to 300 dollars a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 75 for insurance utilities is about a 100 dollars and phone is about 75 and transportation and food range in between 75 and 150. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | They are about 650 dollars a month and that includes utilities and house payment and insurance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | They are about 650 dollars a month and that includes utilities and house payment and insurance. |
Please explain the reason why you carry a large revolving credit balance. | For ranching purposes and other purposes pertaining to the farm. |
Member Payment Dependent Notes Series 1217877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217877 |
$15,000 |
$15,000 |
16.29% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217877. Member loan 1217877 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 19.07% |
Length of employment: | 5 years | Location: | MORTON GROVE, IL |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $25,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $4000 balance to be paid off / 24.99% interest rate (due to cash advance) / 152.00 min payment<br>Visa: $6000 balance to be paid off / 21.99% interest rate / 280.00 min payment<br>Mastercard: $5000.00 balance to be paid off / 29.99% interest rate (cash advance) / 200.00 min payment |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total min payments currently total $750.00. The payment for this loan will be $529.32. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live rent free without any utilities. My only other monthly expenses other than credit cards are $290.00 for car payment, $70.00 for phone bill, and about $500.00 for miscellaneous living expenses. |
Please explain the reason why you carry a large revolving credit balance. | Family business came under hardship over the past few years so I had to take on some debt under my name. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card balance is about $20,000. Rates range from 9.99%-24.99% (mostly higher rates). Monthly payments are about $800.00. I always pay on time and usually pay more than minimum payments. Looking for this loan for convenience of consolidating into one payment and lowering rate for some of my balances. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $4000 balance to be paid off / 24.99% interest rate (due to cash advance) / 152.00 min payment<br>Visa: $6000 balance to be paid off / 21.99% interest rate / 280.00 min payment<br>Mastercard: $5000.00 balance to be paid off / 29.99% interest rate (cash advance) / 200.00 min payment |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card balance is about $20,000. Rates range from 9.99%-24.99% (mostly higher rates). Monthly payments are about $800.00. I always pay on time and usually pay more than minimum payments. Looking for this loan for convenience of consolidating into one payment and lowering rate for some of my balances. |
Please explain the reason why you carry a large revolving credit balance. | Family business came under hardship over the past few years so I had to take on some debt under my name. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card balance is about $20,000. Rates range from 9.99%-24.99% (mostly higher rates). Monthly payments are about $800.00. I always pay on time and usually pay more than minimum payments. Looking for this loan for convenience of consolidating into one payment and lowering rate for some of my balances. |
Please explain the reason why you carry a large revolving credit balance. | Family business came under hardship over the past few years so I had to take on some debt under my name. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $4000 balance to be paid off / 24.99% interest rate (due to cash advance) / 152.00 min payment<br>Visa: $6000 balance to be paid off / 21.99% interest rate / 280.00 min payment<br>Mastercard: $5000.00 balance to be paid off / 29.99% interest rate (cash advance) / 200.00 min payment |
Member Payment Dependent Notes Series 1217881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217881 |
$18,000 |
$18,000 |
13.67% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217881. Member loan 1217881 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Treasury Dept FCU | Debt-to-income ratio: | 14.87% |
Length of employment: | 5 years | Location: | Hyattsville, MD |
Home town: | |||
Current & past employers: | Treasury Dept FCU | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I WISH TO CONSILIDATE MY SMALLER LOANS INTO ONE PAYMENT<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1300.98 mortgage however I do have a room mate that helps with the utilities and food<br>$688.00 loan <br>$120.00 transportation <br>$450.00 food<br>$153.00 phone<br>$145.00 cable<br>$1300.00 loan for home repairs ( water damage to my basement |
Member Payment Dependent Notes Series 1217912
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217912 |
$14,000 |
$14,000 |
7.90% |
1.00% |
April 9, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217912. Member loan 1217912 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,083 / month |
Current employer: | Blue Moon Industries | Debt-to-income ratio: | 25.98% |
Length of employment: | 7 years | Location: | PUTNAM, CT |
Home town: | |||
Current & past employers: | Blue Moon Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Instead of paying $700 a month to pay down a higher interest credit card, paying $283 for a fixed period of time just made sense. I have no late payments in my credit history and I always pay on time.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $89,244.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Hello, I believe I just answered this question. Perhaps it takes a little while to post to the site. |
Please explain the reason why you carry a large revolving credit balance. | Hello, I believe I just answered this question. Perhaps it takes a little while to post to the site. |
Member Payment Dependent Notes Series 1217926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217926 |
$25,000 |
$25,000 |
9.76% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217926. Member loan 1217926 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,167 / month |
Current employer: | dental Assoc. | Debt-to-income ratio: | 14.08% |
Length of employment: | 5 years | Location: | ARLINGTON, VA |
Home town: | |||
Current & past employers: | dental Assoc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,601.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | monthly 2500. car will be paid off in about 6 months. |
Member Payment Dependent Notes Series 1217947
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217947 |
$15,000 |
$15,000 |
15.81% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217947. Member loan 1217947 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Staples | Debt-to-income ratio: | 14.61% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Staples | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Personal loan to pay off credit cards<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $20,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances total $18,000 with interst rates from 12.99% to 21%. Monthly payments average $700.<br>Student loan balance is $8500 with monthly payments of $99. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances total $18,000 with interst rates from 12.99% to 21%. Monthly payments average $700.<br>Student loan balance is $8500 with monthly payments of $99. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are equivalent to $2100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are equivalent to $2100 |
Please explain the reason why you carry a large revolving credit balance. | I have paid for 3 semesters of college on my credit cards. I intend on paying off the majority of my credit card debt with this loan. |
Which debts do you plan to pay off with this loan? | credit card debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances total $18,000 with interst rates from 12.99% to 21%. Monthly payments average $700.<br>Student loan balance is $8500 with monthly payments of $99. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances total $18,000 with interst rates from 12.99% to 21%. Monthly payments average $700.<br>Student loan balance is $8500 with monthly payments of $99. |
Which debts do you plan to pay off with this loan? | credit card debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances total $18,000 with interst rates from 12.99% to 21%. Monthly payments average $700.<br>Student loan balance is $8500 with monthly payments of $99. |
Member Payment Dependent Notes Series 1217964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217964 |
$1,200 |
$1,200 |
14.65% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217964. Member loan 1217964 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,796 / month |
Current employer: | Rutherford Diversified Industries Inc | Debt-to-income ratio: | 24.82% |
Length of employment: | 10+ years | Location: | SIERRA VISTA, AZ |
Home town: | |||
Current & past employers: | Rutherford Diversified Industries Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > A little help at a low rate<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $15,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay down hospital bill for my son; keep a "cushion" in my checking account |
What is your intended use for the loan proceeds? | Pay down hospital bill for my son; keep a "cushion" in my checking account |
If you have a delinquency in the last 2 years, please explain the reason. | As a single parent it's difficult to keep up. Also due to the economy my employer hasn't given any cost-of-living increases in over 2 years |
Please provide additional details regarding the purpose of the loan. | My answer to question 1 applies here as well. I intend to pay down a hospital bill for my son as well as dental bills. My employer recently decided to cancel our group dental plan which makes it necessary for me to cover 100% of the bills for myself and my son |
Please provide additional details regarding the purpose of the loan. | My answer to question 1 applies here as well. I intend to pay down a hospital bill for my son as well as dental bills. My employer recently decided to cancel our group dental plan which makes it necessary for me to cover 100% of the bills for myself and my son |
Member Payment Dependent Notes Series 1217991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217991 |
$1,050 |
$1,050 |
8.90% |
1.00% |
April 6, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217991. Member loan 1217991 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Dawson Resources | Debt-to-income ratio: | 4.53% |
Length of employment: | 2 years | Location: | Westerville, OH |
Home town: | |||
Current & past employers: | Dawson Resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $1,277.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 25.50% | Months Since Last Record: | 54 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had one in the last two years. |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have any public records |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1650 a month |
Member Payment Dependent Notes Series 1218015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218015 |
$8,500 |
$8,500 |
6.62% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218015. Member loan 1218015 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,400 / month |
Current employer: | Statewide Insurance Agency LLC | Debt-to-income ratio: | 14.45% |
Length of employment: | < 1 year | Location: | Riverton, UT |
Home town: | |||
Current & past employers: | Statewide Insurance Agency LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > We are consolidating the higher interest amounts from our Discover Card, American Express and Capital One credit cards.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,466.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | We pay $1650 in our current monthly expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 1$4738 interest rate 2.99% monthly pmt $94<br>credit card 2$915 interest rate 15.24% monthly pmt $35<br>credit card 3$2959 interest rate 17.9% monthly pmt $100 (we pay more than is due to get rid of it)<br>credit card 4$6443 interest rate 10.99% monthly pmt $125 ($1500 of this balance is 0%)<br>credit card 5$1500 interest rate 0% monthly pmt $25<br>student loan $4492 interest rate 3.62% monthly pmt $75<br>car loan$6339 interest rate 3.64% montly pmt $225 |
Please explain the reason why you carry a large revolving credit balance. | Had to live on credit cards to get by for about 8 months due to the economy and was also investing in equipment to run a small home business. The home business is still moving forward and I currently have a day job to eliminate all the extra debt. Hoping to be debt free in one year!!! |
Member Payment Dependent Notes Series 1218016
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218016 |
$4,000 |
$4,000 |
12.12% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218016. Member loan 1218016 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Penguin Group, US | Debt-to-income ratio: | 12.38% |
Length of employment: | < 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Penguin Group, US | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $7,026.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1218029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218029 |
$24,000 |
$24,000 |
21.97% |
1.00% |
April 4, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218029. Member loan 1218029 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Sears Holdings | Debt-to-income ratio: | 24.70% |
Length of employment: | 2 years | Location: | ANTIOCH, IL |
Home town: | |||
Current & past employers: | Sears Holdings | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Attempting to consolidate numerous sources of debt into 1, lower interest payment a month.<br><br> Borrower added on 04/02/12 > I have been continually employed for more than 10 years, with no lapses. My main debt is higher interest credit card debt that I wish to pay off and bring my amount of revolving credit down to a much more realistic amount by paying off current debt and cancelling accounts.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $25,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquency within the last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current montly expenses range between $1500 and $1800. This includes all of the expenses that you are asking about. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be allocating funds across multiple high interest credit cards and lines of credit. Once paid off, these accounts will also be closed. I am using this loan to get my overall credit line back to a reasonable amount of credit. |
Please explain the reason why you carry a large revolving credit balance. | I have carried a large revolving credit balance due to several factors over the past several years, in order to help with unexpected expenses. I was downsized from a company 4 years ago, which led me to relocation to a higher cost of living area. At this time, additional expenses were incurred, including numerous medical and dental that were unexpected. After being in my new location for a year, the company I worked for cut wages by 15%, which in turn, I incurred more debt during that time. |
Member Payment Dependent Notes Series 1218045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218045 |
$12,200 |
$12,200 |
21.48% |
1.00% |
April 6, 2012 |
April 14, 2017 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218045. Member loan 1218045 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | alaska usa federal credit union | Debt-to-income ratio: | 9.12% |
Length of employment: | 10+ years | Location: | ANCHORAGE, AK |
Home town: | |||
Current & past employers: | alaska usa federal credit union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > paying off all my outstanding debts will then have one monthly payment to worry about and be able to close my credit cards and know debt will be paid off in 5 years<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $17,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have tried to answer but my response keeps getting rejected |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | not sure i understand the question i pay 975.00 now plan to pay these off and close all but a gas card and one cc but do not plan to use only plan on having the monthly pmt from this loan 960.00 plus my utilites and rent |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have tried to answer but my response keeps getting rejected |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have tried to answer but my response keeps getting rejected |
Please explain the reason why you carry a large revolving credit balance. | I have tried to answer but my response keeps getting rejected so will try again sorry for vague repsonse <br><br>family issues - <br>layoffs<br>over extended credit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have tried to answer but my response keeps getting rejected |
Please explain the reason why you carry a large revolving credit balance. | I have tried to answer but my response keeps getting rejected so will try again sorry for vague repsonse <br><br>family issues - <br>layoffs<br>over extended credit |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have tried to answer but my response keeps getting rejected |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have tried to answer but my response keeps getting rejected |
What is your intended use for the loan proceeds? | consolidate all existing debt into one loan |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have tried to answer but my response keeps getting rejected |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have tried to answer but my response keeps getting rejected |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have tried to answer but my response keeps getting rejected |
If you have a delinquency in the last 2 years, please explain the reason. | was charged a 2.00 late fee for phone bill thought I had mailed it and had not was 15 days late |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have tried to answer but my response keeps getting rejected |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have tried to answer but my response keeps getting rejected |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have tried to answer but my response keeps getting rejected |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have tried to answer but my response keeps getting rejected |
Please explain the reason why you carry a large revolving credit balance. | I have tried to answer but my response keeps getting rejected so will try again sorry for vague repsonse <br><br>family issues - <br>layoffs<br>over extended credit |
Member Payment Dependent Notes Series 1218057
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218057 |
$35,000 |
$35,000 |
10.74% |
1.00% |
April 10, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218057. Member loan 1218057 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,000 / month |
Current employer: | Dyncorp International | Debt-to-income ratio: | 15.12% |
Length of employment: | < 1 year | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Dyncorp International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,521.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1,195<br>$0 Car loan/paid off<br>Utilitites/Phone/Cable/Internet: $465<br>Insurance: $0 monthly; full amount paid yearly.<br>Food/Gas/Misc..: $800-$1,000<br><br>Total:~ $2,500-$2,700 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $15,500 ~20% APR; not sure of minimun payment, I always pay more. <br>Timeshare Mortgage: $17,500 ~ 14.5%APR; monthly payment of $320 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | A total of 3 debts will be paid off:<br><br>2 Credit Cards with higher interest rates for a total of $16K<br>1 Real Estate Timeshare loan with higher interest rate and longer term for a total of $17.5K |
Member Payment Dependent Notes Series 1218088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218088 |
$9,800 |
$9,800 |
13.99% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218088. Member loan 1218088 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,894 / month |
Current employer: | Timothy School | Debt-to-income ratio: | 16.05% |
Length of employment: | 6 years | Location: | Wayne, PA |
Home town: | |||
Current & past employers: | Timothy School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $11,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Previously answered this question. See previous answers. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off three credit cards with balances of $4000, $1700, $1500 & $1300, which totals $8500. The interest rates are too high, from 17.99% to 21.99%. I pay more than the minimum monthly payment. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I pay more than the minimum monthly payments. I currently pay four monthly card payments of $200, $125, $75 & $60, which totals $460. With this loan, my $460 card payments will be reduced to $0, and replaced by my Lending Club loan payment at $334 monthly for 36 months until debt-free. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off three credit cards with balances of $4000, $1700, $1500 & $1300, which totals $8500. The interest rates are too high, from 17.99% to 21.99%. I pay more than the minimum monthly payment. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I pay more than the minimum monthly payments. I currently pay four monthly card payments of $200, $125, $75 & $60, which totals $460. With this loan, my $460 card payments will be reduced to $0, and replaced by my Lending Club loan payment at $334 monthly for 36 months until debt-free. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Previously answered this question. See previous answers. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Previously answered a similar question. See previous answers. |
Member Payment Dependent Notes Series 1218103
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218103 |
$10,000 |
$10,000 |
15.31% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218103. Member loan 1218103 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,958 / month |
Current employer: | Comprehensive Software Systems | Debt-to-income ratio: | 9.54% |
Length of employment: | 4 years | Location: | Lakewood, CO |
Home town: | |||
Current & past employers: | Comprehensive Software Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I am still paying for poor choices I made in college and now I'm ready to get out from under the burden of high interest rates. I also would rather be paying interest to real people rather than big credit card companies that prey on the optimism/ignorance of youth. Thank you in advance.<br><br> Borrower added on 04/01/12 > I have not missed a payment on any of the 3 cards that I carry balances on. I am not delinquent or at risks of becoming delinquent. I am just trying to consolidate the payments into one payment at a lower interest rate so I can get them paid off more quickly.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $10,882.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $650, Transportation - $250, Utilities -150, Phone , insurance $700(annually), food -$250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 - $7,900 at 19.99% - I pay $300 a month, minimum is $249<br>Credit Card 2 - $1,800 at 18.99% - I pay $100 a month, minimum is $47<br>Credit Card 3 - $1500 at 24.99% - 1 pay 100 a month, minimum is $64<br>Student Loans - $65,000 currently deferred, but I pay the accrued interest each month of $239 voluntarily |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $650, Transportation - $250, Utilities -150, Phone , insurance $700(annually), food -$250 |
Please explain the reason why you carry a large revolving credit balance. | I have been paying on some of these balances for many years. Some of the initial purchases on these high interest cards were frivolous spending from being poor and in college. A $3,700 purchase was made on one card to pay for an emergency room visit when I slipped on ice and broke my arm and shoulder when i first moved to Colorado. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 - $7,900 at 19.99% - I pay $300 a month, minimum is $249<br>Credit Card 2 - $1,800 at 18.99% - I pay $100 a month, minimum is $47<br>Credit Card 3 - $1500 at 24.99% - 1 pay 100 a month, minimum is $64<br>Student Loans - $65,000 currently deferred, but I pay the accrued interest each month of $239 voluntarily |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 - $7,900 at 19.99% - I pay $300 a month, minimum is $249<br>Credit Card 2 - $1,800 at 18.99% - I pay $100 a month, minimum is $47<br>Credit Card 3 - $1500 at 24.99% - 1 pay 100 a month, minimum is $64<br>Student Loans - $65,000 currently deferred, but I pay the accrued interest each month of $239 voluntarily |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating the balances of 3 cards and closing those accounts. |
Which debts do you plan to pay off with this loan? | Card 1, Card 2 and Card 3. As listed in question 2 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $650, Transportation - $250, Utilities -150, Phone , insurance $700(annually), food -$250 |
Which debts do you plan to pay off with this loan? | Card 1, Card 2 and Card 3. As listed in question 2 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 - $7,900 at 19.99% - I pay $300 a month, minimum is $249<br>Credit Card 2 - $1,800 at 18.99% - I pay $100 a month, minimum is $47<br>Credit Card 3 - $1500 at 24.99% - 1 pay 100 a month, minimum is $64<br>Student Loans - $65,000 currently deferred, but I pay the accrued interest each month of $239 voluntarily |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 - $7,900 at 19.99% - I pay $300 a month, minimum is $249<br>Credit Card 2 - $1,800 at 18.99% - I pay $100 a month, minimum is $47<br>Credit Card 3 - $1500 at 24.99% - 1 pay 100 a month, minimum is $64<br>Student Loans - $65,000 currently deferred, but I pay the accrued interest each month of $239 voluntarily |
Member Payment Dependent Notes Series 1218118
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218118 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218118. Member loan 1218118 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Autoliv | Debt-to-income ratio: | 5.36% |
Length of employment: | 10+ years | Location: | Layton, UT |
Home town: | |||
Current & past employers: | Autoliv | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Loan is actually for home improvement. We need to replace our driveway and wooden deck. Contractor has told us that we cannot patch again driveway needs to be replaced. The deck at the back of the house is falling apart want to put stairs and cement patio to replace the wooden deck.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Total Mortgage is 863.27 per month, Loan is at 4.25%, principle is 756.59, amount for escrow is 106.68. The escrow covers property tax and insurance. Last year property tax was 858.00, insurance was 468.00. Electric power is 70.00 per month, Natural Gas 85.00 per month, City water, sewer, garbage is 80.00 bi-monthly. |
Member Payment Dependent Notes Series 1218121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218121 |
$21,200 |
$21,200 |
17.99% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218121. Member loan 1218121 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Royal Caribbean Cruises | Debt-to-income ratio: | 11.69% |
Length of employment: | 10+ years | Location: | Veneta, OR |
Home town: | |||
Current & past employers: | Royal Caribbean Cruises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $4,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not have any delinquency in over 6 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan rate 5.625% - $174. Credit card combined rate - zero% interest thru 2013 - $39.00 then 16.99%; mortgage rate 4.785% - $1342.77 |
If you have a delinquency in the last 2 years, please explain the reason. | I have not have any delinquency in over 6 years. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not have any delinquency in over 6 years. |
Member Payment Dependent Notes Series 1218131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218131 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218131. Member loan 1218131 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Derouen's Heavy Equipment | Debt-to-income ratio: | 27.06% |
Length of employment: | 8 years | Location: | lafayette, LA |
Home town: | |||
Current & past employers: | Derouen's Heavy Equipment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I am renovating my backyard by adding a pool and deck in which will add value to my home.<br><br> Borrower added on 04/05/12 > Thank you<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $11,746.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The intended use for the loan is to install an above ground pool and deck. |
Is the improvement to your primary residence or an investment property? | This will be done on my primary residence. |
Member Payment Dependent Notes Series 1218139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218139 |
$8,750 |
$8,750 |
13.67% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218139. Member loan 1218139 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | University of Phoenix | Debt-to-income ratio: | 12.04% |
Length of employment: | 2 years | Location: | CHANDLER, AZ |
Home town: | |||
Current & past employers: | University of Phoenix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Pay off for Capital One, Chase, and Discover. Rates are in mid 20s for those cards now.<br><br> Borrower added on 04/01/12 > With this loan, I will be able to pay off these accounts and reduce my monthly payments. I have never missed a payment.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- $4875, Mastercard-$2337, Discover $1534. Total minums now around $475 per month. Visa is 23%, Master 26%, and Discover 21%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total payments now are 489. This loan will be 297. All cards will be paid off with this loan. |
Member Payment Dependent Notes Series 1218150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218150 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218150. Member loan 1218150 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Zenith Ins | Debt-to-income ratio: | 7.59% |
Length of employment: | 10+ years | Location: | WINNETKA, CA |
Home town: | |||
Current & past employers: | Zenith Ins | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $700; car payment is $200, utilities & phone is $300, insurance $300, food & other is about $250. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards, 2 of them has an interest rate of 23.99% which is the reason for my trying to get a loan cause of the rate. The total balance of all 3 cards is 10K. |
Member Payment Dependent Notes Series 1218182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218182 |
$6,000 |
$6,000 |
17.99% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218182. Member loan 1218182 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | DPVB | Debt-to-income ratio: | 17.39% |
Length of employment: | < 1 year | Location: | Bakersfield, CA |
Home town: | |||
Current & past employers: | DPVB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Medical expenses<br><br> Borrower added on 04/01/12 > I plan to use the funds for elective medical surgery that I have been planning on for 5 years. I am a graduate of a top 25 nationally ranked university by US News with a stable job at a CPA firm, and currently halfway to earning my CPA license.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $4,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | Estimated expenses are $6,000. I requested the full amount needed and was approved. |
What is your intended use for the loan proceeds? | I am using the proceeds for elective medical surgery, something I have been planning for for 5 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | On average my monthly expenses are about $1,700. That's including all expenses: rent, utilities, phone, car insurance (my firm pays for my health insurance), student loan payments, etc. |
What are the estimated expenses? | Estimated expenses are $6,000. I requested the full amount needed and was approved. |
What is your intended use for the loan proceeds? | I am using the proceeds for elective medical surgery, something I have been planning for for 5 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | On average my monthly expenses are about $1,700. That's including all expenses: rent, utilities, phone, car insurance (my firm pays for my health insurance), student loan payments, etc. |
Member Payment Dependent Notes Series 1218209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218209 |
$12,000 |
$12,000 |
9.76% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218209. Member loan 1218209 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | U.S.P.S. | Debt-to-income ratio: | 22.15% |
Length of employment: | 7 years | Location: | Ada, OH |
Home town: | |||
Current & past employers: | U.S.P.S. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I'd like to eliminate all of my credit cards and some other debt. . I had to do some shopping after a change in my life. I also have some high interest. I have another loan with lending club and have never missed a payment and will pay that off with this loan. Thank you for your consideration.<br><br> Borrower added on 04/02/12 > Thank you to all who have invested so far. It will be my pleasure to do business with you.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit cards are mostly store cards with a total of 7K. My interest rates are all over 14.9%. My available credit on those is over 15K. Its just the amount I am paying that is ridiculous. I also want to pay off my truck whick I owe less than 3 on. And my other loan on here whick is less than 3. My total minimum monthly payments on the cards and the truck and lending club payments are about 600 a month. The payment on here would be just over half of that. Thanks for considering. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 2000 a month. If I can get this loan, it will lower my total monthly expenses about 200 a month to about 1800. I have been able to pay my bills but things are tight. The extra 200 a month would help out a great deal. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit cards are mostly store cards with a total of 7K. My interest rates are all over 14.9%. My available credit on those is over 15K. Its just the amount I am paying that is ridiculous. I also want to pay off my truck whick I owe less than 3 on. And my other loan on here whick is less than 3. My total minimum monthly payments on the cards and the truck and lending club payments are about 600 a month. The payment on here would be just over half of that. Thanks for considering. |
Member Payment Dependent Notes Series 1218252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218252 |
$14,000 |
$14,000 |
8.90% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218252. Member loan 1218252 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,365 / month |
Current employer: | Rich Product Corporation | Debt-to-income ratio: | 17.89% |
Length of employment: | 6 years | Location: | Tonawanda, NY |
Home town: | |||
Current & past employers: | Rich Product Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Paying off all credit card debt.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card debt is $14,000. This loan will allow me to payoff all my debt in 3 years. My interest rates range from 15% to 22%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are $750. |
Member Payment Dependent Notes Series 1218263
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218263 |
$12,000 |
$12,000 |
13.67% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218263. Member loan 1218263 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Sandbox Tech | Debt-to-income ratio: | 22.56% |
Length of employment: | < 1 year | Location: | HAWTHORNE, CA |
Home town: | |||
Current & past employers: | Sandbox Tech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I plan to use the loan to consolidate off credit card debt I accumulated during going to school. I am currently already making payments higher than this to pay off the individual credit cards, it would be nice to pay all in one place. My job is very stable and there is talk of a promotion.Thank you<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,342.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1218268
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218268 |
$8,000 |
$8,000 |
7.62% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218268. Member loan 1218268 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Infiniti plastic technologies | Debt-to-income ratio: | 21.27% |
Length of employment: | 3 years | Location: | tiline, KY |
Home town: | |||
Current & past employers: | Infiniti plastic technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > atv purchase and debt consolidation<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | purchase an atv with 60% of the funds and 40% paying off a credit card debt that I have closed that I have to pay off the balance |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Sold my house on contract buyer pays all house related expenses, mortgage, home equity line, taxes and insurance. My bills are just lines Of credit and household expenses. no rent or mortgage payment on new property paid in full |
Please explain the reason why you carry a large revolving credit balance. | In the process of reducing debt and closing cards. |
What is your intended use for the loan proceeds? | atv purchase and cancel several lines of credit and pay off balance |
What are you buying? | atv |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | purchase an atv with 60% of the funds and 40% paying off a credit card debt that I have closed that I have to pay off the balance |
Member Payment Dependent Notes Series 1218271
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218271 |
$11,650 |
$11,650 |
12.12% |
1.00% |
April 5, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218271. Member loan 1218271 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Neal Feay Company | Debt-to-income ratio: | 24.23% |
Length of employment: | 10+ years | Location: | GOLETA, CA |
Home town: | |||
Current & past employers: | Neal Feay Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa and mastercard |
Member Payment Dependent Notes Series 1218289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218289 |
$7,200 |
$7,200 |
17.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218289. Member loan 1218289 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Machine Tools Supply | Debt-to-income ratio: | 15.69% |
Length of employment: | 5 years | Location: | BUENA PARK, CA |
Home town: | |||
Current & past employers: | Machine Tools Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I just bought a house and want to consolidate my bills.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $6,970.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Juniper for 2500- 30% around $100,JCPenny for 1700- 28% around $70,Kinecta for 1500- 22% around $50, Macy for 1500- 28% $180<br>I just bought my first home, I used these cards for household purchases such as carpeting, paint,furniture, and appliances. I always pay more then the min payment so I wasnt sure on figures for payment. |
Which debts do you plan to pay off with this loan? | Juniper for $2500<br>JCPenny for $1700<br>Kinecta for $1500<br>Macys for $1500 |
Which debts do you plan to pay off with this loan? | Juniper for $2500<br>JCPenny for $1700<br>Kinecta for $1500<br>Macys for $1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Juniper for 2500- 30% around $100,JCPenny for 1700- 28% around $70,Kinecta for 1500- 22% around $50, Macy for 1500- 28% $180<br>I just bought my first home, I used these cards for household purchases such as carpeting, paint,furniture, and appliances. I always pay more then the min payment so I wasnt sure on figures for payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Juniper for 2500- 30% around $100,JCPenny for 1700- 28% around $70,Kinecta for 1500- 22% around $50, Macy for 1500- 28% $180<br>I just bought my first home, I used these cards for household purchases such as carpeting, paint,furniture, and appliances. I always pay more then the min payment so I wasnt sure on figures for payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage, my portion is $300<br>Car payment $214<br>Phone $100<br>Utilities $400<br>Food $400<br>Tuition $500 |
Which debts do you plan to pay off with this loan? | Juniper for $2500<br>JCPenny for $1700<br>Kinecta for $1500<br>Macys for $1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Juniper for 2500- 30% around $100,JCPenny for 1700- 28% around $70,Kinecta for 1500- 22% around $50, Macy for 1500- 28% $180<br>I just bought my first home, I used these cards for household purchases such as carpeting, paint,furniture, and appliances. I always pay more then the min payment so I wasnt sure on figures for payment. |
Member Payment Dependent Notes Series 1218319
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218319 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 10, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218319. Member loan 1218319 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Business on the Move, LLC | Debt-to-income ratio: | 22.92% |
Length of employment: | < 1 year | Location: | NORTH RIDGEVILLE, OH |
Home town: | |||
Current & past employers: | Business on the Move, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $25,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Patio landscaping door |
Is the improvement to your primary residence or an investment property? | Primary |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Member Payment Dependent Notes Series 1218341
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218341 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 6, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218341. Member loan 1218341 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | Sherwin Williams | Debt-to-income ratio: | 11.57% |
Length of employment: | 2 years | Location: | Hollywood, FL |
Home town: | |||
Current & past employers: | Sherwin Williams | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > This is a means towards simplify spending every month. And<br>at the same time a way to increase savings because the loan amount is more than what is needed.<br><br>Employment is stable and has been for two years now. Housing is also stable, this residence belongs to family(i.e. no rent, no mortgage)<br><br> Borrower added on 04/01/12 > Previous statement add-on: because the loan amount is higher than what is needed. It makes repayment possible much faster than the 36 month term. <br><br>And In an unforeseen circumstance such as a loss of employment. What is left over, plus what is already put away would still allow for repayment.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This is your average, consolidation loan. It is nice to simplify things and just pay one bill.<br>That is the main and really only objective of this loan. <br><br>Also, this loan amount is more than what is needed. It allows for repayment to made much <br>faster and for personal savings to grow as well. <br><br>The time given for repayment is more than enough for this amount also, which is nice. |
Member Payment Dependent Notes Series 1218359
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218359 |
$10,050 |
$10,050 |
14.65% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218359. Member loan 1218359 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Tri-Arc Food Systems, Inc | Debt-to-income ratio: | 16.04% |
Length of employment: | 9 years | Location: | HOLLY SPRINGS, NC |
Home town: | |||
Current & past employers: | Tri-Arc Food Systems, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
Please explain the reason why you carry a large revolving credit balance. | i used to have a retail shop and it closed down last year and I used my personal credit cards to payoff most of the inventories buying from the last year. at that time, i got no option. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
What is the total balance of your credit cards, interest rates and current monthly payments? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
Please explain the reason why you carry a large revolving credit balance. | i used to have a retail shop and it closed down last year and I used my personal credit cards to payoff most of the inventories buying from the last year. at that time, i got no option. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My whole loan is going to payoff all my credit card bills for my business n I won't use it anywhere else. |
What is the total balance of your credit cards, interest rates and current monthly payments? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
What is your intended use for the loan proceeds? | Payoff my credit card bills That I used for paying my business expenses. N my business was closed down last year |
Please explain the reason why you carry a large revolving credit balance. | i used to have a retail shop and it closed down last year and I used my personal credit cards to payoff most of the inventories buying from the last year. at that time, i got no option. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
What is the total balance of your credit cards, interest rates and current monthly payments? | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | all i can say is if i can get that $10500 loan, good thing for me is i am paying the same monthly payment but i can payoff couples of my credit bills with high interest rate within about 3 months instead of +10 years. so if i can get about $30000 loan and paying about $600 every month, i am sure i can handle it with my stable job. my whole point borrow money from here is payoff all my high interest rate bill faster and get back my life earlier! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My whole loan is going to payoff all my credit card bills for my business n I won't use it anywhere else. |
Member Payment Dependent Notes Series 1218375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218375 |
$24,000 |
$24,000 |
7.90% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218375. Member loan 1218375 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,542 / month |
Current employer: | Hixson | Debt-to-income ratio: | 11.40% |
Length of employment: | 5 years | Location: | Fort Mitchell, KY |
Home town: | |||
Current & past employers: | Hixson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
This loan will be used to help fund the purchase of a multi-family property that I will occupy as my primary residence. I am a solid borrower and have never defaulted on any loans or debt obligations. The property will gross enough income to cover expenses and all debt payments and provide a net income.
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,702.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the home you are purchasing your primary residence or an investment property? | It will be our primary residence. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | See previous answer |
What is the estimated current market value of the home you intend to purchase? | $320,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Expenses (Utilities, Insurance, Taxes, maintenance) -$1600/mn<br>Mortgage (P&I) - $1700/mn<br>Line of Credit - $750/mn |
Member Payment Dependent Notes Series 1218440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218440 |
$7,000 |
$7,000 |
12.12% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218440. Member loan 1218440 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | GLU MOBILE | Debt-to-income ratio: | 18.96% |
Length of employment: | 1 year | Location: | REDMOND, WA |
Home town: | |||
Current & past employers: | GLU MOBILE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $900<br>Car (Gas, Insurance): $200<br>Utilities: Roughly $150-300<br>Food (for me and spouse, including eating out): $350<br>Credit Card Minimum Payments: $200<br>Loan Payments: Roughly $400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express:<br>Outstanding Balance: $3,315.09<br>Minimum Monthy Payment: $62.00<br>Finance Charge: $35.75<br>Interest Rate: $15.24(v)<br><br>Chase Continental: <br><br>Outstanding Balance: $3,314.35<br>Minimum Monthy Payment: $66.00<br>Finance Charge: $36.42<br>Interest Rate: 14.24% (v)<br><br>Student Loan amounts are roughly $350 a month. |
Which debts do you plan to pay off with this loan? | Two credit cards that have acquired debt in this past year because I have graduated college, left my second job, and moved to a new apartment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is for paying off two credit cards in order to get my credit back to its recently positive rating. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express:<br>Outstanding Balance: $3,315.09<br>Minimum Monthy Payment: $62.00<br>Finance Charge: $35.75<br>Interest Rate: $15.24(v)<br><br>Chase Continental: <br><br>Outstanding Balance: $3,314.35<br>Minimum Monthy Payment: $66.00<br>Finance Charge: $36.42<br>Interest Rate: 14.24% (v)<br><br>Student Loan amounts are roughly $350 a month. |
Member Payment Dependent Notes Series 1218448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218448 |
$16,800 |
$16,800 |
12.12% |
1.00% |
April 9, 2012 |
April 14, 2017 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218448. Member loan 1218448 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Giant Food Mart | Debt-to-income ratio: | 8.45% |
Length of employment: | 10+ years | Location: | CUBA, NY |
Home town: | |||
Current & past employers: | Giant Food Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > This loan will be used to pay off high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $9,071.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 1 $3,000...18.99%; $75 per month<br>Citibank 1 $1,300.....29.74%; $60 per month<br>One Main Financial $7,000.....24.99%; $220.09/month<br>GE Money 1 $1,300.....29.99%; $60/month<br>GE Money 2 $2,500.....22.90%; $100/month<br>Mastercard 1 $1,400....18.99%; $50/month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payments for the credit cards I will be paying off with this loan are currently $566 per month. The new minimum payment on this loan will be $375. The total balance on the credit cards I will be paying off is $16,500. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 1 $3,000...18.99%; $75 per month<br>Citibank 1 $1,300.....29.74%; $60 per month<br>One Main Financial $7,000.....24.99%; $220.09/month<br>GE Money 1 $1,300.....29.99%; $60/month<br>GE Money 2 $2,500.....22.90%; $100/month<br>Mastercard 1 $1,400....18.99%; $50/month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using this loan to pay off high interest credit cards.......<br><br>One Main Financial ....$7,000<br>Mastercards....$4,400<br>Citibank Cards...$1,300<br>GE Money Cards ...$3,800<br><br>By paying off these credit cards with this loan I will be saving approximately $200 per month compared to the monthly payments I am currently paying and will have the credit cards completely paid off. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not been delinquent on any of my loans or credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | monthly expenses are as follows:<br>mortgage $1,000<br>utilities $300 <br>phone $50<br>insurance $75<br>food $400<br>taxes $250<br>Line of Credit 200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | monthly expenses are as follows:<br>mortgage $1,000<br>utilities $300 <br>phone $50<br>insurance $75<br>food $400<br>taxes $250<br>Line of Credit 200 |
Member Payment Dependent Notes Series 1218450
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218450 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218450. Member loan 1218450 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Central Occupational Medicine Providers | Debt-to-income ratio: | 22.94% |
Length of employment: | 2 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Central Occupational Medicine Providers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Consolidation of credit into one fixed monthly payment opposed to 3 monthly payments.<br><br> Borrower added on 04/01/12 > I am a good borrower because I am very responsible, reliable, trustworthy, and you will definitely see that in the course of this loan payback. I have a very stable job that should bring no worries of fast, reliable, and on time payments back to my loan.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is roughly 7000 at the moment. Interest rates are on average about 15 percent per card. This is all separated into four cards with monthly payments in total of about 600 dollars. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are rent for housing, car insurance, car payment, 4 credit card payments, phone bill, food, and two dogs. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are car payment, car insurance, rent, gas, phone bill, food, pet necessities of two dogs, 4 credit card payments. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total for the minimum monthly payments for the credit cards is 300 dollars.The loan will pay off all the credit cards and leave me with one monthly payment with less interest overall. |
Member Payment Dependent Notes Series 1218454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218454 |
$10,800 |
$10,800 |
13.67% |
1.00% |
April 5, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218454. Member loan 1218454 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Homestead Paving Co. | Debt-to-income ratio: | 12.19% |
Length of employment: | 4 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Homestead Paving Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,606.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | The loan will cover venue (which includes food, beverage, lighting, etc.) and decoration expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1937<br>Utilities: Included<br>Cellphone: $80<br>Health Insurance: Company benefit<br>Auto: <br> Fuel: $200<br> Car Payment: $200 (paid by company) $112 (paid by me)<br>Food: $350 (groceries and dining out) |
Member Payment Dependent Notes Series 1218459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218459 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218459. Member loan 1218459 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | cdc managment | Debt-to-income ratio: | 17.02% |
Length of employment: | 6 years | Location: | bronx, NY |
Home town: | |||
Current & past employers: | cdc managment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,714.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello the loan is intended for paying for my knee surgery I have a portion to pay for my knee surgery plus physical therapy i have a torn manisculus that has been bothering me but my insurance will only pay aportion |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are 1600 a month |
Member Payment Dependent Notes Series 1218461
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218461 |
$6,500 |
$6,500 |
17.99% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218461. Member loan 1218461 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Chase | Debt-to-income ratio: | 13.76% |
Length of employment: | < 1 year | Location: | WHITTIER, CA |
Home town: | |||
Current & past employers: | Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Trying to save up to buy a great American car, but need to clear my cards first and consolidate.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $7,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the last years that I know of. |
Please explain the reason why you carry a large revolving credit balance. | I used 2 of my cards to repair my college car which which is the majority of the balances. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the last years that I know of. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $2600, 23.99%, min $81,<br>MasterCard: $2461, 22.99% ~$70<br>Visa: $875, 19.74%, 19%, min $25<br>Store Card: $202, 25.24%, $25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total min: ~$210. The loan min would be $234. I don't pay the minimum on each card. I send in total: $350 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses ~$1000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $2600, 23.99%, min $81,<br>MasterCard: $2461, 22.99% ~$70<br>Visa: $875, 19.74%, 19%, min $25<br>Store Card: $202, 25.24%, $25 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Here is the information you requested: <br>Visa: $2600, 23.99%, min $81,<br>MasterCard: $2461, 22.99% ~$70<br>Visa: $875, 19.74%, 19%, min $25<br>Store Card: $202, 25.24%, $25 |
What is your intended use for the loan proceeds? | To pay off the balances on the cards and continue to improve my credit rating. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | ~$1000 per month. |
Please explain the reason why you carry a large revolving credit balance. | I used 2 of my cards to repair my college car which which is the majority of the balances. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Here is the information you requested: <br>Visa: $2600, 23.99%, min $81,<br>MasterCard: $2461, 22.99% ~$70<br>Visa: $875, 19.74%, 19%, min $25<br>Store Card: $202, 25.24%, $25 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $2600, 23.99%, min $81,<br>MasterCard: $2461, 22.99% ~$70<br>Visa: $875, 19.74%, 19%, min $25<br>Store Card: $202, 25.24%, $25 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Ill be using the loan to pay off my 4 credit cards only. The total balance of all of them are a little less than $6000. Two of the cards carry the majority of the balances. |
Member Payment Dependent Notes Series 1218466
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218466 |
$7,000 |
$7,000 |
6.62% |
1.00% |
April 9, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218466. Member loan 1218466 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Kay Jewelers | Debt-to-income ratio: | 9.09% |
Length of employment: | < 1 year | Location: | King of Prussia, PA |
Home town: | |||
Current & past employers: | Kay Jewelers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $4,632.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | a custom made platinum engagement ring with a natural untreated unheated ruby as it center stone |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $350, transportation $20 per week, utilities are included in rent, phone $100, no insurance, food $100 per month |
Member Payment Dependent Notes Series 1218482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218482 |
$28,000 |
$28,000 |
7.62% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218482. Member loan 1218482 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,046 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 12.34% |
Length of employment: | 10+ years | Location: | O'Fallon, IL |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > We will use this loan to purchase a new vehicle and pay off some higher interest debt. We just paid off our last Lending Club loan last month with all payments on-time, and we are also lenders on Lending Club.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,833.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | We are reviewing different minivans right now to replace our current one. We will use the loan in conjunction with trade in value (10-11k) to purchase.<br><br>Thank you for the question and thanks for the consideration. |
What are you buying? | We are reviewing different minivans right now to replace our current one. We will use the loan in conjunction with trade in value (10-11k) to purchase.<br><br>Thank you for the question and thanks for the consideration. |
Member Payment Dependent Notes Series 1218595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218595 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 4, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218595. Member loan 1218595 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,167 / month |
Current employer: | EMF USA, Inc. | Debt-to-income ratio: | 13.32% |
Length of employment: | 3 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | EMF USA, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,087.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, Mastercard, Mastercard, Mastercard. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payment including this loan is approximately $1200.00. |
Member Payment Dependent Notes Series 1218599
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218599 |
$4,800 |
$4,800 |
7.62% |
1.00% |
April 6, 2012 |
April 14, 2015 |
April 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218599. Member loan 1218599 was requested on March 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Arapahoe Rental | Debt-to-income ratio: | 15.11% |
Length of employment: | 8 years | Location: | Wellington, CO |
Home town: | |||
Current & past employers: | Arapahoe Rental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I have two credit cards I'd like to pay off completely using the lower rate offered by LendingClub and interested investors. The current rates of the two cards are 15.25% and 13.99%. The two current balances total $4825. This loan will pay the two cards off completely at an attractive rate.<br>
A credit bureau reported the following information about this borrower member on March 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,956.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1218771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218771 |
$11,000 |
$11,000 |
18.55% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218771. Member loan 1218771 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Bice | Debt-to-income ratio: | 9.48% |
Length of employment: | 3 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Bice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $6,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1218782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218782 |
$7,600 |
$7,600 |
22.78% |
1.00% |
April 9, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218782. Member loan 1218782 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,945 / month |
Current employer: | Military | Debt-to-income ratio: | 22.48% |
Length of employment: | 5 years | Location: | El Paso, TX |
Home town: | |||
Current & past employers: | Military | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > This loan will be used to payoff credit card debt and auto loan. I am a good borrower because I am very responsible and refuse to have bad credit; therefore, my bills are always on time and current. I would like to consolidate my debt because I will pay less in the long term.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,660.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | By current debt balances are as follows:<br>Auto- $20,067 monthly payment $591, 6.79%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>Installment loan-$5,479 monthly payment $312, 20.31%interest |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$710<br>Utilities-$229<br>Transportation-$120<br>Phone-$90<br>Insurance-$197<br>Food-$300<br>By current debt balances are as follows:<br>Auto- $20,067 monthly payment $591, 6.79%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>Installment loan-$5,479 monthly payment $312, 20.31%interest |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | By current debt balances are as follows:<br>Auto- $20,067 monthly payment $591, 6.79%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>Installment loan-$5,479 monthly payment $312, 20.31%interest<br>Rent-$620<br>Utilities-$$229<br>Phone-$90<br>Insurance-$197<br>Food-$300<br>Transportation-$120 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | By current debt balances are as follows:<br>Auto- $20,067 monthly payment $591, 6.79%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>Installment loan-$5,479 monthly payment $312, 20.31%interest |
Which debts do you plan to pay off with this loan? | Installment loan-$5,479 monthly payment $312, 20.31%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>The rest will be put towards my Auto- $20,067 monthly payment $591, 6.79%interest |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Auto- $20,067 monthly payment $591, 6.79%interest (What's left will be put towards my auto loan)<br>Credit Card-$9,676 monthly payment $249, 15.9%interest (Pay off)<br>Installment loan-$5,479 monthly payment $312, 20.31%interest (Pay off) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | By current debt balances are as follows:<br>Auto- $20,067 monthly payment $591, 6.79%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>Installment loan-$5,479 monthly payment $312, 20.31%interest |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Auto- $20,067 monthly payment $591, 6.79%interest (What's left will be put towards my auto loan)<br>Credit Card-$9,676 monthly payment $249, 15.9%interest (Pay off)<br>Installment loan-$5,479 monthly payment $312, 20.31%interest (Pay off) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$710<br>Utilities-$229<br>Transportation-$120<br>Phone-$90<br>Insurance-$197<br>Food-$300<br>By current debt balances are as follows:<br>Auto- $20,067 monthly payment $591, 6.79%interest<br>Credit Card-$9,676 monthly payment $249, 15.9%interest<br>Installment loan-$5,479 monthly payment $312, 20.31%interest |
Please explain the reason why you carry a large revolving credit balance. | I charged all moving expenses (4 plane tickets, storage costs, move-out and move-in costs, 2.5 week hotel stay, 2 vehicle transport costs) when I PCSed. |
Member Payment Dependent Notes Series 1218797
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218797 |
$7,200 |
$7,200 |
12.12% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218797. Member loan 1218797 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Winebow inc | Debt-to-income ratio: | 10.13% |
Length of employment: | 7 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Winebow inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Amex $8,870 16.24% $177<br>Visa $2,077 17.24% $52 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $461 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have no mortgages |
What is your intended use for the loan proceeds? | Credit card refinance |
Member Payment Dependent Notes Series 1218831
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218831 |
$5,000 |
$5,000 |
13.11% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218831. Member loan 1218831 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | ConAgra Fooda | Debt-to-income ratio: | 5.33% |
Length of employment: | 4 years | Location: | Commerce City, CO |
Home town: | |||
Current & past employers: | ConAgra Fooda | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,428.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1218833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218833 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218833. Member loan 1218833 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | Froedtert Health Medical Group | Debt-to-income ratio: | 11.31% |
Length of employment: | 10+ years | Location: | West Bend, WI |
Home town: | |||
Current & past employers: | Froedtert Health Medical Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $15,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off all of our small credit cards with a lower interest rate. We have been consistent on our payments and want to be able to have everything paid off in the 3 year span as this loan indicates. |
Please explain the reason why you carry a large revolving credit balance. | We have had a lot of little credit cards and department store cards. In addition, we have two car payments and our house payments. We have been very consistent in making our payments and have not been late for a long period of time. We want to have one bill that we can pay at a low rate and have it paid off in the 3 years as the loan indicates. Hope we can have it set up where the payment is automatically withdrawn from our checking account. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My house loan is 1,700, car loan is 261.00, and between food, utilities, phone, and insurance is approximately 1000 for the month. |
Please explain the reason why you carry a large revolving credit balance. | We have had a lot of little credit cards and department store cards. In addition, we have two car payments and our house payments. We have been very consistent in making our payments and have not been late for a long period of time. We want to have one bill that we can pay at a low rate and have it paid off in the 3 years as the loan indicates. Hope we can have it set up where the payment is automatically withdrawn from our checking account. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balance for all them is approxiametly 10,000 (interest rates range from 15.99% to 24.99%). Average monthly payments for all the credit cards is about 500 paying a little over the mininum payment. House loan is 235,000 (payment is 1,700 per month with a 6.86 interest rate). |
Member Payment Dependent Notes Series 1218837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218837 |
$10,000 |
$10,000 |
7.62% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218837. Member loan 1218837 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Fry's Electronics | Debt-to-income ratio: | 2.98% |
Length of employment: | 6 years | Location: | NORCROSS, GA |
Home town: | |||
Current & past employers: | Fry's Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Hello, I am currently renovating my home through a 203k Loan which reimburses me for the improvements. However, I have to first pay out of my pocket before I receive reimbursement. All debts including this loan will be 80-90% paid off by next month once i receive reimbursement through my mortgage.<br><br> Borrower added on 04/01/12 > Hello, I am currently renovating my home through a 203k Loan which will reimburse me for the improvements. However I need to pay out of pocket first, inspect the improvements & then receive reimbursement. I will be paying off 90% of ALL debt in 05/12 once i receive payment from my mortgage company!<br><br> Borrower added on 04/02/12 > I started with my company 7 years ago & still going on strong. I am always on time on with my payments, organized with my monthly budget to the point where I have money saved after each paycheck INCLUDING my 401k deduction & looking to prosper in my first time purchased home.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,731.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | The project has already started & we are in the final stages of finishing the improvements. We are looking to purchase our carpet, hardwood and tile for the whole house(about 3210sq ft of floor space) in order for us to move in within 1-2 weeks. I would have not requested this loan if it was not for the little time we have left. We have the installers & materials ready to start and finish the project. Once we finish the installation, the 203Kmortgage company will inspect & reimburse the amount. |
Member Payment Dependent Notes Series 1218848
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218848 |
$21,725 |
$21,725 |
8.90% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218848. Member loan 1218848 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | NRT New England LLC | Debt-to-income ratio: | 17.50% |
Length of employment: | 1 year | Location: | LEXINGTON, MA |
Home town: | |||
Current & past employers: | NRT New England LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,955.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3300.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3300.00 |
Member Payment Dependent Notes Series 1218865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218865 |
$25,000 |
$25,000 |
13.99% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218865. Member loan 1218865 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Vanguard | Debt-to-income ratio: | 9.41% |
Length of employment: | 10+ years | Location: | MESA, AZ |
Home town: | |||
Current & past employers: | Vanguard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $1,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Not that I know of. If it was late, it would have been due to me being out of town for work. Every debt I've had was paid off. |
What is the home improvement project you are planning? | Paint, carpet and remodeling the bathrooms and kitchen. |
What is the home improvement project you are planning? | Paint, carpet and remodeling the bathrooms and kitchen. |
What is your intended use for the loan proceeds? | To remodel the house, and pay off credit card debt my wife has. |
Is this for a home improvement you have already made, or one that you are planning to make? | New projects. Paint, carpet and remodeling two bathrooms and kitchen. Also to pay off credit card debt my wife has. |
What is the home improvement project you are planning? | Paint, carpet and remodeling the bathrooms and kitchen. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $1400. Credit cards are about $50 a month. |
What is the home improvement project you are planning? | Paint, carpet and remodeling the bathrooms and kitchen. |
Is the improvement to your primary residence or an investment property? | Primary residence. I don't have any investment properties. |
Member Payment Dependent Notes Series 1218873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218873 |
$10,000 |
$10,000 |
15.31% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218873. Member loan 1218873 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | CAL POLY POMONA | Debt-to-income ratio: | 24.05% |
Length of employment: | 9 years | Location: | UPLAND, CA |
Home town: | |||
Current & past employers: | CAL POLY POMONA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $9,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $4082.95 / 19.45% / $133<br>Visa: $779.252 / 17.9% / $25<br>Discover: $3078.75 / 18.1% / $105<br>Visa: $1884.56 / 18.45% / $100 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $350, but I never pay just the minimum. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1800-2000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $4082.95 / 19.45% / $133<br>Visa: $779.252 / 17.9% / $25<br>Discover: $3078.75 / 18.1% / $105<br>Visa: $1884.56 / 18.45% / $100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1800-2000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $4082.95 / 19.45% / $133<br>Visa: $779.252 / 17.9% / $25<br>Discover: $3078.75 / 18.1% / $105<br>Visa: $1884.56 / 18.45% / $100 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa: $4082.95 / 19.45% / $133<br>Visa: $779.252 / 17.9% / $25<br>Discover: $3078.75 / 18.1% / $105<br>Visa: $1884.56 / 18.45% / $100 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa: $4082.95 / 19.45% / $133<br>Visa: $779.252 / 17.9% / $25<br>Discover: $3078.75 / 18.1% / $105<br>Visa: $1884.56 / 18.45% / $100 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1800-2000 |
Member Payment Dependent Notes Series 1218906
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218906 |
$35,000 |
$35,000 |
10.74% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218906. Member loan 1218906 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | USAF | Debt-to-income ratio: | 4.21% |
Length of employment: | 10+ years | Location: | SCOTT AFB, IL |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2,200 total for mortgage, debt, taxes and insurance. |
Please explain the reason why you carry a large revolving credit balance. | I carry that balance becasue it is finaced with a very low APR. |
What is your intended use for the loan proceeds? | The loan will be used for a boat restoration project. |
What are you buying? | A boat for restoration. |
What is your intended use for the loan proceeds? | The loan will be used for a boat restoration project. |
Please explain the reason why you carry a large revolving credit balance. | I carry that balance becasue it is finaced with a very low APR. |
Member Payment Dependent Notes Series 1218923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218923 |
$12,800 |
$12,800 |
12.12% |
1.00% |
April 5, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218923. Member loan 1218923 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | US Airways | Debt-to-income ratio: | 14.75% |
Length of employment: | 5 years | Location: | Mesa, AZ |
Home town: | |||
Current & past employers: | US Airways | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I paid $3421 in inflated interest last year. I have not had a missed or late payment in over 7 years. Citi-Bank worked with me and gave me a great rate. Chase on the other hand,... well if you've ever dealt with Chase you understand.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $0 rent, I am house sitting for a couple living in Abu Dhabi for the next three years. My car is paid off. Cell is $62. Car insurace is $68. Food is $300-400. and finally utities is about $125 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa~$2500 at 24.99% $76/m<br>Discover~$2000 at 19.99% $51/m<br>MC~$2000 at 17.99% $49/m<br>Visa II~$3000 at 25.24% $95/m<br>Visa III~$1500 at 16.24% $35/m<br>LOC~$500 at19.99% $35/m<br>Medical. Card ~$500 at 26.99% $25/m |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | ~$527 a month previously paid off in 30 years<br>Lending Club loan, $482.44 paid off in 3 years. Much More attractive. |
What is the total balance of your credit cards, interest rates and current monthly payments? | See above. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa~$2500 at 24.99% $76/m<br>Discover~$2000 at 19.99% $51/m<br>MC~$2000 at 17.99% $49/m<br>Visa II~$3000 at 25.24% $95/m<br>Visa III~$1500 at 16.24% $35/m<br>LOC~$500 at19.99% $35/m<br>Medical. Card ~$500 at 26.99% $25/m |
Member Payment Dependent Notes Series 1218948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218948 |
$7,000 |
$7,000 |
13.67% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218948. Member loan 1218948 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | LPS National Flood | Debt-to-income ratio: | 18.45% |
Length of employment: | 2 years | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | LPS National Flood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $10,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1218953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218953 |
$25,000 |
$25,000 |
22.78% |
1.00% |
April 9, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218953. Member loan 1218953 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | norfolk southern | Debt-to-income ratio: | 22.71% |
Length of employment: | 6 years | Location: | SHELBYVILLE, KY |
Home town: | |||
Current & past employers: | norfolk southern | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I want to pay off all my credit card debt and have jus one monthly payment<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $14,996.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My house payment is 800 dollars per month, my utilities are around 200 dollars per month. My insurance runs around 150 per month. |
Please explain the reason why you carry a large revolving credit balance. | I got into credit card debt years ago when I was younger, I've fought to pay them off since, credit cards are a good thing if you use them the right way. I just want an a chance to pay them off and become debt free in five years |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe around 8,000 on one credit card and 2,000 on another one, plus I have a personal loan that I want to pay off, also another credit card for Aron 4,000. |
Which debts do you plan to pay off with this loan? | I plan to pay all my insecure loans and credit cards off.the amount I've asked for will do that |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are around 1500 per month |
Member Payment Dependent Notes Series 1218963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218963 |
$7,000 |
$7,000 |
8.90% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218963. Member loan 1218963 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | wal mart | Debt-to-income ratio: | 24.27% |
Length of employment: | 10+ years | Location: | JOLIET, IL |
Home town: | |||
Current & past employers: | wal mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > plus i have been at my job for 15 years now<br><br> Borrower added on 04/03/12 > plan on using the money 2 payoff credit cards and get back on track<br><br> Borrower added on 04/04/12 > sooner i can get my credit cards payed off i can look for a house<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,438.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent car phone insurance food |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 4 visa 1 matsercard |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | monthly payments $310 payoff $6,995.30 |
Member Payment Dependent Notes Series 1218985
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1218985 |
$6,950 |
$6,950 |
10.74% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1218985. Member loan 1218985 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | UPS | Debt-to-income ratio: | 20.71% |
Length of employment: | 10+ years | Location: | BOLINGBROOK, IL |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $18,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | monthly -545.00 |
Please explain the reason why you carry a large revolving credit balance. | house repairs |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa - 3000.00 - monthly - 250<br>Mastercard - 4000.00 - monthly - 300.0 |
Please explain the reason why you carry a large revolving credit balance. | house repairs |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa - 3000.00 - monthly - 250<br>Mastercard - 4000.00 - monthly - 300.0 |
Member Payment Dependent Notes Series 1219010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219010 |
$4,000 |
$4,000 |
6.62% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219010. Member loan 1219010 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,900 / month |
Current employer: | Defense Logistics Agency | Debt-to-income ratio: | 5.10% |
Length of employment: | 5 years | Location: | Woodbridge, VA |
Home town: | |||
Current & past employers: | Defense Logistics Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,950.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2003 ford explorer 120,000 condition is really good |
How much money are you providing out of pocket as a down payment for this purchase? | i wasnt planning on putting anything down, am i required to provide a down payment |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2003 ford explorer 120,000 condition is really good |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I have the money for that |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2003 ford explorer 120,000 condition is really good |
How much money are you providing out of pocket as a down payment for this purchase? | i wasnt planning on putting anything down, am i required to provide a down payment |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no other auto abligation |
Please explain the reason why you carry a large revolving credit balance. | that is a credit card that i am in the process of paying off, i only use that card for emergencies. |
Member Payment Dependent Notes Series 1219017
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219017 |
$12,000 |
$12,000 |
6.03% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219017. Member loan 1219017 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | La-Z-Boy, Inc | Debt-to-income ratio: | 17.56% |
Length of employment: | 10+ years | Location: | GREENSBORO, NC |
Home town: | |||
Current & past employers: | La-Z-Boy, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This is a debt consolidation to merge 3 9-12.99% credit cards into one. The cards were used to fund the extra's on a kitchen remodel and trying to get a lower interest rate seemed like a good idea. I'd rather people get my interest money than a big bank. Thanks for your consideration.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1219020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219020 |
$30,000 |
$30,000 |
19.22% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219020. Member loan 1219020 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,930 / month |
Current employer: | Glass & Shiechel, CPA's LLP | Debt-to-income ratio: | 14.41% |
Length of employment: | < 1 year | Location: | Queens Village, NY |
Home town: | |||
Current & past employers: | Glass & Shiechel, CPA's LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I have a history of paying my bills on time. I will have the funds available to make my monthly payment on a timely basis in accordance with the loan agreement. My goal is to consolidate my debt into one affordable monthly payment.<br><br> Borrower added on 04/02/12 > I am very grateful to those that have funded me. Thank you.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $13,794.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | None that I am aware of. |
Please explain the reason why you carry a large revolving credit balance. | I was charging household items over a number of years. |
Member Payment Dependent Notes Series 1219047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219047 |
$4,300 |
$4,300 |
10.74% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219047. Member loan 1219047 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | The Martin Agency | Debt-to-income ratio: | 7.74% |
Length of employment: | < 1 year | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | The Martin Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,662.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | This is what a typical month usually runs.<br>Rent - $1200<br>Transportation - $50<br>Utilities - $300<br>Phone - $50<br>Insurance - $35<br>Food - $300<br>Student Loan - $80 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards (smallest monthly payments listed)<br>Credit Card A - $2300 / 23% IR / $78 monthly payment<br>Credit Card B - $2000 / 23% IR / $105 monthly payment<br>Credit Card C - $2100 / 12% IR / $42 monthly payment<br>Credit Card D - $2250 / 13% IR / $48 monthly payment<br>Credit Card E - $900 / 0% IR / $30 monthly payment<br><br>Student Loans <br>A - $7,100 / 6.25% IR<br>B - $26,100 / 4.75% IR |
Member Payment Dependent Notes Series 1219052
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219052 |
$4,000 |
$4,000 |
17.99% |
1.00% |
April 5, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219052. Member loan 1219052 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Title First Agency | Debt-to-income ratio: | 18.02% |
Length of employment: | < 1 year | Location: | COLUMBUS, OH |
Home town: | |||
Current & past employers: | Title First Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > My purpose of the intended loan is to payoff and/or paydown several credit cards, have my car repaired and save the remainder for emergency purposes.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,135.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 97.00% | Months Since Last Record: | 108 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | In 2003 I had to file Chapter 13 Bankruptcy following a marriage dissolution, my wages were garnished and secured notes were paid on my behalf by my trustee. In 2006 the bankruptcy trustee said they were not collecting enough money for my mortgage payment, and my lender needed $12,000.00 to bring me current. I was unable to come up with the money and unfortunately had to convert the bankruptcy to Chapter 7. Since 2006 I have not had any financial difficulty. |
What is your intended use for the loan proceeds? | My intended use for the loan is to consolidate/payoff several of my credit cards, have my car repaired and save the remainder for emergency purposes. |
What is your intended use for the loan proceeds? | My intended use for the loan is to consolidate/payoff several of my credit cards, have my car repaired and save the remainder for emergency purposes. |
Member Payment Dependent Notes Series 1219063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219063 |
$1,500 |
$1,500 |
13.99% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219063. Member loan 1219063 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Premier Mounts | Debt-to-income ratio: | 22.71% |
Length of employment: | 10+ years | Location: | MONTCLAIR, CA |
Home town: | |||
Current & past employers: | Premier Mounts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Funds needed for unforseen event. Currently at my position at work for 10+ years. Plan to payoff loan earlier that later.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,224.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Personal. Decline to state. |
Please explain the reason why you carry a large revolving credit balance. | Decline to state. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1700. |
Member Payment Dependent Notes Series 1219080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219080 |
$20,000 |
$20,000 |
14.65% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219080. Member loan 1219080 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,333 / month |
Current employer: | Housing Opportunity Partners, LLC | Debt-to-income ratio: | 7.74% |
Length of employment: | < 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Housing Opportunity Partners, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Paying off 17,000 in credit card debt that is financed at rates in the mid to high 20% range. Additionally will do some maintenance on one of our cars.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,027.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Recently I took a new job which improved my financial position. Prior to this my previous employer had not been paying the full amount that I had been contractually owed, and I had used my credit cards to finance some home improvements and other maintenance that I fully expected to repay. This loan will reduce a substantial amount of those revolving balances, and allow me to be more efficient in the repayment of my revolving debt. |
Member Payment Dependent Notes Series 1219084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219084 |
$23,500 |
$23,500 |
21.97% |
1.00% |
April 4, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219084. Member loan 1219084 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | MTS - Black Box Network Services | Debt-to-income ratio: | 20.27% |
Length of employment: | 2 years | Location: | BRAINTREE, MA |
Home town: | |||
Current & past employers: | MTS - Black Box Network Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am planning to pay off all my credit cards using this personal loan, which will allow me to pay off this debt within a specified amount of time as opposed to continuing to make minimum on my credit card bills. Credit history will show I have never made a single late payment.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express - 14,500 - 15.24% - $330/mo<br>Mastercard - 4,600 - 24.49% - $139/mo<br>Visa - 2,600 - 24.4% - $65/mo<br>Visa - 1,700 - 23.9% - $60/mo<br>American Express - 900 - 24.74% - $30/mo |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total monthly minimum payments is $680, which is why this loan will work well for me as the monthly cash flow will be nearly identical. |
What is the total balance of your credit cards, interest rates and current monthly payments? | American Express - 14,500 - 15.24% - $330/mo<br>Mastercard - 4,600 - 24.49% - $139/mo<br>Visa - 2,600 - 24.4% - $65/mo<br>Visa - 1,700 - 23.9% - $60/mo<br>American Express - 900 - 24.74% - $30/mo |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express - 14,500 - 15.24% - $330/mo<br>Mastercard - 4,600 - 24.49% - $139/mo<br>Visa - 2,600 - 24.4% - $65/mo<br>Visa - 1,700 - 23.9% - $60/mo<br>American Express - 900 - 24.74% - $30/mo |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses other than these credit card bills total approximately $2700. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using this for multiple purposes, strictly for credit card consolidation. |
Please explain the reason why you carry a large revolving credit balance. | Like many others, I used credit as a means to make ends meet when my income was insufficient. My income has increased significantly since I incurred this debt, but in order to eliminate it I am consolidating into a single, time-bound loan here. |
Member Payment Dependent Notes Series 1219103
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219103 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219103. Member loan 1219103 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Dana Farber Cancer Institute | Debt-to-income ratio: | 9.64% |
Length of employment: | 4 years | Location: | ROSLINDALE, MA |
Home town: | |||
Current & past employers: | Dana Farber Cancer Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,449.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 600, Utilities: 200, Food: 240, Car: 100, Gasoline: 240 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total 12,000, payments 600 interest average 15% |
Member Payment Dependent Notes Series 1219105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219105 |
$15,000 |
$15,000 |
13.11% |
1.00% |
April 9, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219105. Member loan 1219105 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | MP Nexlevel | Debt-to-income ratio: | 12.12% |
Length of employment: | 2 years | Location: | Motley, MN |
Home town: | |||
Current & past employers: | MP Nexlevel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I'm looking to pay off higher intrest rates and pay off debt faster. I have had very good payment history for the last 5 years and intend to continue improving my financial status.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $14,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 15,000 balance, auto 3,500 home 130,000 total monthly paymenys are 1,800 about 30% of monthly earnings. |
Member Payment Dependent Notes Series 1219160
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219160 |
$30,000 |
$30,000 |
21.48% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219160. Member loan 1219160 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Cleveland Clinic | Debt-to-income ratio: | 18.19% |
Length of employment: | 6 years | Location: | CLEVELAND, OH |
Home town: | |||
Current & past employers: | Cleveland Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > This loan will be used for debt consolidation an to lower my monthly bills. I have a secure job in a stable industry, and have the ability to easily pay this loan.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $2,139.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The only delinquency that I know I have are medical bill that are billing error because I work for the health care system that I receive care from. They where incorrectly bill to my insurance when they where covered by employee health. I am in the process of correcting all of these errors (second case manager). The other account I have are current and with many on an auto-pay plan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Unsecured debt not to be paid off in the next month is 30,000 with varying interest rate of 12-24%, Remaining on the Mortgage is 60,000 interest rate of 6.5%, Student loans are 28,000 interest rate of 5.55% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Unsecured debt not to be paid off in the next month is 30,000 with varying interest rate of 12-24%, Remaining on the Mortgage is 60,000 interest rate of 6.5%, Student loans are 28,000 interest rate of 5.55% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | approximately 1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Unsecured debt not to be paid off in the next month is 30,000 with varying interest rate of 12-24%, Remaining on the Mortgage is 60,000 interest rate of 6.5%, Student loans are 28,000 interest rate of 5.55% |
Which debts do you plan to pay off with this loan? | Unsecured Credit Card debt on cards that I am cancelling |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Unsecured debt not to be paid off in the next month is 30,000 with varying interest rate of 12-24%, Remaining on the Mortgage is 60,000 interest rate of 6.5%, Student loans are 28,000 interest rate of 5.55% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately 1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Unsecured debt not to be paid off in the next month is 30,000 with varying interest rate of 12-24%, Remaining on the Mortgage is 60,000 interest rate of 6.5%, Student loans are 28,000 interest rate of 5.55% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only for debt consolidation and lowering monthly payments. |
Which debts do you plan to pay off with this loan? | Unsecured Credit Card debt on cards that I am cancelling |
Member Payment Dependent Notes Series 1219175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219175 |
$21,000 |
$21,000 |
21.97% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219175. Member loan 1219175 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,968 / month |
Current employer: | The Boeing Company | Debt-to-income ratio: | 12.30% |
Length of employment: | 5 years | Location: | Culver City, CA |
Home town: | |||
Current & past employers: | The Boeing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > This is a solid investment, as I always make my payments on time, and I have a stable job as an expert in my field. I will use these funds to consolidate my outstanding debt into a manageable monthly expense.<br><br> Borrower added on 04/03/12 > Help me consolidate my debt! I'd rather pay interest to investors like you instead of paying interest to the credit card companies!<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $19,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't think I can provide that specific information per the terms of Lending Club. |
Which debts do you plan to pay off with this loan? | 3 credit cards and my car loan |
Please explain the reason why you carry a large revolving credit balance. | Simply put, I was living above my means. I've always been able to make my payments on time, but the balance wasn't going down. I'm looking for a set timeline to be debt free, with manageable monthly payments. |
Member Payment Dependent Notes Series 1219180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219180 |
$7,500 |
$7,500 |
12.12% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219180. Member loan 1219180 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,360 / month |
Current employer: | Dave's Marketplace | Debt-to-income ratio: | 16.30% |
Length of employment: | 10+ years | Location: | East Providence, RI |
Home town: | |||
Current & past employers: | Dave's Marketplace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > I plan to use the funds to consolidate debt into one payment. I am a good borrower because there are no deliquencies or late payments on credit report.I have been at the same place of employment for 12 years 6 months.<br><br> Borrower added on 04/02/12 > Thank you to my investors, I am grateful and look forward to simplifying my debts into 1 payment at a reasonable rate much cheaper than what my bank offered. Thank you especially to the $2750 investor today!<br><br> Borrower added on 04/03/12 > My total monthly expenses are $575.00 (Rent/Utilties included,phone,Internet,gas,insurance,food)<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances: Total Credit Card Debt: 8 Cards, $4482.00, rates from 9.99%-26.90%, $280/Mo. Total Personal Loan: 1, $2700.00, rate 16.99%, $223.39/Mo. No Student Loans, No Mortgages, No lines of credit, etc. |
Member Payment Dependent Notes Series 1219197
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219197 |
$18,000 |
$18,000 |
23.26% |
1.00% |
April 5, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219197. Member loan 1219197 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | YMCA of San Francisco-Bayview Branch | Debt-to-income ratio: | 18.80% |
Length of employment: | 4 years | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | YMCA of San Francisco-Bayview Branch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Lower interest, and fixed rate on credit card.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $18,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan<br>Bal $22,471 <br>Interest 5%<br>Monthly $200<br><br>Credit card <br>Bal $18,000<br>Interest 29.9%<br>Monthly $650<br><br>Car loan <br>Bal $13,000<br>Interest 13%<br>Monthly $320 |
If you have a delinquency in the last 2 years, please explain the reason. | The house I jointly owned with my ex-wife was foreclosed last year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan<br>Bal $22,471 <br>Interest 5%<br>Monthly $200<br><br>Credit card <br>Bal $18,000<br>Interest 29.9%<br>Monthly $650<br><br>Car loan <br>Bal $13,000<br>Interest 13%<br>Monthly $320 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $675<br>Util $100<br>Phone $100<br>Food $200<br>Life Ins $133<br>Car Ins $100 |
Please explain the reason why you carry a large revolving credit balance. | I had been financially helping my ex-wife. We were working together to save the house we jointly owned from foreclosure. She still resided in the house. I had not lived in the home for several years and was paying rent and a half the mortgage. After several years, I relied on my credit card more than I should. We lost the home in the Fall of 2011. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To clarify, the purpose of the loan is only to re-finance the credit card debt. I will pay off the credit card and close the account. <br><br>The lending club loan will allow me to manage the debt a lower rate and monthly payment (though I plan to pay more minimum.) |
Please explain the reason why you carry a large revolving credit balance. | I had been financially helping my ex-wife. We were working together to save the house we jointly owned from foreclosure. She still resided in the house. I had not lived in the home for several years and was paying rent and a half the mortgage. After several years, I relied on my credit card more than I should. We lost the home in the Fall of 2011. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan<br>Bal $22,471 <br>Interest 5%<br>Monthly $200<br><br>Credit card <br>Bal $18,000<br>Interest 29.9%<br>Monthly $650<br><br>Car loan <br>Bal $13,000<br>Interest 13%<br>Monthly $320 |
Member Payment Dependent Notes Series 1219272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219272 |
$6,000 |
$6,000 |
7.62% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219272. Member loan 1219272 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Clarity Voice | Debt-to-income ratio: | 28.43% |
Length of employment: | < 1 year | Location: | Ann Arbor, MI |
Home town: | |||
Current & past employers: | Clarity Voice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > The requested value will go towards gear and other associated costs for a canoe marathon.<br><br> Borrower added on 04/03/12 > Cost Breakdown<br><br>Jensen V-1 Pro Racing Canoe: $3,599.00<br>Carbon Fiber Paddle (3): $900.00<br>Flares (3): $60.00<br>Food (a team provides food/supplies during the 19hr race): $300.00<br>Lighting system: $70.00<br>Spray Cover: $400.00<br>General: $300.00<br>Registration $200.00<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,462.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Jensen V-1 Pro Canoe: $3,599.00<br>Carbon Fiber Paddle (3): $900.00/ea<br>Flares (3): $20.00/ea<br>Food: $300.00/ea (the race is 19hrs nonstop; we have to equip 'feeders' to provide for us)<br>Lighting: $70.00<br>Spray Cover: $400.00<br>General $300.00<br>Registration $200.00 |
Member Payment Dependent Notes Series 1219295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219295 |
$18,225 |
$18,225 |
15.81% |
1.00% |
April 4, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219295. Member loan 1219295 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | lab corp of america | Debt-to-income ratio: | 26.40% |
Length of employment: | 6 years | Location: | new haven, CT |
Home town: | |||
Current & past employers: | lab corp of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 55 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,415.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6 credit cards and this will pay it off and consolidate it all. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage utilities and expenses amount to 1400 a month with these cards cleared out. |
Please explain the reason why you carry a large revolving credit balance. | Bought first home and was overwhelmed starting out with repairs and needed items. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6 credit cards and this will pay it off and consolidate it all. |
Which debts do you plan to pay off with this loan? | All debts will be paid off minus ge bank which is nointerest for 18 months. |
What is your intended use for the loan proceeds? | Pay off all my credit cards and consolidate to one payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It is all to pay off my credit cards and consolidate my debt. |
Member Payment Dependent Notes Series 1219328
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219328 |
$4,000 |
$4,000 |
6.03% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219328. Member loan 1219328 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,958 / month |
Current employer: | snyder manufacturing inc. | Debt-to-income ratio: | 24.41% |
Length of employment: | 10+ years | Location: | newphiladelphia, OH |
Home town: | |||
Current & past employers: | snyder manufacturing inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > i am getting dental work done with no insurance for it.the loan will save me a lot of money in the long run.this will cover my dental and pay off the remainder of my credit bills.for what its worth i will pay this loan.lending club will be my only two credit loans.thank you very much!!!<br><br> Borrower added on 04/03/12 > i am trying to consolidate the remainder of my credit thru lending club your interest rate is appealing to me and will save me a bit of money.just trying to better my situation.thank you<br><br> Borrower added on 04/03/12 > i am just trying to elimanate my debt as smart as i can.i am set on getting out of debt and this is a great way to get where i want to be.thank you very much.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219371 |
$16,000 |
$16,000 |
6.03% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219371. Member loan 1219371 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Dascom Systems Group | Debt-to-income ratio: | 17.63% |
Length of employment: | 10+ years | Location: | CHANCELLOR, SD |
Home town: | |||
Current & past employers: | Dascom Systems Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Help me Kick Cabels Visa to the Curb Faster.... Thank you.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219412 |
$1,400 |
$1,400 |
7.90% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219412. Member loan 1219412 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,458 / month |
Current employer: | Cook Children's Health Care System | Debt-to-income ratio: | 2.86% |
Length of employment: | 2 years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Cook Children's Health Care System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I am going to be using the loan to refinance a higher interest rate card, which I would like to pay off in full. My total credit utilization is relatively low (given my income level) but this is the one higher rate card that I still have a balance on.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $4,540.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off a single Visa card with a balance of $1350 and interest rate of 18%. Minimum monthly payment for this card is $35. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum monthly payment for all current cards is $195. This will go up slightly to $197 with this loan/payoff (slightly shorter payoff period) while monthly interest will go down by $8. |
Member Payment Dependent Notes Series 1219417
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219417 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 5, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219417. Member loan 1219417 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | YOLO | Debt-to-income ratio: | 23.28% |
Length of employment: | 3 years | Location: | FORT LAUDERDALE, FL |
Home town: | |||
Current & past employers: | YOLO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > This loan will consolidate my 16-20% credit card A.P.R. I have been with my job for 3 years and 5 months. Thank you for this opportunity to write on check a month.<br><br> Borrower added on 04/02/12 > Building a great credit history is very important to my family and I. Paying back this loan on time will help maintain and hopefully boost my credit score.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $4,951.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219422 |
$17,625 |
$17,625 |
15.31% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219422. Member loan 1219422 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Ashton & Price LLP | Debt-to-income ratio: | 24.18% |
Length of employment: | 9 years | Location: | Orangevale, CA |
Home town: | |||
Current & past employers: | Ashton & Price LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I have 2 major credit cards with a 29.99% APR that I would like to pay off.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,004.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my CitiBank credit card that has a 29.99 interest rate |
Please explain the reason why you carry a large revolving credit balance. | When the CARD act went into effect a couple years ago my interest rates practically doubled even though I had excellent credit. So it made it more difficult to pay off debt resulting in only paying minimum payments. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum payments are $750.00 and payoff will be approx. $20K |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18,000, 29.99%, $900 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $14,500, 29.99%, $525 and a second Mastercard $3,500, $29.99%, $125 minimum monthly payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the money to pay off two major credit cards with an APR of 29.99% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $14,500, 29.99%, $525 and a second Mastercard $3,500, $29.99%, $125 minimum monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1400 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Homeowners insurance and property taxes are included in my loan. |
Member Payment Dependent Notes Series 1219430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219430 |
$4,950 |
$4,950 |
18.55% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219430. Member loan 1219430 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | citizens bank | Debt-to-income ratio: | 16.52% |
Length of employment: | 2 years | Location: | CUMBERLAND, RI |
Home town: | |||
Current & past employers: | citizens bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > This is for wedding expenses. I will be getting married summer 2013 and need a little extra money to take care of some expenses.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $10,849.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | 10% |
What is your intended use for the loan proceeds? | Videographer/photographer and other misc. expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1950 |
What portion of your wedding expenses does this loan represent? | 10% |
How are you paying for other wedding expenses not covered by this loan? | about 65% of the wedding is being paid for by my fiances parents. I am paying for the rest with money i have saved. |
Member Payment Dependent Notes Series 1219440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219440 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 5, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219440. Member loan 1219440 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Miami Gardens Police Department | Debt-to-income ratio: | 11.06% |
Length of employment: | 4 years | Location: | CORAL SPRINGS, FL |
Home town: | |||
Current & past employers: | Miami Gardens Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $12,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am working on a small project of a retaining wall and pavers in the yard, half way completed. The main project I would like to do is the kitchen. I purchased the home a few years ago and have planned on replacing the original cabinetry with new ones.After two years and many tries to finance it, percentages were just too high. I recently have come across lending Club as a final hope to get the monies I need. The percentage is extremely reasonable and affordable for the investment I hope to do. |
Please explain the reason why you carry a large revolving credit balance. | Difficult question to answer. I can only reply with it has taken me an extremely long time to right the wrong of the past. I have never filed for bankruptcy, instead I have taken responsibility and paid my credit balances down and have not missed or been late with a payment in the last several years. I do plan on paying down and paying off several of the high balance/high interest credit cards and making the home improvement with one monthly payment to Lending Club. Respectfully, |
Is the improvement to your primary residence or an investment property? | It is primary residence |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses which includes mortgage, utilities, HOA, and taxes is approx $3000 a month. I do not have a home equity or line of credit. |
Member Payment Dependent Notes Series 1219489
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219489 |
$4,000 |
$4,000 |
9.76% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219489. Member loan 1219489 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | jb hunt incorporated | Debt-to-income ratio: | 11.79% |
Length of employment: | < 1 year | Location: | philadelphia, PA |
Home town: | |||
Current & past employers: | jb hunt incorporated | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > i plan to repaint my car. aswell as detail it. i have good employment working in the trucking industry. i've been working for more than five years total. i believe i can repay this loan. my credit score is atleast 742.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $548.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219500 |
$25,000 |
$25,000 |
12.12% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219500. Member loan 1219500 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Siemens | Debt-to-income ratio: | 10.07% |
Length of employment: | 5 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Siemens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > This loan will be used to provide the remainder of a home down payment. The rest is for fixing the place up. (About 10k to downpayment, 15k to fixing.)<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1k<br>Transport - $0 (Company Truck)<br>Utilities - $130 (Water/Gas)<br>Phone - $100<br>Insurance - $500/yr<br>Food - $300 |
Please explain the reason why you carry a large revolving credit balance. | I pay them off every month. I use my cards for rewards vs. Carrying cash and what not. Probably shows a high balance because its between payments. |
What other sources of financing are you using to purchase the home? | Cash |
What is the estimated current market value of the home you intend to purchase? | The market is pretty slammed...so this question is hard to answer. The house I am aiming for is priced about 20k under the immediate houses around it. There is opportunity here for my rent to go down which is key to me. |
Is the home you are purchasing your primary residence or an investment property? | Primary |
What other sources of financing are you using to purchase the home? | Cash |
Member Payment Dependent Notes Series 1219547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219547 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 4, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219547. Member loan 1219547 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Sunera Technologies | Debt-to-income ratio: | 8.76% |
Length of employment: | 1 year | Location: | DORAL, FL |
Home town: | |||
Current & past employers: | Sunera Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $6,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Debt is around 6K out of 12K Credit Line.<br>I had one Authorized Loan Account for 16K and the balance on this is $450. Almost done. <br>I don't have any Student Loans. <br>Monthly Payments are Credit Card Payments, for around 800 every month. |
What is your intended use for the loan proceeds? | Pay off my credit cards which has higher APR |
What is your intended use for the loan proceeds? | Pay off my credit cards which has higher APR |
Member Payment Dependent Notes Series 1219602
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219602 |
$21,000 |
$21,000 |
12.12% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219602. Member loan 1219602 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Bock Integrative Medicine | Debt-to-income ratio: | 12.59% |
Length of employment: | 10+ years | Location: | Saugerties, NY |
Home town: | |||
Current & past employers: | Bock Integrative Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $25,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | A little over $2000. |
Member Payment Dependent Notes Series 1219606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219606 |
$9,000 |
$9,000 |
7.90% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219606. Member loan 1219606 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,667 / month |
Current employer: | Real Networks | Debt-to-income ratio: | 3.24% |
Length of employment: | 1 year | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Real Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Relocating back to NYC next month to start a FT job with large private digital media company. Relocation pkg is good but can't use it for initial deposits on a new apartment. I've never missed a loan payment the few times I've had them - a big believer in automated direct deposit for peace of mind.<br><br> Borrower added on 04/01/12 > Relocating back to NYC next month to start a FT job with large private digital media company. Relocation pkg is good but can't use it for initial deposits on a new apartment. I've never missed a loan payment the few times I've had them - a big believer in automated direct deposit for peace of mind.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219639 |
$5,500 |
$5,500 |
7.62% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219639. Member loan 1219639 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,150 / month |
Current employer: | 24 Hour Fitness | Debt-to-income ratio: | 28.19% |
Length of employment: | < 1 year | Location: | beaverton, OR |
Home town: | |||
Current & past employers: | 24 Hour Fitness | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 1997, 14.24% min 43<br>Electronic Retailer - 2524, 24.24% min 69<br>Retail store card - 699, 19.84% min 35<br>Clothing retailer - 173, 24.5% min 25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | All credit cards minimums equal 173 per month currently. This loan will pay all of them off, with it's monthly payment being 172 and some change. The benefit of the loan being the light at the end of the tunnel. Knowing that this debt will be paid off in, at most, 36 months, and simplifying it into one monthly payment instead of four. |
Member Payment Dependent Notes Series 1219658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219658 |
$35,000 |
$35,000 |
20.99% |
1.00% |
April 10, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219658. Member loan 1219658 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,600 / month |
Current employer: | Bank of New York Mellon | Debt-to-income ratio: | 13.72% |
Length of employment: | 9 years | Location: | Monroeville, PA |
Home town: | |||
Current & past employers: | Bank of New York Mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,897.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | 86 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1219661
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219661 |
$15,600 |
$15,600 |
8.90% |
1.00% |
April 10, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219661. Member loan 1219661 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Northrop Grumman | Debt-to-income ratio: | 19.21% |
Length of employment: | 9 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Northrop Grumman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This loan will be paid off in two years or less.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards. Card one 1300/min pay 40. Card two 2400/min 80. Card three 3400/min pay125. Card four 9200/min pay 205. Mortgage 1350, taxes 95, phone 65, utility 125, ins home/car 115. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards. Card one 1300/min pay 40. Card two 2400/min 80. Card three 3400/min pay125. Card four 9200/min pay 205. Mortgage 1350, taxes 95, phone 65, utility 125, ins home/car 115. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 1350, ins 110 for car and home. Phone is 65 and utilities are 150. Food is around 200 with gas at 80. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1350, ins 110 for car and home. Phone is 65 and utilities are 150. Food is around 200 with gas at 80. Tax is 160 a month. |
Please explain the reason why you carry a large revolving credit balance. | I bought my first home last year and used the cards to do a lot of home improvements. So much so that i got out of pmi in less than three months. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will pay three credit cards off and most of the fourth credit. It will let me make one payment with a lower rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards. Card one 1300/min pay 40. Card two 2400/min 80. Card three 3400/min pay125. Card four 9200/min pay 205. Mortgage 1350, taxes 95, phone 65, utility 125, ins home/car 115. |
Which debts do you plan to pay off with this loan? | I will be paying off my target visa and to other lower balanced cards. Then the rest will be used to pay off most of the fourth card. Most of my debt comes from remodeling my first home last year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards. Card one 1300/min pay 40. Card two 2400/min 80. Card three 3400/min pay125. Card four 9200/min pay 205. Mortgage 1350, taxes 95, phone 65, utility 125, ins home/car 115. |
Member Payment Dependent Notes Series 1219685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219685 |
$8,000 |
$8,000 |
17.27% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219685. Member loan 1219685 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | Cablevision | Debt-to-income ratio: | 16.50% |
Length of employment: | 3 years | Location: | Bridgeport, CT |
Home town: | |||
Current & past employers: | Cablevision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,362.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | family emergencies |
What is your intended use for the loan proceeds? | family emergencies |
What is your intended use for the loan proceeds? | family emergencies |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 300 rent. 60 light. 80 cable. 80 cell phone. a month<br>173 insurance. 300 food house utilities a month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | no multiple purposes. family emergency |
Member Payment Dependent Notes Series 1219691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219691 |
$11,000 |
$11,000 |
12.12% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219691. Member loan 1219691 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | new haven board of education | Debt-to-income ratio: | 13.76% |
Length of employment: | 8 years | Location: | EAST HAVEN, CT |
Home town: | |||
Current & past employers: | new haven board of education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Credit debt<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,493.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | N/a |
Member Payment Dependent Notes Series 1219704
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219704 |
$8,000 |
$8,000 |
6.62% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219704. Member loan 1219704 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | American Safety Training and Resources | Debt-to-income ratio: | 19.78% |
Length of employment: | 2 years | Location: | Edmond, OK |
Home town: | |||
Current & past employers: | American Safety Training and Resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,221.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan will be used to pay off: Discover Card $7500, Interest 24.99%, Monthly payments $172 (Usually paying $400)<br><br>Other lines of credit: Mortgage/student loans/auto loan (Monthly payments total $1400) |
Member Payment Dependent Notes Series 1219717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219717 |
$32,000 |
$32,000 |
14.65% |
1.00% |
April 5, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219717. Member loan 1219717 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,250 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 6.92% |
Length of employment: | < 1 year | Location: | Middlesex, NJ |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,215.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thanks for your question. 2 of the 3 cards have not been used in some time. This loan will keep us structured into paying the debt at a lower rate within 5 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We owe $30,000 in "plastic debt" across 4 cards (home improvement store, Amex, Discover, Chase). APR ranges from 13-25% and monthly payments are over $1000 combined. This loan will pay off all of that debt. I have a student loan that is about $2300 (I graduated in 1996) but will not use this loan to pay that off. Our mortgage/home equity are $2000/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We owe $30,000 in "plastic debt" across 4 cards (home improvement store, Amex, Discover, Chase). APR ranges from 13-25% and monthly payments are over $1000 combined. This loan will pay off all of that debt. I have a student loan that is about $2300 (I graduated in 1996) but will not use this loan to pay that off. Our mortgage/home equity are $2000/mo. |
Which debts do you plan to pay off with this loan? | We plan to pay off ALL Revolving debt to this lower interest loan. |
Member Payment Dependent Notes Series 1219729
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219729 |
$11,000 |
$11,000 |
6.03% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219729. Member loan 1219729 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Onyx Pharmaceuticals | Debt-to-income ratio: | 13.40% |
Length of employment: | 8 years | Location: | Dublin, CA |
Home town: | |||
Current & past employers: | Onyx Pharmaceuticals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | !st Mortage $173,000, 4.75% $1525/Mo<br>2nd Mortgage $34,000, 5.25% $455/Mo<br>Wells Fargo Acct. $7,466, 11.24% $224/Mo<br>Wells Fargo Bus. Acct. $7,379, 8.00% $121/Mo<br>Toyota Credit $9,065, 0% $150/Mo<br>GM Card $2360, 0% $75/Mo<br>Toyota Auto Loan, 23,887 2.9% $418/Mo<br>Student Loan, $25,000, 7.9% Deffered |
Member Payment Dependent Notes Series 1219736
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219736 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 10, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219736. Member loan 1219736 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Logan Oil Tools | Debt-to-income ratio: | 19.37% |
Length of employment: | 2 years | Location: | HUMBLE, TX |
Home town: | |||
Current & past employers: | Logan Oil Tools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This loan is for debt consolidation and home improvements.<br><br> Borrower added on 04/03/12 > I stated in previous a previous question that the remaining balance after debt payoff was for home improvements. Granite counter top estimate $2345<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $4,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to consolidate and pay off these cards:<br>Chase $1769.00<br>Bill Me Later $1500.00<br>Home Depot $820.00<br>GE Money $819.00<br>Discover $500.00<br>Best Buy $440.00<br>Target $226.00<br>In addition to that, I will be paying off a student loan to Loan to Learn in the amount of approximately $3000.00 and the additional money will go to home improvement projects. |
What is your intended use for the loan proceeds? | I am going to consolidate and pay off these cards:<br>Chase $1769.00<br>Bill Me Later $1500.00<br>Home Depot $820.00<br>GE Money $819.00<br>Discover $500.00<br>Best Buy $440.00<br>Target $226.00<br>In addition to that, I will be paying off a student loan to Loan to Learn in the amount of approximately $3000.00 and the additional money will go to home improvement projects. |
Please provide additional details regarding the purpose of the loan. | I am using this loan for debt consolidation and home improvements. I have itemized my intent in the next question. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on primarily using this loan to pay off high interest debts totaling $6074. <br>Chase $1769 22% APR<br>Bill Me Later $1500 23% APR<br>Home Depot $820 23% APR<br>GE Money $819 20% APR<br>Best Buy $440 23% APR<br>Target $226 22% APR<br>Discover $500 16% APR<br>I have a student loan that I want to pay off that is approximately $3000.<br>Those totals equal $9074. I have plans to sell my house in two years and wanted to make some improvements so the remaining balance would go to that. |
Member Payment Dependent Notes Series 1219750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219750 |
$10,600 |
$10,600 |
8.90% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219750. Member loan 1219750 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Cuyahoga County Prosecutor's Office | Debt-to-income ratio: | 22.39% |
Length of employment: | 3 years | Location: | Cleveland, OH |
Home town: | |||
Current & past employers: | Cuyahoga County Prosecutor's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have credit card debt of $10,216.43 over five cards. My average APR is 12.59%. To pay-down this amount and fight high interest, I've been paying about $500/month for several years. Your loan will pay these cards off, lower my monthly payment, and allow me to pay off my credit card debt faster.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $13,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Greetings, thank you for your consideration and for your question. Allow me to provide details in two parts - here, and in response to a similar question I have received.<br>Part 1:<br>I currently have one Citi Card, $2,003.58/9.24%; American Express, $883.41/17.24%, US Airways MasterCard, $3,616.17/13.24%; and two Chase cards, Chase (A) $3,239.30/11.99%, and Chase (B) $473.97/11.24%; This makes my current credit card debt burden $10,216.43, with an average APR of 12.59%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Allow me to provide details in two parts - here, and in response to a similar question I have received.<br>Part 2:<br>My student loan debt is $87,314.52, my monthly payment is $391.77. I pay $500 monthly in rent for my apartment. I pay cooking gas and electric which averages $40.00 per month. My other monthly home expense is high-speed internet at $30.00. My vehicle payment is $230.00 per month. I have budget $300.00 per month for food, $100 for transportation, and save $75 per pay - twice monthly. |
If you have a delinquency in the last 2 years, please explain the reason. | Thank you again for taking a look at my request. In response to your inquiry, I have no delinquencies. In fact, I have paid on-time, and have not accrued further credit card debt since graduating law school in 2008. On the contrary, I have made steady progress at paying down my debt, which means monthly payments on each card in excess of the minimum due. This is why I'm seeking to consolidate and reduce my APR. |
Which debts do you plan to pay off with this loan? | Good morning. The sole purpose of this loan is to pay off my $10,216.43 in credit card debt. The loan will not be used for any other purpose. You may note that my loan request is for $10,600, while my target debt is $10,216.43, and wonder why there is a $383.57 difference. I requested funds in addition to what I required in order to cover the 3% origination fee Lending Club is charging me. So, here I will receive approximately $10,282 after the fee - just enough to cover the target debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 100% of this loan will be allocated to pay my credit card debt. I have three types of debt: credit card, student loan, and vehicle. I have never been late or missed a vehicle payment since I secured funding in December of 2009. Also, my student loans qualify for a special forgiveness program in which I pay reduced monthly payments, and the remainder is forgiven in ten years. Thank you for your consideration, and your questions. |
Member Payment Dependent Notes Series 1219784
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219784 |
$16,800 |
$16,800 |
19.22% |
1.00% |
April 9, 2012 |
April 15, 2017 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219784. Member loan 1219784 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | CJC | Debt-to-income ratio: | 14.66% |
Length of employment: | 10+ years | Location: | indep, MO |
Home town: | |||
Current & past employers: | CJC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,732.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219796 |
$5,375 |
$5,375 |
13.67% |
1.00% |
April 6, 2012 |
April 15, 2015 |
April 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219796. Member loan 1219796 was requested on April 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | World Golf Foundation, Inc | Debt-to-income ratio: | 24.98% |
Length of employment: | 10+ years | Location: | Saint Augustine, FL |
Home town: | |||
Current & past employers: | World Golf Foundation, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Consolidating and closing 2 high interest rate credit cards.<br>
A credit bureau reported the following information about this borrower member on April 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $27,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off and closing a $3500 29.99% APR credit card and a $2000 29.99% APR Credit Card. |
Member Payment Dependent Notes Series 1219871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219871 |
$11,200 |
$11,200 |
15.81% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219871. Member loan 1219871 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Resolute Forest Products | Debt-to-income ratio: | 18.50% |
Length of employment: | 3 years | Location: | GREENVILLE, SC |
Home town: | |||
Current & past employers: | Resolute Forest Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > All, I am a responsible individual that has a steady job in accounting and finance. I am looking to get rid of credit card debt which I "racked up" in college. I have never defaulted on any loans/payments in my past. The interest rate is better than on my CC's, so I wanted to save some long run $.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $14,161.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here is a list of my current monthly expenses.<br>Rent - $500<br>Utilities - $200<br>Phone - $86<br>Insurance - $97<br>Truck Payment - $380<br>Food - ~$200 - Depends if we go out to eat much.<br>Thanks. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is $13,500. For the balances that I am trying to get rid of, the interest rates are approximately 24%. Right now, I have been paying a total of ~$750 per month. |
If you have a delinquency in the last 2 years, please explain the reason. | I pay my bills on time. I don't think that I have had any delinquencies in the last 2 years. I paid an overdue power bill from 2008 about a year and a half ago. Somehow, I never received a bill when I moved from a different city, and didn't realize that I owed anymore money to the power company. I didn't realize that I had an outstanding bill until I checked my credit report and immediately paid it off. |
Please explain the reason why you carry a large revolving credit balance. | I have a large revolving debt balance because I made some dumb decisions in college and right after. I am trying to get rid of the revolving balance with this loan. |
Member Payment Dependent Notes Series 1219905
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219905 |
$9,000 |
$9,000 |
10.74% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219905. Member loan 1219905 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Lincoln Educational Services | Debt-to-income ratio: | 16.95% |
Length of employment: | 10+ years | Location: | orange , NJ |
Home town: | |||
Current & past employers: | Lincoln Educational Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > thanks for working with me in order to recieve this loan. I know that i can repay on this loan. This loan will help with consolidating all bills in one loan payment. Thanks for trusting in me and working with me in approving me for the loan.<br><br> Borrower added on 04/04/12 > Thanks again for working with me. I am hoping to sign up for auto payment in order to have my payment on time to the LendingClub. Once again, thanks for trusting in me and working with me to get to the amount of the loan request.<br><br> Borrower added on 04/05/12 > I just wanted to also add that i have been working for the same company for 12 plus years.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $7,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my rent is 1090 credit cards 1000.00<br>Utilities 200<br>car insurances 90<br>Food 150cell 150 |
If you have a delinquency in the last 2 years, please explain the reason. | i really havent been delinqent in the past 2 years. I have been trying to pay my bills on time, especially my credit card bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card bal 20000 monthly payment 1000<br>student loan bal 12000 monthly payment 120<br>medical bill 2000 monthly payment 50 |
Member Payment Dependent Notes Series 1219921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219921 |
$10,600 |
$10,600 |
15.31% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219921. Member loan 1219921 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Automobile Club of NY | Debt-to-income ratio: | 16.99% |
Length of employment: | 10+ years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Automobile Club of NY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600.00 rent<br>115.00 cell phone<br>transportation and insurance is taken from my paycheck bi-weekly<br>i live in Housing. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $4607.21<br>Visa $2000.00<br>Macy's $1220.34<br>visa $859.47<br>MC $719.63<br>MC $316.48<br>Care Credit $960.97 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I pay around $340.00 in credit card payments a month. This loan will pay off all my credit cards I have with a balance. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $4607.21<br>Visa $2000.00<br>Macy's $1220.34<br>visa $859.47<br>MC $719.63<br>MC $316.48<br>Care Credit $960.97 |
Please explain the reason why you carry a large revolving credit balance. | I just wanted credit cards not really thinking of the outcome of not being responsible. I told myself that after I get all them paid I will condense them to 1 Visa and 1 MC. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $4607.21<br>Visa $2000.00<br>Macy's $1220.34<br>visa $859.47<br>MC $719.63<br>MC $316.48<br>Care Credit $960.97 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $10684.10<br>Interest rate is about 24.99 %<br>Monthly payment run fro, $15.00-$122.00 |
Member Payment Dependent Notes Series 1219922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219922 |
$13,250 |
$13,250 |
12.12% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219922. Member loan 1219922 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,208 / month |
Current employer: | carnival cruise lines | Debt-to-income ratio: | 21.33% |
Length of employment: | 4 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | carnival cruise lines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > cc payment<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219933 |
$8,000 |
$8,000 |
13.67% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219933. Member loan 1219933 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Harris Corp | Debt-to-income ratio: | 24.03% |
Length of employment: | 5 years | Location: | ROCHESTER, NY |
Home town: | |||
Current & past employers: | Harris Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $11,448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1000 |
If you have a delinquency in the last 2 years, please explain the reason. | NA |
Member Payment Dependent Notes Series 1219943
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219943 |
$18,000 |
$18,000 |
12.12% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219943. Member loan 1219943 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | covert ford of taylor | Debt-to-income ratio: | 8.14% |
Length of employment: | 8 years | Location: | HUTTO, TX |
Home town: | |||
Current & past employers: | covert ford of taylor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am applying for this loan to consolodate all credit card bills into one loan payment. This loan will pay off the complete balances on all of the credit cards I have.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using this to pay off my credit card debt which totals $17,213.24. I have 7 credit cards and one of them has a $6,100 balance. The rest range from $1,100 to $2,300. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My minimum monthy payments are around $500. I always make more than minimum payments that equal about $760 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $2751.00. Rent $983.00, Utilities $446.00, Insurance for truck and rent $82.00, Gas $180.00, Food $300.00, and Credit cards $760.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses related to housing are $1336.00. Rent is $983.00, Renters insurance $31.00, Cable and Internet is $132.00, water is $40.00, and Electric is $150.00. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 1. Visa $6104.24 at 25.99% payment of $200.00 a month <br>2. Visa $3336.41 at 22.90% payment of $100.00 a month<br>3. Visa $2323.93 at 19.99% payment of $100.00 a month<br>4. Visa $2107.23 at 27.24% payment of $100.00 a month<br>5. Visa $1328.43 at 25.24% payment of $100.00 a month<br>6. Visa $1202.09 at 29.99% payment of $100.00 a month<br>7. Visa $810.91 at 24.9% payment of $60.00 a month<br>My minimum monthly payments equal $500.00 a month |
Member Payment Dependent Notes Series 1219957
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219957 |
$9,000 |
$9,000 |
13.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219957. Member loan 1219957 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Fabri-Kal | Debt-to-income ratio: | 11.59% |
Length of employment: | 2 years | Location: | OTSEGO, MI |
Home town: | |||
Current & past employers: | Fabri-Kal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1219972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219972 |
$27,000 |
$27,000 |
20.99% |
1.00% |
April 5, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219972. Member loan 1219972 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | CHROME COLLISION INC. | Debt-to-income ratio: | 19.39% |
Length of employment: | 2 years | Location: | Murrieta, CA |
Home town: | |||
Current & past employers: | CHROME COLLISION INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am seeking a loan to refinance my credit card debt. I have NEVER been late on any payments in my credit history and pride myself on that fact. I currently pay about $1000.00 on c. card payments so even at a high interest rate this makes for sence for me and put a period of 60 months to pay off.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,536.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I believe I answered this question, If I'm mistake please resubmit this question again. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My credit card total balance is around $30k my average interest rate is about 24% and my current payments are around 1000.00. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I believe I answered this question, If I'm mistake please resubmit this question again. |
Please explain the reason why you carry a large revolving credit balance. | I with my wife have a large income over 130k a year so 30k is not a real large revolving balance but with the banks getting really tight on money there is a market for this type of loan with this type of rate. I have great credit with no late payments ever but banks are really tight on the money right now so that's why I'm here. |
Member Payment Dependent Notes Series 1219977
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219977 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 10, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219977. Member loan 1219977 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Porta Door Inc. | Debt-to-income ratio: | 15.23% |
Length of employment: | 10+ years | Location: | DARIEN, CT |
Home town: | |||
Current & past employers: | Porta Door Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Paying off high interest credit cards<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,371.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3500/month |
Member Payment Dependent Notes Series 1219983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219983 |
$7,200 |
$7,200 |
10.74% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219983. Member loan 1219983 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | BAE Systems Inc. | Debt-to-income ratio: | 17.18% |
Length of employment: | 5 years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | BAE Systems Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $10,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1219991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219991 |
$3,500 |
$3,500 |
16.29% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219991. Member loan 1219991 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,918 / month |
Current employer: | ID Images LLC | Debt-to-income ratio: | 5.71% |
Length of employment: | 10+ years | Location: | Fairfield, OH |
Home town: | |||
Current & past employers: | ID Images LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $11,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | New in ground pool liner |
Please explain the reason why you carry a large revolving credit balance. | I just paid off 2 off the credit cards but that is not showing on my report yet. I only have one card now. |
Member Payment Dependent Notes Series 1219996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1219996 |
$14,000 |
$14,000 |
9.76% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1219996. Member loan 1219996 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,554 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.21% |
Length of employment: | 10+ years | Location: | apopka, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $68.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the last 2 years. |
What type of business are you starting? | Long hauling (over the road), trucking business. |
What is your intended use for the loan proceeds? | Operational expenses, to avoid factoring and emergency cash (if need it). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $867.00/month for mortgage, including insurance and property taxes, <br>$150.00 phone, <br>$250.00-$300.00 utilities including car insurance, <br>$800-$1,000.00 food expenses,<br>$200-miscelenius.<br>Total of $2,267-$2,517.00 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $867.00/month for mortgage, including insurance and property taxes, <br>$150.00 phone, <br>$250.00-$300.00 utilities including car insurance, <br>$800-$1,000.00 food expenses,<br>$200-miscelenius.<br>Total of $2,267-$2,517.00 per month. |
Member Payment Dependent Notes Series 1220004
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220004 |
$19,200 |
$19,200 |
21.97% |
1.00% |
April 5, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220004. Member loan 1220004 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Naples Community Hospital | Debt-to-income ratio: | 14.22% |
Length of employment: | 6 years | Location: | NAPLES, FL |
Home town: | |||
Current & past employers: | Naples Community Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > OneMain, Springleaf Financial, My mother, My daughters wedding<br><br> Borrower added on 04/04/12 > I am paying off 2 personal high interest loans, 2 credit cards, and what I owe my mother, all resulting from my daughters wedding last summer<br><br> Borrower added on 04/04/12 > I am paying off personal loan One Main Financial, personal loan Springleaf financial, Macys charge account, and Capitol One charge and My mother, most all resulting from my daughters wedding last July. Thank goodness I have just one daughter<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $6,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $900., Cable, $75.00, Cell phone $125.00, Electric, $45.00, Insurance, $98.00 Food and gas, $250 |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal loan $9051.35, 30%, $300/month, Personal loan $3075.53, 29.9% $186.00/month, Capital One $2775 24%, $75.00/month, Macys $1100.00, 24%, $75.00/month, JCPenney $692.00, 24% $50.00/month |
What is your intended use for the loan proceeds? | I want to pay off 2 different high interst loans that I used to pay for my daughters wedding last July. I also borrowed some money from my mother I would like to pay back. And I have 2 charges cards I want to pay off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will pay off both personal loans that I listed in the original application. The 2 charge cards listed in the application, and I owe my mother money. |
Which debts do you plan to pay off with this loan? | One Main Financial personal loan, Springleaf financial personal loan, Macys credit card, Capitol one credit card, my mother what I owe her |
What is your intended use for the loan proceeds? | I want to pay off 2 different high interst loans that I used to pay for my daughters wedding last July. I also borrowed some money from my mother I would like to pay back. And I have 2 charges cards I want to pay off. |
Member Payment Dependent Notes Series 1220018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220018 |
$6,000 |
$6,000 |
7.62% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220018. Member loan 1220018 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | InMotion Hosting | Debt-to-income ratio: | 9.43% |
Length of employment: | 1 year | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | InMotion Hosting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > With this $6,000 I will have in place a plan to have all my debt completely paid off within 3 years. I really love this system of having other people loaning money instead of banks. I had great success with my first loan from LendingClub so had to come back for another to finish it all up!<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | According to my budget tracking here are my monthly expenses averaged out:<br><br>$570 - Rent<br>$250 - Food<br>$250 - Debt that I'm trying to consolidate with this loan<br>$180 - My first LendingClub debt consolidation loan<br>$100 - Cell phone<br>$100 - Utilities<br>$100 - Misc<br>$80 - Gas |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | According to my budget tracking here are my monthly expenses averaged out:<br><br>$570 - Rent<br>$250 - Food<br>$250 - Debt that I'm trying to consolidate with this loan<br>$180 - My first LendingClub debt consolidation loan<br>$100 - Cell phone<br>$100 - Utilities<br>$100 - Misc<br>$80 - Gas |
Member Payment Dependent Notes Series 1220023
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220023 |
$3,000 |
$3,000 |
13.99% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220023. Member loan 1220023 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Texas Taco Cabana LP | Debt-to-income ratio: | 21.27% |
Length of employment: | < 1 year | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | Texas Taco Cabana LP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Purchased a home with a pool 3 years ago. Has substandard pump and filter system. Would like to replace pump, add sand filter system and replace the Polaris system. Lights need an upgrade, too. All work will be done with my local pool shop, Poolside Sales & Service.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,127.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I moved twice in 2 years; the first by choice and the second due to a company relocation. There were expenses involved in both moves in decorating and furnishing the homes. I recently changed jobs, which included a few expenses for wardrobe, vehicle, etc. and choose to use my credit accounts rather than savings. I tend to use credit or loans over savings to maintain a better cash flow. All of my debts are current and payments are more than manageable. |
Member Payment Dependent Notes Series 1220033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220033 |
$11,600 |
$11,600 |
8.90% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220033. Member loan 1220033 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,400 / month |
Current employer: | COURTSMART DIGITAL SYSTEMS INC | Debt-to-income ratio: | 18.54% |
Length of employment: | 3 years | Location: | Londonderry, NH |
Home town: | |||
Current & past employers: | COURTSMART DIGITAL SYSTEMS INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > My primary goal is to lock in debt at a fixed rate to pay off within 3 years. This loan will enable me to pay this debt off faster with a lower monthly payment than I am currently making. Thank you!<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,025.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Basic expense summary is $600 for rent (incl utilities), $70 for phone and about $100/wk for food (work provides an expense account which covers a lot of eating expenses during travel), $90 for prescriptions and $180 for car insurance. This loan will permit me to pay off two credit cards that I am currently paying $500 month towards (significantly higher than the required minimums) faster with less money per month. I am concerned about variable rates increasing and want to fix the rate. |
Member Payment Dependent Notes Series 1220042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220042 |
$25,000 |
$25,000 |
13.67% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220042. Member loan 1220042 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,500 / month |
Current employer: | New Wavo Communications Group | Debt-to-income ratio: | 14.21% |
Length of employment: | 10+ years | Location: | Montgomery, TX |
Home town: | |||
Current & past employers: | New Wavo Communications Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,571.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $700<br>Vehicle: $750<br>Insurance: $175<br>Utilities/Cable: $325<br>Phone: $120<br>CreditCard (2): $ avg $800<br>Food/Gas: $600<br>Misc: $600<br>I'm also in the regular habit of making double payments to CC and vehicle as I see fit. |
What is the home improvement project you are planning? | I have a very large attic and storage space above the garage which I'm planning on turning into a workspace/extra bedroom. It's come to the point where a private, quiet workspace is a necessity and the garage is somewhat separate from the house. The project involves breakdown of the current area, installation of plumbing/electrical and rebuilding the space into one large room with a full bath, shelves, new flooring and a murphy bed. |
Member Payment Dependent Notes Series 1220071
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220071 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220071. Member loan 1220071 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Columbia University Medical Center | Debt-to-income ratio: | 10.73% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Columbia University Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $5,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Yes I pay for all of the expenses mentioned above. My current monthly expenses are about $1,850.00 (this includes rent, utilities, phone, insurance etc.) |
Member Payment Dependent Notes Series 1220100
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220100 |
$13,475 |
$13,475 |
18.25% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220100. Member loan 1220100 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | essex service | Debt-to-income ratio: | 17.85% |
Length of employment: | 10+ years | Location: | DEEP RIVER, CT |
Home town: | |||
Current & past employers: | essex service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason is i had to do some home work. I needed a roof and and a new sepict put in. I devided it between a bunch of cards. thats a majorty of the debt. Thank you for your interest .tony |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Yes it is. I plan to pay capitalone bank and us bank card. Im getting tax money too to help in that too. Thank you for your interest. Tony |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent/house 1600 Food 300 Utiilti/cell/ins 600. thank you for your interest. Tony |
Please explain the reason why you carry a large revolving credit balance. | The reason is i had to do some home work. I needed a roof and and a new sepict put in. I devided it between a bunch of cards. thats a majorty of the debt. Thank you for your interest .tony |
Which debts do you plan to pay off with this loan? | I plan to pay capitalone credit cards off and the us bank one. I'm getting money back frOm taxes.I'm using that to pay stuff off to. Thank you for your interest. Tony |
What is your intended use for the loan proceeds? | To pay off credit cards. Im getting tax money to help to.. Thank you for your interest. tony |
Please explain the reason why you carry a large revolving credit balance. | The reason is i had to do some home work. I needed a roof and and a new sepict put in. I devided it between a bunch of cards. thats a majorty of the debt. Thank you for your interest .tony |
Which debts do you plan to pay off with this loan? | I plan to pay capitalone credit cards off and the us bank one. I'm getting money back frOm taxes.I'm using that to pay stuff off to. Thank you for your interest. Tony |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Yes it is. I plan to pay capitalone bank and us bank card. Im getting tax money too to help in that too. Thank you for your interest. Tony |
Please explain the reason why you carry a large revolving credit balance. | The reason is i had to do some home work. I needed a roof and and a new sepict put in. I devided it between a bunch of cards. thats a majorty of the debt. Thank you for your interest .tony |
Which debts do you plan to pay off with this loan? | I plan to pay capitalone credit cards off and the us bank one. I'm getting money back frOm taxes.I'm using that to pay stuff off to. Thank you for your interest. Tony |
Member Payment Dependent Notes Series 1220104
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220104 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220104. Member loan 1220104 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Odom Corporation | Debt-to-income ratio: | 19.98% |
Length of employment: | 4 years | Location: | FAIRBANKS, AK |
Home town: | |||
Current & past employers: | Odom Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Im planning on consolidating my debt into one monthly payment. I never missed any payments and I always pay more than the minimum. I have a solid full time job .<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is approximately $9000,having interest rates of 12.95%- 20%,from signature loan and credit cards. |
Member Payment Dependent Notes Series 1220105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220105 |
$11,200 |
$11,200 |
12.12% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220105. Member loan 1220105 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | western digital | Debt-to-income ratio: | 6.97% |
Length of employment: | 4 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | western digital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This loan will help me to make a Major purchase of my life.My job is very stable and i will pay this loan on time.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $18,672.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1220110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220110 |
$4,800 |
$4,800 |
9.76% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220110. Member loan 1220110 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | LCR-M | Debt-to-income ratio: | 16.31% |
Length of employment: | 9 years | Location: | Baton Rouge, LA |
Home town: | |||
Current & past employers: | LCR-M | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am looking to buy a house within the next year or so and need to boost my credit score. I have several small credit cards that I can afford to pay off fairly easily, but my score will look better with a loan rather than with several credit cards with balances.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent and utilities- approx $650 per month<br>food- approx $200 per month<br>insurance $150 per moth<br>my car is paid off but in great condition so I am not planning on purchasing a new vehicle any time soon |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have several small credit cards and a larger one- the total is approx $3800- my minimum payments are $175 but I pay as much as I can every month- approx $500<br>I owe $4500 on my student loan and pay $100 for this per month<br>I am not concerned about my student loan, I want to pay off all the credit cards and have one monthly note. Getting a loan to do that will help my credit score more than securing an additonal credit card and doing a balance transfer |
Member Payment Dependent Notes Series 1220132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220132 |
$2,200 |
$2,200 |
12.12% |
1.00% |
April 4, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220132. Member loan 1220132 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | wl gore | Debt-to-income ratio: | 17.93% |
Length of employment: | 6 years | Location: | elkton, MD |
Home town: | |||
Current & past employers: | wl gore | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $4,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | hot tub ...portable soft tub |
Member Payment Dependent Notes Series 1220136
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220136 |
$7,500 |
$7,500 |
17.99% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220136. Member loan 1220136 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,045 / month |
Current employer: | Pediatric Mobility | Debt-to-income ratio: | 16.97% |
Length of employment: | 2 years | Location: | Baltimore, MD |
Home town: | |||
Current & past employers: | Pediatric Mobility | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2009 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $272.54 for my car, $50 to a VS cc and $25 to my mastercard, live at home but want to buy a home in a few years so looking to consolidate my expenses/ save and improve my credit at the same time |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $9,107.22 auto loan, 6.69%, $272.54 due a month, $1,088 VS cc/ WWFB, 24.99%, $50 due a month and $619.93 HHB mastercard/cc, 19.99%, $25 due a month, living at home with parents rent free saving/ improving credit |
What is your intended use for the loan proceeds? | Debt consolidation/ improving my credit in preparation for home ownership in the future |
Which debts do you plan to pay off with this loan? | My 2 cc debts and possibly some of whats left of my car payments |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Improving credit/ decreasing interests paid/ debt consolidation, the sum will pay of 2 of my 3 debts (my 2 credits cards) and possibly some of what is still owed on my car |
Member Payment Dependent Notes Series 1220158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220158 |
$12,000 |
$12,000 |
6.03% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220158. Member loan 1220158 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Lake Shore Regional Medical Center | Debt-to-income ratio: | 12.26% |
Length of employment: | 10+ years | Location: | Lake City , FL |
Home town: | |||
Current & past employers: | Lake Shore Regional Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $276.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | To add a swimming pool to our house we built 2 years ago |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i do have an account for line of credit which has 0 balance. it's just there to take care of things when i am short till i get paid then i pay it off right away.i am married so we do have another income.our house expenses is 1550.00 which includes my mortage,taxes,and insurance. we do not have any equity loan. i have approximately 220.00 for electric and insurance on 4 vehicles. i am very cautious with budget and have excellent credit.thanks for all your consideration for the loan. |
Member Payment Dependent Notes Series 1220205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220205 |
$15,000 |
$15,000 |
17.27% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220205. Member loan 1220205 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | NYPD | Debt-to-income ratio: | 17.92% |
Length of employment: | 4 years | Location: | maspeth, NY |
Home town: | |||
Current & past employers: | NYPD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $18,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not, I have been paying monthly all my credit card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | US 2,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | R$ 18,000, but I am using my tax return for pay off my bills, I have credicad and my car loan. On my credicars 29,8% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | R$ 18,000, but I am using my tax return for pay off my bills, I have credicad and my car loan. On my credicars 29,8% |
Member Payment Dependent Notes Series 1220217
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220217 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220217. Member loan 1220217 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.22% |
Length of employment: | n/a | Location: | BONHAM, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $15,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | none |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | income info in a publicly viewable area? |
Member Payment Dependent Notes Series 1220253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220253 |
$15,000 |
$15,000 |
21.48% |
1.00% |
April 9, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220253. Member loan 1220253 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $25,000 / month |
Current employer: | Cisco Systems | Debt-to-income ratio: | 2.79% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Cisco Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Payment for Apartment & Taxes<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,198.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $5,500<br>Transportation, Utilities, Phone, Insurance, Food, Etc.: ~ $2,800. |
Please provide additional details regarding the purpose of the loan. | This will cover a previous apartment for which there was a gap in sublease. |
What is your intended use for the loan proceeds? | This is to payment for an apartment for which there was a gap in the sublease. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing: $5,500<br>Utilities, Insurance, Other Expenses, Etc.: ~$2,800 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This is to cover payment for an apartment for which there was a gap in the sublease. |
Member Payment Dependent Notes Series 1220291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220291 |
$6,000 |
$6,000 |
17.99% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220291. Member loan 1220291 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Telecommunication Systems Inc | Debt-to-income ratio: | 23.23% |
Length of employment: | 1 year | Location: | La Mirada, CA |
Home town: | |||
Current & past employers: | Telecommunication Systems Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1220295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220295 |
$5,200 |
$5,200 |
8.90% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220295. Member loan 1220295 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,736 / month |
Current employer: | United States Air Force | Debt-to-income ratio: | 18.42% |
Length of employment: | 3 years | Location: | Summerville, SC |
Home town: | |||
Current & past employers: | United States Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > If you have any questions please don't hesitate to ask. In the 8 years I have had any sort of payment I have never once missed a payment.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | The current balance is $128,176.12 at a 4.5% interest rate. The monthy payment for the mortgage/insurance/property taxes is $912.41, Just the mortgage by itself is $667. I just bought the house in June of 2010. |
Member Payment Dependent Notes Series 1220354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220354 |
$3,600 |
$3,600 |
13.99% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220354. Member loan 1220354 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,583 / month |
Current employer: | nyc dept of corrections | Debt-to-income ratio: | 16.71% |
Length of employment: | 6 years | Location: | queens village, NY |
Home town: | |||
Current & past employers: | nyc dept of corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I WANT TO MAKE SOME IMPROVEMENTS TO MY KITCHEN WHICH INVOLVES REPLACING OLD WORN CABINETS AND KITCHEN APPLIANCES. THIS LOAN WILL HELP COMPLETE FUNDING I NEED, ALONG WITH THE MONEY I HAVE SAVED FOR THIS IMPROVEMENT. THANK YOU.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,169.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My house is owned by family. I pay utilities, such as cable, electric and heating bills. My expenses for these total $400 monthly. |
Is the improvement to your primary residence or an investment property? | It is my primary residence. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My house is owned by family. I pay utilities, such as cable, electric and heating bills. My expenses for these total $400 monthly. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not pay a mortgage or rent, my home is family owned. I pay the monthly utility expenses and for any maintenence or repairs for my home. |
Member Payment Dependent Notes Series 1220393
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220393 |
$1,200 |
$1,200 |
7.90% |
1.00% |
April 4, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220393. Member loan 1220393 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Mayo Clinic | Debt-to-income ratio: | 18.88% |
Length of employment: | 8 years | Location: | PEORIA, AZ |
Home town: | |||
Current & past employers: | Mayo Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,702.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220415
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220415 |
$9,000 |
$9,000 |
7.62% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220415. Member loan 1220415 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,500 / month |
Current employer: | LANDMARK AIR SYSTEMS, INC | Debt-to-income ratio: | 17.83% |
Length of employment: | 2 years | Location: | NORWALK, CT |
Home town: | |||
Current & past employers: | LANDMARK AIR SYSTEMS, INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have Loaned my business the amounts listed on the revolving credit. One I believe is 21,000 and the other is 14,000. it is being paid back on a weekly basis of 750.00 per week to each card from my business. It will be paid off in 2 years including all interest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $2250 - <br>transportation - 0 fuel paid by employer - car payment paid by employer<br>utilities - electric $120.00 permonth<br> oil $300 per month 12 month average<br> cable/phone/internet $120.00 per month<br> car insur - $185.00 per month<br> food - $400.00 per month |
Member Payment Dependent Notes Series 1220460
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220460 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220460. Member loan 1220460 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | US Army | Debt-to-income ratio: | 2.49% |
Length of employment: | 10+ years | Location: | Lawton, OK |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,930.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 30.70% | Months Since Last Record: | 111 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Hi ~ There is no public record. <br>Thanks! |
Member Payment Dependent Notes Series 1220484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220484 |
$3,725 |
$3,725 |
12.12% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220484. Member loan 1220484 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,650 / month |
Current employer: | Dimension Data | Debt-to-income ratio: | 22.20% |
Length of employment: | 2 years | Location: | Olathe, KS |
Home town: | |||
Current & past employers: | Dimension Data | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,596.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | HSBC-$275648-8.9% // GMAC-$48,557-14% // Discover-$28018-19% // Chase-$7498-25% // American Express Company travel card paid off every month-$655-15% // Best Buy-$2575-18% // Capital One-$3100-18% // Sams Club-$3555-23% // First National Bank of Omaha-$2020-19% // Bank of America-$458-25% // Firestone-$2383-23% // Goodyear-$917-27% // Lowes-$70-25% // NTB-$0-?% // AnnTaylor-$0-?% |
Please explain the reason why you carry a large revolving credit balance. | Credit card consolidation - medical bills - unforeseen expenses and emergencies |
Member Payment Dependent Notes Series 1220497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220497 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220497. Member loan 1220497 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | The Home Depot | Debt-to-income ratio: | 7.87% |
Length of employment: | 8 years | Location: | Woodridge, IL |
Home town: | |||
Current & past employers: | The Home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > My money is just too spread out. I pay my bills on time, but I am not making any headway. This will give me one place to pay and I will be able to pay it off faster. In turn, giving me piece of mind!<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $9,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220514
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220514 |
$15,000 |
$15,000 |
13.67% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220514. Member loan 1220514 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Sam's Club | Debt-to-income ratio: | 23.65% |
Length of employment: | 1 year | Location: | BALDWINSVILLE, NY |
Home town: | |||
Current & past employers: | Sam's Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,585.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I paid for my books and gas and all things associated with, 4 years of college, achieving my Bachelor's Degree. Furthermore, I also had to pay towards my bill for college. Hence, this is how I incurred this debt. I didn't have the cash when I was going to school. I always carried the maximum class load each semester. It was the only way to pay to remain in school and I would do anything to achieve my Bachelor's Degree. Thank you... |
Member Payment Dependent Notes Series 1220527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220527 |
$20,800 |
$20,800 |
19.99% |
1.00% |
April 9, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220527. Member loan 1220527 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Advanced Technology Services | Debt-to-income ratio: | 13.78% |
Length of employment: | 4 years | Location: | Peoria, IL |
Home town: | |||
Current & past employers: | Advanced Technology Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > My objective is to consolidate all my debts into 1 monthly payment. This will reduce my monthly payments and allow me to be debt free at the end of this loan, rather than just paying the minimum payments.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,117.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debit balance: 15,500.00 Monthly payment (min payment) : 420.00 Average interest rate: 25.00%|<br>Student Loans: 5,500.00 Monthly payment: 86.00 Interest rate: 6.8 %|<br>Lines of credit: 4,100.00 Monthly payment: 220.00 Interest rate: 16.99 % |
Which debts do you plan to pay off with this loan? | I intend to pay off my credit cards and lines of credit with this loan. I didn't include my student loans in this loan as I'm getting a better rate on them now and it would be cheaper monthly to pay them seperately. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently rent; 578.00 which includes water, sewer and trash. Electrical runs an average of 90.00 a month. I own my car, insurance is paid 6 months at a time 347.00. I do have a line of credit which has a balance of 4200.00 with monthly payments of 220.00 which I will be paying off with this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I rent with a monthly payment of 578.00 which includes water, sewer, trash and gas. Electrical is an average of 90.00 a month. Phone is 25.00 a month. I own my car and pay insurance in 6 month blocks of 370.00 Food runs about 300.00 and gas ( vehicle ) 50.00 |
What is your intended use for the loan proceeds? | I intend to pay off my remaining debt minus my student loans. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have approximately 15,500.00 in credit card debt and 4,000.00 in personal lines of credit which I will pay off. |
If you have a delinquency in the last 2 years, please explain the reason. | N/A |
If you have a public record on file, please briefly explain the event and its resolution. | N/A |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I rent. I pay 578.00 a month which includes water, sewer and trash. Electrical runs about 90.00 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have approximately 15,500.00 in credit card debt and 4,000.00 in personal lines of credit which I will pay off. |
Member Payment Dependent Notes Series 1220550
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220550 |
$18,000 |
$18,000 |
15.81% |
1.00% |
April 5, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220550. Member loan 1220550 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Associates in Medical Management, Inc | Debt-to-income ratio: | 13.41% |
Length of employment: | 10+ years | Location: | TUCSON, AZ |
Home town: | |||
Current & past employers: | Associates in Medical Management, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > So far, Im saying to much in these descriptions!! So we'll stay real real basic on this attempt..I wish to buy the empty 1 acre lot next to mine, fencing, pay off one 24% B of A credit card and keep the rest as emergency fund..<br><br> Borrower added on 04/03/12 > Please feel free to ask any questions, Im apparently saying to much in my description field..Thank you for your considerations..<br><br> Borrower added on 04/03/12 > Mortgage is $867, electric is $180-ish, satellite and internet $145, water and trash $30<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,873.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 10k for the empty 1 acre lot that borders my property, fencing, 2k to pay off a 24% B of A card, and the rest in bank as cushion |
What is the home improvement project you are planning? | Want to buy the empty acre which borders my house, and have it added to my deed..Need to buy some fencing, and need to pay off one 24% BofA card, and want to leave 2k or so in a account for emergency..Been in my new first home for 2 years with no problem, want to have cushion should my a/c or something go out unexpectedly.. |
Is the improvement to your primary residence or an investment property? | Primary |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage is $867, taxes and insurance rolled in, USDA home loan..Electric is $180-ish, satellite and internet is $145, water and trash is $30 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | First, thank you for your service to our country!!Not in too bad of shape here Sir, my mortgage payment is $867, that includes the tax and insurance..No home equity loans or anything..Electric is between $130 and $185..Satellite and Internet $145..water and trash $30...car payment $260..not thrilled about a large payment everymonth, but I have the room for it now.. |
Member Payment Dependent Notes Series 1220551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220551 |
$30,000 |
$30,000 |
10.74% |
1.00% |
April 9, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220551. Member loan 1220551 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,217 / month |
Current employer: | Cincinnati Childrens Hospital | Debt-to-income ratio: | 2.09% |
Length of employment: | 10+ years | Location: | CINCINNATI, OH |
Home town: | |||
Current & past employers: | Cincinnati Childrens Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Funds for a pool and landscaping project. I have an excellent credit history and score. I worked hard to pay off a car loan so that this loan would fit into my monthly budget. Budget for this loan is 680/month. I have worked for the same employer for ten years. My job is very stable. Thank You!<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,775.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220553 |
$18,000 |
$18,000 |
15.81% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220553. Member loan 1220553 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | uniited parcel service | Debt-to-income ratio: | 15.81% |
Length of employment: | 10+ years | Location: | alto, MI |
Home town: | |||
Current & past employers: | uniited parcel service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1220570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220570 |
$25,000 |
$25,000 |
15.81% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220570. Member loan 1220570 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Sprint | Debt-to-income ratio: | 11.91% |
Length of employment: | 9 years | Location: | Ferndale, MI |
Home town: | |||
Current & past employers: | Sprint | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $25,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $7,144.34, 14.9% with a payment of $358. MasterCard, $1,853.79, 7.9%, $32 monthly minimum. MasterCard $14,620, 25.24%, monthly minimum $466. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current monthly payment total is $914, the loan payment will be $876. I am unsure about what you are asking regarding the payoff. |
What is your intended use for the loan proceeds? | Credit card consolidation and elimination. |
Please explain the reason why you carry a large revolving credit balance. | Interest rates have risen in recent years, making balance elimination very difficult. There is no use on these cards in several years. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have already submitted this information to another investor. It is Visa, $7,144.34, 14.9% with a payment of $358. MasterCard, $1,853.79, 7.9%, $32 monthly minimum. MasterCard $14,620, 25.24%, monthly minimum $466. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Single purpose. Credit card consolidation and elimination. |
Member Payment Dependent Notes Series 1220596
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220596 |
$27,300 |
$27,300 |
22.45% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220596. Member loan 1220596 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Target Corporation | Debt-to-income ratio: | 14.95% |
Length of employment: | 9 years | Location: | CRYSTAL, MN |
Home town: | |||
Current & past employers: | Target Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,730.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The minium payments for the credit cards totals about $900, and I have been very timely with my payments. I am simply looking to consolidate them and ease our monthly finances. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be used to pay off my credit card balances that total $25,000. |
Please explain the reason why you carry a large revolving credit balance. | Finances have been strained due to some short-term obligations, requiring an increase in credit card debt. These exigent cicumstances are now under control, so I am looking to consolidate the outstanding balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Auto Insurance $100, life Ins $50, mortgage $1650, utilities & cable $250, cars are paid in full, food $400.00. |
Member Payment Dependent Notes Series 1220600
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220600 |
$6,000 |
$6,000 |
13.11% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220600. Member loan 1220600 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,225 / month |
Current employer: | VIOC | Debt-to-income ratio: | 12.08% |
Length of employment: | 1 year | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | VIOC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > rebuilding motor<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $4,887.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | The purpose of this loan is for me to fix/rebuild the bottom end of the motor of my car. after careful thought i decided that rebuilding the motor was less of a gamble then swapping a used motor. |
If you have a delinquency in the last 2 years, please explain the reason. | i have one on my best buy account, i tired to set up an auto payment. how ever it did not take effect as it said that it would. i will not use an auto pay ever again, i find it to risky |
Member Payment Dependent Notes Series 1220624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220624 |
$6,000 |
$6,000 |
8.90% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220624. Member loan 1220624 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,042 / month |
Current employer: | Baci Bistro and Bar | Debt-to-income ratio: | 21.04% |
Length of employment: | 4 years | Location: | PLEASANTON, CA |
Home town: | |||
Current & past employers: | Baci Bistro and Bar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I earn enough to pay all of my bills each month and just a bit more than my mimimum monthly payments on my credit cards. This loan will greatly reduce the amount of time it will take for me to become debt free.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover card balance is $3864.13. $757.23 at 21.99%, $1725. 43 at 16.99%, 1405.41 at23.99%. Minimum monthly payment is $84.00<br>Sears Mastercard balance is $6155.52 at 18.99%. Minimum monthly payment is $182.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly debt payment is currently $600 and will become as high as $800 with this loan. However, I expect to reduce my overall debt much more swiftly with the considerably lower APR attached to this loan |
Member Payment Dependent Notes Series 1220680
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220680 |
$14,600 |
$14,600 |
10.74% |
1.00% |
April 4, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220680. Member loan 1220680 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | ServiceMagic.com | Debt-to-income ratio: | 8.77% |
Length of employment: | 4 years | Location: | Wheat Ridge, CO |
Home town: | |||
Current & past employers: | ServiceMagic.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I have made 100% on-time payments for my whole life, but my debt is not shrinking fast enough. This loan would eliminate all of all my credit card debt and allow me to pay very little extra a month and be done in 3 years, instead of 7-10 years. Thanks in advance for your consideration.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,090.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum for 4 cards is currently $410. This loan would pay off three of the highest rate cards, all of which will be closed. The lowest rate of the 4 cards will still have approximately $1300 left on it, for a monthly minimum of aprox $50. The loan is $476 a month, and combined with the one credit card's $50 minimum, I would be paying $525 as opposed to $410 (more like $470 with the extra I have been paying for the last 6 months), for an extra $55-$110 / month than i am used to paying. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1) Visa, bal: 6275, 14.90APR, min: 146. 2) Dell Preferred Account, bal: 3911, 19.24APR, min: 118. 3) MasterCard, bal: 2193, 17.65APR, min: 53. 4) Personal Loan, bal: 3006, 23.15APR, min: 93. I plan to pay off and close 2, 3, and 4, leaving aprox 1300 on 1. With the adjusted minimum on 1 (aprox $50), and the loan monthly of 476, i would be paying 110 more than current minimums, but I have been paying about 60 extra each month for a few months, so it is more like $50 more than current payments. |
Member Payment Dependent Notes Series 1220685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220685 |
$6,000 |
$6,000 |
8.90% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220685. Member loan 1220685 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | CVPH | Debt-to-income ratio: | 11.93% |
Length of employment: | 2 years | Location: | plattsburgh, NY |
Home town: | |||
Current & past employers: | CVPH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $6,306.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My minimum credit card payment is about 260. this loan is 190 so I'll be saving 90 a month plus less than half the interest rate. |
Member Payment Dependent Notes Series 1220694
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220694 |
$3,525 |
$3,525 |
10.74% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220694. Member loan 1220694 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Jamaica Hospital Medical Center | Debt-to-income ratio: | 13.10% |
Length of employment: | 5 years | Location: | OZONE PARK, NY |
Home town: | |||
Current & past employers: | Jamaica Hospital Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm purchasing a certified 2009 Honda crv ex, I'm trading in my 2005 Chrysler pacifica. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm purchasing a certified 2009 Honda crv ex, I'm trading in my 2005 Chrysler pacifica. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All of my expenses for the above referenced categorries amount to $2,800.00 but i have a husband who is currently employed full time & aré combined monthly salaries total to $3,600.00 a month. |
Member Payment Dependent Notes Series 1220707
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220707 |
$18,000 |
$18,000 |
12.12% |
1.00% |
April 10, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220707. Member loan 1220707 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | State of Arizona | Debt-to-income ratio: | 26.06% |
Length of employment: | < 1 year | Location: | TOLLESON, AZ |
Home town: | |||
Current & past employers: | State of Arizona | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Payoff and closing of 3 credit card accounts.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA mortgage - $91,000, 5.5%, $711/mo<br>Citibank MC - $5600, 14.5%, $130/mo<br>BOA Visa - $6800, 15%, $170/mo<br>BMW Visa - $4400, 12%, $140/mo<br>Home Depot - $1100, 23%, $35/mo<br>BMW - $54,000, 1.9%, $750/mo |
Which debts do you plan to pay off with this loan? | Pay off my 3 credit cards: BOA Visa, BMW Visa, Citibank MC |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA mortgage - $91,000, 5.5%, $711/mo<br>Citibank MC - $5600, 14.5%, $130/mo<br>BOA Visa - $6800, 15%, $170/mo<br>BMW Visa - $4400, 12%, $140/mo<br>Home Depot - $1100, 23%, $35/mo<br>BMW - $54,000, 1.9%, $750/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA mortgage - $91,000, 5.5%, $711/mo<br>Citibank MC - $5600, 14.5%, $130/mo<br>BOA Visa - $6800, 15%, $170/mo<br>BMW Visa - $4400, 12%, $140/mo<br>Home Depot - $1100, 23%, $35/mo<br>BMW - $54,000, 1.9%, $750/mo |
Member Payment Dependent Notes Series 1220748
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220748 |
$2,200 |
$2,200 |
20.99% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220748. Member loan 1220748 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,292 / month |
Current employer: | US Army | Debt-to-income ratio: | 1.79% |
Length of employment: | < 1 year | Location: | Columbus, GA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $751.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1220760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220760 |
$6,500 |
$6,500 |
9.76% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220760. Member loan 1220760 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Special Funds Conservation Committee | Debt-to-income ratio: | 11.96% |
Length of employment: | 5 years | Location: | ALBANY, NY |
Home town: | |||
Current & past employers: | Special Funds Conservation Committee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I'm trying to repair my credit after paying off a medical bill on a card while living alone. The APR on my cards are over 25% despite not missing payments. I've been at my insurance job for 5yrs. Making headway in paying off my bills would bring me relief as now I watch interest eat up my payments.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,658.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220774 |
$12,375 |
$12,375 |
12.12% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220774. Member loan 1220774 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | All Fasteners | Debt-to-income ratio: | 24.26% |
Length of employment: | 10+ years | Location: | STURTEVANT, WI |
Home town: | |||
Current & past employers: | All Fasteners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Consolidate high interest credit cards, and slowly close unneeded credit lines, to preserve credit score. Job is very stable, with opportunities for overtime. Very conscious of paying bills on time, and making sure we stay within our budget.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current monthly minimum payments total $525. My new monthly payment with consolidation, plus any outstanding balances would be $466. |
Member Payment Dependent Notes Series 1220776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220776 |
$30,000 |
$30,000 |
13.11% |
1.00% |
April 9, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220776. Member loan 1220776 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,884 / month |
Current employer: | UAB Medical Center | Debt-to-income ratio: | 22.75% |
Length of employment: | 10+ years | Location: | Birmingham, AL |
Home town: | |||
Current & past employers: | UAB Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,817.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Thanks for your consideration. I intend to pay off credit card debt and 3,000.00 left on my student loan. |
Please explain the reason why you carry a large revolving credit balance. | Thanks for your consideration. Two years ago the medical center where i have been employed for 16 years cut everyone's salary. Mine was decreased by 16,000.00. Unfortunately it has taken two years for myself and family to buckle down and look at a budget and plan to eliminate debt. The medical side of the economy in my area is picking up and raises have already been given so now is the time to look at this seriously. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thanks for your consideration. Balances on four cards and student loan just under 30000. Interest rates vary from 9-25%. Total monthly payments at 869. |
Which debts do you plan to pay off with this loan? | Credit Cards and student loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thanks for your consideration. Four credit card balances 27,000 and student loan balance around 3,000. |
Member Payment Dependent Notes Series 1220799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220799 |
$10,400 |
$10,400 |
6.62% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220799. Member loan 1220799 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.48% |
Length of employment: | n/a | Location: | Glenside, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1220803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220803 |
$18,000 |
$18,000 |
18.55% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220803. Member loan 1220803 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 14.00% |
Length of employment: | 4 years | Location: | Tonawanda, NY |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,930.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1220819
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220819 |
$15,000 |
$15,000 |
14.65% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220819. Member loan 1220819 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Pnc Bank | Debt-to-income ratio: | 23.36% |
Length of employment: | 2 years | Location: | HADDON TOWNSHIP, NJ |
Home town: | |||
Current & past employers: | Pnc Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > This loan is to consolidate a few credit cards and an installment loan. All accounts being paid will be closed and other than this loan I only have living expenses.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balances total to about 13800 and the lowest interest rate is 23%. |
Member Payment Dependent Notes Series 1220821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220821 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220821. Member loan 1220821 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | MASPETH PHYSICAL THERAPY | Debt-to-income ratio: | 13.01% |
Length of employment: | 3 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | MASPETH PHYSICAL THERAPY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I want to have one monthly payment for all my bills<br><br> Borrower added on 04/04/12 > I am a reliable person, I have never been late with any of my bills.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220834 |
$20,000 |
$20,000 |
14.65% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220834. Member loan 1220834 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | UBICS Inc | Debt-to-income ratio: | 12.81% |
Length of employment: | 4 years | Location: | OAKMONT, PA |
Home town: | |||
Current & past employers: | UBICS Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I would like to clear my credit card debts and some personal loans from friends.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,660.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 70% goes to my credit cards to consolidate the debts. And rest goes to my borrowings from my friends. Let me know if this is good enough answer. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Varies between 1750- 2000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards, not all but few of those are 24%. |
Member Payment Dependent Notes Series 1220836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220836 |
$8,100 |
$8,100 |
12.12% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220836. Member loan 1220836 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,424 / month |
Current employer: | State of Florida | Debt-to-income ratio: | 23.62% |
Length of employment: | 2 years | Location: | MILTON, FL |
Home town: | |||
Current & past employers: | State of Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,558.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1220853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220853 |
$7,000 |
$7,000 |
12.12% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220853. Member loan 1220853 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Government Contractor | Debt-to-income ratio: | 2.59% |
Length of employment: | 2 years | Location: | Woodbridge, VA |
Home town: | |||
Current & past employers: | Government Contractor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220867 |
$13,475 |
$13,475 |
13.11% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220867. Member loan 1220867 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Starbucks Coffee Company | Debt-to-income ratio: | 23.92% |
Length of employment: | 6 years | Location: | HARRISON TOWNSHIP, MI |
Home town: | |||
Current & past employers: | Starbucks Coffee Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Interest free for a year can be deceiving! I'm approaching the threshold of a year's worth of interest on a few credit cards used for medical bills, which would put me in a perpetual cycle of paying minimums. I want to consolidate with a realistic payment plan, so I can live life happily, smiling!<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,527.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My purpose for this loan is to pay off credit cards and medical bills to reduce my interest, have one consolidated payment that is manageable. I am trying to get out of the perpetual minimal payment cycle and not getting out of debt to live a happy stress free life. |
What is your intended use for the loan proceeds? | My purpose for this loan is to pay off credit cards and medical bills to reduce my interest, have one consolidated payment that is manageable. I am trying to get out of the perpetual minimal payment cycle and not getting out of debt to live a happy stress free life. |
Please explain the reason why you carry a large revolving credit balance. | Throughout the years medical bills and misuse of credit cards have compiled and I am stuck in a perpetual minimal payment routine and it just keeps getting worse. I want to be able to have one monthly manageable payment to get out of this debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances add up to around $1200 between credit cards and medical bills. I have an average interest rate of 22% and my monthly payments are just above $450 and that is just paying minimal!!! I want to be able to get out of this revolving door of minimal payments and get this unnecessary debt out from under me. |
Which debts do you plan to pay off with this loan? | Medical and credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Medical bills, credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances add up to around $1200 between credit cards and medical bills. I have an average interest rate of 22% and my monthly payments are just above $450 and that is just paying minimal!!! I want to be able to get out of this revolving door of minimal payments and get this unnecessary debt out from under me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses that I am responsible for including bills, gas, and food are approximately $2000. That also includes paying minimum payments on all credit card and medical bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances add up to around $1200 between credit cards and medical bills. I have an average interest rate of 22% and my monthly payments are just above $450 and that is just paying minimal!!! I want to be able to get out of this revolving door of minimal payments and get this unnecessary debt out from under me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances add up to around $1200 between credit cards and medical bills. I have an average interest rate of 22% and my monthly payments are just above $450 and that is just paying minimal!!! I want to be able to get out of this revolving door of minimal payments and get this unnecessary debt out from under me. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Medical bills, credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances add up to around $1200 between credit cards and medical bills. I have an average interest rate of 22% and my monthly payments are just above $450 and that is just paying minimal!!! I want to be able to get out of this revolving door of minimal payments and get this unnecessary debt out from under me. |
Member Payment Dependent Notes Series 1220879
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220879 |
$9,450 |
$9,450 |
17.99% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220879. Member loan 1220879 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,660 / month |
Current employer: | Pizza Hut | Debt-to-income ratio: | 17.95% |
Length of employment: | 8 years | Location: | Corry, PA |
Home town: | |||
Current & past employers: | Pizza Hut | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Loan is for refinancing of credit cards and car loan combined for one monthly payment<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $5,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance is $5,831.93 on cards<br>Capitol one balance-1,234.00 monthly payment -42.00<br>credit one-1,029.00 monthly-52.00<br>Hsbc-642.92 monthly-28.30<br>U.S. Airways-859.00 monthly-22.00<br>Sears charge-643.50 monthly-25.00<br>Hsbc retail-703.00 monthly 68.00<br>F.N.B. loan -721.00 monthly 60.00<br>interest rate are on all between 17.99 -23% remainder of loan will be used for pay off of well's fargo car loan 2,300.00 monthly -187.68<br>and student loans ins. of medical careers 500.00 and stafford loan |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | capitol one-1,234.00 monthly-42.00<br>creditone-1,029.00 monthly 45.00<br>hsbc-643.00 monthly-29.00<br>us airways-859.00 monthly22.00<br>sears charge-644.00 monthly-25.00<br>hsbc retail-703.00 monthly 63.00<br>fnb loan-721.00 monthly 60.00<br>also loan will be used to payoff well's fargo car loan 2,300.00 monthly 187.68<br>student loan institute of medical careers 500.00 monthly 112.00<br>and remainder placed toward stafford student loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current rental is 00.00 per month - Ilive with my parents and work off all rental cost and food cost<br>my car payment is 187.68 per month with a balance of 2,300.00 left in which i planned to also payoff in full with this loan <br>my insurance is 187.90 per month and my utilities is only one phone bill of 48.00 per month<br>other than that is 50.00 month of expenses on personal hygeine goods |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current rental is 00.00 per month - Ilive with my parents and work off all rental cost and food cost<br>my car payment is 187.68 per month with a balance of 2,300.00 left in which i planned to also payoff in full with this loan <br>my insurance is 187.90 per month and my utilities is only one phone bill of 48.00 per month<br>other than that is 50.00 month of expenses on personal hygeine goods |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Yes, I will be using the loan for multiple purposes in which my allocations will be as follows: To pay off car loan of $2,300.00 and also to payoff creditcards as fallows: capitol one-$$1,234.00, credit one-$1,029.00, HSBC-$649.00, U.S.Airways-$860.00, Sears charge-$650.00, hsbc charge retail-$703.00, and also to pay off student loan of 500.00 to Pittsburgh institute of medical careers and to pay off loan of 721.00 to F.N.B. and remainder toward stafford student loan |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | capitol one-1,234.00 monthly-42.00<br>creditone-1,029.00 monthly 45.00<br>hsbc-643.00 monthly-29.00<br>us airways-859.00 monthly22.00<br>sears charge-644.00 monthly-25.00<br>hsbc retail-703.00 monthly 63.00<br>fnb loan-721.00 monthly 60.00<br>also loan will be used to payoff well's fargo car loan 2,300.00 monthly 187.68<br>student loan institute of medical careers 500.00 monthly 112.00<br>and remainder placed toward stafford student loan |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance is $5,831.93 on cards<br>Capitol one balance-1,234.00 monthly payment -42.00<br>credit one-1,029.00 monthly-52.00<br>Hsbc-642.92 monthly-28.30<br>U.S. Airways-859.00 monthly-22.00<br>Sears charge-643.50 monthly-25.00<br>Hsbc retail-703.00 monthly 68.00<br>F.N.B. loan -721.00 monthly 60.00<br>interest rate are on all between 17.99 -23% remainder of loan will be used for pay off of well's fargo car loan 2,300.00 monthly -187.68<br>and student loans ins. of medical careers 500.00 and stafford loan |
Member Payment Dependent Notes Series 1220885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220885 |
$8,400 |
$8,400 |
14.65% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220885. Member loan 1220885 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,640 / month |
Current employer: | DCF | Debt-to-income ratio: | 20.83% |
Length of employment: | 3 years | Location: | TALLAHASSEE, FL |
Home town: | |||
Current & past employers: | DCF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,354.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1220928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220928 |
$13,000 |
$13,000 |
13.99% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220928. Member loan 1220928 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Rodgers trucking | Debt-to-income ratio: | 11.36% |
Length of employment: | 5 years | Location: | Alameda, CA |
Home town: | |||
Current & past employers: | Rodgers trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > i will be paying two credit cards off and one loan off.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,306.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1220930
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220930 |
$15,000 |
$15,000 |
17.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220930. Member loan 1220930 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Douglas Elliman | Debt-to-income ratio: | 24.37% |
Length of employment: | 10+ years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Douglas Elliman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > getting rid of debt<br><br> Borrower added on 04/02/12 > getting rid of all my debt<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,680.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off all my credit cards with high finance fees |
What is your intended use for the loan proceeds? | To pay off all my credit cards with high finance fees |
If you have a delinquency in the last 2 years, please explain the reason. | I have none |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances range at $14,500 |
Which debts do you plan to pay off with this loan? | all my credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | i will be paying off all balances for each card |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $1200 |
Please explain the reason why you carry a large revolving credit balance. | I had my cards for a long time and The high finance fees makes it hard to pay down a card thats a few thousands of dollars. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $1600 |
Member Payment Dependent Notes Series 1220933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220933 |
$8,750 |
$8,750 |
13.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220933. Member loan 1220933 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | Flynt Sexy Gifts | Debt-to-income ratio: | 8.42% |
Length of employment: | < 1 year | Location: | CINCINNATI, OH |
Home town: | |||
Current & past employers: | Flynt Sexy Gifts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Debt consolidation of 3 credit cards and loan. All bill paids regardless of how much money made. Current with all payments and can prove it substantially.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $6,517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans16500 no payment right now not done with school. No mortgage or rent payment. Credit card #1:$2250 monthly payment: $90 int. Rate: 24%, 2nd: $2,000, monthly min. $30, 19%, personal loan:$1550, monthly $110, 7.5%, credit card #3,$2490, 22%, monthly min.$65. No other debt. |
Member Payment Dependent Notes Series 1220938
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220938 |
$8,500 |
$8,500 |
13.11% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220938. Member loan 1220938 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,417 / month |
Current employer: | steppin stone farm | Debt-to-income ratio: | 12.41% |
Length of employment: | 9 years | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | steppin stone farm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > will be using this to consolidate credit cards. I make payments every month im just not getting anywhere with the high rates.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | store card 1284 26.99% 50 min<br>online crd 451 24.09% 25min <br>visa 704 19.99% 25min<br>department 575 23.49% 25min<br>electronics 2420 25.99% 72min<br>card 300 22.80% 25min<br>gas 600 24.99% 25min<br>visa 1950 15.00% 40min |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 430 |
Member Payment Dependent Notes Series 1220953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220953 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220953. Member loan 1220953 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Interstate Hotels and Resorts | Debt-to-income ratio: | 10.80% |
Length of employment: | 1 year | Location: | ARLINGTON, VA |
Home town: | |||
Current & past employers: | Interstate Hotels and Resorts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I earned my Master's in Finance in 2010 and, after searching for a job for a 6 months, I found one last May. I have some credit cards I used to stay afloat while unemployed and would like to pay off my debt at a lower APR.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,438.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1220967
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220967 |
$24,000 |
$24,000 |
12.12% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220967. Member loan 1220967 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Peterson Urgent Care | Debt-to-income ratio: | 0.80% |
Length of employment: | < 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Peterson Urgent Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Car for friend |
What are you buying? | Car for friend |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Car for friend |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent 1375<br>Utities 400<br>Insurasnce 400 |
What is your intended use for the loan proceeds? | Car for friend |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1375<br>Transportation 300<br>Utilities 200<br>Phone 200<br>Insurance 400 Food 1000 |
Member Payment Dependent Notes Series 1220972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220972 |
$5,375 |
$5,375 |
13.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220972. Member loan 1220972 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,167 / month |
Current employer: | Mercy Hospital-East | Debt-to-income ratio: | 19.48% |
Length of employment: | 7 years | Location: | LAKE SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Mercy Hospital-East | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $10,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1220992
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1220992 |
$18,000 |
$18,000 |
17.27% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1220992. Member loan 1220992 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | MD ANDERSON CANCER CENTER | Debt-to-income ratio: | 16.65% |
Length of employment: | 9 years | Location: | MISSOURI CITY, TX |
Home town: | |||
Current & past employers: | MD ANDERSON CANCER CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,967.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To payoff credit card balances. |
Member Payment Dependent Notes Series 1221008
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221008 |
$4,000 |
$4,000 |
7.62% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221008. Member loan 1221008 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Penn National Gaming (Hollywood Casino) | Debt-to-income ratio: | 20.78% |
Length of employment: | < 1 year | Location: | Kansas City, KS |
Home town: | |||
Current & past employers: | Penn National Gaming (Hollywood Casino) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > This loan will be for my first Harley Davidson. I have ridden for 10 years, but never owned a "hog". Thank you, Investors, for all of your support. My first experience with Lending Club - awesome concept!<br><br> Borrower added on 04/04/12 > Kelley Blue Book on this bike, with all additional accessories and current mileage is well over $6k. I am purchasing for $5, 000, and paying over $1, 000 out of pocket. Very worthy investment.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,507.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Mostly from purchases made by myself and another person, in my name only. Most at zero percent or low interest. Intending to pay off/down with mutual tax return. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage (my share) less than $600/mo. Utilities average $2-300/mo. Insurance and taxes included in mortgage. Total for all in question are well under $1000/mo. |
Is this loan for a refinance, lease or purchase? | Purchase of my first Harley Davidson. I will be paying over $100 of the $5000 agreed upon with the Seller. 2005 Sportster, loaded with extras, 13k miles. (Great deal - motivated seller) |
What are the balances, interest rates, and monthly payments on any other auto obligations? | one loan on my car. not sure on current balance - was a $9000 36 month loan started last year in May, $210 monthly payment. |
How much money are you providing out of pocket as a down payment for this purchase? | Over $1000 out of pocket on a $5000 total purchase. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | under $1500 |
Member Payment Dependent Notes Series 1221030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221030 |
$5,500 |
$5,500 |
13.67% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221030. Member loan 1221030 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | WELLS FARGO | Debt-to-income ratio: | 10.27% |
Length of employment: | 10+ years | Location: | KANNAPOLIS, NC |
Home town: | |||
Current & past employers: | WELLS FARGO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $94.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 2.30% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1221034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221034 |
$10,000 |
$10,000 |
15.81% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221034. Member loan 1221034 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Kit Carson School District | Debt-to-income ratio: | 21.99% |
Length of employment: | 6 years | Location: | KIT CARSON, CO |
Home town: | |||
Current & past employers: | Kit Carson School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $14,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no lines of credits or mortgages...debt balances on the bulk is about 6000 at 24.99% Student loans are in forebearance as I am within a year of completing a masters. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no lines of credits or mortgages...debt balances on the bulk is about 6000 at 24.99% Student loans are in forebearance as I am within a year of completing a masters. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no lines of credits or mortgages...debt balances on the bulk is about 6000 at 24.99% Student loans are in forebearance as I am within a year of completing a masters. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $400, minimal transportation as I walk to work, utilities include phone average about 250-300 depending on weather (heat). Groceries about $400 |
Please explain the reason why you carry a large revolving credit balance. | I made some bad choices, but am working on paying those down if I get funded for this loan. |
Which debts do you plan to pay off with this loan? | The larger revolving accounts first, anything in the 24.99% APR, should be able to get most of them taken care. If not this will open up more from monthly budget to then get remainder with those. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no lines of credits or mortgages...debt balances on the bulk is about 6000 at 24.99% Student loans are in forebearance as I am within a year of completing a masters. |
Which debts do you plan to pay off with this loan? | The larger revolving accounts first, anything in the 24.99% APR, should be able to get most of them taken care. If not this will open up more from monthly budget to then get remainder with those. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off higher revolving accounts that are the highest interest rate. This will then free up more money in my monthly budget to tackle smaller balances and payoff those quicker. |
Member Payment Dependent Notes Series 1221058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221058 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221058. Member loan 1221058 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,900 / month |
Current employer: | Solo Cup Company | Debt-to-income ratio: | 21.41% |
Length of employment: | < 1 year | Location: | Elk Grove Village, IL |
Home town: | |||
Current & past employers: | Solo Cup Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase credit card: $539 balance, 13.24% APR, $50 mo. payment (above min. pmt)<br>Chase credit card: $$2995 balance, 13.24%, $85 mo. payment (above min. pmt)<br>Discover credit card: $3563 balance, 18.99%, $130 mo. payment (above min. pmt)<br>Walmart credit card: $911 balance, 22.9%, $40 mo. payment (above min. pmt)<br>TD Auto Finance: $22,395 current payoff amount , $409 mo. payment, 60 months<br>Student Loan (credit union): $67,597 current payoff, 7.25%, $788 mo. payment, 15 year loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no monthly explenses related to housing. I currently live at home with my mother. |
Which debts do you plan to pay off with this loan? | I will be paying off my current outstanding credit card debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase credit card: $539 balance, 13.24% APR, $50 mo. payment (above min. pmt)<br>Chase credit card: $$2995 balance, 13.24%, $85 mo. payment (above min. pmt)<br>Discover credit card: $3563 balance, 18.99%, $130 mo. payment (above min. pmt)<br>Walmart credit card: $911 balance, 22.9%, $40 mo. payment (above min. pmt)<br>TD Auto Finance: $22,395 current payoff amount , $409 mo. payment, 60 months<br>Student Loan (credit union): $67,597 current payoff, 7.25%, $788 mo. payment, 15 year loan |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have a mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase credit card: $539 balance, 13.24% APR, $50 mo. payment (above min. pmt)<br>Chase credit card: $$2995 balance, 13.24%, $85 mo. payment (above min. pmt)<br>Discover credit card: $3563 balance, 18.99%, $130 mo. payment (above min. pmt)<br>Walmart credit card: $911 balance, 22.9%, $40 mo. payment (above min. pmt)<br>TD Auto Finance: $22,395 current payoff amount , $409 mo. payment, 60 months<br>Student Loan (credit union): $67,597 current payoff, 7.25%, $788 mo. payment, 15 year loan |
Member Payment Dependent Notes Series 1221073
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221073 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221073. Member loan 1221073 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,360 / month |
Current employer: | DRS Laurel Technologies | Debt-to-income ratio: | 22.65% |
Length of employment: | 3 years | Location: | CLEARWATER, FL |
Home town: | |||
Current & past employers: | DRS Laurel Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am planning my dream wedding and my fiance and I have been very good about saving money in order not to burden our families, but we have reached a point where we need someone's help to achieve our dream. I assure you I am very responsible and have never missed a payment. Appreciate your help.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,391.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1221074
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221074 |
$17,475 |
$17,475 |
18.55% |
1.00% |
April 5, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221074. Member loan 1221074 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | New England Small Tube | Debt-to-income ratio: | 23.35% |
Length of employment: | 4 years | Location: | LITCHFIELD, NH |
Home town: | |||
Current & past employers: | New England Small Tube | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $9,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1221101
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221101 |
$12,375 |
$12,375 |
13.67% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221101. Member loan 1221101 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | Grene Vision Group | Debt-to-income ratio: | 22.42% |
Length of employment: | 3 years | Location: | DERBY, KS |
Home town: | |||
Current & past employers: | Grene Vision Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card totals $12,000. Interest rates range from 12- 29.9%. Total monthly payments $500. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My car is paid off so I pay for gas only. Gas might be $90 a month. Groceries are $500 a month. My husband pays for the rest. |
Member Payment Dependent Notes Series 1221109
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221109 |
$3,600 |
$3,600 |
13.67% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221109. Member loan 1221109 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Rosie's Pies & Bakery | Debt-to-income ratio: | 21.30% |
Length of employment: | 7 years | Location: | PINCONNING, MI |
Home town: | |||
Current & past employers: | Rosie's Pies & Bakery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1221115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221115 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221115. Member loan 1221115 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | whole life inc | Debt-to-income ratio: | 9.70% |
Length of employment: | 10+ years | Location: | BROOKLYN, CT |
Home town: | |||
Current & past employers: | whole life inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Paying off 6 high interest credit cards! I am a good borrower, have a history of 100% payments on time, and have both excellent long term residency and employment.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $15,484.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | With this loan I will pay off the following credit cards, from high to low interest rates: Gas card $574.93 at 24.99% (requested min monthly payment abt $20.00); Visa $1591.25 at 23.24% (requested min monthly payment $50.00); Store card $285.40 at 21% (min monthly payment abt $15.00); Discover $2799.22 at 18.24% (min monthly payment $65.00); Visa $1884.88 at 18.24% (min monthly payment $50.00); and remainder to Mastercard $3197.92 at 17.99% (min monthly payment $80.00) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have been working at paying down my highest interest rate cards, so have been applying more than the minimum monthly due. My creditors combined, however, currently request a total minimum monthly payment of $376.00. With this loan my required minimum monthly payments will be $437.72 |
Member Payment Dependent Notes Series 1221119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221119 |
$5,150 |
$5,150 |
13.99% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221119. Member loan 1221119 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,225 / month |
Current employer: | NC Dept Corrections | Debt-to-income ratio: | 15.12% |
Length of employment: | 10+ years | Location: | CASTLE HAYNE, NC |
Home town: | |||
Current & past employers: | NC Dept Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Will be paying off two current loans I already have that have a combined payment of $400 a month and higher interest rates.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,870.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have all that information with me, and it would be hard to separate by what is in my name or what is in my wifes name, and as to which one of us pays it. However, we have excellant payment histories and have never missed or been late on a payment on anything in at least the last 10 years.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have all that information with me, and it would be hard to separate by what is in my name or what is in my wifes name, and as to which one of us pays it. However, we have excellant payment histories and have never missed or been late on a payment on anything in at least the last 10 years.. |
Member Payment Dependent Notes Series 1221124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221124 |
$8,875 |
$8,875 |
13.67% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221124. Member loan 1221124 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | Job Options, Inc | Debt-to-income ratio: | 16.27% |
Length of employment: | 4 years | Location: | OCEANSIDE, CA |
Home town: | |||
Current & past employers: | Job Options, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $5,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1221145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221145 |
$30,000 |
$30,000 |
20.99% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221145. Member loan 1221145 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,500 / month |
Current employer: | Exponential Interactive, Inc | Debt-to-income ratio: | 18.44% |
Length of employment: | 7 years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Exponential Interactive, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $76,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $143k, 8.75%, $1195. Mortgage $607k, 3.62%, $1834. Credit card $30k, 14%, $650. Credit card $16k, 7.24%, $270. Credit card $8500, 15%, $188. Credit card $17k, 24%, $550. Auto loan $36k, 4.5%, $776 |
Please explain the reason why you carry a large revolving credit balance. | We started carrying a balance as my income was too high, and we "own" a house in San Francisco, such that we did not qualify for student loans to cover a Masters degree. The assumption was that the person completing this Masters in Architecture would be able to find reasonable employment upon graduation in 2008, however, they have been significantly underemployed since, and the 0% teaser rates on the credit cards have all since expired. |
What is your intended use for the loan proceeds? | Pay off an close higher rate credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We started carrying a balance as my income was too high, and we "own" a house in San Francisco, such that we did not qualify for student loans to cover a Masters degree. The assumption was that the person completing this Masters in Architecture would be able to find reasonable employment upon graduation in 2008, however, they have been significantly underemployed since, and the 0% teaser rates on the credit cards have all since expired. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $143k, 8.75%, $1195. Mortgage $607k, 3.62%, $1834. Credit card $30k, 14%, $650. Credit card $16k, 7.24%, $270. Credit card $8500, 15%, $188. Credit card $17k, 24%, $550. Auto loan $36k, 4.5%, $776 |
Which debts do you plan to pay off with this loan? | The two high interest credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off high rate credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $143k, 8.75%, $1195. Mortgage $607k, 3.62%, $1834. Credit card $30k, 14%, $650. Credit card $16k, 7.24%, $270. Credit card $8500, 15%, $188. Credit card $17k, 24%, $550. Auto loan $36k, 4.5%, $776 |
Which debts do you plan to pay off with this loan? | The two high interest credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $3000, gas/food(bike) $800, utilities/phone $450, insurance (home+auto) $200. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $143k, 8.75%, $1195. Mortgage $607k, 3.62%, $1834. Credit card $30k, 14%, $650. Credit card $16k, 7.24%, $270. Credit card $8500, 15%, $188. Credit card $17k, 24%, $550. Auto loan $36k, 4.5%, $776 |
Please explain the reason why you carry a large revolving credit balance. | We started carrying a balance as my income was too high, and we "own" a house in San Francisco, such that we did not qualify for student loans to cover a Masters degree. The assumption was that the person completing this Masters in Architecture would be able to find reasonable employment upon graduation in 2008, however, they have been significantly underemployed since, and the 0% teaser rates on the credit cards have all since expired. |
Please explain the reason why you carry a large revolving credit balance. | We started carrying a balance as my income was too high, and we "own" a house in San Francisco, such that we did not qualify for student loans to cover a Masters degree. The assumption was that the person completing this Masters in Architecture would be able to find reasonable employment upon graduation in 2008, however, they have been significantly underemployed since, and the 0% teaser rates on the credit cards have all since expired. |
Member Payment Dependent Notes Series 1221150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221150 |
$2,400 |
$2,400 |
15.31% |
1.00% |
April 4, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221150. Member loan 1221150 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Big 4 Accounting Firm | Debt-to-income ratio: | 8.34% |
Length of employment: | 1 year | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | Big 4 Accounting Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Just moved to charlotte straight out of grad school to work at a big4 accounting firm. I have 7K in consumer debt from moving expenses & furniture that I would like to consolidate through LC, and pay off the remaining balances the traditional way.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,999.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Will use the proceeds to pay down credit card balances. I just moved to charlotte straight out of grad school and as a result of relocation expenses (furniture, replace tires, etc) I am carrying consumer debt higher than the proportional amount on my revolving credit lines than I am comfortable with. I need to pay these down before my credit is impacted too severely. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $725 rent plus roughly $800 for food, utilities, gas, health & auto insurance. Car is paid off completely & in good condition. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 14K student loans at 6.8% - i've been paying ~$250 month, 7K credit cards at 23%, I pay off as much as possible each month. |
Member Payment Dependent Notes Series 1221151
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221151 |
$20,000 |
$20,000 |
8.90% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221151. Member loan 1221151 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Munson Home Health | Debt-to-income ratio: | 11.04% |
Length of employment: | 10+ years | Location: | Hersey, MI |
Home town: | |||
Current & past employers: | Munson Home Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1221162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221162 |
$17,500 |
$17,500 |
13.99% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221162. Member loan 1221162 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | woodmans food market | Debt-to-income ratio: | 26.26% |
Length of employment: | 10+ years | Location: | BELOIT, WI |
Home town: | |||
Current & past employers: | woodmans food market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > pay off credit cards<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 350 a month , phone is 50 a month , insurance is 100 a month , food and transportation is 150 month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | household bank credit card owe 7800 and interest rate is 18% and another household bank card owe 7700 with same interest rate. a sears card owe 2400 interest rate is 25%. a capitalone card owe 3600 with 18% interest. and a juniper card that i owe 1200 dollars on. thats it |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | household bank credit card owe 7800 and interest rate is 18% and another household bank card owe 7700 with same interest rate. a sears card owe 2400 interest rate is 25%. a capitalone card owe 3600 with 18% interest. and a juniper card that i owe 1200 dollars on. thats it |
Member Payment Dependent Notes Series 1221183
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221183 |
$14,000 |
$14,000 |
15.31% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221183. Member loan 1221183 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Mental Health Clinic | Debt-to-income ratio: | 14.26% |
Length of employment: | 10+ years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | Mental Health Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I have been looking for this loan because I want to pay my pnc credit card, and in order to continue being responsible with all my bills as always, I plan to pay off my car $5000 and use the $250 fee to get half money for this loan. Thanks a lot.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1221188
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221188 |
$5,000 |
$5,000 |
9.76% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221188. Member loan 1221188 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Kearney & Company | Debt-to-income ratio: | 15.38% |
Length of employment: | 5 years | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Kearney & Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off a credit card. This loan will have a lower monthly payment and less total payments. |
What is your intended use for the loan proceeds? | To pay off a credit card. This loan will have a lower monthly payment and less total payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 600, transportation is paid for by my employer, my only utilities are electric and cable/internet which total around 190 (split 2 ways), phone is 80, and car insurance is 91. My salary is ~70k. I want to use this loan to pay off my CC because I am tired of wasting money on high CC interest. If I get this loan, I can pay off my CC with a lower monthly payment and less total payments. |
Member Payment Dependent Notes Series 1221201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221201 |
$13,500 |
$13,500 |
13.11% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221201. Member loan 1221201 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Plano Tennis Center | Debt-to-income ratio: | 22.69% |
Length of employment: | 10+ years | Location: | ALLEN, TX |
Home town: | |||
Current & past employers: | Plano Tennis Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,383.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Mostly to be used for debt consolidation...I have one certain loan that is high interest and these proceeds will pay this off and give me a better interest rate. |
Member Payment Dependent Notes Series 1221214
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221214 |
$35,000 |
$35,000 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221214. Member loan 1221214 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 5.84% |
Length of employment: | 1 year | Location: | Ponte Vedra Beach, FL |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Consolidation loan required. Excellent income, job stability and credit history. Thank you!<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,015.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you for the inquiry. My monthly debt including all of my expenses is between 35% to 40% of my gross monthly income. Please feel free to contact me if you may have any further questions. Have a great day! |
Member Payment Dependent Notes Series 1221224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221224 |
$10,000 |
$10,000 |
17.27% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221224. Member loan 1221224 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,498 / month |
Current employer: | National Bank of Arizona | Debt-to-income ratio: | 11.15% |
Length of employment: | 9 years | Location: | COTTONWOOD, AZ |
Home town: | |||
Current & past employers: | National Bank of Arizona | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $7,486.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I havn't had any delinquencies in the past 2 years? I did go into a debt consolidation program several years ago that was a big mistake. I ended up settleing with all my creditors myself. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total debt is $9000 all credit cards and a title loan. All interest rates are 25% or higher most are 29% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1300 |
Which debts do you plan to pay off with this loan? | credit cards and a title loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total debt is $9000 all credit cards and a title loan. All interest rates are 25% or higher most are 29% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off all my credit cards completey and the title loan. If there is any money left over I will be paying off a few small medical bills. Do you want to know what cards and the balances? |
Please explain the reason why you carry a large revolving credit balance. | The interest rates are so high I just can't seem to pay them down with the minimum monthly pmt. I just purchased my first home and used my credit cards to do home improvments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total debt is $9000 all credit cards and a title loan. All interest rates are 25% or higher most are 29% |
What is your intended use for the loan proceeds? | payoff all credit cards |
Please explain the reason why you carry a large revolving credit balance. | The interest rates are so high I just can't seem to pay them down with the minimum monthly pmt. I just purchased my first home and used my credit cards to do home improvments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1300 |
Please explain the reason why you carry a large revolving credit balance. | The interest rates are so high I just can't seem to pay them down with the minimum monthly pmt. I just purchased my first home and used my credit cards to do home improvments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total debt is $9000 all credit cards and a title loan. All interest rates are 25% or higher most are 29% |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $620.87 P&I and $131.65 escrow (property taxes and Insurance) |
Member Payment Dependent Notes Series 1221256
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221256 |
$20,000 |
$20,000 |
7.90% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221256. Member loan 1221256 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | First American Title | Debt-to-income ratio: | 15.71% |
Length of employment: | 10+ years | Location: | Pacific Grove, CA |
Home town: | |||
Current & past employers: | First American Title | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Payoff large credit card balances and lower monthly payment.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,588.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital one bal 12,000k 18% 350.00, Macy's bal 1900k 18% 65.00, Home Depot bal 1600k 12% 50.00, AMEX 4900k 18%. 300.00. I have a mortgage of $1800.00 per month and 2nd mortgage with a payment of 150.00 however in receive 2450.00 in rental income. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital one bal 12,000k 18% 350.00, Macy's bal 1900k 18% 65.00, Home Depot bal 1600k 12% 50.00, AMEX 4900k 18%. 300.00. I have a mortgage of $1800.00 per month and 2nd mortgage with a payment of 150.00 however in receive 2450.00 in rental income. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I don't pay any rent or utilities I live with my fiancé in home and I receive 2450.00 rental income on my rental property. The taxes are covered with my mortgage payment. |
Member Payment Dependent Notes Series 1221271
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221271 |
$11,000 |
$11,000 |
12.12% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221271. Member loan 1221271 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | td ameritrade | Debt-to-income ratio: | 9.04% |
Length of employment: | 1 year | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | td ameritrade | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > These funds will be used 100% for the purpose of refinancing existing debt at a lower rate.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $11,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | One Main Financial and Citibank credit card. The One Main is particularly offensive with a 30% APR. |
Member Payment Dependent Notes Series 1221273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221273 |
$16,500 |
$16,500 |
15.31% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221273. Member loan 1221273 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | Armand Morin Network | Debt-to-income ratio: | 20.79% |
Length of employment: | 7 years | Location: | raleigh, NC |
Home town: | |||
Current & past employers: | Armand Morin Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I would like to consolidate all my debts. Some are credit card and some are medical<br><br> Borrower added on 04/02/12 > My job is very stable at this point. I plan to use the funds to pay off high interest cc that the rates were raised considerably a couple of years ago. I also have some med bills I would like to pay. Basically I am looking for one payment a mo in addition to reg mo. expenses which run approx. 1500<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,078.00 | Public Records On File: | 2 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | 109 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I have no delinquencies in last two years |
Which debts do you plan to pay off with this loan? | I plan to pay off cc debt and medical bills |
If you have a public record on file, please briefly explain the event and its resolution. | I have no delinquencies in last two years |
Member Payment Dependent Notes Series 1221274
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221274 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221274. Member loan 1221274 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | valley soil | Debt-to-income ratio: | 6.34% |
Length of employment: | 5 years | Location: | SANGER, CA |
Home town: | |||
Current & past employers: | valley soil | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Home Improvement<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,176.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Updating our windows from single pane to double pane. |
Member Payment Dependent Notes Series 1221278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221278 |
$9,500 |
$9,500 |
14.65% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221278. Member loan 1221278 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Chick-fil-A | Debt-to-income ratio: | 20.21% |
Length of employment: | 2 years | Location: | ALIQUIPPA, PA |
Home town: | |||
Current & past employers: | Chick-fil-A | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This loan will be used to pay off credit card debt.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I will honestly answer your question by saying that I was never instructed on proper use of credit. I got my first card when I was young, and for awhile it felt like i was getting money for free. Now I live on my own, and I have had to straighten myself up when it came to my finances. I am trying to make up for the mistakes that I made with credit cards. |
Member Payment Dependent Notes Series 1221285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221285 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221285. Member loan 1221285 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | University of Pennsylvania | Debt-to-income ratio: | 21.85% |
Length of employment: | 3 years | Location: | Havertown, PA |
Home town: | |||
Current & past employers: | University of Pennsylvania | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Thanks for taking the time to invest in me, I am applying for this loan to consolidate some debt. The interest rates are very reasonable and terms very doable, which is one of the reasons that I applied via Lending Club. Thanks<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,931.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a debt with a school loan and a fcredit card or two., I prefer not to disclose all of my personal information in terms of mortgages, lines of credits etc. on this site.<br>THanks |
Member Payment Dependent Notes Series 1221312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221312 |
$11,750 |
$11,750 |
17.27% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221312. Member loan 1221312 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,460 / month |
Current employer: | Harris County Toll Road Authority | Debt-to-income ratio: | 11.15% |
Length of employment: | 7 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Harris County Toll Road Authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I have 3 credit cards with percentage rates at 20% and higher. I have never been late on my monthly payments and the credit card companies still increased my interest rate about 2 years ago when they companies started raising rates on everyone. I would like to pay off all my debt in a timely manner.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to pay off 3 credit cards, each with an interest rate that has risen to 29.99%, even though I have been paying on it for years and never missed a payment. My credit card statements show that if I keep paying the minimum payment a month, it will take me over 50 years to pay it all off. With this loan, if obtain it, I will be able to pay it all off in 3 years. |
Please explain the reason why you carry a large revolving credit balance. | I use my credit cards for emergencies, such as when my dog required leg surgery when she tore her ACL. I have been making minimum monthly payments on it but since they raised my credit cards from 11% to 20%, & now up to 29%, my monthly payments have been only paying the interest. I have never been late for a payment and the credit card companies still raised the rates. I want to pay everything off in 3 years instead of the 50+ years the statements keep showing if I make the minimum payment. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of credit cards is about $10,000 (give or take). My interest rates for each credit card is 14.99%, 15.99%, and 29.99%. Currently my minimum monthly payments are $50, $110, and $220. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm only using my loan to pay off 3 credit cards that have very high interest rates. I keep making monthly payments and most of the money seems to be going to the interest only, so my goal is to pay it all off in 3 years instead of like 50 years. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of credit cards is about $10,000 (give or take). My interest rates for each credit card is 14.99%, 15.99%, and 29.99%. Currently my minimum monthly payments are $50, $110, and $220. |
Member Payment Dependent Notes Series 1221339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221339 |
$13,000 |
$13,000 |
7.90% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221339. Member loan 1221339 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | Department of Navy | Debt-to-income ratio: | 24.69% |
Length of employment: | 10+ years | Location: | Carrollton, VA |
Home town: | |||
Current & past employers: | Department of Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I will use this loan to pay off a higher interest rate loan and lower my payment<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately 1300 |
Please explain the reason why you carry a large revolving credit balance. | Mostly due to some unexpected medical & family expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC 15000<br>Personal 10500<br>Car 30000<br>mtgage 193000 |
Which debts do you plan to pay off with this loan? | Personal loan high interest cc |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expense are approximately $1300 |
Member Payment Dependent Notes Series 1221576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221576 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221576. Member loan 1221576 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Formula 4 Media | Debt-to-income ratio: | 15.64% |
Length of employment: | 4 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Formula 4 Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $4,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Thanks for asking. Home repairs... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa - $2k balance 4.0% I pay $500 per month. This card has a $9k line of credit. |
If you have a delinquency in the last 2 years, please explain the reason. | Never. Thanks for asking. |
Member Payment Dependent Notes Series 1221620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221620 |
$10,000 |
$10,000 |
8.90% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221620. Member loan 1221620 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | Yale University | Debt-to-income ratio: | 24.47% |
Length of employment: | 3 years | Location: | New Haven, CT |
Home town: | |||
Current & past employers: | Yale University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I will be using this loan to consolidate two higher interest rate credit cards. With this loan, I'll have all of my credit card debt consolidated into LendingClub loans, with the exception of one 0% interest card. Thanks for your consideration!<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,818.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: $1350/mo<br>Utilities: approx $230/mo<br>Insurance: $210/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br><br>$7300 at 11.99%<br>$2500 at 15.24%<br>$4600 at 0%<br><br>Student loan:<br><br>$20,800 at 6%<br><br>LendingClub consolidation loan:<br><br>$9,800 remaining at 12.4% |
Which debts do you plan to pay off with this loan? | I plan to pay off my two credit cards with higher interest rates with this consolidation loan. |
Member Payment Dependent Notes Series 1221625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221625 |
$23,800 |
$23,800 |
13.99% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221625. Member loan 1221625 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | Harbor hospice | Debt-to-income ratio: | 20.57% |
Length of employment: | 3 years | Location: | BEAUMONT, TX |
Home town: | |||
Current & past employers: | Harbor hospice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Thank you for considering me and my request for a consolidation loan.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,767.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on paying off my 4 major balances<br>2 of them are credit cards which total 8500 together<br>1 is paying off hospital bill which is over 9000<br>1 is paying off a student loan which is 4900 |
Please explain the reason why you carry a large revolving credit balance. | I carry a large balance mainly because I had recent hospitalization which cause me to use my credit more than I would have liked. But as you can see from my credit, I always am on time with every bill and never fell behind or late. |
Member Payment Dependent Notes Series 1221637
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221637 |
$12,175 |
$12,175 |
12.12% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221637. Member loan 1221637 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Marin Municipal Water District | Debt-to-income ratio: | 20.67% |
Length of employment: | 10+ years | Location: | san rafael, CA |
Home town: | |||
Current & past employers: | Marin Municipal Water District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $47,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1221666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221666 |
$6,300 |
$6,300 |
20.99% |
1.00% |
April 6, 2012 |
April 16, 2017 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221666. Member loan 1221666 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,375 / month |
Current employer: | United States Postal Service | Debt-to-income ratio: | 10.44% |
Length of employment: | 4 years | Location: | Broken Arrow, OK |
Home town: | |||
Current & past employers: | United States Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > Looking to consolidate a few credit cards I had to use why I was unemployed for a short while<br><br> Borrower added on 04/03/12 > trying to consolidate some credit card loans<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $4,676.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1221668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221668 |
$15,000 |
$15,000 |
13.67% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221668. Member loan 1221668 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.21% |
Length of employment: | 3 years | Location: | TONAWANDA, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am hoping that by using this loan to consolidate my credit card debt I will be able to stay more focused on becoming debt free.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing, car insurance, health and dental insurance, food and phone are provided to me by the employer. I own my car and all i am responsible for is gas. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing, car insurance, health and dental insurance, food and phone are provided to me by the employer. I own my car and all i am responsible for is gas. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only payments I have are the credit card payments. I have no student loans or mortgages. Most of my cards have interest rates over 25% and my debt balances add up to the amount just a bit over this loan. I want to use this lone to pay off my credit cards and just have one simple payment a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only payments I have are the credit card payments. I have no student loans or mortgages. Most of my cards have interest rates over 25% and my debt balances add up to the amount just a bit over this loan. I want to use this lone to pay off my credit cards and just have one simple payment a month. |
Please explain the reason why you carry a large revolving credit balance. | College and graduate school mistakes. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing, car insurance, health and dental insurance, food and phone are provided to me by the employer. I own my car and all i am responsible for is gas. I have no mortgage or home equity loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing, car insurance, health and dental insurance, food and phone are provided to me by the employer. I own my car and all i am responsible for is gas. |
Which debts do you plan to pay off with this loan? | credit cards (this is the only debt I have). |
Member Payment Dependent Notes Series 1221672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221672 |
$5,000 |
$5,000 |
10.74% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221672. Member loan 1221672 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,300 / month |
Current employer: | CA Department of Corrections & Rehab | Debt-to-income ratio: | 16.23% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | CA Department of Corrections & Rehab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,875.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - $500<br>Credit Cards - Aggregate total payments approximately $250/300<br>Car Loan - $800.00 (it is less but this is what I pay)<br>Auto/Renters Insurance - $210.00<br>No taxes, utilities or equity loans |
Member Payment Dependent Notes Series 1221682
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221682 |
$11,000 |
$11,000 |
14.65% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221682. Member loan 1221682 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | United States Coast Guard | Debt-to-income ratio: | 12.57% |
Length of employment: | 3 years | Location: | MORRO BAY, CA |
Home town: | |||
Current & past employers: | United States Coast Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > This is to refinance my motorcycle credit card. I've payed about 6k of 15k off so far. Once I get the title I'm selling the bike and putting that money towards this loan. It's time to start living well within my means again.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is currently $500/month including all utilities. This is my entire housing expense. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Kawasaki Good Times Credit Card: Balance: $9843.58, APR: 21.99% with a minimum monthly payment of $300.<br>Visa Capital One: Balance: $1670.51, APR: 22.9%. Minimum monthly payment I think is around $25.<br><br>Combined I exceed the minimum and pay ~$600-$800/month |
Please explain the reason why you carry a large revolving credit balance. | This is from purchasing a 2007 motorcycle from Kawasaki on their "Good Times" credit card (dedicated line of credit). The motorcycle + gear + taxes/fees came out to just over $15k. I've been using my Visa Capital One card like a debit card as I lost mine. Just ordered a new one so I can pay off the card and get back to not using credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is for my 2 credit cards. One is the dedicated line of credit with Kawasaki and the other is for my Visa Capital One. The loan is mainly geared toward the Kawasaki card to pay off the motorcycle, so I can sell it and put that money back into this loan. The rest goes to paying off the Capital One card, which is at ~$1600 currently. |
Member Payment Dependent Notes Series 1221712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221712 |
$6,400 |
$6,400 |
12.12% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221712. Member loan 1221712 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | National Merchant Center | Debt-to-income ratio: | 9.22% |
Length of employment: | 5 years | Location: | IRVINE, CA |
Home town: | |||
Current & past employers: | National Merchant Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $6,738.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa card, current balance: $6439.19, current APR: 13.99% and 23.99% on some of the balance. My minimum payment is $141.<br><br>If you could lower the 14.99% APR that you offered me, that would be great. I would really appreciate your help if it's possible. I'm still going to save money with this loan as it is and it will help me pay off the card. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I will only pay off this credit card with the loan. I have 2 other small cards out there, one for less than $100 and the other is a Best Buy card and I think I owe about $200 on that one. I don't have any other credit cards. |
Member Payment Dependent Notes Series 1221713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221713 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221713. Member loan 1221713 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Southwest Airlines | Debt-to-income ratio: | 20.03% |
Length of employment: | 6 years | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | Southwest Airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have been working on 3 Credit Cards with high interest rates and have concluded that this would be the best way to eliminate them all at a lower interest.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,815.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $500<br>New Vehicle (purchased last year) - $480<br>Vehicle Insurance - $240<br>Gas - $280<br>Parking Permit - $45<br>Phone/Internet - $100<br>Food/Water - $400-$500<br>Miscellaneous/Leisure - $200-$300<br>401(k) - 10% (of bi-weekly income) Roughly $200-$250<br>Also plan on going back to school this summer and have not yet figured out cost of tuition/books |
Member Payment Dependent Notes Series 1221786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221786 |
$15,000 |
$15,000 |
6.03% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221786. Member loan 1221786 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Savvis | Debt-to-income ratio: | 16.35% |
Length of employment: | 7 years | Location: | Long Beach, CA |
Home town: | |||
Current & past employers: | Savvis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have a current account with LendingClub at 14.09%/17.74 APR ($858/month, payoff $15,349). The first 16 payments (all on time) have allowed me to substantially pay down debt & put away real savings. This loan would allow me to refinance at a savings of 8% and pay considerably less per month. Thanks<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car payment: $12,563.52 / $261 per month / 2.9%<br>LendingClub: $15,349 / $858 per month / 17.74% <br><br>Of my open credit accounts, I will only use a Chase or Capital One card, but carry no balance on either.<br><br>My rent is $1075/month. I currently make enough to pay my debts and have been able to build up several thousand in savings since consolidating with my orignal LendingClub loan. Now I'm just looking for further savings by reducing the interest rate.<br><br>Thanks for your question. |
Member Payment Dependent Notes Series 1221796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221796 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221796. Member loan 1221796 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Northaland Group | Debt-to-income ratio: | 6.72% |
Length of employment: | < 1 year | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | Northaland Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $21,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | N/A-NEVER HAS ANY DELINQUENCY |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I WANT TO PAY OF MASTER CARD AND VISA CARD TOTAL ABOUT 21K. TOTAL MINIMUM MONTLY ABOUT 500$. |
Member Payment Dependent Notes Series 1221811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221811 |
$12,000 |
$12,000 |
10.74% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221811. Member loan 1221811 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Lockheed Martin Corporation | Debt-to-income ratio: | 14.35% |
Length of employment: | 5 years | Location: | ALBUQUERQUE, NM |
Home town: | |||
Current & past employers: | Lockheed Martin Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I am trying to reduce my credit card debt that are left over from college. While I was planning to get this paid off in about 2.5 years, this will help me get it paid off sooner. I am a low credit risk but just do not yet have a great credit score. Thank you for your consideration.<br><br> Borrower added on 04/03/12 > Thanks to the 7 investors who have funded me thus far. I was a little hesitant to try this out at first but now I am a little more optimistic. This type of lending concept is rather interesting, because it goes back to the sense of community lending where trust is a fundamental component of lending.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $13,270.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum payments (estimated): $400<br>Minimum payments after (estimated): $450-500<br>If you want more specifics I can provide them but I will have to do that from home in a couple of hours. |
Member Payment Dependent Notes Series 1221841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221841 |
$21,000 |
$21,000 |
12.12% |
1.00% |
April 10, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221841. Member loan 1221841 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | county of orange | Debt-to-income ratio: | 20.53% |
Length of employment: | 9 years | Location: | laguna hills, CA |
Home town: | |||
Current & past employers: | county of orange | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I have several credit cards with high balances and high interest rates. I will be using this loan to pay them down. My payment credit is perfect, never late. my score has been close to 800 in the past but is lower now due to high revolving debt.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $53,279.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 50k in CC with Int. rates averaging 19% I pay approx 1250.00 per month on all 4 cardsI have a mortgage covered by renters and pay 600 for my current housing. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | expenses minus CC debt is approx 2400 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 50k in CC with Int. rates averaging 19% I pay approx 1250.00 per month on all 4 cardsI have a mortgage covered by renters and pay 600 for my current housing. |
Member Payment Dependent Notes Series 1221947
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221947 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221947. Member loan 1221947 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,542 / month |
Current employer: | Maritz Inc | Debt-to-income ratio: | 10.81% |
Length of employment: | 10+ years | Location: | Ottawa Lake, MI |
Home town: | |||
Current & past employers: | Maritz Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > My job is very stable.I would be able to pay this off early. Trying to get a lower rate. I do not plan on using cards anymore. Between saving and paying extra towards credit card debt I have about $800/ monthly available now.<br>5 cards to consolidate at rates mostly around 22.9-29.99%<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,797.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | 87 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The only purpose is to pay of all my credit cards that have high interest rates - so consolidate and at a cheaper interest rate. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MC $2144 at 22.9; min $56/mon<br>MC $753 at 28; $25/mon<br>MC $413 at 22.9; $25/mon<br>MC $2402 at 29.24;$106/m<br>VS $4530 at 29.99; $116/m<br><br>This loan would be $321/month. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total min monthly payment is $360<br>This loan monthly payment is $321 |
Member Payment Dependent Notes Series 1221990
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1221990 |
$5,375 |
$5,375 |
14.65% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1221990. Member loan 1221990 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $917 / month |
Current employer: | Claires | Debt-to-income ratio: | 21.60% |
Length of employment: | 3 years | Location: | HARVEY, LA |
Home town: | |||
Current & past employers: | Claires | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I would like to borrow the money to pay out an high interest credit card. I am a good borrower because I pay all of my bills on time and I am very studious in everything I do. I have been a dedicated and loyal employee at my current job for a total of three years.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,461.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa Card First Financial Credit Card Minimun Payment 200 Monthly Outstanding Balance-0 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 200 currently after loan it will subsequently be thirty |
Please explain the reason why you carry a large revolving credit balance. | I carry a large balance on my current credit card because of my school expenses,including but not limited to school books,gas etc. I only have one credit card and would like to decrease the balance. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit card is 6,500 and my monthly payment is 198. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | phone:$120 Transportation:$80 food:$100 |
Member Payment Dependent Notes Series 1222008
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222008 |
$20,000 |
$20,000 |
18.25% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222008. Member loan 1222008 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Ferravanti Grading | Debt-to-income ratio: | 4.69% |
Length of employment: | 10+ years | Location: | PASO ROBLES, CA |
Home town: | |||
Current & past employers: | Ferravanti Grading | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,629.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card payments are about $15,000, at 9% roughly, auto loan balance of about 10k with 2.9% rate at credit union, and 1 bank line of credit at 5k at 18% I think. I plan on paying off all of the above with the loan or the majority of it. |
Which debts do you plan to pay off with this loan? | All credit card debt, and bank line of credit hopefully . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card payments are about $15,000, at 9% roughly, auto loan balance of about 10k with 2.9% rate at credit union, and 1 bank line of credit at 5k at 18% I think. I plan on paying off all of the above with the loan or the majority of it. |
Which debts do you plan to pay off with this loan? | All credit card debt, and bank line of credit hopefully . |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approx $400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card payments are about $15,000, at 9% roughly, auto loan balance of about 10k with 2.9% rate at credit union, and 1 bank line of credit at 5k at 18% I think. I plan on paying off all of the above with the loan or the majority of it. |
Member Payment Dependent Notes Series 1222016
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222016 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222016. Member loan 1222016 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Goodyear Tire &Rubber Co. | Debt-to-income ratio: | 0.86% |
Length of employment: | 4 years | Location: | Southside, AL |
Home town: | |||
Current & past employers: | Goodyear Tire &Rubber Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,126.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 14.00% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay approximately $932.00 a month for my mortgage payment which includes house insurance etc. Other than that the only bills I have are my utilities. I do not have any credit card debt and when I do charge something on my credit card I try to pay it in full as soon as I get my bill to avoid interes charges. |
What portion of your wedding expenses does this loan represent? | This loan should cover most if not all my wedding expenses. |
How are you paying for other wedding expenses not covered by this loan? | This loan should cover all my wedding expenses but if it doesnt I will work any overtime necessary and use money that I already have to apply towards the expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is about $932.00 a month. My vehicle is payed for. My vehicle insurance is payed for the year and mortgage insurance is included in house payment.Groceries are between $450.00 and $500.00 a month. Utilities are about $350.00 a month total. Satellite is about $100.00 a month. |
If you have a public record on file, please briefly explain the event and its resolution. | I dont have a public record on file |
What portion of your wedding expenses does this loan represent? | This loan should cover most if not all my wedding expenses. |
Member Payment Dependent Notes Series 1222031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222031 |
$15,000 |
$15,000 |
7.90% |
1.00% |
April 9, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222031. Member loan 1222031 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Lincoln Heritage | Debt-to-income ratio: | 2.02% |
Length of employment: | 6 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Lincoln Heritage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $10,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total household expenss run about $3,500.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total household expenss run about $3,500.00. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My credit card payments are about the same as the projected loan payment. The main difference is the interest I am being charged: between 10.95% to 27.5%. Paying the same amount to credit card companies<br>will take twice as long as with this loan. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My credit card payments are about the same as the projected loan payment. The main difference is the interest I am being charged: between 10.95% to 27.5%. Paying the same amount to credit card companies<br>will take twice as long as with this loan. |
Member Payment Dependent Notes Series 1222053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222053 |
$19,200 |
$19,200 |
21.48% |
1.00% |
April 6, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222053. Member loan 1222053 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | NAPA Auto Parts | Debt-to-income ratio: | 21.68% |
Length of employment: | 2 years | Location: | GREELEY, CO |
Home town: | |||
Current & past employers: | NAPA Auto Parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $11,922.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances $11,827 Interest ranges from 17.24% to 23.99%<br>Credit card monthly payments $305<br>Student loans $8000 Interest 6.75%<br>Monthly payment $155<br>Mortgage $920 month<br>Personal loan $21850 Interest 22.75%<br>Payment $689 month |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies, repos, defaults, or bankruptcies |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances $11,827 Interest ranges from 17.24% to 23.99%<br>Credit card monthly payments $305<br>Student loans $8000 Interest 6.75%<br>Monthly payment $155<br>Mortgage $920 month<br>Personal loan $21850 Interest 22.75%<br>Payment $689 month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $920 covers P & I, homeowners insurance, and taxes |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Sorry, hit enter before I realized wrong spot for first question. $920 covers P & I, homeowners insurance, and taxes. As far as allocation, I will be using the money to consolidate credit cards, and school loans. My goal is to be debt free by the time I pay off this loan. |
Member Payment Dependent Notes Series 1222099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222099 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 6, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222099. Member loan 1222099 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Nuveen Investments | Debt-to-income ratio: | 2.87% |
Length of employment: | 5 years | Location: | ARTESIA, CA |
Home town: | |||
Current & past employers: | Nuveen Investments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $848.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 1600<br>Transportation: 200<br>Utilities: 110<br>Phone/TV/internet: 110<br>Insurance: 98<br>Food: 100<br>Please let me know if you need further details |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan is for debt consolidation. The old loan has higher interest rate with shorter term. My monthly expense for this debt consolidation is being reduced from $480 to $270, with this new loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have car loan that has balance of $10,905.00. I have a personal loan that has balance of $15,067, which I'm waiting for to replace with Lending Club fund for $11,400 and pay off rest of approx $3,000 in cash. I do not have any other loan or line of credit that exceeds balance of $500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have car loan that has balance of $10,905.00. I have a personal loan that has balance of $15,067, which I'm waiting for to replace with Lending Club fund for $11,400 and pay off rest of approx $3,000 in cash. I do not have any other loan or line of credit that exceeds balance of $500. |
What is your intended use for the loan proceeds? | Debt consolidation loan with lower monthly payment and lower interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have car loan that has balance of $10,905.00. I have a personal loan that has balance of $15,067, which I'm waiting for to replace with Lending Club fund for $11,400 and pay off rest of approx $3,000 in cash. I do not have any other loan or line of credit that exceeds balance of $500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have car loan that has balance of $10,905.00. I have a personal loan that has balance of $15,067, which I'm waiting for to replace with Lending Club fund for $11,400 and pay off rest of approx $3,000 in cash. I do not have any other loan or line of credit that exceeds balance of $500. |
Which debts do you plan to pay off with this loan? | I have a personal loan account that I opened 2 years ago with a credit union. This is only unsecured line of credit I have. The current balance is at approx. $11,500 as of today. The monthly payment is little to high and interest is at least 1% higher. I'm going to pay off this loan as soon as get funding from LendingClub. |
Member Payment Dependent Notes Series 1222105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222105 |
$5,400 |
$5,400 |
8.90% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222105. Member loan 1222105 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | MillerCoors | Debt-to-income ratio: | 13.27% |
Length of employment: | 4 years | Location: | COMMERCE CITY, CO |
Home town: | |||
Current & past employers: | MillerCoors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/02/12 > I decided to sell one of my cars which I used as a collateral to obtain a loan a year ago. I am going to use the funds from Lending Club to pay that loan off, so I can sell the car. The interest rate is almost identical to the one I got from the bank using the car as a collateral.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,807.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards with outstanding balances. American Express with a balance of 4000, interest rate of 10% and monthly payment of $80. GE financial services department store card with a balance of 1750, still in promotional no interest rate period and a payment of $78 a month. Bank of America credit card with a credit line of 2500 and outstanding balance of 500. Monthly payment- $25. Mortgage through Bank of America, interest rate 5% and 1500 monthly payment. |
Member Payment Dependent Notes Series 1222108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222108 |
$7,000 |
$7,000 |
13.67% |
1.00% |
April 5, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222108. Member loan 1222108 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | JR Pierce Plumbing Inc. | Debt-to-income ratio: | 3.04% |
Length of employment: | < 1 year | Location: | San Leandro, CA |
Home town: | |||
Current & past employers: | JR Pierce Plumbing Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $6,751.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1222110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222110 |
$15,000 |
$15,000 |
17.99% |
1.00% |
April 6, 2012 |
April 16, 2015 |
April 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222110. Member loan 1222110 was requested on April 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Pacific Western Bank | Debt-to-income ratio: | 14.21% |
Length of employment: | 4 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Pacific Western Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I would like to use these funds to pay off and close credit cards ,I pay my bills on time many are set as auto bill pay. In the last sixteen years I,ve changed employment only once.<br>
A credit bureau reported the following information about this borrower member on April 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $13,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit cards debts that I would like to pay off totals $14,085.00 interest rates from 17.90% to 24.90%, credit card only from $ 25.00 to $ 91.00 a month |
Which debts do you plan to pay off with this loan? | credit cards to close cards out |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit cards debts that I would like to pay off totals $14,085.00 interest rates from 17.90% to 24.90%, credit card only from $ 25.00 to $ 91.00 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 725.00, transportation $ 165.00 for gas, utilities $ 89.00, phone $140.00, insurance $98.00 and food $ 210.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit cards pay off to close out cards |
Which debts do you plan to pay off with this loan? | credit cards to close cards out |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit cards debts that I would like to pay off totals $14,085.00 interest rates from 17.90% to 24.90%, credit card only from $ 25.00 to $ 91.00 a month |
Please explain the reason why you carry a large revolving credit balance. | used credit cards to travel in the past and found that I was unable to payoff the balance one card because I had many minimum balances to pay. In the last two years I havemanage to paid off and closed three cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 725.00, transportation $ 165.00 for gas, utilities $ 89.00, phone $140.00, insurance $98.00 and food $ 210.00 |
Please explain the reason why you carry a large revolving credit balance. | used credit cards to travel in the past and found that I was unable to payoff the balance one card because I had many minimum balances to pay. In the last two years I havemanage to paid off and closed three cards. |
Which debts do you plan to pay off with this loan? | credit cards to close cards out |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit cards debts that I would like to pay off totals $14,085.00 interest rates from 17.90% to 24.90%, credit card only from $ 25.00 to $ 91.00 a month |
Please explain the reason why you carry a large revolving credit balance. | used credit cards to travel in the past and found that I was unable to payoff the balance one card because I had many minimum balances to pay. In the last two years I havemanage to paid off and closed three cards. |
If you have a delinquency in the last 2 years, please explain the reason. | Not sure I dont really check my credit score too often, but if I have had any it would only be that the payment that was sent was short of what the minimum requested, in error on my part, because of auto pay and maybe I misread the amount that was due, and maybe did'nt notice the error till I got the next statement. |
Member Payment Dependent Notes Series 1222177
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222177 |
$17,600 |
$17,600 |
13.67% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222177. Member loan 1222177 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | Acton Public Schools | Debt-to-income ratio: | 14.84% |
Length of employment: | 10+ years | Location: | Boxborough, MA |
Home town: | |||
Current & past employers: | Acton Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $19,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: About $17,000 at a variety of interest rates from 0%-22%<br>Student loans: $15,000...some at 4.75% and some at 6.25%<br>Mortgage: $134,000 at 6.25%... I pay $1200 a month |
Member Payment Dependent Notes Series 1222189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222189 |
$6,500 |
$6,500 |
7.90% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222189. Member loan 1222189 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,948 / month |
Current employer: | Trocaire College | Debt-to-income ratio: | 14.87% |
Length of employment: | 5 years | Location: | DEPEW, NY |
Home town: | |||
Current & past employers: | Trocaire College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Looking to consolidate high-interest credit cards with a lower rate. My bills are consistently paid on time, and one lower monthly payment will only enhance my ability to meet my financial obligations. I have stable employment (5 years) and have lived in the same residence for just over 10 years.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,542.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard 1: $1489.51; 17.90%; $40<br>MasterCard 2: $449.39; 14.99%; $20<br>MasterCard 3: $786.06; 22.90%; $25<br>Store card 1: $487.27; 21.99%; $13<br>Store card 2: $726.84; 23.99%; $24<br>Store card 3: $929.63; 22.90%; $27<br>Store card 4: $915.86; 21.90%; $46<br>Store card 5: $1566.18; 23.99%; $78<br>Store card 6: $1092.62; $16.74%; $60<br>Store card 7: 1066.72; $22.99%; $32 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current total minimum monthly payment on all cards is $404.00. The amount after the loan will be $339; $300 for the loan payment and $39 on an additional card. I did not include the additional card in the loan because it still has a promotional interest rate of 0%, and I plan to have it paid off prior to that rate expiring. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $280; Transportation: $140; Utilities: $105; Phone: $25; Car insurance: $83; Food: $340; Household/Personal Care: $60; Entertainment: $50; Credit Card Payments: $404 |
Member Payment Dependent Notes Series 1222214
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222214 |
$3,700 |
$3,700 |
12.12% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222214. Member loan 1222214 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | starcon | Debt-to-income ratio: | 13.65% |
Length of employment: | < 1 year | Location: | JACKSON, OH |
Home town: | |||
Current & past employers: | starcon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | its a 2003 honda civic, 148,000 miles in excelent condition |
Member Payment Dependent Notes Series 1222228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222228 |
$15,250 |
$15,250 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222228. Member loan 1222228 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,603 / month |
Current employer: | Walmart | Debt-to-income ratio: | 23.32% |
Length of employment: | 5 years | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have steady and secure employment. I am trying to get this loan in order to pay off my credit cards. I do not have problems paying my bills, but I just can't seem to get the balance down on my credit cards. Paying them off and saving money on the interest rates would be a great help. Thank you.<br><br> Borrower added on 04/04/12 > As an added note, this loan would completely pay off my debts (minus my mortgage) and save me about $300 to $400 a month just in interest on the cards.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $727.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly it can vary between $1000 and $1150 depending on the utility bill. Yearly insurance and taxes run about $1435 paid for out of escrow. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My Home owners insurance is $135/year. My mortgage payment-including escrow for annual county taxes-is $496/month. Home owner's association dues are $236/month; that includes water, garbage, maintenance/upkeep, additional housing insurance, and various amenities. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | It can vary a little month to month-and I figured in rising food and gas costs-approximately $2000. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off my credit cards. I only asked to borrow enough to pay the cards off...so I will be paying off the full amount of each one. |
What is your intended use for the loan proceeds? | Paying off my credit cards. |
Member Payment Dependent Notes Series 1222306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222306 |
$6,325 |
$6,325 |
12.12% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222306. Member loan 1222306 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | ETR Associates | Debt-to-income ratio: | 7.76% |
Length of employment: | 6 years | Location: | Santa Cruz, CA |
Home town: | |||
Current & past employers: | ETR Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Hello Lending Club members. This will be my 2nd time utilizing Lending Club's micro financing opportunities to help me achieve my financial goals. The main purpose of this loan is to get a better interest rate on the last of my debt consolidation. I welcome any questions & thanks in advance.<br><br> Borrower added on 04/03/12 > Some additional info: my job is stable, more so than most in these trying times - luckily my place of employment is a fairly large and respected non-profit that has been in existence for 30 years and I have been with them for the past six.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,734.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have two besides my rent, which is $500 a month, and an insurance payment of $90 a month: <br><br>1) a 36-month loan for $4,200 at 14.54% which I promptly pay each month at a set $144.66. There is $3,032.97 left on this.<br><br>2) a credit card that is currently at $3,233.94 at 0% (until 02/13) which I am diligently paying $500 a month towards paying down. |
Member Payment Dependent Notes Series 1222307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222307 |
$8,550 |
$8,550 |
9.76% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222307. Member loan 1222307 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,663 / month |
Current employer: | Hite and Stone Law Firm | Debt-to-income ratio: | 13.22% |
Length of employment: | 7 years | Location: | abbeville, SC |
Home town: | |||
Current & past employers: | Hite and Stone Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Thank you.<br><br> Borrower added on 04/03/12 > Thank you.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $12,600 -credit card debt and line of credit is $14,000 and the interest rate is 11.84%; mortgage $45,000 and house is appraised at $80,000 and interest rate is 4.75%- Lowe's is approximately $2,000 ( this is in my name but I let my dad use the card and he pays this) Bill me later is $481 and line of credit is $3,000.00. <br>Is your interest rate higher than what I already have? |
Member Payment Dependent Notes Series 1222311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222311 |
$11,100 |
$11,100 |
16.29% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222311. Member loan 1222311 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | forever21 | Debt-to-income ratio: | 9.59% |
Length of employment: | 1 year | Location: | ROSEMEAD, CA |
Home town: | |||
Current & past employers: | forever21 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > With this loan the credit cards will be paid and CLOSED! Its time to be responsible with my money and this will be the first step! Then to save money for the future!<br><br> Borrower added on 04/05/12 > I currently have a stable job, after being laid off last year, I am able to keep up with all my bills. I have no history of late payments and pay more than the minimum required of my debts.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly: $700 rent, utilities $200, insurance $149, $300 transportation (gas), food $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards in total $15,000, with varying interest lowest 8% highest 25% |
Member Payment Dependent Notes Series 1222317
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222317 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 9, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222317. Member loan 1222317 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | JW Wireline | Debt-to-income ratio: | 11.08% |
Length of employment: | 6 years | Location: | Henderson, TX |
Home town: | |||
Current & past employers: | JW Wireline | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I am a conscientious person who pays his bills on time each month, I am obtaining this loan for home improvement projects, including a metal shop.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am hoping to build to build a metal shop, and finish landscaping around my home. |
If you have a delinquency in the last 2 years, please explain the reason. | I Have become more organized over the last few years and make time at the beginning of each month to pay my bills, one month ahead of schedule. |
Member Payment Dependent Notes Series 1222370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222370 |
$35,000 |
$35,000 |
13.99% |
1.00% |
April 5, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222370. Member loan 1222370 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | M.A.R.S./Stratus/AHMSI | Debt-to-income ratio: | 25.96% |
Length of employment: | < 1 year | Location: | Lindenhurst, NY |
Home town: | |||
Current & past employers: | M.A.R.S./Stratus/AHMSI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,186.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1222374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222374 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222374. Member loan 1222374 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | CVE Inc | Debt-to-income ratio: | 17.59% |
Length of employment: | 5 years | Location: | LINCOLN PARK, NJ |
Home town: | |||
Current & past employers: | CVE Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,106.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will be using the loan to prepare for my wedding and also some of them will be paying off high interest credit card. Mostly preparaion for wedding. |
Member Payment Dependent Notes Series 1222375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222375 |
$9,500 |
$9,500 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222375. Member loan 1222375 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | OhioHealth | Debt-to-income ratio: | 3.30% |
Length of employment: | 3 years | Location: | GROVE CITY, OH |
Home town: | |||
Current & past employers: | OhioHealth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Credit card consolidation<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $8,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $1521.74 -mmp $39.00 - IR 19.8%<br>Mastercard $3939.30-mmp $59.00 - IR 0%<br>Visa $ 3790.57- mmp $160.00 - IR 22.9% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments for all credit cards is $256.00. I am unable to view the loan information regarding the monthly payment and pay off from the web site, pulling from my memory from a few days ago the monthly payments will be around $320 with a payoff of around $11,000. I do plan to pay the loan off early since there is not a penalty. |
Member Payment Dependent Notes Series 1222403
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222403 |
$2,800 |
$2,800 |
7.90% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222403. Member loan 1222403 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | iFAX Solutions | Debt-to-income ratio: | 29.50% |
Length of employment: | 4 years | Location: | Hi-Nella, NJ |
Home town: | |||
Current & past employers: | iFAX Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have a previous loan through Lending Club with a balance of approximately $1000 that I will pay-off with this loan. I have had no payment problems with the first loan. I am also looking to consolidate the remaing balance of a credit line and a credit card with high interest rates.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a previous loan through Lending Club for the amount of $3200 (11.48% / 14.15% APR) with a remaining balance of about $1000, which I will payoff with this loan. There have been no problems with payment of my previous Lending Club loan. I would also like to use this loan to pay off to remaining balance I owe on an engagment ring (approx $950 / 28% APR) and a credit card card with ($780 / 27% APR). I have no mortgage, and a student loan balance of $14k. Thank you. |
Member Payment Dependent Notes Series 1222416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222416 |
$6,000 |
$6,000 |
13.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222416. Member loan 1222416 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Retail Data Systems | Debt-to-income ratio: | 15.60% |
Length of employment: | 3 years | Location: | Naperville, IL |
Home town: | |||
Current & past employers: | Retail Data Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have a very stable job as an IT professional and have been with my company for over 3 years. I am currently paying a very large APR on my vehicle because I didn't have great credit at the time I purchased it. I will use this money to pay off my auto loan it will cut my interest in half! Thank you!<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,788.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 5 credit accounts, I always pay more than the minimum on; I shredded all my cards last year so I do not use them at all. I have $1618 left to pay off on my cards at $150/mo, all between a 10-20% interest rate. No student loans, no mortgage. My rent is cheap, I have a roommate $425/mo., I live close to work so I don't pay much in travel, spend $200/mo on food. This loan will drop my car payment and will save me about $1500 as my auto loan is almost 33% interest because of the finance charge. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a roommate so rent is only $425/mo. I live within a mile of my office so I only put about $100/mo in my gas tank, cell phone $120/mo, car insurance $100/mo, $200/mo on food, $40/mo gym membership, $20/mo haircuts, $40/mo clothes. My car payment is $375/mo and that is what I am looking to lower. This loan will save me about $1500. My credit wasn't as good when I got the loan and I wanted to do it on my own without a co-sign. I paid in interest and finance charge that equals about 33%. |
Member Payment Dependent Notes Series 1222498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222498 |
$15,000 |
$15,000 |
7.90% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222498. Member loan 1222498 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,410 / month |
Current employer: | General Services Administration | Debt-to-income ratio: | 11.12% |
Length of employment: | 10+ years | Location: | Raytown, MO |
Home town: | |||
Current & past employers: | General Services Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Loan Consolidation to consolidate and lower monthly payments.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | No obfuscation here, I would say it was poor judgment over and extended time. The loan will be used to pay off the 11,023.00 Commerce card and 6,084 Citi card. I will be applying my tax returns for the difference. The combined payment for the two is almost exactly the same as what the loan will be. The difference of course is that it will be payed off in a matter of 3 yrs (or sooner if possible) at a substantially lower cost to myself. |
Which debts do you plan to pay off with this loan? | I will be paying off the 11,023.00 Commerce Bank Card and the 6,084.00 Citi card. The requested loan amount is 15,000 plus and with my tax returns and what I have saved it will allow me to pay those two off completely. <br><br>The payment for the loan is almost exactly the same as the two payments combined but it allows it to be payed off in 3 yrs at a substantially lower interest rate. |
Member Payment Dependent Notes Series 1222504
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222504 |
$12,000 |
$12,000 |
7.90% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222504. Member loan 1222504 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | South Florida Pediatric Partners | Debt-to-income ratio: | 17.42% |
Length of employment: | 10+ years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | South Florida Pediatric Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $146,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $5000.00 |
Please explain the reason why you carry a large revolving credit balance. | Being responsible to finance build out of new leased office space. Previous office was converted to "Office Condos" and was forced out if I didn`t buy office space (in middle of housing bubble). I chose to move. My partner retired leaving me shouldering practice, which is doing very well.<br>Also helping 3 sons through college. |
Please provide additional details regarding the purpose of the loan. | Funeral services of my father and taxes to be paid. |
What is your intended use for the loan proceeds? | Funeral services of my father and taxes. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4000.00 |
Please provide additional details regarding the purpose of the loan. | Funeral services of my father and taxes to be paid. |
Please explain the reason why you carry a large revolving credit balance. | Being responsible to finance build out of new leased office space. Previous office was converted to "Office Condos" and was forced out if I didn`t buy office space (in middle of housing bubble). I chose to move. My partner retired leaving me shouldering practice, which is doing very well.<br>Also helping 3 sons through college. |
Member Payment Dependent Notes Series 1222517
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222517 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222517. Member loan 1222517 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,467 / month |
Current employer: | magness oil company | Debt-to-income ratio: | 22.59% |
Length of employment: | 8 years | Location: | MOUNTAIN VIEW, AR |
Home town: | |||
Current & past employers: | magness oil company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,471.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | 106 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | RENT IS $425, AUTO LOAN IS $400.52, UTIL.$150-$200,PHONE $50, HEALTH & AUTO $263.83, FOOD $100-$150, $200 ON DEBTS, $400 ON AUTO MAINT & FUEL, |
What is the estimated current market value of the home you intend to purchase? | 12000 |
What is your intended use for the loan proceeds? | consolidate debt and cut my living expenses so i can raise my credit score back up. |
What is your intended use for the loan proceeds? | consolidate debt and cut my living expenses so i can raise my credit score back up. |
What is your intended use for the loan proceeds? | consolidate debt and cut my living expenses so i can raise my credit score back up. |
What is the estimated current market value of the home you intend to purchase? | 12000 |
Is the home you are purchasing your primary residence or an investment property? | primary |
Member Payment Dependent Notes Series 1222527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222527 |
$30,000 |
$30,000 |
6.62% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222527. Member loan 1222527 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Barrett, Woodyard, & Associates | Debt-to-income ratio: | 11.82% |
Length of employment: | 10+ years | Location: | Cumming, GA |
Home town: | |||
Current & past employers: | Barrett, Woodyard, & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I plan to use this loan to consolidate several accounts at a lower rate. This will be my 2nd experience with Lending Club. I have been a dependable borrower in the past and promise to be so in the future. I have been at my job for 13 years and will remain in my current position for years to come.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1222532
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222532 |
$15,000 |
$15,000 |
13.99% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222532. Member loan 1222532 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | Borough of Tinton Falls | Debt-to-income ratio: | 15.17% |
Length of employment: | 4 years | Location: | Hazlet, NJ |
Home town: | |||
Current & past employers: | Borough of Tinton Falls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Debt consolidation and major purchase of engagement ring .<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,468.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am Current with all payments.... This loan is for some debt consolidation as well as paying off original loan....easier to pay 500-600 a month than multiple bills. Recently moved into a family owned condo and bought all new furniture and electronics (started from scratch) .... Would like to consolidate all of that and as far as wedding expenses I mean buying a wedding ring. |
What portion of your wedding expenses does this loan represent? | Ring and debt consolidation. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | As far as payments go rent is 500.00 a month utilities are around 250 and what ever payments i make for my loans which would change if i received this loan. My girlfriend gives me 700 a month for part rent and other expenses. My salary is 73,000.00 and I have steps in June and again in January for pay raises. Overtime right now , I am averaging 500 to 1000 extra a month. |
What portion of your wedding expenses does this loan represent? | Ring and debt consolidation. |
Please explain the reason why you carry a large revolving credit balance. | I am Current with all payments.... This loan is for some debt consolidation as well as paying off original loan....easier to pay 500-600 a month than multiple bills. Recently moved into a family owned condo and bought all new furniture and electronics (started from scratch) .... Would like to consolidate all of that and as far as wedding expenses I mean buying a wedding ring. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | original loan paid off .... debt consolidation of furniture and electronics.... and buying an engagement ring so a major purchase. Would like to do it on a special vacation I have planned |
What portion of your wedding expenses does this loan represent? | Ring and debt consolidation. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 700 per month condo owned utilities around 300 ....all split in half with my significant other approx 200 a month for food, vehicle paid off , currently have a work vehicle for transportation to work due to my position as a Police K9 Officer phone $50 |
Member Payment Dependent Notes Series 1222536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222536 |
$8,000 |
$8,000 |
17.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222536. Member loan 1222536 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Alderbrookresort.com | Debt-to-income ratio: | 18.72% |
Length of employment: | 6 years | Location: | Allyn, WA |
Home town: | |||
Current & past employers: | Alderbrookresort.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $8,758.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am finishing 420 square feet of living space making my home 4 bedrooms. |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquency |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquency |
What is your intended use for the loan proceeds? | Finishing 420 square feet of living space |
Is the improvement to your primary residence or an investment property? | Primary |
Member Payment Dependent Notes Series 1222548
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222548 |
$3,000 |
$3,000 |
13.99% |
1.00% |
April 5, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222548. Member loan 1222548 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Macy's Inc. | Debt-to-income ratio: | 22.20% |
Length of employment: | 10+ years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Macy's Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,153.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan is 1,900.00 my credit cards are total of 1,026.00 . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan is 1,900.00 my credit cards are total of 1,026.00 . |
Please explain the reason why you carry a large revolving credit balance. | I am trying to make up for what my paycheck doesn't cover. I use my credit card to pay other bills and purchase food etc. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan is 1,900.00 my credit cards are total of 1,026.00 . |
Which debts do you plan to pay off with this loan? | I want honestly to pay of my credit cards my outstanding loan on my checking plus account. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $450 a month gas and electric included and $29 a week for transportation my phone is $115.36 a month and health insurance is $68.50 a week and food is $250 a month. |
Member Payment Dependent Notes Series 1222999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1222999 |
$18,000 |
$18,000 |
18.55% |
1.00% |
April 6, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1222999. Member loan 1222999 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Hospira | Debt-to-income ratio: | 18.71% |
Length of employment: | 10+ years | Location: | Placentia, CA |
Home town: | |||
Current & past employers: | Hospira | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,740.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1223046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223046 |
$5,000 |
$5,000 |
9.76% |
1.00% |
April 10, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223046. Member loan 1223046 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Lee County Sheriffs office | Debt-to-income ratio: | 14.34% |
Length of employment: | 7 years | Location: | Cape Coral, FL |
Home town: | |||
Current & past employers: | Lee County Sheriffs office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1990 Chevy Blazer in show room condition |
How much money are you providing out of pocket as a down payment for this purchase? | 500 to 1000 dollars |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | from savings |
Member Payment Dependent Notes Series 1223055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223055 |
$15,000 |
$15,000 |
13.11% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223055. Member loan 1223055 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | Pinkerton Goverment Services | Debt-to-income ratio: | 23.94% |
Length of employment: | 3 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Pinkerton Goverment Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I need this loan for debt consolidation. I have a steady job and the monthly payments will not be a problem.<br><br> Borrower added on 04/03/12 > Everyone needs a re-start button<br><br> Borrower added on 04/03/12 > I'm trustworthy, dependable and a hard worker. I just need a helping hand<br><br> Borrower added on 04/03/12 > Debt Consolidation<br><br> Borrower added on 04/04/12 > Thanks to all that are helping<br><br> Borrower added on 04/06/12 > Thank you again for everyone's help. It's a great feeling knowing there are people out there willing to lend a helping hand.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $5,289.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is about 300.00, other expenses is about 150. The monthly payments works for me |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe about 7,000. Monthly payments are 80.00 a month. The loan monthly payments would not effect me |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It will be used to pay off credit cards and car repairs, |
What is your intended use for the loan proceeds? | To pay off credit cards and car repairs |
Member Payment Dependent Notes Series 1223061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223061 |
$5,625 |
$5,625 |
13.11% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223061. Member loan 1223061 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Hampshire Group Limited | Debt-to-income ratio: | 10.35% |
Length of employment: | 10+ years | Location: | FAIRVIEW, NJ |
Home town: | |||
Current & past employers: | Hampshire Group Limited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Capital One credit card-rate is higher than Lending club |
Member Payment Dependent Notes Series 1223062
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223062 |
$10,000 |
$10,000 |
15.31% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223062. Member loan 1223062 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Bredemann Lexus | Debt-to-income ratio: | 22.82% |
Length of employment: | 8 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Bredemann Lexus | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $7,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason I carry a large balance can not answer due to lending club not allowing my reasoning to be viewed in a public entry field as this one. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500<br>Car $500<br>Utilities $90<br>Insurance $100<br>Food$150 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover $3800 $78 min 13%<br>Chase $2400 $45 min 14%<br>Capital one $500 $20 min 13% |
What is the total balance of your credit cards, interest rates and current monthly payments? | 7200 total <br>Interest rates vary 10% to 19%<br>$78 to $20 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose is to payoff my three credit cards off and use the remaining balance for my attorney on my child custody case. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose is to payoff my three credit cards off and use the remaining balance for my attorney on my child custody case. |
What is your intended use for the loan proceeds? | To payoff my existing balances on my credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose is to payoff my three credit cards off and use the remaining balance for my attorney on my child custody case. |
Member Payment Dependent Notes Series 1223134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223134 |
$15,000 |
$15,000 |
15.31% |
1.00% |
April 5, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223134. Member loan 1223134 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,864 / month |
Current employer: | Signature Fundraising | Debt-to-income ratio: | 7.40% |
Length of employment: | < 1 year | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | Signature Fundraising | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have never had any adverse activity in my entire credit history (13 years).<br><br> Borrower added on 04/03/12 > I paid off a loan last year that was exactly the same amount as this one.<br><br> Borrower added on 04/03/12 > I have convincing documentation, demonstrating the capacity to pay this loan off by the end of 2012.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Minimal. According to policy, I am not permitted to disclose any income information of any kind. Please contact me directly for further information. |
Which debts do you plan to pay off with this loan? | According to policy, I am not permitted to disclose any income information of any kind according to policy. Please contact me directly for further information. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to policy, I am not permitted to disclose any income information of any kind according to policy. Please contact me directly for further information. |
Please explain the reason why you carry a large revolving credit balance. | Primarily due to investing. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to policy, I am not permitted to disclose any income information of any kind according to policy. Please contact me directly for further information. |
What is your intended use for the loan proceeds? | To enhance the overall economical conditions of my household. |
What is your intended use for the loan proceeds? | To enhance the overall economical conditions of my household. |
Member Payment Dependent Notes Series 1223182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223182 |
$9,000 |
$9,000 |
14.65% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223182. Member loan 1223182 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | haru asian bistro | Debt-to-income ratio: | 16.48% |
Length of employment: | 1 year | Location: | north little rock, AR |
Home town: | |||
Current & past employers: | haru asian bistro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Paying off high interest credit card bill with lower interest loan to save interest payment<br><br> Borrower added on 04/04/12 > I have a visa card which is 0% interest for one year. The period will be expired in june. After that, it will be about 17% apr, so I would like to pay off before they charge interest. The balance is about $8000.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1223186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223186 |
$12,000 |
$12,000 |
10.74% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223186. Member loan 1223186 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,833 / month |
Current employer: | Marquis Aurbach Coffing | Debt-to-income ratio: | 15.88% |
Length of employment: | 6 years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Marquis Aurbach Coffing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Great borrower, with very good history and long-term stable employment. Looking to consolidate debt into one payment.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $9,955.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I can answer in approximates. I have $10k in credit card or lines of credit. I have a $17k car loan. I have student loans in the amount if $108k. I have no mortgage. the interest rate on my car loan is .9% and my student loans are at 3%. |
If you have a delinquency in the last 2 years, please explain the reason. | I live in NV, the epicenter of the foreclosure crisis. I short sold my house approximately 2 years ago. In order to convince the lender to accept the short sale, stopping payments was necessary. However, the balance due was resolved in the end and the short sale accepted. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent ($1695), no HELOC, utilities ($300), car ins. ($196), not sure what you mean about taxes, as I don't have property taxes. Hope this answers your question. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I can answer in approximates. I have $10k in credit card or lines of credit. I have a $17k car loan. I have student loans in the amount if $108k. I have no mortgage. the interest rate on my car loan is .9% and my student loans are at 3%. |
Which debts do you plan to pay off with this loan? | My revolving debt, i.e., credit card and line of credit: Dell, Home Depot and a few credit cards totaling under the loan value. |
Member Payment Dependent Notes Series 1223191
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223191 |
$3,775 |
$3,775 |
10.74% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223191. Member loan 1223191 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Complex Media Network | Debt-to-income ratio: | 20.00% |
Length of employment: | 1 year | Location: | Laurelton, NY |
Home town: | |||
Current & past employers: | Complex Media Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Simple business loan with low payments. Easy pay to pay off.<br>Any questions, please don't be afraid to ask.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | 0 Delinquencies.<br>1 Late payment in Feb 2011 when i was on a vacation and auto-pay didn't complete due to my card expiring. |
What type of business are you starting? | I have a web and mobile app developing company but we are not in the starting phase as the question infers. I will be utilizing the capital by hiring more workers to help with the work I am getting from larger clients with shorter deadlines, increase the amount of client's we have at the same time by 2, as well as promotion (even though word of mouth has gotten me really far). |
If you have a delinquency in the last 2 years, please explain the reason. | 0 Delinquencies.<br>1 Late payment in Feb 2011 when i was on a vacation and auto-pay didn't complete due to my card expiring. |
What is your intended use for the loan proceeds? | The intended use is strictly to grow my business and hire help to help alleviate the workload and increase productivity. A bit of it will also be used for promotion as well (even though word-of-mouth has been great for my business). |
Member Payment Dependent Notes Series 1223203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223203 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223203. Member loan 1223203 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,100 / month |
Current employer: | Reynolds Consumer Products | Debt-to-income ratio: | 17.22% |
Length of employment: | 10+ years | Location: | Griggsville, IL |
Home town: | |||
Current & past employers: | Reynolds Consumer Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I am planning to use the loan I receive for a new roof on my home as well as central air and heating that is more energy efficient than my current furnace and window air conditioning units<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | New Roof and New Central Air and Heating |
What is the home improvement project you are planning? | New Roof and New Central Air and Heating |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | After all of my bills are paid each month I have about $1000 a month left. I sat down and made out a detailed budget to see how much I could afford in monthly payments before I applied for this loan. Thank you for considering investing in my loan. |
Member Payment Dependent Notes Series 1223209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223209 |
$16,000 |
$16,000 |
13.99% |
1.00% |
April 5, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223209. Member loan 1223209 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Bank Of America | Debt-to-income ratio: | 8.82% |
Length of employment: | 2 years | Location: | VALLEJO, CA |
Home town: | |||
Current & past employers: | Bank Of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1223224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223224 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223224. Member loan 1223224 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,500 / month |
Current employer: | Gettel Acura | Debt-to-income ratio: | 7.05% |
Length of employment: | 3 years | Location: | Venice, FL |
Home town: | |||
Current & past employers: | Gettel Acura | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Funds will be used to pay off revolving debts.<br>Great borrower - All of my debts have been paid on time and I take great pride in paying my obligations.<br>Job Stability - Current employer over 3 years. I have been employed with companies over the past 18 years without any employment gaps!<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 7 total cards - Totaling - $20,027 min payment of $610.00. rates range from 19.99%-28.99%<br>I have been sending $935.00 for the past 3 months to the above. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total - $20,027 Rate 19.99-24.99% min payment of $610.00<br>I have been sending $935.00 for the past 3 months to my creditors within the above total. |
Member Payment Dependent Notes Series 1223226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223226 |
$28,000 |
$28,000 |
14.65% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223226. Member loan 1223226 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,417 / month |
Current employer: | all affairs chair rental corp. | Debt-to-income ratio: | 8.66% |
Length of employment: | 10+ years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | all affairs chair rental corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 28 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $54,569.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $590,000 balance interest rate is 4.5 percent and monthly payments are $4200/ month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities- $550. insurance and taxes included in mortgage payments. Phone- $54.00 Food - $650.Car lease -$315. insurance car- $180 |
Member Payment Dependent Notes Series 1223257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223257 |
$2,500 |
$2,500 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223257. Member loan 1223257 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | American broadcasting company | Debt-to-income ratio: | 3.94% |
Length of employment: | 4 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | American broadcasting company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | The loan is to furnish the apartment. Everything else will be coming out of my pocket. |
Member Payment Dependent Notes Series 1223309
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223309 |
$7,300 |
$7,300 |
15.31% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223309. Member loan 1223309 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Verizon wireless | Debt-to-income ratio: | 15.84% |
Length of employment: | 2 years | Location: | Redmond, WA |
Home town: | |||
Current & past employers: | Verizon wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I have a good credit score and a very stable job with a fortune 500 company. I need this money to pay off an attorney who had me sign a horrible contract for me with an extremely high interest rate also small debt consolidation. Making this payment will be easy for me I can afford up to $600/mo.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $625/ rent and utilities, $50/cell phone, $200/food, $125/car insurance, $120/gas, all monthly expenses I can't do without |
What is your intended use for the loan proceeds? | $12000 to the attorney to pay him off and $3000 for credit card debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Attorney $12000 and credit card debt $3000 |
Please provide additional details regarding the purpose of the loan. | I need the loan to consolidate my payments for credit card debt $3000 and the attorney $12000, I can't keep up with both of them the attorney had me sign a contract to pay him and the interest is over 30% and if I'm late on a payment he charges me that interest daily so I'm drowning. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $625/ rent and utilities, $50/cell phone, $200/food, $125/car insurance, $120/gas, all monthly expenses I can't do without |
What is your intended use for the loan proceeds? | $12000 to the attorney to pay him off and $3000 for credit card debt |
Member Payment Dependent Notes Series 1223337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223337 |
$20,000 |
$20,000 |
7.90% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223337. Member loan 1223337 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,400 / month |
Current employer: | Harps | Debt-to-income ratio: | 10.32% |
Length of employment: | 2 years | Location: | Van Buren, AR |
Home town: | |||
Current & past employers: | Harps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards- $5000 at 17.9%, 5,500 at 11.9%, and 9,000 at 10.9%. Min payment for all three is 500/mo, but i have been paying $700/mo. Mortgage 1300/mo, student loan 350/month, utilities 300/month, cable/internet/phone 200/mo. Paid off car recently and wanting to get all payments into one lump sum for convenience and better rate. |
Member Payment Dependent Notes Series 1223422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223422 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223422. Member loan 1223422 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Southern wine and spirits | Debt-to-income ratio: | 17.13% |
Length of employment: | 5 years | Location: | Burbank , IL |
Home town: | |||
Current & past employers: | Southern wine and spirits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Home improvement<br><br> Borrower added on 04/04/12 > Very stable job.. Plan on getting new roof on home.. Will pay backin full<br><br> Borrower added on 04/04/12 > I work for one of the largest liquor distributer in the US, my job is always going to be there..almost everyone drinks.. Happy or sad people always drink...<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | New roof |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 3.9 |
Member Payment Dependent Notes Series 1223430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223430 |
$2,400 |
$2,400 |
13.11% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223430. Member loan 1223430 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,375 / month |
Current employer: | Barclays | Debt-to-income ratio: | 14.40% |
Length of employment: | 1 year | Location: | Long Island City, NY |
Home town: | |||
Current & past employers: | Barclays | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Refinancing Credit Card debt used to pay for my parent's emergency needs.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,140.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I reduced my previously high ($13K) revolving credit limit to ($3K), which is significantly small relatively to my income and monthly expenses, but helps me manage the temptation I had with a high credit limit. However, it means whenever I don't pay the whole thing off in a month, I have a high credit utilization rate. I am taking this loan to pay down the balance (to improve my credit rating); having to go through a longer process to get more credit helps me throttle my spending. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current: $200. After Loan: $280 (Accounting for pay off, should remain $200). |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balance: $2,700. Payments: $200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 1850<br>Transportation: 300<br>Phone: 150<br>Utilities: 150<br>Credit Cards: 200<br>Loans: 600<br>Food: 400<br><br>Total: 3650 |
What is your intended use for the loan proceeds? | Refinance CC debt. |
Member Payment Dependent Notes Series 1223440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223440 |
$16,000 |
$16,000 |
17.27% |
1.00% |
April 5, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223440. Member loan 1223440 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | wellsfargo | Debt-to-income ratio: | 8.59% |
Length of employment: | 4 years | Location: | DALY CITY, CA |
Home town: | |||
Current & past employers: | wellsfargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > financing<br><br> Borrower added on 04/03/12 > macys -1825.00 / total visa -11700 / Dell - 965 / Amex-1300<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $18,170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | credit cards and store cards balances about $15k, with an ave. int. rate of 23% and I pay more than amount due with principal and interests included roughly $650 per month |
What is the total balance of your credit cards, interest rates and current monthly payments? | credit cards and store cards balances about $15k, with an ave. int. rate of 23% and I pay more than amount due with principal and interests included roughly $650 per month |
Member Payment Dependent Notes Series 1223479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223479 |
$4,800 |
$4,800 |
15.31% |
1.00% |
April 5, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223479. Member loan 1223479 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | mirage | Debt-to-income ratio: | 22.03% |
Length of employment: | 10+ years | Location: | las vegas, NV |
Home town: | |||
Current & past employers: | mirage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off 4 high interest credit cards from 21% to 29% interset to a lower interest rate and one payment. |
Which debts do you plan to pay off with this loan? | I plan to consolidate 4 credit cards with high interest rates of between 21%- 29 % to have just one payment and a lower payment per month. |
Member Payment Dependent Notes Series 1223520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223520 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223520. Member loan 1223520 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Ralphs | Debt-to-income ratio: | 10.90% |
Length of employment: | 10+ years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | Ralphs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $7,742.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off one of my credit cards and to have some emergency money put away. |
What is your intended use for the loan proceeds? | to pay off one of my credit cards and to have some emergency money put away. |
If you have a delinquency in the last 2 years, please explain the reason. | never |
Please provide additional details regarding the purpose of the loan. | to get back on my feet. |
Member Payment Dependent Notes Series 1223531
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223531 |
$3,500 |
$3,500 |
15.31% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223531. Member loan 1223531 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,200 / month |
Current employer: | Pro Computer Solutions | Debt-to-income ratio: | 18.64% |
Length of employment: | 4 years | Location: | grain valley, MO |
Home town: | |||
Current & past employers: | Pro Computer Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $4,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1223539
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223539 |
$4,475 |
$4,475 |
15.81% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223539. Member loan 1223539 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | State of Texas | Debt-to-income ratio: | 12.70% |
Length of employment: | 3 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | State of Texas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $5,701.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am purchasing a motor scooter for transit to work - it's 7 miles each way through town. I am having trouble affording gas with rising prices and plan to sell my truck (12 mpg!) once i have alternate transport lined up. |
What is your intended use for the loan proceeds? | I am purchasing a motor scooter for transit to work - the trip is 7 miles each way through town. I am having trouble affording gas with rising costs, and plan to sell my truck once i have alternate transport for myself lined up as a long-term (and green - i currently get about 12 mpg) solution. |
What is your intended use for the loan proceeds? | I am purchasing a motor scooter for transit to work - the trip is 7 miles each way through town. I am having trouble affording gas with rising costs, and plan to sell my truck once i have alternate transport for myself lined up as a long-term (and green - i currently get about 12 mpg) solution. |
What are you buying? | I am purchasing a motor scooter for transit to work - it's 7 miles each way through town. I am having trouble affording gas with rising prices and plan to sell my truck (12 mpg!) once i have alternate transport lined up. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3,000 |
What is your intended use for the loan proceeds? | I am purchasing a motor scooter for transit to work - the trip is 7 miles each way through town. I am having trouble affording gas with rising costs, and plan to sell my truck once i have alternate transport for myself lined up as a long-term (and green - i currently get about 12 mpg) solution. |
What are you buying? | I am purchasing a motor scooter for transit to work - it's 7 miles each way through town. I am having trouble affording gas with rising prices and plan to sell my truck (12 mpg!) once i have alternate transport lined up. |
What is your intended use for the loan proceeds? | I am purchasing a motor scooter for transit to work - the trip is 7 miles each way through town. I am having trouble affording gas with rising costs, and plan to sell my truck once i have alternate transport for myself lined up as a long-term (and green - i currently get about 12 mpg) solution. |
What are you buying? | I am purchasing a motor scooter for transit to work - it's 7 miles each way through town. I am having trouble affording gas with rising prices and plan to sell my truck (12 mpg!) once i have alternate transport lined up. |
What is your intended use for the loan proceeds? | I am purchasing a motor scooter for transit to work - the trip is 7 miles each way through town. I am having trouble affording gas with rising costs, and plan to sell my truck once i have alternate transport for myself lined up as a long-term (and green - i currently get about 12 mpg) solution. |
Member Payment Dependent Notes Series 1223540
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223540 |
$15,000 |
$15,000 |
15.81% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223540. Member loan 1223540 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | moog comp | Debt-to-income ratio: | 7.64% |
Length of employment: | 6 years | Location: | reseda, CA |
Home town: | |||
Current & past employers: | moog comp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Me and My Fiancee are getting Married.but we don't have enough savings. When I receive a letter from this lending club I grab their offer.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,003.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | Expense for the Reception, church, and for other. |
Please explain the reason why you carry a large revolving credit balance. | the large balance is due to purchases needed to furnish our home |
How are you paying for other wedding expenses not covered by this loan? | I believe 15 Thou is good enough. I have only a simple wedding. |
Member Payment Dependent Notes Series 1223547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223547 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223547. Member loan 1223547 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Behr America | Debt-to-income ratio: | 10.68% |
Length of employment: | 4 years | Location: | MACOMB, MI |
Home town: | |||
Current & past employers: | Behr America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $2,015.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1223555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223555 |
$5,000 |
$5,000 |
19.22% |
1.00% |
April 10, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223555. Member loan 1223555 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,482 / month |
Current employer: | El Paso Corporation | Debt-to-income ratio: | 17.96% |
Length of employment: | 5 years | Location: | Pueblo , CO |
Home town: | |||
Current & past employers: | El Paso Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > This loan is fund the start up expenses associated with a steak and seafood restaurant in Pueblo, CO. We are currently doing a soft opening to work out the kinks and our grand opening is scheduled for April 12. The money will go to food and beverage suppliers, payroll, and building remodeling.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We intend to use the loan proceeds for expenses incurred in starting up a steak and seafood restaurant in Pueblo, CO. We are currently in our soft opening phase with our grand opening planned for April 12. We need the funding to pay for food suppliers, payroll, and vendors who have done work on the building. If you need any further clarification, please let me know. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquency's in the past two years. |
What is your intended use for the loan proceeds? | We intend to use the loan proceeds for expenses incurred in starting up a steak and seafood restaurant in Pueblo, CO. We are currently in our soft opening phase with our grand opening planned for April 12. We need the funding to pay for food suppliers, payroll, and vendors who have done work on the building. If you need any further clarification, please let me know. |
Member Payment Dependent Notes Series 1223566
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223566 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 9, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223566. Member loan 1223566 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | California Dept. of Corrections | Debt-to-income ratio: | 9.63% |
Length of employment: | 10+ years | Location: | Rescue, CA |
Home town: | |||
Current & past employers: | California Dept. of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,304.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | A little more than 1,000.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | A 1970 Buick Skylark GS clone. Actual mileage is unknown. Newly rebuilt engine, bucket seats, good overall condition. |
Member Payment Dependent Notes Series 1223596
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223596 |
$14,000 |
$14,000 |
13.11% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223596. Member loan 1223596 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Guardsmark llc | Debt-to-income ratio: | 12.71% |
Length of employment: | 5 years | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | Guardsmark llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Am just about to graduate from college and will need to pay off all credit card debt and other minor loan, then will be free to paid once a month to lending club.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The current debt balance on various credits cards amount to $8309.18, a personal of $4720.83 with 28.99 APR, and a student loan of $34000 in my final semester, i do not have mortgage loans but with my credit interests rates ranging from APR 14 to 27% on various credits card, A loan from lending club will help pay off my high interest rates and build my credit whiles paying my monthly loan payments from lending club |
Member Payment Dependent Notes Series 1223605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223605 |
$21,600 |
$21,600 |
15.81% |
1.00% |
April 9, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223605. Member loan 1223605 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,174 / month |
Current employer: | US Courts | Debt-to-income ratio: | 22.01% |
Length of employment: | 10+ years | Location: | CEDAR HILL, TX |
Home town: | |||
Current & past employers: | US Courts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Making better financial decisions. This interest rate is lower.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,933.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1223613
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223613 |
$16,475 |
$16,475 |
17.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223613. Member loan 1223613 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Enterprise Leasing Company | Debt-to-income ratio: | 16.90% |
Length of employment: | 10+ years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | Enterprise Leasing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > I am looking to get from under the debt of credit cards. Many followed me from college and have had a difficult time getting them under control. Want to be able to re-focus and stop living paycheck to paycheck.<br><br> Borrower added on 04/04/12 > I will close all credit card accounts, once paid and only have one credit card.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $22,068.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit line/loan, $6,700.00, 25.99%, $150.00 month<br>Credit cards, $12,000.00, 19.99% to 25.99%, $550.00 per month |
Which debts do you plan to pay off with this loan? | I have four credit cards and a line of credit/loan. I want to consolidate into one payment to pay the debt sooner. I plan to close all cards and have only one credit card. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit line/loan, $6,700.00, 25.99%, $150.00 month<br>Credit cards, $12,000.00, 19.99% to 25.99%, $550.00 per month |
Member Payment Dependent Notes Series 1223668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223668 |
$8,000 |
$8,000 |
6.03% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223668. Member loan 1223668 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,155 / month |
Current employer: | UPS | Debt-to-income ratio: | 4.87% |
Length of employment: | 8 years | Location: | Katy, TX |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > The loan will be used to replace wooden privacy fencing, sod the back yard, and add an underground sprinkler system to my home.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | With the addition of this monthly loan payment, my debt to income ratio will be %41. I don't have any home equity loans, and taxes and insurance are escrowed into my mortgage payment of 1256. |
Please explain the reason why you carry a large revolving credit balance. | I chose to use a revolving account to purchase my home theater system because the store was offering 36 month interest free financing. The account will be paid off before any interest accrues, so I chose to finance using this option as a pose to paying cash. |
Please explain the reason why you carry a large revolving credit balance. | I chose to use a revolving account to purchase my home theater system because the store was offering 36 month interest free financing. The account will be paid off before any interest accrues, so I chose to finance using this option as a pose to paying cash. |
Member Payment Dependent Notes Series 1223700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223700 |
$33,500 |
$33,500 |
13.67% |
1.00% |
April 10, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223700. Member loan 1223700 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.56% |
Length of employment: | 10+ years | Location: | Odessa, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Hi - I have owned my own legal consulting biz for 10 yrs, and have been in this industry for 22 yrs. I just bought a new construction home which needs privacy fencing, appliances, window treatments, & screened porch for my 4 big rescue dogs. Am former Lending Club member w/early payment history.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $649.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hello! My plan is to pay off the debt just recently incurred relative to the hm improvement items I mentioned. Before my 3/30/12 closing, I had only a TOTAL debt of $550.00 on Citi MC for $20/mo debtload. I want to return to that. My car lease is paid for by my business, not a personal debt. I will once again pay off the two MC charges ($4800 Cap One MC; $1100 Citi MC balance); remainder of fence $4800; $6200 appliances pkg; $3500 window tx; $8500 screen lanai;$2925 water softener. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2100; taxes & insurance 300; as above, the two Mastercards had zero balance, now have above noted balances, for min payments of 40 and 60 (will be zero); utilities 250 with 50 paid by company for home office. The car lease, fuel & all vehicle related expense are paid by company; phone is paid by company. Food is about 700. So just the mortgage, partial utilities and food are my personal obligations. Oh, and lawn care w/fertilization/pest control total 200/mo. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | I just closed on 3/30/12. I had over an 800 credit score so my interest rate is 3.75%. No second or HELOC. Balance is $382,500, but will be paid off in 22 years, not 30 years. Before that I also owned a home and paid that off in full on 2/28/12. |
Member Payment Dependent Notes Series 1223719
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223719 |
$34,000 |
$34,000 |
12.12% |
1.00% |
April 10, 2012 |
April 19, 2017 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223719. Member loan 1223719 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Chicago transit authority | Debt-to-income ratio: | 14.43% |
Length of employment: | 10+ years | Location: | Bellwood, IL |
Home town: | |||
Current & past employers: | Chicago transit authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage1000-utilities160-chase300-small business350-discover500 |
Which debts do you plan to pay off with this loan? | Chase,Small business Administration,Discover loan |
What is your intended use for the loan proceeds? | Consolidation |
Member Payment Dependent Notes Series 1223728
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223728 |
$18,000 |
$18,000 |
19.99% |
1.00% |
April 9, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223728. Member loan 1223728 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,054 / month |
Current employer: | Norwich Public Schools | Debt-to-income ratio: | 14.54% |
Length of employment: | 8 years | Location: | BALTIC, CT |
Home town: | |||
Current & past employers: | Norwich Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Credit Card pay-offs<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $12,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1223758
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223758 |
$17,875 |
$17,875 |
13.67% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223758. Member loan 1223758 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | United States Air Force | Debt-to-income ratio: | 23.47% |
Length of employment: | 3 years | Location: | JACKSONVILLE, AR |
Home town: | |||
Current & past employers: | United States Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $310 a month. Car insurance is $170.00 a month, car payment $300.00, cell phone $100.00, food $ 200.00-$275.00. |
Member Payment Dependent Notes Series 1223799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223799 |
$2,000 |
$2,000 |
8.90% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223799. Member loan 1223799 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | iN Demand, LLC | Debt-to-income ratio: | 3.10% |
Length of employment: | 2 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | iN Demand, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I will be moving soon within my area. My money is tied up in security deposits and other non liquid assets. But will be available to me in a few months.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,382.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1223843
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223843 |
$20,000 |
$20,000 |
13.11% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223843. Member loan 1223843 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | DA dodd | Debt-to-income ratio: | 17.83% |
Length of employment: | 6 years | Location: | Niles, MI |
Home town: | |||
Current & past employers: | DA dodd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > The loan is to consolidate debts and make home improvements.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The total for my monthly expense is $1500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total Expenses are $1,500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
What is your intended use for the loan proceeds? | I have a personal loan and a credit card I want to pay off and the rest is for some much needed home improvements. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total Expenses are $1,500 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage $330, Taxes and Insurance $150, Utilities $150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000 Personal loan. 13.99% interest. $255.89 payment.<br>$3,500 Credit card. 13.99% interests. $36.00 Minimum. Usually pay $100-$200.<br>The rest is for home improvements. |
Member Payment Dependent Notes Series 1223845
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223845 |
$15,000 |
$15,000 |
14.65% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223845. Member loan 1223845 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | EDCO | Debt-to-income ratio: | 10.35% |
Length of employment: | 3 years | Location: | walkersville, MD |
Home town: | |||
Current & past employers: | EDCO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > i will use the loan to console debt and go on a vacation<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,329.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | 116 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total expenses living expenses est. 1250.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc 5000, 10%, 2 loans total 4100 18.65% and 22.5. 2 other cc total 900 at 18.99% total pymnts around 500 monthly min. |
If you have a public record on file, please briefly explain the event and its resolution. | file chagter 7 9yrs old. due to medical issue. has was discharged 8yrs ago. |
Member Payment Dependent Notes Series 1223865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223865 |
$16,000 |
$16,000 |
18.55% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223865. Member loan 1223865 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Getty Petroleum | Debt-to-income ratio: | 8.15% |
Length of employment: | 6 years | Location: | BETHPAGE, NY |
Home town: | |||
Current & past employers: | Getty Petroleum | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > Loan is needed to pay off high interest Credit Card accounts and make 1 smaller payment a month with a dedicated pay off date to be debt free in 5 years or less.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $20,386.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Credit Card rates vary from 19.99% to 27.99% and my total monthly payments are$1,450 per month for Credit cards<br>My mortgage payment is $1,400 per month.<br>I am trying to pay off all of my credit cards which have very high interest and get to one monthly payment that will allow me to be debt free in 5 years except my mortgage.<br>I hope this helps |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Credit Card rates vary from 19.99% to 27.99% and my total monthly payments are$1,450 per month for Credit cards<br>My mortgage payment is $1,400 per month.<br>I am trying to pay off all of my credit cards which have very high interest and get to one monthly payment that will allow me to be debt free in 5 years except my mortgage.<br>I hope this helps |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Credit Card rates vary from 19.99% to 27.99% and my total monthly payments are$1,450 per month for Credit cards<br>My mortgage payment is $1,400 per month.<br>I am trying to pay off all of my credit cards which have very high interest and get to one monthly payment that will allow me to be debt free in 5 years except my mortgage.<br>I hope this helps |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Credit Card rates vary from 19.99% to 27.99% and my total monthly payments are$1,450 per month for Credit cards<br>My mortgage payment is $1,400 per month.<br>I am trying to pay off all of my credit cards which have very high interest and get to one monthly payment that will allow me to be debt free in 5 years except my mortgage.<br>I hope this helps |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Credit Card rates vary from 19.99% to 27.99% and my total monthly payments are$1,450 per month for Credit cards<br>My mortgage payment is $1,400 per month.<br>I am trying to pay off all of my credit cards which have very high interest and get to one monthly payment that will allow me to be debt free in 5 years except my mortgage.<br>I hope this helps |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Current Credit Card rates vary from 19.99% to 27.99% and my total monthly payments are$1,450 per month for Credit cards<br>My mortgage payment is $1,400 per month.<br>I am trying to pay off all of my credit cards which have very high interest and get to one monthly payment that will allow me to be debt free in 5 years except my mortgage.<br>I hope this helps |
Member Payment Dependent Notes Series 1223890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223890 |
$12,250 |
$12,250 |
17.27% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223890. Member loan 1223890 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Bass & Moglowsky SC | Debt-to-income ratio: | 19.57% |
Length of employment: | 6 years | Location: | Milwaukee, WI |
Home town: | |||
Current & past employers: | Bass & Moglowsky SC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,855.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The restrictions on personal information does not allow me to state what the loan proceeds are for. They are for nothing other than the medical procedures for the subject header of our fund request. |
What are the estimated expenses? | $25,000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $643.00, Utilities $110.00/month, insurance $100.00, food $400.00 |
Please explain the reason why you carry a large revolving credit balance. | A lot of our large revolving credit balances were obtained while in school. All will be paid by end of year. |
What are the estimated expenses? | $25,000.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It is only for one Medical purpose. |
What is your intended use for the loan proceeds? | The restrictions on personal information does not allow me to state what the loan proceeds are for. They are for nothing other than the medical procedures for the subject header of our fund request. |
What is your intended use for the loan proceeds? | The restrictions on personal information does not allow me to state what the loan proceeds are for. They are for nothing other than the medical procedures for the subject header of our fund request. |
Member Payment Dependent Notes Series 1223894
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223894 |
$26,200 |
$26,200 |
21.48% |
1.00% |
April 6, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223894. Member loan 1223894 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | US Government | Debt-to-income ratio: | 13.40% |
Length of employment: | 10+ years | Location: | WOODBRIDGE, VA |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $24,656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly exspenses related to housing are 2200 a month. |
Please explain the reason why you carry a large revolving credit balance. | Over the last 2 years, my family has experienced some hardships (mother was diagnosed with stage 3 breast cancer). Her insurance covered some of the cost but I had to pick up the rest. I am trying to get back on track with my debts so I can be of some assistance to her if her health issues arrise again. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | TARGET - 685.16 / 22.90% 50 a month<br><br>Bank of America - 5865.94 / 23.24% 300 a month<br><br>Star Card - 4,915.96 / not sure 200 a month<br><br>USAA American Express - 4,988.04 / 11.9% 100 a month<br><br>Capitol One - 3,266.73 / not sure 150 a month<br><br>Citibank - 2,956.97 / 29.9% 150 a month<br><br>JET BLUE American express - 1,756.45 / 15.24% 100 a month<br><br>SALLY MAE STUDENT LOANS - 8,472.18 / 5-7 percent (4 loans combined into one) 112 a month |
Which debts do you plan to pay off with this loan? | Target, Citibank, Capitol One, Military Star, Bank of America, USAA American Express, and Jet Blue American Express |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 2,000 (not 2200 as stated in an eairler question<br>Transportation (gas) - 100.00<br>Utilities - 100.00<br>Phone - 200.00<br>Food - 150.00<br>Insurance (Car) - 100.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | TARGET - 685.16 / 22.90% 50 a month<br><br>Bank of America - 5865.94 / 23.24% 300 a month<br><br>Star Card - 4,915.96 / not sure 200 a month<br><br>USAA American Express - 4,988.04 / 11.9% 100 a month<br><br>Capitol One - 3,266.73 / not sure 150 a month<br><br>Citibank - 2,956.97 / 29.9% 150 a month<br><br>JET BLUE American express - 1,756.45 / 15.24% 100 a month<br><br>SALLY MAE STUDENT LOANS - 8,472.18 / 5-7 percent (4 loans combined into one) 112 a month |
If you have a delinquency in the last 2 years, please explain the reason. | I have looked at my credit report and I see no delinquencies in the last 2 years. I do see a delinquency for a student loan (over 4 years ago) that I co signed for a family member. At the time, the loan was in forberance but the company still reported it as delinquent. I have adequate documentation showing that this was the case......I have yet to have this removed off my credit. |
Member Payment Dependent Notes Series 1223942
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223942 |
$3,000 |
$3,000 |
8.90% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223942. Member loan 1223942 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | Holihan & Associates P.C. | Debt-to-income ratio: | 21.98% |
Length of employment: | < 1 year | Location: | FOREST HILLS, NY |
Home town: | |||
Current & past employers: | Holihan & Associates P.C. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the loan to pay off my credit card balance. |
Please provide additional details regarding the purpose of the loan. | I intend to use the loan to pay off my credit card balance. |
What is your intended use for the loan proceeds? | I intend to use the loan to pay off my credit card balance. |
Member Payment Dependent Notes Series 1223945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223945 |
$16,000 |
$16,000 |
22.45% |
1.00% |
April 9, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223945. Member loan 1223945 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | ASSOCIATED MATERIAL | Debt-to-income ratio: | 16.19% |
Length of employment: | 10+ years | Location: | OZARK, MO |
Home town: | |||
Current & past employers: | ASSOCIATED MATERIAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $5,234.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 152k payment 1180 Rate 4.75%<br>student loan 29k payment 289 Rate 8%<br>Credit cards 7k payment 215 rate 24-29%<br>Installment/auto 12k payment 669 8-29% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using them to consolidate all of my debt except mortgage, student loan, and car loan. |
If you have a delinquency in the last 2 years, please explain the reason. | Was a student loan that they applied my payment to my parents plus loan, I refuted, but AES the service provider is impossible to work with. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | gas 100<br>food 300<br>insurance 65<br>phone 65<br>other communications 100<br>utilities 200 |
If you have a delinquency in the last 2 years, please explain the reason. | Was a student loan that they applied my payment to my parents plus loan, I refuted, but AES the service provider is impossible to work with. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 152k payment 1180 Rate 4.75%<br>student loan 29k payment 289 Rate 8%<br>Credit cards 7k payment 215 rate 24-29%<br>Installment/auto 12k payment 669 8-29% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 152k payment 1180 Rate 4.75%<br>student loan 29k payment 289 Rate 8%<br>Credit cards 7k payment 215 rate 24-29%<br>Installment/auto 12k payment 669 8-29% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using them to consolidate all of my debt except mortgage, student loan, and car loan. |
Which debts do you plan to pay off with this loan? | All credit card debt and 2 unsecured loans that are 29% interest. |
Please explain the reason why you carry a large revolving credit balance. | My wife was out of work for 6 months for medical reasons. The Dr.'s have now corrected the problem and she is working again. This loan is to consolidate the debt we gained in that time because of having to use our credit cards. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1170 mortgage payment taxes and insur are included in that payment via escrow. |
Member Payment Dependent Notes Series 1223962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223962 |
$8,000 |
$8,000 |
13.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223962. Member loan 1223962 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | DHS/TSA | Debt-to-income ratio: | 11.93% |
Length of employment: | 9 years | Location: | Inglewood, CA |
Home town: | |||
Current & past employers: | DHS/TSA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $11,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $9,500, int rate 22.0%, i pay about $350 a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent |
Please explain the reason why you carry a large revolving credit balance. | created a large debit/ overdraft fees about 5 years and have been in a hole since |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent |
Member Payment Dependent Notes Series 1223979
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1223979 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1223979. Member loan 1223979 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Spirit-Aero System .Inc | Debt-to-income ratio: | 13.51% |
Length of employment: | 5 years | Location: | WICHITA, KS |
Home town: | |||
Current & past employers: | Spirit-Aero System .Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $15,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 major credit card accounts, which is a Master card (1st Financial Bank $9200 of 24% APR) & a Visa (Chase $3700 of 17.5 % APR). Also, I m currently paying back my Student Loan (Nelnet) $180/month.<br>My morgage monthly payment is $860/month. <br>My goal is to pay off all credit card debts by getting this loan.<br>Thanks. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | NO Renting<br>Utilities ($ 180/Month)<br>Foods ($ 150/month)<br>Insurance ($70/month)<br>Phone ($ 90/month)<br>Gas ($30/Week Average) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 major credit card accounts, which is a Master card (1st Financial Bank $9200 of 24% APR) & a Visa (Chase $3700 of 17.5 % APR). Also, I m currently paying back my Student Loan (Nelnet) $180/month.<br>My morgage monthly payment is $860/month. <br>My goal is to pay off all credit card debts by getting this loan.<br>Thanks. |
If you have a delinquency in the last 2 years, please explain the reason. | NO |
Member Payment Dependent Notes Series 1224009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224009 |
$3,900 |
$3,900 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224009. Member loan 1224009 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Shadetree Cool Living | Debt-to-income ratio: | 15.48% |
Length of employment: | 1 year | Location: | WESTERVILLE, OH |
Home town: | |||
Current & past employers: | Shadetree Cool Living | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Help me consolidate two credit cards into one low rate.<br>Thanks<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have an card with 0% interest until 7/01/2012 which is the one I will pay off because then it jumps to 19.99%. I also have my student loan payment at $141.20 at 6.8% so I always pay the minimum on it. I rent for $550 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $550, car insurance $66.00, no car payment, Internet $40.00, Phone $40.00, food & entertainment $200.00. |
Member Payment Dependent Notes Series 1224027
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224027 |
$6,000 |
$6,000 |
16.29% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224027. Member loan 1224027 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | AAA Business Supplies & Interiors | Debt-to-income ratio: | 8.68% |
Length of employment: | 1 year | Location: | SANTA ROSA, CA |
Home town: | |||
Current & past employers: | AAA Business Supplies & Interiors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $11,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation. Pay off car loan. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I have any delinquencies. I have been a little late on a credit card payment due to lost mail. |
Please explain the reason why you carry a large revolving credit balance. | I had a living situation that was costing me more than I could afford and I was having to borrow from credit cards to help expense. I have since moved on to a less expensive living arrangement and am saving much more money per month to help bring down my credit card balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards with balance of roughly $7,500.00 at interest rates ranging from 19% -29%<br>Auto loan with balance of $4,500.00<br>Motorcylce loan with balance of $3,500.00 |
Which debts do you plan to pay off with this loan? | Pay off auto loan and high interest credit cards |
Member Payment Dependent Notes Series 1224045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224045 |
$6,500 |
$6,500 |
12.12% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224045. Member loan 1224045 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Federal Cartridge | Debt-to-income ratio: | 15.17% |
Length of employment: | 5 years | Location: | Anoka, MN |
Home town: | |||
Current & past employers: | Federal Cartridge | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $4,777.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | 22 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses run around 1,600.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card balances of $5,420 with interest rates ranging from 19.99 to 23.99. And a line of credit for $500. And a mortgage payment of $785.00. And a car payment of $130.14. |
If you have a delinquency in the last 2 years, please explain the reason. | We had a buyer for home. We were moving out of state. And 2 days before the closing date they backed out. We modified our home loan but in the process the loan company lost our paper work so it showed a missed payment. |
If you have a public record on file, please briefly explain the event and its resolution. | I'm not aware of a public record on file. I don't think I have one. |
What is your intended use for the loan proceeds? | To payoff high interest credit cards. |
Member Payment Dependent Notes Series 1224056
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224056 |
$30,500 |
$30,500 |
12.12% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224056. Member loan 1224056 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,750 / month |
Current employer: | JSCS INC dba Jewel Lake McDonalds | Debt-to-income ratio: | 18.53% |
Length of employment: | 10+ years | Location: | Anchorage, AK |
Home town: | |||
Current & past employers: | JSCS INC dba Jewel Lake McDonalds | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > this a debt consolidation loan<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my own home no mortgage, I own my own vehicles now payments, my monthly expenses are approx. 350.00 (I also work for a restaurant I can eat their daily if I choose). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | these are listed on the credit report |
Member Payment Dependent Notes Series 1224094
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224094 |
$16,800 |
$16,800 |
14.65% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224094. Member loan 1224094 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,583 / month |
Current employer: | Baptist Health | Debt-to-income ratio: | 16.49% |
Length of employment: | 8 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Baptist Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Loan to consolidate really high interest credit card debt.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have any student loans. I have a 190k mortgage, a car loan, 5 credit cards and a line of credit (PayPal). My mortgage is 3k, my car payment is 650 and I'm paying about 1500 each month toward debt on 3 credit cards (40k). At the card interest rate I'm paying it'll take years to pay the balance so I am trying to lower the rate. |
What is your intended use for the loan proceeds? | This loan is to consolidate high interest credit card debt into a lower-interest loan that can be paid off significantly faster. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have any student loans. I have a 190k mortgage, a car loan, 5 credit cards and a line of credit (PayPal). My mortgage is 3k, my car payment is 650 and I'm paying about 1500 each month toward debt on 3 credit cards (40k). At the card interest rate I'm paying it'll take years to pay the balance so I am trying to lower the rate. |
Which debts do you plan to pay off with this loan? | High interest credit cards, so that I can consolidate the balances and pay a lower interest rate (and pay off the balance faster as well). |
Member Payment Dependent Notes Series 1224137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224137 |
$30,000 |
$30,000 |
13.99% |
1.00% |
April 6, 2012 |
April 17, 2017 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224137. Member loan 1224137 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,567 / month |
Current employer: | University of Colorado Boulder | Debt-to-income ratio: | 12.22% |
Length of employment: | 7 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | University of Colorado Boulder | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card A: $19,800 (17.99%) ($460/month)<br>Credit line: $10,000 (12.99%) ($240/month)<br><br>The above balances would be immediately paid off with this loan.<br><br>Credit card B: $4300 (7.99%); minimum payment under $100<br>Mortgage: $240,000 (4%); payment of $1550 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $1800/month related to housing (mortgage/insurance/taxes/utilities). |
Please explain the reason why you carry a large revolving credit balance. | I acquired the majority of the balance by taking on the high-interest debt of a family member, and I would like to get on a steady path of paying it off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card A: $19,800 (17.99%) ($460/month)<br>Credit line: $10,000 (12.99%) ($240/month)<br><br>The above balances would be immediately paid off with this loan.<br><br>Credit card B: $4300 (7.99%); minimum payment under $100<br>Mortgage: $240,000 (4%); payment of $1550 |
Which debts do you plan to pay off with this loan? | I will immediately pay off a high-balance credit card and credit line with the loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | A total of approximately $2750, plus approximately $1000 toward revolving balances (on average). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card A: $19,800 (17.99%) ($460/month)<br>Credit line: $10,000 (12.99%) ($240/month)<br><br>The above balances would be immediately paid off with this loan.<br><br>Credit card B: $4300 (7.99%); minimum payment under $100<br>Mortgage: $240,000 (4%); payment of $1550 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card A: $19,800 (17.99%) ($460/month)<br>Credit line: $10,000 (12.99%) ($240/month)<br><br>The above balances would be immediately paid off with this loan.<br><br>Credit card B: $4300 (7.99%); minimum payment under $100<br>Mortgage: $240,000 (4%); payment of $1550 |
Member Payment Dependent Notes Series 1224143
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224143 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224143. Member loan 1224143 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Access Medicare | Debt-to-income ratio: | 16.45% |
Length of employment: | < 1 year | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Access Medicare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > This loan will help swap higher interest rate debt for a lower interest rate debt.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $850.00; Cable, Internet and phones 230.00; Insurance and gas for the vehicle 185.00; food average is 200.00; Electricity approximately is around 90.00 |
Member Payment Dependent Notes Series 1224146
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224146 |
$9,600 |
$9,600 |
14.65% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224146. Member loan 1224146 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,200 / month |
Current employer: | fox point farms | Debt-to-income ratio: | 14.25% |
Length of employment: | < 1 year | Location: | carlsbad, CA |
Home town: | |||
Current & past employers: | fox point farms | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1224207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224207 |
$7,200 |
$7,200 |
6.62% |
1.00% |
April 10, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224207. Member loan 1224207 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | Nci | Debt-to-income ratio: | 12.73% |
Length of employment: | 6 years | Location: | Mount laurel, NJ |
Home town: | |||
Current & past employers: | Nci | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/03/12 > Recently purchased a house and am looking to hire someone to build a deck in time for summer.<br>
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | This is to my primary residence. |
Member Payment Dependent Notes Series 1224243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224243 |
$4,000 |
$4,000 |
15.31% |
1.00% |
April 6, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224243. Member loan 1224243 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | marroquin ind. | Debt-to-income ratio: | 6.96% |
Length of employment: | 7 years | Location: | west covina, CA |
Home town: | |||
Current & past employers: | marroquin ind. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | repair my duplex for renting |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don`t have a total but I am cash flow positive |
Member Payment Dependent Notes Series 1224340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224340 |
$9,300 |
$9,300 |
18.25% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224340. Member loan 1224340 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,608 / month |
Current employer: | Clark County Social Service | Debt-to-income ratio: | 8.64% |
Length of employment: | 10+ years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Clark County Social Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $6,212.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to use the loan proceeds to make home repairs/improvements. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $478.37 (this includes insurance and taxes). Homeowner's Association dues $106. Auto insurance $85. Utilities vary depending on the time of year but are approximately $400 to $450. Credit cards approximately $450. Groceries approximately $500. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Single purpose - home repairs and improvements. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is for home repairs and improvements, including appliances and roof repairs. |
What is your intended use for the loan proceeds? | I would like to use the loan proceeds to make home repairs/improvements. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage payment is $478.37, and that includes the insurance and property taxes. The principal is $349.85, plus $128.52 Escrow payment amount, totaling the $478.37. I have a separate homeowner's association payment of $106 monthly. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $478.37 (this includes insurance and taxes). Homeowner's Association dues $106. Auto insurance $85. Utilities vary depending on the time of year but are approximately $400 to $450. Credit cards approximately $450. Groceries approximately $500. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $478.37 for mortgage, $106 homeowner association fee, auto inurance $68, utilities approximately $400 to $450 (depending on the time of year weatherwise), groceries vary but average $450 to $500, credit cards approximately $400 to $450. My car is paid for. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage payment is $478.37, and that includes the insurance and property taxes. The principal is $349.85, plus $128.52 Escrow payment amount, totaling the $478.37. I have a separate homeowner's association payment of $106 monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $478.37 for mortgage, $106 homeowner association fee, auto inurance $68, utilities approximately $400 to $450 (depending on the time of year weatherwise), groceries vary but average $450 to $500, credit cards approximately $400 to $450. My car is paid for. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $478.37 (this includes insurance and taxes). Homeowner's Association dues $106. Auto insurance $85. Utilities vary depending on the time of year but are approximately $400 to $450. Credit cards approximately $450. Groceries approximately $500. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is for home repairs and improvements, including appliances and roof repairs. |
Member Payment Dependent Notes Series 1224373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224373 |
$15,000 |
$15,000 |
13.67% |
1.00% |
April 9, 2012 |
April 17, 2015 |
April 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224373. Member loan 1224373 was requested on April 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Oakland University | Debt-to-income ratio: | 17.57% |
Length of employment: | 4 years | Location: | Dearborn, MI |
Home town: | |||
Current & past employers: | Oakland University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $8,000 debt (24% interest) $235 payment; $1,100 debt (24% interest) $35 payment; $1,000 debt (25% interest) $40 payment; $735 debt (24% interest) $25 payment; $860 debt (23% interest) $38 payment; $770 debt (23% interest) $25 payment; Line of Credit: $2,800 debt (26% interest) $83 payment. |
Which debts do you plan to pay off with this loan? | 6 Credit Cards and Line of Credit, the loan would cover the majority. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $590 (includes heat and water); Electric $136; Car Insurance $110. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $590 (includes heat and water); Electric $136; Phone $95; Car Insurance $110; Food $200; Gas for car $250 (on high end). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $8,000 debt (24% interest) $235 payment; $1,100 debt (24% interest) $35 payment; $1,000 debt (25% interest) $40 payment; $735 debt (24% interest) $25 payment; $860 debt (23% interest) $38 payment; $770 debt (23% interest) $25 payment; Line of Credit: $2,800 debt (26% interest) $83 payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $8,000 debt (24% interest) $235 payment; $1,100 debt (24% interest) $35 payment; $1,000 debt (25% interest) $40 payment; $735 debt (24% interest) $25 payment; $860 debt (23% interest) $38 payment; $770 debt (23% interest) $25 payment; Line of Credit: $2,800 debt (26% interest) $83 payment. |
Member Payment Dependent Notes Series 1224402
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224402 |
$5,875 |
$5,875 |
13.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224402. Member loan 1224402 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Winn-Dixie | Debt-to-income ratio: | 9.40% |
Length of employment: | 6 years | Location: | miami, FL |
Home town: | |||
Current & past employers: | Winn-Dixie | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $5,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 650 |
If you have a delinquency in the last 2 years, please explain the reason. | i moved by myself and i coulnd keep up with my payments. i live now with my parents and i make much more |
Please explain the reason why you carry a large revolving credit balance. | i had to finish paying college and i used some of my credit cards and then i moved and i couldnt keep up with payments. now i'm back with my parents |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owed $5000 and my interest rates are from 22.90% to 26.99% only credit cards |
Which debts do you plan to pay off with this loan? | credit cards. interest rates are too high |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 650 |
What is your intended use for the loan proceeds? | consolidate my credit cards debts. I'm planning to pay it off in less than the time given to me since the interest rate is lower than the one of my credit cards |
Member Payment Dependent Notes Series 1224445
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224445 |
$20,000 |
$20,000 |
20.50% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224445. Member loan 1224445 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | tek tree llc | Debt-to-income ratio: | 6.85% |
Length of employment: | 4 years | Location: | san diego, CA |
Home town: | |||
Current & past employers: | tek tree llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,600.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all comes around 2500 |
Please provide general details of the cost of your vacation. | loan not for vacation its for creditcard bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all comes around 2500 |
Please provide general details of the cost of your vacation. | loan not for vacation its for creditcard bills |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2500 |
What is your intended use for the loan proceeds? | for credit cards |
Please explain the reason why you carry a large revolving credit balance. | recently i was married lot of expences for it |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2500 |
Please explain the reason why you carry a large revolving credit balance. | recently i was married lot of expences for it |
Member Payment Dependent Notes Series 1224450
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224450 |
$1,600 |
$1,600 |
6.03% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224450. Member loan 1224450 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | United Local Credit Union | Debt-to-income ratio: | 20.38% |
Length of employment: | 6 years | Location: | Fresno, CA |
Home town: | |||
Current & past employers: | United Local Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card with a balance of around $2000.00 with a interest rate of 11%. |
Member Payment Dependent Notes Series 1224553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224553 |
$15,000 |
$15,000 |
18.55% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224553. Member loan 1224553 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,667 / month |
Current employer: | CNA Insurance Companies | Debt-to-income ratio: | 7.91% |
Length of employment: | 7 years | Location: | Ardsley, NY |
Home town: | |||
Current & past employers: | CNA Insurance Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $11,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3700 |
What portion of your wedding expenses does this loan represent? | The engagement ring. |
Member Payment Dependent Notes Series 1224632
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224632 |
$10,000 |
$10,000 |
16.29% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224632. Member loan 1224632 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Goucher College | Debt-to-income ratio: | 16.14% |
Length of employment: | 2 years | Location: | TOWSON, MD |
Home town: | |||
Current & past employers: | Goucher College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $8,977.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $700.00 - Rent, Cable, Utilities Combined<br>$200.00 - Food<br>$75.00 - Phone<br>$100.00 - Car, Health Insurance Combined |
If you have a delinquency in the last 2 years, please explain the reason. | Missed one student loan payment due to change in payment system and re-establishing payment for automatic withdrawal. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $787, 19.99%, $25<br>Master Card - $2253, 21.99%, $66<br>Master Card - $1603, 21.99%, $57<br>Visa - $602, 21.99%, $20<br>Master Card - $763, 21.99%, $25<br>Department Store - $634, 21.99%, $25<br>Department Store - $1507, 21.99%, $60<br>Department Store - $1000, 21.99%, $60 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $700.00 - Rent, Cable, Utilities Combined<br>$200.00 - Food<br>$75.00 - Phone<br>$100.00 - Car, Health Insurance Combined |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $787, 19.99%, $25<br>Master Card - $2253, 21.99%, $66<br>Master Card - $1603, 21.99%, $57<br>Visa - $602, 21.99%, $20<br>Master Card - $763, 21.99%, $25<br>Department Store - $634, 21.99%, $25<br>Department Store - $1507, 21.99%, $60<br>Department Store - $1000, 21.99%, $60 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance - $9149<br>Interest Rates Vary - 19.99% to 21.99%<br>Minimum Monthly Payments Combined - $350 on the average, but usually pay more than required |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance - $9149<br>Interest Rates Vary - 19.99% to 21.99%<br>Minimum Monthly Payments Combined - $350 on the average, but usually pay more than required |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent & Utilities - $700 |
Member Payment Dependent Notes Series 1224634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224634 |
$10,000 |
$10,000 |
15.81% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224634. Member loan 1224634 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Home Depot | Debt-to-income ratio: | 6.54% |
Length of employment: | 10+ years | Location: | SUNRISE, FL |
Home town: | |||
Current & past employers: | Home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > this a loan to consolidate my credit cards so that i will have only 1 payment instead of 5.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | car 270.00<br>utilities 500.00<br>cell 130.00<br>ins 130.00<br>food 300.00<br>gas 200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2676 22% capital one<br>$2200 20% merrick bank<br>$267 15% orchard bank<br>$714 23% target<br>$950 23% sears |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | car 270.00<br>utilities 500.00<br>cell 130.00<br>ins 130.00<br>food 300.00<br>gas 200 |
Which debts do you plan to pay off with this loan? | all of my credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2676 22% capital one<br>$2200 20% merrick bank<br>$267 15% orchard bank<br>$714 23% target<br>$950 23% sears |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying of just my credit cards |
Member Payment Dependent Notes Series 1224674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224674 |
$15,000 |
$15,000 |
16.29% |
1.00% |
April 5, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224674. Member loan 1224674 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | dupont | Debt-to-income ratio: | 9.17% |
Length of employment: | 9 years | Location: | richmond, VA |
Home town: | |||
Current & past employers: | dupont | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,689.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1224678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224678 |
$15,000 |
$15,000 |
18.25% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224678. Member loan 1224678 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | First Student | Debt-to-income ratio: | 18.00% |
Length of employment: | 10+ years | Location: | Greenboro, NC |
Home town: | |||
Current & past employers: | First Student | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > $7,000 will be used to by a home for my mother. The tax value is $40,000 for the property. The rest will consolidate my dept, I will then be saving over $400 a month. My mother is renting her home for $600 a month right now. Me buying the house for $7,000 would save her money every month.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $7,424.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1224687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224687 |
$11,000 |
$11,000 |
16.29% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224687. Member loan 1224687 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Stylecrest Building Products | Debt-to-income ratio: | 19.28% |
Length of employment: | 5 years | Location: | Ruther Glen, VA |
Home town: | |||
Current & past employers: | Stylecrest Building Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Citibank CC<br><br> Borrower added on 04/05/12 > Consolidate and reduce interest on existing credit card debt.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $24,363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No student loans or lines of credit.<br>Mortgage is 1182.00 on a veterans loan - 3.79<br>Various credit card debt of about 7,000 +<br>two Citibank card of about 11,000 - 29.9 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is 1,182.00 financed on a veterans loan. My car expenses- gas,insurance and monthly payment are covered by my employers car allowance, Utilities and food are around 450.00 |
Please explain the reason why you carry a large revolving credit balance. | Due to my divorce four years ago. I have considerably reduced my debt but one bak has continued to raise their interest rate. I am paying around 600.00 per month to reduced the debt on this credit cards but after almost four years due to the high interest the debt still remains high. This is the debt I want to eliminate with this loan, |
Which debts do you plan to pay off with this loan? | Citibank credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No student loans or lines of credit.<br>Mortgage is 1182.00 on a veterans loan - 3.79<br>Various credit card debt of about 7,000 +<br>two Citibank card of about 11,000 - 29.9 |
Member Payment Dependent Notes Series 1224692
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224692 |
$7,200 |
$7,200 |
13.67% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224692. Member loan 1224692 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | OMHS | Debt-to-income ratio: | 8.81% |
Length of employment: | 10+ years | Location: | OWENSBORO, KY |
Home town: | |||
Current & past employers: | OMHS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $13,231.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses total about $2100-2400/month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Lowe's - $2,500, VISA - $4800 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments now - $525; with this loan - $350, because will pay off 2 high interest rate loans. |
Member Payment Dependent Notes Series 1224693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224693 |
$21,000 |
$21,000 |
12.12% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224693. Member loan 1224693 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | WRsystems ltd | Debt-to-income ratio: | 20.14% |
Length of employment: | 10+ years | Location: | suffolk, VA |
Home town: | |||
Current & past employers: | WRsystems ltd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I plan on consolidating credit cards which are at a high rate and putting in a new well with this funding. I have been at this employer for almost 12 years. My montyly budget will actully be right in line with this loan after paying down debts.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $28,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Willbe the same |
Member Payment Dependent Notes Series 1224723
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224723 |
$10,000 |
$10,000 |
16.29% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224723. Member loan 1224723 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,167 / month |
Current employer: | Palmetto Pine Country club | Debt-to-income ratio: | 10.61% |
Length of employment: | 3 years | Location: | cape coral, FL |
Home town: | |||
Current & past employers: | Palmetto Pine Country club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $10,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off credit card debt to then only have the one monthly payment of the loan. |
Please provide additional details regarding the purpose of the loan. | Pay off credit card debt. |
If you have a delinquency in the last 2 years, please explain the reason. | There shouldn't be any. And if there is it's all paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly: Mortgage- is $799.00, We have well water, no water bill. Electric- is $120- $126. Cable- $69.00. Gas $50. Food $150. Phone- $40. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on paying off credit cards. Closing the ones with high interest rates. |
Please explain the reason why you carry a large revolving credit balance. | In the last few months i had to use my credit cards, it was used to see my son and to buy him everything he needed. |
Member Payment Dependent Notes Series 1224744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224744 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224744. Member loan 1224744 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | West Bank Cafe | Debt-to-income ratio: | 13.01% |
Length of employment: | 2 years | Location: | WEST NEW YORK, NJ |
Home town: | |||
Current & past employers: | West Bank Cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I'm in a "starting over" phase.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt is around $10,000, maybe a bit less. But, I don't want the loan only for that. Part of the funds will be used to pay down credit cards and the other part will be used to restart my life after the end of a long relationship (I.e. Finding a new place to live, etc.) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are around $1,500. When you add rent, bills, etc. |
Member Payment Dependent Notes Series 1224762
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224762 |
$9,600 |
$9,600 |
15.31% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224762. Member loan 1224762 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | State of Michigan | Debt-to-income ratio: | 14.25% |
Length of employment: | 10+ years | Location: | Woodhaven, MI |
Home town: | |||
Current & past employers: | State of Michigan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $8,304.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 8,182.47 interest rate 17.99% monthly 200.00<br> <br> 2,208.00 interest rate 13.99% monthly 100.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $700 |
If you have a delinquency in the last 2 years, please explain the reason. | debt consolidation |
What is your intended use for the loan proceeds? | debt consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $700 |
Which debts do you plan to pay off with this loan? | balances of 8,182 and 2,208.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 8,182.47 interest rate 17.99% monthly 200.00<br> <br> 2,208.00 interest rate 13.99% monthly 100.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $750.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 8,182.47 interest rate 17.99% monthly 200.00<br> <br> 2,208.00 interest rate 13.99% monthly 100.00 |
Which debts do you plan to pay off with this loan? | balances of 8,182 and 2,208.00 |
Member Payment Dependent Notes Series 1224795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224795 |
$4,000 |
$4,000 |
7.90% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224795. Member loan 1224795 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,000 / month |
Current employer: | Courtyard by Marriott` | Debt-to-income ratio: | 19.09% |
Length of employment: | 7 years | Location: | Strasburg, PA |
Home town: | |||
Current & past employers: | Courtyard by Marriott` | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > With this money I will be paying off 2 credit cards, 1 line of credit, and 1 small personal loan.<br><br> Borrower added on 04/05/12 > Once these debts are paid off. I will be debt free. I also plan on having this loan paid off in 2 years or less.<br><br> Borrower added on 04/05/12 > I work full time. So there is no need to worry about whether or not I will repay this loan. I have an excellent credit rating.<br><br> Borrower added on 04/06/12 > I owe $3000 in credit card debt and $1000 in loan debt. As you can see, I will be debt free thanks to this loan. I am not late on payments. But I want to pay these debts off so I can retain my excellent credit rating.<br><br> Borrower added on 04/07/12 > I have had a lending club loan before and I made ALL my payments on time.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,551.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently I have 2 credit cards, a line of credit, and a small personal loan. I will use the money to pay off these debts. |
Member Payment Dependent Notes Series 1224857
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224857 |
$4,000 |
$4,000 |
7.90% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224857. Member loan 1224857 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,200 / month |
Current employer: | State of Louisiana | Debt-to-income ratio: | 22.40% |
Length of employment: | 10+ years | Location: | SULPHUR, LA |
Home town: | |||
Current & past employers: | State of Louisiana | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I just wanted to say that not only am I planning to do home improvement but I will be paying off two of my credit accounts before beginning the work. This will have me paying just one note with a much lower interest rate and lower monthly payment.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $21,213.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | I would like to repair (possibly replace) an existing shower and surronding floor. I would also like to have installed a complete tub and shower unit in another bathroom. |
Member Payment Dependent Notes Series 1224915
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224915 |
$7,000 |
$7,000 |
10.74% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224915. Member loan 1224915 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Acxiom Corporation | Debt-to-income ratio: | 12.61% |
Length of employment: | 2 years | Location: | Searcy, AR |
Home town: | |||
Current & past employers: | Acxiom Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > This loan is intended to allow me to consolidate a few credit cards with high interest rates into one payment with a lower rate.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $21,564.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The balances for the debts included in this consolidation are as follows:<br>All Credit Card:<br>$1339.75 at 21.24% with a month payment of $30 <br>$1533.93 at 19.99% with a month payment of $35<br>$2324.69 at 19.99% with a month payment of $55<br>$1706.34 at 29.99% with a month payment of $68 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The balances for the debts included in this consolidation are as follows:<br>All Credit Card:<br>$1339.75 at 21.24% with a month payment of $30 <br>$1533.93 at 19.99% with a month payment of $35<br>$2324.69 at 19.99% with a month payment of $55<br>$1706.34 at 29.99% with a month payment of $68 |
Member Payment Dependent Notes Series 1224949
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224949 |
$7,675 |
$7,675 |
13.99% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224949. Member loan 1224949 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | CTA | Debt-to-income ratio: | 5.83% |
Length of employment: | 4 years | Location: | Cicero, IL |
Home town: | |||
Current & past employers: | CTA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I currently buy cars from auctions and resell them. Sometimes I get cars form other states or cars that need work so I have to have them hauled to me and I pay good money for this. I decided not only could I save myself some money I can else earn a good extra income doing the same. I just bought a trailer and with this loan I intend on putting it towards a truck to get my business started. |
What is your intended use for the loan proceeds? | I currently buy cars from auctions and resell them. Sometimes I get cars form other states or cars that need work so I have to have them hauled to me and I pay good money for this. I decided not only could I save myself some money I can else earn a good extra income doing the same. I just bought a trailer and with this loan I intend on putting it towards a truck to get my business started. |
What is your intended use for the loan proceeds? | I currently buy cars from auctions and resell them. Sometimes I get cars form other states or cars that need work so I have to have them hauled to me and I pay good money for this. I decided not only could I save myself some money I can else earn a good extra income doing the same. I just bought a trailer and with this loan I intend on putting it towards a truck to get my business started. |
Member Payment Dependent Notes Series 1224968
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1224968 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1224968. Member loan 1224968 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Internal Revenue Service | Debt-to-income ratio: | 11.45% |
Length of employment: | 2 years | Location: | DERRY, NH |
Home town: | |||
Current & past employers: | Internal Revenue Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > This loan would pay off all my credit cards and my mortgage that is currently through a private lender, plus allow me to upgrade my windows, doors, kitchen and 2 bathrooms in my home. In addition this monthly loan payment is $445 less per month and 70% less interest that I am currently paying.<br><br> Borrower added on 04/04/12 > This will payoff every penny of debt I owe plus a little something extra to upgrade the value of my home.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,791.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | This web page does not allow me to list those things out for some reason |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Min monthly payment $1,054, this loan would pay off all of that |
Member Payment Dependent Notes Series 1225029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225029 |
$13,000 |
$13,000 |
10.74% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225029. Member loan 1225029 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Poly-America | Debt-to-income ratio: | 10.28% |
Length of employment: | 3 years | Location: | Grand Prairie, TX |
Home town: | |||
Current & past employers: | Poly-America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I am seeking funds to remodel both of our bathrooms as well as with the kitchen.<br><br> Borrower added on 04/07/12 > My monthly expenses are around $1900.00 monthly. I have been with my current employer for almost 4 years. I understand the true meaning and purpose of a loan that is why I take pride in repaying a loan.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $289.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | It's an improvement to my primary residence. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | In total around $1900.00 each month in overall expenses. |
Member Payment Dependent Notes Series 1225066
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225066 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225066. Member loan 1225066 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,395 / month |
Current employer: | UnitedHealth Group | Debt-to-income ratio: | 19.57% |
Length of employment: | 2 years | Location: | St. Louis Park, MN |
Home town: | |||
Current & past employers: | UnitedHealth Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Refinancing credit cards at a lower rate. Good credit history. Stable employement with a Fortune 25 company.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,553.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 700<br>Car: 400<br>Utilities: 100<br>Phone: 105<br>Insurance: 60<br>Food: 300 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: 1400<br>Visa: 475<br>MC: 725<br>Visa: 960<br>MC: 865<br>Store Card: 860 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $220 |
Member Payment Dependent Notes Series 1225092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225092 |
$9,000 |
$9,000 |
14.65% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225092. Member loan 1225092 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | CTB McGraw-Hill | Debt-to-income ratio: | 14.04% |
Length of employment: | 3 years | Location: | Aptos, CA |
Home town: | |||
Current & past employers: | CTB McGraw-Hill | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $14,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | B of A - $5.5 k balance, 9.9% interest rate, monthly payment $140<br>Chase - $ 4.1 k balance, 29.99 % interest rate, monthly payment $143 |
If you have a delinquency in the last 2 years, please explain the reason. | I had difficulty accessing online system in making a payment which resulted in the payment posting the following day. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | B of A - $5.5 k balance, 9.9% interest rate, monthly payment $140<br>Chase - $ 4.1 k balance, 29.99 % interest rate, monthly payment $143 |
Member Payment Dependent Notes Series 1225114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225114 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225114. Member loan 1225114 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Marquez Brothers | Debt-to-income ratio: | 19.88% |
Length of employment: | 1 year | Location: | RANCHO CORDOVA, CA |
Home town: | |||
Current & past employers: | Marquez Brothers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The student loans are currently in forberrance, I am not sure of the current amounts.<br>The mortgage $137,706 at 4.25% $1018 per month<br>Auto Loan $21,000 at 4.3% $335 per month<br>Chase CC $911 at 29.99% $115mo<br>Capitol one $1673 at 22.9% $47mo<br>Valero $953 at 23.0% $149mo<br>Cheveron $1197 at 22.5% $61mo<br>AmericanExpress $1942 at 15.24% $39mo<br>Firestone $1055 at 22.8% $77mo<br>Homedepot $415 at 22.99% $25mo<br>Lowes $1248 at 24.99% $40mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The student loans are currently in forberrance, I am not sure of the current amounts.<br>The mortgage $137,706 at 4.25% $1018 per month<br>Auto Loan $21,000 at 4.3% $335 per month<br>Chase CC $911 at 29.99% $115mo<br>Capitol one $1673 at 22.9% $47mo<br>Valero $953 at 23.0% $149mo<br>Cheveron $1197 at 22.5% $61mo<br>AmericanExpress $1942 at 15.24% $39mo<br>Firestone $1055 at 22.8% $77mo<br>Homedepot $415 at 22.99% $25mo<br>Lowes $1248 at 24.99% $40mo |
Member Payment Dependent Notes Series 1225137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225137 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225137. Member loan 1225137 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Guidos Restaurant | Debt-to-income ratio: | 5.83% |
Length of employment: | 10+ years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Guidos Restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,289.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances are around 6500.00 with an average interest rate of 19.5%, monthly payments total around 350.00 but I usually pay more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly outgoings are on average 1750.00 |
Please explain the reason why you carry a large revolving credit balance. | I carry such a large balance because I purchased lots of camera gear and have been slowly starting a head shot business, which will hopefully justify the huge expense. |
Which debts do you plan to pay off with this loan? | Plan to pay off four credit cards and cut them up, monthly payments on these cards is over 300.00 with interest at 17%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances are around 6500.00 with an average interest rate of 19.5%, monthly payments total around 350.00 but I usually pay more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly outgoings are on average 1750.00 |
Member Payment Dependent Notes Series 1225144
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225144 |
$30,000 |
$30,000 |
17.27% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225144. Member loan 1225144 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | bridgestone/firestone | Debt-to-income ratio: | 19.08% |
Length of employment: | 6 years | Location: | San Gabriel, CA |
Home town: | |||
Current & past employers: | bridgestone/firestone | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $2,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1225178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225178 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225178. Member loan 1225178 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,650 / month |
Current employer: | Flint Group | Debt-to-income ratio: | 16.15% |
Length of employment: | 10+ years | Location: | WEAVERVILLE, NC |
Home town: | |||
Current & past employers: | Flint Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I plan to use the funds to payoff credit cards. I am a reliable steady employee and take my obligations seriously.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard 700.00, discover 2350.00, finance company 6781.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 308.00 but longer term and higher interest rate, mastercard, discover, finance company |
Member Payment Dependent Notes Series 1225198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225198 |
$20,000 |
$20,000 |
18.25% |
1.00% |
April 9, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225198. Member loan 1225198 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | union pacific railroad | Debt-to-income ratio: | 15.85% |
Length of employment: | 9 years | Location: | hanover, KS |
Home town: | |||
Current & past employers: | union pacific railroad | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > debt consolidation to pay off high rate credit cards<br><br> Borrower added on 04/04/12 > pay all bills on time.have 9 years time with my current job which is very secure.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1225203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225203 |
$5,900 |
$5,900 |
12.12% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225203. Member loan 1225203 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | jfk medical center | Debt-to-income ratio: | 16.06% |
Length of employment: | 7 years | Location: | wellington, FL |
Home town: | |||
Current & past employers: | jfk medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > To consolidate on just one montly payment<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,537.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1800 aprx ,my gross monthly income :5200 , i'm trying to consolidated. My credit cards payment on just one monthly payment, this balances on my cc are education related . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards |
Which debts do you plan to pay off with this loan? | Consolidated credit card balance on just one monthly payment,education related cost |
Please explain the reason why you carry a large revolving credit balance. | Education related |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1800 aprx ,my gross monthly income :5200 , i'm trying to consolidated. My credit cards payment on just one monthly payment, this balances on my cc are education related . |
Member Payment Dependent Notes Series 1225239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225239 |
$4,000 |
$4,000 |
8.90% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225239. Member loan 1225239 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,343 / month |
Current employer: | Follett Higher Education Group | Debt-to-income ratio: | 20.92% |
Length of employment: | 6 years | Location: | del city, OK |
Home town: | |||
Current & past employers: | Follett Higher Education Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am currently living with my parents. I pay $250 a month for rent , insurance and transportation is $50 and the rest it $150 . This totals out to be $450 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a vehicle loan with a remaining balance of $3030.00 with a 10.25% interest rate and a credit card with a balance of $840.00 with an 8.15% interest rate. |
Member Payment Dependent Notes Series 1225240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225240 |
$6,225 |
$6,225 |
13.11% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225240. Member loan 1225240 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,622 / month |
Current employer: | TX Lottery Commission | Debt-to-income ratio: | 20.62% |
Length of employment: | 10+ years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | TX Lottery Commission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I only pay taxes on home, it is paid off. I have no line of credit nor have applied. |
Member Payment Dependent Notes Series 1225274
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225274 |
$8,000 |
$8,000 |
10.74% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225274. Member loan 1225274 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.63% |
Length of employment: | 8 years | Location: | Mint Hill, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $740.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I was planning to install a privacy fence and install a deck |
Member Payment Dependent Notes Series 1225296
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225296 |
$8,000 |
$8,000 |
13.67% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225296. Member loan 1225296 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Perfection Services, Inc | Debt-to-income ratio: | 20.61% |
Length of employment: | 7 years | Location: | PITTSBURGH, PA |
Home town: | |||
Current & past employers: | Perfection Services, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I will be closing several of my credit cards and paying down another personal loan with a higher interest rate.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1225345
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225345 |
$16,000 |
$16,000 |
17.27% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225345. Member loan 1225345 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Thacher Associates LLC | Debt-to-income ratio: | 19.02% |
Length of employment: | 2 years | Location: | Howell, NJ |
Home town: | |||
Current & past employers: | Thacher Associates LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $13,882.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I am unaware of any delinquencies in the last 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debts consist of about 9,000 on credit cards, a mortgage of about 280,000. I pay about 750 a month on the credit cards, 2,500 a month on the mortgage, plus a 130 a month student loan payment and a 475 a month car payment. My interest rates are high, which is why I am requesting the loan. I have a six figure income and pay my bills regularly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debts consist of about 9,000 on credit cards, a mortgage of about 280,000. I pay about 750 a month on the credit cards, 2,500 a month on the mortgage, plus a 130 a month student loan payment and a 475 a month car payment. My interest rates are high, which is why I am requesting the loan. I have a six figure income and pay my bills regularly. |
Member Payment Dependent Notes Series 1225354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225354 |
$9,600 |
$9,600 |
10.74% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225354. Member loan 1225354 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,458 / month |
Current employer: | Bulbs.com | Debt-to-income ratio: | 8.62% |
Length of employment: | 10+ years | Location: | Rochdale, MA |
Home town: | |||
Current & past employers: | Bulbs.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > Consolidating credit card debt to have one easy payment and to pay them off sooner.<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,915.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1225593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225593 |
$3,500 |
$3,500 |
7.62% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225593. Member loan 1225593 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,146 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.35% |
Length of employment: | n/a | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Sick family member need to send money. Need to get car major repair done on my vehicle.Pay off some bills.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $14,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are about 1600 a month. I share a home with my sister we split everything down the middle. |
Please provide additional details regarding the purpose of the loan. | Family member needs extra home care after treatments very ill. My car also needs some serious repairs as well. Would like to pay off some bills. |
Member Payment Dependent Notes Series 1225602
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225602 |
$7,000 |
$7,000 |
20.99% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225602. Member loan 1225602 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | PKL services inc | Debt-to-income ratio: | 13.68% |
Length of employment: | < 1 year | Location: | SWANSBORO, NC |
Home town: | |||
Current & past employers: | PKL services inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $5,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses is around $1400 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses is around $1400 |
If you have a delinquency in the last 2 years, please explain the reason. | The only delinquency that I have had was more than two years ago. I wa deployed to Iraq and thought I had my credit card payed off. I had a balance of of less than $20 that I didnt know was still on there. Since I was in iraq I was unable to get access to pay the bill on time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses is around $1400 |
Which debts do you plan to pay off with this loan? | Two credit cards |
Member Payment Dependent Notes Series 1225623
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225623 |
$9,600 |
$9,600 |
15.81% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225623. Member loan 1225623 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Commonwealth Edison | Debt-to-income ratio: | 14.25% |
Length of employment: | 4 years | Location: | chicago, IL |
Home town: | |||
Current & past employers: | Commonwealth Edison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > My goal is to turn my five little bills to one big one and pay it off in a reasonable time with no hassel<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,581.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | 112 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | there are 5 different cards/accounts i'm not going to break it down in detail but i assure you i got a loan from this site before and paid it in full so no one should worry |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | the minimum are only 200 total but i want to knock them all out and just make one payment instead of 5 |
If you have a public record on file, please briefly explain the event and its resolution. | it happenend 12 years ago, at the time i was young and dumb |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | When I add up all of my monthly expenses it comes to around 2,900 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | there are 5 different cards/accounts i'm not going to break it down in detail but i assure you i got a loan from this site before and paid it in full so no one should worry |
What is the total balance of your credit cards, interest rates and current monthly payments? | 2,900 |
If you have a public record on file, please briefly explain the event and its resolution. | it happenend 12 years ago, at the time i was young and dumb |
Member Payment Dependent Notes Series 1225629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225629 |
$2,000 |
$2,000 |
7.62% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225629. Member loan 1225629 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,083 / month |
Current employer: | Federal Reserve Bank | Debt-to-income ratio: | 1.06% |
Length of employment: | 2 years | Location: | West Valley, UT |
Home town: | |||
Current & past employers: | Federal Reserve Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Making needed repairs to home.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $2,027.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am planning a roof repair on an investment property. |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquencies in the past two years. |
Member Payment Dependent Notes Series 1225633
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225633 |
$12,375 |
$12,375 |
15.31% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225633. Member loan 1225633 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.95% |
Length of employment: | n/a | Location: | NORTH CANTON, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $6,453.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balances are at $11,790.00, most of these are credit cards at 29% interest, and Dr. & Hospital bills. All My payments are current and cost me $548.00 per month. I have 10 Acres of undeveloped land with a balance of 8800.00 and a payment of $160.00 Thank you for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $650.00, heat & electric, water, sewer $195.00(12 month), cell phones(4) $220.00, car Ins. $72.90, rent Ins. $23.78, my vehicles are paid for. Thank you. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will pay off all my debt, credit cards and medical/ Doctor/Clinic bills. This will great help us in just having one payment. Thank you so much for you consideration! |
Member Payment Dependent Notes Series 1225656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225656 |
$6,500 |
$6,500 |
13.99% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225656. Member loan 1225656 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,308 / month |
Current employer: | Subway | Debt-to-income ratio: | 12.24% |
Length of employment: | 4 years | Location: | BILLINGS, MT |
Home town: | |||
Current & past employers: | Subway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | My husband and I have been running a small concessions partnership for the last four years. We would like to buy out our partner but at this point in time, we do not possess the cash on hand to complete this transaction. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The loan will actually be paid back by our established concessions business. Last year's gross sales were $41,000.00 with a net profit of $15,853.00. |
Member Payment Dependent Notes Series 1225659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225659 |
$9,600 |
$9,600 |
18.25% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225659. Member loan 1225659 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | LEWIS BRISBOIS | Debt-to-income ratio: | 15.99% |
Length of employment: | 1 year | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | LEWIS BRISBOIS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1225666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225666 |
$16,000 |
$16,000 |
18.25% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225666. Member loan 1225666 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,400 / month |
Current employer: | FIRST RELIANCE HOLDINGS | Debt-to-income ratio: | 6.09% |
Length of employment: | 3 years | Location: | BUFFALO, NY |
Home town: | |||
Current & past employers: | FIRST RELIANCE HOLDINGS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > My house was broken into a month after moving in. Trying to get appliances, furniture, etc. Along with a sister who's having a destination wedding in August. This seems like the most logical answer. Have no credit cards to worry about then and have a set centralized monthly payment I can handle.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $10,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I can only think of one situation where a delinquency might show. There was an issue when I purchased a car back in 2009 I believe. There was still a balance left on my car that was traded in and was somehow not made aware until it was already at a delinquency standpoint. Once I was told, the entire balance was paid in full. Other than that, everything should show I pay on time. I take pride in being responsible and taking care of my obligations. |
What is your intended use for the loan proceeds? | -Fridge and other smaller appliances<br>-Living room furniture<br>-Money for sisters August wedding in the Finger Lakes (in the wedding as well)<br>-And enough that credit cards will be set when 0%APR is no longer in affect |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 8200 for ccard<br>800 for ccard<br>use around 4000 on house(fridge, sofa, other kitchen basics, etc)<br>will need a little for hotel and other wedding preperations for sisters wedding weekend<br>and should have about an extra 1000 maybe even 2000 for any 'just in case' situations that may arise |
Please explain the reason why you carry a large revolving credit balance. | Has a 0% APR, part of this loan will ensure it's paid before that no longer is in affect |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment ($602.92) includes all insurance and taxes. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-$602.92<br>Car-$369.00<br>Utilities- gas depends on weather last month was $42.07<br>Electric-falls between $30-$40<br>Water is quarterly-last bill $70<br>Fuel for car-between $80-$120 a month<br>Health Insurance-$200 a month<br>Food-no more than $200 a month<br>Home security system-$48 a month<br>-phone is paid for by work |
Member Payment Dependent Notes Series 1225695
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225695 |
$15,000 |
$15,000 |
13.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225695. Member loan 1225695 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Utah County Assessor Office | Debt-to-income ratio: | 15.05% |
Length of employment: | 7 years | Location: | American Fork, UT |
Home town: | |||
Current & past employers: | Utah County Assessor Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,666.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance- Approx. $128,000, interst rate 5% Fixed, Payment $822 |
Member Payment Dependent Notes Series 1225696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225696 |
$2,500 |
$2,500 |
12.12% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225696. Member loan 1225696 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,900 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.69% |
Length of employment: | n/a | Location: | St. Paul, MN |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $21,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Buy my 90 year old mom a new bed and have a 90th birthday party for her for family and friends and community members. |
Please provide additional details regarding the purpose of the loan. | Helping my mother out is my goal. her bed is over 40 years old. The party is for all of her community members to come and celebrate her life. She is very well known in her community, even by the Mayor. |
What is your intended use for the loan proceeds? | Buy my 90 year old mom a new bed and have a 90th birthday party for her for family and friends and community members. |
Please explain the reason why you carry a large revolving credit balance. | Recently retired and going back and forth to take care of my mom. Some is moving and restarting expenses. My husband is a disabled Vietnam Nam Vet and I am paying off all our bills. I had major dental bills also. Some of the expenses were to replace some of my moms belongings for her. |
Please provide additional details regarding the purpose of the loan. | Helping my mother out is my goal. her bed is over 40 years old. The party is for all of her community members to come and celebrate her life. She is very well known in her community, even by the Mayor. |
Member Payment Dependent Notes Series 1225712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225712 |
$8,875 |
$8,875 |
13.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225712. Member loan 1225712 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | laurel auto parts | Debt-to-income ratio: | 9.56% |
Length of employment: | 10+ years | Location: | laurel, MT |
Home town: | |||
Current & past employers: | laurel auto parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Pay off all my debt and make it to one payment<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1225722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225722 |
$5,000 |
$5,000 |
17.27% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225722. Member loan 1225722 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Wirebond | Debt-to-income ratio: | 14.20% |
Length of employment: | n/a | Location: | West Memphis, AR |
Home town: | |||
Current & past employers: | Wirebond | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > home improvement<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $2,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | primary residence |
Is the improvement to your primary residence or an investment property? | its to my primary home |
Is the improvement to your primary residence or an investment property? | its to my primary home |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | primary residence |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | all bill r different insurance and taxes are different |
Member Payment Dependent Notes Series 1225767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225767 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225767. Member loan 1225767 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Dandy Mini Mart | Debt-to-income ratio: | 9.63% |
Length of employment: | 2 years | Location: | SAYRE, PA |
Home town: | |||
Current & past employers: | Dandy Mini Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $301 per month. Total debt to be payed off is $8736 spread across 5 cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $5424.17 Balance - 22.9% - $200 per month<br>Mastercard - $873.12 Balance - 19.8% - $26 per month<br>Store Credit - $1086.96 Balance - 24.99% - $50 per month<br>Mastercard - $352.39 Balance - 16.9% - $25 per month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $301 per month. Total debt to be payed off is $8736 spread across 5 cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $5424.17 Balance - 22.9% - $200 per month<br>Mastercard - $873.12 Balance - 19.8% - $26 per month<br>Store Credit - $1086.96 Balance - 24.99% - $50 per month<br>Mastercard - $352.39 Balance - 16.9% - $25 per month |
Member Payment Dependent Notes Series 1225773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225773 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225773. Member loan 1225773 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Ultramotive Corp. | Debt-to-income ratio: | 16.72% |
Length of employment: | 6 years | Location: | WHITE RIVER JUNCTION, VT |
Home town: | |||
Current & past employers: | Ultramotive Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > refinance credit cards and get my financial picture better. The interest rate alone will save a lot. The payment will be less than I pay now<br><br> Borrower added on 04/07/12 > I am the type of person that makes paying my bills my priority. Too many people play first.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Lending Club won't let me answer any questions. I don't know why they even have you ask any because they won't let me answer anything. It's a bunch of crap.Every one of my answers gets rejected because they say it could reveal my identity. I think it's a bunch of crap and I'm sick of dealing with them. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | current minimum monthly payments total 313.00 One card will still have a balance of 3400.00 and a payment I am estimating at around $80. That means my new payments will total about 280.00 and save me a lot of interest. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | current minimum monthly payments total 313.00 One card will still have a balance of 3400.00 and a payment I am estimating at around $80. That means my new payments will total about 280.00 and save me a lot of interest. |
Please explain the reason why you carry a large revolving credit balance. | this has become ridiculous. I have tried to answer your question twicwe already and Lending Club rejects my answer. Every question I have been asked I have tried to answer and every answer gets rejected. Apparently all I can say on here is HAVE A NICE DAY. Everybody asks legitimate questions to me but I can't answer any of them. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Lending Club won't let me answer any questions. I don't know why they even have you ask any because they won't let me answer anything. It's a bunch of crap.Every one of my answers gets rejected because they say it could reveal my identity. I think it's a bunch of crap and I'm sick of dealing with them. |
Member Payment Dependent Notes Series 1225782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225782 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225782. Member loan 1225782 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Wells Fargo | Debt-to-income ratio: | 24.18% |
Length of employment: | 9 years | Location: | Fort Myers, FL |
Home town: | |||
Current & past employers: | Wells Fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Home Improvement<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $3,186.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I had an investment home of which I discovered had chinese drywall. The builder went out of business and my insurance company was no help. I did not have the thousands of dollars to remediate and the home was underwater by $100k. I reluctantly did a deed-in-lieu with my bank while making my payments until the end. Other than this instance, I have never had a derogartory on any of my credit accounts including car loans, cc's, multiple mortgages, etc. I am a reliable borrower. |
Is the home you are purchasing your primary residence or an investment property? | It is my primary residence. |
Member Payment Dependent Notes Series 1225821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225821 |
$5,000 |
$5,000 |
13.99% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225821. Member loan 1225821 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,555 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.10% |
Length of employment: | n/a | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Would like to pay down debt to lower monthly payments and continue building my credit score. I have drastically raised my credit score in recent years by paying bills on time and paying above the minimum payment. After my grandmother's passing, I had to use my credit card more to help my family.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $5,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances include credit card balances of about $2800 at 20% interest rate, a furniture credit bill of about $1900 at 22% interest rate, and a retail card with a balance of $818 at 25% interest rate. About $200-$250/month. I opened all of these accounts a few years ago (when my credit score was lower) and have since been making above the minimum payment almost every month. However, with high interest rates, it has been difficult to put a dent in the actual prinicpal balances. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any deliquencies in the past two years. I have been trying to improve my credit score and lower my debt-to-available credit ratio by making more than the minimum payment every month. It's been harder for me make higher payments recently since I started graduate school, so it would be much easier (and more financially feasible) for me to pay off all of the cards and consolidate the debt into one smaller payment with a lower interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not currently have to pay rent due to my living arrangements, but I do pay utilities at $250/month. I own my car so I do not have a car payment, but my insurance is $103/month. My phone bill is $120/month, gas/transportation costs of about $75-$90/month (depending on gas prices) and food of about $150 monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not currently have to pay rent due to my living arrangements, but I do pay utilities at $250/month. I own my car so I do not have a car payment, but my insurance is $103/month. My phone bill is $120/month, gas/transportation costs of about $75-$90/month (depending on gas prices) and food of about $150 monthly. |
Please explain the reason why you carry a large revolving credit balance. | Much of my debt was accrued before and right after my grandmother passed. I currently live about 600 miles from my hometown and bought two plane tickets (about $500 each) to visit my family when my grandmother's health began declining. I also helped pay for minor parts of the funeral expenses (such as the flowers, food for the repast, etc). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances include credit card balances of about $2800 at 20% interest rate, a furniture credit bill of about $1900 at 22% interest rate, and a retail card with a balance of $818 at 25% interest rate. About $200-$250/month. I opened all of these accounts a few years ago (when my credit score was lower) and have since been making above the minimum payment almost every month. However, with high interest rates, it has been difficult to put a dent in the actual prinicpal balances. |
Please explain the reason why you carry a large revolving credit balance. | Much of my debt was accrued before and right after my grandmother passed. I currently live about 600 miles from my hometown and bought two plane tickets (about $500 each) to visit my family when my grandmother's health began declining. I also helped pay for minor parts of the funeral expenses (such as the flowers, food for the repast, etc). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances include credit card balances of about $2800 at 20% interest rate, a furniture credit bill of about $1900 at 22% interest rate, and a retail card with a balance of $818 at 25% interest rate. About $200-$250/month. I opened all of these accounts a few years ago (when my credit score was lower) and have since been making above the minimum payment almost every month. However, with high interest rates, it has been difficult to put a dent in the actual prinicpal balances. |
Which debts do you plan to pay off with this loan? | I plan to put the money towards my credit card debt and furniture bill. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not currently have to pay rent due to my living arrangements, but I do pay utilities at $250/month. I own my car so I do not have a car payment, but my insurance is $103/month. My phone bill is $120/month, gas/transportation costs of about $75-$90/month (depending on gas prices) and food of about $150 monthly. |
Member Payment Dependent Notes Series 1225840
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225840 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225840. Member loan 1225840 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Cheeca Lodge & Spa | Debt-to-income ratio: | 3.90% |
Length of employment: | 6 years | Location: | Key Largo, FL |
Home town: | |||
Current & past employers: | Cheeca Lodge & Spa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > paying off high interest credit cards<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $8,123.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current balances is a little over 10,0000<br>all credit cards<br>14% to 19 % |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 500 utlities included<br>gas 250<br>Phone 100<br>insurance 200<br>food 400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current balances is a little over 10,0000<br>all credit cards<br>14% to 19 % |
Member Payment Dependent Notes Series 1225872
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225872 |
$12,000 |
$12,000 |
18.55% |
1.00% |
April 10, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225872. Member loan 1225872 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | Kwik Mart Convenience Store Inc | Debt-to-income ratio: | 15.53% |
Length of employment: | 3 years | Location: | Rancho Cordova, CA |
Home town: | |||
Current & past employers: | Kwik Mart Convenience Store Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > home improvement<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,369.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Kitchen and Master Bathroom. |
Is the improvement to your primary residence or an investment property? | Primary resident. |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make. |
Member Payment Dependent Notes Series 1225891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225891 |
$20,000 |
$20,000 |
16.29% |
1.00% |
April 9, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225891. Member loan 1225891 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,417 / month |
Current employer: | LOCKHEED MARTIN CORP | Debt-to-income ratio: | 24.05% |
Length of employment: | 3 years | Location: | GERMANTOWN, MD |
Home town: | |||
Current & past employers: | LOCKHEED MARTIN CORP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,944.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances are $14,000 in credit cards with 25% interest rates and $600 in monthly payments. In addition a car note balance of $11,000 with $444 in monthly payments. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Current montly expenses related to housing is $1,445 in mortgage payments which includes insurance and taxes. Utilities are $250 monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current montly expenses including payments for debt is $3,591. |
Please explain the reason why you carry a large revolving credit balance. | I used my credit card to pay for most of my wedding costs. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances are $14,000 in credit cards with 25% interest rates and $600 in monthly payments. In addition a car note balance of $11,000 with $444 in monthly payments. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will pay off the credit card first as that has the higher interest rate of 20%. Then pay off some of the car loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances are $14,000 in credit cards with 25% interest rates and $600 in monthly payments. In addition a car note balance of $11,000 with $444 in monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances are $14,000 in credit cards with 25% interest rates and $600 in monthly payments. In addition a car note balance of $11,000 with $444 in monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances are $14,000 in credit cards with 25% interest rates and $600 in monthly payments. In addition a car note balance of $11,000 with $444 in monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt balances are $14,000 in credit cards with 25% interest rates and $600 in monthly payments. In addition a car note balance of $11,000 with $444 in monthly payments. |
Member Payment Dependent Notes Series 1225909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225909 |
$12,000 |
$12,000 |
17.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225909. Member loan 1225909 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | MYR Crab Inc. dba Dirty Dicks Crabhouse | Debt-to-income ratio: | 6.24% |
Length of employment: | 10+ years | Location: | NORTH MYRTLE BEACH, SC |
Home town: | |||
Current & past employers: | MYR Crab Inc. dba Dirty Dicks Crabhouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | (BBT-3215.00, 9%, 84.00), (Juniper-2179.00, 12%, 45.00), (Bank Americard, 2500.00 0%,30.00), (Discovercard, 2500.00, 30.00) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent:$600.00, Transportation:50.00, Utilities-$125.00, Insurance-$65.00, Food-$75.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | (BBT-3215.00, 9%, 84.00), (Juniper-2179.00, 12%, 45.00), (Bank Americard, 2500.00 0%,30.00), (Discovercard, 2500.00, 30.00) |
Which debts do you plan to pay off with this loan? | Most of the ones mentioned |
Member Payment Dependent Notes Series 1225937
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225937 |
$15,000 |
$15,000 |
13.67% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225937. Member loan 1225937 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | UC Health | Debt-to-income ratio: | 17.41% |
Length of employment: | 6 years | Location: | HARRISON, OH |
Home town: | |||
Current & past employers: | UC Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $10,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital one 6950 at. 18% Sears $1995 at. 18% And US bank $1000 at 14%. Student loans monthly payments are $400 and mortgage is right about $1200 per month 5.35% owe 125,000. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies on any bills |
Member Payment Dependent Notes Series 1225977
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225977 |
$3,000 |
$3,000 |
13.67% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225977. Member loan 1225977 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | usps | Debt-to-income ratio: | 5.72% |
Length of employment: | 5 years | Location: | EAST GRANBY, CT |
Home town: | |||
Current & past employers: | usps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $6,147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1225999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1225999 |
$1,500 |
$1,500 |
9.76% |
1.00% |
April 9, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1225999. Member loan 1225999 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,792 / month |
Current employer: | Alpha Genesis | Debt-to-income ratio: | 1.40% |
Length of employment: | 4 years | Location: | EARLY BRANCH, SC |
Home town: | |||
Current & past employers: | Alpha Genesis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > Simply a loan to use for extra things i would like to purchase using credit.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1226023
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226023 |
$4,800 |
$4,800 |
6.03% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226023. Member loan 1226023 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,700 / month |
Current employer: | sony | Debt-to-income ratio: | 15.82% |
Length of employment: | 3 years | Location: | miami, FL |
Home town: | |||
Current & past employers: | sony | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/07/12 > House paid for, gas bill $45 a week, phone bill $85 a month, insurance $ 100,and food $ 75 a week. That pretty much it.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,283.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | Arounding off amount about 4,600 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House paid for, gas bill $45 a week, phone bill $85 a month, insurance $ 100,and food $ 75 a week. That pretty much it. |
Member Payment Dependent Notes Series 1226025
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226025 |
$3,600 |
$3,600 |
6.03% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226025. Member loan 1226025 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,640 / month |
Current employer: | STONYBROOK HOSPITAL | Debt-to-income ratio: | 2.84% |
Length of employment: | 10+ years | Location: | MASTIC BEACH, NY |
Home town: | |||
Current & past employers: | STONYBROOK HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2001 dodge Dakota RT , 95026 miles, great condition. |
Member Payment Dependent Notes Series 1226067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226067 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226067. Member loan 1226067 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,964 / month |
Current employer: | US Navy | Debt-to-income ratio: | 21.02% |
Length of employment: | 8 years | Location: | Waldorf, MD |
Home town: | |||
Current & past employers: | US Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I want to get this loan to consolidate my credit cards and a couple other accounts. I like this method, because it comes out of my account automatically every month so I know its paid. It requires less time to pay my bills since I lower the number to pay.<br><br> Borrower added on 04/04/12 > I want to consolidate my credit card and a couple other accounts. I like this method of consolidation because it is easier to pay since it is automatic every month. Please consider me, I wont miss a payment.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $14,620.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i answered this in a previous question. food is around 300-400+/- some. |
If you have a delinquency in the last 2 years, please explain the reason. | I tried to post my reason but it didn't like it. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i answered this in a previous question. my food expense is around 450/month give or take some. |
Which debts do you plan to pay off with this loan? | Either i pay all my smaller balances first and then have my credit card left to pay off or i use it for the higher balances. I want to do the latter but having to only deal with one other payment sounds better. |
Member Payment Dependent Notes Series 1226100
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226100 |
$2,100 |
$2,100 |
17.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226100. Member loan 1226100 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,100 / month |
Current employer: | tepa ec | Debt-to-income ratio: | 3.18% |
Length of employment: | 4 years | Location: | olivehurst, CA |
Home town: | |||
Current & past employers: | tepa ec | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,571.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1226102
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226102 |
$35,000 |
$35,000 |
17.27% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226102. Member loan 1226102 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Aircraft | Debt-to-income ratio: | 21.92% |
Length of employment: | 3 years | Location: | Havelock, NC |
Home town: | |||
Current & past employers: | Aircraft | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,407.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I had to file bankruptcy , when my wife had gotten credit cards and charged them up without my knowing. Then she told me she wanted a divorce. Ever since then my credit and bills have been paid on time never late. It has been about 7 years since filing and my credit is great now. |
Member Payment Dependent Notes Series 1226130
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226130 |
$15,000 |
$15,000 |
15.31% |
1.00% |
April 6, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226130. Member loan 1226130 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Harris SBSB | Debt-to-income ratio: | 16.02% |
Length of employment: | 10+ years | Location: | STERLING, VA |
Home town: | |||
Current & past employers: | Harris SBSB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $18,455.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,355; Gas 150 (monthly); insurance 130; phone 130; utilities 250; car payment 300; food 200 (roughly) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card #1 $8,852 11.99%; credit card #2 2,600 0% until June 2012; car 4,500 6.98% (roughly) |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card #1 $8,852 11.99%; credit card #2 2,600 0% until June 2012; car 4,500 6.98% (roughly) |
Member Payment Dependent Notes Series 1226170
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226170 |
$3,000 |
$3,000 |
7.62% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226170. Member loan 1226170 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | The Leukemia & Lymphoma Society | Debt-to-income ratio: | 6.03% |
Length of employment: | 3 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | The Leukemia & Lymphoma Society | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Thank you for investing in my loan! I am a recent college graduate who works in the non-profit sector and have had difficulty making ends meet with my low salary. I have created a budget with a plan to to be debt free within 1-2 years, making additional payments each month. Thank you for your time!<br><br> Borrower added on 04/04/12 > Thank you for your consideration! I am a recent college graduate who has had difficulty making ends meet working in the non-profit sector. I have created a budget and plan to be debt free within 1-2 years, by making additional payments each month. Thank you for your time!<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $2,725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your consideration See below for additional information:<br><br>Student Loan - $2500 ($50/per month - 3% interest rate)<br>Lending Club Loan - $2200 ($113/per month - 10% interest rate)<br>Transportation (Car Insurance, maintenance & gas) - $250/per month<br>Rent - $700/per month<br>Utilities/phone: $200/per month<br>Food: $300/per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you for your consideration See below for additional information:<br><br>Student Loan - $50/per month - 3% interest rate<br>Lending Club Loan - $113/per month - 10% interest rate<br>Transportation (Car Insurance, maintenance & gas) - $250/per month<br>Rent - $700/per month<br>Utilities/phone: $200/per month<br>Food: $300/per month |
Member Payment Dependent Notes Series 1226204
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226204 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226204. Member loan 1226204 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | American Beverage Depot LLC | Debt-to-income ratio: | 23.60% |
Length of employment: | 7 years | Location: | DORAL, FL |
Home town: | |||
Current & past employers: | American Beverage Depot LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,842.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | Monthly? $1,800.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,800.00 |
Member Payment Dependent Notes Series 1226240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226240 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226240. Member loan 1226240 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | PNC Bank | Debt-to-income ratio: | 20.18% |
Length of employment: | 5 years | Location: | OWINGS MILLS, MD |
Home town: | |||
Current & past employers: | PNC Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $4,953.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1226312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226312 |
$5,000 |
$5,000 |
10.74% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226312. Member loan 1226312 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Service Access, LLC | Debt-to-income ratio: | 17.29% |
Length of employment: | 4 years | Location: | Ball Ground, GA |
Home town: | |||
Current & past employers: | Service Access, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,086.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Painting the exterior of the house, repairing the shower pan in the master bathroom and having it retiled. Also, having gutter guards installed. |
Is the improvement to your primary residence or an investment property? | It is our primary residence. |
Please explain the reason why you carry a large revolving credit balance. | We have invested in a business. It is in its 4th year, we have showed a profit on the accrual balance sheet, but the campany has been cash poor. We are finally able to run the company with the cash it is making, and will finally be able to pay us back soon and in return pay our debt down. |
Member Payment Dependent Notes Series 1226336
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226336 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 9, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226336. Member loan 1226336 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,600 / month |
Current employer: | Atrium Healthcare/Anixter Center | Debt-to-income ratio: | 24.52% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Atrium Healthcare/Anixter Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,872.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | A 1967 Volkswagen beetle, 1000 miles on a performance engine rebuild. |
How much money are you providing out of pocket as a down payment for this purchase? | $1000.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | A 1967 Volkswagen beetle, 1000 miles on a performance engine rebuild. |
Member Payment Dependent Notes Series 1226577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226577 |
$5,200 |
$5,200 |
14.65% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226577. Member loan 1226577 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | NetApp | Debt-to-income ratio: | 5.25% |
Length of employment: | 3 years | Location: | Santa Clara, CA |
Home town: | |||
Current & past employers: | NetApp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I recently received ownership of a property my grandmother used to live in. It has not been lived in, in a few years, and needs a few repairs: new refrigerator, furnace, front door, and ceiling repairs. I plan to rent the property to a tenant as soon as the repairs are finished.<br><br> Borrower added on 04/05/12 > I recently gained ownership of a property my Grandmother used to live in. It has not been lived in, in 7 years and needs a few repairs: new front door, furnace repairs, new refrigerator, and ceiling repairs. I plan to rent the property to a tenant as soon as the repairs are finished.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $6,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I have received ownership of a property my grandmother used to own. It has not been lived in for seven years and needs a few repairs: new furnace, refrigerator, front door, and some ceiling repair. I plan to rent the property to a tenant. |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know, I do not have any delinquencies in the last 7 years. |
What is your intended use for the loan proceeds? | I have had the details added to the loan description:<br><br>"I recently received ownership of a property my grandmother used to live in. It has not been lived in, in a few years, and needs a few repairs: new refrigerator, furnace, front door, and ceiling repairs. I plan to rent the property to a tenant as soon as the repairs are finished." |
Member Payment Dependent Notes Series 1226655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226655 |
$5,900 |
$5,900 |
13.99% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226655. Member loan 1226655 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Wal-Mart ISD | Debt-to-income ratio: | 3.30% |
Length of employment: | 4 years | Location: | Bentonville, AR |
Home town: | |||
Current & past employers: | Wal-Mart ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 1964 17 45<br>Mastercard 2864 14 50 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Visa 45<br>Mastercard 50 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 465<br>Trans 60<br>Utilities 90<br>Insurance 38<br>food 150 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 465<br>Trans 60<br>Utilities 90<br>Insurance 38<br>food 150 |
Please explain the reason why you carry a large revolving credit balance. | Several personal reasons |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa 2500 17 45<br>Master 2900 14 50 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa 2500 17 45<br>Master 2900 14 50 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 1964 17 45<br>Mastercard 2864 14 50 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay credit cards |
Member Payment Dependent Notes Series 1226665
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226665 |
$18,000 |
$18,000 |
18.25% |
1.00% |
April 9, 2012 |
April 18, 2017 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226665. Member loan 1226665 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,421 / month |
Current employer: | US Postal Service | Debt-to-income ratio: | 18.16% |
Length of employment: | 10+ years | Location: | ORMOND BEACH, FL |
Home town: | |||
Current & past employers: | US Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > Want to pay off debt and have one monthly payment.<br><br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 11,550 BAL 16.2 interest. 290.00 payment. 4610.00 BAL 12.99 interest 95.00 payment. 1800.00 BAL 17.99 interest 40.00 payment. All credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 11,550 BAL 16.2 interest. 290.00 payment. 4610.00 BAL 12.99 interest 95.00 payment. 1800.00 BAL 17.99 interest 40.00 payment. All credit cards. |
What is your intended use for the loan proceeds? | Pay off bills. |
Please explain the reason why you carry a large revolving credit balance. | Had to depend on credit cards for everything to survive, now I just want to pay them off and be done with them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 11,550 BAL 16.2 interest. 290.00 payment. 4610.00 BAL 12.99 interest 95.00 payment. 1800.00 BAL 17.99 interest 40.00 payment. All credit cards. |
Which debts do you plan to pay off with this loan? | Credit card dedt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay down muliple credit cards. Dividing the money up. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent payment. Transportation about 80.00 a week, utilities about 120.00 a month, cell phone 154.00, food about 75.00 a week, insurance biweekly for medical 86.00, do not have alot of expenses because I live at my parents house, helping my Mom out so I share the expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent payment. Transportation about 80.00 a week, utilities about 120.00 a month, cell phone 154.00, food about 75.00 a week, insurance biweekly for medical 86.00, do not have alot of expenses because I live at my parents house, helping my Mom out so I share the expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent payment. Transportation about 80.00 a week, utilities about 120.00 a month, cell phone 154.00, food about 75.00 a week, insurance biweekly for medical 86.00, do not have alot of expenses because I live at my parents house, helping my Mom out so I share the expenses. |
Member Payment Dependent Notes Series 1226685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226685 |
$6,475 |
$6,475 |
8.90% |
1.00% |
April 9, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226685. Member loan 1226685 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | WESTERN DIGITAL | Debt-to-income ratio: | 7.96% |
Length of employment: | 6 years | Location: | MILPITAS, CA |
Home town: | |||
Current & past employers: | WESTERN DIGITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/04/12 > I am using this loan to consolidate my credit cards, that currently have a high interest rate.<br>
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $500, transportation: $200, utilities: $0, phone: $50, insurance: $150, food: $500 |
Member Payment Dependent Notes Series 1226725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226725 |
$7,200 |
$7,200 |
13.11% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226725. Member loan 1226725 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Shenandoah Valey Academy | Debt-to-income ratio: | 9.72% |
Length of employment: | 5 years | Location: | New Market, VA |
Home town: | |||
Current & past employers: | Shenandoah Valey Academy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,004.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | OB:$4,688.30 APR: 17.99% MMP: $24<br>OB: $502.72 APR: 24.99% MMP: $42 |
Please explain the reason why you carry a large revolving credit balance. | I am currently paying living expenses on credit while I wait for my spouse to graduate and start working. I also paid for books, a computer, and (sadly) Christmas gifts. My own graduate classes were paid on 0% interest cards. Unfortunately my living expenses are currently greater than my income. I will be reimbursed for my graduate classes. Also a large portion of my revolving credit is 0% interest for another 6 months. I am getting the loan to pay off my interest charging credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It will be primarily allocated to paying credit card debt. The remaining (about 2000) will go to covering monthly expenses until my spouse graduates from nursing school and starts working (hopefully in 3 months). I will also be earning a second pay check this summer. My plan is to pay the loan off in far less than 3 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- 650 <br>Transportation- 250<br>Utilities - 150<br>Phone - 100<br>Insurance - 60<br>Food - 650<br>Tithe - 330 |
Member Payment Dependent Notes Series 1226782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226782 |
$10,175 |
$10,175 |
14.65% |
1.00% |
April 10, 2012 |
April 18, 2015 |
April 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226782. Member loan 1226782 was requested on April 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,871 / month |
Current employer: | Risk Protective services | Debt-to-income ratio: | 20.44% |
Length of employment: | 1 year | Location: | pembroke pines, FL |
Home town: | |||
Current & past employers: | Risk Protective services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1226841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226841 |
$11,000 |
$11,000 |
15.31% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226841. Member loan 1226841 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Hindlin Broadcasting | Debt-to-income ratio: | 12.11% |
Length of employment: | 6 years | Location: | NORFOLK, VA |
Home town: | |||
Current & past employers: | Hindlin Broadcasting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I have a unsecured loan which is at a higher rate and a credit card at a higher rate and I want to consolidate them<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $10,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 850,utilities150, phone 75, insurance 56.00, food 225 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Those are for auto repairs and Christmas and are on schedule to be paid off by the end of July |
Which debts do you plan to pay off with this loan? | A credit card and an unsecured loan |
Please explain the reason why you carry a large revolving credit balance. | They were for Auto repairs( I have 2 and they are both paid for) and Christmas and are scheduled in my budget to be paid off by the end of July |
Member Payment Dependent Notes Series 1226904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1226904 |
$6,000 |
$6,000 |
15.81% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1226904. Member loan 1226904 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Allied Barton Security Services | Debt-to-income ratio: | 9.15% |
Length of employment: | 6 years | Location: | BERWYN, IL |
Home town: | |||
Current & past employers: | Allied Barton Security Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I'm simply attempting to consolidate some bills that have mounted.<br><br> Borrower added on 04/05/12 > I've never defaulted on any loans ever so I'm definitely a good investment.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,956.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm not exactly certain if this is an appropriate forum to actually lay my financial situation out to bear as such. It is my understanding that this is viewable rather publicly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm not exactly certain if this is an appropriate forum to actually lay my financial situation out to bear as such. It is my understanding that this is viewable rather publicly. |
Member Payment Dependent Notes Series 1227007
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227007 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227007. Member loan 1227007 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | CTI Property services | Debt-to-income ratio: | 13.64% |
Length of employment: | < 1 year | Location: | ROYAL OAK, MI |
Home town: | |||
Current & past employers: | CTI Property services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Ave 1145 ( medical and auto insurance are covered by employer) . Thank you |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- $79- %14.24 ($2375) ; Master card- $44 - %9.24 ($2450) ; Visa- $47 - %12.99 (%24.99 cash advance) ($4800); Student loan -$89/mo ($2014) ....thank you! |
What is the total balance of your credit cards, interest rates and current monthly payments? | $11450( interest varies from 9-17.9%). Minimum payments vary from $36-55. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | Use a big portion of the money to pay school. Thank you |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will pay off all credit card balances incl small residual student loan. Total of minimum payments is $270 ( I always pay more). thank you |
Member Payment Dependent Notes Series 1227037
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227037 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227037. Member loan 1227037 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,250 / month |
Current employer: | Blockbuster / Dish | Debt-to-income ratio: | 11.50% |
Length of employment: | 10+ years | Location: | Winter Garden, FL |
Home town: | |||
Current & past employers: | Blockbuster / Dish | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > This is to refinance credit card debt and to lower my monthly payments.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1227049
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227049 |
$35,000 |
$35,000 |
13.11% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227049. Member loan 1227049 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,208 / month |
Current employer: | Baylor Health Care System | Debt-to-income ratio: | 24.27% |
Length of employment: | 10+ years | Location: | COPPELL, TX |
Home town: | |||
Current & past employers: | Baylor Health Care System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Kitchen and bathroom<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,372.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Kitchen and bathroom remodel/improvement |
Is the improvement to your primary residence or an investment property? | Primary Residence |
Member Payment Dependent Notes Series 1227095
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227095 |
$2,500 |
$2,500 |
13.67% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227095. Member loan 1227095 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,241 / month |
Current employer: | Dept of the Army | Debt-to-income ratio: | 24.43% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | Dept of the Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Need to fix vehicle after minor accident.<br><br> Borrower added on 04/05/12 > Just need to fix my car. My transmission is going out and is not covered by warranty.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $16,335.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1227097
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227097 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227097. Member loan 1227097 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | WRIT | Debt-to-income ratio: | 19.84% |
Length of employment: | 10+ years | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | WRIT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have been doing some home improvements...re-did a bathroom and had some paneling taken out and replaced with drywall. It has cost a lot more than I had planned, actually the improvements have kind of snowballed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage of $1900, car payment of $500, utilities about $200, phones $160, insurance $149 |
Please explain the reason why you carry a large revolving credit balance. | I have been doing a lot of home improvements to my house and the improvements have snowballed..things needed to be done that I didn't realize. |
Member Payment Dependent Notes Series 1227196
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227196 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227196. Member loan 1227196 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Albuquerque Studios | Debt-to-income ratio: | 21.90% |
Length of employment: | 5 years | Location: | Albuquerque, NM |
Home town: | |||
Current & past employers: | Albuquerque Studios | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I have a few credit cards with high interest rates and annual fees. I would like to pay these off and cancel them.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $2,492.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1227229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227229 |
$18,000 |
$18,000 |
19.22% |
1.00% |
April 9, 2012 |
April 20, 2017 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227229. Member loan 1227229 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | venture construction | Debt-to-income ratio: | 14.42% |
Length of employment: | 10+ years | Location: | amelia, VA |
Home town: | |||
Current & past employers: | venture construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1227237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227237 |
$3,000 |
$3,000 |
6.62% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227237. Member loan 1227237 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Venezia Transport Services | Debt-to-income ratio: | 21.40% |
Length of employment: | 10+ years | Location: | Pottsville, PA |
Home town: | |||
Current & past employers: | Venezia Transport Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1227325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227325 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227325. Member loan 1227325 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | ICBS | Debt-to-income ratio: | 24.44% |
Length of employment: | 4 years | Location: | PLANO, TX |
Home town: | |||
Current & past employers: | ICBS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I am getting this loan to pay off a couple of high intrest rate credit cards at just about the same monthly outlay. Also will pay off in 3 years!!<br><br> Borrower added on 04/08/12 > This loan would be a great asset to my family. As previously mentioned, because this loan has a "fixed" three year pay out structure, it greatly benefits the ability to lower our debt sooner than paying the monthly minimum for existing creditors. I have a 3 year goal to eliminate all revolving debt<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use is for debt consolidation for 4 credit cards. If any money remains, it will be applied towards paying off the next credit card with the lowest balance. |
Please explain the reason why you carry a large revolving credit balance. | My wife and I used to own a rent house which we sold a few years ago. The loan was set up without an escrow account. When the taxes came due in January and the home owners insurance in June of each year, it was difficult for us to pay for these outlays without using credit cards. The debt has remained to this day and we are slowly paying it off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Here is the information to the best of my ability at this time. I am having trouble submitting the answer with interest rates included. Balances and monthly payments below:<br><br>Credit Cards:<br>#1 $1,244.97 $34.00 <br>#2 $1,003.65 $32.00 <br>#3 $2,583.48 $78.00 <br>#4 $3,350.43 $120.00 <br>#5 $3,571.17 $170.00 <br>#6 $4,674.69 $95.00 <br>#7 $7,912.24 $110.00 <br><br>Line of Credit: $2,298.14 $68.00 <br><br>Car loan: $14,410.37 $433.00 <br><br>Mortgage: $164,745.09 2.93% $1,243.00 |
Which debts do you plan to pay off with this loan? | The following credit cards are the debts I intend to pay off:<br><br>#1 $1,244.97 <br>#2 $1,003.65 <br>#4 $3,350.43 <br>#5 $3,571.17 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have no plan to use this loan for multiple purposes.. |
Member Payment Dependent Notes Series 1227344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227344 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227344. Member loan 1227344 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 7.24% |
Length of employment: | 5 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $6,537.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1227346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227346 |
$4,000 |
$4,000 |
13.11% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227346. Member loan 1227346 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Derrel's Mini Storage | Debt-to-income ratio: | 6.55% |
Length of employment: | 4 years | Location: | SELMA, CA |
Home town: | |||
Current & past employers: | Derrel's Mini Storage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I plan on using this loan to pay off my credit cards. I have not been late on my payments and don't have trouble making my payments, but I would rather pay them off at a lower rate. I have been employed at my current company for almost 5 years. Thank You.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,783.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I do not have much savings, so unfortunately I have used credit cards in the past for emergencies. I have used them for vehicle repairs and home repairs. I have been very consistent making my payments on time. That is the reason I am applying for this loan, so that I may pay my debt down under a lower rate and pay my debt off faster. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe around $10,000.00 in credit card debt and my interest rates range between 18.99% to 26.99%. My total monthly minimum payments on the credit cards are around $375.00. My share of the mortgage is $700.00 a month. I have no student loans, car payments or personal loans.I will be using this loan to pay off all of my higher interest cards and the loan payment will be lower than the minimum payment of those cards. So my overall monthly payments will be lower with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe around $10,000.00 in credit card debt and my interest rates range between 18.99% to 26.99%. My total monthly minimum payments on the credit cards are around $375.00. My share of the mortgage is $700.00 a month. I have no student loans, car payments or personal loans.I will be using this loan to pay off all of my higher interest cards and the loan payment will be lower than the minimum payment of those cards. So my overall monthly payments will be lower with this loan. |
Which debts do you plan to pay off with this loan? | My higher interest rate credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $700, Credit card payments $350, utilities $350, car insurance $60, phone $80, food $150, transportation $200, and a few other minor things. |
Member Payment Dependent Notes Series 1227574
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227574 |
$1,000 |
$1,000 |
7.90% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227574. Member loan 1227574 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | ROYAL OAK INDUSTRIES | Debt-to-income ratio: | 10.85% |
Length of employment: | 9 years | Location: | BURTON, MI |
Home town: | |||
Current & past employers: | ROYAL OAK INDUSTRIES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I got into a little truble and may need up to $500 in cort fines and the rest I plan on getting 2 or 3 more solar panels . I hope you will decide to help me . I am never late with any of my loans. |
Please provide additional details regarding the purpose of the loan. | I got into a little truble and am going to need up to $500 in cort fines. if I get all $1000 I plan on getting 2 or 3 more solar panels. when you check my credit you will find that I am never late with any of my loans. thanx for your help. |
Member Payment Dependent Notes Series 1227577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227577 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227577. Member loan 1227577 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,083 / month |
Current employer: | Syracuse University | Debt-to-income ratio: | 2.89% |
Length of employment: | 6 years | Location: | CAMBRIDGE, MA |
Home town: | |||
Current & past employers: | Syracuse University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $9,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $1530 per month with all utilities included. I have renter's insurance that's about $20 per month, I think. We also pay $80 per month for parking. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is approximately $9900. Of those, about $5000 are at 18.99% APR. The rest are at promotional APRs of 0% and 2.99% that are about to expire in a couple of months and jump to 18.99% as well. Currently, total minimum monthly payments sum up to $267. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the past 2 years. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Already answered this question. Please refer to Q&A. |
Member Payment Dependent Notes Series 1227644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227644 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227644. Member loan 1227644 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Koppers Industries | Debt-to-income ratio: | 13.38% |
Length of employment: | 4 years | Location: | WELLSBURG, WV |
Home town: | |||
Current & past employers: | Koppers Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > I am interested in a debt consolidation loan that enables me to payoff my current unsecured debt in a single manageable monthly payment. I am looking forward to doing business with you and eager to take total control of my financial well-being.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,834.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1227701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227701 |
$3,000 |
$3,000 |
13.99% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227701. Member loan 1227701 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 12.02% |
Length of employment: | 10+ years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > Funds to pay legal fees and debt consolidation.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,871.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- 917<br>Transportation- 200<br>Utilities- 150<br>Phone-107<br>Insurance- 250<br>Food- 200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card- 2500 Interest Rate-17% Monthly payment 250<br>Store Line of Credit- 7500 Interest rate-12% Monthly Payment 250<br>Car Payment- 14500 -Interest Rate 2.9% Monthly Payment 300 |
What is your intended use for the loan proceeds? | Used to pay legal fees. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card- 2500 Interest Rate-17% Monthly payment 250<br>Store Line of Credit- 7500 Interest rate-12% Monthly Payment 250<br>Car Payment- 14500 -Interest Rate 2.9% Monthly Payment 300 |
Member Payment Dependent Notes Series 1227710
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227710 |
$4,000 |
$4,000 |
12.12% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227710. Member loan 1227710 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,400 / month |
Current employer: | US Army | Debt-to-income ratio: | 10.85% |
Length of employment: | 6 years | Location: | junction city, KS |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I make 3400 a month. I pay 975 for rent but thats about to stop because I will be rent freefor the next 10 months. I pay 350 a month for car payment. 600a month on food. 300 a month in gas and currently have no utility payments. I also pay 90 a month for phone service. That leaves me with a little over 1000 each month for odds and ends. |
Please provide general details of the cost of your vacation. | About 300 in gas to get to my family in Indianapolis IN and 300 back. The rest is to enjoy the time I have left with my family before my third deployment. |
Member Payment Dependent Notes Series 1227712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227712 |
$20,000 |
$20,000 |
18.55% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227712. Member loan 1227712 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | US Naval Sea Cadet Corps | Debt-to-income ratio: | 8.97% |
Length of employment: | 5 years | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | US Naval Sea Cadet Corps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $16,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA - 13,500 24% 350<br>MAST - 5,000 25% 150 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | CO-OP Maintenance $900<br>UTILITIES (Phone/Cable/Gas/Elec) $1,200<br>INS (Auto/Home) $150<br>TAXES (Home) $125 |
If you have a delinquency in the last 2 years, please explain the reason. | Oversight while on business trip |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | CO-OP Maintenance $900<br>UTILITIES (Phone/Cable/Gas/Elec) $1,200<br>INS (Auto/Home) $150<br>TAXES (Home) $125 |
Please explain the reason why you carry a large revolving credit balance. | Paid college tuition and student loans |
What is the total balance of your credit cards, interest rates and current monthly payments? | VISA $13,500 25% 350<br>MAST $5,000 25% 150 |
Member Payment Dependent Notes Series 1227876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227876 |
$16,000 |
$16,000 |
16.29% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227876. Member loan 1227876 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | New Wave Inc. | Debt-to-income ratio: | 6.78% |
Length of employment: | 5 years | Location: | MAPLE GROVE, MN |
Home town: | |||
Current & past employers: | New Wave Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Juniper CC Pay-off loan<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $12,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Monthly Payment for all Credit cards: $680.00<br><br>Monthly payment with pay-off including this loan: $520.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard: $6530.00, 28.24%, $222.00<br><br>Discover: $4700.00, 19.99%, $132.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2200.00 |
Member Payment Dependent Notes Series 1227922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227922 |
$2,400 |
$2,400 |
12.12% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227922. Member loan 1227922 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Storage Networking Industry Association | Debt-to-income ratio: | 5.64% |
Length of employment: | 2 years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Storage Networking Industry Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is $300.00 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses is $2300.00. |
Member Payment Dependent Notes Series 1227930
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1227930 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1227930. Member loan 1227930 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,833 / month |
Current employer: | Affinity Solutions | Debt-to-income ratio: | 6.28% |
Length of employment: | 5 years | Location: | San Rafael, CA |
Home town: | |||
Current & past employers: | Affinity Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > To repay current lending club loan in good standing at a better interest rate. Also to eliminate auto payment.<br><br> Borrower added on 04/06/12 > this will be the only payment, outside of normal bills.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $4,942.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 28.20% | Months Since Last Record: | 41 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off two visa cards (approx $2000) and my refinancing my current lending club loan at a lower interest rate. My payments will go from approximately $650 to $350. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently it is approximately $700 and it will be cut in half to $350. |
Member Payment Dependent Notes Series 1228032
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228032 |
$5,000 |
$5,000 |
15.31% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228032. Member loan 1228032 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Life Technologies | Debt-to-income ratio: | 4.91% |
Length of employment: | 5 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Life Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt is credit cards/bill me later $7,000 at 21% monthly payments $300. Rent $900; Gas $275; Utilities $240; Phone/Internet $160; Insurance (car/rental) $150; Food $300; entertainment $300; savings $250 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Debt is credit cards/bill me later $7,000 at 21% monthly payments $300. Rent $900; Gas $275; Utilities $240; Phone/Internet $160; Insurance (car/rental) $150; Food $300; entertainment $300; savings $250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt is credit cards/bill me later $7,000 at 21% monthly payments $300. Rent $900; Gas $275; Utilities $240; Phone/Internet $160; Insurance (car/rental) $150; Food $300; entertainment $300; savings $250 |
Please explain the reason why you carry a large revolving credit balance. | Paid medical bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt is credit cards/bill me later $7,000 at 21% monthly payments $300. Rent $900; Gas $275; Utilities $240; Phone/Internet $160; Insurance (car/rental) $150; Food $300; entertainment $300; savings $250 |
Which debts do you plan to pay off with this loan? | High interest credit card bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Debt is credit cards/bill me later $7,000 at 21% monthly payments $300. Rent $900; Gas $275; Utilities $240; Phone/Internet $160; Insurance (car/rental) $150; Food $300; entertainment $300; savings $250 |
Member Payment Dependent Notes Series 1228041
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228041 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228041. Member loan 1228041 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Calcasieu Parish Police Jury | Debt-to-income ratio: | 13.18% |
Length of employment: | 10+ years | Location: | SULPHUR, LA |
Home town: | |||
Current & past employers: | Calcasieu Parish Police Jury | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,478.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard, $1537.39 balance, 22.9%, $51.00 minimum monthly payment<br>Mastercard, $3665.90 balance, 19.99%, $102.00 minimum monthly payment<br>Visa, $1524.63 balance, 27.99%, $88.00 minimum monthly payment<br>Visa, $1983.08, 17.90%, $54.00 minimum monthly payment |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The current minimum monthly payment is $295.00; however, I have been paying above the minimum requirement at the total amount of $400.00. The loan will be $375 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Home $650.00<br>Home Insurance $300.00<br>Electricity $300.00<br>Water $50.00<br>Taxes $50.00<br>No Line of Credit or Home Equity |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Home $650.00<br>Home Insurance $300.00<br>Electricity $300.00<br>Water $50.00<br>Taxes $50.00<br>No Line of Credit or Home Equity |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard, $1537.79 balance, 22.9%, $51.00 monthly payment<br>Mastercard, $3665.90 balance, 19.99%, $88.00 monthly payment<br>Visa, $1524.63 balance, 27.99%, $102.00 monthly payment<br>Visa, $1983.08 balance, 17.9%, $54.00 monthly payment<br><br>These are the minimum monthly payment requirements; however, I have been paying more. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard, $1537.79 balance, 22.9%, $51.00 monthly payment<br>Mastercard, $3665.90 balance, 19.99%, $88.00 monthly payment<br>Visa, $1524.63 balance, 27.99%, $102.00 monthly payment<br>Visa, $1983.08 balance, 17.9%, $54.00 monthly payment<br><br>These are the minimum monthly payment requirements; however, I have been paying more. |
Member Payment Dependent Notes Series 1228043
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228043 |
$6,000 |
$6,000 |
15.81% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228043. Member loan 1228043 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | State farm insurance | Debt-to-income ratio: | 8.30% |
Length of employment: | < 1 year | Location: | RALEIGH, NC |
Home town: | |||
Current & past employers: | State farm insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $6,019.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- 350<br>Food- 150<br>Phone - 75<br>Utilities- 0<br>Transportation - 250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans -25 mth until I graduate so for another 2 years <br>State employees credit card 7% interest - balance 900<br>Citibank - apr 15%- 600 balance<br>Capital one - apr 18%- balance 2000<br>Target- apr 18%- balance 300<br>Household -apr 23%- balance 600<br>Chase - apr 15%- balance 900<br>Discover- 500 apr 3.9% |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the last 5 years to my knowledge . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- 350<br>Food- 150<br>Phone - 75<br>Utilities- 0<br>Transportation - 250 |
Please explain the reason why you carry a large revolving credit balance. | Currently I am a student and have been on my own since I was 16 . I have utilized credit cards to pay for books etc for school when it is not covered by financial aid. With this loan I will be able to have the extra cash available to purchase as opposed to using revolving credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans -25 mth until I graduate so for another 2 years <br>State employees credit card 7% interest - balance 900<br>Citibank - apr 15%- 600 balance<br>Capital one - apr 18%- balance 2000<br>Target- apr 18%- balance 300<br>Household -apr 23%- balance 600<br>Chase - apr 15%- balance 900<br>Discover- 500 apr 3.9% |
What is your intended use for the loan proceeds? | To consolidate all my debt. I currently have 4 major credit cards and making payments different times of the month and i would like one bill. The total amount of the loan will cover all revolving credit accounts.With this I will free up all my cards and will be able to raise my credit score significantly as I possibly want to purchase a home once I have completed school in approximately a year. |
Member Payment Dependent Notes Series 1228058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228058 |
$2,500 |
$2,500 |
13.11% |
1.00% |
April 9, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228058. Member loan 1228058 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | Republic Bank | Debt-to-income ratio: | 21.07% |
Length of employment: | 6 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Republic Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Want to fund a trip for my niece that can enhance her knowledge of what she is interested in.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,914.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | 110 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I am not aware of this. I am going to run a credit check and look into this. |
What is your intended use for the loan proceeds? | Helping my niece go on a trip. |
What is your intended use for the loan proceeds? | Helping my niece go on a trip. |
What is your intended use for the loan proceeds? | Helping my niece go on a trip. |
Please provide additional details regarding the purpose of the loan. | My niece has an opportunity to go on a trip that will give her a great experience in the field that she may want to enter. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using the loan for multiple purposes. |
Please explain the reason why you carry a large revolving credit balance. | Helping out a family member and that is my way of keeping track of what that family member owes me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly 1450.00 |
Member Payment Dependent Notes Series 1228133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228133 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228133. Member loan 1228133 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Steinhafels | Debt-to-income ratio: | 18.73% |
Length of employment: | 7 years | Location: | BROOKFIELD, WI |
Home town: | |||
Current & past employers: | Steinhafels | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 1 (BAL $809/ Min $32 / Int 26.99%)<br><br>Visa 1 (BAL $1060/ Min $30 / Int 22.24%)<br><br>Discover (BAL $257 / Min $30 / Int 18.99%)<br><br>Visa 2 (BAL $775 / Min $38/ Int 24.45%)<br><br>Master Card 2 (BAL $178/ Min $32/ Int 22.99%)<br><br>Paypal SmartConnect (BAL $908/ Min $30/ Int 26.99%)<br><br>Visa 3 (BAL $2000/ Min $48/ Int 17.99%) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments for all credit cards, $240. After payoff from loan, $195 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Credit Cards: $240<br>Car Payment: $164<br>Rent: $200<br>Insurance: $75<br>Food and Gas: $440<br>Phone: $75 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard 1 (BAL $809/ Min $32 / Int 26.99%)<br><br>Visa 1 (BAL $1060/ Min $30 / Int 22.24%)<br><br>Discover (BAL $257 / Min $30 / Int 18.99%)<br><br>Visa 2 (BAL $775 / Min $38/ Int 24.45%)<br><br>Master Card 2 (BAL $178/ Min $32/ Int 22.99%)<br><br>Paypal SmartConnect (BAL $908/ Min $30/ Int 26.99%)<br><br>Visa 3 (BAL $2000/ Min $48/ Int 17.99%) |
Member Payment Dependent Notes Series 1228223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228223 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 10, 2012 |
April 21, 2015 |
April 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228223. Member loan 1228223 was requested on April 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | petsmart | Debt-to-income ratio: | 10.58% |
Length of employment: | 1 year | Location: | Glendale, AZ |
Home town: | |||
Current & past employers: | petsmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $1,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Adding a pool. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in past 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are $2060. My husband pays about half of that also. |
Member Payment Dependent Notes Series 1228367
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228367 |
$7,350 |
$7,350 |
12.12% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228367. Member loan 1228367 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | Wrapro | Debt-to-income ratio: | 11.77% |
Length of employment: | 6 years | Location: | MEDFORD, MA |
Home town: | |||
Current & past employers: | Wrapro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $19,638.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | update the basement to an entertainment center for my kids. |
If you have a delinquency in the last 2 years, please explain the reason. | I'm sure there is a lot of good reasons for a delinquency but put this fact in your mind , life is tough sometimes and specially when you have family and kids depending on you. but thank god I'm healthy and I'm getting back on my feet and you can see I always pay my bills. thank you for your understanding. |
What is the home improvement project you are planning? | update the basement to an entertainment center for my kids. |
Member Payment Dependent Notes Series 1228387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228387 |
$4,000 |
$4,000 |
16.29% |
1.00% |
April 10, 2012 |
April 19, 2015 |
April 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228387. Member loan 1228387 was requested on April 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,725 / month |
Current employer: | Town of Breckenridge | Debt-to-income ratio: | 21.83% |
Length of employment: | 4 years | Location: | Breckenridge, CO |
Home town: | |||
Current & past employers: | Town of Breckenridge | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/05/12 > Buying a Street Legal Motorcycle for saving on gas.<br>
A credit bureau reported the following information about this borrower member on April 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $36,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total between everything is around $1,350.00 a month. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Its a 2007 Yamaha FZ1 with 4,162 miles on it and is in Showroom condation. |
How much money are you providing out of pocket as a down payment for this purchase? | I will be putting $1,400.00 down on my end but need $4000.00 Loan. Total price would be $5,400.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Its a 2007 Yamaha FZ1 with 4,162 miles on it and is in Showroom condation. |
Please explain the reason why you carry a large revolving credit balance. | I was Paying cash for all my higher education over the past couple of years which in return gave a big promotion at my job this March, now that I'm making very good money I will be cutting that debt down by 50% buy the end of this year and should be paid off by early next year. Most of that debt is lock in at a very low intrest rate so it will be easy to pay down, one of the big reason for getting this bike is the massive savings in gas. In return I can take that savings to pay off debt faster. |
Member Payment Dependent Notes Series 1228979
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1228979 |
$2,200 |
$2,200 |
6.62% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1228979. Member loan 1228979 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,250 / month |
Current employer: | wells fargo | Debt-to-income ratio: | 4.36% |
Length of employment: | 10+ years | Location: | north lauderdale, FL |
Home town: | |||
Current & past employers: | wells fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > pay off debt<br><br> Borrower added on 04/06/12 > payoff debt<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1000. Household mastercard 25.00 montly pay, Citi mastercard 1300/ 22.00 monthly, wells Far go home mortgage 700.15, dell 433/20 monthly and ge online 485/ 25 monthly pay |
Member Payment Dependent Notes Series 1229006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229006 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229006. Member loan 1229006 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,854 / month |
Current employer: | ManTech | Debt-to-income ratio: | 14.26% |
Length of employment: | 10+ years | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | ManTech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > This loan will be used to pay off credit card balances accrued due to medical, dental, and veterinary bills not coverd by insurance from the past 12 months consolidating debt into a single, lower interest monthly payment.<br><br> Borrower added on 04/06/12 > My monthly expenses are as follows rent is 945, insurance is 85, phone is 55, transportation (including car payment and gas) is 550, utilities are 135, food (including all pet expenses) is 200.<br><br> Borrower added on 04/06/12 > I have put myself on a tight budget so I can pay my bills in a timely fashion. I brown bag lunch, I cook my meals rather than eat out, I use coupons and special deals whenever possible, and I limit discretionary activities (movies, dining out, sporting events) to less than two a month.<br><br> Borrower added on 04/06/12 > I am a federal contract and employed by the same company for 11 years. I carry a high level security clearance,received excellent performance reviews from management as well as several service awards from the customer. Previously I worked as a special education teacher for over 15 years.<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $7,506.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 945, Insurance 85, Transportation 550 (includes car payment), Utilities 135, Phone 55, Food 200 (includes pet expenses); I have cut back on many expenses; I brown bag lunch, cook my meals rather than eating out, downgraded phone and cable service, use the car less frequently, make use of coupons/special deals, and limit discretionary spending as much as possible. |
What are the estimated expenses? | I currently rent. My monthly expenses are as follows rent is 945, insurance is 85, phone is 55, transportation (including car payment and gas) is 550, utilities are 135, food (including all pet expenses) is 200. I have put myself on a tight budget so I can pay my bills in a timely fashion. I brown bag lunch, I cook my meals rather than eat out, I use coupons and special deals whenever possible, and I limit discretionary activities (movies, dining out, sporting events) to less than two a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 945, Insurance 85, Transportation 550 (includes car payment), Utilities 135, Phone 55, Food 200 (includes pet expenses); I have cut back on many expenses; I brown bag lunch, cook my meals rather than eating out, downgraded phone and cable service, use the car less frequently, make use of coupons/special deals, and limit discretionary spending as much as possible. |
Please explain the reason why you carry a large revolving credit balance. | I accrued nearly $6000 in dental expenses (excluding medications) as a result of two emergency oral surgeries and another $2000 in medical and veterinary bills (excluding medications). I used (and maxed out) my credit cards to pay for treatments while working on a payment plan with doctors. I would like to consolidate the bills into a single, lower interest payment. |
If you have a delinquency in the last 2 years, please explain the reason. | Other than a missed cable bill, I have remained current with my bills. |
What is your intended use for the loan proceeds? | I accrued nearly $6000 in dental expenses (excluding medications) as a result of two emergency oral surgeries and another $2000 in medical and veterinary bills (excluding medications). I used (and maxed out) my credit cards to pay for treatments while working on a payment plan with doctors. I would like to consolidate the bills into a single, lower interest payment. |
What are the estimated expenses? | I currently rent. My monthly expenses are as follows rent is 945, insurance is 85, phone is 55, transportation (including car payment and gas) is 550, utilities are 135, food (including all pet expenses) is 200. I have put myself on a tight budget so I can pay my bills in a timely fashion. I brown bag lunch, I cook my meals rather than eat out, I use coupons and special deals whenever possible, and I limit discretionary activities (movies, dining out, sporting events) to less than two a month. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I currently rent. My monthly expenses are as follows rent is 945, insurance is 85, phone is 55, transportation (including car payment and gas) is 550, utilities are 135, food (including all pet expenses) is 200. I have put myself on a tight budget so I can pay my bills in a timely fashion. I brown bag lunch, I cook my meals rather than eat out, I use coupons and special deals whenever possible, and I limit discretionary activities (movies, dining out, sporting events) to less than two a month. |
If you have a public record on file, please briefly explain the event and its resolution. | I’m not certain what you mean by the term “public record” – I have never been arrested or sued; I work as a federal contractor and currently posses a high level security clearance; I’ve worked for the same secured company for nearly 11 years with an explanatorily performance record (including several accommodations from my supervisors as well as the federal government). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently rent. My monthly expenses are as follows rent is 945, insurance is 85, phone is 55, transportation (including car payment and gas) is 550, utilities are 135, food (including all pet expenses) is 200. I have put myself on a tight budget so I can pay my bills in a timely fashion. I brown bag lunch, I cook my meals rather than eat out, I use coupons and special deals whenever possible, and I limit discretionary activities (movies, dining out, sporting events) to less than two a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The majority of the requested funds will be used to pay off remaining balances with my doctor, dentist, and veterinarian as well as the credit card balances of the credit cards I maxed out to pay my uncovered medical bills. I would like to keep a small balance in my account to act as a cushion since I not only maxed out my cards, but wiped out my savings account to deal with the mounting bills. |
Member Payment Dependent Notes Series 1229062
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229062 |
$20,000 |
$20,000 |
14.65% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229062. Member loan 1229062 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Kelly Law | Debt-to-income ratio: | 21.30% |
Length of employment: | 8 years | Location: | HADDONFIELD, NJ |
Home town: | |||
Current & past employers: | Kelly Law | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > Using this loan to replace and pay off two credit cards that have 27% + interest rates<br><br> Borrower added on 04/06/12 > The credit card accounts will be promptly closed / cancelled.<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $17,673.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1229098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229098 |
$27,500 |
$27,500 |
19.99% |
1.00% |
April 9, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229098. Member loan 1229098 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Morgan Stanley Smith Barney | Debt-to-income ratio: | 9.89% |
Length of employment: | 1 year | Location: | Charlestown, MA |
Home town: | |||
Current & past employers: | Morgan Stanley Smith Barney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $13,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1229631
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229631 |
$5,000 |
$5,000 |
10.74% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229631. Member loan 1229631 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Marshall Medical Centers | Debt-to-income ratio: | 9.28% |
Length of employment: | 4 years | Location: | BOAZ, AL |
Home town: | |||
Current & past employers: | Marshall Medical Centers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,467.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $3574.00, 23.99% interest, $72.00 minimum monthly payment.<br>Visa: $1200.00, 29.99% interest, $50.00 minimum monthly payment.<br>I currently pay more than the minimum monthly payment. My desire is to combine the two payments into one and to reduce the interest rate and repayment time. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payments are about $132.00. This loan and payoff would increase my minimum monthly to $168.00, yet will decrease payoff time and reduce the interest rate. |
Member Payment Dependent Notes Series 1229917
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1229917 |
$9,600 |
$9,600 |
12.12% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1229917. Member loan 1229917 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,808 / month |
Current employer: | RockTenn | Debt-to-income ratio: | 19.52% |
Length of employment: | 10+ years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | RockTenn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/12 > I've been making double and triple payments on my cards to get them paid down, but the rate is 22.9% which makes it take a long time. This loan will help me avoid needless overspending on interest. A 10% savings is significant.<br>
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $ 3167 / 22.9/ $89/mo.<br>Visa: $ 1490 / 22.9/ $46/mo.<br>Master Card: $1704 / 21.9/ $60mo.<br>Master Card: $2142 / 21.9/ $75mo.<br>Visa: $ 1209 / 21.9/ $70mo. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total all 6 cards: $15,700. This loan of $9600 will pay off all but one. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $ 3167 / 22.9/ $89/mo.<br>Visa: $ 1490 / 22.9/ $46/mo.<br>Master Card: $1704 / 21.9/ $60mo.<br>Master Card: $2142 / 21.9/ $75mo.<br>Visa: $ 1209 / 21.9/ $70mo. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing $1133; Equity loan $177; Utilities $175; Insurance: $195; Property tax: $75 |
Please explain the reason why you carry a large revolving credit balance. | Auto repair, Condo renovation, Oral surgery |
What is the total balance of your credit cards, interest rates and current monthly payments? | Five totaling $15,700. Minimum payment due is $555/mo. Interest rates range from $19.9 - 22.9. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1133; Transportation $1095; Utilities $165; Phone $74; Insurance $195; Food $425 |
Member Payment Dependent Notes Series 1230172
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1230172 |
$1,000 |
$1,000 |
15.81% |
1.00% |
April 9, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1230172. Member loan 1230172 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | MNCPPC | Debt-to-income ratio: | 24.40% |
Length of employment: | 3 years | Location: | Upper Marlboro, MD |
Home town: | |||
Current & past employers: | MNCPPC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,430.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Air conditioner broke down. |
Member Payment Dependent Notes Series 1230428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1230428 |
$2,050 |
$2,050 |
15.81% |
1.00% |
April 10, 2012 |
April 20, 2015 |
April 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1230428. Member loan 1230428 was requested on April 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,804 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.44% |
Length of employment: | n/a | Location: | Wilmington, DE |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,309.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Around $7,000.00, interest rate's varies, payment's run around $500.00 to $550.00 a month,<br>but most of the time I add a little more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mort. $1,063.00 Mo.<br>Transportation $20.00 Mo.gas , most of the time I take a bus, I'm a retired driver and I ride free.<br>car insur. $49.00 Mo life insur. $100.00 Mo<br><br>My wife pay's the rest of our bill's. |
Please explain the reason why you carry a large revolving credit balance. | 3 year's ago we replaced our 25 year old heater with a new gas heater.<br>After paying that off we started doing a lot of up grade's to our house,200 amp service,roof repair's,fixture's and some other thing's.<br>We are trying to put it in better shape than it was 100 year's ago.<br>Our house is over 100 year's old. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I filled this form out 2 time's and I can't get it to submit |
What is the total balance of your credit cards, interest rates and current monthly payments? | Around $7,000.00, interest rate's varies, payment's run around $500.00 to $550.00 a month,<br>but most of the time I add a little more. |
Please explain the reason why you carry a large revolving credit balance. | 3 year's ago we replaced our 25 year old heater with a new gas heater.<br>After paying that off we started doing a lot of up grade's to our house,200 amp service,roof repair's,fixture's and some other thing's.<br>We are trying to put it in better shape than it was 100 year's ago.<br>Our house is over 100 year's old. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Since monthly payment's change from month to month because of payment's made this will be an estimate <br>Around $400.00 including this loan |
What is the total balance of your credit cards, interest rates and current monthly payments? | Around $7,000.00, interest rate's varies, payment's run around $500.00 to $550.00 a month,<br>but most of the time I add a little more. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I filled this form out 2 time's and I can't get it to submit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mort. $1,063.00 Mo.<br>Transportation $20.00 Mo.gas , most of the time I take a bus, I'm a retired driver and I ride free.<br>car insur. $49.00 Mo life insur. $100.00 Mo<br><br>My wife pay's the rest of our bill's. |
Member Payment Dependent Notes Series 1232733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1232733 |
$2,800 |
$2,800 |
14.65% |
1.00% |
April 10, 2012 |
April 22, 2017 |
April 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1232733. Member loan 1232733 was requested on April 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,750 / month |
Current employer: | Allstate | Debt-to-income ratio: | 0.91% |
Length of employment: | 3 years | Location: | Carpenter, WY |
Home town: | |||
Current & past employers: | Allstate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/08/12 > Will be closing my credit card accounts once consolidated<br>
A credit bureau reported the following information about this borrower member on April 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards 9415 18.90 to 29.99 percent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards 9415 18.90 to 29.99 percent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards 9415 18.90 to 29.99 percent |
Prospectus Supplement (Sales Report) No. 34 dated April 10, 2012